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when di is above di then the trend is down or at least downward movement is outpacing upward movement recently if di is above di then the trend is up or upward price movement is outpacing downward price movement recently | because these two lines can indicate trend direction crossovers are sometimes used as trade signals the di crossing above the di signals a down move price and is therefore a sell or short trade signal a buy signal occurs if the di crosses above the di these indicators are part of the average directional index adx syste... | |
what is negative equity | negative equity occurs when the value of real estate property falls below the outstanding balance on the mortgage used to purchase that property negative equity is calculated simply by taking the current market value of the property and subtracting the amount remaining on the mortgage | |
how negative equity works | to understand negative equity we must first understand positive equity or rather as it is commonly referred to home equity home equity is the value of a homeowner s interest in their home it is the real property s current market value less any liens or encumbrances that are attached to that property this value fluctuat... | |
when the opposite happens when current market value of a home falls bellows the amount the property owner owes on their mortgage that owner is then classified ashaving negative equity in the home the sale of a home with negative equity becomes a debt to the seller as they would be liable to their lending institution fo... | negative equity s economic implicationsnegative equity can occur when a homeowner purchases a house using amortgage before either a collapse of a housing bubble a recession or adepression anything that causes real estate values to fall for instance say a buyer financed the purchase a 400 000 home with a mortgage of 350... | |
what is negative feedback | negative feedback can be defined as a system where outputs mute or moderate the initial inputs with a dampening effect in the context of contrarian investment an investor using a negative feedback strategy would buy stocks when prices decline and sell stocks when prices rise which is the opposite of what most people do... | |
how negative feedback works | many people believe financial markets can exhibit feedback loop behaviors originally developed as a theory to explain economics principles the notion of feedback loops is now commonplace in other areas of finance including behavioral finance and capital markets theory with negative feedback events like stock price drop... | |
what is negative and positive feedback | many believe financial markets exhibit feedback loop behavior positive feedback amplifies change meaning as share prices increase more people buy the stock pushing prices up further negative feedback minimizes change meaning investors buy stocks when prices decline and sell stocks when prices rise | |
what is an example of negative feedback | one example of a negative feedback loop that occurs constantly is the body s method of maintaining its internal temperature the body senses an internal change such as a spike in temperature and activates mechanisms that reverse or negate that change the activation of the sweat glands | |
what is meant by negative feedback loop | in the context of financial markets a negative feedback loop refers to behavior that either compounds a bad outcome or minimizes change rather than amplifying it in the latter case investors buy stocks when prices decline and sell stocks when prices rise this however is actually an example of positive feedback although... | |
what is a negative gap | a negative gap is a situation where a financial institution s interest sensitive liabilities exceed its interest sensitive assets a negative gap is not necessarily a bad thing because if interest rates decline the entity s liabilities are repriced at lower interest rates in this scenario income would increase however i... | |
what is negative gearing | negative gearing is a practice common in property investing it is a form of financial leverage that describes the purchase of an income producing asset such as a rental property but when the asset will not produce enough income to cover the cost of the asset for example when the rental income is insufficient to cover t... | |
what is negative goodwill | in business negative goodwill ngw is a term that refers to the bargain purchase amount of money paid when a company acquires another company or its assets for significantly less their fair market values negative goodwill also know as badwill generally indicates that the selling party is distressed or has declared bankr... | |
what is negative growth | negative growth is a contraction in business sales or earnings it is also used to refer to a contraction in a country s economy which is reflected in a decrease in its gross domestic product gdp during any quarter of a given year negative growth is typically expressed as a negative percentage rate understanding negativ... | |
what is negative income tax | negative income tax nit is an alternative to welfare suggested by among other proponents economist milton friedman in his 1962 book capitalism and freedom 1 nit proponents assert that every american without income above the threshold for tax liability should have a basic income guarantee and that nit is a means to subs... | |
what is a negative interest rate | the term negative interest rate refers to situations in which interest is paid to borrowers rather than to lenders when interest rates are negative central banks typically charge commercial banks on their reserves as a form of non traditional expansionary monetary policy rather than crediting them this is a very unusua... | |
