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TRAVELERST One Tower Square Hartford Connecticut 06183 CHANGE ENDORSEMENT INSURING COMPANY THE PHOENIX INSURANCE COMPANY Named Insured CLAY PLATTE VENTURE GROUP LLC DBA NELL HILL S Policy Number 680 8M849912 19 42 Policy Effective Date 12282019 Policy Expiration Date 12282020 Issue Date 01302020 Premium NIL Effective f... | 2 |
POLICY NUMBER 680 8M849912 19 42 EFFECTIVE DATE 12282019 ISSUE DATE 01302020 LISTING OF FORMS ENDORSEMENTS AND SCHEDULE NUMBERS THIS LISTING SHOWS THE NUMBER OF FORMS SCHEDULES AND ENDORSEMENTS BY LINE OF BUSINESS IL PN IL IL MP IL IL BUSINESSOWNERS MP CP MP MP MP MP MP MP MP MP MP MP TO u3 TO TO TO T8 T3 TO 12 T1 T1 T... | 2 |
POLICY NUMBER 680 8M849912 19 42 EFFECTIVE DATE 12282019 ISSUE DATE 01302020 COMMERCIAL cG cG cG 26 F2 F9 CYBERFIRST PR PR PR PR PR PR PR TO T1 T1 T5 T4 T5 F3 EMPLOYMENT PR PR PR PR TO T1 T5 F1 GENERAL LIABILITY CONTINUED 50 04 13 50 09 08 34 02 19 MISSOURI CHANGES MEDICAL PAYMENTS MISSOURI CHANGES DEFINITION OF POLLUT... | 2 |
POLICY NUMBER 680 8M849912 19 42 EFFECTIVE DATE 12282019 ISSUE DATE 01302020 PN T4 PN T5 PN MP PN T7 PN MP 54 86 57 72 38 01 04 04 07 01 o8 09 17 11 11 IMPORTANT NOTICE REGARDING INDEPENDENT AGENT AND BROKER COMPENSATION EPL RISK MANAGEMENT LETTER IMP NOT PROT SAFEGUARDS SPRK AND REST IMPORTANT NOTICE EMPLOYMENT PRACTI... | 2 |
TRAVELERS PROPERTY TRAVELERS DOC MGMT Page 150 of 391 | 2 |
TRAVELERS PROPERTY TRAVELERS DOC MGMT Page 151 of 391 | 2 |
COMMERCIAL PROPERTY POLICY NUMBER 680 8M849912 19 42 ISSUE DATE 01302020 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following BUILDERS RISK COVERAGE FORM BUILDING AND PERSONAL PROPERTY COVERAGE FORM CONDOMINIUM ASSOCIATIO... | 2 |
COMMERCIAL PROPERTY A. When this endorsement is attached to the Standard Property Policy CP 00 99 the term Coverage Part in this endorsement is replaced by the term Policy. B. Nothing in this endorsement increases the applicable Limit of Insurance. We will not pay any Loss Payee more than their financial interest in th... | 2 |
COMMERCIAL PROPERTY For Covered Property that is the subject of a contract of sale the word you includes the Loss Payee. 4. Building Owner Loss Payable Clause a. The Loss Payee shown in the Schedule or in the Declarations is the owner of the described building in which you are a tenant. We will adjust losses to the des... | 2 |
EMPLOYMENT PRACTICES LIABILITY TRAVELERS DOC MGMT Page 155 of 391 | 2 |
EMPLOYMENT PRACTICES LIABILITY TRAVELERS DOC MGMT Page 156 of 391 | 2 |
A TRAVELERSJ One Tower Square Hartford Connecticut 06183 EMPLOYMENT PRACTICES LIABILITY POLICY NO. 680 8M849912 19 42 WITH IDENTITY FRAUD EXPENSE ISSUE DATE01302020 REIMBURSEMENTCOVERAGE PART DECLARATIONS THIS FORM PROVIDES CLAIMS MADE COVERAGE WITH DEFENSE EXPENSES INCLUDED IN THE LIMIT OF LIABILITY FOR EMPLOYMENT PRA... | 2 |
TRAVELERST One Tower Square Hartford Connecticut 06183 CHANGE ENDORSEMENT INSURING COMPANY THE PHOENIX INSURANCE COMPANY Named Insured CLAY PLATTE VENTURE GROUP LLC DBA NELL HILL S Policy Number 680 8M849912 19 42 Policy Effective Date 12282019 Policy Expiration Date 12282020 Issue Date 04022020 Premium NIL Effective f... | 2 |
POLICY NUMBER 680 8M849912 19 42 EFFECTIVE DATE 12282019 ISSUE DATE 04022020 LISTING OF FORMS ENDORSEMENTS AND SCHEDULE NUMBERS THIS LISTING SHOWS THE NUMBER OF FORMS SCHEDULES AND ENDORSEMENTS BY LINE OF BUSINESS IL PN IL IL MP IL IL BUSINESSOWNERS MP CP MP MP MP MP MP MP MP MP MP MP TO u3 TO TO TO T8 T3 TO 12 T1 T1 T... | 2 |
POLICY NUMBER 680 8M849912 19 42 EFFECTIVE DATE 12282019 ISSUE DATE 04022020 COMMERCIAL cG cG cG 26 F2 F9 CYBERFIRST PR PR PR PR PR PR PR TO T1 T1 T5 T4 T5 F3 EMPLOYMENT PR PR PR PR TO T1 T5 F1 GENERAL LIABILITY CONTINUED 50 04 13 50 09 08 34 02 19 MISSOURI CHANGES MEDICAL PAYMENTS MISSOURI CHANGES DEFINITION OF POLLUT... | 2 |
