murathankurfali/ClimateEval · Datasets at Hugging Face

id int64	label int64	title string	paragraph int64	sentence string
82,023	0	1067294/1067294_10K_2014.htm	33	Because many of our stores are located on the interstate highway system, our business is highly related to highway travel.
82,074	0	1067294/1067294_10K_2014.htm	48	In recent years there has been publicity concerning E. coli bacteria, hepatitis A, “mad cow” disease, “foot-and-mouth” disease, salmonella, the bird/Avian Flu, peanut and other food allergens, and other public health concerns affecting the food supply, including beef, chicken, pork, dairy and eggs.
82,268	0	1067701/1067701_10K_2014.htm	27	We will continue to consider potential acquisitions on a selective basis, including potential growth opportunities for our trench safety, power and HVAC, and pump solutions specialty business.
82,303	0	1067701/1067701_10K_2014.htm	33	• labor shortages, work stoppages or other labor difficulties;.
82,435	0	1067701/1067701_10K_2014.htm	72	We currently have approximately 800 employees who are represented by unions and covered by collective bargaining agreements and approximately 11,700 employees who are not represented by unions.
82,574	0	1067837/1067837_10K_2014.htm	27	If adopted in its present form, this would result in: (1) an increase in the assets and liabilities reflectedon our consolidated balance sheets; and (2) an increase in our interest expense and depreciation and amortization expense and a decrease to our station operating expense reflected on our consolidated statements of operations.
83,023	0	1068875/1068875_10K_2014.htm	30	• the extreme seasonality of our TaxACT business and the resulting large quarterly fluctuations in our revenues;.
83,441	0	1069157/1069157_10K_2014.htm	5	The final rules prohibit banking entities from, among other things, (1) engaging in short-term proprietary trading for their own accounts, and (2) having certain ownership interests in and relationships with hedge funds or private equity funds.
83,536	0	1069157/1069157_10K_2014.htm	19	A substantial portion of our income is derived from the differential or “spread” between the interest earned on loans, investment securities and other interest-earning assets, and the interest paid on deposits, borrowings and other interest-bearing liabilities.
84,108	0	1069258/1069258_10K_2014.htm	29	The timing of receipt of revenues, if any, on projects included in backlog could change because many factors affect the scheduling of projects.
84,119	0	1069258/1069258_10K_2014.htm	33	Specifically, as a result of in-sourcing government procurements for services could be fewer and smaller in the future.
84,710	0	1069308/1069308_10K_2014.htm	51	Tcelna is based on our novel T-cell immunotherapy platform, ImmPath, which produces an autologous T-cell immunotherapy utilizing a patient’s own blood.
85,414	0	1069530/1069530_10K_2014.htm	111	We have an accumulated deficit of $ 116.
85,603	1	1069533/1069533_10K_2014.htm	29	If the provision for the weather normalizationadjustment were removed from its rate structure, the Company would be exposed to a much greater risk related to weather variability resulting in earnings volatility.
85,632	0	1069878/1069878_10K_2014.htm	3	Many of theconventional lumber suppliers with which we compete have established ties to the building and construction industry and have well-accepted products.
85,727	0	1069899/1069899_10K_2014.htm	2	Environmental Accruals and Financial Assurance.
86,343	0	1069996/1069996_10K_2014.htm	11	As is common practice within the insurance industry, we transfer a portion of the risks insured under our policies to other companies through the purchase of reinsurance.
86,545	0	1069996/1069996_10K_2014.htm	85	• legislatively imposed consumer initiatives.
86,697	0	1070081/1070081_10K_2014.htm	3	The net losses we incur may fluctuate significantlyfrom quarter to quarter.
86,947	0	1070081/1070081_10K_2014.htm	78	These productsinclude Chiron Corporation's TOBI and Genentech, Inc.'s Pulmozyme.
87,317	0	1070081/1070081_10K_2014.htm	185	Referencepricing used by various E.U.
87,374	0	1070081/1070081_10K_2014.htm	196	Inthe United States, the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, or Medicare Modernization Act, changed the way Medicare covers and pays forpharmaceutical products.
87,392	0	1070081/1070081_10K_2014.htm	200	The ATRA, among other things, also reduced Medicare payments to several providers, including hospitals, and increased thestatute of limitations period for the government to recover overpayments to providers from three to five years.