when strong signs of deflation are present simply cutting the central bank s interest rate to zero may not be sufficient enough to stimulate growth in both credit and lending this means that a central bank must loosen its monetary policy and turn to negative interest rates | therefore a negative interest rate environment occurs when the nominal interest rate drops below 0 for a specific economic zone this effectively means that banks and other financial firms have to pay to keep their excess reserves stored at the central bank rather than receiving positive interest income in a negative in... | |
when people hoard money rather than spend or invest it aggregate demand collapses this leads to prices falling even further a slowdown or halt in real production and output and an increase in unemployment | a loose or expansionary monetary policy is usually employed to deal with such economic stagnation however if deflationary forces are strong enough simply cutting the central bank s interest rate to zero may not be sufficient to stimulate borrowing and lending but it s still not clear if a nirp is effective in achieving... | |
how can interest rates turn negative | interest rates tell you how valuable money is today compared to the same amount of money in the future positive interest rates imply that there is a time value of money where money today is worth more than money tomorrow forces like inflation economic growth and investment spending all contribute to this outlook a nega... | |
what do negative interest rates mean for people | most instances of negative interest rates only apply to bank reserves held by central banks however we can ponder the consequences of more widespread negative rates first savers would have to pay interest instead of receiving it by the same token borrowers would be paid to do so instead of paying their lender therefore... | |
where do negative interest rates exist | some central banks have set a negative interest rate policy nirp in order to stimulate economic growth in the financial sector or else to protect the value of a local currency against exchange rate increases due to large inflows of foreign investment countries including japan switzerland sweden and even the ecb eurozon... | |
why would central banks adopt nirps to stimulate the economy | monetary policymakers are often afraid of falling into a deflationary spiral in harsh economic times such as deep economic recessions or depressions people and businesses tend to hold on to their cash while they wait for the economy to improve this behavior however can weaken the economy further as a lack of spending c... | |
what is a negative interest rate | the term negative interest rate refers to situations in which interest is paid to borrowers rather than to lenders when interest rates are negative central banks typically charge commercial banks on their reserves as a form of non traditional expansionary monetary policy rather than crediting them this is a very unusua... | |
when strong signs of deflation are present simply cutting the central bank s interest rate to zero may not be sufficient enough to stimulate growth in both credit and lending this means that a central bank must loosen its monetary policy and turn to negative interest rates | therefore a negative interest rate environment occurs when the nominal interest rate drops below 0 for a specific economic zone this effectively means that banks and other financial firms have to pay to keep their excess reserves stored at the central bank rather than receiving positive interest income in a negative in... | |
when people hoard money rather than spend or invest it aggregate demand collapses this leads to prices falling even further a slowdown or halt in real production and output and an increase in unemployment | a loose or expansionary monetary policy is usually employed to deal with such economic stagnation however if deflationary forces are strong enough simply cutting the central bank s interest rate to zero may not be sufficient to stimulate borrowing and lending but it s still not clear if a nirp is effective in achieving... | |
how can interest rates turn negative | interest rates tell you how valuable money is today compared to the same amount of money in the future positive interest rates imply that there is a time value of money where money today is worth more than money tomorrow forces like inflation economic growth and investment spending all contribute to this outlook a nega... | |
what do negative interest rates mean for people | most instances of negative interest rates only apply to bank reserves held by central banks however we can ponder the consequences of more widespread negative rates first savers would have to pay interest instead of receiving it by the same token borrowers would be paid to do so instead of paying their lender therefore... | |
where do negative interest rates exist | some central banks have set a negative interest rate policy nirp in order to stimulate economic growth in the financial sector or else to protect the value of a local currency against exchange rate increases due to large inflows of foreign investment countries including japan switzerland sweden and even the ecb eurozon... | |
why would central banks adopt nirps to stimulate the economy | monetary policymakers are often afraid of falling into a deflationary spiral in harsh economic times such as deep economic recessions or depressions people and businesses tend to hold on to their cash while they wait for the economy to improve this behavior however can weaken the economy further as a lack of spending c... | |
what is a negative interest rate policy nirp | a negative interest rate policy nirp is an unconventional monetary policy tool employed by a central bank whereby nominal target interest rates are set with a negative value below the theoretical lower bound of zero percent a nirp is a relatively new development since the 1990s in monetary policy used to mitigate a fin... | |
