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ust-financial-responsibility-minimum-coverage

basis string	coverage_amount string	coverage_tier string	derived_fields list	id string	jurisdiction string	mechanism_note string	source string	source_citation string	source_quote string	url string	verified_fields list
annual aggregate	five thousand dollars ($5,000)	a claimant meets the qualifications of paragraph (2) or (3) of subdivision (b) of Section 25299.52	[ "basis" ]	annual-aggregate-california-a-claimant-meets-the-qualifications-of-paragraph-2-or-3-of-subdivision-b-of-sect	California	annual aggregate coverage for taking corrective action	https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=HSC&sectionNum=25299.32	California Code, HSC 25299.32	(2) If a claimant meets the qualifications of paragraph (2) or (3) of subdivision (b) of Section 25299.52, the level of financial responsibility required to be obtained pursuant to Section 25299.31 shall be at least five thousand dollars ($5,000) for each occurrence and at least five thousand dollars ($5,000) annual ag...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/annual-aggregate-california-a-claimant-meets-the-qualifications-of-paragraph-2-or-3-of-subdivision-b-of-sect/	[ "coverage_amount", "coverage_tier", "mechanism_note" ]
annual aggregate	ten thousand dollars ($10,000)	a claimant meets the qualifications of paragraph (4) of subdivision (b) of Section 25299.52	[ "basis" ]	annual-aggregate-california-a-claimant-meets-the-qualifications-of-paragraph-4-of-subdivision-b-of-section-2	California	annual aggregate coverage for taking corrective action	https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=HSC&sectionNum=25299.32	California Code, HSC 25299.32	(3) If a claimant meets the qualifications of paragraph (4) of subdivision (b) of Section 25299.52, the level of financial responsibility required to be obtained pursuant to Section 25299.31 shall be at least ten thousand dollars ($10,000) for each occurrence, and at least ten thousand dollars ($10,000) annual aggregat...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/annual-aggregate-california-a-claimant-meets-the-qualifications-of-paragraph-4-of-subdivision-b-of-section-2/	[ "coverage_amount", "coverage_tier", "mechanism_note" ]
annual aggregate	$1 million	owners or operators of 1 to 100 petroleum underground storage tanks	[ "basis" ]	annual-aggregate-federal-owners-or-operators-of-1-to-100-petroleum-underground-storage-tanks	Federal	null	https://www.ecfr.gov/current/title-40/chapter-I/subchapter-I/part-280/subpart-H/section-280.93	40 CFR 280.93	(b) Owners or operators of petroleum underground storage tanks must demonstrate financial responsibility for taking corrective action and for compensating third parties for bodily injury and property damage caused by accidental releases arising from the operation of petroleum underground storage tanks in at least the f...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/annual-aggregate-federal-owners-or-operators-of-1-to-100-petroleum-underground-storage-tanks/	[ "coverage_amount", "coverage_tier" ]
annual aggregate	$2 million	owners or operators of 101 or more petroleum underground storage tanks	[ "basis" ]	annual-aggregate-federal-owners-or-operators-of-101-or-more-petroleum-underground-storage-tanks	Federal	null	https://www.ecfr.gov/current/title-40/chapter-I/subchapter-I/part-280/subpart-H/section-280.93	40 CFR 280.93	(b) Owners or operators of petroleum underground storage tanks must demonstrate financial responsibility for taking corrective action and for compensating third parties for bodily injury and property damage caused by accidental releases arising from the operation of petroleum underground storage tanks in at least the f...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/annual-aggregate-federal-owners-or-operators-of-101-or-more-petroleum-underground-storage-tanks/	[ "coverage_amount", "coverage_tier" ]
annual aggregate	$2 million	the number of petroleum underground storage tanks for which assurance must be provided exceeds 100	[ "basis" ]	annual-aggregate-federal-the-number-of-petroleum-underground-storage-tanks-for-which-assurance-must-be-pr	Federal	by the anniversary of the date on which the mechanism demonstrating financial responsibility became effective	https://www.ecfr.gov/current/title-40/chapter-I/subchapter-I/part-280/subpart-H/section-280.93	40 CFR 280.93	(f) Owners or operators shall review the amount of aggregate assurance provided whenever additional petroleum underground storage tanks are acquired or installed. If the number of petroleum underground storage tanks for which assurance must be provided exceeds 100, the owner or operator shall demonstrate financial resp...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/annual-aggregate-federal-the-number-of-petroleum-underground-storage-tanks-for-which-assurance-must-be-pr/	[ "coverage_amount", "coverage_tier", "mechanism_note" ]
annual aggregate	$2 Million for more than 100 Tanks	Petroleum Marketers	[ "basis" ]	annual-aggregate-florida-petroleum-marketers	Florida	null	https://floridadep.gov/sites/default/files/STFR_QuickGuide2018.pdf	AST & UST Quick Guide	UST Owner Per Occurrence Coverage Aggregate Coverage $1 Million for 100 or fewer Group 1: Tanks Petroleum Marketers $1 Million OR (including Producers and Refiners) $2 Million for more than 100 Tanks	https://referencesource.org/ust-financial-responsibility-minimum-coverage/annual-aggregate-florida-petroleum-marketers/	[ "coverage_amount", "coverage_tier" ]
