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how the federal trade commission ftc helps protect consumers
of course not all companies are involved in greenwashing some products are genuinely green these products usually come in packaging that spells out the real differences in their contents from competitors versions the marketers of truly green products are only too happy to be specific about the beneficial attributes of ...
what are some other types of greenwashing
one common form of greenwashing is to include misleading labeling or bury environmentally unsound practices in the fine print this can include use of terminology such as eco friendly or sustainable which are vague and not verifiable imagery of nature or wildlife can also connote environmental friendliness even when the...
how can you spot greenwashing
if greenwashing is going on there is often no evidence to back up the claims that a company is making sometimes verifying can be difficult but you can look to third party research and analyst reports as well as check the product s ingredients list true green products will often be certified by an official vetting organ...
why is greenwashing bad
greenwashing is deceitful and unethical because it misleads investors and consumers who are genuinely seeking environmentally friendly companies or products often green products can be sold at a premium making them more expensive which can lead consumers to overpay if greenwashing is revealed it can seriously damage a ...
what is gresham s law
gresham s law is a principle that states that bad money drives out good and can be applied to the currency markets the law stemmed from the historical use of precious metals to manufacture coins and their subsequent value since the abandonment of metallic currency standards the theory often describes the stability and ...
what are legal tender laws
countries implement legal tender laws to define what currency is recognized by law as a means to settle a public or private debt or meet a financial obligation including tax payments contracts and legal fines or damages the national currency is legal tender in every country
what is grexit
grexit an abbreviation for greek exit refers to greece s potential withdrawal from the euro zone and a return to the drachma as its official currency instead of the euro understanding grexitgrexit gained notoriety in early 2012 and remained in the financial vernacular for years after that many pundits and even some gre...
when the global financial crisis struck it laid bare many of greece s structural problems greece s gross domestic product gdp shrank by 4 7 in the first quarter of 2009 and the deficit ballooned to more than 12 of gdp 2 the country subsequently suffered a string of credit rating downgrades culminating in standard poor ...
austerity and bailoutsin exchange for receiving multiple bailouts to avoid bankruptcy greece had to agree to austerity measures the first round of austerity in 2010 cut public sector wages raised the minimum retirement age and increased fuel prices subsequent measures over the following three years reduced public secto...
what is a gray market
a gray market is an unofficial market for financial securities gray or grey market trading generally occurs when a stock that has been suspended from trades off the market or when new securities are bought and sold before official trading begins the gray market enables the issuer and underwriters to gauge demand for a ...
what is grid trading
grid trading is when orders are placed above and below a set price creating a grid of orders at incrementally increasing and decreasing prices grid trading is most commonly associated with the foreign exchange market overall the technique seeks to capitalize on normal price volatility in an asset by placing buy and sel...
what is a grinder
a grinder is a slang term for a person who works in the investment industry and makes only small amounts of money at a time on small investments over and over again grinders typically are hard working and highly respected investors who value every cent they make off their investments grinders who are investment advisor...
what is the gross debt service ratio
the gross debt service gds ratio is a debt service measure that financial lenders use to assess the proportion of housing debt that a borrower is paying in comparison to their income the gross debt service ratio is one of several metrics used to qualify borrowers for a mortgage loan and determine the amount of principa...
how the gds ratio works
the gross debt service ratio is typically a comprehensive measure of all of a borrower s monthly housing expenses it may also be calculated on an annual basis the borrower s current monthly mortgage payment is the primary expense other expenses may also include monthly property tax payments monthly home insurance payme...
how is gds ratio used
the gds ratio helps lenders determine whether a borrower can afford a mortgage extending a mortgage loan involves a certain amount of risk to the lender so they want reassurance beforehand that you ll be likely to pay back what you borrow the gds ratio is a way to measure your ability to pay based on estimated housing ...
what is the gross debt service ratio
the gross debt service ratio is a measure of housing costs versus a borrower s gross income specifically this ratio tells lenders how much of a homebuyer s gross income goes toward housing costs the gds ratio helps determine how much home a buyer can afford when qualifying them for a mortgage loan
how do you calculate the gross debt service ratio
to calculate the gross debt service ratio you d divide total housing costs by gross income housing costs include principal interest taxes and utility costs gross income represents what you make before taxes and other deductions are taken out
what is a good gross debt service ratio for a mortgage
generally a good gross debt service ratio for a mortgage is 28 whether it s possible to qualify for a home loan with a gds ratio above that amount may depend on the lender and its specific underwriting criteria
what are gross dividends
similar in concept to gross income gross dividends are the sum total of all dividends received by an investor for tax purposes gross dividends include all ordinary dividends that are paid plus capital gains distributions and nontaxable distributions received by the taxpayer during the year before taxes fees and expense...