what is a negative pledge clause | a negative pledge clause is a type of negative covenant that prevents a borrower from pledging any assets if doing so would jeopardize the lender s security this type of clause may be part of bond indentures and traditional loan structures | |
how a negative pledge clause works | negative pledge clauses help lenders or bondholders protect their investments when a bond indenture includes a negative pledge clause it prevents the bond issuer from taking on future debt that could compromise its ability to meet obligations to existing bondholders a negative pledge clause also limits the likelihood t... | |
when a financial institution provides an unsecured loan to an individual or entity it may include a negative pledge clause in the contract in order to protect itself | in this case the clause prevents the borrower from using its own assets to secure other sources of financing if the borrower secures other loans the original loan by the first institution becomes less secure because the borrower now has a greater amount of debt obligations and the original institution may not have prio... | |
what is a negative covenant | a negative covenant is a contractual agreement that binds prevents one party from taking a certain action in other words it is an agreement not to do something negative covenants might prohibit a person or company from selling certain assets or taking on more than a certain amount of debt for example | |
what is a double negative pledge | a double negative pledge is a promise not to enter into negative covenants with any third party in other words it is a negative covenant that prohibits other negative covenants this type of agreement is frequently used by banks or other lenders to ensure that they have a priority claim to a borrower s assets if they de... | |
what happens if a borrower breaks a negative pledge clause | the loan agreement will specify the type of recourse that is available to a lender if the borrower sells or otherwise encumbers property protected by a negative pledge clause this will usually allow the lender to sue the borrower or accelerate the loan s repayment schedule however the lender cannot pursue action agains... | |
what is a negative return | a negative return occurs when a company experiences a financial loss or investors experience a loss in the value of their investments during a specific period of time in other words the business or individual loses money on either their business or their investment the term negative return can refer to either a net los... | |
what is the negative volume index nvi | the negative volume index nvi is a technical indication line that integrates volume and price to graphically show how price movements are affected by down volume days understanding negative volume index nvi the negative volume index nvi can be used with the positive volume index pvi both indexes were first developed by... | |
what is negotiable | the word negotiable has two distinct meanings in business understanding negotiablemany securities such as stock shares are called negotiable instruments because their ownership can easily be transferred nevertheless the value of a security depends on the market and varies constantly other negotiable instruments such as... | |
when a check is brought to a bank to be cashed or deposited the money is withdrawn from the payor s bank account | a certificate of deposit cd is a negotiable instrument offered by most banks the bank pays the customer a set amount of interest in return for depositing money for a set period of time which may be as little as three months or as long as five years or more a cd is negotiable in the sense that the customer may withdraw ... | |
what is a negotiable instrument | a negotiable instrument is a document that has monetary value guaranteeing payment of a specified amount negotiable instruments can be exchanged and sold allowing their legal ownership to be easily transferred from one party to another cash is a negotiable instrument | |
what are non negotiable documents | non negotiable documents are contracts that are issued to a single owner they cannot be readily transferred to another owner for example u s government savings bonds are non negotiable meaning they can only be cashed by the owner of the bond | |
what is a non negotiable check | a non negotiable check has no monetary value it is essentially a paper receipt provided to a payee as a record of payment non negotiable checks are typically given to employees whose paychecks are automatically deposited the bottom linenegotiable instruments are legally binding documents that guarantee a stated monetar... | |
negotiable bill of lading | lading is the process of loading cargo onto a ship or vessel and a negotiable bill of lading is one kind of bill of lading the bill of lading is a legal document between the shipper and carrier detailing the type quantity and destination of goods being carried the negotiable bill of lading is distinguished by the fact ... | |
how a negotiable bill of lading works | the bill of lading serves as a receipt of shipment when the goods are delivered at the predetermined destination that is the recipient acknowledges that the goods have been delivered by signing the document of course there are different kinds of bills of lading each type with unique stipulations and conditions for exam... | |
what is a negotiable certificate of deposit ncd | a negotiable certificate of deposit ncd also known as a jumbo cd is a certificate of deposit cd with a minimum face value of 100 000 though ncds are typically 1 million or more they are guaranteed by the bank and can usually be sold in a highly liquid secondary market but they cannot be cashed in before maturity becaus... | |
where can i purchase an ncd | ncds are typically issued by banks and credit unions they are also traded on the secondary market which can be accessed through financial brokers | |
