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Steady 4-5% on $5 million?
mikedamas: Recommended reading: The Intelligent Asset Allocator (Bernstein). My implementation of an asset allocation strategy includes a well-constructed bond portfolio using primarily individual bonds. see www.marylandcapitaladvisors.com, for example.
Steady 4-5% on $5 million?
Super_Jambo: Buy and read 'the long and the short of it' by John Kay, it will give you a decent amount of knowledge of your different options.That said, any advice on a strategy is going to be mostly guess work (ie predictions of the future based on an incomplete model) because we're living in interesting times.
Steady 4-5% on $5 million?
gonepostal: Just wanted to point out the fact that most of the advice here will be biased (not negatively). Most if not everyone here has one financial goal in mind asset growth.You on the other hand, shouldn't have that as your only goal. You have a huge sum of money and you should be thinking about capital conservation. What happens if hyper-inflation kicks in? What happens if the American economy spirals into depression?People with high networth have to plan for these things. That is where a financial advisor is actually useful. They might not be able to make you alot of money (because if they could they would be already rich by doing it with their own money) but they can help you preserve the wealth you already have.I would recommend that is a line of questioning that you should definitely go over with anyone that is going to advise you on your new found wealth. It would be best that they bring it up with you without you having to mention it.
Steady 4-5% on $5 million?
chasingsparks: Are you saying you want to live off the generated income forever? Do you have anything you are passionate about that you might want to build? Might you one day soon?I think you have to expound on what you want to do with yourself before deciding what to do with this boon. Until you answer that, stick to highly liquid very low risk assets and forget about a target return.
Steady 4-5% on $5 million?
zandorg: I got a financial advisor after winning and selling a car, and the funds he recommend I invest in (Fidelity) ended up, over 7 years, to just about double in value. So a financial advisor can be good - you just state the level of risk you're willing to take. Mine was 3 out of 5 (risky ish).
Who's Hiring?
natemartin: Is anyone hiring for less-experienced roles? Either for new grads, or for someone who is trying to change careers.
Steady 4-5% on $5 million?
nazgulnarsil: put x% (10<x<50) of it into counter moving assets like gold, oil, energy, etc. this acts as a safety valve for major calamities. a financial adviser probably won't help you with this too much. you have to decide how paranoid you are.split the rest between investments of various risk depending on how much risk you are comfortable with. a financial adviser will help with this.
I am a writer, how do I get traffic to a non techincal blog?
TallGuyShort: You can get plenty of traffic by posting the blog on a news aggregation site with a misleading title, apparently.
Steady 4-5% on $5 million?
bufordtwain: Head over to the bogleheads forum, they give excellent advice:http://www.bogleheads.org/forum/viewforum.php?f=1
Product "to-do" lists
tonyarkles: At the last startup I worked at, we used Jira [http://www.atlassian.com/software/jira/] as an issue tracker. As ideas came up, we had a separate category for "idea issues". This kept everything in the same place, so when we wanted to work on a feature that was previously a TODO idea, we'd just assign it to someone to work on. Because it had been kept in JIRA for its entire lifetime, all thoughts and comments that people had had about it were already there for the implementer to consider.
Product "to-do" lists
romland: It's funny that you mention it as I wrote something that might be what you are looking for just a few weeks ago.(edit as I re-read: doubtful that this fulfill your needs, you are probably better off with a more traditional Bugzilla-type-of thing. Keeping this posted anyway :)This is an application that I wrote for internal usage. Have you ever heard of TeuxDeux (http://teuxdeux.com/)? Well, basically, I fell in love with the user-interface and it fulfilled that part of my needs. So, I took the look & feel and ran with it and made the following additions to my own version:- Under the "some day" items I added categories which could be edited by dragging & dropping the category into the "some day" input box.- Encouraged the usage of "hash tags" to TODO-items (#projectabbr Fix nasty crash bug)- Added a filtering box which would highlight queried TODO's with that search filter- Made it so that when you hover over a todo-item during drag/drop: a tree would pop-up with issues that depend on parent. You can drop the todo-item you are dragging and dropping into any of the items in that tree. When a parent is "freed" (done), its immediate children become separate TODO's in the list again. Rince/repeat.- A detail screen which would appear when clicking on "..." next to a TODO item.Put in mind here that I like the minimalistic and straight-to-the-point of this layout. I want my TODO lists to act like post-its :)Unfortunately I have not open sourced it and I really never intended to do that for the very reason that I basically "ripped off" the look & feel of Teux Deux. But this might give you a few ideas, though. And it's not really too hard to implement. Give me a holler if you need a bit more info :)
Steady 4-5% on $5 million?
moe: Poker and blackjack (50/50).
