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what is ethereum
ethereum is a decentralized global software platform powered by blockchain technology it is most commonly known by investors for its native cryptocurrency ether eth and by developers for its use in blockchain and decentralized finance application development anyone can use ethereum it s designed to be scalable programm...
how does ethereum work
ethereum uses a blockchain which is a distributed ledger like a database information is stored in blocks each containing encoded data from the block before it and the new information this creates an encoded chain of information that cannot be changed throughout the blockchain network an identical copy of the blockchain...
what will ethereum be worth in 2030
there are many predictions about ether s price but they are speculation at best there are too many factors at work in cryptocurrency valuation to accurately predict prices in one week let alone several years
why did ethereum drop
ether s price rises and falls for many reasons throughout a trading day and week market sentiments regulatory developments news hype and more all influence its price
how much is one ethereum coin worth
ether s price changes quickly but on may 24 2024 it was about 3 735 23the bottom lineethereum is a decentralized blockchain and development platform it allows developers to build and deploy applications and smart contracts ethereum utilizes its native cryptocurrency ether eth for transactions and incentivizes network p...
what is ethical investing
ethical investing refers to the practice of using one s ethical principles as the primary filter for the selection of securities investing ethical investing depends on the investor s views ethical investing is sometimes used interchangeably with socially conscious investing however socially conscious funds typically ha...
how to invest ethically
in addition to analyzing investments using ethical standards the historical current and projected performance of the investment should be scrutinized to examine whether the investment is sound and has the potential to reap significant returns the review of a company s history and finances is warranted it is also import...
what is the euro
the euro is the official currency of the european union eu adopted by 19 of its 27 member nations 1 it is the world s second most popular reserve currency after the u s dollar and the second most traded 23understanding the eurolaunched in 1999 as part of the eu s integration as the european economic and monetary union ...
what is the euro interbank offer rate euribor
euribor or the euro interbank offer rate is a reference rate that is constructed from the average interest rate at which eurozone banks offer unsecured short term lending on the inter bank market the maturities on loans used to calculate euribor often range from one week to one year this is the benchmark rate with whic...
what is euro medium term note emtn
a euro medium term note is a medium term flexible debt instrument that is traded and issued outside of the united states and canada understanding euro medium term note emtnemtns instruments require fixed payments and are directly issued to the market with maturities that are less than five years emtns allow an issuer t...
what is the euro overnight index average eonia
the euro overnight index average eonia is the average overnight reference rate for which european banks lend to one another in euros the eonia is the interest rate for one day loans between european banks and is considered an interbank rate however european regulatory reforms resulted in the eonia rate being replaced b...
how the euro overnight index average works
eonia is a daily reference rate that expresses the weighted average of unsecured overnight interbank lending in the european union and the european free trade association efta it is calculated by the european central bank ecb based on the loans made by 28 panel banks 2banks must meet certain reserve requirements that a...
what is a eurobond
a eurobond is a debt instrument that s denominated in a currency other than the home currency of the country or market in which it is issued eurobonds are frequently grouped together by the currency in which they are denominated such as eurodollar or euro yen bonds since eurobonds are issued in an external currency the...
what is euroclear
euroclear is one of two principal securities clearing houses in the eurozone euroclear specializes in verifying information supplied by brokers involved in a securities transaction and the settlement of securities transacted on european exchanges 1the other principal european clearing house is clearstream formerly the ...
how euroclear works
euroclear is one the oldest settlement systems and was originally subsidized by morgan guaranty trust company of new york which was a part of j p morgan co it was founded in 1968 to settle trades on the then developing eurobond market 4 its computerized settlement and deposit system helped ensure the safe delivery and ...
what is eurocurrency
eurocurrency is currency held on deposit by governments or corporations operating outside of their home market for example a deposit of u s dollars usd held in a british bank would be considered eurocurrency as would a deposit of british pounds gbp made in the united states understanding eurocurrencythe term eurocurren...
