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101 GL 0123923 02 2 Any loss cost or expense arising out of any a Request demand order or statutory or regulatory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or b Claim or suit by or on behalf o... | 1 |
101 GL 0123923 02 4 Personal property in the care custody or control of the insured 5 That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations if the property damage arises out of those operations or 6 That particular... | 1 |
101 GL 0123923 02 4 Any federal state or local statute ordinance or regulation other than the TCPA CAN SPAM Act of 2003 or FCRA and their amendments and additions that addresses prohibits or limits the printing dissemination disposal collecting recording sending transmitting communicating or distribution of material or... | 1 |
101 GL 0123923 02 i. Infringement Of Copyright Patent Trademark Or Trade Secret Personal and advertising injury arising out of the infringement of copyright patent trademark trade secret or other intellectual property rights. Under this exclusion such other intellectual property rights do not include the use of another... | 1 |
101 GL 0123923 02 COVERAGE C MEDICAL PAYMENTS 1. Insuring Agreement a. We will pay medical expenses as described below for bodily injury caused by an accident 1 On premises you own or rent 2 On ways next to premises you own or rent or 3 Because of your operations provided that a The accident takes place in the coverage... | 1 |
101 GL 0123923 02 g. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or deposited in court the part of the judgment that is within the applicable limit of insurance. These payments will not reduce the limits of insurance.. If we defend an i... | 1 |
101 GL 0123923 02 2. Each of the following is also an insured a. Your volunteer workers only while performing duties related to the conduct of your business or your employees other than either your executive officers if you are an organization other than a partnership joint venture or limited liability company or your ... | 1 |
101 GL 0123923 02 3. The Products Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of bodily injury and property damage included in the products completed operations hazard. 4. Subject to Paragraph 2. above the Personal And Advertising Injury Limit is the most we will pa... | 1 |
101 GL 0123923 02 4. Other Insurance If other valid and collectible insurance is available to the insured for a loss we cover under Coverages A or B of this Coverage Part our obligations are limited as follows a. Primary Insurance This insurance is primary except when Paragraph b. below applies. If this insurance is pr... | 1 |
101 GL 0123923 02 b. Those statements are based upon representations you made to us and c. We have issued this policy in reliance upon your representations. 7. Separation Of Insureds Except with respect to the Limits of Insurance and any rights or duties specifically assigned in this Coverage Part to the first Named In... | 1 |
101 GL 0123923 02 9. Insured contract means a. A contract for a lease of premises. However that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an insured con... | 1 |
101 GL 0123923 02 13. 14. However self propelled vehicles with the following types of permanently attached equipment are not mobile equipment but will be considered autos 1 Equipment designed primarily for a Snow removal b Road maintenance but not construction or resurfacing or c Street cleaning 2 Cherry pickers and si... | 1 |
101 GL 0123923 02 As used in this definition electronic data means information facts or programs stored as or on created or used on or transmitted to or from computer software including systems and applications software hard or floppy disks CD ROMs tapes drives cells data processing devices or any other media which are... | 1 |
101 GL 0123923 02 COMMERCIAL GENERAL LIABILITY CG 210906 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION UNMANNED AIRCRAFT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Exclusion 2.g. Aircraft Auto Or Watercraft under This Para... | 2 |
101 GL 0123923 02 e Bodily injury or property damage arising out of i The operation of machinery or equipment that is attached to or part of a land vehicle that would qualify under the definition of mobile equipment if it were not subject to a compulsory or financial responsibility law or other motor vehicle insurance ... | 2 |
101 GL 0123923 02 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION INTERCOMPANY PRODUCTS SUITS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART This insur... | 2 |
101 GL 0123923 02 POLICY NUMBER 101 GL 0123923 02 POLICY NUMBER 101 GL 0123923 02 COMMERCIAL GENERAL LIABILITY CG 21440417 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LIMITATION OF COVERAGE TO DESIGNATED PREMISES PROJECT OR OPERATION This endorsement modifies insurance provided under the following CO... | 2 |
