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200 | LOL. You think the game is fair, big man? You think its all about that one big idea, and then you're gonna be rich? Why don't you finish high school, and get a real job and plan your big startup, and then we'll have this conversation. |
201 | thats my main regret - similar to cfa vs. mba they only hire kids right out of top tier schools with inflated gpas (harvard im looking at you) and these kids dont know their asses from their elbows and they immediately get into the models and bottles mindset id take a state schooler with a level head any day over wan... |
202 | "Economic hardship is just as misleading as ""economic slavery"". If you are working two jobs and can't afford rent... How can you better yourself? Sure, if you are exceptionally intelligent and/or charismatic and/or exceptionally great in some other way, you could find a way out of the hole. But if you are working ... |
203 | "Yes. Since it is our duty to give aid to helpless children, even when their parents make ""bad"" choices. As a society we combat this situation with education so that people will understand that having children they ""can't afford"" is a bad idea. Contraception and financial education is essential in this situation." |
204 | "This is the best tl;dr I could make, [original](http://www.msn.com/en-us/money/companies/shell-prepares-for-lower-forever-oil-prices/ar-AAoVbwb) reduced by 88%. (I'm a bot) ***** > LONDON-Royal Dutch Shell PLC laid out a pessimistic vision for the future of oil on Thursday, even as the company reported success in g... |
205 | The answer to this question is related to another question: How would I invest in Uber? Given that Uber is a privately-held company, the average investor cannot directly buy stock. However, there are some indirect methods that you can use to invest in Uber, and as a result, it is also possible to indirectly short Uber... |
206 | If you are looking to open an NRE Account, the banks have now made the process very simple and quick.Here, we will have a detailed look at what NRE Account is and how to open one such account.For more details, visit https://www.icicibank.com/nri-banking/nri-banking.page? |
207 | "I really don't understand. Yes, facebook overpriced their IPO. I suppose they may have to renegotiate some of their retention deals. On the other hand, they brought in significantly more capital than if they had priced the deal ""correctly"". If anything, Ebersman did a great job of getting facebook the maximum amount... |
208 | If you make paying off those loans a priority, you will find money where you can and also look for stuff to sell around your home and also look for as much extra work as you can stand. |
209 | > The CEO of Canada’s largest grocery and drugstore chain has warned his shareholders that minimum wage hikes across Ontario and Alberta will cost his company an additional $190 million in expenses next year. > “We are flagging a significant set of financial headwinds and the organization is mobilizing all of it... |
210 | So I learned that your employer CAN force you to make employee contributions. However, this source seems to think that the mandatory employee contributions do not count against the 402(g) limit of $18,000. |
211 | It depends on whether you want a career as a fund manager/ analyst or if you want to be an investor/ trader. A fund manager will have many constraints that a private investor doesn’t have, as they are managing other people’s money. If they do invest their own money as well they usually would invest it differently from... |
212 | >If you're a non-target like me this is how it is. With hard work and intelligence we will get what we want though. I suggest looking into the CFA program. I think networking might be more effective on that front. I'm from a non-target (and not even in finance) yet it seems like talking to people has gotten me a l... |
213 | But Uncle Sam isn't just borrowing money from other people/countires. He's borrowing money from himself..... with printed money. The ostensible purpose of QE, Operation Twist, et al, is to force interest rates down largely through the monetization of government debt. So to reference interest rates as if they were so... |
214 | "If you don't want to take any risk and you want your money to be liquid, then the best place to ""invest"" such money is in an insured bank deposit, such as a high interest savings account. However, you aren't likely to find a savings account interest rate that comes close to that charged by your mortgage, so the bett... |
215 | I'm saying children have no self-control in the things they demand. Parents typically buy their kids toys so they can have fun and keep themselves busy and most parents see it as time they earn for themselves so they're willing to buy their kids some toys if it means it'll shut them up |
216 | "I did read your comment, and all the other ones that referred to me as ""he."" Believe it or not, the melodrama you see is imagined. I didn't write, for example, ""This stupid fucker doesn't realize I've got a vagina."" And I wasn't arguing with your anecdote, I was supporting it for the other people reading. That's ... |
