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cA CNA PARAMOUNT Architects Engineers and Surveyors General Liability Extension Endorsement b. Excess Insurance 1 To the extent this insurance applies it is excess over any other insurance self insurance or risk transfer instrument whether primary excess contingent or on any other basis except for insurance purchased s...	2
cA CNA PARAMOUNT Architects Engineers and Surveyors General Liability Extension Endorsement 15. LEGAL LIABILITY DAMAGE TO PREMISES ALIENATED PREMISES PROPERTY IN THE NAMED INSURED S CARE CUSTODY OR CONTROL A. Under COVERAGES Coverage A Bodily Injury and Property Damage Liability the paragraph entitied Exclusions is ame...	2
cA CNA PARAMOUNT Architects Engineers and Surveyors General Liability Extension Endorsement c. property that is an auto aircraft or watercraft d. property in transit or e. any portion of property damage for which the Insured has available other valid and collectible insurance or would have such insurance but for exhaus...	2
cA CNA PARAMOUNT Architects Engineers and Surveyors General Liability Extension Endorsement 17. MEDICAL PAYMENTS A. LIMITS OF INSURANCE is amended to delete Paragraph 7. the Medical Expense Limit and replace it with the following 7. Subject to Paragraph 5. above the Each Occurrence Limit the Medical Expense Limit is th...	2
i g cA CNA PARAMOUNT Architects Engineers and Surveyors General Liability Extension Endorsement This insurance does not apply to Knowing Violation of Rights of Another Personal and advertising injury caused by or at the direction of the Insured with the knowledge that the act would violate the rights of another and wou...	2
cA CNA PARAMOUNT Architects Engineers and Surveyors General Liability Extension Endorsement by the indemnitee at the Insurer s request will be paid as defense costs. Such payments will not be deemed to be damages for personal and advertising injury and will not reduce the limits of insurance. C. This PERSONAL AND ADVER...	2
i g cA CNA PARAMOUNT Architects Engineers and Surveyors General Liability Extension Endorsement 1. isin effect or becomes effective during the term of this Coverage Part and 2. was executed prior to the bodily injury property damage or personal and advertising injury giving rise to the claim. 27. WRAP UP EXTENSION OCIP...	2
CNA PARAMOUNT CNA Architects Engineers and Surveyors General Liability Extension Endorsement This WRAP UP EXTENSION OCIP CCIP OR CONSOLIDATED WRAP UP INSURANCE PROGRAMS Provision does not apply to any person or organization who otherwise qualifies as an additional insured on this Coverage Part. wVA Architects Engineers...	2
50020005350096546539243 cA CNA PARAMOUNT General Aggregate Limit Per Project Endorsement T It I his endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART is understood and agreed as follows For each single construction or service project away from premises the Named Insu...	2
i g cA CNA PARAMOUNT Blanket Additional Insured Owners Lessees or Contractors with Products Completed Operations Coverage Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART It is understood and agreed as follows The WHO IS AN INSURED section is amende...	2
cA CNA PARAMOUNT Blanket Additional Insured Owners Lessees or Contractors with Products Completed Operations Coverage Endorsement contract to be primary and non contributory this insurance will be primary and non contributory relative solely to insurance on which the additional insured is a named insured. V. Solely wit...	2
cA CNA PARAMOUNT Pollution Exclusion Amendatory Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART It is understood and agreed that under COVERAGES Coverage A Bodily Injury and Property Damage Liability the paragraph entitled Exclusions is amended to ...	2
i g cA CNA PARAMOUNT Fungi Mold Mildew Yeast Microbe Exclusion Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM It is understood and agreed that the policy is amended as follows I. Under COVERAGES Coverage A Bodily Injury And Property Damage Liabili...	2
cA CNA PARAMOUNT Fungi Mold Mildew Yeast Microbe Exclusion Endorsement B. microbe means any non fungal microorganism or non fungal colony form organism that causes infection or disease. Microbe includes any spores mycotoxins odors or any other substances products or byproducts produced by released by or arising out of ...	2