what is gross domestic income gdi
gross domestic income gdi is a measure of a nation s economic activity based on money earned for all goods and services produced during a specific period in theory gdi should be identical to gross domestic product gdp a more commonly used measure of a country s economic activity however different data sources used in e...
what is the difference between gdi and gni
gross domestic income gdi and gross national income gni are two closely related concepts the former counts generated domestically hence the name the latter counts all income generated by a nation s residents including from income sources abroad
which country has highest gni
the united states has the highest gni per latest data available from the world bank the country recorded a gni of 25 59 trillion in 2022 china which came in second recorded a gni of 18 13 trillion 3
what is gni per capita in u s
according to most recent data published by the world bank gni per capita in the u s was 76 770 in 2022 the country ranked eighth across the world 4the bottom linegross domestic income gdi measures a country s economic activity based on all income generated domestically in a certain window it s a less commonly used metr...
what is gross domestic product gdp
gross domestic product gdp is the total monetary or market value of all the finished goods and services produced within a country s borders in a specific time period as a broad measure of overall domestic production it functions as a comprehensive scorecard of a given country s economic health though gdp is typically c...
what does gdp tell you
a country s gdp represents the final market value of all the products and services that a country produces in a single year another way to measure gdp is as the sum of four factors consumer spending government spending net exports and total investment in the united states gdp is calculated every three months by the bur...
how to use gdp data
most nations release gdp data every month and quarter in the u s the bureau of economic analysis bea publishes an advance release of quarterly gdp four weeks after the quarter ends and a final release three months after the quarter ends the bea releases are exhaustive and contain a wealth of detail enabling economists ...
what is a simple definition of gdp
gross domestic product is a measurement that seeks to capture a country s economic output countries with larger gdps will have a greater amount of goods and services generated within them and will generally have a higher standard of living for this reason many citizens and political leaders see gdp growth as an importa...
which country has the highest gdp
the countries with the two highest gdps in the world are the united states and china however their ranking differs depending on how you measure gdp using nominal gdp the united states comes in first with a gdp of 25 44 trillion as of 2022 compared to 17 96 trillion in china 30many economists argue that it is more accur...
is a high gdp good
most people perceive a higher gdp to be a good thing because it is associated with greater economic opportunities and an improved standard of material well being it is possible however for a country to have a high gdp and still be an unattractive place to live so it is important to also consider other measurements for ...
what are gross earnings
gross earnings is the total amount of income earned over a period of time by an individual household or a company for individuals and households gross earnings is the income earned before the deduction of taxes or adjustments in the corporate world it s an accounting convention that refers to a public company s gross p...
when referring to personal or household income gross earnings are generally the first line of an employee s pay stub this is followed by income and payroll taxes and other deductions such as employer sponsored health insurance life insurance and retirement benefits once these deductions are accounted for the employer l...
things work a little differently for businesses when it comes to the business world the term refers to the amount of money left from a public company s total revenue once the cogs is deducted also referred to as gross profit it is the income a company earns before any adjustments and other deductions such as taxes thes...
when you complete your income tax return you subtract a standard deduction or a list of itemized deductions from your agi and the difference yields your taxable income the amount upon which the irs levies an income tax
examples of gross earningsto understand individual gross earnings consider mr z who earned a total of 50 000 for the recently completed fiscal year he also paid 10 000 in income tax retirement contributions and social security payments in this case his gross earnings are 50 000 and his net earnings are 40 000 but how d...
what is the difference between gross income and net income
for a business gross income is the difference between revenues and cost of goods sold whereas net income is the difference between gross income and all other business costs such as taxes
is total gross income your salary
yes total gross income is your salary it is the amount of money you have before taxes and other adjustments are deducted for example if you had an annual salary from your employer of 100 000 that would be your gross income after taxes and other adjustments you take home 65 000 which is your net income
does gross profit include tax
no gross profit does not include tax debt charges or any other expenses other than direct costs the bottom linegross earnings is how much income is generated by an individual before taxes and for a business it is the amount of income after costs of goods sold cogs are deducted from revenues gross income plays various r...
