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COMMERCIAL GENERAL LIABILITY CG 26220311 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MICHIGAN CHANGES LIQUOR LIABILITY This endorsement modifies insurance provided under the following LIQUOR LIABILITY COVERAGE PART OCCURRENCE VERSION. Section Liquor Liability Coverage is amended to comply with Michigan Compiled Laws Section 436.1811 as follows No condition provision stipulation or limitation contained in this policy or any endorsement thereon shall relieve us from liability within the statutory limits provided by Section 803 of the Michigan liquor control code of 1998 for the payment of any claim for which the insured may be held liable under Section 801 of said act. However all terms conditions and limitations in this policy will remain in full force and effect as binding between you and us. You must reimburse us for any payment 1. Made by us on account of any injury claim or suit involving a breach of the terms of this policy and 2. That we would not have been obligated to make under the terms of this policy except for the agreement contained in this endorsement.. The paragraph relating to prejudgment interest in Supplementary Payments Section I is replaced by the following We will pay with respect to any claim or suit we defend 5. Prejudgment interest awarded against the insured on that part of the judgment we pay.. With respect to the Duties In The Event Of Injury Claim or Suit Condition Section IV Liquor Liability Conditions 1. Notice given by or on behalf of the insured to our authorized agent with particulars sufficient to identify the insured shall be considered notice to us. 2. The last sentence of Paragraph 2.b. is deleted. 3. The reference to Paragraph d. is amended to read Paragraph e. 4. The following is added d. Failure to give any notice required by this condition within the time period specified shall not invalidate any claim made by you if it shall be shown not to have been reasonably possible to give notice within the prescribed time period and that notice was given as soon as was reasonably possible. D. The Representations Condition Section IV Liquor Liability Conditions is amended by the addition of the following No false statement or breach of authority or act or omission on the part of the insured will void this insurance unless the intention of the insured to conceal a hazard of perpetrating fraud is proven. E. The When We Do Not Renew Condition Section IV Liquor Liability Conditions does not apply. F. The Cancellation Common Policy Condition is replaced by the following and supersedes any provision to the contrary 1. The first Named Insured shown in the Declarations may cancel this policy by a. Giving 30 days advance written notice of cancellation to the Michigan Liquor Control Commission b. Obtaining and delivering new proof of financial responsibility to the Michigan Liquor Control Commission within the time frame specified in a. above and c. Mailing or delivering to us or our authorized agent 30 days advance written notice of cancellation. The cancellation will not be effective until 30 days after such written notice is received by the Michigan Liquor Control Commission. CG 26220311 Insurance Services Office Inc. 2010 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
2. We may cancel this policy by mailing or delivering advance written notice of cancellation at least 30 days before the effective date of cancellation to the first Named Insured shown in the Declarations and the Michigan Liquor Control Commission. The cancellation will not be effective until 30 days after such written notice is received by the Michigan Liquor Control Commission. 3. We will mail or deliver our notice to the first Named Insured s last mailing address known to us or our authorized agent. 4. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. 5. If this policy is cancelled we will send the first Named Insured any pro rata premium refund due. The minimum earned premium shall not be less than the pro rata premium for the expired time or 25 whichever is greater. The cancellation will be effective even if we have not made or offered a refund. 6. If notice is mailed proof of mailing will be sufficient proof of notice. Page 2 of 2 Insurance Services Office Inc. 2010 MWZY 308156 NPC International Inc. 09302016 09302017 CG 262203 11 | 2 |
IL 02 45 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MINNESOTA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART. When this endorsement is attached to the Stan dard Property Policy CP 00 99 the term Coverage Part in this endorsement is replaced by the term Policy.. The following provisions apply except when Para graph C. of this endorsement applies The Cancellation Common Policy Condition is re placed by the following CANCELLATION 1. The first Named Insured shown in the Declara tions may cancel this policy by mailing or deliv ering to us advance written notice of cancella tion. 2. We may cancel this policy subject to the provi sions of Paragraph B.3. below by first class mailing or by delivery of a written notice of cancellation to the first Named Insured and any agent to their last mailing addresses known to us. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. 3. Policies In Effect a. Less Than 90 Days If this policy is a new policy and has been in effect for fewer than 90 days we may can cel for any reason by giving notice at least 1 10 days before the effective date of cancellation if we cancel for nonpay ment of premium or 2 30 days before the effective date of cancellation if we cancel for any other reason. b. 90 Days Or More If this policy has been in effect for 90 days or more or if it is a renewal of a policy we issued we may cancel only for one or more of the following reasons 1 Nonpayment of premium 2 Misrepresentation or fraud made by you or with your knowledge in obtaining the policy or in pursuing a claim under the policy An act or omission by you that substan tially increases or changes the risk in sured Refusal by you to eliminate known con ditions that increase the potential for loss after notification by us that the con dition must be removed Substantial change in the risk assumed except to the extent that we should rea sonably have foreseen the change or contemplated the risk in writing the con tract 3 4 5 IL 02 45 09 08 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 0of 3 | 2 |