cA CNA PARAMOUNT Employment Related Practices Exclusion Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART It is understood and agreed that under COVERAGES Coverage A Bodily Injury And Property Damage Liability and Coverage B Personal And Advertising ...	2
cA CNA PARAMOUNT Contractors Professional Liability Exclusion Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART It is understood and agreed that under COVERAGES Coverage A Bodily Injury And Property Damage Liability and Coverage B Personal And Advert...	2
cA CNA PARAMOUNT Residential Construction Defect Products Completed Operations Exclusion Endorsement This endorsement modifies insurance provided under the following It I COMMERCIAL GENERAL LIABILITY COVERAGE PART is understood and agreed as follows Under COVERAGES Coverage A Bodily Injury And Property Damage Liability...	2
cA CNA PARAMOUNT Construction Wrap Up Program Exclusion Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART It is understood and agreed that under COVERAGES Coverage A Bodily Injury And Property Damage Liability and Coverage B Personal And Advertising ...	2
cA CNA PARAMOUNT Exterior Finish System Products Completed Operations Property Damage Exclusion Endorsement T It I his endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART is understood and agreed that Under COVERAGES Coverage A Bodily Injury And Property Damage Liabili...	2
cA CNA PARAMOUNT Engineers Architects or Surveyors Professional Liability Exclusion Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART It is understood and agreed that under COVERAGES Coverage A Bodily Injury And Property Damage Liability and Coverage...	2
cA CNA PARAMOUNT Exclusion Access or Disclosure of Confidential or Personal Information and Data Related Liability with Limited Bodily Injury Exception Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART It is understood and agreed as follows Under COV...	2
CNA CNA PARAMOUNT Professional Services Employee Benefits Liability Coverage Part Declarations Policy Number 5099654653 Name GOULD EVANS PA 1. Named Insured and mailing address Address 4041 MILL ST KANSAS CITY MO 64111 3008 2. Type of c i Organization orporation 3. Limits of Insurance Each Employee Limit 1000000 Deduct...	2
CNA CNA PARAMOUNT Additional Declarations Employee Benefits Liability Schedule of Locations and Coverages Policy Number 5099654653 Location Level Location Number Location Address 1 706 MASSACHUSETTS ST LAWRENCE KS 66044 Premium Estimated Coverage Hazard Description Exposure Basis Rate Premium Each Employee Benefits Lia...	2
cA CNA PARAMOUNT Employee Benefits Liability Coverage Part Occurrence I. COVERAGE The Insurer will pay those sums up to the applicable limit of insurance that the Insured becomes legally obligated to pay as damages as a result of a covered claim for an act error or omission negligently committed in the administration o...	2
cA CNA PARAMOUNT Employee Benefits Liability Coverage Part Occurrence 2. 3. errors in providing information on past performance of investment vehicles or advice given to any person with respect to that person s decision to participate or not to participate in any plan included in the employee benefit program. G. Insuff...	2
cA CNA PARAMOUNT Employee Benefits Liability Coverage Part Occurrence V. CONDITIONS Assistance and Cooperation If there is a claim the Insured must A. forward to the Insurer or its designee copies of the papers and documents if any which inform the Insured of a claim including all notices summonses or other processes r...	2
cA CNA PARAMOUNT Employee Benefits Liability Coverage Part Occurrence Other Insurance If other valid and collectible insurance is available to the Insured for loss insured under this coverage part the Insurer s obligations are limited as follows A. Primary Insurance This insurance is primary. The Insurer s obligations ...	2
cA CNA PARAMOUNT Employee Benefits Liability Coverage Part Occurrence Advertisement means a notice that is broadcast or published to the general public or specific market segments about the Named Insured s goods products or services for the purpose of attracting customers or supporters. For the purposes of this definit...	2
