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<|im_start|>user
Generate the answer for the following question
What is an ideal number of stock positions that I should have in my portfolio?
<|im_end|>
<|im_start|>assistant
There is no ideal number of stocks you should own. There are several factors you should consider though. First, how actively do you want to man... |
<|im_start|>user
Generate the answer for the following question
How to avoid getting back into debt?
<|im_end|>
<|im_start|>assistant
Get someone in your family to pay for it. If that's not an option, you have no choice but to make do with what you can do, and either get a job or a loan. I'd advise a job unless you're... |
<|im_start|>user
Generate the answer for the following question
Why is day trading considered riskier than long-term trading?
<|im_end|>
<|im_start|>assistant
Short-term, the game is supply\/demand and how the various participants react to it at various prices. On longer term, prices start to better reflect the fundam... |
<|im_start|>user
Generate the answer for the following question
Data source for historical intra-day bid\/ask price data for stocks?
<|im_end|>
<|im_start|>assistant
Interactive Brokers provides historical intraday data including Bid, Ask, Last Trade and Volume for the majority of stocks. You can chart the data, down... |
<|im_start|>user
Generate the answer for the following question
Best way to start investing, for a young person just starting their career?
<|im_end|>
<|im_start|>assistant
When you start to buy stock, don't buy too little of it! Stocks come at a cost (you pay a commission), and you need to maintain a deposit, you hav... |
<|im_start|>user
Generate the answer for the following question
GnuCash register reimbursements
<|im_end|>
<|im_start|>assistant
You should be recording the reimbursement as a negative expense on the original account the expense was recorded. Let's assume you have a $100 expense and $100 salary. Total $200 paycheck. Y... |
<|im_start|>user
Generate the answer for the following question
How can small children contribute to the "family economy"?
<|im_end|>
<|im_start|>assistant
(Although I disagree with the idea of getting a child working a real job to early, (I think kids should learn at school, learn manners, learn what the world offers... |
<|im_start|>user
Generate the answer for the following question
What are the consequences of IRS "reclassification" on both employer and employee?
<|im_end|>
<|im_start|>assistant
You are confusing entirely unrelated things. First the "profit distribution" issue with Bob's S-Corp which is in fact tax evasion and will ... |
<|im_start|>user
Generate the answer for the following question
Does this sound like a great idea regarding being a landlord and starting a real estate empire?
<|im_end|>
<|im_start|>assistant
I have done something similar to this myself. What you are suggesting is a sound theory and it works. The issues are (which ... |
<|im_start|>user
Generate the answer for the following question
College student - I'm a 'dependent' and my parents won't apply for the Parent PLUS loan or cosign a private loan
<|im_end|>
<|im_start|>assistant
I was in a similar (but not quite as bad situation) a couple years ago, and I had a stroke of luck that helpe... |
<|im_start|>user
Generate the answer for the following question
How to pay with cash when car shopping?
<|im_end|>
<|im_start|>assistant
The very first time I bought a new car I wrote out a personal check for $5000 (this was a looong time ago!). And got a call from the sales person that he had called the bank and was... |
<|im_start|>user
Generate the answer for the following question
Compute average price even if I do not have the prices before
<|im_end|>
<|im_start|>assistant
What I do have is this (sample only): Stock X: Average Price of all I purchased before = 80 Total Shares = 200 So if Stock X's price today is 100 how do I know ... |
<|im_start|>user
Generate the answer for the following question
Is Amazon's offer of a $50 gift card a scam?
<|im_end|>
<|im_start|>assistant
Every financial services company (and cellphone provider, cable and broadband provider, private energy supplier, and so on and so forth - it's turtles all the way down in a mark... |
<|im_start|>user
Generate the answer for the following question
Tax liability in US for LLC's owned by an Indian Citzen
<|im_end|>
<|im_start|>assistant
The LLC will not be liable for anything, it is disregarded for tax purposes. If you're doing any work while in the US, or you (or your spouse) are a green card holder... |
<|im_start|>user
Generate the answer for the following question
Are investor's preference for dividends justified?
<|im_end|>
<|im_start|>assistant
Some investors (pension funds or insurance companies) need to pay out a certain amount of money to their clients. They need cash on a periodical basis, and thus prefer div... |
<|im_start|>user
Generate the answer for the following question
What is market order's relation to bid ask spread?
<|im_end|>
<|im_start|>assistant
Because in the case for 100\/101, if you wanted to placed a limit buy order at top of the bid list you would place it at 101 and get filled straight away. If placing a lim... |
<|im_start|>user
Generate the answer for the following question
Does borrowing from my 401(k) make sense in my specific circumstance?
<|im_end|>
<|im_start|>assistant
I see you've marked an answer as accepted but I MUST tell you that STOPPING your 401k contribution all together is a bad idea. Your company match is 100... |
<|im_start|>user
Generate the answer for the following question
When and how should I pay taxes on ForEx trades?
<|im_end|>
<|im_start|>assistant
Legally speaking, when you convert that bit-coin onto something else, the Israeli Tax Authority will look into the value of that something else, compare it to the original v... |
<|im_start|>user
Generate the answer for the following question
Which shareholders cause news-driven whole market stock swings?
<|im_end|>
<|im_start|>assistant
News-driven investors tend to be very short-term focussed investors. They often trade by using index futures (on the S&P 500 index for instance).
<|im_end|>
|
<|im_start|>user
Generate the answer for the following question
Credit card grace period for pay, wait 1 day, charge?
<|im_end|>
<|im_start|>assistant
This will not result in any finance charges: I wouldn't recommend cutting it quite so close, but as long as you pay the full balance as shown on each statement by the d... |
<|im_start|>user
Generate the answer for the following question
Growth rate plus dividend yieid total?
<|im_end|>
<|im_start|>assistant
The sum of the dividend yield plus capital growth is called total return. In your examples, you get to a total return of 7% through several different (and theoretically equivalent) pa... |
<|im_start|>user
Generate the answer for the following question
Does a market maker sell (buy) at a bid or ask price?
<|im_end|>
<|im_start|>assistant
EVERYONE buys at the ask price and sells at the bid price (no matter who you are). There are a few important things you need to understand. Example: EVE bid: 16.00 EVE ... |
<|im_start|>user
Generate the answer for the following question
How far into the future is a stock future? How do stock futures work?
<|im_end|>
<|im_start|>assistant
Futures are an agreement to buy or sell something in the future. The futures "price" is the price at which you agree to make the trade. This price do... |
<|im_start|>user
Generate the answer for the following question
How to prevent myself from buying things I don't want
<|im_end|>
<|im_start|>assistant
I believe that your dilemma comes from not having clearly defined consequences of buying it. On one side you want it and you can afford it, but on the other side there ... |
<|im_start|>user
Generate the answer for the following question
Will getting a second credit card help my credit rating?
<|im_end|>
<|im_start|>assistant
No. Getting more credit lowers your credit utilization ratio (if you don't use it), which raises your credit rating, this can also be done by asking for a higher lim... |
<|im_start|>user
Generate the answer for the following question
PayPal wants me to "add a bank account", another funding source. Credit card isn't working. Why?
<|im_end|>
<|im_start|>assistant
I'm pretty sure it's merchant-dependent. If a credit card transaction doesn't go through, PayPal will automatically charge y... |
<|im_start|>user
Generate the answer for the following question
What are some ways to mitigate the risks of covered calls?
<|im_end|>
<|im_start|>assistant
Two ways to mitigate this risk are to buy a put at a lower premium to the written call, or manage your trade by buying back your call if you see the underlying pri... |
<|im_start|>user
Generate the answer for the following question
Investment for beginners in the United Kingdom
<|im_end|>
<|im_start|>assistant
I'd go to specialist community web sites such as The Motley Fool and read their investing articles, and their forums, and everything. You cannot get enough information and adv... |
<|im_start|>user
Generate the answer for the following question
As a beginner investor, should I start investing with mutual funds through my bank, or with an online broker?
<|im_end|>
<|im_start|>assistant
What is the best option to start with? and I am not sure about my goals right now but I do want to have a major... |
<|im_start|>user
Generate the answer for the following question
How can one protect oneself from a dividend stock with decreasing price?
<|im_end|>
<|im_start|>assistant
Your question reminds me of a Will Rogers quote: buy some good stock, and hold it till it goes up, then sell it. If it don’t go up, don’t buy it. The... |
<|im_start|>user
Generate the answer for the following question
Why isn't money spent on necessities deductible from your taxes?
<|im_end|>
<|im_start|>assistant
Law is a mass of special cases, informed by but not driven by some general principles. Tax law likewise. Don't try to make it make sense; you will only confu... |
<|im_start|>user
Generate the answer for the following question
Why is a stock trade flat on large volume?
<|im_end|>
<|im_start|>assistant
Large volume just means a lot of market participants believe they know where the stock price will be (after some amount of time). The fact that the price is not moving just means... |
<|im_start|>user
Generate the answer for the following question
Automatic investments for cheap
<|im_end|>
<|im_start|>assistant
Previously (prior to Capital One acquisition -- it's kind of like K-Mart buying Sears) Sharebuilder offered 12 automatic (i.e. pre-scheduled) stock purchases per month if you subscribed to t... |
<|im_start|>user
Generate the answer for the following question
Net loss not distributed by mutual funds to their shareholders?
<|im_end|>
<|im_start|>assistant
When you invest (say $1000) in (say 100 shares) of a mutual fund at $10 per share, and the price of the shares changes, you do not have a capital gain or los... |
<|im_start|>user
Generate the answer for the following question
Are there any disadvantages to DHA Investment Properties?
<|im_end|>
<|im_start|>assistant
Along with the above reasons, the fact that DHA are under investigation by the Federal Police, should be a red flag to any potential investor. The Federal Police ar... |
<|im_start|>user
Generate the answer for the following question
Smartest Place to Put Tax Refund
<|im_end|>
<|im_start|>assistant
Congratulations on your graduation and salary. You are in a great career field (I know from experience.) As a background, I would feel pretty confident in your salary as demand for SE is ... |
<|im_start|>user
Generate the answer for the following question
How do top investors pull out 20% ROI?
<|im_end|>
<|im_start|>assistant
First of all, the annual returns are an average, there are probably some years where their return was several thousand percent, this can make a decade of 2% a year become an average ... |
<|im_start|>user
Generate the answer for the following question
Why won't my retirement account let me write a "covered put"?
<|im_end|>
<|im_start|>assistant
I have a Roth IRA with Scottrade, and they allow me to write cash secured puts, as well as covered calls. I can also purchase calls or puts, if I choose. When I... |
<|im_start|>user
Generate the answer for the following question
What types of receipts do I need to keep for itemized tax deductions?
<|im_end|>
<|im_start|>assistant
I would say to only bother keeping the ones you know you'll use for itemized deductions. This includes any unreimbursed business expenses and vehicle li... |
<|im_start|>user
Generate the answer for the following question
Why should I trust investment banks' ratings?
<|im_end|>
<|im_start|>assistant
If there's indeed no reason to trust GS, i.e. those are just guides then the question is: Why do investors seem to care? Because there's a reason to trust. You're just readin... |
<|im_start|>user
Generate the answer for the following question
How do third-party banks issue car loans?
<|im_end|>
<|im_start|>assistant
I have gotten a letter of credit from my credit union stating the maximum amount I can finance. Of course I don't show the dealer the letter until after we have finalized the deal... |
<|im_start|>user
Generate the answer for the following question
Can a CEO short his own company?
<|im_end|>
<|im_start|>assistant
mhoran_psprep has answered the question well about "shorting" e.g. making a profit if the stock price goes down. However a CEO can take out insurance (called hedging) against the stock pric... |
<|im_start|>user
Generate the answer for the following question
Can the beta of a stock be used as a lagging indicator for the stock w.r.t the market
<|im_end|>
<|im_start|>assistant
The beta of a stock can be interpreted as the average relative movement of a stock with respect to the movement of a market index. In yo... |
<|im_start|>user
Generate the answer for the following question
How do I apply for a mortgage after a cash closing on a property?