6 Loss of reinsurance by us which pro vided coverage to us for a significant amount of the underlying risk insured. Any notice of cancellation pursuant to this item shall advise the policyholder that he or she has 10 days from the date of receipt of the notice to appeal the cancellation to the commissioner of commerce and that the commissioner will render a decision as to whether the cancellation is justified because of the loss of reinsurance within 30 business days after receipt of the appeal A determination by the commissioner that the continuation of the policy could place us in violation of the Minnesota in surance laws or Nonpayment of dues to an association or organization other than an insurance association or organization where pay ment of dues is a prerequisite to obtain ing or continuing such insurance. This provision for cancellation for failure to pay dues shall not be applicable to per sons who are retired at 62 years of age or older or who are disabled according to social security standards. Under this Item B.3.b. we will give notice at least 1 10 days before the effective date of cancellation if we cancel for nonpay ment of premium. The cancellation no tice shall contain the information regard ing the amount of premium due and the due date and shall state the effect of nonpayment by the due date. Cancella tion shall not be effective if payment of the amount due is made prior to the ef fective date of cancellation or 60 days before the effective date if we cancel for a reason described in Para graphs B.3.b.2 through 8 above. The notice of cancellation will state the rea son for cancellation. 4. If this policy is cancelled we will send the first Named Insured any premium refund due. If we cancel the refund will be pro rata. If the first Named Insured cancels the refund may be less than pro rata. The cancellation will be ef fective even if we have not made or offered a refund. 5. Proof of mailing of any notice shall be sufficient proof of notice. 8 2 C. The following applies with respect to coverage provided under the following FARM COVERAGE PART 1. Policies In Effect 60 Days Or More a. If this Coverage Part covers buildings used for residential purposes and has been 1 In effect for at least 60 days or 2 Renewed by us Paragraphs A.2. and A.6. of the Cancella tion Common Policy Condition do not ap ply and the following is added to the Can cellation Common Policy Condition b. We may not cancel this policy except for 1 Nonpayment of premium 2 Misrepresentation or fraud made by you or with your knowledge a In obtaining this policy or b In connection with a claim under this policy 3 An act or omission by you that materially increases the risk we originally ac cepted or 4 A physical change in the Covered Prop erty which a Is not corrected or restored within a reasonable time after it occurs and b Results in the property becoming uninsurable. c. We may cancel this policy by giving the first Named Insured written notice of cancella tion at least 1 20 days before the effective date of cancellation if we cancel for nonpay ment of premium or 2 30 days before the effective date of cancellation if we cancel for a reason described in Paragraphs C.1.b.2 through 4. Such notice will be mailed or delivered to the first Named Insured and will contain the reason for cancellation. Proof of mailing of any notice shall be sufficient proof of notice. Page 2 0f 3 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 45 09 08 | 2 |
2. Policies In Effect Less Than 60 Days When this Coverage Part covers buildings used for residential purposes and is a new pol icy which has been in effect fewer than 60 days cancellation is subject to the terms of the Cancellation Common Policy Condition except for Paragraphs A.2. and A.6. and is not sub ject to Paragraph B. or Paragraph C.1. of this endorsement. Under this Item C.2. Para graphs A.2. and A.6. of the Cancellation Com mon Policy Condition are replaced by the fol lowing We may cancel this policy by giving the first Named Insured written notice of cancellation at least 20 days before the effective date of can cellation. Such notice will be mailed or deliv ered to the first Named Insured. Proof of mail ing of any notice shall be sufficient proof of notice. If we cancel this policy for underwriting consid erations we will inform you of the source from which the information was received. D. The following is added and supersedes any provi sions to the contrary NONRENEWAL If we decide not to renew this policy we may do so by giving the first Named Insured and any agent written notice of our intent not to renew at least 60 days before the expiration date of this pol icy. Such notice will be delivered or mailed by first class mail to their last mailing addresses known to us. Proof of mailing of any notice shall be sufficient proof of notice. We need not mail or deliver this notice if you have 1. Insured elsewhere 2. Accepted replacement coverage or 3. Agreed not to renew this policy. IL 02 45 09 08 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 Page 3 of 3 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 26811204 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MINNESOTA CHANGES DUTIES CONDITION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART EMPLOYEE BENEFITS LIABILITY COVERAGE CG 04 35 LIMITED PRODUCT WITHDRAWAL EXPENSE ENDORSEMENT CG 04 36 LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART PERSONAL INJURY LIABILITY ENDORSEMENT CG 28 05 POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY The following is added to the Duties Condition The requirement to notify us can be satisfied by notifying our agent. Notice can be by any means of communication. CG 26811204 ISO Properties Inc. 2003 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 26 05 02 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MINNESOTA CHANGES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART. The Examination Of Your Books And Records Common Policy Condition is replaced by the fol lowing We may examine and audit your books and re cords as they relate to this policy at any time dur ing the policy period and up to one year afterward.. Paragraph 1. Bankruptcy under Section IV Commercial General Liability Conditions is re placed by the following 1. Bankruptcy Bankruptcy insolvency or dissolution of the in sured or of the insured s estate will not relieve us of our obligation under this Coverage Part and in case an execution against the insured on a final judgment is returned unsatisfied then such judgment creditor shall have a right of action on this Coverage Part against the company to the same extent that the insured would have had the insured paid the final judgment. C. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us Condition under Section IV Commercial Gen eral Liability Conditions Our rights do not apply against any person or or ganization insured under this or any other Cover age Part we issue with respect to the same oc currence. CG 26 05 02 07 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 29071210 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MINNESOTA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following LIQUOR LIABILITY COVERAGE PART. The Cancellation Common Policy Condition is replaced by the following Cancellation 1. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation. 2. We may cancel this policy subject to the provisions of A.3. below by first class mailing or by delivery of a written notice of cancellation to the first Named Insured and any agent to their last mailing addresses known to us. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. 3. If this policy a. Is a new policy and has been in effect for fewer than 90 days we may cancel for any reason by giving notice at least 1 10 days before the effective date of cancellation if we cancel for nonpayment of premium or 2 60 days before the effective date of cancellation if we cancel for any other reason. b. Has been in effect for 90 days or more or if it is a renewal of a policy we issued we may cancel only for one or more of the following reasons 1 Nonpayment of premium 2 Misrepresentation or fraud made by you or with your knowledge in obtaining the policy or in pursuing a claim under the policy 3 An act or omission by you that substantially increases or changes the risk insured 4 Refusal by you to eliminate known 5 6 8 conditions that increase the potential for loss after notification by us that the condition must be removed Substantial change in the risk assumed except to the extent that we should reasonably have foreseen the change or contemplated the risk in writing the contract Loss of reinsurance by us which provided coverage to us for a significant amount of the underlying risk insured. Any notice of cancellation pursuant to this item shall advise the policyholder that he or she has 10 days from the date of receipt of the notice to appeal the cancellation to the commissioner of commerce and that the commissioner will render a decision as to whether the cancellation is justified because of the loss of reinsurance within 30 business days after receipt of the appeal A determination by the commissioner that the continuation of the policy could place us in violation of the Minnesota insurance laws or Nonpayment of dues to an association or organization other than an insurance association or organization where payment of dues is a prerequisite to obtaining or continuing such insurance. This provision for cancellation for failure to pay dues shall not be applicable to persons who are retired at 62 years of age or older or who are disabled according to social security standards. 4 Refusal by you to eliminate known conditions that increase the potential for loss after notification by us that the condition must be removed Substantial change in the risk assumed except to the extent that we should reasonably have foreseen the change or contemplated the risk in writing the contract Loss of reinsurance by us which provided coverage to us for a significant amount of the underlying risk insured. Any notice of cancellation pursuant to this item shall advise the policyholder that he or she has 10 days from the date of receipt of the notice to appeal the cancellation to the commissioner of commerce and that the commissioner will render a decision as to whether the cancellation is justified because of the loss of reinsurance within 30 business days after receipt of the appeal A determination by the commissioner that the continuation of the policy could place us in violation of the Minnesota insurance laws or Nonpayment of dues to an association or organization other than an insurance association or organization where payment of dues is a prerequisite to obtaining or continuing such insurance. This provision for cancellation for failure to pay dues shall not be applicable to persons who are retired at 62 years of age or older or who are disabled according to social security standards. 5 6 8 CG 29071210 Insurance Services Office Inc. 2010 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
Under this Item A.3.b. we will give notice at least 1 10 days before the effective date of cancellation if we cancel for nonpayment of premium. The cancellation notice shall contain the information regarding the amount of premium due and the due date and shall state the effect of nonpayment by the due date. Cancellation shall not be effective if payment of the amount due is made prior to the effective date of cancellation or 60 days before the effective date if we cancel for a reason described in A.3.b.2 through 8 above. The notice of cancellation will state the reason for cancellation. 4. If this policy is cancelled we will send the first Named Insured any premium refund due. If we cancel the refund will be pro rata. If the first Named Insured cancels the refund may be less than pro rata. The cancellation will be effective even if we have not made or offered a refund. 5. If this policy is cancelled by us we will notify in writing the governmental authority in the State of Minnesota that issued the current liquor license to the Named Insured that the policy is being cancelled at the same time that the cancellation notice is sent to the first Named Insured. 2 If the first Named Insured cancels we will notify in writing the governmental authority in the State of Minnesota that issued the current liquor license to the Named Insured that the policy is being cancelled upon receiving the written notice of cancellation from the first Named Insured. 6. Unless other proof of notice is otherwise specifically required proof of mailing of any notice shall be sufficient proof of notice. B. The following is added and supersedes any provisions to the contrary Nonrenewal If we decide not to renew this policy we may do so by giving the first Named Insured and any agent written notice of our intent not to renew at least 60 days before the expiration date of this policy. Such notice will be delivered or mailed by first class mail to their last mailing addresses known to us. Unless other proof of notice is otherwise specifically required proof of mailing of any notice shall be sufficient proof of notice. We need not mail or deliver this notice if you have 1. Insured elsewhere 2. Accepted replacement coverage or 3. Agreed not to renew this policy. Page 2 of 2 Insurance Services Office Inc. 2010 MWZY 308156 NPC International Inc. 09302016 09302017 CG 29071210 | 2 |
POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 29971210 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MINNESOTA CHANGES LIQUOR LIABILITY This endorsement modifies insurance provided under the following LIQUOR LIABILITY COVERAGE PART POLICY NUMBER SCHEDULE Limits Of Insurance IAggregate Limit i 310000 Each Common Cause Limit i 310000 Bodily Injury Common Cause Limit 100000 IPer Person Bodily Injury Limit 50000 ILoss Of Means Of Support Common Cause Limit i 100000 Per Person Loss Of Means Of Support Limit i 50000 Property Damage Common Cause Limit i 10000 Other Pecuniary Loss Common Cause Limit 100000 Per Person Other Pecuniary Loss Limit 50000 Information required to complete this Schedule if not shown above will be shown in the Declarations. A. The Examination Of Your Books And Records Common Policy Condition is replaced by the following We may examine and audit your books and records as they relate to this policy at any time during the policy period and up to one year afterward.. Paragraph 5. of Supplementary Payments under Section Liquor Liability Coverage is replaced by the following 5. Prejudgment interest awarded against the insured on that part of the judgment we pay.. Section Ill Limits Of Insurance is replaced by the following 1. The Limits Of Insurance shown in the Schedule of this endorsement and the rules below fix the most we will pay regardless of the number of a. Insureds b. Claims made or suits brought or c. Persons or organizations making claims or bringing suits. 2. The Aggregate Limit is the most we will pay for all injury including all bodily injury property damage loss of means of support and other pecuniary loss as the result of the selling serving or furnishing of alcoholic beverages. 3. Subject to the Aggregate Limit the Each Common Cause Limit is the most we will pay in any one incident for all injury including all bodily injury property damage loss of means of support and other pecuniary loss sustained or claimed by one or more persons or organizations as the result of the selling serving or furnishing of any alcoholic beverage. 4. Subject to the Each Common Cause Limit the Bodily Injury Common Cause Limit is the most we will pay in any one incident for all bodily injury sustained by one or more persons as the result of the selling serving or furnishing of any alcoholic beverage. 5. Subject to the Bodily Injury Common Cause Limit the Per Person Bodily Injury Limit is the most we will pay in any one incident for all bodily injury sustained by any one person as the result of the selling serving or furnishing of any alcoholic beverage to any one person. CG 29971210 Insurance Services Office Inc. 2010 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
6. Subject to the Each Common Cause Limit the Loss Of Means Of Support Common Cause Limit is the most we will pay in any one incident for all loss of means of support claimed by one or more persons because of bodily injury sustained by any providers of such support as the result of the selling serving or furnishing of any alcoholic beverage. 7. Subject to the Loss Of Means Of Support Common Cause Limit the Per Person Loss Of Means Of Support Limit is the most we will pay in any one incident for all loss of means of support claimed by any one person because of bodily injury sustained by any providers of such support as the result of the selling serving or furnishing of any alcoholic beverage. 8. Subject to the Each Common Cause Limit the Property Damage Common Cause Limit is the most we will pay in any one incident for all property damage sustained by others as the result of the selling serving or furnishing of any alcoholic beverage. 9. Subject to the Each Common Cause Limit the Other Pecuniary Loss Common Cause Limit is the most we will pay in any one incident for all other pecuniary loss sustained by one or more persons as the result of the selling serving or furnishing of any alcoholic beverage. 10. Subject to the Other Pecuniary Loss Common Cause Limit the Per Person Other Pecuniary Loss Limit is the most we will pay in any one incident for all other pecuniary loss sustained by any one person as the result of the selling serving or furnishing of any alcoholic beverage. The Limits of Insurance of this Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months starting with the beginning of the policy period shown in the Declarations unless the policy period is extended after issuance for an additional period of less than 12 months. In that case the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance. D. The Bankruptcy Condition under Section IV Liquor Liability Conditions is replaced by the following 1. Bankruptcy Bankruptcy insolvency or dissolution of the insured or of the insured s estate will not relieve us of our obligations under this Coverage Part and in case an execution against the insured on a final judgment is returned unsatisfied then such judgment creditor shall have a right of action on this Coverage Part against the company to the same extent that the insured would have had the insured paid the final judgment. E. The Transfer Of Rights Of Recovery Against Others To Us Condition under Section IV Liquor Liability Conditions is amended by the addition of the following Our rights do not apply against any person or organization insured under this or any other Coverage Part we issue with respect to the same event which results in injury. F. The following is added to Section V Definitions Other pecuniary loss means any pecuniary loss to which this insurance applies other than bodily injury sustained by one or more persons property damage sustained by others or loss of means of support claimed by one or more persons. Page 2 of 2 Insurance Services Office Inc. 2010 MWZY 308156 NPC International Inc. 09302016 09302017 CG 29971210 | 2 |