cA CNA PARAMOUNT Employee Benefits Liability Coverage Part Occurrence 5. any amount that is not insurable under any applicable law or 6. plaintiff s attorney fees associated with any of the above 7. any amounts for benefits to the extent that such benefits are available with reasonable effort and cooperation of the Ins...	2
i g cA CNA PARAMOUNT Employee Benefits Liability Coverage Part Occurrence D. manager of a limited liability company E. trustee of a trust. An executive officer is not an employee. First Named Insured means the person or organization first listed as a Named Insured in the Declarations. Insured means any Named Insured an...	2
cA CNA PARAMOUNT Employee Benefits Liability Coverage Part Occurrence F. the use of another s advertising idea in the Named Insured s advertisement or G. infringing upon another s copyright or slogan in the Named Insured s advertisement. Policy period means the period of time from the effective date and time of this Po...	2
CNA CNA PARAMOUNT Professional Services Stop Gap Coverage Part Declarations Policy Number 5099654653 Name GOULD EVANS PA 1. Named Insured and mailing address Address 4041 MILL ST KANSAS CITY MO 64111 3008 2. Type of c. Organization orporation 3. Limits of I. i Insurance Bodily Injury by Accident Each Accident Limit 100...	2
CNA CNA PARAMOUNT Additional Declarations Stop Gap Liability Schedule of Locations and Coverages Policy Number 5099654653 Location Level Location Number 7 Location Address OPERATIONS IN THE STATE OF NORTH DAKOTA BISMARCK ND 58501 Coverage Hazard Description Exposure Pim Rate Efd Class Code 99999 Stop Gap Liability Nort...	2
CNA CNA PARAMOUNT Additional Declarations Stop Gap Liability Schedule of Locations and Coverages Policy Number 5099654653 Location Level Class Code 99999 Stop Gap Liability Wyoming Stop Gap 0 CIVA Addi Liability Wyoming CNA75134XX 01 15 Copyright CNA All Rights Reserved	2
cA CNA PARAMOUNT Stop Gap Liability Coverage Part Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. The word Insurer refers to the company providing this Insurance as set forth on the Policy Declarations. I. COVERAGE The Insu...	2
cA CNA PARAMOUNT Stop Gap Liability Coverage Part D. Failure to Comply to an employee when the such employee is deprived of common law defenses or otherwise subject to penalty because of the Named Insured s failure to secure its obligations under or other failure to comply with the Workers Compensation Law Intentionall...	2
50020005350096546539263 cA CNA PARAMOUNT Stop Gap Liability Coverage Part Concealment Misrepresentation and Fraud No concealment misrepresentation or fraud shall avoid or defeat recovery under this policy unless such concealment misrepresentation or fraud was material. Concealment misrepresentation or fraud in the proc...	2
cA CNA PARAMOUNT Stop Gap Liability Coverage Part The due date for audit and retrospective premiums is the date shown as the due date on the bill. If the sum of the advance and audit premiums paid for the policy term is greater than the earned premium the Insurer will return the excess to the first Named Insured. C. Th...	2
i g cA CNA PARAMOUNT Stop Gap Liability Coverage Part 3. in connection with consequential bodily injury to a spouse child parent brother or sister of the injured employee provided that such amounts are the direct consequence of bodily injury that arises out of and in the course of the injured employee s employment by t...	2
cA CNA PARAMOUNT Stop Gap Liability Coverage Part C. partner of a partnership D. manager of a limited liability company E. trustee of a trust. An executive officer is not an employee. First Named Insured means the person or organization first listed as a Named Insured in the Declarations. Insured means any Named Insure...	2
cA CNA PARAMOUNT Stop Gap Liability Coverage Part Workers Compensation Law means the Workers Compensation Law and any Occupational Disease Law. This does not include provisions of any law providing non occupational disability benefits of each state territory or possession named in the Coverage Part Declarations. e S 1 ...	2
cA CNA PARAMOUNT Duty to Defend Endorsement Wyoming This endorsement modifies insurance provided under the following STOP GAP LIABILITY COVERAGE FORM It is understood and agreed that I. Under DEFENSE the first sentence in the paragraph entitled Exhaustion of Limits is deleted and replaced as follows The Insurer is not ...	2