<|im_end|>
<|im_start|>assistant
Is she correct in that you generally can't even apply until the cash transaction is complete? Probably. How can you commit to mortgage something you do no... |
<|im_start|>user
Generate the answer for the following question
How do I report this cash bonus\/tip on income tax return?
<|im_end|>
<|im_start|>assistant
Employers are not supposed to give cash gifts to their employees, even if you try to call it a "gift" for tax purposes. Presumably, the reason your wife's employer... |
<|im_start|>user
Generate the answer for the following question
Buy home and leverage roommates, or split rent?
<|im_end|>
<|im_start|>assistant
...instead of all of us draining our money into a landlord... Instead, you are suggesting that still everyone (except you) will drain their money into a landlord, just that n... |
<|im_start|>user
Generate the answer for the following question
The cost of cleaning the house that we rented far exceeds the security deposit. Should we bother?
<|im_end|>
<|im_start|>assistant
I am surprised at the amount of work this contract wants done. I'd question if it's even legal given the high costs. I sus... |
<|im_start|>user
Generate the answer for the following question
How to dollar-cost-average with a large amount of money in a savings account?
<|im_end|>
<|im_start|>assistant
I up voted JoeTaxpayer but i would like add a couple of things. Dollar Cost averaging over a 5 day period is in no way practical. If you get a ... |
<|im_start|>user
Generate the answer for the following question
What financial data are analysed (and how) to come up with a stock recommendation?
<|im_end|>
<|im_start|>assistant
Let me start with a somewhat sarcastic statement: There are probably as many things done to analyze a stock as there are people doing the a... |
<|im_start|>user
Generate the answer for the following question
How to decide on split between large\/mid\/small cap on 401(k) and how often rebalance
<|im_end|>
<|im_start|>assistant
It's a trade-off. The answer depends on your risk tolerance. Seeking higher rewards demands higher risk. If you want advice, I would re... |
<|im_start|>user
Generate the answer for the following question
Reasons behind a large price movement of a penny stock without any recent news releases?
<|im_end|>
<|im_start|>assistant
Yes, in my humble opinion, it can be "safe" to assume that — but not in the sense that your assumption is necessarily or likely corre... |
<|im_start|>user
Generate the answer for the following question
Does dollar cost averaging apply when moving investments between fund families?
<|im_end|>
<|im_start|>assistant
As mentioned by others, dollar cost averaging is just a fancy term for how many shares your individual purchases get when you are initially ad... |
<|im_start|>user
Generate the answer for the following question
What happens to my stocks when broker goes bankrupt?
<|im_end|>
<|im_start|>assistant
+1 to YosefWeiner. Let me add: Legally, technically, or at least theoretically, when you buy stock through a broker, you own the stock, not the broker. The broker is jus... |
<|im_start|>user
Generate the answer for the following question
Vanguard Mutual Funds — Diversification vs Share Class
<|im_end|>
<|im_start|>assistant
There's really no right or wrong answer here because you'll be fine either way. If you've investing amounts in the low 5 figures you're likely just getting started, an... |
<|im_start|>user
Generate the answer for the following question
How do I tell the Canada Revenue Agency that they're sending someone else's documents to my address?
<|im_end|>
<|im_start|>assistant
Maybe just put all his correspondence back in the Post Box and mark it "Wrong address"? Precisely. Without opening. Jus... |
<|im_start|>user
Generate the answer for the following question
What exactly can a financial advisor do for me, and is it worth the money?
<|im_end|>
<|im_start|>assistant
If you don't have the time or interest to manage investments, you need a financial advisor. Generally speaking, you're better served by an advisor... |
<|im_start|>user
Generate the answer for the following question
Is giving my girlfriend money for her mortgage closing costs and down payment considered fraud?
<|im_end|>
<|im_start|>assistant
The issue here is that the transaction (your funds to her account) looks very similar to the rent payments which you plan to m... |
<|im_start|>user
Generate the answer for the following question
Austrailian tax resident earning salary in the UK - how much tax do I pay on foreign income?
