murathankurfali/ClimateEval · Datasets at Hugging Face

id int64	label int64	title string	paragraph int64	sentence string
30,487	0	1024305/1024305_10K_2014.htm	20	The transaction is expected to give us a new category in the beauty industry through the addition of P&G’s hair color business, including the brands Wella
31,011	0	1024725/1024725_10K_2014.htm	10	For example, if consumers increasingly prefer electric vehicles, demand for the vehicles equipped with our clean air products would decrease.
31,289	0	1025378/1025378_10K_2014.htm	21	Our principal foreign currency exposure is to the euro.
31,342	0	1025378/1025378_10K_2014.htm	36	• because a portion of our debt bears interest at variable rates, increases in interest rates could materially increase our interest expense;.
31,417	0	1025378/1025378_10K_2014.htm	66	The value of our real estate is subject to fluctuation.
31,842	0	1025378/1025378_10K_2014.htm	227	Revenues from continuing operations (a) (b)
31,970	0	1025378/1025378_10K_2014.htm	292	Financial Highlights
32,029	0	1025378/1025378_10K_2014.htm	327	As of December 31,
32,041	0	1025378/1025378_10K_2014.htm	339	Acquisition volume (in millions, pro rata and consolidated basis) (d)
32,048	0	1025378/1025378_10K_2014.htm	346	(Decrease) increase in the Spanish CPI (f)
32,066	0	1025378/1025378_10K_2014.htm	359	Tenant/Lease Guarantor
32,113	0	1025378/1025378_10K_2014.htm	388	Portfolio Diversification by Tenant Industry
32,217	0	1025378/1025378_10K_2014.htm	449	In addition, in January 2013 we entered into a lease extension regarding a 0.4 million square foot building and committed to an expansion of 0.1 million square feet at an expected cost of $6.4 million.
32,244	0	1025378/1025378_10K_2014.htm	470	Recently Acquired Net-Leased Properties
32,286	0	1025378/1025378_10K_2014.htm	504	Recently Acquired Net-Leased Properties
32,355	0	1025378/1025378_10K_2014.htm	545	CPA ® :15 (a).
32,365	0	1025378/1025378_10K_2014.htm	551	• Deferred revenue earned (c)
32,463	0	1025378/1025378_10K_2014.htm	607	As of December 31,
32,533	0	1025378/1025378_10K_2014.htm	656	This decrease was partially offset by increases of $4.7 million and $4.5 million in 2014 as compared to 2013 from CPA ® :17 – Global and CWI, respectively, as a result of new investments that these entities entered into during 2013 and 2014 .
32,650	0	1025378/1025378_10K_2014.htm	704	Polk Carey, our founder who passed away in January 2012 ( Note 4 ).
32,731	0	1025378/1025378_10K_2014.htm	763	Generally, the underlying investments are jointly-owned with our affiliates.
32,769	0	1025378/1025378_10K_2014.htm	783	Those accounting policies that require significant estimation and/or judgment are listed below.
32,923	0	1025378/1025378_10K_2014.htm	847	Loss on extinguishment of debt
32,924	0	1025378/1025378_10K_2014.htm	848	Other, net (e)
32,945	0	1025378/1025378_10K_2014.htm	865	Other, net for the year ended December 31, 2014 primarily consists of proceeds from the bankruptcy settlement claim with U.S. Aluminum of Canada, a former CPA ® :16 – Global tenant that was acquired as part of the CPA ® :16 Merger on January 31, 2014, and under GAAP was accounted for in purchase accounting.
32,983	0	1025378/1025378_10K_2014.htm	879	Variable-rate debt (a)
33,091	0	1025378/1025378_10K_2014.htm	946	Cash and cash equivalents (inclusive of $2,652 and $37, respectively, attributable to VIEs)
33,366	0	1025378/1025378_10K_2014.htm	1,194	Fair value of noncontrolling interests acquired
33,537	0	1025378/1025378_10K_2014.htm	1,284	The amortization period for intangibles does not exceed the remaining depreciable life of the building.
33,632	0	1025378/1025378_10K_2014.htm	1,327	Our policies for evaluating whether these assets are impaired are presented below.
33,830	0	10254/10254_10K_2014.htm	8	This report contains estimates of our proved oil and natural gas reserves.
33,945	0	10254/10254_10K_2014.htm	38	The proliferation of regulations may limit our ability to conduct hydraulic fracturing, which is an essential component of our current operations in the Eagle Ford trend of south Texas and in the Williston Basin of North Dakota and Montana.
33,975	1	10254/10254_10K_2014.htm	48	In the courts, several decisions have been issued that may increase the risk of claims being filed by governments and private parties against companies that have significant greenhouse gas emissions.
34,550	0	1026655/1026655_10K_2014.htm	12	geographically closer to their new production facilities.
34,702	0	102729/102729_10K_2014.htm	7	Farm income can also decrease as farmers' operating costs increase.
34,928	0	1028918/1028918_10K_2014.htm	4	From December 2007 through June 2009, the U.S. economy was in recession and economic recovery through 2014 has been slower than expected.
35,100	0	1028918/1028918_10K_2014.htm	51	A majority of our HOA customers are also customers of the HOA management companies controlled by Associations, Inc. (“Associa”).
35,930	0	1029199/1029199_10K_2014.htm	117	Certain major national and international banks have already withdrawn from providing service to money service bureaus ("MSBs").