217 | As I understand it, US federal gift tax doesn't kick in at all until one person gives more than about $14,000 in a single year. (So a couple can give someone $28,000.) If you want to give more than that in a lump sum while avoiding gift tax, one workaround is to structure it as an intra-family loan. Basically, you writ... |
218 | AuDatingSites provides safe and clean dating and friendship service for the Austraila's single men and women. Finding a new girlfriend is your own challenge, We want to help you and back on the way to Girls for sex recovery. You might not realize this, but there are a lot of girls out there who is just wanting sex, jus... |
219 | Your reasoning has completely broken down now. So if I have this straight, given that shittiness is a constant in people, your solution is to give a few people all the guns and unlimited power over everyone else? Have I got that about right? Man, never go full retard. That flies in the face of everything this country... |
220 | A bank will never tell you how much they made off you when you are a customer. That level of information can be gleaned somewhat from the P&L it posts to its shareholders every FY. TLDR: It's how much you earned and should report as income in your tax documents. |
221 | I love how our society has spent the last few decades removing risk from everything. It starts by not allowing kids to play during recess, everyone is a winner! Now we have a lot of people who are coming of age with this up-bringing and they simply can't understand how their own actions and work can cause them harm. ... |
222 | "Xero and WaveAccounting can make things easy, but they also have their limitations. I've used both for short periods of time but found both of them to be lacking. While the ""ease"" is appealing, the ability to drill into the details and get good reports is the downfall of both of these accounting systems. QuickBooks ... |
223 | We're not talking about what's good for the parents, dude. Obviously the best possible solution is for the government to pay people to raise their kids at home but sadly the western economies are structured around the majority of people doing work 9-5. |
224 | In the US you can walk into some retail stores and use your paypal to pay directly. Some of them sell prepaid debit card. By one and use it to pay your bill. If you're not in the US - check if some local retailers allow that. I believe in the UK they have some that allow paypal as well. |
225 | Credit scoring has changed recently and the answer to this question will have slightly changed. While most points made here are true: But now (as of July 2017) it is possible having a large available credit balance can negatively effect your credit score directly: ... VantageScore will now mark a borrower negatively f... |
226 | If you have a copy of the deed, or the original deed itself, take it to a lawyer and have them look it over with you and your other sister. Mention all the details you mentioned here - exactly what you want to do with the property, any correspondence you've had with your sister, and where the property is located. We... |
227 | A government is there to serve the people. Under this logic, a government is doing a disservice to its people by allowing a corportation to have a signicantly lower tax rate in relation to the value a corportation would gain from doing business in that country. For all I know, Starbucks would only do business in the ... |
228 | > The problem as I see it, is that the die-hard Tea Partiers who want to curb gov't spending, bristle whenever you add the DOD to the equation. That's one of the many reasons that the Ryan plan is bullshit. I'd keep the NSF but ratchet back the others like you describe. You might enjoy reading [this plan](http://... |
229 | "It's called paper trading because you do it on paper. So just do literally that for a little while. Write things down like ""buy 100 XYZ at $49.99 on 9/29."" Then note the price each time you look it up, graph it each day, draw trendlines, calculate your ROI, etc. In pencil or ink, up to you. It'll give you good insig... |
230 | "The first thing I'd do is to find out your credit (FICO) score. If you have a good one, try to get another card with a lower rate. Then call up the lender, point to your good score, and your alternatives. If you have a bad score, do nothing. ""Let sleeping dogs lie.""" |
231 | This is essentially a reimbursement of your expense. Since you can deduct the expense, the fact that the reimbursement is taxable doesn't affect you much. You deduct your home office expenses on your annual tax return using form 8829. See the IRS site for more details. If you're asking about the UK tax, there may be so... |
232 | You're 100% right! The IRR is the rate at which the project breaks even. You project cash flow/profitability metrics, and then you see what, under your projections, is the discount rate at which your project breaks even (the IRR). But remember, it breaks even today! So it's saying that you should make a worthwhile in... |