Steady 4-5% on $5 million?
gcheong: I'm a big fan of the Motley Fool investment newsletters/forums. In your case I would have a look at the "Income Investor" and "Rule Your Retirement" newsletters.
Do you feel a need for reviewmyidea.com?
miccotech: CambrianHouse did this for a while and had a very vibrant community. They shut down and became VenCorps because they felt like nothing was actually getting accomplished.
Steady 4-5% on $5 million?
capablanca: Why not 4M on safe 1% fund and 1M on riskier investment like stocks from Bluechips?
Who's Hiring?
macros: Wikia is hiring in SF and Poland. Both technical and product roles.http://www.wikia.com/Hiring
Steady 4-5% on $5 million?
capablanca: Buy GOOG.
Product "to-do" lists
jmonegro: basecamp or tadalist
Steady 4-5% on $5 million?
olegkikin: 1) What about buying property and renting it out? It requires maintenance and oversight, but it will most likely generate much more than 4-5%.2) You can lend money on sites like prosper.com. If you spread your money of hundreds/thousands loans, it's pretty safe. I've seen some numbers somewhere, people were sharing their success/default rates, it's not that bad.
What became of Steve Yegge's "Rhino on Rails"?
flashgordon: actually what became of Steve Yegge?
Steady 4-5% on $5 million?
cloudkj: I think the best approach is to read up on asset allocation (other posters have discussed various books and resources), recognize the amount of risk you're willing to take on depending on your timeline, and make a plan for periodic allocations starting now. If you properly allocate your capital amongst different asset classes like stocks, bonds, real estate, commodities, and cash equivalents, you'll probably find a sweet spot for good returns balanced with reduced risk. The plethora of ETFs and index funds out there these days will definitely help with making this simple.Another consideration is to become a direct investor in some sound businesses. Start looking through your networks. Being an angel investor may not be your cup of tea, but maybe you have friends or families that are running great small businesses. If you have good confidence in a business, there's no reason not to invest. There's a personal connection there, and you're likely to get the boost of great returns as well.
Steady 4-5% on $5 million?
alastair: Move to Australia. Most of our banks offer 12mth term-deposit returns of 6% or greater on deposits >$50,000. For deposits >$1mil the rates are negotiable.
Steady 4-5% on $5 million?
Dove: You may want to compare notes with this guy:http://www.reddit.com/r/IAmA/comments/9li9n/i_won_a_30_milli...He won $30M in the lottery and was determined to manage the money wisely in order to live a modest and free life.
Steady 4-5% on $5 million?
sganesh: Call Vanguard :) Or find a fee only financial planner. Do not use commission based financail planners.
Which advertising networks would you like to see benchmarked?
thomas: federated media, netshelter, advertising.com, burstmedia
Who is hiring (entry level)
mofey: no one? :(
How to make the most out of my domain name?
gte910h: You will likely lose it to apple if they find out about it.Point it at an affiliate store and wait for that to happen.
How to make the most out of my domain name?
vijayr: There are lots of accessories for iPhone. Its just a matter of time, before these pop up for iPad. you could try selling those, for affiliate commission.
How to make the most out of my domain name?
eli: Domain squatting is icky business.I'd get rid of it ASAP. Why waste time monetizing a site when Apple's lawyers could come knocking at any moment?If it were me, I'd call Apple and offer to trade it for an actual iPad.
How to make the most out of my domain name?
melvinram: I suspect you're over-estimating the traffic you'll be able to attract based on the domain name itself. I'd sell the domain to the highest bidder and reinvest the money into something that can have a strong ROI over the next months/years.
How to make the most out of my domain name?
SamAtt: The way I see it you only have one option and that's use it yourself and try to make it into something that can make you money while staying off Apple's radar.I base this on the following conclusions:1. As gte910h points out it's next to worthless to sell because Apple has shown it will target companies that try to exploit it's trademarks.2. You can't just resell iPads you have to be an Apple reseller and the chances of you getting the nod from Apple are slim (in fact you run the chance of getting sued just by putting yourself on their radar)3. Apple gives resellers virtually no controls over pricing ($20 or less) so it isn't worth it to pay a site to partner with.So if it were me I'd set Google Alerts to tell me every mention of the iPad and create a directory of reviews/media stories/etc... Then try to sell ads. That way you stay off Apple's radar while hopefully making a little cash with minimum effort.