36,125	0	1029730/1029730_10K_2014.htm	56	• trading counterparties;.
36,551	0	1031203/1031203_10K_2014.htm	6	In particular, sales of Toyota/Scion/Lexus new vehicles represented 26.7% of our new vehicle unit sales in 2014 .
36,939	0	103145/103145_10K_2014.htm	39	• unknown, underestimated, and/or undisclosed commitments or liabilities;.
37,173	0	1031623/1031623_10K_2014.htm	17	The offshore and marine fabricationindustry is highly competitive and influenced by events largely outside of our control.
37,361	0	1032975/1032975_10K_2014.htm	27	In addition, there are an increasing number of PC-based multi-person video conferencing applications, such as Microsoft’s Lync and Skype, which could compete at the lower end of the video conferencing market with our Lifesize products and services or could provide other competitors with lower barriers of entry into the video conferencing market.
37,402	0	1032975/1032975_10K_2014.htm	42	Our primary competitors for remotes include Philips, Universal Remote Control, Inc., General Electric, RCA and Sony.
37,545	0	1032975/1032975_10K_2014.htm	90	• Exposure to fluctuations in the value of local currencies;.
37,556	0	1032975/1032975_10K_2014.htm	92	As a result, if Chinese economic, political or business conditions deteriorate, or if one or more of the risks described above materializes in China, our overall business and results of operations will be adversely affected.
38,022	0	1033012/1033012_10K_2014.htm	96	These entities account for a substantial portion of the secondary market in residential mortgage loans.
38,196	0	1033012/1033012_10K_2014.htm	143	Thus, our ultimate losses may be higher, and possibly significantly so, than the amounts accrued for legal loss contingencies.
38,463	0	1033905/1033905_10K_2014.htm	60	Lean initiatives and limitations in our supply chain capabilities may result in part shortages that delay shipments and cause fluctuations in revenue in a given period.
38,503	0	1033905/1033905_10K_2014.htm	66	• the imposition of inconsistent laws or regulations;.
38,509	0	1033905/1033905_10K_2014.htm	66	• significant currency fluctuations;.
38,532	0	1033905/1033905_10K_2014.htm	74	The risk of accidental contamination or injury from hazardous materials cannot be eliminated completely.
38,538	0	1033905/1033905_10K_2014.htm	76	Various types of disasters, including tornadoes, fires, floods and acts of terrorism, may affect our manufacturing facilities.
38,594	0	1033905/1033905_10K_2014.htm	95	This volatility is in response to various factors, many of which are beyond our control, including:.
38,635	0	1034054/1034054_10K_2014.htm	7	As of December 31,
38,685	0	1034054/1034054_10K_2014.htm	40	Site leasing contracts in our Central and Brazil markets typically have an initial term of 10 years with 5-year renewal periods.
38,714	0	1034054/1034054_10K_2014.htm	47	Our international operations in Central America are primarily denominated in United States dollars, while our operations in Canada and Brazil are denominated in local currencies.
38,757	0	1034054/1034054_10K_2014.htm	60	This is particularly true in our international acquisitions of towers from wireless service providers.
38,768	0	1034054/1034054_10K_2014.htm	63	This is particularly true in our international acquisitions of towers from wireless service providers.
38,789	0	1034054/1034054_10K_2014.htm	72	In addition, we may not be able to renew existing customer leases or enter into new customer leases, resulting in a material adverse impact on our results of operations and growth rate.
39,032	0	1034670/1034670_10K_2014.htm	36	See Note 16 of the Consolidated Financial Statements on page 74 of the Annual Report.
39,036	0	1034670/1034670_10K_2014.htm	38	The ECs investigation is still ongoing.
39,176	0	1034670/1034670_10K_2014.htm	88	Such risks and exposuresinclude:.
39,248	1	1034670/1034670_10K_2014.htm	107	Our business may be adversely affected by automotive safety regulations or concerns that drive further regulation of the automobile safety market andconcerns about vehicle emission standards
39,601	0	1035002/1035002_10K_2014.htm	7	A significant portion of our profitability is derived from the ability to purchase and process crude oil feedstocks that historically have been cheaper than benchmark crude oils, such as Louisiana Light Sweet (LLS) and Brent crude oils.
40,045	0	1035201/1035201_10K_2014.htm	25	This mayincrease the operating cost of our generators and vehicles.
40,333	0	1035201/1035201_10K_2014.htm	116	These agencies areempowered to condemn properties already operated by privately owned public utilities.
40,336	0	1035267/1035267_10K_2014.htm	1	The da Vinci Surgical System and our other products represent a fundamentally new way of performing surgery.
40,815	0	1035976/1035976_10K_2014.htm	5	A worsening of these conditions would likely exacerbate the adverse effects on us and othersin the financial institutions industry.
40,832	0	1035976/1035976_10K_2014.htm	8	To the extent that the Bank makes fixed-rate loans,general increases in interest rates will tend to reduce its spread as the interest rates the Company must pay for deposits wouldincrease while interest income is flat.
