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In no event however will the Federal Government be required to pay any portion of the amount of such Insured Losses occurring in a calendar year that in the aggregate exceeds 100 billion nor will any Insurer be required to pay any portion of such amount provided that such Insurer has met its Insurer Deductible. Therefo...	2
POLICY NUMBER DT CO2H313873 COF17 ISSUE DATE 07 17 17 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED ENTITY NOTICE OF CANCELLATION PROVIDED BY US This endorsement modifies insurance provided under the following ALL COVERAGE PARTS INCLUDED IN THIS POLICY SCHEDULE CANCELLATION Number of Days No...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF COMMON POLICY CONDITIONS PROHIBITED COVERAGE UNLICENSED INSURANCE AND TRADE OR ECONOMIC SANCTIONS This endorsement modifies insurance provided under the following ALL COVERAGES INCLUDED IN THIS POLICY The following is added to the Common Policy...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM This endorsement modifies insurance provided under the following BOILER AND MACHINERY COVERAGE PART COMMERCIAL EXCESS LIABILITY UMBRELLA INSURANCE COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MA...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT Broad Form This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABIL...	2
Source material special nuclear material and by product material have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof. Spent fuel means any fuel element or fuel component solid or liquid which has been used or exposed to radiation in a nuclear reactor. Waste means any waste mat...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEBRASKA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PRO...	2
POLICYHOLDER NOTICES	2
POLICYHOLDER NOTICES	2
IMPORTANT NOTICE INDEPENDENT AGENT AND BROKER COMPENSATION NO COVERAGE IS PROVIDED BY THIS NOTICE. THIS NOTICE DOES NOT AMEND ANY PROVISION OF YOUR POLICY. YOU SHOULD REVIEW YOUR ENTIRE POLICY CAREFULLY FOR COMPLETE INFORMATION ON THE COVERAGES PROVIDED AND TO DETERMINE YOUR RIGHTS AND DUTIES UNDER YOUR POLICY. PLEASE ...	2
A TRAVELERS POLICYHOLDER NOTICE LEAD Dear Policyholder Lead has become a difficult problem for society as a whole and the insurance industry in particular. As a consequence we are attaching a lead exclusion to our liability policies based upon age and occupancy of buildings. Your policy contains this exclusion. If you ...	2
Policy Number ZAGLB9224901 WITCH ENTERPRISES INC. 467 SILVER STREET P O BOX 673 AGAWAM MA 01001 ATTACHED ARE DOCUMENTS FOR THE FOLLOWING NAMED INSURED WITCH ENTERPRISES INC. NEW ENGLAND CONCRETE CUTTING INC. 467 SILVER STREET P O BOX 673 AGAWAM MA 01001 02 02 18 Sy TRMITIMAL. A ysese sV s WITCH ENTERPRISES INC. 467 SIL...	2
U.S. TREASURY DEPARTMENT S OFFICE OF FOREIGN ASSETS CONTROL OFAC ADVISORY NOTICE TO POLICYHOLDERS No coverage is provided by this Policyholder Notice nor can it be construed to replace any provisions of your policy. You should read your policy and review your Declarations page for complete information on the coverages ...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PREMIUM COMPUTATION This endorsement modifies insurance provided as follows This endorsement applies to the lines of business indicated below X Commercial General Liability Business Auto Covered Autos Liability Business Auto Physical Damage Your premium wil...	2
If Business Auto Covered Autos Liability or Physical Damage is applicable you will not be required to report replacement autos or newly acquired autos within 30 days to us. Premium adjustments for these autos will be calculated as described above. 5. Premium Adjustment Table LOB Class Class Estimated Exposure Composite...	2
2 Arch Insurance Group Massachusetts Signature Page IN WITNESS WHEREOF Arch Insurance Company has caused this policy to be executed and attested. Vo lnot 4 C0n Patrick K. Nails Secretary Vit John Mentz President 05 ML0002 22 06 13 Page 1 of 1	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. KNOWLEDGE OF OCCURRENCE ENDORSEMENT As respects any loss reporting requirements under this policy it is understood and agreed that knowledge of any accident or incident by an agent servant or employee of yours or any other person shall not in itself constit...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. UNINTENTIONAL ERRORS AND OMISSIONS ENDORSEMENT It is hereby agreed that your failure to disclose all hazards existing as of the inception date of this policy shall not prejudice you with respect to the coverage afforded by this policy provided such failure ...	2
