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3 Becomes aware by any other means that bodily injury or property damage has occurred or has begun to occur. Damages because of bodily injury in clude damages claimed by any person or organization for care loss of services or death resulting at any time from the bodily injury. 2. Exclusions This insurance does not appl... | 1 |
2 The spouse child parent brother or sister of that employee as a con sequence of Paragraph 1 above. This exclusion applies whether the in sured may be liable as an employer or in any other capacity and to any obligation to share damages with or repay someone else who must pay damages because of the injury. This exclus... | 1 |
the operations being per formed by such insured contractor or subcontractor ii Bodily injury or property damage sustained within a building and caused by the release of gases fumes or vapors from materials brought into that building in connection with operations being performed by you or on your behalf by a contrac tor... | 1 |
Mobile Equipment Bodily injury or property damage arising out of 1 The transportation of mobile equip ment by an auto owned or oper ated by or rented or loaned to any insured or 2 The use of mobile equipment in or while in practice for or while being prepared for any prearranged rac ing speed demolition or stunting act... | 1 |
Recall Of Products Work Or Impaired Property Damages claimed for any loss cost or ex pense incurred by you or others for the loss of use withdrawal recall inspec tion repair replacement adjustment re moval or disposal of 1 Your product 2 Your work or 3 Impaired property if such product work or property is with drawn or... | 1 |
Exclusions This insurance does not apply to a. Knowing Violation Of Rights Of Another Personal and advertising injury caused by or at the direction of the insured with the knowledge that the act would violate the rights of another and would inflict personal and advertising injury. Material Published With Knowledge Of F... | 1 |
Pollution related Any loss cost or expense arising out of any 1 Request demand order or statutory or regulatory requirement that any insured or others test for monitor clean up remove contain treat de toxify or neutralize or in any way re spond to or assess the effects of pollutants or 2 Claim or suit by or on behalf o... | 1 |
g. Al interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid of fered to pay or deposited in court the part of the judgment that is within the ap plicable limit of insurance. These payments will not reduce the limits of insurance. If we defend an insured against a s... | 1 |
2 Provides us with written authoriza tion to a Obtain records and other infor mation related to the suit and b Conduct and control the defense of the indemnitee in such suit. So long as the above conditions are met at torneys fees incurred by us in the defense of that indemnitee necessary litigation ex penses incurred ... | 1 |
o 162 b. Any person other than your employee or volunteer worker or any organiza tion while acting as your real estate man ager. c. Any person or organization having prop er temporary custody of your property if you die but only 1 With respect to liability arising out of the maintenance or use of that prop erty and 2 U... | 1 |
2. Duties In The Event Of Occurrence Offense Claim Or Suit a. You must see to it that we are notified as soon as practicable of an occurrence or an offense which may result in a claim. To the extent possible notice should in clude 1 How when and where the occur rence or offense took place 2 The names and addresses of a... | 1 |
b Any other primary insurance available to you covering liabil ity for damages arising out of the premises or operations or the products and completed oper ations for which you have been added as an additional insured. 2 When this insurance is excess we will have no duty under Coverages A or B to defend the insured aga... | 1 |
SECTION V DEFINITIONS 1. Advertisement means a notice that is broadcast or published to the general public or specific market segments about your goods products or services for the purpose of attracting customers or supporters. For the purposes of this definition a. Notices that are published include mate rial placed o... | 1 |
f. That part of any other contract or agree ment pertaining to your business includ ing an indemnification of a municipality in connection with work performed for a municipality under which you assume the tort liability of another party to pay for bodily injury or property damage to a third person or organization. Tort... | 1 |
13. 14. 15. 2 Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers and 3 Air compressors pumps and gener ators including spraying welding building cleaning geophysical ex ploration lighting and well servicing equipment. However mobile equipment does not in clude a... | 1 |
61506798 002842 2n0 162 18. 19. 20. b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the occurrence that caused it. For the purposes of this insurance electronic data is not tangible property. As used in this definition electronic data mean... | 1 |
COMMERCIAL GENERAL LIABILITY CG 2106 05 14 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION AND DATA RELATED LIABILITY WITH LIMITED BODILY INJURY EXCEPTION This endorsement modifies insurance provided under the following COMMERCIAL GEN... | 2 |
COMMERCIAL GENERAL LIABILITY CG 2147 1207 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYMENT RELATED PRACTICES EXCLUSION 61506798 002842 2n0 o 162 COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to Para graph 2. Exclusions of Section Coverage A Bodily Injury And Proper... | 2 |
COMMERCIAL GENERAL LIABILITY CG 2167 1204 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FUNGI OR BACTERIA EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. B. The following exclusion ... | 2 |
COMMERCIAL GENERAL LIABILITY CG 21700115 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECT... | 2 |
COMMERCIAL GENERAL LIABILITY CG 21760115 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION OF PUNITIVE DAMAGES RELATED TO A CERTIFIED ACT OF TERRORISM COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART This endorsement modifies insurance provided under the following OWNERS ... | 2 |
61506798 002842 2n0 This endorsement modifies COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL GENERAL LIABILITY CG 2186 12 04 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION EXTERIOR INSULATION AND FINISH SYSTEMS A. This insurance does not apply to bodily injury property damage or persona... | 2 |
COMMERCIAL GENERAL LIABILITY CG 21880115 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONDITIONAL EXCLUSION OF TERRORISM INVOLVING NUCLEAR BIOLOGICAL OR CHEMICAL TERRORISM RELATING TO DISPOSITION OF FEDERAL TERRORISM RISK INSURANCE ACT This endorsement modifies insurance provided under the following C... | 2 |
61506798 002842 b. Remain applicable unless we notify you of changes in these provisions in response to federal law. If the provisions of this endorsement do NOT become applicable any terrorism endorsement already endorsed to this policy that addresses certified acts of terrorism andor other acts of terror ism will con... | 2 |
COMMERCIAL GENERAL LIABILITY CG 21 96 03 05 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SILICA OR SILICA RELATED DUST EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to Para graph 2. Exclusions of S... | 2 |
61506798 002842 2n0 o 162 COMMERCIAL GENERAL LIABILITY CG 22790413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION CONTRACTORS PROFESSIONAL LIABILITY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to P... | 2 |
COMMERCIAL GENERAL LIABILITY CG 242604 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF INSURED CONTRACT DEFINITION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART The definiti... | 2 |
POLICY NUMBER 61506798 002842 POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 25 03 05 09 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED CONSTRUCTION PROJECTS GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHE... | 2 |
B. For all sums which the insured becomes le gally obligated to pay as damages caused by occurrences under Section Coverage A and for all medical expenses caused by ac cidents under Section Coverage C which can not be attributed only to ongoing oper ations at a single designated construction project shown in the Schedu... | 2 |
61506798 002842 2n0 o 162 COMMERCIAL GENERAL LIABILITY CG 84 94 12 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION CONSOLIDATED INSURANCE PROGRAMS WRAP UP This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is... | 2 |
COMMERCIAL GENERAL LIABILITY CG 84990112 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NON CUMULATION OF LIABILITY LIMITS SAME OCCURRENCE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following is added to Paragraph 5. under Section Il L... | 2 |
COMMERCIAL GENERAL LIABILITY CG 881004 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL GENERAL LIABILITY EXTENSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART COMNMERUIAL GENERAL LIABILITY COVERAGE FARIT INDEX SUBJECT NON OWNED... | 2 |
With respect to coverage afforded by this endorsement the provisions of the policy apply unless modified by the endorsement. A. NON OWNED AIRCRAFT Under Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage Liability exclusion g. Aircraft Auto Or Watercraft does not apply to an aircraft provid... | 2 |
b. The last paragraph of subsection 2. Exclusions is replaced by the following Exclusions. through n. do not apply to damage by fire lightning explosion smoke or leakage from automatic fire protection systems to premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit o... | 2 |
b. Premises or facilities rented by you or used by you or c. The maintenance operation or use by you of equipment rented or leased to you by such person or organization or d. Operations performed by you or on your behalf for which the state or political subdivision has issued a permit subject to the following additiona... | 2 |
With respect to the insurance provided by this endorsement the following are added to Paragraph 2. Exclusions under Section Coverage A Bodily Injury And Property Damage Liability This insurance does not apply to a. Bodily injury or property damage arising from the sole negligence of the additional insured. b. Bodily in... | 2 |
b. The following is added to Paragraph b. Excess Insurance When a written contract or written agreement other than a premises lease facilities rental contract or agreement an equipment rental or lease contract or agreement or permit issued by a state or political subdivision between you and an additional insured does n... | 2 |
61506798 002842 2n0 o 162 7 advertising injury arising out of their willful conduct which is defined as the purposeful or willful intent to cause bodily injury or personal and advertising injury or caused in whole or in part by their intoxica tion by liquor or controlled substances. The coverage provided by provision J... | 2 |
P. EXTENDED PROPERTY DAMAGE Exclusion a. of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY is replaced by the following a. Expected Or Intended Injury Bodily injury or property damage expected or intended from the standpoint of the insured. This exclusion does not apply to bodily injury or property damage resu... | 2 |
61506798 002842 2n0 o 162 i COMMERCIAL GENERAL LIABILITY CG 88 60 12 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EACH LOCATION GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART For all sums which the insured becomes ... | 2 |
COMMERCIAL GENERAL LIABILITY CG 88 70 12 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONSTRUCTION PROJECTS GENERAL AGGREGATE LIMIT PER PROJECT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. For all sums which the insured becomes legal... | 2 |
COMMERCIAL GENERAL LIABILITY CG 88 75 12 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION EARTH MOVEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART A. This insurance does... | 2 |
COMMERCIAL GENERAL LIABILITY CG 88 77 12 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MEDICAL EXPENSE AT YOUR REQUEST ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following is added to Section Coverage C Medical Payments... | 2 |
61506798 002842 2n0 COMMERCIAL GENERAL LIABILITY CG 88 86 12 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ASBESTOS LIABILITY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVELIABILITY COVERAGE PART... | 2 |
COMMERCIAL GENERAL LIABILITY CG 88 87 12 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION LEAD LIABILITY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVELIABILITY COVERAGE PART PRODUCTS AND COMPLETED ... | 2 |
COMMERCIAL GENERAL LIABILITY CG 90410113 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Paragraph 1. Advertisement of Section V... | 2 |
COMMERCIAL GENERAL LIABILITY CG 91920515 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION NEW RESIDENTIAL CONSTRUCTION OPERATIONS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. T... | 2 |
COMMERCIAL PROPERTY CP 00 10 04 02 BUILDING AND PERSONAL PROPERTY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarati... | 2 |
Personal Property of Others that is 1 In your care custody or control and 2 Located in or on the building de scribed in the Declarations or in the open or in a vehicle within 100 feet of the described prem ises. However our payment for loss of or damage to personal property of oth ers will only be for the account of th... | 2 |
q. The following property while outside of buildings 2 Grain hay straw or other crops Fences radio or television an tennas including satellite dishes and their lead in wiring masts or towers signs other than signs attached to build ings trees shrubs or plants other than stock of trees shrubs or plants all except as pro... | 2 |
Example 2 Limit of Insurance 90000 Amount of Deductible 500 Amount of Loss 80000 Amount of Loss Payable 79500 880000 500 Debris Removal Expense 30000 Debris Removal Expense Payable Page 4 of 15 Basic Amount 10500 Additional Amount 10000 The basic amount payable for debris removal expense under the terms of Paragraph 3 ... | 2 |
9 The amount payable under this Additional Coverage is addition al insurance. With respect to this Additional Coverage a We will not pay for the In creased Cost of Construc tion i Until the property is ac tually repaired or replaced at the same or another premises and ii Unless the repairs or re placement are made as s... | 2 |
f. 5 of 15 Electronic Data 1 2 3 Under this Additional Coverage electronic data has the meaning described under Property Not Covered Electronic Data. Subject to the provisions of this Additional Coverage we will pay for the cost to replace or restore electronic data which has been destroyed or corrupted by a Cov ered C... | 2 |
2 ii Use as a warehouse. The most we will pay for loss or damage under this Extension is 250000 at each building. Your Business Personal Proper ty a If this policy covers Your Business Personal Property you may extend that insur ance to apply to i Business personal prop erty including such property that you newly acqui... | 2 |
3 If the Causes of Loss Broad Form applies coverage under this Extension includes Collapse as set forth in that Form. Under this Extension the most we will pay to replace or restore the lost information is 2500 at each described premises unless a higher limit is shown in the Declarations. Such amount is ad ditional ins... | 2 |
61506798 002842 3 The most we will pay for loss or damage under this Extension is 5000 unless a higher limit is shown in the Declarations. 4 This insurance is excess over the amount due whether you can collect on it or not from any oth er insurance covering such prop erty. Each of these Extensions is additional insur a... | 2 |
Appraisal If we and you disagree on the value of the property or the amount of loss either may make written demand for an ap praisal of the loss. In this event each par ty will select a competent and impartial appraiser. The two appraisers will select an umpire. If they can not agree either may request that selection b... | 2 |
b. The cost to repair rebuild or replace does not include the increased cost attributable to enforcement of any ordinance or law regulating the con struction use or repair of any prop erty. c. We will give notice of our intentions within 30 days after we receive the sworn proof of loss. d. We will not pay you more than... | 2 |
a. At actual cash value as of the time of loss or damage except as provided in b c. d. e. and f. below. b. If the Limit of Insurance for Building satisfies the Additional Condition Coinsurance and the cost to repair or replace the damaged building property is 2500 or less we will pay the cost of building repairs or re ... | 2 |
Example No. 2 Adequate Insurance When The value of the prop erty is 250000 The Coinsurance per centage for it is 80 The Limit of Insurance for it is 200000 The Deductible is 250 The amount of loss is 40000 The minimum amount of insurance to meet your Coinsurance require ment is 200000 250000 x 80. Therefore the Limit o... | 2 |
2 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the mortgageholder at least 10 days be fore the expiration date of this policy. G. Optional Coverages If shown as applicable in the Declarations the following Option... | 2 |
2 Unless the repairs or replace ment are made as soon as reasonably possible after the loss or damage. With respect to tenants improve ments and betterments the follow ing also apply 3 If the conditions in d.1 and d.2 above are not met the value of tenants improvements and bet terments will be determined as a proportio... | 2 |
COMMERCIAL PROPERTY CP 00 30 04 02 BUSINESS INCOME AND EXTRA EXPENSE COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declar... | 2 |
4. Additional Limitation Interruption of Computer Operations a. Coverage for Business Income does not apply when a suspension of operations is caused by destruction or corruption of electronic data or any loss or damage to electronic data except as provided under the Additional Coverage Interruption of Computer Operati... | 2 |
2 b Ends on the earlier of i The date you could re store your operations with reasonable speed to the level which would generate the business income amount that would have existed if no direct physical loss or damage had occurred or ii 30 consecutive days after the date deter mined in 1a above. However Extended Busines... | 2 |
c If the Causes of Loss Form is endorsed to add a Covered Cause of Loss the additional Covered Cause of Loss does not apply to the coverage provided under this Addi tional Coverage Interrup tion of Computer Oper ations. d The Covered Causes of Loss include a virus harmful code or similar instruction introduced into or ... | 2 |
Appraisal If we and you disagree on the amount of Net Income and operating expense or the amount of loss either may make written demand for an appraisal of the loss. In this event each party will select a com petent and impartial appraiser. The two appraisers will select an umpire. If they can not agree either may requ... | 2 |
b Bills invoices and other D. Addition vouchers and Coinsur c Deeds liens or contracts. If a Coir b. The amount of Extra Expense will be Declarati determined based on in additic 1 All expenses that exceed the and the normal operating expenses that We will would have been incurred by ness Inc operations during the perio... | 2 |
Cost of other supplies consumed includ ing transportation charges Cost of services purchased from outsid ers not employees to resell that do not continue under contract 10. Power heat and refrigeration expenses that do not continue under contract if Form CP 15 11 is attached 11. All ordinary payroll expenses or the amo... | 2 |
Example When The Limit of Insurance is 120000 The fraction shown in the Declarations for this Optional Coverage is 14 The most we will pay for loss in each period of 30 consecutive days is 120000 x 14 30000 If in this example the actual amount of loss is Days 1 30 40000 Days 31 60 20000. Days 61 90 30000 E 90000 We wil... | 2 |
3. Period of Restoration means the period of time that a. Begins 1 72 hours after the time of direct 2 physical loss or damage for Business Income coverage or Immediately after the time of di rect physical loss or damage for Extra Expense coverage caused by or resulting from any Cov ered Cause of Loss at the described ... | 2 |
COMMERCIAL PROPERTY COMMERCIAL PROPERTY CONDITIONS 61506798 002842 2n0 o 162 107 This Coverage Part is subject to the following conditions Loss Conditions and Additional CONCEALMENT MISREPRESENTATION OR FRAUD This Coverage Part is void in any case of fraud by you as it relates to this Coverage Part at any time. It is a... | 2 |
2. The coverage territory is a. The United States of America in cluding its territories and posses sions b. Puerto Rico and c. Canada. TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US If any person or organization to or for whom we make payment under this Coverage Part has rights to recover damages from another thos... | 2 |
61506798 002842 2n0 COMMERCIAL PROPERTY CP 01 40 07 06 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION OF LOSS DUE TO VIRUS OR BACTERIA COMMERCIAL PROPERTY COVERAGE PART STANDARD PROPERTY POLICY The exclusion set forth in Paragraph B. ap plies to all coverage under all forms and en dorsements t... | 2 |
COMMERCIAL PROPERTY CP 04 49 12 05 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALIFORNIA CHANGES REPLACEMENT COST COMMERCIAL PROPERTY COVERAGE PART An open policy is a policy under which the value of Covered Property is not fixed at poli cy inception but is determined at the time of loss in accordan... | 2 |
b. In the event of a partial loss to a building or structure actual cash val ue is calculated as b.1. or b.2. which ever is less 1. The amount it would cost to re pair rebuild or replace the property less a fair and reason able deduction for physical de preciation of the components of the building or structure that are... | 2 |
COMMERCIAL PROPERTY CP 10 30 04 02 A. CAUSESOFLOSS SPECIALFORM Words and phrases that appear in quotation marks have special meaning. Refer to Section F. Definitions. Covered Causes Of Loss When Special is shown in the Declarations Covered Causes of Loss means Risks Of Di rect Physical Loss unless the loss is 1. Exclud... | 2 |
Governmental Action Seizure or destruction of property by order of governmental authority. But we will pay for loss or damage caused by or resulting from acts of destruction ordered by governmen tal authority and taken at the time of afire to prevent its spread if the fire would be covered under this Cover age Part. Nu... | 2 |
also pay for loss or damage caused by or resulting from the explosion of gases or fuel within the furnace of any fired vessel or within the flues or passages through which the gas es of combustion pass. Continuous or repeated seepage or leakage of water or the presence or condensation of humidity moisture or vapor that... | 2 |
I. Discharge dispersal seepage mi gration release or escape of pollu tants unless the discharge dispersal seepage migration re lease or escape is itself caused by any of the specified causes of loss. But if the discharge dispersal seepage migration re lease or escape of pollutants re sults in a specified cause of loss ... | 2 |
5 6 Extended Business Income Additional Coverage and the Extended Period Of In demnity Optional Coverage or any variation of these. Any Extra Expense caused by or resulting from suspension lapse or cancellation of any li cense lease or contract beyond the period of restoration. Any other consequential loss. Leasehold I... | 2 |
2 The loss or damage is caused by or results from thawing of snow sleet or ice on the build ing or structure. Building materials and supplies not attached as part of the building or structure caused by or resulting from theft. However this limitation does not apply to 1 Building materials and supplies held for sale by ... | 2 |
b. A building or any part of a building that is in danger of falling down or caving in is not considered to be in a state of collapse c. A part of abuilding that is standing is not considered to be in a state of collapse even if it has separated from another part of the building d. A building that is standing or any pa... | 2 |
total of 15000 even if the fungus wet or dry rot or bacteria continues to be present or active or recurs in a later policy period. The coverage provided under this Limit ed Coverage does not increase the ap plicable Limit of Insurance on any Cov ered Property. If a particular occurrence results in loss or damage by fun... | 2 |
regardless of when such adelay oc curs during the period of restora tion but such coverage is limited to 30 days. The days need not be consecutive. F. Additional Coverage Extensions 1. Property In Transit. This Extension applies only to your per sonal property to which this form ap plies. a. You may extend the insuranc... | 2 |
COMMERCIAL PROPERTY CP 10 32 08 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. 61506798 002842 2n0 This endorsement WATER EXCLUSION ENDORSEMENT COMMERCIAL PROPERTY COVERAGE PART STANDARD PROPERTY POLICY A. The exclusion in Paragraph B. replaces the Water Exclusion in this Coverage Part or Policy. Wat... | 2 |
COMMERCIAL PROPERTY CP 72 97 04 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EQUIPMENT BREAKDOWN ENHANCEMENT ENDORSEMENT SPECIAL FORM This endorsement modifies insurance provided under the following BUILDING AND PERSONAL PROPERTY COVERAGE FORM BUILDERS RISK COVERAGE FORM CONDOMINIUM ASSOCIATION COV... | 2 |
61506798 002842 2n0 1 Are safe or healthful or 2 Comply with laws regulations codes or standards. c. Paragraphs a. and b. of this condition apply not only to us but also to any rating advisory rate service or similar organization which makes insurance inspections surveys reports or recommendations. d. Paragraph b. of t... | 2 |
Fire lightning combustion explosion windstorm or hail weight of snow ice or sleet falling objects smoke aircraft or vehicles riot or civi commotion vandalism sinkhole collapse volcanic action leakage from fire extinguishing equipment water damage earth movement and flood. This exclusion does not apply to the Business I... | 2 |
F. Additional Coverage Extensions The following Additional Coverage Extensions are added 4. Expediting Expenses We will pay for the expediting expense loss resulting from an Equipment Breakdown with respect to your damaged Covered Property. We will pay the reasonable extra cost to a. Make temporary repairs b. Expedite ... | 2 |
9. Demolition and ICC Increased Cost of Construction If a building that is Covered Property is damaged by a loss covered by this endorsement and the loss is increased by enforcement of any ordinance or law in force at the time of the Equipment Breakdown that regulates the construction or repair of buildings or establis... | 2 |
However Equipment Breakdown will not mean Physical loss or damage caused by or resulting from any of the following however if loss or damage not otherwise excluded results then we will pay for such resulting damage 1 Wear and tear 2 Rust or other corrosion decay deterioration hidden or latent defect mold or any other q... | 2 |
COMMERCIAL PROPERTY CP 880007 10 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PROPERTY EXTENSION ENDORSEMENT This endorsement modifies insurance provided under the following BUILDING AND PERSONAL PROPERTY COVERAGE FORM CAUSES OF LOSS BROAD FORM CAUSES OF LOSS SPECIAL FORM WATER EXCLUSION ENDORSEMENT T... | 2 |
61506798 002842 2n0 Coverage Description Limit of Insurance Salespersons Samples 1000 for each salesperson in any one occurrence Signs Outdoor 5000 in any one occurrence Special Valuation Provision 5000 Property In Transit 10000 in any one occurrence Back Up of Sewers or Drains 10000 at any one location A. The followin... | 2 |
10. 11. The following are added to paragraph A.4 Additional Coverages Arson or Theft Reward We will pay on behalf of the insured up to 10000 at any one location for information which leads to an arson conviction or theft conviction in connection with a fire loss or theft loss covered under the BUILDING AND PERSONAL PRO... | 2 |
4 Other reasonable expenses that you incur to re establish your records of accounts receiv able that result from a Covered Cause of Loss to your records of accounts receivable. The most we will pay for loss at any one location under this Extension is 10000. Fine Arts You may extend the insurance that applies to Your Bu... | 2 |
2 3 5 6 c Accounts bills evidences of debt valuable papers records abstracts deeds manu scripts program documentation or other documents. d Computer equipment held for sale by you e Computer equipment of others on which you are performing repairs or work f Computer equipment that is part of any i Production or processi... | 2 |
Laptop portable computers means computer equipment and accessories that are de signed to function with it that can easily be carried and is designed to be used at more than one location. The most we will pay under this Extension for loss or damage to computer equipment including laptop portable computers at any one loc... | 2 |
Utility Services Interruption Direct Damage You may extend the insurance provided by the BUILDING AND PERSONAL PROPERTY COV ERAGE FORM to apply to loss of or damage to Covered Property caused by an interruption in utility service to the described premises. The interruption in utility service must result from direct phy... | 2 |
Extra Expense means necessary expenses you incur during the period of restoration that you would not have incurred if there had been no direct physical loss or damage to property. Coverage pertains to expenses which are incurred to a Avoid or minimize the suspension of business and to continue operations 1. At the desc... | 2 |
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