POLICY NUMBER 680 8M849912 19 42 EFFECTIVE DATE 12282019 ISSUE DATE 04022020 PN T4 PN T5 PN MP PN T7 PN MP 54 86 57 72 38 01 04 04 07 01 o8 09 17 11 11 IMPORTANT NOTICE REGARDING INDEPENDENT AGENT AND BROKER COMPENSATION EPL RISK MANAGEMENT LETTER IMP NOT PROT SAFEGUARDS SPRK AND REST IMPORTANT NOTICE EMPLOYMENT PRACTI... | 2 |
TRAVELERS PROPERTY TRAVELERS DOC MGMT Page 162 of 391 | 2 |
TRAVELERS PROPERTY TRAVELERS DOC MGMT Page 163 of 391 | 2 |
A TRAVELERSJ One Tower Square Hartford Connecticut 06183 MORTGAGEES POLICY NO. 680 8M849912 19 42 ISSUE DATE 04022020 PREMISES LOCATION NUMBER 002 BUILDING NUMBER 001 LOCATION BUILDING MORTGAGE HOLDER NUMBER NUMBER NAME AND MAILING ADDRESS 002 001 NODAWAY VALLEY BANK PO BOX 7315 SAINT JOSEPH MO 64507 MPT0200205 Page1l ... | 2 |
COMMERCIAL PROPERTY POLICY NUMBER 680 8M849912 19 42 ISSUE DATE 04022020 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following BUILDERS RISK COVERAGE FORM BUILDING AND PERSONAL PROPERTY COVERAGE FORM CONDOMINIUM ASSOCIATIO... | 2 |
COMMERCIAL PROPERTY A. When this endorsement is attached to the Standard Property Policy CP 00 99 the term Coverage Part in this endorsement is replaced by the term Policy. B. Nothing in this endorsement increases the applicable Limit of Insurance. We will not pay any Loss Payee more than their financial interest in th... | 2 |
COMMERCIAL PROPERTY For Covered Property that is the subject of a contract of sale the word you includes the Loss Payee. 4. Building Owner Loss Payable Clause The Loss Payee shown in the Schedule or in the Declarations is the owner of the described building in which you are a tenant. We will adjust losses to the descri... | 2 |
COMMERCIAL PROPERTY POLICY NUMBER 680 8M849912 19 42 ISSUE DATE 04022020 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS SCHEDULE Location Number 2 Building Number 1 Applicable Clause Enter C.1.C.2C.3.0rC4. C.1 Description Of Property BUSINESS PERSONAL PROPERTY Loss Payee Name PLA... | 2 |
EMPLOYMENT PRACTICES LIABILITY TRAVELERS DOC MGMT Page 169 of 391 | 2 |
EMPLOYMENT PRACTICES LIABILITY TRAVELERS DOC MGMT Page 170 of 391 | 2 |
A TRAVELERSJ One Tower Square Hartford Connecticut 06183 EMPLOYMENT PRACTICES LIABILITY POLICY NO. 680 8M849912 19 42 WITH IDENTITY FRAUD EXPENSE ISSUE DATE04022020 REIMBURSEMENTCOVERAGE PART DECLARATIONS THIS FORM PROVIDES CLAIMS MADE COVERAGE WITH DEFENSE EXPENSES INCLUDED IN THE LIMIT OF LIABILITY FOR EMPLOYMENT PRA... | 2 |
N TRAVELERS J One Tower Square Hartford Connecticut 06183 COMMON POLICY DECLARATIONS POLICY NO. 680 8M849912 18 42 STORE PAC PLUS ISSUE DATE 11132018 BUSINESS FURNITURE INSURING COMPANY THE PHOENIX INSURANCE COMPANY 1. NAMED INSURED AND MAILING ADDRESS CLAY PLATTE VENTURE GROUP 640 E 71ST TER KANSAS CITY MO 64131 POLIC... | 2 |
PN TRAVELERS Report Claims Immediately by Calling 1 800 238 6225 Speak directly with a claim professional 24 hours a day 365 days a year Unless Your Policy Requires Written Notice or Reporting STORE PAC FURNITURE A Custom Insurance Policy Prepared for CLAY PLATTE VENTURE GROUP 640 E 71ST TER KANSAS CITY MO 64131 Presen... | 2 |
COMMON POLICY CONDITIONS A. CANCELLATION 1. The first Named Insured shown in the Decla rations may cancel this policy by mailing or delivering to us advance written notice of cancellation. 2. We may cancel this policy or any Coverage Part by mailing or delivering to the first Named Insured written notice of cancellatio... | 2 |
2. We compute all premiums for this policy in accordance with our rules rates rating plans premiums and minimum premiums. The pre mium shown in the Declarations was com puted based on rates and rules in effect at the time the policy was issued. On each re newal continuation or anniversary of the ef fective date of this... | 2 |
