text stringlengths 1 330k |
|---|
2. Bloody Murder |
3. Fists of Fury |
Game information Edit |
Hotline Miami is a 2D top-down action video game by Dennaton Games, a team composed of Jonatan Söderström and Dennis Wedin. The game was published by Devolver Digital and released on October 23, 2012 for Microsoft Windows. The game has been described by Eurogamer as "a top-down f***-'em-up", blending top down perspecti... |
Hotline Miami is divided into several chapters, each of which is further broken down into several stages. At the start of most chapters, the unnamed protagonist wakes up in his apartment and listens to cryptic messages on his answering machine. These messages tell him to perform an arbitrary task at a certain location,... |
You Don’t Need An Angel, You Just Need a Guardian |
Please contact for more information. |
Please contact for more information |
When a ‘minor’ issue can become a Major Problem. |
Please contact for more information. |
A Declaration of Interdependence |
For more information, please contact |
The Perils of Procrastinating: Six Ways Delaying Your Estate Planning Can Harm You, Your Assets and Your Family |
Procrastinating is a typical and normal response to having to deal difficult and uncomfortable tasks and situations. Everyone would prefer to delay dealing with the hard decisions related to setting up an estate plan. But, for far too many people, what begins as procrastination turns into inaction. Since no one can acc... |
Without an estate plan in place, many decisions that should have been made by an individual are left to a series of statutes and rules related to the laws of intestacy. These laws and rules dictate how a person’s estate will be managed and administered if they did not leave a properly executed will or other testamentar... |
Who will benefit from your estate? The laws of intestacy determine who will benefit from your estate based on a specific line of familial succession. If you are married without children, your spouse receives everything. If you are married with children, the surviving spouse and the children split the estate 50-50. ... |
This poses several potential problems. First, the statutes do not differentiate minor children from adults, leaving a potential situation where a minor child will receive potentially large sums of money. How this money is held and the level of court control over this money becomes an issue as well (more on that later). |
Second, for more complicated family structures, the statutes pose significant problems. Children born of wedlock or adopted children may face the need to prove their relationship with a deceased parent in court. Non-blood relatives who might have benefited from the deceased individual’s estate are not considered. |
Finally, since New York does not recognize the concept of common law marriage, a non-married partner will be left out of the inheritance even if they had children with the deceased. It is especially important for persons in non-traditional relationships to have their wishes outlined in an estate plan if they wish to be... |
Who will administer your estate? Without a will or other testamentary device, the Surrogate’s Court will look to the intestacy order of succession to determine who will be appointed the administrator of the estate. In addition to taking this decisions out of an individual’s hands, the lack of a clear choice to administ... |
Who will care for your minor children? In the rare instances where both parents die with minor children, a will or other testamentary instrument will typically nominate person to serve as the guardian for any minor children. Without a will, the friends and relatives of the deceased may petition the court for the right ... |
How will the assets of the estate be held and what involvement will the court have with the administration of the assets? It is often advisable to utilize one or more trusts under a will as the receptacle for the assets passing out of the estate. Asset protection, tax savings and avoidance of waste are common reasons w... |
In addition, if a minor is a beneficiary of an estate, the court and their guardian will oversee their share of the estate until the minor reaches eighteen. The guardian will be required to petition the court for any distributions that a child may need and requests for distributions are not automatically granted. |
How can I avoid, delay or reduce estate, gift and generation skipping transfer taxes? Beyond using an individual’s state and federal exemptions, coupled with the marital deduction if an individual is married at the time of their death, failure to have an estate plan in place will almost completely foreclose any tax pla... |
Who will make decisions related to finances and medical care if I am unable to? The previous questions related to what happens after someone dies, but issues related to incapacity and disability are equally important. Along with a will, a durable power of attorney, health care proxy and living will are essential comp... |
It is impossible to predict when and how you will need to utilize an estate plan. However, for most people, it is clear that making the decisions that will affect themselves, their families and their assets is preferable than leaving these decisions to others. |
Please contact |
Frequently Asked Questions-Part One |
In my years counseling clients, I have found that each client, couple or family who comes to me have their own unique situations to plan for. But while their situations are unique, the questions that they ask tend to be very similar. Below are some of the most common questions I get and some general answers to those qu... |
