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Definitions continued Underground Facility Underground facility means any container or system including any ducts pipes or other apparatus used therewith if 10 percent or more of the volume of such container or system is or was at any Underground facility means any container or system including any ducts pipes or other apparatus used therewith if 10 percent or more of the volume of such container or system is or was at any time beneath the surface of the ground. Waste Waste includes material to be recycled reconditioned or reclaimed. Waste Facility Waste facility means that particular part of any premises site or location which is or was at any time licensed or subject to licensing or reporting requirements by a governmental authority for the disposal reclamation reconditioning recycling processing or treatment of waste. Your Product Your product A. means any 1. goods or products other than real property including information and network technology products and life science products created developed installed leased or licensed to others or otherwise manufactured sold handled distributed or disposed of by a. you b. others trading under your name or c. a person or organization whose assets or business you have acquired and 2. containers other than vehicles equipment materials or parts furnished in connection with such goods or products. B. includes 1. representations or warranties made at any time with respect to the durability fitness performance quality or use of your product and 2. the providing of or failure to provide instructions or warnings in connection with your product Your Work Your work A. means any 1 2. operations or work including information and network technology services and life science product services performed by a you or on your behalf or b. a person or organization whose assets or business you have acquired and equipment materials or parts furnished in connection with such operations or work. B. includes 1 representations or warranties made at any time with respect to the durability fitness performance quality or use of your work and the providing of or failure to provide instructions or warnings in connection with your work. Liability Insurance Form 80 02 2056 Rev. 11 09 Contract Page 52 of 52 | 1 |
A WZO0OXVWWZ EWZF 0 Liability Insurance Section Endorsements Form 80 02 2899 Ed. 4 94 Endorsements | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms EMPLOYEE BENEFITS ERRORS OR OMISSIONS Under Conditions the provision titled Premium Audit is deleted and replaced by the following. Conditions Premium Audit We will compute all premiums for this insurance in accordance with our rules and rates. We may audit your books and records as they relate to this insurance at any time during the term of this policy and up to three years afterwards. All other terms and conditions remain unchanged. 5 Authorized Representative QDJ Liability Insurance Condition Premium Audit last page Form 80 02 6541 Ed. 3 05 Endorsement Page 1 | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY EMPLOYEE BENEFITS ERRORS OR OMISSIONS The following exclusion is added to this policy and replaces any similar exclusion contained therein. The use of the words damages loss cost or expense in any exclusion does not expand any coverages under this contract. Everliicion Exclusion Endorsement Information Laws Including Unauthorized Or Unsolicited Communications With respect to all coverages under this contract this insurance does not apply to any damages loss cost or expense arising out of any actual or alleged or threatened violation of the United States of America CAN SPAM Act of 2003 or any law amendatory thereof or any similar regulatory or statutory law in any other jurisdiction. the United States of America Telephone Consumer Protection Act TCPA of 1991 or any law amendatory thereof or any similar regulatory or statutory law in any other jurisdiction. the United States of America Fair Credit Reporting Act FCRA or any law amendatory thereof including the Fair and Accurate Credit Transactions Act FACTAor any similar regulatory or statutory law in any other jurisdiction. any other regulatory or statutory law in any jurisdiction that addresses limits or prohibits the collecting communicating disposal dissemination distribution monitoring printing publication recording sending or transmitting of content information or material. Liability Insurance Exclusion Information Laws Including Unauthorized Or Unsolicited Communications continued Form 80 02 6528 Rev. 1 13 Endorsement Page 1 | 2 |
Liability Endorsement continued All other terms and conditions remain unchanged. Authorized Representative Q Liabilty Insurance Exclusion Information Laws Including Unauthorized Or Unsolicited Communications last page Form 80 02 6528 Rev. 1 13 Endorsement Page 2 | 2 |
cHUBB Liability Insurance Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY Under Definitions the definition titled Human Clinical Trial is deleted and replaced by the following. Definitions Human Clinical Trial Human clinical trial A. means testing of a 1 life science product upon or within human beings to establish the effectiveness or safety of such life science product or 2. medical device to establish the effectiveness of such medical device to provide clinical data. B. includes 1. the providing of the information necessary to obtain the informed consent of human beings to participate in such testing and Liability Insurance Definition Human Clinical Trial continued Form 80 02 8364 Ed. 1 12 Endorsement Page 1 | 2 |
Definitions Human Clinical Trial 2. other activities in connection with the testing. continued 2. other activities in connection with the testing. Al other terms and conditions remain unchanged. Authorized Representative Q S v Liability Insurance Definition Human Clinical Trial last page Form 80 02 8364 Ed. 1 12 Endorsement Page 2 | 2 |
cHUBB Liability Insurance Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY Under Conditions the provisions titled Arbitration is deleted and replaced by the following. Conditions Arbitration We are entitled to exercise all of the insured s rights in the choice of arbitrators and in the conduct of any arbitration proceeding except when the proceeding is between us and the insured. Further with respect to Hazardous Substances Pollution Liability Coverage Time Element Basis 1. if we and the insured do not agree whether coverage is provided then both parties may by mutual consent agree in writing to arbitration of the disagreement. 2. if both parties agree to arbitration then each party will select an arbitrator. The two arbitrators will select a third. If they can not agree within 30 days either may request that selection be made by a judge of a court having jurisdiction. Each party will a. pay the costs or expenses it incurs and b. bear the costs or expenses of the third arbitrator equally. Liability Insurance Mandatory Arbitration Life Sciences continued Form 80 02 8751 Ed. 9 10 Endorsement Page 1 | 2 |
Conditions Arbitration continued unless both parties agree otherwise such arbitration will take place in the locale in which the Named Insured s Mailing Address shown in the Declarations is located. Arbitration will be governed by the applicable rules of the American Arbitration Association. A decision agreed to by two of the arbitrators will be binding and will be enforceable in the same manner as a final judgment in any court of competent jurisdiction. The arbitrators will have no authority to award any punitive exemplary or extra contractual damages Costs or expenses. All other terms and conditions remain unchanged. Authorized Representative QLD Liability Insurance Mandatory Arbitration Life Sciences last page Form 80 02 8751 Ed. 9 10 Endorsement Page 2 | 2 |
cHUBB Liability Insurance Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms EMPLOYEE BENEFITS ERRORS OR OMISSIONS GENERAL LIABILITY With respect to the Coverages described in the Schedule the following provision is added to this policy and replaces any similar provision contained therein. The use of the words damages loss cost or expense in any provision does not expand any coverages under this contract. Coverages Coverage Territory Scheduled Subject to all of the terms and conditions of this insurance with respect to the Coverages as described in the Schedule such Coverages apply only if an event trigger happens in the Applicable Coverage Territory as described in the Schedule. As used herein the following words and phrases have special meanings described below. Definitions Event Trigger Event trigger refers to the. injury damage or other loss or. accident act occurrence offense or other cause of loss that must happen for coverage to apply as described under the applicable Coverage. Schedule Coverage Liability Insurance Coverage Territory Scheduled continued Form 80 02 8287 Ed. 10 09 Endorsement Page 1 | 2 |
cHUBB Liability Endorsement continued ALL COVERAGES CONTAINED IN THE LIABILITY CONTRACTS SHOWN IN THE LIABILITY INSURANCE SCHEDULE OF FORMS IN EFFECT AT THE TIME OF LOSS. HOWEVER THE PROVISIONS OF THIS LIABILITY GLOBAL EXTENSION DO NOT APPLY TO ANY COVERAGE CONTAINED IN THE STOP GAP CONTRACT OR THE INTEGRATED LIABILITY AND INDEMNITY INSURANCE CONTRACT IF SUCH CONTRACTS ARE SHOWN IN SUCH SCHEDULE. Applicable Coverage Territory Coverage Territory means and therefore this insurance applies ANYWHERE All other terms and conditions remain unchanged. Authorized Representative L Liability Insurance Coverage Territory Scheduled last page Form 80 02 8287 Ed. 10 09 Endorsement Page 2 | 2 |
cHUBB Liability Insurance Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 62019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company grpERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY Coverages Hazardous Substances Pollution Liability Time Element Basis Deleted Under Coverages the coverage titled Hazardous Substances Pollution Liability Coverage Time Element Basis is deleted. All other terms and conditions remain unchanged. Authorized Representative Liability Insurance Coverages Hazardous Substances Pollution Liability Time Element Basis Deleted last page Form 80 02 8591 Ed. 12 16 Endorsement Page 1 | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY The following exclusion is added to this policy and replaces any similar exclusion contained therein. The use of the words damages loss cost or expense in any exclusion does not expand any coverages under this contract. Exclusion Exclusion Endorsement Scheduled Diseases With respect to all coverages under this contract this insurance does not apply to any damages loss cost or expense arising out of any A. condition disease or sickness shown in the Schedule including any similar or other condition disease injury or sickness related thereto by whatever name known causative agent of any condition disease injury or sickness described in subparagraph A. above regardless of whether such agent gives rise to any such condition disease injury or sickness or any other condition disease injury or sickness by whatever name known or actual or attempted counseling or testing for or containing detoxifying mitigating monitoring or neutralizing of or responding to or assessing the effects of any 1. condition disease injury or sickness or Liability Insurance Exclusion Scheduled Diseases continued Form 80 02 6415 Ed. 8 04 Endorsement Page 1 | 2 |
Liability Endorsement continued 2. causative agent described in subparagraph A. or B. above including any. actual or attempted cure diagnosis prevention or treatment of any such condition disease injury or sickness. actual or attempted cleaning up disposing handling or removing of any such causative agent or. failure to perform any of the foregoing. Schedule Acquired Immune Deficiency Syndrome AIDS Transmissible Spongiform Encephalopathy TSE Viral Hepatitis All other terms and conditions remain unchanged. Authorized Representative QDJ Liabilty Insurance Exclusion Scheduled Diseases last page Form 80 02 6415 Ed. 8 04 Endorsement Page 2 | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY The following provision is added to this policy. Non Accumulation Of If this insurance contract is one of several insurance contracts issued by us or other member P companies of the Chubb Group of Insurance Companies to you or your subsidiary organizations Limits Of Insurance en any ciim tha could be covered under two o more contracts will be subject to th limits of insurance under the contract with the highest applicable limit of insurance or if the limits are the same under the limits of insurance of one contract. All other terms and conditions remain unchanged. Authorized Representative QDJ Liability Insurance Non Accumulation Of Limits Of Insurance last page Form 80 02 2324 Rev. 11 06 Endorsement Page 1 | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms EMPLOYEE BENEFITS ERRORS OR OMISSIONS GENERAL LIABILITY A new section titled Terrorism Provisions is added to the end of this contract. Terrorism Provisions Cap On Certified Terrorism Losses Cap On Certified Terrorism Losses. aggregate insured losses attributable to one or more certified acts of terrorism under the terrorism law exceed 100 billion in a calendar year and we have met our insurer deductible under the terrorism law we will not be liable for the payment of any portion of the amount of such losses that exceeds 100 billion and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of the Treasury. Terrorism Definitions A new section titled Terrorism Definitions is added. Certified Act Of Terrorism Certified act of terrorism means any act that is certified by the Secretary of the Treasury of the United States to be an act A. of terrorism a violent act or an act that is dangerous to human life property or infrastructure and B. thatresults in damage 1. within the United States or Liabilty Insurance Cap On Certified Terrorism Losses continued Form 80 02 6403 Rev. 1 15 Endorsement Page 1 Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
Liability Insurance continued 2. outside of the United States in the case of a. an air carrier or vessel as described in the terrorism law or b. the premises of a mission of the United States of America which was committed by an individual or individuals as part of an effort to. coerce the civilian population or. influence the policy or affect the conduct of the Government of the United States. Certified act of terrorism does not include an act that. is committed as part of the course of a war declared by the Congress of the United States or. does not result in property and casualty insurance losses that exceed 5 million in the aggregate and are attributable to all types of insurance subject to the terrorism law. State State means any state of the United States of America the District of Columbia the Commonwealth of Puerto Rico the Commonwealth of the Northern Mariana Islands American Samoa Guam each of the United States Virgin Islands and any territory or possession of the United States of America. Terrorism Law Terrorism law means the Terrorism Risk Insurance Act of 2002 as amended. United States United States means. a state and. the territorial sea and the continental shelf of the United States of America as described in the terrorism law. All other terms and conditions remain unchanged. 5 Authorized Representative QDJ Liabilty Insurance Cap On Certified Terrorism Losses last page Form 80 02 6403 Rev. 1 15 Endorsement Page 2 Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms EMPLOYEE BENEFITS ERRORS OR OMISSIONS GENERAL LIABILITY The following exclusion is added to this policy and replaces any similar exclusion contained therein. The use of the words damages loss cost or expense in any exclusion does not expand any coverages under this contract. Exclucion coverages under this contract. Exclusion Endorsement Asbestos Silica Or Similar A. Compounds Including Mixed Dust With respect to all coverages under this contract this insurance does not apply to any damages loss cost or expense arising in whole or in part out of the actual alleged or threatened contaminative pathogenic toxic or other hazardous properties of 1. asbestos 2. silica or 3. mixed dust. With respect to all coverages under this contract this insurance does not apply to any damages loss cost or expense arising in whole or in part out of any 1. demand order request or regulatory or statutory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess or 2. claim or proceeding by or on behalf of a governmental authority or others for any damages loss cost or expense because of testing for monitoring cleaning up removing containing treating detoxifying or neutralizing or in any way responding to or assessing Liability Insurance Exclusion Asbestos Silica Or Similar Compounds Including Mixed Dust continued Form 80 02 6552 Ed. 5 05 Endorsement Page 1 | 2 |
Liability Endorsement continued the effects of. asbestos. silica or. mixed dust. The following Definitions are added to this policy and replace any similar definitions contained therein. Defintions Asbestos Asbestos Asbestos means asbestos in any form including its presence or use in any alloy by product compound or other material or waste. Mixed Dust Mixed dust means any combination or mixture of asbestos or silica and any other dust fibers or particles in any form including any presence or use in any alloy by product compound or other material or waste. Silica Silica means silica in any form including silicates or other similar silicon compounds including its presence or use in any alloy by product compound or other material or waste. Waste Waste includes material to be recycled reconditioned or reclaimed. All other terms and conditions remain unchanged. Authorized Representative QQDJ Liabilty Insurance Exclusion Asbestos Silica Or Similar Compounds Including Mixed Dust last page Form 80 02 6552 Ed. 5 05 Endorsement Page 2 | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms EMPLOYEE BENEFITS ERRORS OR OMISSIONS The following section titled Deductibles is added to the forms described above and replaces any applicable deductible provisions contained therein. Deductibles Deductibles Basis And Amounts Of Deductibles As used in this endorsement words and phrases that appear in quotation marks have special meanings as described in the Deductible Definitions provision of this endorsement. The provisions of this Deductible section apply to the Coverages as indicated in the Declarations and this endorsement. Each Deductible applies separately from and in addition to any other Deductible. If the applicable Deductible is indicated to apply on the basis of. Each Claim then the amount of the Deductible applies separately to the sum of amounts described in the provision titled Deductible Obligations in connection with loss allocable to each separate person and organization that arises out of each separate event.. Each Event then the amount of the Deductible applies separately to the sum of amounts described in the provision titled Deductible Obligations in connection with loss that arises out of each separate event. Deductible amounts A. starting with the beginning of the policy period shown in the Declarations apply separately to each consecutive annual period and to any remaining period and to any extension period. Liability Insurance Deductibles continued Form 80 02 8201 Ed. 9 06 Endorsement Page 1 | 2 |