cA CNA PARAMOUNT Stop Gap Liability Coverage Endorsement Ohio This endorsement modifies insurance provided under the following STOP GAP LIABILITY COVERAGE PART It is understood and agreed that under EXCLUSIONS the paragraph entitied Intentionally Caused is deleted and replaced as follows This insurance does not apply t...	2
cA CNA PARAMOUNT State Amendatory Endorsement Stop Gap Liability Washington This endorsement modifies insurance provided under the following STOP GAP LIABILITY COVERAGE PART It is understood and agreed that the CONDITIONS entitled CONCEALMENT MISREPRESENTATION AND FRAUD is deleted in its entirety and replaced with the ...	2
cA CNA PARAMOUNT Broad Named Insured Endorsement This endorsement modifies insurance provided under the following EMPLOYEE BENEFITS LIABILITY COVERAGE PART STOP GAP LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART It is understood and agreed as follows I. The WHO IS AN INSURED Section is amended to delete its Par...	2
cA CNA PARAMOUNT Broad Named Insured Endorsement ST P I Al other terms and conditions of the Policy remain unchanged. This endorsement which forms a part of and is for attachment to the Policy issued by the designated Insurers takes effect on the effective date of said Policy at the hour stated in said Policy unless an...	2
i g cA CNA PARAMOUNT Bridge Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART It is understood and agreed as follows I. The Common Terms and Conditions are amended t...	2
CNA CNA PARAMOUNT Cancellation Non Renewal Arizona Wherever used in this endorsement 1 Insurer means we us our or the Company as those terms may be defined in the policy and 2 Named Insured means the first person or entity named on the declarations page and 3 Insureds means all persons or entities afforded coverage und...	2
CNA CNA PARAMOUNT Cancellation Non Renewal Arizona 6. 7. 1. i. Ten 10 days before the effective date of cancellation if the Insurer cancels for nonpayment of premium or ii. Sixty 60 days before the effective date of cancellation if the Insurer cancels for any other permissible reason. For subsections A.2. and A.3. noti...	2
CNA CNA PARAMOUNT Cancellation Non Renewal Arizona C. PREMIUM REFUND If this policy is cancelled the Insurer will send the Named Insured any premium refund due. If the Insurer cancels the refund will be pro rata. If the Named Insured cancels the refund may be less than pro rata. The cancellation will be effective even ...	2
cA CNA PARAMOUNT Amendatory Endorsement Arizona U PR P It is understood and agreed as follows I Section IV. CONCEALMENT MISREPRESENTATION AND FRAUD of the First Party Terms and Conditions is deleted in its entirety and replaced with the following v. CONCEALMENT MISREPRESENTATION AND FRAUD The Insurer will not pay for a...	2
cA CNA PARAMOUNT Calculation of Premium Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART EMPLOYEE BENEFITS LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS...	2
cA CNA PARAMOUNT Asbestos Exclusion Endorsement This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE FORM OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE FORM RAILROAD PROTECTIVE L...	2
i g cA CNA PARAMOUNT Nuclear Energy Liability Exclusion Endorsement Broad Form This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVE...	2
cA CNA PARAMOUNT Nuclear Energy Liability Exclusion Endorsement Broad Form Spent fuel means any fuel element or fuel component solid or liquid which has been used or exposed to radiation in a nuclear reactor. Waste means any waste material A. containing by product material other than the tailings or wastes produced by ...	2
CNA CNA PARAMOUNT Cap on Losses from Certified Acts of Terrorism Endorsement wVA Cap on Losses from Certifi Solely with respect to the following coverage parts 50020005350096546539277 General Liability Employee Benefits Liability Stop Gap Liability It is understood and agreed as follows A. Cap on Certified Terrorism Lo...	2
333 S Wabash Chicago lllinois 60604 CNA Policy Number From Policy Period To Coverage Is Provided By Agency 5099654653 091017 091018 Valley Forge Insurance Company 060692310 Named Insured And Address Agent GOULD EVANS PA LOCKTON COMPANIES LLC 4041 MILL ST 444 W. 47TH ST. 900 KANSAS CITY MO 64111 3008 KANSAS CITY MO 6411...	2