A TRAVELERSJ One Tower Square Hartford Connecticut 06183 BUSINESSOWNERS COVERAGE PART DECLARATIONS STORE PAC PLUS POLICY NO. 680 8M849912 18 42 ISSUE DATE 11132018 INSURING COMPANY THE PHOENIX INSURANCE COMPANY POLICY PERIOD From 12 28 18 to 12 28 19 1201 A.M. Standard Time at your mailing address FORM OF BUSINESS LIMI... | 2 |
BUSINESSOWNERS PROPERTY COVERAGE PREMISES LOCATION NO. 001 BUILDING NO. 001 LIMIT OF COVERAGE INSURANCE VALUATIO BUILDING 6000000 RC Replacement Cost INFLATION VALUATION COINSURANCE GUARD RC 0.0 COVERAGE BUILDING Replacement Cost BUSINESS PERSONAL PROPERTY Replacement Cost COVERAGE EXTENSIONS Accounts Receivable Valuab... | 2 |
POLICY NUMBER 680 8M849912 18 42 EFFECTIVE DATE 12282018 ISSUE DATE 11132018 LISTING OF FORMS ENDORSEMENTS AND SCHEDULE NUMBERS THIS LISTING SHOWS THE NUMBER OF FORMS SCHEDULES AND ENDORSEMENTS BY LINE OF BUSINESS IL MP IL IL BUSINESSOWNERS MP MP MP MP MP MP MP MP MP MP TO TO T8 T3 T1 T1 T3 T3 T3 T3 T3 T3 T3 T5 COMMERC... | 2 |
POLICY NUMBER 680 8M849912 18 42 EFFECTIVE DATE 12282018 ISSUE DATE 11132018 COMMERCIAL GENERAL LIABILITY CONTINUED CG D6 18 10 11 EXCLUSION VIOLATION OF CONSUMER FINANCIAL PROTECTION LAWS CG D7 46 01 15 EXCLUSION ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION CG D1 42 01 99 EXCLUSION DISCRIMINATION CG D2... | 2 |
POLICY NUMBER 680 8M849912 18 42 EFFECTIVE DATE 12282018 ISSUE DATE 11132018 POLICY HOLDER NOTICES PN T4 54 01 08 IMPORTANT NOTICE REGARDING INDEPENDENT AGENT AND BROKER COMPENSATION PN T5 86 04 09 EPL RISK MANAGEMENT LETTER PN MP 57 04 17 IMP NOT PROT SAFEGUARDS SPRK AND REST PN T7 72 07 11 IMPORTANT NOTICE EMPLOYMENT... | 2 |
BUSINESSOWNERS TRAVELERS DOC MGMT Page 181 of 391 | 2 |
BUSINESSOWNERS TRAVELERS DOC MGMT Page 182 of 391 | 2 |
TABLE OF CONTENTS BUSINESSOWNERS COVERAGE PART DELUXE PLAN The following indicates the contents of the principal forms which may be attached to your policy. It contains no reference to the Declarations or Endorsements which also may be attached. BUSINESSOWNERS PROPERTY COVERAGE SPECIAL FORM MP T1 02 Beginning on Page C... | 2 |
BUSINESSOWNERS BUSINESSOWNERS PROPERTY COVERAGE SPECIAL FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations. The words we u... | 2 |
BUSINESSOWNERS Aircraft Automobiles held for sale Vehicles or self propelled machines that are 1 Licensed for use on public roads or 2 Operated principally away from the described premises This paragraph does not apply to 1 Vehicles or self propelled machines or autos you manufacture process or warehouse 2 Vehicles or ... | 2 |
BUSINESSOWNERS 3 caused by direct physical loss of or damage to property at the described premises. The loss or damage must be caused by or result from a Cov ered Cause of Loss. With respect to loss of or damage to personal prop erty in the open or personal property in a vehicle the described premises include the area ... | 2 |
BUSINESSOWNERS a. Limited in Paragraph A.5. Limitations or b. Excluded in Paragraph B. Exclusions. 5. Limitations a. We will not pay for loss of or damage to 1 The interior of any building or struc ture or to personal property in the building or structure caused by rain snow sleet ice sand or dust whether driven by win... | 2 |
BUSINESSOWNERS a. Arson and Theft Reward 1 We will pay for reasonable expenses you incur for rewards that lead to a Anarson conviction in connection with a covered fire or explosion loss or b A theft conviction in connection with a covered theft loss. 2 The most we will pay under this Addi tional Coverage in connection... | 2 |
