conversations
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[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Platform Content. The Service and its original content, features, and functionality are and will remain the exclusive property of the Company and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Platform Terms\nExplanation: This is a standard clause asserting a company's ownership of its own intellectual property. It is a necessary and low-risk provision that protects the platform's brand and assets."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: User Accounts. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: General\nExplanation: This is a standard and reasonable security clause that places the responsibility for account security on the user, which is the industry standard. It promotes good security practices and is low-risk."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Links To Other Web Sites. Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company. The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Privacy / Data Protection\nExplanation: A standard disclaimer of liability for third-party links. It is a reasonable and low-risk clause, as a platform cannot be expected to police the entire internet or vouch for external sites."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Termination by Platform. We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Operational\nClause_Type: Termination\nExplanation: This clause gives the platform the unilateral right to terminate an account for 'any reason whatsoever' and without notice. This is a high risk for a user or business that relies on the platform, as their account and data could be lost without recourse or explanation."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Governing Law (Foreign). These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Legal\nClause_Type: Governing Law\nExplanation: For an Indian user or small business, being subject to foreign law is a high-risk proposition. It makes any legal dispute incredibly expensive and complex, requiring the engagement of foreign lawyers and navigating an unfamiliar legal system."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Disclaimer of Warranties. Your use of the Service is at your sole risk. The Service is provided on an 'AS IS' and 'AS AVAILABLE' basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Legal\nClause_Type: General\nExplanation: A complete 'AS IS' disclaimer is a high-risk clause for the user. It means the platform makes no promises about the quality, reliability, or suitability of the service. If the service fails or causes a loss, the user has very limited legal recourse. Under Indian law, such broad disclaimers can sometimes be challenged but it is a difficult process."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Indemnification by User. You agree to defend, indemnify and hold harmless the Company and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Legal\nClause_Type: Indemnity / Liability\nExplanation: This is a very broad, one-sided indemnity clause. It forces the user to pay for the company's legal costs for any claim even remotely related to their use of the service. The risk is high because the user's potential liability is uncapped and can be triggered by events not directly their fault."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Limitation of Liability (Online Platform). In no event shall the Company, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Compliance\nClause_Type: Employment\nExplanation: This is a standard but high-risk clause for users of online platforms. It completely excludes the platform's liability for the most common and significant types of damages a user or business might suffer, such as lost profits or data loss, even if the platform is negligent."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Changes to Terms. We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Legal\nClause_Type: Notice Period\nExplanation: This gives the platform the unilateral right to change the contract. The user's only recourse is to stop using the service. The phrase 'sole discretion' in determining materiality means the platform has all the power. This is high risk as the fundamental terms of the service can change arbitrarily."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: User Content License. You retain any and all of your rights to any Content you submit, post or display on or through the Service. By submitting Content, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute such Content in any and all media or distribution methods."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Payment / Fees\nExplanation: This is a very broad license that users grant over their own content. The risk is medium because while the user retains ownership, the platform gets extensive rights to use the content for free, forever, in any way they see fit. For a business or creator, this can be a significant surrender of control over their intellectual property."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Rent Payment. The Tenant shall pay the monthly rent of INR 25,000 on or before the 5th day of every English calendar month without any delay or deduction."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: This is a standard and clear rent payment clause. It specifies the amount and due date, leaving no room for ambiguity. It is a fundamental and low-risk part of any rental agreement."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Security Deposit (Rental). The Tenant has paid a security deposit of INR 75,000, which is refundable at the time of vacating the premises, subject to deductions for any unpaid rent, damages to the property beyond normal wear and tear, and costs for painting and cleaning the flat."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Payment / Fees\nExplanation: The risk is medium due to the subjective nature of 'damages beyond normal wear and tear' and the inclusion of non-specific 'painting and cleaning' costs. Landlords can often use such clauses to make arbitrary deductions. A better clause would specify the conditions for deductions more precisely."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Lock-in Period (Rental). The Tenant agrees not to vacate the premises for a minimum period of 11 months from the date of commencement of this agreement (the 'Lock-in Period'). In case the Tenant vacates during the Lock-in Period, they shall forfeit the entire security deposit."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: Forfeiture of the entire security deposit for leaving during the lock-in period could be construed as a 'penalty' under Section 74 of the Indian Contract Act, which may not be enforceable. The landlord is only entitled to reasonable compensation for the loss suffered. This clause is high risk for the tenant as it imposes a potentially disproportionate penalty."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Notice Period (Rental). After the initial lock-in period, either party may terminate this agreement by providing two (2) months' written notice to the other party."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: A two-month notice period is a common and reasonable term in residential rental agreements in India. It provides sufficient time for both the landlord to find a new tenant and the tenant to find new accommodation. It is a standard, low-risk clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Rent Escalation. The rent shall be increased by 10% upon the renewal of this agreement for a further term."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: A 10% rent increase on renewal is a standard and widely accepted practice in the Indian rental market. It is a predictable and low-risk clause for both parties, reflecting market trends."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Probation Period (Employment). The Employee shall be on a probation period for six (6) months from the date of joining. The Company may terminate the employment at any time during the probation period without notice and without assigning any reason."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Notice Period\nExplanation: While probation periods are standard, the right to terminate 'without notice and without assigning any reason' can be risky for an employee. While generally upheld by courts for probationers, it offers no job security during the initial period. The risk is medium as it's a standard practice but heavily favors the employer."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Confidentiality (Employment). The Employee shall not, during or after the termination of employment, disclose any trade secrets or confidential information of the Company to any person."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Compliance\nClause_Type: Termination\nExplanation: This is a standard and essential clause for any employer to protect its sensitive information. As long as the definition of 'confidential information' is reasonable, this is a low-risk and enforceable provision."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Non-Compete (Employment). For a period of one (1) year after the termination of employment, the Employee shall not join any competing business within a 50 km radius of the Company's office."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Legal\nClause_Type: Termination\nExplanation: Post-employment non-compete clauses are generally void and unenforceable in India under Section 27 of the Indian Contract Act, as they are considered a restraint of trade. While some very limited exceptions exist, this clause is high risk for the employer as it is unlikely to be upheld by a court."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Intellectual Property (Employment). The Employee agrees that any and all intellectual property, including inventions, discoveries, and copyrightable works, created by the Employee during the course of employment shall be the sole and exclusive property of the Company."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Employment\nExplanation: This is a standard 'work for hire' clause. It is essential for companies to own the IP created by their employees for which they are being paid. This is a low-risk and legally enforceable provision."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Notice Period (Employment). After confirmation, the employment may be terminated by either party by giving three (3) months' written notice or by paying the basic salary in lieu of the notice period."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Operational\nClause_Type: Notice Period\nExplanation: A three-month notice period can be a medium risk for an employee, as it can make it difficult to switch jobs if the new employer is not willing to wait that long or if the 'buy-out' amount is substantial. It can restrict employee mobility."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Vendor Agreement - Quality of Goods. The Vendor warrants that the goods supplied shall be of the best quality, free from any defects in material and workmanship, and shall conform to the specifications provided by the Company."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Vendor Obligations\nExplanation: This is a standard and essential warranty of quality for a company procuring goods. It sets clear expectations and provides a basis for rejection or claims if the goods are substandard. It is a low-risk, necessary clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Vendor Agreement - Indemnity. The Vendor shall indemnify and hold harmless the Company against any and all claims, liabilities, and costs arising out of any defect in the goods supplied or any breach of this agreement by the Vendor."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Operational\nClause_Type: Indemnity / Liability\nExplanation: This is a standard indemnity clause that protects the company from third-party claims arising from the vendor's failure (e.g., if a faulty product sold by the vendor injures a customer). It is a fair and low-risk allocation of risk."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Vendor Agreement - Late Delivery Penalty. In case of delay in delivery, the Company shall be entitled to levy a penalty of 1% of the value of the delayed goods for each week of delay, up to a maximum of 10% of the total order value."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Vendor Obligations\nExplanation: This is a reasonable liquidated damages clause. The penalty is proportionate to the delay and is capped at a reasonable amount. It is likely to be considered a genuine pre-estimate of loss and is therefore enforceable and low-risk."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Vendor Agreement - Payment Terms. The Company shall make the payment to the Vendor within 60 days from the date of receipt of a valid invoice."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: A 60-day payment cycle can be a medium risk for a small business vendor, as it can strain their cash flow and working capital. While common with larger companies, it is not ideal for smaller suppliers. A shorter payment period like 30 days would be lower risk."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Vendor Agreement - Termination for Convenience. The Company reserves the right to terminate this agreement at any time by giving 15 days' written notice to the Vendor, without assigning any reason."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Financial\nClause_Type: Termination\nExplanation: Termination for convenience gives the company the right to end the contract without cause. This is a high risk for a vendor who may have invested in inventory, equipment, or personnel based on the contract. The short notice period of 15 days adds to the risk of financial loss."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Partnership Deed - Profit/Loss Sharing. The net profits and losses of the business shall be shared between Partner A (60%) and Partner B (40%)."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Partnership / Governance\nExplanation: This is a fundamental and clear clause in a partnership deed. It explicitly states the profit and loss sharing ratio, which is essential for the operation of the partnership. It is a low-risk, necessary provision."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Partnership Deed - Drawings. No partner shall be entitled to draw any salary. However, partners may draw up to INR 50,000 per month against their share of anticipated profits, subject to mutual agreement."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Partnership / Governance\nExplanation: This clause clearly defines the rules around partner drawings and salary, which helps in managing the firm's finances and partner expectations. It is a standard and low-risk clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Partnership Deed - Management. Partner A shall be the Managing Partner and shall be responsible for the day-to-day operations of the business. All major decisions, including those related to borrowing funds or entering into contracts above INR 1,00,000, shall require the consent of both partners."