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2023-11-22T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.799897 | -0.144939 | -0.093915 | 0.187014 | Credit reporting or other personal consumer reports | Credit reporting | Problem with a company's investigation into an existing problem | Investigation took more than 30 days | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TX | 77379 | null | Consent not provided | Web | 2023-11-22T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2023-11-22T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.98031 | -0.408942 | -0.048745 | 0.174207 | Debt collection | I do not know | Attempts to collect debt not owed | Debt is not yours | In XXXX they just posted a collections account from Zions Debt Holdings for {$1800.00}.
It says it's from XXXX for XX/XX/23. I have told them all that this account is not mine and have never had an account with XXXX. I have requested proof that this account is mine. No-one is responding and XXXX refuses to remove it f... | Company disputes the facts presented in the complaint | CA | 91343 | null | Consent provided | Web | 2023-11-22T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-11-27T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.851791 | -0.183998 | 0.170407 | 0.2794 | Mortgage | Conventional home mortgage | Trouble during payment process | Escrow, taxes, or insurance | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | UT | 84790 | null | Consent not provided | Web | 2023-12-12T00:00:00 | Closed with monetary relief | Yes | null | zions bancorporation | 0.995332 |
2023-11-27T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.97798 | 0.217918 | 0.378355 | 0.524751 | Debt collection | Telecommunications debt | False statements or representation | Attempted to collect wrong amount | Zion Debt Holdings is attempting to collect on a fraudulent account that they purchased from XXXX alarm systems. This account was open unauthorized back in XXXX, XXXX removed it from my report but has now sold the collection as viable.
This is fraud, I did not ask for it. I have asked that they provide the original a... | Company believes the complaint provided an opportunity to answer consumer's questions | TX | 77065 | Older American | Consent provided | Web | 2023-11-27T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-11-28T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.802724 | -0.202733 | -0.315371 | 0.094874 | Checking or savings account | Checking account | Managing an account | Fee problem | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | CO | 80231 | null | null | Referral | 2023-11-28T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.995332 |
2023-11-28T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.978666 | -0.181003 | -0.310308 | 0.162452 | Debt collection | Other debt | Electronic communications | Contacted before 8am or after 9pm | null | Company disputes the facts presented in the complaint | SC | 29010 | null | Consent not provided | Web | 2023-11-28T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-11-30T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.806696 | -0.311232 | 0.084642 | 0.193369 | Checking or savings account | Checking account | Managing an account | Problem making or receiving payments | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | UT | 84604 | null | Consent not provided | Web | 2023-11-30T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.995332 |
2023-12-01T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.784373 | -0.267177 | -0.3352 | 0.060665 | Checking or savings account | Checking account | Problem caused by your funds being low | Non-sufficient funds and associated fees | Zions bank is allowing accounts to pay automatic WITHDRAWAL payments that overdraw your account and charging {$29.00} per transaction that causes XXXX fee. They are gauging and even though we deposited checks that went into our account the day after, we tried to cover, and I called the bank directly to ask for forgiven... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | AZ | 86314 | null | Consent provided | Web | 2023-12-01T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2023-12-01T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.979301 | -0.059057 | 0.363311 | 0.427852 | Debt collection | Other debt | Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | null | Company believes the complaint provided an opportunity to answer consumer's questions | OH | 44094 | null | Consent not provided | Web | 2023-12-01T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-02T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.978632 | 0.134599 | 0.464606 | 0.525946 | Debt collection | Credit card debt | Attempts to collect debt not owed | Debt was paid | I moved from XXXX XXXX XXXX in XXXX and had XXXX XXXX XXXX on my house that I was renting. I moved into my in-laws house in XXXX of XXXX. Called XXXX multiple times and told them I dont have a house of my own to put the system on. XXXX was okay with that as long as I was paying my security equipment loan. I paid the l... | Company believes the complaint provided an opportunity to answer consumer's questions | MO | 648XX | null | Consent provided | Web | 2023-12-02T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-03T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.981583 | -0.08965 | 0.457786 | 0.449907 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was result of identity theft | null | Company believes the complaint provided an opportunity to answer consumer's questions | DC | 20019 | Servicemember | Consent not provided | Web | 2023-12-03T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-05T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.974923 | -0.191078 | 0.356244 | 0.38003 | Debt collection | Telecommunications debt | Attempts to collect debt not owed | Debt is not yours | null | Company believes the complaint provided an opportunity to answer consumer's questions | TX | 77583 | null | Consent not provided | Web | 2023-12-05T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-06T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982163 | -0.250705 | -0.461567 | 0.089964 | Debt collection | I do not know | Written notification about debt | Didn't receive enough information to verify debt | null | Company believes the complaint provided an