BUSINESSOWNERS a This Additional Coverage as of its effective date or b The prior Employee Dishonesty insurance had it remained in ef fect. e. Expediting Expenses 1 In the event of direct physical loss of 2 3 or damage to Covered Property caused by or resulting from a Cov ered Cause of Loss we will pay for the reasonab... | 2 |
BUSINESSOWNERS liability for fire department service charges 1 Assumed by contract or agreement prior to loss or 2 Required by local ordinance. h. Fire Protective Equipment Discharge 1 If fire protective equipment dis charges accidentally or to control a Covered Cause of Loss we will pay your cost to a Refill or rechar... | 2 |
BUSINESSOWNERS 3 We will pay for covered loss discov 4 5 G 7 ered no later than one year from the end of the Policy Period. The most we will pay for loss under this Additional Coverage in any one occurrence is 25000 regardless of the number of premises involved. With respect to this Additional Cover age occurrence mean... | 2 |
BUSINESSOWNERS ing you acquire by purchase or lease at any premises in cluding those premises shown in the Declarations and ii Business Personal Property that you newly acquire at a described premises. b The most we will pay for loss of or damage to Business Personal Property under this Additional Coverage in any one o... | 2 |
BUSINESSOWNERS i ii If Replacement Cost Cover age applies and the building is repaired or replaced on the same or another premises we will not pay more than the lesser of a The amount you actually spend to repair rebuild or reconstruct the un damaged portion of the building or b The amount it would cost to restore the ... | 2 |
BUSINESSOWNERS a Caused by or resulting from a Covered Cause of Loss b Up to 50000 at each temporary location in any one occurrence and c During the storage period of up to 90 consecutive days but not be yond expiration of this policy. 2 This Additional Coverage does not apply if the stored property is more specificall... | 2 |
BUSINESSOWNERS g Paragraph B.1.f. War and Military Action h Paragraph B.1.g. Water i Paragraph B.1.h. Neglect and j Paragraph B.2.g. No other exclusions in Paragraph B. Exclusions apply to this Coverage Extension. However if any exclu sions are added by endorsement to this Coverage Form such exclusions will apply to th... | 2 |
BUSINESSOWNERS 3 4 5 Incidental appurtenant buildings or structures include a Storage buildings b Carports c Garages d Pump houses or e Above ground tanks which have not been specifically de scribed in the Declarations. The most we will pay for loss or dam age under this Coverage Extension in any one occurrence for any... | 2 |
BUSINESSOWNERS 4 This Coverage Extension a Applies to Dependent Property premises located within the Cov erage Territory and b Does not apply when you have more specific insurance under any other policy. 5 We will reduce the amount of your 6 7 Business Income loss other than Ex tra Expense to the extent you can resume ... | 2 |
BUSINESSOWNERS f Otherwise covered under the Fine Arts Additional Coverage or g Otherwise covered under the fol lowing Coverage Extensions i Accounts Receivable ii Electronic Data Processing iii Personal Effects or iv Valuable Papers and Re cords. g. Civil Authority 1 When the Declarations show that you 2 3 have covera... | 2 |
BUSINESSOWNERS deficiency in design installa tion maintenance repair or modification of your computer system or any computer sys tem or network to which your system is connected or on which your system depends including electronic data re sults in a specified cause of loss or mechanical break down of Electronic Data Pr... | 2 |
BUSINESSOWNERS under this Coverage Extension on newly acquired Electronic Data Processing Equipment coverage will end when any of the following first oceurs a This policy expires b 180 days expire after you acquire the Electronic Data Processing Equipment or c You report values to us. 9 The most we will pay under this ... | 2 |
