text stringlengths 110 576k | id stringlengths 47 47 | dump stringclasses 1 value | url stringlengths 14 2.54k | date stringlengths 20 20 | file_path stringclasses 376 values | language stringclasses 1 value | language_score float64 0.65 1 | token_count int64 55 141k |
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From Pendleton, take Hwy 11 North and east for 20 miles. Turn east on Hwy 204 just north of Weston. Travel another 20 miles to the small community of Tollgate. Go 0.7 miles past the Tollgate store and look for the entry to Woodward Campground (US Forest Service) on the lake (it’s on your right). If the gate is closed, park here and walk down to the lake.
Woodward Campground is the only public land around the Langdon Lake. The north, east, and south sides of the lake are private lands and generally closed to the public – signed No Trespassing.Directions
Habitat and Birds
Mixed Conifer, Engelmann Spruce and Mt. Lake vegetation. Look for Lesser Scaup, Common Goldeneye (nesters), Ring-necked Duck, Bufflehead, Ruffed Grouse, Sora, Calliope Hummingbird, Red-naped Sapsucker, Williamson’s Sapsucker, Northern Flicker, Pileated Woodpecker, Hairy Woodpecker, Hammond’s Flycatcher, Violet-green Swallow, Vaux’s Swift, Mountain Chickadee, Red-breasted Nuthatch, Brown Creeper, Pacific Wren, Ruby-crowned Kinglet, Golden-crowned Kinglet, Hermit Thrush, Swainson’s Thrush, American Robin, Townsend’s Solitaire, Orange-crowned Warbler, MacGillivray’s Warbler, Yellow-rumped Warbler, Townsend’s Warbler, Wilson’s Warbler, Western Tanager, Fox Sparrow, Lincoln’s Sparrow, Black-headed Grosbeak, Cassin’s Finch, Red Crossbill, and Pine Siskin. Rarities include Surf Scoter, Barred Owl, American Three-toed Woodpecker (breeds some years), White-winged Crossbill, and Pine Grosbeak. | <urn:uuid:e09a218a-6075-44cf-b5d5-8497ab3f4424> | CC-MAIN-2023-40 | https://www.ecaudubon.org/birding-locations/woodward-campground-and-langdon-lake/ | 2023-09-25T00:05:44Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.846552 | 430 |
Carlos Carbonell, the CEO and Founder of Echo Interaction Group, was recently recognized by Orlando Magazine as one of the area’s 50 Most Powerful Leaders in our local community.
“Carbonell is a key player in Orlando’s technology, business, Hispanic and LGBTQ communities, using his award-winning mobile app company as his base to become a featured speaker at the prestigious SXSW Conference in Austin, Texas, and a board member with the Orlando Economic Partnership. With his varied background, Carbonell serves as an adviser to Orlando and Orange County mayors. He’s also a founding board member of the One Orlando Alliance assisting the victims of the Pulse nightclub shooting; a board adviser for the newly created Orlando Regional Tech Association; and a board member of the Orlando City (Soccer) Foundation. He also sits on tech advisory committees for Valencia College and Full Sail University. In 2017, Carbonell was selected as one of two Business Leaders of the Year by the Metropolitan Business Association. “I draw joy from connecting people,’’ he says, “especially when I know there would have been little chance they would have connected otherwise.” | <urn:uuid:36674cc8-2a35-40f0-9e80-1f60863aa274> | CC-MAIN-2023-40 | https://www.echomobileapps.com/post/echo-ceo-carlos-carbonell-named-one-of-orlando-s-most-influential-leaders | 2023-09-25T00:01:02Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.978927 | 242 |
Dan LeFebvre / Unsplash
Google and its line of Nest thermostats are designed to provide energy efficiency and ease of use. With the ability to control it from a smart phone, users can get the precise temperature that they want with just a few taps. Best of all, they are compatible with most HVAC systems, allowing for easy installation. Learn how a Nest smart home thermostat can help make your home more eco-friendly.
How We Review Smart Thermostats
When evaluating smart home thermostats, we look at the following categories and features:
- Mobile App – Can you control the device remotely through a mobile app, and what kind of functionality does the app give you? Is it compatible with other smart devices or systems?
- Energy Savings – How much energy can you save by installing this device in your home? We look for products and devices that carry the ENERGY STAR seal for the most-efficient products.
- Installation – What are the installation options for the device? Is it DIY or does it require professional installation?
- Price – How is the product priced compared to other brands and the amount of money you could save on your energy bill?
- Learning capability – Does the thermostat learn your preferences automatically, or do you have to program them yourself?
- Warranty – Does the brand offer a warranty on the product, and if so how long does the warranty cover your device?
Google Nest Learning Thermostat
The 3rd generation Nest Learning Thermostat is a smart thermostat that is compatible with most modern smart home applications and Wi-Fi networks. Compared to your old thermostat, the Nest Learning Thermostat can help you conserve energy while keeping your home comfortable.
Why Buy? – The Google Nest Learning thermostat provides exceptional energy-saving capability and is compatible with most modern HVAC systems. Users can get convenient, easy usage while seeing a reduction in their monthly energy bills. Plus, it allows you to choose the look you want at checkout with a number of different ring option, including stainless steel, brass, and copper finishes.
How it Works – The Nest Learning thermostat works by connecting to your HVAC system and optimizing your energy usage. It is meant to save energy by making the system more efficient, reducing the need to leave it running constantly. Best of all? It learns your habits, creating pre-sets that can match your preferred heating and cooling settings based on your schedule. It uses energy to keep you comfortable when you’re there, and then reduces energy consumption when you’re not.
Mobile App – One of the key features of any smart thermostat is the ability to control the temperature in your home from anywhere. The Learning Thermostat puts you in control with the Nest app, which you can download for ios or Android devices. The app provides you with HVAC monitoring through reports on your energy history that you can use to increase your efficiency. You can also connect your Nest thermostat to the Google Home app, which lets you control all of your smart home devices in one place.
Energy Savings – Google Nest thermostats come ENERGY STAR certified. What does that mean? In addition to improved energy usage, you can be certain that it is highly-rated and meant to be one of the industry’s best at conserving energy usage according to the Environmental Protection Agency. On average, the Google Nest can conservatively save 10-12% on heating as well as 15% on cooling. Given average energy costs, that can mean a savings of 0-5 each year.
Installation – The good news is that the Google Nest Learning thermostat can be installed by a professional or you can install it yourself. The installation is relatively easy, taking an estimated 20-30 minutes to complete, and it even comes with the screwdriver and screws you’ll need. These smart home thermostats are compatible with most heating and cooling systems, making it as simple as running a compatibility check and installing. For older homes, there may be compatibility issues so make sure to check before purchasing.
Price – The price, like anything, varies depending on where you get it. Through Google, the 3rd generation Nest Learning Thermostat is 9.99. Through secondary retailers, it can be obtained for around 0. Purchasing directly through the manufacturer (Google) ensures the warranty is intact.
Warranty – Through Google itself, the Google Nest Learning Thermostat covers manufacturer defects or labor for up to 3 years. The length of the warranty depends on the model of Nest thermostat that is purchased, with the Nest Learning Thermostat being covered for 3 years. It is to be understood that the manufacturer may replace parts with other suitable replacements if there are no original parts available.
Google Nest Thermostat
The Google Nest thermostat is a similar offering to the Learning Thermostat. It is meant to provide energy savings and convenience to home heating and cooling systems. The programmable thermostat installs easily and can even be accessed through a smartphone application.
Why Buy? – The Google Nest thermostat is very similar to the Nest Learning option. The good news is that it is a cheaper alternative that delivers similar energy savings, ENERGY STAR certification, and basic functionality. For those looking to save a little bit on a quality smart programmable thermostat, the Nest is a perfectly suitable alternative.
How it Works – Though there are a lot of similarities between the Nest and the Nest Learning thermostats, there are important distinctions. The Nest is “simpler” in a lot of ways. For one, it won’t learn your behavior and set automatic schedules.
It also has a different display (the Learning Thermostat has Farsight technology that detects when you are in the room) and won’t work with the Nest Temperature Sensor. The Nest also does not have the internal battery backup that the Learning does, making it susceptible to power outages. However, it does still allow you to control your thermostat remotely and to optimize your home’s energy consumption for heating and cooling with home/away settings.
Mobile App – Like the the Nest Learning option, the Nest has its own app that users can install on smart devices. Basic functionality and even initial setup can be handled through the app, creating greater ease of use for your new Nest thermostat. The Nest uses the same Google Nest app that the Learning Thermostat does, making it easy to transition between the two.
Energy Savings – The Nest Thermostat offers similar energy savings as the Learning Thermostat option, roughly 10-12% on heating and 15% on cooling per year.
Installation – Like the Nest Learning Thermostat, the Nest thermostat can be installed by a professional or done as a quick do-it-yourself project. Those wishing to install on their own can follow Google’s installation guide, with estimated installation times ranging from 20-30 minutes.
Price – At $199.99, the Nest is slightly more affordable than the Nest Learning Thermostat. As is the case with the Learning Thermostat, it can be found for slightly less through trusted retailers. The difference will likely be the warranty offerings.
Warranty – Google offers limited warranties on all of their thermostat devices. The Nest warranty is covered for 1 year. It covers limited part replacement, including the manufacturer option to replace original parts with select compatible parts.
Additional Nest Products
The Nest and Nest Learning thermostats are not stand-alone products. There are accessories that can be integrated with these models to provide a better heating and cooling experience than they may offer on their own.
Nest Temperature Sensor
No matter what type of HVAC system that you have, it sometimes doesn’t evenly heat or cool each room in your home. So, what do you do when there are rooms in your home that are a little warmer or colder than the others?
The Nest Temperature Sensor is meant to help with that. The Nest Temperature Sensor goes into individual rooms in the home and works in tandem with the Nest thermostat. By detecting the temperature in those rooms, your smart thermostat can better distribute heat or cold air, accordingly, providing a more even air distribution. That means no pockets where the temperature is noticeably different than the rest of the home. This also helps prevent your system from working extra hard, and using extra energy, to make up for those differences.
Nest Hub for Voice Control
You can pair the Google Nest thermostat with Google Assistant through the Nest Hub or Nest Mini, or most any smart speaker. You can also connect your Nest thermostat to Amazon Alexa to implement voice control into your smart thermostat experience. This lets you adjust the temperature without having to go to the thermostat yourself.
Additionally, Nest offers smart home products like the Nest Cams, motion sensors, video doorbells, and more that you can integrate into your smart home system.
Nest Thermostat Energy Rebates
The Google Nest line of thermostats are meant to provide energy savings and efficiency to users. In addition to making HVAC systems more efficient, they make temperature control far more convenient and easier.
Additionally, there are potential energy rebates to be had by using the Google Nest thermostat line. Your local energy provider may even potentially offer you a Nest thermostat, since it is ENERGY STAR certified, at no additional cost. Check with your local provider and see what programs and rewards that they may have available.
Smart Thermostat FAQs
What is a Smart Thermostat?
A smart thermostat is meant to give the user greater control over the temperature control in their home. Moreover, it is meant to provide energy savings by making smarter use of the HVAC system or heat pump, resulting in lower energy bills and usage.
Additionally, a smart thermostat is meant to provide greater ease of use. Traditional thermostats not only have a much more limited set of features and functionality, they must be programmed at the unit. Smart thermostats are often times compatible with smart phones and tablets, allowing the user to program features remotely.
What to Look for When Buying a Smart Thermostat
There are a few things worth considering when buying a smart thermostat. Energy savings are the most important; after all, it is one of the primary reasons for buying a smart thermostat in the first place.
Moreover, convenience and number of options are an important consideration. That means ease of smart phone app use, how quickly you can program the thermostat, and the individual room functionality that it provides.
How Much Energy Can a Smart Thermostat Save?
On average, the Google Nest thermostat and its various incarnations can expect to save anywhere from 10-15% on annual energy usage. For most average-sized homes, that equates to about $130-$145 saved on energy bills each year.
This number can vary based on a couple of factors. The size of home is important as larger homes will have greater energy needs. Secondly, it depends on the condition of your HVAC systems. Old and outdated systems may still be compatible with the Nest, but may have certain limitations on their efficiency to begin with.
What Other Smart Home Products Help Save Energy?
Smart thermostats are a great way to cut down on the energy needed to heat and cool the home. But what else can help save energy usage? Smart products typically involve some sort of scheduling system to ensure that they run only when needed.
Smart plugs can help you manage your home’s appliances to optimize their energy consumption, and smart lighting can ensure that you are conserving energy when no one is home.
For those who frequently care for their gardens, a smart sprinkler system can be beneficial. Save on water, set watering schedules, and reduce the amount of water needed to keep the yard healthy. Similar to a smart thermostat, a smart sprinkler system can save 10-20% on water usage in a given year depending on the size of the property.
Ryan Womeldorf is a freelance writer who covers technology and consumer goods, including smart home tech. He is a husband and father of two (five if you count his pups). | <urn:uuid:20988909-3075-448b-a28b-cff9c406ce5a> | CC-MAIN-2023-40 | https://www.ecowatch.com/nest-thermostat-reviews-2650256382.html | 2023-09-25T01:12:37Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.93102 | 2,557 |
Preventative dentistry is the best way to keep you from needing an emergency dentist. Surprisingly, one of the things you may be doing to keep physically fit may be harming your teeth. Look around Perth or any suburb and you will see a lot of people doing their best to stay physically fit. At any given time, you can find runners, walkers or bicyclists on the road.
However, while they may be keeping their bodies in shape, they may also be doing irreparable harm to their teeth. According to a release from the Australian Dental Association (ADA), more than half of “active Australians” know that long-term, excessive consumption of sports drinks can damage your teeth.
A couple of other interesting facts from the study: one in three parents of active children allow them to consume sports drinks and one in three Australians don’t adhere to minimal brushing, twice a day, as recommended. In addition, less than 18% of Australians polled remember the last time they went to the dentist.
The ADA conducted and released this research in conjunction with ADA Dental Health Week, celebrated 3-9 August 2015.
What’s Wrong with Sports Drinks?
Sports drinks were created for elite athletes to help fight heat stroke, dehydration and muscle cramps. They contain sugars and acids that can damage enamel and cause cavities. They were originally created for events only: not for everyday use. Unfortunately, they are now marketed as an everyday item. Many athletes like them so much they have substituted them for other soft drinks as a part of their daily diet.
What Can You Do?
Drink water:For the majority of those out walking, jogging or cycling, water will do a great job of rehydrating.
No sipping:If you do need or want a sports drink, drink it fast. Don’t sip. And whatever you do, don’t drink sports drinks for more than an hour.
Use a straw:Using a straw means less of the liquid touches your teeth on the way down. Rinsing your mouth with water also helps remove the acids and sugars from your teeth.
Brush twice a day:Brushing twice a day and flossing once a day will protect your teeth from a multitude of problems.
To learn more or for an appointment, call us today: (08) 9361 1728. | <urn:uuid:88c95154-d4dd-410a-8d88-e6de63e96ff0> | CC-MAIN-2023-40 | https://www.edentalperth.net.au/can-sports-drinks-harm-your-teeth/ | 2023-09-24T23:14:56Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.955665 | 491 |
Chicago Industrial Arts & Design Center
6433 N. Ravenswood Ave.
Chicago, IL. 60660
Phone: (773) 961-8498
Chicago Industrial Arts and Design Center (CIADC) is a 501(c)(3), not-for-profit, charitable organization. Our mission is to provide continuing education, working access, and community for 3D object makers working with materials and processes requiring industrial workspace, specialized skill-sets, and shop equipment.
We are a multidisciplinary industrial arts and design resource center featuring dedicated studio departments in Casting & Molding, Metalworking & Forging, Technology & Design, and Woodworking, and offer programming for both teens and adults.
Our goal is to remove the common obstacles most people face with making sculptural, functional, decorative, and product-oriented objects using permanent materials. We provide the hands-on learning, a proper workspace, and the shop tools to make for a safe, effective, and fun atmosphere for all-levels of ability and interests. | <urn:uuid:3b255ced-0d00-4679-88f9-46aba5ce0479> | CC-MAIN-2023-40 | https://www.edgewater.org/businesses/chicago-industrial-arts-design-center/ | 2023-09-24T23:38:07Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.869074 | 229 |
THE ART OF PHOTOGRAPHY
Due to easily obtaining quality photography equipment, photography has become one of the most well-known forms of art. Technical and aesthetic excellence of pictures proves the photographer’s extensive knowledge in this art. The course addresses to photography lovers aiming at developing professional skills and to professionals wishing to be certified in Photography. Amateur photographers can also benefit from the course in terms of their photographs quality improvement. The course seeks to support trainees in developing an array of skills related to selecting the appropriate objects, applying the corresponding techniques, producing films and digital material, printing photos through various printing devices and using proper computer software. | <urn:uuid:df5681ee-1d12-4827-b690-ebd48d28c45c> | CC-MAIN-2023-40 | https://www.edu-enosi.gr/programmata2-1/%CE%A4%CE%AD%CF%87%CE%BD%CE%B7-%CE%A6%CF%89%CF%84%CE%BF%CE%B3%CF%81%CE%B1%CF%86%CE%AF%CE%B1%CF%82 | 2023-09-24T22:49:11Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.935756 | 138 |
Lender Tool Kit
MCC Reissue Guidelines
eHP FrontPorch COUNTDOWN Begins Today!
Mortgage Interest Rates have risen to their highest level since 2002
2023 Florida ALHFA Conference July 12-15, 2023
Celebrating 25 Years of Growth and Innovation Leading the Affordable Housing Industry
FHFA Announces the Rescission of LLPA for DTI Ratio | <urn:uuid:3163ad39-b92d-48bc-88da-c33e7e316444> | CC-MAIN-2023-40 | https://www.ehousingplus.com/news_updates/ | 2023-09-24T23:20:16Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.720341 | 145 |
Let's be honest. Most books about financial management are densely written, heavy on jargon, and light on practicality. Expert financial consultant and author Tom McLaughlin takes a different approach with his fourth edition of Streetsmart Financial Basics for Nonprofit Managers. This comprehensive guide provides effective, easy-to-use tips, tools, resources, and analyses.
The light, humorous tone in Streetsmart Financial Basics for Nonprofit Managers makes it an accessible resource for nonprofit executives, board members, students, and those new to the field. This book forgoes useless, pretentious verbiage in order to outline real-world strategies that work. This edition includes:
- New insights, updates, vignettes, case studies, and examples to deal with the implications of nonprofit financial management
- An examination of nonprofit business models in relation to growing demands from the government and other funders
- How to construct business plans for virtually any nonprofit entity
- Customizable resources—including financial worksheets, forms, and Excel templates to help nonprofit managers complete their day to day assignments
- A guided tour through common aspects of nonprofit management, such as financial analysis, accounting, and operations
Practical and informative, Streetsmart Financial Basics for Nonprofit Managers is the go-to financial management reference for nonprofit managers, boards of directors, and funders.
Keywords: Streetsmart Financial Basics for Nonprofit Managers, Fourth Edition; Thomas A. McLaughlin; nonprofit management; nonprofit financial management; nonprofit financial reporting; nonprofit finances; nonprofit money management; financial analysis for nonprofits; accounting for nonprofits; financial operations for nonprofits; nonprofit accounting; nonprofit business planning; nonprofit staffing analysis; nonprofit planning; nonprofit financial worksheets; nonprofit financial forms; nonprofit financial templates
- McLaughlin, Thomas A.
- John Wiley and Sons, Inc.
- Publication year
- Wiley Nonprofit Law, Finance and Management Series
- Page amount
- 368 pages
- General Works
- eISBN (ePUB)
- Printed ISBN | <urn:uuid:21152d26-5cfa-497d-98ec-0e0975ea4e38> | CC-MAIN-2023-40 | https://www.ellibs.com/book/9781119061151/streetsmart-financial-basics-for-nonprofit-managers | 2023-09-24T23:43:07Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.844768 | 468 |
If you are considering In Vitro Fertilization or IVF options and costs, one thing also that you have to consider is if you are going to use your own eggs, or use a donor egg. When making your decision, remember that the birth rates are affected by the choice that you will make about which eggs are you going to use for the procedure.
Age will also be a factor in this choice. When you are younger, chances are, you will conceive easily through In Vitro Fertilization. But if you are over 35 years old, your chances of conceiving will also go down. It is best that you ask an advice from your specialist about the IVF options and costs, before you make this very important decision that can affect the success rate of the procedure.
Own Eggs or Donor Eggs? Which is More Effective?
As mentioned above, the birth rates will always be affected by the eggs that are going to be used for In Vitro Fertilization. You can choose to use your own eggs, or you can opt for the donor eggs. A simple tip here! Women who are over 40 years old opt to use donor eggs than their own eggs. According to research studies, using donor eggs will improve your chances of conceiving and giving birth to a healthy baby.
The Success Rates
For a woman who chooses to use her own eggs, the chances of achieving success with IVF is 40% when she is in her late 20’s, it goes down to 30% when she is about 38 years old, and to 10% when she is 43 years old and above. For those who are using donor eggs, the success rate is similar, which is about 55%, regardless of the age. This is is because, the donor eggs are from healthy, younger donor which are more effective in this procedure. | <urn:uuid:ed3373ea-27b2-48d9-ba21-de8707fcd189> | CC-MAIN-2023-40 | https://www.emailchooser.com/2017/12 | 2023-09-24T23:24:36Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.967406 | 378 |
Here you'll find news about EMCO-TEST and hardness testing.
at a glance
EMCO-TEST & Dantsin at the CIMT Show in Peking (China)
The CIMT (China International Machine Tool Show) 2017 took place in Peking, China, from 17 to 22 April. Alongside the IMTS in Chicago, the EMO in Hanover and the JIMTOF in Japan, this is one of the world's four largest and most important trade fairs for machine tools.
Renowned machine tool companies from the tool industry all over the world presented their latest production technologies at the CIMT Show.
EMCO-TEST was represented at this major trade fair on the stand of its Chinese partner Dantsin, which specialises both in hardness testers and in devices for tool measurement. Visitors to the stand showed considerable interest in the EMCO-TEST hardness testing machines, and this yielded many interesting technical discussions. We would like to offer our heartfelt thanks to all the visitors and to Dantsin. | <urn:uuid:56db2be7-8353-43ba-b7f0-9f587068c991> | CC-MAIN-2023-40 | https://www.emcotest.com/en/company/news/emco-test-dantsin-at-the-cimt-show-in-peking-china-63/ | 2023-09-25T00:33:42Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.935076 | 221 |
Purchase The Reality of Prayer from amazon.com.
Author: E.M. Bounds
“Pray, Pray and Pray some more! God loves it and the Devil hates it. In The Reality of Prayer Bounds explores how prayer is A Privilege, Princely & Sacred, how it Fills Man’s Poverty with God’s Riches, Our Lord’s Model Prayer, The Holy Spirit and Prayer and much more. “
The word “Prayer” expresses the largest and most comprehensive approach unto God. It gives prominence to the element of devotion. It is communion and intercourse with God. It is enjoyment of God. It is access to God.
“Supplication” is a more restricted and more intense form of prayer, accompanied by a sense of personal need, limited to the seeking in an urgent manner of a supply for pressing need. “Supplication” is the very soul of prayer in the way of pleading for some one thing, greatly needed, and the need intensely felt. E. M. Bounds offered perhaps a more profound understanding of prayer than any other contemporary Christian thinker.
His classic books on the personal communication with God explore how prayer must come from the whole being and strengthens faith in Christian lives. | <urn:uuid:d3159ed4-af11-481f-9393-9cf6b7403d11> | CC-MAIN-2023-40 | https://www.emeprayer.com/the-reality-of-prayer/ | 2023-09-24T23:49:56Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.909402 | 267 |
Medical Device Testing Requirements for 510(k) Submissions
Are you preparing a 510(k) submission to the FDA? If so, have you identified the correct testing standards for your device? Finding the right testing requirements can be a challenge. And, failure to do so could result in a longer 510(k) review time if the FDA sends an Additional Information (AI) Request. If you cannot provide the requested test data in a timely manner, you might even have to withdraw your 510(k) submission.
In this white paper, we'll show you how to navigate FDA databases testing standards and guidances related to your device. We'll also provide examples using specific device types to show you how these databases work. You will learn:
- a brief overview of FDA medical device classification
- the difference between vertical and horizontal standards
- how to use guidance documents to your advantage
- how to search FDA databases to find guidances and standards for your device
- the difference between a 510(k) Summary and a 510(k) statement
You'll learn all this and more in this 24-page white paper.
About the Author:
Stuart Goldman is a Senior Consultant at Emergo with 25 years of experience in the medical device industry. Before joining Emergo in 2006, he spent the first 15 years of his career involved in various quality functions for a leading manufacturer of high-risk cardiovascular implants and instrumentation. He now focuses on medical device regulations for the US and Europe. Stuart’s areas of expertise include medical device classification and regulatory strategies and submissions; medical device testing requirements and FDA Warning Letter responses; and QMS audits. Stuart has worked on FDA submissions for a wide range of devices, with a focus on dental, orthopedic, radiological, electrosurgical, general surgical, and personal use products. He has a Bachelor of Science in Materials Science and Engineering from North Carolina State University. | <urn:uuid:58896ede-2812-48b8-a9c4-4cbeb137f8b4> | CC-MAIN-2023-40 | https://www.emergobyul.com/resources/medical-device-testing-requirements-510k-submissions | 2023-09-25T00:41:31Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.923993 | 392 |
| EFT Tapping, Emotional Freedom Technique; Energy Healing for Dealing with Rejection and Abandonment with Love Body Spirit Coach Abiola Abrams. Whether you are dealing with any sort of love, dating or relationship issues like a divorce or breakup or you have old traumas, this video may be able to help with your broken heart. Emotional Freedom Technique for dealing with heartbreak, loss, pain and grief.
JOIN MY LOVE BODY SPIRIT DETOX HERE:
INFO ABOUT EFT EMOTIONAL FREEDOM TECHNIQUE HERE:
Disclaimer: This does not constitute medical advice. Video is for informational purposes only. Consult your own doctor before embarking on any new regimen.
Abiola is the author of The Sacred Bombshell Handbook of Self-Love.
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Produced by critically acclaimed Melbourne based producer Cam Bluff (Amy Shark, Allday, ILLY, Hilltop Hoods etc) and co-written with Cam’s long time writing partner Jon Reichardt the three penned ‘Lost My Mind‘ back in 2018 on one of the hottest days in early January, where Sammi recounts, “I think the heat actually made me lose my mind that day… That was actually the inspiration for the chorus hook. I’ll never forget how uncomfortable we were in that heat but nonetheless how determined and motivated we were to get this song down. We all played our parts and it came together really organically, despite the heat!”
Sammi Constantine’s upcoming NFT collection ‘21 Faces Of Tragedy’ was also featured at super-producer Timbaland’s NFT launch in New York City on the 2nd of November, hosted by Monegraph. Constantine has joined forces with Monegraph Studio’s and long time collaborator Trystin Sinnott to create her NFT series ‘21 Faces Of Tragedy‘ (Melpomene). In essence, it is a collection of [digital] emotions portrayed throughout her previous single ‘The Show‘. A selected few musicians showcased their upcoming Music NFT Collections at the event including not only Timbaland but Wu-Tang’s Mathematics, Chanel West Coast, H3rizon, WILSON and more.
With talk of live entertainment and music venues opening back up after this lockdown, Constantine is ready to take her new live show to the stage, as she gets ready to share her first body of work. Live Shows for 2022 will be announced over the coming weeks, with the first on January 15th at Oxford Art Factory. | <urn:uuid:3bb637b5-1374-452e-8a91-717f8c2cd42d> | CC-MAIN-2023-40 | https://www.energy-groove.com/sammi-constantine-4/ | 2023-09-25T00:11:05Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.961972 | 382 |
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JA Solar Holdings Co., Ltd., one of the world's largest manufacturers of high-performance solar cells and solar power products, announced that it has supplied 23MW of solar modules to a utility-scale photovoltaic project in the city of Lingwu, Ningxia province, China.
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"We are pleased that JA Solar's high quality PV modules were selected by Angli Group and Datang, one of China's leading independent power producers, for their utility-scale project in Ningxia. China's feed-in tariff program is creating an increasingly attractive IRR for solar projects, and we are seeing strong growth in installation activity across the country," said Dr. Peng Fang, CEO of JA Solar. "We are confident that China will grow to be a multi-gigawatt market in 2012 and for the foreseeable future, and we believe that JA Solar is ideally positioned to benefit from this rapid growth. As one of the world's leading suppliers of high-quality, low-cost solar products, JA Solar combines local market knowledge with global industry expertise, making us the natural partner for China's solar project developers." | <urn:uuid:26ceba2d-1c70-4812-992d-c99f9ee12948> | CC-MAIN-2023-40 | https://www.energytrend.com/news/20120217-3053.html | 2023-09-24T23:16:01Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.935656 | 285 |
In Ensiklomusika Music School, the piano is one of the students’ favorite musical instruments to learn. Many of them came to us to enroll in our private music lessons, and some of them have made remarkable development and demonstrated exceptional skills in such a short time. I honestly cannot be more proud!
Learning music is all about progress in development, as I've been emphasizing. In terms of piano lessons, I believe that starting a long-term lesson is a long-term commitment that yields amazing benefits. Hence, I feel compelled to share the information in our blog area in order to inspire people to learn to play the piano. I believe that learning to sustainably play the piano is challenging, but it has been an eye-opening, life-changing experience for me as a pianist who began her career on the keyboard.
As a result, over the last two weeks, I've written two articles about the origins and parts of the piano that I believe every beginner should master. I hope that my articles will inspire you all - who are considering learning the piano or who are new to the piano to make a commitment to the musical instrument. Why? Because I want the piano to have the same good impact on your life as it did on mine!
First thing first, sit down with the right tutor!
For every beginner, the piano can be intimidating. Imagine, you glare on the keyboard with thousands of thoughts racing through your mind, and instead of feeling challenged and empowered, you instead get daunted. I understand this, and it is normal to feel this way!
let me assure you, learning the piano is not entirely daunting when you have the appropriate tutor in a private music lesson. The traditional form of piano tuition involves you and the tutor sitting on the piano bench side by side. As a result, you will be interacting with your teacher for such a long time, highlighting the importance of a music tutor who has all the traits and patience of an educator.
Finding the proper music teacher for your personality can be challenging, but the tutors at Ensiklomusika Music School have been educated to work with people of various ages and backgrounds. Finding and interviewing the right music teachers for the school took time and patience for me, but I completed all of the difficult jobs for my students. All Ensiklomusika Music School’s teachers are all suited for private and group music lessons, and genuinely care about the students’ growth.
Identify your octaves
Look closely at the keyboard of your piano. The keyboard is the most distinctive section of a piano, as it is the section where a pianist interacts the most. A piano's keyboard includes 88 keys in total, 36 of which are shorter black keys (enharmonic, sharps, or flats) and the remaining 52 white keys (naturals). Each key is linked to the piano's internal components, which are the hammer and strings. When you press a key, the hammer will slide, the strong will strike, and different tones will be produced.
The keyboard of a piano has been arranged in such a way that the notes repeat themselves after 12 keys. This 12-key sequence is known as one octave. A standard 88-key piano is divisible into only 7 octaves. Learn the pattern of these octaves, which are important to help you play a beautiful melody.
Locate your middle C
We talked about octaves above, and this will ease the next step. Now, you can simply recognize your notes now that you understand the differences between the piano and its octave divisions!
Let's start with the most crucial note on the piano, Middle C. What possibilities do we have for locating it? If you look closely at the piano's black keys, you'll notice a pattern of black keys that runs the length of the keyboard, alternating between groups of three black keys and groups of two black keys.
To discover any 'C' note, choose a cluster of two black keys and play the white key right below the lowest black key. Because this pattern can be found all across the keyboard, all you have to do to find a ‘C’ note is seek for that cluster of two black keys!
Easy peasy, right?
Obviously, I have not covered all of the basic piano approaches, as there are a lot more steps and the piano is a magnificent instrument that requires regular practice. Next week, I'll go into greater detail about it, so stay tuned for that piece!
Any questions? Do not fret to talk to us! Any comments? Let us know below! | <urn:uuid:a3f102cd-48af-4635-a69a-cf0c7820a433> | CC-MAIN-2023-40 | https://www.ensiklomusika.com/post/how-to-play-the-piano-for-beginners-part-1 | 2023-09-24T23:27:34Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.95507 | 945 |
Generative AI in Travel Market to Surpass USD 2,919.5 Mn by 2032
Updated · May 24, 2023
WHAT WE HAVE ON THIS PAGE
Published Via 11Press : Global Generative AI in Travel Market size is expected to be worth around USD 2,919.5 Mn by 2032 from USD 571.9 Mn in 2022, growing at a CAGR of 18.2% during the forecast period from 2023 to 2032.
Generative AI has revolutionized various aspects of travel industry and greatly enhanced customer experiences, especially trip planning and booking. One area where this advancement stands out is trip planning/booking. Utilizing vast amounts of data such as customer preferences, historical trends and real-time updates, generative AI algorithms can access to analyze and provide personalized travel recommendations. Generic AI recommendations provide personalized suggestions tailored to a traveler’s interests, budget and schedule – offering tailored suggestions can simplify trip planning process while aiding travelers make informed decisions.
Generational AI is revolutionizing how travelers experience travel destinations. For instance, virtual and augmented reality technologies powered by this artificial intelligence enable immersive travel experiences, including VR/AR technologies to offer virtual tours of landmarks/attractions before booking trips based on that research. Furthermore, Generative AI simulates different scenarios/environments so travellers can virtually experience cultural events, historical moments or natural phenomenon before visiting physically.
Generative AI plays an integral part in providing personalized recommendations and improving customer service in the travel industry. By analyzing user data such as travel preferences, reviews and social media interactions generative AI algorithms can generate tailored recommendations based on individual tastes for activities, restaurants and attractions to enhance an exceptional travel experience and ensure increased customer satisfaction. This level of customization enhances overall travel satisfaction for everyone involved and increases overall travel satisfaction levels.
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- Generative AI makes trip planning and booking faster by analyzing data to generate personalized travel recommendations.
- Virtual and augmented reality powered by generative AI can offer travelers immersive pre-travel experiences, allowing them to virtually explore destinations before actually visiting them.
- Generative AI enhances customer service by offering tailored recommendations based on user preferences and social media interactions.
- Chatbots equipped with AI algorithms provide real-time customer assistance throughout their travel experience.
- Generative AI allows travelers to virtually experience cultural or historical moments virtually.
- Personalized recommendations generated through AI algorithms enhance traveler experiences and increase customer satisfaction.
- Generative AI continues to gain popularity within the travel market, promising further advancement and innovations over time.
North America: Travel companies across North America rely heavily on generative AI for trip planning and booking processes, with AI-powered platforms analyzing large amounts of data to generate personalized trip recommendations based on factors like user preferences, budget constraints and historical trends. Virtual reality technologies also play an integral role, providing travelers the chance to virtually explore destinations and attractions before planning trips themselves.
Europe: European travel companies are turning to generative AI to improve customer service and tailor recommendations, offering instantaneous responses through virtual assistants equipped with these algorithms as chatbots handle customer inquiries with instant responses while aiding with assistance throughout their trip journey. Furthermore, generative AI algorithms analyze customer data in order to deliver personalized recommendations regarding accommodations, activities, dining and so forth.
Asia Pacific travel markets have witnessed AI transform the travel sector thanks to advanced language processing capabilities that support numerous languages and cultural traditions. Chatbots powered by artificial intelligence provide customer support in different languages while Generative AI also plays a vital role in providing personalized recommendations based on cultural affinities or regional attractions.
Generative AI has quickly made waves in Latin American travel markets, revolutionizing trip planning and booking processes. Travel companies use AI algorithms to analyze historical customer preferences and tailor recommendations based on them for destinations, accommodations and activities; virtual reality technology powered by generative AI allows travelers to take virtual tours of popular attractions or landmarks.
Middle East and African customers benefit from using generative AI to personalize customer experiences with tailored recommendations and immersive pre-travel experiences. AI platforms analyze user data to suggest destinations, accommodations and activities tailored specifically to individual preferences; virtual and augmented reality technologies offer virtual tours or simulations of cultural events or historical sites.
For any inquiries, Speak to our expert at: https://marketresearch.biz/report/generative-ai-in-travel-market/#inquiry
Generative AI allows travel companies to offer highly tailored customer experiences by analyzing vast amounts of customer preferences, behaviors and historical trends gathered through data analytics tools like Generative AI. By employing powerful algorithms that learn their customers’ preferences over time and generate suggestions based upon this analysis for destinations, accommodations and activities to add a higher degree of personalization into customers’ experiences and increase customer satisfaction levels. This level of customization enhances customer journeys while elevating satisfaction ratings among travellers.
- Efficiency and Automation: Generative AI has revolutionized various processes within the travel industry. From trip planning and booking, customer support and communication services to trip cancellation management systems – AI-powered systems have simplified many travel tasks more efficiently saving both time and resources allowing companies to provide greater service while reaching more customers with exceptional experiences.
- Advanced-Data Analysis: Generative AI algorithms have the capacity to quickly process large volumes of data in real-time, offering travel companies valuable insight into customer behavior, market trends and competitive landscape. By taking this data-driven approach to decision-making and optimizing offerings they are better placed than their competition to make informed decisions that improve service offerings in an ever-competitive market environment.
- Technological Developments: Recent advances in AI technologies like machine learning and deep neural networks have drastically advanced generative AI systems’ abilities, providing for more precise data analysis, natural language processing and realistic content generation. Furthermore, as AI continues to advance it opens up exciting possibilities within travel industry applications.