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Operational\nClause_Type: Partnership / Governance\nExplanation: This clause provides a clear division of responsibilities and sets a threshold for joint decision-making. This helps in smooth operations while ensuring that critical decisions are made collectively. It is a low-risk and well-structured clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Partnership Deed - Non-Compete. No partner shall carry on any business of a similar nature which may compete with the business of the partnership, during the continuance of the partnership."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Partnership / Governance\nExplanation: A non-compete clause that operates *during* the partnership is valid and enforceable under the exceptions to Section 27 of the Indian Contract Act. It is a low-risk and necessary clause to ensure partners act in the best interest of the firm."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Partnership Deed - Dissolution. Any partner may retire from the partnership by giving three (3) months' written notice to the other partners. The partnership shall not be dissolved by the death or retirement of a partner and shall be continued by the remaining partners."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Notice Period\nExplanation: This is a standard clause, but the risk is medium because it does not specify the methodology for valuing the outgoing partner's share (e.g., book value, market value). This ambiguity can lead to significant disputes upon the exit of a partner."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Non-Disclosure Agreement (NDA) - Definition of Confidential Information. 'Confidential Information' shall mean any and all information, whether oral or written, disclosed by one party to the other, except for information that is publicly known or becomes publicly known through no fault of the receiving party."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Compliance\nClause_Type: Confidentiality / NDA\nExplanation: This is a standard and well-defined clause. It broadly defines what constitutes confidential information while providing clear and necessary exceptions. It is a low-risk, fundamental part of any NDA."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: NDA - Permitted Use. The Receiving Party shall use the Confidential Information solely for the purpose of evaluating a potential business transaction between the parties (the 'Purpose') and for no other purpose."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Compliance\nClause_Type: Confidentiality / NDA\nExplanation: This clause clearly restricts the use of the confidential information to a specific purpose. This is essential to prevent the receiving party from using the information for their own benefit outside the contemplated relationship. It is a low-risk and standard provision."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: NDA - Return of Information. Upon the Disclosing Party's written request, the Receiving Party shall promptly return or destroy all materials containing Confidential Information."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Compliance\nClause_Type: Confidentiality / NDA\nExplanation: This is a standard clause that allows the disclosing party to reclaim their sensitive information once the purpose of the NDA is complete. It is a low-risk and necessary provision for maintaining long-term confidentiality."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: NDA - Term. The obligations of confidentiality under this Agreement shall continue for a period of five (5) years from the date of disclosure."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Compliance\nClause_Type: Confidentiality / NDA\nExplanation: Specifying a finite term for the confidentiality obligation is standard practice. Five years is a common and reasonable period for most commercial information. For trade secrets, a longer or perpetual term might be needed, but this is a low-risk standard."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: NDA - No Warranty. The Disclosing Party provides the Confidential Information on an 'as is' basis and makes no warranties as to its accuracy or completeness."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Confidentiality / NDA\nExplanation: For the receiving party, this is a medium risk. They are making a business evaluation based on information that the disclosing party does not guarantee is accurate. This means the receiving party must conduct its own due diligence and cannot sue for damages if the provided information turns out to be incorrect."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Service Agreement - Scope of Work. The Consultant shall provide services as detailed in Annexure A of this Agreement. Any services outside of this scope shall be subject to a separate agreement or a Change Order."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Service Agreement\nExplanation: This is a well-drafted clause that clearly defines the scope of work by referencing an annexure. It also provides a mechanism for handling out-of-scope work. This prevents 'scope creep' and is a low-risk, essential clause for both parties."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Service Agreement - Fees and Payment. The Client shall pay the Consultant a fixed fee of INR 2,00,000, payable 50% in advance and 50% upon completion of the services."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: This clause clearly specifies the payment amount and the milestones for payment. A 50/50 split between advance and completion is a common and fair arrangement that balances the risk for both the client and the consultant."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Service Agreement - Independent Contractor. The Consultant's relationship with the Client will be that of an independent contractor, and nothing in this Agreement is intended to, or should be construed to, create a partnership, agency, joint venture or employment relationship."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Employment\nExplanation: This is a crucial and low-risk clause for the client. It helps to avoid the legal obligations of an employer-employee relationship, such as providing benefits, withholding taxes (TDS is still applicable), and potential labor law claims. It is a standard and necessary provision."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Service Agreement - Ownership of Work Product. All reports, designs, and other deliverables created by the Consultant under this Agreement (the 'Work Product') shall be the sole and exclusive property of the Client upon full payment of the fees."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Payment / Fees\nExplanation: This clause clearly transfers ownership of the work product to the client once they have paid for it. This is a standard and fair arrangement in most consulting engagements. It is a low-risk and essential clause for the client."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Service Agreement - Client's Responsibility. The Client agrees to provide the Consultant with timely access to necessary data, information, and personnel required to perform the services."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Service Agreement\nExplanation: This is a fair and low-risk clause that places a reasonable obligation on the client to cooperate. A consultant's performance often depends on the client's input, and this clause ensures that delays caused by the client are not the consultant's responsibility."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Commercial Lease - Use of Premises. The Lessee shall use the premises only for the purpose of running a commercial office and for no other purpose whatsoever without the prior written consent of the Lessor."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Operational\nClause_Type: Lease\nExplanation: This is a standard and necessary clause in a commercial lease. It allows the landlord to control the type of business operating on their property, which is important for zoning compliance, building reputation, and managing impact on other tenants. It is a low-risk clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Commercial Lease - Maintenance. The Lessee shall be responsible for the day-to-day maintenance and repairs of the interior of the premises, while the Lessor shall be responsible for major structural repairs and maintenance of the common areas."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Operational\nClause_Type: Lease\nExplanation: This is a standard and fair division of maintenance responsibilities in a commercial lease. It clearly delineates the obligations of the landlord and the tenant, which helps to avoid disputes. It is a low-risk clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Commercial Lease - Fit-Out Period. The Lessee shall be given a rent-free period of 60 days from the possession date for the purpose of carrying out interior fit-outs. The Lessee shall be responsible for all utility charges during this period."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: This is a common and low-risk clause in commercial leases. It provides the tenant with the necessary time to prepare the premises for business operations without the burden of paying rent. It is a fair and practical provision."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Commercial Lease - Sub-letting. The Lessee shall not sub-let, assign, or part with the possession of the premises or any part thereof to any third party without the prior written consent of the Lessor."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Lease\nExplanation: This is a standard and essential clause for a landlord. It ensures that the landlord retains control over who occupies their property. Unrestricted sub-letting could lead to undesirable tenants or uses of the premises. It is a low-risk clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Commercial Lease - Security Deposit Interest. The interest-free security deposit shall be refunded to the Lessee within 30 days of the peaceful handover of the vacant premises, after deducting any arrears of rent or costs of damages."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: The practice of keeping security deposits 'interest-free' is common but is a medium risk/disadvantage for the tenant. The landlord has the benefit of a large sum of money for the entire lease term without having to pay for its time value. A better arrangement for the tenant would be for the deposit to be held in an interest-bearing account."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Loan Agreement - Acceleration. If the Borrower defaults in the payment of any one installment, the Lender shall have the right to declare the entire outstanding loan amount, including principal and accrued interest, as immediately due and payable."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: An acceleration clause is standard in loan agreements but is very high risk for the borrower. A single missed payment could trigger a demand for the entire loan amount, which can be financially catastrophic and lead to immediate foreclosure or legal action. The lack of any cure period adds to the risk."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Loan Agreement - Cross-Default. A default by the Borrower under any other loan agreement with any other financial institution shall be considered a default under this agreement."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Financial\nClause_Type: Loan Agreement\nExplanation: This is a high-risk clause for the borrower. It creates a domino effect where a default on one loan can trigger defaults on all other loans, even if the borrower is perfectly current on their payments for this particular loan. This can lead to a sudden and widespread financial crisis for the borrower."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Loan Agreement - Penal Interest. In case of a delay in payment of the EMI, the Borrower shall be liable to pay penal interest at the rate of 2% per month on the overdue amount."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: A penal interest of 2% per month (24% per annum) is a significant penalty. While common, the RBI has issued guidelines to ensure that such charges are reasonable and not used as a revenue enhancement tool. The risk is medium as it can substantially increase the cost of a minor default, although it is a standard industry practice."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Loan Agreement - Right to Set-Off. The Lender shall have the right to set-off and debit any amount due under this loan from any other account that the Borrower holds with the Lender, without any prior notice to the Borrower."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Financial\nClause_Type: Notice Period\nExplanation: This gives the bank the right to take money from the borrower's savings or current account to cover a loan default without warning. The risk is medium because while legally standard, it can cause significant disruption if the borrower is unaware and other payments (like cheques or auto-debits) bounce as a result."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Loan Agreement - Use of Funds. The Borrower agrees to use the funds from this loan solely for the purpose of purchasing the property described in the schedule and for no other purpose."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Loan Agreement\nExplanation: This is a standard clause in secured lending, such as a home or car loan. It ensures that the funds are used for the asset that serves as collateral for the loan. It is a reasonable and low-risk requirement from the lender's perspective."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Insurance Policy - Exclusions. This health insurance policy does not cover any treatment related to pre-existing diseases for the first 48 months of the policy."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Insurance\nExplanation: This is a standard exclusion clause in Indian health insurance policies. The risk is medium because a new policyholder has no coverage for their most likely health issues for a long period (4 years). It is a significant limitation that policyholders must be aware of."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Insurance Policy - Duty of Disclosure. The Proposer has a duty to disclose all material facts related to their health and lifestyle. Any misrepresentation or non-disclosure of a material fact shall render this policy null and void."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Confidentiality / NDA\nExplanation: This clause places a heavy burden on the policyholder to know what constitutes a 'material fact'. An innocent omission can lead to the entire policy being voided at the time of a claim. The risk is medium because of the subjective nature of materiality and the severe consequence of non-compliance."