87,513	0	1070296/1070296_10K_2014.htm	9	At December 31, 2014, the Bank’s commercial real estate loan portfolio amounted to $78.3 million, or 25.4% of total loans.
87,514	0	1070296/1070296_10K_2014.htm	9	Commercial real estate lending is inherently riskier than residential mortgage lending.
88,771	0	1070494/1070494_10K_2014.htm	18	Because of this, it isparticularly difficult to estimate NUPLAZIDs market potential.
88,947	0	1070494/1070494_10K_2014.htm	59	In November 2014, Allergan announced that itentered into
89,334	0	1070494/1070494_10K_2014.htm	163	Although we believe these provisions collectively provide for an opportunity to receive higher bids by requiring potential acquirors to negotiatewith our board of directors, they would apply even if the offer may be considered beneficial by some stockholders.
89,916	0	1070985/1070985_10K_2014.htm	44	As primary contractor, we are subject to the various risks associated withconstruction (including, without limitation, shortages of labor and materials, work stoppages, labor disputes, and weather interference) which could cause construction delays.
90,033	0	1070985/1070985_10K_2014.htm	83	A TRS may hold assets and earn income, includingincome earned from the performance of correctional services, that would not be qualifying assets or income if held or earned directly by a REIT.
90,435	0	1071993/1071993_10K_2014.htm	20	In addition, shut-ins are necessary from time to time to upgrade and improve the production handling capacity at related downstream platform, gas processing and pipeline infrastructure.
90,481	0	1071993/1071993_10K_2014.htm	31	Properties - Proved Reserves".
90,488	0	1071993/1071993_10K_2014.htm	34	For example, we have over 4,000 square miles of 3D data in the South Texas and Gulf Coast regions.
90,515	0	1071993/1071993_10K_2014.htm	39	We carry limited environmental insurance, thus, losses could occur for uninsurable or uninsured risks or in amounts in excess of existing insurance coverage.
90,606	0	1071993/1071993_10K_2014.htm	69	Our productive properties may be located in areas with limited or no access to pipelines, thereby necessitating delivery by other means, such as trucking, or requiring compression facilities.
90,634	0	1071993/1071993_10K_2014.htm	76	Although these proposals initially were made in 2009, none have become law.
90,775	0	1071993/1071993_10K_2014.htm	119	As an oil and gas producer, we face various security threats, including cybersecurity threats to gain unauthorized access to sensitive information or to render data or systems unusable; threats to the security of our facilities and infrastructure or third party facilities and infrastructure, such as processing plants and pipelines; and threats from terrorist acts.
90,904	0	1073349/1073349_10K_2014.htm	42	We believe asubscription based revenue model has certain advantages over a perpetual license model, including better predictability of revenue; however, it also presents a number of risks to us, including the following:.
91,184	0	1073429/1073429_10K_2014.htm	50	These requirements are complex and subject to change.
91,405	0	1074902/1074902_10K_2014.htm	21	Economic conditions in Southwestern and South Central Ohio could adversely affect LCNB’s financial condition and results of operations.
91,511	0	1075415/1075415_10K_2014.htm	5	• Current general economic conditions may adversely affect Five Star’s operations.
91,685	0	1075415/1075415_10K_2014.htm	60	low historical market interest rates and increased leverage utilized by financial and other buyers, purchase prices for properties have experienced increases resulting in lower rates of returns.
91,699	0	1075415/1075415_10K_2014.htm	64	When we renew leases or lease to new tenants of our MOBs we may receive less rent than we currently receive from existing tenants at our MOBs.
92,013	0	1075531/1075531_10K_2014.htm	10	Many of the newer accommodations we add to our travel reservation services, especially in highly penetrated markets, may have fewer rooms, lower ADRs or higher credit risk and may appeal to a smaller subset of consumers (e.g., hostels and bed and breakfasts), and therefore may also negatively impact our margins.
92,047	0	1075531/1075531_10K_2014.htm	18	Google offers "Hotel Finder", a meta-search service that Google has at times placed at or near the top of hotel-related search results.
92,183	0	1075531/1075531_10K_2014.htm	48	Under the draft General Data Protection Regulation fines of up to 100,000,000 Euros or up to 5% of the annual global turnover of the infringer could be imposed.
92,352	0	1075531/1075531_10K_2014.htm	92	We dispute the allegations in the SO.