what is the eurocurrency market
the eurocurrency market is the money market for currency outside of the country where it is legal tender the eurocurrency market is utilized by banks multinational corporations mutual funds and hedge funds they wish to circumvent regulatory requirements tax laws and interest rate caps often present in domestic banking ...
what is the eurodollar
the term eurodollar refers to u s dollar denominated deposits at foreign banks or at the overseas branches of american banks because they are held outside the united states eurodollars are not subject to regulation by the federal reserve board including reserve requirements dollar denominated deposits not subject to u ...
what is the euromarket
the term euromarket has two distinct meanings understanding the euromarketa euromarket can be used to describe the financial market for eurocurrencies a eurocurrency is any currency held or traded outside its country of issue for example a eurodollar is a dollar deposit held or traded outside the u s a key incentive fo...
what is europe middle east and africa emea
europe middle east and africa emea is a geographical grouping and an acronym widely used by global corporations to define regional business activity it is a shorthand method to refer to the three continents and their regional areas understanding europe middle east and africa emea europe middle east and africa emea is a...
what is apac
most countries located throughout eastern and southern asia those that touch the pacific ocean and oceania are usually considered apac or asia pacific countries there is no official definition of the asia pacific region and its boundaries and the list of apac countries varies depending on the context and distinctions r...
how is emea used in business news reporting
stock market and exchange news traditionally categorize activity by region and use emea to distinguish financial news for that region such as emea stocks or emea market indexes
what challenges face corporations when targeting all regions in emea
some business activities like marketing or advertising can be challenging when companies target and divided business to encompass the entire emea region as opposed to conducting business in north america creating a marketing plan for emea means considering local laws cultures and holidays among different regions corpor...
what is the european banking authority eba
the european banking authority eba is a regulatory body that strives to maintain financial stability throughout the european union s eu banking industry it was established in 2010 by the european parliament replacing the committee of european banking supervisors cebs the basics of the european banking authority eba the...
what is european central bank ecb
the european central bank ecb is the central bank responsible for monetary policy of the european union eu member countries that have adopted the euro currency this currency union is known as the eurozone and currently includes 19 countries the ecb s primary objective is price stability in the euro area understanding e...
what is the european community ec
the european community ec was an economic association formed by six european member countries in 1957 consisting of three communities that eventually were replaced by the european union eu in 1993 the european community dealt with policies and governing in a communal fashion across all member states the primary goal of...
what is the european currency unit ecu
the european currency unit ecu was the official monetary unit of the european monetary system ems before it was replaced by the euro the value of the ecu was used to determine the exchange rates and reserves among the members of the ems but it was always an accounting unit rather than a real currency understanding the ...
what is the european economic and monetary union emu
the european economic and monetary union emu combines several of the european union eu member states into a cohesive economic system it is the successor to the european monetary system ems note that there is a difference between the 19 member european economic and monetary union emu and the larger european union eu whi...
do all european countries use the euro
no some european countries have maintained their own currency and have not adopted the euro these include the u k switzerland sweden norway bulgaria croatia czech republic denmark hungary poland and romania some non eu jurisdictions such as vatican city andorra monaco and san marino also have monetary agreements with t...
what is the difference between the european union eu and the eurozone
the european union eu is a political and economic grouping of 27 countries committed to shared democratic values eight of these countries do not use the euro leaving 19 nations in the so called eurozone who share the common currency
when did the european monetary union begin
the emu formally began on february 7 1992 with the signing of the maastricht treaty in the netherlands the euro itself was launched on january 1 1999 as a unit of account and coins and banknotes began circulating on january 1 2002
what was the european monetary system ems
the european monetary system ems was an adjustable exchange rate arrangement set up in 1979 to foster closer monetary policy cooperation between members of the european community ec the european monetary system ems was later succeeded by the european economic and monetary union emu which established a common currency t...