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Insurance Policy - Claim Procedure. In the event of a claim, the insured must notify the Company in writing within 7 days of the event and submit all required documents within 30 days. Failure to do so may result in the repudiation of the claim."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Insurance\nExplanation: Strict timelines for claim reporting can be a medium risk for the insured, especially during a crisis (like a medical emergency or accident). While insurers need timely information, an inflexible adherence to these deadlines can lead to the rejection of genuine claims on procedural grounds."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Insurance Policy - Free Look Period. The policyholder has a period of 15 days from the date of receipt of the policy document to review the terms and conditions of the policy and to return the policy if not acceptable."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Insurance\nExplanation: This is a consumer-friendly and low-risk clause mandated by the IRDAI. It provides a valuable safety net for policyholders, allowing them to cancel the policy without significant penalty if they find the terms unsatisfactory after purchase."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Insurance Policy - Arbitration. Any and all disputes arising out of this policy shall be referred to the sole arbitration of an arbitrator to be appointed by the Company."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Financial\nClause_Type: Insurance\nExplanation: This is a high-risk clause for the policyholder. It combines mandatory arbitration with a unilateral right for the company to appoint the sole arbitrator. This creates a clear conflict of interest and raises serious questions about the impartiality of the dispute resolution process. It heavily favors the insurance company."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Website Terms of Use - Prohibited Conduct. Users shall not use the website to post any content that is defamatory, obscene, harassing, or in violation of any applicable law. The website reserves the right to remove any such content and terminate the user's account."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Platform Terms\nExplanation: This is a standard and necessary clause that allows a website operator to maintain a safe and legal online environment. It is a low-risk provision that protects the platform and its users from harmful and illegal content."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Privacy Policy - Data Collection. We collect personal information that you provide to us, such as name, email address, and phone number. We also collect data automatically, such as your IP address, browser type, and usage information, through cookies and similar technologies."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Operational\nClause_Type: Privacy / Data Protection\nExplanation: This is a standard disclosure clause in a privacy policy. It informs the user about the types of data being collected. Under the DPDPA, such notice is a fundamental requirement. It is a low-risk, informational clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Privacy Policy - Data Sharing. We may share your personal information with our third-party service providers, business partners, and, if required by law, with government agencies. We will not sell your personal information to third parties."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Compliance\nClause_Type: Privacy / Data Protection\nExplanation: The risk is medium because the scope of 'business partners' can be very broad and vague. While sharing with service providers is necessary, sharing with unspecified partners can lead to data being used for marketing and other purposes the user did not anticipate. More specificity would lower the risk."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Privacy Policy - Data Security. We use reasonable administrative, technical, and physical security measures to protect your personal information. However, we cannot guarantee that any transmission of data is 100% secure."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Compliance\nClause_Type: Privacy / Data Protection\nExplanation: This is a standard and realistic security clause. It shows that the company is taking steps to protect data while also being honest that no system is completely immune to breaches. It is a low-risk, standard disclaimer."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Privacy Policy - User Rights. You have the right to access, correct, or delete your personal information. To exercise these rights, please contact our Data Protection Officer."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Lease\nExplanation: This clause informs users of their data protection rights, which is a key requirement under laws like the DPDPA. It is a low-risk, consumer-friendly provision that is legally mandated."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Agreement for Sale (Property) - Payment Schedule. The Buyer shall pay the Total Sale Consideration of INR 1,00,00,000 as follows: INR 10,00,000 as advance payment on execution of this agreement, and the balance of INR 90,00,000 at the time of execution of the Sale Deed."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: This is a clear and standard payment schedule for a property transaction. It defines the advance amount (earnest money) and the final payment, which is standard practice in India. It is a low-risk clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Agreement for Sale - Forfeiture of Advance. If the Buyer fails to pay the balance amount and complete the sale within the stipulated time, the Seller shall be entitled to terminate this agreement and forfeit the entire advance amount paid by the Buyer."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Financial\nClause_Type: General\nExplanation: Forfeiture of the advance payment is common, but whether the 'entire' amount can be forfeited depends on whether it is deemed a penalty. Courts often rule that the seller can only retain a 'reasonable' amount as damages. The risk is medium for the buyer as they could lose a substantial amount, though the clause may not be fully enforceable if the amount is very large."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Agreement for Sale - Title Guarantee. The Seller represents and warrants that they have a clear, marketable title to the property and that it is free from all encumbrances, liens, and litigation."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: General\nExplanation: This is an essential and low-risk clause for the buyer. It is a fundamental promise from the seller that they actually own the property and have the right to sell it. A breach of this warranty gives the buyer the right to claim damages or rescind the contract."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Agreement for Sale - Possession. The Seller shall deliver the vacant and peaceful possession of the property to the Buyer at the time of the execution and registration of the Sale Deed."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: General\nExplanation: This clause links the final payment with the handover of possession, which is a standard and low-risk arrangement. It ensures that the buyer does not part with their final payment until they have physical control of the property."