- Data Privacy and Security Concerns: Generative AI usage within the travel industry requires collecting and analyzing large volumes of personal and sensitive data that raises concerns for its privacy and security. Travel companies must put into effect stringent data protection measures that safeguard customer information while complying with privacy regulations.
- Ethical Considerations: Generative AI algorithms generate content based on patterns and data analysis, but ethics considerations related to accuracy, fairness and potential bias in their output must also be taken into account in their recommendations and content creation processes. Transparency and accountability within AI algorithms must ensure customer trust are preserved for continuous functioning of these programs.
- Adoption Challenges: Integrating AI systems into existing travel platforms and workflows may present some unique implementation issues for companies. Companies could experience difficulty adapting infrastructure, training employees on how to use AI-powered processes effectively and managing any transition requirements necessary to transition away from legacy processes towards AI processes. Overcoming such adoption hurdles takes careful planning and investment from management.
Generative AI algorithms have the capacity to analyze large amounts of customer data in order to provide highly tailored travel recommendations, creating opportunities for travel companies that want to deliver tailored offerings, provide customized experiences and cultivate stronger customer relationships.
- Virtual Experiences: Virtual reality (VR) and augmented reality (AR) technologies powered by generative AI create immersive travel experiences for travelers. Travelers can virtually explore destinations, landmarks, and attractions and create virtual tours, marketing campaigns using VR technology, as well as experiences that bridge the gap between planning travel plans and actual journeying experiences.
- Intelligent Chatbots and Virtual Assistants: AI-powered chatbots and virtual assistants offer 24/7 customer support, instant responses and personalized assistance – freeing up human resources while improving overall customer experiences. Conversational agents powered by artificial intelligence allow these conversational agents to manage customer inquiries, provide real-time data feeds and offer recommendations all while streamlining customer services operations and creating the optimal customer journey experience.
- Predictive Analytics: Generative AI algorithms can analyze historical travel data to provide invaluable insight for travel companies. By harnessing predictive analytics, companies can forecast demand, optimize pricing strategies and identify emerging travel trends to make data-driven decisions and remain competitive within their marketplace.
Take a look at the PDF sample of this report: https://marketresearch.biz/report/generative-ai-in-travel-market/request-sample/
- Trust and Acceptance of Generative AI Systems: Fostering user trust is integral to AI-powered systems’ effectiveness; users need to feel assured by the accuracy, reliability, and privacy protection offered by AI-powered recommendations. Effective communication and transparency may address users’ concerns and help build more of it over time.
- Continuous Learning and Improvement: For successful and accurate recommendations to travelers, AI models need constant refinements. Their output must adjust with changing traveler tastes and market demands in real-time; ongoing updates must take place so the AI systems remain relevant while offering accurate suggestions at any point in time.
- Bias and Fairness: AI systems may unintentionally reinforce any bias present in their data sources by producing biased recommendations or content generation. Ensuring fairness in AI algorithms is imperative in providing equitable experiences to travelers from diverse backgrounds.
- Limited Interpretability: Artificial intelligence can often be difficult to interpret and explain, creating challenges in comprehending why AI recommendations were generated in the first place. Therefore, methods must be found that increase transparency and explainability for AI recommendations generated.
Based on Type of Travel
- Air Travel
- Rail Travel
- Cruise Travel
- Other Types of Travels
Based on Service Type
- Transportation Services
- Accommodation Services
- Other Service Types
Based on Deployment Model
- On-Premise based Model
- Cloud-Based Model
- Hybrid Model
- Amadeus IT Group
- Google LLC
- Airbnb Inc.
- Expedia Group Inc.
- Skyscanner Ltd.
- Kayak Software Corporation
- Sabre Corporation
- Booking Holding Inc.
- Other Key Players
|Market size value in 2022||USD 571.9 Mn|
|Revenue Forecast by 2032||USD 2,919.5 Mn|
|Growth Rate||CAGR Of 18.2%|
|Regions Covered||North America, Europe, Asia Pacific, Latin America, and Middle East & Africa, and Rest of the World|
|Short-Term Projection Year||2028|
|Long-Term Projected Year||2032|
Request Customization Of The Report: https://marketresearch.biz/report/generative-ai-in-travel-market/#request-for-customization
- AI-Powered Travel Assistants and Chatbots: Travel companies have increasingly invested in AI-powered travel assistants and chatbots as a means of increasing customer support and engagement. These assistants use generative AI algorithms to respond instantly to customer inquiries, offer tailored suggestions for booking modifications or itinerary planning assistance and offer any necessary travel-related information instantly.
- Generative AI has greatly assisted with creating immersive Virtual and Augmented Reality experiences in travel. When combined with VR/AR technologies, travelers can virtually explore destinations virtually, visit landmarks and attractions virtually, simulate cultural events and historical moments virtually and more!
- Generative AI algorithms have made significant advances in creating realistic images and content related to travel destinations, creating lifelike visual representations of landmarks, landscapes and accommodations so travelers can gain a clearer picture of their desired travel spots.
- Natural Language Processing (NLP) for Customer Interactions: Recent advancements in NLP have allowed artificial intelligence systems to better recognize natural language queries and interactions, providing travel companies with more conversational and personalized customer experiences while giving travelers more intuitive interaction with AI systems. Chatbots powered by NLP are used by travel companies as virtual assistants so travelers can interact more seamlessly and naturally with AI-powered chatbots or assistants utilizing NLP technologies – offering travelers more intuitive interactions.
What does Reactive AI offer the travel market?
Generative AI in travel refers to using artificial intelligence algorithms – particularly generative models – for data analysis, content creation and providing personalized recommendations and experiences to travelers.
How does Generative AI facilitate travel planning?
Generative AI analyzes an abundance of data relating to customer preferences, historical trends and real-time events to generate personalized travel suggestions tailored specifically for an individual traveller’s interests, budget and schedule – making trip planning simpler! It suggests destinations, accommodations, flights and activities which align with these parameters in order to optimize trip planning processes and speed them along.
Can AI create virtual travel experiences?
Yes, generative AI can create immersive virtual travel experiences. By harnessing technologies like virtual reality and augmented reality (VR/AR), this technology enables travelers to virtually explore destinations, landmarks and attractions virtually before departing on their trip.
What impact has Generative AI had on customer service in the travel industry?
Generative AI enhances customer service in the travel industry by offering tailored recommendations based on individual user preferences and analyzing reviews/social media interactions data. AI-powered chatbots can manage customer inquiries instantly providing instant responses as well as assistance throughout their trip journey.
Are there any ethical concerns related to using AI for travel purposes?
Absolutely there are ethical considerations regarding AI’s application in travel marketing. These may include issues surrounding privacy, security, data biasing and fairness when providing recommendations or content generated from AI algorithms. It is imperative that we address such considerations to ensure transparency, accountability and protect traveler rights.
How does Artificial Intelligence contribute to immersive travel experiences?
Generative AI can enhance travel experiences through simulating various scenarios and environments, recreating cultural events, historical moments or natural phenomenon virtually, providing travelers with immersive and interactive travel experiences without necessarily physically being present at them.
Can AI algorithms be integrated with existing travel platforms?
Yes, generative AI algorithms can easily be integrated into existing travel platforms. Booking platforms could utilize AI-powered booking options to analyze user data and offer optimized itineraries, personalized pricing options and additional services based on these insights. Ensure a successful implementation through careful planning, infrastructure upgrades, training programs or professional implementation support services.
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Tel: +1 (347) 796-4335
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The team behind market.us, marketresearch.biz, market.biz and more. Our purpose is to keep our customers ahead of the game with regard to the markets. They may fluctuate up or down, but we will help you to stay ahead of the curve in these market fluctuations. Our consistent growth and ability to deliver in-depth analyses and market insight has engaged genuine market players. They have faith in us to offer the data and information they require to make balanced and decisive marketing decisions. | <urn:uuid:ee42b587-1742-419c-8a34-b9eb4a77241c> | CC-MAIN-2023-40 | https://www.enterpriseappstoday.com/news/generative-ai-in-travel-market-to-surpass-usd-2919-5-mn-by-2032.html | 2023-09-25T00:48:10Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.895546 | 3,143 |
RIP Passwords: Myki Wants To Alter The Way Access Is Managed In The Digital World Lebanon-based Myki is one such startup that is keen to further simplify the identity management process, condensing access into just a smartphone device.
Opinions expressed by Entrepreneur contributors are their own.
You're reading Entrepreneur Middle East, an international franchise of Entrepreneur Media.
"Sorry, your password must contain at least one capital letter, one numeric value, one special character, and must not exceed a total of 12 characters." Given that most of us would probably be ready to explode when faced with this demanding request that is often posed to us users of the internet, it's easy to see why passwords are popularly considered to be, well, a pain. Adding to our troubles is the fact that besides creating and recalling strong passwords, one also is advised to make them unique to each website.
At the same time, recent cyber security breaches have made it pretty clear that despite all of the aforementioned efforts, the use of passwords has been painted as an insecure means of protection on the World Wide Web. It's because of these problems that fledgling enterprises in the space of password management systems have emerged, and found a sizable market for their tools- Lebanon-based Myki is one such startup that is keen to further simplify the identity management process, condensing access into just a smartphone device.
"Myki was inspired by my grandmother's inability to remember her usernames and passwords," recalls Priscilla Elora Sharuk, co-founder and COO, Myki. "What started off as a hardware device for consumers like my grandmother pivoted into enterprise software for access management within organizations." With co-founder Antoine Vincent Jebara building the earliest hardware prototype of Myki for Sharuk's grandmother, the startup has come a long way since then, pivoting into a password management technology that helps companies and individuals secure their digital presence by keeping passwords saved only on their trusted phones.
For instance, in a corporate setting, Myki enables employees to obtain authenticated access to their accounts without the need to key in usernames or passwords- all they need is a tap of their smartphone to log in, log out, share file access, manage group activities, etc. "It allows the company administrator to see and control where users are logging in from geographically, set the time during which they are allowed access, and both provision and de-provision accounts with the click of a button," explains Sharuk.
And that's not all- you no longer need to rack your brains to come up with strong passwords from time to time, as Myki even supports automated password changes, with the tool assigning complex alphanumeric combinations on a scheduled basis. For those of you skeptical about how safe this password-assigning feature can be, Myki's got that covered too, with its website declaring: "By keeping your passwords saved only on your trusted phone, we eliminate the risk of compromised accounts in case of a breach. The company does not have access to these passwords, and cannot share them even if it wanted to." Further, in case a user loses their smartphone, reporting the same will cause Myki to be revoked, and the user is then set up on a new trusted device.
Myki launched its product in private beta in September 2016 on a platform that's almost every startup's dream: TechCrunch Disrupt in San Francisco. The upstart also holds the distinction of being the first MENA-based company till date to fight it out at TechCrunch Battlefield, a challenge that sees some of the world's top early-stage startups compete for the Disrupt Cup among the who's who of Silicon Valley. Myki's presence at the global event has gone beyond being a positive PR for the startup.
Since then, Myki's product has been successful in achieving user validation at a steady pace- Myki claims it's currently onboarding users at a "10% rate week over week," and Sharuk says that its community of early adopters has helped the startup "test and iterate the product at a rapid pace." Serving corporate clients in MENA, Europe, US, and other regions, Myki also claims that its B2C segment "is in the works," with a waiting list of "over 40,000" individual customers showing interest in the solution.
Metrics such as these makes one wonder about the factor that differentiates the startup from the large number of competitors in the industry, and one particular aspect stands out. The concept of decentralization of access that Myki's solution promotes, and the use of an everyday smartphone device of the user as the access point (as opposed to the cloud), clearly differentiate the tool. Security credentials aren't stored in the cloud -which often figures as a soft target for cyber attacks- and are contained within a trusted device protected by biometric controls.
"The promise of the cloud in the early 2000's made everyone excited about the idea of never having to store any information locally, and while it was the solution to many of the issues related to sharing and convenience, it introduced a huge problem," notes Sharuk. She explains further storing passwords in the cloud "creates a single point of failure, which leads to catastrophic consequences in the case of a breach." Fortunately for Myki, the startup's ability to convert a disruptive idea into a viable business model (Myki charges a minimum monthly basic subscription fee of US$5 per user per month within the enterprise setting) hasn't gone unnoticed.
One of the region's leading VC firms today focusing on tech startups, BECO Capital, was among the early backers of Myki, with the startup closing a seed round of US$1.2 million led by BECO Capital, with participation of B&Y Venture Partners and Leap Ventures in early 2017. "We like to call the investorentrepreneur relationship a marriage," Sharuk says. "And we are pleased to say that we are happily married to our investors." Speaking about the startup's relationship with investors BECO, Sharuk adds, "They [BECO] are our backbone, they continue to drive and motivate us and open doors for growth. The mentorship we receive, coupled with the constant support allows us to take the calculated risks we know will push our product further."
However winning the favor of such key regional investors has not come easy to Myki. Calling the entire fundraising process as "the most equally stressful and exhilarating experience," Sharuk urges founders going in for investment meetings to be on their "A-game, ready to answer tough questions with equal doses of conviction and humility, and ready to take in feedback and learn from the experience altogether."
And experience is something that the Myki team seems to have obtained in abundance in its growth journey. From competing in local challenges such as Banque du Liban Accelerate to gaining global exposure through platforms like TechCrunch and PitchForce San Francisco, Sharuk's landscape architecture background (contributing to Myki's futuristic user interface) and Jebara's new generation tech skills has emerged as a winning combination. Another trait that every aspiring entrepreneur in the region must emulate, which has helped the co-founders come this far, is their self-confessed nature to "get over the fear of criticism" in building their product.
"Our extrovert attitude in putting our ideas out there, getting as much feedback as possible, building, reiterating and repeating is what helped us build our brand," says Sharuk. Their investor BECO Capital also endorses the skills and business potential of the startup. In a statement on the funding, Amir Farha, co-founder and Managing Partner, BECO Capital says, "MYKI is one of the players well-positioned to build a global company and solve this universal problem [cyber attacks], starting from the region. The founders are exceptional Arab entrepreneurs who are passionate about their original invention, and are building a transformational solution targeting a large and rapidly growing market." Armed with the right attitude, product strength, funding, and mentorship, while Myki can seem unstoppable in its mission to empower users with the tools needed to navigate the digital world, Sharuk admits to seeing a key challenge in scaling the venture: market awareness.
She notes a requirement to continuously educate users on the significance of "managing and securing" their digital access, especially in the MENA region. It is at this point that I ask Sharuk about the business case for an advanced technology such as Myki's in making MENA its target market, and she's quick to explain the startup's strategy in this regard. "Creating a working model here [in MENA] and then replicating it elsewhere to scale is one way for us to do things," she says. "Companies in the region are becoming more and more aware of the importance of protecting access to proprietary data and that is something we can bank on and are here to help them achieve."
On top of everything, there's one key factor that the founders count among their greatest strengths, which gives them confidence about growing their business beyond MENA- the strong team of "thinkers and doers" they have on board. "The Myki team continues to grow at a rapid pace, and three superb talents have joined in the past month alone," says Sharuk. So much so that when people ask the co-founders to refer an amazing developer, Sharuk is quick to tell them: "They are all on our team." With this kind of technical prowess, it shouldn't be long before the MENA startup is able to attract global companies and consumers to adopt its solution to simplify access points. As for us: we at Entrepreneur are just waiting for the day to say goodbye to passwords!
'TREP TALK Priscilla Elora Sharuk, co-founder and COO, Myki
What is your outlook on MENA's tech startup ecosystem? Do you think the region's entrepreneurs can scale their businesses here without moving to the West?
"There has been a massive shift in the ecosystem over the past few years. Industry jargon is now almost a day-to-day slang, and while some were trying to model our ecosystem after Silicon Valley, I do believe that we are starting to see a certain customized approach native to our region's culture, business sense and values. Everyone always looks West, and while it is excellent credibility/product validation, entrepreneurs seem to forget that there is a market ready for disruption right at their fingertips. Dream to conquer markets cross continent, but start by solving issues in and around your region to help your direct community and the region at large."
What is your take on the evolution of entrepreneurship ecosystem in Lebanon?
"MENA's up and coming startup scene is one to watch, and I believe Lebanon has one of the most vibrant entrepreneurship ecosystems I have ever experienced. The most beautiful thing about the Lebanese ecosystem is the people and their willingness to help others. There is nothing more wonderful than people genuinely pushing each other forward, making introductions, referrals and giving each other constructive criticism; that is how I believe we progress an entire ecosystem."
What is the one key feedback you received at TechCrunch Disrupt that you have incorporated in the business?
"One of my favorite experiences during my time in San Francisco for TechCrunch was sitting down with Ned Desmond (COO of TechCrunch and General Manager of AOL Tech and Engadget). After congratulating me for being the first MENA-based female entrepreneur to make it to TechCrunch Disrupt Battlefield, he urged me to continue to rise up to the opportunities and take them back home to inspire others. That is something key that I have brought back with me, and something that I work towards every day."
What are your top three tips for an entrepreneur to start a business here in the MENA region?
"One, do not be afraid to get your idea out there, all criticism is constructive. Two, people are ready to help, all you need to do is ask. Three, if you want to do well, do not make a cultural iteration of a Western product; create a unique product that solves a real pain point." | <urn:uuid:8f8b48ab-27ac-47d2-9de8-c3c7a518221c> | CC-MAIN-2023-40 | https://www.entrepreneur.com/en-ae/entrepreneurs/rip-passwords-myki-wants-to-alter-the-way-access-is/292612?ref=guptadeepak.com | 2023-09-25T00:37:33Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.960971 | 2,500 |
Plastic is everywhere, and experts increasingly recognize it as a fresh threat to Andean condors, even in Peru’s protected zones. According to research, these birds’ meals and regurgitated pellets contain significant levels of plastic.
In Peru, scientists were looking at how the Andean condor (Vultur gryphus) interacted with its food when they discovered plastic in the bird samples. The fact that they frequently discovered plastic in avian diets is much more concerning.
Victor Gamarra-Toledo, an ornithology researcher at the Natural History Museum of Peru’s National University of San Agustin de Arequipa, told Mongabay, “We were quite startled to find plastic in so many samples. After completing our fieldwork, we looked at the balls of undigested material that birds excrete known as pellets, and were shocked to discover an overwhelming amount of plastic.
Although Andean condors have been found to consume plastic in prior studies, this time scientists discovered plastic in the diets of birds in protected areas. The San Fernando National Reserve on the coast and the Pampa Galeras Barbara D. Achille National Reserve in the Andes is where the researched birds were found.
All of the food samples taken from the coastline region and 85% of the samples taken from the Andes region contained plastic, according to the research team. Microplastics predominated in samples taken from the coastal region, according to researchers.
Plastics of various shapes and sizes, from microplastics to plastic bags, were present in the Andean region’s samples. The results were just published in the journal Environmental Pollution.
Because condors are at the apex of the food chain, this scares us even more, Gamarra-Toledo added. The condor’s linkages must also be tainted if there is proof that they are plastic-infected.
About 6,700 mature Andean condors exist, making the species vulnerable, according to the International Union for Conservation of Nature (IUCN Red List). In Venezuela, the species might already be extinct.
According to the researchers, it’s possible that plastic and microplastics were eaten by prey before being consumed by the birds as they moved up the food chain. As an alternative, it’s possible that Andean condors are foraging for trashed food and eating the plastic directly.
According to Gamarra-Toledo, we have discovered plastic in the intestines of animals that the condor had eaten, including throwaway plates and pandemic-era masks. This demonstrates that plastics can be transferred by direct intake throughout the food chain.
For Andean condors, especially those living in protected areas, plastic has not traditionally been seen as a problem.
However, the authors of the report recommended quick action to lessen plastic pollution. According to the IUCN, lead poisoning, intentional poisoning of carcasses that the birds would scavenge, and other human behavior intended to intentionally kill individuals of the species are the main risks to Andean condors. | <urn:uuid:1c1e7fc7-a30f-44df-8235-187cd4894eb0> | CC-MAIN-2023-40 | https://www.enviro360.com/animals/plastic-has-been-identified-by-scientists-as-a-new-threat-to-andean-condors-in-protected-areas/8164/ | 2023-09-24T23:07:01Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.953476 | 643 |
3M™ Organic Vapor Cartridge GVP-401
This cartridge is used with the 3M GVP Belt-Mounted and Vehicle-Mounted Powered Air Purifying Respirator (PAPR) Systems. It attaches to the motor blower and filters the air supplied to the headgear.
- Protects against organic vapor
- Attaches to GVP PAPR motor unit (GVP-100)
|Main Category||Respiratory Protection|
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Setup an online account. Apply for credit. And more. | <urn:uuid:2088ce66-1606-415a-9505-7704314daf3c> | CC-MAIN-2023-40 | https://www.envirosafetyproducts.com/3m-organic-vapor-cartridge-gvp-401.html | 2023-09-24T23:24:21Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.785922 | 273 |
Army Visor Cap Wreath and Cockade
German Army Officer Bullion Oakleaf Wreath and Cockade on a Dark Green backing.
While Enlisted Men and Junior NCO's would wear the visor cap with a stamped, metal wreath and cockade, the Officers would show rank by wearing this, the hand embroidered wreath and cockade with silver bullion wire on a dark green wool base to match that of the visor cap.
It's the 2nd version as dictated in March 1935 which continued in this style until the end of the war.
Hand embroidered wreath and cockade from silver wire on green wool base.
DELIVERY & RETURNS
Postage and Packaging costs are based on the weight of the item/s ordered and will be calculated during the checkout process. You will be informed of the full cost before you are asked for payment.
We endeavour to be as accurate as possible, with all items weighed at Epic HQ. For further information on shipping rates to your country, please see our prices for your location.
Postage when returning an item is at the customer's expense, however, postage for sending out a replacement or an exchange (if selected, UK only), will be covered by Epic Militaria. | <urn:uuid:a24b5788-f269-49ae-b2d0-490936fa7614> | CC-MAIN-2023-40 | https://www.epicmilitaria.com/army-visor-cap-wreath-and-cockade.html | 2023-09-24T22:59:13Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.941943 | 292 |
ASTM A403 A403M Standard Specification
What is ASTM A403 A403M Standard?
ASTM A403 A403M is a standard covering the specification of forged austenitic stainless steel pipe fittings for pressure piping applications. This standard includes various grades of stainless steel such as 304, 316 and 317 and covers fittings such as elbows, tees, reducers, caps and crosses.
A major advantage of using fittings that conform to ASTM A403 A403M is their high corrosion resistance. Stainless steel is a highly durable material that can withstand harsh environments, making it a popular choice for a wide range of industries, including petrochemical, power generation and water treatment.
The fittings covered by this standard are also known for their excellent mechanical properties, such as high strength and toughness. This makes them suitable for high-pressure applications, such as pipelines and other types of pressure vessels.
Another important aspect of this standard is that it includes specific requirements for the manufacture and testing of fittings. For example, fittings must be manufactured using a specific type of welding process and must undergo rigorous testing and inspection to ensure that they meet the necessary quality standards.
In summary, ASTM A403 A403M is an important standard that sets guidelines for the manufacture of high-quality, corrosion-resistant stainless steel fittings for pressure piping applications. It ensures that these fittings have the mechanical properties required to withstand high pressures and are manufactured and tested to the highest quality standards.
If you are looking for fittings that meet ASTM A403 A403M, work with a reputable supplier who has the experience and expertise to provide you with the quality products you need.
ASTM A403 A403M Standard Specification
1.1 This specification covers wrought stainless steel fittings for pressure piping applications.
1.2 Several grades of austenitic stainless steel alloys are included in this specification Grades are designated with a prefix, WP or CR, based on the applicable ASME or MSS dimensional and rating standards, respectively.
1.3 For each of the WP stainless grades, several classes of fittings are covered, to indicate whether seamless or welded construction was utilized. Class designations are also utilized to indicate the nondestructive test method and extent of nondestructive examination (NDE). Table 1 is a general summary of the fitting classes applicable to all WP grades of stainless steel covered by this specification. There are no classes for the CR grades. Specific requirements are covered elsewhere.
1.4 This specification is expressed in both inch-pound units and in SI units. However, unless the order specifies the applicable “M” specification designation (SI units), the material shall be furnished to inch-pound units.
1.5 The values stated in either SI units or inch-pound units are to be regarded separately as standard. Within the text, the SI units are shown in brackets. The values stated in each system may not be exact equivalents; therefore, each system shall be used independently of the other. Combining values from the two systems may result in non-conformance with the standard.
1.6 This specification does not apply to cast steel fittings. Austenitic stainless steel castings are covered in Specifications. A351/A351M, A743/A743M, and A744/A744M.
2.1 ASTM Standards:3
A351/A351M Specification for Castings, Austenitic, for Pressure-Containing Parts
A743/A743M Specification for Castings, Iron-Chromium, Iron-Chromium-Nickel, Corrosion Resistant, for General Application
A744/A744M Specification for Castings, Iron-Chromium-Nickel, Corrosion Resistant, for Severe Service
A751 Test Methods, Practices, and Terminology for Chemical Analysis of Steel Products
A960/A960M Specification for Common Requirements for Wrought Steel Piping Fittings
E112 Test Methods for Determining Average Grain Size
E165 Practice for Liquid Penetrant Examination for General Industry
2.2 ASME Standards: 4
ASME B16.9 Factory-Made Wrought Steel Butt-Welding Fittings
ASME B16.11 Forged Steel Fittings, Socket-Welding and Threaded
2.3 MSS Standards: 5
MSS SP-43 Standard Practice for Light Weight Stainless Steel Butt-Welding Fittings
MSS SP-79 Socket-Welding Reducer Inserts
MSS SP-83 Steel Pipe Unions, Socket-Welding and Threaded
MSS SP-95 Swage(d) Nipples and Bull Plugs
MSS SP-97 Integrally Reinforced Forged Branch Outlet Fittings—Socket Welding, Threaded and Butt-welding Ends
2.4 ASME Boiler and Pressure Vessel Code: 4
Section VIII Division I
2.5 AWS Standards: 6
A 5.4 Specification for Corrosion-Resisting Chromium and Chromium-Nickel Steel Covered Welding Electrodes
A 5.9 Specification for Corrosion-Resisting Chromium and Chromium-Nickel Steel Welding Rods and Bare Electrodes
A 5.11 Specification for Nickel and Nickel-Alloy Welding Electrodes for Shielded Metal Arc Welding
A5.14 Specification for Nickel and Nickel-Alloy Bare Welding Rods and Electrodes
2.6 ASNT: 7
SNT-TC-1A (1984) Recommended Practice for Nondestructive Testing Personnel Qualification and Certification.
Research use only,Commercial use is prohibited.
If you want to use it ,you can buy from following link: | <urn:uuid:c010e5e0-3be0-4b99-b72c-3bfc528e7d9b> | CC-MAIN-2023-40 | https://www.epowermetals.com/astm-a403-a403m-standard-specification.html | 2023-09-24T23:01:53Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.896763 | 1,256 |
On the occasion of the 37th EPRA meeting, which took place on 8-10 May 2013 in Kraków in Poland, a working group gathered representatives from over 25 regulatory authorities in Europe for a round table discussion on Access to Audiovisual Media Services for persons with disabilities.
Keynote speaker Mia Ahlgren, representing the European Disability Forum, an umbrella organisation for European Disability NGOs and a network on ICT accessibility, presented the recent activities of EDF (inter alia the campaigns on Freedom of movement and web accessibility) and the issues at stake.
Her presentation was followed by a lively and fruitful exchange with the participants of the round table which focused on the quality of subtitles, the issue of costs in times of economic crisis, and on the role of access services for democracy and societal participation. Participants agreed on the importance of a holistic, multi-stakeholder approach to accessibility.
A comparative document on Access to Audiovisual Media Services compiling answers from 31 regulatory authorities in Europe provided background information for the working group. The paper presents an overview on the general legal framework and broadcasters’ obligations with regard to subtitling, signing and audio description for linear and on-demand audiovisual media services, on measures concerning the accessibility of end-user TV equipment, on the role played by broadcasting regulators in accessibility policies, and on issues of costs. | <urn:uuid:921d61c3-4cb9-4944-bd49-5a2da6231e7c> | CC-MAIN-2023-40 | https://www.epra.org/news_items/access-services-what-role-for-the-regulator | 2023-09-24T23:04:06Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.914349 | 281 |
This Blue Monster Six-In-One Brush is from Mill-Rose. It is used to clean the inside diameter (I.D.) of 1/2 inch and 3/4 inch fittings, and the outside diameter (O.D.) of 1/2 inch and 3/4 inch tubing. It has a deburring plate which reams and deburrs the I.D. of tubing. The square opening on the plate serves as a b-tank gas key and also a bottle opener. Mill-Rose part number 70255.
EC Part Number: #37969
Mfg No.: 70255 | <urn:uuid:54800bc7-1e35-4aff-86ff-f2e9c74a5e72> | CC-MAIN-2023-40 | https://www.equiparts.com/product/6-in-1-blue-monster-brushing-tool/ | 2023-09-24T23:56:44Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.91982 | 133 |
A leading industrial company specializing in sheet metal fabrication and serves a range of needs and applications for various markets.
The client’s company was closing and was in search of an expedited solution to help secure and sell its collateral within a short timeframe. Equipment included over 600 assets, ranging from press brakes, turret punches, presses, robotic welding cells, welders, wash tanks, tool room equipment, material handling, paint lines, and much more.
Using these services with the aid of EquipNet associates, the customer was able to have a profitable auction and great experience guaranteeing future relations with EquipNet.
EquipNet met the client’s deadline and provided optimal results far better than anticipated. We helped this client manage its closure within its requested timeline, resulting in $1,000,000 in return and 100% of assets sold through a dedicated online auction event and individual asset sales through the EquipNet MarketPlace.
© EquipNet, Inc. 2023 - All rights reserved. | <urn:uuid:8447711e-4e97-4df7-a0b7-d3826b8a2949> | CC-MAIN-2023-40 | https://www.equipnet.com/news/case-studies/sheet-metal-fabrication-company-site-closure-management/ | 2023-09-25T00:10:36Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.940254 | 201 |
A solo exhibition by a French artist Olga Boldyreff opened at Erarta from January 24
Olga Boldyreff was born in 1957 in Nantes (France), in a family of Russian immigrants. Her artistic practice is rather a search for identity than just a creating process. While being not quite French and not fully Russian, Boldyreff addresses to the topic of interspacial relationships. She tries to find meeting points between French and Russian cultures, as well as between her own family’s present and past.
The artist works with various materials: knitwear installations, wall drawings, prints and stitched lithographs. In Erarta she will present works from the past and some new ones, specifically prepared for the exhibition.
Exploring relationships between different art disciplines, Boldyreff refers to folk. She gives a particularly important role to the traditional European art of knitting, which she uses as a metaphor of time embodiment. Boldyreff makes performances of knitting sessions in public places: libraries, buses, City Halls, etc. Passers-by usually engage in the conversation, and even join knitting, thereby new connections get established. Thus a symbolic action turns into an immaterial result that gains strength over the time just like a spooling clew. Thread is the artist’s main creative symbol. It is a line, connecting the scattered and linking the ambivalent into a whole.
The bigger part of the exhibition will features knitted sculptures and wall installations of cords shaped as household objects, architectural forms, plants and animals. Boldyreff’s art is firstly a new type of drawing, extended in space and devoid of a usual surface. New wall paintings are created over again for each exhibition, while threads continue to fulfill their mission even after clewing up. And when travelling to a new place, they become a part of a total drawing, limitless and frameless. In Erarta Olga Boldyreff will present her new wall paintings with symbols of St. Petersburg.
The artist’s solo exhibitions took place earlier in St. Petersburg at The Dostoevsky Museum in 2013, and at The Anna Akhmatova Museum in 2010, as well as in different museums and galleries in Europe. Her works are presented in the collections of Fine Arts Museum in Calais (France), Västerås Art Museum (Sweden), Museum of Modern Art of Belfort (France), Fine Arts Museum of Angers (France), Regional Contemporary Art Fund in Pas-de-Calais (France), Regional Contemporary Art Fund in Loire (France), National Foundation for Contemporary Art in Paris (France), and National Library of France.
Especially for Erarta Olga Boldyreff has created two new series of graphic works, “Don-Loire” and “Petersburg-Nantes”, two solid visual sequences of French and Russian landscapes. A series of engravings “Walking in the City” (2007) will show topographic maps of Nantes and Pad de Calais city quarters, where streets and places have Russian names.
The exhibition project “Bond” is a polyphony of voices, born in the connection of the real and the imaginary, the actual French experience of the artists and her reconstructed Russian memories. | <urn:uuid:3b879c1e-05e3-48c9-ac8f-7f8ea6654a45> | CC-MAIN-2023-40 | https://www.erarta.com/en/calendar/exhibitions/detail/e535579d-8500-11e4-87b1-8920284aa333/ | 2023-09-24T23:05:11Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.943303 | 672 |
RETURNS & WARRANTY
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- Closeout product sales are final and cannot be returned except for products covered by the warranty.
*NOTE: Distributor partners please refer to your terms and conditions.
To start the returns process. Email firstname.lastname@example.org and provide your Ergodyne order details and reason for the return. Someone on our team will respond with next steps regarding your return.
All returns are inspected upon arrival. Any items deemed unreturnable will be destroyed or available for pick up at the customers expense.
ERGODYNE LIMITED WARRANTY IN THE UNITED STATES
We stand behind everything we make and guarantee our products to be free of defects in materials and workmanship to the original purchaser for two years. That said, damage, abuse, and/or normal wear are not covered. (Don't lawyers bring you down? Hey, speaking of… if you have an appetite for long-winded legalese, you’re in luck! Keep on reading for the War & Peace version of our warranty terms).
We stand behind everything we make and warrant our products to be free of defects in materials and workmanship to the original purchaser for two (2) years from the original date of purchase. Ergodyne will repair or replace, in its discretion, a defective Product that is covered by this warranty. Because Ergodyne cannot control the quality of products sold by unauthorized sellers, this warranty applies only to products that were purchased from Ergodyne or an Ergodyne authorized seller in the United States, unless otherwise prohibited by law. Ergodyne reserves the right to reject warranty claims from purchasers for products purchased from unauthorized sellers, including unauthorized internet sites. This warranty does not cover any defects due to normal wear and tear, damage due to misuse, alteration to the product, or negligence.
Purchasers of products who wish to make a warranty claim based upon a product defect should email email@example.com or call us at 800-225-8238 and have information available regarding where and when you purchased your product. If your claim is approved, you will then need to send Ergodyne a picture of your product and proof of purchase to Ergodyne.
Please note that Ergodyne reserves the right to verify information, require a valid proof of purchase, and require that you send your product back to Ergodyne. You are responsible for costs incurred in mailing your product to Ergodyne.
There are no warranties which extend beyond those stated herein. Any implied warranties that may be applicable to products, including implied warranties of merchantability or fitness for a particular purpose, are limited in duration to the duration of this warranty. Some States do not allow limitations on how long an implied warranty lasts, so the above limitation may not apply to you. Under no circumstances shall Ergodyne be liable for any special, incidental, or consequential damages based upon breach of this warranty, breach of contract or strict liability. Some States do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you. This warranty gives you specific legal rights, and you may also have other rights which vary from State to State.
If you have any questions about whether a seller is authorized, email us at firstname.lastname@example.org or call us at (800) 225-8238. If you would like a physical copy of this warranty, feel free to print this webpage, call us at (800) 225-8238 or write us at Ergodyne, 1021 Bandana Blvd. E, Suite 220, St. Paul, MN 55108.
Last Updated: July 1, 2022 | <urn:uuid:ec290592-532a-45a5-a302-c9c6bf26ef8b> | CC-MAIN-2023-40 | https://www.ergodyne.com/returns-warranty | 2023-09-25T00:59:32Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.9204 | 802 |
The Best Muscle Cars is proud to offer this Low,Low Miles 65 Chevy Panel Wagon. Powered by the inline 6 that runs as it should with a 3 in the tree that shifts like butter. The paint is new and shines nicely. This Chevy would be a great addition to any company for advertising !
Information deemed reliable, but not guaranteed. Interested parties should confirm all data before relying on it to make a purchase decision. All prices and specifications are subject to change without notice. Prices may not include additional fees such as government fees and taxes, title and registration fees, finance charges, dealer document preparation fees, processing fees, and emission testing and compliance charges. | <urn:uuid:64144508-969d-47b8-a4c5-605ecc298f88> | CC-MAIN-2023-40 | https://www.ericsmusclecars.com/details/used-1965-chevrolet-ck10-panel-wagon/90745051 | 2023-09-25T00:29:57Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.948886 | 134 |
Soft feel, premium performance in a roll towel, preferred for hand drying performance. Kleenex® Hard Roll Towels with new zip-off top packaging have absorbency pockets that absorb lots of water fast, for superior hand drying. Meets EPA standards with a minimum of 40% post-consumer waste. Smaller case for easier handling and storage. 1.75" core size. 7.9" roll diameter. | <urn:uuid:a29b8cfb-83a6-473d-9475-3fec0b0662eb> | CC-MAIN-2023-40 | https://www.eriecotton.com/products/product/kleenex-hard-roll-towels-2 | 2023-09-24T23:25:25Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.814627 | 90 |
The Allocation of Ownership Rights in Consulting Firms
This paper investigates the antecedents of the allocation of ownership rights in the case of large consulting firms. We draw on theoretical work by Hansmann (1996) and others in order to develop hypotheses, which we then test using regression analysis. We also explore the performance effects of the allocation of ownership rights. The results confirm the significance of capital requirements, business risk and organization size as determinants of the allocation of ownership rights in consulting firms. We do not find ownership allocation to be a significant driver of performance. The results confirm Hansmann’s view that the optimal allocation of ownership rights is an endogenously determined by the conditions under which firms operate.
|Ansgar Richter is the Head of the Chair of Management and Consulting at the European Business School in Wiesbaden, Germany. An organization theorist by background, his research focuses primarily on the strategy and structure of consulting firms and other professional service firms. Ansgar Richter studied philosophy and economics at the universities of Frankfurt and Bochum before moving to the London School of Economics, where he completed a Masters degree in Industrial Relations and Personnel Management and a PhD in Management. He also was a visiting scholar at the University of California at Berkeley. Subsequent to his studies, he worked for several years as a management consultant with McKinsey & Company, Inc, where he advised companies in Germany, Great Britain, Luxembourg, Finland and the United States on matters of corporate strategy and organisation. In 2002, he decided to move back into academia. Since that time, he has published extensively, both in academic and in practitioner-oriented journals. In 2005, he was a visiting scholar at the Stanford Graduate School of Business.|
|J. Hans van Oosterhout| | <urn:uuid:98848062-f1e8-4da3-bca4-544080a7c65c> | CC-MAIN-2023-40 | https://www.erim.eur.nl/research/events/detail/1009/ | 2023-09-24T23:33:13Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.950115 | 375 |
How often do you use Google Analytics to figure out what’s working, and what’s not in your marketing strategy?