How to make the most out of my domain name?
noonespecial: You should know that if the iPad name was trademarked before your registered it (probably true) and even in many cases if it wasn't and you're not using it for something significant and very different than Apple, all Apple has to do is file a complaint with ICANN and the domain will be yanked from you and handed to them. No lawyer required. You get zippo.I've lost 2 domains this way. NB: When you are registering a domain name. Always and I mean always do a trademark search first.
Science vs Religion: how is it compatible?
dirtbox: I'm more interested in the reasoning behind believing that the two should be incompatible.
Which advertising networks would you like to see benchmarked?
vaksel: tribal fusion, also adbrite(I know they suck, but as long as we are doing benchmarks, worth adding them), also adroll
Steady 4-5% on $5 million?
nkh: I say the following with great respect. I do not know much about you or your circumstances, but I do share the same opinion of inherited wealth as a lot of great American business men. For example:“The idea that you get a lifetime of privately funded food stamps based on coming out of the right womb strikes at my idea of fairness.”- Warren BuffettAnd more importantly. “Great sums bequeathed often work more for the injury than the good of the recipients.”-Andrew CarnegieIn The Millionaire Next Door (1996), researchers Thomas Stanley and William Danko conclude that lifetime and testamentary family gifts are both a disincentive to work as well as a disincentive to save. Their findings show that the more dollars adult children receive, the fewer they accumulate, while those who are given fewer dollars accumulate more.While you may just be looking to "keep the nest egg safe" with a 4-5% return. I urge you not to drift into a life where you play it safe and do not contribute to society.While you should protect your money and not do anything foolish with it, don't let it ruin your opportunity you have. You are one of the luckiest people to ever live. You have been given a lifetime of wealth at one of the most exciting times ever to be alive. While 5 million may not be a lot compared to Paris Hilton, I assure you it can be good enough to fund something truly worthwhile. Take Darwin for an example, or look at what Bill Gates is trying to do.So while I doubt one comment on HackerNews could ever change your mind if you are already "spoiled", I urge you to stay apart of the HN community (and other communities of ambitious "doers") and find a way to contribute to a project that could really help the world.
Steady 4-5% on $5 million?
mikedamas: A few comments on the Permanent Portfolio (25% Gold, 25% Stocks, 25% Bonds, 25% Cash):1) Cash is simply a bond - very short-term, but a bond. So, since the 25% that is in bonds is, presumably, a fund, they usually have a duration (interest-rate sensitivity) of around 5.0-6.0 (roughly equivalent to years). Add-in the same 25% allocation to cash (duration around zero), and you have a 50% bond allocation that is of duration around 3.0 - that is reasonable and happens to be the duration I target. However, 1) since I use individual bonds, I do not have the problem of realizing losses during rising interest-rates (laddered maturities, held to maturity), and 2) I manage the bond portfolio to capitalize on changing yield compensation for risk along the three dimensions of bond risk: credit, interest-rate (duration), and timing-of-cash-flow (ex. mortgage-backed securities) to achieve better fixed-income portfolios.2) Gold of 25% is quite risky. A brief look at the historical volatility of Gold returns will show you that having such a large allocation to an investment class with such a high standard deviation increases portfolio volatility too much. Secondly, it is very difficult to determine when Gold is relatively "rich" or "cheap", because, unlike all other non-commodity investments that we all invest in, we cannot apply simple discounting math to either a) measure the market’s yield compensation for the risk (as with bonds), or b) measure the price relative to expected earnings/cash-flow (as with stocks) - Commodities have NO cash flows.Last thought: What has been a better risk-adjusted hedge against inflation, Gold or 3-Month US Treasury Bills? Check it out. When inflation actually happens (not just inflation expectations), interest-rates rise -- that is not spurious correlation, that is just rational market behavior.
Product "to-do" lists
citrik: If you're mac based, I really like things from cultured code. It handles multiple users and they have a great iphone version that syncs to the desktop app. Helps me keep track of ideas better than a stack of napkins. http://culturedcode.com/things/
Science vs Religion: how is it compatible?
tokenadult: The reason I'm asking here is because I know HN has a very rational and intelligent audience.To ask a serious question, also not intended to start a flame war, how do you know that?