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Agreement for Sale - Statutory Payments. The Seller shall be responsible for clearing all dues related to the property, including property tax, electricity bills, and water charges, up to the date of the Sale Deed."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Payment / Fees\nExplanation: This is a standard and necessary clause that ensures the buyer does not inherit the seller's past liabilities. It clearly allocates the responsibility for clearing all past dues to the seller, which is a low-risk and fair provision for the buyer."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Franchise Agreement - Franchise Fee. The Franchisee shall pay a non-refundable initial franchise fee of INR 10,00,000 upon signing this agreement."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: This is a standard component of a franchise agreement. The initial fee pays for the right to use the brand, receive training, and get initial support. The non-refundable nature is also standard. It is a low-risk, expected clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Franchise Agreement - Royalty Fee. The Franchisee shall pay a continuing royalty fee of 6% of its gross monthly revenue to the Franchisor."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: A royalty fee is standard, but the risk is medium because it is based on 'gross revenue', not profit. This means the franchisee must pay the royalty even if the business is not profitable. This can put significant financial strain on the franchisee during tough periods."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Franchise Agreement - Sourcing of Supplies. The Franchisee must purchase all raw materials, supplies, and equipment exclusively from the Franchisor or its approved vendors."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Legal\nClause_Type: Vendor Obligations\nExplanation: This is a 'tie-in' arrangement, which is high risk for the franchisee. It prevents them from seeking more competitive prices on the open market and can significantly inflate their operating costs, making the franchisor a monopoly supplier. This can severely impact the franchisee's profitability."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Franchise Agreement - Advertising Contribution. The Franchisee shall contribute 2% of its gross monthly revenue to a national advertising fund managed by the Franchisor."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Franchise\nExplanation: Contributing to a common advertising fund is standard. The risk is medium because the franchisee has no control over how the fund is spent. The advertising may not be effective for their specific location, yet they are still required to contribute based on their gross revenue."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Franchise Agreement - Post-Termination Non-Compete. For a period of two (2) years after the termination of this agreement, the Franchisee shall not operate a similar business at the franchise location or within a 10 km radius."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Termination\nExplanation: Unlike post-employment non-competes, non-competes in franchise agreements are sometimes upheld by Indian courts if they are deemed reasonable to protect the franchisor's goodwill and business model. However, a two-year period is still long, and the enforceability is not guaranteed, making it a medium risk for both parties."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Software License - Grant of License. The Licensor grants the Licensee a non-exclusive, non-transferable, revocable license to use the Software for its internal business purposes only."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Software License\nExplanation: This is a standard and low-risk license grant. The terms 'non-exclusive' (others can also be licensed) and 'non-transferable' (the licensee cannot sell the license) are standard. 'Revocable' gives the licensor the right to terminate the license upon a breach."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Software License - Restrictions on Use. The Licensee shall not reverse engineer, decompile, or disassemble the Software, or use it to provide services to third parties (SaaS)."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Software License\nExplanation: These are standard and reasonable restrictions designed to protect the licensor's intellectual property. They are low-risk and essential for the licensor to prevent unauthorized copying and competition."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Software License - Audit Rights. The Licensor may, upon reasonable notice, audit the Licensee's use of the Software to ensure compliance with the terms of this license. If the audit reveals underpayment, the Licensee shall pay the difference and the cost of the audit."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: Audit clauses are standard but carry a medium risk for the licensee. An audit can be disruptive, and the threat of having to pay for the audit if even a small non-compliance is found can be a powerful lever for the licensor to extract additional fees."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Software License - Maintenance and Support. The Licensee shall be entitled to receive technical support and software updates for as long as they pay the annual maintenance fee."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: This clause clearly links the provision of support and updates to the payment of an annual fee. This is a standard and low-risk model for enterprise software, providing clarity for both parties."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Software License - No Warranty for Data. The Licensor shall not be responsible for the loss of any data that may occur from the use of the Software. The Licensee is solely responsible for backing up their data."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Compliance\nClause_Type: Privacy / Data Protection\nExplanation: This is a high-risk clause for the licensee. While a complete warranty disclaimer is common, this specifically excludes liability for data loss, which can be the most significant damage a business can suffer. It places the entire burden of data integrity on the user, even if the loss is caused by a bug in the software."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Ride-Hailing App - Driver as Contractor. The Driver is an independent contractor and not an employee of the Company. The Company does not control the manner or means by which the Driver provides transportation services."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Employment\nExplanation: This is the core of the gig economy model. The risk is medium because this classification is under constant legal challenge in India and globally. If courts reclassify drivers as employees, the company would face massive liabilities for benefits and social security, and the business model would be upended."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Ride-Hailing App - Fare Calculation. The User agrees to pay the fare as calculated by the App, which may include base fare, distance, time, and surge pricing based on demand."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: General\nExplanation: This clause describes the dynamic pricing model. While users may not like surge pricing, the terms are disclosed upfront. It is a low-risk clause as it forms the fundamental basis of the service's pricing."