40,900	0	1035976/1035976_10K_2014.htm	28	The Company’s assets at December 31, 2014 includeda substantial deferred tax asset.
40,909	0	1035976/1035976_10K_2014.htm	31	In assessing the need for a valuation allowance,management carefully weighed both positive and negative evidence currently available.
40,965	0	1035976/1035976_10K_2014.htm	48	The Companyalso maintains a system of internal control over financial reporting.
41,923	0	1037016/1037016_10K_2014.htm	1	Our actual results could differ materially from those anticipated in these forward-looking statements as a result of certain factors, including the risks faced by us described below and included elsewhere.
42,012	0	1037016/1037016_10K_2014.htm	30	• offered a broader range of handsets and, in some cases, offered those handsets through exclusivity periods;.
42,190	0	1037016/1037016_10K_2014.htm	85	The penalties for violating the FCPA can be severe.
42,511	0	1037540/1037540_10K_2014.htm	3	• civil disturbances, earthquakes and other natural disasters or terrorist acts or acts of war which may result in uninsured or underinsured losses ordecrease the desirability to our tenants in impacted locations;.
42,690	0	1037540/1037540_10K_2014.htm	53	Our ability to dispose of some of our properties isconstrained by their tax attributes.
42,838	0	1037540/1037540_10K_2014.htm	104	The per occurrence limit for NBCR Coverage is $1 billion.
43,002	0	1037646/1037646_10K_2014.htm	8	• other uncertain local economic, political, and social conditions, including hyper-inflationary conditions or periods of low or no productivity growth; and.
43,018	0	1037646/1037646_10K_2014.htm	13	When the Swiss franc strengthens against our other trading currencies, particularly the U.S. dollar and euro, our earnings go down.
43,298	0	1037676/1037676_10K_2014.htm	21	Our coal mining operations use significant amounts of steel, diesel fuel, explosives, rubber tires and other mining and industrialsupplies.
43,349	0	1037676/1037676_10K_2014.htm	36	Most of our long-term coal supply agreements also contain provisions requiring us to deliver coal that satisfies certain quality specifications, such asheat value, sulfur content, ash content, hardness and ash fusion temperature.
43,391	0	1037676/1037676_10K_2014.htm	52	haveother demands on our cash resources, including capital expenditures and operating expenses.
43,411	0	1037676/1037676_10K_2014.htm	57	In addition, concerted conservation efforts that result in reduced electricity consumption could cause coal prices and sales of our coal to materially decline.
43,460	0	1037676/1037676_10K_2014.htm	73	Wemaintain extensive coal refuse areas and slurry impoundments at a number of our mining complexes.
43,688	0	1038074/1038074_10K_2014.htm	19	During fiscal 2014, 62% of our revenue was derivedfrom distributors.
43,690	0	1038074/1038074_10K_2014.htm	19	For example, conflicts with a distributor may arisewhen a customer begins purchasing directly from us rather than through the distributor.
44,055	0	1038133/1038133_10K_2014.htm	31	If we consistently generate more demand for a productthan a given supplier is capable of handling, it could lead to large backorders and potentially lost sales to competitive productsthat are readily available.
44,237	0	1038205/1038205_10K_2014.htm	6	An increase in market interest rates on loans is generally associated with a lower volume of loan originations, which may reduce earnings.
44,322	0	1038205/1038205_10K_2014.htm	33	• identify and expand into suitable markets;.
44,543	0	1038205/1038205_10K_2014.htm	101	Stock price volatility may make it more difficult for investors to sell shares of our common stock at times and prices they findattractive.
44,626	0	1038357/1038357_10K_2014.htm	4	NGLs are made up of ethane, propane, isobutene, normal butane and natural gasoline, all of which have different uses and different pricing characteristics.
44,668	0	1038357/1038357_10K_2014.htm	17	NGLs are made up of ethane, propane, isobutene, normal butane and natural gasoline, all of which have different uses and different pricing characteristics.
44,717	0	1038357/1038357_10K_2014.htm	31	• adverse weather effects;.
44,724	0	1038357/1038357_10K_2014.htm	31	• lost or damaged oilfield workover and service tools;.
44,733	0	1038357/1038357_10K_2014.htm	35	Risks that the Company faces while drilling horizontal wells include, but are not limited to, the following:.
44,827	0	1038357/1038357_10K_2014.htm	66	Estimates of economically recoverable oil and gas reserves and estimates of future net cash flows depend upon a number of variable factors and assumptions, including the following:.
45,052	0	1038773/1038773_10K_2014.htm	13	As a result, our success dependsupon a sound local economy to provide opportunities for new business ventures, increased loan demand and the need for depositservices.
45,131	0	1038773/1038773_10K_2014.htm	33	To be categorized as “wellcapitalized,” an institution must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios.