How to make the most out of my domain name?
aresant: The most effecient way I've found is to sign up as an Amazon affiliate, do a specific search query affiliate link (in your case "ipad"), and direct the domain there.I've done this for years with consistent 3 - 5% buy rate - although the iPad may not be sold on Amazon there are plenty of accessories that will, and the cookie set will pay you on all that user's purchases inside of 30 days i believe.Others are right, you are in trademark violation, will likely eventually lose domain, and this is a simple & painless way to monetize in the meantime.
Science vs Religion: how is it compatible?
noonespecial: Theist here:Science and religion both address certain and different parts of our existence. Science is the tool we use to look at our universe and ask what, religion is the tool we use to look at our universe and ask why.For example, science is perfect for looking at our earth and asking "what is it, what caused it, what's in it?" etc. Religion is perfect for asking "why is there a universe at all?" (or more succinctly, "why is there something and not nothing?")The problems start when you use science, or religion to ask or answer the wrong questions.Example: You can't use science to look for God because science only works on everything in the universe. If there is a God worth the title, he/she/it is not going to be in there. If you do, you're just going to find a whole lot of universe, like a character in "the sims" trying to use game elements to prove there's a player.Example: You can't really use religion to ask where the earth (and life) came form (what caused it) because its just one link in a (perhaps limitless) cause-effect chain that is the universe, fully defined within its own context. If you do, you end up with a cartoon-like image of a tiny god, contained within the universe using his god-powers to create static creatures to try to outsmart the big bad universe. It might make you feel warm and fuzzy, but it doesn't do much for the concept of God.The big problems come when people militantly use the wrong tool to answer a question. Then you get people staring up at stars that emitted their light 100 million years ago and insisting that it all started 6500 years ago, and insisting that they be allowed to teach that to your kids on your dime. And there begins the heavy twisting of mind.If you carefully think about the goals you are trying to achieve with each, I don't feel that science and religion are fundamentally incompatible.Edit: Had to search a bit for this Einstein quote but here is:"There is no conflict between science and religion. Science asks what the world is, and religion asks what humankind and society should become" - Albert Einstein
Best Hackathon Swag/Prizes?
ciscoriordan: A Heroku gift certificate wouldn't be that exciting, but it would be really useful and you could probably get it highly discounted or free.These MacbookPro sleeves (http://www.colcasac.com/original.html) are nice, pretty cheap and would definitely be usable for the winners or their friends.If the hackathon benefits charities, you could probably get sponsors to provide cool stuff. Legitimate copies of Photoshop from Adobe, one of those incorporation packages from Intuit, etc.
Steady 4-5% on $5 million?
known: Try investing in BRIC marketshttp://en.wikipedia.org/wiki/BRIC
How to make the most out of my domain name?
carbocation: Let us assume that the domain was bought prior to Apple's registration of the iPad trademark. Even so, the original post makes it clear that the domain owner is trying to monetize the domain based on Apple's trademark. It's not like the OP has produced some iPad product and are just worried that Apple will shut them down - to the contrary, they're actively trying to profit from the Apple trademark. I fail to see how this will survive.ICANN's Uniform Domain Name Dispute Resolution Policy is relevant: http://www.icann.org/en/dndr/udrp/policy.htm (esp. see Section 4)
Steady 4-5% on $5 million?
bokonist: My personal planned allocation: 15% hand picked dividend stocks ( stuff like SXL, BPL ) 40% dividend stock mutual fund ( DVY) 30% long term bond fund 10% gold 5% treasury money market fund or CD'sDVY pays out a 3.9% dividend yield. Dividends will rise as nominal national income rises. The "general price level" will rise with national income minus productivity growth. In other words, if you put 100% in DVY you will be able to get an annual return of 3.9% that will rise with inflation. If productivity grows at 1% a year, then you will effectively get a return of 4.9% a year in terms of purchasing power.You might wait on buying any long term bonds though, until interest rates return to any sort of normalcy.(disclaimer: I'm not a professional, use at own risk, etc. etc.)
Science vs Religion: how is it compatible?
rudin: Well I am going to separate religion into its main components and decide on each one.The community aspect. Going to a church. Helping your local community etc. All this stuff is totally compatible with Science of course but it is another question if it could succeed without the other religious aspects.Morality. Science, through Darwin's theories, does explain why we are moral but this is separate to teaching people how to be moral so this area is compatible as well.Creation stories, miracles. Science destroys these. Philosophy is probably the wrong approach to deal with the question of existence, it will leads towards untestable hypotheses and so towards religion. Let Physics go at it for a few hundred more years.