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Ride-Hailing App - No Liability for Driver's Actions. The Company is a technology platform and is not responsible for the conduct, actions, or negligence of the Drivers. Any dispute between the User and the Driver must be resolved between them directly."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Legal\nClause_Type: Platform Terms\nExplanation: This is a high-risk clause for the user. It is an attempt by the platform to completely absolve itself of responsibility for the safety and quality of the service it provides. While they claim to be just a platform, courts and regulators are increasingly holding them responsible for driver conduct. However, this clause makes it difficult for a user to seek recourse from the company."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Ride-Hailing App - Data Usage. By using the service, you grant the Company the right to collect and use your location data, trip details, and user-provided information to improve the service, for marketing, and to share with third parties as described in our Privacy Policy."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Compliance\nClause_Type: Privacy / Data Protection\nExplanation: This grants broad permission for data usage. The risk is medium because while data collection is necessary for the service to function, the permission for 'marketing' and sharing with 'third parties' can be vague and lead to user data being used in ways they are not comfortable with. This needs to be read in conjunction with the full privacy policy."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Ride-Hailing App - User Ratings. The User and Driver are able to rate each other. A low rating may result in the User or Driver losing access to the platform."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Reputational\nClause_Type: Platform Terms\nExplanation: This describes the two-way rating system, which is a core feature of the platform's trust and safety mechanism. It is a low-risk clause that encourages good behavior from both parties."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: E-commerce - Product Listings. The platform is a marketplace and is not the seller of the items. The product descriptions are provided by third-party sellers, and the platform does not warrant their accuracy or completeness."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Platform Terms\nExplanation: This is a standard marketplace disclaimer. It clarifies that the platform is an intermediary, not the seller. Under Indian e-commerce rules, this distinction is important for liability purposes. It is a low-risk, standard clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: E-commerce - Returns and Refunds. Buyers may return eligible items within 10 days of delivery for a full refund. The platform facilitates the return process, but the ultimate responsibility for accepting the return and issuing a refund lies with the third-party seller."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Platform Terms\nExplanation: The risk is medium because it creates a potential point of conflict. The platform 'facilitates' the return, but the seller is the one responsible. If a seller refuses a valid return, the buyer may be caught between the platform and the seller, making the process of getting a refund difficult."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: E-commerce - User Reviews. Users may post reviews of products. By posting a review, you grant the platform a perpetual, irrevocable, royalty-free license to use, reproduce, and display the review. The platform may remove reviews that violate its policies."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Payment / Fees\nExplanation: This is a standard clause for user-generated content like reviews. The platform needs a license to display the content. The right to remove reviews is necessary to combat fake or inappropriate content. It is a low-risk clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: E-commerce - Limitation of Liability for Products. The platform shall not be liable for any damages arising from the use, or inability to use, the products sold on the platform. Any warranty or claim must be directed to the third-party seller or the manufacturer."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Platform Terms\nExplanation: This is a standard disclaimer, but the risk is medium for the consumer. While the primary liability lies with the seller/manufacturer, consumers often trust the platform as a curator of products. This clause makes it harder to hold the platform accountable for faulty or dangerous products sold through their site, although consumer protection laws may provide an overriding remedy."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: E-commerce - Pricing Errors. In the event a product is listed at an incorrect price due to a typographical error, the seller shall have the right to refuse or cancel any orders placed for the product at the incorrect price, even if the order has been confirmed and payment has been made."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Payment / Fees\nExplanation: This clause gives the seller the right to cancel an order even after it has been paid for. The risk is medium for the buyer because it can lead to disappointment and the loss of a good deal. While generally legally permissible, it can create a poor customer experience if not handled with a prompt refund and apology."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Fintech App - No Fiduciary Duty. The Company provides a platform for payments and is not a bank or a financial advisor. The Company has no fiduciary duty to you."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: This is an important legal distinction. The clause clarifies that the app is a technology provider, not a financial institution that has a legal duty to act in the user's best interest. This is a standard and low-risk disclaimer."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Fintech App - Transaction Disputes. For disputes related to payment transactions, you should first contact the merchant. The Company will provide a dispute resolution mechanism but does not guarantee any particular outcome."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Payment / Fees\nExplanation: This clause sets out a reasonable process for handling disputes. It directs the user to the merchant first, which is the correct procedure, and clarifies the platform's role as a facilitator rather than an adjudicator. It is a low-risk clause."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Fintech App - Unauthorized Transactions. You must notify us immediately of any unauthorized transaction. Your liability for an unauthorized transaction will be limited as per the applicable guidelines of the Reserve Bank of India (RBI)."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: General\nExplanation: This is a consumer-friendly and low-risk clause. It references the RBI's limited liability framework, which protects users from losses due to unauthorized transactions, provided they report them promptly. This is a legally mandated protection."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Fintech App - Service Fees. The use of the platform may be subject to service fees or charges, which will be disclosed to you prior to any transaction. We reserve the right to change our fee structure at any time."