1) Why do I need to use an attorney? Can I draft my will/estate plan myself? The proliferation of products like Legal Zoom have encouraged do-it-yourselfers to consider drafting their own estate plans with little to no advice from an attorney. In some situations, a “simple will” may be all you need and the harm in usin... |
2) Who should I select as my fiduciaries (executors, trustees, guardians)? Can they be the same people? The main criteria for selecting a fiduciary is whether you believe a person is qualified to handle the tasks they are appointed to do. You may have family or friends who may handle financial situations well, but wo... |
3) Why should I leave property to my children (or other minors) in trust and not outright? Under New York law, any account beneficially owned by a child must be paid to that child by the time they reach age twenty-one (21). For many children, this is a very early age to be given such a large financial responsibility. ... |
4) I was told that life insurance was tax free, but recently learned that life insurance proceeds are included in my taxable estate. Is there a way to avoid having these proceeds subject to estate tax? By using a vehicle known as an irrevocable life insurance trust (ILIT for short), life insurance proceeds can be remov... |
5) My parents have all of their assets in a revocable living trust and recommended I do the same. Is it true that this trust can help me avoid probate? If funded and administered properly, a revocable living trust can help avoid the costs and delays associated with probate and estate administration. However, for many i... |
For more information, please contact |
Doing It For Your Kids: Key Estate Planning Decisions For Families with Minor Children |
Preparing an estate plan at a young age comes with a series of unique and often difficult decisions for an individual, couple or family to make with regard to how their planning will be structured. One of the primary difficulties comes from having to think about the care of their children in the event that both paren... |
To properly protect your minor children, an estate plan is a necessity. A properly drafted estate plan will outline certain key decisions that must be made to ensure that the family’s children are properly cared for. Amongst those decisions to be made are the following, namely: |
How will property for the children be held-Money and other property that is held for the benefit of a minor child can be held in several different manners, each with a varying level of protection. Parents or other relatives can set up custodial accounts for their minor children, which will protect the funds for the c... |
In some instances, a custodial account is insufficient or inappropriate. If the creator of the account is older, he or she may pass away without naming a successor custodian. A petition would have to be filed by another individual to gain control of the custodial account. Alternatively, the amount being held for a chil... |
Who will control the property for your children-Careful consideration must be made to determine the persons who will control property for the benefit of a minor child. Factors such as the competence, financial knowledge and temperament should be considered in selecting executors (responsible for a person’s estate), tru... |
Who will care for your children-The decision of who to select as a guardian for your children is often fraught with emotion, fear and jealousy on the part of both parents and the persons considered for this important position. However, the key factor must be who will best care for your children. You should consider n... |
How will their education be paid for-College expenses and other educational costs should be a factor in determining how best to plan your estate. The use of savings vehicles such as a 529 plan or crummey trust can help establish a funding mechanism for education at a very young age. Life insurance can also be a helpf... |
The benefit to making these crucial decisions early on is that once an initial plan is put in place, it can be modified and changed as your children grow older to meet their changing needs. Being prepared also can be a powerful way to reduce parental anxiety about their children’s future by ensuring that their children... |
Please contact for more information about estate planning. |
How to Save 90% Per Part With Robotic Incremental Forming |
Why is sheet forming so expensive!? We explain why and show how to calculate how much you could save by using robotic incremental forming. |
Forming sheet material can be expensive. Unless you’re manufacturing huge runs of identical parts the cost can be restrictive, particularly if you are a high-mix, low-volume manufacturer. |
What are you supposed to do? Should you just give up on using sheet materials altogether? No. |
Thankfully, there’s a way that you can get the benefits of sheet forming at a cost-effective price: robotic incremental forming. All you need is a robot and a copy of RoboDK. |
In this article, we’ll explain why traditional sheet forming is so expensive and how you can calculate your potential savings. |
5 Factors Which Make Traditional Sheet Forming Expensive |
CNC machining center cutting moldOne of the most common methods of sheet material forming is deep drawing, which involves stretching material over a die. |
One factor hugely affects the cost of this method: |