opportunity to answer consumer's questions | SC | 29461 | null | Consent not provided | Web | 2023-12-06T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2023-12-08T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982121 | -0.0644 | 0.303274 | 0.406998 | Debt collection | Other debt | Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | null | Company believes the complaint provided an opportunity to answer consumer's questions | UT | 84405 | Servicemember | Consent not provided | Web | 2023-12-08T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-08T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.972935 | -0.17555 | 0.054874 | 0.284086 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | null | Company believes the complaint provided an opportunity to answer consumer's questions | IL | 60440 | null | Consent not provided | Web | 2023-12-08T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2023-12-11T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.983475 | -0.174877 | 0.34255 | 0.383716 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | I sold my home in XXXX on XX/XX/XXXX. The new owner took possession of the house a day later on XX/XX/XXXX. A week prior I called all the utilities ( gas, electric, garbage and security system provider ) to cancel all services. I specifically remember sending an email and phone call to XXXX ( my security service provid... | Company believes the complaint provided an opportunity to answer consumer's questions | NY | 13760 | Older American | Consent provided | Web | 2023-12-11T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-12T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.984133 | -0.381916 | 0.140062 | 0.247426 | Debt collection | Other debt | Written notification about debt | Didn't receive notice of right to dispute | I recently checked my credit report and was notified of a debts on my account from ZIONS DEBT HOLDINGS. I contacted the company on XX/XX/2023 at XXXX and told the representative that I did not receive any notification of debt, I only found about about the debt from the credit reporting agency so I was not given a chanc... | Company believes the complaint provided an opportunity to answer consumer's questions | VA | 23513 | null | Consent provided | Web | 2023-12-12T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-12T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.979037 | 0.619787 | 0.211692 | 0.603505 | Debt collection | I do not know | Attempts to collect debt not owed | Debt was result of identity theft | I am writing to express my extreme frustration and anger regarding the sudden appearance of fraudulent collection accounts and unauthorized inquiries on my credit report. The inclusion of this inaccurate and damaging entry is not only unfounded but also severely tarnishing my financial standing and destroying my credit... | Company believes the complaint provided an opportunity to answer consumer's questions | NY | 10453 | null | Consent provided | Web | 2023-12-12T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-12T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.985208 | 0.484418 | -0.517035 | 0.31753 | Debt collection | I do not know | Electronic communications | You told them to stop contacting you, but they keep trying | This company has continued to violate my consumer rights but reporting inaccurate information to the credit bureaus. I have asked the to show me real proof of a written agreement that I signed or made any agreement too. This company has tried to harass me thru email stating I owe a debt that is not mine. This company s... | Company believes the complaint provided an opportunity to answer consumer's questions | MO | 64134 | null | Consent provided | Web | 2023-12-12T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2023-12-13T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982165 | -0.166809 | 0.033112 | 0.282823 | Debt collection | I do not know | Attempts to collect debt not owed | Debt is not yours | null | Company believes the complaint provided an opportunity to answer consumer's questions | SC | 29061 | null | Consent not provided | Web | 2023-12-13T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2023-12-14T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.780175 | -0.300748 | -0.034204 | 0.148408 | Checking or savings account | Checking account | Managing an account | Deposits and withdrawals | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | NV | 89148 | null | Consent not provided | Web | 2023-12-14T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2023-12-15T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.981816 | -0.408311 | 0.443302 | 0.338936 | Debt collection | Other debt | False statements or representation | Attempted to collect wrong amount | XX/XX/XXXX I received a text from a company claiming to be Zion Debt Holdings that read XXXX... We purchased your past due XXXX XXXX XXXX. Please call us to discuss and resolve. ~Zions Debt Holdings I called because I used to have the service and knew this was in error because I ended service in XX/XX/XXXX.
They were ... | Company believes the complaint provided an opportunity to answer consumer's questions | AZ | 85142 | null | Consent provided | Web | 2023-12-15T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-15T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.969061 | -0.037441 | 0.049075 | 0.326898 | Credit reporting or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | I have a collection account on my report from Zion holdings which I never opened an account with. My account was sold to Zion from XXXX with my consent. This account is being reported as opened in 2022 which is also incorrect. I have written to have this account deleted from my credit report as the information being r... | Company believes the complaint provided an opportunity to answer consumer's questions | OH | 44136 | null | Consent provided | Web | 2023-12-20T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-15T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982139 | -0.066805 | 0.30981 | 0.408381 | Debt collection | Other debt | False statements or representation | Indicated you were committing crime by not paying debt | I received notice from Zions Debt Holdings collection company on Saturday, XX/XX/XXXX at XXXX ; Stating owed XXXX XXXX XXXX {$1000.00}.