how was the european monetary system established
the ems was established through the introduction of the european currency unit in 1979 the ecu served as a basket currency representing a weighted average of member currencies
what were the main objectives of the ems
he primary objectives of the ems were to achieve exchange rate stability encourage economic convergence among member states and create a framework for the eventual formation of the european economic and monetary union these goals aimed at fostering a more integrated and stable european economic environment
how did the ems evolve over time
over time the ems underwent several changes the most significant change was the transition from the ems to the european economic and monetary union with the introduction of the euro in 1999 this marked a culmination of efforts to establish a single currency for the eurozone
what events led to the collapse of the ems
the collapse of the ems occurred around 1992 and 1993 when several member states faced currency crises the crises exposed vulnerabilities in the ems and prompted a reevaluation of the system the bottom linethe european monetary system was established in 1979 as a framework for monetary cooperation among european union ...
what is a european option
a european option is a version of an options contract that limits execution to its expiration date in other words if the underlying security such as a stock has moved in price an investor would not be able to exercise the option early and take delivery of or sell the shares instead the call or put action will only take...
what was europe s sovereign debt crisis
the european sovereign debt crisis was a period when several european countries experienced the collapse of financial institutions high government debt and rapidly rising bond yield spreads in government securities history of the crisisthe debt crisis began in 2008 with the collapse of iceland s banking system then spr...
what is the european union eu
the european union eu is a political and economic alliance of 27 countries it promotes democratic values in its member nations and is one of the world s most powerful trade blocs nineteen of the countries share the euro as their official currency the eu grew out of a desire to strengthen economic and political cooperat...
what is the purpose of the european union
the european union was created to bind the nations of europe closer together for the economic social and security welfare of all it is one of several efforts after world war ii to bind together the nations of europe into a single entity 20
how is the european union changing in the 21st century
the original members of the european union were the nations of western europe in the 21st century the eu has expand membership to the eastern european nations that emerged after the collapse of the soviet union its current member nations include bulgaria croatia the czech republic estonia latvia lithuania poland romani...
why was the european union created
the overarching purpose of the european union in the years after world war ii was to put an end to the devastating wars that had wracked europe for centuries at the same time it became increasingly clear that a united europe would have far greater economic and political power than the individual nations in the post war...
what is the eurozone
the eurozone officially known as the euro area is a geographic and economic region that consists of all the european union countries that have fully incorporated the euro as their national currency as of 2022 the eurozone consists of 19 countries in the european union eu austria belgium cyprus estonia finland france ge...
what is the ev 2p ratio
the ev 2p ratio is a ratio used to value oil and gas companies it consists of the enterprise value ev divided by the proven and probable 2p reserves the enterprise value reflects the company s total value proven and probable 2p refers to energy reserves such as oil that are likely to be recovered the formula for the ev...
what does the ev 2p ratio tell you
enterprise value compared to proven and probable reserves is a metric that helps analysts understand how well a company s resources will support its operations and growth ideally the ev 2p ratio should not be used in isolation as not all reserves are the same however it can still be an important metric if little is kno...
when the ev 2p multiple is high it means the company is trading at a premium for a given amount of oil in the ground conversely a low value would suggest a potentially undervalued company
the ev 2p ratio is comparable to other more common ratios used in valuation such as enterprise value or p e ratios these ratios express a company s value as a multiple of earnings or assets it s important to compare a company s ev 2p ratio with those of similar companies and with the historical values of the ratio usin...
what is an evening star
an evening star is a stock price chart pattern that s used by technical analysts to detect when a trend is about to reverse it s a bearish candlestick pattern that consists of three candles a large white candlestick a small bodied candle and a red candle evening star patterns are associated with the top of a price uptr...
how an evening star works
a candlestick pattern is a way of presenting certain information about a stock it represents the open high low and close price for the stock over a period of time each candlestick consists of a candle and two wicks the length of the candle is a function of the range between the highest and lowest price during that trad...