If you genuinely invest in Digital Marketing, then your answer will be – quite regularly, in fact. So, let’s pretend you’re looking at traffic growth over the last six months. In the last two weeks, you’ve seen a dramatic increase in traffic figures. You do a happy dance, then sit down to see how much money those numbers are worth.
Except that you don’t find anything. Despite the fact that traffic has more than doubled, your dollar figures have remained relatively unchanged. If you’re not careful, you’ll start modifying your landing pages, possibly cutting your rates, and breaking things that are still working well when you should be looking for duplicate GA codes.
That’s how costly tracking errors in Google Analytics can be. But how do you correct a mistake you aren’t even aware of? That’s why we set out to discover the most common Google Analytics monitoring errors made by marketers.
This blog will assist you in minimising data skewing issues by correcting the following errors:
The lack of a backup and the need to test views
Even if you only have one account and property, you should always have at least three separate perspectives:
- View from the top. With all of the required settings and filters applied, this is the one you’ll use the most.
- View in reverse. A view that has all of its options set to default. You’ll always have all the raw data here if anything goes wrong with your master view.
- View that is being tested. You can experiment with this one first to see how it works. It’s helpful if you’re not sure what changing more sophisticated display options, such as filters, will mean.
Not using a referral exclusion list
When you add a domain to a referral exclusion list, all traffic from that domain is no longer considered referral traffic and does not result in a new session being created.
This is particularly useful in three situations:
Payment gateways – If you utilize any third-party payment processors, your consumers will most likely be redirected there and back when they complete the transaction. That should be a single session originating from a single source of traffic.
Tracking of subdomains – Subdomains are distinct hostnames, thus traffic from them would inevitably result in a new referral session. Fortunately, when you create the property, GA adds your own domain to the list. Leave it at that. If you ever encounter this in the tracking code or GTM, keep the default “Cookie Domain: Auto” as well.
Cross-domain tracking – If you’re in the same business, you may have microsites and other different domains for which you’d need integrated data.
Using UTM parameters incorrectly
UTM parameters are tags that are added to URLs to identify different types of traffic. They’re mainly used with paid advertisements and links that would otherwise be mixed in with organic traffic.
Let’s pretend we’re running Twitter advertisements. The traffic would be classified as “twitter.com / referral” by default, making performance analysis impossible. As a result, we attach UTM parameters to Twitter Ads URLs:
Not using bot filtering
Google can detect a significant part of the spam/bot traffic that your website receives. It’s as simple as checking a box. This can be found under Admin > View Settings:
It’s important to note that you only need to check this for your primary analytics view. This isn’t necessary for the raw or testing views.
Popular websites attract spammy links. It’s simply the way things are
Most of these are negligible and bring minimal referral traffic, while some can send thousands of spammy referrals every day.
Set the date range to three months minimum, then go to the Referrals report (Acquisition > All Traffic > Referrals) to see if this is a problem for you.
Look for dodgy domains with a lot of backlinks.
Suspicious domains should not be clicked since they may contain malware or spyware. Instead, make a list and use a filter to exclude them (Admin > Filter). Set the Filter Field to “Campaign Source,” then list domains separated by a pipe (|) character in the Filter Pattern field.
Google Analytics code is missing or duplicated
This may seem insignificant, but it’s a regular issue, especially on sites that employ multiple CMSs. The good news is that Google Analytics contains built-in notifications for missing codes. The bad news is that it’s slow, and it could take weeks for you to receive notifications about pages that are lacking code. It also fails to alert you to duplicate codes, which is a typical occurrence.
As a result, it’s advisable not to rely on Google’s notifications and instead use a service that permits custom extraction to crawl your site for issues. Here’s how to use Screaming Frog to create a crawl with custom extraction to scrape both Google Tag Manager and Google Analytics codes:
To inspect the data, it’s best to export the crawl. If the report has more columns, you may quickly filter out missing codes or discover duplicates, such as Find GTM code 1 and Find GTM code 2.
Interaction events that have been set up incorrectly
It makes it reasonable to build up interaction events for things like purchases, form submissions, and video plays. They’re crucial to your business, so it’s fine that they’re not counted as bounces—even if the visitor only views one page.
However, if you use interaction events to track events that happen automatically on each page, such as scroll depth tracking, you’ll get near-zero bounce rates throughout your entire website, which isn’t good.
Look for abnormally low bounce rates in GA to readily spot these issues. If you think interaction events are to blame, update the event’s “Non-interaction hit” setting in Google Tag Manager from false to true.
Add one extra line of code to the GA event snippet if you’re not using Google Tag Manager.
Tracking Personally Identifiable Information (PII)
While this has no effect on data clarity, it can be disastrous for your business. You must ensure that you are not monitoring any personally identifiable information (PII) such as emails, phone numbers, or names. Better yet, follow the data protection and privacy laws that relate to your company.
Unfortunately, by generating URL parameters with personal information in forms or elsewhere, you may be monitoring PII without even realising it.
If you’re using a major CMS, this won’t be an issue, but if you have a completely custom website, you should double-check. To state the obvious, custom dimensions should not be used to collect PII. Also, if you want to see what information websites collect, you can use a browser plugin.
Repeat the process of testing, verifying, and repeating. You should pretend to be a Quality Assurance engineer whenever you make changes to your GA settings, GTM, or tracking codes.
That means you’ll need to be familiar with source code, cookies, and a variety of debugging tools.
I suggest you use the following: Google Tag Assistant, Google Analytics Debugger, Dataslayer, WASP, Real-time reports in GA to immediately see the effects of fired tags, Debugging tools of any ad platforms that you use, e.g., Facebook Pixel Helper
The complexity of your tracking demands and code implementation determines the time it takes to implement, audit, and debug. Unless your tracking needs are minimal, I strongly suggest you switch to GTM if you aren’t already.
Yes, if you’re a newbie, learning will take a long time. However, the advantages are considerable. You won’t need to contact engineers to keep track of code changes, and having properly organised containers, tags, triggers, and variables is fantastic.
This Article is contributed by Himani, Founder of Missive Digital, an organic marketing agency that focuses on enhancing the brand positioning of the businesses to maximize ROI and brand loyalty through organic marketing channels. She specialises in strategizing, creating, and optimising content for users and SERP features like Featured Snippets.Being in this industry for the past 12+ years, she has helped SaaS and Technology businesses multiply their organic presence and conversions through organic marketing channels. | <urn:uuid:5e3a827b-587a-4f07-9162-c78972cdb5a2> | CC-MAIN-2023-40 | https://www.esoftload.info/top-8-google-analytics-tracking-mistakes | 2023-09-25T00:39:20Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.886193 | 2,071 |
Google is one of the most popular and most widely used search engines. Most of the marketing and seo campaigns run basically targeting the Google. Google has introduced and keeps introducing many marketing resources to make it easier for search marketers to optimize their marketing efforts.
In this post, we will discuss some of the SEO resources from Google.
Google Analytics: Analytics as we all know is a service offered by Google that let us know our website traffic and user behavior on our website. Google analytics is a tool that helps us in keeping a detailed record of our website’s traffic, performance, transaction (In case of an Ecommerce website), traffic sources, conversations, etc. This data helps us by showing the result of our marketing efforts and helps in making future SEO planning.
Google Webmaster Tools: Google webmaster tool is a facility from Google that helps webmasters in maintaining the structure of the website. It helps webmasters in checking the indexing status of web pages, in submitting site-maps, in contacting Google, in checking for any crawl error on the site, in maintaining the robots.txt file, in repairing the broken links, etc. There are many other things that we can do with the help of this tool.
Google Plus: Google plus is one of the most famous social media tools. The main reason of its popularity is that it is a tool from Google itself so Google automatically give preference to its users. Google plus is a great tool for social media optimization of your website and for social sharing. It provides many options for social interactions including chats, video, webinars, hang-outs, etc.
Google Apps: There are available many apps from Google that we can use for marketing and seo of our website. These apps include email, Google docs, Google reader, calendar, social media apps, etc. Many of these apps can be used in website marketing and SEO optimization.
Google Adwords: Google adwords is a tool from Google that is used for keyword analysis. Keyword analysis is a process of finding the relevant keywords for a web page for SEO and link building purpose. With the help of this tool, we can find the keywords that are most commonly used by the users while searching for a particular business. It gives a detailed record of the keywords along with the local and global searches.
Apart from the above tools, there are many other marketing tools from Google that are not very commonly known to marketers, but are very useful. Below are some of these tools.
Google Tag manager: This is a tool from Google that can be used for tag management on a website. Tags are small codes that are usually placed in the head section of a web page to enable the third part tracking. Tag manager helps in proper management of these tags.
Google Trends: Google trends is a very useful tool for future estimation of the search. This tool can be used to track the user behavior for some specific data. It can also be used to track the growth of a particular brand over time and for particular keywords.
Think insights: Think insights is a resource from Google for trends, research and insights in the world of internet marketing. This tool provides you a free access to market research studies organized by marketing objectives and industries and is easy to use.
There are many other tools from Google that can be used for the purpose of online marketing. One benefit of using these tools is that our online marketing efforts are considered more trustworthy and legitimate. Since these tools are introduced by Google, websites using these tools are automatically preferred in search results. | <urn:uuid:63f9d252-864b-45fe-837b-dc50218eb41a> | CC-MAIN-2023-40 | https://www.esoftload.info/useful-seo-marketing-resources-google | 2023-09-24T23:39:43Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.921021 | 718 |
Although Google’s new-fangled glasses are still in the hands of developers, it won’t be long before they are launched onto the mass market for all to see. Though the thought of an omnipresent computer sitting at the end of your nose may seem like the stuff of futuristic science fiction films, Google Glass is very much a reality.
But what can we expect from this revolutionary new technology?
Despite all the technology packed into Google Glass, the frames are incredibly lightweight and fairly unobtrusive. Packed with high-tech features, the headset consists of a camera, a microphone, a touchpad, speakers and Wi-Fi and Bluetooth compatibility. The data you wish to view is displayed on a tiny prism screen, which is positioned in the top right corner in such way that it remains as unobtrusive as possible. The actual style and design of the frames is likely to improve as Google is presently searching for eyewear companies to collaborate with. So keep an eye on the share value of eyewear manufacturers and distributors like Luxottica to see which company seals the deal with Google in the future.
Google Glass operates through voice commands and a touchpad. Wearers can search online and take photos and videos by uttering a few simple commands. Otherwise, users can navigate by tapping the touchpad, which is embedded into the arm of the headset and acts as a selector. Though functionality is impressive, the new Google Glass must be connected to the Internet in order to make use of the vast range of Web applications available.
Photography and film
Google Glass allows users to truly live in the moment without being hindered by a camera. At the touch of a button or the uttering of a command, wearers will be able to capture what is right in front of them, completely hands-free. The potential uses of such technology may include real-time tutorials and self-filming for extreme sports fans.
When connected to the Internet, Google Glass wearers can use the Google Hangout app to videoconference friends or colleagues easily without being chained to either their mobiles or computers.
Once connected to the Internet, wearers can use Google Maps to navigate their surroundings hands-free. Not only do directions become more intuitive as a result of them being positioned right in front of your eyes, but also Google Glass allows the possibility of navigating while driving and hiking, among other things.
Translation and transcription
The voice-to-text software incorporated into Google Glass allows real-time translation as well as message and e-mail dictation. This not only will help to speed up work processes, but also come in handy for travelers.
# Live updates
Google Glass can be set to stream live traffic updates, sporting results, flight information and social network notifications in such manner that you can see and read them easily before your eyes.
What does the future hold?
Aside from the many apps that will certainly continue to grow in number once Google Glass has been released, these new high-tech glasses may soon become a must-have accessory as they become available to the masses, so watch this space! | <urn:uuid:719db10c-1fa3-4251-b8f9-346c9e1c74bf> | CC-MAIN-2023-40 | https://www.esoftload.info/what-you-need-to-know-about-new-google-glass | 2023-09-24T22:53:15Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.932827 | 649 |
It seems unlikely at this point that veteran guard Brian Waters will suit up for the Patriots ever again.
After inking a two-year free agent deal before the start of the 2011 season, Waters became a fixture on the offensive line throughout the Patriots' run to an appearance in Super Bowl XLVI.
That was the last we saw of Waters, who didn't attend any offseason team activities in 2012, and failed to report for training camp. The team remained coy on his status throughout training camp, though Waters never showed up, and his number was later redistributed to linebacker Dont'a Hightower.
After sitting out the 2012 season, which would have been the final year of his contract, Waters did not become a free agent. That's because his contract tolled as a result of failing to report, meaning he remains under the Patriots control leading into the 2013 league year.
The team has the option to either trade or release Waters, or continue to stand pat like it did last season. It would seem unlikely they would grant him his release if his desire is to sign with another team. A trade would seem more viable.
The bottom line is, unless Waters chooses to officially retire, his status is controlled by the Patriots for now. | <urn:uuid:57659a2c-ad37-4881-a6f8-abbd32ced544> | CC-MAIN-2023-40 | https://www.espn.com/blog/boston/new-england-patriots/post/_/id/4739775/updating-waters-roster-status | 2023-09-25T00:33:57Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.991469 | 253 |
Noir Fashion Week will begin on September 8th in New York City. NFW provides an alternative slate of events for Black fashion lovers who will also be attending New York Fashion Week. Founder, Nichole M. Bess is kicking off the festivities soon with an exhibition, live music, and a panel conversation about the future of BIPOC fashion and tech hosted by Bess.
Now in its fourth season, Noir Fashion Week was founded to provide BIPOC creatives and brands the opportunities to showcase their work and nurture young talent. For each installment of NFW, the production team brings together industry professionals to share insight with marginalized creatives and designers to help them grow their brands into more profitable businesses. There is also a distinct inclusion of highlighting diversity, inclusion, advancement, and sustainability.
This year’s panelists that will help showcase the core of NFW include Khary Simon, a creative director, Busie Matsiko-Andan, a global strategist, Ennuie New York founder, Eji Benson, Ora Tanner, an AI expert, and Martu Freeman, managing director at Manna Fashion.
Day two of NFW will feature a designer shop and showroom that will feature new talent, an emerging designer collective featuring BOLD CULTURE and Yaweh, and a private showing of Summer Han. Later on in the night, more private showings of designers Emma Effa, Lord by GOD, Villamoor, and Amirah Creations will be showcased. On day three another designer shop and showroom will be opened in addition to a “Pret A Porter” collective featuring My Fashion Affairs, Chris Pyrate, Brown Bowetique, and Modern Natured. The night will end with an invite-only Power 30 cocktail event and a private showing of AJOVANG.
“This year’s Noir Fashion Week NYC is very special as we are going global in our 4th season, soft launching our Paris and Kenya production,” says Bess. “And, for the first time, our runway will also host a vital conversation around the BIPOC future in fashion and tech. From stitches to words, we’re empowering dreams to rise,” Bess adds. | <urn:uuid:b07472b1-a9a8-483f-8ec7-4f0ae7e4cf7f> | CC-MAIN-2023-40 | https://www.essence.com/fashion/inside-noir-fashion-week-2023-schedule/ | 2023-09-24T22:54:06Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.935344 | 459 |
Morrisons has introduced a new 'Speedy Shopping' system to help customers who only need a couple of items.
Until now, most supermarkets and shops operate one line for all customers to enter the store to allow for social distancing.
However, it can be frustrating if you don't need much.
The new 'Speedy Shopping' measures come into force today (May 16) and include a new lane outside, with customers choosing from a Speedy Shopping or a Big Shop queue.
Struggling to cope as a Lockdown parent in Essex? Tell us what it's really like:
Calling all parents. Stop what you’re doing. Put down the wine glass. We need your brains.
We are asking you to take part in our Great Big Parenting survey to show the world, politicians, fellow parents, just what life is like in Lockdown.
We need you to give it to us straight - tell us what it’s really like, for you, the Lockdown parent.
Fill in the survey here by clicking here!
p.s. And for the record, we think you're doing a grand job.
The Speeding Shopping line is for people using baskets only, with three customers allowed in-store for every customer in the Big Shop queue.
Inside the store, there will also be dedicated Speedy Shopper checkouts, including both tills operated by staff and self-service checkouts.
More self-scan checkouts will be turned into 'card only' as well, in an effort to increase the speed of payments.
David Potts, Chief Executive of Morrisons, said: “It’s fair that customers doing smaller shopping trips should queue for less time too. Speedy Shopping will ensure that Morrisons stores will be more convenient for customers wanting a small basket of items." | <urn:uuid:906b7f14-c5bf-4cb7-bb42-da7ccfe5c5b6> | CC-MAIN-2023-40 | https://www.essexlive.news/news/morrisons-launch-new-queue-system-4139039 | 2023-09-25T00:14:07Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.949863 | 383 |
The Ultimate Guide to SEO
Search Engine Optimization, or “SEO,” does not have to be a scary “dark art.” By following best practices, remaining diligent, and staying up-to-date in an ever-evolving landscape, it’s a craft you can easily master to get your business growing organically.
There are 3 major types of SEO: on-page – which are things like page descriptions, page titles, and image descriptions – off-page – which cover external influences to your SEO efforts like links and guest posts – and technical – which helps Google crawl, categorize, and rank the pages of your website.
Maximizing all of these efforts can help your business organically scale by helping your content appear higher in search results for the queries most relevant to you and your products or services.
Below, we’ve deconstructed all of the biggest aspects of SEO into a digestible checklist that can help you both understand where to start and prioritize your efforts.
First of All, What is SEO?
At the end of the day, SEO is most easily described as a catch-all term for figuring out how to rank higher on Google for the keywords and keyphrases that people are asking. It can get confusing making sense of what efforts are responsible for what outcomes in the virtual world, so let’s break down what SEO is and what SEO isn’t.
- Search results on Google (or Bing, Yahoo, Duck Duck Go, if you’re into that sort of thing)
- Location-based search results (on Google Maps, Apple Maps, etc.)
- Voice search results (from Alexa, Siri, Cortana, etc.)
- Everything on your website: site copy, titles, images, blogs
- Inbound links from other authoritative websites
SEO is NOT…
- Social Media posts (in does have an SEO impact, but generally speaking, it is not a core focus)
- Search Ads on Google (or any search platform)
- Display ads on Facebook, Linkedin etc
- Press releases (with some exceptions)
This is an oversimplification, but it’s primarily the content, structure, and formatting of your website. With that in mind, let’s take a high-level look at the biggest things you should consider at the beginning of your SEO journey.
What are Keywords?
SEO strategies are sprawling, layered roadmaps, but the nucleus of each and every optimization will revolve around the keywords you research, identify, and thoughtfully place throughout your front-end and back-end content. In other words, keywords are perhaps the most powerful tool in your SEO arsenal for increasing and strengthening your search result rankings.
Keywords while initially they are self explanatory: they are the key words being used in a search query. More modernly these keywords are the actual questions that users are asking Google, meaning they provide the essential bridge between the questions they’re searching for and the answers that your content provides.Therefore, targeting the right keywords has a huge influence over what traffic you’re attracting to your website.
The most effective keywords will be a major theme in the content that answers your customers’ questions. As you’re conducting keyword research and identifying the best targets based on search volume and difficulty, put yourself in their shoes and think about their problems. People generally don’t ask Google about products or services; they’re searching for answers to their questions and solutions to their problems.
There are a bevy of analytical tools that offer incredible insights into keyword volumes and difficulties, competitor rankings, and SEO challenges. This will be a monumental part of your larger content strategy but plays a huge role in everyday SEO success as well. Research thoroughly and select your 3-5 keyword targets wisely!
The Secret to Effective Keywords? Competitive SEO Research
The only way to build a thoughtful keyword strategy is by doing your homework. In this case, homeword is a deep dive of all the keywords relevant to your products or services, as well as an analysis of your competitors’ SEO performance, traffic analytics, and keywords. Without a thorough understanding of search volume or ranking difficulty for specific keywords, you’re driving blind.
Performing competitive SEO research not only allows you to identify the keyword or content opportunities that are driving a majority of their traffic, you can also strategically see what questions or markets they’re not targeting so that you can exploit those opportunities.
What Are H1 Tags?
H1 tags, or “Title Tags,” are the title of your webpage! This is the very first thing that both people and search engines will read on your webpage, or if it’s the H1 of your homepage, the first thing they’ll read on your entire site.
H1 tags need to be accurate, optimized, and concise. Your homepage title should essentially serve as your brand promise, or a full-picture summary of what your business does. From an SEO standpoint, Google attributes a lot of weight and relevance to these tags, so it’s crucial that keywords be included on every single page.
Maintaining relevance is key, so you should be as descriptive as possible within your limited character count.
An example of strong H1 tags for our own digital marketing website could be along the lines of “New Jersey Digital Marketing Agency” or “The Last Full-Service Digital Marketing Agency you’ll ever need.”
What Are Meta Descriptions?
Meta descriptions is an HTML element of a webpage that provides both Google – and potential readers – a brief, 155-character summary of its content. Like H1 tags, these should be relevant to the page’s content and include target keywords, but unlike H1 tags, you have the space to be more descriptive here.
These tags also fill in the “snippet” portion on Google’s Search Engine Results Page (SERP), or the brief 1-sentence description of the links that appear on the page. Google relies on these to not only fill in this snippets, but also to understand the on-page content. Without these, Google is forced to pull content from the page itself, which may not be the most relevant summary.
Meta tags can be hardcoded into your HTML but most CMS platforms have very simple ways of inputting and updating meta tags without requiring any coding. According to a 2019 study by Backlinko, pages with meta descriptions get 6% more clicks than those without.
To continue with our previous example, an example of a strong meta tag that complemented our digital marketing-oriented H1 tag could be: “Get more leads, acquire more customers, and improve your web traffic. As a NJ digital marketing agency, we help with website design and development, content management, and advertising. See why we’re NJ’s #1 SEO agency.”
What Are Image Descriptions?
There are several different types of descriptions that can be added to images on your website, but the most important two are captions and alt text.
Captions are visible to all users and usually appear below web images in small, semi-faded text. These should be short, descriptive sentences that describe what the image is and allows people scanning the page to pinpoint the information most relevant to their query. Captions are generally optional and only need to be included when the image is displayed in a way where a description is relevant.
Alt text is more relevant to your SEO efforts because it’s what Google reads to understand the content of an image. Search engines also use artificial intelligence to broadly classify images, however alt text helps provide a more targeted way for images to appear in search results. When appropriate, be sure to include your targeted keywords in these descriptions as well, and try to keep them to under 125 characters.
What is SSL?
SSL, or Secure Sockets Layer, is a security protocol that tells Google and website visitors that your site is secure. Nothing damages trust more than an unsecured website, and Google will punish your domain authority score handsomely as a result.
Without SSL, websites aren’t able to privately relay private and encrypted information between your computer and its destination and your personal information is vulnerable to eavesdropping hacks.
Unsecure websites lose domain authority for two major reasons. 1) Google warns visitors before revealing unsecured sites or content, meaning there will inevitably be a high bounce rate from a lack of trust. 2) Google prioritizes secure websites with SSL in its search results, so secure sites have far greater organic reach than those without.
What are Sitemaps or Indexed Pages?
Sitemaps, or “Indexed Pages,” are essentially website blueprints that tell Google exactly how to navigate your website and organize all of your content.
Google doesn’t just rank your website, it ranks every single page. XML sitemaps are crucial to SEO because they make it easy for Google’s crawlers to find and index your content. This is a comprehensive document will outline all relevant details about your website’s pages, videos, images, other files, and the dynamics between them.
This is a crucial step for search engines to crawl your website as efficiently as possible.
And don’t worry, it’s not as scary as it sounds: many CMS platforms have tools to create a site map. There are also third party downloadable tools that can help generate sitemaps for you as well.
Get Setup on Google Search Console & Google My Business?
Both Google Search Console and Google My Business are two of the platform’s most powerful tools for website analytics and tracking. For anyone looking to better understand their digital performance and identify areas of improvement, these are essential tools to gain insight into your website’s overall health.
Search Console allows you to measure your website’s search traffic, identify technical issues, and optimize your site for Google Search.It offers a better understanding of why your site is performing well or poorly in search results, and also helps you monitor traffic flow and potential errors on your website.
Google My Business is crucial in location-based searches since Google Business listings have to be verified in order to appear in results. This enables your business to appear in maps, allows people to leave your business reviews, and gives you greater insight into performance analytics.
What is Voice Search Optimization?
Voice searches, or or verbally engaging with AI assistants like Alexa, Siri, Cortana, and others, now make up for over 50% of overall searches.
Voice search optimization, therefore, ensures that your website is easy for search engines to find when a user verbally asks them a question. This requires Google to have a clear understanding of what your site is discussing, sharing, or offering to provide users with helpful and relevant search results, which are often read back to the user aloud.
What is Structured Data?
Structured data, or “Schema,” is best described as Google’s “native language,” or a specific code that helps search engines better identify relevant content to match with the most appropriate search queries. The better Google understands your content, the more effective it is at interpreting your content, which means a healthier, organic SEO boost since Google can better match you to a searcher’s intent.
This detailed data also provides the information in Google’s “Rich Snippets,” or search results that provide greater detail into your webpage and its content. When a website is properly marked for schema, Google should provide all details about what your business does, where it is, and what it offers. Websites with schema will organically rank higher than those without, meaning this is an essential part of your SEO efforts.
What is Link Building or Backlinking?
“Domain authority” is the broad metric used to measure the strength of a website and the number of healthy backlinks your website has will have a tremendous effect on your website’s score. The more internal backlinks from high domain-authority websites you have, the more credibility and authority Google assigns your website. In other words: higher domain authority = higher Google rankings.
Inbound links from third party websites offer your site more link juice, and signals to Google that you’re a relevant, trustworthy source of information. Conversely, inbound links from untrustworthy or spammy websites will damage your domain authority and lower your credibility to search engines.
More simply put, having a backlink is seen as a vote of confidence in your content, so the more legitimate links you have, the more credible and authoritative your content becomes.
What are Core Web Vitals?
Core Web Vitals shows you how each of your webpages is performing and provides detailed information about each URL’s health. These is an entire topic itself, but for the purposes of a high-level SEO understanding, let’s focus on 3 main areas:
Slow pages cause higher bounce rates, plain and simple. In a world where you’re vying for your website visitors’ precious few seconds of time, if it takes more than 2 or 3 seconds for a page to load, most users lose patience, trust, or interest. According to Google research, 53% of mobile users will leave a site that takes longer than 3 seconds to load.
Slow pages can also signal to Google that there’s an issue with a site, perhaps even a virus, and Google will rank your seemingly problem-prone site lower as a result. A quick-loading site not only offers more seamless usability for your visitors, but it allows robots in search crawlers to scan your site faster when a query is made online.
Core Web Vitals will provide a host of analytical data and metrics to help you measure page performance and fix any technical errors. Ensure your SEO management allots time to audit webpages for anything broken or not working properly before they grow into more problematic issues.
Search engines change their rules constantly and if you don’t adapt to them, it can cause errors. Without due diligence, things will inevitably break.
Analyze your performance! To have a comprehensive understanding of what’s working and what isn’t, you need a reliable feedback loop and a way to understand your top performing content, keywords, backlinks, third party channels, etc. so that you can continue to scale and grow your SEO efforts.
There are plenty of third party tools that can offer all of this helpful data for you, but the onus is on you to make checking and adjusting your performance part of your regular SEO due diligence.
Is “Duplicate Content” OK?
Duplicate content is a big SEO no-no. Search engines will only ever choose one of the pages or pieces of content to rank, so you’re effectively forcing Google to rank them for you, regardless of who created the content. In essence, you’re stealing from yourself!
It will also have an adverse effect on the trustworthiness Google affords your site, which will have a negative effect on your larger domain or page authority.
Make sure not to copy content from any third party sites either. Plagiarism and Google trust aside, only one of those pieces of content will ultimately be ranked and it likely won’t be yours.
Nobody would blame you if you felt overwhelmed by the sprawling, evolving, indefinable world of SEO. It’s a massive term with seemingly unending effects on the performance of your marketing efforts.
With a basic understanding of all the key topics we’ve covered above, you’re already well on your way to becoming your own content master. It’s not as scary as it seems, and armed with these fundamental best practices, you’ll already be more knowledgeable and better-prepared for our digital future than most SMBs.
Now put on your SEO armor and go take over the internet!
Interested in taking your SEO efforts to the next level?
Keep reading here to find out how you can continue upgrading your SEO efforts and boosting organic traffic to your website. We explain how to develop target personas, or comprehensive bios of your business’ key audience members; social media configuration and tracking; and responsive design can further boost engagement and conversions across your business.
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In our modern-day internet age, content quality is king. No matter which channels you use to post your business’s content
Grow with us | <urn:uuid:a7095a35-0185-49d0-9f2f-5d44dfa8a2c2> | CC-MAIN-2023-40 | https://www.estesmedia.com/seo-101/page/2/?et_blog | 2023-09-24T23:22:09Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.91925 | 3,548 |
Mayoral Girls white caftan romper, made in soft and lightweight fabric with a seersucker look. The v-shaped neckline is decorated with a white geometric edging and a cool fringe trim. It has wide sleeves and an elasticated waist.
Short sleeved Romper for girl. Square collar. Zip fastening on the back for a quick fit. Made from 100% cotton fabric. Patterned design. | <urn:uuid:1b0b1057-8eb3-4358-b45f-fe4a27107e69> | CC-MAIN-2023-40 | https://www.ethansclosetccb.com/kids-apparel-2t-8/girls/romper/ | 2023-09-25T00:35:57Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.894163 | 94 |
1:1 Personalized 1st Grade Tutoring Online for Math, Science, and English
Get highly qualified 1st grade tutors for your child’s tutoring and homework help.
The one-on-one, online, and in-person tutoring program for first graders helps build a strong academic foundation.
The reading and writing tutors understand your child’s needs and build a schedule according to that.
That is why parents who availed our services rated us 4.7 out of 5 on Trustspot.
Your child has just finished kindergarten and is now going to begin elementary schooling. This transition, from learning through play to learning by studying and understanding symbols and concepts, is where children need the utmost attention.
Don’t worry we got your back; Be it reading tutors for 1st grade, English tutors, Science or Math tutoring, we got you covered.
Our team of expert grade 1 tutors is there to help your child at every step of the transition journey.
The thinking and learning skills that 6 and 7 years olds develop during elementary years stay with them for their entire lives. It is therefore crucial to use the appropriate teaching methods that build a solid academic foundation along with a strong confident personality.
Why should you choose a professional First grade tutor?
Not every parent has innate teaching qualities and you can’t experiment with your child’s academic future by applying hit and trial method to decode the child’s learning pattern.
Teaching elementary students demands not only a great deal of patience but also a deep understanding of various teaching methodologies.
Every year, thousands of parents sign up for summer tutoring for 1st grade for a little extra academic supplement to prepare children for standardized tests like the SCAT, SSAT, or CogAT. For the parents seeking remedial learning for their kids, private tutors for grade 1 prove to be extremely helpful in bringing significant changes in their child’s school grades, confidence level, and attitude towards learning.
At etutorworld, our energetic 1st grade tutors will make sure that your child stays focused and enjoys learning through engaging activities.