Liability Endorsement continued Deductible Obligations Excess And Reimbursement Investigation Defense Settlements And Rights Of Recovery B. will not be less than the amounts as indicated in the Declarations and this endorsement regardless of whether this insurance or this endorsement is 1. issued for a policy period of less than twelve 12 months or 2. terminated before the end of the policy period shown in the Declarations for any reason. This insurance applies to amounts in excess of Deductibles and ultimately you are obligated for amounts within Deductibles regardless of whether we pay or incur amounts within Deductibles. Deductibles apply to the amounts first paid or incurred for damages loss and deductible expenses to which this insurance would apply but for the Deductible as such amounts are first paid or incurred. If we pay or incur any damages loss or deductible expenses within any Deductible then you must promptly reimburse us for all such damages loss and deductible expenses. Regardless of whether we pay any damages loss you must promptly reimburse us for all deductible expenses within any Deductible. There is no aggregate limit applicable to your Deductible Obligations and you must promptly pay or reimburse all amounts described in this provision regardless of the number of losses. The first named insured shown in the Declarations agrees and is authorized to promptly reimburse us for any and all reimbursable amounts relative to this insurance or any other insurance issued by us or an affiliate of ours including any antecedent insurance. Each named insured is jointly and severally liable for any and all such amounts. Regardless of the application of any Deductibl A. the terms and conditions of this insurance continue to apply including those with respect to 1. ourrights to investigate any claim or event and to make any settlements and 2. the insured s duties in the event of any claim event or suit. B. we may at our discretion initiate or participate in an appeal of a judgment if such judgment may result in a payment under this insurance. C. ourrights of recovery against others continue to apply. Any amount recovered will be apportioned as follows 1. first we shall receive all amounts recovered until we have been fully reimbursed for all amounts we have paid or incurred including costs or expenses of such recovery proceedings in connection with amounts that exceed any Deductible. 2. then remaining amounts recovered will be applied to reimburse you and us in accordance with the respective interests in connection with amounts within any Deductible including costs or expenses of such recovery proceedings. The following provision is added to Limits Of Insurance. Liability Insurance Deductibles continued Form 80 02 8201 Ed. 9 06 Endorsement Page 2 | 2 |
Liability Insurance cHUBB Endorsement Effective Date NOVEMBER 6 2019 Policy Number 3605 13 20 TPA Limits Of Insurance Each Claim Or Event If the applicable Limit of Insurance applies on an each claim or each event basis then such limit other than an aggregate limit will be reduced by damages loss paid or incurred within the Deductible. If expenses are described as reducing the Limits Of Insurance of the applicable Coverage then such expenses within the Deductible will reduce such Limits Of Insurance. The Limits Of Insurance will not be increased or reinstated regardless of the applicability of any Deductible or any amount that you must pay or reimburse in connection with any Deductible. As used in this endorsement the following words and phrases have special meanings as described below. Deductible Definitions Damages Loss Damages loss refers to damages or other indemnity as described under the applicable Coverage other than deductible expenses. Deductibles applying to bodily injury include damages and any medical expenses. Deductlble Expenses Deducuble expenses rcfers to the followmg expenses as descnbed under the apphcable insurance A. attorney and paralegal fees and salaries including those of attorneys and paralegals who are our employees. B. expenses relating to a suit including the cost of expert witnesses transcripts court reporters research reports and depositions. C. thecostof 1. bail bonds or 2. bonds required to a. appeal judgments in connection with the initiation and continuation of an appeal agreed to by us or b. release attachments. D. costs taxed against the insured in a suit. Liability Insurance Deductibles continued Form 80 02 8201 Ed. 9 06 Endorsement Page 3 | 2 |
Liability Endorsement continued E. the cost and expense of any investigation that we undertake. F. other reasonable expenses that we allocate to a specific claim or event. Event Event refers to an occurrence offense wrongful act or other cause of loss as described under the applicable Coverage. AAll other terms and conditions remain unchanged. Authorized Representative QLD Liabilty Insurance Deductibles last page Form 80 02 8201 Ed. 9 06 Endorsement Page 4 | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY The following exclusion is added to this policy and replaces any similar exclusion contained therein. The use of the words damages loss cost or expense in any exclusion does not expand any coverages under this contract. Evrliicinne under this contract. Exclusions Scheduled Products Or With respect to all coverages under this contract this insurance does not apply to any damages loss Classes Of Products cost or expense arising out of any defect deficiency inadequacy or dangerous condition in including the actual alleged or threatened contaminative pathogenic toxic or other hazardous properties of any A. good product or material described in the Schedule Of Goods Products Or Materials in any form including its presence or use in any alloy by product compound or other material or waste waste includes material to be recycled reconditioned or reclaimed B. good product or material that has the same or substantially the same chemical formula as any good product or material described in subparagraph A. above by whatever name known C. good product or material that is a derivative of any good product or material described in subparagraphs A. or B. above by whatever name known or D. class of products described in the Schedule Of Classes Of Products by whatever name known. Schedule Of Goods Products Or Materials Aristolochic Acid Bitter Orange Creatine Liability Insurance Exclusion Scheduled Products Or Classes Of Products continued Form 80 02 8337 Ed. 11 09 Endorsement Page 1 | 2 |
Liability Endorsement continued Diethylstilbestrol DES Ephedra or Ephedrine Gamma Hydroxy Butyrate Gamma Butyrate Germander Isotretinoin Yohimbe BETA METHYLPHENETHYLAMINE BMPEA CANNABIS 13 DIMETHYLAMYLAMINE DMAA KAVA KAVA OR PIPER METHYSTICUM KAVA TALC Schedule Of Classes Of Products Birth control or fertility goods or products Hormone replacement products Opioid or opiate products ALL TYPES OF MESH OR TISSUE MATRICES USED TO PROVIDE SUPPORT IN THE REPAIR OF WEAKENED OR DAMAGED TISSUE ANYWHERE IN THE BODY ANABOLIC STEROIDS PROTON PUMP INHIBITORS Liability Insurance Exclusion Scheduled Products Or Classes Of Products continued Form 80 02 8337 Ed. 11 09 Endorsement Page 2 | 2 |
Liability Insurance cHUBB Endorsement Effective Date NOVEMBER 6 2019 Policy Number 3605 13 20 TPA All other terms and conditions remain unchanged. Authorized Representative QDJ Liabilty Insurance Exclusion Scheduled Products Or Classes Of Products last page Form 80 02 8337 Ed. 11 09 Endorsement Page 3 | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY Under Exclusions the following exclusion is added. The use of the words damages loss cost or expense in any exclusion does not expand any coverages under this contract. Exclusion Exclusion Endorsement Loss Of Use Of Electronic Data With respect to all coverages under this contract this insurance does not apply to any damages loss cost or expense arising out of any. corruption of. inability to access. inability to manipulate. loss of or. other injury or damage to or loss of use of any software data or other information that is in electronic form. This exclusion does not apply to. bodily injury or. physical injury to tangible property including resulting loss of use of that property. Liability Insurance Exclusion Loss Of Use Of Electronic Data continued Form 80 02 8423 Ed. 4 12 Endorsement Page 1 | 2 |
Liability Endorsement continued All other terms and conditions remain unchanged. Authorized Representative QDJ Liabilty Insurance Exclusion Loss Of Use Of Electronic Data last page Form 80 02 8423 Ed. 4 12 Endorsement Page 2 | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY The following exclusion is added to this policy and replaces any similar exclusion contained therein. The use of the words damages loss cost or expense in any exclusion does not expand any coverages under this contract. Evrliicion Exclusion Endorsement Alcoholic Beverage Type Businesses This insurance does not apply to any damages loss cost or expense for any bodily injury or property damage for which any person or organization may be held liable by reason of any A. causing or contributing to the intoxication of any person. B. furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol. C. ordinance regulation or statute relating to the distribution gift sale or use of alcoholic beverages. D. providing or failing to provide transportation with respect to any person that may be under the influence of alcohol in connection with any circumstances described in subparagraphs A. B. or C. above. This exclusion applies only if you are in the business of manufacturing distributing selling serving or furnishing alcoholic beverages. For the purposes of this exclusion consumption of alcoholic beverages brought on your premises whether or not a fee is charged or a license is required for such activity will not be deemed in itself to constitute the business of furnishing selling or serving alcoholic beverages. Liabilty Insurance Exclusion Alcoholic Beverage Type Businesses continued Form 80 02 8425 Ed. 1 14 Endorsement Page 1 | 2 |
Liability Endorsement continued All other terms and conditions remain unchanged. Authorized Representative QDJ Liabilty Insurance Exclusion Alcoholic Beverage Type Businesses last page Form 80 02 8425 Ed. 1 14 Endorsement Page 2 | 2 |
Liability Insurance cHUBB Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms EMPLOYEE BENEFITS ERRORS OR OMISSIONS GENERAL LIABILITY The following exclusion is added to this policy. The use of the words damages loss cost or expense in any exclusion does not expand any coverages under this contract. Exclusion Endorsement Access To Or Disclosure Of Confidential Or Personal Information Advertising Injury Or Personal Injury This insurance does not apply to any advertising injury or personal injury arising out of any access to or disclosure of any person s or organization s confidential or personal information including any patents trade secrets processing methods customer lists financial information credit card information health information or any other type of non public information. This exclusion applies even if damages are claimed for notification costs credit monitoring expenses forensic expenses public relations expenses or any other loss cost or expense incurred by you or others arising out of any access to or disclosure of any person s or organization s confidential or personal information. AAll other terms and conditions remain unchanged. Authorized Representative QLD Liability Insurance Exclusion Access To Or Disclosure Of Confidential Or Personal Information Al PI last page Form 80 02 8559 Ed. 3 17 Endorsement Page 1 | 2 |
Liability Insurance cHUBB Endorsement NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Policy Period Effective Date Policy Number Insured Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms GENERAL LIABILITY Under Bodily Injury Property Damage Exclusions the following exclusion is added Bodily Injury Property Damage Exclusions Products Completed This insurance does not apply to bodily injury or property damage included within th Operations Hazard completed operations hazard. This insurance does not apply to bodily injury or property damage included within the products completed operations hazard. Al other terms and conditions remain unchanged. Authorized Representative Liability Insurance Exclusion Products Completed Operations Hazard last page Form 80 02 2339 Ed. 4 94 Endorsement Page 1 | 2 |
OO E02 aO0d0 Common Policy Conditions Section oozZzo F020 Form 80 02 9099 Ed. 4 94 Common Conditions | 2 |
cHUBB Policy Conditions Schedule of Forms Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 The following is a schedule of forms issued as of the date shown above Edition Effective Date Form Number Date Form Name Date Issued 80 02 9001 6 98 HOW TO REPORT A LOSS 110619 111019 80 02 9090 6 05 COMMON POLICY CONDITIONS 110619 1110119 80 10 9138 10 97 IMPORTANT NOTICE TO POLICY HOLDERS FLORIDA 110619 111019 80 02 9743 9 15 FLORIDA MANDATORY CANCELLATION NONRENEWAL 110619 1110119 80 02 9800 12 08 INSURING AGREEMENT 110619 1110119 99 10 0460 2 97 DIRECT BILL NOTICE 110619 111019 99 10 0792 9 04 IMPORTANT NOTICE OFAC 110619 111019 99 10 0820 2 05 FL NOTICE RISK MGMT PROGRAM AVAILABILITY 110619 111019 99 10 0872 6 07 AOD POLICYHOLDER NOTICE 110619 111019 99 10 0951 9 15 IMPORTANT NOTICE TERRORISM 110619 111019 last page Form 80 02 9999 ED. 6 95 Schedule of Forms Page 1 | 2 |
Common Policy Conditions cHUBB Contract Conditions The following Conditions are included under each part of the policy unless stated otherwise. Audit Of Books And Records We may audit your books and records as they relate to this insurance at any time during the term of this policy and up to three years afterwards. Cancellation The first named insured may cancel this policy or any of its individual coverages at any time by sending us a written request or by returning the policy and stating when thereafter cancellation is to take effect. We may cancel this policy or any of its individual coverages at any time by sending to the first named insured a notice 60 days 20 days in the event of non payment of premium in advance of the cancellation date. Our notice of cancellation will be mailed to the first named insured s last known address and will indicate the date on which coverage is terminated. If notice of cancellation is mailed proof of mailing will be sufficient proof of notice. The earned premium will be computed on a pro rata basis. Any unearned premium will be returned as soon as practicable. Changes This policy can only be changed by a written endorsement that becomes part of this policy. The endorsement must be signed by one of our authorized representatives. Compliance By Insureds We have no duty to provide coverage under this policy unless you and any other involved insured have fully complied with all of the terms and conditions of the policy. Compliance With Applicable Trade Sanctions This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit us from providing insurance. Conformance Any terms of this insurance which are in conflict with the applicable statutes of the State in which this policy is issued are amended to conform to such statutes. First Named Insured The person or organization first named in the Declarations is primarily responsible for payment of all premiums. The first named insured will act on behalf of all other named insureds for the giving and receiving of notice of cancellation or nonrenewal and the receiving of any return premiums that become payable under this policy. Inspections And Surveys We may 3 make inspections and surveys at any time. give you reports on the conditions we find and. recommend changes. Common Policy Conditions Form 80 02 9090 Rev. 6 05 Contract Page 1 0f2 | 2 |
Conditions Inspections And Surveys continued Any inspections surveys reports or recommendations relate only to insurability and the premiums to be charged. We do not make safety inspections. We do not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. And we do not warrant that conditions. are safe or healthful or. comply with laws regulations codes or standards. This condition applies not only to us but also to any rating advisory rate service or similar organization which makes insurance inspections surveys reports or recommendations for us. Titles Of Paragraphs The titles of the various paragraphs of this policy and endorsements if any attached to this policy are inserted solely for convenience or reference and are not to be deemed in any way to limit or affect the provisions to which they relate. Transfer Of Rights And Your rights and duties under this insurance may not be transferred without our written consent. Duties However if you die then your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representative or to anyone having temporary custody of your property until your legal representative has been appointed. When We Do Not Renew If we decide not to renew this policy we will mail or deliver to the first named insured s last known address written notice of the nonrenewal not less than 60 days before the expiration date. If notice of nonrenewal is mailed proof of mailing will be sufficient proof of notice. Common Policy Conditions Form 80 02 9090 Rev. 6 05 Contract Page 2 of 2 | 2 |
OO E02 aO0d0 Common Policy Conditions Section Endorsements WZOO0OXOWWIEWZFW Form 80 02 9399 Ed. 4 94 Endorsements | 2 |
cHUBB Policy Conditions Endorsement Policy Period Effective Date Policy Number Insured NOVEMBER 6 2019 TO NOVEMBER 6 2020 NOVEMBER 6 2019 3605 13 20 TPA UNIPHARMA LLC Name of Company FEDERAL INSURANCE COMPANY Date Issued NOVEMBER 10 2019 This Endorsement applies to the following forms COMMON POLICY CONDITIONS The following changes are made as respects exposures in the state of Florida. Under Conditions the provisions titled Cancellation and When We Do Not Renew are deleted and replaced by the following Conditions Cancellation The named insured may cancel this policy at any time by sending us a written request or by returning the policy and stating when thereafter cancellation is to take effect. Cancellation of policies in effect for less than 90 days 1. If this policy has been in effect for less than 90 days we may cancel this policy by mailing or delivering to the Named Insured s last known address written notice of cancellation accompanied by the specific reasons for cancellation at least a. 10 days before the effective date of cancellation if we cancel for nonpayment of premium or b. 20 days before the effective date of cancellation if we cancel for any other reason except we may cancel immediately if there has been i A material misstatement or misrepresentation or ii. A failure to comply with underwriting requirements established by us. Policy Conditions Florida Mandatory Cancellation And When We Do Not Renew continued Form 80 02 9743 Rev.9 15 Endorsement Page 1 | 2 |
Conditions Cancellation 2. We may not cancel continued a. On the basis of property insurance claims that are the result of an act of God nlece we can demanctrate b claime freanency or atheraiee that van have 2. We may not cancel a. On the basis of property insurance claims that are the result of an act of God unless we can demonstrate by claims frequency or otherwise that you have failed to take action reasonably necessary as requested by us to prevent recurrence of loss or damage to the insured property or Solely on the basis of a single property insurance claim which is the result of water damage unless we can demonstrate that you have failed to take action reasonably requested by us to prevent a future similar occurrence of damage to the insured property. C. Cancellation of policies in effect more than 90 days 1 If this policy has been in effect for more than 90 days we may cancel this policy only for one or more of the following reasons a b. c Nonpayment of premium The policy was obtained by a material misstatement There has been a failure to comply with underwriting requirements established by us within 90 days of the effective date of the coverage There has been a substantial change in the risk covered by the policy The cancellation is for all insureds under such policies for a given class of insureds On the basis of property insurance claims that are the result of an act of God if we can demonstrate by claims frequency or otherwise that you have failed to take action reasonably necessary as requested by us to prevent recurrence of loss or damage to the insured property On the basis of a single property insurance claim which is the result of water damage if we can demonstrate that you have failed to take action reasonably requested by us to prevent a future similar occurrence of damage to the insured property or The cancellation of some or all of our policies is necessar y to protect the best interests of the public or policyholders and such cancellation is approved by the Florida Office Of Insurance Regulation. If we cancel this policy for any of these reasons we will mail or deliver to the Named Insured s last known address written notice of cancellation accompanied by the specific reasons for cancellation at least a 10 days before the effective date of cancellation if cancellation is for non payment of premium or 45 days before the effective date of cancellation if i Cancellation is for one or more of the reasons stated in Paragraph C.1.b. through C.1.g. above and this policy does not cover a residential structure or its contents or ii. Cancellation is based on the reason stated in paragraph C.1.h. above. Policy Conditions Florida Mandatory Cancellation And When We Do Not Renew continued Form 80 02 9743 Rev. 9 15 Endorsement Page 2 | 2 |