92,368	0	1075531/1075531_10K_2014.htm	92	The CMA did not appeal the CAT's decision.
92,550	0	1075706/1075706_10K_2014.htm	13	The appropriate level of the allowance is based on managements quarterly analysis of the loan portfolio and represents an amount that management deems adequate to provide for inherent losses, including collective impairment.Among other considerations in establishing the allowance for loan losses, management considers economic conditions reflected within industry segments, the unemployment rate in the Companys markets, loan segmentation and historical losses thatare inherent in the loan portfolio.
92,577	0	1075706/1075706_10K_2014.htm	21	• investor demand for mortgage-backed securities fluctuated suddenly and sharply, and for some categories of mortgages disappeared almost entirely;.
92,747	0	1075706/1075706_10K_2014.htm	68	The Company continually encounters technological change.
93,009	0	1076682/1076682_10K_2014.htm	18	These factors could contributeto lower prices and larger spreads in the bid and ask prices for our common stock.
93,095	0	107687/107687_10K_2014.htm	13	Our business also does well when the US housing market is strong and our business weakens when the US housing market weakens.
93,563	0	1077183/1077183_10K_2014.htm	12	This combined withthe usual summer vacation schedules of our clients usually results in seasonality in our business.
93,695	0	1077183/1077183_10K_2014.htm	52	In the past, when the application of the statutory formula resulted in lower payments, Congress has passed interim legislation to prevent the reductions.
93,703	0	1077183/1077183_10K_2014.htm	53	Overall, when adding this 2% reduction to the ACAs adjustments, the paymentrates under the CLFS declined by 2.95% and 0.75% for 2013 and 2014, respectively.
93,777	0	1077183/1077183_10K_2014.htm	69	Amongothers, the primary factors which complicate our billing practices are:.
93,903	0	1077183/1077183_10K_2014.htm	101	No Foreseeable Dividends
94,112	0	1077428/1077428_10K_2014.htm	34	Competition among providers of financial services in our markets, in Texas, regionally and nationally, is intense.
94,141	0	1077428/1077428_10K_2014.htm	39	See the discussion above at Business - Regulation and Supervision .
94,194	0	1077428/1077428_10K_2014.htm	51	Hurricanes have caused extensive flooding and destruction along the coastal areas of Texas, including communities where we conduct business.
94,264	0	1077428/1077428_10K_2014.htm	67	Limitations on payment of subordinated notes .
94,300	0	1077688/1077688_10K_2014.htm	11	We accept the exposure to exchange rate movements beyond these negotiated periods.
94,394	0	1077688/1077688_10K_2014.htm	39	Our domestic manufacturing operations make only upholstered furniture.
94,547	0	1077771/1077771_10K_2014.htm	31	Future changes in federal and state banking and brokerage regulations could adversely affect our operating results and ability to continue to compete effectively.
94,754	0	1078075/1078075_10K_2014.htm	30	The Merger Agreement contains provisions that may discourage other companies from trying to acquire NetScout.
94,795	0	1078075/1078075_10K_2014.htm	46	Our business, financial condition and results of operations may be adversely affected following the proposed transactions if we cannot negotiate terms that are as favorable as those Danaher has received when we replaces contracts after the closing of the proposed transactions.
94,961	0	1078075/1078075_10K_2014.htm	94	The current economic and geopolitical environment may impact some specific industries into which we sell.
94,990	0	1078075/1078075_10K_2014.htm	105	• Changes in the relative proportions of revenues and income before taxes in the various jurisdictions in which we operate that have differing statutory tax rates;.
95,254	0	1078271/1078271_10K_2014.htm	4	• fluctuations in warranty or other service expenses actually incurred;.
95,257	0	1078271/1078271_10K_2014.htm	5	Due to the foregoing factors, period-to-period comparisons of our operating results should not be relied upon as an indicator of our future performance.
96,406	0	1080340/1080340_10K_2014.htm	22	Short-term loans may involve a greaterrisk of loss than traditional mortgage loans.
96,439	0	1080340/1080340_10K_2014.htm	34	Loanloss reserves are particularly difficult to estimate in a turbulent economic environment.
96,524	0	1080340/1080340_10K_2014.htm	64	• limit our ability to make certain investmentsor acquisitions;.
96,709	0	1080340/1080340_10K_2014.htm	117	• restatements of our financial resultsand/or material weaknesses in our internal controls.