COMMERCIAL GENERAL LIABILITY CG 01221207 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MINNESOTA CHANGES CONTRACTUAL LIABILITY EXCLUSION AND SUPPLEMENTARY PAYMENTS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. Paragraph 2.b. of Exclusions of Section Cov erage A Bodily Injury And Property Damage Liability is replaced by the following 2. Exclusions This insurance does not apply to b. Contractual Liability Bodily injury or property damage for which the insured is obligated to pay dam ages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages 1 That the insured would have in the ab sence of the contract or agreement or 2 Assumed in a contract or agreement that is an insured contract provided the bodily injury or property damage occurs subsequent to the execution of the contract or agreement. B. Section Supplementary Payments Cover ages A And B is replaced by the following 1. We will pay with respect to any claim we in vestigate or settle or any suit against an in sured we defend a. All expenses we incur. b. Up to 250 for cost of bail bonds required because of accidents or traffic law viola tions arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. c. The cost of bonds to release attachments but only for bond amounts within the appli cable limit of insurance. We do not have to furnish these bonds. d. All reasonable expenses incurred by the insured at our request to assist us in the in vestigation or defense of the claim or suit including actual loss of earnings up to 250 a day because of time off from work. e. All court costs taxed against the insured in the suit. However this coverage does not include attorneys fees or attorneys ex penses taxed against the insured. f. Prejudgment interest awarded against the insured on that part of the judgment we pay. g. All interest on the full amount of any judg ment that accrues after entry of the judg ment and before we have paid offered to pay or deposited in court the part of the judgment that is within the applicable limit of insurance. These payments will not reduce the limits of in surance.. If we defend an insured against a suit and an indemnitee of the insured is also named as a party to the suit we will defend that indem nitee if all of the following conditions are met a. The suit against the indemnitee seeks damages for which the insured has as sumed the liability of the indemnitee in a contract or agreement that is an insured contract b. This insurance applies to such liability as sumed by the insured c. The obligation to defend or the cost of the defense of that indemnitee has also been assumed by the insured in the same in sured contract CG 01221207 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
d. The allegations in the suit and the infor mation we know about the occurrence are such that no conflict appears to exist be tween the interests of the insured and the interests of the indemnitee e. The indemnitee and the insured ask us to conduct and control the defense of that in demnitee against such suit and agree that we can assign the same counsel to defend the insured and the indemnitee and f. The indemnitee 1 Agrees in writing to a Cooperate with us in the investiga tion settlement or defense of the suit Immediately send us copies of any demands notices summonses or legal papers received in connection with the suit Notify any other insurer whose co erage is available to the indemnitee and d Cooperate with us with respect to coordinating other applicable insur ance available to the indemnitee and b c 2 Provides us with written authorization to a Obtain records and other information related to the suit and b Conduct and control the defense of the indemnitee in such suit. So long as the above conditions are met attor neys fees incurred by us in the defense of that indemnitee necessary litigation expenses in curred by us and necessary litigation expenses incurred by the indemnitee at our request will be paid as Supplementary Payments. Our obligation to defend an insured s indem nitee and to pay for attorneys fees and neces sary litigation expenses as Supplementary Payments ends when a. We have used up the applicable limit of insurance in the payment of judgments or settlements or b. The conditions set forth above or the terms of the agreement described in Paragraph f. above are no longer met. Page 2 of 2 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 CG 01221207 | 2 |
IL 02 82 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MISSISSIPPI CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTO COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. Paragraph 7. is added to the Cancellation Com g. If mon Policy Conditions 1 The first Named Insured does not renew 7. If this policy we will notify the mortgage a. The first Named Insured cancels this policy holder. we will notify any named creditor loss 2 We decide not to renew this policy we payee.. We cancel this policy we will mail or deliver our written notice of cancellation to any will give written notice to the mortgage holder at least a 10 days before an anniversary date named creditor loss payee in the same manner and at the same time as notification is given to the first Named Insured as stated in this Condition. or the expiration date of the policy if the nonrenewal is due to nonpay ment of premium or b 30 days before an anniversary date The provisions of Paragraphs a. and b. above or the expiration date of the policy if do not apply to any mortgageholder. the nonrenewal is for any other rea B. Paragraphs f. and g. of the Mortgageholders son. Condition if any are replaced by the following We will notify the mortgageholder by If mailing or delivering the notice of nonre newal to the last mailing address known to us. If notice is mailed proof of mailing will be sufficient proof of notice. We cancel this policy we will give writ The following Condition is added and supersedes ten notice to the mortgageholder at least any provision to the contrary 30 days before the effective date of cancellyaticn. NONRENEWAL We will notify the mortgageholder by 1. If the first Named Insured does not renew this mailing or delivering the cancellation no policy we will notify any named creditor loss tice to the last mailing address known to payee. us. If notice is mailed proof of mailing will be sufficient proof of notice. 1 The first Named Insured cancels this policy we will notify the mortgageholder. 2 IL 02 82 09 08 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
2. If we decide not to renew this policy we will mail or deliver written notice of nonrenewal to the first Named Insured and any named credi tor loss payee at least a. 10 days before the effective date of nonre newal if the nonrenewal is due to nonpay ment of premium or b. 30 days before an anniversary date or the expiration date of the policy if the nonre newal is for any other reason. We will notify the first Named Insured and any named creditor loss payee by mailing or deliv ering the notice of nonrenewal to the last mail ing address known to us. If notice is mailed proof of mailing will be sufficient proof of no tice. The provisions of Paragraphs 1. and 2. above do not apply to any mortgageholder.. The requirements for notification of cancellation or nonrenewal of this policy as stated in Paragraphs A. B. and C. above supersede any other notifica tion requirements to any named creditor loss payee and any mortgageholder stated in this pol icy including any endorsement attached to the policy. Any named creditor loss payee and any mort gageholder may elect not to receive notification of cancellation or nonrenewal by providing us with a written release. Page 2 of 2 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 82 09 08 | 2 |
IL02740213 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MISSOURI CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART. When this endorsement is attached to the Standard Property Policy CP 00 99 the term Commercial Property Coverage Part in this endorsement also refers to the Standard Property Policy.. With respect to the Commercial General Liability Coverage Part Commercial Property Legal Liability Coverage Form CP 00 40 Commercial Property Mortgageholders Errors And Omissions Coverage Form CP 00 70 Crime And Fidelity Coverage Part Employment Related Practices Liability Coverage Part Equipment Breakdown Coverage Part Farm Liability Coverage Form Liquor Liability Coverage Part Pollution Liability Coverage Part Products Completed Operations Liability Coverage Part Medical Professional Liability Coverage Part the following Cancellation and Nonrenewal Provisions apply Paragraph 2. of the Cancellation Common Policy Condition is replaced by the following 2. We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation stating the actual reason for cancellation at least a. 10 days before the effective date of cancellation if we cancel for nonpayment of premium b. 30 days before the effective date of cancellation if cancellation is for one or more of the following reasons 1 Fraud or material misrepresentation affecting this policy or a claim filed under this policy or a violation of any of the terms or conditions of this policy Changes in conditions after the effective date of this policy which have materially increased the risk assumed 2 IL 02740213 Insurance Services Office Inc. 2012 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
3 We become insolvent or 4 We involuntarily lose reinsurance for this policy c. 60 days before the effective date of cancellation if we cancel for any other reason. Nonrenewal The following is added and supersedes any provision to the contrary a. We may elect not to renew this policy by mailing or delivering to the first Named Insured at the last mailing address known to us written notice of nonrenewal stating the actual reason for nonrenewal at least 60 days prior to the effective date of the nonrenewal. b. If notice is mailed proof of mailing will be sufficient proof of notice. C. With respect to the Capital Assets Program Output Policy Coverage Part Commercial Inland Marine Coverage Part Commercial Property Coverage Part Farm Property Other Farm Provisions Form Additional Coverages Conditions Definitions Coverage Form Farm Livestock Coverage Form Farm Mobile Agricultural Machinery And Equipment Coverage Form Paragraphs 1. 2. 3. 4. and 6. of the Cancellation Common Policy Condition are replaced by the following Cancellation Nonrenewal And Decreases In Coverage 1. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation. 2. We may cancel nonrenew reduce in amount or adversely modify this policy by mailing or delivering to the first Named Insured written notice of this action at least a. 10 days before the effective date of this action if due to nonpayment of premium or evidence of incendiarism or b. 30 days before the effective date of this action if for any other reason. 3. We will mail or deliver our notice to the first Named Insured s last mailing address known to us. 4. Notice of a. Cancellation will state the effective date of cancellation. The policy period will end on that date. b. Any other action will state the effective date of that action. 6. If notice is mailed proof of mailing will be sufficient proof of notice. D. With respect to all Coverage Parts addressed in this endorsement Paragraph 5. of the Cancellation Common Policy Condition is replaced by the following 5. If this policy is cancelled we will send the first Named Insured any premium refund due. The cancellation will be effective even if we have not made or offered a refund. The following provisions govern calculation of return premium a. We will compute return premium pro rata and round to the next higher whole dollar when this policy is 1 Cancelled by us or at our request 2 Cancelled because you no longer have a financial or insurable interest in the property or business operation that is the subject of this insurance 3 Cancelled but rewritten with us or in our company group or 4 Cancelled after the first year if it is a prepaid policy written for a term of more than one year. b. When this policy is cancelled at the request of the first Named Insured except when Paragraph a.2 a.3 or a.4 applies we will return 90 of the pro rata unearned premium or 75 of the pro rata unearned premium for the Equipment Breakdown Coverage Part rounded to the next higher whole dollar. However when such cancellation takes place during the first year of a multiyear prepaid policy we will return the full annual premium for the subsequent years. The refund will be less than 90 of the pro rata unearned premium or less than 75 of the pro rata unearned premium for the Equipment Breakdown Coverage Part if the refund of such amount would reduce the premium retained by us to an amount less than the minimum premium for this policy. Page 2 of 2 Insurance Services Office Inc. 2012 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02740213 | 2 |