cHUBB Policy Conditions Endorsement Effective Date Policy Number NOVEMBER 6 2019 3605 13 20 TPA Conditions Cancellation continued 120 days before the effective date of cancellationif i Cancellation is for one or more of the reasons stated in Paragraph C.1.b. through C.1.g. and ii. This policy covers a residential structure or its contents d. If this policy has been in effect for more than 90 days and covers a residential structure or its contents we may not cancel this policy based on credit information available in public records. If this policy is cancelled we will send the first Named Insured any premium refund due. The refund will be pro rata. If the return premium is not refunded with the notice of cancellation or when this policy is returned to us we will mail the refund within 15 working days after the date cancellation takes effect unless this is an audit policy. If this is an audit policy then subject to your full cooperation with us or our agent in securing the necessary data for audit we will refund any premium within 90 days of the date cancellation takes effect. If our audit is not completed within this time limitation then we shall accept your own audit and any premium refund due shall be mailed within 10 working days of receipt of your audit. The cancellation will be effective even if we have not made or offered a refund. When We Do Not Renew A. If we decide not to renew this policy we will mail or deliver to the Named Insured written notice of nonrenewal accompanied by the specific reason for nonrenewal at least 1. 45 days prior to the expiration of the policy if this policy does not cover a residential structure or its contents or 2. 120 days prior to the expiration of the policy if this policy covers a residential structure or its contents. Any notice of nonrenewal will be mailed or delivered to the Named Insured s last mailing address known to us. If notice is mailed proof of mailing will be sufficient proof of notice. We may not refuse to renew this policy 1. On the basis of property insurance claims that are the result of an act of God unless we can demonstrate by claims frequency or otherwise that you have failed to take action reasonably necessary as requested by us to prevent reoccurrence of loss or damage to the insured property 2. On the basis of filing of claims for sinkhole loss. However we may refuse to renew this policy if a. The total of such property insurance claim payments for this policy equals or exceeds the policy limits in effect on the date of loss for property damage to the covered building or Policy Conditions Florida Mandatory Cancellation And When We Do Not Renew continued Form 80 02 9743 Rev. 9 15 Endorsement Page 3 | 2 |
Conditions When We Do Not Renew b. You have failed to repair the structure in accordance with the engineering continued recommendations upon which any loss payment or policy proceeds were based or b. You have failed to repair the structure in accordance with the engineering recommendations upon which any loss payment or policy proceeds were based or Solely on the basis of a single property insurance claim which is the result of water damage unless we can demonstrate that you have failed to take action reasonably requested by us to prevent a future similar occurrence of damage to the insured property. D. Notwithstanding the provisions of paragraphs C. immediately above we may refuse to renew this policy if 1 This policy includes sinkhole loss coverage. If we nonrenew this policy for purposes of removing sinkhole loss coverage pursuant to section 627.706 Florida Statutes we will offer you a policy that includes catastrophic ground cover collapse coverage or Nonrenewal of some or all of our policies is necessary to protect the best interests of the public or policyholders and such nonrenewal is approved by the Florida Office of Insurance Regulation. Under Conditions the following is added Conditions Limitations On Cancellation And Nonrenewal In The Event Of A Hurricane Or Wind Loss Residential Property SR TS B TS A8 R Limitations On Cancellation And Nonrenewal In The Event Of Hurricane Or Wind Loss Residential Property A. The following provisions apply to a policy covering a residential structure or its contents if such property has sustained damage as a result of a hurricane or windstorm that is the subject of a declaration of emergency by the Governor and filing of an order by the Commissioner of Insurance Regulation 1. Except as provided in A.2. we may not cancel or nonrenew the policy until at least 90 days after repairs to the residential structure have been substantially completed so that itis restored to the extent that it is insurable by another insurer writing policies in Florida. If we elect to not renew the policy we will provide at least 100 days notice that we intend to nonrenew 90 days after the substantial completion of repairs. 2. We may cancel or nonrenew the policy prior to restoration of the structure for any of the following reasons a. Nonpayment of premium b. Material misstatement or fraud related to the claim c. We determine that you have unreasonably caused a delay in the repair of the structure or d. We have paid the policy limits. If we cancel or nonrenew for nonpayment of premium we will give you 10 days notice. If we cancel for a reason listed in 2.b. 2.c. or 2.d. we will give you 45 days notice. Policy Conditions Florida Mandatory Cancellation And When We Do Not Renew continued Form 80 02 9743 Rev. 9 15 Endorsement Page 4 | 2 |
cHUBB Policy Conditions Endorsement Effective Date Policy Number NOVEMBER 6 2019 3605 13 20 TPA Conditions Limitations On Cancellation And Nonrenewal In The Event Of A Hurricane Or Wind Loss Residential Property continued With respect to a policy covering a residential structure or its contents any cancellation or nonrenewal that would otherwise take effect during the duration of a hurricane will not take effect until the end of the duration of such hurricane unless a replacement policy has been obtained and is in effect for a claim occurring during the duration of the hurricane. We may collect premium for the period of time for which the policy period is extended. With respect to B. a hurricane is a storm system that has been declared to be a hurricane by the National Hurricane Center of the National Weather Service hereafter referred to as NHC. The hurricane occurrence begins at the time a hurricane watch or hurricane warning is issued for any part of Florida by the NHC and ends 72 hours after the termination of the last hurricane watch or hurricane warning issued for any part of Florida by the NHC. All other terms and conditions remain unchanged. Authorized Representative QD Policy Conditions Florida Mandatory Cancellation And When We Do Not Renew last page Form 80 02 9743 Rev. 9 15 Endorsement Page 5 | 2 |
PRODUCER. TRAVELERS THIS POLICY DOES NOT COVER LIABILITY ARISING OUT OF ASBESTOS MATERIAL SEE ENDORSEMENT CG T4 78 02 90 One Tower Square Hartford Connecticut 06183 TRAVELERS CORP. TEL 1 800 328 2189 COMMON POLICY DECLARATIONS ISSUE DATE 111513 POLICY NUMBER TC2U GLSA1009A614 TIL13 INSURING COMPANY TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA 1. NAMED INSURED AND MAILING ADDRESS SCIENTIFIC GAMES CORPORATION AS PER IL T3 40 1500 BLUEGRASS LAKES PARKWAY ALPHARETTA GA 30004 2. POLICY PERIOD From 103113 to 103114 1201 A.M. Standard Time at your mailing address. 3. LOCATIONS Premises Bldg. Loc. No. No. Occupancy Address ON FILE WITH COMPANY 4. COVERAGE PARTS FORMING PART OF THIS POLICY AND INSURING COMPANIES COMMERCIAL GENERAL LIABILITY COV PART DECLARATIONS CG TO 01 11 03 TIL LIQUOR LIABILITY COV PART DECLARATIONS CG TO 04 03 95 TIL EMPLOYEE BENEFITS LIABILITY COV PART DECLARATIONS CG TO 09 03 95 TIL O A. NUMBERS OF FORMS AND ENDORSEMENTS FORMING A PART OF THIS POLICY SEE IL T8 O1 10 93. SUPPLEMENTAL POLICIES Each of the following is a separate policy containing its complete provisions Policy Policy No. Insuring Company SEE CALCULATION OF PREMIUM COMPOSITE RATES ENDORSEMENT AMS BINDER BILLED 235802 7. PREMIUM SUMMARY Provisional Premium Due at Inception Due at Each NAME AND ADDRESS OF AGENT OR BROKER LOCKTON COMPANIES LLC NA287 444 W 47TH STREET SUITE 900 KANSAS CITY MO 64112 COUNTERSIGNED BY Authorized Representative DATE IL TO 02 11 89REV. 09 07 OFFICE KANSAS CITY PAGE 1 OF 1 nan nan nan nan 1378.0 | 2 |
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N TRAVELERS POLICY NUMBER TC2J GLSA1009A614 TIL13 EFFECTIVE DATE 10 31 13 ISSUE DATE 11 15 13 LISTING OF FORMS ENDORSEMENTS AND SCHEDULE NUMBERS THIS LISTING SHOWS THE NUMBER OF FORMS SCHEDULES AND ENDORSEMENTS BY LINE OF BUSINESS. IL IL IL IL IL IL TO T8 TO T3 T3 T3 02 o1 o1 02 40 20 11 10 o1 07 03 09 89 93 o7 86 95 a7 COMMON POLICY DECLARATIONS FORMS ENDORSEMENTS AND SCHEDULE NUMBERS COMMON POLICY CONDITIONS CALCULATION OF PREMIUM COMPOSITE RATES BROADENED NAMED INSURED ENDORSEMENT EARLIER NOT CANCEL NONRENEWAL PROV BY US COMMERCIAL GENERAL LIABILITY AO TO 00 13 34 o1 1 71 70 04 CGTO01 COMMERCIAL GENERAL LIAB COV DEC TABLE OF CONTENTS COMMERCIAL GENERAL LIABILITY COV FORM ADDL INSD DESIG PERSON OR ORGANIZATION AMEND COVERAGE B PERS ADV INJURY CAP ON LOSSES CERTIFIED ACTS TERRORISM WAIVER OF TRANSFER OF RIGHTS OF RECOVERY EXCESS PROVISION VENDORS EXTENSION OF COVERAGE BODILY INJURY EXTENSION OF COV DAMAGE PREMISES RENTED NOTICE OF OCCUR KNOWLEDGE OF OCCUR INTERNATIONAL AMENDMENT OF COVERAGE OTHER INSURANCE ADDITIONAL INSUREDS AMEND WHO IS AN INSURED ADDITIONAL INSURED VENDORS BROAD FORM INCIDENTAL MEDICAL MALPRACTICE ADDL INSURED LESSOR OF LEASED EQUIPMENT ADDL INSD MANAGER OR LESSORS OF PREMISES OTHER ADDITIONAL INSUREDS COVERAGE FOR INJURY TO CO EMPLOYEES AMEND NON CUMULATION OF EACH OCC STATE APPLICABILITY AMENDMENT PERSONAL INJURY AMENDMENT OF COVERAGE EMPLOYMENT RELATED PRACTICES EXCLUSION EXCLUSION UNSOLICITED COMMUNICATION MOBILE EQUIP EXCL VEHICLES SUB TO MV LAW AMEND CONTRAC LIAB EXCL EXC TO NAMED INS EXCL VIOLATION OF CONSUMER FIN PROT LAWS AMEND LIQUOR LIAB EXCL EXCEPT SCHED ACT EXCLUSION DISCRIMINATION AMEND POLL EXCL INCL LTD COV POLL COSTS EXCLUSION WAR AMEND POLL EXCL INCL LTD COV POLL COSTS INDIANA CHANGES DEFINITION OF POLLUTANTS AMEND. POLLUTION EXCLUSION INCL LIMITED l 08 N 0 B e WIRTATBRI My PAGE IL T8 011093 001380 | 2 |
TRAVELERS POLICY NUMBER TC2U GLSA1009A614 TIL13 EFFECTIVE DATE 10 31 13 ISSUE DATE 11 15 13 COMMERCIAL GENERAL LIABILITY CONTINUED CG T3 23 08 11 EXCL AIRCRAFT PROD AND GROUNDING CG T4 78 02 90 EXCLUSION ASBESTOS CG F2 63 08 11 NEW YORK CHGS CGL COVERAGE FORM CG F2 66 11 03 WA CHANGES EMPLOY RELATED PRACTICES EXCL CG F4 27 09 08 ARKANSAS CHGS DEFINITION OF POLLUTANTS CG 01 03 06 06 TEXAS CHANGES CG 01 07 10 83 PUERTO RICO CHANGES AMENDMENT CG 01 22 07 98 MINNESOTA CHANGES CONT LIAB EXCLUSION CG 01 79 07 10 VIRGINIA CHANGES CG 26 02 07 09 WA CHGS AMEND LIQ EXCLEX SCHED ACTIV CG 26 05 02 07 MINNESOTA CHANGES CG 26 20 10 93 NJ CHANGES LOSS INFORMATION CG 26 21 10 91 NY CHANGES TRANSFER OF DUTIES CG 26 73 06 02 MARYLAND CHANGES PREMIUM AUDIT COND CG 26 81 12 04 MINNESOTA CHANGES DUTIES CONDITION CG 29 47 04 12 DE CHANGES CANCELLATION NONRENEWAL CG 33 89 05 13 KY CHANGES YOUR RIGHT TO CLAIM INFO CG F1 21 11 03 AMEND POLL EXCL INCL LTD COV FOR POLL TX CG F1 49 11 03 AMENDMENT POLLUTION EXCLUSION CG F1 89 11 03 AMEND POLL EXCL INCL LTD COV FOR POLL EMPLOYEE caG elc cG cG CcG cG cG CcG cG cG cG elc cG cG cG ca elc ca T0 T0 T D1 TS DO T4 Fa4 Fa F7 7 7 T9 To To To T9 T9 BENEFITS LIABILITY 09 43 o1 51 30 38 85 17 23 18 63 66 07 17 20 57 86 88 03 11 07 12 06 03 11 12 05 08 o1 o7 o7 o7 o7 06 10 10 95 88 86 08 89 95 88 05 06 12 89 88 86 86 86 88 87 87 EMPLOYEE BENEFITS LIAB COV PART DEC EMPLOYEE BENEFITS LIAB TABLE OF CONTENTS EMPLOYEE BENEFITS LIABILITY COV FORM AMEND WHO IS INSD NEW ORGANIZATIONS AMENDMENT EBL EXCLUSION IRC VIOLATIONS ADDITIONAL EXCLUSION EBL TX CHANGES DUTIES AMENDATORY ENDORSEMENT VA EBL NY CHANGES TRANSFER OF DUTIES NC AMENDATORY ENDORSEMENT EBL NC CHANGES LOSS INFORMATION EBL MD AMENDATORY ENDORSEMENT EBL IN CHANGES DUTIES IN EVENT OF OCC EBL MN CHANGES EXAMINATION OF BOOKS EBL WY CHANGES DUTY TO DEFEND EBL FL AMENDATORY ENDORSEMENT EBL MD AMENDATORY ENDORSEMENT EBL LIQUOR LIABILITY CG TO 04 03 95 LIQUOR LIABILITY COVERAGE PART DEC CG TO 38 11 03 TABLE OF CONTENTS CG 00 33 10 01 LIQUOR LIABILITY COVERAGE FORM CG 26 03 04 09 NEW YORK CHANGES LIQUOR LIAB COV FORM PAGE IL T8 011093 | 2 |
TRAVELERS POLICY NUMBER TC2J GLSA1009A614 TIL13 EFFECTIVE DATE 10 31 13 ISSUE DATE 11 15 13 LIQUOR LIABILITY CONTINUED CcG CcG CG CcG cG CG cGa cG F7 26 28 29 29 28 29 T 12 35 S9 85 89 94 97 28 11 12 01 03 12 10 02 07 11 93 96 o1 04 a3 o7 86 CONNECTICUT CHANGES LIQUOR LIABILITY NY CHANGES TRANSFER OF DUTIES WA CHANGES NJ CHANGES LOSS INFORMATION WYOMING CHANGES PUERTO RICO CHANGES MINNESOTA CHANGES LIQUOR LIABILITY ENDORSEMENT IA MULTIPLE SUBLINE ENDORSEMENTS C COMMERCIAL GENERAL LIABILITY m ele D3 55 09 1 05 05 EMPLOYEE BENEFITS LIABILITY LIQUOR LIABILITY DEDUCTIBLE ENDORSEMENT DEDUCTIBLE ENDORSEMENT CALIFORNIA c E L LIMIT WHEN TWO OR MORE POLICIES APPLY WAR LIABILITY EXCLUSION NEW YORK CHANGES PREMIUM AUDIT WYOMING CHANGES C L CALIFORNIA CHANGES c L c L c E L E L 0 O s O A A0 v INTERLINE ENDORSEMENTS IL IL 1L IL 1L IL IL IL IL IL IL IL T3 T3 T4 00 o1 o1 o1 o1 o1 o1 o1 o1 o1 o1 o1 o1 o1 01 01 01 01 02 08 68 76 05 21 09 14 15 17 26 36 40 M 05 10 03 08 09 09 01 12 09 05 09 08 09 08 o1 09 09 09 09 03 09 09 07 10 10 1 08 o8 08 10 10 08 04 08 08 FEDERAL TERRORISM RISK INS ACT DISCLOSE CAP ON LOSSES CERTIFIED ACT OF TERRORISM DESIGNATED ENTITY CANC PROVIDED BY US NUCLEAR ENERGY LIAB EXCL END BROAD FORM VERMONT CHANGES CIVIL UNION WYOMING CHANGES DEFENSE COSTS NEVADA CHANGES DOMESTIC PARTNERSHIP INDIANA CHANGES WORKERS COMP EXCLUSION VT CHANGES STATUTORY LIABILITY MANDATORY PREM COV CONDITIONS ENDT PR CONNECTICUT CHANGES CIVIL UNION NEW JERSEY CHANGES CIVIL UNION OREGON CHANGES DOMESTIC PARTNERSHIP ILLINOIS CHANGES CIVIL UNION DELAWARE CHANGES CIVIL UNION IN CHANGES ILLINOIS CHANGES DEFENSE COSTS ND CHANGES EXAM OF YOUR RECORDS MT CHANGES CONFORMITY WITH STATUES TEXAS CHANGES DUTIES AR CHGS TRANSFER OF RIGHTS OF RECOVERY GA CHANGES CANCELLATION NONRENEWAL PENNSYLVANIA NOTICE PAGE IL T8 011093 01381 | 2 |
PN TRAVELERS POLICY NUMBER TC2U GLSA1009A614 TIL13 EFFECTIVE DATE 10 31 13 ISSUE DATE 11 15 13 INTERLINE ENDORSEMENTS CONTINUED IL 09 13 04 98 INSURANCE INSPCTN SERV EXEMPT FROM LIAB IL T3 05 12 98 INSURER AMENDMENT END IL 79 11 01 88 NH CHANGE S PAGE ILT8 011093 | 2 |
TIL13 POLICY OVERPRINT PAGE 1 OF 1 POLICY NUMBER TC2JU GLSA1009A614 TIL13 RATER TG6A ISSUE DATE 111513 EFFECTIVE DATE 103113 EXPIRATION DATE 103114 INSUREDS NAME SCIENTIFIC GAMES CORPORATION NEW RENEWAL R PAYMODE X SOLICITOR CODE AUDIT FREQUENCY A SAI 4967D5068 RESPONSIBILITY S MSI WATCH FILE O RATING MODE G SURVEY CODE 2 SPECIAL CODE C2 REINSURANCE N PROGRAM CODE AUTO FILINGS FEDERAL TAX ID LT i NN il i B 860 000 v OFFICE KANSAS CITY 095 PRODUCER NAME LOCKTON COMPANIES LLC NA287 nan nan nan nan 1382.0 | 2 |
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COMMON POLICY CONDITIONS COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions A. Cancellation 1. o The first Named Insured shown in the Decla rations may cancel this policy by mailing or delivering to us advance written notice of cancellation We may cancel this policy or any Coverage Part by mailing or delivering to the first Named insured written notice of cancellation at least a. 10 days before the effective date of can cellation if we cancel for nonpayment of premium or b. 30 days before the effective date of can cellation if we cancel for any other rea son. We will mail or deliver our notice to the first Named nsured s last mailing address known to us. Notice of cancellation will state the effective date of cancellation. If the policy is cancelled that date will become the end of the policy period. If a Coverage Part is cancelled that date will become the end of the policy period as respects that Coverage Part only. If this policy or any Coverage Part is can celled we will send the first Named Insured any premium refund due. If we cancel the re fund will be pro rata. If the first Named In sured cancels the refund may be less than pro rata. The cancellation will be effective even if we have not made or offered a re fund. If notice is mailed proof of mailing will be sufficient proof of notice. B. Changes This policy contains all the agreements between you and us concerning the insurance afforded The first Named Insured shown in the Declara tions is authorized to make changes in the terms of this policy with our consent. This policy s terms can be amended or waived only by endorsement issued by us as part of this policy. C. Examination Of Your Books And Records We may examine and audit your books and records as they relate to this policy at any time during the policy period and up to three years afterward. D. Inspections And Surveys 1. We have the right to a. Make inspections and surveys at any time b. Give you reports on the conditions we find and c. Recommend changes. 2. We are not obligated to make any inspec tions surveys reports or recommendations and any such actions we do undertake relate only to insurability and the premiums to be charged. We do not make safety inspections. We do not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. And we do not warrant that conditions a. Are safe or heaithful or b. Comply with laws regulations codes or standards. 3. Paragraphs 1. and 2. of this condition apply not only to us but also to any rating advi sory rate service or similar organization which makes insurance inspections surveys reports or recommendations. 4. Paragraph 2. of this condition does not apply to any inspections surveys reports or rec ommendations we may make relative to certi fication under state or municipal statutes or dinances or regulations of boilers pressure vessels or elevators. E. Premiums 1. The first Named Insured shown in the Decla rations a. Is responsible for the payment of all pre miums and b. Will be the payee for any return premi ums we pay. 2. We compute all premiums for this policy in accordance with our rules rates rating plans premiums and minimum premiums. The pre mium shown in the Declarations was com puted based on rates and rules in effect at IL TO 01 01 07 Rev. 06 09 Includes the copyrighted material of Insurance Services Office Inc. with its permission. 001380 Page 1 of 2 | 2 |