233 | Well, the article requires a login, so the only input I have is that the floor for cell phone plans is about $25 per month. There's no reason to price a product way below competition unless you don't care about revenue |
234 | Actuit offer accounting services to help you in carry out non key activities of your business. Our accounting and online bookkeeping services not only will reduces your cost but also enables you to focus on more critical functions of your business, like your customers by providing you reliable completed work on time fo... |
235 | It's funny, I was complaining about this very same phenomenon in a different thread maybe a week ago. It seems like the RA is the only way to go if you have any sort of power over the I-Banks |
236 | Whether or not it is logical probably depends on individual circumstance. When you take on (or maintain) debt, you are choosing to do two things: The first is clear. This is what you describe very well in your answer. It is a straightforward analysis of interest rates. The fixed cost of the debt can then be directly c... |
237 | Amazon is already experimenting with a private label called Wickedly Prime. It's not that great. Expecting that to disappear if the WFM deal goes through. I'm still waiting for Prime Pantry/Fresh not to seriously suck. Having to pay an extra membership fee on top of my Prime membership for the luxury of being able to ... |
238 | "This is analyst speak for ""the stock isn't going anywhere anytime soon"". Remember these guys are offering advice to the entire universe in a few lines, so the advice gets fortune cookie-like. When I look at these things, I care more about when the analyst changes their opinion more than what the opinion is. If you r... |
239 | I meant the form factor - it's a tablet form factor. It's not something new, or refreshing... something that Nintendo used to be great with - the anticipation built for it's next design, for both consoles and handheld consoles. It has a custom SoC from a known architecture from NVIDIA, and where it should have been am... |
240 | I am in the process of writing an article about how to maximize one's Social Security benefits, or at least, how to start the analysis. This chart, from my friends at the Social Security office shows the advantage of waiting to take your benefit. In your case, you are getting $1525 at age 62. Now, if you wait 4 year... |
241 | I would not sell unless the stock is starting to fall in price. If you are a long term investor you can review the weekly chart on a weekly basis to determine if the stock is still up-trending. Regarding HD below is a weekly chart for the last 4 years: Basically if the price is making Higher Highs (HH) and Higher Lows... |
242 | One such place where you can sell your photos is iStockPhoto. They are pretty picky about the photos they allow, so you should be a pretty good photographer and have good equipment. It can take a while to build up an interest in your photos, but once you do you can make some decent money off it. My sister is a semi-... |
243 | Thank you! I've worked for two big companies that made the change and I now cringe when asked to use PowerPoint, Outlook or Excel. The level of collaboration with Gsuite is unparalleled. Plus, once you learn the small details, Gsuite basically provides the same exact tools with additional functionality. Sounds like ... |
244 | Ben Miller offers you sounds advice. However, if it comes down to it I would reach out to a lawyer to negotiate this for you. If what you are presenting is true then you could easily sue them for the damages incurred. I have been in a similar situation and unfortunately using the lawyers is what was required to get the... |
245 | Cool, I think if you can do that you can make anything a habit. As much as I believe in meditation I probably only mange about ten months out of twelve. I've also taken up morning journaling - The Five Minute Journal is my journal of choice but any method that you stick with is good. |
246 | "I'm impressed. She must have a substantial income to agree to a $500/month car payment. I imagine her income is about 20K per month for that to make sense. What kind of work does she do? To answer your question, typical lease do not work the way you describe. Paying an extra $2000 will allow you to skip 4 payment... |
247 | Yahoo is actually a successful media company outside of the geek set. Yahoo Sports and some of their women's mag content are quite popular. It just looks awful to geeks because we remember it being a competitor/predecessor to Google, and we watched them run Flickr and various other properties they bought into the gro... |
248 | The Canada Revenue Agency does indeed put out just the guide you want. It's at http://www.cra-arc.gc.ca/E/pub/tg/rc4070/rc4070-e.html - you should always take a good look at URLs to make sure they're really from the government and not from some for-profit firm that will charge you to fill out forms for free services. I... |
249 | Fair enough and I appreciate the advice. But I think in some cases we have a duty to point out contradictory statements, especially if they could be misleading to the average person. I don't want some poor kid who scraped together a few bucks, sees the big revenue numbers and assumes it's a sure thing. |
