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McKinsey & Company, Inc.
Floor 4
711 Third Avenue
New York, New York 10017
Telephone +1 (212) 446-7000
Fax +1 (646) 307-6570



November 27, 2023

U.S. Department of Homeland Security
U.S. Citizenship and Immigration Services

Re:
Extraordinary Ability Petition for Mr. Siddharth Tiwari

Dear Sir or Madam:

Please accept this letter detailing the extraordinary ability and one-of-a-kind expertise of Mr. Siddharth
Tiwari in the field of digital banking and financial services. Mr. Tiwari has garnered sustained national
and international acclaim due to his groundbreaking Digital Bridge, which has been used and continues
to be used by leading banks, financial companies, and organizations that provide financial services. His
combination of expertise with both finance and technology sectors shapes his ability to offer unique
insights and drive innovative new approaches with top companies on a consistent and ongoing basis.
Based on my experience witnessing his original contributions to the field, it is clear to me that Mr. Tiwari
is an individual of extraordinary ability in digital banking and financial services.

My name is Somesh Khanna, and I am currently a Senior Partner with McKinsey & Company, Inc.s office
in New York, NY, specifically in McKinseys Banking and Securities Practice. McKinsey is among the
leading top-tier international management consulting firms in the world. It operates out of more than
130 offices in more than 65 countries, employing more than 44,000 people. In my role as Senior Partner,
I bring more than 25 years of experience, specifically with McKinsey, in financial services, helping clients
strengthen their businesses. Previously, I led McKinsey Digital for financial services globally.

I have a proven track record of helping companies build and scale new capabilities, and of deploying the
power of digital and advanced analytics to create greater value and enhance performance. I serve
companies on a wide range of issues, including productivity transformation, digital strategy,
organization, sales and marketing, operations, technology, and risk management. I have supported retail
banks on digital transformations, sales-force performance, profitability improvement, and business-
process reengineering. I have also worked with credit card companies to achieve growth through digital
acquisitions, marketing optimization, and product innovation. I also hold a Master of Science in Finance,
Marketing, and Strategy from Northwestern Universitys Kellogg School of Management (one of the best
business schools in the U.S.) and a Post Graduate Diploma in Management from the Indian Institute of
Management in Calcutta, India. Based on more than 25 years of experience with McKinsey, along with
my educational credentials, I am expertly qualified to speak to Mr. Tiwaris extraordinary ability in
digital banking and financial services.

Mr. Tiwari is a leading thinker when it comes to the digital transformation of banks, other financial
institutions, and large organizations that offer financial services to their users, and it is this talent and
expertise that makes him critical in his role with McKinsey.

In summary, Mr. Tiwari has made an extraordinary impact in the field through his critical role with
McKinsey, providing unique and superior solutions to our clients that provide financial services to their
2


users. Based on these achievements, I fully support his qualifications as an individual of extraordinary
ability for this visa category.




Sincerely,




Somesh Khanna
Senior Partner
McKinsey & Company, Inc.
New York, NY
+1-646-895-3418
Somesh_khanna@mckinsey.com

1 Apple Park way, Cupertino, CA 95014




December 3, 2023

U.S. Department of Homeland Security
U.S. Citizenship and Immigration Services

Re:
Extraordinary Ability Petition for Mr. Siddharth Tiwari

Dear Sir or Madam:

Please accept this letter detailing the extraordinary ability of Mr. Siddharth Tiwari in the field of digital
banking and financial services. Mr. Tiwari has sustained national and international acclaim due to
his original and impactful work developing a Digital Bridge for large banks and financial systems
across the world. He is a creative expert who has implemented his original work with numerous
household names, including Apple Inc. (Apple), specifically with the Apple Pay function. I can attest
to the profound effect of Mr. Tiwaris work, not only on Apple and Apple Pay, but in the overall field.
The combination of his experience in consulting, technology, and banking/finance informs his skills
to help financial institutions and large companies with financial technology offerings, such as Apple,

McKinsey & Company, Inc.