BUSINESSOWNERS c Paragraph 2.e. 7 With respect to this Coverage Exten sion the following condition is added to Paragraph F. Commercial Property Conditions Suspension If any covered equipment is found to be in or exposed to a dangerous condition any of our representatives may immediately suspend the insur ance provided ... | 2 |
BUSINESSOWNERS 3 4 or not the motor vehicle or motor ized conveyance is in motion or During hitching or unhitching op erations or when a trailer or semi trailer becomes accidentally unhitched from a motor vehicle or motorized conveyance. The most we will pay for loss or dam age under this Coverage Extension in any one ... | 2 |
BUSINESSOWNERS a Loss due to an ordinance or law that i You were required to comply with before the loss even if the property was undam aged and ii You failed to comply with or b Costs associated with the en forcement of any ordinance or law that requires any insured or others to test for monitor clean up remove contai... | 2 |
BUSINESSOWNERS q. Spoilage Consequential Loss 1 When a Limit of Insurance is shown 2 3 in the Declarations for Business Per sonal Property at the described prem ises you may extend that insurance to apply to consequential loss to your Business Personal Property caused by a change in a Temperature or b Humidity caused b... | 2 |
BUSINESSOWNERS e Paragraph B.1.f. War and Military Action f Paragraph B.1.g. Water g Paragraph B.1.h. Neglect and h Paragraph B.2.g. No other exclusions in Paragraph B. Exclusions apply to this Coverage Extension. However if any exclu sions are added by endorsement to this Coverage Form such exclusions will apply to th... | 2 |
BUSINESSOWNERS b Ash dust or particulate matter or c Lava flow. All volcanic eruptions that occur within any 168 hour period will con stitute a single occurrence. Volcanic action does not include the cost to remove ash dust or particu late matter that does not cause direct physical loss of or damage to Cov ered Propert... | 2 |
BUSINESSOWNERS 2 c Weight of people or personal property d Weight of rain that collects on a roof or e Use of defective material or methods in construction remod eling or renovation if the collapse occurs during the course of con struction remodeling or renova tion or f Use of defective material or methods in construct... | 2 |
BUSINESSOWNERS tems caused by or resulting from freez ing unless 1 You do your best to maintain heat in the building or structure or 2 You drain the equipment and shut off the water supply if the heat is not maintained. Dishonest or criminal acts by you or any of your partners members officers managers employees includ... | 2 |
BUSINESSOWNERS n. Loss of property or that part of any loss the proof of which as to its existence or amount is dependent on 1 Any inventory computation or 2 A profit and loss computation. 0. The transfer of property to a person or to a place outside the described premises on the basis of unauthorized instructions. p. ... | 2 |
BUSINESSOWNERS in any one occurrence is the Building Glass Deductible shown in the Declarations. The Businessowners Property Coverage De ductible does not apply to any of the follow ing a. Fire Department Service Charge b. Business Income and Extra Expense c. Arson and Theft Reward and d. Accounts Receivable. If more t... | 2 |
BUSINESSOWNERS ply to loss or damage arising from employee dishonesty and forgery or alteration. 2 Give us prompt notice of the loss or damage. Include a description of the property involved. As soon as possible give us a de scription of how when and where the loss or damage occurred. Take all reasonable steps to prote... | 2 |