Steady 4-5% on $5 million?
theoreticalee: congrats on the inheritance. Look into government TIPS: http://www.treasurydirect.gov/RI/OFNtebndHowever, I would suggest taking 1% of the inheritance and work on trying to increase this amount consistently more than 5%. Prove yourself with a small amount and gradually grow larger. Don't bury your talents http://en.wikipedia.org/wiki/Parable_of_the_talents_or_minas
Steady 4-5% on $5 million?
puresight: 1. Don't expect to be able to "bank" money and get a 5% annual return; in 2010, 5% is too high of an expectation for an autopilot. But check out TIPS http://www.treasurydirect.gov/indiv/products/prod_tips_glanc...2. Get a financial education, really, because nobody cares more about your money than you. In fact, few really care very much at all, and 80% of money managers under-perform the S&P 500 index. So invest in YOURSELF first. Be very picky about your professor; make her or him someone who has successfully managed money before, not just an dime nerd. One of mine is Bernie Schaeffer, whose writing on expectational (sentiment) analysis was groundbreaking. http://SchaeffersResearch.com/3. Capital preservation must always preclude capital appreciation; always look to how NOT to lose money and the making thereof will happen.4. Making a return on investment requires you to have the vision of an assessor, who finds people, companies, commodities, or currencies who are undervalued. So find something in which you have uncommon insight, and invest there. Don't EVER risk money on things you don't understand.5. Sow where you go; invest in yourself (if/when you're a good investment) and in causes or persons around you whom you TRUST to succeed. At the end of the day, creating value or enhancing worth is all about FAITH.
Would you submit this paper with its literal title?
epochwolf: No, the current title lacks any description of the piece in question. (Other than on containing an offensive word.) I think a title should be able to stand alone to some degree.I see the author's intent to stampete through any prudishness surrounding the term but I think a more description title including the title would be better.Possiblities.* Analysis of Fuck* Fuck: Legalities and Taboos* Fuck: First Amendment, broadcast regulation, sexual harassment, and education(This comment has been edited a couple of times to get my idea across, sorry about that)
Science vs Religion: how is it compatible?
known: "Religion was born when the first con man met the first fool." --Mark Twain
Would you submit this paper with its literal title?
jackowayed: Sure. It's a paper all about the word "fuck", why not title it Fuck? It's not like someone's going to say, "I was ok with him spending 78 pages talking about the word "fuck", but titling it Fuck took it too far!" They're either going to be offended because it's a whole paper about the word "fuck", or they're not. Might as well let them know what they're getting into as soon as possible so they don't waste their time.
Would you submit this paper with its literal title?
yannis: Click-able link http://papers.ssrn.com/sol3/papers.cfm?abstract_id=896790
Science vs Religion: how is it compatible?
known: Religion is like investing in Lottery. Science is like investing in Stock Market
Would you submit this paper with its literal title?
johnnybgoode: I suspect you don't really care about our answers to your title question, and you just wanted to post the link and a quote from this paper. All of which is fine with me, by the way!
Science vs Religion: how is it compatible?
losethos: God says... Newsletters contained darksomely roll pronounced vestige dominion anniversary superior haled needy another Head readers confession flocks Themselves admired heads whole recognises upbraid ludicrous earthly clothed Courage wherein Replacement formed Orestes controversy nourishments intermission fortunate halved inebriate final stiffly Court vulgar
Science vs Religion: how is it compatible?
scorpioxy: In my opinion, religion is not compatible with Science. Faith is.At least incompatible when discussing the level of details that religion usually talks about. I'm not a fan of that.
Which advertising networks would you like to see benchmarked?
thesethings: Six Apart Media,Technorati,BlogAds,BlogHer Ad Network ( despite name, is not just on "women's" blogs)
Science vs Religion: how is it compatible?
losethos: Religion must be empirically based, not philosophically. The problem is modern religion no longer does miracles. You must do mysticism.Take a nansosecond stop watch, sample it when you press a button, use the number as a mystical random value. Or, just crack-open a book randomly.How can you think the brilliant Greeks were stupid believing in an oracle? You really think they deluded themselves?God says... unskilfulness knitting reform vigorous Especially satisfying consolation high Either tends discontent flies darkness
Science vs Religion: how is it compatible?
lsc: science and religion are compatible if, and only if, you use religion only in areas where science does not provide useful answers. (of course, this is something of a moving target.)