Floor 4

711 Third Avenue

New York, New York 10017

Telephone +1 (212) 446-7000

Fax +1 (646) 307-6570

November 27, 2023

U.S. Department of Homeland Security

U.S. Citizenship and Immigration Services

Re:

Extraordinary Ability Petition for Mr. Siddharth Tiwari

Dear Sir or Madam:

Please accept this letter detailing the extraordinary ability and one-of-a-kind expertise of Mr. Siddharth

Tiwari in the field of digital banking and financial services. Mr. Tiwari has garnered sustained national

and international acclaim due to his groundbreaking Digital Bridge, which has been used and continues

to be used by leading banks, financial companies, and organizations that provide financial services. His

combination of expertise with both finance and technology sectors shapes his ability to offer unique

insights and drive innovative new approaches with top companies on a consistent and ongoing basis.

Based on my experience witnessing his original contributions to the field, it is clear to me that Mr. Tiwari

is an individual of extraordinary ability in digital banking and financial services.

My name is Somesh Khanna, and I am currently a Senior Partner with McKinsey & Company, Inc.s office

in New York, NY, specifically in McKinseys Banking and Securities Practice. McKinsey is among the

leading top-tier international management consulting firms in the world. It operates out of more than

130 offices in more than 65 countries, employing more than 44,000 people. In my role as Senior Partner,

I bring more than 25 years of experience, specifically with McKinsey, in financial services, helping clients

strengthen their businesses. Previously, I led McKinsey Digital for financial services globally.

I have a proven track record of helping companies build and scale new capabilities, and of deploying the

power of digital and advanced analytics to create greater value and enhance performance. I serve

companies on a wide range of issues, including productivity transformation, digital strategy,

organization, sales and marketing, operations, technology, and risk management. I have supported retail

banks on digital transformations, sales-force performance, profitability improvement, and business-

process reengineering. I have also worked with credit card companies to achieve growth through digital

acquisitions, marketing optimization, and product innovation. I also hold a Master of Science in Finance,

Marketing, and Strategy from Northwestern Universitys Kellogg School of Management (one of the best

business schools in the U.S.) and a Post Graduate Diploma in Management from the Indian Institute of

Management in Calcutta, India. Based on more than 25 years of experience with McKinsey, along with

my educational credentials, I am expertly qualified to speak to Mr. Tiwaris extraordinary ability in

digital banking and financial services.

Mr. Tiwari is a leading thinker when it comes to the digital transformation of banks, other financial

institutions, and large organizations that offer financial services to their users, and it is this talent and

expertise that makes him critical in his role with McKinsey.

In summary, Mr. Tiwari has made an extraordinary impact in the field through his critical role with

McKinsey, providing unique and superior solutions to our clients that provide financial services to their

2

users. Based on these achievements, I fully support his qualifications as an individual of extraordinary

ability for this visa category.

Sincerely,

Somesh Khanna

Senior Partner

McKinsey & Company, Inc.

New York, NY

+1-646-895-3418

Somesh_khanna@mckinsey.com

1 Apple Park way, Cupertino, CA 95014

December 3, 2023

U.S. Department of Homeland Security

U.S. Citizenship and Immigration Services

Re:

Extraordinary Ability Petition for Mr. Siddharth Tiwari

Dear Sir or Madam:

Please accept this letter detailing the extraordinary ability of Mr. Siddharth Tiwari in the field of digital

banking and financial services. Mr. Tiwari has sustained national and international acclaim due to

his original and impactful work developing a Digital Bridge for large banks and financial systems

across the world. He is a creative expert who has implemented his original work with numerous

household names, including Apple Inc. (Apple), specifically with the Apple Pay function. I can attest

to the profound effect of Mr. Tiwaris work, not only on Apple and Apple Pay, but in the overall field.

The combination of his experience in consulting, technology, and banking/finance informs his skills

to help financial institutions and large companies with financial technology offerings, such as Apple,