POLICY NUMBER ZAGLB9224901 POLICY NUMBER ZAGLB9224901 IL 09 8501 15 THIS ENDORSEMENT IS ATTACHED TO AND MADE PART OF YOUR POLICY IN RESPONSE TO THE DISCLOSURE REQUIREMENTS OF THE TERRORISM RISK INSURANCE ACT. THIS ENDORSEMENT DOES NOT GRANT ANY COVERAGE OR CHANGE THE TERMS AND CONDITIONS OF ANY COVERAGE UNDER THE POLIC...	2
B. Disclosure Of Federal Parti Of Terrorism Losses The United States Government Department of the Treasury will pay a share of terrorism losses insured under the federal program. The federal share equals a percentage as shown in Part Il of the Schedule of this endorsement or in the policy Declarations of that portion o...	2
Policy Number ZAGLB9224901 COMMON POLICY DECLARATIONS ARCH INSURANCE COMPANY Named Insured WITCH ENTERPRISES INC. Effective Date 12 31 17 1201 A.M. Standard Time Agent Name ARTHUR J. GALLAGHER RISK MGMT SVCS INC. Agent No. 700 Item1. Named Insured and Mailing Address Agent Name and Address WITCH ENTERPRISES INC. ARTHUR...	2
Policy Number ZAGLB9224901 SCHEDULE OF FORMS AND ENDORSEMENTS ARCH INSURANCE COMPANY Named Insured WITCH ENTERPRISES INC. Effective Date 12 31 17 1201 A.M. Standard Time Agent Name ARTHUR J. GALLAGHER RISK MGMT SVCS INC. AgentNo. 700 COMMON POLICY FORMS AND ENDORSEMENTS 00 ML0065 06 07 U.S. TREASURY DEPARTMENT S OFFICE...	2
Policy Number ZAGLB9224901 SCHEDULE OF FORMS AND ENDORSEMENTS ARCH INSURANCE COMPANY Named Insured WITCH ENTERPRISES INC. Effective Date 12 31 17 1201 A.M. Standard Time AgentName ARTHUR J. GALLAGHER RISK MGMT SVCS INC. AgentNo. 700 04 40 04 41 04 42 04 44 GL04800 0 GL0540 00 GL0670 00 GL0671 00 FAIC SKLBUS FE 601 STOP...	2
Policy Number ZAGLB9224901 SCHEDULE OF NAMED INSUREDS ARCH INSURANCE COMPANY Named Insured WITCH ENTERPRISES INC. Effective Date 12 31 17 1201 A.M. Standard Time AgentName ARTHUR J. GALLAGHER RISK MGMT SVCS INC. AgentNo. 700 FAIC SKLBUS CPD cont. THE NAMED INSURED ON FORM FAIC SKLBUS CPD IS AMENDED TO READ WITCH ENTERP...	2
Policy Number ZAGLB9224901 SCHEDULE OF LOCATIONS ARCH INSURANCE COMPANY Named Insured WITCH ENTERPRISES INC. Effective Date 12 31 17 1201 A.M. Standard Time Agent Name ARTHUR J. GALLAGHER RISK MGMT SVCS INC. AgentNo. 700 Designated Locations Address City State Zip Code Occupancy 467 SILVER STREET AGAWAM MA 01001 467 SI...	2
Policy Number ZAGLB9224901 INSTALLMENT SCHEDULE ARCH INSURANCE COMPANY Named Insured WITCH ENTERPRISES INC. Effective Date 12 31 17 1201 A.M. Standard Time Agent Name ARTHUR J. GALLAGHER RISK MGMT SVCS INC. AgentNo. 700 IT IS HEREBY AGREED AND UNDERSTOOD THAT THIS POLICY IS PAYABLE ON INSTALLMENTS AS FOLLOWS REVISED IN...	2
IL 0017 11 98 COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A D. Cancellation 1. The first Named Insured shown in the Declara tions may cancel this policy by mailing or de livering to us advance written notice of cancel lation. 2. We may cancel this policy ...	2
IL 00 21 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT Broad Form This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVE...	2
Source material special nuclear material and by product material have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof. Spent fuel means any fuel element or fuel com ponent solid or liquid which has been used or exposed to radiation in a nuclear reactor. Waste means any waste ma...	2
IL 00 23 07 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT Broad Form This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PRO...	2
Source material special nuclear material and by product material have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof. Spent fuel means any fuel element or fuel com ponent solid or liquid which has been used or exposed to radiation in a nuclear reactor. Waste means any waste ma...	2
IL 01 09 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. VERMONT CHANGES CIVIL UNION This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART EMPLOYMENT RELATED PRACTIC...	2
IL 01 26 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. VERMONT CHANGES STATUTORY LIABILITY COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY LEGAL LIABILITY COVERAGE FORM COMMERCIAL PROPERTY MORTGAGEHOLDER S ERRORS AND OMISSIONS COVERAGE FO...	2
IL 01 28 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RHODE ISLAND CHANGES PREJUDGMENT INTEREST This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY LEGAL LIABILITY COVERAGE FOR...	2
INTERLINE IL 01 35 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW HAMPSHIRE CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVER...	2