COMMERCIAL GENERAL LIABILITY CG 01340803 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MISSOURI CHANGES POLLUTION EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following is added to Subparagraph f. Pollution of Paragraph 2. Exclusions under Section Coverage A Bodily Injury And Property Damage Liability Coverage and to Subparagraph m. Pollution of Paragraph 2. Exclusions under Section Coverage B Personal And Advertising Injury Liability or to any amendment to or replacement thereof This Pollution Exclusion applies even if such irritant or contaminant has a function in your business operations premises site or location. CG 01340803 ISO Properties Inc. 2003 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 26 25 04 05 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MISSOURI CHANGES GUARANTY ASSOCIATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY MISSOURI PROPERTY AND CASUALTY INSURANCE GUARANTY ASSOCIATION COVERAGE LIMITATIONS A. Subject to the provisions of the Missouri Property and Casualty Insurance Guaranty Association Act to be referred to as the Act if we are a member of the Missouri Property and Casualty Insurance Guaranty Association to be referred to as the As sociation the Association will pay claims covered under the Act if we become insolvent.. The Act contains various exclusions conditions and limitations that govern a claimant s eligibility to collect payment from the Association and affect the amount of any payment. The following limita tions apply subject to all other provisions of the Act 1. Claims covered by the Association do not include a claim by or against an insured of an insolvent insurer if the insured has a net worth of more than 25 million on the later of the end of the insured s most recent fiscal year or the December thirty first of the year next preceding the date the insurer becomes insolvent pro vided that an insured s net worth on such date shall be deemed to include the aggregate net worth of the insured and all of its affiliates as calculated on a consolidated basis. 2. Payments made by the Association for covered claims will include only that amount of each claim which is less than 300000. However the Association will not 1 Pay an amount in excess of the applicable limit of insurance of the policy from which a claim arises or 2 Return to an insured any unearned pre mium in excess of 25000. These limitations have no effect on the coverage we will provide under this policy. CG 26 25 04 05 ISO Properties Inc. 2004 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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IL 02 43 09 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MONTANA CHANGES This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. With respect to other than the Farm Property Farm Dwellings Appurtenant Structures And Household Personal Property Coverage Form d Substantial breaches of contractual duties conditions or warranties Determination by the C issil Paragraph 2. of the Cancellation Common Policy olelgzg clgntha cotingggigsilf Condition is replaced by the following policy would place us in violation of 2. Cancellation Of Policies the Montana Insurance Code a. Midterm Cancellation f Financial impairment of us or We may cancel this policy based on the provisions below by mailing or delivering written notice to the first Named Insured at least 10 days before the effective date of cancellation 1 If this policy has been in effect for less than 60 days except as provided in Paragraph 2.a.3 below we may cancel for any reason. 2 If this policy has been in effect for 60 days or more we may cancel this policy prior to the expiration of the agreed term or prior to one year from the effective date of the policy or renewal whichever is less only for one or more of the fol lowing reasons a Failure to pay a premium when due b Material misrepresentation c Substantial change in the risk as sumed except to the extent that we should reasonably have foreseen the change or contemplated the risk in writing the contract g Such other reasons that are ap proved by the Commissioner of In surance. 3 If this policy has been issued for a term longer than one year and if either the premium is prepaid or an agreed term is guaranteed for additional premium con sideration we may cancel this policy only for one or more of the reasons stated in Paragraph 2.a.2 above. b. Anniversary Cancellation We may cancel any policy with a term of more than one year by mailing or delivering to the first Named Insured written notice of cancellation at least 45 days before the an niversary date of the policy. Such cancella tion will be effective on the policy s anniver sary date. IL 02 43 09 07 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
B. With respect to the Farm Property Farm Dwell ings Appurtenant Structures And Household Per sonal Property Coverage Form Paragraph 2. of the Cancellation Common Policy Condition is re placed by the following 2. Cancellation Of Policies a. Midterm Cancellation 1 We may cancel this policy for nonpay ment of premium by mailing or deliver ing written notice of cancellation to the first Named Insured at least 20 days be fore the effective date of cancellation. 2 We may cancel this policy based on the reasons stated in Paragraph 2.a.2a or 2b by mailing or delivering written notice of cancellation to the first Named Insured at least 45 days before the ef fective date of cancellation a If this policy has been in effect for less than 60 days except as pro vided in Paragraph 2.a.3 we may cancel for any reason. If this policy has been in effect for 60 days or more we may cancel this policy prior to the expiration of the agreed term or prior to one year from the effective date of the policy or re newal whichever is less only for one or more of the following reasons i Material misrepresentation ii Substantial change in the risk assumed except to the extent that we should reasonably have foreseen the change or contem plated the risk in writing the con tract Substantial breaches of contrac tual duties conditions or warran ties iv Determination by the Commis sioner of Insurance that continua tion of the policy would place us in violation of the Montana Insur ance Code v Financial impairment of us or vi Such other reasons that are approved by the Commissioner of Insurance. b 3 If this policy