96,741	0	1080340/1080340_10K_2014.htm	130	Section 719of the NYBCL limits directory liability to the following four instances:.
96,750	0	1080340/1080340_10K_2014.htm	135	The final prospectus may have been distributed andthe offering consummated without distributing a preliminary prospectus meeting the requirements of Section 10 of the SecuritiesAct.
97,255	0	1080709/1080709_10K_2014.htm	124	Although we carryinsurance in amounts and type that we consider commercially reasonable, we
97,469	0	1082038/1082038_10K_2014.htm	10	If we or our third-party collaboratorsare unable to complete development of REMOXY, POSIDUR, ELADUR, ORADUR-ADHD and other ORADUR-based opioid products, Relday or DUR-928, or other product candidates, we will not be able to earn revenue from them, which would materially harm ourbusiness.
97,513	0	1082038/1082038_10K_2014.htm	20	The 30-subject study evaluated DUR-928 in five cohorts of healthyvolunteers receiving DUR-928 at escalating doses that resulted in peak concentrations at least 100-fold higher than
97,730	0	1082038/1082038_10K_2014.htm	78	Even if engaged, these distributors may:.
97,771	0	1082038/1082038_10K_2014.htm	93	Our Epigenomic Regulator Program includes six in-licensed patent families.
98,072	0	1082324/1082324_10K_2014.htm	2	The risks and uncertainties we describe below are not the only ones facing us.
98,089	0	1082324/1082324_10K_2014.htm	6	These risks may be heightened in countries other than the United States, and may be negatively affected by the fact that legal standards in the United States and elsewhere for protection of intellectual property rights in Internet-related businesses are uncertain and still evolving.
98,301	0	1082506/1082506_10K_2014.htm	13	Ericsson has a lienon all of our assets.
98,581	0	1082554/1082554_10K_2014.htm	2	Factors that may cause such differences include, but are not limited to, those discussed below.
98,644	0	1082554/1082554_10K_2014.htm	17	For example, there have been proposals to reduce reimbursement rates and/or adopt mandatory rebates under Medicare Part B, which covers Remodulin and Tyvaso.
98,812	0	1082554/1082554_10K_2014.htm	66	We also have been granted one patent in the European Union andone patent in Japan, each of which covers our treprostinil synthesis and production methods and will expire in October 2018.
98,912	0	1082554/1082554_10K_2014.htm	96	Many securities analysts publish quarterly and annual projections of our revenues and profits.
99,180	0	1082923/1082923_10K_2014.htm	73	We currently have federal and state NOL carry-forwards of approximately $165 million and $8 million, respectively.
99,447	0	108312/108312_10K_2014.htm	55	Further, we use the income approach based on a discounted cash flow method that incorporates various estimates and assumptions.
99,725	0	1083446/1083446_10K_2014.htm	43	Our executive officers and directors, together with holdersof greater than 5% of our outstanding common stock, as a group, currently beneficially own a majority of our outstanding commonstock.
99,729	0	1083446/1083446_10K_2014.htm	43	• amendments to our Certificate of Incorporation and Bylaws which governthe rights attached to our shares of common stock.
99,781	0	1083446/1083446_10K_2014.htm	59	Additionally, under another contract with PMG that has a term through September 28, 2015 and automaticallyrenews unless either party provides notice, MMG accesses some health plan contracts by using PMG as the risk-bearing contractingparty with those health plans.
99,875	0	1083446/1083446_10K_2014.htm	94	The Company currently derives 100% of its revenuesin only California.
100,045	0	1083446/1083446_10K_2014.htm	151	The defense of litigation, including fees of external legal counsel, expert witnesses and related costs, is expensiveand may be difficult to project accurately.
100,534	0	1084384/1084384_10K_2014.htm	31	Our business is directly affected by thelength of our sales cycle and strategic mobile partnership cycles with MNOs.
101,233	0	1084961/1084961_10K_2014.htm	115	On May 6, 2014, Propel, through its subsidiaries, completed the securitization of a pool of approximately $141.5 million in payment agreements and contracts relating to unpaid real property taxes, assessments, and other charges secured by liens on real property located in the State of Texas (the “Texas Tax Liens”).
101,478	0	1084991/1084991_10K_2014.htm	50	Our equipment is complex and often deployed in harsh environments.
101,574	0	108516/108516_10K_2014.htm	8	In addition, uncertainties in Europe regarding the financial sector and sovereign debt andthe potential impact on banks in other regions of the world will continue to weigh on global and domestic growth.

82,023

0

1067294/1067294_10K_2014.htm

33

Because many of our stores are located on the interstate highway system, our business is highly related to highway travel.

82,074

0

1067294/1067294_10K_2014.htm

48

In recent years there has been publicity concerning E. coli bacteria, hepatitis A, “mad cow” disease, “foot-and-mouth” disease, salmonella, the bird/Avian Flu, peanut and other food allergens, and other public health concerns affecting the food supply, including beef, chicken, pork, dairy and eggs.

82,268

0

1067701/1067701_10K_2014.htm

27

We will continue to consider potential acquisitions on a selective basis, including potential growth opportunities for our trench safety, power and HVAC, and pump solutions specialty business.

82,303

0

1067701/1067701_10K_2014.htm

33

• labor shortages, work stoppages or other labor difficulties;.

82,435

0

1067701/1067701_10K_2014.htm

72

We currently have approximately 800 employees who are represented by unions and covered by collective bargaining agreements and approximately 11,700 employees who are not represented by unions.

82,574

0

1067837/1067837_10K_2014.htm

27

If adopted in its present form, this would result in: (1) an increase in the assets and liabilities reflectedon our consolidated balance sheets; and (2) an increase in our interest expense and depreciation and amortization expense and a decrease to our station operating expense reflected on our consolidated statements of operations.

83,023

0

1068875/1068875_10K_2014.htm

30

• the extreme seasonality of our TaxACT business and the resulting large quarterly fluctuations in our revenues;.

83,441

0

1069157/1069157_10K_2014.htm

5

The final rules prohibit banking entities from, among other things, (1) engaging in short-term proprietary trading for their own accounts, and (2) having certain ownership interests in and relationships with hedge funds or private equity funds.

83,536

0

1069157/1069157_10K_2014.htm

19

A substantial portion of our income is derived from the differential or “spread” between the interest earned on loans, investment securities and other interest-earning assets, and the interest paid on deposits, borrowings and other interest-bearing liabilities.

84,108

0

1069258/1069258_10K_2014.htm

29

The timing of receipt of revenues, if any, on projects included in backlog could change because many factors affect the scheduling of projects.

84,119

0

1069258/1069258_10K_2014.htm

33

Specifically, as a result of in-sourcing government procurements for services could be fewer and smaller in the future.

84,710

0

1069308/1069308_10K_2014.htm

51

Tcelna is based on our novel T-cell immunotherapy platform, ImmPath, which produces an autologous T-cell immunotherapy utilizing a patient’s own blood.

85,414

0

1069530/1069530_10K_2014.htm

111

We have an accumulated deficit of $ 116.

85,603

1

1069533/1069533_10K_2014.htm

29

If the provision for the weather normalizationadjustment were removed from its rate structure, the Company would be exposed to a much greater risk related to weather variability resulting in earnings volatility.

85,632

0

1069878/1069878_10K_2014.htm

3

Many of theconventional lumber suppliers with which we compete have established ties to the building and construction industry and have well-accepted products.

85,727

0

1069899/1069899_10K_2014.htm

2

Environmental Accruals and Financial Assurance.

86,343

0

1069996/1069996_10K_2014.htm

11

As is common practice within the insurance industry, we transfer a portion of the risks insured under our policies to other companies through the purchase of reinsurance.

86,545

0

1069996/1069996_10K_2014.htm

85

• legislatively imposed consumer initiatives.

86,697

0

1070081/1070081_10K_2014.htm

3

The net losses we incur may fluctuate significantlyfrom quarter to quarter.

86,947

0

1070081/1070081_10K_2014.htm

78

These productsinclude Chiron Corporation's TOBI and Genentech, Inc.'s Pulmozyme.

87,317

0

1070081/1070081_10K_2014.htm

185

Referencepricing used by various E.U.

87,374

0

1070081/1070081_10K_2014.htm

196

Inthe United States, the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, or Medicare Modernization Act, changed the way Medicare covers and pays forpharmaceutical products.

87,392

0

1070081/1070081_10K_2014.htm

200

The ATRA, among other things, also reduced Medicare payments to several providers, including hospitals, and increased thestatute of limitations period for the government to recover overpayments to providers from three to five years.

87,513

0

1070296/1070296_10K_2014.htm

9

At December 31, 2014, the Bank’s commercial real estate loan portfolio amounted to $78.3 million, or 25.4% of total loans.

87,514

0

1070296/1070296_10K_2014.htm

9

Commercial real estate lending is inherently riskier than residential mortgage lending.

88,771

0

1070494/1070494_10K_2014.htm

18

Because of this, it isparticularly difficult to estimate NUPLAZIDs market potential.

88,947

0

1070494/1070494_10K_2014.htm

59

In November 2014, Allergan announced that itentered into

89,334

0

1070494/1070494_10K_2014.htm

163

Although we believe these provisions collectively provide for an opportunity to receive higher bids by requiring potential acquirors to negotiatewith our board of directors, they would apply even if the offer may be considered beneficial by some stockholders.

89,916

0

1070985/1070985_10K_2014.htm

44

As primary contractor, we are subject to the various risks associated withconstruction (including, without limitation, shortages of labor and materials, work stoppages, labor disputes, and weather interference) which could cause construction delays.

90,033

0

1070985/1070985_10K_2014.htm

83

A TRS may hold assets and earn income, includingincome earned from the performance of correctional services, that would not be qualifying assets or income if held or earned directly by a REIT.

90,435

0

1071993/1071993_10K_2014.htm

20

In addition, shut-ins are necessary from time to time to upgrade and improve the production handling capacity at related downstream platform, gas processing and pipeline infrastructure.

90,481

0

1071993/1071993_10K_2014.htm

31

Properties - Proved Reserves".

90,488

0

1071993/1071993_10K_2014.htm

34

For example, we have over 4,000 square miles of 3D data in the South Texas and Gulf Coast regions.

90,515

0

1071993/1071993_10K_2014.htm

39

We carry limited environmental insurance, thus, losses could occur for uninsurable or uninsured risks or in amounts in excess of existing insurance coverage.

90,606

0

1071993/1071993_10K_2014.htm

69

Our productive properties may be located in areas with limited or no access to pipelines, thereby necessitating delivery by other means, such as trucking, or requiring compression facilities.

90,634

0

1071993/1071993_10K_2014.htm

76

Although these proposals initially were made in 2009, none have become law.

90,775

0

1071993/1071993_10K_2014.htm

119

As an oil and gas producer, we face various security threats, including cybersecurity threats to gain unauthorized access to sensitive information or to render data or systems unusable; threats to the security of our facilities and infrastructure or third party facilities and infrastructure, such as processing plants and pipelines; and threats from terrorist acts.

90,904

0

1073349/1073349_10K_2014.htm

42

We believe asubscription based revenue model has certain advantages over a perpetual license model, including better predictability of revenue; however, it also presents a number of risks to us, including the following:.

91,184

0

1073429/1073429_10K_2014.htm

50

These requirements are complex and subject to change.

91,405

0

1074902/1074902_10K_2014.htm

21

Economic conditions in Southwestern and South Central Ohio could adversely affect LCNB’s financial condition and results of operations.

91,511

0

1075415/1075415_10K_2014.htm

5

• Current general economic conditions may adversely affect Five Star’s operations.

91,685

0

1075415/1075415_10K_2014.htm

60

low historical market interest rates and increased leverage utilized by financial and other buyers, purchase prices for properties have experienced increases resulting in lower rates of returns.

91,699

0

1075415/1075415_10K_2014.htm

64

When we renew leases or lease to new tenants of our MOBs we may receive less rent than we currently receive from existing tenants at our MOBs.

92,013

0

1075531/1075531_10K_2014.htm

10

Many of the newer accommodations we add to our travel reservation services, especially in highly penetrated markets, may have fewer rooms, lower ADRs or higher credit risk and may appeal to a smaller subset of consumers (e.g., hostels and bed and breakfasts), and therefore may also negatively impact our margins.

92,047

0

1075531/1075531_10K_2014.htm

18

Google offers "Hotel Finder", a meta-search service that Google has at times placed at or near the top of hotel-related search results.

92,183

0

1075531/1075531_10K_2014.htm

48

Under the draft General Data Protection Regulation fines of up to 100,000,000 Euros or up to 5% of the annual global turnover of the infringer could be imposed.

92,352

0

1075531/1075531_10K_2014.htm

92

We dispute the allegations in the SO.

92,368

0

1075531/1075531_10K_2014.htm

92

The CMA did not appeal the CAT's decision.

92,550

0

1075706/1075706_10K_2014.htm

13

The appropriate level of the allowance is based on managements quarterly analysis of the loan portfolio and represents an amount that management deems adequate to provide for inherent losses, including collective impairment.Among other considerations in establishing the allowance for loan losses, management considers economic conditions reflected within industry segments, the unemployment rate in the Companys markets, loan segmentation and historical losses thatare inherent in the loan portfolio.

92,577

0

1075706/1075706_10K_2014.htm

21

• investor demand for mortgage-backed securities fluctuated suddenly and sharply, and for some categories of mortgages disappeared almost entirely;.

92,747

0

1075706/1075706_10K_2014.htm

68

The Company continually encounters technological change.

93,009

0

1076682/1076682_10K_2014.htm

18

These factors could contributeto lower prices and larger spreads in the bid and ask prices for our common stock.

93,095

0

107687/107687_10K_2014.htm

13

Our business also does well when the US housing market is strong and our business weakens when the US housing market weakens.

93,563

0

1077183/1077183_10K_2014.htm

12

This combined withthe usual summer vacation schedules of our clients usually results in seasonality in our business.

93,695

0

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52

In the past, when the application of the statutory formula resulted in lower payments, Congress has passed interim legislation to prevent the reductions.

93,703

0

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53

Overall, when adding this 2% reduction to the ACAs adjustments, the paymentrates under the CLFS declined by 2.95% and 0.75% for 2013 and 2014, respectively.

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0

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69

Amongothers, the primary factors which complicate our billing practices are:.

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0

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101

No Foreseeable Dividends

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0

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34

Competition among providers of financial services in our markets, in Texas, regionally and nationally, is intense.

94,141

0

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39

See the discussion above at Business - Regulation and Supervision .

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0

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51

Hurricanes have caused extensive flooding and destruction along the coastal areas of Texas, including communities where we conduct business.

94,264

0

1077428/1077428_10K_2014.htm

67

Limitations on payment of subordinated notes .

94,300

0

1077688/1077688_10K_2014.htm

11

We accept the exposure to exchange rate movements beyond these negotiated periods.

94,394

0

1077688/1077688_10K_2014.htm

39

Our domestic manufacturing operations make only upholstered furniture.

94,547

0

1077771/1077771_10K_2014.htm

31

Future changes in federal and state banking and brokerage regulations could adversely affect our operating results and ability to continue to compete effectively.

94,754

0

1078075/1078075_10K_2014.htm

30

The Merger Agreement contains provisions that may discourage other companies from trying to acquire NetScout.

94,795

0

1078075/1078075_10K_2014.htm

46

Our business, financial condition and results of operations may be adversely affected following the proposed transactions if we cannot negotiate terms that are as favorable as those Danaher has received when we replaces contracts after the closing of the proposed transactions.

94,961

0

1078075/1078075_10K_2014.htm

94

The current economic and geopolitical environment may impact some specific industries into which we sell.

94,990

0

1078075/1078075_10K_2014.htm

105

• Changes in the relative proportions of revenues and income before taxes in the various jurisdictions in which we operate that have differing statutory tax rates;.

95,254

0

1078271/1078271_10K_2014.htm

4

• fluctuations in warranty or other service expenses actually incurred;.

95,257

0

1078271/1078271_10K_2014.htm

5

Due to the foregoing factors, period-to-period comparisons of our operating results should not be relied upon as an indicator of our future performance.

96,406

0

1080340/1080340_10K_2014.htm

22

Short-term loans may involve a greaterrisk of loss than traditional mortgage loans.

96,439

0

1080340/1080340_10K_2014.htm

34

Loanloss reserves are particularly difficult to estimate in a turbulent economic environment.

96,524

0

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64

• limit our ability to make certain investmentsor acquisitions;.

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0

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117

• restatements of our financial resultsand/or material weaknesses in our internal controls.

96,741

0

1080340/1080340_10K_2014.htm

130

Section 719of the NYBCL limits directory liability to the following four instances:.

96,750

0

1080340/1080340_10K_2014.htm

135

The final prospectus may have been distributed andthe offering consummated without distributing a preliminary prospectus meeting the requirements of Section 10 of the SecuritiesAct.

97,255

0

1080709/1080709_10K_2014.htm

124

Although we carryinsurance in amounts and type that we consider commercially reasonable, we

97,469

0

1082038/1082038_10K_2014.htm

10

If we or our third-party collaboratorsare unable to complete development of REMOXY, POSIDUR, ELADUR, ORADUR-ADHD and other ORADUR-based opioid products, Relday or DUR-928, or other product candidates, we will not be able to earn revenue from them, which would materially harm ourbusiness.

97,513

0

1082038/1082038_10K_2014.htm

20

The 30-subject study evaluated DUR-928 in five cohorts of healthyvolunteers receiving DUR-928 at escalating doses that resulted in peak concentrations at least 100-fold higher than

97,730

0

1082038/1082038_10K_2014.htm

78

Even if engaged, these distributors may:.

97,771

0

1082038/1082038_10K_2014.htm

93

Our Epigenomic Regulator Program includes six in-licensed patent families.

98,072

0

1082324/1082324_10K_2014.htm

2

The risks and uncertainties we describe below are not the only ones facing us.

98,089

0

1082324/1082324_10K_2014.htm

6

These risks may be heightened in countries other than the United States, and may be negatively affected by the fact that legal standards in the United States and elsewhere for protection of intellectual property rights in Internet-related businesses are uncertain and still evolving.

98,301

0

1082506/1082506_10K_2014.htm

13

Ericsson has a lienon all of our assets.

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0

1082554/1082554_10K_2014.htm

2

Factors that may cause such differences include, but are not limited to, those discussed below.

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0

1082554/1082554_10K_2014.htm

17

For example, there have been proposals to reduce reimbursement rates and/or adopt mandatory rebates under Medicare Part B, which covers Remodulin and Tyvaso.

98,812

0

1082554/1082554_10K_2014.htm

66

We also have been granted one patent in the European Union andone patent in Japan, each of which covers our treprostinil synthesis and production methods and will expire in October 2018.

98,912

0

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96

Many securities analysts publish quarterly and annual projections of our revenues and profits.

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0

1082923/1082923_10K_2014.htm

73

We currently have federal and state NOL carry-forwards of approximately $165 million and $8 million, respectively.

99,447

0

108312/108312_10K_2014.htm

55

Further, we use the income approach based on a discounted cash flow method that incorporates various estimates and assumptions.

99,725

0

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43

Our executive officers and directors, together with holdersof greater than 5% of our outstanding common stock, as a group, currently beneficially own a majority of our outstanding commonstock.

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0

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43

• amendments to our Certificate of Incorporation and Bylaws which governthe rights attached to our shares of common stock.

99,781

0

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59

Additionally, under another contract with PMG that has a term through September 28, 2015 and automaticallyrenews unless either party provides notice, MMG accesses some health plan contracts by using PMG as the risk-bearing contractingparty with those health plans.

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0

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94

The Company currently derives 100% of its revenuesin only California.

100,045

0

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151

The defense of litigation, including fees of external legal counsel, expert witnesses and related costs, is expensiveand may be difficult to project accurately.

100,534

0

1084384/1084384_10K_2014.htm

31

Our business is directly affected by thelength of our sales cycle and strategic mobile partnership cycles with MNOs.

101,233

0

1084961/1084961_10K_2014.htm

115

On May 6, 2014, Propel, through its subsidiaries, completed the securitization of a pool of approximately $141.5 million in payment agreements and contracts relating to unpaid real property taxes, assessments, and other charges secured by liens on real property located in the State of Texas (the “Texas Tax Liens”).

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0

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50

Our equipment is complex and often deployed in harsh environments.

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0

108516/108516_10K_2014.htm

8

In addition, uncertainties in Europe regarding the financial sector and sovereign debt andthe potential impact on banks in other regions of the world will continue to weigh on global and domestic growth.