250 | The other day, I was catching up on some saved articles while sitting next to my girlfriend on the couch. I was reading [Levine's article](http://www.bloombergview.com/articles/2014-08-12/biotech-firm-didn-t-enjoy-its-six-days-as-a-public-company) about the failed Vascular Biogenics IPO and kept literally laughing out ... |
251 | from what i understand, which is not much, some companies use some of their own company shares as securitisation for loans. If the share price decreases, the security in the loan decreases, which means the company would need to find new capital. It can create a vicious cycle if the fall in share price is the result of ... |
252 | The point of co-signing for a friend is that they're your friend. You signed for them in the belief that your friendship would ensure they didn't burn you. If your friend has hung you out to dry, basically they aren't your friend any more. Before you lawyer up, how's about talking to your friend as a friend? Sure he... |
253 | They use an amortization table like can be found Here. The Forumula is not that complex where: A = payment Amount per period P = initial Principal (loan amount) r = interest rate per period n = total number of payments or periods You will need to add 50 to the A to account for the payment fee amount though. |
254 | "It was bound to happen, it's just happening sooner because they can use the excuse of minimum wage rising. After McD's does it other places are soon to follow to ""stay competitive"". We can address the situation now and start training people for jobs that will be available in 20 years or we can argue about entitled ... |
255 | Couple of ways they save money which doesn't seem significant but actually makes a big difference * debit and cash only * shoppers get and put away their own carts * low shop size * private label and high number of product turnover * Low employee counts * Low technology costs & decoration costs ... |
256 | "I'm in a similar situation. First, a 529 plan can be use for ""qualifying"" international schools. There are 336 for 2015, which includes many well known schools but also excludes many schools, especially lower level or vocational schools and schools in non-English speaking countries. I ran 3 scenarios to see what th... |
257 | The author is using the simple Dietz method, (alternatively the modified Dietz), with the assumption that the net cash-flow occurs halfway through the time period. Let's say the time period is one year for illustration, so the cash-flow would be at the end of the second quarter. The money-weighted method gives a more ... |
258 | They did this before. Said they were building a new factory in PA a few years ago. Have yet to do anything. This will be really embarrassing if they don't deliver after Trump made this huge deal of it at the White House. Probably should have looked into this company's pretty long history of not delivering on these typ... |
259 | "These are all virtual meetings. The reasons are varied. For a lot of the best people, they are simply too busy to be that proactive - they are constantly in fire fighting mode, but want to be involved and help, so they dial in, and multitask. I get that, but in the end it is a poor use of everyone's time and focus. ... |
260 | Inflation is bad for people with lots of cash assets. It's good for debtors, particularly debtors with unsecured debt. |
261 | "> ""The thing that is working to Foxconn's advantage here is that there were several states competing for this"", thats exactly it. This is the problem. It's a net loss for the country. Sure, Paul Ryan's district (what a coincidence right?!) benefits, but that's at the expense of Pennsylvania (the last place Fox... |
262 | If you are tired of acting as the bank after selling your Real Estate and owner-financing the loan with a promissory note, we can offer a sound and painless exit strategy today. We can fund the purchase in as little as 15 business days. We at Cash Note USA buy Real Estate Promissory Notes Nationwide. We Purchase Owner ... |
263 | Negotiation is a very practical topic, and I learned more about it from this book then my MBA classes. Getting More: How to Negotiate to Achieve Your Goals in the Real World Hardcover by Stuart Diamond |
264 | Don't quote me on this, but... Half-Life 3. r/nocontext +/u/User_Simulator PostNationalism 12pm UTC Really like the Red Stripe, they look so so so good. Would love to win them! I'm sad bad bot https://en.m.wikipedia.org/wiki/Internet_bot Rock! Enjoy. ^(Tiddies) ^^Have ^^a ^^nice ^^day ^^by ^^the ^^way. |
265 | "I'm not aware that any US bank has any way to access your credit rating in France (especially as you basically don't have one!). In the US, banks are not the only way to get finance for a home. In many regions, there are plenty of ""owner financed"" or ""Owner will carry"" homes. For these, the previous owner will p... |
266 | Компанията предлага най-добрите ИТ продукти. Ние даваме различни видове продукти, като например 3D флаш, USB Flash и Power банка. Използвахме много лесно 3D светкавицата, Power банката и USB Flash. Флаш паметта е форма на непрекъсната памет, която изтрива данни в притурки, наречени блокове. Блокът, съхраняван на флаш ... |