30,487

0

1024305/1024305_10K_2014.htm

20

The transaction is expected to give us a new category in the beauty industry through the addition of P&G’s hair color business, including the brands Wella

31,011

0

1024725/1024725_10K_2014.htm

10

For example, if consumers increasingly prefer electric vehicles, demand for the vehicles equipped with our clean air products would decrease.

31,289

0

1025378/1025378_10K_2014.htm

21

Our principal foreign currency exposure is to the euro.

31,342

0

1025378/1025378_10K_2014.htm

36

• because a portion of our debt bears interest at variable rates, increases in interest rates could materially increase our interest expense;.

31,417

0

1025378/1025378_10K_2014.htm

66

The value of our real estate is subject to fluctuation.

31,842

0

1025378/1025378_10K_2014.htm

227

Revenues from continuing operations (a) (b)

31,970

0

1025378/1025378_10K_2014.htm

292

Financial Highlights

32,029

0

1025378/1025378_10K_2014.htm

327

As of December 31,

32,041

0

1025378/1025378_10K_2014.htm

339

Acquisition volume (in millions, pro rata and consolidated basis) (d)

32,048

0

1025378/1025378_10K_2014.htm

346

(Decrease) increase in the Spanish CPI (f)

32,066

0

1025378/1025378_10K_2014.htm

359

Tenant/Lease Guarantor

32,113

0

1025378/1025378_10K_2014.htm

388

Portfolio Diversification by Tenant Industry

32,217

0

1025378/1025378_10K_2014.htm

449

In addition, in January 2013 we entered into a lease extension regarding a 0.4 million square foot building and committed to an expansion of 0.1 million square feet at an expected cost of $6.4 million.

32,244

0

1025378/1025378_10K_2014.htm

470

Recently Acquired Net-Leased Properties

32,286

0

1025378/1025378_10K_2014.htm

504

Recently Acquired Net-Leased Properties

32,355

0

1025378/1025378_10K_2014.htm

545

CPA ® :15 (a).