how much of a ncd is fdic or ncua insured | ncds are insured up to 250 000 per depositor per bank any amount over this is not insured 2 | |
what is the typical term for an ncd | ncds are short term investments with terms ranging from a week up to a year on average the bottom linefor investors with significant amounts of cash and a short period of time ncds are a safe and stable way to earn interest together with treasury bills ncds offer a good combination of liquidity and earning potential wi... | |
what is a negotiable instrument | a negotiable instrument is a signed document that promises a payment to a specified person or assignee in other words it is a formalized type of iou a transferable signed document that promises to pay the bearer a sum of money at a future date or on demand common examples of negotiable instruments include personal chec... | |
what is a negotiable instrument used for | a negotiable instrument promises a payment to a specified person or assignee it is transferable so it allows the holder to take the funds as cash then use the money as they see fit | |
what is the benefit of a negotiable instrument | a negotiable instrument is easily transferable there are no formalities and limited paperwork involved in making such a transfer the instrument s ownership can be shifted simply by delivery or by a valid endorsement | |
what are the two kinds of negotiable instruments | there are two basic types of negotiable instruments an order to pay this covers drafts and checks and a promise to pay promissory notes and cds 3the bottom linea negotiable instrument like as a personal or cashier s check is a document that promises an amount of money to a particular person or entity it s characterized... | |
what is a negotiable order of withdrawal now account | a negotiable order of withdrawal account is an interest earning demand deposit account a customer with such an account is permitted to write drafts against money held on deposit a negotiable order of withdrawal account is also known as a now account understanding negotiable order of withdrawal accountin the search to o... | |
what is the negotiated dealing system nds | the negotiated dealing system or nds is an electronic trading platform operated by the reserve bank of india rbi to facilitate the issuing and exchange of government securities and other types of money market instruments the goal of the nds was to reduce inefficiencies stemming from telephone orders and manual paperwor... | |
how the nds works | there are two types of nds om members including many other countries have similar electronic systems in place for managing government securities money market accounts and related securities to increase transparency and lower costs for more information about the negotiated dealing system see the rbi s negotiated dealing... | |
what is negotiation | negotiation is a strategic discussion intended to resolve an issue that both parties find acceptable negotiations involve give and take where one or both parties will usually need to make some concessions negotiation occurs between buyers and sellers employers and prospective employees two or more governments and other... | |
what makes a good negotiator | some of the key skills of a good negotiator are the ability to listen to think under pressure articulate their point of view and compromise within reason | |
what is the zone of possible agreement zopa | zopa stands for the zone of possible agreement zopa is a way of visualizing where the parties positions in a negotiation overlap it is within that zone that compromises can be reached | |
what is batna | batna means the best alternative to a negotiated agreement it refers to the next course of action a negotiator may take if a negotiation fails to arrive at a satisfactory conclusion veteran negotiators often go into a negotiation knowing what their batna is the bottom linenegotiating is essential in daily life business... | |
nelson peltz is a renowned activist investor and billionaire with peter may and edward garden he founded trian fund management l p in 2005 | peltz has served on the boards of multiple corporations including ingersoll rand mondelez international and proctor gamble nelson peltz co founded trian fund management l p in 2005 he is an activist investor who seeks to own a significant stake in publicly traded companies peltz has sat on the boards of proctor gamble ... | |
what is neoclassical economics | neoclassical economics is a broad theory that focuses on supply and demand as the driving forces behind the production pricing and consumption of goods and services it emerged in around 1900 to compete with the earlier theories of classical economics one of the key early assumptions of neoclassical economics is that ut... | |
what are the main elements of neoclassical economics | the main assumptions of neoclassical economics are that consumers make rational decisions to maximize utility that businesses aim to maximize profits that people act independently based on having all the relevant information related to a choice or action and that markets will self regulate in response to supply and dem... | |
what is the neoclassical growth theory | neoclassical growth theory is an economic theory that outlines how a steady economic growth rate results from a combination of three driving forces labor capital and technology the national bureau of economic research names robert solow and trevor swan as having the credit of developing and introducing the model of lon... | |
how the neoclassical growth theory works | the theory states that short term equilibrium results from varying amounts of labor and capital in the production function the theory also argues that technological change has a major influence on an economy and economic growth cannot continue without technological advances neoclassical growth theory outlines the three... | |