Personalized Online Tutoring Plan for Grade 1
PERSONALIZED ONLINE TUTORING
CAREFULLY DESIGNED SESSIONS PLAN & COURSES
SUBJECT & GRADE SPECIFIC EXPERTS
INDIVIDUALIZED WORKSHEETS/ HOMEWORK AFTER EVERY SESSION
3 Easy Steps to learn with an Online Live Expert Tutor
No credit card required. No obligation to purchase
Grade 1 Diagnostic Tests
Grade 1 Math, Science and English Topics
Here’s the brief summary of fundamental concepts included in our 1st grade tutoring program.
|Standard||Common Core Area||Topic|
|Math.CC.1.G.A.2||Defining and non-defining attributes|
|Math.CC.1.G.A.3||Halves and fourths|
|Math.CC.1.MD.A.1||Measurement and Data||Order by length|
|Math.CC.1.MD.B.3||Tell and write time|
|Math.CC.1.MD.C.4||Solving problems with bar graphs|
|Math.CC.1.NBT.A.1||Number and Operations in Base Ten||Numbers to 120|
|Math.CC.1.NBT.B.2||Groups of ten objects|
|Two-digit place value challenge|
|Groups of ten objects|
|Math.CC.1.NBT.B.3||Comparing two-digit numbers|
|Math.CC.1.NBT.B.3||Comparing two-digit numbers|
|Math.CC.1.NBT.B.4||Adding 1 or 10|
|Regrouping when adding one-digit numbers|
|Adding 1s or 10s (no regrouping)|
|Adding two-digit numbers (no regrouping)|
|Breaking apart two-digit addition problems|
|Math.CC.1.NBT.B.5||Mentally find 10 more or 10 less|
|Math.CC.1.NBT.B.6||Subtract multiples of 10|
|Math.CC.1.OA.A.1||Operations and Algebraic Thinking||Word problems with “more” and “fewer”|
|Addition and subtraction word problems|
|Word problems with “more” and “fewer” 2|
|Math.CC.1.OA.A.2||Adding three numbers|
|Math.CC.1.OA.B.3||Relate addition and subtraction|
|Math.CC.1.OA.C.5||Addition within 20|
|Math.CC.1.OA.D.7||The equals sign|
|Math.CC.1.OA.D.8||Addition and subtraction within 10|
|SECTION||NGSS CODE||CORE IDEAS||TOPICS|
|PHYSICAL SCIENCES||MS-PS1.A||Structure and properties of matter||Properties of Matter|
|Arrangement of atoms in different states|
|Elements and Compounds|
|MS-PS1.B||Chemical Reactions||Physical and Chemical Changes|
|Law of conservation of mass|
|MS-PS3.B||Definitions of Energy||Law of conservation of energy|
|Heat and Heat Technology|
|MS-PS2||Motion and Stability|
|MS-PS2.A||Forces and Motion||Newton’s Laws of Motion|
|MS-PS2.B||Types of interaction||Electricity and Magnetism|
|MS-PS4||Waves and their technologies||Waves and their types|
|Mechanical Waves and their uses in technology|
|Electromagnetic Waves and their uses in technology|
|LIFE SCIENCES||MS-LS1||Structure and Function||Cells – plants and animals|
|MS-LS1-3||Levels of organization in multicellular organisms|
|Organs and Body Systems|
|The Circulatory System|
|The Immune System|
|MS-LS-2.A||Interdependent relationships in Ecosystems||Types of Nutrition in Plants and Animals|
|MS-LS-2.B||Cycle of Matter||The Carbon cycle|
|The Oxygen Cycle|
|MS-LS-2.D||Biodiversity and Humans||Factors Affecting Biodiversity|
|MS-LS-3||Heredity – Inheritance and Variation of traits||Need for Reproduction|
|Reproduction in Plants|
|Reproduction in Animals|
|MS-LS-3A||Inheritance of Traits||Introduction to Genes|
|Variation in Inherited Traits|
|EARTH SCIENCES||MS-ESS-2.C||Role of water in Earth’s Surface Processes||The Water Cycle (in Details)|
|Global movements of Water|
|Weather Patterns based on Wind, Landforms, Ocean Temp.|
|MS-ESS-2.D||Weather and Climate|
|MS-ESS3||Earth and Human Activities||Natural Hazards|
|Sources of Energy|
|GRADE 1 – COMMON CORE STANDARD||CC CODE NO||COMMON CORE STANDARD (ANCHOR)||CC SUB CODE NO.||Common Core Standard (Expectations)|
|Conventions of Standard English:||CCSS.ELA-LITERACY.L.1.1||Demonstrate command of the conventions of standard English grammar and usage when writing or speaking.|
|CCSS.ELA-LITERACY.L.1.1.A||Print all upper- and lowercase letters|
|CCSS.ELA-LITERACY.L.1.1.B||Use common , proper and possessive nouns|
|CCSS.ELA-LITERACY.L.1.1.C||Use singular and plural nouns with matching verbs in basic sentences|
|CCSS.ELA-LITERACY.L.1.1.D||Use personal, possessive, and indefinite pronouns (e.g., I, me, my; they, them, their, anyone, everything).|
|CCSS.ELA-LITERACY.L.1.1.E||Use verbs to convey a sense of past, present, and future (e.g., Yesterday I walked home)|
|CCSS.ELA-LITERACY.L.1.1.F||Use frequently occurring adjectives.|
|CCSS.ELA-LITERACY.L.1.1.G||Use frequently occurring Conjunctions.|
|CCSS.ELA-LITERACY.L.1.1.H||Use determiners (e.g., articles, demonstratives).|
|CCSS.ELA-LITERACY.L.1.1.I||Use frequently occurring prepositions (e.g., during, beyond, toward).|
|CCSS.ELA-LITERACY.L.1.1.J||Produce and expand complete simple and compound declarative, interrogative, imperative, and exclamatory sentences in response to prompts.|
|CCSS.ELA-LITERACY.L.1.2||Demonstrate command of the conventions of standard English capitalization, punctuation, and spelling when writing.|
|CCSS.ELA-LITERACY.L.1.2.A||Capitalize dates and names of people.|
|CCSS.ELA-LITERACY.L.1.2.B||Use end punctuation for sentences.|
|CCSS.ELA-LITERACY.L.1.2.C||Use commas in dates and to separate single words in a series.|
|CCSS.ELA-LITERACY.L.1.2.D||Use conventional spelling for words with common spelling patterns and for frequently occurring irregular words.|
|CCSS.ELA-LITERACY.L.1.2.E||Spell untaught words phonetically, drawing on phonemic awareness and spelling conventions.|
|Vocabulary Acquisition and Use:||CCSS.ELA-LITERACY.L.1.4||Determine or clarify the meaning of unknown and multiple-meaning words and phrases based on grade 1 reading and content, choosing flexibly from an array of strategies|
|CCSS.ELA-LITERACY.L.1.4.A||Use sentence-level context as a clue to the meaning of a word or phrase.|
|CCSS.ELA-LITERACY.L.1.4.B||Use frequently occurring affixes as a clue to the meaning of a word.|
|CCSS.ELA-LITERACY.L.1.4.C||Identify frequently occurring root words (e.g., look) and their inflectional forms (e.g., looks, looked, looking).|
|CCSS.ELA-LITERACY.L.1.5||With guidance and support from adults, demonstrate understanding of word relationships and nuances in word meanings.|
|CCSS.ELA-LITERACY.L.1.5.A||Sort words into categories (e.g., colors, clothing) to gain a sense of the concepts the categories represent.|
|CCSS.ELA-LITERACY.L.1.5.B||Define words by category and by one or more key attributes (e.g., a duck is a bird that swims; a tiger is a large cat with stripes).|
|CCSS.ELA-LITERACY.L.1.5.C||Identify real-life connections between words and their use (e.g., note places at home that are cozy).|
|CCSS.ELA-LITERACY.L.1.5.D||Distinguish shades of meaning among verbs differing in manner (e.g., look, peek, glance, stare, glare, scowl) and adjectives differing in intensity (e.g., large, gigantic) by defining or choosing them or by acting out the meanings.|
|Use words and phrases acquired through conversations, reading and being read to, and responding to texts, including using frequently occurring conjunctions to signal simple relationships (e.g., because).|
|Key Ideas and Details:|
|CCSS.ELA-LITERACY.RL.1.1||Ask and answer questions about key details in a text.||Reading a text|
|CCSS.ELA-LITERACY.RL.1.2||Retell stories, including key details, and demonstrate understanding of their central message or lesson.||Reading a text|
|CCSS.ELA-LITERACY.RL.1.3||Describe characters, settings, and major events in a story, using key details.||Describe characters, settings, and major events|
|Craft and Structure:||CCSS.ELA-LITERACY.RL.1.4||Identify words and phrases in stories or poems that suggest feelings or appeal to the senses.||Interpretation of phrases and words from the chosen text|
|CCSS.ELA-LITERACY.RL.1.5||Explain major differences between books that tell stories and books that give information, drawing on a wide reading of a range of text types.||Difference between stories and informational texts|
|CCSS.ELA-LITERACY.RL.1.6||Identify who is telling the story at various points in a text.||Identify the narrators (speakers)|
|Integration of Knowledge and Ideas||CCSS.ELA-LITERACY.RL.1.7||Use illustrations and details in a story to describe its characters, setting, or events.||Details and illustrations|
|CSS.ELA-LITERACY.RL.1.8||(RL.1.8 not applicable to literature)|
|CCSS.ELA-LITERACY.RL.1.9||Compare and contrast the adventures and experiences of characters in stories||compare contrast stories|
|Range of Reading and Level of Text Complexity:||CCSS.ELA-LITERACY.RL.1.10||With prompting and support, read prose and poetry of appropriate complexity for grade 1.|
|Reading: Informational texts|
|Key Ideas and Details:|
|CCSS.ELA-LITERACY.RI.1.1||Ask and answer questions about key details in a text.|
|CCSS.ELA-LITERACY.RI.1.2||Identify the main topic and retell key details of a text.|
|CCSS.ELA-LITERACY.RI.1.3||Describe the connection between two individuals, events, ideas, or pieces of information in a text.|
|Craft and Structure|
|CCSS.ELA-LITERACY.RI.1.4||Ask and answer questions to help determine or clarify the meaning of words and phrases in a text.|
|CCSS.ELA-LITERACY.RI.1.5||Know and use various text features (e.g., headings, tables of contents, glossaries, electronic menus, icons) to locate key facts or information in a text.|
|CCSS.ELA-LITERACY.RI.1.6||Distinguish between information provided by pictures or other illustrations and information provided by the words in a text.|
|Integration of knowledge and ideas|
|CCSS.ELA-LITERACY.RI.1.7||Use the illustrations and details in a text to describe its key ideas.|
|CCSS.ELA-LITERACY.RI.1.8||Identify the reasons an author gives to support points in a text.|
|CCSS.ELA-LITERACY.RI.1.9||Identify basic similarities in and differences between two texts on the same topic (e.g., in illustrations, descriptions, or procedures).|
|Range of Reading and Level of Text Complexity:|
|CCSS.ELA-LITERACY.RI.1.10||With prompting and support, read informational texts appropriately complex for grade 1.|
Online Tutoring Pricing
Expert 1-on-1 Personal Tutoring, Now Affordable to All.
Every online tutoring session has 50 to 55 minutes of teaching time.
- 1 Month Validity
- 1 Month Validity
10 Sessions(Most Popular)
- 3 Months Validity
- 6 Months Validity
- 12 Months Validity
Book a free class with an eTutorWorld expert and experience Learning by Design with experienced and expert mentors. You can book this class at your preferred date and time.
No credit card required. No obligation to purchase
Why eTutorWorld for Online Grade 1 Tutoring
eTutorWorld offers private tutoring sessions where a child receives individual attention from trained teachers. These teachers are hand-picked for their experience and expertise. All the sessions at eTutorWorld are recorded so that parents and students can revisit topics whenever they want.
Individualized Lesson Plans
Every child learns differently. That is why we create individualized lesson plans after conducting an assessment test. This test is used to gauge a student’s capabilities and learning gaps. The result of this test is used to create a unique lesson plan that can serve the individual learning needs of the child.
After creating an individual lesson plan, we focus on providing unique worksheets to the students. They are also created according to individual learning needs. So, every child gets a different worksheet to practice the same lesson. Surprised? Don’t be. Research has proven that when children receive instructions custom-designed to their level, they perform better as compared to the times they receive standardized instructions.
At eTutorWorld, we understand that young minds are volatile and that is why we offer flexible timelines. We let the child decide the study time. We also offer the flexibility of splitting a one-hour session into two sessions of different subjects. This way, our students can study when they want and they also get to decide how much. After all, a happy kid learns better than a grumpy one who is forced to sit through an online session
WHAT OUR CUSTOMERS HAVE TO SAY
It was my first experience with an online tutor for my child. During this pandemic it was basically the only way to go. I made the best choice when I choose etutorworld. The tutor was awesome and patient with her and he provided her with ways to study. I will recommend etutorworld to anyone that is seeking to adhere to social distancing and even for future studies. GREAT JOB!!
Very good structure and flow of the sessions, materials used are also good - overall very positive experience.
Veronica S Lennon
Excellent quality and service from both an academic and as admin point of view!
Kind, well qualified and very responsible teacher. Would like to try other subjects and want to have my second child tutored. Great value, too.
1st Grade Tutoring – Frequently Asked Questions
1. Are tutors at eTutorWorld trained and qualified to teach my child?
Yes, our 1st-grade tutors are highly trained & qualified to teach. All of them hold college degrees, and 85% of them have an additional degree in Education. Before starting their teaching at eTutorWorld, our tutors undergo rigorous training and certifications. They also have 400+ hours of online teaching experience. Our Grade 1 Tutors are very friendly & qualified for your child.
2. Is Private 1st Grade Online Tutoring effective for my child?
Yes, one-on-one online tutoring for your child is very effective. Private Grade 1 Tutoring provides better focus, and your child can freely ask doubts without hesitation. Also, it creates a good relationship between your child & tutor which ultimately helps their performance. eTutorWorld is the best platform for your child to prepare without any disturbance & noise.
3. What benefits does my kid get at eTutorWorld?
At eTutorWorld, your child gets personalized tutoring learning. Personalized 1st Grade tutoring helps your kids in improving their performance. Other benefits you receive include diagnostic tests, regular assessments, and interactive, live & private online tutoring for your child. We also have a support team ready to help you with technical or any other issues with the portal.
4. What is the pricing for 1st Grade Online Tutoring?
Our tutoring prices are very reasonable. Prices vary according to the grade, test, and course you select. Check out our detailed pricing list for 1st Grade Online Tutoring: https://www.etutorworld.com/pricing.html
5. What if I am not happy with 1st Grade tutors?
You can reach out to us any time: +1 269 763 4602/5024. Our representatives will be happy to resolve issues to better your learning experience. We encourage students and parents to contact us if their child faces any problems. We’ll work to make this work for you. However, if the problem persists, don’t worry; our 30-day money-back guarantee guards your money.
6. How do I sign up for Grade 1 Tutoring for my child?
You can sign up with your name and email address (no credit card or purchase obligation required). Additionally, you can book a free class with our 1st Grade Online Tutors. For Sign up: https://www.etutorworld.com/free-trial.html
7. How can my child improve his performance in 1st Grade school?
eTutorWorld offers complete tutoring packages for 1st Grade kids. Our tutors are highly qualified to help your child with every concept. Also, our tutors are responsible for each student’s progress through regular assignments and homework help. This helps in improving the performance of your child at Grade 1 Level School.
8. What technology does eTutorWorld use for tutoring sessions?
We use the latest teaching methods and technology that make learning interactive and fun. Our learning technology uses an interactive whiteboard with audio and chat that is simple and easy to use. Moreover, our tutors use voice-based sessions that help in interacting, chatting, and talking live with them.
9. What do you mean by Personalized Tutoring for my child?
Personalized online tutoring for 1st Grade kids means where the curriculum is created depending on his/her learning ability and availability. They are designed to ensure that your child benefits from the undivided attention of a tutor. Unlike an online classroom where your child may find it hard to keep up, a personalized, one-to-one online learning program enables them to learn at their own pace. Personalized sessions also allow your child to ask questions during a session, thereby enabling them to grasp concepts before proceeding with their course.
10. What is the duration of each tutoring session?
The Duration of each Tutoring Session has 50 – 55 minutes of learning time.
11. Can my child access the recording video of tutoring sessions?
You can access the recording session up to 30 days from the date of the session so you and your child can go back for reference and reinforcement, at your own convenience! The recording helps your child in cementing the topics taught during the tutoring session. | <urn:uuid:fb0035cf-040f-4c7f-b38e-82919fbd9666> | CC-MAIN-2023-40 | https://www.etutorworld.com/1st-grade-online-tutoring.html | 2023-09-24T23:58:16Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.852929 | 5,311 |
The EU and New Zealand have today agreed in principle on a comprehensive trade agreement. The agreement comes at a crucial time when the value of open, rule-based trade is increasingly questioned and trade policy is under pressure to deliver on a variety of issues reaching far beyond traditional market access considerations, including fostering sustainable food systems. By concluding this far-reaching FTA with a like-minded partner, European trade policy takes another step in the right direction. New Zealand is also one of the few countries having strong historical ties and shared values with the EU, with which no trade agreement is in place to date.
Full statement can be found here. | <urn:uuid:3595b8c2-d0e7-4ac9-8542-da4fdb3e5ff0> | CC-MAIN-2023-40 | https://www.eucolait.eu/eucolait-welcomes-conclusion-of-eu-new-zealand-negotiations/ | 2023-09-24T22:53:14Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.960114 | 127 |
Europa Capital is an established European real estate fund manager and since 1995 has raised nine funds.
Europa Capital has been involved in the residential and student accommodation markets since 2012, and has acquired over 6,800 student and residential beds throughout in the UK on behalf of its funds, and advised on a further 27,000 student beds in the UK. Europa Capital have advised on the following transactions.
In November 2012, Europa Fund III acquired Grant and Grant West student Portfolio which comprised some 1,100 student beds across 11 university towns and cities across the UK. In June 2016, the final assets were sold generating investor returns of 34 per cent IRR and a 1.7x equity multiple.
During 2014/2015 Europa advised an international investor on the potential acquisitions of a number of UK PBSA portfolios including the Liberty Living (16,748 beds), the Pure Student Living (2,170 beds), Student Housing Company (5,866 beds) and Student Castle (2,153 beds).
In January 2016, Europa Fund IV acquired 27 assets from Lone Star which included 152 student rooms in Sheffield.
In September 2016, Europa Fund IV acquired Velocity Village, a mixed office and residential campus in central Sheffield. The residential accommodation, comprising 507 beds is predominantly let to students.
Europa Capital LLP will be the Fund’s AIFM (as defined in the AIFMD for such fund) and will have responsibility for the regulatory management and control of the business and affairs of each Fund. Europa Capital LLP is authorised and regulated by the Financial Conduct Authority (the “FCA”) in the United Kingdom.
Alan Artus and Gareth Davies founded Generation Estates in January 2004, since when they have developed and operated over 4,700 PBSA beds with a value in excess of £1 billion.
Generation Estates first significant PBSA project was undertaken in joint venture with Blackstone at 200 Pentonville Road in London. The development which became known as Nido Kings Cross re-defined student accommodation by proving that there was substantial demand particularly from international students for a high quality and well managed environment. Two other Nido projects followed resulting in the creation of a 2,521 bed operation platform that was operated until its sale for in excess of £400m, in 2012.
In March 2010 Generation Estates entered into a joint venture with the Carlyle Group to create a second high quality purpose built student accommodation platform in London. The business known as Pure Student Living created a geographically diverse portfolio of assets throughout central London capitalising on the opportunities created by the slowdown in residential and commercial markets as a result of the global financial crisis. The five developments that comprised Pure Student Living were completed between 2012 and 2015 resulting in an operational platform of 2,170 beds that were sold in March 2015 for £532 million.
Generation Estates has been well established in the PBSA market for many years with experience covering all aspects of the development process, creation of operational management platforms and on-going asset management of PBSA.
In January 2016 Generation Estates formalised a relationship with Nick Kinder, a UK wide student accommodation specialist by forming Generation Student LLP to undertake future ventures. | <urn:uuid:ee7d5421-709d-42a2-a0f9-a2f1dbfa83fe> | CC-MAIN-2023-40 | https://www.europageneration.com/about-europa/ | 2023-09-25T00:18:40Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.962244 | 648 |
Charleston Rental Bike Accident Lawyers
The Post and Courier reported that after the first year of Charleston’s Holy Spokes bike share program, data from Holy Spokes showed riders burned more than 4 million calories, took almost 49,000 trips, and traveled 105,000 miles. The riders saved $60,900 and reduced carbon emissions by 92,590 pounds.
The bike share program is intended to differ from traditional bike rentals in that the bikes do not need to be returned to the original rental location. When Holy Spokes launched the program, the Post and Courier reported that the company placed 250 bicycles at 27 hubs. The Medical University of South Carolina is the title partner in the program.
While Holy Spokes identifies itself as the official bike share program of Charleston, it is not the only such program. Affordabike is another entrant in the bike share market, and bike sharing in other cities suggests that other companies may try to offer a similar service.
For many people, the bike share program provides a fun and convenient way to find transportation when you need it. Despite the many benefits, bike sharing has involved its share of accidents.
If you sustained severe injuries or your loved one was killed in a bike share accident in Charleston, it is important for you to act quickly to preserve your legal rights. An experienced personal injury attorney will be able to help you get justice.
Evans Moore, LLC has been helping clients all over South Carolina since 2010. Call (843) 995-5000 or fill out an online contact form to have our lawyers provide a complete evaluation of your case during a free consultation.
Bike Sharing in South Carolina
Holy Spokes’ bike share system is for individuals 16 years of age and older. All riders who are 16 or 17 years of age must have the permission of a parent or legal guardian.
A person can purchase any level of Holy Spokes’ membership online or through the SoBi mobile app on a smartphone. After registering, a rider will be able to view a map of hubs that indicates how many bikes are available and will receive an account number and pin code that can be used to unlock a bike.
Bikes must be returned and locked at a designated Holy Spokes station. Holy Spokes charges a $50 out-of-system fee for locking a bike outside the system area and a $5 out-of-hub fee for locking outside a station.
You can pay as you go for Holy Spokes rentals at a rate of $8 per hour. A day pass is $12 a rider, a monthly pass is $15, and an annual pass is $69. MUSC students and employees (as well as all college students) are eligible for discount pricing.
Affordabike charges $6 for the first hour and $3 for each additional hour. The fee is only $20 for parking a bike outside a hub, but its service does involve a $100 pre-authorization on your credit card.
Rental Bike Accident Claims We Handle
Bicycles are certainly enjoyable to ride, but they often involve interacting with many other types of motor vehicles on city streets. Many bicyclists end up being involved in accidents caused by negligent automobiles drivers.
Not all incidents necessarily involve negligent drivers though. Negligent passengers can also cause injuries, such as in cases of events more commonly referred to as “dooring” accidents.
In a dooring accident, the occupant of a motor vehicle opens an automobile door into the path of an oncoming bicyclist. On most city streets, bicyclists cannot turn to either side to avoid the collision and end up hitting the doors at full speed. Many bicyclists are thrown several feet from their bikes.
Other common causes of rental bike accidents in Charleston include but are not limited to:
- Drunk or Drugged Driving Accidents — A driver commits the crime of driving under the influence in South Carolina if they have a blood or breath alcohol concentration of 0.08 or more. State law also notes that a BAC level may be considered along with other evidence to infer that a person was under the influence when their BAC was at least 0.05 percent but less than 0.08 percent. In April 2018, the state reported that almost half of all fatal crashes in South Carolina involved drunken or drugged drivers. Cocaine was the drug involved in the highest number of traffic fatalities in the state, but there were triple-digit percentage level increases in the number of crashes involving oxycodone, fentanyl, and methamphetamine.
- Distracted Driving Accidents — Greater public attention has been paid to the dangers of using a cell phone while driving, but many motorists simply cannot resist the opportunity to check recent notifications. When a bike share accident is caused by a driver who was using their cell phone, an attorney may be able to subpoena that driver’s phone records to prove they were using the phone and, thus, were negligent. There are certainly many other kinds of distractions that can cause bicycle crashes as well, such as simply talking to passengers, adjusting climate controls or car stereos, and eating or drinking.
- Left-Turn Accidents — Some drivers do not wait for oncoming bicyclists to pass and instead try to turn in front of them quickly. This maneuver is always dangerous because the bicyclist usually does not have many options to avoid a collision. In most cases, bicyclists strike turning vehicles at full force, but they can also hit other objects when turning to prevent such collisions.
- Right-Turn Accidents — In a right-turn accident, the motor vehicle is traveling in the same direction as the bicyclist and turns into them. These types of crashes are again common when a driver misjudges of the speed of a bicyclist, usually assuming they have safely passed them without thinking of how much the bike has caught up as they slowed to turn.
- Failure to Yield Accidents — Drivers must stop and yield to bicyclists at certain intersections, but some motorists fail to do as required and usually end up colliding with passing bicyclists.
- Head-On Collisions — When a bicycle and motor vehicle are traveling in opposite directions, a sudden shift in either party’s path could produce a head-to-head crash. The fundamental size difference between a motor vehicle and a bicycle usually means that a bicyclist will sustain catastrophic injuries.
- Sideswipe Accidents — A bicyclist could be bumped or struck by an automobile traveling in the same direction because of simple driver negligence and a failure to notice the bicyclist’s presence.
- The types of crashes listed above can happen on any bike, whether the rider is renting or owns the bicycle. With the bike share program, another common kind of unique accident involves crashes caused because of dangerous or defective bicycles.
Holy Spokes, Affordabike, and any other bike share companies that enter the Charleston market must regularly maintain their bikes and make sure they are safe for riders. Failure to do this can lead to bikes malfunctioning while riders are using them, causing bicyclists to suffer injuries.
Some of these accidents could also be the result of defective bike parts. In such cases, a defectively designed or defectively manufactured part could make the manufacturer liable for a victim’s injuries.
Types of Rental Bike Accident Injuries
South Carolina has no state law requiring bicycle riders to wear helmets. Even those who do wear helmets can still suffer severe injuries in bicycle crashes.
Injuries that bicyclists may suffer include, but are not limited to:
● Traumatic brain injuries
● Spinal cord injuries
● Neck injuries
● Internal organ injuries
● Nerve damage
● Muscle strains
● Road rash
Many bicycle accidents involve a high risk of fatal injuries. When a loved one is killed in a bike crash caused by another party’s negligence, certain members can pursue a wrongful death claim.
Contact a Charleston Rental Bike Accident Attorney Today
For many bike share accident victims, it can be a waste of time trying to approach the rental company about the crash. Even when a bike was to blame, the rental company will more than likely claim that a victim did not ride the bike correctly and that there was nothing wrong with the bicycle.
When a person is hurt in a bicycle accident in South Carolina, they should always make sure to receive medical care. Even when it does not appear that a person was injured, medical attention is an essential safeguard in a case where there are injuries with delayed symptoms.
Another good step to take is to take multiple photographs of the accident scene from multiple angles and distances and collect the names and phone numbers of any people who saw your accident. Have a friend or family member do this for you if you are unable, and then make sure that you contact a lawyer.
Contact a Charleston Rental Bike Lawyer
Did you suffer serious injuries or was your loved one was killed in a bike share accident in the Charleston area? Make sure to hire a firm that has the right experience and resources to help you get justice.
Evans Moore, LLC was named to the 10 Best Attorneys in 2017 for Client Satisfaction by the American Institute of Personal Injury Attorneys and is listed under the American Society of Legal Advocates’ Top 40 Lawyers under 40. You can have our attorneys review your rental bike injury case and answer all of your legal questions when you call (843) 995-5000 or contact us online to set up a free consultation. | <urn:uuid:d65d83a3-6bf6-4a18-9251-9e366b408f05> | CC-MAIN-2023-40 | https://www.evansmoorelaw.com/rental-bike-accidents/ | 2023-09-25T00:15:12Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.95994 | 1,957 |
Don't Let Your Family Fight Like These Celebrity Heirs
It’s all too common to hear of a tragedy turning into something even uglier: an epic family feud.
Here are a few examples of particularly destructive recent family feuds among celebrities and how some smart pre-planning can potentially spare your family unnecessary heartache.
Actress and humanitarian Audrey Hepburn (Breakfast At Tiffany’s, My Fair Lady, Roman Holiday) died over 20 years ago, but her two sons are still feuding over her Los Angeles storage locker, filled with the star’s memorabilia. Though she indicated in her Will that the two men should divide the contents of the locker 50/50, they haven’t been able to agree on what’s fair, and now lawyers are involved.
Lesson: In planning the distribution of possessions among your loved ones, be clear and specific. Never assume your family or friends will know exactly what you mean. Hire an attorney to help you with the language and official documentation. [Photo Source: Paramount]
Blues singer, songwriter, and guitarist B.B. King said that if a woman said a child was his, he would never shirk responsibility. As a result, there are 15 people who claim to be his offspring. Even before King died, three of his 11 surviving children were already in court, arguing over $5 million worth of assets.
Lesson: If yours is the case where you have a large family but put your trust in someone on the outside, like a manager, lawyer, or business associate, make sure you name that person unequivocally as the one to make major decisions for when you’re alive, and as the Executor of your estate in the event of your death. [Photo Source: Shutterstock]
Update Your Will Regularly; Be Painstakingly Clear When Establishing A Trust
When he created his Will, actor and comedian Robin Williams was married to Susan Schneider, his third wife. His three children are now locked in a legal battle with her over some of Williams’ assets. According to the Trust set up for his children, they were to inherit his memorabilia, awards, and other personal items. But Schneider’s attorneys argue the Will is vague andout of date. As a result, Williams’ lawyers could be named the largest beneficiaries of his estate, instead of his family.
Lesson: Make sure to update your Will as major life events (marriages, divorces, children, etc.) occur. [Photo Source: Shutterstock]
Health Issues, Life Insurance, and Death
Radio personality and voice actor Casey Kasem’s children are claiming his wife Jean was responsible for his death due to neglect, “fatal bedsores, and dehydration.” Though she was named as the beneficiary in his Life Insurance policy, his children’s lawyers argue if that person is responsible for the policy owner’s death, they can’t receive the money.
Lesson: You may be in a position where you’re unable to speak for yourself, which is why planning when you're of sound mind is so important. This is the entire point of Advance Directives, Trusts, making sure the beneficiaries you’ve named are up-to-date, and pre-planning. If there’s any room for dispute, make it abundantly clear you understand that when you make these choices. [Photo Source: Shutterstock]
- All You Need To Know About Advance DirectivesWhen you can’t make health decisions for yourself, this is the north star...Read more
- Trusts Cheat SheetTrust us when we say this is as basic as we can make Trusts.Read more
- How To Create A Do Not Resuscitate Order (DNR)A DNR is a medical order that states you don't want cardiopulmonary...Read more
- How Organ Donation WorksIf the person who died was a registered organ donor, measures will be taken...Read more | <urn:uuid:d112849a-5c74-4118-996d-6bb32f67d7cc> | CC-MAIN-2023-40 | https://www.everplans.com/articles/dont-let-your-family-fight-like-these-celebrity-heirs | 2023-09-24T23:33:33Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.970584 | 842 |
Description of qPCR
A complete molecular analysis workflow is being developed by STMicroelectronics (ST), Italy. The actual analysis will be run on the “Q3” portable device designed by ST, which implements the quantitative polymerase chain reaction (qPCR; the gold-standard molecular technique). The aim is to analyze crops of interest for the involved African countries – like maize, peanut, sorghum, wheat, coffee – looking for mycotoxin-producing fungi.
The development activity involves three main aspects:
1) An easy sample preparation procedure will be conceived to extract DNA from the crops. The samples will be provided to ST by other partners.
2) Regarding qPCR, the target DNA sequences to be detected will be jointly defined. The sequences will belong to fungal genes involved in the biosynthesis of mycotoxins. After a set-up phase on gold-standard qPCR equipment, the qPCR reactions will be ported onto the “Q3” qPCR device. Optimization tests will be run analyzing samples processed with the developed sample preparation procedure. The Q3 performance will be benchmarked against a gold-standard qPCR instrument, and also against another standard technique.
3) A Q3 software dedicated to EWA-BELT will be developed. Such software will be very easy to use, and automatically interpret the raw results – showing “positive” or “negative” for each targeted mycotoxin. In this way, even people not expert in molecular techniques will be able to use the platform, after a minimal training.
The output files will be uploadable to a dedicated repository on the PLANTHEAD platform, where all the data generated in the project will be gathered.
After the first phase of development and optimization, a training to potential end users in Africa will be organized. All the material and know-how necessary to execute the complete workflow will be transferred to selected African partners.
Overall, the goal is to make molecular analyses more accessible, thanks to the portability, ease of use, and lower cost of the Q3 platform compared to standard qPCR equipment. | <urn:uuid:72c18d15-1bf4-444f-9dad-eeab4e1862ed> | CC-MAIN-2023-40 | https://www.ewabelt.eu/qpcr | 2023-09-24T22:53:45Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.891808 | 449 |
Water Damage Restoration
Whether it’s a burst pipe, flood damage, or any other number of potential causes, water damage needs speedy and effective water damage mitigation. Water mitigation is about much more than just drying and cleaning a property. There are many other factors to consider, like decontamination and treating porous materials (e.g. carpet or drywall) that can hold water. If left damp or untreated, bacteria can potentially thrive and cause future problems.
The need for swift action comes down to the fact that standing water potentially becomes more contaminated the longer it’s left untreated. As water sits in place, the risk of microbial growth and damage to contents increases. As a result, water mitigation plays an important part of any water damage restoration plan
Whether from natural causes or a burst pipe, water damage presents numerous health hazards to you and your property. Mold growth, flood damage, standing water, and water rot can be just as destructive to your property as wildfire. Our EWEST water damage restoration team provides prompt, specialized service to prevent a water damage emergency from turning into a battle with the insurance company.
How Do You Stop Mold From Growing?
The window of opportunity to prevent mold growth is measured in hours, not days or weeks. To prevent mold from developing after water damage, you need a fast response from a professional water damage restoration contractor. The single most important factor for mold growth is moisture. If you address water damage as soon as it happens, proper drying can take place and drastically decrease the chances of mold beginning to grow. Although dangerous mold is not an everyday occurrence, mold has the potential to cause health problems so proper treatment of the structure is critical.
CALL EWEST RESTORATION FOR ALL YOUR HOME RESTORATION NEEDS WE ARE OPEN 24 HOURS A DAY & DAYS A WEEK 702-604-5843 | <urn:uuid:d2b274a3-8817-483e-af2b-33177e573b96> | CC-MAIN-2023-40 | https://www.ewestrestoration.com/our-services/water-damage | 2023-09-24T23:42:29Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.919228 | 382 |
Electric Bicycles( number of products: 4 )
HECHT Electric Bicycles
To the city and on trips
You like to travel by bicycle, but lack the physics for longer trips? The e-bike is equipped with an electric motor to help you step on the pedals. You don't even need a driver's license for that. Just charge the battery and you're done. Steering is as easy as riding a regular bicycle. Advanced electronics take care of everything. Use the button to set how much you want the motor to help you and simply press the pedals. If you pedal, the engine helps. You stop pedaling, the engine stops. You can easily climb even the steepest hill faster than a trained athlete. | <urn:uuid:808a46de-c998-4bb1-86e9-a350e88b2af1> | CC-MAIN-2023-40 | https://www.ewimax.pl/eng_m_Toys-for-Kids_Electric-Bicycles-475.html | 2023-09-25T00:43:04Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.956184 | 151 |
Home Equity Line of Credit (HELOC) Loans & Mortgage Tips for the Self-Employed
Found a loan that looks right for you? Let’s get started!
What Is A HELOC?
HELOC is an initialism that stands for Home Equity Line Of Credit. It is one type of home equity loan.
A home equity loan allows borrowers to take out a loan using their home’s equity as credit. The home’s current market value and the total amount left to pay on your mortgage are used to calculate how much you can borrow. This loan has a fixed timeline to be repaid.
Difference Between HELOC and Home Equity Loan
HELOC loans are actually one of two types of home equity loans. The first type is a home equity line of credit or “HELOC” loan. The second is a fixed-rate equity loan. It is important to note that cash-out refinancing is not the same as a HELOC loan.
Should I Choose A HELOC or Fixed Rate Home Equity Loan?
- A HELOC loan is a variable interest rate loan, which means the amount you pay each month can change. Home equity loan rates are calculated based on the financial index, which varies over time, and a fixed margin, which will stay the same over the course of your loan. HELOC loans offer a home equity line of credit with a closed-end date.
- Fixed-rate home equity loans, on the other hand, are paid out as one lump sum. They have a fixed interest rate that is locked in over the course of your loan. Borrowers often prefer these fixed monthly payments for ease of mind when paying bills each month. However, if the financial index dips during the course of your loan, you might end up missing out on a lower variable rate. A fixed-rate loan will also have smaller payments the longer the loan term, but it will cost more as you pay interest over time.
In order to qualify for a fixed-rate equity loan, you usually have to borrow a minimum amount of money. You must also be eligible with an adequate credit score and good loan history.
Why Choose a HELOC?
HELOC loans have a few distinct advantages that make them particularly attractive to self-employed borrowers. Most notably, a HELOC loan is a secured loan type. This means that your borrowing rate and loan term are calculated and approved with collateral taken into consideration. In this case, the collateral is your home itself, similar to a mortgage loan. This secured loan means self-employed or unemployed borrowers are more likely to be approved and approved with favorable loan terms.
Starting your own business can be a considerable challenge. Often the first year or two of business doesn’t turn over much, if any, profit. One way to ease the financial strain and give your growing company the time it needs to flourish is to take out a HELOC loan.
As a small business owner, you have enough on your plate. Take the stress of paying bills and managing personal finances off your shoulders during the fragile first years, and allow yourself to focus on making your company the best it can be. The secondary financial support and cash flow from a HELOC loan can help bridge the gap between expenses and revenue as your business blossoms.
How to Qualify for a HELOC
Borrowers can qualify for a home equity loan, including a HELOC loan, by meeting a series of qualifying criteria. The most essential factor in determining loan eligibility is your home equity. Equity is the current market value of your home minus the amount you have left to pay on your mortgage. The higher your equity, the more likely you are to be approved. Other factors such as debt-to-income ratio, taxable income, loan-to-value ratio, tax returns, down payment, and credit score will also be used to determine eligibility.
How to Get a HELOC When You’re Self-Employed
HELOC loans are often particularly attractive to self-employed loan applicants who may have difficulty qualifying for a traditional loan. If you are a self-employed individual struggling to find a loan or financing option that is right for you, HELOC loans could be the perfect solution.
Because this type of loan uses the equity of your house as collateral, it is considered a secured loan. Secured loans are easier for self-employed homeowners to qualify for than personal loans or other unsecured loans. You will still need to provide proof of monthly income and meet minimum requirements, but HELOC loans are much more likely to be approved for self-employed people than conventional loans.
Let Excel FCU Help You
Interested in taking out a home equity line of credit loan? We offer some of the best home equity loan terms out there. Reach out today, and an Excel FCU expert will walk you through the process.
We’re happy to partner with small business owners to help you weather the storms of launching a new company and come out on top. Our HELOC and other home equity loan options offer vital support to self-employed borrowers and small business owners throughout the area.
It is often possible to qualify for home equity loans without proof of income. This is determined on a case-by-case basis, depending on the equity of your home, credit report, bank statements, and other factors. It may also affect your home equity loan rate.
There is no firm debt-to-income ratio required to qualify for a home equity loan. Lenders generally look for borrowers with a debt-to-income ratio that is lower than 40%. This can be achieved even with self-employment income. However, this is determined on a case-by-case basis and can vary. Reach out to Excel Federal Credit Union today to learn if you qualify for a home equity loan.
There are as many reasons to take out a home equity loan as there are borrowers. Some common reasons include:
- Debt consolidation
- Education expenses
- Home remodeling and home improvements
- Moving costs
One of the big reasons HELOC loans are popular with self-employed loan applicants is that they can be used to help support you when you get stabilized on your new, independent venture. Not having a W2 doesn’t have to hold you back from life.
In general, closing costs are included in calculating your home’s equity. They can include:
- Application fees
- Property appraisal costs
- Title fees
- Lawyer fees
- Property insurance
- Filing fees
Closing costs can be a not-insubstantial portion of your home equity loan, often several thousand dollars.
Excel Federal Credit Union offers no closing costs home equity loans to our borrowers. As long as you keep your account current and open for a set amount of time, we will happily waive your closing cost fees - often saving you thousands of dollars. Your loan officer can talk you through how to qualify for your no closing cost loan.
Found a loan that looks right for you? Let’s get started! | <urn:uuid:a2a58202-9c01-465e-baad-357cc68a9c48> | CC-MAIN-2023-40 | https://www.excelfcu.org/heloc-loans-for-self-employed/ | 2023-09-24T23:06:29Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.970723 | 1,461 |
Making peace through Bakongo
Everything started the day my aunt was kidnapped by FARC.1
When she got rescued and came back home she told me:
- Do not have hard feelings about what happened to us, do something instead.
These words stayed in the back of my head for many years.
I started my engineering studies but I felt I wanted to do something besides. I volunteered in every possible project I found at the university and with time I decided to create a network of young social entrepreneurs, by then it was the first of its kind in the region. I discovered there were a lot of young people who wanted to do something good, which is great, but they were spread apart. I also started to realize that the leaders we have, both here and around the world, lack empathy. And in Colombia we need a lot of empathy, otherwise the conflict will rise again.2
How can I build a new generation of transformative, empathic leaders? My answer is to teach them leadership through service. I will invite them to volunteer in different projects and I hope this way they can change their perspective, they become the leaders we need, and the things that happened to my aunt won’t happen again. I started 14 years ago. I had a lot of challenges, one of them was to change the narrative with which I invite young people to do something. Instead of inviting them to work for those poor kids I started to tell them that it was extremely fun to do it. I wanted them to fall in love with service. But I needed it to be fun, it wasn't at that time. So, I created a summer camp. A camp for kids from disadvantaged backgrounds, like sons of prostitutes, homeless people, etc, co-created by university students. It’s called Bakongo.
Bakongo is the name of an African tribe, but for the people involved in the project it didn't have a meaning. It was their task to make it meaningful.
It turned out to be absolutely amazing. We gathered kids, we taught them a lot about values, but the most important thing is that camps became a transformative experience for volunteers. That’s what I wanted. People became really passionate about social work, so after the camp I was giving them more tools to serve. I also started to be invited to different events about youth and leadership. I was 19, people would be surprised to see me on the stage. I started first in Colombia, then I went abroad. I’ve been in 21 countries so far, nearly all continents, sharing the experience that was born here.
Few years after I finished university. I wanted to work, but what if my boss told me: “You cannot do that anymore. You cannot go to camps”. My answer was to keep the entrepreneurial way and build a legal firm. My dad is a lawyer. I’m not, but I convinced him to quit his job and start a little business. He also agreed that I could dedicate half of my time to the NGO and half to the firm. I worked 7 years in the legal sector. It was a small firm at the beginning, but a year ago we merged with another company and now it’s one of the top firms for labor issues in the country. When that happened I quit. But that's another story.