during the communication Zions Debt Holdings stated that " collection, late payments, delinquencies, and judgements stay on a credit report 7 years. Bankruptcies stay on for 10years, ... | Company disputes the facts presented in the complaint | MD | 20737 | null | Consent provided | Web | 2023-12-15T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-19T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.976683 | -0.01249 | 0.211692 | 0.391962 | Debt collection | I do not know | Attempts to collect debt not owed | Debt was result of identity theft | null | Company believes the complaint provided an opportunity to answer consumer's questions | AL | 36108 | null | Consent not provided | Web | 2023-12-19T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-19T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.829049 | 0.047055 | 0.457786 | 0.44463 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was result of identity theft | Zion Debt Holdings is reporting a debt on my credit that does not belong to me and that appears to be identity theft. I called them to find out what it was about and they told me that it was a residential security camera service XXXX XXXX ) and I told them that I had no idea about that debt and that I did not identify... | null | FL | 33993 | null | Consent provided | Web | 2023-12-19T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-19T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982397 | -0.147179 | 0.4457 | 0.426973 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was paid | null | Company believes the complaint provided an opportunity to answer consumer's questions | NC | 28715 | Servicemember | Consent not provided | Web | 2023-12-24T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-19T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.816041 | -0.186933 | 0.054874 | 0.227994 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | null | null | PA | 19120 | null | Consent not provided | Web | 2023-12-19T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2023-12-19T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.845543 | -0.11917 | 0.473904 | 0.400092 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was result of identity theft | null | null | IN | 46825 | Servicemember | Consent not provided | Web | 2023-12-19T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2023-12-20T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.698565 | -0.14636 | 0.17371 | 0.241972 | Money transfer, virtual currency, or money service | Virtual currency | Other transaction problem | null | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | NY | 10025 | Older American | Other | Web | 2024-01-02T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2023-12-20T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.851939 | -0.500419 | -0.092298 | 0.086408 | Mortgage | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | Fees or costs during the application process | XXXX XX/XX/XXXX I was referred to XXXX XXXX by the Builder I hired, XXXX XXXX . I applied for a loan via XXXX XXXX, relationship manager.
XXXX ) When discussing mortgage with XXXX XXXX, I requested a fixed rate Loan. XXXX XXXX told me XXXX was the only program when converting the construction loan to a Mortgage.
XX/X... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | AZ | 85353 | null | Consent provided | Web | 2023-12-28T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.995332 |
2023-12-20T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.979395 | -0.264862 | -0.048745 | 0.221929 | Debt collection | I do not know | Attempts to collect debt not owed | Debt is not yours | I received an email from my credit monitoring service that informed me that my credit profile was adversely impacted. I found that ZIONS DEBT HOLDINGS had illegally posted an alleged collection account to my credit report. I have never started nor an opened account with this company. My report shows that ZIONS DEBT HOL... | Company believes the complaint provided an opportunity to answer consumer's questions | TN | 38125 | null | Consent provided | Web | 2023-12-20T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-22T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.983264 | -0.175798 | -0.252707 | 0.18492 | Credit reporting or other personal consumer reports | Credit reporting | Problem with a company's investigation into an existing problem | Their investigation did not fix an error on your report | {$7800.00} XXXXXXXX XXXX XXXX - Disputed Information and they did not remove from my credit report ZionDebtHol # XXXX - Account Number XXXX - Disputed information and it was not removed from my Credit Report | Company believes the complaint provided an opportunity to answer consumer's questions | GA | 31906 | Servicemember | Consent provided | Web | 2023-12-27T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2023-12-25T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.969373 | 0.159456 | 0.049075 | 0.392635 | Credit reporting or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | On XX/XX/2023 - ZIONS is harassing me and using abusive and profane language when contacting my phone. I told them to put me on the do not call list and they asked for my social security number. When I told them I won't be giving that they told me they couldn't help me. When contacting them back to stop contacting and ... | Company disputes the facts presented in the complaint | KY | 401XX | null | Consent provided | Web | 2023-12-25T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-26T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.984473 | -0.254746 | -0.048745 | 0.226994 | Debt collection | I do not know | Attempts to collect debt not owed | Debt is not yours | I received an email from my credit monitoring service that informed me that my credit profile was adversely impacted. I found that ZIONS DEBT HOLDINGS had illegally posted an alleged collection account to my credit report. I have never started nor an opened account with this company. My report shows that ZIONS DEBT HOL... | Company believes the complaint provided an opportunity to answer consumer's questions | TN | 37221 | null | Consent provided | Web | 2023-12-26T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-29T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.979551 | -0.498375 | 0.342549 | 0.274575 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | In XXXX I had a security system in my home which I installed myself from an online company. In XXXX, not sure of exact dates anymore, XXXX XXXX bought this company. I cancelled this service because I no longer needed it. XXXX kept on charging me and I called on several different occasions to tell them I cancelled. They... | Company believes the complaint provided an opportunity to answer consumer's questions | AZ | 857XX | Older American, Servicemember | Consent provided | Web | 