what is neoliberalism | neoliberalism is a policy model that encompasses both politics and economics it favors private enterprise and seeks to transfer the control of economic factors from the government to the private sector many neoliberal policies concern the efficient functioning of free market capitalism and focus on limiting government ... | |
what is neoliberalism in simple terms | neoliberalism is an economic model or philosophy that emphasizes that in a free society greater economic and social progress can be made when government regulation is minimized government spending and taxes are reduced and the government doesn t have strict control over the economy neoliberalism does not oppose all gov... | |
what are the effects of neoliberalism | some effects might include access to more products and services to meet consumer demand greater revenue and higher profits price reductions due to greater competition can also be an effect savings can result from a more efficient allocation of resources the better organization of workforces and the ability to hire need... | |
what is an example of neoliberalism | the north american free trade agreement nafta is one example by this agreement canada mexico and the u s agreed to remove many trade restrictions between their countries to increase economic benefits to each the bottom linebroadly speaking neoliberalism is an economic policy stance that governments should take a limite... | |
what is the nepalese rupee npr | the nepalese rupee npr is the national currency of nepal it is administered by the central bank of nepal the nepal rastra bank the most common symbol used when referencing the npr is rs although rp is also sometimes used understanding the nepalese rupee npr the npr was introduced in 1932 replacing the previous currency... | |
how much is 1 u s in nepal | in nepal 1 u s is worth 130 6 nepalese rupees as of oct 2 2022 it is approximately 127 rupees to one euro 5 | |
is the nepal rupee the same as the indian rupee | no the nepal rupee is not the same as the indian rupee they are two different currencies belonging to two different nations the nepal rupee however is pegged to the indian rupee rupee is the name of the currency for many countries much as the dollar is for example the u s dollar canadian dollar and australian dollar | |
which is the lowest currency in the world | the currency with the lowest value in the world is the iranian real the reason its currency is so low is because of its poor economy which has been battered by global sanctions due to the country s involvement in terrorism and its general political instability 6 | |
what is a nest egg | a nest egg is a substantial sum of money or other assets that have been saved or invested for a specific purpose such assets are generally earmarked for longer term objectives the most common being retirement buying a home and education the term can also refer to money kept aside as a reserve to deal with unexpected em... | |
what is net asset value | net asset value nav is the value of an investment fund that is determined by subtracting its liabilities from its assets the fund s per share nav is then obtained by dividing nav by the number of shares outstanding most commonly used with a mutual fund or unit investment trusts per share nav is the price at which the s... | |
what is net asset value per share navps | net asset value per share navps is an expression for net asset value that represents the value per share of a mutual fund an exchange traded fund etf or a closed end fund it is calculated by dividing the total net asset value of the fund or company by the number of shares outstanding it is also known as book value per ... | |
how to calculate net asset value per share navps | net asset value per share navps is calculated by dividing the net asset value by the number of shares outstanding the formula to calculate navps is net asset value per share nav shares outstanding where nav assets liabilities begin aligned text net asset value per share frac text nav text shares outstanding textbf wher... | |
how navps is used | the net asset value per share navps is often used in relation to open end or mutual funds since shares of such funds registered with the u s securities and exchange commission sec are redeemed at their net asset value referring to the formula for net asset value per share navps above assets include the total market val... | |
what is net cash | net cash is a figure that is reported on a company s financial statements it is calculated by subtracting a company s total liabilities from its total cash the net cash figure is commonly used when evaluating a company s cash flows net cash may also refer to the amount of cash remaining after a transaction has been com... | |
when net cash is used in relation to stock investing it sometimes refers to an abbreviated version of the term net cash per share investors can use net cash to help determine whether a company s stock is an attractive investment | net cash vs net cash flownet cash flow refers to either the gain or loss of funds over a period after all debts have been paid when a business has a surplus of cash after paying all its operating costs it is said to have a positive cash flow if the company is paying more for obligations and liabilities than what it ear... | |
what does net cash measure | net cash measures a company s liquidity its ability to quickly meet its financial obligations such obligations can include investment activities payments on debts or standard operating costs | |
how does net cash determine a company s financial health | analyzing what activities contribute to positive or negative net cash is essential when using net cash for determining a company s financial health positive net cash can indicate that a business is healthy and functioning well but certain activities may result in a positive cash flow that may not reflect positively on ... | |