While working in the legal sector I still kept traveling, speaking about our NGO experience. In one of these meetings I met Kate Robertson, the founder of One Young World. She asked what I did, so I told my story. Then she asked why, and I said I believe that my country needs to reconcile and this is my way to invite my generation to do something. Then she said:
- That sounds great! We are organizing a big event in Dublin. We do a panel about youth and peace, we have people from Israel and Palestine, India and Pakistan, Mali and Congo. Maybe you come to represent Colombia and tell your story?
I thought it was great. But then she goes:
- But don't come alone. Why don’t you come with a former guerrilla soldier from the FARC?
No way. They kidnapped my aunt. I don’t want to.
- Why don’t you ask your aunt?
I came back and I asked her. She started to cry. She told me about a FARC soldier who tried to support her during her captivity. Before going to sleep he made sure she was fine. At the beginning of the day he tried to give her a cup of coffee. At first, they had only one cup for everybody. My aunt is disabled, she couldn’t walk much. Guerrillas had to move constantly, as the army was chasing them. Many times he carried her and in one of those moments she whisper to him:
- Why don’t you run away, you are as kidnap as I am and I know that all you want is to be with your family.
He said nothing. But next day when they were alone and nobody could hear them, he came to her and asked:
- Grandma (that's how they called her), if one day I will be out of here, would you take a coffee with me?
She said no.
- Not at this time, because you are making my family suffer a lot. Maybe one day.
Since she got rescued she never saw him again. But now she told me: go, find a guy like him and take him to Dublin. Take a cup of coffee in my name.
I tried to find the same guy, but it didn't work out. Instead, with the help of the government I found Regis.
We flew to Dublin together. The flight got delayed 4 hours so we started to talk. I told him my all life, the first time to someone like him, I didn’t try to hide anything. And he did the same. It was amazing. When I was a student leader in a private university of Bogota, he was a student leader in a public university of Cartagena. When the conflict got harsher he had to hide himself, get protection from the guerrillas and then they didn’t let him go because he was already in. I got my aunt kidnapped by the guerrillas. And many years later we ended up together in this airport starting a long-lasting friendship. He invited me to his wedding. I involved him in different NGO actions. Once he delivered a speech. My father and my sister were there. Then, he participated in one of our events and my mother was there. Little by little we made my family hear his story. This helped us a lot and I wanted other families to experience the same.
I told Regis I have this camp, called Bakongo. Why don’t we use that as an excuse? Why don’t you invite ten of your friends, ex-rebel soldiers, and I will invite ten of my friends, young people, leaders, also victims of the FARC in a way or another, and let’s try to make a team and challenge ourselves to create a summer camp for kids. The idea was for volunteers to arrive on Saturday and kids to arrive on Wednesday, so we would have the days in between to create a team.
Let's do it! – he said.
When I was trying to invite my friends to this experience, they called me crazy.
- You want me to go for one week in the mountains with guerrilla soldiers?!?
For him it was almost the same:
- What should we do there with those fancy guys?
At the end we did it. It’s the most amazing experience that ever happened. I could speak for hours about it. Just let me give an example. I invited Camilla, a granddaughter of the former Minister of Defence, involved in peace talks. The FARC kidnapped him and killed him. When she arrived at the meeting point she met Diana, they had some chemistry, started talking, then went for a coffee and sat together on the bus. That's where Camilla asked:
- Diana, where do you work?
- I work with the government helping guerrilla soldiers to come back to society.
- Because I was one of them.
We had time and space to share our stories. We prepared a wonderful camp for kids. Camilla had the chance to share a big hug with Diana. They shared their stories with their families. Camilla went to national media to say what happened. Before going to the camp she told me she would never tell her grandmother about this. And there she was, speaking in front of the nation.
After the camp my aunt told me she wanted to meet him.
- With your grandma, we want to invite Regis to have a cup of coffee.
And so we did. We talked together for 4 hours.
We wanted to organize another camp, to bring more people from different conflict sides together, but we struggled with money. In Europe governments give some money to NGOs, in the USA the private sector plays a role in sponsoring charities. Here, none of those solutions work. We even hired a person dedicated to fundraising, but we couldn't make it. I was very frustrated.
But with frustration lots of creativity rises as well. We are the kind of people for whom giving up is not an option. We started again this year with a different idea. We are setting up an online game. We took characters from the camp and created a game which offers people online challenges. We monetized the game to find funds for next camps.
Technology becomes for me the way to not only raise money, but also scale up what we do. We created different apps, for example Real Giver, which helps to manage volunteers in an easy way. My dream is to have this kind of organization in other countries. I'm working on that. Technology is part of the equation.
What drives me to keep going is the fact that what we do really works. We had 208.000 hours of community service done by people who joined the project. And many of them became real leaders. Maria Fernanda for example is in Korea now, working on a project for 1.8 million people. Carlos is a magician and he brings magic to kids in slums. Daniel took six young people working with him to Europe. They are bike lovers and he challenged them to go through Camino de Santiago. I asked him:
- Why didn’t you organize a ride here instead of going to another continent?
- Because I’m not training their legs, I'm training their minds. I’m changing their perspective of life.
Involving young people may not be easy at the beginning, we are told to use our passions and talents for making money. I don’t say it’s bad, it’s just incomplete. You have to use them for something else, something greater. And when people do it, they find purpose in life. Or they find a path to find purpose in life. And that’s huge.
To engage them in service is a bit like trying to make someone fall in love with you. You don't really push it, you try with a sexy outfit, being gentle, lots of details, and that’s what the summer camp is about. I want them to fall in love with this way of living and if they do, they will find a way to act.
Everything starts with the action. Let me tell you a little story.
There are two frogs on a leaf going down a river. One frog decides to jump into the water. How many are still on the leaf?
- No, two. Because there is a big difference between deciding to jump and doing it. Stop thinking too much, just do it.
The formula is very simple: change the life of just one person. But change it for real. And you will know that you managed, if your life changed too.
1. If you have seen the TV series Narcos you know something about it. FARC was a guerrilla movement involved in the civil war in Colombia. Its military operations were funded mainly through producing and distributing drugs and ransoming civilians.
2. The conflict just came to an end and still today sees last ditch efforts. FARC and other guerrilla groups were fighting for rural people's rights and social justice through communism. The government and the paramilitary groups wanted to keep order and stability and protect the citizens and their interests. External geopolitical dynamics also played a major role and added to the chaos. All sides had claims as well as their share of crimes and atrocities. During this 5-decade-long civil war more than 5 million people were displaced and 220.000 died, mostly civilians.
More about: Bakongo Paz: https://www.youtube.com/watch?v=Mgm3uDvwv4g
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Read time – 4 minutes
My Facebook feed was full of people asking the same sort of question. “Shall I do Tough Mudder this year?” “Is this the year I actually try to run a marathon?” People were looking for a challenge.
It was January. It was cold, the daylight hours were short and the gluttony of Christmas had taken its toll. We were all seeking something to look forward to, something to make this year special, extraordinary. It felt like the moment.
I put a post on my Facebook timeline, wondering whether anyone would answer.
Climbing the Highest Mountain in North Africa
My hope was to get together enough nice folk to run a tailormade adventure – a small group of me and my friends, to go on an Exodus-style group holiday, but just us. I wasn’t even sure whether I’d realistically get the five people I needed to be able to run it, let alone the ninth member of our party that would make my place free of charge (it’s a special offer we run on all private adventures).
So it was a bit of a shock when, three weeks later, I had to start turning people away as our group got bigger and bigger. Suddenly, I had 23 people wanting to climb the highest mountain in North Africa. Who knew I had 22 friends, let alone 22 who wanted to climb a mountain with me?!
The whole idea had just sparked lots of people’s imaginations. I think the fact that I was organising it, and everyone knew I’m an ordinary working mum of three, made it all feel a bit more accessible – a lot of them hadn’t tackled anything like this before, yet somehow, I ended up with a wait list!
As we gathered in Gatwick ready to fly out – a motley crew of yoga instructors, doctors, bakers, hedge-fund managers, graphic designers and police inspectors – I realised most of the people here didn’t know anyone but me.
Meeting the Group
There were people who were married (although no one brought another half with them), single, gay, straight, tall, short, and from 27 to 69 years of age. The vibe was amazing – I think when you allow people to self-select into something like this, you end up only with the most positive, up-for-it people, who are determined to make it a success.
As we waited in departures, I handed round a sheet of paper with everyone’s picture on it, and a few details about them. It was supposed to break the ice, something to read on the four-hour flight, but most people were happily chatting away unaided already. It took no time at all for us all to gel.
Yoga Warm Up
It’s a day’s walk from the start of the trek in Imlil to the Toubkal refuge, or “Base Camp” where you stay the night before summit day. By the time we’d made our way through the hot, dry valley and up into the mountains to the refuge, we’d become a team – so much so we ended up doing a yoga class together!
Yoga teacher Katie eased our aches and made sure we were as prepared as possible for the summit attempt the following day. As soon as we’d arranged our sleeping bags sardine-like along the long communal bunkhouse sleeping platform, she gave us an entirely improvised “bed yoga” class to stretch out all our weary muscles.
Admittedly, I think the muscles most stretched were our stomach muscles from stifling giggles as everyone bashed each other with hands, tangled legs and knocked the ceiling with whichever limb was heading in that direction! It was the most fun yoga session I’ve ever had, and I genuinely think stretching everything helped me feel less stiff the next morning.
The next day was a huge challenge. Seventeen of us decided to go for the summit that day, seventeen of us who reluctantly wriggled out of bed at 4.30am to brave the cold mountain air – and, I’m thrilled to say, seventeen of us all made the summit six hours later.
Five hours in, and for Julie, my best friend from nursery and now a hospital consultant, the climb was taking its toll. We had started a number system for how we were doing, a scale of one to ten depending on how we were coping.
Most people would reply, “About a 7 I think, was 5 a few minutes ago, but I can feel the sun on my back now and I’m pulling myself together.” Suddenly as we were stumbling over a particularly tough bit Julie just cried out, “I’m a two!” We knew what to do.
Everyone rallied, calling out encouragement, and I reminded her of her four children, who had covered her kitbag in felt tip “Good luck Mum!” and “You can do it!” before she left. She dug deep and found the resilience to carry on.
Moments later, the summit came into view. We all paused, quietly contemplating our goal which was suddenly within reach. Then, out of the silence of the mountainside, we heard a phone ring. It was Julie. As she fumbled with her pockets we joked it would be a PPI call, but it wasn’t. It was her husband Pete, with impeccable timing.
“I’m going to do it Pete!” Julie said. “It’s so emotional, it’s been so hard, but we’re nearly at the top!” The connection held just long enough for him to reply, “Of course you are, love.” before cutting off. I think everyone had tears in their eyes, and it was exactly the boost she needed to hit that summit.
Since I returned, my Facebook feed has been full of pride – people posting photos saying it was the most emotionally and physically challenging thing they’d ever done, and they couldn’t be more chuffed to have achieved it.
Every single one makes me smile, and I feel glad that I pressed the button on that post in January. I’ve had a small part in making a lot of new friendships, amazing memories and dinner party stories. Lucky me!
Your Adventure, Your Way
With a tailormade adventure, you can choose your own exclusive group of family members or close friends, pick your own dates of travel, customise one of our itineraries to be just right for you, and still benefit from the expertise and experience of a highly qualified Exodus leader. Call our specialist team to find out how they can create your dream family adventure!
If this has inspired you to climb Mount Toubkal, see our tours below and set off on your own adventure. | <urn:uuid:cdc93d56-ad96-4603-98a3-bf324e7f3e0a> | CC-MAIN-2023-40 | https://www.exodustravels.com/insights/climb-mount-toubkal-friends | 2023-09-25T01:05:05Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.979515 | 1,454 |
Trying to Know Exactly Why We’re the Foothill Ranch Bed Bug Master?
The Pest Exterminator Foothill Ranch Uses For Pests Control is Geared up to Serve you By Using Top Bed Bug Remedies
Here’s exactly why we’re the Bed Bug Relief within Foothill Ranch, California, that every person calls any time a bed bug prevalence should really be dealt with:
– Our method always begins with a no-obligation on-the-spot inspection. Our Bed Bug Management Foothill Ranch unit directs a professional to ascertain the size of the issue and device a bed bug extermination method.
– Among the reasons that set us apart as the leading Foothill Ranch bed bugs specialist firm due to the fact that we address every challenge in a unique approach. We discuss with you if there are possible bed bug bite spots (because a bug bite is a usual indication of pest incidence) and we watch out for other signs of bed bug challenges.
– Among numerous bug treatments out there, we create a pest control plan that is 100% likely to include heat solutions. Thankfully, eco-friendly bed bug heat solution is not the sole method, thus we can decide on another method(steam, cryonite, conventional chemical), once we are confident it to be more efficient to step in and get rid of bed bugs.
– As the expert pest exterminator Foothill Ranch trusts, we often offer openness, results, price competitiveness, plus customer-driven solutions created to leave you with a perfect pest removal end product.
That is exactly the reason why anytime homeowners want a bug exterminator in Foothill Ranch, they come to us!
Contact us at (323) 283-8338
Get Your Free Estimate and Read Our Customer’s Feedback
Do you require the services of Foothill Ranch Pest Control professional service? We are your one-stop! We’re the Exterminator within Foothill Ranch that constantly gets the residential bed bug management and commercial bed bug management exterminated:
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Get Your Zero-cost Quote and Ask For Our References
No-obligation Estimate & Inspection
We usually set out by providing a free on-site inspection for us to establish the magnitude of any pest problem you’re dealing with, followed by a transparent quote and you don’t have to pay a dime with the intention of making you make an informed call about how you may proceed.
Affordable and Guaranteed
If the exterminator’s rate is keeping you from hiring the pest relief remedies, you’ll be happy to figure out that that’s not a big deal with us. We only offer reasonably priced alongside guaranteed services that don’t impact your earnings.
We often put your safety as the number one thing. We do not attempt to apply dangerous substances plus we always make certain that all of our work, together with our bed bug relief remedies are implemented in the most secure way to keep you safe, your household, and friends, or your staff, if you’re taking advantage of our services for your business.
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Even while you’ll have qualified very customized bed bug management professionals working at your property, other residents will never see we’re in your home or office.
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A 102 storied building, the tallest in the world for 41 years.
On the 1st of May, 1931, president Herbert Hoover pressed the button which lit up the tower and so the highest building at that time was inaugurated. It became a symbol of American ambitions, famous all over the world. It was designed by the architect Frederick Lamb, and it was built during the Great Depression. It only took one year to finish it, with costs of $40 millions (less than the expected price, as labor was cheep because of the depression).
After the Eiffel tower was built in Paris, the American architects wanted to build something greater and taller. At the beginning of the 20th century, the skyscraper race started. In the end, the race was between Walter Chrysler (founder of Chrysler Corporation) who already started working on a building, but managed to keep it's height a secret, and Jakob Raskob (previously a vice president of General Motors), who wanted to excel Chrysler's construction. The competition was really close, but Raskob's building was four feet taller. But he was not content with such a small difference and he was also worried that Chrysler would pool a trick. So he became the one pooling the tricks, and added another 17 stories, "the hat" of the building, as he put it. And so he won the "battle", by building the tallest building the world has seen.
One can do more than just see the building, as it offers a variety of activities to its visitors. You can take a tour of the Observatory, all year long, day and night and see amazing views of Manhattan and more. Or you can choose to go to one of the two restaurants situated here, the sushi bar or one of the three cafes. In the night, the tower lights will surprise you with the multitude of colors. And with how often they change, you can see different displays almost each night.
Empire State Building was outran in 1972, by the first World Trade Centre tour in Manhattan, but is still an important tourist destination and an emblem of New York. All in all, the spirit of the city is part of the building and everyone recognizes the building not only as an inspiring landmark which offers one of the most spectacular views on earth but as an unequaled symbol of American ingenuity and architecture.
Every year, millions of tourists visit the Empire State Building to get a glimpse of the city from its 86th and 102nd floor observatories, so you should try it too.
New York City, New York State, U.S.A.
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This travel guide also includes text from Wikitravel articles, all available at View full credits
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F4 has been developing hydrofoils for windsurf boards over the last year and recently went into production. The new windsurf foil is based on carbon prepreg construction and is very stiff and strong. This new hydrofoil is allowing riders a new level of performance and stability enabling upwind and downwind performance comparable with formula windsurf boards. Flying above the water allows for a consistent speed since the motion through the water is not significantly affected by the waves and chop. The ride is particulary smooth and enjoyable. Riders can use much smaller sails, in the 5 to 7M range, compared with formula boards. | <urn:uuid:60a6c0c5-ce28-4e1c-a9fe-321ee36cee41> | CC-MAIN-2023-40 | https://www.f4foils.com/2020/07/25/f4-announces-windsurf-hydrofoils/ | 2023-09-25T00:31:40Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.963465 | 128 |
Tune in to hear about our F4 wing foil range and the new wing race model on 22nd, April at 19:30 CET.
The windsurfers Fernando Martínez del Cerro, Nils Bach and Leon Delle will actually talk about the different setups, freeride, freerace, lightwind, and the new wing race foil. So all you windsurfers who want to start winging, don’t hesitate to join our webinar, we’ll be open up for questions 😉
22nd, April at 19:30 – 20.30 CET
The event will be in English
Facebook event page
PS . We’ll upload it on our F4 Foils YouTube channel afterwards 😉 | <urn:uuid:071538c7-72d2-4981-a062-ff5c5fe3a34b> | CC-MAIN-2023-40 | https://www.f4foils.com/2022/04/04/f4-foils-live-lets-talk-about-f4-wing-foils/ | 2023-09-24T23:46:24Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.842116 | 158 |
There have been some very intriguing developments from Prodways Group.
The French company has been a producer of large-scale 3D printers for several years, most notably with their “Moving Light” series in which the light engine is shifted across a huge build area to enable 3D printing of very large high-resolution objects.
Or many smaller high-resolution objects in a single print run.
It seems that the latter has been the case for many Prodways clients who use their ProMaker L series for dental applications, specifically to produce clear aligners, a now very popular dental system that by definition requires personalized geometry.
Prodways has recognized this practice and has set out to make life a great deal easier for any of their clients pursuing this application by introducing a new kind of workflow system.
“In the orthodontics market, the boom in clear aligners means that certain customers produce several thousand aligners per day. In order to meet the new challenges posed by this personalized mass production, Prodways has combined the productivity of its dedicated dental machines with robotics and automation techniques in which its parent company, Groupe Gorgé, is an expert.
Thanks to its unique expertise, Prodways partnered with a leading clear aligner workflow software player in order to propose an integrated robotic solution for the production of clear aligners.”
Apparently they are developing an:
“Automated modular system covers all production phases: from design to 3D printing, and from thermoforming of the aligners to their packaging, and all 24/7.”
This is quite significant for a number of reasons.
It is the first end-to-end automation solution from Prodways, and likely not the last. For far too many years, 3D printing has been treated as a standalone process, when in fact it is actually only one piece of a much larger workflow puzzle that actual customers must execute. This development will surely be well received.
I anticipate that we will see more of this type of complete automation system from other vendors as well, and perhaps it may become an expectation for clients.
Secondly, I perceive this move to directly affect 3D Systems, whose long-awaited Figure 4 system was finally released not too long ago. Their system is essentially a robotic automation system that supercharges their SLA 3D printing technology. It enables prints to proceed through several steps of manufacturing, in a manner similar to what is described by Prodways.
However, it appears that Prodways’ solution is more comprehensive than 3D Systems’, in that it apparently will proceed all the way through to packaging. I’m wondering how the two options could be compared by clients, and which option will generate more sales.
We’ll find out over the next year.
Via PRODWAYS GROUP | <urn:uuid:7a649d2b-4504-4229-a603-50169fbb2d69> | CC-MAIN-2023-40 | https://www.fabbaloo.com/2019/03/prodways-group-automates-dental-3d-printing | 2023-09-24T23:54:35Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.961504 | 590 |
When trying to make a cake extra special, I like to use this homemade Fondant that tastes like buttercream. It is easy to work with, and the butter and vanilla extracts really do make it taste like buttercream frosting.
Ever since my kids were born, I like to make them special cakes for their birthday. We’ve had flowers, puppies, Rubik’s cube, Indiana Jones, Barbie, Tinkerbell, Cars, and many others over the years.
There is only so much that you can do with frosting, but by using this easy homemade marshmallow fondant you can expand your decorating abilities greatly. Trust me, I’m not a cake decorator, just a mom that likes to see the look of surprise on her kid’s faces when they see their cake for the first time. If you can play with play-doh, you can decorate cakes with fondant.
I first made this fondant years ago to make pirate cupcakes for my son’s birthday. It is a super simple recipe, using ingredients that you may have in your pantry already, if not, you can pick up at the grocery store. Marshmallows are the base for this fondant recipe, and the butter and vanilla extracts are what make this fondant taste like buttercream.
By using a clear vanilla instead of the usual brown vanilla extract, you keep the fondant a nice bright white, perfect for tinting any colour you want or using as is.
I suggest you use gel food colour for tinting the fondant, because you can get a nice bold colour without changing the texture of the fondant. If you use a liquid food colouring, you will need to add a lot more, and you will end up with a sticky fondant.
If you are trying to get a darker colour, like the red or the black that I have pictured, you can add a small amount of cocoa powder to the fondant before adding the gel colour. This will help you to get the colour you want while using less gel colour.
I originally found this recipe for fondant that tastes like buttercream from a site called Cake Central. If you want to be wowed by what real cake decorators can do, or if you’re looking for inspiration for a cake suitable for beginners, I suggest you take some time to browse their site. They also have forums that you can search or post questions in, which is a great way to learn the basics of decorating with fondant.
Tips for working with this homemade fondant:
- To keep the fondant from sticking on your hands, rub a little bit of vegetable shortening on your hands before handling the fondant.
- Once you have kneaded it, and it is no longer sticky, I like to rub the outside of the fondant with a little bit of vegetable shortening. This helps to keep it from drying out. Be sure to wrap in plastic wrap, and place in a zipper seal bag to prevent it from drying out before you have a chance to use it.
- You can keep the fondant, all wrapped up, on the counter for a week before using it, so feel free to prepare it ahead of time. I think preparing it at least the day before you want to use it is best, since it gives it a chance for the confectioners’ sugar to fully absorb the liquid in the fondant.
- If the fondant is too hard to use, you can microwave it for a few seconds to soften it. Kneading it will also help make it more pliable.
- I like to rub a little bit of vegetable shortening on my counter before rolling out the fondant. It keeps it from sticking to the counter, but it also doesn’t add more confectioners’ sugar to it, so it won’t get too hard or dried out right away.
- To get fondant to stick to fondant, you use a clean paint brush and brush on a little bit of water to one of the pieces before sticking them together.
How to change the flavour of this homemade fondant:
- Coconut – add 2 teaspoons coconut extract, and use 3 tablespoons coconut milk in place of the water
- White Chocolate – Use 7 cups of marshmallows and 4 oz. melted white chocolate in place of the 8 cups marshmallows.
- Chocolate- Use 7 cups marshmallows and 1/2 cup melted baking chocolate in place of the 8 cups marshmallows. Use only 1 teaspoon of each vanilla extract and butter flavoured extract instead of 2 teaspoons.
All the recipes you need to prepare the perfect gluten free layered cake:
- The Gluten Free Cake: Gluten Free Vanilla Layered Cake or Gluten Free Devil’s Food Cake
- Frosting: Buttercream Frosting or Crusting Buttercream Frosting
- Bring your “A Game” by also using this Homemade Fondant that tastes like Buttercream recipe and get creative. There are endless options when decorating with fondant.
Homemade Fondant that Tastes like Buttercream recipe:
- up to 1/4 cup vegetable shortening, used for kneading the dough
- 2 tablespoons unsalted butter, used for greasing the bowl for melting marshmallows in
- 8 cups (400 grams) mini marshmallows, very loosely packed
- 2 1/2 teaspoons clear gluten free vanilla extract
- 2 1/2 teaspoon clear butter flavoured extract
- 1/2 teaspoon salt
- 2-3 tablespoons water
- 1 tablespoon white corn syrup (helps with pliability)
- 1 kg (2.2 lbs) confectioners' sugar, sifted (plus more for kneading)
- Grease the inside of a large microwave safe bowl with butter
- Place marshmallows, vanilla & butter flavoured extracts, salt and water in the bowl.
- Microwave on high for 60 seconds. Stir. If marshmallows are completely melted, you are ready to proceed, if not, return to microwave in 30 second intervals until completely melted.
- Stir in corn syrup.
- Fit a stand mixer with the dough hook and pour in the confectioners' sugar.
- Carefully add the melted marshmallow mixture to the bowl with the confectioners' sugar. Mix at low speed until incorporated. Turn mixer up to low/medium speed to knead until most of the sugar is blended in.
- Turn the fondant onto a flat surface that has been lightly dusted with powdered sugar. Knead the fondant until smooth and pliable. Coat hands with vegetable shortening if the fondant is too sticky, and continue adding confectioners' sugar until you have a smooth dough.
- Wrap tightly in plastic wrap followed by a zipper seal bag. Let dough rest for at least an hour before using it.
- If the fondant has become too stiff to work with, you can soften it by microwaving it for 10-15 seconds, then rub your hands with vegetable shortening and knead until pliable again.
- The fondant can be made up to 2 weeks in advance, as long as it it wrapped and sealed properly, to prevent drying out.
Source: Cake Central
How to change the flavour of this homemade fondant:
Coconut - add 2 teaspoons coconut extract, and use 3 tablespoons coconut milk in place of the water
White Chocolate - Use 7 cups of marshmallows and 4 oz. melted white chocolate in place of the 8 cups marshmallows.
Chocolate- Use 7 cups marshmallows and 1/2 cup melted baking chocolate in place of the 8 cups marshmallows. Use only 1 teaspoon of each vanilla extract and butter flavoured extract instead of 2 teaspoons.
Disclosure:We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
The recipe, and images, were updated in February 2018. | <urn:uuid:b6dcaca1-4301-4eb6-8e7a-89db464df317> | CC-MAIN-2023-40 | https://www.faithfullyglutenfree.com/homemade-fondant-that-tastes-like-buttercream/ | 2023-09-24T23:55:32Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.905666 | 1,686 |
One lap with tuned HKS GT-R GT570 on Fuji Speedway. Impressive lap time (1:54.276) but still far behind Cyber Evo(1:42.3xx).
HKS GT-R GT570
what a sound cool
Yeah, but you can’t compare those times. The condition is way too different.
Sure, Cyber EVO is hardcore racer compared to the GT570 and there is snow…but still..
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COPYRIGHT (C) 2007-2022 - ALL RIGHTS RESERVED - FARMOFMINDS.COM | <urn:uuid:3129601b-fc0d-499c-bcee-ae67f8a9b88c> | CC-MAIN-2023-40 | https://www.farmofminds.com/lap-with-hks-gt-r-gt570/ | 2023-09-25T00:58:39Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.777641 | 160 |
This video provides tips on how to dress up jeans for the office without violating the dress code.
The host suggests that the best shades of jeans for the office are dark wash, indigo, selvage, raw, or black. He advises viewers to avoid any fraying or distressing on the jeans, as these are signs of unprofessionalism.
To style the jeans, the host recommends adding one to two pieces of tailoring, such as a dress shirt and an unstructured blazer.
He explains that this will balance out the casualness of the jeans and create a well-balanced outfit. The fit of the jeans is crucial, and the host suggests focusing on the rise, break, and avoiding sagging around the crotch area.
The host recommends adding smart shoes, such as loafers, double monk strap shoes, or brogues, to dress up the jeans. He suggests choosing darker hues, such as dark chocolate brown or black.
Accessories such as a belt, watch, and bag are also recommended, with the belt matching the shoes for a polished look.
Overall, the video provides practical advice on how to wear jeans to the office in a professional and stylish manner, while still adhering to the dress code. | <urn:uuid:251f4316-8a1e-4dbc-ac3a-8640acdec159> | CC-MAIN-2023-40 | https://www.fashionacy.com/jeans-for-office-outfit-men/ | 2023-09-25T01:10:26Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.936674 | 257 |
Making product customization possible with additive manufacturing
The ability to customize and tailor products to consumers has brought immense value to the market, and with additive manufacturing (AM), the ability to mass customize has been elevated to an entirely new level. According to McKinsey, research is showing that sales conversions increase by 22 to 30 percent when product customization is offered and consumers are willing to pay a nearly 20 percent higher price. Utilizing a digital manufacturing process, AM unlocks new customizable possibilities due to the fact that it does not require expensive tooling changes based on individual specifications.
The term “mass customization” is often used in a general sense, but understanding the difference between customization and personalization is important to note. Personalization can be described as an application that is intentionally designed for an individual user while customization generally refers to applications that give individuals the opportunity to tailor their product based on a set of predetermined features.
Three different ways to customize your products with additive manufacturing
When it comes to mass customization, there are three primary categories that applications likely fall into:
Many aesthetic features like textures, logos, or text can be tuned to an individual’s preference. The ability to create changes in surface finishes or add specific textures without tool changes is uniquely enabled by additive. Customers that desire a more personal touch can even go so far as to add their own names or personal ID’s to different applications. This type of manufacturing enables personalization and integrates user input into a each individual design.
Functional or physical personalization products are designed for an individual user and tend to fall into the medical use category – such as orthotics, orthodontics, and more. Because of this, customized applications such as braces or prosthetics can be specifically designed to a customer’s specifications and improve the user experience. Additive not only enables new fit and function features tailored specifically to the user, but has the capability to improve delivery speeds compared to traditional manufacturing methods – production of parts using casting or vacuum forming can take much longer to produce.
Empowered by additive, there are many different ways to make your parts smarter. Additive has the ability to enable fraud detection and ERP integration as well as integrate IOT and tracking at the component level. Additionally, the ability to print unique Datamatrix or QR codes into certain parts can help simplify the supply chain load by printing unique codes containing pertinent tracking information into individual parts.
New digitally enabled workflows
With additive, the ability to mass customize has never been easier. Because of its digital nature, the workflow necessary to provide consumers with personalized parts can quick and seamless. Here’s a breakdown of how additive manufacturing facilitates the customization process.
Examples of mass customization with additive manufacturing
From headgear to retainers, there are many applications today utilizing AM customization. Take a look at some innovative applications on the market today.
Some of the products benefiting most from additive customization includes sports helmets. Recently, the NFL announced its partnership with Carbon ® and Riddell to produce 3D printed football helmets, tailor made to perfectly fit the shape of each individual player’s head. By doing so, players are offered better protection from head injuries such as concussions.
The cycle industry is also being introduced to new, custom fit helmets. HEXR, a company specializing in custom bike helmets, are creating personalized headgear. By implementing a honeycomb pattern uniquely enabled by additive, wearers of this helmet can be assured that their heads are fully protected.
The automotive industry is already full of customizable options for its customers, but with additive, companies like BMW are already giving owners the chance to design their own 3D printed parts for their vehicle. From side scuttles to door panels, there are a wide array of additive options for each individual’s personal taste.
Orthotics, orthodontics & medical devices
The medical device industry is another market that can take advantage of customization through additive. Companies like Wiiv that are creating custom fit footwear using 3D printing, and Sonava, with their 3D printed hearing aids – each personalized to individuals’ ear canals, are able to take their products to a more personal level. With technologies like HP Multi Jet Fusion, custom orthotics and prosthetics are made possible – changing people’s lives on a daily basis.
Mass customization is taking the industry by storm – people want products tailored to themselves. With additive, mass customization has the capability to be both accurate and reliable. Talk with our team today to learn more about customization or see if your next application can be uniquely customized. | <urn:uuid:89eb6253-e332-4396-8f3a-4ec556d6f286> | CC-MAIN-2023-40 | https://www.fastradius.com/resources/making-mass-customization-of-products-possible-with-additive-manufacturing/ | 2023-09-25T00:34:05Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.944982 | 956 |
Welcome to the world of mold remediation, where hidden dangers lurk beneath the surface of our homes. Did you know that mold growth can pose serious health hazards? According to the Centers for Disease Control and Prevention (CDC), exposure to mold in the home can lead to respiratory issues, allergies, and even more severe health complications. The good news is that mold remediation offers a solution to this problem.
However, when tackling mold, not all heroes are created equal. Hiring a professional mold removal specialist can make all the difference. In this article, we'll explore the importance of hiring a pro over an amateur for mold remediation services and unveil five compelling reasons why it's a decision you won't regret.
When combating mold growth in your home, you should understand the distinction between mold removal and mold remediation. While "mold removal" might suggest complete mold eradication, mold spores are a natural part of our environment and can never be eliminated completely. Mold remediation, on the other hand, encompasses a comprehensive approach to address the problem.
Mold remediation involves a series of meticulous processes aimed at removing visible mold and reducing mold levels to a safe and harmless point. It goes beyond just wiping away the moldy patches on the surface. A professional mold removal specialist understands the critical nature of mold growth and employs various techniques tailored to the specific situation.
Depending on the specific type and location of the mold infestation, a range of essential procedures may be involved in the mold remediation process. These can encompass mold testing, effective removal techniques, controlled demolition if necessary, thorough sanitization, proper containment measures, and meticulous mold cleaning. The precise combination of these procedures will be tailored to address the unique characteristics of each mold problem, ensuring comprehensive and effective remediation.
Unlike amateurs who may promise complete mold removal, professional restoration companies prioritize mold remediation to restore your home to a safe and healthy environment. They recognize that achieving complete eradication is often unrealistic due to the omnipresence of mold spores. Instead, they focus on mitigating the mold problem and reducing mold levels to prevent further damage and potential health risks.
So, what does it take to be considered a professional mold removal specialist?
Becoming a professional mold removal specialist involves a combination of experience, knowledge, and adherence to industry standards. While there are no specific state certification programs for mold remediation companies in the State of New Jersey, working with specialists with the necessary expertise to handle mold-related issues safely and effectively is crucial.
However, according to the Institute of Inspection Cleaning and Restoration Certification (IICRC), a professional mold remediation specialist will have experience in performing mold remediation for structures and their contents. This experience equips them with the practical know-how to assess and address mold infestations in various settings.
Furthermore, these specialists will understand how to work safely in mold-contaminated environments, prioritizing the health and safety of both themselves and the occupants of the property. They will follow proper protocols for containment, personal protective equipment (PPE), and effective remediation techniques to minimize the spread of mold spores during the process.
It would be best if you didn't trust an amateur with the job regarding mold removal. Not only will remnants of the mold likely remain, but there is a risk that an amateur won't have the proper training and know-how to prevent mold spores from escaping from the affected area. This can cause additional health risks to you and your family.
A professional mold remediation specialist will be trained appropriately on specialized equipment and techniques to tackle mold infestations effectively. The process involves a combination of containment, filtration, removal, and sanitization. Professionals utilize HEPA air scrubbers, negative air machines, protective clothing, gloves, and respirators to create controlled environments and prevent the spread of mold spores. Techniques like physical removal, dry ice blasting, and antimicrobial solutions eliminate mold growth and avoid reoccurrence.
Safety considerations and adherence to EPA requirements are paramount during mold remediation. Professional mold remediation specialists understand the importance of following safety protocols to protect themselves and the property's occupants. They wear personal protective equipment, including at least an N-95 respirator, goggles, and protective gloves, to minimize their exposure to mold spores.
Additionally, they exercise caution when using portable generators, ensuring they are placed outside and away from the home to prevent carbon monoxide poisoning and fire hazards. Furthermore, these professionals recognize the significance of completing thorough mold cleanup before reoccupying the house, ensuring that all affected areas are properly treated and sanitized to mitigate any health risks associated with mold exposure.
When faced with mold problems, homeowners should prioritize the hire of a mold specialist with insurance coverage certifications through the IICRC. The IICRC sets rigorous standards for the industry, ensuring that certified professionals have met specific requirements. This includes at least one year of verifiable mold remediation experience, signifying their practical expertise in handling mold-related issues.
By obtaining insurance coverage certifications through the IICRC, these professionals demonstrate their commitment to upholding a Code of Ethics and maintaining the highest standards of quality and professionalism. Additionally, passing the comprehensive two-hour examination, which tests their knowledge through 100 scored multiple-choice questions, further confirms their competence in the field.
Hands-on experience is crucial for ensuring effective and safe mold removal. As emphasized in the Occupational Safety and Health Administration (OSHA), article "A Brief Guide to Mold in the Workplace," hands-on experience equips professionals with practical skills in identifying, containing, and removing mold. They have the expertise to implement proper remediation techniques, such as physical removal and disposal of contaminated materials.
Drawing on their hands-on experience, these specialists can navigate the complexities of different mold scenarios, handle potentially hazardous situations, and provide thorough and reliable mold remediation services.
Hiring a professional mold removal specialist can make a difference when addressing mold issues in your home. Here are some key benefits to consider:
When it comes to mold remediation, the risks of DIY removal versus professional services are significant. Here's why hiring mold remediation specialists is a better choice:
Absolutely! Regarding safe and effective mold removal for New Jersey homeowners, FDP Mold Remediation of Edison is the top choice. Our commitment to delivering high-quality services makes us stand out as a trusted provider in the state. We have locations across New Jersey in:
Our widespread presence allows us to serve homeowners across the state, ensuring prompt and reliable mold remediation services. When you choose FDP Mold Remediation, you can have peace of mind knowing that you're selecting a reputable and experienced company dedicated to providing safe and effective mold removal solutions for New Jersey residents.