the time the policy was issued. On each re newal continuation or anniversary of the ef fective date of this policy we will compute the premium in accordance with our rates and rules then in effect. F. Transfer Of Your Rights And Duties Under This Policy Your rights and duties under this policy may not be transferred without our written consent except in the case of death of an individual named in sured. If you die your rights and duties will be trans ferred to your legal representative but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed anyone having proper temporary cus tody of your property will have your rights and duties but only with respect to that property.. Equipment Breakdown Equivalent to Boiler and Machinery On the Common Policy Declarations the term Equipment Breakdown is understood to mean and include Boiler and Machinery and the term Boiler and Machinery is understood to mean and include Equipment Breakdown. This policy consists of the Common Policy Declarations and the Coverage Parts and endorsements listed in that declarations form. In return for payment of the premium we agree with the Named Insured to provide the insurance afforded by a Coverage Part forming part of this policy. That insurance will be provided by the company indicated as insuring company in the Common Policy Declarations by the abbreviation of its name opposite that Coverage Part. One of the companies listed below each a stock company has executed this policy and this policy is counter signed by the officers listed below The Travelers Indemnity Company IND The Phoenix Insurance Company PHX The Charter Oak Fire Insurance Company COF Travelers Property Casualty Company of America TIL The Travelers Indemnity Company of Connecticut TCT The Travelers Indemnity Company of America TIA Travelers Casualty Insurance Company of America ACJ S Veae Lene Wewcty C H Secretary Includes the copyrighted material of Insurance Services Office Inc. with its permission. L. TO 01 01 07 Rev. 06 09 Page 2 of 2 | 2 |
POLICY NUMBER TC2J GLSA1009A614 TIL13 ISSUE DATE 11 15 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALCULATION OF PREMIUM COMPOSITE RATES A. SCHEDULE 1. This endorsement modifies insurance provided under the following Coverage Parts COMMERCIAL GENERAL LIABILITY EMPLOYEE BENEFITS LIABILITY LIQUOR LIABILITY 2. This endorsement applies to the Declarations from 10 31 13 to 10 31 14 1201 AM. Standard Time at your mailing address shown in the Common Policy Declarations. 3. Definition of Premium Base Bases Per 1000 of Audited Sales 4. Exceptions if any to compositing of premium calculation 5. Premium Schedule COVERAGE 342 70050 PREMIUM BASE PER 1000 OF AUDITED SALES ADVANCE PREMIUM 76288 342 70050 ESTIMATED EXPOSURE RATE 500246046 0.1525 PER 1000 OF AUDITED SALES ADVANCE PREMIUM 76288 If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. B. PROVISIONS 1. Referring to the Schedule above the premium for the Coverage Parts shown in item 1 except with respect to any exceptions shown in item 4 shall be computed in accordance with the premium base bases and rate rates desig nated in item 5. 2. The premium for the excepted hazards shall be computed in accordance with the rates and rules filed by us or on our behalf. 3. The advance premium stated above is an es timated premium for the Declarations Period. Upon termination of this period the earned premium shall be computed in accordance with the policy and this endorsement. If the earned premium thus computed exceeds the estimated advance premium paid you shall pay the ex cess to us if less we shall return to you the unearned paid portion. Rates and premiums for any subsequent Declarations Periods shall be determined at the inception date of those respective periods and shall be specified in en dorsements to be added to the policy. After termination of each period the earned premium shall be computed in accordance with the policy and this endorsement. ESTIMATED EXPOSURE 500246046 RATE 0.1525 premium shall be computed in accordance with the policy and this endorsement. If the earned premium thus computed exceeds the estimated advance premium paid you shall pay the ex cess to us if less we shall return to you the unearned paid portion. Rates and premiums for any subsequent Declarations Periods shall be determined at the inception date of those respective periods and shall be specified in en dorsements to be added to the policy. After termination of each period the earned premium shall be computed in accordance with the policy and this endorsement. Page 1 of 1 IL T3 02 07 86 Rev. 12 08 001384 | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BROADENED NAMED INSURED ENDORSEMENT This endorsement modifies insurance provided under the following BOILER AND MACHINERY COVERAGE PART BUSINESSOWNERS POLICY COMMERCIAL CRIME COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS COVERAGE PART COMMERCIAL AUTO COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART EMPLOYEE BENEFITS LIABILITY COVERAGE PART The Named Insured in ltem 1. of the Declarations is as follows The organization named in item 1. of the Declarations and any organization other than a partnership or joint venture over which you maintain ownership or majority interest on the effective date of the policy. Copyright The Travelers Indemnity Company 1994 Page 1 of 1 IL T3 400395 | 2 |
ISSUE DATE11 15 13 POLICY NUMBER TC2J GLSA1009A614 TIL13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EARLIER NOTICE OF CANCELLATION NONRENEWAL PROVIDED BY US This endorsement modifies insurance provided under the following ALL COVERAGE PARTS INCLUDED IN THIS POLICY SCHEDULE Number of Days Notice 60 Number of days Notice 60 CANCELLATION WHEN WE DO NOT RENEW Nonrenewal PROVISIONS A. For any statutorily permitted reason other than B. For any statutorily permitted reason other than nonpayment of premium the number of days re nonpayment of premium the number of days re quired for notice of cancellation as provided in the CONDITIONS Section of this insurance or as amended by any applicable state cancellation endorsement applicable to this insurance is in creased to the number of days shown in the SCHEDULE above. quired for notice of When We Do Not Renew Nonrenewal as provided in the CONDITIONS Section of this insurance or as amended by any applicable state When We Do Not Renew Nonrenewal endorsement applicable to this in surance is increased to the number of days shown in the SCHEDULE above. s 1 o g BE l O O IL T3 20 09 97 o185 Copyright The Travelers Indemnity Company 1997 Page 1 of 1 | 2 |
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N TRAVELERS.l One Tower Square Hartford Connecticut 06183 COMMERCIAL GENERAL LIABILITY POLICY NO. TC2J GLSA1009A614 TIL13 COVERAGE PART DECLARATIONS ISSUE DATE 11 15 13 INSURING COMPANY TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA DECLARATIONS PERIOD From 10 31 13 to 10 31 14 1201 AM. Standard Time at your mailing address shown in the Common Policy Declarations. The Commercial General Liability Coverage Part consists of these Declarations and the Coverage Form shown below. 1. COVERAGE AND LIMITS OF INSURANCE COMMERCIAL GENERAL LIABILITY COVERAGE FORM LIMITS OF INSURANCE General Aggregate Limit Other than Products Completed Operations 5000000 Products Completed Operations Aggregate Limit 5000000 Personal Injury Limit 1000000 Each Occurrence Limit 1000000 Dmge To Premises Rented To You Limit any one premises 100000 Medical Expense Limit any one person 5000 LIMITS OF INSURANCE 5000000 5000000 1000000 1000000 100000 5000 PR R 2. AUDIT PERIOD ANNUAL 3. FORM OF BUSINESS CORPORATION 4. NUMBERS OF FORMS SCHEDULES AND ENDORSEMENTS FORMING PART OF THIS COVERAGE PART ARE ATTACHED AS A SEPARATE LISTING. COMMERCIAL GENERAL LIABILITY COVERAGE IS SUBJECT TO A GENERAL AGGREGATE LIMIT CG T0 011103 Page 1 of Order CG A0 13 11 03 PRODUCER LOCKTON COMPANIES LLC NA287 OFFICE KANSAS CITY 09 001387 COMMERCIAL GENERAL LIABILITY COVERAGE IS SUBJECT TO A GENERAL AGGREGATE LIMIT Page 1 of 1 095 NA287 OFFICE KANSAS CITY | 2 |
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TABLE OF CONTENTS COMMERCIAL GENERAL LIABILITY COVERAGE FORM CG 00011001 SECTION I COVERAGES Coverage A Beginning on Page Bodily Injury and Property INSUring AGreemEeNt.......... cooiiiiiiieeeeeee e Damage Liability Exclusions....... Coverage B Personal and Advertising Insuring Agreement.............. Injury Liability EXCIUSIONS.. ocvoiiiiinieiniiccc Coverage C Medical Payments Insuring Agreement Exclusions Supplementary Payments............ cocooveiiienieiiee e SECTION 1l WHO IS AN INSURED Bankruptcy... Duties in the Event of Occurrence Claim or Suit. Legal Action Against Us. Other Insurance Premium Audit.. Representations...... Separation of Insureds Transfer of Rights of Recovery Against Others To Us. When We Do Not Renew SECTION V DEFINITIONS TABLE OF CONTENTS COMMERCIAL GENERAL LIABILITY COVERAGE FORM CG 00011001 SECTION COVERAGES Beginning on Page Coveraae A TABLE OF CONTENTS COMMERCIAL GENERAL LIABILITY COVERAGE FORM CG 00011001 Coverage A Bodily Injury and Property Insuring Agreement Damage Liability Exclusions...... Coverage B Personal and Advertising Insuring Agreement.................... Injury Liability EXCIUSIONS.... ovoiiiiniiiciccic Coverage C Medical Payments Insuring Agreement EXCIUSIONS... T Supplementary Payments............ cocooveiiienieiiee e SECTION lWHO IS AN INSURED........ coomiimiiiiiciiiscisiciecines e SECTION ll LIMITS OF INSURANCE SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS Bankruptcy... Duties in the Event of Occurrence Claim or Suit Legal Action Against Us. Other Insurance Premium Audit Representations Separation of Insureds.. Transfer of Rights of Recovery Again When We Do Not Renew............ SECTION V DEFINITIONS...... ocoooiiiiiiiiiie s Coverage B Personal and Advertising Injury Liability Insuring Agreement.................. Exclusions... Coverage C Medical Payments CG T0341103 co138s | 2 |
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COMMERCIAL GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY COVERAGE FORM COMMERCIAL GENERAL LI Various provisions in this policy restrict coverage Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations and any other person or organization qualifying as a Named Insured under this policy. The words we us and our refer to the company providing this insurance. The word insured means any person or organization qualifying as such under Section Il Who Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V Definitions. SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured be comes legally obligated to pay as damages because of bodily injury or property dam age to which this insurance applies. We will have the right and duty to defend the insured against any suit seeking those damages. However we will have no duty to defend the insured against any suit seeking damages for bodily injury or property damage to which this insurance does not apply. We may at our discretion investigate any occurrence and settle any claim or suit that may result. But 1 The amount we will pay for damages is limited as described in Section Iif Limits Of Insurance and 2 Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicity provided for under Supplementary Payments Coverages A and B. b. This insurance applies to bodily injury and property damage only if c. 1 The bodily injury or property damage is caused by an occurrence that takes place in the coverage territory 2 The bodily injury or property damage occurs during the policy period and 3 Prior to the policy period no insured listed under Paragraph 1. of Section Il Who Is An Insured and no employee authorized by you to give or receive no tice of an occurrence or claim knew that the bodily injury or property dam age had occurred in whole or in part. If such a listed insured or authorized em ployee knew prior to the policy period that the bodily injury or property dam age occurred then any continuation change or resumption of such bodily in jury or property damage during or after the policy period will be deemed to have been known prior to the policy period. Bodily injury or property damage which occurs during the policy period and was not prior to the policy period known to have oc curred by any insured listed under Paragraph 1. of Section Il Who Is An Insured or any employee authorized by you to give or re ceive notice of an occurrence or claim in cludes any continuation change or resump tion of that bodily injury or property damage after the end of the policy period. Bodily injury or property damage will be deemed to have been known to have oc curred at the earliest time when any insured listed under Paragraph 1. of Section Il Who Is An Insured or any employee authorized by you to give or receive notice of an occur rence or claim 1 Reports all or any part of the bodily in jury or property damage to us or any other insurer 2 Receives a written or verbal demand or claim for damages because of the bodily injury or property damage or 3 Becomes aware by any other means that bodily injury or property damage has occurred or has begun to occur. i anc il 10 NNy v IS0 Properties Inc. 2000 CG 00011001 o01388 Page 1 of 16 | 0 |
COMMERCIAL GENERAL LIABILITY Damages because of bodily injury include damages claimed by any person or organiza tion for care loss of services or death result ing at any time from the bodily injury. 2. Exclusions This insurance does not apply to Expected Or Intended Injury Bodily injury or property damage expected or intended from the standpoint of the in sured. This exclusion does not apply to bod ily injury resulting from the use of reasonable force to protect persons or property. Contractual Liability Bodily injury or property damage for which the insured is obligated to pay damages by reason of the assumption of liability in a con tract or agreement. This exclusion does not apply to liability for damages 1 That the insured would have in the ab sence of the contract or agreement or 2 Assumed in a contract or agreement that is an insured contract provided the bodily injury or property damage oc curs subsequent to the execution of the contract or agreement. Solely for the pur poses of liability assumed in an insured contract reasonable attorney fees and necessary litigation expenses incurred by or for a party other than an insured are deemed to be damages because of bod ily injury or property damage provided a Liability to such party for or for the cost of that party s defense has also been assumed in the same insured contract and Such attorney fees and litigation ex penses are for defense of that party against a civil or alternative dispute resolution proceeding in which dam ages to which this insurance applies are alleged. Liquor Liability Bodily injury or property damage for which any insured may be held liabie by reason of 1 Causing or contributing to the intoxication of any person 2 The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol or b 3 Any statute ordinance or regulation relat ing to the sale gift distribution or use of alcoholic beverages. This exclusion applies only if you are in the business of manufacturing distributing sell ing serving or furnishing alcoholic beverages. Workers Compensation And Similar Laws Any obligation of the insured under a workers compensation disability benefits or unem ployment compensation law or any similar law. Employer s Liability Bodily injury to 1 An employee of the insured arising out of and in the course of a Employment by the insured or b Performing duties related to the con duct of the insured s business or 2 The spouse child parent brother or sis ter of that employee as a consequence of Paragraph 1 above. This exclusion applies 1 Whether the insured may be liable as an employer or in any other capacity and 2 To any obligation to share damages with or repay someone else who must pay damages because of the injury. This exclusion does not apply to liability as sumed by the insured under an insured con tract. Pollution 1 Bodily injury or property damage aris ing out of the actual alleged or threat ened discharge dispersal seepage mi gration release or escape of pollutants a At or from any premises site or loca tion which is or was at any time owned or occupied by or rented or loaned to any insured. However this subparagraph does not apply to i Bodily injury if sustained within a building and caused by smoke fumes vapor or soot from equip ment used to heat that building ii Bodily injury or property dam age for which you may be held liable if you are a contractor and the owner or lessee of such Page 2 of 16 I1SO Properties Inc. 2000 CG 00011001 | 1 |
COMMERCIAL GENERAL LIABILITY premises site or ocation has been added to your policy as an additional insured with respect to your ongoing operations per formed for that additional insured at that premises site or location and such premises site or loca tion is not and never was owned or occupied by or rented or loaned to any insured other than that additional insured or iii Bodily injury or property dam age arising out of heat smoke or fumes from a hostile fire b At or from any premises site or loca c tion which is or was at any time used by or for any insured or others for the handling storage disposal process ing or treatment of waste Which are or were at any time trans ported handled stored treated dis posed of or processed as waste by or for i Any insured or i Any person or organization for whom you may be legally re sponsible or d At or from any premises site or loca tion on which any insured or any con tractors or subcontractors working di rectly or indirectly on any insured s behalf are performing operations if the pollutants are brought on or to the premises site or location in con nection with such operations by such insured contractor or subcontractor. However this subparagraph does not apply to i Bodily injury or property dam age arising out of the escape of fuels lubricants or other operat ing fluids which are needed to perform the normal electrical hy draulic or mechanical functions necessary for the operation of mobile equipment or its parts if such fuels lubricants or other operating fluids escape from a vehicle part designed to hold store or receive them. This ex ception does not apply if the bodily injury or property dam age arises out of the intentional discharge dispersal or release of the fuels lubricants or other op erating fluids or if such fuels lu bricants or other operating fluids are brought on or to the prem ises site or location with the in tent that they be discharged dis persed or released as part of the operations being performed by such insured contractor or sub contractor ii Bodily injury or property dam age sustained within a building and caused by the release of gases fumes or vapors from ma terials brought into that building in connection with operations being performed by you or on your be half by a contractor or subcon tractor or iii Bodily injury or property dam age arising out of heat smoke or fumes from a hostile fire. e At or from any premises site or loca tion on which any insured or any con tractors or subcontractors working di rectly or indirectly on any insured s behalf are performing operations if the operations are to test for monitor clean up remove contain treat de toxify or neutralize or in any way re spond to or assess the effects of poliutants. 2 Any loss cost or expense arising out of any a Request demand order or statutory b or regulatory requirement that any in sured or others test for monitor clean up remove contain treat de toxify or neutralize or in any way re spond to or assess the effects of pollutants or Claim or suit by or on behalf of a governmental authority for damages because of testing for monitoring cleaning up removing containing treating detoxifying or neutralizing or in any way responding to or assess ing the effects of pollutants. R CG 00011001 001380 ISO Properties Inc. 2000 Page 3 of 16 | 1 |