what are gross earnings
gross earnings is the total amount of income earned over a period of time by an individual household or a company for individuals and households gross earnings is the income earned before the deduction of taxes or adjustments in the corporate world it s an accounting convention that refers to a public company s gross p...
when referring to personal or household income gross earnings are generally the first line of an employee s pay stub this is followed by income and payroll taxes and other deductions such as employer sponsored health insurance life insurance and retirement benefits once these deductions are accounted for the employer l...
things work a little differently for businesses when it comes to the business world the term refers to the amount of money left from a public company s total revenue once the cogs is deducted also referred to as gross profit it is the income a company earns before any adjustments and other deductions such as taxes thes...
when you complete your income tax return you subtract a standard deduction or a list of itemized deductions from your agi and the difference yields your taxable income the amount upon which the irs levies an income tax
examples of gross earningsto understand individual gross earnings consider mr z who earned a total of 50 000 for the recently completed fiscal year he also paid 10 000 in income tax retirement contributions and social security payments in this case his gross earnings are 50 000 and his net earnings are 40 000 but how d...
what is the difference between gross income and net income
for a business gross income is the difference between revenues and cost of goods sold whereas net income is the difference between gross income and all other business costs such as taxes
is total gross income your salary
yes total gross income is your salary it is the amount of money you have before taxes and other adjustments are deducted for example if you had an annual salary from your employer of 100 000 that would be your gross income after taxes and other adjustments you take home 65 000 which is your net income
does gross profit include tax
no gross profit does not include tax debt charges or any other expenses other than direct costs the bottom linegross earnings is how much income is generated by an individual before taxes and for a business it is the amount of income after costs of goods sold cogs are deducted from revenues gross income plays various r...
what is the gross expense ratio ger
the gross expense ratio ger is the total percentage of a mutual fund s assets that are devoted to running the fund the gross expense ratio includes any fee waiver or expense reimbursement agreements that may be in effect however it does not include any sales or brokerage commissions that are not charged to the fund dir...
how the gross expense ratio ger works
the gross expense ratio is important because it informs the investors about the total amount of fees charged for managing the fund these fees matter because they affect the net return produced by the fund and received by the investors if these fees are high the fund s net return after fees is negatively affected in a m...
what is gross exposure
gross exposure refers to the absolute level of a fund s investments it takes into account the value of both a fund s long positions and short positions and can be expressed either in dollar or percentage terms gross exposure is a measure that indicates total exposure to financial markets thus providing an insight into ...
what is gross income
gross income for an individual also known as gross pay when it s on a paycheck is an individual s total earnings before taxes or other deductions this includes income from all sources not just employment and is not limited to income received in cash it also includes property or services received for companies gross inc...
how to calculate gross income
the approach to determining gross income for an individual is slightly different than the approach for a business although both calculations are similar each type of entity uses different classifications of income and expenses for individuals the gross income metric used on the income tax return includes not just wages...
how can i calculate personal gross income
an individual s gross income is the total amount earned before taxes or other deductions usually an employee s paycheck will state the gross pay as well as the take home pay if applicable you ll also need to add other sources of income that you have generated gross not net 1
what is the difference between gross and net income
net income is the money that you effectively receive from your endeavors the take home pay for individuals for companies it is the revenues that are left after all expenses have been deducted this is different than gross income which only includes cogs and omits all other types of expenses
how do you calculate gross business income
the gross income of a company is calculated as gross revenue minus the cost of goods sold cogs if a company registered 500 000 in product sales and the cost to produce those products was 100 000 then its gross income would be 400 000
what is my monthly gross income
to find your personal monthly gross income calculate the amount of money you earn each month this will likely be different than the amount of money you take home or receive as payment directly from your employer your gross income can be found on a pay stub as the total amount of money you earned in a given period befor...
does gross income include taxes
yes gross income is the total amount of income a person or company has earned before deductions against that income gross income is calculated as the total amount of revenue earned before subtracting expenses like costs interest and taxes
what is a gross income multiplier
a gross income multiplier gim is a rough measure of the value of an investment property it is calculated by dividing the property s sale price by its gross annual rental income investors can use the gim along with other methods like the capitalization rate cap rate and discounted cash flow method to value commercial re...