6LZ6E59V596605E50002008 END OF COPY	2
P N TRAVELERS Report Claims Immediately by Calling 1 800 238 6225 Speak directly with a claim professional 24 hours a day 365 days a year Unless Your Policy Requires Written Notice or Reporting COMMERCIAL INSURANCE A Custom Insurance Policy Prepared for RT S COVE LLC P.0. BOX 192 MT. STERLING IL 62353 Presented by LOCK...	2
A TRAVELERS J One Tower Square Hartford Connecticut 06183 TRAVELERS CORP. TEL 1 800 328 2189 REAL ESTATE OWNERS COMMON POLICY DECLARATIONS ISSUE DATE 122719 POLICY NUMBER Y660 0N157109 TIL20 INSURING COMPANY TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA 1. NAMED INSURED AND MAILING ADDRESS RT S COVE LLC P.0. BOX 192 M...	2
ISSUE DATE 12 27 19 POLICY NUMBER 660 0N157109 TIL20 Dear Valued Policyholder We are excited to inform you about changes to the structure of your commercial general liability CGL insurance. We are implementing a new proprietary CGL Coverage Form that will update and further simplify our approach to that coverage. Our n...	2
PN U32004 19 Page 2 of 2 2019 The Travelers Indemnity Company. Al rights reserved.	2
N TRAVELERS POLICY NUMBER Y660 0N157109 TIL20 EFFECTIVE DATE 01 01 20 ISSUE DATE 12 27 19 LISTING OF FORMS ENDORSEMENTS AND SCHEDULE NUMBERS THIS LISTING SHOWS THE NUMBER OF FORMS SCHEDULES AND ENDORSEMENTS BY LINE OF BUSINESS. IL TO 02 11 IL T8 01 10 PN U3 20 04 IL TO 01 01 IL TO 03 04 COMMON POLICY DECLARATIONS FORMS...	2
N TRAVELERS POLICY NUMBER Y660 0N157109 TIL20 EFFECTIVE DATE 01 01 20 ISSUE DATE 12 27 19 INTERLINE ENDORSEMENTS T3 T4 FEDERAL TERRORISM RISK INS ACT DISCLOSE AMNDT COMMON POLICY COND PROHIBITED COVG CAP ON LOSSES CERTIFIED ACT OF TERRORISM EXCL OF LOSS DUE TO VIRUS OR BACTERIA MO CHANGES DEFINTION OF POLLUTANTS NUCLEA...	2
COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions A. Cancellation 1. The first Named Insured shown in the Decla rations may cancel this policy by mailing or delivering to us advance written notice of cancellation. 2. We may cancel this policy or any Coverage Par...	2
the time the policy was issued. On each re newal continuation or anniversary of the ef fective date of this policy we will compute the premium in accordance with our rates and rules then in effect. F. Transfer Of Your Rights And Duties Under This Policy Your rights and duties under this policy may not be transferred wi...	2
LOCATION SCHEDULE POLICY NUMBER Y660 0N157109 TIL20 This Schedule of Locations and Buildings applies to the Common Policy Declarations for the period 01 01 20 to 01 01 21. Loc. Bldg. No. No. Address Occupancy 1 1 P.0. BOX 192 OFFICE 1 DOT WAY MOUNT STERLING IL 62353 2 2 1370 1374 DIAMOND BLVD TRIPLEX OSAGE BEACH MO 650...	2
COMMERCIAL PROPERTY	2
COMMERCIAL PROPERTY	2
A TRAVELERS.I One Tower Square Hartford Connecticut 06183 COMMERCIAL PROPERTY POLICY NUMBER Y660 0N157109 TIL20 COVERAGE PART DECLARATIONS ISSUE DATE 12 27 19 INSURING COMPANY TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA DECLARATIONS PERIOD From 010120 to 010121 1201 A.M. Standard Time at your mailing address shown i...	2
P N TRAVELERS COMMERCIAL PROPERTY COVERAGE PART DECLARATIONS COVERAGE Your Business Personal Property Aareed Value avplies One Tower Square Hartford Connecticut 06183 POLICY NUMBER Y660 0N157109 TIL20 ISSUE DATE 12 27 19 LIMIT OF CAUSES INSURANCE COINSURANCE OF LOSS Included In 100 Special Blanket Limit 2 CAUSES COINSU...	2
P N TRAVELERS COMMERCIAL PROPERTY COVERAGE PART DECLARATIONS COVERAGE Your Business Personal Property Aareed Value avplies One Tower Square Hartford Connecticut 06183 POLICY NUMBER Y660 0N157109 TIL20 ISSUE DATE 12 27 19 LIMIT OF CAUSES INSURANCE COINSURANCE OF LOSS Included In 100 Special Blanket Limit 2 CAUSES COINSU...	2
A TRAVELERS.I One Tower Square Hartford Connecticut 06183 COMMERCIAL PROPERTY POLICY NUMBER Y660 0N157109 TIL20 COVERAGE PART DECLARATIONS ISSUE DATE 12 27 19 SUPPLEMENTAL DECLARATIONS ADDITIONAL COVERAGES COVERAGE EXTENSIONS The following Additional Coverages and Coverage Extensions are provided under the Coverage For...	2