COMMERCIAL GENERAL LIABILITY 2 The use of mobile equipment in or while in practice for or while being pre pared for any prearranged racing speed demolition or stunting activity. War Bodily injury or property damage due to war whether or not declared or any act or condition incident to war. War includes civil war insurrection rebellion or revolution. This exclusion applies only to liability assumed under a contract or agreement. Damage To Property Property damage to 1 Property you own rent or occupy includ ing any costs or expenses incurred by you or any other person organization or entity for repair replacement enhance ment restoration or maintenance of such property for any reason including preven tion of injury to a person or damage to another s property Premises you sell give away or abandon if the property damage arises out of any part of those premises 3 Property loaned to you 4 Personal property in the care custody or control of the insured 5 That particular part of real property on which you or any contractors or subcon tractors working directly or indirectly on your behalf are performing operations if the property damage arises out of those operations or 6 That particular part of any property that must be restored repaired or replaced because your work was incorrectly per formed on it. Paragraphs 1 3 and 4 of this exclusion do not apply to property damage other than damage by fire to premises including the contents of such premises rented to you for a period of 7 or fewer consecutive days. A separate limit of insurance applies to Damage To Premises Rented To You as described in Section HI Limits Of Insurance. 2 Paragraph 2 of this exclusion does not apply if the premises are your work and were never occupied rented or held for rental by you. However this paragraph does not apply to liability for damages because of prop erty damage that the insured would have in the absence of such request demand order or statutory or regulatory require ment or such claim or suit by or on be half of a governmental authority. Aircraft Auto Or Watercraft Bodily injury or property damage arising out of the ownership maintenance use or en trustment to others of any aircraft auto or watercraft owned or operated by or rented or loaned to any insured. Use includes operation and loading or unloading This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property dam age involved the ownership maintenance use or entrustment to others of any aircraft auto or watercraft that is owned or operated by or rented or loaned to any insured. This exclusion does not apply to 1 A watercraft while ashore on premises you own or rent 2 A watercraft you do not own that is a Less than 26 feet long and b Not being used to carry persons or property for a charge 3 Parking an auto on or on the ways next to premises you own or rent provided the auto is not owned by or rented or loaned to you or the insured Liability assumed under any insured con tract for the ownership maintenance or use of aircraft or watercraft or Bodily injury or property damage aris ing out of the operation of any of the equipment listed in Paragraph f.2 or 1.3 of the definition of mobile equip ment. Mobile Equipment Bodily injury or property damage arising out of 1 The transportation of mobile equipment by an auto owned or operated by or rented or loaned to any insured or 4 5 Page 4 of 16 ISO Properties Inc. 2000 CG 00011001 | 1 |
COMMERCIAL GENERAL LIABILITY o. Personal And Advertising Injury Bodily injury arising out of personal and advertising injury Exclusions c. through n. do not apply to damage by fire to premises while rented to you or tempo rarily occupied by you with permission of the owner. A separate limit of insurance applies to this coverage as described in Section Ill Limits Of Insurance. COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured be comes legally obligated to pay as damages because of personal and advertising injury to which this insurance applies. We will have the right and duty to defend the insured against any suit seeking those damages. However we will have no duty to defend the insured against any suit seeking damages for personal and advertising injury to which this insurance does not apply. We may at our discretion investigate any offense and settle any claim or suit that may result. But 1 The amount we will pay for damages is limited as described in Section lli Limits Of Insurance and Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. 2 No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments Coverages A and B. This insurance applies to personal and ad vertising injury caused by an offense arising out of your business but only if the offense was committed in the coverage territory dur ing the policy period. 2. Exclusions This insurance does not apply to a. Knowing Violation Of Rights Of Another Personal and advertising injury caused by or at the direction of the insured with the knowledge that the act would violate the rights of another and would inflict personal and advertising injury. Paragraphs 3 4 5 and 6 of this exclu sion do not apply to liability assumed under a sidetrack agreement. Paragraph 6 of this exclusion does not apply o property damage included in the prod ucts completed operations hazard. Damage To Your Product Property damage to your product arising out of it or any part of it. Damage To Your Work Property damage to your work arising out of it or any part of it and included in the products completed operations hazard. This exclusion does not apply if the damaged work or the work out of which the damage arises was performed on your behalf by a subcontractor.. Damage To Impaired Property Or Property Not Physically Injured Property damage to impaired property or property that has not been physically injured arising out of 1 A defect deficiency inadequacy or dan gerous condition in your product or your work or 2 A delay or failure by you or anyone acting on your behalf to perform a contract or agreement in accordance with its terms. This exclusion does not apply to the loss of use of other property arising out of sudden and accidental physical injury to your prod uct or your work after it has been put to its intended use. Recall Of Products Work Or Impaired Property Damages claimed for any loss cost or ex pense incurred by you or others for the loss of use withdrawal recall inspection repair re placement adjustment removal or disposal of 1 Your product 2 Your work or 3 Impaired property if such product work or property is withdrawn or recalled from the market or from use by any person or organization because of a known or suspected defect deficiency in adequacy or dangerous condition in it. L 50 11111 AT O 5 Il I v ISO Properties Inc. 2000 Page 5 of 16 CG 00011001 cotast | 1 |
COMMERCIAL GENERAL LIABILITY Material Published With Knowiedge Of Falsity Personal and advertising injury arising out of oral or written publication of material if done by or at the direction of the insured with knowledge of its falsity. Material Published Prior To Policy Period Personal and advertising injury arising out of oral or written publication of material whose first publication took place before the begin ning of the policy period. Criminal Acts Personal and advertising injury arising out of a criminal act committed by or at the direc tion of the insured. Contractual Liabili Personal and advertising injury for which the insured has assumed liability in a contract or agreement. This exclusion does not apply to liability for damages that the insured would have in the absence of the contract or agreement. Breach Of Contract Personal and advertising injury arising out of a breach of contract except an implied contract to use another s advertising idea in your advertisement. Quality Or Performance Of Goods Fail ure To Conform To Statements Personal and advertising injury arising out of the failure of goods products or services to conform with any statement of quality or per formance made in your advertisement. Wrong Description Of Prices Personal and advertising injury arising out of the wrong description of the price of goods products or services stated in your adver tisement. Infringement Of Copyright Patent Trade mark Or Trade Secret Personal and advertising injury arising out of the infringement of copyright patent trademark trade secret or other intellectual property rights. However this exclusion does not apply to in fringement in your advertisement of copy right trade dress or slogan. Insureds In Media And Internet Type Busi nesses Personal and advertising injury committed by an insured whose business is 1 Advertising broadcasting publishing or telecasting Designing or determining content of web sites for others or An Internet search access content or service provider. However this exclusion does not apply to Paragraphs 14.a. b. and c. of personal and advertising injury under the Definitions Sec tion. For the purposes of this exclusion the placing of frames borders or links or advertising for you or others anywhere on the Internet is not by itself considered the business of advertis ing broadcasting publishing or telecasting. Electronic Chatrooms Or Bulletin Boards Personal and advertising injury arising out of an electronic chatroom or bulletin board the insured hosts owns or over which the in sured exercises control. Unauthorized Use Of Another s Name Or Product 2 3 Personal and advertising injury arising out of the unauthorized use of another s name or product in your e mail address domain name or metatag or any other similar tactics to mis lead another s potential customers.. Pollution Personal and advertising injury arising out of the actual alleged or threatened discharge dispersal seepage migration release or es cape of pollutants at any time. Pollution Related Any loss cost or expense arising out of any 1 Request demand or order that any in sured or others test for monitor clean up remove contain treat detoxify or neutral ize or in any way respond to or assess the effects of pollutants or Claim or suit by or on behalf of a govern mental authority for damages because of testing for monitoring cleaning up re moving containing treating detoxifying or neutralizing or in any way responding 2 Page 6 of 16 ISO Properties Inc. 2000 CG 00011001 | 1 |
COMMERCIAL GENERAL LIABILITY to or assessing the effects of pollut ants. COVERAGE C MEDICAL PAYMENTS 1. Insuring Agreement a. We will pay medical expenses as described below for bodily injury caused by an acci dent 1 On premises you own or rent 2 On ways next to premises you own or rent or 3 Because of your operations provided that 1 The accident takes place in the coverage territory and during the policy period 2 The expenses are incurred and reported to us within one year of the date of the accident and 3 The injured person submits to examina tion at our expense by physicians of our choice as often as we reasonably require. We will make these payments regardless of fault. These payments will not exceed the ap plicable limit of insurance. We will pay rea sonable expenses for 1 First aid administered at the time of an accident 2 Necessary medical surgical x ray and dental services including prosthetic de vices and 3 Necessary ambulance hospital profes sional nursing and funeral services. Exclusions We will not pay expenses for bodily injury a. Any Insured To any insured except volunteer work ers b. Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured. c. Injury On Normally Occupied Premises To a person injured on that part of prem ises you own or rent that the person nor mally occupies. d. Workers Compensation And Similar Laws To a person whether or not an em ployee of any insured if benefits for the bodily injury are payable or must be provided under a workers compensation or disability benefits law or a similar law. e. Athletics Activities To a person injured while taking part in athletics. f. Products Completed Operations Haz ard Included within the products completed operations hazard. g. Coverage A Exclusions Excluded under Coverage A. h. War Due to war whether or not declared or any act or condition incident to war. War includes civil war insurrection rebellion or revolution. SUPPLEMENTARY PAYMENTS COVERAGES A AND B 1. We will pay with respect to any claim we investi gate or settle or any suit against an insured we defend a. b. All expenses we incur. Up to 250 for cost of bail bonds required be cause of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. The cost of bonds to release attachments but only for bond amounts within the applicable limit of insurance. We do not have to fumnish these bonds.. All reasonable expenses incurred by the in sured at our request to assist us in the inves tigation or defense of the claim or suit in cluding actual loss of earnings up to 250 a day because of time off from work. All costs taxed against the insured in the suit. Prejudgment interest awarded against the in sured on that part of the judgment we pay. If we make an offer to pay the applicable limit of insurance we will not pay any prejudgment 000 00O CG 00011001 oot3ez ISO Properties Inc. 2000 Page 7 of 16 | 1 |
COMMERCIAL GENERAL LIABILITY interest based on that period of time after the offer. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or de posited in court the part of the judgment that is within the applicable limit of insurance. These payments will not reduce the limits of in surance If we defend an insured against a suit and an indemnitee of the insured is also named as a party to the suit we will defend that indemnitee if all of the following conditions are met The suit against the indemnitee seeks dam ages for which the insured has assumed the liability of the indemnitee in a contract or agreement that is an insured contract This insurance applies to such liability as sumed by the insured The obligation to defend or the cost of the defense of that indemnitee has also been assumed by the insured in the same insured contract The allegations in the suit and the informa tion we know about the occurrence are such that no conflict appears to exist between the interests of the insured and the interests of the indemnitee The indemnitee and the insured ask us to conduct and control the defense of that in demnitee against such suit and agree that we can assign the same counsel to defend the insured and the indemnitee and The indemnitee 1 Agrees in writing to a Cooperate with us in the investiga tion settlement or defense of the suit b Immediately send us copies of any demands notices summonses or le gal papers received in connection with the suit Notify any other insurer whose cov erage is available to the indemnitee and Cooperate with us with respect to co ordinating other applicable insurance available to the indemnitee and 2 Provides us with written authorization to g d a Obtain records and other information related to the suit and b Conduct and control the defense of the indemnitee in such suit. So long as the above conditions are met attor neys fees incurred by us in the defense of that indemnitee necessary litigation expenses in curred by us and necessary litigation expenses incurred by the indemnitee at our request will be paid as Supplementary Payments. Notwithstand ing the provisions of Paragraph 2.b.2 of Section I Coverage A Bodily Injury And Property Damage Liability such payments will not be deemed to be damages for bodily injury and property damage and will not reduce the limits of insurance. Qur obligation to defend an insured s indemnitee and to pay for attorneys fees and necessary liti gation expenses as Supplementary Payments ends when a. We have used up the applicable limit of in surance in the payment of judgments or set tlements or b. The conditions set forth above or the terms of the agreement described in Paragraph f. above are no longer met. SECTION Il WHO IS AN INSURED 1. If you are designated in the Declarations as a. An individual you and your spouse are insur eds but only with respect to the conduct of a business of which you are the sole owner. b. A partnership or joint venture you are an in sured. Your members your partners and their spouses are also insureds but only with respect to the conduct of your business.. A limited liability company you are an in sured. Your members are also insureds but only with respect to the conduct of your busi ness. Your managers are insureds but only with respect to their duties as your managers. d. An organization other than a partnership joint venture or limited liability company you are an insured. Your executive officers and di rectors are insureds but only with respect to their duties as your officers or directors. Your stockholders are also insureds but only with respect to their liability as stockholders. e. Atrust you are an insured. Your trustees are also insureds but only with respect to their duties as trustees. Page 8 of 16 ISO Properties Inc. 2000 CG 00011001 | 1 |
COMMERCIAL GENERAL LIABILITY 2. Each of the following is also an insured a. Your volunteer workers only while perform ing duties related to the conduct of your busi ness or your employees other than either your executive officers if you are an organi zation other than a partnership joint venture or limited liability company or your managers if you are a limited liability company but only for acts within the scope of their em ployment by you or while performing duties related to the conduct of your business. How ever none of these employees or volunteer workers are insureds for 1 Bodily injury or personal and advertis ing injury a To you to your partners or members if you are a partnership or joint ven ture to your members if you are a limited liability company to a co employee while in the course of his or her employment or performing du ties related to the conduct of your business or to your other volunteer workers while performing duties re lated to the conduct of your business b To the spouse child parent brother or sister of that coemployee or volunteer worker as a consequence of Paragraph 1a above For which there is any obligation to share damages with or repay some one else who must pay damages be cause of the injury described in Para graphs 1a or b above or d Arising out of his or her providing or failing to provide professional health care services. 2 Property damage to property a Owned occupied or used hy b Rented to in the care custody or control of or over which physical con trol is being exercised for any pur pose by you any of your employees volunteer workers any partner or member if you are a partnership or joint venture or any member if you are a limited liability com pany. c b. Any person other than your employee or volunteer worker or any organization while acting as your real estate manager. c. Any person or organization having proper temporary custody of your property if you die but only 1 With respect to liability arising out of the maintenance or use of that property and 2 Until your legal representative has been appointed. d. Your legal representative if you die but only with respect to duties as such. That represen tative will have all your rights and duties un der this Coverage Part. With respect to mobile equipment registered in your name under any motor vehicle registration law any person is an insured while driving such equipment along a public highway with your per mission. Any other person or organization re sponsible for the conduct of such person is also an insured but only with respect to liability arising out of the operation of the equipment and only if no other insurance of any kind is available to that person or organization for this liability. However no person or organization is an insured with re spect to a. Bodily injury to a coemployee of the per son driving the equipment or b. Property damage to property owned by rented to in the charge of or occupied by you or the employer of any person who is an in sured under this provision Any organization you newly acquire or form other than a partnership joint venture or limited liability company and over which you maintain ownership or majority interest will qualify as a Named In sured if there is no other similar insurance avail able to that organization. However a. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy pe riod whichever is earlier b. Coverage A does not apply to bodily injury or property damage that occurred before you acquired or formed the organization and c. Coverage B does not apply to personal and advertising injury arising out of an offense committed before you acquired or formed the organization. M O Ll AN o CG 000110 01 01393 1SO Properties Inc. 2000 Page 9 of 16 | 1 |