what is the gross income test
the gross income test is one of the five necessary tests that dependents must pass before they can be claimed as such in the united states the gross income test mandates that dependents cannot earn more than a certain amount of income each year furthermore this test only applies to potential dependents that are over th...
what is gross interest
gross interest is the annual rate of interest to be paid on an investment security or deposit account before taxes or other charges are deducted gross interest is often the headline interest rate attached to a fixed income security e g a bond or cd a loan or a deposit account gross interest is expressed as a percentage...
when an individual deposits money in their bank account the bank pays interest on the funds to the account holder in compensation for the deposit this is because the deposit is used to lend money to other individual and corporate borrowers generating income for the bank the interest paid to the account holder may be de...
the interest is simply referred to as gross interest because it does not factor in taxes which also impacts the interest earnings for example if you have 3 000 in a savings account that earns 2 interest paid on a yearly basis the quoted 2 is the gross interest so the bank would pay you 60 at the end of the year however...
what is a gross lease
a gross lease is an agreement that requires the tenant to pay the property owner a flat rental fee in exchange for the exclusive use of the property the fee includes all of the costs associated with property ownership including taxes insurance and utilities gross leases can be modified to meet the needs of the tenants ...
how a gross lease works
a lease is a contract between a lessor or property owner and a lessee or tenant this contract is often written and gives the tenant exclusive use of the property for a certain period of time the tenant agrees to pay the owner a fixed sum of money on a regular basis whether that s weekly monthly or annually 3a gross lea...
when a gross lease excludes insurance and utilities the tenant is required to absorb those costs
types of gross leasesgross leases fall into two different categories the first is called a modified gross lease while the other is called a fully service lease a modified gross lease contains the principal provisions associated with a gross lease but it can be adjusted to suit the needs of the property owner and the te...
what is the gross leverage ratio
the gross leverage ratio is the sum of an insurance company s net premiums written ratio net liability ratio and ceded reinsurance ratio the gross leverage ratio is used to determine how exposed an insurer is to pricing and estimation errors as well as its exposure to reinsurance companies understanding the gross lever...
what is gross margin
gross margin is the percentage of a company s revenue that s retained after direct expenses such as labor and materials have been subtracted it s an important profitability measure that looks at a company s gross profit as compared to its revenue gross profit is determined by subtracting the cost of goods sold from rev...
what gross margin can tell you
a company s gross margin is the percentage of revenue after cogs it s calculated by dividing a company s gross profit by its sales gross profit is a company s revenue less the cost of goods sold a company s gross margin is 35 if it retains 0 35 from each dollar of revenue generated 1cogs has already been taken into acc...
how do you calculate gross margin
gross margin is expressed as a percentage first subtract the cost of goods sold from the company s revenue this figure is the company s gross profit expressed as a dollar figure divide that figure by the total revenue and multiply it by 100 to get the gross margin
what s the difference between gross margin and gross profit
the terms gross margin and gross profit are often used interchangeably but they re two separate metrics that companies use to measure and express their profitability both factor in a company s revenue and the cost of goods sold but they re a little different gross profit is revenue less the cost of goods sold and is ex...
what is a good gross margin
the gross margin varies by industry service based industries tend to have higher gross margins and gross profit margins because they don t have large amounts of cogs the gross margin for manufacturing companies will be lower because they have larger cogs 3the bottom linedifferent metrics can be used to measure a compan...
what is the gross margin return on investment gmroi
the gross margin return on investment gmroi is an inventory profitability evaluation ratio that analyzes a firm s ability to turn inventory into cash above the cost of the inventory it is calculated by dividing the gross margin by the average inventory cost and is used often in the retail industry gmroi is also known a...
what is gross merchandise value gmv
gross merchandise value gmv is the total value of merchandise that s sold over a given period through a customer to customer c2c exchange site it s a measurement of the growth of the business or the use of the site to sell merchandise owned by others gross merchandise value gmv is often used to determine the health of ...