101 GL 0123923 02 b In connection with the project or operation shown in the Schedule and 2 The offense was committed during the policy period. However with respect to Paragraph 1.b. 1a of this Insuring Agreement if the personal and advertising injury is caused by 1 False arrest detention or imprisonment or 2 The wrong... | 2 |
101 GL 0123923 02 3 A claim for damages because of the personal and advertising injury is first made against any insured in accordance with Paragraph 1.c. of this Insuring Agreement during the policy period or any Extended Reporting Period we provide under Section V Extended Reporting Periods. However with respect to P... | 2 |
101 GL 0123923 02 COMMERCIAL GENERAL LIABILITY CG 214909 99 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TOTAL POLLUTION EXCLUSION ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART Exclusion f. under Paragraph 2. Exclusions of Sec 2... | 2 |
101 GL 0123923 02 COMMERCIAL GENERAL LIABILITY CG 21671204 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FUNGI OR BACTERIA EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. Exclusions... | 2 |
101 GL 0123923 02 COMMERCIAL GENERAL LIABILITY CG 21 96 03 05 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SILICA OR SILICA RELATED DUST EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragrap... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ASSAULT BATTERY OR ASSAULT AND BATTERY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. SECTIONI COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Ex... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION COMMUNICABLE DISEASE VIRUS OR BACTERIA This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to Paragraph 2. Exclusions of both Section Covera... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DOG EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions is amended and the following a... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYMENT RELATED PRACTICES EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions and S... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION FARMING This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions is amended and the foll... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION CONTINUOUS PROGRESSIVE OR REPEATED BODILY INJURY OR PROPERTY DAMAGE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART This endorsement applies to all work or that part of ... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TOTAL LIQUOR LIABILITY EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY A... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION CYBER INJURY ELECTRONIC DATA AND CONFIDENTIAL OR PERSONAL INFORMATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART FARM LI... | 2 |
101 GL 0123923 02 h. Data or systemrecovery repair replacement or restoration expenses i. Business interruption related losses or expensesor j. Losses arising out of fraudulent instructions transmitted by electronic means including through social engineering. Electronic data means information facts or programs stored a... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION OPIOIDS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions and COVERAGE B PERSONAL... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ANY RESIDENTIAL CONSTRUCTION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions an... | 2 |
101 GL 0123923 02 d. A single real property parcel with all the unit owners having a right in common to use the common elements with a separate ownership confined to the individual units that are serially designated. Condominium Conversion Projects means direct conversion of any existing building including but not limi... | 2 |
101 GL 0123923 02 Townhouse Projects means multi unithousing consisting of houses in a row of usually the same or similar design with common side walls or with a very narrow space between adjacent side walls including individual Townhouses. Cooperative means any of the following a. A type of multiple ownership of real ... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION SUBSIDENCE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART A. SECTION COVERAGES COVERAGE A BODILY INJURY AND PR... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION PROFESSIONAL SERVICES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY AN... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION USLH JONES ACT OR OTHER MARITIME LAWS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusi... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION LEAD This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions and COVERAGE B PERSONAL AND A... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ASBESTOS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions and COVERAGE B PERSONAL A... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ABUSE OR MOLESTATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions and COVERAGE ... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION BENZENE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions and COVERAGE B PERSONAL AN... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESS DESCRIPTION AND CLASSIFICATION LIMITATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Business Description Vacant Land per exhibits on file with company SECT... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. IDENTITY RECOVERY COVERAGE IDENTITY THEFT CASE MANAGEMENT SERVICE AND EXPENSE REIMBURSEMENT This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART The f... | 2 |