If you need professional mold removal and remediation services in New Jersey, don't hesitate to contact FDP Mold Remediation. Contact us today at 908-952-2058 or request an estimate by uploading a photo of your mold problem to our website. If you have mold in your home, don't delay professional remediation. Contact us today. | <urn:uuid:cf0b1182-a23d-450c-84fa-d172d510ecac> | CC-MAIN-2023-40 | https://www.fdpmoldremediation.com/edison-nj/why-choose-professional-mold-specialist/ | 2023-09-24T22:47:31Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.93287 | 1,447 |
CROATIA: This year at Fresh Island boat parties will set sail each day, taking revellers on a voyage along the Adriatic with a soundtrack provided by some of hip-hop’s finest DJs and crews. This year’s line-up includes the likes of UK party starters Melody Kane and Faded, who head out with Bonafide Magazine & Croatia Wave with DJ Cut Killer taking the helm.
On land UK hip-hop icon Tim Westwood will bring a taste of his radio show on Capital XTRA to the poolside parties, which will also see takeovers from GRM Daily.
VICE’s Noisey will be hosting a special Adriatic edition of their Grime Karaoke series, which has garnered a strong following not only from the genre’s fans but also its protagonists, including Giggs, Tempa T, Skepta, Wiley and more. Joining Noisey at Fresh Island for the party will be karaoke regular Big Narstie, grime and Radio 1Xtra DJ Sian Anderson along with festivalgoers willing to step up to the plate.
The festival has also announced a special pre-party on the eve of the festival where DJ crews from all over the world gather and spin a myriad of tunes for those who want to start the party early.
For more information, visit Fresh Island’s official website. | <urn:uuid:09139c80-8a32-41c1-b8e5-f622cfd89a2c> | CC-MAIN-2023-40 | https://www.festivalinsights.com/2015/06/fresh-island-announces-boat-parties/ | 2023-09-24T23:05:48Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.9265 | 286 |
It was almost six years ago that David Haye stood in centre ring with his shoe removed, pointing to an injured toe as he attempted to explain what had just happened. What had just happened was another victory for Wladimir Klitschko, who had controlled Haye comfortably for a decision win in front of 45,000 fans in Hamburg, Germany. Many of Haye’s British fans had made the trip that night, desperate to see their flashy and confident Heavyweight hope do what he’d promised and vanquish his towering foe. Not only had he fallen well short, his underwhelming injury excuse certainly didn’t help things but instead just heightened the disappointment. Honestly, the British public was more disappointed in the man David Haye than they were the boxer. He just seemed to lack the fire and passion that he’d shown in such abundance in the pre-fight press conferences.
As he’d publicly planned for quite some time, Haye would next retire, keen to leave the sport before his 31st Birthday. He had provided some moments of genuine excitement along the way but Haye’s highly successful career had ended with a whimper, not a bang. As is clearer now than ever though, Haye’s retirement would be far from permanent and a chaotic night in Munich would lay the groundwork for his return. Desperate to secure a fight with Wladimir’s older brother Vitali Klitschko, Haye attended the post-fight press conference for his fight with fellow Brit Dereck Chisora. Insulted as the cocksure Haye almost ignored his spirited showing, Chisora engaged back verbally and suddenly, a wild brawl ensued. One year since his Klitschko defeat and Haye was back, fighting his now nemesis Chisora.
The fight was a controversial one but had understandably captured the public’s attention, as was shown by the 30,000 fans in attendance. The fight was an exciting one, with Chisora having some success before being finished in round five by a sharp Haye onslaught. ‘The Hayemaker’ was undeniably the fan favourite that night, especially opposing the forever pantomime villain Chisora. The event as a whole had garnered lots of negativity but the fight itself ended up being a positive and engaging one. Haye was still searching for that Vitali fight and eventually planned to return in June 2013 with hopes of climbing the Heayweight ranks in a more traditional fashion. It would be delayed though Haye pulled out of his scheduled bout with Manuel Charr, but the negativity was rather muted as he was quickly booked to fight the polarising Tyson Fury.
Hype and anticipation built greatly for the clash of cocky British Heavyweight contenders and the fight represented a chance for Haye to well and truly get the public back on his side. Definitely the fan’s favourite against the then unproven Fury, many expected and hoped for ‘Hayemaker’ dominance. However, just one week before fight night and Haye would pull out once again, leaving the fight cancelled due to a cut suffered in sparring. A rescheduling would also fall through, with Haye once more. This time a shoulder injury had taken Haye out and the former two-weight champion revealed that he had been advised by doctors to retire. Just like last time though, Haye wasn’t yet done and officially announced his comeback in November 2015. In the next six months, the returning Haye would fight twice, despatching Marc de Mori and Arnold Gjergjag in a combined three rounds.
Though the quite sizeable audience in attendance seemed mostly happy, the fights came across as almost farcical and were heavily criticised by the wider public. Airing on comedy channel Dave didn’t help proceedings either and whilst the two opponents had good records on paper, they were clearly unqualified and outmatched. Nonetheless, Haye was back in the game and needed a big fight before it was too late. The end game for Haye always seemed to be a fight with the man that seemed in many ways to be his spiritual successor: Anthony Joshua. Just like Haye all those years ago, Joshua was being pushed and promoted as the face of British boxing and what ‘AJ’ lacked in out of ring shenanigans he more than made up for with in-ring fireworks. After a pencilled in bout with Shannon Briggs stalled though, Haye was suddenly left in the cold.
On October 15th 2016 though, all that would change. Flying under Haye’s radar all this time had been the WBC Cruiserweight champion Tony Bellew. After taking verbal jabs at Haye and his return regularly, Bellew would fight Haye’s sparring partner and friend BJ Flores in a defence of his Cruiserweight crown. After finishing Flores in three rounds, Bellew rushed over to Haye who stood at ringside, confronting him before calling him out in his post-fight interview. As Bellew listed off his insults, you could almost physically see the wheels spinning in Haye’s head. Out of nowhere, a PPV fight had presented itself to him and one that on paper looked an easy victory. It all just seemed to make far too much sense and so the fight was quickly made for March 4th.
Much of the excitement surrounding the bout was focused on the highly anticipated build-up. As expected, the pair of dynamic personalities certainly clashed to create some entertainment and the fight’s hype only grew. It’s fair to say that neither man covered themselves in absolute glory pre-fight but Haye’s behaviour was particularly off-putting to some. Whether it be ominous threats about Bellew’s long-term health or a perceived smugness in preparation, Haye certainly had some unbecoming moments before fight night, intentional or not. That plus the still lingering memories of fight cancellations and ‘toe-gate’ didn’t make Haye the easiest fighter to cheer. Regardless, the bout itself still seemed somewhat one-sided and Bellew himself had rubbed some viewers the wrong way. As Michael Buffer did his world-famous introductions, the crowd was split and the intensity high.
Haye’s intentions were clear early, he seemed desperate to make a statement and quickly finish his seemingly overmatched foe. Bellew was focused though and defended himself excellently for the most part, forcing Haye to overreach and miss regularly. I’m no expert analyst but I can only write what I saw and in all honesty, my immediate response to the early action was that Haye looked a shot fighter, or at the very least an extremely rusty one. You could visibly see some anxiety setting in on Haye as the rounds went by, the knockout punch just wasn’t coming. Haye was still having success and was definitely up on the scorecards but Bellew was fighting to a plan and had survived the danger rounds. Before we could see the fight’s natural progression though, things would get bizarre and very, very dramatic.
In the days leading up to fight night, speculation surrounding a Haye Achilles injury had arose and in the sixth round, those rumours would come to shocking fruition. Visibly suffering a ruptured Achilles tendon in the heat of the battle, Haye’s attempts to stay calm were overridden by his physical frailties as he stumbled around the ring wildly. Bellew seized the moment and jumped on him, dropping Haye before the round’s close. As Haye walked back to his corner there wasn’t a doubt in my mind that this fight was over. There was clearly an injury and a bad one at that but Haye wasn’t done yet, incredibly answering the bell for the seventh round. Seeing Haye rise from his stool only brought to my mind all of the pre-fight talk, Bellew had reiterated time and time again that he felt Haye didn’t have the hunger or heart and would quit when the going got tough.
It seemed that all of that talk from Bellew had lit a fire under Haye and refusing to quit, the former Heavyweight champion stood with his back to the ropes bravely, trying to land the knockout shot with all his might. Bellew had Haye pinned though and unleashed an assault of shots before tiring himself out. Haye just wouldn’t go down. With both men spent, it was now a matter of heart and the two champions showed it in abundance as they looked to end their opposing rival. For all of Bellew’s tiredness though, Haye’s injury had left him far too limited and in the 11th round it all bottomed out as he was sent through the ropes. Whilst still not particularly rocked, Haye had suffered enough and was saved by his coach Shane McGuigan who threw in the towel as he miraculously made it back to his feet.
In a great show of class and sportsmanship, Bellew delayed his celebration as the two men embraced. Afterwards, Haye was incredibly classy in crediting his conqueror and didn’t have an excuse to mention which suddenly brought me back to Hamburg almost six years earlier. In a bizarre way, for all of the negatives of his performance, Haye had redeemed himself from that disappointing wet and windy night in Germany. Sure some booed but those people aren’t worth worrying about and overall, there seemed to be an overwhelming outpouring of respect and commendation for the fallen ‘Hayemaker’. Bellew deserves an immense amount of credit for his achievement Saturday, injury or not, he dragged Haye late and tested his physical health just as he had promised to so vehemently. However, I couldn’t help but focus on Haye and how bizarre combat sports can be at times.
I have to concede that I didn’t expect to be writing a post-fight article like this as the first bell approached Saturday night, in fact I wasn’t sure I’d be compelled to write about it at all. Watching Haye contrast so greatly with his former self was startling though and really brought his career full circle in an odd way. He looked slower, older and declined but in that same way showed courage, heart and grit that we hadn’t seen from him in quite some time. Though his future is unclear at this time, I’d like to think that those of us that were so disappointed in Haye back in 2011 well and truly forgave him last night. He was valiant in combat and admirable in defeat as in some bizarre way against all odds, last night we witnessed a David Haye redemption story. | <urn:uuid:157232fe-5a94-465c-bc28-9353f07d167f> | CC-MAIN-2023-40 | https://www.fightful.com/mma/david-haye-unexpected-redemption-story | 2023-09-25T00:22:23Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.987509 | 2,218 |
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Warner Bros. has acquired the forthcoming Michael Armour’s novel The Road Home for Scott Cooper to write, direct and produce with Leonardo DiCaprio possibly taking the lead role and also producing, although DiCaprio recently said that he was planning to take a break from Hollywood to pursue environmental activism.
The film will tell the story of Creek, a rancher in Depression-era California, scarred by the war, who finds himself entangled in scandal when he is asked to investigate the brutal murder when the police sweep it under the rug.
The prospect of Cooper teaming with DiCaprio is quite appealing, though it’s still in the early stages and there’s a chance that either one of these talents could drop out from the project before shooting time.
The cinematographer behind Crazy Heart, Cooper first worked with DiCaprio on Out of the Furnace, which DiCaprio produced and Cooper wrote and directed. DiCaprio was originally set to star in the upcoming revenge thriller which opens later this year and will star Christian Bale alongside Woody Harrelson and Zoe Saldana.
As for DiCaprio, who recently starred in Quentin Tarantino‘s Django Unchained, can next be seen in Baz Luhrmann‘s The Great Gatsby and Martin Scorsese‘s The Wolf of Wall Street. | <urn:uuid:ff34ed32-dce3-4228-a5d2-33163cad133e> | CC-MAIN-2023-40 | https://www.filmofilia.com/wb-has-tapped-scott-cooper-to-writedirect-the-road-home-for-leonardo-dicaprio-138716/ | 2023-09-24T23:53:51Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.950012 | 282 |
EURUSD chart analysis
During Asian trade, the euro weakened against the dollar. The meeting of political representatives of the EU member states continues today, and a new set of sanctions against Russia is being discussed. The goal is to reach an agreement for the introduction of an embargo on oil imports by the end of this year. This could be a difficult day for the Eurozone economy. As a result, the euro continues to stumble. The euro was exchanged for 1.05093 dollars, which is weakening the common European currency by 0.38% since the beginning of trading tonight. The pair has been ranging from 1.048000 to 1.064000 for a week now. We can notice that there is increasing pressure on the support zone. This situation could lead to a break below this support zone. We will pay attention to levels 1.04815 and 1.04693; these are the previous lows in the last ten days. For the bullish option, we need a new positive consolidation and a return to the zone around 1.05800. We had the biggest hold on Friday, and if there is a break at that level, we can expect the EURUSD recovery to continue. Our following targets are 1.06000, then 1.06418 level high from May 5th.
GBPUSD chart analysis
The pound continues its negative consolidation that began on Friday. The pair started the day at 1.32330 level; after that, we see a constant weakening of the pound and a drop to 1.22600 level. Bearish pressure is growing on the pound because the sanctions that the EU and Britain imposed on Russia affect them as well. Inflation continues to rise along with energy prices, leading to a weakening pound and euro. We can expect a continuation of the bearish trend and the pound’s decline to the 1.22000 level soon. We need a new positive consolidation for the bullish option and return first above the 1.23800 zone. After that, the GBPUSD money could climb to the 1.24500 level, where the MA200 moving average awaits us as additional resistance at that level. The following bullish targets are 1.25000, 1.25750 and 1.26360 levels.
NZDUSD chart analysis
Pair NZDUSD formed a new this year’s lower low at 0.63370; the last time we were at this level was in June 2020. Last Thursday, the NZD weakened sharply; the then high was at 0.65570. Very soon, the pullback started, and the pair dropped to the 0.63930 level on the same day. Friday was boring, and the pair moved in lateral consolidation with slight hints of continuing the bearish trend this week. That is what happened because the NZD has lost 0.90% of its value against the dollar since the beginning of trading. We are looking for potential support in the current lower zone 0.63300-0.63500. The NZD could return to the positive territory if it consolidates and climbs above 0.64000 levels. Such a move would erase the previous losses and form a solid bottom on the chart for the continued recovery of the NZD.
Data on the confidence of investors from the Eurozone await us, which could be a positive day for European economic news. Other news: The Statistical Office of Norway publishes data on industrial production for March, data on foreign trade and current accounts are provided by France, and the Czech Statistical Office publishes industrial production and foreign trade (production is expected to fall by 2.6 % year on year in March, after falling 0.3 % in February), foreign trade reports are coming from Slovakia and Hungary.
The Bank of Japan the report
This morning, the Bank of Japan published the minutes from the meeting on monetary policy on March 17 and 18. At that meeting, the bank voted to keep stimulating monetary policy, keeping the interest rate at -0.1 %on current accounts held by financial institutions in the central bank. The bank will also continue to buy the required amount of Japanese government bonds without setting a ceiling so that the ten-year JGB yields will remain at around zero %. | <urn:uuid:35b0989e-a348-44d0-a59f-7a6a54af8121> | CC-MAIN-2023-40 | https://www.financebrokerage.com/09-may-chart-overview-for-eurusd-gbpusd-and-nzdusd/ | 2023-09-25T00:53:45Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.955512 | 863 |
Acronyms of the Crypto World: FUD
Jul 27, 2021
Let’s talk about FUD. It is a funny sounding word that might remind those born before the 1980s of a certain cartoon character who liked hunting “wabbit.” But the 21st century meaning of FUD as used by crypto enthusiasts in forums such as Reddit is anything but funny. FUD is an acronym for fear, uncertainty, and doubt. These three states-of-mind can be created by influencers whose aim is to skew public perception – which, unfortunately, is not really all that hard to do.
Changes in how we perceive things can start with one tweet from someone with a lot of Twitter followers, followed by mass retweets until everyone is in a “state of FUD.” It is what I like to call the “Pantene effect.” Those born before the 1980s (yes, the same ones already mentioned) need no further explanation. But for those born later – there was a TV commercial for Pantene Shampoo and Conditioner where a Pantene user with beautiful hair would tell two friends about Pantene and then they would tell two friends and those two friends would tell two more friends, etc., etc. So, back then, in the “olden days,” you had to have a lot of friends for word to get around. Now though, you just need a lot of Twitter followers who have their own Twitter followers. A name that comes to mind is, of course, Elon Musk. It was amazing how a tweet or two from Musk temporarily tanked Bitcoin. Did he know what he was doing? Was he purposely manipulating the market? If so, why? We may never know.
Back to FUD. How do we know when an influencer is trying to create fear, uncertainty, and doubt? Well, we really don’t. What we can do though, is our own research (and you may already know the acronym DYOR which stands for “do your own research”). We can trace our FUD back to its original source and, from there, try to figure out why someone with influence wanted us to experience FUD about a crypto (or a stock or a political candidate – you name it). The good news is, we don’t have to let people with large social media followings influence how we think or what we do. We can think for ourselves. We can do our own research, and we can access other sources – not just Twitter or other social media outlets.
I will close with one more fun acronym – HODL (hold on for dear life). When faced with FUD, keep calm and HODL on to the crypto or stock or other item an influencer has trash-talked until you DYOR. | <urn:uuid:50815722-a87c-4070-bb8f-5410c2b83411> | CC-MAIN-2023-40 | https://www.finnovant.com/acronyms-of-the-crypto-world-fud/ | 2023-09-25T00:37:17Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.967543 | 592 |
About the Olive Wulff Trout Fly
The Grey Wulff has always been a popular pattern at Mayfly time, but why not try an olive adaption during the dun hatch?
Fish the fly in the film to imitate the stage of hatch itself, half in, half out of the water.
An efficient killing pattern at Mayfly time. In smaller sizes, down to 18s, it works well for olives.
A pattern Tony developed with the late Geoffrey Rivaz of Hungerford in the mid 70's.
Creator of this trout fly: Tony Hern & Geoffrey Rivaz
Tier of this trout fly: Tony Hern
Country of origin for this trout fly: England
This trout fly is designed to be fished on Rivers & Streams, Still Water
- Hook : 10 standard shank.
- Silk : Olive 6/0.
- Tag : Olive silk.
- Tail : Cock pheasant tail fibres, dressed short to imitate the mayfly dun tails.
- Body : Cock pheasant tail fibres.
- Wing : Roe deer fibres tied in the slightly advanced attitude.
- Hackle : generic olive grizzle saddle.
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To make a comment, please sign-in or register securely with us. | <urn:uuid:514162f2-8c93-4b54-af14-a2fc9d14035d> | CC-MAIN-2023-40 | https://www.fish4flies.com/Dry/Wulffs/Olive-Wulff | 2023-09-24T22:50:24Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.821958 | 306 |
May 22nd 2020
Today was a tale of two different trips. In the morning I headed out to look for those inshore blue fin tuna. I pulled the plug by 9:30. I didn't see a tuna nor did I hear of anyone hooking up. Plan B get back in the bay and look for bass and blues. We just missed the bite on both. The first half of the day was a bust.
The second half of the day was awesome! It kicked off my wife's 40th birthday weekend celebration. She knew that I was bummed at how the morning went so she was excited to get on the boat later in the day and help me find some fish. Before we headed out we had an early dinner. I had two very large lobsters delivered today. They were big enough to make some lobster rolls for lunch tomorrow. Just look at the size of the claw! We jumped on the boat at 5:30 and found some big blues. All fish were caught on a Cotton Cordell pencil popper. Yes that is a tiara on Gina's head. I don't know how I did it but I convinced an angel to be my wife. | <urn:uuid:8931dc94-1da0-462a-b7b6-eb2c420a4393> | CC-MAIN-2023-40 | https://www.fishgaak.com/may-22nd-2020 | 2023-09-24T23:04:48Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.993501 | 241 |
FSX Callsigns And ICAO Codes. For use with AI aircraft cfg file entries and Airport Design Editor parking spots coding. ICAO codes and callsigns lists [4 lists]: Callsigns [main list], Parkingspecs+callsigns_beta [back up list], Old callsign compilation file [old list], Parking specs compilation5 [old list, back up]. These lists can be used for: adding parking spot codes to the Airport Design Editor program's text file and AI aircraft (repaints) cfg file entries. By Curt Jardey. | <urn:uuid:0a59f461-0ad6-4caf-930c-a88ac9ad0d90> | CC-MAIN-2023-40 | https://www.flightsim.com/files/file/208126-fsx-callsigns-and-icao-codes/ | 2023-09-25T00:40:53Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.820864 | 122 |
Santos Laguna continues to dominate in the desert and Toluca continues to free-fall as Los Guerreros defeat the visitors 4-0 Sunday evening..
The teams wasted no time in taking the game to one another. At the one minute mark, Julio Furch was played through on a great ball but his shot went right at Alfredo Talavera. Tala would hang on and on the counter, Emmanuel Gigliotti would be played in but Matheus Doría would make a fantastic tackle in the box, avoiding the ire of referee Luis Santander.
In the third minute, José Juan “Gallito” Vázquez would make a run and be brought down less than a yard from the eighteen yard box. Diego Valdés would step up and hit a beautiful free kick that beat Tala to the inside of the post to give Santos the early 1-0 lead.
Santos kept pressuring, and in the 15th minute almost got one when Valdés played a brilliant through ball to Brian Lozano. Lozano made a run down the right side but his cross was well defended by Adrián Mora to prevent the connection with an onrushing Javiér Correa. In the 22nd minute, Ayrton Preciado would play a great give and go with Julio Furch and go in on goal. His shot was low and hard and deflected off of Talavera’s arm and into the back of the net to give the hosts the early two goal lead.
In the 30th minute, Santiago García went in high and hard on . Luis Santander went to VAR and determined it was a straight red card.
Things would go from bad to worse in the 36th minute when Julio Furch was played in past Mora in the box. Mora was judged to have committed a foul on the Santos forward, and Santander pointed to the spot and showed Mora a yellow card. Javiér Correa would take the penalty and rifle it into the top of the net.
Santos almost got another immediately after when Tala made a stop on a shot in the box from Correa. The rebound went to Furch, who looked to be surprised the have the ball at his feet and skied his shot into the stands. Santos cruised into the half up three goals and a man.
In the second half, Santos would continue to exploit the man advantage. In the 62nd minute, Diego Valdés was able to take advantage when Rodrigo Salinas attempted a poor header back to the goalkeeper. Valdés was able to poke the ball past an onrushing Talavera and then tap the ball into the net.
In the 75th minute Tala made a fantastic save on a free kick. The rebound went to José Abella, whose touch put the ball just wide of the far post. Both teams would keep things lively, but ultimately Santos’ lead was too much to overcome and they would once again dominate an opponent at home.
Santos will host CD Marathón in Concacaf Champions League Play on Wednesday before heading to León to take on the red-hot Fiera on Saturday. Toluca will also be in CCL play, hosting Sporting Kansas City on Thursday before hosting Veracruz on Sunday in Liga MX play.
Club Santos: Jonathan Orozco; Gerardo Arteaga, Matheus Doría, Martín Nervo, José Abella; Ayrton Preciado (Marlos Moreno, 68’), José Juan Vázquez, Diego Valdés (Ulíses Rivas, 77’), Brian Lozano; Julio Furch (Deinner Quiñones, 60’), Javiér Correa
Toluca: Alfredo Talavera, Santiago García, Adrián Mora, Jonatan Maidana, Rodrigo Salinas; Carlos Esquível (Diego Abella, 46’), Federico Mancuello (Osvaldo González, 46’), Iván Acero, Luis Mendoza; Pablo Barrientos, Emmanuel Gigliotti (Alan Medina, 70’)
Scoring: Santos Laguna - Diego Valdés (5’, 62’), Ayrton Preciado (22’), Javiér Correa (penal - 37’); Toluca - None
Disciplinary: Santos Laguna - None; Toluca - Federico Mancuello (Yellow - 9’), Santiago García (Red - 32’), Adrián Mora (Yellow - 36’) | <urn:uuid:566ce0d4-eca7-423d-8a41-97bf1fba8b53> | CC-MAIN-2023-40 | https://www.fmfstateofmind.com/2019/2/24/18238958/match-recap-santos-laguna-4-toluca-0-diego-valdes-ayrton-preciado-javier-correa | 2023-09-24T22:43:41Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.930019 | 971 |
Building a pergola, pavilion or gazebo to accompany your terrace or garden with a variety of styles, freestanding or attached to another construction, is sure to add some charm to your house. Fong Prean can provide you custom design screws for pergolas and high corrosion protection. Moreover, our patent Twister Thread with 16mm to 400mm dimension was designed for high holding power and low driving torque, and also Magic Spiral head with M3-M8 size is ideal for a perfect countersunk with clean finish, which can save your time.
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- Material: Wood、Metal、Aluminum、Vinyl、Fiberglass、PVC | <urn:uuid:3a48ef23-ba03-4b2a-84d3-aaa4baa3db90> | CC-MAIN-2023-40 | https://www.fongprean.com/pergolas | 2023-09-25T00:37:10Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.849778 | 181 |
This feature updates our October/November 2013 article “Economically Motivated Adulteration: Another Dimension of the ‘Expanding Umbrella of Food Defense,’” which highlighted the global and holistic activities to prevent economically motivated adulteration (EMA), intentional adulteration and the broader concept of food fraud. While past articles focused on the U.S. Food and Drug Administration’s (FDA) food defense activities,[1, 2] this article focuses on the impact of worldwide industry efforts. There is an increasing awareness that food fraud prevention will require a fundamentally different approach than for food safety and food defense. An evolution to a prevention-based approach has occurred in the past in fields from medicine to public health and law enforcement to crime prevention.
Our previous article started with “If not now, then when; if not us, then who?” While it may seem like not much has occurred in 9 months, agencies and industry are moving at a pretty fast pace. This article will review some of those activities and the trajectory of efforts.
There has been an increased academic focus on food fraud, food integrity, food authentication and EMA. Even if the term food fraud is mentioned only once, it is helpful that more scholarly articles include it. Some traditional food science or food integrity papers now have an explicit mention of how they help combat fraud. These publications indicate not only an increased interest in this as a research topic but also the funding of new research. Academic research is not free, so someone is applying resources for these activities.
Clear and published definitions are important to establish a starting point for future research. When a concept is defined, it can be more directly addressed. There are many examples where criminology has clearly defined a new term and both research and laws followed.
Scholarly journal articles provide an important contribution since they are peer-reviewed and refereed. To be published in a leading academic journal, the article—the methods, the logic, the references—is reviewed by experts in the discipline. Several of our food fraud-related articles have been quoted and cited by influential government or industry reports. Coauthors have come from the National Center for Food Protection and Defense, U.S. Pharmacopeia (USP)/Food Chemicals Codex, Queen’s University Belfast (Northern Ireland, UK), Yong In University (South Korea), the Global Food Safety Initiative (GFSI) and others. Lately, our Michigan State University (MSU) research has been focused on criminology.
As an industry, we are early in addressing food fraud and are in a great position to establish a firm foundation before—or while—laws, regulations, certifications and standards are being conceived and developed. Our MSU research has focused on prevention that combines food science and criminology. We’ve leveraged our broader research in intellectual property (IP) rights infringement and product counterfeiting research. This previous work has been tailored to meet the specific needs in food. Several of our recent articles that directly support the food fraud prevention development include “Defining the Types of Counterfeiters, Counterfeiting, and Offender Organizations” (Crime Science Journal), “Development of a Product-Counterfeiting Incident Clustering Tool” (Crime Science Journal) and “Examining the Challenges to the Classification of Product Counterfeiting as a White-Collar Crime.”
Criminology and crime science are critical core components, but they only effectively apply if they begin within a food integrity frame. The impact of prevention defines the value of the enforcement and prosecution countermeasures. There is a concern in IP infringement prevention—that is a caution to the food industry—to “not give it to enforcement too soon.” Prevention is not only about investigations and arresting bad guys. As food scientists, analytical chemists and material scientists, we first go to our strength of authenticity testing. Naturally, corporate security or law enforcement would go first to their strengths of catching and incarcerating the bad guys. There are so many complexities unique to food and the food supply chain that “food” people should be leading the countermeasures.
Quality management and enterprise risk management (ERM) are other critical pieces of the puzzle. We can again learn lessons from IP infringement and establish an early focus on how resources are allocated. “The buck stops here” should be the focus. There is always a financial aspect to the decision, whether it is the chief financial officer writing a check for a new countermeasure or Congress providing the strategic direction and funding for FDA. ERM is a requirement for the financial and insurance industries. The principle of developing a system to review all risks across the entire entity just makes sense. There are some dispersed risks that, when taken by each incident, are inconsequential; when taken across the organization, they could be catastrophic. For example, the risk of company-owned cars. Each plant may have one car for the facility manager. A corporation many have over 100 plants. The enterprise risk is 100 times bigger than it seems. Managing the risk of 100 cars is logical.
Another business concept is a quality management system such as Six Sigma. While Hazard Analysis and Critical Control Points (HACCP) is common knowledge, its roots are in prevention of nonconformance. The prevention concepts are well known to industry though more broadly referred to as “root cause analysis.” Prevention is not just catching nonconformance at the end of a production line. Prevention is identifying the root causes and managing the process at those points farther up the supply chain. This is precisely why a preventive approach makes sense. That said, HACCP is specifically defined to address food safety incidents that can be controlled by the manufacturing facility. Mitigating horse meat would—and rightly so—explicitly not be in HACCP. Speciation and food authentication would be a prerequisite program. A broader quality management focus—or as GFSI states, food safety management system—would explicitly include species substitution, adulteration, mislabeling, stolen goods and other types of fraud. No businessperson would argue against a quality management system.
There are several food fraud-related trends from around the world. The different activities often have evolved from different starting points. For example, UK and EU activities expanded from their food integrity laws and regulations. Industry actions have expanded from a holistic approach to public health threats and supply chain integrity.
The EU has led several key activities. In 2011, it funded a 5-year, €12 million ($16 million) grant on food fraud. This grant “brings together major stakeholders and scientific expertise from across the world to protect consumers and industry from food fraud.”
In February 2014, the EU had a “Food Fraud – The Analytical Tools” conference at the UK Food and Environment Research Agency (FERA) in York, UK. I was fortunate to attend and present “Defining Food Fraud & The Chemistry of the Crime.” In June 2014, FERA hosted the 15th annual Joint Institute for Food Safety and Applied Nutrition/FERA conference “Emerging Food Risks,” which had a food fraud flavor. For example, Neil Marshall of Coca-Cola (global director, quality & food safety strategy, policy and programs) presented “Food Fraud and the Industry Response,” Markus Lipp of USP (senior director for food standards) presented “USP’s Food Fraud Database,” I presented “Food Fraud – A Global Perspective” and others focused on related topics, including detecting adulteration.
In January 2014, the European Commission (EC, the administrative branch of the EU that works alongside the European Parliament, which is the governing body) adopted a draft resolution “On the Food Crisis, Fraud in the Food Chain and the Control Thereof.” The EC adopted a broad definition of food fraud and stated a focus on prevention. The resolution stated “[Parliament] notes that EU law does not currently provide a definition of food fraud and that Member States adopt different approaches; considers a uniform definition to be essential for developing a European approach to combating food fraud; [and] stresses the need rapidly to adopt a harmonized definition at [the] EU level.” Scholarly reports made an important contribution, with the resolution stating, “According to Spink and Moyer, ‘Food fraud is a collective term used to encompass the deliberate and intentional substitution, addition, tampering or misrepresentation of food, food ingredients or food packaging; or false or misleading statements made about a product for economic gain.’”
Establishing a common definition—such as to just define food fraud—is the critical first step in harmonizing efficient, coordinated countermeasures. Just because food fraud and a focus on prevention aren’t defined does not mean the member states are committing to adopt the same food fraud laws—they just will clearly define the common starting point. Defining food fraud in a law or regulation—or food crime, food IP rights infringement, EMA of food, food mislabeling, etc.—could be a catalyst for creating specific food incident reporting categories for customs or food agencies.
The UK has taken an extremely active and proactive approach to food fraud, especially after the horse meat incident. The UK Food Standards Agency (FSA) has had a focus on food integrity and, for many years, it has had a food fraud task force. The FSA was one of the first organizations to use the term food fraud. The agency’s momentum started after the bovine spongiform encephalopathy (BSE) scare. Actually, thinking back, some of the very first laws—for the world, not just the UK—were sparked at least in part by food fraud. Some of the first recorded laws addressed unauthorized fillers in bread and other contaminants in beer.
More recently, the UK government has funded several reports. The major report is the UK Elliott Review of food fraud. This interim report reviews the horse meat incident, current laws and countermeasures, and then proposes new countermeasures. Beyond recommending that food fraud/food crime be specifically defined in laws and regulations, the report called for a national food crime strategy. The Elliott report was published in December 2013, and the final report was slated for delivery in June 2014.
In 2012, GFSI sought feedback from a food fraud think tank. The members included Danone, Walmart, Royal Ahold, Eurofins, Inscatech and MSU. Through 2014, the think tank addressed questions from the GFSI Board. At the annual conference last February, GFSI announced its intent to address food fraud within the GFSI Food Safety Management System framework. The activities have shifted to the GFSI Technical Working Groups before being included in the GFSI Guidance Document. (The Guidance Document provides expectations for food safety standards.) The GFSI food fraud prevention principles include the broad focus on all fraud, prevention and a food fraud “vulnerability” assessment separate from food safety and food defense. The GFSI food fraud presentations included the concept of “VACCP” (vulnerability assessment) alongside TACCP (threat analysis for food defense) and the traditional HACCP. GFSI is working through these concepts in the Technical Working Group. Editor’s note: GFSI published its position paper on July 13, 2014.
Before reviewing the food fraud components in the Food Safety Modernization Act (FSMA), it is important to review other U.S. government reports. The Government Accountability Office (GAO) and Congressional Research Service (CRS) have addressed food or related product fraud topics. Both the GAO and CRS have addressed the related product fraud concept when they focus on IP rights and product counterfeiting. More recently, they have directly addressed food fraud and EMA. The common concepts are product fraud and positioning this as a white-collar crime.
In February 2009, the GAO published a report on seafood fraud. This was followed by similar CRS reports in 2010 and 2013. Before that, there were other reports such as the GAO report on fruit juice adulteration in 1996. (Note: This earlier GAO report used the term “economic adulteration.”) Also, as is common for white-collar crimes, the report didn’t emphasize the potential public health threat. Regarding the fruit juice adulteration incidents, the report stated “they pose little threat to the public’s health and safety.”
In October 2011, the GAO published Better Coordination Could Enhance Efforts to Address Economically Motivated Adulteration and Protect the Public Health. The key recommendations were to create a formal definition of EMA, create guidance and coordinate activities between FDA centers. It’s worth noting that FDA did respond directly to these recommendations, including the creation of the Workgroup on Economically Motivated Adulteration (WEMA). FDA did confirm it was using the EMA definition from the Federal Register notice of the Public Meeting on Economically Motivated Adulteration.
In January 2014, the CRS published Food Fraud and Economically Motivated Adulteration. CRS noted that Congress has “not addressed food fraud in a comprehensive manner,” and that “no single federal agency or U.S. law directly addresses food fraud.” This report noted many of the global activities such as the UK Elliott Review and the EC referendum on food fraud. To note, FDA has solicited comments on EMA in the past and current draft rulemaking. FDA has stated that after the comments are received, it will formulate its plan on how and where EMA will be addressed.
These U.S. government reports are important to help understand broader agency pressures. These other pressures have an impact on how FSMA will be implemented.
When the previous article was published in October 2013, the preventive controls aspect of FSMA’s request-for-comments period was just closing. Although it was clearly stated that they would be addressed in future rulemaking, there was a specific request for comments beyond just “intentional adulteration” (a term in FSMA) and “economically motivated adulteration” (a term that was not in FSMA). In what was lightning fast for the regulatory process, in December 2013, FDA released its “Proposed Rule on Focused Mitigation Strategies to Protect Food Against Intentional Adulteration.” This included feedback for those comments. The comment period was set to close at March 31 but was extended to June 30. The proposed rule focused on the food defense—intentional adulteration with the intent to harm and the result of catastrophic harm—aspects of FDA activities and asked additional and more detailed questions on EMA.
There is a tremendous amount of activity in and around food fraud prevention. It’s fortunate that the global activities are coordinated and becoming harmonized. Formalizing the food fraud concept and the focus on prevention—for industry practice and regulations—will facilitate global collaboration that will disrupt the chemistry of the crime. The trend is toward holistic food fraud prevention. Regardless of the details of how to meet the currently undefined regulatory compliance, food fraud prevention just makes business sense. Join the discussion and help shape our future.
John Spink, Ph.D., is the director of the Food Fraud Initiative and an assistant professor at the College of Veterinary Medicine at Michigan State University. He supports global initiatives related to food fraud prevention (www.FoodFraud.msu.edu).
1. Spink, J. 2013. Economically motivated adulteration: Another dimension of the “expanding umbrella of food defense.” Food Safety Magazine 19(5):46–53.
2. Bashura, J.P. 2013. The expanding umbrella of food defense. Food Safety Magazine 19(4):70–77.
4. Spink, J., D.C. Moyer, H. Park and J. Heinonen. 2013. Defining the types of counterfeiters, counterfeiting, and offender organizations. Crime Sci J 2:8.
5. Spink, J., D.C. Moyer, H. Park and J. Heinonen. 2014. Development of a product counterfeiting incident clustering tool. Crime Sci J 3(3):1–8.
6. Heinonen, J., J. Spink and J.M. Wilson. 2014. When crime defies classification: The case of product counterfeiting as white-collar crime. Security Journal. doi: 10.1057/sj.2014.18.
11. Spink, J. and D.C. Moyer. 2011. Defining the public health threat of food fraud. J Food Sci 75(9):57–63.
13. Available at www.theconsumergoodsforum.com. | <urn:uuid:6cb5ba40-1447-4630-b262-54d50578b8b8> | CC-MAIN-2023-40 | https://www.food-safety.com/articles/3658-economically-motivated-adulteration-broadening-the-focus-to-food-fraud | 2023-09-24T23:28:15Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.941218 | 3,756 |
Late last year, an agenda item for an upcoming board of supervisors meeting caught the eye of Food & Water Watch organizer Ginny Marcille-Kerlsake. On December 21, the board would vote on a curious amendment to a zoning ordinance.