<|im_end|>
<|im_start|>assistant
This page and this page on the ATO website provide some information on tax rates. They're rather lengthy and there's a few except... |
<|im_start|>user
Generate the answer for the following question
Is buying a home a good idea?
<|im_end|>
<|im_start|>assistant
A home actually IS a terrible investment. It has all the traits of something you would NEVER want to plunge your hard-earned money into. The only way that buying a house makes good money sense... |
<|im_start|>user
Generate the answer for the following question
How to find a good third-party, 401k management\/advice service?
<|im_end|>
<|im_start|>assistant
Another option to a human advisor is FutureAdvisor, a web service that (if it supports your 401k plan) gives personalized algorithmic advice on what you shou... |
<|im_start|>user
Generate the answer for the following question
What options do I have at 26 years old, with 1.2 million USD?
<|im_end|>
<|im_start|>assistant
Firstly, sorry about the accident. I am afraid you will need to do your own legwork, because you cannot trust other people with your money. It's a good thing y... |
<|im_start|>user
Generate the answer for the following question
Does the rise in ACA premiums affect employer-provided health insurance premiums?
<|im_end|>
<|im_start|>assistant
There are a lot of moving parts, individual premiums and annual increases have little to do with employer premiums and annual increases and ... |
<|im_start|>user
Generate the answer for the following question
How do currency markets work? What factors are behind why currencies go up or down?
<|im_end|>
<|im_start|>assistant
Q: How do currency markets work? A: The FX (foreign exchange) market works very much like the stock market where potential buying parties ... |
<|im_start|>user
Generate the answer for the following question
Does modifying an order cancel the old one and submit a new one
<|im_end|>
<|im_start|>assistant
Limit books are managed by exchanges. If an order is not immediately filled, it is sent to the book. From there, orders are generally executed on price-time-... |
<|im_start|>user
Generate the answer for the following question
Additional credit card with different limit on same account?
<|im_end|>
<|im_start|>assistant
You can look into getting a business credit card. When I had my Chase business credit card, I could add authorized users to the main account and set a spending l... |
<|im_start|>user
Generate the answer for the following question
Is there a list of OTC stocks being added to the major exchanges?
<|im_end|>
<|im_start|>assistant
Check your broker's IPO list. Adding a new stock to a stock exchange is called "Initial Public Offering" (IPO), and most brokers have a list of upcoming IPO... |
<|im_start|>user
Generate the answer for the following question
Profiting off $0.01 changes in real life?
<|im_end|>
<|im_start|>assistant
You can certainly try to do this, but it's risky and very expensive. Consider a simplified example. You buy 1000 shares of ABC at $1.00 each, with the intention of selling them all... |
<|im_start|>user
Generate the answer for the following question
Investment time horizon: When is it acceptable to withdraw money from investments?
<|im_end|>
<|im_start|>assistant
shouldn't withdraw stock investments for at least 5 years would be better re-phrased as: "don't invest money in stocks if you (really) need... |
<|im_start|>user
Generate the answer for the following question
Why do people use mortgages, when they could just pay for the house in full?
<|im_end|>
<|im_start|>assistant
Some countries, like the United States, allow a mortgage interest tax deduction. This means the interest you pay on a mortgage, which is typical... |
<|im_start|>user
Generate the answer for the following question
Individual Investor Safe Reinvest Gains Strategy?
<|im_end|>
<|im_start|>assistant
Your idea is a good one, but, as usual, the devil is in the details, and implementation might not be as easy as you think. The comments on the question have pointed out yo... |
<|im_start|>user
Generate the answer for the following question
Total price of (AAPL option strike price + option cost) decreases with strike price. Why?
<|im_end|>
<|im_start|>assistant
Think about it this way. If the strike price is $200, and cost of the option is $0.05. $200 + $0.05 is $200.05. That does not mean t... |
<|im_start|>user
Generate the answer for the following question
What are some good ways to control costs for groceries?
