text
stringlengths
1
654k
WHEN WE PURCHASED OUR HOME I CALLED NUMEROUS AGENCIES TO FIND THE BEST FIT. LIBERTY WAS BY FAR, THE BEST PRICING AVAILABLE AND WE WERE ABLE TO DO EVERYTHING OVER THE PHONE AND INTERNET
State Farm
I am able to look up policy information, change some coverage, and contact my agent. I can also pay my bill, so it does what I need it to do.
Erie Insurance
I really don't dislike anything I mean I wish we could get it for a free bit that is about it
Metlife
I never really speak to them anymore, mores when I need something.
Farmer's Insurance
If you live in a rural area like we do, you would absolutely benefit from having farmers as your insurance company.
Erie Insurance
My deductibles are about the same as what I used to have. I am very satisfied that I found this particular company
Geico
I would recommend Geico because of the customer service the price and their ability to respond to you very promptly and get what you need done resolved ASAP.
Charlottesville, VA Homeowners Insurance By Home Value
Charlottesville, VA Home Value Total Homes % of Total Average Charlottesville, VA Homeowners Insurance
Less than $50,000 197 3.0% $60
$100,000 to $124,999 231 4.0% $287
$125,000 to $149,999 227 4.0% $362
$150,000 to $174,999 334 6.0% $423
$175,000 to $199,999 431 8.0% $491
$200,000 to $249,999 1,196 22.0% $589
$250,000 to $299,999 1,151 21.0% $725
$300,000 to $399,999 1,506 28.0% $922
Top Home Insurance Agents Near Charlottesville, VA
Home Insurance Company Near Charlottesville, VA Homeowners Insurance Agency Near Charlottesville, VA Address
Travelers Bb&T Huffaker Insurance 113 S WAYNE ST, WAYNESBORO, VA, 22980
State Farm Bill Williams 201 Rosser Ave Ste 111, Waynesboro, VA, 22980-3512
Travelers Insurance Agency Services Llc 16832 W JAMES ANDERSON HWY, BUCKINGHAM, VA, 23921
Travelers Old Dominion Insurance Agency 1555 Commerce Road Verona, Staunton, VA, 24482
State Farm Rob Shirley 220 Frontier Dr Ste 6, Staunton, VA, 24401-9153
Charlottesville, VA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Charlottesville, VA
Streets in Charlottesville Area Homeowners Insurance Cost
Sunset Ave, Franklin St, 10 1/2 St NW, Bainbridge St, Little High St, Dice St, Nalle St, 11th St SW, Hardy Dr, Rosser Ave$769
Shasta Ct, Florence Rd, Old Farm Rd, Saint Clair Ave, Brandywine Dr, Grove Rd, Lambeth Ln, Rockcreek Rd, 7th St SW, Rugby Rd$872
Chesapeake St, Meade Ave, 15th St NW, Old Lynchburg Rd, Trailridge Rd, Gildersleeve Wood, Booker St, Avon St, Dublin Rd, 3rd St SE$756
Cameron Ln, Raymond Ave, St Charles Ave, Palatine Ave, Kensington Ave, Lafayette St, Hillwood Pl, Paoli St, 8th St NW, Galloway Dr$773
Palatine Ave, Wilson Ct, Jefferson St, Keith Valley Rd, Jefferson Park Ave, Hereford Dr, 6th St SE, Rugby Ave, 9th St NW, Preston Ave$711
Charlottesville, VA Home Insurance Savings For Senior Occupied Homes
PlaceSavings For Senior Occupied Homes
Charlottesville$113 to $115
University of Virginia$113
Pantops$114
Albemarle County$115
Charlottesville, VA Auto & Homeowners Insurance Bundling Discounts
Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pantops CDP, Virginia $95 $127 $190
Albemarle County, Virginia $96 $128 $192
Jack Jouett district, Albemarle County, Virginia $97 $129 $193
Charlottesville, VA Area Home Insurance as a % of Housing Cost
PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Charlottesville, VA3.8%12.6%
University of Virginia3.44%9.29%
Pantops3.66%16.67%
Albemarle County3.64%13.44%
Charlottesville Renters Insurance as a Percentage of Rent
Charlottesville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 114 1.0% $328
$200 to $299 326 3.0% $778
$300 to $499 461 4.0% $1228
$500 to $749 1,657 16.0% $1903
$750 to $999 2,613 26.0% $2653
$1,000 to $1,499 3,160 31.0% $3778
$1,500 or more 1,585 15.0% $5428
Charlottesville, VA Home Insurance Costs With Deductible Scenario
Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Charlottesville Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $6,200$5,700
Net Savings to Charlottesville Home Owner from High Deductible Plan $500
Charlottesville, VA Home Insurance Costs With Home Replacement Value Scenarios
Scenario Charlottesville, VA Home Replacement Value MORE than Home Value Charlottesville, VA Home Replacement Value LESS than Home Value
Replacement Value $264,000 $194,000
Insurance Premium based on Replacement Value $1,050 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year
Example Charlottesville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
Insurance Company Erie InsuranceAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 97258106
Year Built 201119482008
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$500000-$600000$300000-$350000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible
Sample Home Insurance Rates for Charlottesville, VA from Consumer Reviews & Surveys
Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 350,000 Composition Roof 2,360 3 $5000 to $10,000 Deductible 390 5 Stone Siding yes
1948 430,000 Membrane Roof 3,260 5 $500- $1000 Deductible 290 2 Stone Siding yes
1961 270,000 Tile Roof 1,690 3 $1000-$2500 Deductible 410 4 Vinyl siding No
1943 490,000 Tile Roof 2,740 4 $500- $1000 Deductible 1610 9 Vinyl siding No
1945 200,000 Composition Roof 1,170 2 $5000 to $10,000 Deductible 400 10 Stucco siding No
1961 495,000 Wood Shake Roof 3,100 4 $2500-$5000 Deductible 150 1 Stucco siding No
2013 230,000 Slate Shingles Roof 1,440 3 $500 Deductible 520 6 Stone Siding No
1974 140,000 Tile Roof 900 2 $500- $1000 Deductible 420 7 Stone Siding yes
2011 245,000 Wood Shake Roof 1,450 2 $500 Deductible 970 10 Stone Siding yes
2010 365,000 Metal Roof 2,320 5 > $10,000 Deductible 440 6 Fiber-Cement Siding No
2006 220,000 Composition Roof 1,720 5 $2500-$5000 Deductible 950 12 Wood siding yes
1988 170,000 Membrane Roof 1,030 2 $500- $1000 Deductible 380 7 Stucco siding No
1949 340,000 Slate Shingles Roof 1,920 3 $500 Deductible 260 2 Brick siding No
2001 220,000 Membrane Roof 1,670 4 $1000-$2500 Deductible 720 10 Stone Siding yes