what are the open high low and close prices
these prices monitor the value of a stock over a period of time an open or opening price is the first price a stock trades at when the market opens in the morning the closing price is the last price of the day high and low prices track whether a stock has lost or gained value during the day 3
how does the evening star pattern use these prices
the evening star pattern correlates these prices over three days this can be a prime indicator of when a trend in price is about to reverse 1
what is the doji candlestick pattern
the doji pattern occurs when the open price of a stock is the same or nearly the same as the close price upward movement indicates that the stock may begin sinking soon downward movement is a sign that the stock may go up this information can be an indicator of what will happen the next day 4the bottom lineit s a good ...
what is an event study
an event study is an empirical analysis that examines the impact of a significant catalyst occurrence or contingent event on the value of a security such as company stock event studies can reveal important information about how a security is likely to react to a given event examples of events that influence the value o...
how an event study works
an event study also known as event history analysis employs statistical methods using time as the dependent variable and then looking for variables that explain the duration of an event or the time until an event occurs event studies that use time in this way are often employed in the insurance industry to estimate mor...
what is an event study in economics
in economics as well as in finance an event study refers to whether or not a statistical relationship exists in the financial markets between a specific event and a public company s stock price or value
what is a stock event
a stock event is when a company s stock undergoes a change such as a stock split reclassification dividend payment stock combination or any other event that impacts shareholders
what are the steps in conducting an event study
the first step in an event study is defining the event then picking the companies that the event will theoretically impact from there normal returns and abnormal returns should be determined using various models such as the constant mean return model the market model various economic models and so on the next step woul...
what is an evergreen contract
an evergreen contract automatically renews on or after the expiry date the parties involved in the contract agree that it rolls over automatically until one gives the notice to terminate it evergreen contracts are used for a number of different purposes including rental leases purchasing contracts and service agreement...
how to cancel an evergreen contract
evergreen contracts can be canceled in several ways they can be ended the same way they are drafted through the mutual agreement form of the parties involved if the parties want to make changes to the original agreement they can draft a new contract which outlines the alterations this new contract voids the original on...
what is evergreen funding
evergreen funding or evergreen finance is the gradual infusion of capital into a new or recapitalized enterprise this type of funding differs from traditional funding in which all the capital required for a business venture is supplied up front by venture capitalists or other investors as part of a private funding roun...
how evergreen funding works
evergreen funding takes its name from coniferous evergreen trees which keep their leaves and stay green throughout the year similarly evergreen funding provides capital throughout the seasons of a company s development in a normal debt financing arrangement company issued bonds or debentures have a maturity date and re...
what is evergreen funding
evergreen funding provides infusions of capital to a new or existing business at repeated intervals instead of all of it up front it keeps extending the maturity date of the debt
what is the traditional debt financing arrangement
with traditional debt financing venture capital is raised at the beginning of a startup s existence and has a set maturity date at which time principal and interest must be repaid
what are the benefits of evergreen funding
evergreen funding prevents a company from growing too fast and collapsing as a result of that growth the company knows that the money is available but is prevented from spending it unwisely and hastily
what is an evergreen loan
an evergreen loan is a loan that does not require the repayment of principal during the life of the loan or during a specified period of time in an evergreen loan the borrower is required to make only interest payments during the life of the loan evergreen loans are usually in the form of a line of credit that is conti...
how an evergreen loan works
evergreen loans can take many forms and are offered through varying types of banking products credit cards and checking account overdraft lines of credit are two of the most common evergreen loan products offered by credit issuers evergreen loans are a handy type of credit because they revolve meaning users do not need...
how businesses and consumers use evergreen loans
in the credit market borrowers can choose from both revolving and non revolving credit products when seeking to borrow funds revolving credit offers the advantage of an open line of credit that borrowers can draw from over their entire life as long as they remain in good standing with the issuer revolving credit may al...
what is ex ante
ex ante refers to future events that are based on forecasts or predictions rather than concrete results translated from latin it means before the event ex ante can be used to describe the potential returns of a particular security or company much of the analysis conducted in the markets is ex ante focusing on the impac...
doesn t account for unexpected events or news
examplesuppose company abc is expected to report earnings on a certain date analysts at a research firm will use economic and financial data from its past and present operating conditions to predict its eps they may analyze the overall economic climate and whether the company s business operation costs might be affecte...