<|im_end|>
<|im_start|>assistant
Set aside the amount of grocery money you want to spend in a week in cash. Then buy groceries only from this money. The first week make it a generous amount so you do... |
<|im_start|>user
Generate the answer for the following question
How is stock price determined?
<|im_end|>
<|im_start|>assistant
The answer to each of your questions is no. It is important to appreciate that the "quoted" ticker price may be delayed by say 15 minutes, and thus is not "real-time."
<|im_end|>
|
<|im_start|>user
Generate the answer for the following question
Where to find CSV or JSON data for publicly traded companies listed with their IPO date?
<|im_end|>
<|im_start|>assistant
Here is a list to Yahoo! Finance API. Not sure how much longer this will be support though: https:\/\/code.google.com\/p\/yahoo-fina... |
<|im_start|>user
Generate the answer for the following question
Is 401k as good as it sounds given the way it is taxed?
<|im_end|>
<|im_start|>assistant
Don't forget inflation. With a Roth 401k (or IRA), you don't pay any taxes on inflationary or real gains. You pay taxes at the beginning and then no more taxes (un... |
<|im_start|>user
Generate the answer for the following question
Are there any risks from using mint.com?
<|im_end|>
<|im_start|>assistant
Here's a very simple answer, ask your broker\/bank. Mine uses ofx. When asked if they would reimburse me for any unauthorized activity, the answer was no. Simple enough, the bank... |
<|im_start|>user
Generate the answer for the following question
Where should a young student put their money?
<|im_end|>
<|im_start|>assistant
It really is dependent upon your goals. What are your short term needs? Do you need a car\/clothing\/high cost apartment\/equipment when you start your career? For those kin... |
<|im_start|>user
Generate the answer for the following question
How smart is it to really be 100% debt free?
<|im_end|>
<|im_start|>assistant
Considering that we are in a low-interest rate period (the lowest in history), it's smart to loan money from the bank to reinvest in property or other investments as far as you ... |
<|im_start|>user
Generate the answer for the following question
What is a good way to keep track of your credit card transactions, to reduce likelihood of fraud?
<|im_end|>
<|im_start|>assistant
Sign up for alerts. Everytime you use your card, you'll get an alert. That way if there is an unauthorized transaction, yo... |
<|im_start|>user
Generate the answer for the following question
Can I transfer self-employed income into LLC?
<|im_end|>
<|im_start|>assistant
An LLC is a very flexible company when it comes to taxation. You have three basic tax options: There are other good reasons to create an LLC (mainly to protect your personal a... |
<|im_start|>user
Generate the answer for the following question
What can cause rent prices to fall?
<|im_end|>
<|im_start|>assistant
In the US, the government effectively sets a price floor for rents with a concept called "prevailing rent" for government subsidy. Even the crappiest, minimally compliant hovel is ultima... |
<|im_start|>user
Generate the answer for the following question
I carelessly invested in a stock on a spike near the peak price. How can I salvage my investment?
<|im_end|>
<|im_start|>assistant
If the company is stable. I like to recoup losses by buying in the valley and selling it all at the plateau and then learnin... |
<|im_start|>user
Generate the answer for the following question
How websites like Google have access to stock market data?
<|im_end|>
<|im_start|>assistant
To quote their disclaimer: Data is provided by financial exchanges and may be delayed as specified by financial exchanges or our data providers. Google does not v... |
<|im_start|>user
Generate the answer for the following question
What does "\/" and "^" mean in ticker symbols? How to translate these symbols into yahoo?
<|im_end|>
<|im_start|>assistant
On NASDAQ the ^ is used to denote other securities and \/ to denote warrents for the underlying company. Yahoo maybe using some othe... |
<|im_start|>user
Generate the answer for the following question
Can I get a discount on merchandise by paying with cash instead of credit?
<|im_end|>
<|im_start|>assistant
Cash is very effective at getting a discount when buying from individuals (craigslist, garage sales, estate sales, flea markets, etc.). I'll make... |
<|im_start|>user
Generate the answer for the following question
Is it possible that for shares to be reinvested in a stock you already sold?