COMMERCIAL GENERAL LIABILITY No person or organization is an insured with respect to the conduct of any current or past partnership joint venture or limited liability company that is not shown as a Named Insured in the Declarations. SECTION Ill LIMITS OF INSURANCE 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay re gardless of the number of a. Insureds b. Claims made or suits brought or c. Persons or organizations making claims or bringing suits. The General Aggregate Limit is the most we will pay for the sum of a. Medical expenses under Coverage C b. Damages under Coverage A except dam ages because of bodily injury or property damage included in the products completed operations hazard and c. Damages under Coverage B. The Products Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of bodily injury and prop erty damage included in the products completed operations hazard. Subject to 2. above the Personal and Advertising Injury Limit is the most we will pay under Cover age B for the sum of all damages because of all personal and advertising injury sustained by any one person or organization. Subject to 2. or 3. above whichever applies the Each Occurrence Limit is the most we will pay for the sum of a. Damages under Coverage A and b. Medical expenses under Coverage C because of all bodily injury and property dam age arising out of any one occurrence. Subject to 5. above the Damage To Premises Rented To You Limit is the most we will pay un der Coverage A for damages because of prop erty damage to any one premises while rented to you or in the case of damage by fire while rented to you or temporarily occupied by you with permission of the owner. Subject to 5. above the Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of bodily injury sus tained by any one person. Page 10 of 16 I1SO Prope The Limits of Insurance of this Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months starting with the beginning of the policy period shown in the Declarations unless the policy period is extended after issuance for an additional period of less than 12 months. In that case the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance. SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS 1. Bankruptcy Bankruptcy or insolvency of the insured or of the insured s estate will not relieve us of our obliga tions under this Coverage Part. 2. Duties In The Event Of Occurrence Offense Claim Or Suit a. You must see to it that we are notified as soon as practicable of an occurrence or an offense which may result in a claim. To the extent possible notice should include 1 How when and where the occurrence or offense took place 2 The names and addresses of any injured persons and witnesses and 3 The nature and location of any injury or damage arising out of the occurrence or offense. b. If a claim is made or suit is brought against any insured you must 1 Immediately record the specifics of the claim or suit and the date received and 2 Notify us as soon as practicable. You must see to it that we receive written no tice of the claim or suit as soon as practica ble. c. You and any other involved insured must 1 tmmediately send us copies of any de mands notices summonses or legal pa pers received in connection with the claim or suit 2 Authorize us to obtain records and other information 3 Cooperate with us in the investigation or settlement of the claim or defense against the suit and 4 Assist us upon our request in the en forcement of any right against any person ISO Properties Inc. 2000 CG 00011001 | 1 |
COMMERCIAL GENERAL LIABILITY or organization which may be liable to the insured because of injury or damage to which this insurance may also apply. d. No insured will except at that insured s own cost voluntarily make a payment assume any obligation or incur any expense other than for first aid without our consent. Legal Action Against Us No person or organization has a right under this Coverage Part a. To join us as a party or otherwise bring us into a suit asking for damages from an in sured or b. To sue us on this Coverage Part unless all of its terms have been fully complied with. A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured but we will not be liable for damages that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. An agreed settl ment means a settlement and release of liability signed by us the insured and the claimant or the claimant s legal representative. Other Insurance If other valid and collectible insurance is available to the insured for a loss we cover under Cover ages A or B of this Coverage Part our obligations are limited as follows a. Primary Insurance This insurance is primary except when b. be low applies. If this insurance is primary our obligations are not affected unless any of the other insurance is also primary. Then we will share with all that other insurance by the method described in c. below. b. Excess Insurance This insurance is excess over 1 Any of the other insurance whether pri mary excess contingent or on any other basis a That is Fire Extended Coverage Builder s Risk Installation Risk or similar coverage for your work b That is Fire insurance for premises rented to you or temporarily occupied by you with permission of the owner c That is insurance purchased by you to cover your liability as a tenant for property damage to premises rented to you or temporarily occupied by you with permission of the owner or d If the loss arises out of the mainte nance or use of aircraft autos or watercraft to the extent not subject to Exclusion g. of Section Coverage A Bodily Injury And Property Dam age Liability. 2 Any other primary insurance available to you covering liability for damages arising out of the premises or operations for which you have been added as an addi tional insured by attachment of an en dorsement. When this insurance is excess we will have no duty under Coverages A or B to defend the insured against any suit if any other in surer has a duty to defend the insured against that suit. If no other insurer defends we will undertake to do so but we will be entitled to the insured s rights against all those other in surers. When this insurance is excess over other in surance we will pay only our share of the amount of the loss if any that exceeds the sum of 1 The total amount that all such other in surance would pay for the loss in the ab sence of this insurance and 2 The total of all deductible and self insured amounts under all that other insurance. We will share the remaining loss if any with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part. Method Of Sharing If all of the other insurance permits contribu tion by equal shares we will follow this method also. Under this approach each in surer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains whichever comes first. If any of the other insurance does not permit contribution by equal shares we will contrib CG 00011001 oo1aes 1SO Properties Inc. 2000 Page 11 of 16 | 1 |
COMMERCIAL GENERAL LIABILITY ute by limits. Under this method each in surer s share is based on the ratio of its appli cable limit of insurance to the total applicable limits of insurance of all insurers. 5. Premium Audit a. We will compute all premiums for this Cover age Part in accordance with our rules and rates. b. Premium shown in this Coverage Part as ad vance premium is a deposit premium only. At the close of each audit period we will com pute the eamed premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premi ums is the date shown as the due date on the bill. If the sum of the advance and audit pre miums paid for the policy period is greater than the earned premium we will return the excess to the first Named Insured.. The first Named Insured must keep records of the information we need for premium compu tation and send us copies at such times as we may request. 6. Representations By accepting this policy you agree a. The statements in the Declarations are accu rate and complete b. Those statements are based upon represen tations you made to us and c. We have issued this policy in reliance upon your representations. 7. Separation Of Insureds Except with respect to the Limits of Insurance and any rights or duties specifically assigned in this Coverage Part to the first Named Insured this insurance applies a. As if each Named Insured were the only Named Insured and b. Separately to each insured against whom claim is made or suit is brought. 8. Transfer Of Rights Of Recovery Against Oth ers To Us If the insured has rights to recover all or part of any payment we have made under this Coverage Part those rights are transferred to us. The in sured must do nothing after loss to impair them. At our request the insured will bring suit or transfer those rights to us and help us enforce them. When We Do Not Renew If we decide not to renew this Coverage Part we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 30 days before the expi ration date. If notice is mailed proof of mailing will be suffi cient proof of notice. SECTION V DEFINITIONS 1. Advertisement means a notice that is broadcast or published to the general public or specific mar ket segments about your goods products or ser vices for the purpose of attracting customers or supporters. For the purposes of this definition a. Notices that are published include material placed on the Intemnet or on similar electronic means of communication and b. Regarding web sites only that part of a web site that is about your goods products or ser vices for the purposes of attracting customers or supporters is considered an advertisement. Auto means a land motor vehicle trailer or semitrailer designed for travel on public roads in cluding any attached machinery or equipment. But auto does not include mobile equipment. Bodily injury means bodily injury sickness or disease sustained by a person including death resulting from any of these at any time. Coverage territory means a. The United States of America including its territories and possessions Puerto Rico and Canada b. International waters or airspace but only if the injury or damage occurs in the course of travel or transportation between any places included in a. above or c. All other parts of the world if the injury or damage arises out of 1 Goods or products made or sold by you in the territory described in a. above 2 The activities of a person whose home is in the territory described in a. above but is away for a short time on your business or Personal and advertising injury offenses that take place through the Internet or similar electronic means of communica tion 3 Page 12 of 16 ISO Properties Inc. 2000 CG 00011001 | 1 |
COMMERCIAL GENERAL LIABILITY damage to a third person or organization. Tort liability means a liability that would be imposed by law in the absence of any con tract or agreement. Paragraph f. does not include that part of any contract or agreement 1 That indemnifies a railroad for bodily in jury or property damage arising out of construction or demoalition operations within 50 feet of any railroad property and affecting any railroad bridge or trestle tracks road beds tunnel underpass or Crossing 2 That indemnifies an architect engineer or surveyor for injury or damage arising out of a Preparing approving or failing to prepare or approve maps shop drawings opinions reports surveys field orders change orders or draw ings and specifications or b Giving directions or instructions or failing to give them if that is the pri mary cause of the injury or damage or Under which the insured if an architect engineer or surveyor assumes liability for an injury or damage arising out of the in sured s rendering or failure to render pro fessional services including those listed in 2 above and supervisory inspection architectural or engineering activities. 10. Leased worker means a person leased to you 1. by a labor leasing firm under an agreement be tween you and the labor leasing firm to perform duties related to the conduct of your business. Leased worker does not include a temporary worker. Loading or unloading means the handling of property a. After it is moved from the place where it is accepted for movement into or onto an air craft watercraft or auto b. While it is in or on an aircraft watercraft or auto or c. While it is being moved from an aircraft wa tercraft or auto to the place where it is finally delivered but loading or unloading does not include the movement of property by means of a mechanical provided the insured s responsibility to pay dam ages is determined in a suit on the merits in the territory described in a. above or in a settlement we agree to. Employee includes a leased worker. Em ployee does not include a temporary worker. Executive officer means a person holding any of the officer positions created by your charter con stitution by laws or any other similar goveming document. Hostile fire means one which becomes uncon trollable or breaks out from where it was intended to be. Impaired property means tangible property other than your product or your work that can not be used or is less useful because a. It incorporates your product or your work that is known or thought to be defective defi cient inadequate or dangerous or b. You have failed to fulfill the terms of a con tract or agreement if such property can be restored to use by a. The repair replacement adjustment or re moval of your product or your work or b. Your fulfilling the terms of the contract or agreement. Insured contract means a. A contract for a lease of premises. However that portion of the contract for a lease of premises that indemnifies any person or or ganization for damage by fire fo premises while rented to you or temporarily occupied by you with permission of the owner is not an insured contract b. A sidetrack agreement c. Any easement or license agreement except in connection with construction or demolition operations on or within 50 feet of a railroad d. An obligation as required by ordinance to in demnify a municipality except in connection with work for a municipality e. An elevator maintenance agreement f. That part of any other contract or agreement pertaining to your business including an in demnification of a municipality in connection with work performed for a municipality under which you assume the tort liability of another party to pay for bodily injury or property Page 13 of 16 ISO Properties Inc. 2000 CG 00 01 1001 001085 | 1 |
COMMERCIAL GENERAL LIABILITY 12. device other than a hand truck that is not at tached to the aircraft watercraft or auto. Mobile equipment means any of the following types of land vehicles including any attached machinery or equipment a. Bulldozers farm machinery forklifts and other vehicles designed for use principally off public roads b. Vehicles maintained for use solely on or next to premises you own or rent c. Vehicles that travel on crawler treads Vehicles whether self propelled or not main tained primarily to provide mobility to perma nently mounted 1 Power cranes shovels loaders diggers or drills or 2 Road construction or resurfacing equip ment such as graders scrapers or rollers e. Vehicles not described in a. b. c. or d. above that are not self propelled and are maintained primarily to provide mobility to permanently attached equipment of the fol lowing types 1 Air compressors pumps and generators including spraying welding building cleaning geophysical exploration lighting and well servicing equipment or 2 Cherry pickers and similar devices used to raise or lower workers f. Vehicles not described in a. b. c. or d. above maintained primarily for purposes other than the transportation of persons or cargo. However self propelled vehicles with the fol lowing types of permanently attached equip ment are not mobile equipment but will be considered autos 1 Equipment designed primarily for a Snow removal b Road maintenance but not construc tion or resurfacing or c Street cleaning 2 Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers and Air compressors pumps and generators including spraying welding building cleaning geophysical exploration lighting and well servicing equipment. 13. Occurrence means an accident including 14. 15. 16. continuous or repeated exposure to substantially the same general harmful conditions. Personal and advertising injury means injury including consequential bodily injury arising out of one or more of the following offenses a. False arrest detention or imprisonment b. Malicious prosecution The wrongful eviction from wrongful entry into or invasion of the right of private occu pancy of a room dwelling or premises that a person occupies committed by or on behalf of its owner landlord or lessor d. Oral or written publication in any manner of material that slanders or libels a person or or ganization or disparages a person s or or ganization s goods products or services e. Oral or written publication in any manner of material that violates a person s right of pri vacy f. The use of another s advertising idea in your advertisement or g. Infringing upon another s copyright trade dress or slogan in your advertisement. Pollutants mean any solid liquid gaseous or thermal irritant or contaminant including smoke vapor soot fumes acids alkalis chemicals and waste. Waste includes materials to be recycled reconditioned or reclaimed. Products completed operations hazard a. Includes all bodily injury and property dam age occurring away from premises you own or rent and arising out of your product or your work except 1 Products that are still in your physical possession or 2 Work that has not yet been completed or abandoned. However your work will be deemed completed at the earliest of the following times a When all of the work called for in your contract has been completed. b When all of the work to be done at the job site has been completed if your contract calls for work at more than one job site. c When that part of the work done at a job site has been put to its intended Page 14 of 16 ISO Properties Inc. 2000 CG 00011001 | 1 |
COMMERCIAL GENERAL LIABILITY use by any person or organization other than another contractor or sub contractor working on the same pro ject. Work that may need service mainte nance correction repair or replacement but which is otherwise complete will be treated as completed. b. Does not include bodily injury or property damage arising out of 1 The transportation of property unless the injury or damage arises out of a condition in or on a vehicle not owned or operated by you and that condition was created by the loading or unloading of that vehicle by any insured 2 The existence of tools uninstalled equipment or abandoned or unused ma terials or Products or operations for which the clas sification listed in the Declarations or in a policy schedule states that products completed operations are subject to the General Aggregate Limit. 17. Property damage means a. Physical injury to tangible property including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it or b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the occur rence that caused it. For the purposes of this insurance electronic data is not tangible property. As used in this definition electronic data means information facts or programs stored as or on created or used on or transmitted to or from computer software including systems and appli cations software hard or floppy disks CD ROMS tapes drives cells data processing devices or any other media which are used with electroni cally controlled equipment. 18. Suit means a civil proceeding in which damages because of bodily injury property damage or personal and advertising injury to which this in surance applies are alleged. Suit includes a. An arbitration proceeding in which such dam ages are claimed and to which the insured must submit or does submit with our consent or b. Any other alternative dispute resolution pro ceeding in which such damages are claimed and to which the insured submits with our consent 19. Temporary worker means a person who is furnished to you to substitute for a permanent employee on leave or to meet seasonal or short term workload conditions. 20. Volunteer worker means a person who is not your employee and who donates his or her work and acts at the direction of and within the scope of duties determined by you and is not paid a fee salary or other compensation by you or anyone else for their work performed for you. 21. Your product a. Means 1 Any goods or products other than real property manufactured sold handled distributed or disposed of by a You b Others trading under your name or c A person or organization whose busi ness or assets you have acquired and Containers other than vehicles materi als parts or equipment furnished in con nection with such goods or products. b. Includes 2 1 Warranties or representations made at any time with respect to the fitness qual ity durability performance or use of your product and 2 The providing of or failure to provide warmings or instructions. c. Does not include vending machines or other property rented to or located for the use of others but not soid. 22. Your work a. Means 1 Work or operations performed by you or on your behalf and 2 Materials parts or equipment furnished in connection with such work or operations. ISO Properties Inc. 2000 Page 15 of 16 CG 00011001 001388 | 1 |