what does gmv mean
gmv means gross merchandise value or gross merchandise volume it usually refers to the total value of merchandise sold over a given period through a customer to customer c2c exchange site
is gross merchandise value the same as revenue
gmv can be the same as gross revenue depending on the type of e commerce site it s a reflection of the total value of goods sold for sites like ebay but not the actual revenue the company makes because a portion of those revenues goes to the sellers of the goods the actual revenue that ebay makes would be from the fees...
what is gross merchandise value in a startup
gmv is the gross merchandise revenue of a startup it s the total revenue that a company generates through the sale of its goods or services igmv is measured in conjunction with net sales that take deductions into account
how is gross merchandise value calculated
gmv is calculated by multiplying the total amount of goods sold by their sales price in a given period gmv sales price of goods x number of goods sold the bottom linegross merchandise value gmv is the total value of goods sold by a customer to customer c2c exchange site but the metric is often applied to other types of...
what is gross national happiness gnh
gross national happiness gnh is a measure of economic happiness and moral progress that the king of the himalayan country of bhutan introduced in the 1970s as an alternative to gross domestic product rather than focusing strictly on quantitative economic measures gross national happiness takes into account an evolving ...
what is gross national income gni
gross national income gni is the total amount of money earned by a nation s people and businesses it is used to measure and track a nation s wealth from year to year the number includes the nation s gross domestic product gdp plus the income it receives from overseas sources the more widely known term gdp is an estimat...
how does gni differ from gdp and gnp
gross national income gni calculates the total income earned by a nation s people and businesses including investment income regardless of where it was earned it also covers money received from abroad such as foreign investment and economic development aid gdp is the total market value of all finished goods and service...
how is gni calculated
to calculate gni compensation paid to resident employees by foreign firms and income from overseas property owned by residents is added to gdp while compensation paid by resident firms to overseas employees and income generated by foreign owners of domestic property is subtracted product and import taxes that are not a...
when is gni useful
for nations like the us there is little difference between gdp and gni the difference between income received versus payments made to the rest of the world does not tend to be significant for some countries however the difference is significant gni can be much higher than gdp if a country receives a large amount of for...
what is gross national product gnp
gross national product gnp is an estimate of the total value of all the final products and services turned out in a given period by the means of production owned by a country s residents 1 gnp is commonly calculated by taking the sum of personal consumption expenditures private domestic investment government expenditur...
what does gross national product measure
gross national product is one metric for measuring a nation s economic output gross national product is the value of all products and services produced by the citizens of a country both domestically and internationally minus income earned by foreign residents for instance if a country had production facilities in a nei...
what is the difference between gross national product and gross domestic product
gross national product accounts for its citizen s productions both within and outside its borders this figure then subtracts income earned by foreign residents within the country by contrast gross domestic product measures the production of goods and services made within a country s borders by both citizens and foreign...
what is an example of gross national product
consider a country that has a gross national product that exceeds its gross domestic product this indicates that its citizens businesses and corporations are providing net inflows to the country through their overseas operations consequently this higher gross national product may signal that a country is increasing its...
what is the gross national product gnp deflator
the gross national product deflator is an economic metric that accounts for the effects of inflation in the current year s gross national product gnp by converting its output to a level relative to a base period the gnp deflator can be confused with the more commonly used gross domestic product gdp deflator the gdp def...
what is gross net written premium income gnwpi
gross net written premium income gnwpi is the dollar amount of an insurance company s premiums that are used to determine what portion of premiums is owed to a reinsurer gross net written premium income is the base to which the reinsurance premium rate is applied taking into account cancellations refunds and premiums p...
when an insurance company enters into a reinsurance agreement it reduces its overall risk exposure by ceding some risks to a reinsurer in exchange for taking on these risks the reinsurer is entitled to a portion of the insurer s premiums
in a non proportional reinsurance agreement the amount of premiums that the reinsurer is entitled to be determined by a fixed rate this rate is multiplied by a base premium which represents the dollar amount of an insurer s premiums to which the reinsurer is entitled special considerationsthe way that the subject premi...
what is gross processing margin gpm
the gross processing margin gpm is the difference between the cost of a raw commodity and the income it generates once sold as a finished product the gross processing margin is affected by supply and demand the prices for raw commodities fluctuate creating an ever changing spread between the raw inputs and the processe...
what is the difference between gross processing margin and gross profit margin
gross processing margin is the difference between a raw commodity and the price of its finished product when sold gross profit margin is the amount of money left over from product sales after subtracting the cost of goods sold cogs cogs can also be referred to as cost of sales and includes all of the costs and expenses...