Appropriate levels of email contact?
andyjdavis: Surely, they're giving you a way to opt out every time they contact you? imo, provided there is a prominent and easy opt out method there's no problemOf course, if there isn't a really easy to opt out then it is douchebaggery of the highest order.
Check out my YC app demo - rip away
freebsd_dude: I posted this earlier but all the traffic crashed my basic test server - Im new to HN and under estimated the traffic. So I set it up on an powerful ec2 image - lets see if this can handle it. Since Im paying for the ec2 hosting by the hour, I will on leave this link up for a few days. Thank you for your feedback.Original message:This is a VERY EARLY demo of a web application I am building. Im trying to put statistical software on the web (almost all stat software is desktop). The first page is a document management module (similar to the one on Google Docs)-you can drag items into folders, share folders with other users, trash them, etc. Double clicking on a data set takes you to the data analysis module, where you can do statistical analysis. Right now I have only a simple bivariate regression module up - I want to keep it simple for the demo/proof of concept.I dont expect to be accepted by YC but still want some feed back from the YC community. Please dont be kind - tell me everything that is wrong - but be constructive!
Check out my YC app demo - rip away
pclark: Homepage doesn't tell me what it is. Start what?Might not matter for YC demo; might matter lots to prove awareness of landing pages or whatever.I'm a total number retard so I'm afraid I didn't last long in the application.
Check out my YC app demo - rip away
yannis: I did manage to see it before it disappeared first time around.It mostly worked nicely for me but crashed somewhere in datamanagement.nocache.jsAs a proof of concept demo is ok. However, it would be better to have a demo with the full interface even if some parts are not working so that you can demonstrate the full workflow. (Upload file - manipulate data for example throw away a row, choose statistic, plot save, print). Looks like is build using EXTJS are you using R for calcs?
Please review my Twitter search appendage
wesley: I don't think it's all that useful. There are a ton of spammers out there and to have to block them 1 by 1..
Check out my YC app demo - rip away
wheels: First, a meta-note -- if you want app reviews, don't mention that they're YC app submissions as that usually gets them killed. (Since otherwise there would be a bajillion apps getting submitted here.)In general it's slick, presumably a good chunk of that coming from GWT usage. However, I kind of lost interest after a couple minutes flipping through stuff. There's no pain point that jumps out at me, i.e., "Oh, wow, I'd love to use that for [...]!"It's a natural tendency for geeks (myself included) to build platforms to solve problems rather than solving problems directly. Fight that. :-)
Check out my YC app demo - rip away
TomasSedovic: I'd start with leaving the desktop metaphor on the desktop.Double clicks, folders, dialog windows, etc. go against the web experience. Try to make the user interface more "webby" -- it will benefit everyone.
Which advertising networks would you like to see benchmarked?
paraschopra: You can also report the variation of CPC if you can access that data, would be interesting.
Who's Hiring?
dunk010: Last.fm are: http://www.last.fm/about/jobs
Check out my YC app demo - rip away
roundsquare: Neat idea. But I wonder, what are you offering that excel doesn't? So far, the only tool I can see is y vs x and thats not tough to do in excel. I'm not saying you aren't offering anything, but I don't know what it is.For the interface, a few things I didn't like, but others can chime in.1) When I click on "Basic Statistics" I see the tests there. Then, when I click on "Multivariate Statistics" the basic title bar drops down to the bottom. If I were trying to look for a test to use, I would want to scroll through each category. They way you have it makes that tough.2) When I go to analyze a data set, how do I get back to the list of files? I figured it out (click on Data Management) but that should be easier to find.Also, something that I think would be very cool would be to allow me to take data sets from different files. This would allow me to use your app as a storage for my data sets. I could organize files however made sense to me and then arbitrarily go there and look for correlations. "Oh, I wonder if there is a correlation between temperature and mortality. Lets take the weather file and the mortality file and check."
How to make the most out of my domain name?
rms: If you don't want to start using this right now for a non ipad related web site, you should email the admin and ask for this post to be deleted. With this disclosure public, you are going to lose the upcoming domain dispute and possibly be reimbursed for the cost of the domain registration.
Check out my YC app demo - rip away
freebsd_dude: By the way Im open to meeting another cofounder. My current cofounder who used to work at SAS can only commit maybe 10-20% of his time (he's working on a PhD in stat). If you are interested in statistical software please let me know below.