1. Manufacturing the die — The main expense is the cost of manufacturing the die itself. This can easily be multiple times the cost of the production of each part. To balance out this cost, it is necessary to produce hundreds or thousands of the same part. |
Other factors which drive up the cost of sheet forming are: |
1. Costs associated with having many suppliers — Dies are often made by external die manufacturers. This is not ideal. According to research by consulting firm McKinsey, a major difference between prosperous and non-prosperous companies was that they limited their number of suppliers. |
2. Long lead times for dies — Making a die takes a long time, particularly compared to the time for production. It can take days to design and manufacture a die. Incremental forming can be completed within minutes or hours (depending on the size and complexity of the part). |
3. Scrap — Deep drawing produces more scrap. While scrap can be sold on to recoup some of the costs, it means that you must buy extra sheet material to account for it. For example, one study found that manufacturing a part using deep drawing required 12% more material than to manufacture the same part with incrementa... |
4. Lubricant — Deep drawing requires more and harsher lubricants than incremental forming does. This increases the cost in various ways, including requiring special airing systems, filters and protective clothes. It can also add up to 10% of the cost of the part to clean it afterwards. |
Robotic incremental forming allows you to reduce these costs or, in some cases, eliminate them completely. |
3 Steps to Calculate if Incremental Forming Will Save You Money |
Okay, so robotic incremental forming can be more cost-effective. However, your question now is probably: Will it be cost-effective for me!? |
There is are three simple steps to find out: |
1. Calculate the cost of traditional sheet forming. |
2. Calculate the cost of robotic incremental forming. |
3. From your answers, calculate your break-even point. This will determine the batch size which will make the traditional process more cost-effective. |
1. Calculate the Cost of Traditional Forming |
The cost of traditional sheet forming can be split into two parts: cost of the die and cost of each part. |
You can calculate the cost of any manufactured part using the following equation: |
Use this equation to calculate both the cost of each formed sheet and the cost of the die. For manufacturing the die, the cycle time will be longer and the machining cost will be higher. The material cost may also be higher, depending on the materials used. |
Total production cost is then: |
As I mentioned above, deep drawing produces a reasonable amount of scrap, which will be added to the raw material cost. |
Using the example from this research study, let’s imagine that each deep drawn part requires 3.1 kg of material at a cost of $0.7/kg. It costs $25/hr to form each sheet and the deep drawing process can produce 420 parts per hour. Assume a 10% cost of scrap material and 100% efficiency. |
Therefore the cost of a batch of 50 parts (excluding the cost of the die) is: |
However, the cost of the die itself is found to be $3000, ten times larger than the cost per part. Therefore, the total production cost is $3122.15. |
2. Calculate the Cost of Robotic Incremental Forming |
The equation given above can also be used to calculate the “Cost per Part” of robotic incremental forming. The cycle time and hourly forming cost will be higher for incremental forming than it will for deep drawing. |
The total cost is then: |
As you can see, there is also a one-off fixture cost; however, this will be much lower than the cost to manufacture a die. There is no scrap cost but this can be included if applicable. |
Drawing from the same research study as before, let’s say that incremental forming of the same part requires 1.7 kg per part also at $0.7/kg. It costs $33/hr for the robotic forming process and it can produce 7.5 parts per hour. There is a one-off fixture cost of $41. |
For a batch of 50 parts, the cost is now: |
As you can see, even though incremental forming takes a lot longer than deep drawing, the high cost of the die means that it is 90% cheaper to use incremental forming for this size of batch. |
3. Calculate Your Break-even Point |
How big does your batch need to be to justify deep drawing? |
You can calculate your break-even point by using this combined equation, which compares the cost for traditional deep drawing and incremental forming: |
For the example we have been using, this works out at a batch size of 726.13. Therefore, if the batch is 726 or less, incremental forming is more cost-effective. If the batch is 727 or more then traditional forming is better. |
For small batches, you will often find that this is the case. |
How to Achieve Robotic Incremental Forming with RoboDK |
It is surprisingly easy to use a robot for incremental forming. Using RoboDK, you can generate the robot code using standard G-Code in a matter of minutes using our Machining Tool. |
Robot Forming with RoboDK |
See our case study of Institut Maupertuis for an example and instructions on how to do this for yourself. |
Alex Owen-Hill |
About Alex Owen-Hill |
View all posts by Alex Owen-Hill |
Leave a Reply |
Main Page Sitemap |
Top news |
Czapski JózefJ., Na nieludzkiej bonus premiale 2018 ziemi, Warszawa: Spółdzielnia Wydawnicza Czytelnik, 1990, isbn, oclc.11 maja odczytano żołnierzom 2 Korpusu rozkaz dowódcy: Żołnierze!Pod redakcją Marcina Kamlera.Tymczasem okazało się, że nawet pierwszy cel ataku Villa był niezwykle trudny do zdobycia.Był nawet trene... |
Read more |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.