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X
int64
Progress
int64
participant
int64
UserLanguage
string
Interval_markup
string
Risk_preference
int64
disc_debt
float64
disc_non_fin
float64
disc_savings
float64
disc_invest
float64
Time_vs_Money
string
expectation
string
bills
string
income
float64
debt
float64
assets
float64
financial_2020
string
situation_debt
string
child_situation
string
Q30
int64
Gender
string
EducationCompleted
string
Employment
string
Ethnic
string
REGION
string
Anomalies_DO
string
Demographics_DO
string
Q_RecaptchaScore
float64
Q41
string
Japan_pay
string
Province
string
Residence
string
Code
string
Cntry_income
string
Age
int64
reward
int64
Other_gender
string
question
string
delay_sooner
int64
delay_later
int64
amount_sooner
int64
amount_later
int64
question_num
int64
block
string
choice
int64
choice_text
string
score
float64
task
int64
step
int64
gainloss
int64
delayspeed
int64
subaddit
float64
1
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q1
0
12
500
550
1
block1
0
Receiving $500 right now
10
0
0
0
0
0
2
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q2
0
12
500
600
2
block1
1
Receiving $600 in 12 months
10
0
1
0
0
0
3
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q6
0
12
500
550
6
block2
0
Paying $500 right now
10
0
2
0
0
0
4
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q9
0
12
500
510
9
block2
1
Paying $510 in 12 months
10
0
3
0
0
0
5
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q11
0
12
5,000
5,500
11
block3
0
Receiving $5000 right now
10
0
4
0
0
0
6
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q12
0
12
5,000
6,000
12
block3
1
Receiving $6000 in 12 months
10
0
5
0
0
0
7
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q16
12
24
500
600
16
anom1
1
Receiving $600 in 24 months (2 years)
10
0
6
0
0
0
8
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q17
0
24
500
700
17
anom2
1
Receiving $700 in 24 months (2 years)
10
0
7
0
0
0
9
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q18
0
12
500
600
18
anom3
1
Wait 12 months and receive $500 plus an extra $100
10
0
8
0
0
0
10
100
0
EN
Receive $500 per month for 12 months
0
0
0
0
2,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
Everything is paid off and I have enough to save, invest, or spend freely
70,000
40,000
204,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,991
Male
Bachelor
Employed full-time
Indian
South Australia
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q25|Q29|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Australia
AUS
High-income
30
0
null
Q19
0
12
500
600
19
anom3
1
Receive $600 in 12 months
10
0
9
0
0
0
11
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q1
0
12
500
550
1
block1
1
Receiving $550 in 12 months
7
0
0
1
1
0
12
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q4
0
12
500
510
4
block1
0
Receiving $500 right now
7
0
1
1
1
0
13
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q6
0
12
500
550
6
block2
0
Paying $500 right now
7
0
2
1
1
0
14
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q9
0
12
500
510
9
block2
0
Paying $500 right now
7
0
3
1
1
0
15
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q10
0
12
500
505
10
block2
0
Paying $500 right now
7
0
4
1
1
0
16
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q11
0
12
5,000
5,500
11
block3
1
Receiving $5500 in 12 months
7
0
5
1
1
0
17
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q14
0
12
5,000
5,100
14
block3
0
Receiving $5000 right now
7
0
6
1
1
0
18
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q16
12
24
500
550
16
anom1
0
Receiving $500 in 12 months (1 year)
7
0
7
1
1
0
19
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q17
0
24
500
600
17
anom2
0
Receiving $500 right now
7
0
8
1
1
0
20
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q18
0
12
500
550
18
anom3
0
Receiving $500 right now
7
0
9
1
1
0
21
100
1
SV
Receive $500 per month for 12 months
0
2,000
1,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
I paid everything and saved some
400,000
3,200,000
5,500,000
My financial situation became somewhat better
I pay off any balances every month
Below average but not poor
1,975
Female
Secondary ed.