2023-12-29T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2023-12-31T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.986188 | -0.042946 | 0.169996 | 0.371079 | Debt collection | Other debt | Written notification about debt | Didn't receive notice of right to dispute | Zions bank obtained my debt from vivint communications in 2019, I never heard from them, never had any type of communications from Them for almost 4 years until earlier this year advising me that debt had gone from approximately {$300.00} to over {$2000.00}. I do not know what interest rate Im being charged, never rece... | Company disputes the facts presented in the complaint | TX | 78260 | null | Consent provided | Web | 2024-02-02T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-01-02T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982792 | 0.021479 | 0.342549 | 0.44894 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | On XX/XX/XXXX I purchased a home located at XXXX XXXXXXXX XXXX XXXX XXXX, Fl. shortly after I applied for XXXX XXXX XXXX. On XX/XX/XXXX my house was sold due my husband and I divorcing. The XXXX XXXX XXXX equipment was shipped back to the company and the services were paid for. I have disputed the creditor on several o... | Company disputes the facts presented in the complaint | FL | 34476 | null | Consent provided | Web | 2024-01-02T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-03T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.967581 | 0.496387 | 0.049075 | 0.504348 | Credit reporting or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance below with the Fair Credit Report act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 609 of the Fair Credit Reporting Act ( FCRA ) a federal law that protects consumers from unfair credit and collection practices I told the ... | Company believes the complaint provided an opportunity to answer consumer's questions | IN | 463XX | null | Consent provided | Web | 2024-01-03T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-04T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.814135 | 0.084831 | 0.054874 | 0.317947 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | On XX/XX/2023 - ZIONS is harassing me and using abusive and profane language when contacting my phone. I told them to put me on the do not call list and they asked for my social security number. When I told them I won't be giving that they told me they couldn't help me. When contacting them back to stop contacting and ... | null | KY | 401XX | null | Consent provided | Web | 2024-01-04T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-01-05T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.983659 | -0.107987 | 0.303274 | 0.392982 | Debt collection | Other debt | Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | null | Company disputes the facts presented in the complaint | FL | 33705 | null | Consent not provided | Web | 2024-01-05T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-06T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.979857 | -0.134419 | 0.457786 | 0.434408 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was result of identity theft | null | Company believes the complaint provided an opportunity to answer consumer's questions | NY | 10453 | null | Consent not provided | Web | 2024-01-06T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-08T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.979173 | -0.660564 | 0.457786 | 0.258798 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was result of identity theft | XXXX XXXX {$2500.00}. I contacted XXXX and requested the for the original contract.Then I contacted XXXX XXXX XXXX they been telling me they will send me the original contract for the last XXXX months. Thank you | Company believes complaint caused principally by actions of third party outside the control or direction of the company | OH | 44124 | null | Consent provided | Web | 2024-01-08T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-08T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.979322 | -0.149496 | 0.34255 | 0.390792 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | null | Company disputes the facts presented in the complaint | TN | 38114 | null | Consent not provided | Web | 2024-01-08T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-09T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.980465 | -0.148573 | 0.457786 | 0.429893 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was result of identity theft | null | Company believes the complaint provided an opportunity to answer consumer's questions | IN | 46319 | null | Consent not provided | Web | 2024-01-09T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-09T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.958628 | -0.209146 | -0.019811 | 0.243224 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | null | Company believes the complaint provided an opportunity to answer consumer's questions | TX | 77354 | null | Consent not provided | Web | 2024-01-09T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-10T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.973555 | -0.00517 | 0.510298 | 0.492894 | Debt collection | Telecommunications debt | Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | null | Company disputes the facts presented in the complaint | GA | 30345 | null | Consent not provided | Web | 2024-01-10T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-11T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.8186 | -0.248309 | -0.067816 | 0.167492 | Mortgage | Home equity loan or line of credit (HELOC) | Trouble during payment process | Payment process | I paid off my heloc in XXXX of XXXX. Received a statement on XX/XX/XXXX showing XXXX balance due and XXXX past due. Meaning paid to XXXX with nothing due at all.
I get a call on XX/XX/XXXX from XXXX at XXXX XXXX stating {$850.00} is due from XXXX which is the exact number that was due on the XXXX statement but not ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | CO | XXXXX | null | Consent provided | Web | 2024-01-11T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2024-01-11T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.787965 | -0.286584 | -0.588435 | -0.029018 | Checking or savings account | Checking account | Problem with a lender or other company charging your account | Transaction was not authorized | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TX | 77066 | Older American | Other | Web | 2024-01-11T00:00:00 | Closed with monetary relief | Yes | null | zions bancorporation | 0.995332 |
2024-01-11T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982243 | 0.041113 | 0.033112 | 0.352156 | Debt collection | I do not know | Attempts to collect debt not owed | Debt is not yours | THIS DEBT IS NOT MINE. PLEASE SEND ME ORIGINAL COPIES WITH ANY WET SIGNATURES AND PLEASE SEND ME A NOTARIZED COPY SWEARING UNDER PENALTY OF PERJURY THAT YOU WERE PRESENT DURING THIS ALLEGED DEBT.