32,365

0

1025378/1025378_10K_2014.htm

551

• Deferred revenue earned (c)

32,463

0

1025378/1025378_10K_2014.htm

607

As of December 31,

32,533

0

1025378/1025378_10K_2014.htm

656

This decrease was partially offset by increases of $4.7 million and $4.5 million in 2014 as compared to 2013 from CPA ® :17 – Global and CWI, respectively, as a result of new investments that these entities entered into during 2013 and 2014 .

32,650

0

1025378/1025378_10K_2014.htm

704

Polk Carey, our founder who passed away in January 2012 ( Note 4 ).

32,731

0

1025378/1025378_10K_2014.htm

763

Generally, the underlying investments are jointly-owned with our affiliates.

32,769

0

1025378/1025378_10K_2014.htm

783

Those accounting policies that require significant estimation and/or judgment are listed below.

32,923

0

1025378/1025378_10K_2014.htm

847

Loss on extinguishment of debt

32,924

0

1025378/1025378_10K_2014.htm

848

Other, net (e)

32,945

0

1025378/1025378_10K_2014.htm

865

Other, net for the year ended December 31, 2014 primarily consists of proceeds from the bankruptcy settlement claim with U.S. Aluminum of Canada, a former CPA ® :16 – Global tenant that was acquired as part of the CPA ® :16 Merger on January 31, 2014, and under GAAP was accounted for in purchase accounting.

32,983

0

1025378/1025378_10K_2014.htm

879

Variable-rate debt (a)

33,091

0

1025378/1025378_10K_2014.htm

946

Cash and cash equivalents (inclusive of $2,652 and $37, respectively, attributable to VIEs)

33,366

0

1025378/1025378_10K_2014.htm

1,194

Fair value of noncontrolling interests acquired

33,537

0

1025378/1025378_10K_2014.htm

1,284

The amortization period for intangibles does not exceed the remaining depreciable life of the building.

33,632

0

1025378/1025378_10K_2014.htm

1,327

Our policies for evaluating whether these assets are impaired are presented below.

33,830

0

10254/10254_10K_2014.htm

8

This report contains estimates of our proved oil and natural gas reserves.

33,945

0

10254/10254_10K_2014.htm

38

The proliferation of regulations may limit our ability to conduct hydraulic fracturing, which is an essential component of our current operations in the Eagle Ford trend of south Texas and in the Williston Basin of North Dakota and Montana.

33,975

1

10254/10254_10K_2014.htm

48

In the courts, several decisions have been issued that may increase the risk of claims being filed by governments and private parties against companies that have significant greenhouse gas emissions.

34,550

0

1026655/1026655_10K_2014.htm

12

geographically closer to their new production facilities.

34,702

0

102729/102729_10K_2014.htm

7

Farm income can also decrease as farmers' operating costs increase.

34,928

0

1028918/1028918_10K_2014.htm

4

From December 2007 through June 2009, the U.S. economy was in recession and economic recovery through 2014 has been slower than expected.

35,100

0

1028918/1028918_10K_2014.htm

51

A majority of our HOA customers are also customers of the HOA management companies controlled by Associations, Inc. (“Associa”).

35,930

0

1029199/1029199_10K_2014.htm

117

Certain major national and international banks have already withdrawn from providing service to money service bureaus ("MSBs").

36,125

0

1029730/1029730_10K_2014.htm

56

• trading counterparties;.

36,551

0

1031203/1031203_10K_2014.htm

6

In particular, sales of Toyota/Scion/Lexus new vehicles represented 26.7% of our new vehicle unit sales in 2014 .

36,939

0

103145/103145_10K_2014.htm

39

• unknown, underestimated, and/or undisclosed commitments or liabilities;.

37,173

0

1031623/1031623_10K_2014.htm

17

The offshore and marine fabricationindustry is highly competitive and influenced by events largely outside of our control.

37,361

0

1032975/1032975_10K_2014.htm

27

In addition, there are an increasing number of PC-based multi-person video conferencing applications, such as Microsoft’s Lync and Skype, which could compete at the lower end of the video conferencing market with our Lifesize products and services or could provide other competitors with lower barriers of entry into the video conferencing market.

37,402

0

1032975/1032975_10K_2014.htm

42

Our primary competitors for remotes include Philips, Universal Remote Control, Inc., General Electric, RCA and Sony.

37,545

0

1032975/1032975_10K_2014.htm

90

• Exposure to fluctuations in the value of local currencies;.