Employed full-time
Born in Sweden with two Swedish-born parents
Sörmland
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
46
0
null
Q19
0
12
500
550
19
anom3
1
Receive $550 in 12 months
7
0
10
1
1
0
22
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q1
0
12
500
550
1
block1
0
Receiving $500 right now
13
0
0
1
1
0
23
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q2
0
12
500
600
2
block1
0
Receiving $500 right now
13
0
1
1
1
0
24
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q3
0
12
500
750
3
block1
0
Receiving $500 right now
13
0
2
1
1
0
25
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q6
0
12
500
550
6
block2
0
Paying $500 right now
13
0
3
1
1
0
26
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q9
0
12
500
510
9
block2
0
Paying $500 right now
13
0
4
1
1
0
27
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q10
0
12
500
505
10
block2
0
Paying $500 right now
13
0
5
1
1
0
28
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q11
0
12
5,000
5,500
11
block3
0
Receiving $5000 right now
13
0
6
1
1
0
29
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q12
0
12
5,000
6,000
12
block3
0
Receiving $5000 right now
13
0
7
1
1
0
30
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q13
0
12
5,000
7,500
13
block3
0
Receiving $5000 right now
13
0
8
1
1
0
31
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q16
12
24
500
750
16
anom1
0
Receiving $500 in 12 months (1 year)
13
0
9
1
1
0
32
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q17
0
24
500
1,000
17
anom2
0
Receiving $500 right now
13
0
10
1
1
0
33
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q18
0
12
500
750
18
anom3
0
Receiving $500 right now
13
0
11
1
1
0
34
100
2
EN
Receive $5000 right now
1
200
200
100
100
One extra week of salary for no additional work in 2021
Things will be much worse
I had to take on a lot of debt to pay my bills last month
3,000
2,000
1,000
My financial situation became much worse
My debts increase beyond what I earn in a given month
Below average but not poor
2,002
Female
Secondary ed.
Full-time student
Akan
Ashanti
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q28|Q25|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Ghana
GHA
Lower-middle
19
0
null
Q19
0
12
500
750
19
anom3
1
Receive $750 in 12 months
13
0
12
1
1
0
35
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q1
0
12
500
550
1
block1
0
Receiving $500 right now
13.411765
0
0
0
0
null
36
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q2
0
12
500
600
2
block1
1
Receiving $600 in 12 months
13.411765
0
1
0
0
null
37
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q6
0
12
500
550
6
block2
1
Paying $550 in 12 months
13.411765
0
2
0
0
null
38
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q7
0
12
500
600
7
block2
1
Paying $600 in 12 months
13.411765
0
3
0
0
null
39
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q8
0
12
500
750
8
block2
0
Paying $500 right now
13.411765
0
4
0
0
null
40
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q11
0
12
5,000
5,500
11
block3
0
Receiving $5000 right now
13.411765
0
5
0
0
null
41
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q12
0
12
5,000
6,000
12
block3
1
Receiving $6000 in 12 months
13.411765
0
6
0
0
null
42
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q16
12
24
500
600
16
anom1
0
Receiving $500 in 12 months (1 year)
13.411765
0
7
0
0
null
43
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q17
0
24
500
700
17
anom2
0
Receiving $500 right now
13.411765
0
8
0
0
null
44
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q18
0
12
500
600
18
anom3
0
Receiving $500 right now
13.411765
0
9
0
0
null
45
100
3
EN-GB
Receive $5000 right now
0
0
20
50
130
Two extra week of vacation with no change in salary in 2022
Things will be much better
I paid everything but saved nothing
1,000
0
3,500
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,988
Male
Graduate
Self-employed
Prefer not to answer
Harjumaa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q29|Q25|Q28|Q26|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Estonia
EST
High-income
33
0
null
Q19
0
12
500
600
19
anom3
0
Reduce $100 and receive $500 right now
13.411765
0
10
0
0
null
46
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q1
0
12
500
550
1
block1
0
Receiving $500 right now
9
0
0
0
0
0
47
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q2
0
12
500
600
2
block1
1
Receiving $600 in 12 months
9
0
1
0
0
0
48
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q6
0
12
500
550
6
block2
0
Paying $500 right now
9
0
2
0
0
0
49
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q9
0
12
500
510
9
block2
0
Paying $500 right now
9
0
3
0
0
0
50
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q10
0
12
500
505
10
block2
0
Paying $500 right now
9
0
4
0
0
0
51
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q11
0
12
5,000
5,500
11
block3
1
Receiving $5500 in 12 months
9
0
5
0
0
0
52
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q14
0
12
5,000
5,100
14
block3
0
Receiving $5000 right now
9
0
6
0
0
0
53
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q16
12
24
500
600
16
anom1
0
Receiving $500 in 12 months (1 year)
9
0
7
0
0
0
54
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q17
0
24
500
700
17
anom2
0
Receiving $500 right now
9
0
8
0
0
0
55
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q18
0
12
500
600
18
anom3
1
Wait 12 months and receive $500 plus an extra $100
9
0
9
0
0
0
56
100
4
SR
Receive $500 per month for 12 months
2
2,000
2,000
4,000
4,000
Two extra week of vacation with no change in salary in 2022
Things will be somewhat better
I paid everything and saved some
8,000
0
40,000
There were no major impacts on my financial situation
I never purchase anything on credit or take on debt
Above average but not wealthy
1,998
Male
Secondary ed.
Full-time student
Serbian
City of Belgrade
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Serbia
SRB
Upper-middle
23
0
null
Q19
0
12
500
600
19
anom3
1
Receive $600 in 12 months
9
0
10
0
0
0
57
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q1
0
12
500
550
1
block1
0
Receiving $500 right now
7
0
0
0
0
0
58
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q2
0
12
500
600
2
block1
0
Receiving $500 right now
7
0
1
0
0
0
59
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q3
0
12
500
750
3
block1
1
Receiving $750 in 12 months
7
0
2
0
0
0
60
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q6
0
12
500
550
6
block2
0
Paying $500 right now
7
0
3
0
0
0
61
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q9
0
12
500
510
9
block2
0
Paying $500 right now
7
0
4
0
0
0
62
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q10
0
12
500
505
10
block2
0
Paying $500 right now
7
0
5
0
0
0
63
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q11
0
12
5,000
5,500
11
block3
1
Receiving $5500 in 12 months
7
0
6
0
0
0
64
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q14
0
12
5,000
5,100
14
block3
1
Receiving $5100 in 12 months
7
0
7
0
0
0
65
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q15
0
12
5,000
5,050
15
block3
0
Receiving $5000 right now
7
0
8
0
0
0
66
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q16
12
24
500
750
16
anom1
1
Receiving $750 in 24 months (2 years)
7
0
9
0
0
0
67
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q17
0
24
500
1,000
17
anom2
1
Receiving $1000 in 24 months (2 years)
7
0
10
0
0
0
68
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q18
0
12
500
750
18
anom3
1
Wait 12 months and receive $500 plus an extra $250
7
0
11
0
0
0
69
100
5
EN
Receive $6000 in 12 months
2
400
400
600
1,000
Two extra weeks of salary for no additional work in 2022
Things will be much better
I paid everything and saved some
50,000
0
100,000
My financial situation became somewhat better
I pay off any balances every month
Wealthy
2,002
Male
Bachelor
Full-time student
Hindu (Punjabi)
Delhi
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q26|Q29|Q25|Q28|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
India
IND
Lower-middle
19
0
null
Q19
0
12
500
750
19
anom3
1
Receive $750 in 12 months
7
0
12
0
0
0
70
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q1
0
12
500
550
1
block1
0
Receiving $500 right now
13
0
0
0
0
0
71
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q2
0
12
500
600
2
block1
0
Receiving $500 right now
13
0
1
0
0
0
72
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q3
0
12
500
750
3
block1
1
Receiving $750 in 12 months
13
0
2
0
0
0
73
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q6
0
12
500
550
6
block2
1
Paying $550 in 12 months
13
0
3
0
0
0
74
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q7
0
12
500
600
7
block2
1
Paying $600 in 12 months
13
0
4
0
0
0
75
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q8
0
12
500
750
8
block2
0
Paying $500 right now
13
0
5
0
0
0
76
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q11
0
12
5,000
5,500
11
block3
0
Receiving $5000 right now
13
0
6
0
0
0
77
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q12
0
12
5,000
6,000
12
block3
0
Receiving $5000 right now
13
0
7
0
0
0
78
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q13
0
12
5,000
7,500
13
block3
0
Receiving $5000 right now
13
0
8
0
0
0
79
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q16
12
24
500
750
16
anom1
1
Receiving $750 in 24 months (2 years)
13
0
9
0
0
0
80
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q17
0
24
500
1,000
17
anom2
1
Receiving $1000 in 24 months (2 years)
13
0
10
0
0
0
81
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q18
0
12
500
750
18
anom3
0
Receiving $500 right now
13
0
11
0
0
0
82
100
6
EN
Receive $500 per month for 12 months
0
1,500
4,000
500
2,000
One extra week of salary for no additional work in 2021
Things will be somewhat better
I paid everything and saved some
180,000
1,000
50,000
There were no major impacts on my financial situation
I pay off any balances every month
Around average
2,001
Male
Technical ed.
Full-time student
Igbo
Plateau
Common difference|Subadditivity|Delay-speedup 2|Interval markup|Risk preference|Delay-speedup 1|Discretionary spend|Time vs Money
Q29|Q26|Q28|Q25|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
20
0
null
Q19
0
12
500
750
19
anom3
0
Reduce $250 and receive $500 right now
13
0
12
0
0
0
83
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q1
0
12
500
550
1
block1
1
Receiving $550 in 12 months
6
0
0
1
0
0
84
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q4
0
12
500
510
4
block1
0
Receiving $500 right now
6
0
1
1
0
0
85
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q6
0
12
500
550
6
block2
0
Paying $500 right now
6
0
2
1
0
0
86
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q9
0
12
500
510
9
block2
0
Paying $500 right now
6
0
3
1
0
0
87
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q10
0
12
500
505
10
block2
0
Paying $500 right now
6
0
4
1
0
0
88
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q11
0
12
5,000
5,500
11
block3
1
Receiving $5500 in 12 months
6
0
5
1
0
0
89
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q14
0
12
5,000
5,100
14
block3
0
Receiving $5000 right now
6
0
6
1
0
0
90
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q16
12
24
500
550
16
anom1
0
Receiving $500 in 12 months (1 year)
6
0
7
1
0
0
91
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q17
0
24
500
600
17
anom2
0
Receiving $500 right now
6
0
8
1
0
0
92
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q18
0
12
500
550
18
anom3
0
Receiving $500 right now
6
0
9
1
0
0
93
100
7
SV
Receive $500 per month for 12 months
0
1,000
2,000
3,000
0
Two extra week of vacation with no change in salary in 2022
Things will be about the same
Everything is paid off and I have enough to save, invest, or spend freely
20,000
0
130,000
My financial situation became somewhat better
I never purchase anything on credit or take on debt
Around average
2,002
Male
Secondary ed.
Full-time student
Born in Sweden with one Swedish-born parent and one foreign-born parent
Uppsala
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q26|Q28|Q25|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Sweden
SWE
High-income
19
0
null
Q19
0
12
500
550
19
anom3
0
Reduce $50 and receive $500 right now
6
0
10
1
0
0
94
100
8
EN
Receive $5000 right now
0
0
0
0
8,000
One extra week of salary for no additional work in 2021
Things will be much better
I paid everything but saved nothing
10,000
10,000
10,000
My financial situation became somewhat better
I make the minimum payment and the interest is charged
Poor
1,999
Male
Bachelor
Full-time student
Hausa
Jigawa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q28|Q25|Q26|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
22
0
null
Q1
0
12
500
550
1
block1
0
Receiving $500 right now
15
0
0
1
0
0
95
100
8
EN
Receive $5000 right now
0
0
0
0
8,000
One extra week of salary for no additional work in 2021
Things will be much better
I paid everything but saved nothing
10,000
10,000
10,000
My financial situation became somewhat better
I make the minimum payment and the interest is charged
Poor
1,999
Male
Bachelor
Full-time student
Hausa
Jigawa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q28|Q25|Q26|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
22
0
null
Q2
0
12
500
600
2
block1
0
Receiving $500 right now
15
0
1
1
0
0
96
100
8
EN
Receive $5000 right now
0
0
0
0
8,000
One extra week of salary for no additional work in 2021
Things will be much better
I paid everything but saved nothing
10,000
10,000
10,000
My financial situation became somewhat better
I make the minimum payment and the interest is charged
Poor
1,999
Male
Bachelor
Full-time student
Hausa
Jigawa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q28|Q25|Q26|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
22
0
null
Q3
0
12
500
750
3
block1
0
Receiving $500 right now
15
0
2
1
0
0
97
100
8
EN
Receive $5000 right now
0
0
0
0
8,000
One extra week of salary for no additional work in 2021
Things will be much better
I paid everything but saved nothing
10,000
10,000
10,000
My financial situation became somewhat better
I make the minimum payment and the interest is charged
Poor
1,999
Male
Bachelor
Full-time student
Hausa
Jigawa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q28|Q25|Q26|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
22
0
null
Q6
0
12
500
550
6
block2
1
Paying $550 in 12 months
15
0
3
1
0
0
98
100
8
EN
Receive $5000 right now
0
0
0
0
8,000
One extra week of salary for no additional work in 2021
Things will be much better
I paid everything but saved nothing
10,000
10,000
10,000
My financial situation became somewhat better
I make the minimum payment and the interest is charged
Poor
1,999
Male
Bachelor
Full-time student
Hausa
Jigawa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q28|Q25|Q26|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
22
0
null
Q7
0
12
500
600
7
block2
0
Paying $500 right now
15
0
4
1
0
0
99
100
8
EN
Receive $5000 right now
0
0
0
0
8,000
One extra week of salary for no additional work in 2021
Things will be much better
I paid everything but saved nothing
10,000
10,000
10,000
My financial situation became somewhat better
I make the minimum payment and the interest is charged
Poor
1,999
Male
Bachelor
Full-time student
Hausa
Jigawa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q28|Q25|Q26|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
22
0
null
Q11
0
12
5,000
5,500
11
block3
0
Receiving $5000 right now
15
0
5
1
0
0
100
100
8
EN
Receive $5000 right now
0
0
0
0
8,000
One extra week of salary for no additional work in 2021
Things will be much better
I paid everything but saved nothing
10,000
10,000
10,000
My financial situation became somewhat better
I make the minimum payment and the interest is charged
Poor
1,999
Male
Bachelor
Full-time student
Hausa
Jigawa
Common difference|Subadditivity|Delay-speedup 1|Interval markup|Risk preference|Delay-speedup 2|Discretionary spend|Time vs Money
Q28|Q25|Q26|Q29|Q24|Q27|Q33|Q30|Q31|Q32|Q34|REGION
null
null
null
null
Nigeria
NGA
Lower-middle
22
0
null
Q12
0
12
5,000
6,000
12
block3
0
Receiving $5000 right now
15
0
6
1
0
0
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