what is net change | net change is the difference between a prior trading period s closing price and the current trading period s closing price for a given security for stock prices net change is most commonly referring to a daily time frame so the net change can be positive or negative for the given day in question though the net change f... | |
what is a net charge off nco | a net charge off nco is the dollar amount representing the difference between gross charge offs and any subsequent recoveries of delinquent debt net charge offs refer to the debt owed to a company that is unlikely to be recovered by that company this bad debt often written off and classified as gross charge offs if at ... | |
what is net current asset value per share | net current asset value per share ncavps is a measure created by benjamin graham as one means of gauging the attractiveness of a stock a key metric for value investors ncavps is calculated by taking a company s current assets and subtracting total liabilities graham considered preferred stock to be a liability so these... | |
what is net debt | net debt is a liquidity metric that s used to determine how well a company can pay all its debts if they come due immediately net debt shows how much debt a company has on its balance sheet compared to its liquid assets it shows how much cash would remain if all debts were paid off and if a company has sufficient liqui... | |
what is net debt per capita | net debt per capita is a measurement of the value of a government s debt expressed in terms of the amount attributable to each citizen under the government s jurisdiction the level of net debt per capita can be a factor to consider when analyzing a government s ability to continue to pay its debt service costs through ... | |
what is the national debt per capita of the u s | the national debt of the u s is about 34 trillion as of the start of 2024 1the population of the u s is about 332 million that makes the national debt per capita of all americans about 102 409 | |
why is the u s national debt rising so rapidly | the u s national debt stands at about 34 trillion as of early 2024 ten years earlier it was 22 99 trillion at the start of 2024 the figure is updated daily on the u s treasury site ten years earlier it was 22 99 trillion much of the increase can be attributed to the coronavirus pandemic and the enormous amounts of gove... | |
does any country not have national debt | yes several nations have little or no debt they include the bottom linenational debt per capita is largely a political talking point it helps communicate a government s level of indebtedness so that its citizens can understand it more fully theoretically every man woman and child in the u s would have to pay the u s go... | |
what is the net debt to ebitda ratio | the net debt to ebitda earnings before interest depreciation and amortization ratio is a measurement of leverage calculated as a company s interest bearing liabilities minus cash or cash equivalents divided by its ebitda the net debt to ebitda ratio is a debt ratio that shows how many years it would take for a company ... | |
what net debt to ebitda can tell you | the net debt to ebitda ratio is popular with analysts because it takes into account a company s ability to decrease its debt ratios higher than 4 or 5 typically set off alarm bells because this indicates that a company is less likely to be able to handle its debt burden and thus is less likely to be able to take on the... | |
what is net domestic product ndp | net domestic product ndp is an annual measure of the economic output of a nation that is calculated by subtracting depreciation from gross domestic product gdp | |
how net domestic product ndp works | ndp accounts for capital that has been consumed over the year in the form of housing vehicle or machinery deterioration the depreciation accounted for is often referred to as capital consumption allowance and represents the amount needed to replace those depreciated assets the frequency and scope of such replacements c... | |
what are net exports | net exports are a measure of a nation s total trade the formula for net exports is a simple one the value of a nation s total export goods and services minus the value of all the goods and services it imports equals its net exports a nation that has positive net exports enjoys a trade surplus while negative net exports... | |
what is meant by net exports | net exports are the total value of a nation s exported goods and services that exceeds the total of its imported goods and services | |
how do you calculate net exports | for a given period net exports total exports total imports | |
what are examples of nations that have net exports | examples are many saudi arabia for instance is a net exporter largely because of its exports of crude oil australia is a net exporter mostly because it is rich in metals and ore | |
why are net exports included in gdp | gross domestic product gdp is a measure of an economy s size that accounts for the value of all goods produced within a nation s borders over the course of a year products that are made or sourced domestically but sold in other countries make up one component of a nation s economy | |
is the u s a net exporter | no the u s is historically a net importer and runs a standing trade deficit the data is tracked and reported on a monthly basis by the u s census bureau its report for all of 2022 indicates that the goods and services deficit increased 103 billion or 12 2 from the previous year exports increased by 453 1 billion or 17 ... | |
what is net exposure | net exposure is the difference between a hedge fund s long positions and its short positions expressed as a percentage this number is a measure of the extent to which a fund s trading book is exposed to market fluctuations net exposure can be contrasted with a fund s gross exposure which does not offset long and short ... |
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