what is gross profit
gross profit is a company s profit after deducting the costs associated with producing and selling its products or services it s also known as sales profit or gross income gross profit is calculated on a company s income statement by subtracting the cost of goods sold cogs from total revenue it s important to note that...
what does gross profit measure
gross profit or gross income equals a company s revenues minus its cost of goods sold cogs it is typically used to evaluate how efficiently a company manages labor and supplies in production generally speaking gross profit will consider variable costs which fluctuate compared to production output these costs may includ...
what is an example of gross profit
consider the following quarterly income statement where a company has 100 000 in revenues and 75 000 in cost of goods sold under expenses the calculation would not include selling general and administrative sg a expenses to arrive at the gross profit total the 100 000 in revenues would subtract 75 000 in cost of goods ...
what is the difference between gross profit and net profit
gross profit is the income after production costs have been subtracted from revenue and helps investors determine how much profit a company earns from the production and sale of its products by comparison net profit or net income is the profit left after all expenses and costs have been removed from revenue it helps de...
how do you calculate gross profit
gross profit is the difference between net revenue and the cost of goods sold total revenue is income from all sales while considering customer returns and discounts cost of goods sold is the allocation of expenses required to produce the good or service for sale the bottom lineby subtracting its cost of goods sold fro...
what is gross profit margin
gross profit margin is a financial metric analysts use to assess a company s financial health it is the profit remaining after subtracting the cost of goods sold cogs in simple terms gross profit margin shows the money a company makes after accounting for its business costs this metric is usually expressed as a percent...
how gross profit margin works
gross profit is a company s total profit after deducting the cost of doing business specifically its cogs and is expressed as a dollar value gross profit margin on the other hand is this profit expressed as a percentage gross profit margin is one of the key metrics that analysts and investors use to assess a company s ...
what does gross profit margin indicate
a company s gross profit margin indicates how much profit it makes after accounting for the direct costs associated with doing business put simply it can tell you how well a company turns its sales into a profit expressed as a percentage it is the revenue less the cost of goods sold which include labor and materials
what s the difference between a high and low gross profit margin
companies strive for high gross profit margins as they indicate greater degrees of profitability when a company has a higher profit margin it means that it operates efficiently it can keep itself at this level as long as its operating expenses remain in check a lower gross profit margin on the other hand is a cause for...
how does a company increase its gross profit margin
there are several ways that a company can increase its gross profit margin and therefore its profitability these include the bottom lineas an investor it s smart to look at key financial metrics to make well informed decisions about the companies you add to your portfolio one important metric is the gross profit margin...
what is the gross rate of return
the gross rate of return is the total rate of return on an investment before the deduction of any fees commissions or expenses the gross rate of return is quoted over a specific period of time such as a month quarter or year this can be contrasted with the net rate of return which deducts fees and costs to provide a mo...
what are gross receipts
gross receipts are sales of a business that form the basis for corporate taxation in a handful of individual states and certain local tax authorities the components of gross receipts vary by state and municipality understanding gross receiptsgross receipts means the total amount of all receipts in cash or property with...
gross sales measures a company s total sales without adjusting for the expenses of generating those sales the gross sales formula is calculated by totaling all sale invoices or related revenue transactions however gross sales do not include operating expenses tax expenses or other charges which are all deducted to calc...
gross sales formulathe gross sales figure is calculated by adding all sales receipts before discounts returns and allowances together the formula for gross sales is a simple equation that helps businesses calculate their total revenue before any deductions gross sales sum of all sales total units sold x sales price per...
what gross sales can tell you
gross sales can be important especially for retail stores but it is not the final word on a company s revenue it reflects a business s total revenue during a specific period but does not account for all the expenses accrued this is why gross sales are not typically listed on an income statement or listed as total reven...
is gross sales misleading about a company s performance
yes if used alone gross sales can be misleading because it doesn t consider crucial factors like profitability net earnings or cash flow
how can gross sales be used effectively in financial analysis
gross sales is best used when linked with other relevant financial metrics such as net sales and profit margins to provide a comprehensive view of a company s financial health
is gross sales the same as gross revenue
in most contexts gross sales and gross revenue are interchangeable since both represent the total sales before any deductions