Legal to stream music online in India ?
csomar: Read their TOS and policies, may be they mention something.Google "their name" + legal issues, may be you find a blog post or a forum thread about them on the web.
Legal to stream music online in India ?
versesane: Dude 99.99% of them are illegal and run in either Pak/US.
Science vs Religion: how is it compatible?
roundsquare: One way they are compatible is by picking and choosing what to believe in. This seems to be the most common approach I've seen, though its often done by not looking too closely at the topic.However, I imagine you want something more satisfying than that. What you're saying makes sense If A and B reach contradictory conclusions, than one of them must be false. However, I think a lot of problems come from thinking that we understand reality. We're just starting to scratch the surface so we may discover things that allow us to accept both science and religion.The analogy I like is of the guy who tried to see how much it rained by throwing spaghetti on the wall. Thats the wrong tool to use. Maybe logic/our brains are not powerful enough to answer these questions.(Apologies, this is not the best explanation of what I'm trying to say).
Check out my YC app demo - rip away
simonw: As a general tip, any time you feel the need to show a message telling the user how to interact with your application ("double click on X to ...") you should reconsider. Besides which, double clicking isn't a good UI mechanism for web apps (or any other apps, really).
Would you submit this paper with its literal title?
scscsc: Interesting read. I hate however the amount of footnotes. I find the CS style (references at the end, almost not footnotes) much more readable.
Legal to stream music online in India ?
sbhat7: Almost all music streamed and played in India online is illegal. PPL India (http://www.pplindia.org/aboutus.html) cracks down on such websites.One needs to obtain specific license from PPL for streaming music online and such a license is quite expensive.
Check out my YC app demo - rip away
dlevine: What does this app do? I clicked "start", and was plopped down on the home page with a frightening amount of information. It would be nice if you explained in a sentence or two what the app does, and why I should use it.I see that while I clicked away to write this I got the "welcome to statgadgets" popup. I still don't know what the data sets are or why I would want to "analyze" them.
Check out my YC app demo - rip away
dkersten: This is really nice. Took me a moment to figure out how to use (eg dragging the fields for the graphs), but nothing too tricky. Over all, its nice and looks like it could end up being quite useful, going by the other (as yet unimplemented) menus). Keep it up!
Anyone want my Haskell and Lisp tutorials domains?
romland: Very generous offer. I'd expect both of them can become somewhat valuable once they have some content and a bit of SEO.I'm curious, though, why don't you just aggregate some content on to them? Perhaps throw up a blog or two, some Google Ad's and Amazon links? It doesn't take that much work once you have the implementation in place. (Okay, it would be hard for ME to maintain it, but that's because I have an attention span of a goldfish when it comes to writing)I'm not active in either of the communities, so don't see this as an application. :)
Legal to stream music online in India ?
mallipeddi: I don't know about other websites you mentioned, but raaga.com looks legal.They've an advertisers page which looks genuine - I've seen ads for new movies show up on raaga.com (I'm guessing if movie producers don't have a problem buying ads on that website, they're probably legal?). http://www.raaga.com/channels/home/advertise.asp
Review My App - CareLogger (A Diabetes Tracking Tool)
dmix: This was an app I built over the winter break in about 3 days. Its just a simple tool for people with diabetes to log their blood glucose levels, meals, etc. I explained the story here in a blog post: http://dmix.ca/2010/02/announcing-carelogger-a-diabetes-trac...We soft-launched about a week ago and have had 80 people signup which we think is awesome.We'd appreciate any feedback.
Science vs Religion: how is it compatible?
rms: http://lesswrong.com/lw/i8/religions_claim_to_be_nondisprova...My belief is that science and religion are reconcilable, but by the time you become a rational theist, what's the point of still being a theist? You'll have already rationalized away most of your core beliefs, like a God that is really answering your prayers.By the way, you can discuss this at Less Wrong with an obnoxiously rational crowd, but you'll probably get mercilessly downmodded because the question is answered already in the existing writing. Doing some more reading on Less Wrong should help make you more confident in your existing answer to the question.
Review My App - CareLogger (A Diabetes Tracking Tool)
dale-cooper: This looks great. As a diabetic i've been considering doing something like this, now i won't need to :)Some feedback:Can't create new entries, get "We're sorry, but something went wrong."Would like to be able to enter different types of mediciation, i use humalog+lantus.A mobile app would be awesome. I might be able to help, i have iphone experience and a little android experience..EDIT: Prefilled time when creating an entry is off by one hour.. timezone/dst issue?