BUSINESSOWNERS We will determine the value of Covered Property in the event of covered loss or damage as follows 1 At replacement cost without deduc tion for depreciation except as pro vided in Paragraphs 2 through 18 below. a You may make a claim for loss or damage covered by this insur ance on an actual cash value ba... | 2 |
BUSINESSOWNERS item if there is a total loss to that item. If there is a partial loss to an item we will pay the cost of rea sonably restoring or repairing that item. For fine arts without a schedule on file as described in Paragraph a above the value of fine arts will be the least of the following amounts i Market val... | 2 |
BUSINESSOWNERS 14 15 16 7 ii The amount of the accounts that you are able to re establish or collect i An amount to allow for prob able bad debts that you are normally unable to collect and iv All unearned interest and service charges. Electronic Data Processing Equip ment at replacement cost as of the time and place o... | 2 |
BUSINESSOWNERS an increase in the volume of business as a result of favorable business conditions caused by the impact of the Covered Cause of Loss on cus tomers or on other businesses The operating expenses including payroll expenses necessary to re sume operations with the same quality of service that existed just be... | 2 |
BUSINESSOWNERS Insurance Under Two or More Coverages If two or more coverages under this Coverage Form apply to the same loss or damage we will not pay more than the actual amount of the loss or damage. Legal Action Against Us No one may bring a legal action against us under this Coverage Form unless a. There has been ... | 2 |
BUSINESSOWNERS 2 Additional Coverages 3 Coverage Extensions or 4 Loss or damage in any one occur rence totaling less than 2500. 11. Mortgageholders a. The term mortgageholder includes trus tee. b. We will pay for covered loss of or damage to buildings or structures to each mort gageholder shown in the Declarations in t... | 2 |
BUSINESSOWNERS f. terest. In this event your mortgage and note will be transferred to us and you will pay your remaining mortgage debt to us. If we cancel this policy we will give writ ten notice to the mortgageholder at least 1 10 days before the effective date of cancellation if we cancel for your non payment of prem... | 2 |
BUSINESSOWNERS b. Does not mean equipment used to oper ate production type of 1 Machinery or 2 Equipment. 8. Electronic Vandalism means any acts by persons other than employees involving any of the following a. Willful or malicious destruction of com puter programs content instructions or other electronic or digital da... | 2 |
BUSINESSOWNERS 15. 16. 17. 18. 19. Manager means a person serving in a di rectorial capacity for a limited liability com pany. Member means an owner of a limited liabil ity company represented by its membership interest who also may service as a man ager. Money means currency and coins in cur rent use bank notes travel... | 2 |
BUSINESSOWNERS 24 25. 26. b. Includes covered equipment that is used solely with or forms an integral part of the 1 Production 2 Process or 3 Apparatus. Rental Value means Business Income that consists of a. NetIncome Net Profit or Loss before in come taxes that would have been earned or incurred as rental income from ... | 2 |
BUSINESSOWNERS 27. 28. 29. 30. b. Falling objects does not include loss of or damage to 1 Personal Property in the open or 2 The interior of a building or struc ture or property inside a building or structure unless the roof or an out side wall of the building or structure is first damaged by a falling object. c. Water... | 2 |