267 | The trick is that any payment you send over the minimum required will be applied to the check balance first, not your main purchases. I guess if you don't use that card for anything else at all it might work out. |
268 | If you are looking for stunning outdoor clocks, master clocks showing accurate time schedules and bell system needed to play buzzer sounds, alarm,etc. then find the same at Admoveo Solutions. With the collection of reliable systems and clocks, they have brought up the quality products. @ http://www.admoveosolutions.com... |
269 | No. Floppy disks are simple magnetic media you could make yourself in your basement. FLASH memory, hard drives, etc have more code in their embedded controllers than that entire launch control system. If the floppy has enough storage why would you want to unnecessarily add a bunch of complexity for such a critical... |
270 | "MBS is a fairly general term ""Mortgage Backed Securities"" which simply means that the bond is collateralized with mortgages. Pass throughs are a type of MBS that is untranched: all bond holders of the deal are receiving the same interest and principal payments, there is no senior or subordinate class of bonds. Ag... |
271 | Manufacturer of Quartz Grit in India http://quartzpowdermanufacturers.com/supplier-of-quartz-grit-in-india.php Supplier of Quartz Grit in India, Manufacturer of Quartz Grit in India - Shri Vinayak Industries is offering high grade Quartz Grit. We produce finely processed Quartz Grit by our super efficient production un... |
272 | Do you also want to start charging companies and people for using computers? Excel? What about any machines? Surely trains took jobs away as they can carry a ton of cargo. Point is, taxing automation sounds nice, but it's ridiculous. We've been automating things for a long long long time. The type of automation is ju... |
273 | You're mistaking random chance with luck. I did absolutely everything I could think of to maximize my chances and I deserve the credit for it. There may have been some element of random chance, but I'd say I reduced the odds of getting a full time job out of college from 1:4 to 1:1 at least. Others with the same opp... |
274 | ">Yeah but they don't go to work high. Exactly. >The millennial smokers I see often smoke a few times a day. I'm familiar with the phenomenon. Hell, when I was in college I went through a phase like that myself. Most people learn to self-regulate before long. >Come to LA where I live and TONS of them ha... |
275 | Have you been looking for industrial photographer in Melbourne? If so, how about getting in touch us at Glenn Hester Photography, an industrially successful and age experienced industrial photography service company in Melbourne? Well, it always feels good when you receive something highly satisfactory in turn of your ... |
276 | Golf Home Guru offers the best selection of Fort Myers Golf Homes for Sale, including some of the most appealing golf homes on the market today. As one of the most wonderful cities in the County of Lee, Florida, Ft. Myers celebrates its colorful history while offering many other motivating factors that contribute to th... |
277 | >Actually, I would imagine the terms for credit are better post-bankruptcy filing, than immediately pre-filing. From what I see that's true. Pre filing had no options whatsoever or the terms were so bad that it wasn't worth it. Post filing, while the terms were not the best by no means, at least there were decent ... |
278 | Grocery coupon sites I use: http://www.coupons.com http://www.smartsource.com http://www.redplum.com |
279 | "Right. The definition of ""made with 100% chicken"" changes depending on whether that particular company sources soy protein and chicken separately and mixes them, vs purchasing it already mixed. The consumer doesn't care if this particular company is putting the chicken and the soy together, all they care about is wh... |
280 | Mobile24.lt yra specializuota elektronikos parduotuv휊, teikianti telefono ir mobiliojo telefono remonto paslaugas u탑 prieinam훳 kain훳. Mes si큰lome visas mobili킨j킨 telefon킨 remonto paslaugas:dangteli킨 keitimas, program킨 diegimas, garsiakalbi킨 keitims, ekran킨 keitimas ir ekrano stikliuk킨 keitimas. Skambinkite mums 8667000... |
281 | "What is the best way that I can invest money so that I can always get returns? Would it be to set up an FD in a bank, to buy land, to buy a rental house, to buy a field, or maybe to purchase gold? Forever is a long time. Of the options you listed, the only one guaranteed to generate returns is a bank account. The ... |
282 | "We had an Aussie who works in Singapore in our office telling us that he couldn't believe how many acronyms Singaporeans have, and GFC was one of them. He said ""they love TLA in Singapore"". TLA? Three Letter Acronyms!" |
283 | We know picking a mattress can overwhelm – particularly since it's presumably been a while since your last outing to the mattress store. We're here to help comprehend it all and give you all that you have to know so you can locate the best queen mattress in orange to purchase for your way of life and budget. You wake u... |