what is an ex ante interest rate
the term ex ante interest rate refers to the real interest rate calculated before the actual rate is revealed the ex ante interest rate is what lenders and bond issuers publish for loans and bonds one of the key factors about the ex ante interest rate is that it isn t adjusted for inflation
how do analysts use ex ante in merger evaluations
experts break down and compare the revenue streams of both entities and determine how compatible they are with one another they can also use forecasting to determine if the merger will result in savings if a new company is formed by conducting a cost benefit analysis
what is an ex ante investment
ex ante investment commonly refers to a company s planned investment during a period and the investment expenditure that is intended ex post investment refers to the actual investment during the period the bottom linethere are many different ways for investors and companies to make important decisions about their inves...
what is the ex dividend date
the ex dividend date is one of four stages that companies go through when they pay dividends to their shareholders the ex dividend date determines whether the buyer of a stock will be entitled to receive its upcoming dividend the ex dividend date is typically one day before the record date if an investor purchases stoc...
is it better to buy before or after the ex dividend date
while it might seem to make sense to buy before the ex dividend date so you can receive the dividend buying after has perks too that s because the market usually adjusts the stock price to reflect the dividend payout meaning you ll typically see a reduction in price equal to the amount of the dividend will i get a divi...
how long should i hold a stock to get the dividend
to get the dividend you need to hold the stock at least until the ex dividend date if you sell before the ex dividend date you also sell your right to the dividend 1the bottom lineif you re looking to receive dividends knowing when to buy sell and hold a dividend paying stock is important you ll need to buy before the ...
what is ex dividend
a dividend is a cash payment to shareholders as a reward for investing in company stock or equity shares ex dividend means a company s dividend allocations have been specified the ex dividend date or ex date is usually one business day before the record date investors who purchase a stock on its ex dividend date or aft...
when a company declares a dividend its board of directors establishes a record date when investors must be on record as shareholders to receive the dividend payment once the record date is set the ex dividend date is also determined according to the exchange rules on which the stock is traded
the ex dividend date is one business day before the record date for example if a company declares a dividend on march 3 with a record date of monday april 11 the ex dividend date would be friday april 8 because it s one business day before the record date 1 the ex dividend date is before the record date because of how ...
what is an example of a dividend payment
suppose company xyz pays a 0 53 per share dividend on june 2 2024 the payment goes to shareholders who had purchased stock before the ex date of may 5 2024 the company declared the dividend on feb 19 2024 and the record date was set as may 6 2024 only shareholders who purchased the stock before the ex dividend date are...
why does the stock price fall on the ex dividend date
the price of a stock tends to fall by the amount of the dividend on its ex dividend date reflecting that its assets will soon be dropping by the amount of the dividend
how does the ex dividend date help investors
if an investing strategy is focused on income knowing when the ex date occurs helps investors plan their trade entries however because the stock s price drops by about the same value as the dividend buying a stock right before the ex date shouldn t result in any profits the same applies if investors buy on or after the...
what is an ex gratia payment
an ex gratia payment is made to an individual by an organization government or insurer for damages or claims but it does not require the admittance of liability by the party making the payment an ex gratia payment is considered voluntary because the party making the payment is not obligated to compensate the individual...
what is ex post
ex post is another word for actual returns and is latin for after the fact the use of historical returns has customarily been the most well known approach to forecast the probability of incurring a loss on investment on any given day ex post is the opposite of ex ante which means before the event sydney saporito invest...
how is ex post information used
companies attain ex post information to forecast future earnings
how does ex post factor into analysis
ex post performance attribution analysis gauges an investment portfolio s performance based on the portfolio s return and its correlation with numerous factors or benchmarks it is also known as benchmark analysis
what is the formula for ex post
subtract beginning value from ending value and divide the result by beginning value to determine ex post the bottom lineex post which translates from latin as after the fact is a word for actual returns ex post analysis views financial results after they have occurred and utilizes them to predict the likelihood of futu...