You do not pay any advance premium re quired by us for renewal or d Any property covered in this policy is in sured under any other insurance policy. 3. If notice is mailed proof of mailing will be suffi cient proof of notice. Page 2 of 2 ISO Properties Inc. 2007 IL 01 3509 08 o	2
IL 01 40 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONNECTICUT CHANGES CIVIL UNION This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART ELECTRONIC DATA LIABIL...	2
IL 01 6103 12 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RHODE ISLAND CHANGES CIVIL UNION This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART ELECTRONIC DATA LIABIL...	2
IL 01 97 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RHODE ISLAND CHANGES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY LEGAL LIABILITY COVERAGE FORM COMMERCIAL PROPERTY...	2
IL021906 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. VERMONT CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM QUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMER...	2
b. By mailing or delivering at least 45 days notice before the effective date of cancellation if we cancel for any other reason. Written notice of cancellation including the reason for cancellation will be mailed or delivered to the first Named Insured at the first Named Insured s last mailing address known to us. If c...	2
INTERLINE IL 02 60 02 10 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONNECTICUT CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COV...	2
e A determination by the Commis sioner that continuation of the policy would violate or place us in violation of the law or 2 60 days before the effective date of cancellation if we cancel for one or more of the following reasons a Physical changes in the property which increase the hazard insured against A material in...	2
IL 02680114 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW YORK CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART CO...	2
7 A determination by the Superintendent that the continuation of the policy would violate or would place us in violation of any provision of the Insurance Code or 8 Where we have reason to believe in good faith and with sufficient cause that there is a probable risk of danger that the insured will destroy or permit to ...	2
2 And if the notice is provided on or after the expiration date of this policy coverage will remain in effect at the same terms and conditions of this policy for another policy period at the lower of the current rates or the prior period s rates unless the first Named Insured during this additional policy period has re...	2
6 The Superintendent of Financial Services determination that continuing the policy would violate Chapter 28 of the Insurance Law or Required pursuant to a determination by the Superintendent of Financial Services that the continuation of our present premium volume would be hazardous to the interests of our policyholde...	2
2 If you cancel this policy we will give written notice to the mortgageholder. With respect to the mortgageholder s interest only cancellation will become effective on the later of a The effective date of cancellation of the insured s coverage or b 10 days after we give notice to the mortgageholder. g. Nonrenewal 1 If ...	2
IL 02730110 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RHODE ISLAND CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PAR...	2
c. Activities or omissions on your part which increase any hazard insured against including a failure to comply with loss control recommendations d. Change in the risk which increases the risk of loss after insurance coverage has been issued or renewed including but not limited to an increase in exposure due to regulat...	2
E. With respect to all Coverage Parts and Policies addressed in this endorsement the following is added and supersedes any provision to the contrary Nonrenewal 1. If we elect not to renew this policy we will give mail or deliver to the first Named Insured and the insurance producer of record if any written notice of no...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NOTICE OF CANCELLATION CERTIFIC ATE HOLDERS SPECIFIED DAYS The persons or organizations listed or described in the Schedule below have requested that they receive written notice of cancellation when this policy is cancelled by us. We will mail or deliver to...	2