ICY NUMBER 680 8M849912 18 42 BUSINESSOWNERS ISSUE DATE 11132018 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Power Pac Premier Endorsement POLICY NUMBER 680 8M849912 18 42 This endorsement modifies insurance provided under the following BUSINESSOWNERS PROPERTY COVERAGE SPECIAL FORM SCHEDULE Computer ... | 2 |
BUSINESSOWNERS tional Coverage does not apply ble Stock while located lildings open or licles. ect to this Additional Cover red cause of loss means the down or Contamination ing hange in temperature or hu idity resulting from mechani al breakdown or failure of re igerating cooling or humidity ontrol apparatus or equip ... | 2 |
BUSINESSOWNERS property as this insurance. This insurance is intended to be primary and not to contribute with such other insurance. With respect to Extended Business Income the time frame referenced in Paragraph A.3.c.2b is increased from sixty consecutive days to ninety consecutive days. The limit applicable to the A... | 2 |
BUSINESSOWNERS b Meeting with or talking to law enforcement agencies credit agencies or legal counsel up to a total payment of 5000 subject to a maximum of 200 per day iv Loan application fees for reap plying for a loan or loans when the original application is re jected solely because the lend er received incorrect cr... | 2 |
BUSINESSOWNERS 7 Coverage is 15000 for the sum of all covered Expenses arising out of all Iden tity Fraud against an Insured Person dis covered during each separate 12 month period of this policy beginning with the ef fective date of this endorsement. In order for coverage to be provided under this Additional Coverage ... | 2 |
BUSINESSOWNERS r Law Coverage A Cover to the Undamaged Portion of t of Insurance is shown in the ons for Building in the event of by a Covered Cause of Loss we for loss in value of the undam tion of the building as a conse of enforcement of the minimum ents of any ordinance or law iires the demolition of undam ts of th... | 2 |
BUSINESSOWNERS will not pay more than the lesser of a The amount you actually spend to repair rebuild or re construct the building but not for more than the amount it would cost to restore the building on the same prem ises and to the same height floor area style and compa rable quality of the original property insured... | 2 |
BUSINESSOWNERS building or structure is not in dividually stated on the latest statement of values on file with us the value of the building or structure will be determined by multiplying a The total reported build ing and structure value by b The proportion that the square footage of the in dividual building or struc ... | 2 |
BUSINESSOWNERS creased from 5000 to 25000. f. The limit applicable to the Coverage Exten sion Ordinance or Law Increased Peri od of Restoration is increased from 25000 to 50000. 12. The following Coverage Extensions are added to Paragraph A.7. a. Business Income and Extra Expense at Client or Virtual Office Premises 1 ... | 2 |
BUSINESSOWNERS Extra Expense will begin immediately after the time of that action and will apply for a period of one week after coverage begins. d. Computer Fraud and Funds Transfer Fraud 3 4 When a Limit of Insurance is shown in the Declarations for Business Personal Prop erty at the described premises you may extend ... | 2 |
BUSINESSOWNERS e. Covered Leasehold Interest Undamaged Improvements and Betterments 1 When a Limit of Insurance is shown in the 2 Declarations for Business Personal Prop erty at the described premises you may extend that insurance to apply to your in terest as tenant in improvements and bet terments as defined in Secti... | 2 |
BUSINESSOWNERS age Extension in any one occurrence is 50000 at each described premises. h. Personal Property In Transit Outside of the Coverage Territory 1 When the Declarations show that you have coverage for Business Personal Property you may extend that insurance to apply to direct physical loss of or dam age to Cov... | 2 |