COMMERCIAL GENERAL LIABILITY b. Includes 1 Warranties or representations made at any time with respect to the fitness qual ity durability performance or use of your work and 2 The providing of or failure to provide warnings or instructions. Page 16 of 16 ISO Properties Inc. 2000 CG 00011001 | 1 |
COMMERCIAL GENERAL LIABILITY POLICY NUMBER TC2J GLSA1009A614 TIL13 ISSUE DATE 11 15 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Additional Insured Persons or Organizations Any person or entity with whom you have agreed in a written contract executed prior to loss to name as an additonal insured but only for the 1imits agreed to in such contract or the limits of insurance of this policy whichever is less. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury property damage personal injury or advertising injury caused in whole orin part by your acts or omissions or the acts or omissions of those acting on your behalf A. In the performance of your ongoing operations or B. In connection with your premises owned by or rented to you. CG D4 1104 08 oot13e7 Page 1 of 1 2008 The Travelers Companies Inc. Includes the copyrighted material of Insurance Services Office Inc. with its permission | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY CG D4710209 This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS A. AMENDMENT OF DEFINITION OF PERSONAL AND ADVERTISING INJURY The following replaces the definition of personal and advertising injury in the DEFINITIONS Sec tion Personal and advertising injury means personal injury or advertising injury.. AMENDMENT OF CONTRACTUAL LIABILITY EXCLUSION EXCEPTION FOR DAMAGES BECAUSE OF PERSONAL INJURY ASSUMED BY NAMED INSURED IN AN INSURED CON TRACT 1. The following is added to Exclusion e. Con tractual Liability in Paragraph 2. of SEC TION COVERAGES COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY This exclusion also does not apply to liability for damages because of personal injury as sumed by you in a contract or agreement that is an insured contract provided that the personal injury is caused by an offense committed subsequent to the execution of the contract or agreement. Solely for the pur poses of liability assumed by you in an in sured contract reasonable attorney fees and necessary litigation expenses incurred by or for a party other than an insured will be deemed to be damages because of personal injury provided that 1 Liability to such party for or for the cost of that party s defense has also been as sumed by you in the same insured con tract and Such attorney fees and litigation ex penses are for defense of that party against a civil or alternative dispute reso lution proceeding in which damages to which this insurance applies are alleged. 2 2009 The Travelers Companies Inc. 2. The following replaces the third sentence of Paragraph 2. of SUPPLEMENTARY PAY MENTS COVERAGES A AND B Notwithstanding the provisions of Paragraph 2.b.2 of Section Coverage A Bodily In jury And Property Damage Liability or Para graph 2.e. of Section Coverage B Per sonal and Advertising Injury Liability such payments will not be deemed to be damages because of bodily injury property damage or personal injury and will not reduce the limits of insurance. 3. The following replaces the first paragraph of Paragraph f. of the definition of insured con tract in the DEFINITIONS Section f. That part of any other contract or agree ment pertaining to your business includ ing an indemnification of a municipality in connection with work performed for a municipality under which you assume the tort liability of another party to pay for bodily injury property damage or per sonal injury to a third party or organiza tion. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement.. AMENDMENT OF OTHER EXCLUSIONS 1. The following replaces Exclusion b. Material Published With Knowledge Of Falsity in Paragraph 2. of SECTION COVERAGES COVERAGE B PERSONAL AND ADVER TISING INJURY LIABILITY b. Material Published With Knowledge Of Falsity Personal injury or advertising injury arising out of oral or written publication including publication by electronic means of material if done by or at the direction of the insured with knowledge of its fal sity. 2. The following replaces Exclusion c. Material Published Prior To Policy Period in Para Page 1 of 4 includes copyrighted material of Insurance Services Office Inc. with its permission CG D4710209 | 2 |
COMMERCIAL GENERAL LIABILITY graph 2. of SECTION COVERAGES COVERAGE B PERSONAL AND ADVER TISING INJURY LIABILITY c. Material Published Or Used Prior To Policy Period 1 Personal injury or advertising in jury arising out of oral or written pub lication including publication by elec tronic means of material whose first publication took place before the be ginning of the policy period or Advertising injury arising out of in fringement of copyright title or slo gan in your advertisement whose first infringement in your advertise ment was committed before the be ginning of the policy period. The following replaces Exclusion f. Breach Of Contract in Paragraph 2. of SECTION COVERAGES COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY f. Breach Of Contract Advertising injury arising out of a breach of contract. The following replaces Exclusion g. Quality Or Performance of Goods Failure To Conform To Statements in Paragraph 2. of SECTION COVERAGES COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY g. Quality Or Performance Of Goods Failure To Conform To Statements Advertising injury arising out of the fail ure of goods products or services to con form with any statement of quality or per formance made in your advertisement The following replaces Exclusion h. Wrong Description Of Prices in Paragraph 2. of SECTION COVERAGES COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY h. Wrong Description Of Prices Advertising injury arising out of the wrong description of the price of goods products or services stated in your ad vertisement. The following replaces Exclusion i. In fringement Of Copyright Patent Trade mark Or Trade Secret in Paragraph 2. of SECTION COVERAGES COVERAGE B 2 PERSONAL AND ADVERTISING INJURY LIABILITY i. Intellectual Property Personal injury or advertising injury arising out of any actual or alleged in fringement or violation of any of the fol lowing rights or laws or any other per sonal injury or advertising injury alleged in any claim or suit that also alleges any such infringement or violation 1 Copyright 2 Patent 3 Trade dress 4 Trade name 5 Trademark 6 Trade secret or 7 Other intellectual property rights or laws. This exclusion does not apply to 1 Advertising injury arising out of any actual or alleged infringement or vio lation of another s copyright title or slogan in your advertisement or Any other personal injury or adver tising injury alleged in any claim or suit that also alleges any such in fringement or violation of another s copyright title or slogan in your advertisement. 7. The following replaces Exclusion j. Insureds In Media And Internet Type Businesses in Paragraph 2. of SECTION COVERAGES COVERAGE B PERSONAL AND ADVER TISING INJURY LIABILITY J. Insureds In Media And Internet Type Businesses Personal injury or advertising injury arising out of an offense committed by an insured whose business is 1 Advertising broadcasting or pub lishing 2 Designing or determining content of web sites for others or 3 An Internet search access content or service provider. This exclusion does not apply to Para graphs a.1 2 and 3 of the definition of personal injury. For the purposes of this exclusion mpanies Inc. CGD4710209 sices Office Inc. with its permission. v 6. The fringe mark SECT Page 2 of 4 oo1a88 2009 The Travelers Companies Inc. Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
COMMERCIAL GENERAL LIABILITY CGD4710209 1 Creating and producing correspon dence written in the conduct of your business bulletins financial or an nual reports or newsletters about your goods products or services will not be considered the business of publishing and 2 The placing of frames borders or links or advertising for you or others anywhere on the Internet will not by itself be considered the business of advertising broadcasting or publish ing. 8. The following replaces Paragraph 2 of Ex clusion n. Pollution Related in Paragraph 2. of SECTION COVERAGES COVER AGE B PERSONAL AND ADVERTISING INJURY LIABILITY 2 Claim or suit by or on behalf of a govern mental authority because of testing for monitoring cleaning up removing con taining treating detoxifying or neutraliz ing or in any way responding to or as sessing the effects of pollutants. D. AMENDMENT OF WHO IS AN INSURED The following replaces the introductory phrase of Paragraph 2.a.1 of SECTION Il WHO IS AN INSURED 1 Bodily injury or personal injury. AMENDMENT OF LIMITS OF INSURANCE The following replaces Paragraph 4. of SECTION Il LIMITS OF INSURANCE Subject to 2. above the Personal and Advertising Injury Limit is the most we will pay under Cover age B for the sum of all damages because of all personal injury and advertising injury sus tained by any one person or organization. ADDITIONAL DEFINITIONS The following is added to the DEFINITIONS Sec tion Advertising injury a. Means injury other than personal injury caused by one or more of the following of fenses 1 Oral or written publication including pub lication by electronic means of material in your advertisement that slanders or li bels a person or organization or dispar ages a person s or organization s goods products or services provided that the claim is made or the suit is brought by a 2009 The Travelers Companies Inc. person or organization that claims to have been slandered or libeled or that claims to have had its goods products or ser vices disparaged 2 Oral or written publication including pub lication by electronic means of material in your advertisement that a Appropriates a person s name voice photograph or likeness b Unreasonably places a person in a false light or c Discloses information about a per son s private life or 3 Infringement of copyright title or slo gan in your advertisement provided that the claim is made or the suit is brought by a person or organization that claims ownership of such copyright title or slogan. b. Includes bodily injury caused by one or more of the offenses described in Paragraph a. above Broadcasting means transmitting any audio or visual material for any purpose a. By radio or television or b. In by or with any other electronic means of communication such as the Internet if that material is part of 1 Radio or television programming being transmitted 2 Other entertainment educational instruc tional music or news programming being transmitted or 3 Advertising transmitted with any of such programming. Personal injury a. Means injury other than advertising injury caused by one or more of the following of fenses 1 False arrest detention or imprisonment 2 Malicious prosecution 3 The wrongful eviction from wrongful entry into or invasion of the right of private oc cupancy of a room dwelling or premises that a person occupies provided that the wrongful eviction wrongful entry or inva sion of the right of private occupancy is committed by or on behalf of the owner landlord or lessor of that room dwelling or premises Page 3 of 4 Includes copyrighted material of insurance Services Office Inc. with its permission. Page 3 of 4 | 2 |
COMMERCIAL GENERAL LIABILITY 4 Oral or written publication including pub 5 lication by electronic means of material that slanders or libels a person or organi zation or disparages a person s or or ganization s goods products or services provided that the claim is made or the suit is brought by a person or organiza tion that claims to have been slandered or libeled or that claims to have had its goods products or services disparaged or Oral or written publication including pub lication by electronic means of material that a Appropriates a person s name voice photograph or likeness b Unreasonably places a person in a false light or c Discloses information about a per son s private life. b. Includes bodily injury caused by one or more of the offenses described in Paragraph a. above. Slogan a. Means a phrase that others use for the pur pose of attracting attention in their advertis ing. b. Does not include a phrase used as or in the name of 1 Any person or organization other than you or 2 Any business or any of the premises goods products services or work of any person or organization other than you. Title means a name of a literary or artistic work. Page 4 of 4 co1399 CG D4710209 2009 The Travelers Companies Inc. Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insur ance Act exceed 100 billion in a Program Year January 1 through December 31 and we have met our insurer deductible under the Terrorism Risk Insur ance Act we shall not be liable for the payment of any portion of the amount of such losses that exceeds 100 billion and in such case insured losses up to that amount are subject to pro rata allocation in ac cordance with procedures established by the Secre tary of the Treasury. Certified act of terrorism means an act that is certi fied by the Secretary of the Treasury in concurrence with the Secretary of State and the Attorney General of the United States to be an act of terrorism pursu ant to the federal Terrorism Risk Insurance Act. The criteria contained in the Terrorism Risk Insurance Act for a certified act of terrorism include the following 1. The act resulted in insured losses in excess of 5 million in the aggregate attributable to all types of insurance subject to the Terrorism Risk Insurance Act and 2. The act is a violent act or an act that is dangerous to human life property or infrastructure and is committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. CG 21700108 1S0 Properties Inc. 2007 Page 1 of 1 | 2 |
COMMERCIAL GENERAL LIABILITY POLICY NUMBER TC2J GLSA1009A614 TIL13 ISSUE DATE 11 15 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization Any person or entity with whom you have agreed in a written contract executed prior to loss but only for the limits agreed to in such contract or the Limits of Liability of this policy whichever is less. If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. The TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US Condition Section IV COMMERCIAL GENERAL LIABILITY CONDITIONS is amended by the addition of the following We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or your work done under a contract with that person or organization and included in the products completed operations hazards. This waiver applies only to the person or organization shown in the Schedule above. damage arising out of your ongoing operations or your work done under a contract with that person or organization and included in the products completed operations hazards. This waiver applies only to the person or organization shown in the Schedule above. CG 2404 1093 001400 Copyright Insurance Services Office Inc. 1992 Page 1 of 1 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCESS PROVISION VENDORS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART When you are added to a manufacturer s or distributor s policy as an additional insured because you are a vendor for such manufacturer s or distributor s products Paragraph 4. Other Insurance of Conditions Section IV is amended by the addition of the following The coverage afforded the insured under this Coverage Part will be excess over any valid and collectible insur ance available to the insured as an additional insured under a policy issued to a manufacturer or distributor for products manufactured sold handled or distributed. CG 241007 98 Copyright Insurance Services Office Inc. 1997 Page 10of 1 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXTENSION OF COVERAGE BODILY INJURY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS With respect to all operations bodily injury in the DEFINITIONS section of this insurance is amended to include mental anguish mental injury shock fright disability humiliation sickness or disease sustained by a person including death resulting from any of these at any time. O 0 O I MR v GN 00131197 001401 Copyright The Travelers Indemnity Company 1997 Page 1 of 1 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXTENSION OF COVERAGE DAMAGE TO PREMISES RENTED TO YOU This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS 1. The last paragraph of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY Section Coverages is deleted and replaced by the following Exclusions c. through n. do not apply to damage to premises while rented to you or temporarily occupied by you with pemmission of the owner caused by a. fire b. explosion c. lightning d. smoke resulting from such fire explosion or lightning or e. water. A separate limit of insurance applies to this cov erage as described in LIMITS OF INSURANCE Section IlIy. This insurance does not apply to damage to premises while rented to you or temporarily oc cupied by you with permission of the owner caused by a. rupture bursting or operation of pressure re lief devices b. rupture or bursting due to expansion or swell ing of the contents of any building or struc ture caused by or resulting from water or c. explosion of steam boilers steam pipes steam engines or steam turbines. 3. Part 6. of LIMITS OF INSURANCE Section Ill is deleted and replaced by the following Subject to 5. above the Damage To Premises Rented To You Limit is the most we will pay un der COVERAGE A. for damages because of property damage to any one premises while rented to you or temporarily occupied by you with permission of the owner caused by fire explo sion lightning smoke resulting from such fire explosion or lightning or water. The Damage To Premises Rented To You Limit will apply to all damage proximately caused by the same occur rence whether such damage results from fire explosion lightning smoke resulting from such fire explosion or lightning or water or any com bination of any of these. Under DEFINITIONS Section V Paragraph a. of the definition of insured contract is amended so that it does not include that portion of the contract for a lease of premises that indemnifies any per son or organization for damage to premises while rented to you or temporarily occupied by you with permission of the owner caused by a. fire b. explosion c. lightning d. smoke resulting from such fire explosion or lightning or e. water. GN 00141103 Copyright The Travelers Indemnity Company 2003 Page 1 of 1 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. KNOWLEDGE AND NOTICE OF OCCURRENCE OR OFFENSE UNINTENTIONAL OMISSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS A. KNOWLEDGE AND NOTICE OF OCCUR Insured or an employee such as an insur ance loss control or risk manager or adminis RENCE OR OFFENSE The following is added to Section IV COM MERCIAL GENERAL LIABILITY CONDITIONS paragraph 2. Duties in the Event of Occurrence Offense Claim or Suit 1. Notice of an occurrence or of an offense which may result in a claim under this insur ance shall be given as soon as practicable af ter knowledge of the occurrence or offense has been reported to any insured listed under Paragraph 1. of Section Il Who Is An In sured or an employee such as an insur ance loss control or risk manager or adminis trator designated by you to give such notice. Knowledge by other employees of an oc currence or of an offense does not imply that you also have such knowledge. 2. Notice shall be deemed prompt if given in good faith as soon as practicable to your workers compensation insurer. This applies only if you subsequently give notice to us as soon as practicable after any insured listed under Paragraph 1. of Section i Who is An trator designated by you to give such notice discovers that the occurrence offense or claim may involve this policy. 3. However this Provision A. does not apply as respects the specific nhumber of days within which you are required to notify us in writing of the abrupt commencement of a discharge release or escape of pollutants which causes bodily injury or property damage which may otherwise be covered under this policy. B. UNINTENTIONAL OMISSION The following is added to Section IV COM MERCIAL GENERAL LIABILITY CONDITIONS paragraph 6. Representations The unintentional omission of or unintentional error in any information provided by you shall not prejudice your rights under this insurance. How ever this Provision B. does not affect our right to collect additional premium or to exercise our right of cancellation or nonrenewal in accordance with applicable state insurance laws codes or regula tions. 0 O R OO Copyright The Travelers indemnity Company 2003 GN 00 69 11 03 01402 Page 1 of 1 | 2 |