Which advertising networks would you like to see benchmarked?
agbell: adbrite, especially where you can find good advertisers through there with all your traffic or whther you get the same ads as smaller fish
Review My App - CareLogger (A Diabetes Tracking Tool)
maxklein: I was about to do this. It's a great idea, it's an excellent market and most of the competition is terrible. I actually did my research on this so I know for a fact you'll be successful.Just be sure to allow people recommend it to their family and friends. That should be a big part of your marketing - getting geeks to get their parents to use this.
Review My App - CareLogger (A Diabetes Tracking Tool)
pibefision: Add Facebook Connect at login and signup.
Review My App - CareLogger (A Diabetes Tracking Tool)
nathan82: Great landing page, initially I was clicking around trying to figure out why such a slick looking tool was completely free! You really get across how and why your service would be useful.A few little nitpicks, hopefully they're helpful: The bottom signup button isn't clickable. The orange 'join today' text could maybe do with a nicer font - more handwritten, less script. There's a small white square in the top right of your stock photo. Cutout outline visible on the woman's hair. The screenshots might be better popping up in a lightbox. The sign-up form struck me as generic, and didn't match the page I had just come from. The site root doesn't show my dashboard when I'm logged in. The icons next to the different types of entries look like youtube 'play' buttons, confused me for a moment.
Science vs Religion: how is it compatible?
stonemetal: I am Buddhist my religion specifies no conclusions regarding the age of the universe, evolution etc. If you meant Christians well my wife is Catholic and while they are a little slow on the up take (aka Galileo). They currently support Darwin etc.The sub set of people who have issues with the age of the universe, evolution etc. are merely uneducated in both matters of science and religion.
Review My App - CareLogger (A Diabetes Tracking Tool)
peterb: I am the father of a Type 1 who is 8 years old. The problem is the same with any of the diabetes tools: you have to manually enter the numbers. Until you can get around this fundamental problem, you will have difficulty getting people to use the app. A mobile app helps, but it really needs to be automated. Also, many people will not share sensitive health information with a random website.Keep an eye on what Google Health and Microsoft's Health Vault are doing. Good luck.
Review My App - CareLogger (A Diabetes Tracking Tool)
simon_: I am diabetic (type 1), and I have been meaning to make this for years. Damn you!
Can we recruit on HN if not YC-funded?
tptacek: Wait for a "hiring" thread. They happen once a month or so.
Can we recruit on HN if not YC-funded?
wenbert: You already did. ;)I think there should be no problem.
Can we recruit on HN if not YC-funded?
gertburger: Since the Guidelines/FAQ has nothing on this specifically and it might be useful to one(Maybe more) HN readers I believe you should post a "We are hiring" thread.Especially if no one gives any good reasons why not to in this thread.
Review My App - CareLogger (A Diabetes Tracking Tool)
mattew: Our company works with 2 prominent diabetes companies. I am going to let them know about this. I may be able to help get you some significant exposure on this if they find it interesting.
Please Review My Startup: BeBefore
anzele57: Hmm, big pictures and video. Useful.
Please Review My Startup: BeBefore
ErrantX: My initial reaction was "spam" (Im still not comfortable about the whole site!).But the content is actually reasonably useful if your researching a product. If it's a serious site then it definitely needs a much better interface and description!(edit: I say that last bit as someone who gets so annoyed when browsing Amazon/Ebuyer etc. and the product specs are incomplete or completely missing - this looks pretty complete for a lot of products. I'd be interested to know where the data came from?)
Please Review My Startup: BeBefore
SlyShy: Any chance you could list a price on the page somewhere? I looked and looked, but couldn't find price range estimates anywhere. Pretty hard to evaluate a laptop if you don't know how much it costs, in my opinion.
Please Review My Startup: BeBefore
lssndrdn: The layout is neat, but the purpose of the site is not obvious at first. Is it a review site? A shopping site? It's only after clicking around a bit that one can understand what the site does (present a selection of products in a cleanly organized manner, and provide links for purchase on Amazon.com). The name of the site is a bit misleading (bebefore? I thought it was something about how things were "before").
Please Review My Startup: BeBefore
Mc_Big_G: So, it's an affiliate site with info scraped from various sources?
Review My App - CareLogger (A Diabetes Tracking Tool)
tibbon: While I'm not a diabetic, my sister is. I'm sending this along to her for her thoughts.