101 GL 0123923 02 LIMITS Case Management Service is available as needed for any one identity theft for up to 12 consecutive months from the inception of the service. Expenses we incur to provide Case Management Service do not reduce the amount of limit available for Expense Reimbursement coverage. Expense Reimbursement... | 2 |
101 GL 0123923 02 B. Services The following conditions apply as respects any services provided by us or our designees to any identity recovery insured under this endorsement 1. Our ability to provide helpful services in the event of an identity theft depends on the cooperation permission and assistance of the identity ... | 2 |
101 GL 0123923 02 g. Actual costs for counseling from a licensed mental health professional. Such care must be provided by a professional care provider who is not a relative of the identity recovery insured. Any other reasonable costs necessarily incurred by an identity recovery insured as a direct result of the identi... | 2 |
101 GL 0123923 02 INTERLINE THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. THIS ENDORSEMENT PROVIDES CLAIMS MADE COVERAGE. PLEASE READ THE ENTIRE ENDORSEMENT CAREFULLY. CYBERONE COVERAGE COMPUTER ATTACK AND NETWORK SECURITY LIABILITY as practicable but in no event more than 60 days after the date it is ... | 2 |
101 GL 0123923 02 SECTION 2 NETWORK SECURITY LIABILITY COVERAGE SECTION 2 COVERED CAUSE OF LOSS This Network Security Liability Coverage applies only if all of the following conditions are met 1. You first receive notice of a network security liability suit during the policy period for which this endorsement is applica... | 2 |
101 GL 0123923 02 ADDITIONAL CONDITIONS The following additional conditions apply to all coverages under this endorsement. A. Due Diligence You agree to use due diligence to prevent and mitigate costs covered under this endorsement. This includes but is not limited to complying with reasonable and industry accepted pro... | 2 |
101 GL 0123923 02 of us. Our liability shall not exceed the amount for which the claim or suit could have been settled if such recommendation was consented to plus defense costs incurred by us and defense costs incurred by you with our written consent prior to the date of such refusal. 4. We shall not be obligated to p... | 2 |
101 GL 0123923 02 does not mean 1 Civil or criminal imposed by law 2 Punitive or exemplary damages fines or penalties 3 The multiplied portion of multiplied damages 4 Taxes or 5 Matters which may be deemed uninsurable under the applicable law. 5. Network Security Liability Suit a. Network security liability suit means ... | 2 |
101 GL 0123923 02 INTERLINE THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DATA COMPROMISE COVERAGE RESPONSE EXPENSES AND DEFENSE AND LIABILITY The following Data Compromise Coverage has been endorsed onto your policy as a matter of convenience for policy issuance. The coverage and service provided unde... | 2 |
101 GL 0123923 02 covered personal data compromise may have occurred we will pay for costs covered under Legal Review even if it is eventually determined that there was no covered personal data compromise. However once it is determined that there was no covered personal data compromise we will not pay for any further c... | 2 |
101 GL 0123923 02 SECTION 1 DEDUCTIBLE Response Expenses Coverage is subject to the Response Expenses Deductible indicated for this endorsement. You shall be responsible for such deductible amount as respects each personal data compromise covered under this endorsement. SECTION 2 DEFENSE AND LIABILITY COVERAGE DEFENSE ... | 2 |
101 GL 0123923 02 B. Duties in the Event of a Data Compromise Suit 1. If a data compromise suit is brought against you you must a. Immediately record the specifics of the data compromise suit and the date received and b. Provide us with written notice as soon as practicable but in no event more than 60 days after the d... | 2 |
101 GL 0123923 02 D. Legal Advice We are not your legal advisor. Our determination of what is or is not covered under this Data Compromise Coverage endorsement does not represent advice or counsel from us about what you should or should not do. E. Pre Notification Consultation You agree to consult with us prior to the ... | 2 |
101 GL 0123923 02 processing transmitting or transporting for another entity do not qualify as affected individuals. However specific individuals may qualify as affected individuals for another reason such as being an employee of yours. 3 You may have operations interests or properties that are not insured under this p... | 2 |