null	null	On and after January 1, 2035, an owner or operator of a tank for which a permit that is issued pursuant to Section 25284 is in effect	null	california-on-and-after-january-1-2035-an-owner-or-operator-of-a-tank-for-which-a-permit-th	California	shall not use the fund as a mechanism to demonstrate compliance with the financial responsibility requirements of Sections 25292.2 and 25299.31 and with the federal act	https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=HSC&sectionNum=25299.32	California Code, HSC 25299.32	(f) (1) On and after January 1, 2035, an owner or operator of a tank for which a permit that is issued pursuant to Section 25284 is in effect shall not use the fund as a mechanism to demonstrate compliance with the financial responsibility requirements of Sections 25292.2 and 25299.31 and with the federal act.	https://referencesource.org/ust-financial-responsibility-minimum-coverage/california-on-and-after-january-1-2035-an-owner-or-operator-of-a-tank-for-which-a-permit-th/	[ "coverage_tier", "mechanism_note" ]
deductible	in no event less than $20,000	Claimants who comply after December 22, 1998	[ "basis" ]	deductible-california-claimants-who-comply-after-december-22-1998	California	must pay a deductible that is four times the amount that would otherwise apply to the claim, but in no event less than $20,000	https://www.waterboards.ca.gov/water_issues/programs/ustcf/faqs/	Underground Storage Tank Cleanup Fund FAQs	It is important to note that when the State Water Board grants a waiver of the permit requirements, claimants must pay a higher deductible on their claim, depending upon the date that the claimant complied with the UST permitting or closure requirements. Claimants who comply on or before December 22, 1998, must pay twi...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/deductible-california-claimants-who-comply-after-december-22-1998/	[ "coverage_amount", "coverage_tier", "mechanism_note" ]
deductible	in no event less than $10,000	Claimants who comply on or before December 22, 1998	[ "basis" ]	deductible-california-claimants-who-comply-on-or-before-december-22-1998	California	must pay twice the amount of deductible that would otherwise apply to the claim, but in no event less than $10,000	https://www.waterboards.ca.gov/water_issues/programs/ustcf/faqs/	Underground Storage Tank Cleanup Fund FAQs	It is important to note that when the State Water Board grants a waiver of the permit requirements, claimants must pay a higher deductible on their claim, depending upon the date that the claimant complied with the UST permitting or closure requirements. Claimants who comply on or before December 22, 1998, must pay twi...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/deductible-california-claimants-who-comply-on-or-before-december-22-1998/	[ "coverage_amount", "coverage_tier", "mechanism_note" ]
null	null	The amounts of assurance required under this section exclude legal defense costs	null	federal-the-amounts-of-assurance-required-under-this-section-exclude-legal-defense-costs	Federal	The required per-occurrence and annual aggregate coverage amounts do not in any way limit the liability of the owner or operator.	https://www.ecfr.gov/current/title-40/chapter-I/subchapter-I/part-280/subpart-H/section-280.93	40 CFR 280.93	(g) The amounts of assurance required under this section exclude legal defense costs. (h) The required per-occurrence and annual aggregate coverage amounts do not in any way limit the liability of the owner or operator.	https://referencesource.org/ust-financial-responsibility-minimum-coverage/federal-the-amounts-of-assurance-required-under-this-section-exclude-legal-defense-costs/	[ "coverage_tier", "mechanism_note" ]
per occurrence	one million dollars ($1,000,000)	a claim filed on or after January 1, 2015	[ "basis" ]	per-occurrence-california-a-claim-filed-on-or-after-january-1-2015	California	the board may only pay for the costs of a corrective action that exceed the level of financial responsibility required to be obtained pursuant to Section 25299.32	https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=HSC&sectionNum=25299.57	California Code, HSC 25299.57	(2) If the board makes the determination specified in subdivision (d) for a claim filed on or after January 1, 2015, the board may only pay for the costs of a corrective action that exceed the level of financial responsibility required to be obtained pursuant to Section 25299.32, but not more than one million dollars (...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/per-occurrence-california-a-claim-filed-on-or-after-january-1-2015/	[ "coverage_amount", "coverage_tier", "mechanism_note" ]
per occurrence	one million five hundred thousand dollars ($1,500,000)	a claim filed on or before December 31, 2014	[ "basis" ]	per-occurrence-california-a-claim-filed-on-or-before-december-31-2014	California	the board may only pay for the costs of a corrective action that exceed the level of financial responsibility required to be obtained pursuant to Section 25299.32	https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=HSC&sectionNum=25299.57	California Code, HSC 25299.57	(a) (1) If the board makes the determination specified in subdivision (d) for a claim filed on or before December 31, 2014, the board may only pay for the costs of a corrective action that exceed the level of financial responsibility required to be obtained pursuant to Section 25299.32, but not more than one million fi...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/per-occurrence-california-a-claim-filed-on-or-before-december-31-2014/	[ "coverage_amount", "coverage_tier", "mechanism_note" ]