what is ex works exw
ex works exw is an international trade term that describes when a seller makes a product available at a designated location and the buyer of the product must cover the transport costs ex works exw is one of the 11 current incoterms international commercial terms a set of standardized international trade terms published...
what does ex works mean in incoterms
ex works is a term used in shipping arrangements where the seller is only required to deliver goods at a predetermined location and the buyer bears responsibility for shipping costs along with these costs the buyer assumes responsibility for the related risks of the goods which may include anything from customs regulat...
what is the difference between ex works and fob
in shipping arrangements the difference between free on board and ex works is based on transferring the liability of goods between the buyer and seller in free on board contracts the seller takes responsibility for bringing goods to a terminal in addition to customs costs and loading the goods onto the ship the buyer m...
what does ex works mean for shipping
with an ex works agreement the seller saves on shipping customs and liability for damaged goods after being delivered packaged and labeled at the shipping terminal while this may be optimal sometimes for sellers it is not always possible due to customs requirements in certain jurisdictions take the european union for e...
how does insurance work with ex works terms
under ex works terms the responsibility for insurance falls entirely on the buyer since the risk transfers to the buyer as soon as the goods are made available at the seller s premises the buyer must arrange insurance coverage from this point onward who arranges customs documentation in ex works in ex works terms the b...
what is excess capacity
excess capacity is a condition that occurs when demand for a product is less than the amount of product that a business could potentially supply to the market when a firm is producing at a lower scale of output than it has been designed for it creates excess capacity the term excess capacity is generally used in manufa...
what causes excess capacity
some factors that can cause excess capacity are overinvestment repressed demand technological improvement and external shocks such as a financial crisis among other components excess capacity can also arise from mispredicting the market or by allocating resources inefficiently to remain healthy and financially balanced...
why does excess capacity matter
although excess capacity can indicate healthy growth too much excess capacity can hurt an economy if a company cannot sell a product for an amount at or above its production cost then the company could lose money by selling the product for less than it paid to make the product or the product could just go to waste by j...
what is excess cash flow
excess cash flow is a term used in loan agreements or bond indentures and refers to the portion of cash flows of a company that are required to be repaid to a lender excess cash flow is typically cash received or generated by a company in the form of revenues or investments that triggers a payment to the lender as stip...
what is excess of loss reinsurance
excess of loss reinsurance is a type of reinsurance in which the reinsurer indemnifies or compensates the ceding company for losses that exceed a specified limit a reinsurer is a company that provides financial protection to insurance companies a ceding company is an insurance company that transfers the insurance portf...
what are excess reserves
excess reserves are capital reserves held by a bank or financial institution above amounts required by regulators creditors or internal controls for commercial banks excess reserves are measured against standard reserve requirement ratios set by central banking authorities these required reserve ratios set the minimum ...
how excess reserves are used
reserves are designed to be a safety buffer for banks who might not anticipate the need for extra capital in their daily operations the idea of excess reserves was created alongside an incentive called interest on excess reserves in which the federal reserve paid banks interest on funds that exceeded reserve requiremen...
what is the difference between excess and required reserves
required reserves are the amount of capital a nation s central bank makes depository institutions hold in reserve to meet liquidity requirements excess reserves are amounts above and beyond the required reserve set by the central bank
what happens if banks keep excess reserves
it depends on the circumstances if the central bank pays interest many banks will likely hold more excess reserves to offset the costs of having reserve capital but there is an opportunity cost to consider the question banks have to answer is if it is financially more beneficial to lend that money and generate interest...
are excess reserves a liability
if there is interest paid on reserves or excess reserves it is a liability for the central bank because it owes money the bottom lineexcess reserves is capital held above and beyond any requirement for banks to hold a specific amount of money in reserve the federal reserve discontinued its reserve requirements in 2020 ...
what are excess returns
excess returns are returns achieved above and beyond the return of a proxy excess returns will depend on a designated investment return comparison for analysis some of the most basic return comparisons include a riskless rate and benchmarks with similar levels of risk to the investment being analyzed investopedia matth...