37,556

0

1032975/1032975_10K_2014.htm

92

As a result, if Chinese economic, political or business conditions deteriorate, or if one or more of the risks described above materializes in China, our overall business and results of operations will be adversely affected.

38,022

0

1033012/1033012_10K_2014.htm

96

These entities account for a substantial portion of the secondary market in residential mortgage loans.

38,196

0

1033012/1033012_10K_2014.htm

143

Thus, our ultimate losses may be higher, and possibly significantly so, than the amounts accrued for legal loss contingencies.

38,463

0

1033905/1033905_10K_2014.htm

60

Lean initiatives and limitations in our supply chain capabilities may result in part shortages that delay shipments and cause fluctuations in revenue in a given period.

38,503

0

1033905/1033905_10K_2014.htm

66

• the imposition of inconsistent laws or regulations;.

38,509

0

1033905/1033905_10K_2014.htm

66

• significant currency fluctuations;.

38,532

0

1033905/1033905_10K_2014.htm

74

The risk of accidental contamination or injury from hazardous materials cannot be eliminated completely.

38,538

0

1033905/1033905_10K_2014.htm

76

Various types of disasters, including tornadoes, fires, floods and acts of terrorism, may affect our manufacturing facilities.

38,594

0

1033905/1033905_10K_2014.htm

95

This volatility is in response to various factors, many of which are beyond our control, including:.

38,635

0

1034054/1034054_10K_2014.htm

7

As of December 31,

38,685

0

1034054/1034054_10K_2014.htm

40

Site leasing contracts in our Central and Brazil markets typically have an initial term of 10 years with 5-year renewal periods.

38,714

0

1034054/1034054_10K_2014.htm

47

Our international operations in Central America are primarily denominated in United States dollars, while our operations in Canada and Brazil are denominated in local currencies.

38,757

0

1034054/1034054_10K_2014.htm

60

This is particularly true in our international acquisitions of towers from wireless service providers.

38,768

0

1034054/1034054_10K_2014.htm

63

This is particularly true in our international acquisitions of towers from wireless service providers.

38,789

0

1034054/1034054_10K_2014.htm

72

In addition, we may not be able to renew existing customer leases or enter into new customer leases, resulting in a material adverse impact on our results of operations and growth rate.

39,032

0

1034670/1034670_10K_2014.htm

36

See Note 16 of the Consolidated Financial Statements on page 74 of the Annual Report.

39,036

0

1034670/1034670_10K_2014.htm

38

The ECs investigation is still ongoing.

39,176

0

1034670/1034670_10K_2014.htm

88

Such risks and exposuresinclude:.

39,248

1

1034670/1034670_10K_2014.htm

107

Our business may be adversely affected by automotive safety regulations or concerns that drive further regulation of the automobile safety market andconcerns about vehicle emission standards

39,601

0

1035002/1035002_10K_2014.htm

7

A significant portion of our profitability is derived from the ability to purchase and process crude oil feedstocks that historically have been cheaper than benchmark crude oils, such as Louisiana Light Sweet (LLS) and Brent crude oils.

40,045

0

1035201/1035201_10K_2014.htm

25

This mayincrease the operating cost of our generators and vehicles.

40,333

0

1035201/1035201_10K_2014.htm

116

These agencies areempowered to condemn properties already operated by privately owned public utilities.

40,336

0

1035267/1035267_10K_2014.htm

1

The da Vinci Surgical System and our other products represent a fundamentally new way of performing surgery.

40,815

0

1035976/1035976_10K_2014.htm

5

A worsening of these conditions would likely exacerbate the adverse effects on us and othersin the financial institutions industry.

40,832

0

1035976/1035976_10K_2014.htm

8

To the extent that the Bank makes fixed-rate loans,general increases in interest rates will tend to reduce its spread as the interest rates the Company must pay for deposits wouldincrease while interest income is flat.

40,900

0

1035976/1035976_10K_2014.htm

28

The Company’s assets at December 31, 2014 includeda substantial deferred tax asset.

40,909

0

1035976/1035976_10K_2014.htm

31

In assessing the need for a valuation allowance,management carefully weighed both positive and negative evidence currently available.

40,965

0

1035976/1035976_10K_2014.htm

48

The Companyalso maintains a system of internal control over financial reporting.