A TRAVELERS.I One Tower Square Hartford Connecticut 06183 COMMERCIAL PROPERTY POLICY NUMBER Y660 0N157109 TIL20 COVERAGE PART DECLARATIONS ISSUE DATE 12 27 19 BUILDING AND PERSONAL PROPERTY COVERAGE FORM continued Limit of Coverage Extensions Insurance Extra Expense including Expediting Expenses 2500 Accounts Receivabl...	2
COMMERCIAL PROPERTY TABLE OF CONTENTS COMMERCIAL PROPERTY COVERAGE PART The following indicates the contents of the principal Forms which may be attached to your policy. It contains no reference to the Declarations or Endorsements which also may be attached. Page No. Varies By Form COMMERCIAL PROPERTY CONDITIONS Concea...	2
COMMERCIAL PROPERTY TABLE OF CONTENTS Contd Page No. Varies By Form EXTRA EXPENSE COVERAGE FORM LEASEHOLD INTEREST COVERAGE FORM A. Coverage A. Coverage B. Covered Causes of Loss Exclusions B. Exclusions and Limitations C. Limits of Insurance C. Limits of Insurance D. Loss Conditions D. Loss Conditions E. Additional Co...	2
COMMERCIAL PROPERTY COMMERCIAL PROPERTY CONDITIONS This Coverage Part is subject to the following conditions the Common Policy Conditions and applicable Loss Conditions and Additional Conditions in Commercial Property Coverage Forms. A. CONCEALMENT MISREPRESENTATION OR FRAUD This Coverage Part is void in any case of fr...	2
COMMERCIAL PROPERTY you may waive your rights against another party in writing 1. Prior to a loss to your Covered Property or Covered Income. 2. After a loss to your Covered Property or Covered Income only if at time of loss that party is one of the following a. Someone insured by this insurance b. Abusiness firm 1 Own...	2
COMMERCIAL PROPERTY BUILDING AND PERSONAL PROPERTY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout the policy the words you and your refer to the Named Insured shown in the Declarations. The words w...	2
COMMERCIAL PROPERTY 2. Property Not Covered Unless the following property is added by endorsement to this Coverage Form Covered Property does not include a. Accounts bills currency other evidences of debt money notes checks drafts securities or food stamps except as provided in the Accounts Receivable Coverage Extensio...	2
COMMERCIAL PROPERTY 0. 4 Tunnels whether or not connected to buildings 5 Mines or mining property The cost to research replace or restore the information on Valuable Papers and Records except as provided in the Valuable Papers and Records Cost of Research Coverage Extension Vehicles or self propelled machines that 1 Ar...	2
COMMERCIAL PROPERTY c Remove any property that is Property Not Covered including property addressed under the Outdoor Property Coverage Extension Remove property of others of a type that would not be Covered Property under this Coverage Form e Remove deposits of mud or earth from the grounds of the described premises f...	2
COMMERCIAL PROPERTY c d Causes of Loss Earthquake Sprinkler Leakage endorsement is included in this Coverage Part our payment for the sum of all expenses incurred due to the threat of loss or damage to Covered Property from all threatened occurrences of all such Covered Causes of Loss in any one policy year will not ex...	2
COMMERCIAL PROPERTY described premises is 10000 in any one occurrence. 7 With respect to this Additional Coverage a We will not pay the Increased Cost of Construction or Repair i Until the property is actually repaired or replaced at the same or another premises and i Unless the repair or replacement is made as soon as...	2
COMMERCIAL PROPERTY The most we will pay under this Additional Coverage is 5000 in any one occurrence. Coverage Extensions Each of these Coverage Extensions is additional insurance unless otherwise indicated. Unless otherwise indicated in the Declarations or by endorsement the following Coverage Extensions apply a. New...	2
COMMERCIAL PROPERTY c At any other premises within the Coverage Territory that you do not own lease or regularly operate. 2 This Extension does not apply to a Property in due course of transit b Property to which the Temporary Relocation of Property or the Duplicate Electronic Data Processing Data and Media Coverage Ex...	2
COMMERCIAL PROPERTY CPT1000217 vegetated roof trees shrubs and plants other than trees shrubs or plants which are stock or are part of a vegetated roof bridges walks roadways patios or other paved surfaces for loss or damage by the following causes of loss if they are a Covered Cause of Loss a Fire b Lightning c Explos...	2
COMMERCIAL PROPERTY expenses resulting from direct physical loss or damage by a Covered Cause of Loss to your accounts receivable records including those on electronic data processing media. Credit card company charge media will be considered accounts receivable until delivered to the credit card company. 1 We will pay...	2
COMMERCIAL PROPERTY 5 other means of transportation and then to include General Average and Salvage Charges for which you become liable d Export shipments once The shipment is loaded on board the export conveyance or ii Coverage under an Ocean Marine or other insurance policy covering the shipment begins whichever is e...	2
COMMERCIAL PROPERTY 4 Under this Extension the most we will pay for the total of all loss or damage to business personal property is 25000 regardless of the number of storage units. Such limit is part of not in additon to the applicable Limit of Insurance on Your Business Personal Property. Therefore payment under this...	2
COMMERCIAL PROPERTY CPT1000217 Appraisal If we and you disagree on the value of the property or the amount of loss either may make written demand for an appraisal of the loss. In this event each party will select a competent and impartial appraiser. The two appraisers will select an umpire. If they can not agree either...	2
COMMERCIAL PROPERTY Page 14 of 20 We will give notice of our intentions within 30 days after we receive the sworn proof of loss. We will not pay you more than your financial interest in the Covered Property. We may adjust losses with the owners of lost or damaged property if other than you. If we pay the owners such pa...	2
COMMERCIAL PROPERTY CPT1000217 2 Appliances for refrigerating ventilating cooking dishwashing or laundering or 3 Outdoor equipment or furniture. Stock you have sold but not delivered at the selling price less discounts and expenses you otherwise would have had. Glass at the cost of replacement with safety glazing mater...	2
COMMERCIAL PROPERTY 3 Multiply the total amount of loss before the application of any deductible by the figure determined in step 2 and 4 Subtract the deductible from the figure determined in step 3. We will pay the amount determined in step 4 or the Limit of Insurance whichever is less. For the remainder you will eith...	2
COMMERCIAL PROPERTY 2. Mortgageholders a. b. The term mortgageholder includes trustee. We will pay for covered loss of or damage to buildings or structures to each mortgageholder shown in the Declarations in their order of precedence as interests may appear. The mortgageholder has the right to receive loss payment even...	2
COMMERCIAL PROPERTY 1 10 days before the effective date of cancellation if we cancel for your nonpayment of premium or 2 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the mortgageholder at least 10 days before the...	2
COMMERCIAL PROPERTY 1 Until the lost or damaged property is Cost of Constructio actually repaired or replaced and Coverage. 2 Unless the repair or replacement is h. We will determine made as soon as reasonably possible dies molds and after the loss or damage. usage at actual cas This restriction does not apply to paid ...	2
COMMERCIAL PROPERTY 2 Property that is leased or rented to others or 3 Equipment that is used to control or operate production type machinery or equipment. 3. Exhibition means the temporary display of personal property at a convention exposition trade show or similar event at a location you do not own lease or regularl...	2
COMMERCIAL PROPERTY CAUSES OF LOSS SPECIAL FORM Words and phrases that appear in quotation marks have special meaning. Refer to SECTION F DEFINITIONS. A. COVERED CAUSES OF LOSS When Special is shown in the Declarations Covered Causes of Loss means RISKS OF DIRECT PHYSICAL LOSS unless the loss is CPT1080217 1. Excluded ...	2
COMMERCIAL PROPERTY C. Governmental Action Seizure or destruction of property by order of governmental authority. But we will pay for loss or damage caused by or resulting from acts of destruction ordered by governmental authority and taken at the time of a fire to prevent its spread if the fire would be covered under ...	2

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