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: The risk is medium due to the 'right to change our fee structure at any time'. While disclosure of current fees is good, the ability to unilaterally change them means the cost of using the service could increase unexpectedly. The user's only option is to stop using the service."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Fintech App - Data Access. You authorize the App to access your SMS and contact list for the purpose of fraud prevention and to provide a better user experience."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Financial\nClause_Type: Privacy / Data Protection\nExplanation: This is a high-risk clause from a privacy perspective. Accessing a user's entire SMS inbox and contact list is highly intrusive. While it may be used for fraud prevention, it gives the app access to a vast amount of sensitive personal and financial data. This type of broad permission is a significant privacy concern under the DPDPA."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Food Delivery App - Delivery Time Not Guaranteed. The delivery times displayed are estimates only. We do not provide any guarantee that your order will be delivered within the estimated time."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: General\nExplanation: This is a standard and low-risk disclaimer for any logistics-based service. It is a practical necessity as delivery times can be affected by traffic, weather, and restaurant preparation times, all of which are outside the platform's direct control."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Food Delivery App - Quality Disclaimer. The platform is a facilitator between you and the restaurant. We are not responsible for the quality, quantity, or preparation of the food. Any complaints regarding the food must be directed to the restaurant."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Platform Terms\nExplanation: While legally this is a standard intermediary disclaimer, the risk is medium for the consumer's experience. The consumer's relationship is with the app they ordered from. This clause can create a frustrating situation where the platform and the restaurant blame each other, leaving the consumer with no effective recourse for poor-quality food."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Food Delivery App - Cancellation Fee. If you cancel your order after the restaurant has started preparing it, you may be charged a cancellation fee up to the full value of the order."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Financial\nClause_Type: Payment / Fees\nExplanation: This is a fair and low-risk clause. It protects the restaurant from financial loss when they have already incurred costs in preparing an order. The policy is clearly stated and is a reasonable allocation of risk for last-minute cancellations."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Food Delivery App - Rider as Contractor. The delivery partner is an independent contractor. The platform is not responsible for the conduct, negligence, or any act of the delivery partner."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Legal\nClause_Type: Platform Terms\nExplanation: Similar to ride-hailing apps, this is a high-risk clause for the consumer. It is an attempt by the platform to absolve itself of all responsibility for the person delivering the order, including issues of safety, theft, or rude behavior. Consumer protection laws may still hold the platform accountable as the service provider."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Food Delivery App - User Data for Marketing. By placing an order, you agree that we and our restaurant partners may use your contact information to send you promotional offers and marketing communications."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Privacy / Data Protection\nExplanation: This is an opt-out marketing clause, which is a medium privacy risk. Under the DPDPA, consent should be specific and clear. Bundling consent for marketing with the act of placing an order is a legally grey area. It forces users to share data for marketing to get the primary service. A better, lower-risk approach is a clear opt-in checkbox."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Social Media - Content Moderation. We reserve the right to remove any content that we, in our sole discretion, deem to be in violation of our community standards or any applicable law, without any notice to you."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Legal\nClause_Type: Notice Period\nExplanation: This is a necessary and low-risk clause for any platform hosting user-generated content. It is essential for the platform to be able to remove illegal or harmful content to maintain a safe environment. The 'sole discretion' part is standard."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Social Media - Identity. You agree that you will not create an account for anyone other than yourself, and that you will not create a fake profile. We may suspend accounts that we believe to be impersonating someone else."
},
{
"from": "gpt",
"value": "Risk_Level: Low\nRisk_Type: Reputational\nClause_Type: General\nExplanation: This is a standard and low-risk clause aimed at preventing impersonation and fake accounts, which are key for maintaining trust and safety on the platform. It is a necessary rule for community integrity."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Social Media - Data on Deceased Users. You agree that you have no rights to any content or data in your account after your death. We may, at our discretion, provide access to law enforcement or next of kin upon a valid legal request."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Privacy / Data Protection\nExplanation: The issue of 'digital legacy' is a growing legal area. This clause is a medium risk as it can be emotionally and legally challenging for the family of a deceased user. It makes it clear that digital assets in the account are not automatically inheritable, which can be a point of conflict and distress for families."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Social Media - No Expectation of Privacy. The platform is a public forum. You should have no expectation of privacy with respect to any content you post, even if you use privacy settings to restrict its audience."
},
{
"from": "gpt",
"value": "Risk_Level: High\nRisk_Type: Compliance\nClause_Type: Privacy / Data Protection\nExplanation: This is a high-risk clause for user privacy. While platforms are public, this clause suggests that even content posted with privacy settings (e.g., 'Friends Only') is not truly private. It undermines the platform's own privacy features and tells users that the company can essentially treat all data as public, which is a significant erosion of user trust and privacy."
}
] |
[
{
"from": "human",
"value": "Classify the contract clause by risk level, type, and provide an explanation.\n\nClause: Social Media - Algorithm Disclaimer. We use complex algorithms to rank and display content. We make no guarantee that your content will be seen by your followers or any other user. Content visibility may change at any time without notice."
},
{
"from": "gpt",
"value": "Risk_Level: Medium\nRisk_Type: Legal\nClause_Type: Notice Period\nExplanation: For a business or creator who relies on the platform for reach, this is a medium-risk clause. It means the platform has no obligation to provide consistent visibility, and the creator's business can be significantly impacted by an unannounced algorithm change. It creates a dependency on an unpredictable system."
}
] |
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