Policy Number ZAGLB9224901 COMMERCIAL GENERAL LIABILITY COVERAGE PART SUPPLEMENTAL DECLARATIONS ARCH INSURANCE COMPANY Named Insured WITCH ENTERPRISES INC. Effective Date 12 31 17 1201 A.M. Standard Time AgentName ARTHUR J. GALLAGHER RISK MGMT SVCS INC. AgentNo. 700 Item 1. Business Description Item 2. Limits of Insura...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY ASBESTOS EXCLUSION This policy does not apply to Any claim suit demand or loss that alleges bodily injury property damage or personal and advertising injury including but not limited to compliance with any request demand order or statutory or regulatory requ...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDED DUTIES IN THE EVENT OF OCCURRENCE CLAIM OR SUIT AND REPRESENTATIONS CONDITIONS ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM 1. Under SECTION IV COMMERCIAL GENERAL LIABILITY C...	2
Al other terms and conditions of this policy remain unchanged. Endorsement Number Policy Number ZAGLB9224901 Named Insured WITCH ENTERPRISES INC. This endorsement is effective on the inception date of this Policy unless otherwise stated herein Endorsement Effective Date 12 31 17 00 GL0469 00 06 08 Page 2 of 2	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONTRACTORS GENERAL LIABILITY ENDORSEMENT This endorsement changes coverage under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM 1. The second paragraph following Exclusion 2. j. 6 is deleted and replaced by the following Paragraphs 1 3 and 4 of t...	2
7. 10. 1. 12 The last paragraph of SECTION Il WHO IS AN INSURED is deleted and replaced by the following paragraphs 4. With respect to the product completed operations hazard only you are an insured for your bodily injury and property damage liability arising out of a terminated partnership or joint venture. Coverage i...	2
not shown as a Named Insured in the Declarations which terminated or ended prior to the effective date of this policy and 13. The following are added to SECTION V DEFINITIONS 23. Specific perils means Fire lightning explosion windstorm or hail smoke aircraft or vehicles riot or civil commotion vandalism leakage from fi...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ANTI STACKING ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM EMPLOYEE BENEFITS LIABILITY COVERAGE LIQUOR LIABILITY COVERAGE FORM STOP GAP EMPLOYERS LIABILITY COVERAGE ENDORSEMENT Under...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BODILY INJURY DEFINITION EXTENSION ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM LIQUOR LIABILITY COVERAGE FORM PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE FORM Under the 1. COMM...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FELLOW EMPLOYEE COVERAGE ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE FORM LIQUOR LIABILITY COVERAGE FORM Under Section Il WHO IS AN ...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BODILY INJURY OR PROPERTY DAMAGE EXPECTED OR INTENDED ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM Under COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY Exclusion 2.a. Expecte...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONTRACTORS PRIOR INJURY OR DAMAGE ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM It is agreed that Paragraph 1. of Section lis deleted and replaced by the following 1. Insuring Agreem...	2
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LEAD CONTAMINATION EXCLUSION This insurance does not apply to and we will not have the duty to investigate or defend any suit brought against you or pay any costs or expenses of such investigation and defense for liability claims damage or loss arising out ...	2
EMPLOYMENT RELATED PRACTICES LIABILITY EP 00011109 EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE FORM THIS FORM PROVIDES CLAIMS MADE AND REPORTED COVERAGE. PLEASE READ THE ENTIRE FORM CAREFULLY. Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what i...	2
5. All claims for damages because of a wrongful act committed against the same person in cluding damages claimed by any person for care loss of services or death resulting at any time from the wrongful act will be deemed to have been made at the time the first of such claims is made regardless of the number of claims s...	2
These payments will not reduce the limit of insur ance nor be subject to Section IV Deductible. SECTION Il WHO IS AN INSURED A. If you are designated in the Declarations as 1. An individual you and your spouse are insur eds. 2. A partnership or joint venture you are an in sured. Your partners or members are also in sur...	2
SECTION V CONDITIONS A. Bankruptcy Bankruptcy or insolvency of the insured or of the insured s estate will not relieve us of our obliga tions under this policy. B. Consent To Settle If we recommend a settlement to you which is ac ceptable to the claimant but to which you do not consent the most we will pay as damages i...	2