IM ALSO REQUESTING THE METHOD OF VERIFICATION AND FULL DISCLOSER AND WHO YOU SPOKE TO, NAMES, ADDRESSES, PHONE NUMBERS. | Company believes the complaint provided an opportunity to answer consumer's questions | NV | 89113 | null | Consent provided | Web | 2024-01-11T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-01-14T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.977422 | -0.099842 | 0.211692 | 0.363091 | Debt collection | I do not know | Attempts to collect debt not owed | Debt was result of identity theft | null | Company believes the complaint provided an opportunity to answer consumer's questions | GA | 30017 | null | Consent not provided | Web | 2024-01-14T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-18T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.980667 | -0.168827 | -0.05138 | 0.253487 | Debt collection | Other debt | Written notification about debt | Didn't receive enough information to verify debt | null | Company believes the complaint provided an opportunity to answer consumer's questions | NC | 27262 | Servicemember | Consent not provided | Web | 2024-01-18T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-19T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.983984 | 0.377659 | 0.34255 | 0.568064 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | On XX/XX/XXXX, I reached out to Zions Debt Holdings ( XXXX is the original creditor ) to obtain evidence supporting the claim that the debt belonged to me. In response, Zions Debt Holdings provided a deceptive contract in which they manipulated the date and email address. Despite possessing the original contract, which... | Company believes the complaint provided an opportunity to answer consumer's questions | IL | 604XX | null | Consent provided | Web | 2024-01-19T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-20T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.709745 | -0.452009 | 0.231149 | 0.162962 | Money transfer, virtual currency, or money service | Domestic (US) money transfer | Fraud or scam | null | I was scammed out of over {$90000.00} | Company has responded to the consumer and the CFPB and chooses not to provide a public response | NV | 89123 | Older American | Consent provided | Web | 2024-01-20T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2024-01-23T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.958911 | -0.179112 | -0.019811 | 0.253329 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | null | Company believes complaint caused principally by actions of third party outside the control or direction of the company | IL | 60649 | null | Consent not provided | Web | 2024-01-23T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-24T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.984544 | 0.196453 | 0.4457 | 0.542232 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was paid | Zions Debt Holdings has posted a collection action on my credit report with respect to an alleged debt owed in connection with an account I previously had with XXXX XXXX years ago ( Account Number XXXX ). That account was cancelled in XXXX ( in accordance with the terms of the agreement with XXXX ) and at the time of c... | Company believes the complaint provided an opportunity to answer consumer's questions | IL | 60448 | null | Consent provided | Web | 2024-01-24T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-24T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.976651 | -0.443584 | -0.455498 | 0.025856 | Debt collection | I do not know | Written notification about debt | Didn't receive enough information to verify debt | i have sent disputes to this company to verify these accounts reporting on my credit report, no response and the unverifed accounts have not been deleted! | Company believes the complaint provided an opportunity to answer consumer's questions | FL | 32822 | null | Consent provided | Web | 2024-01-24T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-24T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.978797 | 0.285553 | 0.211692 | 0.492014 | Debt collection | I do not know | Attempts to collect debt not owed | Debt was result of identity theft | I have communicated to the company on the several occasions that this is not my debt! I have written four times. I have a filed police report and FTC report. Their verbal and written responses have been to abusive and harassing collecting tactics refusal to remove the fraudulent account from credit reporting agencies. ... | Company believes complaint caused principally by actions of third party outside the control or direction of the company | IL | 60643 | Older American | Consent provided | Web | 2024-01-24T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-25T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.979544 | 0.289843 | 0.34255 | 0.537312 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | The company did not provide any information that I owed the debt. Zions Debt Holding provided NO credit application and NO contract with my signature. I had NO CONTACT with the company who originated this debt ( XXXX XXXX XXXX ) and I provided NO information to open the debt. There are no credit inquiries on my credit ... | Company believes complaint caused principally by actions of third party outside the control or direction of the company | IL | 60643 | Older American | Consent provided | Web | 2024-01-25T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-26T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.572192 | -0.422534 | -0.335199 | -0.061847 | Checking or savings account | Checking account | Problem caused by your funds being low | Non-sufficient funds and associated fees | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | UT | 84062 | null | Consent not provided | Web | 2024-01-26T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2024-01-26T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982343 | -0.169303 | 0.140062 | 0.317701 | Debt collection | Other debt | Written notification about debt | Didn't receive notice of right to dispute | On XX/XX/XXXX, I received an email from " XXXX XXXX '' at Zion Debt Holdings, LLC, wherein XXXX XXXX claimed that I had a current balance due of {$2600.00} from a XXXXXXXX XXXX account that " was not properly closed. '' The email provided a link to make the payment with a Zions account number. I assumed this was spam o... | Company disputes the facts presented in the complaint | NC | 28216 | null | Consent provided | Web | 2024-01-26T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-27T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.964795 | -0.151399 | -0.019811 | 0.264528 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | null | Company believes the complaint provided an opportunity to answer consumer's questions | IL | 60440 | null | Consent not provided | Web | 2024-01-27T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-01-29T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.679395 | -0.05135 | -0.567579 | 0.020155 | Checking or savings account | Checking account | Problem with a lender or other company charging your account | Transaction was not authorized | i was out of town and recently became aware of multiple unauthorized transfers from my zions bank personal and business accounts to found, XXXX {$3700.00}, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Company has responded to the consumer and the CFPB and chooses not to provide a public response | UT | 841XX | null | Consent provided | Web | 2024-01-29T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2024-02-01T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.968089 | 0.504119 | 0.429743 | 0.633984 | Credit reporting or other personal consumer reports | Other personal consumer report | Identity theft protection or other monitoring services | Billing dispute for services | I am a victim of identity theft. I track down the person who use my information fraudulently to open a security system at an address I never live at. Ive tried contacting the company. They told me I have to prosecute this person but I dont have money to hire a lawyer. Thats not my signature in the application I have a ... | Company believes complaint caused principally by actions of third party outside the control or direction of the company | IL | 60649 | null | Consent provided | Web | 2024-02-05T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-01T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982003 | -0.170195 | 0.452291 | 0.421366 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was paid | null | Company believes the complaint provided an opportunity to answer consumer's questions | MS | 39466 | Older American | null | Phone | 2024-02-01T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-02-02T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.980662 | -0.224608 | -0.05138 | 0.234891 | Debt collection | Other debt | Written notification about debt | Didn't receive enough information to verify debt | null | Company believes the complaint provided an opportunity to answer consumer's questions | CA | 92346 | null | Consent not provided | Web | 2024-02-02T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-05T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.97746 | -0.223064 | 0.34255 | 0.365648 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | null | Company believes the complaint provided an opportunity to answer consumer's questions | LA | 71202 | null | Consent not provided | Web | 2024-02-05T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-07T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.978199 | -0.509245 | -0.048745 | 0.14007 | Debt collection | I do not know | Attempts to collect debt not owed | Debt is not yours | I have no knowledge of this account and I believe it is a result of identity theft. I have never received any notice or communication from ZIONS DEBT HOLDINGS or the original creditor regarding this debt. I have also checked my credit reports from XXXX and XXXX, and they do not show this account. I have placed a fraud ... | Company believes the complaint provided an opportunity to answer consumer's questions | MO | 63376 | null | Consent provided | Web | 2024-02-07T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-09T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.795147 | -0.457258 | -0.455993 | -0.039368 | Checking or savings account | Checking account | Managing an account | Problem using a debit or ATM card | Today XXXX XXXX XXXX XXXX XXXX XXXX aprox, I logged into my online banking and noticed many unathorized charges on my account made with my debit card. I noticed that is not in my possesion.
I called the bank 3 times to order to lock my card and that was denied by them violationg the XXXX XXXX, they just say go to a ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | FL | 33024 | null | Consent provided | Web | 2024-02-09T00:00:00 | Closed with monetary relief | Yes | null | zions bancorporation | 0.995332 |
2024-02-09T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.987088 | -0.163933 | 0.48566 | 0.436271 | Debt collection | Other debt | False statements or representation | Attempted to collect wrong amount | null | Company believes the complaint provided an opportunity to answer consumer's questions | NJ | 07930 | Servicemember | Consent not provided | Web | 2024-02-09T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-02-10T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.981137 | 0.220808 | -0.140464 | 0.353827 | Debt collection | Other debt | Communication tactics | You told them to stop contacting you, but they keep trying | In late XXXX, early XXXX XXXX, there is a creditor that appears on XXXX. Zions Debt Holdings for a XXXX account. I had an attorney, XXXX XXXX XXXX since XXXX, who I was working with to resolve any and all open debts, this account never came up & all others were paid. I worked really hard to fix my credit, so seeing thi... | Company believes the complaint provided an opportunity to answer consumer's questions | NJ | 07304 | null | Consent provided | Web | 2024-02-10T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-10T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.973207 | -0.103756 | -0.32172 | 0.182577 | Debt collection | I do not know | Written notification about debt | Didn't receive notice of right to dispute | null | Company believes complaint caused principally by actions of third party outside the control or direction of the company | MN | 55379 | null | Other | Web | 2024-02-10T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-11T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.986089 | -0.502275 | 0.440623 | 0.308146 | Debt collection | Telecommunications debt | Attempts to collect debt not owed | Debt was paid | I was a customer for XXXX XXXX which XXXX by XXXX XXXX Back in 2021 I notice that my alarm system was not working Tried to contact the company multiple times with no success After many attempts to call the company and long time on hold I sent an e mail to cancel the service I got a response that I must sign a document ... | Company disputes the facts presented in the complaint | CT | 06109 | null | Consent provided | Web | 2024-02-11T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-11T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.985193 | -0.094693 | 0.508078 | 0.466193 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | null | Company believes the complaint provided an opportunity to answer consumer's questions | WI | 53224 | null | Consent not provided | Web | 2024-02-11T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-02-12T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.745884 | -0.240591 | -0.034204 | 0.15703 | Checking or savings account | Checking account | Managing an account | Deposits and withdrawals | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TX | 77007 | null | Consent not provided | Web | 2024-02-12T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2024-02-13T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.980008 | 0.594882 | -0.540448 | 0.344814 | Debt collection | I do not know | Electronic communications | You told them to stop contacting you, but they keep trying | on XX/XX/year> Zions Debt Holding received a certified letter they signed for stating to cease and desist with communications with me they were to remove this account off my consumer report which is a means of communicating with me. They continue to send out text messages after the letter was sent. They continue to har... | Company believes the complaint provided an opportunity to answer consumer's questions | NV | 89113 | null | Consent provided | Web | 2024-02-13T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-13T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.959949 | -0.201646 | 0.110931 | 0.289744 | Debt collection | Rental debt | Written notification about debt | Didn't receive enough information to verify debt | null | Company believes complaint caused principally by actions of third party outside the control or direction of the company | MN | 55303 | null | Consent not provided | Web | 2024-02-13T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-02-13T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.983691 | -0.174008 | 0.386626 | 0.39877 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | null | Company believes complaint caused principally by actions of third party outside the control or direction of the company | NY | 10001 | null | null | Referral | 2024-02-13T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-02-14T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.84177 | -0.489363 | -0.008433 | 0.114658 | Mortgage | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | Confusing or misleading advertising or marketing | To whom it may concern, I hope this email finds you well. My name is XXXX XXXX, and I recently had an unfortunate experience while attempting to apply for a construction loan with National Bank of Arizona.
Upon visiting your website, I was pleased to find information indicating that construction loans were available.... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | AZ | 853XX | null | Consent provided | Web | 2024-02-14T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.995332 |
2024-02-14T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.981528 | -0.457656 | 0.342549 | 0.288807 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | In XX/XX/XXXX I received a debt collection notice in the mail for a utility company in Texas from XX/XX/XXXX. I have never lived in Texas and can give proof that I lived and worked in XXXX at the time of this service. I called the debt collector and the company they are supposedly collecting on behalf of and was told ... | Company believes complaint caused principally by actions of third party outside the control or direction of the company | WV | XXXXX | Servicemember | Consent provided | Web | 2024-02-14T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-14T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.981745 | -0.179886 | 0.4457 | 0.415853 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was paid | I previously had an account with XXXX XXXX. This account shows up on my credit report as paid, with a XXXX balance. The amount paid is also noted.
Out of the blue, my credit report showed a derogatory hit from a company called Zions Debt Collections. The notations were derogatory to my credit and indicated that I owe... | Company believes the complaint provided an opportunity to answer consumer's questions | TN | 37931 | Older American, Servicemember | Consent provided | Web | 2024-02-14T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-14T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.978121 | -0.132488 | 0.457786 | 0.434473 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was result of identity theft | null | Company believes complaint caused principally by actions of third party outside the control or direction of the company | OK | 73110 | Older American, Servicemember | Consent not provided | Web | 2024-02-14T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-15T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.984435 | -0.271479 | 0.4457 | 0.386219 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was paid | Zions Dept Holdings contacted me about my over XXXX XXXX XXXX XXXX account XXXX which I had cancelled XXXX years ago via the telephone and the representative assured me it would be cancelled at the end of the month and I was paid up. Never heard anything from them after that, no notices of past due or anything. Then X... | Company believes the complaint provided an opportunity to answer consumer's questions | TX | 78132 | Servicemember | Consent provided | Web | 2024-02-21T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-15T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.975284 | -0.171011 | 0.443302 | 0.415859 | Debt collection | Other debt | False statements or representation | Attempted to collect wrong amount | null | Company believes the complaint provided an opportunity to answer consumer's questions | TN | 37931 | Older American, Servicemember | Other | Web | 2024-02-20T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-17T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.742882 | -0.271117 | 0.327786 | 0.266517 | Money transfer, virtual currency, or money service | Mobile or digital wallet | Fraud or scam | null | On XX/XX/2024 I engaged with a woman who was selling an expensive piece of used XXXX XXXX on a XXXX site. Wary of scams, I had a phone call with this woman, XXXX XXXX XXXX ( XXXX and XXXX ) and asked for and received additional information from her including video, pictures of the equipment and warranty information. We... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | CA | 92024 | Older American | Consent provided | Web | 2024-02-23T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.997433 |
2024-02-17T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.980562 | -0.21756 | 0.140062 | 0.301021 | Debt collection | Other debt | Written notification about debt | Didn't receive notice of right to dispute | null | Company believes the complaint provided an opportunity to answer consumer's questions | NC | 27301 | null | Consent not provided | Web | 2024-02-28T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-21T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.983249 | -0.241737 | 0.34255 | 0.361354 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | The companies Zions Debt Holdings LLC nor XXXX NEVER responded with documentation that I incurred this debt nor that I requested or applied for credit for this debt. I NEVER had any contact, applied for credit or incurred debt in any way with this company or any company associated with this debt. Zions Debt Holdings LL... | Company believes the complaint provided an opportunity to answer consumer's questions | IL | 60643 | Older American | Consent provided | Web | 2024-02-21T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-21T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.983085 | -0.221456 | 0.34255 | 0.368059 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | The companies Zions Debt Holdings LLC nor XXXX NEVER responded with documentation that I incurred this debt nor that I requested or applied for credit for this debt. I NEVER had any contact, applied for credit or incurred debt in any way with this company or any company associated with this debt. Zions Debt Holdings LL... | Company believes the complaint provided an opportunity to answer consumer's questions | IL | 60643 | Older American | Consent provided | Web | 2024-02-21T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-22T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.826542 | 0.600813 | -0.062922 | 0.454811 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | California Bank and Trust is reporting inaccurate information on my credit reports which I have disputed with XXXX, XXXX, and XXXX and have been doing so for months now. This negligence on their part has caused me to be denied for federal employment. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | CA | 926XX | null | Consent provided | Web | 2024-02-22T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.995332 |
2024-02-22T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.97742 | -0.419303 | -0.163356 | 0.131587 | Debt collection | Credit card debt | Communication tactics | You told them to stop contacting you, but they keep trying | They claim I owe but I haven't received anything. Nor have I had a Vivant account in years. They emailed and call constantly from random numbers. I responded to their email and told them to not contact me because I haven't even had a Vivant count in years.
ZIONS DEBT HOLDINGS Last reported XX/XX/XXXX {$600.00} Open ... | Company believes the complaint provided an opportunity to answer consumer's questions | NC | 28560 | Servicemember | Consent provided | Web | 2024-02-22T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-22T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.967475 | -0.163659 | -0.330349 | 0.157823 | Credit reporting or other personal consumer reports | Credit reporting | Problem with a company's investigation into an existing problem | Their investigation did not fix an error on your report | null | Company believes the complaint provided an opportunity to answer consumer's questions | MS | 38701 | null | Consent not provided | Web | 2024-02-22T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-22T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.979309 | -0.286353 | 0.42798 | 0.373645 | Debt collection | Telecommunications debt | Attempts to collect debt not owed | Debt was result of identity theft | My COMPLAINT XXXX is obligated by the F'CRA to report accumte accounting. consumer has advised ALL the inquires reported was fraud, said company hnd 4 days according to LAW to remove such items. PTC fraud report was filed on behalf of consumer, consumer is now requesting XXXX to provide the documentation used to determ... | Company believes the complaint provided an opportunity to answer consumer's questions | MI | 48186 | null | Consent provided | Web | 2024-02-22T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-23T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.978585 | -0.172307 | 0.205978 | 0.337419 | Debt collection | Credit card debt | Written notification about debt | Didn't receive notice of right to dispute | null | Company believes the complaint provided an opportunity to answer consumer's questions | IN | 46323 | null | Consent not provided | Web | 2024-02-23T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-02-26T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.982368 | 0.309071 | 0.033112 | 0.441517 | Debt collection | I do not know | Attempts to collect debt not owed | Debt is not yours | Zions Debt Holding has not provided validation information under 12 CFR 1006.34 ( b ) ( 5 ) but they placed a collection on my report. Previously i was not given a chance to dispute the account which is a violation of 12 cfr 1006.34 ( c ) ( 4 ) ( I ). Zions Debt Holding is also violating my rights by using false and mi... | Company believes the complaint provided an opportunity to answer consumer's questions | NV | 89113 | null | Consent provided | Web | 2024-02-26T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-02-27T00:00:00 | zions bancorporation | ZION | BBG001S5XN80 | 0.818084 | -0.16884 | 0.054874 | 0.234706 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | CA | 90049 | null | Consent not provided | Web | 2024-02-27T00:00:00 | Closed with explanation | Yes | null | zions bancorporation | 0.995332 |
2024-02-28T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.984698 | -0.188212 | -0.461567 | 0.111639 | Debt collection | I do not know | Written notification about debt | Didn't receive enough information to verify debt | null | Company believes the complaint provided an opportunity to answer consumer's questions | FL | 33016 | null | Consent not provided | Web | 2024-03-05T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-02-28T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.988442 | -0.154929 | 0.48566 | 0.439724 | Debt collection | Other debt | False statements or representation | Attempted to collect wrong amount | null | Company believes the complaint provided an opportunity to answer consumer's questions | AP | 96326 | null | null | Phone | 2024-03-01T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-02-29T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.983789 | -0.603833 | 0.303274 | 0.227743 | Debt collection | Other debt | Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | this is a follow up on complaint ID # XXXX I had a monitoring service with XXXX XXXX XXXX that I terminated in XXXX of XXXX I had an automatic payment setup for the monthly premium, however after i terminated the agreement and sent a cancelation notice I was told that i owe a late fee of {$49.00} which i did not agree ... | Company believes the complaint provided an opportunity to answer consumer's questions | CT | 06109 | null | Consent provided | Web | 2024-02-29T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
2024-03-01T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.985526 | -0.205239 | 0.452291 | 0.410859 | Debt collection | Other debt | Attempts to collect debt not owed | Debt was paid | I received a letter from Zions Debt Holdings ( of XXXX XXXX UT ) about XXXX weeks ago that they had purchased a debt from XXXX related to a XXXX XXXX XXXX account I previously had. They claim I owed a {$27.00} monthly monitoring service from XX/XX/XXXX. charge plus {$8.00} in interest and a {$60.00} late fee, and asked... | Company believes complaint caused principally by actions of third party outside the control or direction of the company | OK | 740XX | null | Consent provided | Web | 2024-03-06T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.894585 |
2024-03-02T00:00:00 | zions debt holdings | ZION | BBG001S5XN80 | 0.980965 | 0.457152 | -0.235798 | 0.400773 | Debt collection | I do not know | Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
Zion Debt HOLDINGS, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681c. ( a ) ( 5 ) ... | Company believes the complaint provided an opportunity to answer consumer's questions | MO | 64134 | null | Consent provided | Web | 2024-03-02T00:00:00 | Closed with explanation | Yes | null | zions debt holdings | 0.895459 |
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