per occurrence	five thousand dollars ($5,000)	a claimant meets the qualifications of paragraph (2) or (3) of subdivision (b) of Section 25299.52	[ "basis" ]	per-occurrence-california-a-claimant-meets-the-qualifications-of-paragraph-2-or-3-of-subdivision-b-of-sect	California	the level of financial responsibility required to be obtained pursuant to Section 25299.31	https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=HSC&sectionNum=25299.32	California Code, HSC 25299.32	(2) If a claimant meets the qualifications of paragraph (2) or (3) of subdivision (b) of Section 25299.52, the level of financial responsibility required to be obtained pursuant to Section 25299.31 shall be at least five thousand dollars ($5,000) for each occurrence and at least five thousand dollars ($5,000) annual ag...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/per-occurrence-california-a-claimant-meets-the-qualifications-of-paragraph-2-or-3-of-subdivision-b-of-sect/	[ "coverage_amount", "coverage_tier", "mechanism_note" ]
per occurrence	ten thousand dollars ($10,000)	a claimant meets the qualifications of paragraph (4) of subdivision (b) of Section 25299.52	[ "basis" ]	per-occurrence-california-a-claimant-meets-the-qualifications-of-paragraph-4-of-subdivision-b-of-section-2	California	the level of financial responsibility required to be obtained pursuant to Section 25299.31	https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=HSC&sectionNum=25299.32	California Code, HSC 25299.32	(3) If a claimant meets the qualifications of paragraph (4) of subdivision (b) of Section 25299.52, the level of financial responsibility required to be obtained pursuant to Section 25299.31 shall be at least ten thousand dollars ($10,000) for each occurrence, and at least ten thousand dollars ($10,000) annual aggregat...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/per-occurrence-california-a-claimant-meets-the-qualifications-of-paragraph-4-of-subdivision-b-of-section-2/	[ "coverage_amount", "coverage_tier", "mechanism_note" ]
per occurrence	$500,000	all other owners or operators of petroleum underground storage tanks	[ "basis" ]	per-occurrence-federal-all-other-owners-or-operators-of-petroleum-underground-storage-tanks	Federal	null	https://www.ecfr.gov/current/title-40/chapter-I/subchapter-I/part-280/subpart-H/section-280.93	40 CFR 280.93	(a) Owners or operators of petroleum underground storage tanks must demonstrate financial responsibility for taking corrective action and for compensating third parties for bodily injury and property damage caused by accidental releases arising from the operation of petroleum underground storage tanks in at least the f...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/per-occurrence-federal-all-other-owners-or-operators-of-petroleum-underground-storage-tanks/	[ "coverage_amount", "coverage_tier" ]
per occurrence	$1 million	located at petroleum marketing facilities, or that handle an average of more than 10,000 gallons of petroleum per month	[ "basis" ]	per-occurrence-federal-located-at-petroleum-marketing-facilities-or-that-handle-an-average-of-more-than	Federal	null	https://www.ecfr.gov/current/title-40/chapter-I/subchapter-I/part-280/subpart-H/section-280.93	40 CFR 280.93	(a) Owners or operators of petroleum underground storage tanks must demonstrate financial responsibility for taking corrective action and for compensating third parties for bodily injury and property damage caused by accidental releases arising from the operation of petroleum underground storage tanks in at least the f...	https://referencesource.org/ust-financial-responsibility-minimum-coverage/per-occurrence-federal-located-at-petroleum-marketing-facilities-or-that-handle-an-average-of-more-than/	[ "coverage_amount", "coverage_tier" ]
per occurrence	$1 Million	Petroleum Marketers	[ "basis" ]	per-occurrence-florida-petroleum-marketers	Florida	null	https://floridadep.gov/sites/default/files/STFR_QuickGuide2018.pdf	AST & UST Quick Guide	UST Owner Per Occurrence Coverage Aggregate Coverage $1 Million for 100 or fewer Group 1: Tanks Petroleum Marketers $1 Million	https://referencesource.org/ust-financial-responsibility-minimum-coverage/per-occurrence-florida-petroleum-marketers/	[ "coverage_amount", "coverage_tier" ]

Underground storage tank financial responsibility minimum coverage amounts

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Owners and operators of petroleum underground storage tanks (USTs) must prove they can cover the cost of corrective action and third-party damage from a release, in specific dollar amounts set by federal regulation and, in some states, by an alternative state-run mechanism. 40 CFR 280.93 sets the federal baseline: $1 million per occurrence for petroleum marketers, $500,000 for other owners, scaling to $2 million annual aggregate for owners of more than 100 tanks. States can adopt these amounts directly (Florida's own DEP quick-guide reproduces the identical figures) or substitute their own compliance route (California lets an owner use the state UST Cleanup Fund as the mechanism, which caps what the Fund pays and leaves a much smaller amount to be carried privately, sized by the claimant's priority class). Each record is one coverage tier: the dollar amount, whether it is a per-occurrence limit, an annual aggregate or a deductible, who it applies to, and the source section, quoted verbatim. Answers 'how much UST insurance coverage do I need', 'what financial responsibility amount applies to my tanks', 'does my state require more than the federal minimum'.

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