After years of organizing in her town of West Whiteland, Pennsylvania, Ginny knew to ask questions. But she didn’t expect to expose massive plans for polluting blue hydrogen facilities, right in her community.
The plans Ginny uncovered are part of the larger hydrogen hype that’s currently taking the country by storm. With billions in federal funding available, dirty energy corporations are rushing to cash in on new projects. But by raising public opposition, Ginny’s community stopped plans before they even got off the ground.
A Data Center Acts as a Trojan Horse for Hydrogen
The zoning amendment Ginny found was filed by a local developer. If passed, it would allow the developer to build a data center on his land in West Whiteland, as well as power generation.
With some digging, Ginny found that the developer had already secured zoning permission from neighboring East Whiteland Township. The data center could be anywhere from 1 million to 5 million square feet, straddling the border of East and West Whiteland. It could be up to 60 feet high, towering over the town, almost twice as tall as the next-highest building.
Critically, the data center would border Exton Park, blocking beloved views and adding noise and perhaps air pollution — especially if the data center were paired with a power plant, as the developer applied for.
At the board of supervisors meeting, Ginny started asking questions. Why was the application for the data center and power generation? Why did it include gas and steam-powered hydrogen?
That evening, the developer invited her to see the site and chat about her concerns. But when Ginny took him up on his offer, the developer made it clear that the data center wasn’t the only thing on his mind. Front and center: powering the place with dirty hydrogen.
Hydrogen Plans Are Growing, Backed by Federal Funds
The buzz around so-called hydrogen power has grown over the past few years. Its proponents argue that it’s the fuel of the future, thanks to “zero-carbon” claims.
But with a closer look, the hype around hydrogen rings hollow. Considering the vast amounts of energy that hydrogen production requires, it’s more an energy user than energy source. Moreover, from its climate impact, to the hazards of transporting it, to its wildly unsustainable water needs, hydrogen is more problem than solution.
This is especially true for so-called blue hydrogen. “Blue hydrogen” refers to hydrogen derived from natural gas. It comes by its “zero-carbon” claims through carbon capture and storage technology, which aims to pull climate pollution from fracked gas operations and store it deep underground.
But after years of massive government subsidies, blue hydrogen has only ever amounted to an expensive failure. What’s more, research shows that blue hydrogen is worse for the climate than burning coal. Ultimately, it’s just a lifeline to the fossil fuel industry, entrenching its polluting operations.
Despite hydrogen’s problems, the Biden administration has earmarked $8 billion to develop hydrogen infrastructure across the country. As a result, states and cities nationwide have applied for funds, and businesses are scheming to get their hands on some of that cash.
Ginny happened across one such scheme.
How This Organizer Shut Down Hydrogen in Her Community
Ginny left her meeting with the developer and immediately went to work. The board of supervisors agreed to consider the developer’s application at a public hearing on January 25. That gave just a few short weeks to get the word out.
With Food & Water Watch volunteer Libby Madarasz, Ginny started a Facebook group to raise awareness. They also handed out informational flyers at a trailhead in Exton Park, the cherished, sprawling green space that would border the proposed data center.
The community had fended off efforts to develop Exton Park in the past. Ginny knew they wouldn’t stand for another threat to it.
The organizers went door to door, chatting with neighbors about the proposal and gathering signatures for a petition to bring to the January 25 meeting. They connected with local groups, from birding clubs to a church congregation. They also spoke with reporters at local papers who were writing about the developer’s plans.
In the end, they drummed up enough hubbub that the developer balked. At the last minute, he withdrew his application.
Ginny suspects that the attention on the project became too much. Many companies that build polluting infrastructure want their plans to advance out of the public eye. They want to build so quietly and so quickly, residents have no chance to stop it.
By gathering loud public opposition, Ginny and her neighbors disrupted any hope of that.
Our Fight Against Hydrogen and For Real Clean Energy Continues
After this experience, Ginny knows her community is ready for whatever may come next. If the developer tries to return with a new plan, they have the organized opposition to fight it.
At the same time, they’re staying vigilant for similar projects, as the region could become prime real estate for hydrogen. This past year, southeastern Pennsylvania partnered with New Jersey and Delaware to apply for federal hydrogen funding. If they receive it, there will be plenty more plans coming down the line.
Moreover, the nearby Mariner East Pipeline adds to the area’s appeal for blue hydrogen. This pipeline is made of high-grade steel that could withstand high-pressure CO2 — a requirement for potential carbon capture and transport plans.
Communities across the country will soon face fights like Ginny’s. With $8 billion on the line, companies are clambering to get their hands on it. And many will double down on polluting industries like fracked gas to do so.
Right now, lawmakers are throwing money at dirty energy companies to expand wasteful, unsustainable hydrogen. Instead, they should be stopping all support for fossil fuels, while investing in energy efficiency and electrification with renewables. There’s no sense in a large-scale hydrogen buildout when we have these cheaper and more planet-friendly options.
Closer to home, we can keep an eye out for advancing hydrogen projects. With local organizing, we can stop them in their tracks, paving the way for the real energy transition we need.
Your friends and family need to know: hydrogen could be heading for your community. But we can stop it! | <urn:uuid:5333c060-8941-4598-802c-09b047abffab> | CC-MAIN-2023-40 | https://www.foodandwaterwatch.org/2023/02/10/exton-park-blue-hydrogen/ | 2023-09-25T00:37:16Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.959334 | 1,376 |
Altar'd State women's store has a mission across all their location to give back to their communities. We are blessed to have been selected as their partner organization for the month of September and part of October.
Altar'd State presented Food For Friends a check for $4686.31 after a 6 week fundraising campaign donating 10% of sales from every Monday.
We are so grateful for the effort from Rachel and her staff at the Deer Park store. From the Board of Directors of FOOD FOR FRIENDS and all those we serve, we cannot be more thankful to get your generous donation back to those in need this Thanksgiving and Christmas season. | <urn:uuid:c4bf1eea-0589-4b72-bc2b-62b886528e87> | CC-MAIN-2023-40 | https://www.foodforfriends.org/post/altar-d-state-s-giving-monday-fundraiser | 2023-09-24T22:59:46Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.975378 | 132 |
Tang, the orange-like drink mix that will not die, continues to defy the odds in a saturated beverage market. It has even gotten a recent packaging overhaul to reintroduce the brand in North America.
Design firm Streng, explains the design criteria for the redo:
- Product use must engage sensory experiences through a means that creates positive associations with the use of the product and brand.
- Product presence must evoke an anticipatory response in consumers.
- Product should impart a sense of comfort in a new experience at the point of sale.
- Product should be visually iconic in form, color and graphic elements.
- Product solutions are expected to leverage additional opportunities related to manufacturing, distribution, retail presentation or process that offer positive market benefits.
Agency speak to English translation:
- Squeeze the last remaining drops from Tang’s tie-in to the once mystical concept of space travel — the one thing that saved Tang from disappearing completely after it originally bombed as a breakfast drink.
- Further reinforce that Tang was once the U.S. astronaut’s drink of choice by stamping each lid with Neil Armstrong’s footprint. This is also to remind consumers that man once stepped foot on a soundstage resembling the moon.
Don’t get me wrong… The new design is pretty sweet, and a giant leap for packaging design. Tang however, is still a small step for beverage kind.
[via Lovely Package] | <urn:uuid:a65137d1-eae1-4fe6-a3f7-df5b5c65681a> | CC-MAIN-2023-40 | https://www.foodiggity.com/tang-still-exists-gets-redesigned/ | 2023-09-24T22:44:02Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.908825 | 299 |
If a few potholes need to be filled on a single street, it’s likely closed for a few hours at night to prevent disruptions. But if two lanes need to be added to a 25-mile stretch of an interstate passing through a metro area, construction must be carefully planned in advance to allow vehicles to continue using existing lanes and minimize disruption. That’s where it helps to have top-notch civil engineers and skilled project managers (PMs) in the mix.
In essence, supply chain transformation projects are like large highway infrastructure projects. During supply chain transformation, customers expect deliveries, suppliers to continue to deliver, competitors to announce promotions and shareholders to dial into earning calls. Basically, it’s life as usual.
But during a transformation initiative, the supply chain undergoes an irreversible structural change. The end state is always a greener pasture (more lanes in an interstate), but no one wants to live through the dust and rerouting of the transition phase (construction zone, lower speed limits).
Unfortunately, there are no shortcuts to supply chain transformation success. But a robust program management office (PMO), which takes an analytical approach for transition time and resource scheduling, and develops always current and realistic plans, can make the journey both enjoyable and successful.
Like infrastructure projects, supply chain transformation programs are generally riddled with delays, cost overruns and multiple incidents of firefighting. During a recent engagement with a construction services company, a business leader complained that there were far too many crisis situations that diverted critical resources to fixing current business situations rather than working on the transformation initiative.
Due to these firefighting events, resources were either spread very thin in some cases or underutilized in others. Even with an overtime workforce and overnight shipments, customer delivery windows were missed and sales directors started losing confidence in the supply chain. Eventually, project backsliding resulted in a poor quarterly earnings number and the transformation initiative was temporarily halted.
This hit-a-brick-wall outcome is not unique at all. And we all hear of the supply chain disruption that can occur as a result of project delays. The reasons for failure may seem industry- or company-specific at the first glance (“our industry is unique, standard methods don’t work here”).
But underlying root causes are the same in over 80 percent of cases. Unfortunately, most companies can approach their setback with myopic vision, trying to cure the symptoms (ship everything overnight or produce X item at twice the quantity or hire more temps or hire a new project manager, etc.), while the need of the hour is a detailed root cause analysis and corrective measures.
All who seek to transform their supply chains come up with objectives and goals for transformation, but only those who develop good implementation capabilities (or acquire those capabilities by hiring highly competent consultants) achieve their objectives. McKinsey research shows that a well-executed, clear and detailed plan/implementation returns 143 percent at the end of the supply chain transformation initiative’s implementation vs. a not so clear plan/implementation, which returns a much less significant 35 percent.
An Abbreviated Transformation Checklist
Throughout our multiple supply chain transformation initiatives with clients, Chainalytics developed a transformation checklist. With a few strategic tweaks, it works well across industry segments (from wireless distribution to construction services to chemicals manufacturing).
Three items from the list are absolutely necessary for any supply chain transformation program to reach or exceed business goals:
- Engage a skilled and robust PMO to ensure strategic alignment (we are doing the right things to reach the company's goal) and continuous alignment (we are constantly steering executives to follow the plan). Recently, we came across a situation during an engagement with a billion dollar manufacturing company in which the PMO was created just as the implementation began. It took 10 weeks for this team to fully understand the project scope, institute changes and report actual status to project sponsors. This is far from an ideal situation. A PM or PMO should be involved right from the very inception of the project—even better, from the very inception of the business case. The same PM must be part of implementation and transition teams to ensure strategic alignment. Overall, the PMO is the primary owner of the program and must align all stakeholders to the plan (his or her presence can also help the implementation avoid the always-dreaded flavor-of-the-month fatigue that besets change programs at some organizations). All other standard project management tasks apply here (status reporting, documentation, meeting cadence, etc.).
2. Take an analytical approach to calculate (and model?) resource needs during the transformation and transition periods. Here resource means people, systems and inventory. The PMO should create an implementation plan, model the resource needs with inputs from the project plan, run a few scenarios and then request resources. Duplication of resources for business continuity (backfilling of positions) is a reality and must not be underestimated. Rather than planning for additional resources when the crisis hits, make it part of the model. Also, it’s important to identify all possible risks (including internal risks, such as information technology (IT) deployment delay, inventory shortage and increased overnight shipments, and external risks, such as regulatory risks and litigations) and all possible opportunities (early deployment and higher demand). Assess the impact of these risks, assign probabilities, segregate them into different work streams, and classify them as controllable and uncontrollable. Thus calculated, resource needs are key inputs to the business case. Remember, resources are much more expensive during a crisis. Executives see unplanned cost at more than twice its level, so it’s a better idea to plan in advance.
3. Always develop and maintain a current and realistic plan that uses the program plan as a sort of structured guideline. Everyone creates a program plan, but in many cases, it is considered sacrosanct or immutable, has unrealistic targets, or all of the above. Transformation program goals are not structured around implementing a system or process, but around reaching a company goal. Create an integrated plan taking into consideration work streams, dependencies, training needs, risk mitigation strategies (already collected for the resource model) and the critical path. Consider the program’s overall length—from critical path timeline perspective, and based on prior experiences inside the company or in the marketplace (we are going to do this project in record time is a classic planning fallacy and it doesn’t work except in self-help book examples).
Planning is like forecasting: If it’s not adjusted for new business situations (marketplace challenges, key personnel changes, etc.), it is useless. It is iterative in nature and must reflect the most recent status of the initiative. This is not to say that milestones are moved a day before due dates, but any new situations must be quickly assessed to make realistic changes to the plan. This is also the reason why Chainalytics typically advocates for phased go-lives (which are non-dilutive in nature, too, as an added advantage) compared to a Big Bang delivery. With specific and tangible tactical milestones, reporting program success becomes more accountable.
These three steps or tenets are just starting points that are then followed by expanding into sub-activities.
If you want your transition to move smoothly--with as little dust and disruption as possible—your transformation team needs to be as much strategic as tactical. Too much talk of strategy and too little attention to implementation means your project quickly disintegrates. But by maintaining flexible resources and planning alongside a structured (in PMO) design, your transformation program will succeed.
Cartoon Reference: https://bernardtmartin.files.wordpress.com/2010/04/roi_cartoon.jpg
Jennifer A. LaClair and Ravi P. Rao, “Helping employees embrace change”, http://www.mckinsey.com/insights/organization/helping_employees_embrace_change | <urn:uuid:4d01f81b-b43b-474b-866b-5362862a96e7> | CC-MAIN-2023-40 | https://www.foodlogistics.com/home/blog/12076244/successful-supply-chain-transformation-is-like-a-carefully-engineered-highway-project | 2023-09-24T22:48:26Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.934227 | 1,660 |
Aviant launched its home delivery service, Kyte, now capable of delivering groceries, takeaway food and non-prescription medicines to sparsely populated areas and holiday homes in Norway.
“Our technology proved critical for rural healthcare services during the pandemic, where winter road closures meant our drones were the only link between Covid-19 test sites and laboratories in Central Norway. Now, with the launch of Kyte and our funding from Innovation Norway, Luminar Ventures, and Bring Ventures, we are able to provide people in remote and hard-to-reach areas with the groceries and medical supplies they need, directly to their doorstep, with no traffic restrictions and minimal climate emissions,” says Lars Erik Fagernæs, founder and CEO at Aviant.
- Aviant has delivered 12 commercial contracts in Norway and Sweden, most notably transporting COVID-19 tests and blood samples between district hospitals and central hospitals during the pandemic. Since then, the company has operated over 2,500 autonomous flights, covering more than 35,000 km.
- Aviant’s drones are capable of flying as far as 120 km in a straight line, similar to an airplane. The increased efficiency and speed means Kyte’s delivery range is significantly higher than other airborne door delivery services, being able to deliver within a 30 km radius for return flights, compared to the 2-3 km offered by other providers. Aviant is certified under EU regulations to operate autonomous flights within the union.
- Customers can request delivery through the Kyte app, where they can choose from various groceries, ready meals and light medicines. Once the order is placed, the drones are loaded with the ordered items at Kyte’s home base before they autonomously deliver the package and return to base. So far, Kyte has made deliveries covering a distance of more than 4,000 km, with an average delivery time of 24 minutes.
“Door-to-door drone delivery has been a hot topic for years already, but most commercial attempts have been limited to small, open areas such as a single park or technology that limits the radius to 2-3 kilometers. Where plenty of companies have received initial funding, getting a commercial last-mile delivery service up and running has proven extremely difficult. That changes with Kyte. We have a large delivery radius, the permits to operate, and no requirements for pilots or spotters along the route. We are actually delivering food, groceries, and medicine by drone to people’s doorsteps in Norway right now,” adds Fagernæs. | <urn:uuid:4288cac0-719d-4783-b473-d9e3fa238c89> | CC-MAIN-2023-40 | https://www.foodlogistics.com/transportation/automation/news/22863940/aviant-autonomous-drone-delivers-groceries-takeout-food-to-local-homes | 2023-09-24T23:39:12Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.948611 | 533 |
2023 Food+ Policy Priorities
Increase opportunities and remove barriers for young people to engage in
small farming for local consumption – as a lifestyle or a career.
Incentivize and support regenerative and Native Hawaiian traditional farming and fishing practices.
Create access to healthy, culturally appropriate foods for food insecure communities and demographics.
Provide farm to school programming--production, education & local
procurement--for all learners. | <urn:uuid:ab658558-cf7f-42aa-a0c8-88f4f83cce93> | CC-MAIN-2023-40 | https://www.foodpluspolicy.com/2023-food-priorities | 2023-09-25T01:00:56Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.851465 | 97 |
Red Bull's Daniel Ricciardo is third on the grid for this afternoon’s race, followed by team mate Daniil Kvyat. Ferrari’s Sebastian Vettel and Kimi Raikkonen qualified fifth and eighth respectively, but both have ten-place grid penalties.
Splitting the scarlet cars were the Force Indias of Sergio Perez and Nico Hulkenberg, while Williams’ Felipe Massa and Toro Rosso’s Max Verstappen completed the top ten.
Despite the forecasts of ‘light rain’ it was still raining pretty hard at the start when qualifying - postponed from Saturday, of course - finally started, hard enough for officials to mandate Pirelli’s full wet tyres.
Q1 had no sooner begun than Lotus’s Romain Grosjean reported that conditions were on the limit as everybody went out intent on getting in banker laps, as the first 10 minutes were expected to be the best.
Grosjean, Lotus team mate Pastor Maldonado and Kvyat all headed the times before Hamilton banged in 1m 59.393s to go fastest from Ricciardo on 2m 00.288s, but then the red flag came out with 12m 46s remaining when Carlos Sainz lost his Toro Rosso in the esses and crashed in Turn 4, damaging the left front suspension and wing.
At that stage the top six order was Hamilton, Ricciardo, Kvyat, Toro Rosso’s Max Verstappen, Williams’ Valtteri Bottas and McLaren’s Jenson Button.
The session restarted at 09.15, and more rain was coming, but for the time being Hamilton said the track was already better - and Rosberg demonstrated that with two purple sector times on his way to 1m 59.875s and second spot. Hamilton, though, went quicker still, for 1m 58.025s… Ricciardo, however, was also right there with 1m 58.185s.
Vettel then slid off in Turn 10 and touched the outer wall, just as Roberg went fastest on 1m 57.469s, only to be displaced by Ricciardo’s 1m 57.163s. The spectators were getting something to cheer. As Hamilton went back ahead with 1m 56.871s, Rosberg’s response failed to better his previous best, leaving him third. As Hamilton pitted, Ricciardo jumped him with 1m 56.495s, and then Rosberg did likewise with 1m 56.671s.
Further back, the gripless Saubers were 16th and 17th with Marcus Ericsson on 2m 02.212s and Felipe Nasr on 2m 03.914s, as local hero Alexander Rossi won his Marussia intra-team scrap with Will Stevens with 2m 04.176s to 2m 04.526s. Sainz was at the back on 2m 07.304s.
Conditions were only a little better for Q2, with less aquaplaning, but wet tyres were still mandated as the rain was expected to increase.
Turn 10 proved particularly problematic, giving Hulkenberg, Verstappen, Kvyat and Bottas big moments, and seeing Raikkonen and Hamilton spin. Vettel spun in Turn 9 and Perez went off in Turn 7 meanwhile, although nobody sustained any damage.
This time Rosberg headed Hamilton by a tenth, 1m 56.824s to 1m 56.929s, with Ricciardo a second off the Briton.
Fernando Alonso just missed getting McLaren through to Q3, with 2m 00.265s to 10th fastest Verstappen’s 2m 00.199s, and team mate Button with his older spec Honda power unit was 14th on 2m 01.193s. Between them were Bottas - who suffered a rear-suspension failure - on 2m 00.334s and Grosjean on 2m 00.595s, with Maldonado 15th on 2m 01.604s.
By the end of Q2 the rain was heavier, so the start of Q3 was delayed until 10.05. Having wheeled their cars out before the message was received, Mercedes wheeled them back again, and shortly after it was announced that Q3 would not go ahead.
With the penalties taken into account, the provisional grid will therefore line up: Rosberg, Hamilton; Ricciardo, Kvyat; Perez, Hulkenberg; Massa, Verstappen; Alonso, Bottas; Grosjean, Button; Maldonado, Ericsson; Vettel, Nasr; Rossi, Raikkonen; Stevens, Sainz.
Sainz did not set a time within the 107 percent requirement, but has been granted permission to race by the stewards - assuming Toro Rosso have his car repaired in time. | <urn:uuid:4f318fea-f580-4bb4-97d6-345328aea393> | CC-MAIN-2023-40 | https://www.formula1.com/en/latest/headlines/2015/10/rosberg-on-pole-in-austin-after-rain-curtailed-qualifying.html | 2023-09-25T00:10:17Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.960178 | 1,044 |
Still Mighty at Ninety
On January 5, 2019, the Orpheum Theatre celebrates its 90th birthday!
The excitement began in June 1927 when construction began on what was promised to be "the most beautiful playhouse west of the Mississippi" by theater entrepreneurs Harry L. Nace and Jo. E. Rickards.
Rickards and Nace began their partnership in 1918. Nace handled the business side while Rickards was in charge of publicity. In August of 1925, Rickards & Nace Enterprises purchased property for a new theater at the corner of 2nd Avenue and Adams Street from the Phoenix Lodge of Elks for $100,000. The new theater would join a growing list of theaters already owned or managed by Rickards and Nace in Arizona including, but not limited to, the Strand and Rialto, both located on Washington Street in Phoenix, as well as the still operating Rialto (now Winslow) theater in Winslow, AZ.
Billed as "The Greatest Event in Theatrical History", opening night resembled an Oscar ceremony. Attendees included Governor Hunt, Mayor Paddock, members of various business and civic organizations, and a number of Hollywood celebrities, including the guest of honor, Carl Laemmle. Laemmle (aka Uncle Carl, due to the number of his relations, or friends of relations, on the studio's payroll) was the President of Universal Pictures.
Sparing no expense, the Orpheum boasted the highest standards in convenience, comfort, and modern sciences. Upon entering the theater, patrons were transported "as if by Aladdin's magic carpet into a new land". Its 2,000 leather upholstered seats were surrounded by mission garden with flowers, vines, and "bubbling, glittering, fountains" all beneath a "pure blue sky, twinkling through the clouds floating into endless space". The new $750,000 Orpheum, complete with a large stage, the "very latest word" in projection, a "disappearing" organ, and a special room for animal actors, was proclaimed the "most substantial building" in the city.
Originally to be named Marchita, and later Granada because of its Spanish Baroque architecture, during its construction the theater's name was changed to Orpheum upon Rickards and Nace joining the Orpheum Circuit, which was best known for its vaudeville programing. As a result of its inclusion in the circuit, there was vaudeville at the Orpheum for the first five years in addition to the film. Some of the acts included Burke & Burke ("The Rollicking Ropers"), Chief Eagle Feather ("Indian Tap Dancer"), Gordon & Leroy ("Fun on Wheels"), and Nelson & Thatcher ("Four Feet of Dancing"). During the 1930's and 1940's the Orpheum was "the home of the single feature program" when most of the other theaters in town had double features.
Originally part of Universal Pictures, the Orpheum was sold to Paramount through its Publix subsidiary in November of 1929. The theater, however, did not officially change its name to Paramount until 1951. The Paramount thrived in the 1950’s and early 1960’s with Mae West appearing in person as “Diamond Lil” and movies like “The Bridge on the River Kwai” and “Psycho”. By the mid 1960’s, however, the downtown landscape started to change and the Paramount closed in December of 1967 due to declining profits and lack of parking, among other things.
The Nederlander Organization purchased the property in 1968 and changed the name to Palace West. Their plan was to tour plays nationally, after closing on Broadway, with Phoenix being one of the stops. The Nederlander Organization also entered into an agreement with the Corona family in Phoenix to show Spanish-language films when live theater was not on the schedule. The plan was to run each show for two weeks, but by the second season it became obvious that Phoenix could not support a run that long. Eventually Phoenix was dropped from their rotation, but the theater continued to show films, along with talent shows on Saturday mornings, concerts, and the occasional boxing match.
In the early 1980's, the City of Phoenix was looking for a site for their new City Hall. The block between 2nd and 3rd Avenues from Washington to Adams Streets was at the top of their list. Included in their plan was building a parking garage where Palace West stood. When their plans became public, the response was dramatic. Protests, initially led by the Junior League of Phoenix, finally convinced the City to save the only remaining movie palace in Downtown Phoenix.
The City purchased the building for $1.5 million in 1984. In 1986 the theater was added to the National Register of Historic Places. And finally, after about 13 years and $14.5 million, raised through bond issues, contributions from local businesses, as well as private citizens, the theater, once again known as the Orpheum, reopened on January 28, 1997, with a week of "Hello Dolly" starring Carol Channing.
Known today as the "Crown Jewel of Downtown Phoenix", the Orpheum Theatre is a Phoenix Point of Pride. Over the years, it has played host to many celebrities, among them Fanny Brice, Charlton Heston, Dick Clark, Henry Fonda, Jimmy Fallon, Mae West, Claudette Colbert, Lauren Bacall, Barack Obama, Joan Collins, as well as the Phoenix Symphony, various ballet companies, the American Theatre Guild, Shen Yun Chinese Acrobats, and Rupaul's Drag Race.
Now, at ninety, the Orpheum is more beautiful than ever, with unobstructed sightlines, exceptional acoustics, and the magnificent Mighty Wurlitzer Theater Organ. And "The Show Before the Show" - with the sun, clouds, and stars projected on the ceiling of the auditorium once again transporting us to another place and time. Movies and theater, as they were meant to be seen.
And That's Not All, Folks!
The Orpheum continues to gather "rave reviews" from the media. Best Things Arizona ranks the Orpheum as "The Best Historic Theater in Arizona" and Architectural Digest, one of the country's best known design magazines, selected the Orpheum as the "Most Beautifully Designed Theater" in Arizona. | <urn:uuid:2f5e6120-f705-4f5b-b230-7a7a5edf32a1> | CC-MAIN-2023-40 | https://www.fototphx.org/single-post/2018/12/22/still-mighty-at-ninety | 2023-09-25T00:57:25Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.969002 | 1,325 |
CHICAGO - Illinois State Police were investigating shots fired late Friday on the Eisenhower Expressway on the West Side.
Police were notified of shots fired about 10:19 p.m. in the inbound lanes of I-290 west of Kostner Avenue, according to Illinois State Police.
A 48-year-old Dolton man was driving in the eastbound lanes when shots were fired from an unknown vehicle, according to preliminary information from the state police.
His vehicle sustained damaged but he was uninjured, police said.
Anyone who has information is asked to contact the Illinois State Police at 847-294-4400. | <urn:uuid:8088b877-9de2-4680-899f-aec1717f7944> | CC-MAIN-2023-40 | https://www.fox32chicago.com/news/illinois-state-police-investigate-shots-fired-on-eisenhower-expressway | 2023-09-24T23:42:07Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.980365 | 132 |
CHARLOTTE, Mich. — Farms in Michigan send close to 6 million pounds of plastic film to the landfill each year, now Eaton County is trying to do something about it.
The county is part of the new Agricultural Plastic Film Recycling Pilot Program, developed in partnership the Michigan Recycling Coalition and Michigan Farm Bureau.
Film plastic reduces crop failure, said project coordinator Katie Fournier, and has many other uses besides, "for silage and grain bags and that's basically to store materials in. We've got bunker silo covers, which are used to store animal feed and hay typically. We've got greenhouse film which is basically those clear covers that go over the top of greenhouses."
Fournier said there are 47,000 farms in Michigan, and most use this type of film.
"Until we see products that use less plastic to do these really necessary tasks, we need to find a way to take that material which is sometimes thousands of pounds, or you know great big amounts from farms and use it for another product right now," she said.
This is the first agricultural film recycling project of its kind in the state.
Fournier said they did a study at the start of the program to gauge how farmers were disposing of plastic film and found that, in Michigan, about 27 percent were storing it for longer than four months.
"When that's stored on people's properties, and they don't know what to do with it, you know it breaks down," Fournier said. "Little microplastics end up back in the environment, and they pollute the water table and soil health around the area, which is never good."
Those interested in recycling agricultural film plastic should be able to drop off their items by the end of May at the Sunfield Township Recycling Facility. There is a user fee of 8 cents per pound.
"It's really about setting up some of the logistics of that, fine tunings that we can educate everyone on how to prepare the material when they're dropping it off," she said. "And then also that they have an easy way to sign up for an appointment for dropping off material because, unlike other materials at that site, we do need to know ahead of time that we're getting a load of that type of plastic."
Morgan Feldpausch, the resource recovery coordinator in Eaton County, is encouraging farmers to use the service.
"Environmental stewardship is my biggest one because these materials end up in landfills. We have finite numbers of natural resources available to us, including things like plastic, and this material is going to be capable of making new materials," Feldpausch said.
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Select from these options: Breaking News, Severe Weather, School Closings, Daily Headlines, and Daily Forecasts. | <urn:uuid:e9ae6f2a-e444-4d78-a6d9-3b6f1355a3c2> | CC-MAIN-2023-40 | https://www.fox47news.com/neighborhoods/charlotte-eaton-rapids/farms-send-millions-of-pounds-of-plastic-film-to-the-landfill-eaton-county-is-trying-to-fix-that | 2023-09-25T00:18:43Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.963007 | 614 |
Finance officials from the Group of 20 nations on Thursday pledged to preserve financial stability and said central banks were ready to provide liquidity as needed, but a communique after the meeting offered few hints of fresh action to contain Europe's raging debt crisis or revive the faltering global economy.
"We commit to take all necessary actions to preserve the stability of banking systems and financial markets as required," the G20 officials said in a communique after a dinner meeting to discuss the European crisis.
Financial markets were little fazed by the G20 statement after plunging overnight on fears of another global recession and disappointment that European officials have been unable to come up with a coordinated game plan to arrest the euro zone's debt mess.
RADHIKA RAO, ECONOMIST, FORECAST PTE, SINGAPORE
"The G20 communiqu�� fell short of prescribing the exact medication to address the underlying ills faced by the euro zone members and heightened volatility in the global financial markets at present.
"Assurances were aplenty to preserve the stability of banking systems and financial markets, along with efforts to allay frayed nerves that banks were adequately capitalized and had access the sufficient funding.
"The statements might offer some sense of calm to regional bourses for the immediate term, though we expect the optimism to wear off soon as focus shifts yet again to realities on the ground: Greece's ability to receive the bailout funds alongside containing contagion debt risks out of the euro zone. In light of underlying political and economic differences, it's probably each one for their own."
TIM CONDON, ECONOMIST, ING FINANCIAL MARKETS, SINGAPORE
"Monetary conditions in the U.S., the euro zone and Japan are too tight, and if they were to ease them, that would quell the panic immediately. The Swiss National Bank two or three weeks ago showed the way - they devalued the currency. But obviously it's difficult for all of them to do collectively unless they devalue against gold or some commodity baskets, something like that.
"Apart from making comforting sounds about the global economy and their commitment to stability, the other measures that would have to be taken to improve the situation are politically very difficult and beyond the reach of this group at least in the short run."
SHI CHENYU, ECONOMIST, INDUSTRIAL AND COMMRECIAL BANK OF CHINA, BEIJING
"Whether such statements can achieve the desired effect (bolstering confidence and calming markets) is worth questioning. First of all, there are no concrete steps along with these words.
"In addition, countries often start to point at each other over policy issues, like exchange rate issues, at international meetings when economic growth is weak.
"So, the market will remain nervous about growth prospects and negative implications for the financial system."
SHANE OLIVER, HEAD OF INVESTMENT STRATEGY, AMP CAPITAL, SYDNEY
"The bottomline is they need to follow up with action. Until markets see coordinated action, they're not going to get a lot more confident.
"We need to see concrete action involving coordinated monetary policy easing globally and a massive increase in the firing power of the EFSF or the ECB to buy bonds in indebted European countries. Without any hard action, investors will quickly see through it and it won't provide any help."
SAKTIANDI SUPAAT, HEAD OF FX RESEARCH, MAYBANK, SINGAPORE
"G20 typically doesn't have concrete actions. It does not allay fears. After the Fed announcement we may see a USD structural move, which means global risk aversion has reached a new threshold. Asian currencies will fall more as we still have uncertainty from the euro zone. Until the euro zone comes out with some form of actionable plan to allay fears and there are signs of a U.S. economic turnaround this will go on, probably until 4Q 2011."
JONATHAN CAVENAGH, SENIOR FX STRATEGIST, INSTITUTIONAL FX SALES, ASIA, WESTPAC INSTITUTIONAL BANK, SINGAPORE
"The communiqu�� lacks these: 1) rhetoric: statements that they stand ready if FX gets too disorderly; 2) BRICs create a small fund to buy EU debt; 3) ECB relaunches unlimited one-year refinancing operations; 4) more cuts in collateral requirements for use within euro system; 5) the USD three-month funding could be expanded to include all the G20, not just the G7; 6) G7 central banks might agree to eliminate the 100 basis point charge over IOS for three-month USD funds.
"These were some of things that have been talked about or rumored, etc. but we haven't heard any of these being implemented. My advice is to buy USD/Asia on dips, with the Korean won and Indonesian rupiah still at risk of foreign investor outflows."
TODD ELMER, CURRENCY STRATEGIST, CITI, SINGAPORE
"It is a clear disappointment to those looking for the G20 to take action to combat the recent market and economic strains. I wouldn't be surprised to see the slight bounce we have seen in the euro and other risky assets this morning start to unwind.
"There was some expectation in the market that they would signal concrete action or immediate coordinated steps but the language of their statement sticks very much to what we've heard from them in the past and does not suggest that there is anything new on the policy front in store.
"They are reaffirming their commitment to earlier policy decisions but the fact of the matter is both major and emerging market countries have less policy flexibility at this stage."
EMMANUEL NG, FX STRATEGIST, OCBC, SINGAPORE
"This is the same old menu. It supplies some confidence at least for the next few hours. The sense I am getting is that there is some agreement among the group but rather than take any singular mechanism to reinstate stability, each of them will do their own part. We will have to see what the IMF and the World Bank says but these comments are nothing new."
- World leaders and finance chiefs pushed Europe this week to quell its debt crisis before it spreads further and threatens a systemic banking crisis that could damage the global economy.
- Fears that the U.S. economy may be tipping back into recession also have heightened worries about the global economy. Private sector business activity in Europe and China declined sharply this month, and new claims for U.S. jobless benefits remained high.
- As finance ministers and central bankers gathered for talks in Washington amid growing concern about sharply slowing growth and plunging stock markets, the leaders of the seven major economies stressed the need to contain the euro zone crisis, but no fresh, concrete plans have been announced.
- Separately, officials from the so-called BRICS countries, including heavyweights China, Brazil and India, said they would consider giving more funds to the International Monetary Fund to boost global stability.
But India issued a reminder that developing countries were not in a position to bail out richer economies.
- An internal IMF staff report obtained by Reuters last week showed that the fund could comfortably lend out another $390 billion without endangering its balance sheet. But in a worst-case scenario, it may face demands for $840 billion.
- World stocks plunged on Thursday and extended losses on Friday as investors worried about the grim global growth outlook, including data pointing to a slowdown in China, one of the world's key economic engines.
- The U.S. Federal Reserve on Wednesday ramped up its aid to the beleaguered U.S. economy, launching an effort to put more downward pressure on long-term interest rates and increase its support for housing.
It warned of "significant" downside economic risks, triggering a fresh round of financial market turmoil as investors dumped riskier assets and looked for safe havens such as gold. | <urn:uuid:a1b811d7-1aae-4320-aeb2-32303984a40b> | CC-MAIN-2023-40 | https://www.foxbusiness.com/markets/instant-view-g20-pledges-financial-stability-but-few-signs-of | 2023-09-25T00:41:53Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.95398 | 1,680 |
FORT SMITH, Ark. - The Lone Ranger is an American icon in TV and the movies, but not many people know the Lone Ranger character is thought to be based on an African American man named Bass Reeves.
Reeves was born a slave, but escaped out West during the Civil War, living in what was known back then as "Indian Territory." Reeves became a lawman, and would eventually rise to become a Deputy U.S. Marshal. Riding out of Fort Smith, Arkansas, he was known as a master of disguise, an expert marksman, had a Native American companion, and rode a silver horse--all aspects that would later go on to inspire the Lone Ranger.
Reeves wasn't the only African American cowboy. In fact, it's believed that as many as one in every four cowboys in the Old West was black. With fewer rules and segregation, African Americans often had a better chance to excel and make a name for themselves out west than they did in more developed eastern states. | <urn:uuid:2ae32c16-5d2c-4c1b-8857-a023c7b055cf> | CC-MAIN-2023-40 | https://www.foxla.com/news/black-history-month-meet-the-u-s-marshal-who-is-thought-to-have-been-the-real-life-lone-ranger | 2023-09-25T00:23:13Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.992206 | 208 |
Red Sox accept being non-contenders?
After a clean three-game sweep of the Oakland Athletics, the Boston Red Sox were looking like contenders, ready to turn the season around after a rough start.
Now, with the Sox being swept by the Baltimore Orioles, it seems as though the team is dragging a bit.