COMMERCIAL GENERAL LIABILITY POLICY NUMBER TC2U GLSA1009A614 TIL13 ISSUE DATE 11 15 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. INTERNATIONAL AMENDMENT OF COVERAGE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART We agree with you that Part 4. of the DEFINITIONS section is replaced by the following A. Coverage temitory means 1. The United States of America including its territories and possessions Puerto Rico and Canada 2. International waters or airspace provided the injury or damage occurs in the course of travel or transportation between states countries or nations included within the coverage territory as de scribed in this endorsement. The following apply only if indicated by an X 3. The following countries Coverage territory will also include anywhere else in the world if the injury or damage arises out of the activities of a person whose home is in the territory described in A.1. or A.3. but is away for a short time on your business. All other parts of the world excluding any country or jurisdiction which at the time of the occurrence or offense is the subject of trade or economic sanctions imposed by the laws or regulations of the United States of America and also excluding those with trade sanctions if the injury or damage arises out of a. Goods or products made or sold by you in the territory described in A.1. above or b. The activities of a person whose home is in the territory described in A.1. or A.3. above but is away for a short time on your business and With respect to claims or suits caused by an occurrence within the coverage territory de scribed in A.3. or A.4. above the following condi tions apply 1. The coverage afforded hereunder shall be excess over any other valid and col lectible insurance available to the insured whether primary excess contingent or on any other basis except for insurance pur chased specifically by you to be excess of this policy. This insurance is not a substitute for compulsory admitted insurance in any jurisdiction described in A.3. or A4. above whether or not this insurance would qualify as compulsory admitted in surance in a given jurisdiction or is ac cepted by the appropriate authorities as proof of compulsory admitted insurance. GN 01651103 Copyright The Travelers Indemnity Company 2003 Page 1 of 2 | 2 |
COMMERCIAL GENERAL LIABILITY You agree to maintain compulsory ad mitted insurance at the limits required by law. Your failure to do so will not invali date the coverage afforded by this en dorsement but we will only be liable to the same extent we would have been li able had you maintained compulsory admitted insurance Compulsory admitted insurance means insurance that is a. Required to be in force to satisfy the legal requirements of a given jurisdic tion and b. Issued by a State Fund or an insurer licensed or permitted by law to do business in the jurisdiction where the property or exposure to loss is lo cated. In any jurisdiction where we may be pre vented by law or otherwise from paying settlements on behalf of you or investigat ing or defending suits brought against you the following will apply a. The provision of this Insuring Agree ment reading... we will pay... in Part 1. of COVERAGE A. and COVER AGE B. Section Coverages is amended to read... we will indemnify the insured... b. You must arrange to investigate de fend or settle any claim or suit c. You will not make any settlement without our consent d. We will pay expenses incurred with our consent In addition to B.1. and B.2. above the follow ing will apply in place of B.3. if indicated by anX 4. With respect to claims or suits brought outside the United States of America including its territories and possessions Puerto Rico and Canada a. The provision of this Insuring Agree ment reading... we will pay... in Part 1. of COVERAGE A. and COVER AGE B. Section Coverages is amended to read... we will indemnify the insured... b. You must arrange to investigate de fend or settle any claim or suit c. You will not make any settlement without our consent d. We will pay expenses incurred with our consent e. We may at our discretion participate in the defense or settlement of any such claim or suit. o 0 UG v Page 2 of 2 001408 Copyright The Travelers Indemnity Company 2003 GN 01651103 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. OTHER INSURANCE ADDITIONAL INSUREDS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS COMMERCIAL GENERAL LIABILITY CONDITIONS Section IV Paragraph 4. Other Insurance is amended as follows 1. The following is added to Paragraph a. Primary Insurance However if you specifically agree in a written con tract or written agreement that the insurance pro vided to an additional insured under this Coverage Part must apply on a primary basis or a primary and non contributory basis this insur ance is primary to other insurance that is avail able to such additional insured which covers such additional insured as a named insured and we will not share with that other insurance provided that a. The bodily injury or property damage for which coverage is sought occurs and b. The personal injury or advertising injury for which coverage is sought arises out of an of fense committed subsequent to the signing and execution of that contract or agreement by you The first Subparagraph 2 of Paragraph b. Ex cess Insurance regarding any other primary in surance available to you is deleted. The following is added to Paragraph b. Excess Insurance as an additional subparagraph under Subparagraph 1 That is available to the insured when the insured is added as an additional insured under any other policy including any umbrella or excess policy. CG DO 37 04 05 Copyright 2005 The St. Paul Travelers Companies Inc. All rights reserved. Page 1 of 1 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT WHO IS AN INSURED NEWLY ACQUIRED OR FORMED ORGANIZATIONS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS SECTION Il WHO IS AN INSURED is amended as follows 4.a. is eliminated and replaced by the following a. Coverage under this provision is afforded only until the 180th day after you acquire or form the organiza tion or the end of the policy period whichever is earlier unless reported in writing to us within 180 days. 00100 O O v Page 1 of 1 CG D122 06 06 oo1404 2006 The St. Paul Travelers Companies Inc. | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED VENDORS BROAD FORM This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. SCHEDULE Name of Person or Organization Vendor Any vendor with whom you have agreed in a written contract executed prior to loss to name as an additional insured but only for the limits agreed to in such contract or the limits of insurance of this policy whichever is less. Your products Any of your products If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. B. PROVISIONS WHO IS AN INSURED Section Il is amended to include as an insured any person or organization referred to below as vendor shown in the Schedule but only with respect to bodily injury or property damage arising out of your products shown in the Schedule which are distributed or sold In the regular course of the vendor s business subject to the following additional provisions 1. The insurance afforded the vendor does not apply to Bodily injury or property damage for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agree ment Any express warranty or any distribution or sale for a purpose unauthorized by you c. Any physical or chemical change in the product made intentionally by the ven dor d. Repackaging unless unpacked solely for the purpose of inspection demonstra tion testing or the substitution of parts under instructions from the manufac turer and then repackaged in the original container e. Demonstration installation servicing or repair operations except such opera tions performed at the vendor s premises in connection with the sale of the product f. Products which after distribution or sale by you have been labeled or relabeled or used as a container part or ingredient of any other thing or substance by or for the vendor g. The sole negligence of the vendor. 2. This insurance does not apply to any insured person or organization from whom you have acquired such products or any ingredient part or container entering into accompany ing or containing such products. CG D126 1095 Page 1 of 1 Copyright The Travelers Indemnity Company. Includes copyrighted material of Insurance Services Office Inc. with its permission. Copyright Insurance Services Office Inc. 1984 | 2 |
COMMERCIAL GENERAL LIABILITY POLICY NUMBER TC2J GLSA1009A614 TIL13 ISSUE DATE 11 15 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. INCIDENTAL MEDICAL MALPRACTICE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Employed nurses while acting within the scope of their duties at Scientific Games Corporation. PROVISIONS 1. The definition of bodily injury in SECTION V DEFINITIONS is amended to include Incidental Medical Malpractice Injury. 2. The following definition is added to SECTION V DEFINITIONS Incidental medical malpractice injury means bodily injury mental anguish sickness or disease sustained by a person including death resulting from any of these at any time arising out of the rendering of or failure to render the following services a. Medical surgical dental laboratory x ray or nursing service or treatment b. The furnishing or dispensing of drugs or medical dental or surgical supplies or appli ances c. First aid or Good Samaritan services. As used in this Provision Good Samaritan services are CG D1271103 Copyright The Travelers Indemnity Company 2003 those medical services rendered or provided in an emergency and for which no remunera tion is demanded or received. 3. Paragraph 2.a.1a and 2.a.1d of Section Il WHO IS AN INSURED do not apply to incidental medical malpractice injury caused by your em ployee healthcare professionals that are desig nated in the Schedule above but only while per forming the services described in paragraph 2. above and while acting within the scope of their employment by you. Any employees rendering Good Samaritan services will be deemed to be acting within the scope of their employment by you. 4. The following exclusions are added to paragraph 2. Exclusions of COVERAGE A. BODILY IN JURY AND PROPERTY DAMAGE LIABILITY Section Coverages This insurance does not apply to a. Any insured engaged in the business or occupation of providing any of the services Page 1 of 2 Includes copyrighted material of Insurance Services Office Inc. with its permission. L A vt B al or surgical supplies or appli Ji itan services. As used in this a. ood Samaritan services are | 2 |
COMMERCIAL GENERAL LIABILITY described in paragraph 2. above that is not designated in the Schedule above. b. Liability arising out of the willful violation of a penal statute or ordinance relating to the sale of pharmaceuticals by or with the knowledge or consent of the insured For the purposes of determining the applicable Limits of Insurance any act or omission together with all related acts or omissions in the furnishing of the services described in paragraph 2. above to any one person will be considered one occur rence. The insurance provided by this endorsement shall be excess over any other valid and collectible in surance available to the insured whether primary excess contributory or on any other basis except for insurance purchased specifically by you to be excess of this policy. Page 2 of 2 Copyright The Travelers Indemnity Company 2003 CGD1271103 Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED LESSOR OF LEASED EQUIPMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization Any lessor of equipment with whom you have agreed in a written contract executed prior to loss to name as an additional insured but only for the limits agreed to in such contract or the limits of insurance of this policy whichever is less. If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. WHO IS AN INSURED Section l is amended to include as an insured the persons or organiza tions shown in the Schedule but only with respect to their liabllity arising out of the maintenance This insurance does not apply 1. To any occurrence which takes place after the equipment lease expires operation or use by you of equipment leased to you 2. To bodily injury or property damage arising by such persons or organizations subject to the out of the sole negligence of the person or or following additional exclusions ganization shown in the Schedule. CG D1301095 Copyright The Travelers Indemnity Company 1995 Page 1 of 1 Includes copyrighted material of Insurance Services Office Inc. 1984 This insurance does not apply 1. To any occurrence which takes place after the equipment lease expires 2. To bodily injury or property damage arising out of the sole negligence of the person or or ganization shown in the Schedule. Page 1 of 1 o0t1408 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED MANAGERS OR LESSORS OF PREMISES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE 1. Designation of Premises Part Leased to You That part of any premises leased to you. 2. Name of Person or Organization Additional Insured Any manager or lessor of premises with whom you have agreed in a written contract executed prior to loss to name as an additional insured but only for the limits agreed to In such contract or the limits of insurance of this policy whichever is less. 3. Additional Premium Included If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. WHO IS AN INSURED Section Il is amended to This insurance does not apply to include as an insured the person or organization 1. Any occurrence which takes place after you shown In the Schedule but only with respect to cease to be a tenant in that premises. liability arising out of the ownership maintenance or.. use of that part of the premises leased to you and 2. Structural alterations new construction or shown in the Schedule and subject to the following demolition operations performed by or on behalf additional exclusions of the person or organization shown in the Schedule. This insurance does not apply to 1. Any occurrence which takes place after you cease to be a tenant in that premises. Structural alterations new construction or demolition operations performed by or on behalf of the person or organization shown in the Schedule. CGD1311095 Copyright The Travelers Indemnity Company 1995 Includes copyrighted material of Insurance Services Office Inc. 1984 Page 1 of 1 | 2 |
COMMERCIAL GENERAL LIABILITY 1. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. OTHER ADDITIONAL INSUREDS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS WHO IS AN INSURED SECTION Il is amended to include as an insured any person or organiza tion called hereafter additional insured with whom you have agreed in a written contract executed prior to loss to name as an additional insured but a. Only with respect to liability because of bodily injury or property damage arising out of your work for that additional insured performed by you or for you and b. Subject to any limitations in the written con tract regarding the scope of the additional insured status. This insurance does not apply to bodily injury or property damage arising out of your work included in the products completed operations hazard unless you are required to provide such coverage by written contract and then only for the period of time required by the contract but in no event beyond the expiration date of the policy. The Limits of Insurance provided to such addi tional insured shall be a. The limits which you have agreed to provide or b. The limits shown on the Declarations whichever is less. 3. This insurance is excess over any valid and col lectible insurance unless you have agreed in a written contract for this insurance to apply on a primary or contributory basis. This insurance does not apply on any basis a. To any person or organization for whom you have purchased an Owners and Contractors Protective policy. b. To any person or organization who dis tributes or sells your products in the regular course of its business. c. To any person or organization from whom you have acquired any products or any in gredient part or container entering into ac companying or containing such products. d. To any manager or lessor of premises with respect to liability arising out of the owner ship maintenance or use of that part of any premises leased to you. e. To any lessor of leased equipment. 1. To any architect engineer or surveyor for injury or damage arising out of 1 The preparing approving or falling to prepare or approve maps drawings opinions reports surveys change or ders designs or specifications and 2 Supervisory inspection or engineering services. Page 1 of 1 Copyright The Travelers Indemnity Company 1996. CG D144 0196 001407 | 2 |
COMMERCIAL GENERAL LIABILITY POLICY NUMBER TC2J GLSA1009A614 TIL13 ISSUE DATE 11 16 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COVERAGE FOR INJURY TO CO EMPLOYEES AND CO VOLUNTEER WORKERS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. SCHEDULE Designated Employees or Volunteer Workers A1l Employees B. PROVISIONS 1. Your employees designated in the Schedule above are insureds with respect to bodily in jury to a coemployee in the course of the coemployee s employment by you or to your volunteer workers while performing du ties related to the conduct of your business provided that this coverage for your employ ees does not apply to acts outside the scope of their employment by you or while perform ing duties unrelated to the conduct of your business. Your volunteer workers designated in the Schedule above are insureds with respect to bodily injury to a covolunteer worker while performing duties refated to the conduct of your business or to your employees in the course of the employee s employment by you provided that this coverage for your vol unteer workers does not apply while perform ing duties unrelated to the conduct of your business. Subparagraphs 2.a.1a b and c and 3.a. of SECTION Il WHO IS AN INSURED do not apply to bodily injury for which insur ance is provided by this endorsement. Subparagraph 2.a.1d of SECTION il WHO IS AN INSURED does not apply to the providing of or failing to provide professional health care services if such coverage is pro vided in an Incidental Medical Maipractice endorsement included in this policy. CG D1541103 Copyright The Travelers Indemnity Company 2003 Page 1 of 1 | 2 |
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