284 | Yes, the borrower is responsible for paying back the full amount of the loan. Foreclosure gives the bank possession of the property, which they can (and do) sell. Any shortfall is still the borrower's responsibility. But, no, the bank can't sell the property for a dollar; they have to make a reasonable effort. Usually ... |
285 | "This is the best tl;dr I could make, [original](https://www.theguardian.com/business/2017/aug/27/should-the-rich-be-taxed-more-a-new-paper-shows-unequivocally-yes) reduced by 89%. (I'm a bot) ***** > Under a Jeremy Corbyn government, someone earning around £125,000 or more would have been eligible for a n... |
286 | It's definitely something to keep on top of. Who knows if he's right, in the long run. I'm 100% positive cryptocurrency in general is here to stay and will complement fiats, but the question is whether another coin than Bitcoin can deliver something truly more useful. What exact idea will beat it? if you can answer tha... |
287 | You should look into an inventory service that comes in and counts/weighs the bottles and kegs once a month. This keeps of inventory and keeps the bartenders accountable. Some restaurants do this daily which would be consuming. I’d also install cameras over every well and register. Bring the heat! |
288 | It is basically the same situation what US was when the crash happened. People took on debt without the means to pay, even with awful credit records. But the problem isn't the debt people take on themselves, but with the limited disposable income they have how efficiently can their debts be serviced. And how do banks w... |
289 | I use paycheckcity.com and first punch in my paycheck and make sure it calculates within a few pennies the value of my actual paycheck. Then I fiddle with withholding values, etc. to see the effect of change. It has been very effective for me over the years. |
290 | Too long for a comment - It's great that you are saving to the match on the 401(k). Does your company offer a Roth 401(k)? If so, you might consider that, instead. From the numbers you offered, you are likely in the 15% bracket now, but will find you move to 25% in years to come. The 2014 tax rates are out and how the... |
291 | Yes -- If you are prepared to own the stock and have the cash to buy it, it can be a good way to generate income. The downside is really no more than buying a stock and it goes down -- which can happen to any investment -- and you have the premium of the put. Just don't do it on any stock you would not buy outright. To... |
292 | Are the schools going to count all my retirement I've saved over the last 20 years as assets and calculate my EFC on 5.x% of that?! Yes. |
293 | "They aren't choosing winners and losers, if you want to use the game analogy then they are disqualifying assholes who flount an attitude of ""fuck you, I won't play by the rules"". Your statement is the equivalent of a soccer fan getting pissed at the refs for DQing a player for picking up the ball over their head an... |
294 | That period was also significantly less regulated as measured by the size of the federal register. As of 2013, there is 18x as much regulation as in 1950 ([source](https://www.mercatus.org/video/visualizing-growth-federal-regulation-1950)). Additionally, the middle class didn't pay taxes in the 90% bracket and the ric... |
295 | To littleadv's comment, walking away may be the best option. If your numbers are as described, any ideas we could offer on earning or raising cash would be best to use as money to live on, not to pay down a loan on an under water house. the double wide you propose to buy will like cost less than your HELOC balance. I'... |
296 | What is essential is that company you are selling is transparent enough. Because it will provide additional liquidity to market. When I decide to sell, I drop all volume once at a time. Liquidation price will be somewhat worse then usual. But being out of position will save you nerves for future thinking where to step ... |
297 | "To answer the first part of your question: yes, I've done that! I did even a bit more. I once had a job that I wasn't sure I'd keep and the economy wasn't great either. In case my next employer wouldn't let me contribute to a 401(k) from day one, and because I didn't want to underfund my retirement and be stuck wit... |
298 | The Paypal 'classic' site option has now been removed and you will not know what you will be charged UNTIL YOU COMMIT TO BUY. Paypal told me today ( brexit day 24th ) that their site is NOT connected to the Ebay site so when Ebay tells me '$77.00 approximately £52.43' for an item I would in fact pay £59.62. You wil... |
299 | Dividends are normally paid in cash, so don't generally affect your portfolio aside from a slight increase to 'cash'. You get a check for them, or your broker would deposit the funds into a money-market account for you. There is sometimes an option to re-invest dividends, See Westyfresh's answer regarding Dividend Re... |
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