No comment from Ortiz. "I'm not talking tonight." Air of resignation starting to hang over the #RedSox. First time really sensing that.— Pete Abraham (@PeteAbe) June 12, 2015
The Sox are sitting at 27-34 after 61 games and are seven games back of the first-place New York Yankees. With the trade deadline quickly approaching, they could become sellers for back-to-back seasons.
Image credit: Jim Rogash/Getty Images | <urn:uuid:503302c9-37a2-45cc-8449-be4beb1d66f3> | CC-MAIN-2023-40 | https://www.foxsports.com/stories/mlb/red-sox-accept-being-non-contenders | 2023-09-24T22:39:34Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.963907 | 165 |
Enforcement Committee Members
Judge Thokozile Masipa
Mr. Francois Beukman
Ms. Palesa Kadi
Ms. Nalini Maharaj
The functions of the Enforcement Committee are set out in section 6B (1)(a) of the FP Act, which states that the Enforcement Committee shall:
3.1. Investigate all cases referred to it by the FPB for adjudication in respect of noncompliance with any provision of the FP Act by a distributor, exhibitor or any other person to whom the Act applies, except persons to whom sections 24A, 24B, 24C and 27A (2),(3) and (4) apply;
3.2. Adjudicate all cases and make appropriate findings, after the FPB and the respondent have been heard or granted a reasonable opportunity to be heard;
3.3. Hear evidence under oath or affirmation or evidence by affidavit and come to a finding when it is convinced on a consideration of all the facts before it that such a finding is fair, reasonable and justified;
3.4. Where appropriate:
3.4.1. Impose a fine;
3.4.2. As prescribed, suspend a registration certificate; or
3.4.3. Through the FPB, refer a matter to the National Director of Public Prosecutions for prosecution and, in such a case, the Enforcement Committee shall not make a finding; and
3.5. Where a fine is not paid, at the instance of the Chief Executive Officer of the FPB, apply to a court for the enforcement of such a fine as a civil debt to the FPB.
4. The Enforcement Committee is therefore a quasi-judicial body noting that it has partly judicial characteristics where it is empowered to conduct investigations on claims which are disputed, hold hearings, assess the veracity of contraventions of the provisions of legislations and regulations and impose sanctions where they have established such contraventions in a similar fashion as courts. | <urn:uuid:9e4b3728-57a9-4282-b564-8ff188d3e8ec> | CC-MAIN-2023-40 | https://www.fpb.org.za/about/enforcement-committee/ | 2023-09-24T23:38:11Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.935809 | 413 |
The centerpiece of your event is more than just a decoration on the table, it is a reflection of your style and creativity. A well-designed centerpiece can set the tone for your entire event, and make a lasting impression on your guests. With so many options to choose from, it can be overwhelming trying to find the perfect centerpiece. That's why we've compiled a list of the 2023 trending event centerpieces that are sure to make your party unforgettable.
Floral arrangements are a timeless and elegant choice for event centerpieces. In 2023, we predict that the trend will be all about over-the-top, extravagant arrangements featuring an array of blooms in bold, vibrant colors. Think bright pinks, oranges, and purples, mixed with lush greenery and arranged in oversized vases or hanging installations. A great way to create an impact is to use flowers that are not typically seen in traditional centerpieces, such as Protea, Ginger, and Sunflowers. These flowers add a touch of exoticness and a pop of color that will make your guests take notice.
When working with florists to create the perfect floral centerpiece, it's important to consider the overall look and feel of your event. For a more formal affair, a traditional bouquet of roses, peonies, and hydrangeas arranged in a classic vase will make an elegant statement. For a more relaxed, bohemian-inspired event, a wildflower arrangement in a vintage bottle or mason jar will be the perfect touch.
Geometric terrariums are a unique and modern choice for event centerpieces. This trend is all about showcasing stunning botanicals in a clean, contemporary setting. These terrariums come in a variety of shapes, including cubes, pyramids, and spheres, and can be filled with a variety of succulents, cacti, and other low-maintenance plants. The best part about terrariums is that they can be customized to match the color palette of your event and can be used as standalone centerpieces or arranged together to create a larger installation.
Terrariums are a great option for events with a more modern or minimalist aesthetic, but can also be used to create an interesting focal point in a more traditional setting. To keep the focus on the terrariums, use simple linens and dinnerware and let the terrariums do the talking.
Candlelight centerpieces are a warm and inviting option for any event. This trend is all about creating a cozy, intimate atmosphere with the soft glow of candlelight. In 2023, we expect to see candlelight centerpieces featuring a variety of candle sizes, shapes, and scents arranged in intricate patterns on the table.
For a more formal event, consider using tall, elegant candleholders in a metallic finish, such as gold or silver. For a more relaxed event, use a variety of candles in different heights, scents, and colors arranged in a more organic pattern. To keep the focus on the candlelight, use simple, neutral linens and dinnerware, and keep other table decor to a minimum.
Geometric shapes are a huge trend in 2023, and what better way to incorporate them into your event than with a stunning centerpiece? Whether you opt for a series of small, geometric candle holders or a large, modern vase filled with geometric shapes, this trend is sure to make your guests take notice. The geometric shapes can be made out of anything, including acrylic, glass, metal or even paper. The key is to mix and match different shapes, materials, and textures to create a truly unique and eye-catching display.
Going green is no longer just a trend; it's a necessity. Many event planners and guests are looking for sustainable options, and a great way to make a statement at your event is with eco-friendly centerpieces. This can include anything from recycled glass vases filled with wildflowers to potted plants, succulents or herbs. Not only do these centerpieces make a beautiful statement, but they also provide a long-lasting keepsake for your guests to take home and enjoy.
Interactive centerpieces are a great way to get guests involved and make your event unforgettable. From a build-your-own flower arrangement station to a candy bar that doubles as a centerpiece, there are endless possibilities. The idea is to create a centerpiece that is both beautiful and functional, giving guests a chance to get hands-on with the decor. Not only is this a fun and unique addition to your event, but it also creates a memorable experience for your guests.
In conclusion, there are countless ways to create a stunning and unforgettable event, and the right centerpiece is a crucial element. Whether you opt for a classic floral arrangement, a modern geometric display or an eco-friendly plant centerpiece, the key is to choose a design that reflects your personal style and the overall aesthetic of your event. At Frank Event Design, we understand the importance of creating a one-of-a-kind celebration, and we're here to help bring your vision to life. Contact us today to learn more about our event planning services and how we can help make your 2023 event unforgettable! | <urn:uuid:e21421a4-3201-4e57-98a7-eb0d89dcf8d7> | CC-MAIN-2023-40 | https://www.frankeventdesign.com/post/2023-trending-event-centerpieces-to-make-your-party-unforgettable | 2023-09-24T23:00:29Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.918371 | 1,099 |
Electromagnetic fields induce apoptosis in cancer cells
Those of us working in electronic medicine known that frequencies can inhibit growth and destroy cancer cells. New research is continuing to document this effect.
ELF-Eletromagnetic Fields Inhibit the Proliferation of Human Cancer Cells and Induce Apoptosis
Lijun Pang, Nelly Traitcheva, Gislinde Gothe, Juan A. Camacho Gomez, Hermann Berg
Electromagnetic Biology and Medicine , Volume 21 , Issue 3
Abstract: Weak and low-frequency pulsating electromagnetic fields (ELF-MF) can be applied to change cell metabolism, if cells are treated in a specific range of frequency and amplitude. In our case, the influence on proliferation of human K562 cells has been studied by applying a sinusoidal 50 Hz field of magnetic flux densities (B) between 2 and 13 mT for 2 or 4 days. In repeating all runs three times—counting each day—no difference between experiment and control was found below 6 mT. However, stronger field amplitudes inhibit cell division and induce apoptosis and necrosis as shown by flow cytometry. Treatment with 10 mT decreases the number of living cells to only 2% of the control. This electromagnetically induced apoptosis may be a first step for a noninvasive treatment of cancer tissue for inhibition of its proliferation.
Click here for updates and comments | <urn:uuid:a6ac532c-d191-4e71-9625-89ef85d752aa> | CC-MAIN-2023-40 | https://www.frequencyfoundation.com/2003/12/30/electromagnetic-fields-induce-apoptosis-in-cancer-cells/ | 2023-09-25T00:25:46Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.908804 | 290 |
If you’re here, it’s likely that you are wondering why an affair is necessary. Or maybe you already support an affair and can’t seem to find the right words. As we are biologically nonmonogamous, affairs are natural to us. However, monogamy is strictly enforced in society. This whole idea is that humans should look at animals to decide how to act, even though it doesn’t apply to other areas such as walking naked or accepting homosexual relationships. Monogamous animals exist, and humans should emulate them. Article after article would tell me that humans should try to emulate swans, who are long considered a prime example for monogamy in animals.
They’re not swans, but they have been shown to be non-monogamous.
Monogamy has its own reasons. We can either stay monogamous, or fight the urge to have sex with people we don’t want to. Although we are told to fight our biology to be faithful to our spouses it is not explained why. God? Our family? Our society as a whole? There are many reasons, but it is not clear that keeping the children together is better for them. Not everyone believes in God, and as for society… well, unless tabloid rags get to sell papers every time a high-profile person cheats, we haven’t seen these benefits.
So what then is the point of MONOGAMY, you ask?
The nuclear family is no longer the most revered. The population is changing and the families are evolving as well. As affairs are more common than ever, the divorce rate is on the rise. So why are people so afraid of cheating? And why do our social stigmas against cheating still strongly oppose open marriages and extramarital affairs.
These are the stigmas that must be removed and we are making slow progress. Although our views about religion and the meaning of marriage are changing, we don’t mean to refer to the various types of marriage other than those that are part of it. We may not be ready to admit that the structure of marriage needs to change. It is more than just who benefits from it. This is a conversation that no one wants to have right now, and those who want extra-marital affairs must do so privately.
We force cheaters to lie by imposing our stigmas. If they were honest about their desires and needs, it would lead to either couples’ counselling or divorce. People who desire to have an affair don’t want to get divorced. It would be easier to be open about sexual relationships than to keep them secret. We are poisoning marriage by putting too much emphasis on “til death do us part” and the idea that having sexual relations with anyone other than your spouse is a terrible thing.
These are not the people who advocate discreet affairs. They are ruining the sacredness of marriage. It is not those who insist that a person must be miserable if they aren’t getting the support they need in their marriage to ensure their happiness. The goal of marriage is to find what you need to make you happy and complete yourself.
This is the standard we have set. However, we insist that those who are unhappy in their marriage either leave it or continue to live with it. We also ask that they sacrifice their own needs for the sake of their spouses and families. While this may sound noble, it is not the best idea. These needs can be sexual or simply a need for intimacy.
Relationships are about compromise and sacrifice. But what do I want to know? What is more important in marriage than personal happiness and what can you give up? | <urn:uuid:51c7c59b-c9de-4bb8-992e-61914a078949> | CC-MAIN-2023-40 | https://www.friendclub.online/online-affair-a-closer-look-at-monogamy/ | 2023-09-24T22:50:32Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.977652 | 761 |
June 28, 2019
Contact: Karen Kim
Senior Director of Marketing & Communications
Office: (972) 335-9522 | Cell: (972) 900-9651
email@example.com IMMEDIATE RELEASE
Twenty-five Leadership Frisco Class XXII graduates crossed the stage at the annual Frisco Chamber of Commerce State of the City Luncheon on Wednesday, June 19, 2019, followed by four graduates from Class XXI who recently fulfilled the program’s requirements.
Leadership Frisco is a nine-month community leadership program through the Frisco Chamber of Commerce. Each new class starts with a team-building day in September and meets a full day each month dedicated to exploring the inner workings of Frisco’s government, educational system, economic development, service organizations, regional issues, leisure and culture, health services, and public safety. Leadership Frisco Class XXIII will be announced in early August.
Leadership Frisco Class XXII Graduates include:
Sean Aucoin, Suad Bejtovic, Barbara Bible, Charles Brazil, Cole Chandler, Lisa Cook, Jason Cooley, Megan DeWolfe, Brad Elledge, Jerry Frankson, Sandi Gill, Sadaf Haq, Mark Hill, Christie Hutchinson, Patricia Kallal, Karen Kim, Natashia Laurent, Richard Meuret, Nick Morgan, Corley Randolph, Kathy Selvidge, John Sigety, Melanie Smoot, Tim Troop, and Jennifer Wade.
Leadership Frisco Class XXI Graduates include Ryan Blake, Chris King, Dave Quinn, and Eric Williams.
About the Frisco Chamber of Commerce
The Frisco Chamber of Commerce is a 4-Star Accredited Chamber of Commerce that consists of approximately 1,300 member businesses who provide goods and services to the growing, bustling economy in Frisco and the surrounding area. The Frisco Chamber of Commerce is the Voice of Business for Frisco and North Texas. The mission of the Frisco Chamber of Commerce is to protect and promote commerce, thru advocacy, resources, and connections. For more information, visit www.FriscoChamber.com.
Karen Kim, IOM
Karen Kim currently serves as the Vice President of Marketing and Communications for the Frisco Chamber of Commerce. She has over 20 years of marketing, management, communication, and graphic design experience in a variety of industries. Karen is an avid reader (ask her what she is currently reading and it will make her day!) and loves to write! Her favorite day of the week? Every day! She is a graduate of Leadership Frisco Class XXII and has recently earned an IOM designation through the US Chamber of Commerce. Karen's Top 5 Strengths: Ideation | Significance | Strategic | Learner | Input. | <urn:uuid:6ccce364-c04c-4f81-a739-564ba1068d05> | CC-MAIN-2023-40 | https://www.friscochamber.com/blog/leadership-frisco-class-xxii-graduates/ | 2023-09-25T00:54:18Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.919087 | 584 |
Imagine if crime victims had as many rights as criminals in California.
But we live in the age of pro-crime “criminal justice reform” where lefties champion murderers, rapists and muggers, especially if they’re illegal aliens, and the media sweeps the human toll of pro-crime policies under the rug.
Kate Steinle was murdered. The illegal alien killer got a soft tap on the wrist. Now the soft tap has also been removed.
A California state appeals court Friday overturned the lone conviction against an undocumented immigrant who shot and killed Kate Steinle on the San Francisco waterfront in 2015, a case which drew national attention and became a flashpoint in the debate over illegal immigration.
Jose Inez Garcia-Zarate, who was in the U.S. illegally had been deported to his native Mexico five times, was acquitted in November 2017 of first and second-degree murder, involuntary manslaughter, and assault with a semi-automatic weapon. He was convicted of one count of being a felon in possession of a firearm.
On Friday, the 1st District Court of Appeal in San Francisco overturned that conviction because the judge failed to give the jury the option of acquitting Garcia-Zarate on the theory he only possessed the weapon for a moment.
Well of course.
You can’t prove that Zarate just found the gun, held it for a moment, then it accidentally went off in his hands, somehow killing a young woman, and then this solid citizen went off to do some volunteer work at a homeless shelter.
For that matter, we can’t prove that the same people who killed JFK and O.J.’s wife didn’t do it.
Earlier this year, the 9th Circuit Court of Appeals upheld a lower court decision to dismiss a wrongful death lawsuit filed by Steinle’s parents against San Francisco. The lawsuit maintained that the city’s so-called sanctuary policy and San Francisco County Sheriff Ross Mirkarimi bore responsibility for Steinle’s death.
Of course it did.
Illegal aliens killing Americans is a victimless crime in California. | <urn:uuid:ce3394bd-557d-4ce4-ba25-eee40a61706c> | CC-MAIN-2023-40 | https://www.frontpagemag.com/no-justice-kate-steinle-california-daniel-greenfield/ | 2023-09-24T23:38:41Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.960737 | 438 |
These 'watchdogs' sniff around to make sure we're doing everything right.What's a Supervisory Committee member do? Think of them as being part detective and part judge. They're volunteers, elected by our membership, who act as the credit union's "watchdogs." That means they protect member assets, ensure that records are properly maintained, and review policies to make sure they adhere to the law and are carried out faithfully. And not least of all, they're charged with making sure Frontwave Credit Union members like you receive the best possible service.
Frontwave Supervisory Committee
- Robert Ross – Chairman
- Vicente Hinojosa – Member
- Cezary Goch – Member
- Leandro Festino – Member
Mailing address: Supervisory Committee, P.O. Box 5980, Oceanside, CA 92052
Ever since boot camp you have always treated me right. I have also had 3 car loans through you guys and it’s always been easy and you have had the best rates.— Jeremiah C. Livermore, CA | <urn:uuid:4fe20e61-4d6b-44ab-a758-313171107e71> | CC-MAIN-2023-40 | https://www.frontwavecu.com/Our-Mission/Our-Story/About-Us/Supervisory-Committee | 2023-09-24T22:46:36Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.974836 | 220 |
Achieve The Glass Hair Look With The Help Of Philip Kingsley
Instagram has been flooded with pictures of A-listers with the trending bob cuts this summer, which then progressed to the very gorgeous glass hair trend. Achieve this super-sleek and polished look with the help of these two awesome products by Philip Kingsley.
What Exactly Is Glass Hair And Do We Really Want It?
Glass hair is the term used to describe a flawlessly polished and shiny hairdo which looks as reflective, sleek and sharp as glass. If you glance through the Instagram posts of the likes of Jenna Dewan, Jordan Dunn, Khloe and Kim Kardashian, they all have one thing in common – their glass hair looks are sheer perfection. You could be forgiven for thinking they may actually be pictures of dolls – either that are the pictures have been subject to some serious photoshopping. In fact, this incredible look can be achieved by of all us sheer mortals, with the aid of Philip Kingsley’s Preen Cream and Finishing Touch Hairspray.
So, you’ve acquired the sharp haircut and now you need the right products to look as polished as your fave celebs. This trend dominated the internet during the height of summer and it appears to be here to stay for the foreseeable. Lose the frizz and create Insta-worthy intense shine with Philip Kingsley’s Preen Cream.
The exceptional results that this product very quickly delivers literally left us astounded. Ideal for fine hair, this lightweight cream absorbs straight into the hair without detection, making it immediately frizz-free, incredibly manageable and so shiny you might consider patenting it as a new type of mirror. (Perhaps, not quite, but you catch our drift.)
Philip Kingsley has formulated this product with highly researched ingredients to enable the perfection we crave. Loaded with specific antioxidants, vitamins and conditioning agents, this innovative Preen Cream ensures each strand of hair is thoroughly moisturised so dry ends appear to have vanished without adding any weight. Together with the cream’s anti-static properties, this product creates that much sought-after glass hair look. What is more, hairstyling can be achieved in a fraction of the time!
Ideal for fine hair.
Anti-static properties ensure your hair remains frizz-free, manageable and glossy.
For use on wet or dry hair.
Ultra-lightweight styling cream.
Designed to stimulate effects of duck preening which are smooth, shiny and protected.
A Weightless Formula That Adds moisture and shine.
Smooths and seals the hair to reduce the appearance of dry ends.
Reduces static and frizz; hair is smoother and offers a reflective shine.
Ensure you maintain your perfectly styled hair with Philip Kingsley’s Finishing Touch Hairspray. This product enables a super long-lasting yet flexible hold, texture with natural control, and all without a trace of irksome crispy stiffness. This hairspray is invisible to the eye and hair has natural movement. The product’s sophisticated strong-hold polymers guarantee weightless strength. Once you have achieved your style, apply the Finishing Touch Hairspray and enjoy!
Philip Kingsley’s Finishing Touch Hairspray is suitable for fine, medium, coarse and Afro-Caribbean hair types.
Offers flexibility, strength and weightlessness.
Both enhances and protects all styles.
Provides reflective shine.
Long-lasting flexible hold, texture and natural control without stiffness
Keeps curls and waves in place for up to 24 hours.
Weatherproof formula protects hair against humidity and frizz. | <urn:uuid:90367e16-ba67-407e-bb08-da9504258de1> | CC-MAIN-2023-40 | https://www.frukmagazine.com/achieve-the-glass-hair-look-with-the-help-of-philip-kingsley/ | 2023-09-24T23:31:53Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.916778 | 770 |
Hotshot negotiation tactics for a pain-free divorce
Three years after the referendum the UK still can’t figure out its divorce from the EU. Likewise, three years after Brad and Angelina split, they’re still working out the financial arrangements of their divorce.
So, how can divorcing couples stop the same happening to them and ensure their split is as straight forward as possible? We spoke to Selena Arbe-Barnes, family solicitor at Winckworth Sherwood who’s breaking down what to do when life doesn’t go according to plan.
No divorce is going to be entirely pain-free. We can’t underestimate the emotional and financial strain. So, as you disentangle your life from your spouse’s and find your place in the world, it’s important for both parties to ensure they remain in a strong financial position.
Selena shares with us a number of things to do when negotiating to place your best foot forward.
Draw on the support of your tribe
Having a support network around you is essential to get you through the most testing moments of your relationship breakdown and, eventually, the happy ones. You will be able to draw strength from friends and family to manage negotiations with your spouse.
Information is key
Seeking out solution-focused legal advice is a worthwhile investment to establish what your options are. While advice from family and friends is comforting, avoid misinformed guidance. No two families are the same and everyone’s experiences will be different. Speak to a relevant professional about your specific circumstances to ensure you are receiving tailored advice.
Do your homework
When negotiating a financial settlement, you are planning to secure your future. You’ll need a resolution that helps to address your needs. In terms of where to live after, as well as your noting your relationship history and contributions to the marriage. Think carefully about what you (and your children) are going to need. Visit properties you could potentially live in and work out what a payment plan if needed. How does this compare with what you, or your spouse, earnings? This information is vital in pulling together informed proposals.
Keeping matters out of court
Our court system is under the most pressure it’s ever been, and there can be huge delays in getting a court date to move matters forward (not to mention the expense involved). Negotiating a financial settlement without ever having to litigate should always be the first port of call. Preferably, try to achieve an outcome best for you and your spouse, rather than a judge. There are other alternatives if traditional negotiation loses momentum, such as; round table meetings with your spouse and your solicitors, or you can agree to private proceedings or arbitration. These are other forums where matters can be resolved swiftly and pragmatically.
Check in with yourself
Sorting out finances can be incredibly stressful and establishing certainty in your future often becomes the priority over anything else especially if kids are involved. Once the dust settles, check in with yourself. Have you dealt with your grief and started to heal? Maybe seek support from a counsellor or therapist who can guide you through your emotional journey and help you find strength to live the rest of your life to the fullest. | <urn:uuid:f316b2c5-0526-4f5e-bc4c-c3388b4218b5> | CC-MAIN-2023-40 | https://www.frukmagazine.com/hotshot-negotiation-tactics-for-a-pain-free-divorce/ | 2023-09-25T00:31:58Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.945626 | 668 |
First Capital Equities on the status of Colombo Bourse
Monday, 24 February 2014 00:00
The last few weeks of February 2014 saw a turnaround in the strong market performance seen in the previous month, with improved 3Q2014/4Q2013 corporate results and the ‘January effect’ contributing to this reversal.
The market’s upward trajectory in January 2014 was supported by a low level of interest rates and sanguine EPS growth, resulting in optimistic buying behavior of both domestic and foreign investors.
First Capital Equities believes the rationale for the foreign outflows observed in the past few weeks is a result of foreign investors booking profits earned from their investments in blue-chip stocks rather than a reflection of the market’s poor performance.
Foreign flows are down, but not out
Meanwhile, despite strong domestic economic indicators and a decline in interest rates expected to thrust the market upwards, net foreign selling continued in the past few weeks. In the wake of outflows in global markets and most global markets recording losses on an YTD basis, Sri Lanka also experienced no exception.
With continuous foreign outflows in the last few days raising concerns among investors, First Capital Equities wishes to point out that foreign outflow was mainly triggered by foreign selling selected blue chip stocks as a result of foreign investors booking profits earned.
Look on the positive
With the recent outflows merely indicating foreign selling in blue-chip stocks rather than negative investor sentiment, First Capital Equities advises investors not to be deterred by the prevailing market conditions but to view this as an opportunity for investors to clean their books, select quality stocks and realign their portfolios to take advantage of future gains.
Further with Sri Lanka being among the few countries that has risen on an YTD basis against a backdrop of global outflows, First Capital Equities reiterates that investors should view this as a positive sign and thus remain confident of the Bourse’s direction. | <urn:uuid:9bacb003-62a6-4bda-a734-f8c2deceac7b> | CC-MAIN-2023-40 | https://www.ft.lk/Financial-Services/first-capital-equities-on-the-status-of-colombo-bourse/42-258680 | 2023-09-24T23:50:17Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.953297 | 410 |
Debt refinancing is when you pay down your remaining debt from a loan with the proceeds of a new, better loan. Debt refinancing does involve paying interest on interest and could trigger prepayment penalties for your original debt. That said, it can also offer longer repayment terms, lower rates, and less frequent payments.
There are several reasons you may want to consider refinancing your small business loans. Perhaps, for example, the payments you’re making still primarily go toward the interest rather than the principal. Refinancing your business loan, also known as debt refinancing, can help you qualify for a longer-term loan with more affordable rates.
In this post, we’ll walk you through what debt refinancing is, why you might need it, and how it works. At Fundera, we’ve helped many small business owners refinance business debt, saving them thousands of dollars each month. As such, we’ve compiled a guide to all things debt refinancing to let you in on one of the most powerful money-saving tactics a business owner can have in their toolbox.
Let’s get started.
Do any of the aforementioned benefits sound like they could be useful for your small business? If so, now is a good time to figure out which kind of debt refinancing you should start looking into.
Here are the three main types of refinancing out there:
This is a common, but useful and important, way to use debt refinancing.
Let’s say your business’s details and financials haven’t changed too much since you took out your last loan. Maybe it’s been a few months and you’ve put that extra capital to good use, growing your inventory a little or launching a new marketing campaign. In other words, it’s been business as usual, but you were still able to snag a better deal on a business loan when you applied for debt refinancing.
Whether in terms of more favorable rates, longer terms, or more capital, the refinancing loan you can qualify for is somehow a step up from your current debt.
This might not be a groundbreaking change. Maybe you’re moving from $40,000 to $60,000 in financing, for example, or from a loan term of 18 to 24 months, but you’re still expanding your possibilities for growth, building credit, and keeping the financing cycle going.
This kind of refinancing isn’t for everyone, and if you don’t need a second loan then you shouldn’t take one out. But if you’re looking to continue your business growth, refinancing your current debt with a better loan will help.
On the other hand, maybe your business hit a certain milestone since your last business loan. If that’s the case, you might very well qualify for a whole new set of better loan options for debt refinancing.
These larger and more affordable loans, with longer terms and less frequent repayments, can change the way your business operates—in a big way. You can save money, breathe easier with a more flexible cash flow, worry less about more manageable payments, and use that extra cash to substantially develop your business.
Here are just a few standard milestones that could indicate your business might qualify for better financing:
You should note that these aren’t hard-and-fast rules. Hitting one of these benchmarks won’t necessarily qualify you for a better loan, but they are common guidelines that a lot of lenders tend to follow. So if you’re able to, graduating from one loan into a substantially better product can make a big difference to your business.
Just imagine refinancing your relatively small and expensive short-term loan with a bigger, more affordable medium-term loan, and then refinancing that into a long-term, single-digit interest rate SBA loan. By making some smart choices and thinking seriously about your business financing, you’ve potentially moved from an 18-month loan of $40,000 with daily payments and 20% APR to a 10-year loan of $120,000 with monthly payments and 6% APR.
Of course, that’s just an example, but we’ve seen it happen plenty of times.
Debt refinancing and debt consolidation are often used interchangeably, but that’s not quite correct. Debt consolidation is actually a kind of debt refinancing.
Debt consolidation loans help you take out one loan to pay off multiple smaller loans (as opposed to one smaller loan, as with the above examples). For example, say you’ve taken out several small loans over the course of a year to pay for some unforeseen expenses. Those payments add up.
With debt consolidation, you can roll up all those different daily payments into a larger weekly payment. In terms of how it can help your business, debt consolidation brings all the same advantages of normal debt financing: you’ll save money, get more capital, have longer to pay off your debt, and be able to spend more flexibly.
Plus, you get to establish a more regular payment schedule and bring together your various sources of business credit. You can worry less about forgetting to make a payment and hurting your credit score, too.
Examples of debt consolidation loans:
We’ve already alluded to why you might want to refinance business debt, but let’s take a look at the three most important reasons:
Taking out a second loan to pay off your first one might make sense if, say, that second loan comes with a lower interest rate.
All of a sudden, debt refinancing can make your business debt more affordable.
We’ll talk more about this later on, but depending on when you’re able to refinance business debt, you could be paying substantially less interest on the principal—which is the amount you borrowed from a lender. In other words, debt refinancing can lower your overall rate. You’re borrowing for less.
And there are especially expensive loan products—like merchant cash advances—that are great choices to refinance into more affordable kinds of debt. The option to refinance business debt gives you the chance to limit the damage that pricey short-term borrowing can do to your bank account or cash flow.
Another reason to take out a business debt consolidation loan is if that second loan comes with a longer term. In other words, you’ll have more time to pay off the money you borrowed (plus interest).
You might look for a longer term because your current loan’s payments are cutting into your cash flow, you want to lower each payment amount, or you want less frequent payments—like weekly or monthly instead of daily payments.
Regardless of the exact benefit you’d want, a longer loan term is one reason why plenty of business owners search for debt refinancing.
This one is pretty straightforward: That second loan comes with a bigger pile of cash you can use to grow your business.
By refinancing your debt with a larger loan amount, you can invest more capital into your business without taking out multiple loans at once or waiting to finish paying off your first round of funding. Of course, a portion of that second loan will go toward paying off your first loan, but so long as what’s left over is more money than you would’ve had otherwise, refinancing makes perfect sense.
More often than not, you would refinance business debt because of some combination of these reasons—maybe even all three.
Now that you understand why you might want to refinance business debt, let’s take a look at the different kinds of business loan debt refinancing, and how each can make a big impact on the success of your business.
There are some drawbacks to business debt refinancing. Let’s evaluate them.
When you’re refinancing debt, you’re essentially paying it all off early—with the proceeds of another loan. But if a lender has attached a prepayment penalty to their loan, this could end up costing you extra money.
A prepayment penalty is when you’re penalized for paying a loan off before its term ends. Prepayment penalties exist because lenders want to recoup what they lent plus interest. If you pay off the loan early, your lender loses out on some interest they expected to receive. They’re not making as much money as they thought, in other words.
Some lenders will charge extra for prepayment in order to make up some of that lost capital. Others offer prepayment “incentives” where they’ll forgive a portion of your interest when you pay early—but only a portion.
Either way, debt refinancing will trigger that prepayment penalty, so watch out. Make sure you’re aware of whether your loan has a prepayment penalty—and how much it is—before you refinance business debt
If you choose to refinance short-term debt with other short-term debt—even if it’s a bit more affordable—then you risk getting “stuck” in a cycle that can be hard to climb out of.
When you refinance one short-term loan with another, you’re paying a good deal of interest on interest. Sometimes that’s a necessary evil if you’re getting much better financing, but it’s not necessarily the most cost-effective option.
Now that you know all about debt refinancing, the last piece of the puzzle is finding out if your debt is eligible for refinancing. To find out, ask yourself these five questions:
Being eligible for business debt refinancing means there is room for improvement in your debt repayment situation, and you qualify for an alternative loan. To analyze whether your loan is currently the best it could be, take a long look at the following:
Consulting with a business lending specialist will help you determine whether you could possibly be making lower debt payments. Lowering your debt obligation is the overall goal.
Depending on the lender and the type of refinancing you qualify for, you may or may not have to pay the debt off in full. For example, if you have equipment loans in short-term debt, you might not qualify for a medium lender to refinance the full $100,000 you owe. However, the lender may choose to carve-out and refinance the short-term debt.
As the business owner, your credit score has a big impact on whether your eligible top refinance business debt, as well as which loans you qualify for. This doesn’t simply go for the primary business owner, either; lenders examine the credit histories of all owners holding at least 20% of the business.
The most worrisome situation would be if one of your business owners had a credit score below 600. In that case, you would most likely only be eligible for a short-term loan. While taking on a short-term loan for refinancing isn’t always advisable, it could certainly help if it is the only option available to you.
In some cases, you might want to wait to apply for refinancing until you’ve raised your credit score to at least 620, if not higher. Again, this applies to all primary owners of the business.
Declaring bankruptcy is known to be one of the worst things for your credit score. It often results in lowering a credit score by 200 points, and will remain in your credit history for seven-10 years.
Most long-term lenders with affordable rates won’t qualify anyone who is within four years of their bankruptcy’s discharge date. The SBA requires you to be three years out from the discharge date.
A tax lien is a legal claim the government has against your property if you neglect—or simply fail—to pay back tax debt. As you may expect, most lenders look negatively upon a tax lien.
If you want to apply for business debt refinancing but currently have a tax lien against your property, you should be proactive in at least reaching good standing with your tax debt. This means being aware of the entire amount you owe. Lenders will note if there is a tax lien against you and whether you are currently on a payment plan to take care of your tax debt. Again, this applies to all primary owners of the business.
Finally, the current state of your business plays a very important part in whether you will qualify for refinancing. Just as your credit score should show that you have a good history of making payments on time, your business’ current standing should show lenders that you will continue earning and being able to pay off debt.
Business health factors include monthly cash flow, gross revenue and net profit, and the length of time you’ve been in business. Generally, refinancing lenders want to see that you’ve been in business for at least one year, and ideally more than two years.
Taking out a loan to refinance the debt you have can be a serious game-changer for your small business.
Whether you’re making incremental improvements or reaching for the stars, graduating into a significantly better kind of loan can give you more time to access more capital at a more affordable rate.
That’s a lot more—for a lot less.
Here’s the bottom line: Refinancing doesn’t always make sense for every business, but it’s a powerful option for small businesses looking to grow in a big way. So think carefully about your debt situation, your business’s needs, and how your financials have changed since your last loan. Debt refinancing might be just what you need.
Sally Lauckner is the editor-in-chief of the Fundera Ledger and the editorial director at Fundera.
Sally has over a decade of experience in print and online journalism. Previously she was the senior editor at SmartAsset—a Y Combinator-backed fintech startup that provides personal finance advice. There she edited articles and data reports on topics including taxes, mortgages, banking, credit cards, investing, insurance, and retirement planning. She has also held various editorial roles at AOL.com, Huffington Post, and Glamour magazine. Her work has also appeared in Marie Claire, Teen Vogue, and Cosmopolitan magazines. | <urn:uuid:24baa80d-6b1b-4c32-a445-61dfe50c5715> | CC-MAIN-2023-40 | https://www.fundera.com/business-loans/guides/business-debt-eligible-for-refinancing | 2023-09-25T00:12:34Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.954679 | 2,993 |
Fuse is a Microsoft Gold Certified Partner, based in Northampton. We help organisations of all sizes to maximise IT efficiencies through the use of Microsoft cloud computing solutions.
Customer Story: SitePro - drive transformation with Azure
For companies with multiple automated sites, Microsoft Azure is the key to transforming operations to slash overhead costs and achieve operational efficiencies. Learn from the experience of SitePro, a software company that uses Azure to unify automation systems and deliver remote, real-time access to data to improve decision making and business health.
SitePro is a software company with a mission to enable the digital oil field. In this video, discover how Microsoft Azure helps SitePro harness the power of data to drive transformation for its oil and gas company customers.
Contact Fuse to learn more about how Azure can transform services for your customers.
Missed part 1?
Latest Blog Posts | <urn:uuid:356b99c9-1810-48fc-9a6d-db6badf39d84> | CC-MAIN-2023-40 | https://www.fusecollaboration.com/blog/posts/2020/april/customer-story-sitepro-drive-transformation-with-azure/ | 2023-09-24T23:44:05Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.883983 | 180 |
Today's Gamasutra educational feature, part of the expanded Gamasutra Education
section of the site, shares the typical routine of Adrian Sandoval, a student in Camden County College's major in Game Design and Development. Sandoval goes into his role in his development team in following extract:
"Now that each member of the team breaks off to work on their own individual part of the game, my goal is to talk with each of them and see what they were working on. Before I do that, I talk with the other game designer on the team. At the beginning of the semester, he came up with the concept, and I agreed to help work out the mechanics, puzzles, and level design.
The game he came up with was Post Mortem Combat, a game which pokes fun at the time we've spent at the college. It's a first person adventure which stars the members of our team as we fight to save the world from an alien menace which is lead by our professor. Considering I've spent a good two years of my life at this school and this is the biggest project I'll complete there, it feels like the perfect student thesis, so I jumped at the chance to flesh it out.
Over the first few weeks, it was our job to work on the Game Design Document, or GDD. This document basically covered every aspect of the game, including the story, levels, and mechanics. There were also sections for other members of the team, including an art bible for our concept art and an engine overview which documented the hurdles that the programming team will have to go over. In the end, the document turned out to be about 80 pages long.
Now that the document is out of the way, we make sure that everything stays as it was written in the original GDD, as well as flesh out some of the puzzles and obstacles players will face within the individual levels."
You can read the full Gamasutra educational feature on the topic
to get filled in on Sandoval's day (no registration required, please feel free to link to this feature from external websites). | <urn:uuid:13b74c9b-bbdd-45eb-86e9-bb7369affbae> | CC-MAIN-2023-40 | https://www.gamedeveloper.com/pc/education-feature-student-day-in-the-life-adrian-sandoval- | 2023-09-25T00:28:45Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.979581 | 429 |
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Published: Nov 26th, 2022 HTML5 Buy a few monsters and connect them so that you create the mightiest army around. | <urn:uuid:d5a9dad3-e45c-4579-b888-a5dca15c097a> | CC-MAIN-2023-40 | https://www.gameflare.com/embed/last-debt/ | 2023-09-24T22:52:29Z | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506669.96/warc/CC-MAIN-20230924223409-20230925013409-00598.warc.gz | en | 0.938071 | 686 |
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