BUSINESSOWNERS Pakistan Republic of Yemen Soma lia Sudan Syria Russia the Com monwealth of Independent States C.I.S. and countries that formerly comprised the U.S.S.R d Property in transit while over land in Mexico or e Shipments by a government postal service except by registered mail. 10 The most we will pay under th... | 2 |
BUSINESSOWNERS in the due course of transit should be repaired rebuilt or replaced with rea sonable speed and similar quality and c Does not include any increased peri od required due to the enforcement of any ordinance or law that i Regulates the construction use or repair or requires the tearing down of any property ... | 2 |
BUSINESSOWNERS er Supply Services. nly pay for loss of Business In sustain and Extra Expense you r 48 consecutive hours following physical loss or damage to the property not on the described r Supply Services munication Supply Services or er Supply Services. srage Extension does not apply duction of income after servic... | 2 |
BUSINESSOWNERS someone other than you without your knowledge or consent or which purports to have been issued by you butwas in fact fraudulently issued without your knowledge or consent or 3 An electronic telegraphic cable teletype telefacsimile telephone or written instruc tion initially received by you which pur port... | 2 |
BUSINESSOWNERS POLICY NUMBER 680 8M849912 18 42 ISSUE DATE 11132018 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PROTECTIVE SAFEGUARDS ENDORSEMENT FOR SPRINKLERED LOCATIONS AND RESTAURANTS This endorsement modifies insurance provided under the following BUSINESSOWNERS COVERAGE PART SCHEDULE Prem. Bldg... | 2 |
BUSINESSOWNERS b Ducts pipes valves and fit tings c Tanks their component parts and supports and d Pumps and private fire pro tection mains. 2 When supplied from an automat ic fire protective system a Non automatic fire protective systems and b Hydrants outlets. standpipes and The following is added to the EXCLUSION se... | 2 |
BUSINESSOWNERS THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FEDERAL TERRORISM RISK INSURANCE ACT DISCLOSURE This endorsement modifies insurance provided under the following BUSINESSOWNERS COVERAGE PART The federal Terrorism Risk Insurance Act of 2002 as amended TRIA establishes a program under which t... | 2 |
BUSINESSOWNERS Designated Cities are Albuguergue NM El Paso TX Miami FL San Diego CA Atlanta GA Fort Worth TX Milwaukee WI San Antonio TX Austin TX Fresno CA Minneapolis MN San Francisco CA Baltimore MD Honolulu HI Nashville Davidson TN San Jose CA Boston MA Houston TX New Orleans LA Seattle WA Charlotte NC Indianapoli... | 2 |
BUSINESSOWNERS POLICY NUMBER 680 8M849912 18 42 ISSUE DATE 11132018 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. THEFT OF MONEY AND SECURITIES LIMITATION This endorsement modifies insurance provided under the following BUSINESSOWNERS PROPERTY COVERAGE SPECIAL FORM A. Schedule Theft of Money and Securi... | 2 |
BUSINESSOWNERS THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESS INCOME AND EXTRA EXPENSE POLICY LEVEL DOLLAR LIMIT ENDORSEMENT This endorsement modifies insurance provided under the following BUSINESSOWNERS PROPERTY COVERAGE SPECIAL FORM 1. Paragraph A.3.d.2 under Business Income and Extra Expens... | 2 |
BUSINESSOWNERS THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EQUIPMENT BREAKDOWN SERVICE INTERRUPTION LIMITATION This endorsement modifies insurance provided under the following BUSINESSOWNERS PROPERTY COVERAGE SPECIAL FORM A. The BUSINESSOWNERS PROPERTY COVER d Explosion except for steam or cen AGE SP... | 2 |
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