<|im_end|>
<|im_start|>assistant
I believe this depends on the broker's policies. For example, here is Vanguard's policy (from https:\/\/personal.vanguard.com\/us\/whatweoffer\/s... |
<|im_start|>user
Generate the answer for the following question
Where do large corporations store their massive amounts of cash?
<|im_end|>
<|im_start|>assistant
You can find out the general types of investments by reading the public corporation 10-Q report that is filed with the SEC it can be accessed via the EDGAR s... |
<|im_start|>user
Generate the answer for the following question
How can this be enough to fund a scholarship in perpetuity?
<|im_end|>
<|im_start|>assistant
The Trinity study looked at 'safe' withdrawal rates from retirement portfolios. They found it was safe to withdraw 4% of a portfolio consisting of stocks and bond... |
<|im_start|>user
Generate the answer for the following question
Paid credit card bill, but money didn't leave my checking account [duplicate]
<|im_end|>
<|im_start|>assistant
The fact that your credit card has seen the payment is strong evidence that the transaction did in fact take place. But it's not unusual for th... |
<|im_start|>user
Generate the answer for the following question
Owing state tax Interest and a result of living in Maryland and working in Virginia
<|im_end|>
<|im_start|>assistant
Ultimately, you are the one that is responsible for your tax filings and your payments (It's all linked to your SSN, after all). If this f... |
<|im_start|>user
Generate the answer for the following question
Where are all those unsold vehicles?
<|im_end|>
<|im_start|>assistant
Other than being reduced to clear as others have suggested quite a few get sold to large motor stores. You can often go in and find last years model with around delivery mileage at a ve... |
<|im_start|>user
Generate the answer for the following question
When a stock price goes down, does the money just disappears into thin air?
<|im_end|>
<|im_start|>assistant
Cash changes hands when you buy or sell the stock. While you own the stock, you own it, not cash, so there is no cash to go anywhere. You spent yo... |
<|im_start|>user
Generate the answer for the following question
Stock trading models that use fundamental analysis, e.g. PEG ratios?
<|im_end|>
<|im_start|>assistant
One idea: If you came up with a model to calculate a "fair price range" for a stock, then any time the market price were to go below the range it could b... |
<|im_start|>user
Generate the answer for the following question
Should I change 401k investment options to prepare for rising interest rates?
<|im_end|>
<|im_start|>assistant
The bond funds should tell you their duration. My 401(k) has similar choices, and right now, I'm at the short maturity, i.e. under 1 year. The c... |
<|im_start|>user
Generate the answer for the following question
Why do card processing companies discourage "cash advance" activities
<|im_end|>
<|im_start|>assistant
Square does not care if you run a $10 transaction to test the system. They are concerned with its use to move meaningful amounts of money. The only p... |
<|im_start|>user
Generate the answer for the following question
Renting out rooms in my home, what's the proper way to deal with utilities for tax purposes?
<|im_end|>
<|im_start|>assistant
It's the same result either way. Say the bills are $600, and you are reimbursed $400. You'd be able to write off $400 as part of... |
<|im_start|>user
Generate the answer for the following question
Are warehouse clubs like Costco and Sam's Club worth it?
<|im_end|>
<|im_start|>assistant
Whether or not they are worth it depends entirely on your situation. For my family, they are worth it, but I know a number of people who it would not be worthwhile f... |
<|im_start|>user
Generate the answer for the following question
Value of a collateralized asset
<|im_end|>
<|im_start|>assistant
You're not missing any concepts! It sounds like you are contributing a piece of collateral to the business, and you want to know a fair way to value how much this contribution of collateral ... |
<|im_start|>user
Generate the answer for the following question
When does a pricing error become false advertising?
<|im_end|>
<|im_start|>assistant
It's definitely annoying, but it's not necessarily false advertising. There is no rule or law that says they have to fix a pricing error at all, let alone within a certai... |
<|im_start|>user
Generate the answer for the following question
Why do stores and manufacturers use mail in rebates? A scam, or is there a way to use them effectively?
<|im_end|>
<|im_start|>assistant
I've had positive experiences and negative ones. One key is to be sure you have followed ALL of the instructions. Once... |
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