101 GL 0123923 02 release or accidental publication must result in or have the reasonable possibility of resulting in the fraudulent use of such information. This definition is subject to the following provisions a. At the time of the loss theft accidental release or accidental publication the personally identifying in... | 2 |
101 GL 0123923 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. KANSAS CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY ... | 2 |
GENERAL LIABILITY DECLARATIONS PRIOR POL. NO. 4N6 19 35 18 POLICY Policy Period From JANUARY 1 2018 To JANUARY 1 2019 NUMBER 4N6 19 3519 1201 AM Standard Time at Your Mailing Address Shown Below Named Insured WATTS ELECTRIC COMPANY Mailing Address 13351 DOVERS ST WAVERLY NE 68462 2516 The Named Insured is Individual X ... | 2 |
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AEM INSURANCE EMPLOYERS MUTUAL CASUALTY COMPANY INSTALLMENT PREMIUM PAYMENT SCHEDULE L L L T T T Ty POLICY NUMBER POLICY PERIOD 01012018 TO 01012019 4N6 19 3 5 19 NAMED INSURED PRODUCER WATTS ELECTRIC COMPANY LOCKTON COMPANIES LLC. 13710 FNB PKWY STE 400 13351 DOVERS ST. OMAHA NE. WAVERLY NE.. 68154 5298 68462 2516 AGE... | 2 |
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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CHANGE ENDORSEMENT POLICY Policy Period From January 1 2018 To January 1 2019 NUMBER 4N6 19 3519 Named Insured Watts Electric Company Endorsement Effective Date January 1 2018 EMC Insurance Companies x Employers Mutual Casualty Company Dakota Fire Insurance... | 2 |
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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CHANGE ENDORSEMENT POLICY Policy Period From January 1 2018 To January 1 2019 NUMBER 4N6 19 3519 Named Insured Watts Electric Company Endorsement Effeciive Date January 1 2018 EMC Insurance Companies X Employers Mutual Casualty Company Dakota Fire Insurance... | 2 |
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CHANGES ENDORSEMENT SCHEDULE CONTINUED PAGE 2 OF 3 72280 04 13 LIMITED EXCL CONTRACTOR PROF LIAB CG2417 10 01 CONTRACTUAL LIABILITY RAILROADS SCHEDULED RAILROAD DESIGNATED JOB SITE ANY RAILROAD ANY JOBSITE WHERE REQUIRED BY CONTRACT CG2645 02 99 SD CHANGS NONBINDING ARBITRATION CG2650 04 13 MISSOURI CHANGES MEDICAL PAY... | 2 |
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CHANGES ENDORSEMENT SCHEDULE CONTINUED PAGE 3 OF 3 IL8021 04 88 ASBESTOS NOTICE IL8383.2 01 15 DISCL PURSUANT TERRSM RISK INS. ACT 118384 01 08 TERRORISM NOTICE IL8576 09 09 MEDICARE IMPT NOTICE TO POLICYHOLDER 625 Additional Premium Return To be adjusted at Audit wecember 1 2017 Omaha NE Date and Place of Issue Counte... | 2 |
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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CHANGE ENDORSEMENT Policy Period From January 1 2018 To January 1 2019 POLICY NUMBER 4N6 19 35 19 Named Insured Watt Electric Company Endorsement Effective Date January 1 2018 EMC Insurance Companies Employers Mutual Casualty Company Dakota Fire Insurance C... | 2 |
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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CHANGE ENDORSEMENT POLICY Policy Period From January 1 2018 To January 1 2019 NUMBER 4N6 19 3519 Named Insured Wiatts Electric Company Endorsement Effective Date January 1 2018 EMC Insurance Companies X Employers Mutual Casualty Company Dakota Fire Insuranc... | 2 |
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POLICY NUMBER 4N6 19 35 COMMERCIAL GENEEABLJEIQDBIII THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DEDUCTIBLE LIABILITY INSURANCE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Co... | 2 |
2. PER OCCURRENCE BASIS. If the deductible amount indicated In the Schedule above is on a per occurrence basis that deductible amount applies as follows a. Under Bodily Injury Liability Coverage to all damages because of bodily injury b. Under Property Damage Liability Coverage to all damages because of property dam ag... | 2 |
DISCLOSURE PURSUANT TO TERRORISM RISK INSURANCE ACT THIS DISCLOSURE IS ATTACHED TO YOUR POLICY IN RESPONSE TO THE DISCLOSURE REQUIREMENTS OF THE TERRORISM RISK INSURANCE ACT. THIS DISCLOSURE DOES NOT ggg COVERAGE OR CHANGE THE TERMS AND CONDITIONS OF ANY COVERAGE UNDER SCHEDULE Terrorism Premium Certified Acts 625.00 I... | 2 |
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cournt on g INSURANCE Understanding the Premium Audit Process A premium audit is an examination of your business operations and records that helps determine the correct exposure or premium base for the insurance coverage provided. This helps us make sure the cost of your insurance coverage is fair and equitable. How It... | 2 |
Keeping accurate and detailed records makes the audit process rmuch aasier and aliows you 1o take advanizgs of sertain allowable credits or exclusions. A comprehsasive cescriotion of your business operations and a detailed explanation of the job duties of each employee will also be necessary. When preparing for your au... | 2 |
COMMERCIAL GENERAL LIABILITY QUICK REFERENCE COMMERCIAL GENERAL LIABILITY COVERAGE FORM OCCURRENCE COVERAGE READ YOUR POLICY CAREFULLY DECLARATIONS PAGES Named Insured And Mailing Address Policy Period Description Of Business And Location Coverages And Limits Of Insurance SECTION COVERAGES Coverage A Bodily Injury And ... | 2 |
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COMMERCIAL GENERAL LIABILITY CG 00010413 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Decla... | 0 |
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in a The supervision hiring. employment. training or monitoring of others by that insured or b Providing or failing to provide transportation with respect to any person that may be under the influence of alcohol if the o... | 1 |
f. Pollution 1 Bodily injury or property damage arising out of the actual alleged or threatened discharge dispersal seepage migration release or escape of poliutants a At or from any premises site or location which is or was at any time owned or occupied by or rented or loaned to any insured. However this subparagraph ... | 1 |
5 Bodily injury or property damage arising out of a The operation of machinery or equipment that is attached to or part of a land vehicle that would qualify under the definition of mobile equipment if it were not subject to a compulsory or financial responsibility few or other motor vehicle insurance law where it is li... | 1 |
4 Personal property in the care custody or control of the insured 8 That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations if the property damage arises out of those operations or 6 That particutar part of any prope... | 1 |
4 Any federal state or local statute ordinance or regulation other than the TCPA CAN SPAM Act of 2003 or FCRA and their amendments and additions that addresses prohibits or limits the printing dissemination disposal collecting. recording sending transmitting. communicating or distribution of material or information. Ex... | 1 |
i. Infringement Of Copyright Patent Trademark Or Trade Secret Personal and advertising injury arising out of the infringement of copyright patent trademark trade secret or other intellectual property rights. Under this exclusion such other intellectual property rights do not include the use of another s advertising ide... | 1 |
COVERAGE C MEDICAL PAYMENTS 1. Insuring Agreement a. We will pay medical expenses as described below for bodily injury caused by an accident 1 On premises you own or rent 2 On ways next to premises you own or rent or 3 Because of your operations provided that a The accident takes place in the coverage territory and dur... | 1 |
g. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or deposited in court the part of the judgment that is within the applicable fimit of insurance. These payments will not reduce the limits of insurance.. If we defend an insured against a s... | 1 |
2. Each of the following is also an insured a. Your volunteer workers only while performing duties related to the conduct of your business. or your employees other than either your executive officers if you are an organization other than a partnership joint venture or fimited liability company or your managers if you a... | 1 |
3. The Products Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of bodily injury and property damage included in the products completed operations hazard. 4. Subject to Paragraph 2. above the Personal And Advertising Injury Limit is the most we will pay under Coverage B... | 1 |
4. Other Insurance If other valid and collectible insurance is available to the insured for a loss we cover under Coverages A or B of this Coverage Part our obligations are fimited as follows a. Primary Insurance This insurance is primary except when Paragraph b. below applies. If this insurance is primary our obligati... | 1 |
b. Those statements are based upon representations you made to us and c. We have issued this policy in reliance upon your representations. 7. Separation Of Insureds Except with respect to the Limits of insurance and any rights or duties specifically assigned in this Coverage Part to the first Named Insured this insuran... | 1 |
9. Insured contract means a. A contract for a lease of premises. However that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an insured contract b. A sidetra... | 1 |
1 Equipment designed Primarily for Snow removal b Road Maintenance pyt not construction Or resurfacing or c Street cleaning 2 Cherry Ppickers and similar deviceg mounted on automobile or truck chassis and used to raise or lower workers and Spraying welding building Cleaning geophysica Exploration lighting and welj Serv... | 1 |
As used in this definition. electronic data means information. facts or programs stored as Of on or transmitted to of from systems an applications software hard of fioppy disks. CcD ROMs tapes. drives cels. i devices or any other media which are used with electronically controlied equipment. 48.Suit means civil prooeed... | 1 |
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