If any of the other insurance does not permit contribution by equal shares we will contribute by limits. Under this method each insurer s share is based on the ratio of its applicable limit of insurance to the total applicable limits of in surance of all insurers. The method chosen for the handling of other valid insur...	2
2. When the Limit of Insurance has actually been used up in the payment of judgments or set tlements for damages or the payment of de fense expenses we will a. Notify the first Named Insured in writing as soon as practicable that such a limit has actually been used up and that our duty to defend the insured against sui...	2
EP 000111 09 F. We will determine the additional premium in accor dance with our rules and rates. In doing so we may take into account the following 1. The exposures insured 2. Previous types and amounts of insurance 3. Limit of Insurance available under this policy for future payment of damages and 4. Other related fa...	2
b. Which is determined to be in violation of a contract or agreement other than any em ployment contract or agreement whether written oral or implied which stipulates fi nancial consideration if such financial con sideration is due as the result of a breach of the contract 3. Wrongful denial of training wrongful depriv...	2
POLICY NUMBER ZAGLB9224901 POLICY NUMBER ZAGLB9224901 EMPLOYMENT RELATED PRACTICES LIABILITY EP DS 0109 07 EMPLOYMENT RELATED PRACTICES LIABILITY DECLARATIONS Company Name ARCH INSURANCE COMPANY Producer Name ARTHUR J. GALLAGHER RISK MGMT SVCS INC. Named Insured WITCH ENTERPRISES INC. Mailing Address 2345 Grand Blvd Su...	2
Classification And Premium Code Premium Advance Classification No. Base Premium MISC MANUFACTURING INDUSTRIES 62039 INCLUDED State Tax Or Other If Applicable Total Premium Subject To Audit INCLUDED Premium Shown Is Payable At Inception At Each Anniversary If Policy Period Is More Than One Year And Premium Is Paid In An...	2
Policy Number ZAGLB9224901 ENDORSEMENT ARCH INSURANCE COMPANY Effective Date 12 31 17 1201 A.M. Standard Time AgentName ARTHUR J. GALLAGHER RISK MGMT SVCS INC. Agent No. 700 SOLUTIONS WATERCRAFT ENDORSEMENT THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING Named Insured WITCH ENTERPRISES INC. COMMERCIAL ...	2
Policy Number ZAGLB9224901 ENDORSEMENT ARCH INSURANCE COMPANY Named Insured WITCH ENTERPRISES INC. Effective Date 12 31 17 1201 A.M. Standard Time Agent Name ARTHUR J. GALLAGHER RISK MGMT SVCS INC. Agent No. 700 THIS ENDORSEMENT CHANGES COVERAGE UNDER THE FOLLOWING EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE FORM 1...	2
COMMERCIAL GENERAL LIABILITY CG 00010413 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Decla...	0
2. Exclusions This insurance does not apply to a. Expected Or Intended Injury Bodily injury or property damage expected or intended from the standpoint of the insured. This exclusion does not apply to bodily injury resulting from the use of reasonable force to protect persons or property. b. Contractual Liability Bodil...	1
f. Pollution 1 Bodily injury or property damage arising out of the actual alleged or threatened discharge dispersal seepage migration release or escape of pollutants a At or from any premises site or location which is or was at any time owned or occupied by or rented or loaned to any insured. However this subparagraph ...	1
2 Any loss cost or expense arising out of any a Request demand order or statutory or regulatory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or Claim or suit by or on behalf of a governmental aut...	1
4 Personal property in the care custody or control of the insured 5 That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations if the property damage arises out of those operations or 6 That particular part of any prope...	1
4 Any federal state or local statute ordinance or regulation other than the TCPA CAN SPAM Act of 2003 or FCRA and their amendments and additions that addresses prohibits or limits the printing dissemination disposal collecting recording sending transmitting communicating or distribution of material or information. Excl...	1
Infringement Of Copyright Patent Trademark Or Trade Secret Personal and advertising injury arising out of the infringement of copyright patent trademark trade secret or other intellectual property rights. Under this exclusion such other intellectual property rights do not include the use of another s advertising idea i...	1
COVERAGE C MEDICAL PAYMENTS 1. Insuring Agreement a. We will pay medical expenses as described below for bodily injury caused by an accident 1 On premises you own or rent 2 On ways next to premises you own or rent or 3 Because of your operations provided that a The accident takes place in the coverage territory and dur...	1
g. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or deposited in court the part of the judgment that is within the applicable limit of insurance. These payments will not reduce the insurance.. If we defend an insured against a suit and an...	1
2. Each of the following is also an insured a. Your volunteer workers only while performing duties related to the conduct of your business or your employees other than either your executive officers if you are an organization other than a partnership joint venture or limited liability company or your managers if you ar...	1
3. The Products Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of bodily injury and property damage included in the products completed operations hazard. 4. Subject to Paragraph 2. above the Personal And Advertising Injury Limit is the most we will pay under Coverage B...	1
4. Other Insurance If other valid and collectible insurance is available to the insured for a loss we cover under Coverages A or B of this Coverage Part our obligations are limited as follows Primary Insurance This insurance is primary except when Paragraph b. below applies. If this insurance is primary our obligations...	1
b. Those statements are based representations you made to us and c. We have issued this policy in reliance upon your representations. 7. Separation Of Insureds Except with respect to the Limits of Insurance and any rights or duties specifically assigned in this Coverage Part to the first Named Insured this insurance ap...	1
9. Insured contract means a. A contract for a lease of premises. However that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an insured contract b. A sidetra...	1
13. 14. 15. 3 However self propelled vehicles with following types of permanently attached equipment are not mobile equipment but will be considered autos 1 Equipment designed primarily for a Snow removal b Road maintenance but not construction or resurfacing or c Street cleaning 2 Cherry pickers and similar devices mo...	1
As used in this definition electronic data means information facts or programs stored as or on created or used on or transmitted to or from computer software including systems and applications software hard or floppy disks CD ROMs tapes drives cells data processing devices or any other media which are used with electro...	1
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LIMITED CROSS SUITS EXCLUSION This insurance does not apply to and we will not have the duty to investigate or defend any suit brought against you or pay any costs or expenses of such investigation and defense for liability claims damage or loss arising out...	2
POLICY NUMBER ZAGLB9224901 CY NUMBER ZAGLB9224901 COMMERCIAL GENERAL LIABILITY CG 04 40 11 03 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. STOP GAP EMPLOYERS LIABILITY COVERAGE ENDORSEMENT NORTH DAKOTA This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERA...	2
c. b Bodily injury by disease is caused by or aggravated by conditions of employment by you and the injured employee s last day of last expo sure to the conditions causing or aggravating such bodily injury by disease occurs during the policy period. The damages we will pay where recovery is permitted by law include dam...	2
3 The Longshore and Harbor Workers Compensation Act 33 USC Sections 910 950 4 The Outer Continental Shelf Lands Act 43 USC Section 1331 1356 5 The Defense Base Act 42 USC Sec tions 1651 1654 6 The Federal Coal Mine Health and Safety Act of 1969 30 USC Sections 901 942 7 The Migrant and Seasonal Agricultural Worker Prot...	2
E. For the purposes of this endorsement Condition 2. Duties In The Event Of Occurrence Clam Or Suit of the Conditions Section IV is deleted and replaced by the following 2. Duties The Event Of Injury Claim Suit a. You must see to it that we or our agent are notified as soon as practicable of a bodily injury by accident...	2
POLICY NUMBER ZAGLB9224901 CY NUMBER ZAGLB9224901 COMMERCIAL GENERAL LIABILITY CG 04411204 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. STOP GAP EMPLOYERS LIABILITY COVERAGE ENDORSEMENT OHIO This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCH...	2
c. b Bodily injury by disease is caused by or aggravated by conditions of employment by you and the injured employee s last day of last expo sure to the conditions causing or aggravating such bodily injury by disease occurs during the policy period. The damages we will pay where recovery is permitted by law include dam...	2

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