41,923

0

1037016/1037016_10K_2014.htm

1

Our actual results could differ materially from those anticipated in these forward-looking statements as a result of certain factors, including the risks faced by us described below and included elsewhere.

42,012

0

1037016/1037016_10K_2014.htm

30

• offered a broader range of handsets and, in some cases, offered those handsets through exclusivity periods;.

42,190

0

1037016/1037016_10K_2014.htm

85

The penalties for violating the FCPA can be severe.

42,511

0

1037540/1037540_10K_2014.htm

3

• civil disturbances, earthquakes and other natural disasters or terrorist acts or acts of war which may result in uninsured or underinsured losses ordecrease the desirability to our tenants in impacted locations;.

42,690

0

1037540/1037540_10K_2014.htm

53

Our ability to dispose of some of our properties isconstrained by their tax attributes.

42,838

0

1037540/1037540_10K_2014.htm

104

The per occurrence limit for NBCR Coverage is $1 billion.

43,002

0

1037646/1037646_10K_2014.htm

8

• other uncertain local economic, political, and social conditions, including hyper-inflationary conditions or periods of low or no productivity growth; and.

43,018

0

1037646/1037646_10K_2014.htm

13

When the Swiss franc strengthens against our other trading currencies, particularly the U.S. dollar and euro, our earnings go down.

43,298

0

1037676/1037676_10K_2014.htm

21

Our coal mining operations use significant amounts of steel, diesel fuel, explosives, rubber tires and other mining and industrialsupplies.

43,349

0

1037676/1037676_10K_2014.htm

36

Most of our long-term coal supply agreements also contain provisions requiring us to deliver coal that satisfies certain quality specifications, such asheat value, sulfur content, ash content, hardness and ash fusion temperature.

43,391

0

1037676/1037676_10K_2014.htm

52

haveother demands on our cash resources, including capital expenditures and operating expenses.

43,411

0

1037676/1037676_10K_2014.htm

57

In addition, concerted conservation efforts that result in reduced electricity consumption could cause coal prices and sales of our coal to materially decline.

43,460

0

1037676/1037676_10K_2014.htm

73

Wemaintain extensive coal refuse areas and slurry impoundments at a number of our mining complexes.

43,688

0

1038074/1038074_10K_2014.htm

19

During fiscal 2014, 62% of our revenue was derivedfrom distributors.

43,690

0

1038074/1038074_10K_2014.htm

19

For example, conflicts with a distributor may arisewhen a customer begins purchasing directly from us rather than through the distributor.

44,055

0

1038133/1038133_10K_2014.htm

31

If we consistently generate more demand for a productthan a given supplier is capable of handling, it could lead to large backorders and potentially lost sales to competitive productsthat are readily available.

44,237

0

1038205/1038205_10K_2014.htm

6

An increase in market interest rates on loans is generally associated with a lower volume of loan originations, which may reduce earnings.

44,322

0

1038205/1038205_10K_2014.htm

33

• identify and expand into suitable markets;.

44,543

0

1038205/1038205_10K_2014.htm

101

Stock price volatility may make it more difficult for investors to sell shares of our common stock at times and prices they findattractive.

44,626

0

1038357/1038357_10K_2014.htm

4

NGLs are made up of ethane, propane, isobutene, normal butane and natural gasoline, all of which have different uses and different pricing characteristics.

44,668

0

1038357/1038357_10K_2014.htm

17

NGLs are made up of ethane, propane, isobutene, normal butane and natural gasoline, all of which have different uses and different pricing characteristics.

44,717

0

1038357/1038357_10K_2014.htm

31

• adverse weather effects;.

44,724

0

1038357/1038357_10K_2014.htm

31

• lost or damaged oilfield workover and service tools;.

44,733

0

1038357/1038357_10K_2014.htm

35

Risks that the Company faces while drilling horizontal wells include, but are not limited to, the following:.

44,827

0

1038357/1038357_10K_2014.htm

66

Estimates of economically recoverable oil and gas reserves and estimates of future net cash flows depend upon a number of variable factors and assumptions, including the following:.

45,052

0

1038773/1038773_10K_2014.htm

13

As a result, our success dependsupon a sound local economy to provide opportunities for new business ventures, increased loan demand and the need for depositservices.

45,131

0

1038773/1038773_10K_2014.htm

33

To be categorized as “wellcapitalized,” an institution must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios.