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We do not sell, trade or transfer personally identifiable information collected from this site to any third party. This does not apply to a trusted third party appointed to assist us in operating our website. However, non-personally identifiable information may be provided to other parties for marketing research or advertising purposes. While every effort will be made to meet the standards herein, we cannot guarantee compliance with these standards. There may be factors beyond our control that may result in disclosure of data. Accordingly, we offer no warranties or representations with regards to maintenance or non-disclosure of data. We may offer links directly to third party websites, which have separate privacy policies from our own. We have no control or liability for the content and activities on any linked site.
Information from Business Clients We may record, process or otherwise deal with personal information relating to your clients or third parties but will use this information exclusively for providing the appointed service and for meeting our accountancy obligations. Information from Individual Clients To provide our services, we may ask for such personal information such as name, postal address, e-mail address and telephone number/s. We may also require credit and billing information. You choose whether to provide information to us. If you choose not to, we may be unable to provide our services to you and/or provide certain features of our site. By providing personal information to us, you allow us to deal with your personal information in accordance with current Swiss law. Authorized personal data (e.g. name, address, e-mail address, telephone number and other information) may be collected to provide our services or to give you additional information about our services. Correspondence from you may be collected in a file specific to you. We can use your e-mail and regular mailing address to send you information about our Services and other matters we believe will be of interest to you. From time to time we may send to you information regarding our services or web site. You may opt out of receiving this if desired by contacting us. Use and Disclosure of Personal Data lean IT won't sell any personal information to third parties. Accessing, modifying, or removing your information On written request, we will provide you with the means to verify that your personal information is correct and current. You can will be entitled to challenge the accuracy and completeness of the information, and to have it amended or deleted as appropriate. Our website may contain links to other web sites. We publish such hyperlinks only to sites we believe share our standards and respect for privacy, but cannot be held responsible for practices of such third-party websites and any hyperlinks are not to be taken as endorsements of other sites. Data Security and Integrity To help protect the confidentiality of your personal information, we use security safeguards appropriate to the type of information held. No data transmitted over the Internet is 100% secure. We attempt to protect personal information but cannot guarantee the security of any information sent to us so you send data to us at your own risk. Please note that whenever you voluntarily disclose any information online, it can be collected and used by others. Due to the nature of our work, you may use us only once and stop using our services or our web site at any time, without notice. We can continue to keep information in accordance with this Policy as amended from time to time. However, if you want us to stop sending you unsolicited e-mail or regular mail, or you do not wish us to disclose your personal information to our trading partners or in business transactions, kindly notify us. We reserve the right to change its policy at our discretion. For convenience, the date of the latest update will be noted at the top of this document. It is your responsibility to regularly check our Web Site for notices regarding amendments to this Policy. You agree to be bound by amendments when notices are posted on our Web Site. For any questions about how Lean IT deals with your information, please contact us at Lean IT - Gundeldingerrain 79 - 4059 Basel - Switzerland Tel.: +41 (0)61 361 15 21 Cell: +41 (0)79 408 49 36 - [email protected]
1.1. Zappy, we, us means Zappy Limited and its successor 1.2. Client, you or your means the party to this agreement who is receiving services from Zappy 1.3. Dangerous Goods includes firearms, noxious, dangerous, or inflammable goods, any goods likely to cause damage or which it is unlawful to carry, or advised by Zappy or its Freight Providers from time to time to be dangerous goods. 1.4. Freight Provider means companies offering freight services via Zappy 1.5. Reconnection Fee is a fee for reconnection to the service should it have been terminated for any reason 1.6. Freight, means any item, parcel, package, satchel, envelope, document, box sent 1.7. Freight Fees are calculated as a fee per package sent. 1.8. Under- ticketing, is the under declaration of pre-printed labels by volume or weight compared to actual volume or weight of the freight item. 2. Constitution of Contract 2.1. Any contract between Zappy Limited trading as Zappy and the Client shall be upon terms specified in these Terms and Conditions and referred to as the “Agreement”. 3. Supply of Services and Licence 3.1. Zappy shall use all reasonable endeavours to maintain the freight gateway facility (“the Facility”) for use by those authorised for the purpose of arranging freight services. Zappy warrants that it is skilled in database and online service management and will undertake to maintain this expertise. 3.2. For the duration of the contract, Zappy will allow end users to arrange freight services via the Facility. 3.3. Zappy shall use its best endeavours to provide adequate security on the Facility. 4. Client’s Obligations 4.1. The Client shall supply to Zappy all necessary data required for the successful establishment and operation of the Facility. 4.2. The client consents to receive information from Zappy relating to Zappy products and services. 4.3. The Client acknowledges that for the duration of this Agreement, end users may transact using data held in the Facility and end users must not: (i) conduct a fraudulent activity or a criminal offence, or (ii) send, receive, upload, download, use or reuse any material that is offensive, abusive, indecent, defamatory, and obscene or menacing or in breach of copyright, confidence, privacy or any other rights or laws, or (iii) send unsolicited advertising or promotional material, or (iv) cause annoyance to anyone with material that may have damaging or contamination effects, or (v) allow any other unauthorized person(s) to use the Facility on your behalf, or (vi) interfere or attempt to interfere with any other person’s use of the Facility, or (vii) interfere or attempt to interfere with the ability of the Facility to process yours or any other person’s transactions. 5. Intellectual Property Rights 5.1. The Client acknowledges that any and all of the trademarks, trade names, copyrights, patents and other intellectual property rights created, developed, embodied in or in-connection with the Facility shall be and remain the sole property of Zappy. All software supplied by Zappy for your use in connection with the Facility are and remain the property of Zappy. You must not: (i) disassemble, reverse engineer or decompile or in any other way interfere with the software; (ii) copy or modify the software; (iii) create any new software partly or wholly based on the Facility software; (iv) transfer, assign or sub-license your right to use the software or attempt to do so. 5.2. Warranty as to Intellectual Property Rights and Content Zappy shall use its best endeavours to ensure that any know-how, techniques, media, data, information or programs contributed to or used by Zappy in designing and maintaining the Facility shall be free of any claim for infringement of any intellectual property rights of any third party. 5.3. Except where it is alleged that Zappy or its agents have been negligent, Zappy shall have no liability for any infringement of intellectual property rights arising from the use of any know -how, techniques, media, data, information or program not provided by Zappy; or the modification of the Facility by any party other than Zappy; or an allegation of infringement of intellectual property rights arising from information, data, or content supplied to Zappy by the Client or any representative or agent of the Client. 5.4. Zappy agrees to not make available over any service any information, software or other content which knowingly violates or infringes upon the rights of any others or which would be abusive, profane or offensive to an average person. 6. Zappy Liability 6.1. Though Zappy will undertake best endeavours to ensure an uninterrupted and error-free service, Zappy does not warrant that the Facility or any service related to it will be uninterrupted or error free; nor does Zappy make any warranty as to the results to be obtained from use of the data or any service related to it. 6.2. Zappy shall not be liable to the Client for any loss or damage whatsoever or howsoever caused arising directly or indirectly in connection with the Agreement, the Facility, its use, application, support, or otherwise, except to the extent to which it is unlawful to exclude such liability and except where it is alleged that Zappy or its agents have been negligent. 6.3. In the event that any exclusion or provision contained in this Agreement shall be held to be invalid for any reason and Zappy becomes liable for loss or damage that it would otherwise have been lawful to limit, such liability shall be limited to the amount of Zappy Freight Fees applied to any affected Freight sent using the Facility. 6.4. The Client releases and discharges Zappy from any and all claims and demands arising out of or in connection with the design or maintenance of the Facility including without limitation any and all claims for libel and invasion of privacy. 6.5. Where the Client is a business (as “business” is defined by the Consumer Guarantees Act 1993), it is agreed that it is purchasing all services from Zappy for the purpose of a business and that the Consumer Guarantees Act 1993 does not apply. 6.6. Where the provisions of the Consumer Guarantees Act 1993 apply, the provisions of these Terms and Conditions will be read subject to the application of that Act, and in the case of any conflict the provisions of that Act will apply. 7. Freight Providers Terms and Conditions 7.1. FFreight sent via the Facility is sent conditional to the selected Freight Provider’s Conditions of Carriage, Terms and Conditions and Loss and Damage guidelines. Details of the relevant guidelines can be found on the Freight Provider’s website. (i) NZPOST Domestic (ii) NZPOST International (iv) Castle Parcels (v) Post Haste (vi) NOW Couriers Please note, for Castle parcels, Posthaste and Now couriers the maximum length is 1.8 m, maximum size is 0.1 cubic and maximum weight of 20kg per item. Oversized item or Under declare of the size or weight or length of the item will lead to a $50+ gst admin fee and the item to be return to you by sub 60 on your cost. 7.2 Prohibited and restricted item and Dangerous Goods. Any Dangerous Goods cannot be sent before pre-approval. For more information please contact us and check the below link. Posthaste & Castle Parcels 7.3 Annual Price Adjustment applies for all Freight Providers. APA date subject to Freight Providers’ reference. 7.4. Any query on the carriage of freight once collected by the Freight Provider should be first directed to the Freight Provider. The contact details for the Freight Provider are located on the View and Track page of the Zappy website for each consignment. 8. Force Majeure 8.1. Neither party shall be under any liability to the other in respect of anything that may constitute breach of the Agreement arising by reason of force majeure, namely, circumstances beyond the control of the party. 9.1. Subject to clauses 10 below: (i) This Agreement will continue until terminated by either party giving notice to the other (ii) The Term will commence from the date the account is activated 10.1. Either party may terminate the Agreement immediately if any of the following events shall occur, namely: (i) If the defaulting party is in breach of any term, condition or provision of the Agreement or required by law. (ii) If the defaulting party, being a body corporate shall present petition or have a petition presented by a creditor for its winding up, or shall convene a meeting to pass a resolution for voluntary winding up, or shall enter into any liquidation (other than for the purposes of a bonafide reconstruction or amalgamation) or shall call a meeting of its creditors, or shall have a receiver of all or any of its undertakings or assets appointed, or shall be deemed by the Insolvency Act to be unable to pay its debts. (iii) If the Client, being a firm or partnership shall be dissolved or in any case shall commit any act of bankruptcy or have a receiving order made against him/it or shall make or negotiate for any composition or arrangement with or assignment for the benefit of his/its creditors. 10.2. On termination by Zappy, howsoever arising, the Client shall pay to Zappy all costs and expenses and all arrears of charges or other payments arising from any Client-specific deliverables including support and the use of the system by the Client’s authorised users under this Agreement. 11.1. The benefit of this agreement shall not be dealt with in any way by the Client (whether by assignment, sublicensing or otherwise) without Zappy’s written consent. 12.1. Failure or neglect by either party to enforce at any time any of the provisions hereof shall not be construed nor shall be deemed to be a waiver of that party’s rights hereunder nor in any way affect the validity of the whole of any part of this Agreement nor prejudice the party’s rights to take subsequent action. 13.1. In the event that any of these terms, conditions or provisions shall be determined invalid, unlawful or unenforceable to any extent, such term, condition or provision shall be severed from the remaining terms, conditions and provisions that shall continue to be valid to the fullest extent permitted by law. 14. Zappy’s Rights 14.1. Any express statement of a right of Zappy under this agreement is without prejudice to any other right of Zappy expressly stated in this agreement or arising at law. 15. Entire Agreement 15.1. The Agreement constitutes the entire agreement between the parties for the subject matter referred to herein. Any prior arrangements, agreements, representations or undertakings are superseded. No modification or alteration of any clause of this Agreement will be valid except in writing signed by each party. 16.1. Any dispute arising as to any matter provided for in this document or its implementation is to be referred in the first instance to the chief executives of the respective parties who must endeavour to resolve such dispute in the spirit of achieving broad equity in respect of the agreement and its purposes. 16.2. Failing agreement between them, but only as a last resort if such agreement is not possible, the matter in dispute is to be referred to an independent referee appointed by the President of the Auckland District Law Society, who must promptly resolve such dispute and whose decision on the matter is final and binding on the parties. 16.3. In resolving such dispute, the referee is not acting as an arbitrator and, accordingly, the provisions of the Arbitration Act 1996 do not apply. While any such dispute remains unresolved the parties agree to continue the performance of the agreement to the extent that such performance is possible given the nature of the dispute. 16.4. Any information or material or settlement proposals disclosed or made during the preceding dispute resolution proceedings are made on a without prejudice basis and the parties agree to use their best endeavours to ensure that all such information, material and proposals and the existence of any dispute between them is kept strictly confidential. 17.1. The parties hereby agree that this Agreement shall be construed in accordance with New Zealand Law and subject to the exclusive jurisdiction of the New Zealand Courts. 18. Fees and Charges 18.1. The Client will pay Zappy fees and charges as set out in the Freight Gateway portal (Zappy) the following: 18.2. Freight Fees for freight processed through the Facility and set out in the Freight Gateway Rate Plan. Zappy reserves the right to impose charges for any fines or similar costs incurred by Zappy as a result of under-ticketing, undeclared, and/or improperly packaged Dangerous Goods being sent via the Facility by the Client. Additional charges apply for Rural, Special Services or Administration Charges may apply. 18.3. Late fee may apply for late payment. Dishonour Fees for each dishonoured cheque. 18.4. Collection Fees to cover reasonable costs incurred in collection of overdue debts 18.5. Full refund will be provided for cancellations made before the pick up of the parcel by the courier driver. No refund will be provided for cancellations made after the pick up of the parcel by the courier driver. 19. Billing and Payment 19.1. We will send you a monthly invoice for our services. The invoices will include charges for any services used by you. Charges may include, but are not limited to Transaction Fees, Dishonour Fees. 19.2. The Client agrees to pay the due amount on the invoice on the 14th of the month following the issue date of the invoice. Payment methods include, Electronic Direct Deposit or Credit cards (Surcharges Apply). Zappy reserves the right to change these terms at any time. Zappy will make every effort to communicate these changes to You via email or notification via the System or our Website. It is Your obligation to ensure that You have read, understood and agree to the most recent terms available on the Website.
Keto Chocolate Chip Cookies are so decadent and loaded with ooey gooey chocolate chips. Enjoy these cookies without any guilt because they are keto friendly. Sometimes you just want a cookie but what to do if you are following a keto diet? Now you can make these delicious soft and chewy Keto Chocolate Chip Cookies to satisfy that sweet tooth. It really does not get any better than this easy keto dessert. I also make Keto Edible Cookie Dough and the entire family loves it. Table of contents What are Keto Cookies? Keto Cookies are made with almond flour or coconut flour. They are low in carbs but taste amazing. We love making cookies at our house but I am trying to do low carb, so this cookie curves my sweet tooth. We also use a keto friendly sugar to fit within our low carb diet. If you are looking for a low carb dessert, this is the one I always make. - Sugar-Free Chocolate Chips. You can use your favorite sugar free brand but try to buy a good quality chocolate. - Keto Friendly Powdered Sugar Substitute. These are getting easier to find now that Keto is so popular. - Baking Soda. Try the Best Baking Soda Substitutes. - Pure Vanilla Extract. I recommend using pure extract. Find the entire ingredients at the bottom of the page. Substitutions and Additions - Flour Variations – If you can’t use almond flour, try coconut flour or sunflower seed flour. You would use the same amount as if you were using almond flour. - Chocolate Chips – If you are unable to find Lily’s low carb Chocolate Chips, try chopping up a 85% chocolate bar. It takes a little extra time, but it is still a better alternative than regular chocolate chips. - Sweetener Substitutions – I used Monk Fruit Sweetener sweetener for this recipe but any brand will work. You can also use Swerve Erythritol or if you’re not following a low sugar diet, you can use real sugar as well. I used the granulated sweetener but powdered erythritol would work too. - Chopped Nuts – Walnuts or Pecans are a good option. - Sugar Free Candies – Add in some sugar free M&M’s or peanut butter cups - Coconut – Unsweetened Coconut Flakes is a great option. - Pistachios – I was amazed how good these were added in. Pistachios have a lot of health benefits. How to make Keto Chocolate Chip Cookies - Step 1. Preheat Oven – First preheat your oven to 325 F. Step 2. Next, stir the dry ingredients and then fold the wet ingredients to form a dough. Step 3. Use a cookie scoop to shape dough into cookies. Place on a cookie tray and bake. Step 4. Let the cookies cool before handling so they don’t fall apart. They are very delicate at first but firm up once cool. Step 5. Serve and enjoy the keto friendly cookies. - Use Cookie Scoop – If you are still scooping cookies with two spoons, you really need to get yourself some stainless steel scoops. I have had mine for several years and I use them for all types of baking. - Cooking Rack – It is also a good idea to use a cooling rack. Place the cookies on racks to cool completely. We also line baking sheets with parchment paper. This makes cleaning large baking sheets easier as well. - Baking Mats – Another tip is to use baking mats. These keep your cookies from burning on the bottom and they help them cook evenly. Plus, it saves you money by not having to use parchment paper all the time. - One Bowl Mixing – No need to have one bowl for dry ingredients and one for wet. This recipe is so easy that all the ingredients go into one bowl. - Check for Doneness – I always check my cookies around the 11 minute mark to check for doneness. Sometimes the bottom gets brown first. But letting them rest on the cookie sheet after removing from oven will help finish the cooking process. Lily’s Dark Chocolate Chips are the kind we get. They are keto friendly, are low carb, gluten free and made up of premium dark chocolate that is 55% cocoa. They are sweetened with zero calorie Stevia. Making these the best choice when making Keto Approved Chocolate Chip Cookies. We like these Lily’s Chocolate Chip so much, that I use them when I make regular chocolate chip cookies. These Keto cookies freeze great. Place them on a baking sheet separately and place in the freezer. After about 2 hours, remove them from the freezer and place them in a freezer safe container. This way you can grab just one or two cookies whenever you need something sweet. They are even great right out of the freezer. These Keto Cookies With Almond Flour are low carb and delicious. You can also try making keto chocolate chip cookies monk fruit if you prefer. Based on the size of cooking you make, these cookies come out to about 2 net carbs per cookie. Place cookies in an airtight container and place in the refrigerator. They will stay good in the fridge for about a week. More easy Keto Cookie Recipes Try easy Keto Chocolate Chip Cookies for a great treat. Then come back and leave a comment and star rating. Keto Chocolate Chip Cookies - Preheat oven to 325 F. Stir dry ingredients very well. - Add wet ingredients to form a dough. - Use a cookie scoop to shape into cookies - Place on a cookie tray, and bake on the center rack 10-12 minutes. - Let cool an additional 10 minutes before handling, as they are very delicate at first but firm up once cool.
When it comes to what exactly needs to be in a cookie banner, website operators – maybe even you – are often at a loss. But good news: If it is possible to mount a car on a rocket and catapult it into the vastness of space (thanks Elon!), you will definitely succeed in creating a cookie banner that is compliant with the ePrivacy Directive and the GDPR 🚀 In this article, we explain to you what types of cookie banners there are, what you need to pay attention to when creating a text in the cookie banner, show you great and not-so-great cookie consent text examples and tell you where you can quickly and easily obtain data protection-compliant templates for your cookie banner. When you start looking for the ideal cookie consent banner for your needs, you will increasingly come across plugins and cloud cookie banners that often falsely claim to be legally compliant. They are often implemented according to now outdated legal requirements or the statement of the supposedly perfect cookie banner is used for marketing purposes to attract desperate cookie banner newbies. That’s why we explain to you what types of cookie banners there are, so that you can distinguish them yourself. This is important so that you don’t mistakenly use a cookie notice banner that could get you into legal trouble. It should be noted that some integrated WordPress plugins or services technically set several cookies or cookie-like information. For the sake of simplicity, we will refer to these as “cookies” in the following. Cookie consent banners, which ask for the active and informed consent of your visitors whether cookies may be set, are referred to as opt-in cookie banners. This type of cookie banner ensures that when your visitors visit your website for the first time, they are presented with a dialogue or banner in which they can select which services may be loaded and cookies set. It is important that the user is free to choose which cookies they want to accept, and that each cookie can be rejected individually. The cookie banner must not pre-select cookies. This is explicitly forbidden by law. The opt-in cookie banner ensures that cookies are only set after consent has been given. Conversely, this also means that services such as Google Analytics may only be integrated after the user has explicitly agreed to this. The counter model to opt-in cookie banners are the opt-out cookie banners – who would have thought it 😉 With this type of cookie banner, cookies are initially set. However, the user of your website must be given the opportunity to object to this immediately after entering your website. Typically, these solutions display a “Do Not Sell My Personal Information” link at the bottom of the screen. If the user objects, all cookies must be deleted again and the use of the corresponding plug-ins and services must be prevented. This type of cookie banner is required by the California Consumer Privacy Act (CCPA), but not by EU law. This law is intended to protect residents of California in the United States. Consequently, this type of cookie notification is only relevant for websites targeting the US market. At the same time, the more restrictive opt-in cookie banner process from the EU should meet the requirements of the CCPA in the same way. There are numerous false – if not already illegal – cookie banners. But what is the reason for this? In short: the legal requirements. Who doesn’t love reading heaps of legal texts? We can definitely understand if reading laws written in legalese – let alone understanding them – is not part of your preferred reading 🤯 Especially when it comes to a small hobby blog, the effort usually seems to be far too great for many website operators. As a result, the simplest requirements, such as the presence of a cookie banner, usually fail. We can understand the legislator’s intention to ensure more data protection on the internet. This is to prevent large (personal) data collections. However, practice shows that implementing the legislator’s wishes is simply far too complex and can only be done with great effort, even by professionals. Now we come to the much-awaited core of the article: What must be included in the cookie notice? This is how a cookie banner on your website could be structured. In the following, we will explain to you what you should pay attention to when creating your cookie notice text. For this purpose, we will take a closer look at the English text examples of our cookie banner 🔎 💡Tip: The Real Cookie Banner Plugin for WordPress already includes all text templates in English and German. Title of the dialogue Transparency is the key. Therefore, you should explain to your user right at the beginning that privacy settings can be made in the following. Information on data processing and legal notice Therefore, we advise you to explain to your user: - What exactly is used and processed incl. example. - Why this data is used and processed. - How consent can be revoked or changed at any time. Data processing in the USA Some services process personal data in the USA. By consenting to the use of these services, you also consent to the processing of your data in the USA in accordance with Art. 49 (1) lit. a GDPR. The USA is considered by the ECJ to be a country with an insufficient level of data protection according to EU standards. In particular, there is a risk that your data will be processed by US authorities for control and monitoring purposes, perhaps without the possibility of a legal recourse. In this cookie banner sample text section, we inform our users that some services used on our website process data in the USA. It is therefore not enough to tell your users that data is processed in general. You should also inform them that this also happens in countries outside the EEA – in this case the USA. Why? The Privacy Shield was declared invalid by the ECJ in July 2020. This agreement between the EU and the US was supposed to guarantee the same level of data protection as within the EU also in the US for EU citizens. The ECJ said that the agreement could not fulfil this mandate. How can services like Google Analytics from the USA still be used? One idea is to inform the visitor to your website about the danger of data transfer to the USA and to obtain consent from you as the website operator. The visitor to your website must agree to surrender parts of his or her fundamental rights. Whether this is really possible has not yet been confirmed by the highest courts. However, this is the sensible approach to continue using services from the USA (as of mid-2021). Age warning for the protection of minors You are under 16 years old? Then you cannot consent to optional services, or you can ask your parents or legal guardians to agree to these services with you. According to Article 8 of the GDPR, consent to services that process personal data and/or set cookies can only be given from the age of 16 (different in some EU countries) or together with a parent or guardian. Therefore, as a website operator, you must take appropriate measures to ensure that persons under this age limit only consent together with their parent or guardian. A legally suitable remedy here would again appear to be to instruct the children and young people. Because we all know, at this age, people are keen on reading these texts 😉 ● Essential ● Functional ● Statistics ● Marketing If you divide cookies and services into groups, show your website visitor which cookie groups exist on your website and how they are composed. Your visitor should always be able to reject individual groups and individual services in these groups. Exceptions are essential – also called technically necessary cookies. Without such cookies, the basic functionality of your website would not be possible. Choices for the website visitor Buttons in the cookie banner are important to make it as easy as possible for your user to consent and decline. The buttons should be equally visible and easy to understand in the cookie banner. It is important that you do not slip into the legal grey area of dark patterns. Continue without consent Your user must always have the option to reject cookies or not give consent. Just like the “Accept all” button, the button for rejecting cookies should also be placed clearly visible on the first level of the cookie message. These two buttons should appear on the same level! You also need to name this button so that your user understands the functionality easily and quickly. Depending on how your cookie banner is structured, “Continue without consent” or “Reject all” could be a suitable label. Individual privacy preferences By clicking on “Individual privacy settings”, we enable the user to individually configure their preferred settings. Often this function is also called “Configure cookies”. The website visitor should in any case be able to decide which services are allowed to read/set cookies and process personal data. Is a cookie notice generator your saviour in need? – we say no. Even if it may seem tempting that you can integrate a supposedly perfect cookie banner on your website in just a few steps and for free, we strongly advise you not to use a cookie generator. They promise to generate an “optimal” cookie notice with one or two clicks. Many cookie banner generators are simply not legally up-to-date and/or do not cover all the legal requirements. The same also applies to the use of many cookie banner plugins. You should rather carefully select a suitable cookie banner solution – as a plugin or for integration as a script – for your website. You should always check predefined texts again for each individual case. In case of doubt, you should always seek the advice of a lawyer. The headaches are over: With our WordPress Cookie Banner plugin, you can quickly and easily create a cookie banner tailored to your needs. In Real Cookie Banner you will find relevant text examples that you can use in your cookie banner or modify as you wish. Try Real Cookie Banner now and create your legally compliant cookie banner that even data protectionists will like! 🍪
2. What are cookies? We use the term "cookies" to refer to cookies and similar technologies through which information can be collected automatically. An "Internet Cookie" (term also known as "browser cookie" or "HTTP cookie" or "cookie") is a small file, consisting of letters and numbers, which will be stored on the computer, mobile terminal or other equipment of a user through which the Internet is accessed. Cookies are installed by the request issued by a web server to a browser (eg: Internet Explorer, Firefox, Chrome). Once installed, cookies have a fixed lifetime, remaining "passive", in the sense that they do not contain software, viruses or spyware and will not access information on the hard drive of the user on whose equipment they were installed. A cookie consists of two parts: the name of the cookie and the content or value of the cookie. From a technical point of view, only the web server that sent the cookie can access it again when a user returns to the web page associated with that web server. 3. For what purposes are cookies used through this website: Cookies are used to provide users of this website with a better browsing experience and services adapted to the needs and interests of each individual user, namely for: – improving the use of this website, including by identifying any errors that occur while visiting/using it by users; – providing anonymous statistics on how this website is used to eDiagnostic Romania, as the owner of this website; - the anticipation of possible goods that will be made available to users through this website in the future, depending on the services / products accessed. Based on the feedback sent through cookies in relation to how this website is used, eDiagnostic Romania can adopt measures to make this website more efficient and accessible for users. 4. What is the lifetime of cookies? The lifetime of cookies can vary significantly, depending on the purpose for which it is placed. There are the following categories of cookies that also determine their lifetime: Session cookies – A "session cookie" is a cookie that is automatically deleted when the user closes their browser. Persistent or fixed cookies – A "persistent" or "fixed" cookie is a cookie that remains stored on the user's terminal until it reaches a certain expiration date (which may be minutes, days or years in the future) or until it is deleted by the user at any time via your browser settings. 5. What are cookies placed by third parties? Certain sections of content on the website may be provided by third parties, i.e. not by eDiagnostic Romania, in which case these cookies are called cookies placed by third parties ("third party cookies"). These cookies may come from the following third parties: Google Analytics, Facebook. 6. Which cookies are used through this website: By using/visiting the website, the following cookies can be placed: a. Website performance cookies; b. User analysis cookies; c. Cookies for geotargetting; d. Registration cookies; e. Cookies for advertising; f. Cookies of advertising providers; a. Performance Cookies With this type of cookies, the preferences of the user of this website are stored, so that setting the preferences again in the case of a subsequent visit to the website is no longer necessary. b. User analysis cookies These cookies inform us if a particular website user has visited/used this website before. These cookies are used for statistical purposes only. c. Cookies for geotargetting These cookies are used by a software that determines the country of origin of the user of the internet page. You will receive the same ads regardless of the selected language. d. Cookies for registration When you register on this site, cookies are generated that remember this action. The servers use these cookies to show us the account you are registered with. Also, the use of these cookies allows us to associate any comment posted on the website with the username of the account used. If the "keep me registered" option has not been selected, these cookies will be automatically deleted when the browsing session ends. e. Cookies for advertising These cookies make it possible to find out whether a user viewed an online advertisement, its type and the time elapsed since viewing the respective advertising message. As such, such cookies are used for online advertising targeting. These cookies are anonymous, storing information about the content viewed, not about the users. 7. What type of information is stored and accessed through cookies? Cookies store information in a small text file that allows the browser to be recognized. This website recognizes the browser until the cookies expire or are deleted. 8. Customizing browser settings regarding cookies If the computer or technical equipment used to browse this website is used by several people, the setting to delete individual browsing data each time the browser is closed can be considered. 9. How can cookies be turned off? Disabling and refusing to receive cookies can make this website difficult to visit, leading to limitations in its usability. Users can configure their browser to reject cookies or to accept cookies from a specific web page. All modern browsers offer the possibility to change cookie settings. These settings can usually be accessed in the "options" section or in the "preferences" menu of your browser. However, refusing or deactivating cookies does not mean that you will no longer receive online advertising - only that it will not be adapted to your preferences and interests, highlighted by your browsing behavior. To understand these settings, the following links may be useful: For any additional questions regarding how cookies are used through this website, please contact: Ediagnostic Healthcare SRL, CIF/CNP: 46093032, Address: str. Teiului nr 12, Sendreni, Galați, email: firstname.lastname@example.org.
§1200.2. Prohibited activities and sanctions; duties of group self-insurance funds and others; civil immunity; definitions A. Any person who, with the intent to injure, defraud, or deceive any group self-insurance fund, or any member employer, or other party in interest, or any third party claimant: (1) Presents or causes to be presented any written or oral statement including computer-generated documents as part of or in support of or denial of a claim for payment or other benefit pursuant to a coverage agreement, knowing that such statement contains any false, incomplete, or fraudulent information concerning any fact or thing material to such claim; or (2) Assists, abets, solicits, or conspires with another to prepare or make any written or oral statement that is intended to be presented to any group self-insurance fund, member employer, or other party in interest or third party claimant in connection with, or in support of or denial, or any claim for payment of other benefit pursuant to a coverage agreement, knowing that such statement contains any false, incomplete, or fraudulent information concerning any fact or thing material to such claim; is guilty of a felony and shall be subjected to a term of imprisonment, with or without hard labor, not to exceed five years, or a fine not to exceed five thousand dollars, or both, on each count. B. Any person, group self-insurance fund, or other legal entity subject to this Subpart who believes that a fraudulent claim is being made, shall within sixty days of the receipt of such notice, send to the section of insurance fraud of the Department of Insurance, on a form prescribed by the section, the information requested and such additional information relative to the claim and the parties claiming loss or damages because of an occurrence and/or accident as the section may require. The section of insurance fraud shall review such reports and select such claims as, in its judgment, may require further investigation. It shall then cause an independent examination of the facts surrounding such claim to be made to determine the extent, if any, to which fraud, deceit, or intentional misrepresentation of any kind exists in the submission of the claim. The section of insurance fraud shall report any alleged violations of law which its investigations disclose to the appropriate licensing agency and prosecutive authority having jurisdiction with respect to any such violation. C.(1) No group self-insurance fund, its employees, agents, or any other person acting without malice, fraudulent intent, or bad faith, shall be subject to civil liability for libel, slander, or any other relevant tort, and no civil cause of action of any nature shall exist against such person or entity by virtue of the filing of reports or furnishing other information, either orally or in writing, concerning suspected, anticipated, or completed fraudulent insurance acts when such reports or information are required by this Subpart or required by the section of insurance fraud as a result of the authority herein granted or when such reports or information are provided to or received from: (a) Law enforcement officials, their agents, and employees. (b) The National Association of Insurance Commissioners, the state Department of Insurance, a federal or state agency or bureau established to detect and prevent fraudulent insurance acts, as well as any other organization established for the same purpose, their agents, employees, or designees. (2) The immunity herein granted does not abrogate or modify in any way any statutory or other privilege or immunity otherwise enjoyed by such person or entity. (3) Any person or entity covered by the provisions of this Section shall be entitled to an award of attorney fees and costs if they are the prevailing party in a civil suit and the party bringing the action was not substantially justified in doing so. For the purposes of this Subsection, a proceeding is "substantially justified" if it had a reasonable basis in law or fact at the time it was initiated. D. As used in this Subpart the following terms shall have the meanings indicated herein: (1) "Fraudulent insurance act" shall include but not be limited to acts or omissions committed by any person who, knowingly and with intent to defraud: (a) Presents, causes to be presented, or prepares with knowledge or belief that it will be presented to or by an insurer, reinsurer, purported insurer or reinsurer, broker, group self-insurance fund, or any agent thereof, any oral or written statement which he knows to contain materially false information as part of, or in support of, or denial of, or concerning any fact material to or conceals any information concerning any fact material to the following: (i) An application for the issuance of any insurance policy or coverage agreement. (ii) The rating of any insurance policy or coverage agreement. (iii) A claim for payment or benefit pursuant to any insurance policy or coverage agreement. (iv) Premiums paid on any insurance policy or coverage agreement. (v) Payments made in accordance with the terms of any insurance policy or coverage agreement. (vi) The financial condition of any insurer, reinsurer, purported insurer or reinsurer. (vii) The acquisition of any insurer or reinsurer. (b) Solicits or accepts new or renewal group self-insurance risks by or for an insolvent group self-insurance fund. (c) Removes or attempts to remove the assets or record of assets, transactions, and affairs of such material part thereof, from the home office or other place of business of the group self-insurance fund, or from the place of safekeeping of the group self-insurance fund or who conceals or attempts to conceal the same from the department. (d) Diverts, attempts to divert, or conspires to divert funds of a group self-insurance fund, in connection with: (i) The transaction of group self-insurance. (ii) The conduct of business activities by a group self-insurance fund. (iii) The formation, acquisition, or dissolution of a group self-insurance fund. (e) Supplies false or fraudulent material or information pertaining to any document or statement required by the Department of Insurance. (2) "Statement" includes but is not limited to any notice, statement, proof of loss, bill of lading, receipt for payment, invoice, account, estimate of property damages, bill for services, diagnosis, prescription, hospital or doctor records, test results, X-rays, or other evidence of loss, injury, or expense. Acts 1995, No. 327, §1.
When users access our website, data such as the computer's IP address, internet browser used, date, time of day and duration spent on the page is logged for a period of seven days. In principal, this data is only analyzed when technical problems or attacks on our webserver arise. We do not use analysis tools. We in no way save or gather additional personal data through this website (such as names, addresses, telephone numbers or email addresses) unless you provide us with such information (for example, if you get in contact with us, utilize registration forms for events and workshops or fill in online applications) as well as in the context outlined as follows. Personal data you willingly provide (also in regard to required fields as part of your request) is treated confidentially, serving only to process your request and will not be passed on to third parties without your consent and/or your being informed in regard to that particular form. The website is hosted on a HZDR internal server. Users should be aware that Internet data transfer (e.g., through email communication) can encounter security issues. Complete protection from access by third parties is impossible. These cookies do not retrieve stored data on your hard drive and do not affect your PC or your data. Cookies do not contain viruses, Trojans or other malicious applications. Most browsers are set to automatically accept cookies. You can, however, deactivate the saving of cookies or set your browser so that you are informed when cookies are transmitted. Links to External Offers We link to external websites and to social media providers. The connection is set up in such a way that no data is passed on to the provider of external offers when visiting our internet pages. When clicking on a link or button, you will, however, be sent directly to that external offer. These sites collect and process your data according to their own user guidelines and/or privacy policies, which you can view on the respective sites. We recommend that you read these policies before using the pages. We have no influence on how data is handled on external sites. Information regarding your rights and settings for protecting your privacy can be found in the respective privacy policies. You can contact our data protection representative in all matters concerning data protection: Kristin Beyer (LL.M.) Dresdner Institut für Datenschutz Your concerns will be treated with confidentiality.
We may send marketing and non-marketing Messages, through the SMS Services which may include transactional Messages. Marketing Messages advertise and promote our products and services and may include promotions, specials, other marketing offers, abandoned checkout reminders and other relevant information. Transactional Messages relate to an existing or ongoing transaction and may include updates and other transaction-related information. Messages may be sent using an automated technology, including an autodialer, automated system, or automatic telephone dialing system. Message frequency will vary. You agree that we and our third-party service providers may send you Messages regarding the foregoing topics and that such Messages and/or calls may be made or placed using different telephone numbers or short codes. We do not charge for Messages sent through the SMS Services but you are responsible for any Message and data rates imposed by your mobile provider, as standard data and Message rates may apply for short Message alerts. We do not share text message opt-in consents or related mobile telephone numbers with third parties, except with our service providers and vendors to provide our SMS Services. To receive SMS Services, you must be a resident of the United States and 18 years of age or older. By providing your mobile phone number to us, you are voluntarily opting in to the SMS Services and you agree to receive recurring Messages from us at the mobile phone number associated with your opt-in, even if such number is registered on any state or federal “Do Not Call” list. You represent that any mobile phone number you provide to us is a valid mobile phone number of which you are the valid account owner or authorized user. If you change your mobile phone number or are no longer the valid account owner or authorized user of the mobile phone number, you are responsible for notifying us immediately at [email protected]. You agree to indemnify us in full for all claims, expenses, and damages related to or caused in whole or in part by your failure to notify us if you change your mobile phone number including, but not limited to, all claims, expenses, and damages related to or arising under the Telephone Consumer Protection Act. Your use of the SMS Services is not required to make any purchase from us and your use of the SMS Services is completely voluntary. You may opt-out of the SMS Services at any time. If you wish to opt-out of the SMS Services and stop receiving Messages from us, or you no longer agree to these SMS Terms, reply STOP, QUIT, CANCEL, OPT-OUT, or UNSUBSCRIBE to any Message from us. You may continue to receive Messages for a short period while we process your request and you may receive a one-time opt-out confirmation message. You understand and agree that the foregoing is the only reasonable method of opting out. If you want to use the SMS Services again, just opt-in as you did the first time, or text START to a Message sent by us, and we will start sending Messages to you again. For support, reply HELP to any Message from us. The SMS Services may not recognize requests that modify the foregoing commands, and you agree that we and our service providers will not be liable for failing to honor requests that do not comply with the requirements in these SMS Terms. We may also change the telephone number or short code we use to operate the SMS Services and we will notify you of any such change. You acknowledge that any requests sent to a telephone number or short code that has been changed may not be received by us and we will not be responsible for failing to honor a request sent to a telephone number or short code that has been changed. The SMS Services are offered on an “as-is” basis and may not be available in all areas, at all times, or on all mobile providers. You agree that neither we nor our service providers will be liable for any failed, delayed, or misdirected delivery of any Message or information sent through the SMS Services. To the fullest extent permissible pursuant to applicable law, we are not responsible and will not be liable for any damages of any nature, including without limitation any incidental, special or consequential damages (such as lost profits or lost business opportunities), punitive damages or attorney’s fees. We may revise, modify, amend, suspend or cancel all or any part of the SMS Services or any of its features at any time, with or without notice. To the extent permitted by applicable law, we may also modify these SMS Terms at any time. Any such modification will take effect when it is posted to our website or websites associated with the SMS Services. You agree to review these SMS Terms periodically to ensure that you are aware of any modifications. Your continued use of the SMS Services will constitute your acceptance of those modifications or changes.
Don't miss the opportunity to own this fantastic turnkey 4 season waterfront cottage on the beautiful Calabogie Lake! Nestled amongst trees with stunning views across the lake, over 140ft of deep clean waterfront, great swimming & fishing; cottage life really will be the best life! Notable features include an open concept living area w/ statement floor to ceiling propane fireplace, pine interior, upper deck/gazebo overlooking the lake..the list goes on. 3 main level bedrooms served by a main bath. Added bonus of upstairs loft space which could be used as additional sleeping area! No better place than the outdoor patio, to sit around the fire and watch the sun go down and listen to the water. Double car garage (perfect for storing all those seasonal toys) with wood stove and finished upstairs loft that would make the ideal office, games room or teen hangout! Never worry about losing power with back-up generator on the property. You are mere minutes from the ski hill and just a short drive to Calabogie Brewery, 5 minutes from Calabogie Peaks resort or the iconic Eagles Nest hiking trail, public beaches & restaurants. Looking for a cottage where boating, skiing, golfing, hiking and so much more is all just in a day's work..you've found it! Book your tour today! (id:22570) The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies CREA's Data Distribution Facility (DDF®) Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer. Essential Website Cookies These cookies are strictly necessary to provide you with services available through our website and to use some of its features. Because these cookies are strictly necessary to deliver the website, you cannot refuse them without impacting how our site functions. You can block or delete them by changing your browser settings and force blocking all cookies on this website. Google Analytics Cookies These cookies collect information that is used either in aggregate form to help us understand how our website is being used or how effective our marketing campaigns are, or to help us customize our website and application for you in order to enhance your experience. If you do not want that we track your visist to our site you can disable tracking in your browser here: Other external services We also use different external services like Google Webfonts, Google Maps and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.
BCS Financial Corporate Privacy and Ethics This policy does not apply to any non-BCSF Corporation affiliates. It also does not apply to the practices of our licensees or business partners, such as vendors and advertisers. Requests and Submissions on this Website When you are on this website, you may take certain types of action, such as asking a question about an insurance issue or product. While BCSF owns insurance companies, BCSF is not itself in the business of insurance. Your request and information will be shared with the responsible BCSF business or agent so that may respond to your question or request. Categories of Information Collected by Our Companies Our companies collect and maintain a wide range of nonpublic personal information about prospective, current, and former insureds and others. Here are some examples of the types of information that our insurance businesses may collect: - Contact: We might collect your name, and home and business address. We might also collect your email address and telephone numbers. - Financial: We might collect your credit card number or other payment information and payment history. - Insurance: We might collect information about your insurance claims. We might also collect your social security number and driver’s license number. - Demographic: We might collect information about your marital status or your family members. - Other: We might collect information about the type of browser you use. We might also look at what part of our sites you visit. We might also collect information about the links you select on our sites that take you to third party websites. How Information About You is Collected Our companies are engaged in a variety of insurance businesses and may collect information about you a variety of different ways. Here are some examples: - We may collect information directly from you. For example, we may collect information when you make an insurance request, decide to make a purchase, or submit an email or form to us. - We may collect information from you passively. For example, we might use tracking tools like cookies and web beacons, and pixel tags. - We may get information from third parties. For example, our businesses might get information about you from a credit reporting agency and other authorized providers of personal information. How Your Personal Information is Used Our companies may use your personal information a variety of different ways. Here are some examples: - To process your requests. For example, our businesses will use your information to generate a rate quote. - As described when your information was collected. - For marketing purposes. For example, as permitted, our businesses may use your information to tell you about themselves or about products or services they think you will like. - To customize your experience with us. For example, to tailor your website visit to fit your interests. - For our other legitimate business purposes. For example, we may combine information that we get about you from third parties with information we already have. - As otherwise permitted by law. How We Share Information - With vendors and others who provide services for us. For example, our insurance businesses might share your information with insurance agents or insurance brokers. We might also share your information with companies that maintain databases used by the insurance industry. - With a successor to all or part of our business. For example, any part of our BCSF companies or business was sold we might sell the customer list as an asset in the transaction. - For legal reasons or to investigate fraud. Our businesses will disclose information to compliance assessors. These include insurance regulators and auditors. We may also disclose information in response to a court order or subpoena. We will also share information if we believe it is necessary to cooperate with law enforcement. We might also share information in response to a government request. We will also share information as otherwise permitted by law. - As part of our insurance business. For example, our businesses may share information with insurance rating organizations. We might also share information with credit reporting agencies, guaranty funds, and compliance assessors. - With our affiliates as permitted by law. For example, we will not share your personal information with other BCSF companies for marketing purposes except as allowed by applicable law. - We will also share information for other valid business purposes as permitted by law. You can choose not to provide us with some or all requested information. If you do not provide it, though, we may not be able to fulfill your request. You can also set your browser up to reject cookies. If you do this, some of the features of our website will not work. How We Secure Information BCSF takes steps to protect personal information that we receive consistent with applicable laws and our internal policies and procedures. These steps vary depending on the nature of information and include computer safeguards, and secured files and buildings. The Internet is public, and we cannot promise that your information will remain secure. We encourage you to use caution when disclosing information online. Do not share your passwords with other people and select passwords that are secure. We retain your information for as long as necessary to carry out the purposes described here. We will also store information for retention periods required by law. Our information storage practices are not affected by the termination of any customer relationship. Our sites are operated in the United States. Our businesses only sell insurance in the United States. If you are located outside of the United States, please be aware that information you provide to us may be sent to the United States. By using our sites and giving us your information, you agree to such transfer. You also understand that the U.S. may not provide the same level of protections as the laws of the country in which you are located. Our sites might include links to third-party sites. If you click on one of those links, you will be taken to websites we do not control. This policy does not apply to the information practices of those sites. We do not direct our sites to children under the age of 13 and do not knowingly collect personally identifiable information from children under the age of 13. If you are a parent of a child under 13, and you believe that your child has provided us with information about him or herself, please contact us. To learn more about how to protect your child online, visit the FTC’s website. California Consumer Privacy Act BCSF is committed to maintaining and protecting the confidentiality of your personal information. The California Consumer Privacy Act (“CCPA”) provides consumers who reside in California certain rights regarding their personal information. This policy explains how we obtain, use, and disclose personal information, and your rights relating to your personal information under the CCPA. Right to Opt-Out: If a business sells consumer personal information, they must provide the consumer the right to “opt-out” of their information being sold. Please note that BCSF does not sell consumer personal information. Right to Request Personal Information: As a consumer, you have the right to know and the right to request that we disclose to you what personal information we collect, use, and disclose. You have the right to request the categories of personal information we have collected and store about you, in accordance with the categories of information listed in the CCPA and set forth in the table below. In addition, you have the right to request categories of sources of personal information we collected about you, the business or commercial purpose for collecting, the categories of third parties with whom we share that personal information, and the specific pieces of personal information we have collected about you. Categories of personal information that we disclosed about you for a business purpose may also be requested, with the appropriate lists provided under the CCPA. Upon receipt of a verifiable consumer request, we will promptly take steps to disclose and deliver, free of charge to you, the personal information required by this section and within the timeframes permitted for responding to the exercise of this or other applicable rights. The information may be delivered by mail or electronically. We may provide personal information to you at any time following a verified request. We are not required to provide personal information to you more than twice in a 12-month period. Right to Delete Personal Information: You have the right to request we delete personal information we, or our service providers, store about you, subject to certain limitations. The CCPA recognizes that there are certain business purposes that allow us to retain your information. Identity Verification: Prior to accessing or disclosing any information pursuant to a data request, we may ask you for additional information to allow us to verify your identity. A verifiable consumer request must provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or that the requestor is the authorized representative of the data subject. A verifiable request must also include sufficient detail that allows us to properly understand, evaluate, and respond to it. If you are making a request on behalf of another individual, we may ask you to provide us with information regarding your legal authority to act on behalf of such individual. You may also make a verifiable consumer request on behalf of your minor child. Please indicate in your request if either of these apply, as additional verification may apply. In general, our verification process includes reviewing the information submitted in the request, comparing it to the right(s) requested; the number of verification points/methods required by the CCPA; and the type, sensitivity, and risk of information requested, including to the consumer, from unauthorized disclosure or deletion. An account is not required with us to make a request. We will use personal information provided in a verifiable consumer request to verify the requestor’s identity and authority to make the request, or otherwise as permitted by the CCPA. We will respond to a verifiable consumer request within 45 days of its receipt. If additional time is required to respond to the request (up to 90 total days), we will inform you of the reason for the extension in writing. A response to a consumer request will be provided as required by the CCPA, such as through an account (if one exists), or otherwise by mail or electronically. Access Request Responses: There may be certain instances in which we will deny your request to access, receive, or delete personal information. For example, we may deny requests where any such access or disclosure would interfere with our regulatory or legal obligations, where we cannot verify your identity, and where exemptions or exceptions are permitted by the CCPA, including frequency limitations. We also have the ability under the CCPA to deny requests if it would result in disproportionate cost or effort. If we will not substantively complete a request made under the CCPA, we will provide you with an explanation within a reasonable time period and as required by law. Categories of Personal Information: Personal information is collected and may be used to provide the services to you, to perform obligations under agreements, to provide information and notifications to you or an authorized representative, to protect the rights and safety of you and/or others, to comply with court and other legal requirements, for business purposes and as otherwise set forth in the CCPA, to conduct organizational and operational needs, and as otherwise described when collecting personal information or within this page. A request for personal information collected and/or deletion, noted above, may involve categories and/or specific pieces of information. However, certain exemptions and exceptions may apply in responding to a request. The CCPA applies to several categories of personal information. The table below provides descriptions of each category of personal information and identifies whether BCSF collects such information and collected such information from consumers within the past 12 months: Category/Examples \| Collected by BCSF \| Identifiers A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers. \| Yes \| Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories. \| Yes \| Protected classification characteristics under California or federal law Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). \| Yes \| Commercial information Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. \| No \| Biometric information Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. \| No \| Internet or other similar network activity Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement. \| No \| Geolocation data Physical location or movements. \| No \| Sensory data Audio, electronic, visual, thermal, olfactory, or similar information. \| No \| Professional or employment-related information Current or past job history or performance evaluations. \| No \| Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)) Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. \| No \| Inferences drawn from other personal information Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. \| No \| Personal information may also be collected from a consumer in the context of current or former job applicant, employee, director, officer, or contractor. Additional information collected may include emergency contact and information to administer benefits, including the provision of benefits to another person. “Personal information” does not include information that is lawfully made available from federal, state, or local government records or consumer information that is deidentified or aggregated. The CCPA does not apply to health or medical information subject to the Health Insurance Portability and Accountability Act of 1996 (HIPAA), information covered by the California Confidentiality of Medical Information Act (CMIA) or clinical trial data, and personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994. Business purposes may include auditing, legal and regulatory compliance, security, debugging, the performance of services (including claims analysis and payment), internal research, and testing/improvement. Categories of sources from which personal information was directly and indirectly collected in the past 12 months include from you and/or authorized agents; interaction with our platforms and services; and third parties. This could include information obtained on websites and services from third parties that interact with us in connection with the services we perform. Categories of third parties with whom the business shared personal information in the past 12 months include authorized agents, affiliates, service providers (such as those described previously), contractors, and authorized third parties. Non-Discrimination: We will not discriminate or retaliate against you for exercising any rights provided to you under the CCPA. However, if you refuse to provide your personal information to us or ask us to delete your personal information, and that personal information is necessary for us to provide you with goods or services, we may not be able to complete that transaction. Request for Confidential Communication To request that we send communications containing protected health information to you at a different address or via a different mechanism than the one on file, please fill out our Confidential Confirmation Form (PDF). Once you have completed and signed this form, you may return it to us using one of the following methods: - Mail to: Privacy Officer, BCS Financial, 2 Mid America Plaza Suite 200, Oakbrook Terrace, IL 60181 - Email the form to [email protected] - Fax the completed form to the attention of the Privacy Officer at 630-472-7822 - You may also submit a request telephonically by contacting the Privacy Office directly at 1-833-227-4512 PLEASE NOTE: You may use a different form to submit a request for confidential communication, as long as it contains the same information in our Confidential Communication Form. For Washington residents, the Washington State Office of the Insurance Commissioner developed a form that you may use to request confidential communications that can be found here. Ethics and Compliance BCS is an organization with strong values of responsibility and integrity. Our Code of Business Conduct contains general guidelines for conducting business with the highest standards of ethics. In situations where you prefer to place an anonymous report, you may use this Ethics and Compliance Helpline, hosted by a third party helpline provider, EthicsPoint. You are encouraged to submit reports relating to violations, potential violations, or other questionable conduct as outlined in our Code of Business Conduct or other policies. When reporting via the Ethics and Compliance Helpline, whether via the Web or the phone, you may choose to identify yourself, which often facilitates BCS’s ability to fully address your report. BCS has a policy of confidentiality and will protect your identity to the extent permitted by law and professional standards, as consistent with BCS’s need to conduct a thorough investigation, if warranted, or to take other appropriate action. BCS has a strict policy of non-retaliation for good faith reporting by company personnel, even if sufficient evidence is not found to substantiate the concern. Last Updated: August 30, 2021
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Notice of Planned MesoWest Product Changes - Spring 2025 Updated: January 30, 2025 10:00am MST The MesoWest team has supported since 1997 access to publicly available weather observations through a variety of products accessible through https://mesowest.utah.edu. In order to continue providing support for our core visualization products, we are making changes during Spring 2025 to our product availability. We no longer have the financial and staff resources to sustain all of the software developed over the past 25 years. MesoWest visualization products (graphical and tabular displays) are intended for public, educational, and research uses. Commercial and operational users should rely on Synoptic Data PBC, as it has the resources to meet 24/7 and operational needs. As a Public Benefit Corporation (PBC), Synoptic Data has a broader mission, resources, and tools to aggregate, process, and distribute data to all sectors of the environmental enterprise to aid with daily activities, operations, and decision-making; save lives; protect property; and educate new generations about Earth's weather and climate. We encourage you to consider using the excellent data viewer now available from Synoptic Data (https://viewer.synopticdata.com/) as opposed to the legacy MesoWest graphical and tabular displays we will continue to support. We expect to make the following changes prior to May 1, 2025: 1) By March 1 - MesoWest Downtime for Upstream Data Feed Changes MesoWest will be down at times to change how it receives data into its legacy database. The data will come entirely from Synoptic Data PBC that bundles all the data into a single data stream. While this change should not impact the majority of weather stations available in our displays, we will reduce our support for some stations outside of North America and multiple same-sensor measurements (e.g., two wind sensors) at the same station. Some other minor changes in data feeds and availability may take place as well. There may be a short gap in data collected into our system on the day the downtime takes place. These changes will have no impact on the actual reception of data by Synoptic Data PBC. Users who require continuous records, or have multiple sensor systems, are encouraged to rely on Synoptic Data's Viewer (https://viewer.synopticdata.com/) as well as Weather API Services (https://docs.synopticdata.com/services/weather-data-api) for accessing complete data from the weather stations that have been available from MesoWest. These changes also will have no impact on data availability for the NWS Weather and Hazards Data Viewer (https://www.wrh.noaa.gov/map/), as observational data on that resource originates from Synoptic Data PBC. 2) By April 1 - Changes to MesoWest Data Download Services The Data Download interface available via MesoWest will support downloading no more than one day of data from one station per request. Currently, it is possible to download longer amounts of data for a single station. Users who require extended time period data access are encouraged to explore the data access services offered by Synoptic Data PBC, including a similar interactive Data Download Tool (https://docs.synopticdata.com/services/data-download-tool). 3) May 1 - Sunset of MesoWest User Accounts and Features In order to reduce maintenance costs and needs, MesoWest will no longer support "MesoWest User Accounts". Our systems will no longer support customized profiles, as well as extended access to products. Users who wish to have a customized user experience are encouraged to explore the offerings available via Synoptic Data's Viewer (https://viewer.synopticdata.com/). Our team will continue to keep this webpage updated as these efforts progress. We are happy to answer any questions through our support email listed below as well. The MesoWest Team To return to the MesoWest homepage please click https://mesowest.utah.edu. MesoWest Department of Atmospheric Sciences \| Copyright © 2002-2025 University of Utah. All Rights Reserved. For Questions or Comments about this page or MesoWest contact email@example.com \|
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We collect information in multiple ways including when you provide information directly to us, when you permit third parties to provide information to us, and when we passively collect information from you, such as information collected from your browser or device. You may submit to us personal information that identifies you as an individual when you choose to interact with us on this website. Personal information that you may submit includes your name, e-mail address, postal address and telephone number. In some cases, you may also submit demographic information such as your age, gender, zip code, level of education, household income, and interests. If we combine demographic information with your personal information, we will treat it as personal information as set forth in this Privacy Statement. In some cases, you may provide additional information including when you choose to personalize your use of our website, or when you contact our customer support group. 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Before we disclose your personally identifiable information for other reasons, we will first obtain your consent or provide you with an opportunity to opt out, via e-mail, click-through, an online opportunity to enter your preference, or some other manner. In the event that we disclose your personally identifiable information in accordance with this section (“Disclosure of Data”), we will require third parties to take appropriate measures to protect and maintain the privacy and confidentiality of your personally identifiable information. Except as set forth above, we will not disclose your personally identifiable information to any third party without your explicit consent. In addition, we will not sell, rent, or otherwise disclose our e-mail list or address list except as explicitly set forth in this Statement. Control of Your Personal Information Our customers may choose whether to provide personally identifiable information at the time of collection. 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"Out of the 10000 or so reports we looked at, 3500 had never been accessed. Not once!" exclaimed Theresa Kushner. Theresa and her team were working on a project to create an Enterprise Data Warehouse that included previously generated marketing reports. 35% of those reports had never been opened! Now, why would that be? Theresa will address this in her upcoming talk. Managing data and gleaning proper insights from it is crucial. But that is becoming harder by the minute as the size of data keeps growing. The Big Data Challenge Big Data is real. We have known this for a while now. A 2011 study by IBM addressed data explosion as a trend to watch. Domo.com tracks information creation on the Internet. Their data over the years shows huge increases in every facet of information creation. The number of tweets, sent each minute of the day, is a good illustration of this trend: We had 100,000 in June 2012. It rose to 277,000 in April 2014; and stands at 347,222 in August 2015! The growth rate is pretty steady and there is no end in sight. Admittedly, this captures the overall picture that includes consumer data, but business data is going through similar explosion. "As Big Data risks becoming too big to be useful, look for 2016 to be the year of Small Data as companies and individuals realize that much of what they collect isn't being used. Turns out analysis of relatively small datasets can help companies understand and solve critical business problems that are a subset of the Big Data picture," writes Beverly Macy of UCLA Anderson School of Management. With Big Data, you are looking for a needle in the haystack when you try to isolate the good data. But the problem of bad data is not limited to Big Data. The Bad Data Challenge B2B data collection endures special challenges, be it big or small data. Some of it arise from crappy data entered by people who want to withhold information. If you have worked with form data, you have seen it. More than the blatantly fake data like these - usually gathered through website collection points - some data are just hard to come by. Absence of important data is somewhat like bad data. We are talking about fields like actual titles, job functions, buying roles, etc. Daunting as these challenges seem, help is on the way. Theresa Kushner, co-author of two books on data-driven marketing in the B2B marketplace, will be speaking to NorCal BMA audience with tips and tricks for rising above these challenges and putting in place an effective data analytics plan. How to plan your data analytics Kushner, VP of Enterprise Information Management at VMware, is passionate about extracting marketing value from data, big or small. She will be talking to us about the complete data management cycle, from acquisition through organization, analysis, and ultimately extraction of insights for decision making. From her hour-long talk, you will have an understanding of what data you really need, how you evaluate which data is most important, what kind of environment you need, and where you start to extract insights. Sneak preview of specific topics Theresa will discuss: - How B2B database marketing is more difficult than B2C - 4 steps to strategic, cost-effective data acquisition - B2B data sourcing challenges - Next generation data architecture - Data lakes - 6 B2B data-driven techniques for applying data to marketing - How central data analytics is to marketing - Propensity-to-buy models - and more ... She will bring these points to life with a sprinkling of case histories throughout the presentation. If you are interested in data analytics and data-driven marketing, don't miss this opportunity! Mark your calendar now and sign up to reserve your spot. Data Insights for Marketers by Theresa Kushner Thursday, January 14, 2016 from 5:30 PM to 8:00 PM (PST) 1020 Enterprise Way, Sunnyvale, CA 94089 Theresa Kushner, Vice President of Enterprise Information Management at VMware, specializes in extracting marketing value from data, big or small. She finds her passion for harnessing data growing just as data gets bigger. Her crusade is against BAD DATA, the bane of marketers. A 20+ year veteran in the field, Theresa Kushner joined VMware in 2012. She grew VMware's data capability starting with data governance and master data management, expanding to business intelligence and advanced analytics. Her team was recognized by The Data Warehousing Institute for Best Enterprise Business Intelligence in 2015. At VMware, Theresa helped launch the company’s women’s initiative, VMwomen. Before joining VMware, Theresa was Senior Director of Customer Intelligence at Cisco Systems. She joined Cisco in 2006 from IBM in Armonk, NY. At IBM and Cisco she managed similar functions responsible for increasing market share, driving revenue and applying insights from company data both in the U.S. and Europe. Kevin Bolden (VP and Global Head of Marketing Insights and Analytics at HP) says, "[As Senior Director, Customer Intelligence at Cisco], Theresa has done a fantastic job - her understanding of the domain, the information, and the business process has been fantastic." Bryan Maach (Managing Director, Career Solutions at ACT) observes, "Theresa’s unwavering demonstration of integrity, dedication, and excellence truly inspires others around her to do their very best." Maria Villar (Global VP, Data management & Governance, SAP) offers, "Theresa is an expert in direct marketing, customer intelligence and data management." Theresa and Maria Villar co-authored the book “Managing Your Business Data from Chaos to Confidence,” published in 2006. Theresa has co-authored with Ruth Stevens the book “B2B Data-Driven Marketing: Sources, Uses, Results,” just released in June 2015.
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SIRK may, depending on the development and evolution of the company and the industry, expand its web site in order to include new contents, services and activities, thus enhancing the performance and quality of the services provided. Conversely, SIRK also reserves the right to cancel, modify, replace or restrict these contents, services and activities, expressly and without providing prior notice to users. All prices shown must be confirmed by a member of SIRK prior to contracting of services. 3) CONDITIONS REGARDING WEB SITE ACCESS AND USE. USER ACCEPTANCE AND LIABILITY 1. User status, type and definition: “User” shall mean any person or entity that accesses the web site, www.joseg51.sg-host.com, in order to contemplate, envision, explore, search or browse its contents or locate, acquire or purchase any services that are of interest. In order to access the web site for consultation, search or display, no prior express and approved registration is required and users are not required to furnish any personal details. However, the use of certain services may be subject to prior registration. Users are only required to register and furnish their personal details when contacting the company in relation to a query associated with the services offered by SIRK on its web site. In these cases, users are not required to complete any formal user registration process, although it is essential that they freely, voluntarily and expressly furnish and communicate their personal details and authorise use of same for processing purposes. SIRK assumes responsibility for use of these details in accordance with the provisions established in the Data Protection Law and guarantees that it has taken all necessary security measures of a technical and organisational nature in order to safeguard the confidentiality and integrity of this information, in accordance with the provisions set out in General Act of Parliament 15/1999 for the Protection of Personal Data, dated 13th December, and Regulation 994/1999, dated 14th June, which complements this founding legislation. 2. Free services: In general, access to the web site shall be free of charge. Nevertheless, the acquisition of any service displayed or offered on the web site shall be subject to a financial consideration equivalent to the value of the service rendered, in accordance with the terms and conditions established in the specific provisions relating to said service. 3. Use of the web site: users recognise and accept that use of the contents and/or services offered by the web site shall be under their own risk and/or responsibility. Users undertake to use the web site and the corresponding services in accordance with the law, the general conditions, the specific conditions established for certain services and all other notices, regulations of use and instructions made available to them, as well as in accordance with generally-accepted good and upstanding practices. Furthermore, users undertake to make appropriate use of the services and/or contents of the web site and not to employ same in order to carry out illicit or criminal activities or activities that violate the rights of third persons and/or that breach industrial and intellectual property regulations or any other legal regulations or laws that may be applicable. Users undertake not to introduce to the web site or disseminate via the web site any viruses or harmful systems that are likely to damage the computer systems belonging to SIRK or third-party suppliers or thirty-party users. They also undertake not to introduce hyperlinks that provide access to the web pages and the corresponding services on the web site without prior consent. Users undertake not to carry out any action that may discredit SIRK or any third party. 4. Truthful information: The information furnished by users must be truthful at all times, with users being liable for all and any declarations, details, contents, information and facts that are false, vague or inaccurate. When furnishing personal details as part of user registration questionnaires, this information must be accurate and reliable. Users undertake to provide notification of any change or modification regarding their personal details, effectively bringing them into line with their true situation. Inaccurate information shall exempt SIRK from any liability regarding lack of information concerning users in relation to services and activities, provided that SIRK has proceeded with due diligence in its notifications. Notwithstanding the above, users shall bear sole responsibility for any false and inaccurate declarations that they might make and for the negative consequences that said declarations might cause SIRK or third parties. 5. Acceptance by users: through the mere use of the web site and perusal of the general conditions and, where appropriate, the specific conditions, users undertake to unreservedly accept all of the conditions set out herein, assuming responsibility for any inappropriate, irresponsible, negligent, culpable or deceitful use of the web site and its contents. Users also accept all and any consequences and liabilities vis-à-vis any legal or judicial procedures that may arise as a result of their actions. 4) RESPONSIBILITY FOR THE CORRECT FUNCTIONING AND CONTENTS OF THE WEB SITE: 1. Correct functioning and ongoing availability: SIRK shall not be responsible for failures regarding the functioning of the web site or for any interruption, delay, slowness, loss or disconnection regarding communications and the transmission of messages. SIRK does not guarantee and shall not be responsible for the ongoing, constant and uninterrupted functioning and operability of the web site. 2. Liability for damage to users: SIRK shall not be responsible, either indirectly or collaterally, for any negative consequences of any kind that may affect users as a result of the presence of a virus or other content elements and services rendered by third parties that may alter users’ computer systems. Neither shall SIRK be responsible for any negative consequences that may affect users as a result of failure or errors regarding access, connections, transmissions, unjustified interruption of service, intrusions, computer viruses and mass mailings of advertising. SIRK shall not accept responsibility for any consequences owing to circumstances unconnected with the web site, such as, for example, defects in users’ computers, deficient connections, viruses inside users’ computers, slow communications links and problems that users may experience with telephone service operators. Neither shall SIRK be responsible for any consequences that are due to Act of God. 3. Liability regarding contents: SIRK does not guarantee the quality, accurate nature or reliability of the details, programmes, information and opinions that may circulate on the web site, whatever their origin. Users shall be solely responsible for any consequences, damage or actions that might arise from their access to said contents. 4. Liability with regard to third parties: SIRK shall not be responsible for actions carried out by third parties unconnected to the system, who, by breaking the web site’s security measures, carry out acts against users, such as the mailing of computer viruses, mass advertising or spam, trading e-mails, service interruption and access to messages. SIRK declares that it has adopted all technical, organisational and legal measures to ensure communications security, both in terms of secure connections and with regard to personal data protection. However, SIRK cannot ensure and guarantee the complete invulnerability of the security system or the complete inviolability of communications, being exempt from responsibility in this respect. Exoneration of responsibility shall be conditional upon SIRK being able to prove that it was unaware of these computer viruses or actions by third parties or, being aware of same, that it acted with all due diligence to remove data, prevent access and eliminate viruses on computer files, informing the competent authorities of the situation accordingly. SIRK shall not be liable for any negative consequences that may arise due to Act of God, fortuitous circumstances or situations that are not attributable to the company. Neither shall SIRK be responsible for the poor functioning of the web site for reasons beyond its control, including but not limited to the poor functioning of telephone service operators, the poor configuration of users’ computers or the insufficient capacity of users’ computer systems when it comes to supporting the contents and the amount of information displayed on the web site. Nevertheless, SIRK undertakes to do everything in its power to resolve technical problems or help users resolve problems of this kind. 5) INDUSTRIAL AND INTELLECTUAL PROPERTY The contents, elements and information that users are able to gain access to through the web site are subject to and protected by Industrial and Intellectual Property Regulations, including all brands, trade names, legends, graphics, logos, patents and copyrights that belong exclusively to SIRK and which are protected by national, Community and international legislation regarding industrial property. Users undertake not to remove, modify, plagiarise or alter any distinguishing mark, trademark, trading name, legend, graphic or logo. Users accept that access to the web site does not grant them any rights regarding ownership of same, nor any right to alter or modify the web site. Neither do they possess any rights with regard to exploitation, unlawful appropriation and marketing. Users shall not carry out any act of slander, confusion, deceitful use of reputation or any other act of unfair competition that may violate SIRK’s industrial property rights. The contents, designs, drawings and illustrations on the web site all belong exclusively to SIRK and are protected by the corresponding national and international legislation. Users recognise that SIRK’s intellectual property rights are protected by the provisions set out in Intellectual Property Regulations. Users recognise that none of the rights established herein are ceded to them and they undertake not to exploit said rights, reproduce them, announce them publicly, distribute them or de-compile them. Users shall be responsible for any action that may violate these rights and shall be the sole party that is liable vis-à-vis third parties, being answerable for any legal or judicial proceedings that may arise as a result of said violation. In this respect, users undertake to use this information exclusively for their own needs, for consultation and for assistance. They undertake not to carry out, either directly or indirectly, any commercial exploitation of the services, products and contents contained herein and not to carry out any act that breaches the industrial or intellectual property rights of the owner or owners. Users also undertake not to incite third parties or thirty-party competitors, both with regard to themselves and to SIRK, to carry out unlawful acts or acts of unfair trading that may affect the company’s positioning, generate confusion, create an association and discredit the company’s image, brand or trade name, or carry out any comparable acts that may hinder the establishment, progress or proper development of SIRK within the marketplace. Users shall not use SIRK’s distinguishing marks in order to carry out any trading measure or sale without authorisation, either for their own benefit or for that of others. Users shall refrain from any action that may be contrary to proper moral and public order and good practices, as well as any act that is contrary to the dignity, honour, image and privacy of persons and families, or that may be illegal and immoral and contrary to good practices. Users shall be solely responsible for any unlawful acts that they may commit, holding SIRK free from all and any liability regarding judicial or out-of-court proceedings that may arise as a result of these actions. Users are responsible for fulfilling their own obligations regarding access to the web site and are also responsible for ensuring that all persons authorised by users to access the web site also fulfil the corresponding obligations. SIRK’s policy with regard to e-mails consists of only sending message that users have asked to receive. Should users prefer not to receive these messages by e-mail, the company’s e-mail messages effectively offer users the option to cancel and waive receipt of these messages, in accordance with the provisions of Title III, Article 22 of Law 34/2002 on Services Relating to the Information Society and Electronic Commerce. 7) MODIFICATIONS AND SUSPENSION OF SERVICE 1. Modifications: SIRK reserves the right to make any modifications to the web site that it may deem appropriate at any time, organising, eliminating or adding contents, information and services. Said modifications shall be carried out unilaterally and without prior warning. In relation to the general and specific conditions, SIRK reserves the right to modify and alter them and/or draft new conditions depending on the new activities that are incorporated or in order to adapt them to any new regulations and legislation that may arise. Said modifications shall only be obligatory once they come into effect and they shall be applicable to users the moment that they gain access to the web site. 2. Suspension of service: SIRK reserves the right to suspend the service unilaterally and without prior warning, as well as the right to deny all users access to the web site, either temporarily or indefinitely, who breach the general and specific conditions set out herein or who carry out acts that are illegal, illicit, against the law and contrary to public order and good practices. 8) DURATION, TERMINATION AND CANCELLATION The provision of services on the web site and the functioning of same are, in principle, both of indefinite nature. Nevertheless, SIRK may temporarily suspend service provision or end service provision definitively at any time or moment. However, SIRK undertakes to inform users of the temporary suspension or definitive conclusion of service provision by issuing the corresponding notices and warnings. In the case of unilateral cancellation of service provision or forced closure of the web site, SIRK shall issue prior notice of the causes of such a measure, as well as the reasons on which its decision is based. In such an eventuality, SIRK undertakes to preserve the stored information on its server for a period of ten working days, after which it shall proceed to eliminate this information, without the company being held liable in this respect. 11) NOTIFICATIONS AND PROCEDURES SIRK may send messages by postal mail to clients at the addresses corresponding to users, as well as by electronic mail, by telephone calls or by any other public means of communication, provided that the corresponding details have been made available to SIRK in the correct manner. In this sense, all notifications made by SIRK to users shall be considered effectively made and valid if they have been carried out using the details and different means of communication mentioned above. To this effect, users declare that all the details furnished are true, accurate, correct and veracious, undertaking to inform SIRK of all and any changes, developments and modifications that may arise regarding said notification details. All notifications and messages sent to SIRK by users shall be considered to have been effectively made when they reach SIRK by one of the following methods: 1. By calling the telephone number: 34 91 559 62 91 2. By writing to c/Alcántara no. 27, 28006 – Madrid (Spain) 3. By sending an electronic mail to the following address: [email protected] 12) LEGISLATION AND JURISDICTION Each and every aspect relating to the web site is governed in all respects by Spanish law and is subject to the jurisdiction of the Courts and Tribunals of Madrid. The parties, expressly renouncing any other jurisdiction that may correspond to them, accept Spanish law as the governing legislation in case of any dispute regarding the interpretation or performance of these clauses, expressly submitting any disagreements that may arise to the Courts and Tribunals of Madrid. In the event of any discrepancy between the English and Spanish versions, the Spanish version shall prevail.
Keeping pace with privacy regulations and more Nothing in life is certain except death, taxes . . . and shifting compliance rules. When a major academic health system changed internal regulations, its website no longer met compliance needs. The previous search vendor lacked the ability to anonymize visitor data in a way that satisfied the legal team’s requirements. The health system needed expert guidance as it transitioned to a new vendor — one capable of delivering a personalized user experience without compromising Personally Identifiable Information (PII). Reflecting the brand's promise The overhaul presented an opportunity to go above and beyond and use the site’s content to meet the health system’s brand promise of personalized care. We looked to leverage the new search vendor’s capabilities while launching features that mimicked the customized care that defines the brand. Providing the most useful information via a site simulation We implemented two distinct personalization tools to allow users to navigate the website more effectively and efficiently. The website gathers information on interests and activity as visitors move through the site or use the internal search function. For example, if you research “pregnancy,” you could be shown additional articles on maternal and infant health and a list of nearby obstetricians. The website also ensures that providers displayed to the user are relevant to their geographic area. To protect privacy, the site does not identify individuals or collect and store personal identifiers like email addresses. This approach maintains user privacy while still providing a personalized experience. Immediate and lasting results The revamped website led to significant improvements in user engagement and experience and achieved notable results soon after launch. increase in search activity within the first two weeks increase in online scheduling occurred two weeks after launch average monthly users, a 25% increase over the previous site Delivering personalized experiences while safeguarding privacy We help healthcare organizations seamlessly integrate AI tools and web apps to boost personalization, ensure compliance, and keep websites focused on patient experiences. Ready to supercharge your personalization experience while meeting privacy requirements? Let’s explore how we can help you achieve your goals. Start the collaboration here.
Recent comments from the US Federal Reserve chairman Jay Powell and stronger-than-expected economic data are bringing financial markets around to a view that we at Apollo have been voicing since last year: It’s likely that interest rates will remain elevated for the foreseeable future. In this paper, we discuss what a “higher for longer” interest rate scenario might mean for public and private credit markets. The information herein is provided for educational purposes only and should not be construed as financial or investment advice, nor should any information in this document be relied on when making an investment decision. Opinions and views expressed reflect the current opinions and views of the authors and Apollo Analysts as of the date hereof and are subject to change. Please see the end of this document for important disclosure information. Important Disclosure Information This presentation is for educational purposes only and should not be treated as research. This presentation may not be distributed, transmitted or otherwise communicated to others, in whole or in part, without the express written consent of Apollo Global Management, Inc. (together with its subsidiaries, “Apollo”). The views and opinions expressed in this presentation are the views and opinions of the author(s) of the White Paper. They do not necessarily reflect the views and opinions of Apollo and are subject to change at any time without notice. Further, Apollo and its affiliates may have positions (long or short) or engage in securities transactions that are not consistent with the information and views expressed in this presentation. There can be no assurance that an investment strategy will be successful. Historic market trends are not reliable indicators of actual future market behavior or future performance of any particular investment which may differ materially, and should not be relied upon as such. Target allocations contained herein are subject to change. There is no assurance that the target allocations will be achieved, and actual allocations may be significantly different than that shown here. This presentation does not constitute an offer of any service or product of Apollo. It is not an invitation by or on behalf of Apollo to any person to buy or sell any security or to adopt any investment strategy, and shall not form the basis of, nor may it accompany nor form part of, any right or contract to buy or sell any security or to adopt any investment strategy. Nothing herein should be taken as investment advice or a recommendation to enter into any transaction. Hyperlinks to third-party websites in this presentation are provided for reader convenience only. There can be no assurance that any trends discussed herein will continue. Unless otherwise noted, information included herein is presented as of the dates indicated. This presentation is not complete and the information contained herein may change at any time without notice. Apollo does not have any responsibility to update the presentation to account for such changes. Apollo has not made any representation or warranty, expressed or implied, with respect to fairness, correctness, accuracy, reasonableness, or completeness of any of the information contained herein, and expressly disclaims any responsibility or liability therefore. The information contained herein is not intended to provide, and should not be relied upon for, accounting, legal or tax advice or investment recommendations. Investors should make an independent investigation of the information contained herein, including consulting their tax, legal, accounting or other advisors about such information. Apollo does not act for you and is not responsible for providing you with the protections afforded to its clients. Certain information contained herein may be “forward-looking” in nature. Due to various risks and uncertainties, actual events or results may differ materially from those reflected or contemplated in such forward-looking information. As such, undue reliance should not be placed on such information. Forward-looking statements may be identified by the use of terminology including, but not limited to, “may”, “will”, “should”, “expect”, “anticipate”, “target”, “project”, “estimate”, “intend”, “continue” or “believe” or the negatives thereof or other variations thereon or comparable terminology. The Standard & Poor’s 500 (“S&P 500”) Index is a market-capitalization-weighted index of the 500 largest U.S. publicly traded companies by market value. Additional information may be available upon request.
Thank you for visiting boxingbook.com ('our website'). Our website is owned and operated by The Boxing Book Pty Ltd. (ACN 639500860) ('us', 'we' or 'our'). The information you provide will be collected by or on behalf of us and may be disclosed to third parties that help us deliver our services (including information technology suppliers, communication suppliers and our business partners) or as required by law. If you do not provide this information, we may not be able to provide all our services to you. Accuracy, completeness and timeliness of information The information on our website is not comprehensive and is intended to provide a summary of the subject matter covered. While we use all reasonable attempts to ensure the accuracy and completeness of the information on our website, to the extent permitted by law, including the Australian Consumer Law, we make no warranty regarding the information on our website. You should monitor any changes to the information contained on our website. We are not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with the use of our website or a linked website. You must take your own precautions to ensure that whatever you select for your use from our website is free of viruses or anything else (such as worms or Trojan horses) that may interfere with or damage the operations of your computer systems. We may, from time to time and without notice, change or add to the website (including the Terms) or the information, products or services described in it. However, we do not undertake to keep the website updated. We are not liable to you or anyone else if errors occur in the information on the website or if that information is not up-to-date. Intellectual property rights Unless otherwise indicated, we own or license from third parties all rights, title and interest (including copyright, designs, patents, trademarks and other intellectual property rights) in our website and in all of the material (including all text, graphics, logos, audio and software) made available on our website ('Content'). Your use of our website and use of and access to any Content does not grant or transfer any rights, title or interest to you in relation to our website or the Content. However, we do grant you a licence to access the website and view the Content on the terms and conditions set out in these Terms and, where applicable, as expressly authorised by us and/or our third party licensors. Any reproduction or redistribution of our website or the Content is prohibited and may result in civil and criminal penalties. In addition, you must not copy the Content to any other server, location or support for publication, reproduction or distribution. All other use, copying or reproduction of our website, the Content or any part of it is prohibited, except to the extent permitted by law. However, you are permitted to make one copy of the material on our website for the purpose of viewing the Content for your own personal use. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged. No commercial use Our website is for your personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, commercially exploit, create derivative works from, transfer, or sell any Content, software, products or services contained within our website. You may not use our website, or any of its Content, to further any commercial purpose, including any advertising or advertising revenue generation activity on your own website. You must not do any act that we would deem to be inappropriate, is unlawful or is prohibited by any laws applicable to our website, including but not limited to: - any reproduction or redistribution of our website or the Content - any copying of the Content to any other server, location or support for publication, reproduction or distribution, including using automated device, software, process or means to access, retrieve, scrape, or index our website or the Content; - using any device, software, process or means to interfere or attempt to interfere with the proper working on our website, including any attack on our website via a denial-of-service attack; - undertake any action that will impose a burden or make excessive traffic demands on our infrastructure that we deem, in our sole discretion to be unreasonable or disproportionate usage of our website; - any act that would constitute a breach of either the privacy (including uploading private or personal information without an individual's consent) or any other of the legal rights of individuals; - using our website to defame or libel us, our employees or other individuals; - uploading files that contain viruses that may cause damage to our property or the property of other individuals; - posting or transmitting to our website any non-authorised material including, but not limited to, material that is, in our opinion, likely to cause annoyance, or which is defamatory, racist, obscene, threatening, pornographic or otherwise or which is detrimental to or in violation of our systems or a third party's systems or network security; or - use our website or any Content in any manner which is, in our sole discretion, not reasonable and/or not for the purpose which it is made available. If we allow you to post any information to our website, we have the right to take down this information at our sole discretion and without notice. We reserve the right to exercise whatever means we deem necessary to prevent unauthorised access to or use of our website, including, but not limited to, instituting technological barriers, or reporting your conduct to any person or entity. Warranties and disclaimers To the maximum extent permitted by law, including the Australian Consumer Law, we make no warranties or representations about our website or the Content, including but not limited to warranties or representations that they will be complete, accurate or up-to-date, that access will be uninterrupted or error-free or free from viruses, or that our website will be secure. We reserve the right to restrict, suspend or terminate without notice your access to our website, any Content, or any feature of our website at any time without notice and we will not be responsible for any loss, cost, damage or liability that may arise as a result To the maximum extent permitted by law, including the Australian Consumer Law, in no event shall we be liable for any direct and indirect loss, damage or expense - irrespective of the manner in which it occurs - which may be suffered due to your use of our website and/or the information or materials contained on it, or as a result of the inaccessibility of our website and/or the fact that certain information or materials contained on it are incorrect, incomplete or not up-to-date. We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: - use of, or inability to use, our website; or - use of or reliance on any content displayed on our website. In particular, we will not be liable for: - loss of profits, sales, business, or revenue; or - business interruption; or - loss of anticipated savings; or - loss of business opportunity, goodwill or reputation; or - any indirect or consequential loss or damage. Rules about linking to our site You may link to our website home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link to our website in any site that is not owned by you. Our website must not be framed on any other site, nor may you create a link to any part of our website other than the home page. We reserve the right to withdraw linking permission without notice. If you wish to link to or make any use of content on our site other than that set out above, please contact [email protected]. We may make changes to these Terms We may amend these Terms from time to time. Every time you wish to use our website, please check these Terms to ensure you understand the terms that apply at that time. Jurisdiction and governing law Your use of the website and these Terms are governed by the law of Queensland, Australia and you submit to the non-exclusive jurisdiction of the courts exercising jurisdiction in Queensland, Australia. Last amended: [22 March, 2022]
Years of Experience Our team at Data Entry Outsourced can perform every aspect of image data processing, so you don't have to worry about a single thing. We know how to handle and organize numerous image data, making that data a convenience for you to use for your company. Our data entry specialists will extract key information from the image data, such as payment due date, the date of invoice and the scans of the actual invoice, and archive that information into a backend document management system. The document archiving system will provide you with the most convenient organization of the image data, allowing you to retrieve the scanned images of the invoices with the simple click of a button. By outsourcing the task of image data processing to Data Entry Outsourced, you'll avoid the time-consuming headache of properly sifting through your image data and organizing it to benefit your company. Our expert data entry specialists will handle the abundance of image data and turn it into archived information that can easily be retrieved to benefit the efficiency of your company. Our company has an exceptional reputation in doing quality data entry services, and doing so in a timely manner. If you choose to work with Data Entry Outsourced, you can be assured that you're getting the best data entry service possible from a team of professionals that truly care about the work to be done. Our data entry specialists will use the latest software technology, and compliment that with even greater knowledge and experience to give you the best data entry services possible.
As an innovative ERP company, we strive to provide cutting-edge solutions that streamline business operations and boost productivity. Our focus on leveraging the latest technology ensures that our clients stay ahead of the competition and achieve their business goals. Information We Collect When you interact with Enterprise Cube, we may collect limited information in the following ways: Information You Provide: We may collect information that you voluntarily provide to us when you contact us for support or inquiries. This may include your name, email address, and phone number. However, we do not collect, access, or store any client-specific data processed by our software solutions. Automatically Collected Information: We may collect certain technical information about your device and usage patterns when you visit our website. This includes data such as your IP address, browser type, and operating system. However, this information is limited to website visits and does not include any client or user data processed by our software solutions. How We Use Your Information We do not use, access, or process any client-specific data through our software. The information we collect is strictly limited to the following purposes: To respond to inquiries and provide support regarding our software and services. To communicate with you about updates, maintenance, or relevant service information. To gather usage statistics of our website solely to improve user experience. Enterprise Cube does not use any personal or client data processed through the software solutions for any other purposes. Information Sharing and Disclosure Enterprise Cube does not share, disclose, or sell any data processed through our software solutions, as we do not access or store this information. The limited information we collect (e.g., inquiries or support requests) is also not shared with any third parties, except in the following situations: To comply with legal obligations or enforce our legal rights. If necessary, to respond to legal processes or regulatory requests. Although Enterprise Cube does not access or store client-specific data, we take the security of our systems and communications seriously. Any interactions or data you provide to us directly (e.g., support requests) are protected through reasonable security measures. However, please note that no method of transmission over the internet is entirely secure, and we cannot guarantee absolute security.
My Contact Details Name: Siobhan Mchenry Phone Number: +44 7487 599852 The type of personal information we collect: We currently collect and process the following information: Personal identifiers, contacts and characteristics (for example, name and contact details) How we get the personal information and why we have it: Most of the personal information we process is provided to us directly by you for one of the following reasons: • We collect your contact details and personal information to be able to get in contact with you relating to our coaching and guidance services. We use the information that you have given us in order to: • Get in contact with you about bookings • Provide a better coaching service We may share this information with the ‘Practice Better’ app, that we use to provide a faster and simpler booking experience for consultations. Under the General Data Protection Regulation (GDPR), the lawful bases we rely on for processing this information are: (a) Your consent. You are able to remove your consent at any time. You can do this by contacting the contact details at the top of the page. How we store your personal information: Your information is securely stored in a client database. We keep your contact details indefinitely for the purpose of being able to provide you a service. We will not use your details for any reason other than contacting you back regarding bookings. If you wish to have your details & personal information removed from our database, please notify us. We will then dispose of your information by removing your information from our client database. Your data protection rights: Under data protection law, you have rights including: Your right of access - You have the right to ask us for copies of your personal information. Your right to rectification - You have the right to ask us to rectify personal information you think is inaccurate. You also have the right to ask us to complete information you think is incomplete. Your right to erasure - You have the right to ask us to erase your personal information in certain circumstances. Your right to restriction of processing - You have the right to ask us to restrict the processing of your personal information in certain circumstances. Your right to object to processing - You have the right to object to the processing of your personal information in certain circumstances. Your right to data portability - You have the right to ask that we transfer the personal information you gave us to another organisation, or to you, in certain circumstances. You are not required to pay any charge for exercising your rights. If you make a request, we have one month to respond to you. Please contact us at firstname.lastname@example.org if you wish to make a request. How to complain: If you have any concerns about our use of your personal information, you can make a complaint to us at Healthfullives. You can also complain to the ICO if you are unhappy with how we have used your data. The ICO’s address: Information Commissioner’s Office Helpline number: 0303 123 1113 ICO website: https://www.ico.org.uk
Effective as of April 11th, 2024 “Personal Information” can be used to identify you, directly or indirectly. The types of information we collect include: The types of online technologies we use to collect information include: Cookies. Cookies are files with a small amount of data, which may include an anonymous unique identifier. Cookies are text files placed in your computer’s browser to store your preferences. Cookies, by themselves, do not tell us your email address or other personally identifiable information. If and when you choose to provide our Site with personal information, this information may be linked to the data stored in the cookie. Cookies are sent to your browser from a web site and stored on your computer’s hard drive. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Sites. For additional information on rights to opt-out of targeted advertising, please visit the “Your Rights and Choices” section below. Web Beacons. Web beacons (also known as Clear GIFs) are small pieces of code placed on a web page to monitor the visitor’s behavior and collect data about the visitor’s viewing of a web page. For example, web beacons can be used to count the users who visit a web page or to deliver a cookie to the browser of a visitor viewing that page. Notwithstanding the above, information that has been de-identified so that it cannot reasonably be linked to you is not Personal Information, and we may use de-identified data for any purpose except as prohibited by applicable law. When we maintain and use de-identified data, we do not attempt to re-identify the data unless you have given us consent to maintain and use the data in identifiable form. Retention. We strive to retain your Personal Information only for as long as reasonably necessary to fulfill the business or commercial purpose(s) for which we obtained the information or as otherwise required for us to meet our legal, regulatory or other compliance obligations. Use and Disclosure of Sensitive Information. We do not use or disclose sensitive personal information, as defined by the California Consumer Privacy Act, for purposes other than those specified in Section 7027(m) of the California Consumer Privacy Act regulations. We may use your information to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these promotional communications from us by emailing us at [email protected], or following the unsubscribe link or instructions provided in any email we send. Please note that you cannot opt-out of non-promotional emails, such as those about your account, transactions, servicing, or our ongoing business relations. We provide you the ability to exercise certain controls and choices regarding our collection, use and sharing of your information. In accordance with applicable law, your controls and choices may include: Please be aware that the foregoing controls and choices may only be available where required by law and for certain products. If you do not allow us to collect Personal Information from you, we may not be able to deliver certain experiences, products, Sites and Services to you, and some of our Sites and Services may not be able to take account of your interests and preferences. Meow Wolf provides its Sites and Services for the purpose of creating an enjoyable experience for its customers within the United States. The laws governing the collection and use of information within the United States may be different from the laws of your country. If you decide to use our Sites or Services, or share your Personal Information with Meow Wolf, you are agreeing to be governed by the laws of the United States, and you are expressly consenting to the transfer of your data to the United States and other jurisdictions. We do not knowingly collect personal information (as defined by the Children’s Online Privacy Protection Act (“COPPA”)) from children under the age of 13 in connection with the features of our Sites or Services without the consent of a parent or guardian. If you are a parent or guardian and believe we have collected personal information in violation of COPPA, contact us at [email protected]. We will remove the personal information in accordance with COPPA. In order to prevent unauthorized access or disclosure, we have put in place reasonable physical, electronic and managerial procedures designed to safeguard and secure personal information and protect it from misuse, interference, loss and unauthorized access, modification and disclosure. The security of your use of a Meow Wolf Site relies on your protection of your mobile device. We will never ask you to send your password or other sensitive information to us in an email, though we may ask you to enter this type of information on a Meow Wolf website or mobile application interface. Any email or other communication purporting to be from one of our websites requesting your password or asking you to provide sensitive account information via email should be treated as unauthorized and suspicious and should be reported to us immediately by emailing [email protected]. All trademarks, service marks, and other proprietary materials herein are the property of Meow Wolf, Inc. and their respective owners. All rights reserved. You have the following rights: To exercise any of these rights, please submit a request to [email protected] or call 1-866-636-9969. In the request, please specify which right you are seeking to exercise and the scope of the request. We may require specific information from you to help us verify your identity and process your request. If we are unable to verify your identity, we may deny your requests to know or delete. Right to Opt-Out of the Sale or Sharing of Your Personal Information You have the right to opt out of the sale of your Personal Information, or the sharing of your Personal Information for targeted advertising. As noted above, we engage in personalized or targeted advertising through the use of third-party cookies or pixels. In connection with such advertising, we may share or sell the following categories of Personal Information with marketing partners: (a) device information and identifiers, such as unique advertising identifiers and cookies, and IP address; (b) usage information, such as browsing history; (c) location information, such as city; and (d) contact information, such as names, email addresses and zip codeinference data. Additionally, if you enable a browser-based opt-out preference signal, such as Global Privacy Control, in certain jurisdictions, upon receipt or detection, we will make reasonable efforts to treat the signal as a valid request to opt out of the sale or sharing of Personal Information pursuant to applicable law. You can designate an authorized agent to submit requests on your behalf. However, we will require written proof of the agent’s permission to do so and verify your identity directly. You have the right not to receive discriminatory treatment by us for the exercise of any your rights. We do not rent, sell, or share Personal Information with non-affiliated companies for their direct marketing uses as contemplated by California’s “Shine the Light” law (Civil Code § 1798.83), unless we have your permission. By email: [email protected] By mail: 2600 Camino Entrada, Santa Fe, NM 87507, Attn: Legal Department
Recognizing Enterprise Mission-Critical Assets Protecting information and data has never been as vital as it is today. The dawn of stringent data protection and privacy laws such as the General Data Protection Regulation (GDPR) and ePrivacy Regulation (ePR) not only reaffirms the importance of data, it also raises the stakes for those that collect, handle, and store data. Reports of continued data breaches, despite the new policies, further drive this point. According to an IBM study, the cost of a data breach has increased, pegging the average cost of a data breach at US$3.86 million in 2018. But organizations are likely to pay even more due to fines from violating data protection laws, as was the case for UK British Airways (fined US$230 million), Marriott (fined US$124 million), and Equifax (fined US$575 million). Each report highlights the constancy of threats, the costly consequences, and the security holes that make breaches possible. Given these factors, organizations should begin to reevaluate if their resources are enough to protect the data that they collect, store, and process. What are an organization’s critical information assets? To begin with, organizations must first identify their mission-critical information assets that, if compromised, would cause major damage to the business. Different industries hold different forms of data, or the same data but held with varying degrees of importance; information assets can also take on different forms for different organizations. Here are broad classifications of information that organizations may consider as their crown jewels. - Competitive information. This type of data is at the core of every business. It involves trade secrets, R&D information, or any kind of information that gives a corporation its competitive advantage. This could be long-held business secrets that defines the company identity. For a pharmaceutical company, it could be the formulas of their products. This could also include collected operational data (such as competitor information, projection data, and customer metrics) that drive company decisions. - Legal information. Documents like copyrights and contracts that have legal bearing are some of the most confidential and crucial information that organizations protect. Such documents make official conditions and agreements made by the organization with separate entities such as customers, third-party contractors, or employees. They also legally protect an organization’s intellectual property and other assets. - Personally identifiable information (PII). This particular type of information is at the heart of many data protection laws, most notably that of the GDPR. PII could be customer or employee information that could be used to identify individuals. - Data from daily operations. Depending on the business, any of the other types of information above could fall into this category of data. Each department in an organization have specific data that they modify or use every day and is necessary for the company's daily operations. Human resources, for example, handle data like employee salary or health information, and are therefore involved greatly in the handling of employees' PIIs. According to Trend Micro and Ponemon’s Cyber Risk Index (CRI) the top types of data at risk—R&D information, customer accounts, trade secrets, and confidential company data— fall under at least one of these categories. Cybercriminals can tailor their attacks on the kind of information that they want to target. They could also choose their target based on which would be the most within their reach, because a company has directed its security resources elsewhere. How can organizations identify mission-critical assets? Organizations may have different categorizations for the data and information that they store, but each organization must establish a definitive set of parameters for defining their mission-critical information assets. Some factors they can consider for choosing which assets to protect are the following: - Value. Data that an organization has chosen to record and store must have an innate value. This value can change or depreciate over time. Organizations should be able to evaluate what value the data brings to their company and how much it influences their processes. - Risks. A good way to evaluate how important data is would be to anticipate the kind of threats and risks that they might inspire. Is it the kind of data that would interest malicious actors? How accessible is it? By answering similar questions, organizations can assess the level of risk level certain information might face and elevate its protection. - Impact. What would be the consequence if an attacker compromises or steals certain information? If the impact is big enough that it cascades beyond organization borders —if it affects the safety and security of several customers, for example — then organizations should consider protecting this information as a critical asset. What important data should enterprises protect? The point of identifying critical assets is to determine the best way to distribute resources and design an appropriate security structure that minimizes the risks associated with the potential breach of these assets. However, an organization must still acknowledge that data that has not been identified as mission-critical still has an inherent value, and must be accounted for. We list them below. Publicly available information Enterprises need to have certain information about them publicly available, through websites that help potential customers. Individual employees are likely to own social media accounts as well. All this information, though deemed harmless enough for the public, could be useful for malicious actors performing reconnaissance before an actual attack.Company structure and culture This information is deeply integrated in the company, and is likely difficult to put into words or actual data. However, it can be surmised through observation and word-of-mouth. Just as such information may be important to perspective employees and customers, hackers can use it to design the social engineering aspect of their planned attacks. They could, for example, use such information to pose as a high-ranking executive.Network infrastructure Hackers could use a legitimate tool like NMAP to send specially crafted packets to the target host and then analyzes the responses. It could further discover hosts and services and operating system detection. In the wrong hands, knowledge of an enterprise’s network infrastructure could let a hacker customize a more efficient campaign.The information listed above are those an organization must have control over. This means, an enterprise must be aware that this information is out there, if publicly available. Although perhaps harmless by themselves, they could become tools that would allow attackers to penetrate initial defenses. How can organizations protect their mission-critical assets? As mentioned earlier, the first real step for organizations would be to know their data better than anyone else. We summarize our recommendations in the following steps. - Map the data. This step involves knowing what data is being collected and where all of it is being stored. In this step, organizations should also note the information that can be garnered from the combination of different data, when analyzed together. This gives an overview of which areas or departments hold critical data. - Identify the critical data. From the mapped data, organizations can begin to identify or perhaps reevaluate their mission-critical data. This is done to prioritize security resources and identify the risk level they are prepared to take to defend these assets. - Assess threats. Organizations must anticipate and recognize the possible threat actors that might target the information and assets that they hold. This can help them design and prepare defenses that can defend against known techniques of malicious groups. - Plan and implement necessary security measures. Using the knowledge gathered from the first step, organizations can begin to formulate security measures to protect their critical assets. And a good place to start would be to ensure the encryption of data both at rest and in transit to reduce the impact of it falling into the wrong hands. Overall, organizations should implement strong network defense that would block threats from various entry points, preventing them from reaching identified mission-critical assets. A multi-layered connected network defense and complete visibility into all network traffic, in addition to next-generation intrusion prevention system (NGIPS), can help organizations stay a step ahead of threats that could compromise intangible assets. Enterprises can also add an extra layer of security through Trend Micro XGen™ security, which provides a cross-generational blend of threat defense techniques. It uses machine learning technology to proactively and efficiently detect the maliciousness of previously unknown file types, ensuring that data centers, cloud environments, networks, and endpoints are protected against a full range of threats. Like it? Add this infographic to your site: 1. Click on the box below. 2. Press Ctrl+A to select all. 3. Press Ctrl+C to copy. 4. Paste the code into your page (Ctrl+V). Image will appear the same size as you see above. - CES 2025: A Comprehensive Look at AI Digital Assistants and Their Security Risks - Metaverse or Metaworse? How the Apple Vision Pro Stacks Up Against Predictions - Understanding Hacktivists: The Overlap of Ideology and Cybercrime - Across the Span of the Spanish Cybercriminal Underground: Current Activities and Trends - Bridging Divides, Transcending Borders: The Current State of the English Underground
What personal information do we collect from the people that visit our blog, website or app? When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, credit card information or other details to help you with your experience. A Greener World does not hold credit card information. All credit card transactions are carried out by a secure third-party payment service. In the rare instance where a manual transaction is conducted, credit card information will not be recorded or stored by A Greener World. A Greener World does not specifically market to children under 15. When do we collect information? We may collect information from you when you visit, register or place an order on our site, subscribe to a newsletter, respond to a survey, fill out a form or enter information on our site. How do we use your information? - We may use the information we collect from you when you visit, register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways.To improve our website and services. - To allow us to better service you in responding to your customer service requests. - To quickly process your transactions. - To send periodic communications (electronic or other methods) regarding your order or other products and services. How do we protect visitor information? Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology. We implement a variety of security measures when a user places an order, enters, submits, or accesses their information to maintain the safety of your personal information. All transactions are processed through a gateway provider and are not stored or processed on our servers. - Users can visit our site anonymously. Users are able to change their personal information: - By emailing us - By calling us - By logging in to their account - By traceable mail (see address below) Do we use ‘cookies’? Cookies are small text files that web servers typically send to users’ computer when they visit a website. Cookies are stored as text files on users’ hard drive, and can be accessed by web servers when the user visits a website or views an advertisement. A session cookie is a cookie that stores information as a user is using the Site but is deleted once the browser session is finished. A persistent cookie is a cookie that stores information as a user utilizes the Site and stores and uses that information in connection with future visits of the user to the Site. Third-party cookies and/or web beacons are cookies or web beacons provided by our technology and/or advertising partners. Any third-party cookie or web beacon that we authorize for use on the Site only collects that information described below for the same stated purposes as if we were directly collecting the information. For a third-party cookie or web beacon, the third-party will have access to the collected information in order to provide us with information or services to enhance the performance and functionality of the Site. The cookies and web beacons we use collect non-personally identifiable information about users of the Site, including: browser used to access the site, date and time, the URL of the page being loaded, users who have visited a particular website(s), any previously assigned cookie identification (a unique identifier assigned to a user to identify repeat visitors), browser window size, the geographic location of the user, device and operating system used to access the Site. The information we collect from these cookies and web beacons is used to determine information about a user’s visit to our Site, including the number of visits, average time spent, pages viewed, navigation history through the website, and other statistics. This information is used to enhance the users experience while visiting our Site and to improve the performance of our Site by, among other things, allowing us to monitor Site performance, making the Site easier to use, measuring the effectiveness of promotional placements, and tailoring the Site (including the ads and offers a user receives) to better match a user’s interests and preferences. Users who prefer not to accept cookies can set their Internet browser to notify them when they receive a cookie or to prevent cookies from being placed on their hard drive. If you consent to our collection of cookies and you subsequently wish to withdraw your consent, you will need to manage the settings on your web browser to delete all cookies and disallow further acceptance of cookies. Please note that disabling cookies on your browser will prevent us from tracking your activities in relations to our Site, however, it may also disable some of the functions and features of the Site and the Site may not work properly. However, you can still place orders. If you do not wish to accept cookies or web beacons in connection with your use of this Site, please discontinue use of the Site. Third Party Disclosure We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties to support A Greener World in its drive for constant improvement in its services and communications. Third party links We do not include or offer third party products or services on our website. How does our site handle do not track signals? We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place. Does our site allow third party behavioral tracking? Yes, A Greener World works with third party vendors to provide a more customized browsing experience for you. To do so, we disclose personally identifiable information about you (specifically, your name and email address) to those vendors, though we do not allow them to re-sell or use that information for their own purposes. Protecting Your Data Should a data breach occur, A Greener World will take the following actions within 1 business day: - Notify the users via email - Notify the users via in site notification How AGW Uses Your Email A Greener World collects your email address in order to: - Send information, respond to inquiries, and/or other requests or questions. - Process orders and to send information and updates pertaining to orders - We may also send you additional information related to your product and/or service. A Greener World agrees to the following: - NOT use false, or misleading subjects or email addresses - Identify the message as an advertisement in some reasonable way - Include the physical address of our business or site headquarters - Monitor third party email marketing services for compliance, if one is used. - Honor opt-out/unsubscribe requests quickly - Allow users to unsubscribe by using the link at the bottom of each email If at any time you would like to unsubscribe from receiving future emails, you can email us at [email protected] and we will promptly remove you from ALL correspondence.
Data Management in Oil & Gas In the dynamic realm of the oil and gas sector, the efficient management of data has emerged as a linchpin for success. This article highlights how data management ensures accuracy, compliance, and accessibility. By doing so, it enables better decision-making and reduces risks, ultimately shaping a brighter future for the industry. Understanding Data Management Data management, in its essence, is the practice of ingesting, processing, securing, and storing an organization's data. In today's data-driven landscape, this discipline has become paramount in the oil & gas sector, primarily due to its exponential growth, leading to challenges such as data silos, security risks, and decision-making bottlenecks. To combat these challenges, teams can employ a variety of data management solutions. These solutions are designed to clean, unify, and secure data, rendering it ready for use. Once data is refined, it is transformed into a valuable asset, fueling insights through dashboards and data visualization tools. This empowers decision-makers to explore complex questions and harness advanced analytical capabilities. The Significance of Data Accuracy One cornerstone of data management is data accuracy. Accurate data is a reflection of reality; it is both valid and correct. Validity ensures that data values are not blank or missing and fall within a valid range. To assess data validity, techniques like VIMO analysis are employed, categorizing data as valid, invalid, missing, or outliers. Visualization techniques also come into play, offering a straightforward means of detecting patterns or anomalies within the data. Navigating Compliance and Regulatory Requirements Proper data management practices are critical for ensuring regulatory compliance. The oil and gas industry in Canada operates within one of the world's most stringent regulatory environments, with federal and provincial or territorial regulations governing its activities. Federal legislation dictates that major energy projects undergo rigorous review by the Canada Energy Regulator (CER). Additionally, environmental policies, water use rules, tailings management standards, and air emissions guidelines are established through the approvals process. Each province holds jurisdiction over resources and regulations, overseeing aspects like environment, labor, safety, and transportation. In Alberta, the Alberta Energy Regulator (AER) serves as the single regulator of energy development, ensuring a balance between efficiency, public safety, environmental management, and landowner rights. Furthermore, companies are required to monitor the impacts of their activities and report the results to regulatory agencies. Regulatory requirements mandate retaining backups for specific periods, with a focus on not just storing files but ensuring they are restorable and recoverable to maintain compliance. Complex, right? Data management makes it easier to adhere to regulatory requirements. Benefits Unveiled Through Data Management Robust data management strategies unlock a treasure trove of benefits for the oil and gas industry: - Avoiding Downtime and Faster Recovery: Comprehensive data visibility helps prevent equipment and pipeline downtime. In the event of issues, experts can swiftly identify root causes and mitigate problems, minimizing disruptions. - Accelerating Innovation: Research and development teams can introduce new products and services more rapidly with a clear view of assets and the environment. - Optimizing the Supply Chain: Centralized data perspectives facilitate timely, accurate information sharing across the supply chain. Improved resource forecasting and enhanced customer service become attainable. - Swift Insights and Action: A complete, consistent, and reliable source of master data empowers quick time-to-insight and action. Business users can directly access and manage master data, expediting decision-making. - Enhancing Compliance: Centralized and complete master data simplifies compliance reporting, reducing associated costs and penalties. Oil and gas industry leaders have harnessed the power of Data Management: - Ontario Power Generation (OPG) generates roughly half of Ontario's electricity through diverse sources, including nuclear, hydro, wind, gas, and biomass. OPG employs a Master Data Management software to integrate project data, providing a comprehensive view of work across the enterprise. - Parkland Fuel Corporation, known for trusted fuel brands and convenience store offerings across Canada, the US, and the Caribbean, embarked on a digital transformation journey. Data and analytics platforms now accelerate personalized offers to customers. Navigating Data Management Challenges While Data Management is pivotal in today's oil and gas economy, it faces its own set of challenges: - Increased Data Volumes: The proliferation of data poses challenges in understanding what data is available, where it resides, and how to use it effectively. Traditional models that rely on IT to prepare data for each use case struggle to keep pace. - New Roles for Analytics: As more individuals are tasked with data-driven decision-making, a lack of data analysis skills can hinder progress. This is where corporate training comes into play so that non-experts can learn how to utilize data to its full potential. - Compliance Requirements: Evolving compliance requirements generate the need to know that the right data is used for the right purposes. Compliance with privacy regulations and the monitoring of personally identifiable information are examples of modern data management challenges. Data management can be the bedrock of success in the oil and gas sector. Ensuring data accuracy, compliance, and accessibility empowers better decision-making and risk reduction. As the industry continues to evolve, embracing data management practices is not merely an option; it is an imperative for sustainable growth and success. Ready to revolutionize your company? Contact Oscar Cruz, our CTO, at email@example.com. Bring your data to life.
When picking a data center, its location will be among the major aspects - you can pick an allegedly fantastic location, which may become a flood zone or perhaps an earthquake hotspot. Also, the specific region may have a volatile political environment. This is exactly why we've selected Finland as a destination for our next data center. This is a country with a stable political climate; it's far away from seismic hotspots and flooding isn't a concern there. Our Finnish data center is positioned in an ex military facility. It's situated in an underground cave that's able to withstand aerial assault or EMP blasts. This will essentially ensure that your web site will keep functioning whatever happens to the world outside. Aside from its strategic position and security features, the Finnish data center has remarkable online connectivity with the world and particularly with Russia and Northern/Central Europe. It is an outstanding option if you would like expand your web presence in these areas and to provide your visitors with top-notch connection speeds. Linux Website Hosting Packages in Finland Take advantage of a trouble-free website hosting service inside our Finnish data center. We've configured our powerful website hosting servers in the right way to match up to the high degree of security supplied by this underground data center facility. With every website hosting account, you can find 99.9% server and network uptime guarantees, along with a no-questions-asked, 30-day money back guarantee. To further improve the overall security of your web sites, all website hosting accounts have ModSecurity activated automatically. It's a highly-effective firewall, that will guard your web site from the most widely used hacker attacks. Hosting your website with us will bring you a speed increase - all of our website hosting servers are equipped with very quick NVMe drives and make use of a unique file system (ZFS), which is designed in a way as to use the much improved read/write times provided by the aforementioned NVMe drives. And we also provide a set of amazing web accelerators, that can help you improve the overall effectiveness of your website considerably. Compare Our Prices - Examine the prices of our Finland-based cloud hosting plans. Pick the one that best fits your needs. - Compare our hosting plans - Pick Crtvg Hosting and our Finnish data center if you're searching for truly risk-free website hosting services at cost-effective prices. - If you want further information, don't hesitate to get in touch with us. Our employees are prepared to answer any queries you might have.
From time to time, it happens that you may need to register an easement on someone else’s property. For example – - You might have your services (water, sewerage, electricity, telecommunication etc.) running through a neighbouring property to get to your property; or - You might not be able to access the road unless you travel over a neighbouring property. Under Queensland legislation, a person is able to apply to Court to obtain an order granting an easement over property, subject to some conditions being met. If you need an easement, have an easement and you need to know your rights, or not sure whether there is a registered or unregistered easement affecting you, then we recommend that you contact our office to discuss this. If you want more information on easements in general, please click here. If you have any questions regarding the above, please contact our team of property lawyers. The information provided in this article is for general information and educative purposes in summary form on legal topics which is current at the time it is published. The content does not constitute legal advice or recommendations and should not be relied upon as such. Whilst every care has been taken in the preparation of this article, FC Lawyers cannot accept responsibility for any errors, including those caused by negligence, in the material. We make no representations, statements or warranties about the accuracy or completeness of the information and you should not rely on it. You are advised to make your own independent inquiries regarding the accuracy of any information provided on this website. FC Lawyers does not guarantee, and accepts no legal responsibility whatsoever arising from or in connection to the accuracy, reliability, currency, correctness or completeness of any material contained in this article. Links to third party websites or articles does not constitute any endorsement or approval of those sites or the owners of those sites. Nothing in this article should be construed as granting any licence or right for you to use that content. You should consult the third party’s terms and conditions of use in relation to any third-party content. FC Lawyers disclaims all responsibility and all liability (including liability for negligence) for all expenses, losses, damages and costs you might incur as a result of the information being inaccurate or incomplete in any way. Appropriate legal advice should always be obtained in actual situations. Prefer to get in touch? With offices in Brisbane, Sunshine Coast, North Queensland and Sydney, our team is well equipped to provide both advice and support across a broad range of legal areas.
Subscribe to our mailing list and stay up to date with all our news and developments. This website uses Mailchimp to collect data for newsletter or email subscription services that you agree and sign up to. Cookies may be used to remember if you are already registered and whether to show certain notifications which might only be valid to subscribed/unsubscribed users. Two will use the information you provide to communicate with you in regard to any work we undertake for or with you, as well as providing occasional news and updates on projects by email newsletter. Your information will not be passed on to, or sold to third parties. We are committed to ensuring that your information is secure and take all reasonable steps to protect your personal information. The information we hold for you will only be used for these purposes, to communicate with you, and you are able to request details of the information we hold on you and for any of your details to be altered or removed. You can do this by clicking the ‘unsubscribe’ link in marketing emails, contacting us by email at [email protected] or writing to us at our registered address. Falmouth Road, Penryn Cornwall TR10 8BE
Do Not Sell My Info This form lets California residents opt out of the “selling” of their personal information, which the California Consumer Privacy Act defines to mean the disclosure of personal information to another business or third party for valuable consideration. We, Horoscope.com, Inc., may share the following categories of information about users of our media with our advertising partners in a way that lets them target more relevant ads at these users and which may constitute “selling”: - Internet Protocol (IP) addresses; - Advertising IDs; and - Information about how users associated with the above identifiers interacted with the features and content of our media. We typically do not associate the above categories of information with names, accounts, or other personal information about our users. To more efficiently opt you out of “sales”, we therefore request that you please provide your specific IP address or advertising ID. Please complete the form to the best of your ability. If you do not fill out the form completely, we will opt you out of “selling” as best we can based on the information you provide. Please click “Submit” when you are done. Please complete the following form Submitting requests via an authorized agent. To the extent that you elect to designate an authorized agent to make a request on your behalf using one of the options above, we may request that you verify your identity with us and provide evidence of the written authorization of the request made for your authorized agent to act on your behalf in making this request (or a copy of the power of attorney provided to such authorized agent pursuant to California Probate Code sections 4000 to 4465). We may deny requests from an agent if the agent does not submit proof that they have been authorized by you to act on your behalf.
Personal Data (cookies, usage data, profile information – email, name, country) are collected for the following purposes: - User Experience - Profiling (for email campaign and newsletter) and using the following services: Data Controller and Owner / Types of Data collected Big Trouble S.r.l. with registered address as Milano, via California, 3, P.IVA 12067980966 is data controller of personal information collected and processed through www.bigtroublegamestudio.com. Big Trouble S.r.l. collects personal information in order to provide all the services offered by its website. Specifically, Big Trouble S.r.l. collects: - Information you give us: we receive and store any information you provide in relation to our services. You can choose not to provide certain information, whenever it’s not mandatory to offer you certain services (e.g.: your address for sales purposes). Personal Information Processing Purposes Big Trouble Game Studio process personal information collected as previously explained to operate, provide, and improve all services offered by its website. These purposes include: - Purchase and delivery of products and services. We use your personal information to take and handle orders, deliver products and services, process payments, and communicate with you about orders, products and services, and promotional offers. - Provide, troubleshoot, and improve our services. We use your personal information to provide functionality, analyse performance, fix errors, and improve usability and effectiveness of our services. - Recommendations and personalisation. We use your personal information to recommend features, products, and services that might be of interest to you, identify your preferences, and personalise your experience. Comply with legal obligations. In certain cases, we collect and use your personal information to comply with laws. - Communicate with you. We use your personal information to communicate with you in relation to our services via different channels (e.g., by phone, email, chat). - Fraud prevention and credit risks. We process personal information to prevent and detect fraud and abuse in order to protect the security of our customers. - Purposes for which we seek your consent. We may also ask for your consent to process your personal information for a specific purpose that we communicate to you. When you consent to our processing your personal information for a specified purpose, you may withdraw your consent at any time, and we will stop processing of your data for that purpose. Cookies and Other Identifiers Use of Acquired Information We don’t sell neither distribute nor offer our customers information in any way. With these only exceptions and for their relative purposes: - Other than as set out above, you will receive notice when personal information about you might be shared with third parties, and you will have an opportunity to choose not to share the information. Our systems are designed with your security and privacy in mind. - We work to protect the security of your personal information during transmission by using encryption protocols and software. - We follow the Payment Card Industry Data Security Standard (PCI DSS) when handling credit card data. - We maintain physical, electronic and procedural safeguards in connection with the collection, storage and disclosure of personal customer information. Our security procedures mean that we may ask you to verify your identity before we disclose personal information to you. - It is important for you to protect against unauthorised access to your password and to your computers, devices, and applications. We recommend using a unique password for your account that is not utilized for other online accounts. Be sure to sign off when you finish using a shared computer. What Information Can I Access? You can access your information, including your name, address, payment options, profile information, and purchase history in the “Account” section of www.bigtroublegamestudio.com. Mode and place of processing and storing the Data The Data Controller processes the Data of Users in a proper manner and takes any appropriate security measures (as described) to prevent unauthorized access, disclosure, modification, or unauthorized destruction of the Data. The Data are transferred from the website to Owner office computers to be managed with its managing software. The Data processing is carried out using computers and/or IT enabled tools, following organizational procedures and modes strictly related to the purposes indicated. In addition to the Data Controller, in some cases, the Data may be accessible to certain types of persons in charge, involved with the operation of the site (administration, sales, marketing, legal, system administration) or external parties (such as third-party technical service providers, mail carriers, hosting providers, IT companies, communications agencies) appointed, if necessary, as Data Processors by the Owner. The updated list of these parties may be requested from the Data Controller at any time. The Data is processed at the Data Controller’s operating offices and in any other places where the parties involved with the processing are located. Data are stored (depending on their purposes) within the website, on sendinblue.com and owner office computers. For further information, please contact the Data Controller. The Data is kept for the time necessary to provide the service requested by the User, or stated by the purposes outlined in this document, and the User can always request that the Data Controller suspend or remove the data. EU General Data Protection Regulation The EU GDPR requires a legal basis for our use of your personal information. Our basis varies depending on the specific purpose for which we use personal information. We use: - Performance of a contract: when we provide you with products or services or communicate with you about them. This includes when we use your personal information to take and handle orders, deliver products, and process payments. - Our legitimate business interests and the interests of our customers: when we improve our services, when we detect and prevent fraud and abuse to protect the security of our customers, ourselves, or others. - Your consent when we ask for your consent to process your personal information for a specific purpose that we communicate to you. When you consent to our processing your personal information for a specified purpose, you may withdraw your consent at any time, and we will stop processing of your data for that purpose. - Compliance with a legal obligation: when we use your personal information to comply with laws. This privacy statement has been prepared in fulfilment of the obligations under Art. 10 of EC Directive n. 95/46/EC, and under the provisions of Directive 2002/58/EC, as revised by Directive 2009/136/EC, about Cookies. Contacts, Notices & Revisions If you have any concern about privacy at Big Trouble Game Studio or want to contact one of our data controllers, please contact us with a thorough description and we will try to resolve the issue for you. Our business changes constantly and our Privacy Notice will change also. You should check our website frequently to see recent changes. Unless stated otherwise, our current Privacy Notice applies to all information that we have about you and your account. We stand behind the promises we make, however, and will never materially change our policies and practices to make them less protective of customer information collected in the past without the consent of affected customers.
The usage of data and our reliance on it continues to grow at unprecedented levels. Data’s value proposition has never been stronger with its connection to informed business decision-making widely recognized in almost every business unit. Like financial instruments and other corporate assets, data-driven organizations have come to realize that data is more than just data — it’s an asset when leveraged appropriately, and it can be used for competitive advantage to help a business grow and sustain that growth. Unfortunately, as your organization’s data ecosystem becomes more complex and you rely on data for day-to-day decision-making, your exposure to risk grows. Risks Inherent with Your Data Data risk can be consequential from a regulatory perspective, as well. In the financial services industry — the banking sector, in particular — organizations are subject to regulations, such as the Basel Committee on Banking Supervision, to ensure that risk management activities are incorporated in the development of models used in critical business decisions. Another risk area is consumers’ growing awareness of privacy and the use of their data, which led to the enactment of laws that forced compliance, such as the European Union’s General Data Protection Regulation and the California Consumer Privacy Act. Governance and Enterprise Risk Management So, how does your organization best position itself to use data as an asset and, at the same time, meld data-driven business practices with regulatory and compliance requirements? Establish a strong data governance program that aligns with the goals and objectives of your organization’s enterprise risk management function. As I mentioned earlier (and it bears repeating), data is an enterprise asset and should be treated like one. Just as you would protect your business’ financial assets, a strong governance function is needed to establish guardrails to manage your data assets and mitigate risk exposure when data is mismanaged. Data Quality Implications The quality and availability of your organization’s data impact your business risk, too. The sense that data quality is “bad” is often caused by incomplete or inaccurate data, inconsistent definitions used throughout your business, data that’s not available when people need it and multiple sources with no “single source of truth” to define and share data that is considered “good.” Data deficiencies can lead to bad decisions and missed business opportunities to grow and maintain your business’ competitive advantage. To address these issues, you’ll want to develop and implement processes that identify data-related risks and establish controls to mitigate the risk exposure around data. Managing Data Risk with Guidelines and Controls The first step in the process is to identify inherent data risk — risk that occurs in the absence of controls or when there are no mitigations strategies in place. When you identify data-related risks and understand their full impact, you arm yourself with information that helps you develop the best plans to reduce risk exposure. Your next step is to establish standards and policies that provide a set of guidelines and an enterprise-wide approach to address the risks you identify. By establishing these policies, you develop and execute on data controls. The design of the controls needs to align with the underlying risk areas, and the execution of the controls serves as a litmus test in validating that risk was mitigated. So, what do I mean by data controls? Data controls are processes designed and executed on a frequent cadence to ensure the data your organization consumes is fit for purpose; here are three controls. Detective control is a control that finds issues within the data. An example of this is data profiling. During profiling, you can detect data that is not conforming to requirements, such as data length, format, type and completeness. Corrective control is a control that addresses data issues. An example of this can be seen in updating the data through a change request, and the changes can be implemented through the batch process. Preventive control is a one that keeps bad data from getting into your data environment. This control is undoubtedly the strongest you can implement. An example of this is implementing data rules in the extract, transform, load (ETL) process to prevent data from entering another system if the data doesn’t adhere to established quality, classification or protection rules. Another example of a preventive control is establishing rules in the GUI (graphical user interface) of applications, where users are restricted from entering data in a field that could be duplicative or doesn’t adhere to a standard and must correct the entry before moving forward with their transaction. Monitoring Data Controls The last step in managing data risk is continuous monitoring and reporting on the effectiveness of the established controls and periodically reviewing them to ensure they’re effective. When you have a strong data governance program in place, it supports the efforts of your organization’s risk management. The governance structure stands up the foundational guardrails for a successful data management program that empowers your entire business and can help enforce accountability for implementation of and monitoring of data controls. An internal audit organization can also be a great partner to provide a “third party” review and verification that controls are in place and followed. Methodology for Data Risk Mitigation There are other data-related risks to consider, and they can be best viewed through the familiar people, process, technology and data methodology. People risk. If your organization can’t draw upon, retain or develop the right human capital to achieve its goals and objectives, that’s a business risk. This type of risk increased recently with the global labor shortage, which is forcing employers to find new ways to procure and maintain talent. When organizations lose tribal and institutional knowledge about their data assets, the workforce disruption can impact the integrity, availability and understanding of business data. Data risk. The risk of inaccurate data is a harsh reality many organizations have come to realize. By not having accurate data, insights generated from the data can’t be trusted and information isn’t fit for the intended purpose. Another data risk area to be mindful of is the security and confidentiality of your data, where key considerations to minimize risk should include: - Data integrity. When data isn’t accurate or complete or consistent across systems, it leads to a lack of confidence and mistrust of the data. By implementing controls to address data integrity, you minimize the risks of bad data and enrich the data to be fit for purpose. - Data availability. When data isn’t available at the right time and place by those who need it, it can cause operational risk, hampering people’s ability to do their job or to make crucial decisions. - Data change. When unauthorized changes are made to the data in key decision-making datasets, it may lead to operational risk and the organization’s ability to reach its goals and objectives. - Data security and confidentiality. When data isn’t secure and can be accessed by unauthorized users, the resulting data breaches and leaks can impact your business on several fronts, causing financial, regulatory and reputational damage. Technology risk. The inability to develop, design, configure, maintain and secure your system architecture and infrastructure leads to inefficiencies and gaps detrimental to your data management aspirations. One technology risk to call out is the risk around system configurations within the IT environment. Most of the data breaches reported by the news media stem from negligence in configuring a business system. One of the most recent data breaches at SolarWinds impacted 18 government agencies because of improper password configurations in database servers. Connecting the Dots Between Governance and Risk Relying on data for business decision-making and treating it as a corporate asset is still in the infancy stages. Data’s value will continue to grow and become a focal point as more organizations use data for informed decision-making and competitive strength and to remain in regulators’ good graces. Managing and mitigating data-related risk is critical for business growth and sustainability. The better you manage data integrity, the more efficiently you can run operations and maintain stakeholder trust. The best way to achieve these goals is with a strong data governance function that recognizes the risks posed to your organization and includes mitigation strategies to minimize risk exposure. Good data means good data governance, and good data governance means good risk management.
WEBSITE TERMS AND CONDITIONS Effective Date: 23/08/2019 These terms and conditions (hereinafter "Terms") govern Your use of the following website (which is hereinafter referred to as "the Product"): www.samanthabrycephotography.com.au The Product is owned and operated by: Samantha Bryce These Terms constitute a binding contract between You and: Samantha Bryce In connection with Your use of the Product, we may also provide You with access to various other content, documentation, materials, information, goods or services. In these Terms, we refer to all of these items collectively as "the Items". These Terms will govern Your use of all pages of the Product, as well as Your use of the Items. If You continue to use the Product, You acknowledge that You have been given the chance to review the Terms. You acknowledge that You understand the Terms and that You agree to be bound by the Terms. If You do not understand the Terms, if You do not agree to be bound by the Terms, or if You need more time to review and consider the Terms, then You must stop using the Product immediately. "Australian Consumer Law" means the Australian Consumer Law which is contained in the Competition and Consumer Act 2010 (Commonwealth). "Company IP" includes, but is not limited to, the contents, layout, design, colours, appearance, graphics and imagery of the Product, Content and Materials as well as all copyrights, trademarks, trade secrets, patents and other intellectual property contained in the Product, Content and Materials. "Content" means any content, writing, images, audiovisual content or other information published on the Product. "Contract" means these terms and conditions. "Dispute" means any dispute, controversy or claim arising out of or in relation to these Terms, including any dispute, controversy or claim relating to the existence, validity or termination of these Terms. "Effective Date" means the date that these Terms come into force. "Items" means any and all of the Product, Services, Content and Materials collectively. "Materials" means any materials, information or documentation that We may provide to You in connection with Your use of the Services or Product including documentation, data, information developed by Us or owned by Us, and other materials which may assist in Your use of Services or Product. "Parties" means both You (the user of the Product) and Us (the owner of the Product) collectively. "Product" means the website including all pages, all sub pages, all blogs, all forums, all other connected pages and all other connected internet content whatsoever, the home page or main page of which is located at: www.samanthabrycephotography.com.au "Services" means any or all services provided by or on the Product. "Terms" means these terms and conditions. "Third Party Links" means links or references to websites or applications other than the Product, to content other than the Content or to materials other than the Materials, none of which are controlled by Us. "Us", "We", "Our" or "the Owner" refers to Samantha Bryce "Us", "We", "Our" or "the Owner" also includes any employees, affiliates, agents or other representatives of Samantha Bryce "You" or "Your" refers to the user of the Product. "Your Content" means any Content posted to or added to the Product, Content or Materials by You or by somebody authorised by You or doing so on Your behalf. a. In these Terms, unless the context otherwise requires, the following rules of interpretation shall apply: I. Words referring to one gender include every other gender. II. Words referring to a singular number include the plural, and words referring to a plural include the singular. III. Words referring to a person or persons includes companies, firms, corporations, organisations and vice versa. IV. Any obligation on a Party not to do something includes an obligation not to allow that thing to be done. 3. YOUR AGREEMENT AND REPRESENTATIONS a. By continuing to use the Product and the Items You warrant and acknowledge that You have had the chance to review and consider the Terms, that You understand the Terms and that You agree to be bound by the Terms. If You do not understand the Terms or do not agree to be bound by them then you must stop using the Items immediately. We only agree to provide use of the Items to You if You agree to these Terms. b. By continuing to use the Product and the Items You represent and warrant to Us that You have legal capacity to enter these Terms. c. By continuing to use the Product and the Items You represent and warrant to Us that You have complied with all of these Terms. 4. LICENCE TO USE PRODUCT, CONTENT AND MATERIALS a. We may provide You with certain other Items in connection with Your use of the Product. b. Subject to these Terms, We grant You a licence to use the Product, Content and Materials solely in connection with Your use of the Items. The licence created under these Terms is non-exclusive, limited, non-transferable, worldwide and revocable. c. You may not use the Product, Content or Materials for any purpose other than in accordance with the licence that is provided under this clause, and this licence to use the Product, Content and Materials terminates upon Your cessation of use of the Items or upon termination of this Contract. 5. SALE OF GOODS/SERVICES a. We may sell Services or may allow third parties to sell Services on the Product. If this occurs, then some specific exclusions of liability will apply, as described in the "Exclusion of Liability" clause. b. Please refer to Our additional terms and conditions for sale of services as applicable. 6. EXCLUSION OF LIABILITY a. The Product, Content and Materials are provided for general information only and may change at any time without prior notice. b. You accept and acknowledge that the Items may contain mistakes, errors and inaccuracies. c Your use of the Product, Content and Materials is entirely at Your risk. It is Your responsibility to make sure that any Goods, Services, Materials, Content or other information available through the Product suits Your particular purpose. d. Neither We, nor any third parties, provide any guarantees or warranties regarding the accuracy, completeness, performance, reliability, timeliness, quality, merchantability, safety, legality or suitability for a particular purpose of the Items. e. To the maximum extent permitted by law, We hereby expressly exclude all warranties, guarantees, representations or terms (whether express or implied) except for those expressly set out in these Terms. f. To the maximum extent permitted by law, We hereby expressly exclude any liability in relation to the accuracy, completeness, performance, reliability, timeliness, quality, merchantability, safety, legality or suitability for a particular purpose of the Items. g. To the maximum extent permitted by law, We hereby expressly exclude any liability in relation to loss of data, interruption to Your business or any damages which are incidental to or arise from such loss of data or interruption to business. h. To the maximum extent permitted by law, We will not be liable for any damage, loss, cost or expense including legal costs and expenses, whether direct or indirect, incurred by You in connection with Your use of the Items. i. for Goods and/or Services sold by third parties via the Product or via Third Party Links (hereinafter "Third Party Goods and Services"): I. You acknowledge and agree that We have no control over those Third Party Goods and Services and that You purchase such Third Party Goods and Services at Your own risk. II. You acknowledge and agree that We assume no liability and provide no warranties or guarantees regarding the accuracy, completeness, performance, reliability, timeliness, quality, merchantability, safety, legality or suitability for a particular purpose of Third Party Goods and Services. III. For any claim You may have against the third party provider of the Third Party Goods and Services (such as the manufacturer or vendor) You agree to pursue that claim directly with that third party provider of the Third Party Goods and Services and not with Us. IV. To the maximum extent permitted by law, You hereby release Us from any claim related to Third Party Goods and Services including any and all warranty and product liability claims. You hereby indemnify Us (which, for the sake of clarity, also includes any of Our employees, affiliates, agents or other representatives) and You agree to defend Us and to hold Us harmless in relation to any and all claims, suits, demands, actions, liabilities, costs and expenses (including legal costs and expenses on a full indemnity basis) which may arise from or relate to Your use or misuse of the Items. You agree that We may select Our own legal representation and may participate in Our own legal proceedings if We choose. a. We may immediately terminate these Terms at any time, with or without cause. b. We specifically reserve the right to terminate these Terms if You breach these Terms in any way. c. These Terms terminate automatically if we cease to operate the Product for any reason. d. If You have registered for an account with Us, You may terminate these Terms at any time by contacting Us and requesting termination. e. At the termination of these Terms, any provisions which would by their nature be expected to survive termination shall remain in full force and effect, including but not limited to Our exclusions of liability as outlined in the "Exclusions of Liability" clause. 9. ACCEPTABLE USE a. You agree not to use the Product or the Items for any unlawful purpose or any purpose prohibited under this clause. You agree not to use the Product or the Items in any way that could damage the Product, the Items, or Our general business. b. You further agree not to use the Product or the Items: I. to harass, abuse, or threaten any other person or to otherwise violate any other person's legal rights; II. to violate any intellectual property rights of Us or of any third party; III. to upload or otherwise disseminate any computer viruses or other software that may damage the property of another; IV. to commit any kind of fraud; V. to engage in or create any unlawful gambling, sweepstakes or pyramid schemes; VI. to publish or distribute any obscene or defamatory material; VII. to publish or distribute any material that incites violence, hatred or discrimination towards any person, group or community; VIII. to unlawfully gather information about others. c. Unauthorised use by You of the Items may be a criminal offence and may give rise to a claim for damages. 10. VARIATION OF TERMS a. You hereby acknowledge and agree that these Terms may be varied or amended from time to time in Our sole discretion. If You continue to use the Product following any such variation or amendment You will be deemed to have confirmed and agreed to the new Terms as varied or amended. b. You agree to routinely monitor these Terms and to refer to the Effective Date posted at the top of these Terms in order to monitor any modifications or variations. You further agree to clear Your cache when doing so in order to avoid accessing a prior version of these Terms. c. In the event that You fail to monitor any modifications to or variations of these Terms, You agree that such failure shall be considered an affirmative waiver of Your right to review the modified or varied Terms. 11. THIRD PARTY LINKS a. You hereby acknowledge that We may from time to time include links or references to other websites, other content or other materials (hereinafter "Third Party Links"), none of which are controlled by Us. b. You hereby acknowledge that these Third Party Links are provided for Your information only and that We do not make any representations, warranties or guarantees as to the accuracy, completeness, performance, reliability, timeliness, quality or suitability for a particular purpose of these Third Party Links. We do not endorse, approve or support these Third Party Links. You use the Third Party Links at Your own risk. 12. CHANGES TO PRODUCT a. You acknowledge and agree that We may, in Our sole discretion, vary, alter, amend, change or update the Content, Materials or the Product at any time. b. You acknowledge, agree and accept that the Product may be unavailable from time to time (whether it is unavailable due to maintenance or for any other reason). c. You acknowledge, agree and accept that We take no responsibility for, and to the maximum extent permitted by law we shall not be liable in any way for the Items being temporarily unavailable, whether due to reasons within our control or not. 13. INTELLECTUAL PROPERTY a. The Items contain intellectual property that is owned by Us and/or that is licensed to Us. This includes, but is not limited to, the contents, layout, design, colours, appearance, graphics and imagery of the Product, Content, Materials and Goods as well as all copyrights, trademarks, trade secrets, patents and other intellectual property contained in the Items (hereinafter "Company IP"). b. You hereby acknowledge and agree that, as between Us and You, We own all intellectual property rights in the Items and that nothing in these Terms amounts to a transfer of any intellectual property rights from Us to You. c. You hereby acknowledge and agree not to use the Company IP for any unlawful or infringing purpose. d. You hereby acknowledge and agree not to reproduce or distribute the Company IP in any way, including electronically or via registration of any new trademarks, trade names, service marks or Uniform Resource Locators (URLs) without express written permission from Us. e. All of the provisions of this clause in relation to "Intellectual property" shall survive any termination of these Terms. a. Through Your use of the Product or other Items, You may provide Us with some of Your personal information. By using the Product or Items, You authorise Us to use Your information in Australia and any other country where We operate. b. We take Our privacy obligations very seriously. 15. REVERSE ENGINEERING AND SECURITY You agree not to: a. reverse engineer, or attempt to reverse engineer or disassemble any code or software from or on the Items; and b. violate the security of the Items through any unauthorised access, circumvention of encryption or other security tools, data mining or interference with any host, user or network. 16. SPAM POLICY You are prohibited from using the Items for the purpose of gathering email addresses and/or personal information from people, companies or other organisations and/or for sending bulk emails or unsolicited emails. 17. GENERAL PROVISIONS a. Australian Consumer Law: You may have certain rights, warranties, guarantees and remedies under the Australian Consumer Law, which is contained in the Competition and Consumer Act 2010 (Cth), and these rights, warranties, guarantees and remedies may not be restricted, modified or excluded by Us. Our liability to you is governed solely by these Terms and the Australian Consumer Law. b. Applicable law: Your use of the Product and the Items is subject to the laws of New South Wales and each party submits to the jurisdiction of the courts of New South Wales. c. Written communication: In relation to any correspondence or notification which is required under these Terms to be provided in writing from one party to the other party: I. such notice is properly given if given to the other party: A. by email to an email address that the other party has nominated, acknowledged or used in connection with the use of the Product or other Items. B. by facsimile to a facsimile address which the other party has nominated, acknowledged or used in connection with the use of the Product or other Items. C. by post to a postal address the other party has nominated, acknowledged or used in connection with the use of the Product or other Items. II. such notice is taken to be received: A. if sent by email, when the email becomes capable of being retrieved by the recipient at the relevant email address. B. if sent by facsimile, at the time shown of correct and complete transmission to the recipient's facsimile number by the sending machine. C. if sent by prepaid post within Australia, five (5) days after the date of posting. D. if sent by prepaid post to or from an address outside Australia, twenty one (21) days after the date of posting. d. No assignment: You must not assign, sub-licence or otherwise deal in any way with your rights under these Terms without Our prior written consent. e. Severability: If any clause or sub-clause of these Terms is held to be invalid or unenforceable, it is to be read down or severed such that the remaining clauses and sub-clauses will be enforced to the maximum extent possible. In such circumstances, the remainder of these Terms shall continue in full force and effect. f. No waiver: In the event that We fail to enforce any provision of these Terms, this shall not constitute a waiver of any future enforcement of that provision or of any other provision. Waiver of any clause or sub-clause of these Terms will not constitute a waiver of any other clause or sub-clause. g. Headings for convenience only: Headings of clauses and sub-clauses under these Terms are for convenience only. Headings shall not affect the meaning of any provision of these Terms. h. Parties must take all reasonable steps: Each party must, at its own expense, take all reasonable steps and do all that is reasonably necessary to give full effect to these Terms and the events contemplated by them. i. Separate agreements: You may have other legal agreements with Us. Those other legal agreements are separate from and are in addition to these Terms. These Terms do not alter, amend, revise or replace the terms of any other legal agreements You may have with Us. 18. CONTACT US You can contact us about these Terms using the following details: 54 Wyattville Drive, West Hoxton, NSW, 2171
The Law Firm does not consider a visitor to this site to be a client. Visitors utilize this website for many reasons, primarily to better understand the law firm. Although we make every effort to preserve user privacy, we may need to disclose personal information when it is required by law. For example, in a divorce case with minor children we use initials whenever we can. We also use ages, whenever we can, rather than birth dates. There are some forms which require actual names and birth dates. Those are primarily, if not exclusively, forms related to the Friend of the Court. That information is kept confidential by the Court Please be advised that the attorney-client relationship may not protect your communications until you and the law firm have expressly agreed upon legal representation, almost always in the form of a signed Retainer Agreement. Security & Information Utilization This website takes every reasonable precaution to protect our users’ information. All of our users’ information is restricted to our offices, attorneys outside our firm with whom we consult (which is rare but it sometimes does occur), and vendors utilized by law firm for legal, marketing or research purposes. Notification Of Changes The material in this website has been prepared by Velzen Law Office PLLC (The “Law Firm”), for informational purposes only. It should not be construed as legal advice or legal opinion on any specific facts or circumstances. You should not act upon any information provided in this website, and should seek the advice of legal counsel. The Law Firm only practices law within the State of Michigan. This website is directed solely to those persons seeking information regarding matters based on Michigan law. An attorney-client relationship with Velzen Law Office PLLC can only be established after consultation with our attorney and after it is clear that we have agreement to establish an attorney-client relationship. Usually the attorney-client relationship is established by a signed Retainer Agreement. This website is an offer to provide you with a better understanding of our law firm, it does not establish an attorney/client representation. Please be advised that the attorney-client relationship may not protect your communications, until you and the law firm with which you wish to communicate have expressly agreed upon legal representation. There are some laws in Michigan and the Rules of Professional Conduct may require disclosure of some of the information the firm has received from a client. The information provided by this website is subject to change without notice. Although we try to keep this website current and accurate, the information provided by this website may or may not reflect the most current legal developments. The Velzen Law Office PLLC makes every effort to respond to voice mails and emails within 24 business hours of receiving e-mail or voicemail. However, due to court appearances, various legal proceedings, and other absences from the office, we cannot guarantee that we will always be able to timely respond to your inquiries. Please know that sometimes phone calls are returned in such a manner as your phone may not recognize the caller, as in “No Caller ID.” If you have a time-sensitive inquiry, please call us at 616-588-5455. Randall L Velzen is the founder, and sole owner, of the Velzen Law Office PLLC.
Information About YDHOST LLC Our website, and services are owned and operated by YDHOST LLC, a limited company registered in Australia under company number 13269524. Registered address: YDHOST, 28 Welsh St, Denmark WA 6333, Australia YDHOST LLC cares about your privacy. For this reason, we collect and use personal data only as it might be needed for us to deliver to you our world-class products, services and websites (collectively, our “Services”). Your personal data includes information such as: Billing and payment information Candidate information (for job applicants) Other data collected that could directly or indirectly identify you. Retention And Access To Data: We collect personal data so that we can provide the best possible experience when you utilise our Services. Much of what you likely consider personal data is collected directly from you when you: create an account or purchase any of our Services (e.g.: billing information, including name, address, payment details); request assistance from our customer support team (e.g.: phone number, case notes); complete contact forms or request newsletters or other information from us (e.g.: email); or participate in contests and surveys, apply for a job, or otherwise participate in activities we promote that might require information about you. However, we also collect additional personal data when delivering our Services to you to ensure necessary and optimal performance. These methods of collection may not be as obvious to you, so we wanted to highlight and explain below a bit more about what these might be (as they vary from time to time) and how they work: Cookies and similar technologies on our websites allow us to track your browsing behaviour, links clicked, items purchased, your device type, and to collect various data, including analytics, about how you use and interact with our Services. These technologies automatically collect data when you use and interact with our Services, including metadata, log files, cookie/device IDs, page load time, server response time, and approximate location information to measure website performance and improve our systems, including optimizing DNS resolution, network routing and server configurations. Specifically, interactions with the features, content and links (including those of third-parties, such as social media plugins) contained within the Services, Internet Protocol (IP) address, browser type and settings, the date and time the Services were used, information about browser configuration and plugins, language preferences and cookie data, information about devices accessing the Services, including type of device, what operating system is used, device settings, application IDs, unique device identifiers and error data is collected. Supplemented Data may be received about you from other sources, including publicly available databases or third parties from whom we have purchased data, in which case we may combine this data with information we already have about you so that we can update, expand and analyse the accuracy of our records, identify new customers, and provide products and services that may be of interest to you. If you provide us personal information about others, or if others give us your information, we will only use that information for the specific reason for which it was provided to us. How We Utilise Personal Data We strongly believe in both minimising the personal data we collect and limiting its use and purpose to only that (1) for which we have been given permission, (2) as necessary to deliver the Services you purchase or interact with, or (3) as we might be required or permitted for legal compliance or other lawful purposes. These uses include: Delivering, improving, updating and enhancing the Services we provide to you. We collect various personal data relating to your purchase, use and/or interactions with our Services. We utilise this personal data to: Improve and optimise the operation and performance of our Services (again, including our websites and mobile applications) Diagnose problems with and identify any security and compliance risks, errors, or needed enhancements to the Services Detect and prevent fraud and abuse of our Services and systems Collect aggregate statistics about use of the Services Understand and analyse how you use our Services and what products and services are most relevant to you Often, much of the data collected is aggregated or statistical data about how individuals use our Services, and is not linked to any personal data. Sharing with trusted third parties. We may share your personal data with affiliated companies within our corporate family, with third parties with which we have partnered to allow you to integrate their services into our own Services, and with trusted third-party service providers as necessary for them to perform services on our behalf, such as: Processing credit card payments Conducting contests or surveys Performing analysis of our Services and customers demographics Communicating with you, such as by way of email or survey delivery Customer relationship management Security, risk management and compliance Recruiting support and related services. These third parties (and any subcontractors they may be permitted to use) have agreed not to share, use or retain your personal data for any purpose other than as necessary for the provision of Services. We will also disclose your personal data to third parties: in the event that we sell or buy any business or assets (whether a result of liquidation, bankruptcy or otherwise), in which case we will disclose your personal data to the prospective seller or buyer of such business or assets; or if we sell, buy, merge, are acquired by, or partner with other companies or businesses, or sell some or all of our assets. In such transactions, your personal data may be among the transferred assets. Communicating with you. We may contact you directly or through a third-party service provider regarding products or services you have signed up to or purchased from us, such as necessary to deliver transactional or service related communications. We may also contact you with offers for additional services we think you’ll find valuable if you give us consent, or where allowed based upon legitimate interests. You don’t need to provide consent as a condition to purchase our goods or services. These contacts may include: Text (SMS) messages Automated phone calls or text messages You may also update your subscription preferences with respect to receiving communications from us and/or our partners by accessing your “Account Settings” page. If you make use of a service that allows you to import contacts (e.g. using email marketing services to send emails on your behalf), we will only use the contacts and any other personal data for the requested service. If you believe that anyone has provided us with your personal data and you would like to request that it be removed from our database, please contact us at [email protected]. Transfer of personal data abroad. If you utilise our Services from a country other than the country where our servers are located, your communications with us may result in transferring your personal data across international borders, which will only be done when necessary for the performance of our contract with you, when we have your consent to do so, or when the Standard Contractual Clauses approved by the European Commission, a copy of which can be found here, are in place. Also, when you call us or initiate a chat, we may provide you with support from one of our global locations outside your country of origin. Compliance with legal, regulatory and law enforcement requests. We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. We will disclose any personal data about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims and legal process (such as subpoena requests), to protect our property and rights or the property and rights of a third party, to protect the safety of the public or any person, or to prevent or stop activity we consider to be illegal or unethical. To the extent we are legally permitted to do so, we will take reasonable steps to notify you in the event that we are legally required to provide your personal data to third parties. We will also share your personal data to the extent necessary to comply with ICANN, registry or ccTLD rules, regulations and policies when you register a domain name with us. How you can access, update or delete your personal data To easily access, view, update, delete or port your personal data (where available), or to update your subscription preferences, please sign into your Account and visit “Account Settings.” If you make a request to delete your personal data and that data is necessary for the products or services you have purchased, the request will be honoured only to the extent it is no longer necessary for any Services purchased or required for our legitimate business purposes or legal or contractual record keeping requirements. If you are unable for any reason to access your Account Settings, you may also contact us by one of the methods described in the “Contact Us” section below. How we secure, store and retain your personal data We follow generally accepted standards to store and protect the personal data we collect, both during transmission and once received and stored, including utilisation of encryption where appropriate. We retain personal data only for as long as necessary to provide the Services you have requested and thereafter for a variety of legitimate legal or business purposes. These might include retention periods: mandated by law, contract or similar obligations applicable to our business operations; for preserving, resolving, defending or enforcing our legal/contractual rights; or needed to maintain adequate and accurate business and financial records. If you have any questions about the security or retention of your personal data, you can contact us at [email protected]. “Do Not Track” Notifications Some browsers allow you to automatically notify websites you visit not to track you using a “Do Not Track” signal. There is no consensus among industry participants as to what “Do Not Track” means in this context. Like many websites and online services, we currently do not alter our practices when we receive a “Do Not Track” signal from a visitor’s browser. Our Services are available for purchase only for those over the age of 18. Our Services are not targeted to, intended to be consumed by or designed to entice individuals under the age of 18. If you know of or have reason to believe anyone under the age of 18 has provided us with any personal data, please contact us. Have any questions or concerns? Contact Us for help.
Most of the financial investments in almost any product / finance / ties etc Such Fine print are influenced because of the and feel translated prior to statutes from Asia, as opposed to mention of the the possibility or issues away from legislation specifications away from any jurisdiction. You consent, in case there is any conflict occurring in relation to these Fine print or one argument occurring in terms of the fresh new Webpages whether or not inside the bargain otherwise tort or otherwise, add with the legislation of courts found at Mumbai, India towards quality of all eg disputes. Excite read such Conditions and terms (“Terms of service”) carefully. Their Desired of the Terms of service consisted of herein constitutes this new Contract with the aim since outlined hereunder. The fresh Invited out-of Terms of service is ranging from Both you and Aditya Birla Monetary Shared Properties Restricted (hereinafter introduced because “Business Merchant”) that’s assisting supply of one’s features, except that people who try if not specifically provided by all of the latest ABC Enterprises to their respective websites / internet to you personally. You additionally concur and you may authorize ABC Businesses / its third-people companies to get hold of your at contact details offered to own solution relevant correspondence with regards to your tool or business considering no matter if your own matter is during Federal Do not Phone call Registry. Every money behavior would be pulled by you in your just discernment. would be on the basis, subject to so when for each the fresh new fine print of your own specific item’s / fund’s / security’s promote file, secret information memorandum, risk disclosure document, unit or transformation pamphlet or any other associated data being supplied by the particular issuer of such product/ties. You can utilize delivery program/functions that have one third party given that consider complement and correct, and there is no compulsion to make use of the new execution qualities because of this web site. In the event all the efforts are made to make certain that recommendations and you can blogs considering within this site is right at the time from addition on the internet site, not there’s no make sure with the reliability of Suggestions. This amazing site produces no representations or warranties from what fairness, completeness or accuracy of data. There is no dedication to upgrade or right any guidance you to definitely appears online or on this website. Data is provided upon the challenge that persons searching this new exact same can make their unique devotion as to the suitability to own the intentions just before play with or in contact with brand new while making of any choice. People accessibility this great site or even the information is at the own risk. None ABCL and you can ABC Companies, nor the officers, teams or agencies will likely be accountable for people losses, ruin or debts arising away from any accessibility, use of, otherwise dependence on, this amazing site and/or advice, otherwise one website regarding this web site. Distribution and you will not authorized use of one Content consisted of on this website may violate copyright laws, trademark rules, new rules of confidentiality and you can publicity, certain communications laws and regulations and you may laws or any payday loan no bank account Centerville TN other relevant laws and regulations. You alone have the effect of their procedures and/or steps off anybody making use of your representative name and/otherwise code. As such, you shall indemnify and you will keep Facilities Merchant, ABCL / ABC Enterprises and its particular officers, administrators, personnel, associates, agents, licensors, and you will team lovers simple off and you may against any and all losses, can cost you, problems, liabilities, and you may expenditures (along with attorneys’ fees) incurred about, as a result of, or for the intention of to prevent, one claim or demand off a 3rd party that the fool around with of one’s Webpages or perhaps the use of the Web site from the people people utilizing your associate identity and you may/otherwise password (plus in the place of restrict your own participation throughout the upload elements or the submissions) violates any applicable rules otherwise regulation, or the rights of any alternative party. You are told to read brand new particular give files very carefully getting details into risk issues, fine print before generally making any financial commitment in almost any program otherwise situations otherwise ties or financing device Nothing contains herein is usually to be construed because the an advice to fool around with any product, procedure, gadgets or foods, incompatible having people patent, if not and you can Facilities Vendor / ABCL/ABC Companies tends to make no icon otherwise warranty, display otherwise implied that, the employment thereof does not infringe people patent, or else. Details about this great site sourced away from benefits otherwise 3rd party services providers, which could include reference to people ABCL Associate. However, any such pointers shall never be construed so you can show which they fall-in or depict otherwise are recommended from the opinions of the Facilities Seller otherwise ABC Companies. 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These conditions become effective when you access the site for the first time and constitute a binding agreement between FirstRand Limited (FRL), including its subsidiaries and affiliates as determined by FirstRand Bank (FRB) and yourself, which will always prevail. The current version of these conditions governs our respective rights and obligations each time you access this site. A certificate signed by the administrator responsible for maintaining this site will be prima facie proof of the date of publication and content of the current version and all previous versions of the conditions. Nature of information on the site All information on this site is only intended to provide you with general information about us. Nothing contained herein constitutes an offer or agreement to enter into any transaction, nor does it constitute guidance, a proposal or recommendation to enter into All information is provided "as is" and should not be treated as professional or investment advice of any kind. You should consult your own professional advisers before relying on any information on this site. This website may contain views or opinions that are not necessarily those of FRL. We may use the services of other organisations to provide information on the site. We have no control over this information and make no representations or warranties of any nature as to its accuracy, appropriateness or correctness. You agree that such information is provided "as is" and we will not be directly or indirectly liable for any damages that may arise from your reliance on it.
What are cookies? A cookie is a small text file that is stored on your computer or device when you visit a website and are used by all websites and have different functions. At a basic level cookies will: - Allow the site to work properly, and help keep it secure. - Help us understand how people use the website. - Make the site easier to use by remembering information that you've entered, - Improve your experience by showing you information that's relevant to you. The cookies we use let our eMagazines do the following: eMag Cookie - Type: eMag Cookie Acceptance Cookie Name: AcceptCookies Description: This cookie is used to record if the user has accepted cookies from the eMagazine website. It is retained for a period of 1 year. ASP.NET Session Id - cookie name: ASP.NET_SessionId Description: This cookie is essential for the operation of the website. It is set by the .NET framework to record the users current session between page requests. It does not contain any personally identifiable information and is deleted when the user closes the browser. More information about this cookie on the Microsoft website Polls - Cookie Name: Poll[n] Description: This cookie records which polls have been voted on during a visit to the eMagazine website. It records a value indicating an option was selected and does not record any personally identifiable data. The cookie is retained for a period of 2 months. Types of Cookie Session Cookies are temporary Cookies that remain in the cookie file of your browser until you leave the site. This information is not stored after you have left the site. Persistent Cookies remain in your browser for much longer (though how long will depend on the lifetime of the specific cookie but this may be indefinitely or until deleted). Third party cookies Third party cookies are cookies stored in your browser by third party websites which may be used to provide additional services to you via our website. Third party sites Google Analytics, a web analytics service provided by Google, Inc. Google Analytics is one such third party website which sets a cookie in order to evaluate your use of websites. The information generated by the cookie about your use of the website (including your IP address) is transmitted to Google. This information is then used to evaluate visitor’s use of the website and to compile statistical reports on eMagazine activity for us. How to control and delete cookies For more information on how to control and delete cookies, you may wish to visit About Cookies which contains comprehensive information on how to do this on a wide variety of web browsers. You will also find details on how to delete cookies from your machine as well as more general information about cookies. Please be aware that restricting cookies may cause our website to work incorrectly. If you wish to view your cookie code, just click on a cookie to open it. You'll see a short string of text and numbers. The numbers are your identification card, which can only be seen by the server that gave you the cookie. For information on how to do this on the browser of your mobile phone you will need to refer to your handset manual. How to disable cookies You can stop cookies being downloaded on to your computer by selecting the appropriate settings on your browser. However please note that if you do this you may not be able to use the full functionality of this eMagazine site.
In this help article, we'll delve into the intricacies of LunaMD's affiliate tracking cookies, how they work, and the benefits they offer to you as a valued affiliate partner. What Are Affiliate Tracking Cookies? Affiliate tracking cookies are small pieces of data that websites use to track user interactions and activities. In the context of the LunaMD affiliate program, these cookies play a crucial role in ensuring that affiliates receive proper credit for the sales they generate. LunaMD's Everlasting Cookies At LunaMD, we take pride in offering a unique approach to affiliate tracking cookies. Our cookies are designed to last forever and never expire. This means that once a potential customer clicks on your affiliate link and the tracking cookie is set in their browser, you will continue to receive credit for any purchases they make on LunaMD, even if those purchases happen months or even years later. How LunaMD's Everlasting Cookies Work - Initial Click: When a user clicks on your affiliate link, our tracking cookie is automatically placed in their browser. This cookie contains your unique affiliate identifier, which allows us to associate their actions with your account. - Credit for Future Sales: Unlike traditional cookies that might expire after a certain period, our cookies are persistent. This means that if the user returns to LunaMD's website at any point in the future and makes a purchase, you will still receive credit for that sale. This system ensures that you are fairly compensated for your role in driving the sale, even if it happens long after the initial click. - No Need to Re-Click: Once a user has clicked your affiliate link and the cookie is set, there's no need for them to repeatedly click the link every time they visit LunaMD. The cookie will continue to track their interactions with the website, and you will receive credit for any resulting sales. Benefits of Everlasting Cookies: - Long-Term Earnings: LunaMD's everlasting cookies empower you to earn commissions on sales that occur far into the future. This provides a consistent stream of revenue from your initial efforts. - Flexibility: Since there's no time limit on when a sale can be credited to your affiliate account, you can focus on driving quality traffic and conversions without being constrained by short cookie expiration periods. - Customer-Focused Approach: Customers can take their time researching and considering their purchase, knowing that their decision won't impact your ability to earn a commission later on. In other words, there's no need for high-pressure sales tacts to be a successful LunaMD affiliate. Maximizing Your LunaMD Affiliate Success: - Quality Content: Create engaging and informative content that resonates with your audience. The longer your content remains relevant, the higher the chance of converting potential customers into long-term sales. - Engage Your Audience: Encourage your audience to explore LunaMD's offerings and educate them about the benefits of our products or services. This can increase the likelihood of repeat visits and conversions. - Regular Updates: Keep your audience informed about any new developments, promotions, or products on LunaMD. Engaging content and updates can lead to repeat visits and higher chances of generating sales. In conclusion, LunaMD's everlasting affiliate tracking cookies provide a unique advantage to our affiliates by allowing you to earn commissions on sales that occur far into the future. This system ensures fairness, flexibility, and a customer-centric approach, enabling you to build a sustainable income stream through your affiliate efforts.
TERMS & CONDITIONS Our Terms & Conditions The following describes the terms and conditions upon which Matrix Star Marketing (hereinafter the “Company” or “Matrix Star Marketing“ or “We“) offers access to the Internet site found at www.matrixstar.com.sg alongside its related country specific sites (hereinafter the “Site”) to you the customer (hereinafter “You“) and the use of its services (hereinafter the “Terms and Conditions“). If, at any time, you do not wish to accept the Terms and Conditions, you may not use the Site. Any terms and conditions proposed by you which are in addition to, or which conflict with these Terms and Conditions are expressly rejected by the Company and will have no force or effect. You understand and agree that we may discontinue or change the Site at any time, without notice. You also understand and agree that we may discontinue or restrict your use of this Site for any reason without notice. Use & Access to the Site You shall be responsible for providing and maintaining the means by which you access the Site, which may include, but is not limited to, your personal computer or mobile device, connectivity hardware, and telecommunication lines. You shall be responsible for all access and service fees necessary to connect to the Site and assume all charges incurred by use of such connectivity services. You further assume all risks associated with the use and storage of information on your personal computer, mobile device or on any other computer or device through which you will gain access to the Site and the services (hereinafter referred to as “Computer“). You represent and warrant that you have implemented and plan to operate and maintain appropriate protection in relation to the security and control of your Computer and any information and data included therein. You agree that we will not be liable in any way to you in the event of failure of or damage or destruction to your Computer systems, data or records or any part thereof, or for delays, losses, errors or omissions resulting from the failure or mismanagement of any telecommunications or Computer equipment or software. You will not in any way, whether directly or indirectly, expose the company or any of the company’s online service providers to any computer virus or other similarly harmful or inappropriate material or device. We reserves the right to suspend the operation of this Site or any part or sections of it at any time and no claims may be entertained against the Company in connection thereto. You agree that We will not be liable in any way to you or to any other person in the event of force majeure (including, but not limited to, the act of any government or legal authority) or for the failure of or damage or destruction to your computer systems, data or records or any part thereof, or for delays, losses, errors or omissions resulting from the failure or mismanagement of any telecommunications or computer equipment or software. You understand that while the Internet and the World Wide Web are generally reliable, technical problems or other conditions may delay or prevent you from accessing the Site. We shall not be liable, and you agree not to hold or seek to hold the company or any of its agents or service providers liable, for any technical problems, system failures and malfunctions, communication line failures, equipment or software failures or malfunctions, system access issues, system capacity issues, high Internet traffic demand, security breaches and unauthorized access, and other similar computer problems and defects. WE does not represent, warrant or guarantee that you will be able to access or use the Site at times or locations of your choosing, or that WE will have adequate capacity for the Site as a whole or in any geographic location. WE does not represent, warrant or guarantee that the Site will provide uninterrupted and error-free service. We does not make any warranties or guarantees with respect to the Site and its content, including but not limited to, warranties for merchantability or fitness for a particular purpose. Trademarks and Copyrights All rights, titles and interests in and to the contents of the Site, and the “www.matrixstar.com.sg” and trademarks, services marks, trade names, and logos are owned by Matrix Star Marketing Pte Ltd., or its affiliates, or other licensors and are protected by copyright and trademark laws, and international treaties. You agree not to delete any copyright notices or other indications of protected intellectual property rights from materials that you print or download from the Site. You will not obtain any intellectual property rights or any right or license to use such materials or the Site, other than as expressly set out in these Terms and Conditions. Images displayed on the Site are either the property of the company or its licensors. You agree not to upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights and the prior written consent of the company Nothing contained on the Site may be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark without the written permission of the company or any third party that may own the trademarks. Your use of trademarks, or any other content of the Site, except as provided herein, is strictly prohibited. You agree to fully indemnify, defend and hold harmless the company, its corporate affiliates and their respective officers, directors and employees immediately upon demand from and against all claims, demands, liabilities, damages, losses, costs and expenses, including legal fees and other charges whatsoever, howsoever caused, that may arise as a result of: (i) any breach of these Terms and Conditions by you or (ii) violation by you of any law or the rights of any third party. Without prejudice to any other rights in these Terms and Conditions, if you breach in whole or in part any provision contained herein, the company or any of its corporate affiliates which provides services to you reserves the right to take such action as it sees fit, including (but not limited to) terminating any agreement in place with you, terminating or blocking the services offered to you via the Site and/or taking legal action against you. Governing Law and Court Jurisdiction These Terms and Conditions shall be governed by the laws of Singapore, without regard to conflicts of law principles thereof. This is the case regardless of whether you reside or transact business with the company anywhere else in the world. If any part of these Terms and Conditions are held unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. The services hereunder are offered by Matrix Star Marketing Pte Ltd. In the event of a conflict between a provision of these Special Conditions and any provision of the Terms and Conditions, then the Special Conditions shall prevail. Notwithstanding the grant of the Licenses, you agree and acknowledge that all right, title and interest in and to the Tools, the Code and all information and data made available therein including (but not limited to) trademarks, signs, trade names, domain names, images, pictures, graphics, photographs, animations, videos, music, audio and text belong to the company, its affiliates and/or the Third Party Providers (as applicable) and are protected by copyright and/or other intellectual property rights and/or other rights. You are not permitted to make any alterations whatsoever to the Code including (but not limited to) alterations which hide or obscure advertising and links to the company or third party websites accessible via the Tools. You may not circumvent any mechanism included in the Code and/or Tools for preventing unauthorized reproduction or distribution. Without prejudice to any other right, we are entitled to immediately block use of the Tools on your website in the event that you breach these provisions. The information on the Site is presented for the purpose of disseminating useful information to the Site’s visitors. The company does not make any warranty or representation about the completeness, accuracy, or reliability of any material contained on the Site or on any links that are a part of the Site. The company recommends all visitors and users exercise their own independent analytical skills and then formulate a judgment on the information provided on the Site. The Site is not to be relied on as an independent alternative for professional advice. Users and visitors are advised to take appropriate professional advice as is relevant to their specific circumstances. Disclaimer of Warranties and Liability The Contents of this Site are provided on an “as is” and “as available” basis without warranties of any kind, and are of a general nature. The company does not warrant and hereby disclaims any warranty: - As to the accuracy, correctness, reliability, timeliness, non-infringement, title, merchant ability or fitness for any particular purpose of the Contents of this Site; - That the Contents available through this Site or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this Website and the server is and will be free of all viruses and/or other harmful elements. The company expressly disclaims Liability of any kind for any errors in or omissions from, the Contents of this Site. The company shall also not be Liable for any damage, expenses, costs or loss of any kind, howsoever caused as a result (direct or indirect) of the use of this Site, including but not limited to any damage or loss suffered as a result of your use of this Site and/or reliance on the Contents contained in or available from this Site.
We may use “cookies” on our website. Cookies are data files which store information on your hard drive or browser that means that our website can recognise that you have visited our website before. They make it easier for you to maintain your preferences on this website. You can, should you choose, disable the cookies from your browser and delete all cookies currently stored on your computer. On Microsoft Internet Explorer, this can be done by selecting ‘Tools/Internet Options’ and reviewing your privacy settings or selecting ‘delete cookies’. You can find out how to do this for your particular browser by clicking ‘help’ on your browser's menu or by visiting http://www.allaboutcookies.org/manage-cookies/index.html. However, many of our website features will not function if you disable cookies.
The term ‘misco’ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is Fino Buildings, Level 1, Mdina Road, Zone 4, Central Business District, Birkirkara. We operate through four companies, Market Intelligence Services Company Limited, misco Consulting Limited, misco International Limited and Human Resources Outsourcing and Temping Services Limited. The owner of the website is Market Intelligence Services Company Limited whose registration number is C6346. The term ‘you’ or ‘data subject’ refers to the user of our services or viewer of our website. The content of the pages of this website is for your general information and use only. It is subject to change without notice. misco is committed to protecting the privacy of our partners, customers, suppliers and employees in accordance with Data Protection laws. We aim to provide a safe and secure client experience. misco will endeavour to ensure that the data submitted remains confidential and protected and is used for the purposes set out in this policy. First and foremost, we will use the data you have supplied to provide you with an excellent service. General Terms and Conditions Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. misco shall in its sole discretion determine the data subject’s compliance with these terms and conditions and shall have the right to prevent any data subject from using its service without prior notice. Data we collect misco collects your personal data, such as your name, address, date of birth, contact details, and e-mail address which may be obtained from your CV, application forms, booking forms, registration forms or any other document you consciously provide us. We may also collect other categories of personal data if required in relation to the provision of specific services and if required to carry out quality assurance processes, investigations, complaints and appeals. Use of the information provided Any data collected and held by misco is for the purpose of informing you about job opportunities and training activities and to conduct surveys. misco may also use this data to provide you with information on misco’s services, news and wider developments so as to keep you in touch with the market. misco may release information on the data subject to regulatory or law enforcement authorities, if required. misco also reserves the right to disclose the data we have collected about the data subject to misco professional advisors, group of companies or third party service providers who perform functions on our behalf (including external consultants, business associates and professional advisers such as lawyers, auditors and accountants, technical support functions and platforms, marketing platforms and IT consultants carrying out testing and development work on our business technology systems) and to other persons or entities to the extent that misco contracts out any aspect of the operation, in order to provide the data subject with optimal services. misco gathers data and statistics collectively about all visitors to the misco website, for example, which area users access most frequently, and which services users access the most. misco uses such data in the aggregate form. This data helps misco determine what is most beneficial for the users and how we can continually improve our services to create a better overall experience for users. Rights of the Data Subject The data subject has the right at any time; Kindly note that the above may affect the services misco is able to supply you. Following the data subject’s request to have personal data erased and/or unsubscribed from our database or mailing list, misco will action this request within 30 days from date of request. Responsibilities of the Data Subject The data subject is responsible for ensuring that all data given is complete, accurate, up-to-date and not misleading and that it is not discriminatory, obscene, offensive, defamatory or otherwise illegal or in breach of any applicable legislation, regulations or codes of practice or of the copyright, trade mark or other intellectual property rights in any jurisdiction. misco relies on the data subject to keep this data up-to-date. Should the data subject wish to remove any documents submitted this can be done by notifying misco by email on [email protected]. The data subject will not post or transmit to misco any material that contains a virus or disabling services that interfere with the operation of the site or infringe on any intellectual property right of any third party or that could affect misco’s reputation or that defames, abuses, harasses or threatens others, encourages any illegal activity or otherwise could damage or cause a loss in any manner whatsoever to misco. The data subject shall not disclose confidential information to any third parties. If for any reason, misco suffers any loss or damage in virtue of direct or indirect dissemination by the data subject, of the confidential information referred in this clause, misco reserves the right to resort to any action available at law. We have implemented security policies, rules and technical measures to protect the personal data that we have under our control from unauthorised access, improper use and disclosure, unauthorised destruction or accidental loss. Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence. Certain features or services offered on or through the website may require you to open an account or provide payment details. You are entirely responsible for maintaining the confidentiality of the information you hold for your account, including your password, and for any and all activity that occurs under your account as a result of your failing to keep this information secure and confidential. You agree to notify misco immediately of any unauthorised use of your account or password, or any other breach of security. You may be held liable for losses incurred by misco or any other user of or visitor to the website due to someone else using your password or account as a result of your failing to keep your account information secure and confidential. You may not use anyone else’s password or account at any time without the express permission and consent of the holder of that password or account. misco cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations. Additionally, by using the website, you acknowledge and agree that internet transmissions are never completely private or secure. You understand that any message or information you send to the website may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted. 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Published on January 23, 2025 Data discovery platforms are essential for harnessing data, enabling teams to find, trust, and use the right data, and power AI investments. The best of today’s data discovery platforms offer features like universal search, AI-enhanced queries, pre-built connectors to common data sources, and robust collaboration tools. Alation stands out as a leader in data discovery with AI-driven search capabilities, data marketplace options, and data catalog features that help organizations realize the full value locked within their data. Data drives businesses today. Forrester Research says companies that make it easy for teams to find and use data are eight times more likely to grow than their less advanced peers. Gartner research shows that CEOs' top priority is growth. Considering these findings together, it’s no surprise that investments in data analytics increased by 54% in 2024. Yet using data effectively begins with enabling teams to find the data they need. And the ability to find the right data demands much more than just having access to databases and business intelligence tools. Wringing value from data requires that teams can find, understand, trust, and ask questions about data before they even put it to use. That’s also increasingly important for AI initiatives, where access to trusted data is crucial for generating returns on AI investments. Data discovery is the act of sifting through vast amounts of corporate data to find, understand, and use the right data to create meaningful insights. From there, teams quickly and easily spot trends, create accurate forecasts, find ways around risks, prepare for the unexpected, and more. However, before data is used, it has to be discovered—whether it’s in a database or locked in a “shadow IT” application silo. Deeper customer insights from finding and analyzing data for customer behaviors, preferences, and needs – which can drive more effective marketing and improved customer satisfaction. More efficient operations by identifying inefficiencies and opportunities for improvement that drive cost savings, cycle time reduction, and more effective processes. Less risk by identifying potential areas of risk and finding proactive solutions to mitigate those risks. Increased security from analyzing data and systems access, network disruptions and anomalies, and transaction variances that can signal potential security gaps and attacks. Faster innovation by identifying and capitalizing on new opportunities, market trends, competitive moves, and other incoming information. More time for strategic thinking by eliminating and automating manual data search and discovery processes and giving teams more time to focus on cognitive work. Easier regulatory compliance through faster access to necessary information and enabling guardrails to better manage data access. Improved decision-making by identifying key trends and patterns in data to make better decisions in less time and with more confidence. Data discovery platforms enable workers to find and understand organizational data, no matter where it resides. Data discovery forms the foundation of every data-driven initiative, from governance and compliance to digital transformation and data literacy. If teams can’t find the data they need, data initiatives are impossible. Modern data discovery platforms go further by helping people connect with those who know the data better. These solutions also enable data governance efforts, access controls, data privacy and security for personally identifiable information (PII) and other data, collaboration tools, and more. While data discovery platforms help people find data, they also offer tools for data teams to define data objectives; consolidate, cleanse, and transform data; enforce data rules; architect data infrastructures; and more. As data becomes even more critical to competitiveness and growth in 2025, its value in powering AI is clear. Since AI needs vast amounts of data to generate accurate, trusted insights, organizations must find and understand data before AI can leverage it. The best data discovery tools enable organizations to democratize access to enterprise data in pursuit of a robust data culture. Universal search makes searching vast and disparate data sources and systems as easy as searching the web for non-technical people and highly skilled data scientists. AI-enhanced data discovery capabilities that understand natural language queries to provide results that match the meaning of the search query rather than just the specific keywords. Data descriptions, terms, definitions, policies, documentation, and more to help users better understand data and use it appropriately. Collaboration and trust tools to view data lineage, evaluate data quality, and allow subject matter experts to use trust flags, endorsements, and comments for increased confidence in the data. Pre-built connectors that integrate with popular data sources like relational databases, flat files, business intelligence tools, common applications, and AI models, and more, and open connectors and APIs for more unique and homegrown data sources. Automation tools to automatically discover (and categorize and catalog) new data sources as they are deployed and to automate typically manual data-related processes. Data governance capabilities to capture objectives, empower data stewards, store organizational knowledge, and define processes that adhere to data governance best practices. Ease of use, flexibility, and scalability so non-technical workers, skilled developers, busy executives, and focused data scientists can all gain increased value from data as the organization grows. Alation is the data intelligence company, helping organizations realize value from data and AI initiatives by delivering trustworthy data for everyone to accelerate data initiatives and strengthen a data culture with a unified view of metadata across your data, BI, and AI assets. Alation benefits include: AI-driven universal search bar to easily search all sources simultaneously, browse and discover the most relevant, trusted data, and query data in natural language. Intelligent Search that redefines traditional keyword-focused search by combining behavioral, semantic, and keyword ranking capabilities for a more intuitive search experience. Alation Marketplaces to connect with high-value, third-party datasets to uncover new insights, including Snowflake Data Exchange, Datarade, and public sources like data.gov. Potential concerns with Alation include its extensive business user capabilities and broad solution suite that can increase the total cost of ownership. Now a part of Google, Looker is a business intelligence solution that combines foundational AI, cloud-first infrastructure, industry-leading APIs, and a flexible semantic layer. Looker benefits include: Ability to build custom data experiences. Semantic modeling for sourcing data for AI and human analysis. Visualizations, self-service analytics, and a built-in AI assistant. Potential concerns with Looker include its technical interface and reliance on the Google Cloud ecosystem. Secoda offers a data discovery and metadata management platform using AI, automation, and data catalog capabilities to enable data governance efforts. Secoda benefits include: AI-powered data search across a single source of truth for all data assets. Features to combine data quality, catalog, and governance processes onto a single platform. Automation tools to perform bulk updates, data tagging, data asset identification, and more. Potential concerns with Secoda include higher pricing for more advanced features and complex, technical integration requirements. Select Star provides a data governance platform consisting of a data catalog, lineage, and usage features. Select Star benefits include: Data catalog tools to find, describe, and document data for easier discovery. Data lineage captured at the granular level to understand where data originated. Usage insights to better understand how and how often data is used. Potential concerns with Select Star include limitations on data quality, scalability, and data observability, plus manual implementation requirements. Atlan offers a platform for data and AI governance that stitches together disparate data by cataloging data and enriching it with business context and security. Atlan benefits include: Natural language search using synonyms to broaden keyword searches. Business context search to find data linked to business metrics. Search via SQL syntax for data engineers. Potential concerns with Atlan range from its limited analytics capabilities to its complex interface and lack of AI integrations. Collibra delivers trusted data that accelerates smarter decision-making through its unified platform, which covers governance, quality, lineage, privacy, and more. Collibra benefits include: A unified view of data assets for comprehensive visibility across an organization. The Collibra Data Marketplace, which provides a self-service portal where data consumers can shop for curated, ready-to-use data. Automation tools to speed manual tasks like automatic classifications and AI-driven asset description drafting. Potential concerns with Collibra are its high price compared with competitors, complex implementation, and limited AI features. The OneTrust platform simplifies data collection, automates data governance, and activates the responsible use of data through data policies. OneTrust benefits include: Data discovery and classification engine that dives into data to improve classification accuracy. Wide selection of pre-built connectors for popular data sources and an SDK for custom data connectors. Automation of consumer rights requests to track and fulfill consumer data requests. Potential concerns with OneTrust are its steep learning curve, customer support limitations, and integration complexity. Metaphor describes its offering as a social platform for data, giving teams instant access to data questions. Metaphor benefits include: Customized search that’s easy for technical and non-technical users to find and use data with confidence. Slack and Teams integrations to streamline how data is discovered and shared. Governance, quality, and collaboration tools to improve trust and knowledge sharing. Potential concerns with Metaphor range from its lack of an AI chatbot and limited reporting features to its focus on technical users. With an ever-increasing flow of data and new AI-powered tools requiring more access to better data, every organization is challenged to streamline how data is discovered, managed, used, and shared. It’s a daunting task, but one that is effectively overcome by democratizing data access with a modern data discovery platform. Alation eases data discovery so teams can build AI models with confidence, data governance efforts run effectively, and trusted data products are accessible and shared across the organization. The result is empowered teams that can put data to work easily for faster, more accurate decisions made with increased confidence. Schedule an Alation demo to learn why 40% of the Fortune 100 use Alation for data discovery, data and AI governance, metadata management, and more.
These last few years, digital marketing kept evolving and data has proved to be an undeniable asset for companies. Moreover, the idea of ensuring a digital transformation within companies (which, between us, should already be done) is relegated to the benefit of a more specific objective: becoming data-driven companies, piloted by the data. Our environment is totally digitized, it is a fact. Online shopping and digital advertising have never been so big. Business and marketing strategies, especially those of emerging companies, also start by taking into account online interactions (Web, mobile, applications, e-commerce, online campaigns, …) before all those that are offline (eg shopping in shops). In this digital age in which we evolve, it’s difficult not to consider the data as godsend. They are the key to optimize marketing strategies, growth and business success. In this scenario, data collection becomes one of the pillars of our marketing strategies. It seems obvious that: the more data we can collect (e.g., ad centric, centric site, user centric, CRM), the more our ecosystem becomes clearer and easily addressable (with the right message at the right time). Making the right decisions to optimize marketing strategies and achieve a data-driven growth then seems reachable for everyone. Yet, it is far from being so simple. As mentioned, data have become a valuable asset for businesses and users know it. Above all, they know that their journeys on the internet are studied and analyzed. And that, they do not appreciate. Thus, they are more and more attentive to the data they share and with whom they share it. As proof: the increasing use of AdBlockers, worldwide. About 30% of French Internet users use them. In response to this climate of mistrust but also to the growing importance of user data protection and the pressure of the European institutions (GDPR), new native features within browsers (eg Safari with ITP, Chrome or Firefox ), which can clearly impact the collection of data, have gradually begun to emerge. The advertisers then saw themselves slipping slowly into a rather delicate situation. In this context, they must review their copy and adapt if they do not want to see this pillar (represented by the data) crumbling, thus “collapsing” their company. They need to be transparent to users and allow them to decide how to handle their own data. Data collection becomes an increasingly difficult task, at least if you want to do it exhaustively and accurately (yes, it is possible to do both). For this reason, there is a need to review existing types of data collection and their benefits (taking care not to confuse collection types with data types). THE THIRD PARTY COLLECTION This type of collection is done under the domain name of a third party, and not of the advertiser (e.g. collection.com vs. advertiser.com). It concerns the majority of advertising partners involved in digital campaigns, as well as the vast majority of technology partners used to optimize online strategies (TMS, analytical tools, etc.). Let’s take an example: Any advertiser, with a web page, doing their analytics with Google, or another similar tool, will collect data for their analytics via a domain similar to: google.analytics.com – so with a domain name other than: advertiser .com and thus considered as third party. In the same way, ad platforms collect campaign data using a different domain from the website where they appear. This is the key to a third party collection. What does it mean for the advertiser ? All of these tools or platforms that collect data in this way will ultimately only have access to 30% of the ones they could collect (according to an Eulerian study). This is due, remember, to the fearsome Adblockers and native blockers of the browsers mentioned above that block calls to third party tags. In addition, it should be noted that, in the case of advertising platforms, the data collected is not entirely the property of the advertiser but is also shared with these platforms thus making it difficult to control them. This is somewhat inconsistent with what the new data privacy legislation aims to achieve, namely, greater transparency and clarity for users as to the location and availability of their data. THE FIRST PARTY COLLECTION For its part, the collection of data in first party is done under the domain name of the advertiser. This means that the data is the property of the advertiser and is collected as such (the term “first party” starts to make sense, isn’t it?). Thus, for a technological tool (not directly linked to the site) to collect all the data without suffering the activities of adblockers, it must be able to set up a collection of this type. How? Thanks to a delegation of domain Let’s take an example, still with our website advertiser.com: To collect in first party, it is necessary to set up a delegation, an alias, via a subdomain of the advertiser, as for example: www.plateforme.advertiser.com. The collection taking place under the name of the advertiser, and not under a third party, neither the Adblockers nor the browsers, interrupt the calls of tags. The access to the data is possible. This factually translates into an increase in the amount of data collected and, therefore, a much more real and accurate view of what is happening in the online environment. Because yes, having more data is good, but it is really the use we make of these data that is important and especially the reliability of the analyzes that emerge. As proof, think about the medical world and the research that is done daily. Don’t you think that with 70% participation at least the results are not totally biased? Don’t you think we can go from a large sample of people who might be receptive (or not) to treatment? It’s exactly the same (obviously different) for marketing campaign analytics. By missing out on this data, you could also miss out on a nice target that’s receptive to your campaigns. These data and their significant analyzes make it possible to make informed decisions in order to optimize the marketing strategies thanks to a better knowledge of the users and the customer journey: more data, more reliability in the analyzes, more efficiency at the level of the campaigns and more conversions. Furthermore, it should also be noted that with this form of collection (carried out via a sub-domain of the advertiser), the data is entirely owned and managed by the advertiser. However, it is important to specify, and even more with the entry into force of the GDPR, that if these data belong to it, they belong above all and first to the user. With this in mind, advertisers must be transparent and provide all the information that a user would like to obtain. If marketing technologies makes it possible to obtain precise information in terms of collection and analysis (especially of marketing attribution), it is important that they can remain neutral with regard to the results. Indeed, it seems complex to be objective when one is both player and referee. Having a neutral analysis is however crucial to be able to measure to optimize the media ecosystem and, consequently, the data-driven growth. Thus, first-party data collection brings many benefits: - More data collected, more accurate analysis and optimization of ROI & conversion - Tranquility and transparency in the face of new privacy legislation in force - Neutrality and accuracy in the valuation of its channels Finally, it is important to emphasize the importance of having a technology that collects in centralized first party, but also allows to collect and reunite the entire Customer Journey whatever the device or data (eg ad centric, centric site, user centric, television, point of sale, call center) so that all aspects of the media ecosystem can be exploited effectively.
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GDPR Policy for Clip ‘n Climb Plymouth Clip ‘n Climb Plymouth Ltd. (“Clip ‘n Climb Plymouth”, “CnC Plymouth”, “we”, “us”) (registered company number 10522561 is committed to protecting your privacy. At all times we aim to respect any personal information you share with us, or that we receive from others, and keep it safe. This Privacy Notice (“Notice”) sets out our data processing practices and your rights and options regarding the ways in which your personal information is used and collected (including through our website – clipnclimbplymouth.co.uk). This Notice contains important information about your personal rights to privacy. Please read it carefully to understand how we use your personal information. The provision of your personal information to us is voluntary. However, without providing us with your personal information, your use of our services or your interaction with us may be impaired. For example, you may be unable make an online booking. 1: HOW WE COLLECT PERSONAL INFORMATION ABOUT YOU: (a) Technical information, including the internet protocol (IP) address used to connect your device to the internet, browser type and version, time zone setting, browser plug-in types and versions and operating systems and platforms. (b) Information about your visit to the websites, including the uniform resource locator (URL) clickstream to, through and from the website (including date and time), services you viewed or searched for, page response times, download errors, length of visits to certain pages, referral sources, page interaction information (such as scrolling and clicks) and methods used to browse away from the page. We currently don’t collect and use your personal information by using cookies on our website. In general, we may combine your personal information from these different sources set out in a-d above, for the purposes set out in this Notice. 2: WHAT PERSONAL INFORMATION DO WE USE? We may collect, store and otherwise process the following kinds of personal information: and/ or any other personal information which we obtain as per paragraph 1. Do we process special categories of data? The EU General Data Protection Regulation (“GDPR”) recognises certain categories of personal information as sensitive and therefore requiring more protection, for example, information about your health, ethnicity and religious beliefs. In certain situations, Clip ‘n Climb Plymouth may collect and/or use these special categories of data (for example, information on climbers’ medical conditions relevant to their use of our facilities). We will only process these special categories of data if there is a valid reason for doing so and where the GDPR allows us to do so. 3: HOW AND WHY WILL WE USE YOUR PERSONAL INFORMATION? Your personal information, however, provided to us, will be used for the purposes specified in this Notice. In particular, we may use your personal information: 4: LAWFUL BASES The GDPR requires us to rely on one or more lawful bases to use your personal information. We consider the grounds listed below to be relevant: The GDPR allows us to collect and process your personal information if it is reasonably necessary to achieve our or others’ legitimate interests (as long as that processing is fair, balanced and does not unduly impact your rights as an individual). In broad terms, our “legitimate interests” means the interests of running Clip ‘n Climb Plymouth as a commercial entity and ensuring the best possible user experience. When we process your personal information to achieve such legitimate interests, we consider and balance any potential impact on you (both positive and negative), and on your rights under data protection laws. We will not use your personal information for activities where our interests are overridden by the impact on you, for example where use would be excessively intrusive (unless, for instance, we are otherwise required or permitted to by law). 5: COMMUNICATIONS FOR MARKETING/PROMOTIONAL PURPOSES We may use your contact details to provide you with information about our work, events, services and/or activities which we consider may be of interest to you (for example, about services you previously used, or events involving our facilities at Clip ‘n Climb Plymouth). Where we do this via email, SMS or telephone (where you are registered with the Telephone Preference Service), we will not do so without your prior consent (unless allowed to do so via applicable law). Where you have provided us with your consent previously but do not wish to be contacted by us about our work, events, services and/or activities in the future, please let us know by email at firstname.lastname@example.org. You can opt out of receiving emails from Clip ‘n Climb Plymouth at any time by clicking the “unsubscribe” link at the bottom of our emails. We may use a 3rd party provider to send out these emails. 6: CHILDREN’S PERSONAL INFORMATION When we process children’s personal information, where required we will not do so without their consent or, where required, the consent of a parent/ guardian. We will always have in place appropriate safeguards to ensure that children’s personal information is handled with due care. 7: HOW LONG DO WE KEEP YOUR PERSONAL INFORMATION? In general, unless still required in connection with the purpose(s) for which it was collected and/or processed, we remove your personal information from our records six years after the date it was collected. However, if before that date (i) your personal information is no longer required in connection with such purpose(s), (ii) we are no longer lawfully entitled to process it or (iii) you validly exercise your right of erasure (please see Section 11 below), we will remove it from our records at the relevant time. If you request to receive no further contact from us, we may keep some basic information about you on our suppression list in order to comply with your request and avoid sending you unwanted materials in the future. 8: WILL WE SHARE YOUR PERSONAL INFORMATION? We do not share, sell or rent your personal information to third parties for marketing purposes. However, in general, we may disclose your personal information to selected third parties in order to achieve the purposes set out in this Notice. These parties may include (but are not limited to): In particular, we reserve the right to disclose your personal information to third parties: in the event that we sell or buy any business or assets, in which case we will disclose your personal information to the (prospective) seller or buyer of such business or assets; if substantially all of our assets are acquired by a third party, personal information held by us may be one of the transferred assets; if we are under any legal or regulatory duty to do so; and/or to protect the rights, property or safety of Clip ‘n Climb Plymouth, its personnel, users, visitors or others. 9: SECURITY/STORAGE OF AND ACCESS TO YOUR PERSONAL INFORMATION Clip ‘n Climb Plymouth is committed to keeping your personal information safe and secure and we have appropriate and proportionate security policies and organisational and technical measures in place to help protect your information. Your personal information is only accessible by appropriately trained staff, volunteers and contractors, and stored on secure servers which have features to prevent unauthorised access. 10: INTERNATIONAL DATA TRANSFERS Given that we are a UK-based organisation we will normally only transfer your personal information within the European Economic Area (“EEA”), where all countries have the same level of data protection law as under the GDPR. However, because we may sometimes use agencies and/or suppliers to process personal information on our behalf, it is possible that personal information we collect from you will be transferred to and stored in a location outside the EEA, for example, the United States. Please note that some countries outside of the EEA have a lower standard of protection for personal information, including lower security requirements and fewer rights for individuals. Where your personal information is transferred, stored and/or otherwise processed outside the EEA in a country that does not offer an equivalent standard of protection to the EEA, we will take all reasonable steps necessary to ensure that the recipient implements appropriate safeguards (such as by entering into standard contractual clauses which have been approved by the European Commission) designed to protect your personal information and to ensure that your personal information is treated securely and in accordance with this Notice. If you have any questions about the transfer of your personal information, please contact us using the details below. Unfortunately, no transmission of your personal information over the internet can be guaranteed to be 100% secure – however, once we have received your personal information, we will use strict procedures and security features to try and prevent unauthorised access 11: EXERCISING YOUR RIGHTS Where we rely on your consent to use your personal information, you have the right to withdraw that consent at any time. This includes the right to ask us to stop using your personal information for marketing or fundraising purposes or to unsubscribe from our email list at any time. You also have the following rights: Please note that some of these rights only apply in limited circumstances. For more information, we suggest that you contact us using the details in paragraph 14 below. We encourage you to raise any concerns or complaints you have about the way we use your personal information by contacting us using the details provided in paragraph 14 below. You are further entitled to make a complaint to the Information Commissioner’s Office – www.ico.org.uk. For further information on how to exercise this right, please contact us using the details below. 12: CHANGES TO THIS NOTICE We may update this Notice from time to time. We will notify you of significant changes by contacting you directly where reasonably possible for us to do so and by placing an update notice on our website. This Notice was last updated on 14th August 2019. 13: LINKS AND THIRD PARTIES We can from time to time link our website directly to other sites. This Notice does not cover external websites and we are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policies of any external websites you visit via links on our website. 14: HOW TO CONTACT US Please let us know if you have any questions or concerns about this Notice or about the way in which Clip ‘n Climb Plymouth processes your personal information by contacting us at the channels below. Please ask for or mark messages for the attention of the Centre Manager (Data Protection Officer/Data Manager). Telephone: 01752 717567 Post: Clip ‘n Climb Plymouth, 17 Brest Rd, Plymouth PL6 5AA
1. PERSONAL INFORMATION WE MAY COLLECT Where applicable, we indicate whether and why you must provide us with your Personal Information, as well as the consequences of failing to do so. If you do not provide Personal Information when requested, you may not be able to benefit from our Service if that information is necessary to provide you with the service or if we are legally required to collect it. 2. PERSONAL INFORMATION PROVIDED BY YOU Registration. If you desire to have access to certain restricted sections of the Site or request to receive marketing materials, you may be required to become a registered user, and to submit the following types of Personal Information to Sniply: your name, email address, phone number, full user name, password, city, and time zone. Customer Support. We may collect information through your communications with our customer support team or other communications that you may send us and their contents. Making a Purchase. When you make payments through the Service, you will need to provide Personal Information such as your credit card number and billing address. Social Media. In order to allow you to post to your external platforms, we may ask you to provide your username, account ids, social handle, timezones, and email address. Other. We may also collect your contact details when you provide them in the context of our customer, vendor, and partner relationships. 2a. Personal Information Collected from Connected Social Media Accounts If you connect your third party social media account to your Sniply account, we may collect certain information stored in your social media account such as: Facebook Sniply may allow you to connect a Facebook page or profile to your Sniply account, in which case we will access certain information from Facebook regarding your account. In particular, we may collect profile image, display name, username / page ID or profile ID, access tokens, and sent posts. This includes the content of your post and engagement data (such as click rates, likes, re-shares, impressions, as well as general engagement counts), to the extent permitted by applicable law. This data will only be used by Sniply to provide you with the Service you expect and will not be shared with any third parties. Twitter Sniply may allow you to connect a Twitter profile to your Sniply account, in which case we will access certain information from Twitter regarding your account. In particular, we may collect profile image, display name, username / profile ID, access tokens, and sent posts. This includes the content of your post and engagement data (such as click rates, likes, retweets, re-shares, impressions, as well as general engagement counts), to the extent permitted by applicable law. This data will only be used by Sniply to provide you with the Service you expect and will not be shared with any third parties. Buffer Sniply may allow you to connect a Buffer account to your Sniply account, in which case we will access certain information from Buffer regarding your account. In particular, we may collect profile images, display names, username / profile ID, access tokens, and queued posts. This includes the content of queued posts to the extent permitted by applicable law. This data will only be used by Sniply to provide you with the Service you expect and will not be shared with any third parties. 2b. Personal Information Automatically Obtained from Your Interactions with the Service Log Data. Log Data. When you use our Service, our servers automatically record information that your browser sends whenever you visit a website (“Log Data”). This Log Data may include information such as your IP address, browser type or the domain from which you are visiting, the web-pages you visit, the search terms you use, and any advertisements on which you click. Cookies and Similar Technologies. Like many websites, we also use “cookie” technology to collect additional website usage data and to improve the Site and our Service. A cookie is a small data file that we transfer to your computer’s hard disk. A session cookie enables certain features of the Site and our service and is deleted from your computer when you disconnect from or leave the Site. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Site. Persistent cookies can be removed by following your web browser help file directions. Most Internet browsers automatically accept cookies. Sniply may use both session cookies and persistent cookies to better understand how you interact with the Site and our Service, to monitor aggregate usage by our users and web traffic routing on the Site, and to improve the Site and our Service. We may also automatically record certain information from your device by using various types of technology, including “clear gifs” or “web beacons.” This automatically collected information may include your IP address or other device address or ID, web browser and/or device type, the web pages or sites that you visit just before or just after you use the Service, the pages or other content you view or otherwise interact with on the Service, and the dates and times that you visit, access, or use the Service. We also may use these technologies to collect information regarding your interaction with email messages, such as whether you opened, clicked on, or forwarded a message, to the extent permitted under applicable law. You can instruct your browser, by editing its options, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit. Please note that if you delete, or choose not to accept, cookies from the Service, you may not be able to utilize the features of the Service to their fullest potential. Do Not Track. Sniply does not process or respond to web browsers’ “do not track” signals or other similar transmissions that indicate a request to disable online tracking of users who use our Service. Links to Other Websites. Our Site contains links to other websites. The fact that we link to a website is not an endorsement, authorization or representation of our affiliation with that third party. We do not exercise control over third party websites. These other websites may place their own cookies or other files on your computer, collect data or solicit Personal Information from you. Other sites follow different rules regarding the use or disclosure of the Personal Information you submit to them. We are not responsible for the content, privacy and security practices, and policies of third-party sites or services to which links or access are provided through the Service. We encourage you to read the privacy policies or statements of the other websites you visit. 3. HOW WE MAY USE YOUR PERSONAL INFORMATION We may use the Personal Information we obtain about you to: - create and manage your account, provide our Service, process payments, and respond to your inquiries; - manage account authentication such as two-factor authentication; - communicate with you to verify your account and for informational and operational purposes, such as account management, customer service, or system maintenance, including by periodically emailing you service-related announcements; - publish your content, comments or messages on social media platforms; - provide tailored advertising, for Sniply services; - aggregate your Personal Information for analytical purposes; - provide customer support; - operate, evaluate and improve our business (including by developing new products and services; managing our communications; determining the effectiveness of our advertising; analyzing how the Service is being accessed and used; tracking performance of the Service; debugging the Service; facilitating the use of our Service); - send you marketing communications about products, services, offers, programs and promotions of Sniply, and affiliated companies; - ensure the security of our Service; - manage our customer, service provider and partner relationships; - enforce our agreements related to our Service and our other legal rights; and - comply with applicable legal requirements, industry standards and our policies. If you are located in the European Economic Area, we may process your Personal Information for the above purposes when: - you have consented to the use of your Personal Information, For example, we may seek to obtain your consent for our uses of cookies or similar technologies, or to send you marketing communications. - we need your Personal Information to provide you with services and products requested by you, or to respond to your inquiries, - we have a legal obligation to use your Personal Information, or - we have a legitimate interest in using your Personal Information. In particular, we have a legitimate interest in using your Personal Information to ensure and improve the safety, security, and performance of our Service, to anonymize Personal Information and carry out data analyses. 4. HOW WE SHARE YOUR PERSONAL INFORMATION We may disclose the Personal Information we collect about you as described below or otherwise disclosed to you at the time the data is collected, including with: Social Media Platforms We engage certain trusted third parties to perform functions and provide services to us, including hosting and maintenance, error monitoring, debugging, performance monitoring, billing, customer relationship, database storage and management, and direct marketing campaigns. We may share your Personal Information with these third parties, but only to the extent necessary to perform these functions and provide such services. We also require these third parties to maintain the privacy and security of the Personal Information they process on our behalf. Compliance with Laws and Law Enforcement Sniply cooperates with government and law enforcement officials or private parties to enforce and comply with the law. To the extent permitted under applicable law, we may disclose any information about you to government or law enforcement officials or private parties as we believe is necessary or appropriate to investigate, respond to, and defend against claims, for legal process (including subpoenas), to protect the property and rights of Sniply or a third party, to protect Sniply against liability, for the safety of the public or any person, to prevent or stop any illegal, unethical, fraudulent, abusive, or legally actionable activity, to protect the security or integrity of the Service and any equipment used to make the Service available, or to comply with the law. Other Third Parties 5. HOW WE PROTECT YOUR PERSONAL INFORMATION Sniply is very concerned about safeguarding the confidentiality of your Personal Information. We employ administrative and electronic measures designed to appropriately protect your Personal Information against accidental or unlawful destruction, accidental loss, unauthorized alteration, unauthorized disclosure or access, misuse, and any other unlawful form of processing of the Personal Information in our possession. Please be aware that no security measures are perfect or impenetrable. We cannot guarantee that information about you will not be accessed, viewed, disclosed, altered, or destroyed by breach of any of our administrative, physical, and electronic safeguards, subject to requirements under applicable law to ensure or warrant information security. We will make any legally-required disclosures of any breach of the security, confidentiality, or integrity of your unencrypted electronically stored Personal Information to you via email or conspicuous posting on our Site in the most expedient time possible and without unreasonable delay, consistent with (i) the legitimate needs of law enforcement or (ii) any measures necessary to determine the scope of the breach and restore the reasonable integrity of the data system , and any other disclosures that may be required under applicable law. We also take measures to delete your Personal Information or keep it in a form that does not permit identifying you when this information is no longer necessary for the purposes for which we process it, unless we are required by law to keep this information for a longer period. When determining the retention period, we take into account various criteria, such as the type of products and services requested by or provided to you, the nature and length of our relationship with you, possible re-enrollment with our products or services, the impact on the services we provide to you if we delete some information from or about you, mandatory retention periods provided by law and the statute of limitations. 6. YOUR RIGHTS AND CHOICES If you decide at any time that you no longer wish to receive such marketing communications from us, please follow the unsubscribe instructions provided in any of the communications. You may also opt out from receiving commercial email from us by sending your request to us by email at [email protected]. Please be aware that, even after you opt out from receiving commercial messages from us, you will continue to receive administrative messages from us regarding the Service. In certain jurisdictions you have the right to request access and receive information about the Personal Information we maintain about you, to update and correct inaccuracies in your Personal Information, to restrict or object to the processing of your Personal Information, to have the information blocked, anonymized or deleted, as appropriate, or to exercise your right to data portability to transfer your Personal Information to another company. Those rights may be limited in some circumstances by local law requirements. In addition to the above-mentioned rights, you also have the right to lodge a complaint with a competent supervisory authority subject to applicable law. Where required by law, we obtain your consent for the processing of certain Personal Information collected by cookies or similar technologies, or used to send you direct marketing communications, or when we carry out other processing activities for which consent may be required. If we rely on consent for the processing of your Personal Information, you have the right to withdraw it at any time and free of charge. When you do so, this will not affect the lawfulness of the processing before your consent withdrawal. To update your preferences, ask us to remove your information from our mailing lists, delete your account or submit a request to exercise your rights under applicable law, please contact us as specified in the “How to Contact Us” section below. 7. DATA TRANSFERS 8. CHILDREN’S PRIVACY The Site is not directed to persons under 16. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us at [email protected]. We do not knowingly collect Personal Information from children under 16. If we become aware that a child under 16 has provided us with Personal Information, we will delete such information from our files. 10. HOW TO CONTACT US 6101 Penn Avenue, Suite 201 Pittsburgh, PA 15206 This document was last updated on October 18, 2023.
Website Terms and Conditions of Use Last Updated on: May 23rd, 2024 This website is owned and operated by The Gathered Company LTD. (hereafter “Our”, “We” or “Company”). Our principal place of business is located at 264169 Range Road 273 East, Kathryn Alberta. Use of this website is at Your own risk. We host this site on a reputable platform and take reasonable efforts to maintain and host the site. However, We make no explicit representations or warranties as to the safety or Your individual use of the website. The Terms and Conditions of Use contained on this page is subject to change at any time. You must be of legal age of majority in Your place of residence to be able to form legally binding contracts under applicable law to use Our website and to purchase Our [templates, courses, and products]. Anyone who does not meet these criteria is unauthorized, unlicensed and in violation of these Terms and Conditions. By using this site, You represent and warrant that You can form a legally binding contract under applicable law and are of legal age of majority where you reside, and that you agree to abide by all of the terms and conditions of these Terms and Conditions. Intellectual Property Notice All text, photographs, graphics and other materials on this site are subject to the copyrights and other intellectual property rights of The Gathered Company LTD. and are protected by The Copyright Act, RSC., 1985, c. C-42.. Website materials may not be copied for any reason, including your personal use, commercial use, or distribution, nor may these materials be modified or reposted to other sites, without the prior express written permission of Company. We may prosecute You to the fullest extent permissible should We choose to do so, including asking for financial penalties (damages) and/or an injunction forcing You to stop using Our intellectual property immediately. By purchasing any product from The Gathered Company Ltd. on this website, you are granted one revocable, worldwide, non-exclusive license to the product(s) you have purchased. If you violate this license by giving or selling a copy of our product(s) to anyone, We reserve the right to invoice you for the licenses you have gifted to others and revoke your access to our products permanently. Digital Products Return Policy Digital products such as our recipe e-books or sourdough course which are downloadable are not eligible for return. We maintain a right to republish any submission in whole or in part as reasonably necessary in the course of Our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent or otherwise harmful or inappropriate. You agree to indemnify and hold harmless Our website and company for any direct or indirect loss or conduct incurred as a result of Your use of Our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s). While We may reference certain results, outcomes or situations on this website, You understand and acknowledge that We make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for You as a result of these statements or any other statements anywhere on this website. If You have medical, legal or financial questions, You should consult a medical professional, lawyer or CPA and/or CFP respectively. We expressly disclaim any and all responsibility for any actions or omissions You choose to make as a result of using this website, related materials, products, courses or the materials contained herein. While Company may offer discounts or offers at various times, these discounts or offers may be terminated or amended at any time without explanation or warning. Sales, discounts, and offers will not be retroactively applied to past purchases. This website is updated on a regular basis and while We try to make accurate statements in a timely and effective manner, We cannot guarantee that all materials and related media contained herein are entirely accurate, complete or up to date. You expressly acknowledge and understand that any information or knowledge You gain as a result of using this website is used at Your own risk. If You should see any errors or omissions and would like to let us know, please email us at email@example.com We do not necessarily endorse or recommend any of the goods or services advertised on or through our websites. We do not necessarily endorse or recommend any affiliates using our services. Company makes no income/financial claims, nor guarantees of any kind regarding the potential income that can be generated through Our website, communications, or your participation in the purchase of any of our products. Past results presented on the website are not an indication or promise of Your results. There is no guarantee You will earn any money using any of Our materials, and Your revenue is dependent solely on you and your actions or non-actions. This site may use affiliate links/codes to sell certain products or services. We disclaim any and all liability as a result of Your purchase through one of these links/codes. We will use reasonable efforts to notify You when and where We have placed affiliate links/codes in addition to this disclaimer located in these Terms & Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links or using any affiliate codes contained on this website or related communications. If at any time Company feels You have violated these Terms and Conditions, Company shall immediately terminate Your use of Our website and any related communications as We deem appropriate. It is within Company’s sole discretion to allow any user’s access of Our website, and We may revoke this access at any time without notice, and if necessary, block Your IP address from further visits to Our site(s). You agree to indemnify and hold harmless Company, its suppliers and service providers and their respective officers, directors, employees, consultants, representatives, and agents from and against any claim, cause of action, or demand, including without limitation reasonable legal, accounting, and other professional fees, brought as a result of your use of the Website, The information contained herein constitutes the entire agreement between site users and Our company relating to the use of this website. Severability & No Waiver The Parties agree that if any part of these Terms and Conditions of Use is determined by a Court of competent jurisdiction to be unlawful, or otherwise unenforceable, the offending provision shall be severed, and the validity of the remaining provisions shall not be affected. The rights and obligations of the Parties shall be construed as if the Terms and Conditions of Use did not contain the term or provision held to be invalid or unenforceable. The failure by one or both Parties to enforce a provision of these Terms and Conditions of Use shall not be considered evidence of any waiver, breach or relinquishment of such provisions, and said provisions will remain in full force and effect. The failure by one or both Parties to enforce a provision of these Terms and Conditions of Use shall not constitute a waiver of any other portion or provision of these Terms and Conditions of Use. Headings and titles are provided in this Terms and Conditions of Use for convenience only and will not be construed as part of the legal terms. Venue and Jurisdiction Any and all disputes or disagreements rising between the Parties out of this Terms and Conditions of Use upon which an amicable understanding cannot be reached, shall be referred to and finally resolved by arbitration under the Canadian Arbitration Association Arbitration Rules. The place of the arbitration shall be Calgary, Alberta, unless another location is mutually agreed to by the Parties. There shall be one (1) arbitrator and the language of the arbitration shall be English. The cost and expenses of the arbitrator shall be shared equally by the Parties. Each Party shall be responsible for its own costs and expenses in presenting the dispute for arbitration. The decision of the arbitrator shall be final and there shall be no right of appeal. Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction.
What are the 11 obligations of PDPA? If you are a business owner, it is essential to know your obligations under the Personal Data Protection Act (PDPA) of Singapore. The PDPA is a comprehensive data protection law that sets out the obligations of organizations that collect, use, and disclose personal data in Singapore. In this article, we will explore the 11 obligations of PDPA and what they mean for your business. Introduction to PDPA The PDPA came into effect on July 2, 2014, and applies to all organizations, regardless of size, that collect, use, and disclose personal data in Singapore. The act has 11 obligations that organizations must comply with to ensure that they protect the personal data they handle. 1. Accountability Obligation Organizations must take responsibility for complying with the PDPA and have policies and practices in place to ensure compliance. 2. Consent Obligation Under the PDPA, organizations must obtain the individual’s consent before collecting, using, or disclosing their personal data. The consent must be voluntary, informed, and specific to the purpose for which the data is collected. 3. Purpose Limitation Obligation Organizations must collect, use, or disclose personal data only for purposes that a reasonable person would consider appropriate in the circumstances and must notify individuals of the purpose for which their data is collected. 4. Notification Obligation Organizations must notify individuals of the purposes for which their personal data is collected and obtain their consent before using or disclosing the data for a purpose other than that for which it was collected. 5. Access and Correction Obligation Organizations must provide individuals with access to their personal data and correct any errors or omissions in the data upon request. 6. Accuracy Obligation Organizations must make reasonable efforts to ensure that the personal data they collect is accurate and complete, taking into account the purposes for which the data is collected. 7. Protection Obligation Organizations must protect personal data in their possession or under their control by making reasonable security arrangements to prevent unauthorized access, collection, use, disclosure, copying, modification, disposal, or similar risks. 8. Retention Limitation Obligation Organizations must not retain personal data longer than is necessary for the purpose for which it was collected, taking into account legal, business, or other relevant purposes. 9. Transfer Limitation Obligation Organizations must ensure that personal data transferred to another organization is protected by comparable data protection standards to those under the PDPA. 10. Data Breach Notification Obligation Organizations must evaluate whether a data breach is notifiable. If the breach could cause significant harm to individuals or is of significant magnitude, organizations are obligated to promptly notify both the PDPC and affected individuals. 11. Data Portability Obligation Organizations must ensure that any data intermediary they engage complies with the PDPA when handling personal data on their behalf. Compliance with the PDPA is essential for all businesses that handle personal data in Singapore. The act’s 11 obligations are designed to ensure that organizations collect, use, and disclose personal data in a responsible and transparent manner, while protecting individuals’ privacy rights. By complying with these obligations, businesses can build trust with their customers and avoid potential legal and reputational risks.
This policy applies to information We collect: • On our Apps or Websites. • In email, text, and other electronic messages between you and the Practices. • Through our Apps or Websites. • When you interact with our advertising and applications on third-party Apps and services, if those applications or advertising include links to this policy. It does not apply to information collected by: • Us offline or through any other means, including on any other website operated by the Practices or any third party; or • Any third party, including through any application or content (including advertising) that may link to or be accessible from or on our Apps. • Children Under the Age of 16 The Apps, Websites and the Services are not intended for children under 16 years of age. No one under age 16 may provide any information to or on the Apps or Websites. We do not knowingly collect personal information from children under 16. If you are under 16, do not use or provide any information on our Apps or Websites or on or through any of its features. If We learn We have collected or received personal information from a child under 16 without verification of parental consent, We will delete that information. If you believe We might have any information from or about a child under 16, please contact us at: California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see Your California Privacy Rights (below) for more information. • Information We Collect About You and How We Collect It We collect several types of information from and about users of our Apps and Websites, including information: • By which you may be personally identified, such as name, postal address, e-mail address, telephone number, social security number, password, prescriptions, medical history, or any other identifier by which you may be contacted online or offline (“personal information”); • That is about you but individually does not identify you; and/or • About your internet connection, the equipment you use to access our Apps or Websites, and usage details. We collect this information: • Directly from you when you provide it to us. • Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies. Information You Provide to Us. The information you provide to us may include: • Information that you provide by filling in forms on our Apps or Websites. This includes information provided at the time of registering to use our Apps or Websites, creating an account, subscribing to the Services, posting material, or requesting further services. We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Apps or Websites. • Records and copies of your correspondence (including email addresses), if you contact us. • Your responses to questionnaires or surveys that We might ask you to complete for purposes of the Services or conducting research. • Details of transactions you carry out through our Apps or Websites and of the fulfillment of your orders. You may be required to provide financial information before placing an order through our Apps. • Your search queries on the Apps or Websites. If you provide your personal information, you are agreeing to let us use such personal information to provide the Services, to run our businesses (including internal business analytics, operations, and other purposes), and to communicate with and market to you. You further agree that We may contact you by telephone or text message (including by an automatic telephone dialing system) at any of the phone numbers provided by you or on your behalf or in connection with your account, including for marketing purposes. Should you send Providers or its affiliates a direct text (SMS) message through a mobile device, such message constitutes your prior express written consent to receive responses and other messages to that mobile device. Message and data rates may apply You understand that you are not required to provide this consent as a condition of receiving Services and that you may opt out of receiving marketing SMS messages at any time by texting the word STOP to the text message using the mobile device that received the text messages. Information We Collect Through Automatic Data Collection Technologies. As you navigate through and interact with our Apps and Websites, We may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: • Details of your visits to the Apps or Websites, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Apps or Websites. • Information about your computer and internet connection, including your IP address, operating system, and browser type. We also may use these technologies to collect information about your online activities over time and across third-party Apps or Websites or other online services (behavioral tracking). At this time, We do not respond to browser “do not track” signals. The information We collect automatically does include personal information, or We may maintain it or associate it with personal information We collect in other ways or receive from third parties. It helps us to improve our Apps and Websites and to deliver a better and more personalized service, including by enabling us to: • Estimate our audience size and usage patterns. • Store information about your preferences, allowing us to customize our Apps or Websites according to your individual interests. • Speed up your searches. • Recognize you when you return to our Apps or Websites. The technologies We use for this automatic data collection may include: • Flash Cookies. Certain features of our Apps or Websites may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Apps or Websites. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information. • Web Beacons. Pages of our Apps or Websites and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit ELEMED , for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity). Information We Collect From Social Media and Third Party Sources We may collect information from you when you follow or like us on social media sites and platforms, including but not limited to Instagram, Twitter, and Facebook. Such information collected may include your name, email address, other contact information, and/or comments and content you post. We also may collect information about you when you submit information through social media platforms or if you sign up for promotions. You can also link your third-party accounts to us; by doing so you authorize us to collect, store, and use any information such third-party services may provide to us. We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. Protected Health Information How We Use Your Information We use information that We collect about you or that you provide to us, including any personal information: • To present the Apps, the Websites and their contents to you. • To provide you with information, products, or services that you request from us. • To fulfill any other purpose for which you provide it. • To provide you with notices about your account, including expiration and renewal notices. • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection. • To notify you about changes to our Apps, Websites or any products or services We offer or provide though it. • To allow you to participate in interactive features on our Apps or Websites. • In any other way We may describe when you provide the information. • For any other purpose with your consent. We may also use your information to contact you about goods and services that may be of interest to you. If you do not want your information used in this way, please adjust your user preferences in your account profile. We may use the information We have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though We do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria. We may deidentify any information collected through the Apps, Websites and Services so that such information can no longer be linked to you or your device. We may use such deidentified information for any purposes, including but not limited to aggregating it with other data, for research and marketing, and share such data with third parties, as set forth more fully herein. The Practices do not sell personal medical information. We do not provide your personally identifiable medical data to third-parties in exchange for payment. Disclosure of Your Information We may disclose aggregated, deidentified information about our users, and information that does not identify any individual, without restriction. • To our subsidiaries and affiliates to deliver Services to you. • To contractors, service providers, and other third parties We use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which We disclose it to them. • With healthcare providers, including the Practices, to provide health care services to you as part of the Services, with whom you communicate with through or about the Services, or for other treatment, payment, or health care operations purposes, including medication fulfillment and pharmacy services, at your request. • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of ELEMED’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our Apps or Websites users is among the assets transferred. • To third parties to market their products or services to you if you have not opted out of these disclosures. We contractually require these third parties to keep personal information confidential and use it only for the purposes for which We disclose it to them. • To fulfill the purpose for which you provide it. • For any other purpose disclosed by us when you provide the information. • With your consent. We may also disclose your personal information: • If We believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Providers, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction. • In de-identified form, whether or not aggregated with other data, at our discretion. Choices About How We Use and Disclose Your Information We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information: • Disclosure of Your Information for Third-Party Advertising. If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt out by logging into the Apps and adjusting your user preferences in your account profile or by sending us an email stating your request to email@example.com • Promotional Offers. If you do not wish to have your contact information used to promote products or services, you can opt out by logging into the Apps and adjusting your user preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request to firstname.lastname@example.org. If We have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions. This opt out does not apply to information provided to the Practices as a result of a product purchase, warranty registration, product service experience, or other transactions. • Targeted Advertising. If you do not want us to use information that We collect or that you provide to us to deliver advertisements according to our advertisers’ target-audience preferences, you can opt out by logging into the Apps and adjusting your user preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request to California residents may have additional personal information rights and choices. Please see Your California Privacy Rights (below) for more information. Nevada residents who wish to exercise their sale opt-out rights under Nevada Revised Statutes Chapter 603A may submit a request to this designated address: email@example.com Accessing and Correcting Your Information You can review and change your personal information by logging into the Apps and visiting your account profile page. California residents may have additional personal information rights and choices. Please see Your California Privacy Rights below for more information. Your California Privacy Rights If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, visit the CCPA privacy notice for California Residents. California’s “shine the Light” law (Civil Code Section § 1798.83) permits users that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to firstname.lastname@example.org. We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions and protected health information will be encrypted using SSL technology. The safety and security of your information also depends on you. Where We have given you (or where you have chosen) a password for access to certain parts of our Apps, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Apps like message boards. The information you share in public areas may be viewed by any user of the Apps. Unfortunately, the transmission of information via the internet is not completely secure. Although We do our best to protect your personal information, We cannot guarantee the security of your personal information transmitted to our Apps or Websites. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the App or Websites. European Union Visitors Practices’ Services are intended only for use by residents of the United States, and in particular, residents of the following states: New York, New Jersey, California, Florida, and Nevada as of March 16th, 2024. Redirect visitors from the European Union to a message notifying them that they cannot use the Services. In addition, the Apps do not permit European Union residents to register or to use the Services. ELEMED does not collect any personally identifying information from such visitors to the Apps or Websites, although we may archive their IP addresses. 10 Gordon Drive Totowa, NJ 07512
The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site. Copyright © 2020 - 2022 ADM Enterprises, LLC rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for information. and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2020 - 2022 ADM Enterprises, LLC. All rights reserved. All notices from the ADM Enterprises, LLC to you may be posted on our Web site and will be deemed delivered within thirty (30) days after posting. Notices from You to the ADM Enterprises, LLC shall be made either by e-mail, sent to the address we provide on our Web site, or first-class mail to our address at 692 Brandywine Rd. North Charleston, South Carolina 29420 Delivery shall be deemed to have been made by You to the ADM Enterprises, LLC five (5) days after the date sent. ADM Enterprises, LLC 692 Brandywine Rd. North Charleston, South Carolina 29420 Copyright © 2020 - 2022 ADM Enterprises, LLC All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2020 - 2022 ADM Enterprises, LLC All rights reserved. All brand, product, service, and process names appearing on this Web site are trademarks of their respective holders. Reference to or use of a product, service, or process does not imply recommendation, approval, affiliation, or sponsorship of that product, service, or process by ADM Enterprises, LLC Nothing contained herein shall be construed as conferring by implication, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property rights of ADM Enterprises, LLC or any third party, except as expressly granted herein. Use of Site This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. ADM Enterprises, LLC and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if ADM Enterprises, LLC believes that customer conduct violates applicable law or is harmful to the interests of ADM Enterprises, LLC and its subsidiaries. If you choose to give us personal information via the Internet that we or our business partners may need -- to correspond with you, process an order or provide you with a subscription, for example -- it is our intent to let you know how we will use such information. If you tell us that you do not wish to have this information used as a basis for further contact with you, we will respect your wishes. We do keep track of the domains from which people visit us. We analyze this data for trends and statistics, and then we discard it. We have implemented these practices for the ADM Enterprises, LLC website: https://www.doctoranita.com. We are also instructing our business associates to include information on privacy practices everywhere information is collected on their personal sites, tailored to what that portion of the site does and reflecting the practices outlined here. In the event the ADM Enterprises, LLC site contains links to other Web sites. ADM Enterprises, LLC is not responsible for the privacy practices or the content of such Web sites. Your Email Address We only collect and hold your email address in order to send you the information you have requested and to keep you up to date on relative issues concerning our company that may help you. You can unsubscribe at any time for any reason with zero tears or recriminations. Feel free to contact Customer Service at Shipping & Delivery At this time, ADM Enterprises, LLC ships merchandise to locations within the United States and U.S. territories, including Alaska, Hawaii, Puerto Rico, Guam, and the US Virgin Islands. Additionally, ADM Enterprises, LLC ships merchandise to Canada and Mexico, but not to other international locations. The risk of loss and title for all merchandise ordered on this Web site pass to you when the merchandise is delivered to the shipping carrier. You may purchase merchandise from this Web site by using any one of the payment options listed. ADM Enterprises, LLC reserves the right to change its payment procedures at any time without prior notice to you.
Your privacy is important to us. This policy explains the information practices of BabyPage, Inc., a Delaware corporation (together with its successors and assigns, “BabyPage”, “we”, “us” or “our“), defines the privacy options of each of our users (each, a “user”, “you” or “your”) and describes how your information is collected and used by us, the owner and operator of the www.babypage.com website (the “Site”) and our related sites, services, products, tools, mobile applications or other applications (together with the Site and the App, collectively, the “Services”). By using or visiting the Services, whether or not you create an account with us, you agree to the collection and use of information in the manner described in this policy. BabyPage shall have the right at any time and without prior notice, at its sole discretion, to revise this policy. Such revisions and additions shall be effective immediately upon notice, which may be given by any means, including but not limited to posting the revised policy on the Site. You are responsible for reviewing the Site periodically for any modification to this policy. The Services and Information We Collect The Services is an online platform that guides mothers, fathers and other users through an online customized “baby book” creation process. The Services include, among other things, features that prompt users to answer questions relating to milestones in a child’s life and upbringing and enable users to post and upload content relating to such milestones and such child. Based on responses and other content provided by users, the Services automatically generate customized digital baby books that can be viewed through the Services (each, a “Platform Book”). The Services may also contain features allowing users to share content with friends and others on social media sites, to order high-resolution, finished versions of Platform Books in .pdf format (each, a “DigiBook”) or to order printed bound copies of Books (each, a “Printed Book” and, together with Platform Books and DigiBooks, each a “Book”). In addition, certain features of the Services may be available only to users that purchase a “BabyPage Plus” or other upgraded subscription to the Services. This policy applies to all information collected through the Services and any information you provide to BabyPage, whether or not you create an account with us. Additional detail about information that you provide to us and information that we collect through or in connection with your use of the Services, organized by category, is set forth below. Information You Provide to Us To use most features of the Services or participate in certain activities sponsored by BabyPage, you will be required to create an account with us. You will provide us with personal information when use any of the Services or tools or participate in certain BabyPage-sponsored activities. The personal information we collect when you create a BabyPage account includes: your name; your email address; a password that you select; whether you are a mother or a father; and the sex and birthday of the child about whom you intend to create a Book. We may allow you to create an account with the Services through the use of a third-party service such as Facebook, in which case we will collect personal information provided through such third-party service in accordance with your privacy settings with such third-party service. You may also choose to provide us with your child’s nickname and time of birth in connection with your user account. The information you submit to BabyPage in connection with the creation of a Book may include your text, photographs, video, graphics, music and any other materials you might submit as part of, or in conjunction with, your use of the Services. Such text and other materials are likely to include without limitation written narratives describing events relating to a child’s life and upbringing and associated dates. We also collect information about transactions you conduct through the Services, such as transaction dates and purchase prices if you purchase a DigiBook or a Printed Book or an upgraded subscription to the Services. Usage Data and Device Information In addition to the personal information you supply, we collect certain information about how you and other users use and interact with the Services and information about the device or devices you are using to access the Services. This information may include your IP address, which web browser you are using and the location of your device. We use such data in the following ways: to improve the design of the Services, to provide personalization on Services, to evaluate the performance of our various features, activities and programs and for our internal business analysis purposes. The technologies we may use to gather this information may include analytics software, IP addresses, cookies, web beacons, browser detection, device detection and weblogs. Certain of these technologies are further described as follows: - We use “cookies,” which are small data files that are stored on your computer or device when you visit certain online pages. Cookies often include a unique identifier that may record your preferences and actions. For more information on cookies and how to disable them, you can visit www.allaboutcookies.org. - We use web beacons, also known as “tags” or “pixels”, to collect information about how you use a given website. Web beacons are an invisible graphic placed on a web page. - We use “log files”, also called “server logs” to track actions on the website as well as collect data including browser type, IP address, referral pages, and date/time stamps. How We Use Information Our primary goal in collecting your information is to provide you with a personalized, relevant, and positive experience when using the Services and to generate one or more Books for you based on content you provide. We use information provided by you to manage your account, to process transactions and to provide the features of the Services, to present and tailor content in a manner effective for you and your device, to notify you about changes to the Services or address questions you may have about the Services, and to send you messages in accordance with your marketing preferences. We may analyze and use information provided by you to present you with personalized product recommendations on or through the Services and, as discussed below, we may contract with third parties to bring you these product recommendations. We may contact you with promotions and updates relating to the Services, or for other activities and purposes. The contact information you submit will not be used for these purposes if you choose not to receive such communications. You can control your privacy preferences regarding such communications (see the section below entitled “Your Privacy Preferences”) and can unsubscribe to any emails you receive. From time to time, you may be invited to participate in BabyPage-sponsored activities or programs. BabyPage may request that you provide some or all of the above listed personal information to participate in those activities or programs. We use information collected from activities and programs to learn about users in order to improve our services and develop new products and services of interest to our customers. We may from time to time select certain content posted or uploaded by users within the Services and display such listings for promotional purposes on a third-party social network, such as Facebook, Twitter, Instagram or Pinterest, or via email or blog postings. We will obtain the submitting user’s permission before displaying any such content for such promotional purposes. As discussed above, we may use analytics software and other tools to collect data about how users use and interact with the Services. We may use this data to better understand various aspects of the Services, such as which features of the Services are most useful to users and which features may require improvements in future iterations of the Services. We may detect the type of web browser or device you are using to optimize the performance of the Services and to understand the mix of browsers and devices used by our users and visitors. We and our third-party partners also use these technologies to personalize your experience and deliver advertisements, for research and marketing purposes, and to track your exposure to online advertisements. We may also use information we receive from third-party sources to enhance and validate the accuracy of your customer records. We may use your information in other ways not listed here, for which we will provide notice at the time of collection and as required by legal process. We use Google Analytics to help us understand how our customers use the Services. You can read more about how Google uses your personal information here. You can also opt-out of tracking analytic data through Google Analytics here. BabyPage may also contract with unaffiliated third parties to provide services, such as printing and shipping of Printed Books, software for certain features within the Services, customized recommendation of products to users, customer communications, analyzing and evaluating the information we collect, and other services. When we do this, we may provide your personally identifiable information to third parties only to provide those services, and they are not authorized to use your personally identifiable information for any other purpose. Behavioral (Remarketing) Advertising Remarketing is a form of targeted online advertising by which online advertising is targeted to consumers based on information about their previous actions on the Internet. This information includes without limitation the following types of data: - Data about your browsing activity (including which pages you visited and when, and what items were placed in your cart); - Device and browser information (including IP addresses, cookie strings, device types and mobile device unique identifiers); and - Ad data (including how many times you have been served an ad, what page the ad appeared on and interactions such as clicks or views of the ad). As described above, we use your personal information to provide you with targeted advertisements or marketing communications that we believe may be of interest to you. Additionally, third-party vendors may use this data for the purposes of delivering targeted ads. For more information about how targeted and behavioral advertising works, please visit the Network Advertising Initiative’s educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work. You can opt-out of targeted advertising on certain sites or services by using the following links: You can learn more about your options to opt-out of mobile app tracking through your device settings and by resetting the advertiser ID on your Apple or Android device. For more information about how to change these settings go to: With your permission, our website utilizes the Facebook pixel services of Facebook Inc., 1601 S California Ave Palo Alto, CA 94304 USA. This tool allows us to follow the actions of users after they are redirected to the website by clicking on a Facebook advertisement. We are thus able to record the efficacy of Facebook advertisements for statistical purposes. Using this data also allows us to improve our advertising for a better user experience and also to retarget users with further advertising on Facebook and the use of custom audiences. You can find more information and revoke your permissions here. Facebook HTML & 3rd Party Lead Generation Ads Our Commitment to Data Security Access to your data is limited to authorized BabyPage staff or approved vendors. Although total security does not exist on the Internet, BabyPage shall make commercially reasonable efforts to safeguard the information that you submit to BabyPage. Use of the Services by Children Information About Children As set forth above, the Services allow users to submit information about their children. Such information may include your child’s name, age, birthday, birth time, nickname, gender and photos of your child. The Services also invite you to write about and otherwise record memories about your child and certain events in your child’s life. Submitting information about your child or children (and the amount of information you provide) is always optional. We urge you to exercise caution when submitting information about your child. If you choose to submit information about your child, we use that information to customize your experience in using the Services, but we do not, without action on your part, display or disclose such information to other users or members of the public. The Services may allow you to share Books or other information about your child with friends, family and others via email, posts to social media sites such as Facebook or Twitter and other methods. WE URGE YOU TO EXERCISE EXTREME CAUTION IN SHARING ANY BOOK OR ANY OTHER INFORMATION OR CONTENT ABOUT YOUR CHILD. Whenever you share a Book or any portion thereof on any social media site or otherwise, it is out of our control. Once something is made publicly or semi-publicly available on the internet, it is practically impossible to take down all copies of it or otherwise control its further dissemination. Your Privacy Preferences If you have any questions about your personal information, or you would like to correct, update, or delete any of your personal information or data that we may collect, please email us at [email protected], or write us at BabyPage Privacy Team, 12231 Academy Rd NE #301-191, Albuquerque, NM 87111. BabyPage may provide or make available to users marketing communications such as e-mail newsletters, product and service updates, and promotions. BabyPage users generally find this type of information useful. Should you choose to not receive such future communications, you can follow the “unsubscribe” or similar instructions at the bottom of the email sent by BabyPage. How to Access or Correct Your Information You can access and maintain your personally identifiable information on your account page in the Services. Disclosure of Your Personally Identifiable Information We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order or legal process. It is also possible that BabyPage would sell all or substantially all of its assets and business. In any transaction of this kind, customer information, including your personally identifiable information, may be among the assets that are transferred. If we decide to so transfer your personally identifiable information, you will be notified by email or a post to the Site. Privacy and Links to Third Party Websites The Services may contain links to other websites. BabyPage is not responsible for the privacy practices of these other sites. We encourage you to be aware when you leave our site, and to read the privacy statements of each website that collects personally identifiable information. Some linked sites may be co-branded with our trademarks and those of our business partners. They may have the look and feel of www.itizen.com, but the URL in your browser window will indicate that you are visiting a different site. This policy only applies to information collected by BabyPage. How to Contact Us Should you have privacy questions or concerns, please send an email to [email protected]. The original version of this policy became effective on August 1, 2015. This policy was most recently updated on or about November 1, 2021. If you would like to view prior versions of this policy, please contact us at [email protected].
To make this site work properly, we may place small data files called cookies on your device. Most websites do this. What are cookies? A cookie is a small text file that a website saves on your computer or mobile device when you visit the site. It enables the website to remember your actions and preferences (such as login, language, font size and other display preferences) over a period of time, so you don’t have to keep re-entering them whenever you come back to the site or browse from one page to another. What cookies are set by visiting our site? Social Website Cookies So you can easily “Like” or share our content on the likes of Facebook and Twitter we have included sharing buttons on our site. The privacy implications on this will vary from social network to social network and will be dependent on the privacy settings you have chosen on these networks. Site Improvement Cookies We regularly test new designs or site features on our site. We do this by showing slightly different versions of our website to different people and anonymously monitoring how our site visitors respond to these different versions. Ultimately this helps us to offer you a better website. Visitor Statistics Cookies You may notice that sometimes after visiting a site you see increased numbers of adverts from the site you visited. This is because advertisers, including ourselves pay for these adverts. The technology to do this is made possible by cookies and as such we may place a so called “remarketing cookie” during your visit. We use these adverts to offer special offers etc to encourage you to come back to our site. Don’t worry we are unable to proactively reach out to you as the whole process is entirely anonymised. You can opt out of these cookies at anytime. We have a number of partners who promote our service on a success-only basis (i.e. instead of paying for advertising, we pay them commissions on sales). Cookies are required to allow us to reward these partners and these cookies are usually provided by specialist companies (known as affiliate networks). Neither us, the networks, or the partner advertising or recommending our services are able to identify you personally. We ask you to support us by allowing these cookies which ultimately help us to offer you the service we do at the price we do. Email Newsletter Cookies This site offers newsletter or email subscription services and cookies may be used to remember if you are already registered and whether to show certain notifications which might only be valid to subscribed/unsubscribed users. How to control Cookies? You can control and/or delete cookies as you wish – for details, see aboutcookies.org. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work.How to control cookies? The Bear’s Den at Reunion 955 Jack Nicklaus Court Reunion, FL 34747
Without buying a ticket, experiencing jet lag, or eating airline food, your church can reach as far as Europe, Asia, or Africa. Regardless of its size, your church can spread its message worldwide. ~ Tony Morgan Live Some places are shutting down one by one as coronavirus fears arise, this includes more than a dozen churches in the United States. For an undetermined number of weeks, many church leaders have decided to stream their services online. While distance is best for... Your church website is the church’s testimony! Within seconds of accessing your church website, a person forms opinions about your church—for better or worse. A good website is a great way to communicate a good testimony. Your church website helps brings people to your church. If someone wants to find a church in your area, how are they going to find it? If your first answer is, “check the Yellow Pages” you’re wrong. Most people go straight to Google. As of 2015, 60 percent of adults prefer to access web pages on mobile devices (phones and tablets). If your website is not easy to read and navigate on mobile, most of your visitors will not return, your site’s rank in search engines will suffer, and your website may... Privacy & Cookies Policy Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
The General Data Protection Regulation (GDPR), Europe’s restrictive data protection law, permits the transfer of personal data from the European Economic Area (EEA) to other countries only under limited circumstances. On July 16, 2020, the Court of Justice of the European Union (CJEU or Court) issued a highly anticipated decision in a case brought by Maximillian Schrems, an Austrian privacy advocate, who challenged Facebook Ireland’s reliance on standard contractual clauses (SCCs) as a legal basis for transferring his personal data to Facebook, Inc. in the United States (U.S.). The Court upheld SCCs (with conditions) and, although not directly challenged by Schrems, invalidated the EU-U.S. Privacy Shield Framework (Privacy Shield). These two mechanisms are commonly used by companies to facilitate the transfer of personal data from the EEA to the U.S. under the GDPR.2 Notably, this decision has far-reaching effects because many U.S.-based companies are subject to the GDPR (even those who have offices only in the U.S.) and/or engage in cross-border data transfers that are subject to the GDPR, sometimes without even realizing it – e.g., by e-mailing or mailing data to recipients located outside of the EEA, hosting data on servers in the EEA (but making that data accessible to individuals in the United States), using service providers located in the EEA, acting as a service provider to companies in the EEA, or collecting data of individuals in the EEA through a website. Even transfers within the same company or among affiliated companies may constitute cross-border data transfers. Violations can result in suspension of data transfers, administrative fines (up to 20 million euros or 4 percent of gross global earnings, whichever is higher), and, in some cases, even criminal penalties. The GDPR permits data transfers from the EEA only to countries that the European Commission (Commission) has determined to have data protections commensurate to European data protections, as evidenced by an adequacy decision issued by the Commission.3 Absent an adequacy decision, such as in the case of the U.S., cross-border data transfers are only permitted if appropriate safeguards are in place, such as SCCs.4 SCCs are standard contractual terms aimed at providing data protections that are approved by the European Commission and must be included in contracts between data exporters and data importers.5 The Court held that SCCs may be used in contracts between EEA data exporters (as data controllers) and non-EEA data importers (as data processors)6 to provide adequate protection for data transfers. EEA data exporters (in collaboration with importers, where appropriate), however, are charged with verifying, on a case-by-case basis prior to any transfer, whether the laws of the destination country ensure adequate protection, particularly with respect to law enforcement access to transferred data. The Court noted that it may be necessary to supplement the SCCs with additional contractual terms to provide additional safeguards. The data importer must notify the data exporter of any law enforcement request for transferred data or, if prohibited to provide such notification (such as may be the case in criminal investigations), advise of its inability to be able to comply with the SCCs. Data exporters, in turn, may be obligated to suspend the transfer of data or terminate its contract with the data importer. Data exporters, once advised by data importers, must also provide notice to the relevant data protection authority (DPA) of any change in legislation in the recipient country that is likely to have a substantial, adverse impact on the warranties and obligations provided by SCCs. Pursuant to SCCs, the DPA may suspend or prohibit data transfers, or conduct an audit of data processors and even sub-processors. In 2016 (the same year that the GDPR was adopted), the Privacy Shield was designed by the U.S. Department of Commerce and the European Commission to permit regular cross-border data transfers from the EEA to the U.S. with ease, even absent an adequacy decision.8 The Privacy Shield requires U.S. organizations to self-certify their adherence to certain data protection principles, among other things. The Court struck down the Privacy Shield, finding that it enables interference with the fundamental rights of the persons whose personal data is transferred from the EEA to the United States based on national security concerns, public interest or domestic laws. The Court was particularly concerned about federal surveillance programs and noted that the Privacy Shield did not confer EEA citizens actionable rights against U.S. authorities if their rights are violated. The most significant impact of the decision is that the EU-U.S. Privacy Shield certification is no longer a legally “valid mechanism to comply with EU data protection requirements when transferring personal data from the European Union to the United States.”9 This decision will have a significant impact on the over 5,000 U.S. organizations that rely on the Privacy Shield Framework. The U.S. Department of Commerce announced that it will “continue to administer the Privacy Shield program, including processing submissions for self-certification and re-certification to the Privacy Shield Frameworks and maintaining the Privacy Shield List,” and appears poised to negotiate a new framework by “remain[ing] in close contact with the European Commission and European Data Protection Board (EDPB) on this matter … to limit the negative consequences to the $7.1 trillion transatlantic economic relationship.”10 The European Commission echoed this desire for cooperation in a press conference shortly after the ruling.11 The EDPB, the European body charged with ensuring consistent application of the GDPR, offered its assistance in efforts to establish a new framework that would guarantee an adequate level of protection essentially equivalent to that provided by the GDPR.12 Notwithstanding the foregoing, a new framework is not guaranteed and can take time to develop. In the meantime, organizations should quickly identify alternative mechanisms for cross-border data transfers from the EEA and the United States. Indeed, DPAs across the EEA are responding to the CJEU’s decision in varied ways. The United Kingdom’s DPA advised companies to continue using the Privacy Shield while it reviews the decision and until it issues new guidance.13 It also advised, however, that companies should not begin using the Privacy Shield during this time.14 The Ireland DPA has stated that the use of the SCCs to transfer data to the U.S. is “questionable” and its assessments on such use will “need to be made on a case-by-case basis.”15 Germany’s DPA released a statement that transfers of personal data to the U.S. are not possible until the legal framework is reformed, stating that the SCCs could not be used where the receiving country has state access to the data not permitted under the GDPR.16 In yet another interpretation, France’s DPA stated that the CJEU’s decision validated the use of the SCCs.17 While a formal, uniform grace period has been ruled out by the EDPB18, there is a brewing divide in the application of the Court’s decision, and some DPAs appear less inclined to immediately bring enforcement actions against organizations that continue to use the Privacy Shield in the short term. It is important that organizations review guidance issued by the particular DPA with authority over their business arrangements. For organizations that use or will use SCCs for international data transfers, it is further important to analyze and record the determination of an adequate level of protection before any transfer to a country outside of the EEA (whether to the U.S. or elsewhere); understand obligations created by SCCs (e.g., DPA audit and enforcement rights, notification of law enforcement requests or inability to comply with SCCs, compensation to EEA data subjects for breach of SCCs); evaluate the SCCs’ impact on business operations; and implement an SCC compliance process (e.g., continuous monitoring of changes in domestic laws, internal mechanisms to identify any inability to comply with SCC terms, etc.).
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The CDO Journey: Insights and Advice for Data Leaders, by Peter Aiken, Todd Harbour, Ed Kelly, Burt Walsh, and Kathy Walter Let the masters guide you on your Chief Data Officer (CDO) journey! Where are the CDOs? Data leadership, the Red Sox, and the Yankees As the Beatles say: Come Together The data management solution Understand your roots Keep your eye on the ball Stick to your knitting Cost of doing data business How sausage gets made You’ve got a deal Through the looking glass We ain’t so different after all Three Ps and a T Get the organization ready for change Dig a little Getting things going Teach, learn, grow Program and business leadership Information technology leadership Get smart with data—get proficient Don’t reinvent the wheel A recipe for data DMM level 1: It works for me DMM level 2: Make the same mistake at least two times in a row DMM level 3: Getting the organization in shape DMM level 4: Count the things that matter DMM level 5: Data leads the way Some tips for success Target short-term wins Rack up small wins for big wins A chilly example Sell snow to Eskimos Be empathic not sympathetic Five P’s in a pod Keep in contact Practice Your pitch Spin a yarn for ‘em Just like chocolate cake Lines on the road Your first 100 days Triage your organization Copy from the other guy The hard stuff is the soft stuff It’s getting awkward What’s in it for me? Hobnobbing and rubbing elbows Chief Information Officer (CIO) Chief Information Security Officer (CISO) Chief Analytics Officer (CAO) Privacy Officer (PO) Chief Archivist (CA) General Counsel (GC) The Legislature (Assembly or Council) Chief Executive (Governor, City Manager) Make data the cornerstone Data’s valuable, right? Insatiable appetite for data The experts agree Wash, rinse, and repeat Fix the real problems Where does it hurt most? Where did I put those stakeholders? Partner with IT Just the facts Ma’am Follow the Yellow Brick Road As Norm used to say: Measure twice Lists are your friends When do you inventory data? How do you build a data inventory? Describing data assets Leveraging your data catalog Controlling costs with a data inventory The heart of data governance North to Alaska Leading the way Challenges to data governance Who makes the call? Deconflict the roles Let’s get started Where does it hurt? Some practical issues Securing executive approval Set up rules Who reports to whom? Make a plan Get some top cover Show them how to do it An answer for every question Follow the Yellow Brick Road Data analytics—it adds up Step 1: Define your question Step 2: Establish measurement priorities Selecting what to measure Determining how to measure it Step 3: Collect data Step 4: Analyze data Step 5: Interpret results Warning: dashboards may blind you! Foundations for Evidence-Based Policy Act of 2018 (FEPA) TITLE I: Federal Evidence-Building Activities TITLE II: Open Government Data Act Open, Public, Electronic, and Necessary (OPEN) Government Data Act Data inventory and federal data catalog Chief Data Officer Chief Data Officer Council Expanding the CDO role TITLE III: Confidential Information Protection and the Statistical Efficiency Act of 2018 Confidential information processing protection Designated statistical agencies Access to data for evidence What does this mean? Potential challenges and unanswered questions State of Arkansas: Data inventory State of Indiana: Data analytics State of Michigan: Executive charter State of Texas: Information sharing The CDO is a new business role, and just starting to appear in state, local, and federal governments. Like many new roles, the CDO’s responsibilities are continuously evolving and changing. Most institutions are not consistent with assigning CDO responsibilities, and this lack of standardization is of great concern. Also, some say public and private sector CDOs are dramatically different. We don’t believe that. We think CDOs are more similar than dissimilar. More importantly, though, we think private and public CDOs can learn from each other. We’ve created this book to help all CDOs, public and private. This book is about ideas and recommendations which have broad application—on the shop floor, in a conference room, or even in legislative chambers. Apply our advice to smooth your ride during the CDO journey. Use our ideas and suggestions in ways that work for you, because every organization and data journey is different. These ideas are here to help you avoid some of our frustrations. We hope this can reach executives, managers, legislators, and others leading organizations to help bridge explanations of new vocabulary, ideas, and processes. Ultimately, we think this book will help you create data-centric value for your organization. Peter Aiken, an acknowledged Data Management (DM) authority, is an Associate Professor at Virginia Commonwealth University, past President DAMA International, and Associate Director of the MIT International Society of Chief Data Officers. For more than 35 years, Peter has learned from working with hundreds of data management practices in 30 countries including some of the world’s most important. Among his 10 books are the first on CDOs (the case for data leadership), the first describing the monetization of data for profit/good, and the first on modern strategic data thinking. International recognition has resulted in an intensive schedule of events worldwide. Peter also hosts the longest-running DM webinar series (hosted by dataversity.net). In 1999 (before Google, before data was big, and before data science), he founded Data Blueprint, a consulting firm that has helped more than 150 organizations leverage data for profit, improvement, competitive advantage and operational efficiencies. Todd Harbour has over 30 years of government and business experience and is a recognized data expert and business leader. As a government executive, Todd was the Chief Data Officer (CDO) for New York State and CDO for the Directorate of Science and Technology (DS&T) at the Central Intelligence Agency (CIA) where he led the development and operation of big data analytics capabilities across government. Todd also led many data initiatives that set up rules of engagement, decision rights, and the accountabilities for the effective management of data assets. As an industry expert, Todd served as the Vice President of Federal Services for FGM for over 15 years, building the company’s Federal and international practice and helping FGM achieve a successful exit in 2012. Todd is also an Associate Director of the MIT-based International Society of Chief Data Officers and member of the Data Management Association (DAMA). Todd is the author of two books and several papers on data management and data leadership including the first book on modern strategic data thinking. His latest book offers real-world recommendations to executive data leaders. Todd is a certified Project and Program Management Professional (PMP and PgMP), and Chief Information Officer (CIO) with the Project Management Institute and the National Defense University, respectively. Todd is also a certified Data Management Professional (CDMP) and Data Governance and Stewardship Professional (DGSP) with the Data Management Association (DAMA). Todd currently holds four graduate degrees in information systems, project management, business administration, and government information leadership. Ed Kelly has over 30 years of experience in business and information technology. He currently serves as the Statewide Data Coordinator for the Department of Information Resources (DIR). In his role, he works with agencies and institutions of higher education to collaboratively develop data policies, standards, and best practices to improve data governance and integrity statewide. Ed is also responsible for seeking out opportunities for data sharing across government agencies, to increase government transparency, reduce duplicative information collection, and improve data management and analysis. Prior to joining DIR, he held positions with the Texas Department of Agriculture as Chief Administrative Officer and with the Texas Department of Public Safety as Chief Information Officer. Ed’s experience includes a variety of roles in the private sector including State Street Bank and Trust Company, Fidelity Investments, Dell Computer, Dell Financial Services, and Unisys Corporation. Burt Walsh brings over 20 years of experience in the IT industry in various technical and management roles. He has extensive knowledge of programming languages, enterprise systems, technology frameworks, data conversion, operating systems, and design methodologies. Prior to joining AST, Burt served as Development Lead—Cloud Services with Amazon Web Services and Principal Software Engineer with Computer Science Corporation. Some of his earlier roles include Lead Architect with the Office of Early Learning, Lead Architect/Project Manager with the Florida Department of Law Enforcement, as well as various roles with Bank of America. Burt holds a Bachelor of Science in Mathematics from the Florida State University and a Master of Science in Computer Science. Kathy Walter has a decade of experience managing IT projects, first as a COBOL programmer in the utilities industry, then as an IT Project Manager in a variety of website consulting firms and in the financial services industry. She also worked for nearly a decade in product management and development as Technical Product Manager at Instinet Corporation, Associate Brand Manager at Gillette and Proctor & Gamble, as well as Senior Product Manager for Iron Mountain, before branching into the education industry working as Executive Director, Product Development, for NYC Department of Education. Kathy started her own company, Nsoma, working with schools and education companies on data and technology issues. Kathy currently works as an attorney for the State of New York focused on issues of consumer protection and data privacy. She also works with businesses and non-profits on corporate issues, including intellectual property protection and with pro bono clients facing credit debt, housing, immigration, and family law matters. Kathy holds a B.S. in Applied Math from Union College, an M.B.A. from NYU’s Stern School of Business, and a J.D. with a concentration in Information Law and Intellectual Property from Fordham University School of Law. Kathy also holds a graduate certificate in Teaching English to Speakers of Other Languages (TESOL) and has been an ESL educator at Northeastern University and Cambridge Learning Center, an ESL curriculum consultant with the YearUp program in Boston, and a program developer for several teaching projects in Uganda. Please complete all fields.
These Terms and Conditions set out the whole agreement between you and us for the supply of services (Terms of Service) and constitute an agreement between you and us. Please ensure that you read and understand these Terms and Conditions because you will be bound by them. “Class” means either a face-to-face or online Pilates or Trigger Point Pilates session facilitated by Athena Pilates “Class Rules” means the rules and regulations governing the use of an Athena Pilates Class. “Athena Pilates”, “us”, “we” and “our” means Athena Pilates “Member”, “you” and “your” means on-going card payers, standing order, annual and daily prepaid members. “Health Questionnaire” means the physical activity readiness questionnaire completed by you prior to commencing classes. 1.1 Membership options - Monthly subscription membership entitles you to either one (Silver) or two (Gold) online or face-to-face classes per week, subject to availability. - Membership prices include 46 classes per calendar year. This has been factored into your membership price and is spread out over 52 weeks. - Athena Pilates has the right to cancel due to instructor illness, injury or unforeseen circumstances up to 6 of your classes per year without financial penalty, this excludes any classes cancelled due to Force Majeure detailed in Section 7.0. This has been factored into your membership price and is spread out over 52 weeks. - A minimum of 48 hours’ notice needs to be provided to be eligible for a make-up class which will be offered subject to availability. - No refunds are given, under any circumstances. - Your class time and date will be agreed with Athena Pilates on the commencement of membership. This can be swapped for another day or time, subject to availability, with a minimum of 48 hours’ notice. - Membership includes usage of mats, blocks, bands and bender balls whilst in the studio. If joining online, you are responsible for providing your own equipment or alternatives. Prickle balls and rollers are not included in the Membership and can be purchased separately. 1.2 Your Membership - You must be over the age of 16 to become an Athena Pilates member. - You must complete the Health Questionnaire before you start using your membership and by completing the Health Questionnaire warrant to us that you have no known condition or are undergoing any treatment that would prevent you from being capable of physical exercise in all material respects. - On entry into this Membership Agreement and every time you enter an Athena Pilates Class during your membership, you warrant and represent to Athena Pilates that you have no medical conditions known to you that would mean that you are not capable of all forms of exercise and that such exercise will not be detrimental to your health. If in doubt, it is your sole responsibility to consult a medical practitioner or to not go to any classes/tell an instructor/cancel your membership. - Your membership allows you to access your agreed Athena Pilates class subject to availability, in accordance with the type of membership option that you have selected as set out above. You must notify Athena Pilates of any changes or cancellations at least 48 hours prior to the start time to be eligible for a transfer to another class. Athena Pilates will allow in exceptional circumstances transfer to another class, subject to availability. - Your membership applies to you personally: you cannot lend, assign or transfer it to another person at any time. - We reserve the right to implement a waiting list at any time if we deem it necessary to do so. - We reserve the right to make or change minor points or amendments in this Membership Agreement without notice to you. 2.0 PAYMENT OF FEES - By joining up to our classes online, in person or over the phone, you are agreeing to be bound by these Terms and Conditions; you agree to pay all Athena Pilates membership and other fees on time. - Paying monthly subscription by card: Your first month’s Membership fees are due immediately and will be taken as soon as you complete your online membership. Your second and subsequent payment will be collected from you 28 days later. - Your membership fees are subject to periodic increases, and we reserve the right to pass on any changes in the rate of VAT to you. Fees will normally be reviewed on an annual basis, but circumstances may dictate an earlier revision. You will normally be given one month’s notice of any fee change. - All payments made are non-refundable under any circumstances. 3.0 FACILITIES AND SERVICES - Classes will take place at Athena Pilates Studio and/ or online via Zoom. - Class times and location are subject to change, and we will provide as much emailed notice were reasonably practicable. - 6 weeks break throughout the year will apply to all classes. 4.0 CLASS AND WEBSITE USAGE RULES - If you suffer from, or think you may suffer from, a medical condition you should consult your doctor before starting a weight loss and/or exercise regime. If you decide to start exercising after a period of relative inactivity you should start very slowly and consult your doctor if you experience any discomfort, distress or any other symptoms. If you feel any discomfort or pain when you exercise, do not continue. - The recordings on the Athena Pilates site are not intended for women who are pregnant or breast-feeding, or for any person under the age of 16, unless specified. - Athena Pilates uses information provided by manufacturers, producers and retailers and does not recommend or warranty any claims made for any product. 4.1 CLASS USAGE RULES - We may cancel or suspend your membership without notice if you break these rules. - You must wear appropriate clothes and shoes to the classes. i.e. no jeans - You must not put the health, safety or wellbeing of other members or our Athena Pilates Instructors at risk. - You must not allow other people to use your membership to attend classes. - You must not behave in a violent, rude or threatening way or in a manner which distresses or causes discomfort to other class members or Athena Pilates Instructors. - We may refuse admission to or ask you to leave the relevant class if Athena Pilates reasonably believe that you have broken any section of this paragraph. No refund will be given if you are asked to leave a class in such circumstances. - We are not legally responsible for any possessions you lose or that are damaged or stolen from the studio. - If you have an accident or injure yourself at one of our classes, you must report this to the instructor straight away. 4.2 WEBSITE USAGE RULES - We may cancel or suspend your membership without notice if you break these rules - You must not allow other people to use your login to view your profile - You may not download or share links to any videos in the members area. 5.0 DATA COLLECTION - During your membership, Athena Pilates may collect certain personal information about you including personal details, financial details and information about your health. We will use this information for purposes including managing your membership and communicating with you. You will always be given the opportunity to opt-out of such communications. You have the duty to keep your personal information up to date and to inform us of any significant changes. - Please contact us if you have any questions or concerns about how Athena Pilates will use and store your personal information or if you wish to exercise your right to access, modify, object to the use of or request the deletion of your personal information. - We reserve the right to take photographs/film of our classes (which may include you, provided your inclusion is incidental) for press and promotional purposes. 6.1 Cancellation by you: - You can cancel your Membership at any point with one months’ notice from your payment day. - This is your responsibility and is to be done by you via the member’s area of the Athena Pilates website. 6.2 Cancellation by us: - We may cancel your membership without notice if you commit a material breach of this agreement including, but not limited to, a breach of the Class Rules, abuse or threatening behaviour or vandalism or other illegal activity. - We may cancel your membership with immediate effect if: - You have breached any terms and conditions of this agreement; or - Membership fees or other charges remain unpaid 7 days after the due date and such a breach is not remedied by you within seven days, after being notified by us. - We may cancel your membership with immediate effect if your Class permanently ceases operation, in these circumstances, we will consider providing a pro rata refund for membership fees already paid in respect of any period after the cancellation date. 7.0 FORCE MAJEURE - For the purposes of this agreement, a Force Majeure Event means an event beyond the reasonable control of Athena Pilates including but not limited to strikes, lock-outs or other industrial disputes (whether involving Athena Pilates or any other party), failure of a utility service or transport network, act of God, war, riot, civil commotion, malicious damage, compliance with any law or governmental order, rule, regulation or direction, accident, breakdown of plant or machinery, fire, flood, storm or default of suppliers or subcontractors. - Athena Pilates shall not be liable to you as a result of any delay or failure to perform its obligations under this agreement as a result of a Force Majeure Event. - If the Force Majeure Event prevents Athena Pilates from providing any of the services for more than 90 days, Athena Pilates may, without limiting its other rights or remedies, have the right to terminate this agreement immediately by giving written notice to you. - Our failure to enforce any of our rights at any time, for any period and for whatever reason will not be construed as a waiver of such rights; neither will any failure to identify or act upon your breach of the terms of this agreement be deemed to be an affirmation by us that your behaviour is acceptable. - Where a provision of this agreement is deemed to be invalid or unenforceable by any English Court, the provision will be deleted but such deletion will not affect the validity and enforceability of the remaining provisions. - We may assign or transfer the benefit of this agreement our obligations under it, to any other legal entity at any time without notice to you. - All and any Intellectual Property Rights in or arising out of or in connection with the services provided or in relation to this agreement shall be owned by Athena Pilates. - Except as permitted by this clause, the Contracts (Rights of Third Parties) Act 1999 are excluded. - Except where permitted by this agreement, neither party may alter the terms and conditions without the written agreement of the other party and no written or oral representation by either party will serve to modify or amend these terms and conditions in any way. - This agreement shall be governed by English law and the English courts shall have exclusive jurisdiction to deal with any disputes arising in relation to it.
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Fully autonomous, solar electric drivetrain, with millimetre precision, allows you to manage weeds like never before. Last update: 13 Jul 2024 “Site” means the website owned and operated by Flux Robotics.“Services” means all services provided through our site, including but not limited to product information, ordering options, and customer support. You agree to use the Site only in a lawful manner and in accordance with all applicable laws and regulations. You also agree not to use the site to: Disseminate false or some unfair information. Violate intellectual property rights. Misleading or fraudulent behavior towards users of the site or the company. All materials presented on the site, including but not limited to text, images, logos, graphics, audio and video, are the intellectual property of Flux Robotics or its licensors. Copying, distribution or use of any of these materials without our prior written permission is prohibited. All orders placed through our website are subject to confirmation. We reserve the right to refuse to fulfill an order for any reason, including product availability, errors in product description or pricing. All prices are subject to change without notice. If you have any questions about these Terms, please contact us via email@example.com
A lot of people tend to seek their intuition just at crucial times and expect a miracle. This isn’t a good move. You can’t be anything worthwhile overnight – this is a known fact; you have to input efforts. And same is applicable to your intuition if you want to understand it – it’s a process. Search This Blog Friday, 27 September 2019 Tuesday, 24 September 2019 All the information on this website is published in good faith and for general information purpose only. This website does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website is strictly at your own risk. This website will not be liable for any losses and/or damages in connection with the use of our website.
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The Partnership ProgrammeMark Latham2021-03-13T14:33:38+00:00 The Einstein Hub Networking for your needs HOW IT WORKS The Partnership Programme is our way of rewarding your efforts when you bring a visitor to a hub and they ultimate join the NewGen family. For each paid-up member you sponsor, you get a £50 reward once they have been a member for three months. Payable on the new member’s first year membership only. Payable after new member has served three months of their membership. Payable as cash or to be used against your next membership cost. Excludes the free charity category seat Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
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Australian Medical Association (Victoria) Limited and its associated entities the Medical Society of Victoria Incorporated and Solution Plus Training Limited (collectively AMA Victoria, we or us) values and respects the privacy of the people we deal with. We are committed to protecting your privacy and complying with the Privacy Act 1988 (Cth) (Privacy Act) and the Australian Privacy Principles in the Act. What is Personal Information? “Personal information” means any information or opinion, whether true or not, and whether recorded in a material form or not, about an identified individual or an individual who is reasonably identifiable. In general terms, this includes information or an opinion that personally identifies you either directly (e.g. your name) or indirectly. What Personal Information do we collect? The personal information we collect about you will depend on the nature of your dealings with us or what you choose to share with us. The personal information we collect about you may include your contact information including your name, email address, mailing address and telephone number. Sometimes it is necessary for us, with your consent, to collect sensitive demographic and professional information to enable us to provide services to you. This can include information about your gender, workplace, professional memberships and health status. We will only disclose sensitive personal information with the express consent of the individual, or if required to by law. You do not have to provide us with your personal information. However, if you choose not to provide us with your personal information, we may not be able to provide you with our services or otherwise interact with you. How do we collect your Personal Information? We collect your personal information directly from you when you: - Interact with us over the phone, in person, by email or correspondence or online; - Participate in surveys or questionnaires; - Attend, or apply to attend, an AMA Victoria event; and - Apply for AMA Victoria membership or for a position with us as an employee, contractor or volunteer. We may also collect your personal information from third parties, including AMA Limited (“Federal AMA”) or through publicly available sources, cookie management and digital tracking of activities. In every mode of collection or use, we comply with the Australian Privacy Principles. How do we use your Personal Information? We use personal information for purposes in connection with our functions and activities as a membership organisation, including the following purposes: - To advance the interests of AMA Victoria members and pursue commercial opportunities with other businesses that will be of benefit to members. - As a member, to provide you with information or services that you request from us and to respond to your needs and expectations promptly and efficiently; - To deliver to you a more personalised experience and service offering; - To improve the quality of the services we offer; - For internal administrative purposes; and - For marketing and research purposes. Disclosure of Personal Information to Third Parties We may disclose your personal information to third parties in accordance with this Policy in circumstances where you would reasonably expect us to disclose your information. For example, we may disclose your personal information to third party service providers, including our insurers, IT providers, marketing providers and professional services providers. As membership of AMA Victoria also automatically entitles certain salaried members to membership of the Australian Salaried Medical Officers Federation (“ASMOF”), AMA Victoria discloses those members’ personal information to ASMOF. ASMOF may use and disclose this information in accordance with its own privacy rules. If AMA Victoria enters into contracts with third parties for the provision of services, we take measures to ensure that those parties treat any personal information we provide to them in accordance with the Australian Privacy Principles. Transferring Personal Information overseas Some of the third-party service providers we disclose personal information to may be based in or have servers located outside of Australia including the USA. Where we disclose your personal information to third parties overseas, we will take reasonable steps to ensure that data security and appropriate privacy practices are maintained. We will only disclose to overseas third parties if: - you have given us your consent to disclose personal information to that third party; or - we reasonably believe that: - the overseas recipient is subject to a law or binding scheme that is, overall, substantially similar to the Australian Privacy Principles; and - the law or binding scheme can be enforced by you; or - the disclosure is required or authorised by an Australian law or court / tribunal order. How do we protect your Personal Information? We will take reasonable steps to ensure that the personal information that we hold about you is kept confidential and secure, including by: - Maintaining a robust physical security of our premises and databases / records; - Implementing information technology measures and controls in relation to our computer systems and electronic records, including anti-virus software, a firewall and regular penetration testing. Our website uses third party data analytics services to report statistics, identify issues that are important to members, and to better target our services to members and prospective members. Although this data is mostly anonymous, it is possible that under certain circumstances, we may connect it to you. We may send you direct marketing communications and information about our services, opportunities, or events that we consider may be of interest to you if you have requested or consented to receive such communications. These communications may be sent in various forms, including mail, SMS, fax and email, in accordance with applicable marketing laws, such as the Australian Spam Act 2003 (Cth). You consent to us sending you those direct marketing communications by any of those methods. You may opt-out of receiving marketing communications from us at any time by following the instructions to “unsubscribe'' set out in the relevant communication or by contacting us using the details set out in the “How to contact us” section below. How to access and correct your Personal Information We will endeavour to keep your personal information accurate, complete and up to date. If you wish to make a request to access and / or correct the personal information we hold about you, you should make a request by contacting us and we will endeavour to respond promptly. For security, if you contact us to request access to your personal information you may need to provide sufficient information to enable us to verify your identity. Depending on the nature of your request we may ask you to submit it to us in writing. Links to Third Party websites The AMA Victoria website may contain links to websites operated by third parties. If you access a third party website through our website, personal information may be collected by that third party website. We make no representations or warranties in relation to the privacy practices of any third party provider or website and we are not responsible for the privacy policies or the content of any third party provider or website. Third party providers / websites are responsible for informing you about their own privacy practices and we encourage you to read their privacy policies. Any staff or member who becomes aware of any actual or possible instances of non-compliance with this Policy (other than fraud) should report it to the Privacy Officer (who is our Company Secretary), the Chief Operating Officer or the Chief Executive Officer. Queries and Complaints If you have a query, concern or complaint about how AMA Victoria handles, processes or manages your personal information, please contact our Privacy Officer using the contact details below. We may require proof of your identity and full details of your request before we can process your request. We will acknowledge your query, concern or complaint in a timely manner, investigate it, and make a decision about the steps we will take to resolve your complaint within a reasonable timeframe It will not always be possible to resolve a complaint to everyone’s satisfaction. If you are not satisfied with our response to a complaint, you have the right to contact the Office of Australian Information Commissioner (at www.oaic.gov.au) to lodge a complaint. How to contact us Email: [email protected] Contact Number: (03) 9280 8722 Attention: Privacy Officer AMA Victoria House 293 Royal Parade PARKVILLE VIC 3052
We are becoming swamped with data. From smartphones, tablets to social media platforms, masses of digital data are generated each day. As a business operating in this data-dominated landscape, you need to value its importance. Data must become a key business asset. Whether you are a local store or one of the Fortune 500 companies, data is quickly changing the way your business operated. Gartner predicts that by 2019, 90 percent of companies will have a position for Chief Data Officer (CDO). This is where Big Data and analytics tools come in. Big Data involves the process of analysing huge amounts of data from multiple sources, finding trends and patterns, and using all of this information to make smarter, more informed decisions. The age of Big Data has a significant impact on business management. Here are some ways it will be doing that: Data will become the Most Crucial Asset for Businesses As mentioned above, no matter how small your business is, it generates some amount of data. Whether you have a plain website or a social media page, you have data about your customers. The data you collect and analyse can help you provide users with an enhanced experience. For instance, you might see that the webpage on your website, that is responsible for ordering your product, is slow or difficult to use and is the reason why your customers are abandoning their shopping carts. With this insight, you can improve the quality of that page. You might now be getting an idea of how big an asset data can be! Big Data and Analytics Tools Can Provide Enhanced Intelligence about Your Customers If you are like most businesses, satisfying your customers is at the heart of what you do. You can do this with Big Data and analytics tools. You can look for patterns and things that are influencing the way people behave for instance, Facebook advertising tools can give you insights into people’s interests and hobbies. Now, as a marketer, this is great news. This information helps you create personas for your customers and your target audience and so you can plan and target marketing strategies accordingly. Big Data Will Enhance Efficiencies Talking about an organisation’s internal management, Big Data will also help companies enhance efficiency. From tracking performance of a particular piece of equipment/machine to streamlining delivery processes or customer interactions, it will help companies optimise processes. What’s more, it can be used to enhance your hiring process, that is, it will help you attract top talent. Finally, these Big Data and analytics tools will not just remain within IT. They will increasingly be deployed across more and more functions within your organisation. With a team of data analysts, we at Centelli are a business intelligence consultancy in the UK. Over the years, we have helped many businesses make use of data and make informed and insightful decisions.
We’re constantly told to be wary of privacy and security online, but did you know your phone could be sharing personal data behind your back? Let’s break down how to safeguard yourself by preventing unauthorized diagnostic info sharing. What is Diagnostic Data? Every time you use an app, make a call or send a text, your phone generates diagnostic data – technical information about system performance and app usage that phone manufacturers collect. This data helps troubleshoot issues and improve services. However, it also reveals private details like contacts, messages, location history and more. Additionally, most phones are set by default to periodically send this diagnostic data to the manufacturer without explicit permission each time. While intended for legitimate purposes, privacy experts warn leaving this unchecked setting on leaves your information exposed with potential for abuse. Location & Activity Tracking Diagnostic data transmissions often include GPS location attached to other bundled data. This builds a detailed profile of everything you do on your device and where you do it. Over time, it paints a clear picture of your daily routines, hobbies, relationships and more – extremely sensitive information in aggregate. Furthermore, our location history alone reveals a wealth of private insights like where we live, work, worship and socialize. Pairing it with browsing, app and call/message logs crosses serious privacy lines for some. The diagnostic data also gives insight into health conditions, political views and other personal matters indirectly through your digital activities. Battery Life & Data Usage Impacts Similarly, sending device usage stats and your whereabouts across mobile networks takes a toll on battery life through data transmissions and increased processor cycles. This prevents some diagnostic settings from being fully “opt-in” choices, as users may feel pressured to keep them on for better performance. mobile data allowances are also eaten up transferring TBs of consumer phone telemetry worldwide each day. For those on limited data plans or in areas with poor reception, background diagnostic uploads can burn through precious MBs unnecessarily and make the phone frustratingly sluggish at times. Take Control of Your Privacy Luckily, all major smartphone platforms give users control over transmitting this sensitive diagnostic data. Let’s walk through a quick tutorial on iOS and Android to disable unwanted sharing of private info: - Open the Settings app and go to “Privacy” - Select “Analytics & Improvements” - Toggle off the switch next to “Share iPhone Analytics” - Go to device Settings and choose “Security & Privacy” - Select “Privacy” - Under “Other privacy settings”, turn off “Send diagnostic data” Stay Informed, Stay Safe By turning off automatic diagnostic data sharing, you prevent personal details from flowing outside your device without your explicit consent each time. This simple privacy protection doesn’t eliminate all data collection, but it reins in uncontrolled dissemination of your personal habits and location history. Always review your phone’s privacy settings periodically as new updates may reset diagnostic preferences. Combining awareness with control gives you power over how companies leverage your personal data for profit or profiling behind the scenes. With a little technical know-how, you can safeguard yourself without complicated workarounds. As the adage says, knowledge is power – especially when it comes to privacy online. Stay informed and take action to secure your data on your terms. If you have any other tech questions, please follow this channel for more tutorials you can put to use right away. Together we can build a community of digitally empowered citizens!
: October 2024 The information provided here is for general purposes only and should not be considered an offer to sell or a solicitation to buy any financial product or service, including securities or investment funds managed by Sage Finance LLC or its affiliates. Any such offer can only be made through official documents and is only available in jurisdictions where it is legal and to individuals who meet specific investor requirements as determined by Sage Finance LLC. This site is not intended to provide investment, financial, legal, regulatory, accounting, tax, or similar advice. Nothing here should be seen as a recommendation by Sage Finance, its affiliates, or any third party to buy or sell any investment or security or to engage in any investment strategy or transaction. You should consult your own investment, legal, tax, or similar professionals regarding your specific situation and decisions. Data We Collect We may collect, use, store and transfer different kinds of data which we have grouped together as follows: Financial Data: Includes wallet addresses and wallet balances. Transaction Data: Includes details about transactions made through our protocol, such as amounts, wallet addresses, and fees paid by the user or due to the user. Usage Data: Includes information about how you use our services. We collect, use, and share aggregated data for various purposes. This data, derived from statistical or demographic information but does not reveal your identity. For instance, we may use your Usage Data to calculate user engagement with website features. Changes To This Page Sage Finance LLC reserves the right to update this page as needed or as required by law. Any changes will be posted on the Website, and by using the Website after these changes, you accept the updated terms. All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to: [email protected].
By January 15, 2024, operators must make entries about the information resource (system) being used in the register of personal data operators (hereinafter referred to as the register) if the personal data processing there meets at least one of the criteria: Background: If the information resource (system) was created after January 1, 2024, then the information must be entered within 10 working days after its launch. Information is entered into the register in electronic form on its website by specifying the operator's data and the criterion(criteria) meeting for inclusion. The registration is made with the operator's personal account authentication by using an electronic digital signature. There is no fee for entering information into the register. Any person can get information from it. For failure to submit information to the register, administrative liability is provided under Article 24.11 of the Code of the Republic of Belarus on Administrative Offenses with a fine for an official (for example, a director) of up to 20 basic units (740 Belarusian rubles, approximately 230 US dollars).
Welcome to Lorbic! By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use. If you do not agree to these terms, please do not use this website. We do not collect, use or sell your information. You may share your email address and name by contacting the author and while commenting on a blog post. Your email address and name will only be used for replying to you or idetification on the comment system. Other than that we do not use it. In future there might be newsletters and account registration features. Then we will update this document and add new terms and privacy policies. The content on this blog is provided for general information purposes only. The author and the website make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose. The copyright for the content on this website is owned by the author and Lorbic. All rights reserved. Lorbic reserves the right to change these terms of service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website constitutes acceptance of the modified terms. If you have any questions or concerns regarding these terms, please contact us at [email protected]. Thank you for visiting Lorbic!
- Our IPs - Case Studies Square International Technology Consulting DMCC (hereinafter referred to as “SQIT”, “we”, “us” and “our”) is fully committed to protecting your privacy and has taken all necessary and reasonable measures to protect your information and handle the same in a safe and responsible manner in accordance with the terms set out below. We can collect your personal data ● When you fill contact form at our website ● When you subscribe to our newsletter ● When you use our software solution ● When you visit our offices ● When we meet you We can collect the following data. ● Phone Number ● Email Address ● In case you work for an organization who uses our Attendance Management System and/ or HR management system, we may collect some more HR specific information depending on the organization concerned Our servers also record information such as browser type, location, operating system, network information, type of mobile device, etc. Users shall place only authentic data on the website and application and shall review their information for any inaccurate or deficient data. SQIT may not be able to provide services if you choose not to provide the requisite information. SQIT may store some information placing cookies on your device. Cookies are pieces of information that an application transfers to the hard drive of a user’s computer/ devices for record-keeping purposes. This information facilitates your use of application and ensures that you do not need to re-enter your details every time you visit it. You can erase or choose to block this information if you want to. Erasing or blocking such information may limit the range of features available to the user visitor. SQIT also uses such information to provide users a personalized experience on the application. SQIT may utilize such information to allow users to use the application without logging on upon re-entering; and to verify that user meets the criteria required to process their requests Use of Information We will use your personal data to send you newsletters, marketing offers and information surveys through emails. We will also use your personal data to answer your messages and provide customer support services. In case you are an application user, the personal data will be used for the administration of the services, to personalize service, to provide customer service, to send notifications etc. We may also use personal information to conduct research and perform analysis in order to measure, maintain, protect, develop and improve our services. SQIT retains complete anonymity in all analytics to third parties. None of the personally sensitive information is used, except in a limited set of circumstances that if it is required to do so by law or in connection with any legal proceedings or prospective legal proceedings, and in order to establish, exercise or defend legal rights. SQIT will not transfer the personal data collected to any third party without prior intimation to the data subject. Storage, Access and Security Transfer of Data SQIT Services and server service providers have operations in multiple countries, and SQIT may need to transfer your information to other countries. However, this Privacy Policy is applicable to all such information transferred between any of the countries in which SQIT or our server provider operates, or servers are located. You agree to such cross-border transfers of your personal information. We retain a record of your personal information in order to provide you with a high quality and consistent service. We will always retain your personal information in accordance with the General Privacy Principles and never retain your information for longer than is necessary. We wish to emphasize that as a data subject, you have the following rights, which this Policy and our use of personal data have been designed to uphold: ● The right to be informed about our collection and use of personal data ● The right of access to the personal data we hold about you ● The right to rectification of any personal data that is inaccurate or incomplete ● The right to be forgotten – i.e. the right to ask us to delete any personal data ● The right to restrict (i.e. prevent) the processing of your personal data ● The right to data portability ● The right to object to us using your personal data for particular purposes ● The right to complain
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This website is brought to you by Henkel AG & Co. KGaA, Henkelstrasse 67, 40589 Düsseldorf, Germany. The information available on this website about Henkel AG & Co. KGaA (hereinafter referred to as "Henkel"), affiliated companies of Henkel and third parties has been put together with utmost care. However, we are unable to guarantee the completeness and correctness of the information. Henkel does not assume any liability for any mistakes in the contents of this website. Forward-looking statements made on this website have been given according to the best of our knowledge and belief. However, the results actually achieved by Henkel may differ greatly from these forward-looking statements, because they depend on a whole group of factors of a competitive and macroeconomic nature that are in some cases beyond the control of Henkel. Without prejudice to any legal obligations to amend forward-looking statements, Henkel has no intention of constantly updating all forward-looking statements contained in this website. THIS WEBSITE AND THE INFORMATION CONTAINED HEREIN IS NOT INTENDED OR APPROVED FOR USE INSIDE THE UNITED STATES OF AMERICA OR U.S. CITIZENS OR RESIDENTS. SAID PERSONS ARE KINDLY ASKED TO CONTACT THEIR LOCAL HENKEL WEBSITE OR WEBSITES OF US- AFFILIATED COMPANIES OF HENKEL. 1. Copyright Law The pages of our site (contents, structure) are protected by copyright. In particular, any reproductions, adaptations, translations, storage and processing in other media, including storage or processing by electronic means, enjoy copyright protection. Any exploitation in whole or in part thereof shall require the prior written consent of Henkel AG & Co. KGaA. Any reproduction of information or data, in particular the use of texts or parts thereof or image materials or any other exploitation or dissemination, requires Henkel's prior written consent. The rights of dissemination and reproduction are held by Henkel. © 2025 Henkel AG & Co. KGaA, Düsseldorf. All rights reserved The Henkel Oval logo and all product names and/or product get-ups on these pages are registered trademarks of Henkel AG & Co. KGaA, its subsidiaries, affiliates or licensors. Any unauthorized use or abuse of these trademarks is expressly prohibited and constitutes a violation of trademark law, copyright law, other intellectual property rights or unfair competition law. 3. Disclaimer for Third Party Websites a. The pages of this website contain links (i.e. "hyperlinks") to other websites that are operated by third parties and whose contents are not known to Henkel. Henkel merely facilitates access to such websites and assumes no responsibility whatsoever for their contents. Our links to third party websites are merely intended to make navigating easier for you. Statements shown on linked pages are not made our own. We rather explicitly dissociate from any and all contents of any and all third party pages linked on the pages of our website. In particular, we do not assume any liability for any breaches of statutory provisions or infringements of third party rights that occur on such pages. b. For websites to which hyperlinks are provided from the Henkel website, the owners of these websites are solely responsible for the content of these pages as well as for any sale of the products offered thereon and for the handling of any orders relating to the same. c. Henkel does not assume any liability for any infringement of any copyrights, trademarks or other intellectual property or personality rights that occurs on a page accessed by a hyperlink. d. In the event of an order or any other legal declaration in respect of a transaction, a contract is made solely between the user and the owner of the respective website or offering party or person presented therein, under no circumstances, however, between Henkel and the user. Please note the general business conditions of the respective supplier on the hyperlinked website. e. This disclaimer is valid for all links displayed on the henkel.com website and for any contents of websites to which the user is directed via such links. 4. General Disclaimer Any liability of Henkel for damages arising out of the use of this website – irrespective of the legal cause, including tort – is limited to damages that are caused by intent or gross negligence. To the extent that there be a mandatory liability of Henkel as a result of a breach of material contractual duties, the total amount of any claim for damages is limited to the foreseeable damages. This shall not affect Henkel's liability under applicable Product Liability law or under any warranties given. The aforesaid limitations of liability also do not apply in the event of harm to life, bodily injury or harm to health of a person. Henkel employs great efforts to keep Henkel websites free from viruses, however, we are unable to guarantee any absence of viruses. For this reason, we recommend that care be taken to assure adequate protection against viruses (e.g. using virus scanners) before downloading documents and data. Henkel does not warrant any freedom from faults or errors of the services offered on the Henkel website nor their availability. 5. Forecasts and Declarations of Intent Forward-looking statements on this Internet site have been made according to the best of our knowledge and belief. 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Lorna Doone Shortbread Cookies 10 ea Lorna Doone Shortbread Cookies offer classic cookie snacks that have been an American tradition since 1912. These golden, square-shaped shortbread snack cookies have a rich, buttery flavor with a deliciously crumbly texture and is certified kosher. They're great for sharing with family and friends and enjoying as an anytime snack. Pack them in lunches or have them on hand for an easy dessert after dinner. Lightly crisp, these shortbread cookies are great for dipping in milk or tea. Lornda Doone Shortbread Cookies also make a great flavorful and tender base for pie and tart crusts or parfaits. These cookies stay fresh in individually wrapped cookie packs until you're ready to enjoy or take on the go.
Website maintenance is an important part of running a successful website. This article will look at the main parts of website maintenance, such as managing content, security steps, checking performance, and managing users. We will also talk about the good things that come from regular website maintenance and best ways to keep your website in great shape. - Regularly updating content keeps your website relevant and engaging for users - Security measures like strong passwords and software updates protect your site from threats - Monitoring performance metrics like speed and uptime helps ensure a good user experience - Managing user accounts and following accessibility guidelines makes your site usable for all - Investing in ongoing maintenance saves money in the long run by preventing major issues Understanding Website Maintenance Website maintenance means the ongoing tasks and processes needed to keep a website working well. This includes updating content, fixing bugs, and making sure the site is secure and running smoothly. Regular maintenance is important to keep a website secure, up-to-date, and user-friendly. Key Components of Website Maintenance Content management is a key part of website maintenance. It means updating the website's content regularly to keep it relevant for visitors. This includes: - Adding new blog posts, product descriptions, or other content that matches the website's goal and audience - Making sure all content is correct and well-written to maintain the website's credibility - Removing outdated content to keep the website organized - A business website might add new case studies or customer reviews to show their expertise and build trust with potential clients. They would also want to make sure any info about their products or services is up-to-date. - A news website would publish new articles to keep their readers informed. They would also archive older news to keep their site focused on the latest information. Using security measures is important for protecting the website and its users from threats. This includes: - Using secure passwords for all accounts linked to the website, like hosting and FTP accounts - Installing security tools to monitor the website for vulnerabilities and alert you if any issues are found - Keeping all software, plugins, and themes used on the website updated with the latest security fixes Performance Monitoring and Optimization Monitoring the website's performance is key to making sure it runs well and provides a good user experience. This involves tracking things like: - Website speed - Response times To optimize the website's performance, you can use techniques like: Technique \| Description \| Image optimization \| Compressing images to reduce their file size \| Browser caching \| Storing frequently used resources locally in the browser cache \| User Management and Accessibility Managing user accounts and permissions is important for maintaining the website's security and integrity. This involves: - Setting up proper roles and access so users only have access to what they need - Regularly cleaning up the user list by removing inactive or spam accounts - Making sure the website is accessible to all users, including those with disabilities, by following web accessibility guidelines like providing alt text for images and using proper heading structure A government website would need to make sure their site is fully accessible and complies with rules like WCAG (Web Content Accessibility Guidelines). This might mean adding captions to videos, providing transcripts for audio, and making sure the site can be used with only a keyboard. Benefits of Regular Website Maintenance Better User Experience Maintaining your website regularly leads to a better user experience. A website that loads fast, works properly, and has current content will keep visitors engaged and encourage them to return. Some ways regular maintenance improves user experience include: - Making sure fast load times by fixing images and code - Fixing broken links and errors that can frustrate users - Updating content regularly to keep it relevant and interesting - Making sure the site is easy to use for all users Imagine an e-commerce store that sells clothing. By regularly updating their product photos, descriptions, and categories, they keep their site fresh for shoppers. They also check for any broken links or errors in the checkout process, fixing them fast to prevent lost sales. As a result, their user experience is smooth and encourages repeat business. Better Security and Protection Security is a top priority for any website. Regular maintenance helps protect your site from threats like hacking, malware, and data breaches. Key security tasks include: - Keeping software current with the latest security patches - Checking for unusual activity or potential problems - Using strong passwords and limiting access to important areas of the site - Backing up data regularly in case the site needs to be restored A secure website not only protects sensitive information, but also builds trust with users. People are more likely to engage with and buy from a site they know is safe. A bank's online portal handles very sensitive financial information. To maintain security, the bank's IT team regularly updates their software, checks for suspicious activity, and does security audits. They also use strong authentication for user logins and limit employee access to customer data. These ongoing maintenance efforts are important for protecting both the bank and its customers. Better Search Engine Optimization (SEO) Search engines like Google favor websites that are fast, secure, mobile-friendly, and have quality content. Regular maintenance helps improve your site's SEO and visibility in search results. Some ways maintenance boosts SEO include: - Updating content signals to search engines that the site is active and relevant - Fixing technical issues like broken links and error pages that can hurt rankings - Improving load times and mobile usability, which are ranking factors - Adding relevant keywords in a natural way to important places like page titles For instance, a restaurant website that adds new menu items, fixes broken links, and speeds up load times will likely rank higher in local searches than a competitor with an old, slow site. Saves Money in the Long Run While website maintenance has a cost, it saves money in the long term by preventing major issues. Regularly fixing small problems stops them from getting bigger and more expensive. - Updating software regularly prevents security breaches that could take the site offline and cost a lot to fix - Checking for errors and fixing them right away is cheaper than a major troubleshooting project later - Ongoing small updates to the site's look and functionality are more budget-friendly than a full redesign every few years Investing in regular maintenance is like maintaining a car with oil changes and tune-ups. It keeps things running smoothly and prevents expensive breakdowns. Best Practices for Website Maintenance Maintaining a website involves more than just updating content and fixing bugs. To keep your website secure, performing well, and providing a great user experience, it's important to follow best practices for website maintenance. Here are some key strategies to keep in mind: Make a Maintenance Schedule One of the most important parts of website maintenance is making a regular schedule for tasks. This helps make sure that critical updates and checks are not missed or forgotten. Task \| Frequency \| Responsible Party \| Content updates \| Weekly \| Content team \| Security checks \| Monthly \| IT/Security team \| Backups \| Daily (automated), Weekly (manual) \| IT team \| When making your maintenance schedule, prioritize tasks based on their importance and potential impact on the website. For example, security updates should be a top priority, as a security breach could have serious consequences for your site and business. It's also important to assign responsibilities for each task and make sure all team members are aware of their roles in the maintenance process. This helps ensure accountability and prevents important tasks from falling through the cracks. Use Reliable Tools and Services To streamline your website maintenance process and ensure the best results, it's important to use reliable tools and services. Some key tools to consider are: - Uptime monitoring: Services like Uptimia can alert you if your website goes down, so you can quickly address any issues. This is especially important for businesses that rely on their website for sales or customer support. - Security scanning: Tools like Uptimia Virus Monitoring can scan your website for potential security vulnerabilities and malware and alert you if your site gets infected. - Backup solutions: Invest in a reliable backup service to protect your website's data and enable quick recovery in case of any problems. Look for a service that offers automatic backups, easy restores, and secure storage. Another helpful tool for website maintenance is a content management system (CMS). A CMS like WordPress or Drupal can make it easier to update and manage your website's content, even if you don't have a lot of technical expertise. Choose a CMS that fits your needs and is well-supported by a strong community of developers. Monitor Website Performance and Analytics To make sure your website is performing at its best, it's important to regularly monitor key metrics and analytics. Some important things to track are: - Website speed: Use tools like Uptimia Website Speed Monitoring to check your website's load times and get suggestions for improvement. Slow load times can frustrate users and negatively impact your search engine rankings. - Traffic and user behavior: Use web analytics tools like Google Analytics to track your website's traffic, see what pages are most popular, and identify any potential issues. For example, if you notice a high bounce rate on a particular page, it might indicate that the content is not meeting user expectations. - Errors and issues: Keep an eye out for any errors reported by users or your monitoring tools, and address them promptly. Common issues might include broken links, error messages, or pages that fail to load properly. Metric \| Goal \| Tool \| Page load time \| < 3 seconds \| Uptimia Speed Monitoring \| Bounce rate \| < 50% \| Google Analytics \| Uptime \| > 99% \| Uptimia Uptime Monitoring \| Foster Collaboration and Communication Website maintenance is often a team effort, involving collaboration among developers, designers, content creators, and other stakeholders. To make sure the maintenance process runs smoothly and effectively, it's important to foster open communication and collaboration among team members. Some ways to do this are: - Use project management tools like Trello or Asana to keep track of tasks and deadlines. These tools allow you to assign tasks, set due dates, and keep everyone informed of progress. - Have regular meetings or check-ins to discuss progress and any issues that come up. This could be a weekly stand-up meeting, or a monthly review session. - Use collaboration tools like Google Docs or Slack to share information and ideas. These tools make it easy to work together on documents, communicate in real-time, and keep everyone in the loop. It's also important to establish clear processes for reporting and addressing issues, as well as implementing updates and changes. This helps make sure that everyone knows what to do when a problem comes up or a change needs to be made. Some key things to include in your processes are: - How to report issues (e.g., via a ticketing system or designated email address) - How issues will be prioritized and addressed - How changes will be tested and implemented - How changes will be communicated to the team and stakeholders Regularly review and assess the effectiveness of your website maintenance process. Some questions to ask are: - Are tasks being completed on time? - Are there any bottlenecks or inefficiencies? - Is communication effective? - Are the tools and processes working well?
The EU General Data Protection Regulation 2018 (GDPR) is effective as of the 25th of May 2018. Thus we recognise that; - anyone who holds individuals' personal data must meet the obligations of GDPR - we have had to enhance policies to be more transparent - GDPR also gives you greater control over how we use your personal data Our current policy for the retention and deletion of personal data states that in typical cases we will hold your data for a period of seven years in respect of all matters save for conveyancing files which must be held for a period of thirteen years. Data on job applicants who did not get hired is retained for one year. The data is permanently deleted in the next of our bi-annual system-wide data purges. In some cases this deletion of data, in practice, may also involve the anonymisation of some data so that it may be retained, and subsequently used, for statistical or analytical purposes.
This site is owned and operated by SF Marketing Inc. (hereafter, SFM). Your privacy on the internet is of the utmost importance to us. By submitting your personal information to us, you are accepting and consent to the practices described in this Privacy Statement. Email Newsletter Subscriptions SFM gathers the e-mail addresses of users who voluntarily subscribe. Users may remove themselves from this mailing list by following the link provided in every e-mail that points users to the subscription management page. SFM will periodically send advertising and promotional messages to these subscribers. Registration for Web Training SFM gathers email addresses and personal information as a condition to access some training materials. This information is used to help improve our training efforts and is not used for advertising or shared with third parties. To fulfill rebates, name, address, email and product UPC codes are collected by SFM. SFM does not use information collected in rebate programs for advertising and end-users are not contacted except to facilitate the rebate request. Website Traffic Tracking SFM tracks user traffic patterns throughout all of our sites. However, we do not correlate this information with data about individual users. SFM does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). SFM sometimes tracks and catalogs the search terms that users enter in our search function, but this tracking is never associated with individual users. We use tracking information to determine which areas of our sites users like and don’t like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you. How Do We Protect Information We Collect? For sections of the web site pertaining to transactions and online order handling, we rely on secure pages as identified in the browser address bar as https://. Address protocol identifiers as http:// or ftp:// represent unsecured pages. What Information Do We Collect from You? We generally do not collect personal information from you at our site. If you send us a message containing your name, email address or any other personal information, please do so on a non-confidential basis. We may or may not respond to it, depending on the nature of the communication and our available staff. We store incoming and outgoing email messages at firstname.lastname@example.org for training, service-quality monitoring, and for future problem resolution. Technical support forum registrants may be asked for contact information in order to be of assistance for product or system troubleshooting, or dispute resolution. The aggregate of this information is not disclosed. However, where third party technical assistance may be needed, individual contact information and product / audio system data may be revealed to others. We may disclose your information if necessary to protect our legal rights or if the information relates to actual or threatened harmful conduct. Disclosure may be required by law or if we receive legal process. How Do We Protect Information We Collect? We follow technical and management practices that we believe are reasonable under the circumstances to protect the confidentiality, security and integrity of information stored on our system, but we do not operate a completely secure site. For example, we generally do not use secure pages to collect information and we generally do not store data in encrypted form.For sections of the web site pertaining to transactions and online order handling, we rely on secure pages as identified in the browser address bar as https://. Address protocol identifiers as http:// or ftp:// represent unsecured pages. Some of these locations are hosted by our web site, but the data may be available to third-party servers. Customer information is collected for warranty registrations and mailers. Special note about passwords: For some of our web-based applications, we ask users to create a username and password to login with. For your own protection, we require that you do not use passwords that you also use elsewhere, especially passwords used for sensitive applications such as e-mail or online banking. How Long Do We Keep User Information? We generally keep user data on our server or in our archives for as long as we reasonably need it. We may alter this practice according to changing requirements. For example, we may delete some data if needed to free up storage space. We may keep other data for longer periods if the law requires it. As a SFM website user you should not rely on us for collected or stored data for restorative or commercial purposes. SFM does not maintain a process for you to review or revise the information you have provided us. Your Consent to This Policy
What are cookies? Cookies are small text documents or data files that contain a unique identification code designed to be read by other computers. When you visit a website, the webserver you communicate with may ask your web browser for permission to store a cookie on your computer or device. Cookies may be served by the entity that operates the website you are visiting (“first-party cookies”) or by other companies (“third-party cookies”). Web beacons (also known as “pixel tags” or “clear GIFs”), which are small invisible images on a web page or in an email, help deliver cookies, count visits, and understand usage and campaign effectiveness. How do cookies and similar technologies interact with your devices? When you visit our site, we will ask your browser for permission to save cookies to your computer. Most web browsers are set to accept cookies by default, but you can usually adjust your browser settings to remove or reject browser cookies. Please note that some aspects of the site may not work as well if you remove or reject cookies. If you are in the UK, when you first visit our site, we will ask your permission to set certain non-essential cookies and other similar technologies on your device. It is entirely up to you whether you consent or not (although some aspects of the site may not work as well if you do not consent), and you can change your mind at any time. See How to manage your cookies below for more details. We use first-party and third-party cookies on our site. Some of these cookies will stay on your computer or device only for as long as you are on the site, while others may last longer, unless you delete them. Please read on for more details about the types of cookies we use. What cookies do we use? The cookies we use fall into one of the following categories: Category of cookies \| Why we use these cookies \| Strictly Necessary \| We use these cookies to ensure our site functions properly; they are necessary for our services to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of our services will not work without them. Like the other cookies we use, strictly necessary cookies may be either first-party cookies or third-party cookies. \| We use these cookies to enable the website to provide enhanced functionality. For example, we may use these cookies to remember your settings and language preferences. \| Performance and Analytics \| We use these cookies to count visits and traffic so we can understand, measure and improve the performance of our site. For example, we can use these cookies to learn more about which features are the most popular with our users and where we may need to make improvements. For example, we may use these cookies to determine if you have interacted with a certain page. \| We and our advertising partners use these cookies to deliver advertisements, to make them more relevant and meaningful to you, and to track the efficiency of our advertising campaigns, both on our services and on other websites and social media. These may be used by advertisers to build a profile of your interests and show you relevant ads on other sites. \| If you visit a page which we maintain on a social media site, such as Facebook, it is likely that cookies will also be deployed on your device. The social media site deploys these cookies, even on the pages we maintain, so you will need to use the settings provided by the social media site to change your cookie preferences on these sites. How to manage your cookies? - You can withdraw your consent to certain non-essential cookies at any time by altering your settings as follows: if you are in the UK, by clicking on the link titled “Cookie Settings” in the footer at fromourplace.co.uk; if you are in the US, by clicking on the link titled “Do Not Sell My Personal Information” in the footer at fromourplace.com; or if you are in Canada, by clicking on the link titled “Cookie Settings” at https://fromourplace.ca/. Please note that your cookie preferences apply only to the browser where you set such preferences, so if you use multiple browsers or devices, you will have to set your cookie preferences on each browser, on each device. If you delete your browser’s saved cookies, you will need to reset your cookie preferences for that browser on that device. - Although most browsers and devices accept cookies by default, their settings usually allow you to clear or decline cookies. If you disable cookies, however, some of the features of our services may not function properly. - To prevent your data from being used by Google Analytics, you can install Google’s opt-out browser add-on - For information on how our advertising partners allow you to opt out of receiving ads based on your web browsing history, please visit http://www.networkadvertising.org/choices/ and http://optout.aboutads.info/. UK users may opt out of receiving targeted advertising through the European Interactive Digital Advertising Alliance. - To opt out of ads on Facebook, Instagram, Pinterest, Twitter, TikTok, Google or other third-party platforms that are targeted to your interests, use your Facebook/Instagram, Pinterest, Twitter, TikTok, Google or the third-party platforms ad settings. - Additionally, third-party platforms may offer you choices about whether you see customized ads. Our Place UK Limited One London Wall Attn: Our Place
We take your privacy seriously and are committed to protecting your personal information. This privacy notice explains how we collect, use, and share your personal information when you visit our website. Information We Collect When you visit our website, we may collect certain information about you automatically through cookies and similar tracking technologies. This may include your IP address, browser type, operating system, and other technical information. If you choose to fill out a form on our website, we may collect personal information such as your name, email address, and phone number. How We Use Your Information We may use the information we collect to: We will not use your personal information for any other purpose without your consent. How We Share Your Information We may share your personal information with third-party service providers who help us operate our website and provide our services. These service providers are bound by confidentiality agreements and are not authorized to use your personal information for any other purpose. We may also share your personal information if required by law or in response to a court order or other legal request. You have the right to request access to the personal information we hold about you, and to ask that it be corrected or deleted. You also have the right to object to our processing of your personal information and to withdraw your consent at any time. To exercise any of these rights, please contact us using the information provided below. We will retain your personal information for as long as necessary to fulfill the purposes for which it was collected unless a longer retention period is required by law. We take reasonable measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no security measures are 100% effective, and we cannot guarantee the security of your personal information. Changes to This Privacy Notice We may update this privacy notice from time to time to reflect changes in our data practices. We will notify you of any material changes by posting the updated privacy notice on our website. We encourage you to review this privacy notice periodically.
Secret Compass Ltd is a privately-owned, specialist travel company and agent providing fixed-departure expeditions, adventure holidays, TV and film project consultancy and risk management services. We need to collect, use and disclose information in order to provide our range of business services, which includes taking and managing information in relation to a safety and risk management of a given TV or Film project. We are committed to the protection of personal information, and maintaining organisational and technical procedures to safeguard the privacy and confidentiality of all information provided to us. By providing personal information to us (either directly or consenting another person to do so on your behalf), you agree that this Policy will apply to how we handle your personal information and you consent to us collecting, using and disclosing your personal information as detailed in this Policy. If you do not agree with any part of this Policy, you must not provide your personal information to us. If you do not provide us with your personal information, or if you revoke the consent that you have given under this Policy, this may affect our ability to provide our services to you. How do we collect personal information? We will actively collect personal information from you where it is fair, reasonable and practical to do in order to provide you with our products and services. Generally, we will collect this information when we deal with you in person, by email, telephone, letter, when you use our website, and when you connect with us on social media. How we collect your information via forms on our website. Secret Compass owns and operates the website at www.secretcompass.com and www.secretcompasstv.com. Our websites provide site visitors with information about our services. We have a number of forms embedded into the website which users can choose to fill in which collect information, including personally identifiable information, including but not limited to full name, address, email, and in some cases information which is considered to be personal or sensitive. Examples of these forms are the following: i. Newsletter sign ups. If you are interested in receiving electronic updates, alerts and news about our products and services, you must provide us with an updates. We will use information you provide in an ‘Contact Form’ or direct email address and opt in. ii. Contact us. If interested in specific services, we may also ask for optional information, such as how you found us, to help us provide you with relevant updates. We will use information you provide in an ‘Contact Form’ or direct updates. We will use information you provide in an ‘Contact Form’ or direct email for internal use and, if you provide consent, send you relevant marketing material. iii. Feedback Information. This site provides an email address that permits you to send us your own comments, and any other information you choose to include. If you have worked with us, we may request comments and feedback information relevant to you via a feedback form or email to improve our products and services, and serve you better as an individual in the future. How we collect your information from third parties. We work with a number of partners who advertise our products and services, and in some circumstances, we may collect personal information to assist with our delivery of services to you . By providing personal information to us directly or indirectly through third parties to make any necessary arrangements and gather relevant information on your behalf, you are consenting to the collection, use and disclosure of information in accordance with this Policy. If you believe your information has been provided to us without your consent, please refer to the Contact Information/Complaints sections below. What information do we collect? The type of personal information we collect about you is the essential information we need to provide you with the relevant services that have been agreed, and deliver the services we are contracted to provide you with upon confirmation of services. The specialist nature of our work requires personal information which may be considered to be sensitive by UK data protection laws, in order to manage the risk of operating in remote parts of the world and assist us in the event of an emergency; medical or otherwise. Generally, the type of personal information we collect about you is the information needed to facilitate your general wellbeing and safety for the period we have been engaged, and has been agreed. For example, we may collect details such as your name, address, telephone number, email address, passport details, emergency contact and other details relevant to your travel arrangements with us. When you make contact with us for other purposes, we may also collect personal information about you in relation to those purposes, such as responding to feedback. In some circumstances, we may ask you for personal information that is considered sensitive under UK data protection law. With regards to projects which have Secret Compass consultants deployed on them we may need to ask you for a health declaration in relation to current medications, allergies and past medical, surgical and psychiatric history in accordance with our Terms and Conditions. This essential information will allow us to prepare for any medical condition that may require additional medical support or resources and/or affect the risk management of the project. How do we use and disclose your personal information? From the point of contact inquiry right through to completion of a project, our primary purpose is to collect the information necessary to provide you with advice on our company, our products and our services and/or assist you with specialist consultancy. However, this purpose could differ in certain circumstances (ie, the collection of personal information for your participation in consumer research, a competition or customer feedback). By continuing to use our services and/or by providing us with personal information (or allowing another person to do so on your behalf), you consent to us using and disclosing your personal information for the purpose for which it was collected, and, where permitted by your local data protection laws, for any related secondary purpose which we believe you would reasonably expect. The purposes for which we collect personal information, and those secondary purposes which we consider to be directly related, may include: a. Creating and maintaining our relationship with you , in order to supply you with relevant information, advice and support related to our products and services; b. Involving you in market research to gauge customer satisfaction and feedback; c. Complete medical screenings to make a detailed risk assessment of medical support required; d. To produce a debrief report to gauge deployment success and individual behaviour and medical to protect us against legal ramifications of any incidents that could arise from travel to remote areas including but not limited to; altitude, illness, disease, natural disasters, terrorism, civil unrest, war and accidents; e. Research and analysis (eg. mapping trends and preferences to develop and improve our products and services) f. Internal accounting and administration; g. Regulatory reporting and compliance; h. Identification of fraud or error; i. Other purposes as authorised or required by law (ie, health and safety, to prevent threat to life, to enforce our legal rights). Promotional marketing material. We may occasionally use your personal information to send you targeted marketing and promotional activities to promote products and services we believe may be of interest to you. UK data protection law may require you to opt-in to receive this information. These marketing activities could include, but are not limited to: i. Electronic marketing (including, e-newsletters, email, SMS, MMS and iM) ii. Direct marketing (leaflets, brochures and letters) iii. Telephone calls If you wish to no longer receive any marketing/promotional material from us by electronic marketing you can request to not receive this information at any time, by following the unsubscribe prompts. To opt-out of market research and other forms of communication, please refer to the contact section below. If you participate in partnership marketing activities with Secret Compass and another company, you will be provided with the choice of receiving news from all companies involved. Who will have access to your information? Secret Compass is committed to the purpose limitation, integrity and confidentiality of your personal information. Your information will be used only by authorised persons where it is relevant and limited to the necessary information required for that particular purpose alone. For example, your personal identification information will be shared to obtain permits for your destination from regulatory bodies, but as medical declaration is not essential information it would not be shared in this instance. The persons who will where necessary have access to your information may include but are not limited to: a. Secret Compass Employees. Internal staff fulfil the role of Data Controllers. Data Controllers exercise organisational measures to manage purpose limitation, authorising the use of personal information for specified, explicit and legitimate purposes as described in this Policy. b. Medical Advisors. In the circumstances where an individual’s medical declaration, submitted via our Medical DeclarationForm, requires further assessment from a qualified medical professional, Secret Compass employees will pass on the declaration to our Medical Advisor. The Medical Advisor will use this information plus any other relevant information we hold, to assess physical and mental health, provide medical risk mitigation advice, suggest medical equipment or supplies and advise our risk management procedure. This may include further email and phone discussions. Is your information transferred overseas? In some circumstances your information will be shared with Secret Compass’s partners or relevant organisations overseas as discussed in section 6. Only information deemed necessary by Secret Compass will be provided and only for specific uses as detailed above. When booking a trip with Secret Compass, you must be aware of and accept that information infrastructures and data policies in many destinations will not be equivalent to the UK or Europe. How do we store your information? Information submitted to Secret Compass verbally, by email or other electronic communication or through form submissions on our website will be stored in a number of digital locations. Access to these are limited to approved Secret Compass staff, protected by encryption and monitored routinely for attempted breaches or incursions. Digital copies of information and communications are held by Secret Compass for a period of 10 years from the last update to ensure access and compliance in the event of any legal proceedings. Where paper copies of pertinent data are required, for example for reference on expedition where digital access is not available, these copies are entrusted to approved Secret Compass personnel and destroyed when no longer of use. Where Secret Compass’s website is used to make payments, this information is not stored by Secret Compass and cannot be accessed by Secret Compass staff. Security of Information Secret Compass takes the protection of your personal and sensitive information very seriously and actively monitors their information systems for signs of misuse. Information held by Secret Compass will only be accessed by approved, relevant members of staff and third parties as described above, and where possible, data which is shared will first be anonymised or removed from context. Secret Compass undertakes to inform all customers of any potential data breaches, or suspected unauthorised access to this data, in a timely manner. Secret Compass operates a secure website certified independently and information submitted through website forms are encrypted. Access, amendment and removal of personal information. If you suspect any information on you is being held without your consent or was provided to Secret Compass by a third party, please contact Secret Compass. At any time, you may request access to your personal information as held by Secret Compass, subject to any legal restrictions or proof of identity, and you may also request amendments insofar as these do not restrict the ability of Secret Compass to complete our contract with you. Where amendments and/or removal of personal information is requested, you will accept that this may impede Secret Compass’s ability to deliver the contracted service and may result in a termination of that contract. If you require any reasonable adjustments to be made to either this policy, or to the accessed format of your data as held by Secret Compass, the company will endeavour to provide this, for example in large text, in a format which can easily be translated etc. This site uses Internet protocol (IP) addresses. IP addresses are unique identifiers automatically assigned to each computer when logging onto the Internet. IP addresses allow us to collect much of the same information we collect through cookies, including browser type, what pages you visit, and how long you stay on the site. In general, IP addresses allow us to identify problems with our servers, prepare aggregate demographic information and other information regarding this use of this site, and improve the functions of this site. Secret Compass Ltd are at 14 Whitehouse Street, Bristol, BS3 4AY. Please contact us by email at email@example.com or by telephone on the office number 0207 096 8428. The office opening hours are UK GMT Monday – Friday 09:00 – 17:30. Changes to this Policy. From time to time we will update this policy. If we make any changes to this Policy, they will be published on our website at: https://secretcompass.com/privacy-policy/ You must take responsibility, and we encourage you to check this Policy for any updates. Last updated 20 Oct 2023
Information might be in the form of a physical object or an electronic file. Information can be anything from your personal information to your social media profile, cell phone data, biometrics, and so on. As a result, Information Security encompasses a wide range of academic topics, including cryptography, mobile computing, cyber forensics, and online social media, among others. We will cover the following: - What is Information Security? - Principles of Information Security - Types of Information Security - Technologies for Information Security What is Information Security? The practice, policies, and principles used to protect digital data and other types of information are referred to as Information Security or Infosec. One of the Infosec's roles is to establish a set of business procedures to safeguard information assets, regardless of how that information is represented or whether it is in transit, being processed, or being stored at rest. Infrastructure and network security, auditing, and testing are all included under the umbrella of InfoSec. Unauthorized users are prevented from accessing confidential information using methods such as authentication and permissions. These safeguards assist you to avoid the risks of data theft, modification, or loss. In a nutshell, information security is how you ensure that your employees have access to the data they require while preventing others from doing so. It's also linked to risk management and regulatory requirements. Principles of Information Security The overall purpose of information security is to keep the bad men out while allowing the good guys in. Confidentiality, integrity, and availability are the three main tenants that underpin this. The three pillars or principles of information security are known as the CIA triad. It means that information is not shared with unauthorized people, organizations, or processes. For example, let's imagine I had a password for my Gmail account that was spotted by someone while I was attempting to get in. In that situation, my password has been stolen and my privacy has been violated. - Integrity It entails ensuring data accuracy and completeness. This means that data cannot be altered without permission. If an employee quits an organization, for example, data for that employee in all departments, such as accounts, should be updated to reflect the individual's status as JOB LEFT so that data is comprehensive and accurate, and only authorized people should be permitted to alter employee data. - Availability It implies that information must be available at all times. For example, if you need to access information on a specific employee to see if they've exceeded their leave limit, you'll need the help of various organizational teams like development operations, incident response, network operations, and policy/change management. These three principles are not mutually exclusive; they inform and influence one another. As a result, any information security system will require a balance of these variables. Information solely available as a written piece of paper housed in a vault, for example, is confidential but not immediately accessible. The information carved into stone in the lobby has a high level of integrity, but it is neither confidential nor available. Types of Information Security When it comes to information security, there are numerous kinds to be aware of. Specific forms of information, technologies for protecting information, and domains where information has to be protected are all covered by these subtypes. - Application Security Applications and application programming interfaces (APIs) are protected by application security solutions. These techniques can be used to avoid, detect, and fix bugs and other vulnerabilities in your applications. If your application and API vulnerabilities aren't patched, they can give a backdoor into your broader systems, putting your data in danger. Specialized tools for application shielding, scanning, and testing make up a large part of application security. - Cloud Security Cloud security protects cloud or cloud-connected components and information in the same way as application and infrastructure security does. Cloud security focuses on the risks that arise from Internet-facing services and shared environments, such as public clouds, by providing additional protections and solutions. A focus on centralizing security administration and tooling is also common. Security teams can maintain visibility of information and threats across distributed resources due to this centralization. - Cryptography Cryptography protects data by disguising its contents through the use of encryption. When data is encrypted, only users with the relevant encryption key have access to it. The information is unintelligible if users do not have this key. Security teams can utilize encryption to protect the confidentiality and integrity of data throughout its life cycle, including during storage and transit. Once a user decrypts the data, however, it becomes vulnerable to theft, disclosure, and manipulation. - Disaster Recovery Unexpected events might cause your company to lose money or suffer damage, thus disaster recovery plans are essential. Ransomware, natural disasters, and single points of failure are just a few examples. The recovery of information, the restoration of systems, and the resumption of operations are all part of most disaster recovery plans. These tactics are frequently included in a business continuity management (BCM) plan, which is aimed to help organizations sustain operations with the least amount of downtime possible. - Incident Response A combination of protocols and techniques for identifying, investigating, and responding to threats or destructive occurrences is known as incident response. It prevents or minimizes system damage caused by attacks, natural disasters, system failures, or human mistakes. Any harm to information, such as loss or theft, is included in this damage. An incident response plan (IRP) is a regularly used tool for incident response. - Infrastructure Security Networks, servers, client devices, mobile devices, and data centers are among the infrastructure components that are protected by infrastructure security techniques. Without sufficient protection, the increased interconnectedness between these and other infrastructure components puts information at risk. - Vulnerability Management Vulnerability management is a technique for lowering an application's or system's inherent hazards. The goal of this method is to find and fix vulnerabilities before they are exposed or exploited. Your information and resources will be more secure if a component or system has fewer vulnerabilities. To detect flaws, vulnerability management approaches rely on testing, auditing, and scanning. Technologies for Information Security Adopting a mix of techniques and technologies is required to develop an effective information security strategy. The following technologies are used in the majority of strategies. - Blockchain Cybersecurity Blockchain is a type of cybersecurity that is based on immutable transactional events. Distributed networks of users check the legitimacy of transactions and ensure that their integrity is preserved in blockchain technologies. While these technologies are still in their infancy, several businesses are beginning to incorporate them into their products. - Cloud Security Posture Management (CSPM) CSPM is a set of methods and techniques that you can use to assess the security of your cloud resources. These tools let you scan setups, compare protections to benchmarks, and make sure security policies are executed consistently. CSPM solutions frequently include remediation advice or guidelines that you may employ to improve your security posture. - Data Loss Prevention (DLP) Tools and techniques that protect data from loss or modification are included in DLP strategies. This includes categorizing data, backing it up, and keeping track of how it is transferred within and outside the company. You can use DLP systems to check outgoing emails, for example, to see if sensitive information is being shared inappropriately. - Endpoint Detection and Response (EDR) Endpoint activity can be monitored, suspicious activity can be identified, and threats can be automatically responded to with EDR cybersecurity solutions. These solutions are designed to improve endpoint device visibility and can be used to keep threats out of your network and information out of your hands. Continuous endpoint data collecting, detection engines, and event logging are all used in EDR solutions. - Firewalls Firewalls are an additional layer of security that can be applied to networks or applications. You can use these tools to filter traffic and report data to traffic monitoring and detection systems. Firewalls frequently use pre-defined lists of acceptable and unapproved traffic, as well as regulations that determine the rate and volume of traffic that is permitted. - Intrusion Detection System (IDS) IDS solutions are tools for monitoring and detecting threats in incoming traffic. These technologies analyze communications and send out alerts if anything looks suspicious or dangerous. - Intrusion Prevention System (IPS) IDS and IPS security solutions are comparable, and the two are frequently used together. These solutions respond to suspicious or malicious traffic by blocking requests or terminating user sessions. IPS solutions can be used to regulate network traffic according to security policies. - Security Incident and Event Management (SIEM) SIEM solutions allow you to collect and correlate data from a variety of sources. This data aggregation allows teams to more efficiently spot threats, manage warnings, and provide better context for investigations. SIEM solutions are also beneficial for logging system events and reporting on performance and events. This data can then be used to demonstrate compliance or optimize configurations. - User Behavioral Analytics (UBA) UBA solutions collect data on user activities and correlate them to create a baseline. The baseline is then used as a comparison against new behaviors to find inconsistencies. These inconsistencies are then flagged as potential threats by the solution. UBA systems, for example, can be used to monitor user activities and detect if a person begins exporting huge volumes of data, signaling an insider threat. Information security is implemented by businesses for a variety of reasons. The confidentiality, integrity, and availability of company data are usually the key aims of InfoSec. Since InfoSec is so broad, it frequently necessitates the installation of multiple forms of security, such as application security, infrastructure security, encryption, incident response, vulnerability management, and disaster recovery. Monitor Your Entire Application with Atatus Atatus provides a set of performance measurement tools to monitor and improve the performance of your frontend, backends, logs and infrastructure applications in real-time. Our platform can capture millions of performance data points from your applications, allowing you to quickly resolve issues and ensure digital customer experiences. Atatus can be beneficial to your business, which provides a comprehensive view of your application, including how it works, where performance bottlenecks exist, which users are most impacted, and which errors break your code for your frontend, backend, and infrastructure.
Opinion Corp. is a holding company of the PissedConsumer website. PissedConsumer Terms & Conditions are and constitute an integral part of Opinion Corp. Terms & Conditions. www.PissedConsumer.com (the “Site”, “We”, “Us”, “Our”, “PissedConsumer”, “PissedConsumer.com”) is an online forum created to help keep consumers informed. We are located in Las Vegas, NV. Mailing address is: Consumer Opinion LLC1930 Village Center Circle #3-6853Las Vegas, NV 89134 This Terms of Service govern the information posters’ (“You”, “Your”) use of the Site and form a binding legal agreement ("Agreement") between You and Us. Through the use of this Agreement, We are placing legal conditions on Your use of the Site and its services (the “Services”) and making certain promises to You. Please read the Agreement carefully prior to using the Site and/or the Services. You are solely responsible for the content or information, including, without limitation, the title and body of the post, You publish or display (hereinafter, "post") anywhere on the Site. By submitting the post or using the Site or the Services in any other manner, You agree to be bound by the terms and conditions of this Agreement (the "Terms"). You must agree to all of the Terms in this Agreement. If you do not agree to the Terms, You are not permitted to use the Site and the Services. If You do not understand all of the terms in this Agreement, then You may wish to consult with an attorney before using the Services. We reserve the right, at Our sole discretion, to change, modify, add the Terms or portions of the Terms or remove portions of the Terms, at any time. You are responsible for checking the Terms for changes. Your continued use of the Site following the posting of changes shall mean that You accept and agree to the changes. Persons who are under 18 years old may not use either the Site or the Services in any manner. You must be 18 years old or older and have the requisite power and authority to enter into these Terms to access or use the Site. By submitting a post and/or using the Site or the Services in any other manner, You represent and warrant that You are at least 18 years old. By using or engaging with the Site or the Services, You also acknowledge and agree that You are permitted by Your jurisdiction’s applicable laws to use and/or engage with the Site or the Services. We reserve the right to immediately suspend or terminate Your registration with the Site and remove Your posts, without notice, upon any breach of this Agreement by You which is brought to Our attention. You understand that Your use of the Site is at your own risk and that such use may expose You to content that may be offensive, objectionable, or otherwise inappropriate. In no event shall We be liable to anyone for any delays, inaccuracies, errors or omissions related to content on the Site, or any harm related to use or transmission of such content. You may post content (reviews, comments, questions, updates, etc.) on the Site either anonymously or having registered an account with Us. Please note, however, that if You are commenting on a review anonymously and are including a link in Your comment, that link will be masked. In order to have links in Your comments displayed as unmasked, You need to post them as a registered user of the Site. Also, in order to combat spam, we only allow only three links in comments per one registered user over user's life-time on the Site. As You submit Your public reviews, We reserve the right to send them directly to companies Your reviews are submitted about to expedite a resolution process. By creating an account or providing Your email address, you agree to receive certain communications in connection with the Site and the Services, including, but not limited to email letters with information and notifications. 2. Online Conduct You may post content on the Site without creating an account with Us. You will not post on the Site any defamatory, abusive, obscene, profane, offensive, threatening, harassing, racially offensive, pornographic, spam, or illegal material, or any material that infringes or violates another party's rights (including, but not limited to, intellectual property rights and rights of privacy and publicity). You will use the Site in a manner consistent with any and all applicable laws and regulations. By posting information on the Site, You warrant and represent that the information is truthful and accurate, to the best of Your knowledge. You will not post, distribute or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior written consent of the owner of such proprietary rights and except as otherwise permitted by law. You understand that We neither do police nor have any legal obligation to police any content on the Site to an extent any greater than required by applicable laws and regulations. You certify that Your review is based on Your own experience, is Your genuine opinion of product or service, and that You will not impersonate another person or entity. You warrant and represent that you have not been offered any incentive or payment to review any business or person on the Site. You understand that PC has a zero-tolerance policy on untruthful reviews. You will not use the Site for any commercial purpose, including, but not limited to promoting business or other commercial venture or otherwise using the Site to promote any commercial purposes. NO THIRD PARTY BENEFICIARIES: If You are not a signatory to the Agreement, then You enjoy no benefits under it. Therefore, You have no standing to complain if You believe that We are in violation of the Terms. If You would like to claim any benefit under the Agreement, You may contact Us to negotiate an agreement that will give You that right. Please contact us via email (email@example.com) to engage in discussions that may lead to such a separate agreement. In the absence of such an agreement, You should be advised that no third party has any rights under this Agreement or under this paragraph. You will defend, indemnify and hold Us and Our subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claims, demands, losses, costs, liabilities and expenses (including, but not limited to reasonable attorneys' fees) relating to or arising out of Your use of the Site, including, but not limited to, any breach by You of the Terms of the Agreement, Your violation of applicable laws, or Your violation of any rights of another person or entity. You agree to cooperate as fully as reasonably required in the defense of any such claim. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, provided that You shall remain liable for any such claim. 4. Removal of Information If You wish to create a new account, You may do it at any time. You can edit or remove Your prior posts. If You wish to edit or remove Your prior posts, You can do so through Your user profile, by submitting a notarized letter, a court order or by participating in an LVP. You shall acknowledge that the same rules apply to removal of cross-posts of Your posts from Our pages in any and all social networks. For more details regarding removal of information please visit Our FAQ. We are a provider of the Site, which is an interactive computer service as those terms are defined under Section 230 of the Communications Decency Act. Thus, we will not be treated as the publisher or speaker of any tortious content posted to the Site. While We do not and cannot review every message posted by users of the Service, and are not responsible for any content of these messages, We reserve the right, but are not obligated, to delete or remove profanity, obscenities, threats of physical violence or damage to property, and sensitive personal information including, but not limited to social security numbers and credit card information. We also reserve the right, at Our sole discretion and at any time, to remove any content We may consider outdated. In the event you notice any such information on the Site, please report it using the “Report” button located in the bottom right-hand corner under all reviews or contact Our customer service department via email (firstname.lastname@example.org). 5. Proprietary Rights/Grant of Non-Exclusive Rights By posting information or content to any public area of the Site, You automatically grant, and You represent and warrant that You have the right to grant to Us and Our affiliated companies and necessary sublicensees an irrevocable, perpetual, unconditional, royalty-free, worldwide non-exclusive right and license to use, copy, perform, display and distribute such information and content and to prepare derivative works of, or incorporate into other works, such information and content, and to grant and authorize sublicenses of the foregoing. You expressly authorize Us to display content posted by You on the Site in any part and/or section of the Site. You also expressly authorize Us to share any posted information with third parties at Our own discretion. We reserve the right to share any information posted by You on the Site on Our pages in any and all social networks. 6. Information Supplied by You Details regarding how to request information pursuant to the California Consumer Privacy Act ("CCPA") can be found at https://www.pissedconsumer.com/static/privacy-policy.html. By posting information or content to any public area of the Site, You agree and acknowledge that you can be offered to share Your personal experience and/or opinions with Us via video interview and while being recorded. You also agree and acknowledge that by accepting such an offer You agree with and consent to the provisions of the Release of Liability and Indemnity Agreement. 7. Disclaimer of Warranty We provide the Services on an "as is" basis and grant no warranties of any kind, express, implied, statutory, in connection with the Site or the Services, or in connection with any communication with Us or Our representatives, or otherwise with respect to the Site. We specifically disclaim any implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site’s connection to the Internet will be secure, uninterrupted, always available, or error-free, or will meet Your requirements, or that any defects in the Site will be corrected. Our call transcription service is automated, and We do not guarantee the accuracy or completeness of the transcript. You should review the transcript and understand that it may contain errors. The transcript is provided for reference only and is not intended as a certiï¬Âed record for legal proceedings. 8. Limitation of Liability In no event shall We be liable to any party for any damages, including, but not limited to any direct, indirect, special, punitive, incidental or consequential damages (including, but not limited to damages for loss of business profits, business interruption, loss of programs or information or loss of profits) or any other damages arising in any way out of the availability, use, reliance on, inability to utilize or improper use of the Services, even if We have been advised of the possibility of such damages, and regardless of the form of action or omission of action, whether in contract, tort, or otherwise. We do not guarantee accuracy, completeness, or usefulness of any content or information, including, but not limited to opinions, advice, statements and offers made available through the Site, and neither adopt nor endorse nor are responsible for accuracy or reliability of any such information or content. Under no circumstances shall We be responsible for any loss or damage resulting from anyone’s reliance on any information or content posted on the Site. By using Our call transcription service, You agree to be responsible for procuring consent of all call participants. You further agree to bear full responsibility for complying with all applicable laws related to recording and transcription, including but not limited to all state and federal wiretap laws. We will not be liable for any failure by You to obtain the necessary consent from all call participants, and You agree to indemnify, defend, and hold harmless PissedConsumer.com, its affiliates, and service providers (including Twilio and Deepgram) from any claims, damages, or losses asserted in connection with Your failure to procure necessary consent from a call participant through Your use of Our call transcription service. We are not liable for any misuse of the transcripts or recordings or for any inaccuracies in the automated transcription. 9. State by State Variations Certain jurisdictions limit the applicability of warranty disclaimers and limitations of liability so the above disclaimers of warranty and limitations of liability may not apply to You. 10. General Provisions You agree that Nevada law (regardless of conflicts of law principles) shall govern this Agreement, that any dispute arising out of or relating to this Agreement shall be subject to the exclusive venue of the federal and state courts in the State of Nevada, and that You submit to the exclusive jurisdiction of the federal and state courts in the State of Nevada in connection with the Site or this Agreement. This Agreement, accepted upon registering on the Site or submitting a post, contains the entire agreement between You and Us regarding the use of the Site. Unless otherwise explicitly stated, the Terms will survive termination of Your registration with the Site. If any provision of this Agreement is held invalid, the remainder of this Agreement shall continue in full force and effect. 11. Copyright Policy/Termination of User Privileges for Infringement and Contact Information for Suspected Copyright Infringement/DMCA Notices We will terminate the privileges of any user who uses the Site to unlawfully transmit copyrighted material without a license, express consent, valid defense or fair use exemption to do so. In particular, users who submit user content to the Site, whether articles, images, stories, software or other copyrightable material must ensure that the content they upload does not infringe the copyrights of third parties. If You believe that Your copyright has been infringed through the use of PC, please contact Our designated agent at email@example.com. You may also contact Our customer service department via email (firstname.lastname@example.org) or mail at: Consumer Opinion LLC1930 Village Center Circle #3-6853Las Vegas, NV 89134 We grant You a limited, revocable, nonexclusive license to access the Services for Your own personal use. This license does not include any collection, aggregation, copying, duplication, display or derivative use of the Services nor any use of data mining, robots, spiders, or similar data gathering and extraction tools for any purpose unless expressly permitted by Us. In order to make any derivative use of the Services or any content made available via the Services for other purposes (including commercial purposes) not stated herein, You must first obtain a license from Us. A limited exception is provided to general purpose internet search engines and non-commercial public archives that use such tools to gather information for the sole purpose of displaying hyperlinks to the Services, provided they each do so from a stable IP address or range of IP addresses using an easily identifiable agent and comply with Our robots.txt file. “General purpose internet search engine” does not include a website or search engine or other services that specialize in review/complaints listings, reputation management, search optimization or social media monitoring. Use of the Services beyond the scope of authorized access granted to You by Us immediately terminates said permission or license. 12. Statement on the Site Accessibility We are committed to being accessible to all, and We are continuously working on making Our Site accessible to people with disabilities. In the event You encounter problems accessing Our Site content, have suggestions or questions, please let Us know. You can reach Us by e-mail email@example.com. Please include Website Accessibility in the subject line. 13. Our Paid Services for Companies 14. Our Paid Services for Consumers We are also offering Our branded merchandise for sale in our PissedConsumer Merch online shop.
Narae is a web-novel app accessible via a browser through the website www.narae.eu and through a mobile app for Android (hyperlink) or iOs (hyperlink). Narae is operated by Bookrepublic WebNovels S.R.L, a company registered in Milan under company number 13267150962 with a registered office located in Via Degli Olivetani 12 and reachable via email here: firstname.lastname@example.org. For the purpose of this agreement we will use the following definitions: “Us”: Bookrepublic WebNovels S.R.L, the company that created and made Narae available; “User” or “you”: any person that uses Narae. There are two kind of users: "Registered user" refers to any user that has registered an account to Narae, “Non-registered user” refers to any user that has not registered an account to Narae. "Content” refers to the web-novels and their associated media that can be viewed or reproduced on Narae in its entirety or parts of it. A web-novel on Narae typically consists of short stories issued in the form of episodes published in any order (i.e. chronological) decided or announced by us. "Coins" refers to a system of files that represents a credit that registered users can purchase within Narae and use to access, view or read the content published on Narae. Coins can be acquired by users in a set of unitsnumbers called “packages”, for example a package of 50 coins or 100 coins can be bought, but not as a single coin, and once purchased cannot be returned or exchanged back for money. There are two kind of coins: "Purchased Coins" which are purchased by registered and non-registered users through the allowed means of payment; "Bonus Coins" which are granted free of charge by us to users as a reward for actions, initiatives, promotions, coupons. While we welcome people of any age, no one younger than 16 is allowed to use or access Narae. We may offer content that requires users to be of legal age in their country of residence, in such cases we will put a notice to be read before being able to access the content itself. By using Narae, you state that: you are at least 16 years old and over the minimum age required by the laws of your country of residence to access and use Narae; you can form a binding contract with us, or, if you are over 16 but under the age of majority in your jurisdiction, that your legal guardian has reviewed and agrees to these Terms. We invite you to check the FAQs to see how to contact us in case you’re a legal guardian; you are not barred from using Narae under all applicable laws; and you have not been permanently suspended or removed from using Narae by us. Narae can be used by both registered and non-registered users. a) Registered users: You become a registered user by creating an account on the app or the website. The account contains the information related to you and the content you acquire on Narae. Only one account per person is allowed. An account cannot be shared. You must keep your account information up to date. You must choose an email address, or the sign-up method allowed by your device and you must keep your password confidential. When creating an account, you must not: impersonate or try to impersonate another person; disclose your password to anyone else; allow anyone else to use your account. You are responsible for everything done using your account. If you think that someone else may have access to, or be using, your password or account, you must tell us as soon as possible by emailing email@example.com. b) Non-registered users: Non-registered users are those users who do not have an account, or are registered- users that use Narae without being logged-in. They can only browse the free content on Narae. Once you have accessed Narae as a registered or a non-registered user, you can browse the whole content catalog available to your Region. The choice of Region will be automatically detected from your device settings, but you can change it at your first access to Narae. It is your responsibility to indicate the correct Region. Each Content has a description, an indication of the genre and the number of episodes. Episodes will be made available through the Narae on a periodic basis (e.g., on a weekly basis) as specifically indicated for each webnovel. Episodes can only be read through Narae itself; therefore, it will not be possible to print, export or download the content on your device outside of Narae. The Content will be available in the catalog as long as Narae holds the rights to keep it available in your country or language, and when those rights expire, the content will be taken off Narae. Episodes acquired with the use of purchased coins will remain available to users until the account is deleted, or as long as Narae holds the rights of the Content. When the rights of a Content are about to expire, we will indicate it in the information displayed in the catalog. There are three kinds of episodes. Permanently free episodes: generally, the initial episodes of a series. Paid episodes: those are locked episodes that need to be unlocked with coins to be accessed. Episodes that are unlocked, and therefore accessible for free, for a certain period of time, for example when locked content becomes unlockable through Coupons. After the validity of the period of the promotion expires, these episodes revert to the previous category and become locked again. Coins are necessary to get immediate access to episodes. In some cases, episodes can be read freely, in other cases they have to be acquired with coins. The number of coins necessary to access an episode is always indicated on the description about the episode or the content itself. COINs will also: (i) only be used to access the Episodes through Narae; (ii) they will not be transferable to other users, as they are associated exclusively with the individual user who has purchased them through Narae; (iii) will not be convertible into other valuable assets, issued by us "outside" Narae or by third parties; (iv) will not be refundable to you in any way; and (v) in the event of non-use within a specified period (5 years from purchase) coins will expire and be deleted from a user account or browser or device. Bonus coins also have a limited time of validity, specified in the individual promotion when they are issued. We may suspend, terminate or prevent your registration at our sole discretion. This may be because, for example, we consider that you have breached or will breach these Terms or someone has reported abuse. Where we suspend, terminate or prevent your registration, you must not attempt to re-register or submit content (e.g. using someone else's registration), without our permission. The period of any suspension depends on all the circumstances. We are not responsible if you cannot access Narae properly or at all because of any event outside our control, for example (without limitation) the performance of your device or your browser. Any interruption of service or technical issue will be promptly communicated either via email, or a banner or a notification allowed by your device, however we do not guarantee that Narae will always be available or uninterrupted. We may add or remove features, products, or functionalities to improve Narae and your experience, with or without notice to you. Any future release, update, or other addition to functionality of Narae will be subject to these Terms, which may be updated from time to time. Except in the event of discontinuation of the Service or as otherwise required by law, we will not refund any usage fees that have already been paid. Users are informed that, pursuant to Article 59(1)(o) of the Italian Consumer Code, the right of refund for digital content, such as the Content on Narae, is excluded, therefore users are aware that coin purchases are never refundable. In addition to these Terms, the User shall comply with the agreement regarding the use of payment methods with the Payment Service Provider, and shall make payment in accordance with the payment terms separately stipulated by the Payment Service Provider. In the event that any dispute arises between the user and the payment service provider regarding the use of the payment method, the user and the payment service provider shall be responsible for resolving it. We reserve the right to change coin acquisition amounts (i.e. coin packs) and prices and payment method for each work without prior notice. In this case, the change shall take effect from the time the change is displayed on Narae. Narae is owned and operated by Bookrepublic Webnovels SRL. The visual interfaces, graphics, design, compilation, information, data, computer code, products, services, trademarks, and all other elements of Narae are protected by intellectual property and other laws. All materials included in Narae are the property of Bookrepublic Webnovels S.R.L. or its third-party licensors. You may view the content available on Narae for personal non-commercial use. All the rights over the content remain to Narae and the respective owners and in no case you must (whether directly or indirectly) copy, download, store, make available, distribute, sell or offer to sell all or any part of the content, or download or otherwise copy (whether directly or indirectly) any content, files or data from the Narae to make or populate a database or publication of any kind whatsoever nor train AI systems, including user comments and user content. If you require any further information on permitted use, please email us at firstname.lastname@example.org. Except to the extent prohibited by law, you agree to defend, indemnify, and hold Bookrepublic Webnovels S.R.L., its affiliates, and their respective directors, officers, employees, affiliates, agents, contractors, third-party service providers, and licensors harmless from and against any claim or demand made by any third party, and any related liability, damage, loss, and expense (including costs and attorneys’ fees) due to, arising out of, or in connection with: (a) your use of Narae; (b) your violation of these Terms; (c) your violation of applicable laws or regulations; or (d) Your Content. We reserve the right to control the defense of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You are only allowed to access Content that is released for the Region/territory you indicated when you first accessed Narae and you understand and accept that your rights are limited by this choice. YOU UNDERSTAND AND AGREE THAT WE WILL NOT OFFER REFUNDS FOR THE PURCHASED COINS UNDER ANY CIRCUMSTANCES, INCLUDING WITHOUT LIMITATION, TERMINATION OR EXPIRATION OF YOUR ACCOUNT, THESE TERMS, OR THE SERVICES, EXCEPT AS EXPRESSLY REQUIRED BY APPLICABLE LAW. If an account is permanently banned, all coins balances associated with the suspended account are forfeited. We will have no obligation or responsibility to and will not reimburse you for any coin or experience lost due to your violation of these Terms. We may make changes to these Terms from time to time. If we make changes, we will post the revised Terms and update the Effective Date below (insert date of publication). If the changes, in our reasonable discretion, are material, we will notify you by sending an email to the address associated with your Account (if you have chosen to provide an email address) or by otherwise providing you with notice through our Services at least 30 days before the date they become effective. By continuing to access or use the Services on or after the Effective Date of the revised Terms, you agree to be bound by the revised Terms. If you do not agree to the revised Terms, you must stop accessing and using Narae before the changes become effective. To delete your account, please contact our customer service at email@example.com. If any part or provision of these Terms is found to be unlawful or unenforceable, this shall not affect the validity of any other part or provision. These Terms are governed by Italian law. The Italian courts of Milan shall have exclusive jurisdiction over any dispute relating to these Terms without prejudice of your statutory rights, i.e. in the case of Consumers’ rights. You may terminate these Terms at any time and for any reason by deleting your Account and discontinuing the use of Narae. If you have problems deleting your account, contact our customer care at firstname.lastname@example.org. The following sections will survive any termination of these Terms or of your Account: 4(Privacy), 8 (Indemnity, Limitation of Liability), 11 (Jurisdiction and applicable law), 12 (Termination), and 13 (Miscellaneous).
In the content of these terms and conditions, the following words have the following meanings:- “PHA Europe” means Pulmonary Hypertension Association Europe - “the Website” means the ‘Time Matters’ website under the ownership of the PHA Europe - “the Material” means all of the information, data, text, graphics, links or computer code published on, contained or available on the Website - “User” means the individual, firm, company or organisation accessing this Website or submitting a post / entry. - Applicable terms and conditions The Website is owned by the PHA Europe and any use of the Website is subject to these terms and conditions. The PHA Europe may, at its sole discretion, modify or revise these terms and conditions at any time by updating the text of this page. - Use of the Website Anyone is entitled to view any non-password protected parts of the Website and to use for their own purposes the information contained therein, provided:- it is used for information purposes only, for reproduction for personal use only and not for reproduction on any other website or for commercial gain. - any links created to the Website are notified to and approved by the PHA Europe before they are created. - no part of the Website is copied, stored in a retrieval system, or transmitted in any form or by any means to any third party without the written permission of the PHA Europe. Hopes, dreams and advice submitted should be of a non-medical nature and should not include any mention of specific treatments. Content submitted is moderated and if it is defamatory, rude or of a medical nature, it will be removed. All material on this Website is the copyright of the PHA Europe. The material, whether text, images, audio or other media forms, cannot be republished without permission. Permission is hereby granted for such material to be viewed, stored, or downloaded as ‘hard copy’, for individual, non-commercial use only. Where individual authors are credited, each asserts his or her moral right to be identified as the author of that material.If you wish to use any of the materials on the Website please email the PHA Europe at firstname.lastname@example.org
The personal information which you are requested to provide on this Site is on a voluntary basis and may be transferred within Somerley. This may include transfer, with your consent, to other members of SCHL in Hong Kong or to other jurisdictions. Personal information may include your name, telephone number, facsimile number, mailing address or email address and in releasing the personal information by you, you consent that Somerley may use the same for marketing and customer administration purposes and if you do not wish your personal information be used in this way you should immediately alert Somerley by email or in writing that you do not grant consent for such purpose. Unless permitted or required by applicable laws, regulations or relevant regulatory authorities, Somerley will not disclose your personal information to any third parties without your prior consent or without us having previously informed you. We have installed security systems to ensure your personal information is not subject to unauthorised access and we will continue to assure that your personal information is properly used and appropriately safeguarded. Under the Ordinance, you are entitled to your right of access and correction of personal information. Requests for access to or to correct personal information should be addressed to us for our further action as required. When you enter our Site, Somerley or its agents, contractors or third party service providers of this Site will also record your visits to our Site (without collecting any personal identifiable information of users). Such general statistics are collected for the compilation of statistical reports and the diagnosis of problems with or concerning computer, electronic or internet systems to help Somerley in improving its website system.
1. ACCEPTANCE OF TERMS 2. MODIFICATIONS TO TERM Hyperion AI reserves the right to modify these terms at any time. Changes will be effective upon posting to our website. It is your responsibility to review these terms regularly. You must be at least 18 years old to use our Services. By agreeing to these terms, you confirm that you meet this age requirement. 4. USER OBLIGATIONS You agree to use the Services only for lawful purposes and in compliance with all applicable laws. You are solely responsible for the information you provide and your interactions with the platform. 5. TRANSFERS & ACCOUNT MANAGEMENT - Account Transfers: You agree and acknowledge that you are the initiator and beneficial owner of all transfers made to your linked account, to the extent that such transfers are within your control. Any incoming transfer not initiated, caused, or requested by you may be withheld until you provide sufficient information regarding the identity of the person or entity that initiated the transfer. - Initiation of Transfers: You confirm that all transfers to your any account will either be initiated by you, or caused or requested by you, to the best of your ability and within your control. - Hyperion AI does not represent itself as the initiator of any transactions between you and your clients; it acts solely as a facilitator to support the functionality of its platforms, as described in these Terms. 6. DATA COLLECTION & USE - Hyperion AI collects data, including personal information and blockchain wallet addresses, to improve our Services. - You agree that we may use de-identified data for analytics, research, or improving the Services. While we implement robust security measures to protect user data, we cannot guarantee complete security. You agree that Hyperion AI will not be liable for unauthorized access or breaches beyond our control. 8. COMPLIANCE WITH KYC AND AML LAWS - You are responsible for complying with all applicable Know Your Customer (KYC) and Anti-Money Laundering (AML) laws as they relate to your users. - Hyperion AI may, at its sole discretion, refuse to process transactions, trades, payments, withdrawals, or deposits from certain individuals or entities due to KYC or AML concerns. 9. INTELLECTUAL PROPERTY - All content, including text, graphics, logos, and software used in the Services, is owned by Hyperion AI or its licensors. - You may not reproduce, modify, distribute, or use our intellectual property without written permission. 10. THIRD-PARTY LINKS & CONTENT - Our Services may include links to third-party websites. Hyperion AI is not responsible for the content, privacy policies, or practices of these third parties. - We recommend reviewing the terms and privacy policies of third-party sites before engaging with them. 11. DISCLAIMERS & LIMITATIONS OF LIABILITY - Hyperion AI provides the Services "as is" without warranties of any kind, either express or implied. - We disclaim all liability for any damages, loss of data, or loss of business resulting from the use or inability to use the Services. - To the fullest extent permitted by law, Hyperion AI’s liability is limited to the amount paid by you (if any) to use the Services. You agree to indemnify and hold Hyperion AI harmless from any claims, damages, or losses resulting from your breach of these Terms or your use of the Services. Hyperion AI reserves the right to suspend or terminate your access to the Services at any time, without notice, for any violation of these Terms. 14. CONTACT INFORMATION If you have any questions about these Terms, please contact us at firstname.lastname@example.org
Terms and Conditions for bejuicyfit.com/sg These Website Standard Terms and Conditions written on this webpage shall manage your use of our website, beJuicyFit SG accessible at bejuicyfit.com/sg. Intellectual Property Rights Other than the content you own, under these Terms, bejuicyfit.com/sg and/or its licensors own all the intellectual property rights and materials contained in this Website. You are granted limited license only for purposes of viewing the material contained on this Website. You are specifically restricted from all of the following: - publishing any Website material in any other media; - selling, sublicensing and/or otherwise commercializing any Website material; - publicly performing and/or showing any Website material; - using this Website in any way that is or may be damaging to this Website; - using this Website in any way that impacts user access to this Website; - using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity; - engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website; - using this Website to engage in any advertising or marketing. Certain areas of this Website are restricted from being access by you and bejuicyfit.com/sg may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality as well. In these Website Standard Terms and Conditions, “Your Content” shall mean any audio, video text, images or other material you choose to display on this Website. By displaying Your Content, you grant bejuicyfit.com/sg a non-exclusive, worldwide irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media. Your Content must be your own and must not be invading any third-party’s rights. bejuicyfit.com/sg reserves the right to remove any of Your Content from this Website at any time without notice. This Website is provided “as is,” with all faults, and bejuicyfit.com/sg express no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you. Limitation of liability In no event shall bejuicyfit.com/sg, nor any of its officers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. bejuicyfit.com/sg, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website. You hereby indemnify to the fullest extent bejuicyfit.com/sg from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms. If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein. Variation of Terms bejuicyfit.com/sg is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis. The bejuicyfit.com/sg is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms. These Terms constitute the entire agreement between bejuicyfit.com/sg and you in relation to your use of this Website, and supersede all prior agreements and understandings. Governing Law & Jurisdiction These Terms will be governed by and interpreted in accordance with the laws of Singapore, and you submit to the non-exclusive jurisdiction of the state and federal courts located in my for the resolution of any disputes. This website’s payment gateway only receive payments in Singapore Dollar (SGD) and deliver to Singapore address only. If you need to deliver internationally please get in touch with us. A processing fee of SGD$10 or 5% of the order amount (whichever higher) will be charged if your placed order did not match the shopping terms on our website. Returns & Refunds All products sold are non-exchangeable and non-refundable, unless otherwise stated below: - The Item has not been received by Buyer; - The Item was defective and/or damaged on delivery; - The Item does not match the agreed specification (e.g. wrong item.) Return postage cost is to be borne by the buyer. Exchange will only be processed upon the receiving of the returned product. The approval for the exchange is subject to the inspection of the returned product. A refund of the original amount paid for the returned product will only be eligible if the returned product is out-of-stock. The shipping country will be determined by your local currency of your order(s) payment. All confirmed orders will be shipped within two working days upon payment received, unless otherwise stated. Courier service may attempt to call you before delivering your parcel. In the event that if nobody is present at the receiving address a reschedule of delivery will be arranged. Not finding what you’re looking for? Our Customer Service team is at the ready to assist you further! Feel free to email or Chat with us as needed.
Effective: September 1, 2001 Last Updated: February 8, 2016 Information Collection. As visitors browse the website, Hines collects information about the visit. For example, via web server logs and browser cookie files, Hines monitors statistics such as the number of visitors we have to our website, which pages are visited, the browsers our visitors use and the domains our visitors come from but none of this information is associated with any visitor as an individual. Some pages on this web site use a technology called “cookies”. A cookie is a token that a server gives to your browser when you access a web site. Cookies are capable of storing many types of data. Cookies help provide additional functionality to the web site or to help us analyze web site usage more accurately. For instance, our server may set a cookie that keeps you from having to enter a password more than once during a visit to one of our web sites. In all cases in which cookies are used, we will not collect personally identifiable information except with your explicit permission. With most Internet browsers, you can erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored. Please refer to your browser instructions or help screen to learn more about these functions. If you choose to submit any personal information on any page of the Hines Web site by completing requests for information or any form (for example, providing your name, company name, street or e-mail address or your telephone number or submitting your resume online or signing up for e-mail updates and alerts, Hines may collect, retain, use and share that information in aggregated or unaggregated form. Hines may use your personal information to respond to your queries, to send you e-mail alerts and updates or other marketing information about employment, various properties, projects or opportunities, or related information. Hines may use the information you provide to provide you with information about Hines and about Hines’ projects and services, as well as the projects and services of others. Moreover, Hines may share your information among Hines’ affiliates and with third parties that Hines believes may provide services of interest to you. Also, Hines may from time to time transfer information to third parties who analyze such information on behalf of Hines. Some of these companies and some of Hines’ affiliates may reside in countries other than your own. As a result, your personal information may be transferred out of the country in which you reside. Please note that Hines is headquartered in the United States of America and that, to the extent you submit any information from outside the United States, by submitting such information you agree to it being transferred to the United States of America. Hines has certified to the Safe Harbor framework agreed to by the U.S. Department of Commerce and the EU and the U.S. Department of Commerce and Switzerland with respect to certain Personal Information collected by our affiliates and corporate clients located in the European Economic Area and transferred to Hines in the United States. For additional information regarding the Safe Harbor Program, see the U.S. Dept. of Commerce web site at: Legally compelled disclosure: We will also disclose your personal information when required to do so by law, for example, in response to a court order or a subpoena or other legal obligation, in response to a law enforcement agency’s request, or in special cases when we have reason to believe that disclosing your personal information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (whether intentionally or unintentionally) our rights or property. Bankruptcy: You should also be aware that courts of equity, such as U.S. Bankruptcy Courts, may have the authority under certain circumstances to permit your personal information to be shared or transferred to third parties without your permission. If you object to your personal information being used in this manner please do not register with or use the Site. Opt-Out Right: If you do not wish to receive communications from Hines regarding offers or other third party products and services, you may opt out of receiving such communications [by e-mailing or writing to Hines as provided in the “More Information” section below; or in the event that you receive an e-mail from Hines regarding such matters, you may simply reply to the e-mail in question and request that you receive no further correspondence from Hines regarding such matters.] You may also follow this procedure to change or update information you have previously provided to Hines at any time. Your election not to receive promotional and marketing correspondence from us will not: (a) preclude us from corresponding with you, by e-mail or otherwise, regarding your existing or past relationship with us, and (b) preclude us, including our employees, contractors, agents and other representatives, from accessing and viewing your personal information in the course of maintaining and improving the site. Please take the time to read our Terms, including the limitations on damages and application of the law of the state of Texas. These terms govern our interactions as a legal contract, and we welcome and encourage the time you spend becoming familiar with these legal terms as much as we welcome the time you spend on our Web Site and your support of Hines. This Web site is not directed to children. We do not knowingly collect information from children under the age of 13 on the Site. If you are under the age of 13, please do not provide any personal information to us. If we become aware that we have collected personal information from a child under the age of 13, we will make commercially reasonable efforts to delete such information from our database. When we say “we” or “us” or “Hines” in these Terms, we mean Hines Interests Limited Partnership, our affiliates and those agents we use to provide services on our behalf. When we say “Site”, we mean www.hines.com and all other websites developed, owned or maintained by Hines Interests Limited Partnership and its affiliates. Hines Interests Limited Partnership 2800 Post Oak Blvd., Houston, Texas 77056-6118
Effective date: 04/07/2024 This application is not intended for children under 16 years of age, and we do not knowingly collect personal information from children under 16. If we learn that we have collected personal information of a child under 16, we will delete that information as quickly as possible. If you believe that a child under 16 may have provided us with personal information, please contact us at firstname.lastname@example.org. When you use our application, we may collect and store the following personal information: - Email address - Date of birth - Device’s contact list (stored only on your device and not transferred to our servers. We only access contacts with birthdates to perform calculations within the app) In addition, we use analytics tools such as Firebase Analytics and Appmetrica to collect statistical information about your use of the application. This information does not directly identify you and is used only to improve our application and provide a better user experience. We also use a advertising identifier to deliver better targeted advertisements and for analytics purposes. Use of Your Information We use your personal information to: - Create and manage your user account - Perform calculations based on your birth date and contacts’ birth dates - Communicate with you about our products, services, and promotions - Improve our application and services - Perform analytics and research We do not sell or rent your personal information to third parties for their marketing purposes. Information Sharing and Disclosure Your personal information is never transferred to any third parties, except for the following cases: - Service providers: We may share your information with third-party service providers that perform services on our behalf, such as payment processing, data storage, and analytics. These service providers are contractually bound to use your information only for the purpose of providing services to us. - Legal purposes: We may disclose your information to comply with laws or respond to lawful requests and legal process, to protect our rights and property, or to take action regarding possible illegal activities or suspected fraud. - Business transfers: In the event that we sell or buy any business or assets, we may disclose your personal information to the prospective seller or buyer of such business or assets. Data Storage and Security Your personal information is stored on secure servers, and we use reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure, so we cannot guarantee absolute security. Your Rights and Choices You have certain rights regarding your personal information, including: - The right to access your personal information and receive information about its processing - The right to rectify inaccurate or incomplete personal information - The right to erase your personal information (you can request the deletion of your data by sending a request to https://numero69.ru/delete) - The right to restrict or object to the processing of your personal information - The right to data portability To exercise your rights, please contact us at the email address provided below. International Data Transfer Your personal information may be transferred to and processed in countries other than your own, including the United States, where privacy laws may be less stringent than in your country. By using this application and providing your information, you consent to the transfer, storage, and processing of your information in these countries.
Privacy Information Text for Personal Data Protection Dear Visitors, Customers, and Members, We would like to inform you about the processing of your personal data by Ovion Technology Ind. Trade Co. Inc. (“OVION”) as the “Data Controller” within the scope of the Law on Protection of Personal Data No. 6698 (“KVKK”) and our practices related to it. In this text: Personal Data Subject to Processing Activity: 1.1. If you want to become a member of our website: Identity Information: Name-Surname Contact Information: Email, phone number Transaction Security: Traffic information Your above-mentioned personal data are processed within the scope of the processing of personal data related to the establishment and transactions of your membership account, communication with you, establishment and performance of the membership contract, and for the purposes of KVKK Article 5/2, based on the legal grounds of the processing of personal data related to the parties of the contract, the legitimate interests of the data controller, and the establishment of a legal right. 1.2. If you purchase a product from our website: Identity Information: Name-Surname, T.C. Identification number Contact Information: Email, phone number, address Customer Transaction: Invoice information, order information, shopping information Your above-mentioned personal data are processed for the establishment of the sales contract, the issuance of invoices, and are processed based on legal grounds such as the legal obligations of the data controller, the establishment of a legal right, and the performance of the contract according to KVKK Article 5/2. 1.3. If you want to be informed about our advertisements, campaigns, and promotions, and benefit from them: Identity: Name-Surname Contact: Phone number, Email address Customer Transaction: Shopping history Your above-mentioned personal data are shared with ‘Authorized Public Institutions and Organizations’ in order to be informed about our advertisements, campaigns, and promotions within the scope of the Law No. 6563 on the Regulation of Electronic Commerce, with your explicit consent. 1.4. If you receive services from OVION authorized services: Identity: Name-Surname, signature Contact Information: Phone number, Address, Email address Device’s IMEI and Serial Number Information on the device’s invoice Identity Information (Name-Surname, Signature) if the person receiving the device is someone other than the owner of the device Your above-mentioned personal data are processed based on legal grounds such as the obligation to establish, use, or protect a right within the scope of KVKK Article 5/2, and the obligation to issue documents required by legislation, for the detection of the malfunction directed to the authorized service and the fulfillment of repair processes. 2.2. Your Personal Data; For the performance of contracts we have made for obtaining necessary external services, and only for this purpose, limited to the legitimate interests of the data controller, it is shared with our ‘Suppliers’ with whom we are in a business relationship. For example; Your personal data may be shared with ‘Lawyers’ in case of a legal dispute, with ‘Financial Advisors’ due to financial obligations, with ‘Cargo Company’ for the delivery of the product you purchased in case of a purchase transaction, with ‘Auditors’ for audit situations, with our ‘Group Companies’ for the performance of certain services centrally obtained, with our ‘Business Partner’ who performs the sales transaction through our website, and with the ‘Electronic Payment Institution’ that provides the payment infrastructure of our website. Your Rights: As per Article 11 of the Law No. 6698 on the Protection of Personal Data, to the extent that OVION processes your data and OVION processes your data as the data controller, you have the following rights: Application to the Data Controller: You can submit your requests within the scope of Article 11 of the Law in writing or by using the registered electronic mail (KEP) address, secure electronic signature, mobile signature, or the electronic mail address previously notified and registered in our system, in accordance with the “Communiqué on Principles and Procedures for Application to the Data Controller.” DATA CONTROLLER NAME: Ovion Technology Ind. Trade Co. Inc. EMAIL: email@example.com
At QCR HOLDINGS, INC., we respect and value the relationship we have with you. The purpose of this page is to help you understand what information is collected when you visit or browse this site. To improve your experience of this site, we collect certain details that will help us understand how this site is being used, such as traffic patterns for operational or marketing purposes. This information will then help us to tailor the site with material that will be both useful and relevant to you. The way we collect this information is by using cookies. Please continue to read the rest of this page to understand what cookies are, and how they are used. What are “cookies”? Cookies are small files containing just text that are placed on your computer to assist website owners with understanding how their sites are being used. It’s important to note that cookies can be placed directly by the site or third-party plugins that are used by the site. In either case, when you visit qcrh.com, we use the information contained within these cookies for the purposes of website and marketing improvements. Under no circumstances do we collect personal data, as we are committed to respecting our users’ privacy. At qcrh.com, the cookies we use can be broken down into the following categories: The Essential cookies are those that are necessary for core functions of this site. For example, we use “geolocation” cookies that help us identify where you are when you visit us. By having this information, we can show you content that is relevant to your region. On other sites, you’ll see these cookies referred to as Functional or Operational. Cookies in the second category, Analytics, summarize usage patterns that track what pages were accessed, what links were clicked on, the number of visitors to a certain page, and so on. The information here is anonymous and is used to help the QCR HOLDINGS, INC. team make improvements to the site. And, finally, Marketing cookies are what allow for a personalized experience of this site, which are used to make content (such as images or ads) more relevant to you.
This Policy applies to ESP RainMaker and covers only data collected through the ESP RainMaker and not any other data collection or processing, including, without limitation, data collection practices of other services that maintain their own, separate privacy policies. What personal data is collected by ESP RainMaker? - Information you provide during setup When you install ESP RainMaker, you will be asked to provide personal information such as Email Address or Phone Number and optionally, other data like Full Name and Photo. - Usage information We collect data about activities you perform in ESP RainMaker, like changing any setting of the controlled devices. - Performance information from controlled devices We collect information like the configuration and state published by the controlled devices. - Technical information from your Smart Phone To improve your experience over time and help troubleshoot any problem you may encounter with ESP RainMaker, we collect Phone make & model and OS version. Purpose for collection - Provide functionality to control devices - Customize your experience - Troubleshoot and improve our service - Provide secure access to your own devices only by your email address - Enhance business opportunities Lawful basis for processing personal data We process your personal data for the purposes described in this Policy, based on the following legal grounds: - Your consent With your consent or at your request, we collect and store your personal information within the scope of your consent/request. You can withdraw such consent at any time by contacting us. - Legitimate Interest We process your information for our legitimate interests such as providing support for the products you use, operating our business, meeting our contractual obligations, and protect the security of our systems and our customers. - Compliance with legal obligation We process your data when we have a legal obligation to do so, for example, if we are responding to a legal process or an enforceable governmental request. Cookies are small text files that are stored on your computer or smart phone when you visit certain websites or mobile application. Cookies may be used for many different purposes. For example, cookies can be used to show that you have visited our website before and to identify which parts of the site you might be most interested in. Cookies can also improve your experience by storing your preferences and usage information when you uses our product and service. Where We Store and Process Data We store and process all the relevant information in Amazon Web Services (AWS) servers in United States of America (us-east-1 region) only after explicit consent from individual who personal data is stored and processed. The data is retained as long as you are an active user on our system. We will notify you after the login is identified as dormant for “one year” and will delete the login and associate data after “ninety days” of notification. Data related to Minors If you are under 18 years old or you are a minor pursuant to the laws and regulations of the place in which you reside, we recommend you to ask your parents or guardians to read this Policy and use our services or provide your information to us with the prior consent from your parents or guardians. If your guardians do not allow you to use our services or provide your information to us according to this Policy, please stop using our services immediately and give a notice on time so that we can react accordingly. Espressif do not knowingly collect or store any personal information from anyone under 18 years old. Espressif will keep personal information of minors confidential and safe in accordance with the relevant laws and regulations. The Espressif complies with the Privacy requirements as set forth by the European Union’s data protection regulation regarding the collection, use, and retention of Personal Information transferred from the European Union to a third country. The organization adheres to the privacy principles relating to the processing of personal data. - Lawfulness, fairness and transparency: The personal we collected from you is processed as per the purpose know to you while taking consent and to meet our contractual obligations. - Purpose Limitation: We process your personal information for legitimate purposes, we will further notify you if the original purpose is changed. - Data minimization: When we receive the personal information directly from you or through our clients, we ensure its adequate, relevant and meets the purpose for which it is collected. - Accuracy: We have implemented robust product to ensure the information we hold is accurate, we can contact us if you find that your personal information is inaccurate. We will respond to you within 10 days. - Storage limitation: We keep personal information no longer that necessary for the purpose and to meet our contractual obligations. We use technique like pseudonymization or anonymization so that information is not identifiable to an individual. - Integrity and confidentiality: We ensure your data remains secure and confidential, including certain processing carried out by sub-processor. For this purpose, the appropriate technical and organizational measures are in place to prevent the loss, misuse, alteration and deletion of your personal data. These measures are adapted according to the level of sensitivity of this processed data and the level of risk that the processing or implementation of it presents. We have defined a procedure for you to seamlessly exercise the rights you have to manage your personal information collected by us. We act as a controller for the personal data collected through ESP RainMaker. You can exercise below rights by contacting us (email@example.com) - Request access to the personal data we process about you. This right entitles you to know whether we hold personal data about you and, if we do, to obtain information on and a copy of that personal data. - Request a rectification of your personal data. This right entitles you to have your personal data be corrected if it is inaccurate or incomplete. - Object to the processing of your personal data. This right entitles you to request that we no longer process your personal data. - Request the erasure of your personal data. This right entitles you to request the erasure of your personal data, including where such personal data would no longer be necessary to achieve the purposes. You can delete your account using the phone apps for this. - Request the restriction of the processing of your personal data This right entitles you to request that we only process your personal data in limited circumstances, including with your consent. - Request portability of your personal data This right entitles you to receive a copy (in a structured, commonly used and machine-readable format) of personal data that you have provided to us. - Withdraw of Consent. To the extent that the processing of your personal data is based on your consent, you have the right to withdraw such consent at any time by contacting us. We will process your request within a reasonable time from when the request was made, and thereafter not collect, use and/or disclose your personal data as per your request. - Complaint. You can also complain to the authority if you are unhappy with how we have used your data. Integration with external components and links to other websites Modification of the personal data protection notice This Privacy Notice is subject to change. This policy is provided to facilitate the rights of natural persons with regard to the processing of personal data under Directive 95/46/EC (General Data Protection Regulation), also known as the GDPR. We hope that the above content concerning services and this web site are as concise, transparent, and intelligible as possible. If you need to get in touch about accessing your data stored on our servers, or for any another complaint or query, please reach out to us at firstname.lastname@example.org.
To enroll in courses, we will need information from you such as your name, address, email, and phone number. Personal information is used to respond to your inquiries, process enrollments, and send confirmations/transcripts/certificate. It may also be shared with professors teaching the courses in which you enroll. We will not share your information with anyone outside our organization, other than as necessary to fulfill your request, or as required by law. We take precautions to protect your information. When you submit sensitive information via the website, your information is encrypted and transmitted to us in a secure way. You can verify this by looking for the lock icon in the web address bar. We use a session cookie which expire 30 minutes after you stop using the site. If you are using a public computer, please log out of your account when you are finished. When you are ready to pay for your transaction, you will be transferred to our secure Payment Service. No sensitive credit card information (i.e. card number, expiration date) is sent from our website to their site. When the transaction is processed, they do not return any sensitive information back to our website. Editing Your Personal Information You may make changes to your information by selecting the My Account link, logging in, then choosing the "Profile" link. Third Party Websites Our website may contain links to third-party sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites. By using our site, you consent to our web site privacy statement. If there are any questions regarding this privacy statement you may contact us at: Eastern Illinois University 600 Lincoln Ave Charleston IL 61920
Let Us Help You Make Your Investments Work For You When you visit our website or engage with our property management services, we may collect personal information from you, such as your name, email address, phone number, and property address. This information is necessary for us to provide you with our services and to communicate with you effectively. We use your personal information to provide you with property management services, communicate with you about your property, respond to your inquiries, and send you relevant information about our services. We may also use your information to improve our website and services, as well as for internal business purposes. sms opt-in or phone numbers for sms purposes are not being shared. We do not sell, rent, or trade your personal information to third parties. We may disclose your information to third-party service providers who assist us in providing property management services and processing transactions. These service providers are contractually obligated to keep your information confidential and secure. We take appropriate measures to protect the security of your personal information. We use robust security measures to safeguard your data against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, so we cannot guarantee absolute security. Messaging frequency may vary. We will send up to 10 text messages across all numbers per day. Standard messaging and data rates may apply depending on your mobile carrier and plan. You are responsible for any charges incurred from receiving messages. To opt in text: START. To opt out text: STOP and you will receive no further messages from CMC Realty & Property Management. For help text: HELP. Text Messaging Consent: I consent to receive text messages to make or confirm appointments and to contact our business with questions I may have. I understand that text messaging is sent to a standard phone number. I agree not to share any information that would be considered protected by our company. By communicating via text, I acknowledge the inherent risk that I am sharing my own information. I understand that this decision can be changed at any time by making a request in person, on the phone, or by text message. We obtain consent through our website on our contact us page, where we have a checkbox with the opt-in language: By checking this box you agree to receive text messages from CMC Realty & Property Management. You may reply STOP to opt out at any time. Reply HELP for assistance. Message and data rates may apply. Message frequency will vary. https://www.cmc-realty.com/privacy-policy/ Last Updated: October 7, 2024
Términos y condiciones CONDITIONS OF USE Welcome to Hablaconene.es / Hablaconene.com. HABLA CON EÑE S.L. Company of Spain provides website features to you subject to the following conditions. If you visit or shop at Hablaconene.es / Hablaconene.com, you accept these conditions and you also will be subject to the guidelines, terms and agreements applicable. HABLA CON EÑE S.L. publisher of Audio Magazine Punto y Coma and other products is the owner of this store. When you visit Hablaconene.es / Hablaconene.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement about such communications. If you do not want to receive e-mail or other mail from us, please contact us. License and site access HABLA CON EÑE S.L. grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except intended promotional products or information. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of HABLA CON EÑE S.L. Any unauthorized use terminates the permission or license granted by HABLA CON EÑE S.L. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Hablaconene.es / Hablaconene.com so long as the link does not portray HABLA CON EÑE S.L., or its products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any HABLA CON EÑE S.L. logo or other proprietary graphic or trademark as part of the link without express written permission. If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. HABLA CON EÑE S.L. reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion. Reviews, comments, communications and other content Visitors may post reviews, comments, photos, and other content; send e-cards and other communications; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of «spam.» You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. HABLA CON EÑE S.L. reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity. HABLA CON EÑE S.L. takes no responsibility and assumes no liability for any content posted by you or any third party. HABLA CON EÑE S.L. respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us. HABLA CON EÑE S.L. attempts to be as accurate as possible. However, HABLA CON EÑE S.L. does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free. If a product offered by HABLA CON EÑE S.L. itself is not as described, your sole remedy is to return it in unused condition. Except where noted otherwise, the List Price displayed for products on our website represents the full retail price listed on the product itself. With respect to items sold by HABLA CON EÑE S.L., we cannot confirm the price of an item until you order; however, we do NOT charge your credit card until after your order has entered the shipping process. Despite our best efforts, a small number of the items in our catalog may be mispriced. If an item’s correct price is higher than our stated price, we will, at our discretion, either contact you for instructions before shipping or cancel your order and notify you of such cancellation. By visiting Hablaconene.es / Hablaconene.com, you agree that the laws of the Kingdom of Spain, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and HABLA CON EÑE S.L. Site policies, modification and severability Please review our other policies posted on this site. These policies also govern your visit to Hablaconene.es / Hablaconene.com. We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. HABLA CON EÑE S.L. VAT Number (Spanish CIF): B84516194 Calle Gardenia 36 28109 Alcobendas – Madrid – SPAIN Tel.: +34 91 765 3897 SHIPPING & DELIVERY Hablaconene.es and Hablaconene.com accepts orders from all around the globe. Shipping rates and fees may vary depending on the delivery address for your order. Shipping is usually in a next day basis and delivery ETA depends on the country of destination. International shipping is normally by plane unless otherwise specified. Estimated delivery time should not exceed 2 weeks to Europe and 4 weeks to the rest of the world, but we cannot warrant those timeframes. Please contact us in case of any question or trouble. To see the shipping rate information specific to your order’s destination, click the link Estimated Shipping and Tax for your region on the page of your Shopping Cart. Your packages may be subject to the customs fees and import duties of the country to which you have your order shipped. These charges are always the recipient’s responsibility. When customs clearance procedures are required, it can cause delays beyond our original delivery estimates. You are responsible for assuring that the product can be lawfully imported to the destination country. When ordering from us, the recipient is the importer of record and must comply with all laws and regulations of the destination country. International customers should be aware that cross-border shipments are subject to opening and inspection by customs authorities. We may provide certain order, shipment, and product information, such as titles, to our international carriers, and such information may be communicated by the carriers to customs authorities in order to facilitate customs clearance and comply with local laws. The above terms also apply to the shipment of any replacement product that might be shipped if there is a problem with the original shipment. If you return a product to us, you will be the exporter from the destination country. For additional information please contact us. Delivery of PUNTO Y COMA ONLINE: Customers purchasing an online product will get online access to the specific information, we will do our best to keep HABLA CON EÑE online products available for at least two years after their release date. PRIVACY AND SECURITY We receive the information you enter on our Web site or give us in any other way, but we just store the suitable information to manage orders and business relationship and we only use the information that you provide for such purposes as responding to your requests, improving our stores, and communicating with you. Sporadically, when there is something to communicate to our customers we usually send email/newsletters. If you do not want to receive e-mail or other mail from us, please contact us to adjust your preferences. We do not share customer information with anyone and we comply with international regulations and the ones of Spain and the European Union. We specifically comply with the rules of the Spanish Law “Ley de Protección de Datos”. Please see below the notice in Spanish. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. All data from your credit card are directly and safety transmitted to the banking network during the order processing. We do not get or store any data from your credit card. It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer. ORDERING, RETURNS & REPLACEMENTS Subscriptions involve products that are not yet available, so in your order you will not be able to see any specific description or details about them. When ordering digital edition products, as soon as the payment process is completed you will be able to download them from our web site. Punto y Coma is released in January, March, May, July, September and November therefore customers should receive their copy during those months. If this does not happen, please contact us to try to solve the problem. If any of our products is defective on arrival we warrant its return and replacement as soon as possible.
Is There a Way to Stop Reporting Agencies from Selling and Sharing my Data? Unfortunately there is not a way right now from stopping this behavior. The Federal Trade Commission is responsible for protecting consumers, including protecting their privacy. Regardless, reporting agencies, hired by the federal government to be the keepers of all our individual credit information, have sometimes taken the low road in regard to sharing our data. It’s very common that the agencies have very different information on file. It’s also very common that the data is very inaccurate. The only way to get them to fix it is to dispute it and either fill a form out online or by regular mail. Once you dispute an inaccurate address, name, phone number, bill, debit or other information, the agency has to investigate the inaccuracy and either remove it or keep it. In the case of addresses, they have to look up the disputed address to see if it exists and if you indeed did live there. Then if they are wrong, they have to delete the incorrect information. Sometimes one agency will have seven different variations of our name and call each of them an “alias.” These may negatively affect your credit score or chances of getting a loan because it appears as though you’ve had many different names, when in fact you might have only had two or three due to marriage and/or divorce. Variations in the composition will not be removed, but misspellings, inaccurate first or middle initials and duplicates will be removed. Other than questioning inaccuracies on your report, right now the way the laws are set up, reporting agencies are able to use and sell your personal information to whoever they want. This can be a big problem for our privacy. Advertisers and marketers are fond of using this data for a variety of reasons. Often the pair it up with data from social media, then they analyze and sell it to companies looking for a new edge to sell a product. Marketing companies also make use of this data to better get our attention for certain brands. A few times a year you should request your credit report from all the major agencies, Equifax, Experian, and TransUnion. You should check each one and make sure the information is correct. Dispute and inaccurate information. At least you’ll know that the data they’re selling is true and not wrong. If you see personal information on there that seems odd or you’re not sure where it came from, you should contact the agency directly and ask about it. Try to keep your information off the internet as much as possible. To maintain any privacy you have don’t post private data online or on social media. Even though you might be making a great effort, in spite of your hard work towards keeping your information offline, sometimes it’s too late. Maybe various data miners and data harvesters have already gotten some of your personal information such as your address, phone number or other info. As a result of all this data gathering, you may do a search and find out that your personal information has already ended up online. If you find your name and address are online, contact an internet removal service who can show you how to remove your information from the internet. They can also delete information and remove your address from the internet.
updated by 2021-10-25 Celestion Music is committed to compliance with the applicable regulatory and legal requirements in which we operate, and when we collect, use, hold and process Personal Data. This Policy sets out the general terms of Personal Data handling. 1. YOUR RIGHT AS A DATA SUBJECT You may exercise your right to know whether we hold your Personal Data, what type of Personal Data is held and request access to, correction of, or deletion of your Personal Data held by us. We will provide you with a response in accordance with applicable data protection law. Celestion Music may refuse to provide such information in limited circumstances under applicable local law. You may send such requests or inquiries to firstname.lastname@example.org if you wish to: - have access to your Personal Data for complying with your request; - correct any Personal Data relating to you which is inaccurate; - remove any Personal Data relating to you; - withdraw your consent to the use of your Personal Data by us (however, withdrawing consent may affect your access and use of our App and/or Website); or - restrict or object to processing of your Personal Data by us, You also have the right to lodge a complaint before your local data privacy authority should we violate applicable data privacy laws(s) in our processing of your personal information. 2. PERSONAL DATA PROCESSING AND COLLECTION “Personal Data” is any information that can identify a person individually and includes, without limitation, name, e-mail and/or postal address, telephone number, username, password, date of birth, gender, credit card number, billing and/or other contact information. Celestion Music will only process, collect and store your Personal Data under any of the following reasonable justifications: - Consent: You have given explicit consent for Celestion Music to process, collect and store your Personal Data for the specified purpose. - Performance of a Contract: Celestion Music process, collect and store your Personal Data for the purpose of entering or performing a contract with you given that you have accepted the contract and willingly provided these Personal Data to us. - Legitimate Interest: It is necessary for Celestion Music to process, collect and store your Personal Data to reasonably maintain the interest of Celestion Music and any associated third party, under the circumstances that it does not override your fundamental rights and freedoms. - Compliance with Legal Obligation: It is necessary for Celestion Music to process, collect and store your Personal Data to fulfil legal/regulatory obligations of countries that Celestion Music operates. 3. WHAT AND HOW PERSONAL DATA IS COLLECTED FROM YOU The following are the most common situations when we may collect and store your Personal Data, and by using the Website and/or App, you agree to us collecting your Personal Data through the following means, although these means are not exhaustive: - registration to use the App and/or Website; - browsing, using, purchasing products, signing-up for Celestion Music’s newsletters through the App and/or Website and/or otherwise using Celestion Music’s services through the App and/or Website - visiting Celestion Music’s booth for marketing campaigns; - visiting Celestion Music’s social media platforms, including but not limited to Celestion Music’s Website, WeChat, Facebook or Instagram pages; - visiting Celestion Music’s social media platforms to communicate with us on any enquiries; - submission of surveys and/or event questionnaires (e.g. via webforms on the Website) and entry into sales promotions; - registration for product warranties and maintenance services; - requests for customer service or other assistance on the App, Website and/or mobile communication applications (such as WhatsApp, WeChat and/or Line); - contacting us by email, post, fax and mobile communication applications or any other means of communication. To fulfill the purpose of personal information processing including processing your purchase orders and delivery, addressing your support enquiry and communication, APP and/or Website account management and product registration, only necessary information of the below information would be collected to carryout such tasks at both Celestion Music and your interest: - Name, email, contact numbers - Shipping address - Billing information for product/service purchasing, including payment transaction details and billing address Billing information is classified as sensitive information according to the Personal Information Protection Law of China. 4. NON-PERSONAL DATA PROCESSING AND COLLECTION “Non-Personal Data” includes aggregated and/or automatic information collected about use of Celestion Music’s resources or about a group or category of users, which individual identities with its identifiable information have been stored separately. These non-Personal Data include the performance data of Celestion Music’s product (e.g. activity logs and diagnostic data) and anonymized user behavior where usually would be stored within the product or the any devices with the connection to our products. Whereas any circumstance that is required to transfer such non-Personal Data from customer-end to Celestion Music, this would be conducted anonymously and we would not be able to identify any of the individual with the purpose of such processing considered as mandatory for us to collect some of the non-Personal Data to ensure the proper functioning of these resources and products. Celestion Music commits with the best effort to avoid identifying any individual from the collected non-personal unless at Celestion Music’s legitimate interest or data subject’s benefit to do so. Reasonable efforts have been committed by Celestion Music to govern the usage, such as access control, encryption and contractual agreements. As these are considered as non-Personal Data, to the extent that the laws of certain jurisdictions allow, this Policy should not restrict or limit our collection, use and provision of non-Personal Data. 5. USE OF PERSONAL DATA IN DIRECT MARKETING When you first register for an account on the Website and/or the App or when you first provide your personal information to us at Celestion Music Physical Locations or through other means of communication such as email, if you do not want your Personal Data to be used for direct marketing purposes, please do not tick the checkbox which allows you to opt into our newsletters and/or direct marketing activities. You may also change your mind and request that we stop sending you direct marking materials/communications or to cease using or providing your Personal Data for any direct marketing purposes at any time by following the opt-out / unsubscribe facility provided in our marketing materials or by emailing us at email@example.com. We will ensure that you are not included in future direct marketing promotions. 6. SOURCE LOCATION DATA PROCESSING AND COLLECTION When accessing Celestion Music’s resources, IP address location tracking or other means of technologies might be used to determine and collect information about the current location of your device, given that if the location tracking feature is enabled on the device. This geolocation data is collected anonymously in a form that does not personally identify you. The current location of your device will be stored locally on your device which will be used by the App and/or Website to serve you certain contents tied to the relevant location, and facilitate the initial setup of Celestion Music’s products. The basis of your location is being collected include certain regulatory requirement in specific jurisdiction or consider as mandatory to provide Celestion Music’s services for product usage. If you elect to have your location-based searches saved to your history, we will store such information on our servers. In addition, only generic location such as country or region is being collected with the purpose as illustrated below: - Customise and provide relevant information that relates to you. - Enhance your browsing experience. - Deliver advertisements according to your region. - Address your enquiry and provide customer support through our regional representative. A customer may always choose to restrict the sharing of location data by disabling the location tracking feature from the device and/or browser at any time. Disabling the location tracking feature will not affect your access or use of Celestion Music’s resources, but it may deliver information and contents that are less relevant to your location. 7. PERSONAL DATA TRANSFER FROM/ TO THIRD PARTY Celestion Music is committed to take every measure to keep your Personal Data secure and confidential. Celestion Music does not exchange, nor transfer Personal Data with third parties for any purpose, including direct marketing. Share, sell, transfer, provide, rent or trade of Personal Data is not permitted unless we have obtained your consent or with legal basis in accordance with the requirements under the applicable law, except to carry out contractual obligations, fulfill purchase orders, by our legitimate interest, under the condition of Celestion Music that all or substantially all of our assets are sold/ transferred to another party, or requested by government agencies. Considering Celestion Music operates and serves worldwide along with its subsidiaries and affiliated companies, the potential parties that may collect, use, hold, store and process of your Personal Data might also include the below which is committed to this Policy with appropriate contractual agreement in place: - GP Acoustics International Limited - GP Global Marketing Limited - GP Acoustic (China) Limited 8. CHILDREN’S PRIVACY We do not knowingly collect personal information from children aged under 14 or individuals under the age of majority in the country that they live. If you believe that we have inadvertently collected such information, please contact us at firstname.lastname@example.org so that we can promptly obtain parental consent or remove the information. 9. DATA SECURITY We take reasonable administrative, physical and electronic measures designed to safeguard and protect your information from loss, destruction, misuse, unauthorised access, disclosure and alteration. Physical records of your Personal Data will be stored in locked cabinets in a secure location with restricted access. Electronic copies of your Personal Data will be stored on servers maintained by us and/or our third-party service providers, which are situated in secure locations and protected by adequate data security measures. Your Personal Data will be stored in an encrypted form behind a firewall designed to block access from outside our network. While we try our best to safeguard your Personal Data once we receive it, no security or encryption method can be guaranteed to protect information from hackers or human error, and no transmission of data over the Internet or any other public network can be guaranteed to be 100% secure. Our Website and/or App may contain links to third party websites. These links are provided solely as a convenience. Celestion Music does not endorse any third-party websites. Access to any other website through any links provided on our Website and/or App is at your own risk. Celestion Music is not responsible for the content of any such websites or the accuracy or reliability of any information, data or other contents of those websites. We encourage you to consult the privacy policies of any third-party websites that you visit. If you register an account on our Website and/or App, you are entirely responsible for ensuring and protecting the security and confidentiality of your password and account. You are also entirely responsible for any and all activities that occur under your account and we shall not be held liable for any claims, loss or damage resulting from a breach of the foregoing or any unauthorised use of your account. 10. DATA RETENTION We will not keep your Personal Data for longer than necessary to fulfil the purposes and any directly-related purposes for which such Personal Data is collected. We will take into account any financial regulations and legal obligations that require us to retain the Personal Data for a certain period of time as well as the duration of your use of our Website and App. We will also keep your Personal Data as long as necessary for the following purpose at your own interest: - Purpose of Celestion Music’s membership - Provision of Celestion Music’s service and product - Purpose of financial transaction - Product delivery - Provision of support request for Celestion Music’s service and product If you wish to de-register from our Website and/or App, amend, update, remove your Personal Data, or request that we no longer use your Personal Data to provide you with the information or services you have requested, please contact us at email@example.com. 11. INTERNATIONAL TRANSFER AND LOCATION OF DATA PROCESSING The location of the Personal Data sitting, usually in Hong Kong, where Celestion Music operates. In addition, one’s personal data may process through different information processing activities across the world, which it may take place in China or United States according to the location of customers. Processing location may also include the service providers and other third parties with whom Celestion Music may share information which might be out of the country of your location. If you are accessing the Celestion Music’s resources or by providing us with your Personal Data, you consent to the transfer of your Personal Data to our facilities outside of the country in which you have provided your Personal Data to us. The Personal Data protection laws of those countries where your Personal Data are stored might not be as stringent or comprehensive as those in your country, but we will take all reasonable steps to ensure the protection of your privacy and will only collect and use your Personal Data for the purposes which are set out in this Policy. In any case, Celestion Music will implement appropriate contractual measures, such as standard data protection clauses and data transfer agreement, to ensure that the relevant Celestion Music entities and third parties provide an adequate level of protection to your Personal Data as set out in this Policy and as required by applicable local law. 12. ENQUIRIES / CONTACT US If you have any questions or complaints, or if you wish to access or correct your Personal Data or withdraw your consent to the use of your Personal Data held by us, or exercise any of your other rights, please contact us at firstname.lastname@example.org. We will, at no cost to you, act on your request within 30 working days in order to facilitate your data subject rights. You may also contact us by post via- Celestion Music Asia Limited 9/F Building 12W, 12 Science Park West Avenue, HK Science Park, Pak Shek Kok, New Territories
Last Updated on: October 9, 2023 INFORMATION WE COLLECT Our website collects information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device including email addresses, first and last names, screen names, geolocation, instant message details, physical addresses, telephone numbers, hobbies/interests, photographs, or video and audio files (“Personal Information”). Personal Information does not include: - Publicly available information from government records. - Deidentified or aggregated consumer information. We collect and process the following types of Personal Information: - Information You Provide: When you interact with our website or use our services, you may voluntarily provide us with certain Personal Information, such as your name, email address, telephone number, affiliated company, career of interest, and contact details. - Information We Collect Through Automatic Data Collection Technologies As you navigate through and interact with our website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: - Details of your visits to our website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the website. - Information about your computer and internet connection, including your IP address, operating system, and browser type. We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). Click here for information on how you can opt out of behavioral tracking on this website and how we respond to web browser signals and other mechanisms that enable consumers to exercise choice about behavioral tracking. The information we collect automatically may include personal information. It helps us to improve our website and to deliver a better and more personalized service, including by enabling us to: - Estimate our audience size and usage patterns. - Store information about your preferences, allowing us to customize our website according to your individual interests. - Speed up your searches. - Recognize you when you return to our website. The technologies we use for this automatic data collection may include: - Web Beacons. Pages of our Website [and our emails] may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or [opened an email] and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity). We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us. In particular, we have collected the following categories of Personal Information from consumers within the last twelve (12) months: Categories of Personal Information we collect may include: \| Examples of how Personal Information may be used include: \| Parties with whom each category of Personal Information may be disclosed include: \| Please note that the categories listed above are those defined in the California Consumer Privacy Act (“CCPA”). This does not mean that all examples of that category of Personal Information were in fact disclosed, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been disclosed. WHY WE COLLECT YOUR INFORMATION AND HOW WE USE IT We may use the Personal Information we collect for the following purposes: - Providing and Improving our Services: We use your Personal Information to provide the services you request and to improve the quality and functionality of our website and services. - Communication: We may use your Personal Information to communicate with you regarding our services, updates, promotions, and respond to your inquiries. - To Contact You: To contact You by email, telephone, SMS, or other equivalent forms of electronic communication. - To Manage Your Requests: To attend to and manage Your requests to Us. - Other Purposes: We may use your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of promotional campaigns and to evaluate and improve our services, products, marketing, and your experience. - Legal Compliance: We may use and disclose your Personal Information to comply with applicable laws, regulations, legal processes, or government requests. DISCLOSURE OF YOUR PERSONAL INFORMATION We may share your Personal Information in the following circumstances: - Service Providers: We may share your Personal Information with trusted service providers who assist us in operating our website, delivering our services, or conducting business operations. These service providers are contractually obligated to protect your Personal Information and can only use it for the specified purposes. - Business Partners: We may share your Personal Information with our business partners to offer you certain products, services, or promotions. - Legal Requirements: We may disclose your Personal Information if required to do so by law or if we believe that such disclosure is necessary to protect our rights, comply with a judicial proceeding, court order, or legal process. We may also disclose your Personal Information in an effort to detect, prevent, or otherwise address fraud, security, or technical issues. - With Your Consent: We may disclose your Personal Information for any other purpose with your consent. We may share non-personally identifiable information publicly and with our partners — like publishers, advertisers, developers, or rights holders. For example, we share information publicly to show trends about the general use of our services. YOUR RIGHTS, CHOICES, AND PRIVACY CONTROLS The California Consumer Privacy Act of 2018 (“CCPA”) provides consumers (California residents) with specific rights regarding their Personal Information. This section describes your CCPA rights and explains how to exercise those rights. Sale and Sharing of Personal Information As defined in the CCPA, “sell” and “sale” mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer’s Personal Information by the business to a third party for valuable consideration. This means that we may have received some kind of benefit in return for sharing Personal Information, but not necessarily a monetary benefit. Please note that the categories listed below are those defined in the CCPA. This does not mean that all examples of that category of Personal Information were in fact sold, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been shared for value in return. We may sell and may have sold in the last twelve (12) months the following categories of Personal Information: - Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) - Commercial information - Location related information We may share your Personal Information identified above with the following categories of third parties: - Service Providers - Payment processors - Our affiliates - Our business partners - Our subsidiaries - Third party vendors to whom you or your agents authorize us to disclose your Personal Information in connection with the services we provide to you Right to Know and Data Portability You have the right to request that we disclose certain information to you about our collection and use of your Personal Information over the past 12 months (the “right to know”). Once we receive your request and confirm your identity (see Exercising Your Rights to Know or Delete), we will disclose to you: - The categories of Personal Information we collected about you. - The categories of sources for the Personal Information we collected about you. - Our business or commercial purpose for collecting or selling that Personal Information. - The categories of third parties with whom we share that Personal Information. - If we sold or disclosed your Personal Information for a business purpose, two separate lists disclosing: - sales, identifying the Personal Information categories that each category of recipient purchased; and - disclosures for a business purpose, identifying the Personal Information categories that each category of recipient obtained. - The specific pieces of Personal Information we collected about you (also called a data portability request). We do not provide a right to know or data portability disclosure for B2B personal information. Right to Delete You have the right to request that we delete any of your Personal Information that we collected from you and retained, subject to certain exceptions (the “Right to Delete”). Once we receive your request and confirm your identity (see Exercising Your Rights to Know or Delete), we will review your request to see if an exception allowing us to retain the Personal Information applies. We may deny your deletion request if retaining the Personal Information is necessary for us or our service provider(s) to: - Complete the transaction for which we collected the Personal Information, provide a service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you. - Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities. - Debug products to identify and repair errors that impair existing intended functionality. - Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law. - Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.). - Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent. - Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us. - Comply with a legal obligation. - Make other internal and lawful uses of that information that are compatible with the context in which you provided it. We will delete or deidentify Personal Information not subject to one of these exceptions from our records and will direct our service providers to take similar action. We do not provide these deletion rights for B2B personal information. Exercising Your Rights to Know or Delete To exercise your rights to know or delete described above, please submit a request by either: Only you, or someone legally authorized to act on your behalf, may make a request to know or delete related to your Personal Information. You may only submit a request to know twice within a 12-month period. Your request to know or delete must: - Provide sufficient information that allows us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative; and - Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it. We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you. You do not need to create an account with us to submit a request to know or delete. We will only use Personal Information provided in the request to verify the requestor’s identity or authority to make it. For instructions on exercising your sale opt-out or opt-in rights, see Personal Information Sales Opt-Out and Opt-In Rights. Response Timing and Format We will confirm receipt of your request within ten (10) business days. If you do not receive confirmation within the 10-day timeframe, please contact email@example.com We endeavor to substantively respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to another 45 days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding our receipt of your request. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your Personal Information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. Personal Information Sales Opt-Out and Opt-In Rights If you are age 16 or older, you have the right to direct us to not sell your Personal Information at any time (the “right to opt-out”). We do not sell the Personal Information of consumers we actually know are less than 16 years old. Consumers who opt-in to Personal Information sales may opt-out of future sales at any time. To exercise the right to opt-out, you (or your authorized representative) may submit a request to us by visiting the following Internet Web page link: Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize Personal Information sales. You do not need to create an account with us to exercise your opt-out rights. We will only use Personal Information provided in an opt-out request to review and comply with the request. We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not: - Deny you goods or services. - Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties. - Provide you a different level or quality of goods or services. - Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services. However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your Personal Information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt-in consent, which you may revoke at any time. RETAINING YOUR INFORMATION We keep Personal Information as long as needed to provide our services, comply with legal obligations, or protect our or others’ interests. The exact length of time Personal Information is retained for is on a case-by-case basis. When making such a determination, we consider the following: - If we need the information to operate, improve, or provide our services. - How long we need to retain the information to comply with legal obligations. - If we need it for other legitimate purposes, including preventing harm, investigating violations of our terms and conditions, promoting safety and security, or protecting ourselves and our rights. OTHER CALIFORNIA PRIVACY RIGHTS California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of Personal Information to third parties for their direct marketing purposes. To make such a request, please send an email to <CONTACT EMAIL> or write us at: 601 North 7th Street, Sacramento, CA 95811. DO NOT TRACK Some browsers have a “do not track” feature that allows you to tell websites that you do not want to have your online activities tracked. At this time we do not respond to browser “do not track” signals. LINKS TO OTHER WEBSITES We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. If you have any questions or comments about this notice, the ways in which CHP collects and uses your information described here, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at: California Highway Patrol Attn: Privacy Administrator 601 North 7th Street Sacramento, CA 95811 If you need to access this Policy in an alternative format due to having a disability, please contact firstname.lastname@example.org or (916) 843-4070

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