has been issued for a term longer than one year and if either the premium is prepaid or an agreed term is guaranteed for additional premium con sideration we may cancel this policy only for one or more of the reasons stated in Paragraph 2.a.2b by mailing or delivering written notice to the first Named Insured at least 45 days before the effective date of cancellation. b. Anniversary Cancellation We may cancel any policy with a term of more than one year by mailing or delivering to the first Named Insured written notice of cancellation at least 45 days before the an niversary date of the policy. Such cancella tion will be effective on the policy s anniver sary date. C. Paragraph 5. of the Cancellation Common Policy Condition is replaced by the following 5. If this policy is cancelled we will send the first Named Insured any premium refund due. If we cancel the refund will be pro rata. If the first Named Insured cancels the refund may be less than pro rata. The cancellation will be ef fective even if we have not made or offered a refund. However when a financed insurance policy is cancelled we will send any refund due to the premium finance company on a pro rata basis. D. Any When We Do Not Renew Condition is de leted. The following When We Do Not Renew Condition is added 1. If we elect not to renew this Coverage Part we will mail or deliver to the first Named Insured shown in the Declarations and agent if any a notice of intention not to renew at least 45 days before the agreed expiration date. 2. We need not mail or deliver this notice if a. You have purchased insurance elsewhere b. You have accepted replacement coverage c. You have requested or agreed to nonre newal or d. This policy is expressly designated as non renewable. Page 2 of 2 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 43 09 07 | 2 |
IL01671013 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MONTANA CHANGES CONFORMITY WITH STATUTES This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART A. The following condition is added 2. We will provide the minimum amounts and Conformity with Montana statutes. The provisions of this policy or Coverage Part conform to the minimum requirements of Montana law and control over any conflicting statutes of any state in which you reside on or after the effective date of this policy or Coverage Part. However with respect to insurance provided under the Commercial Automobile Coverage Part while a covered auto is away from Montana 1. We will increase the Limit of Insurance for Covered Autos Liability Coverage to meet the limits specified by a compulsory or financial responsibility law of the jurisdiction where the covered auto is being used. This extension does not apply to the limit or limits specified by any law governing motor carriers of passengers or property. types of other coverages such as no fault required of out of state vehicles by the jurisdiction where the covered auto is being used. 3. No one will be entitled to duplicate payments for the same elements of loss. B. Any provision of this policy or Coverage Part including endorsements which modify the policy or Coverage Part that does not conform to the minimum requirements of a Montana statute is amended to conform to such statute. IL01671013 Insurance Services Office Inc. 2013 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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IL 02 59 09 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEBRASKA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART. Paragraphs 2. and 3. of the Cancellation Com mon Policy Condition are replaced by the follow ing 2. Cancellation Of Policies In Effect a. 60 Days Or Less If this policy has been in effect for 60 days or less we may cancel this policy for any reason. b. More Than 60 Days If this policy has been in effect for more than 60 days or if this is a renewal of a pol icy we issued we may cancel this policy only for one or more of the following rea sons 1 Nonpayment of premium 2 The policy was obtained through mate rial misrepresentation 3 Any insured has submitted a fraudulent claim 4 Any insured has violated the terms and conditions of this policy 5 The risk originally accepted has sub stantially increased 6 Certification to the Director of Insurance of our loss of reinsurance which pro vided coverage to us for all or a sub stantial part of the underlying risk in sured or The determination by the Director of In surance that the continuation of the pol icy could place us in violation of the Ne braska Insurance Laws. c. If we cancel this policy subject to 2.a. or 2.b. above we will mail to the first Named Insured a written notice of cancellation stating the reasons for cancellation at least 1. 10 days before the effective date of can cellation if we cancel for nonpayment of premium or 2. 60 days before the effective date of can cellation if we cancel for any other rea son. 3. We will mail our notice by first class mail to the first Named Insured s last mailing address known to us. A United States Postal Service Certificate of Mailing shall be sufficient proof of receipt of notice on the third calendar day after the date of the certificate of mailing. IL 02 59 09 07 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 a | 2 |
B. Paragraph 6. of the Cancellation Common Policy Condition does not apply. C. The following is added and supersedes any provi sions to the contrary NONRENEWAL 1. If we decide not to renew this policy we will mail written notice of nonrenewal stating the reasons for nonrenewal to the first Named In sured at least 60 days prior to the expiration date of this policy. 2. Any notice of nonrenewal will be mailed by first class mail to the first Named Insured s last mailing address known to us. A United States Postal Service Certificate of Mailing shall be sufficient proof of receipt of notice on the third calendar day after the date of the certificate of mailing. Page 2 of 2 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 59 09 07 o | 2 |
IL 02 51 09 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEVADA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. The following are added to the Cancellation 6 A determination by the commissioner Common Policy Condition that continuation of our present volume 7.a. Midterm Cancellation of premiums would jeopardize our sol. vency or be hazardous to the interests If this policy has been in effect for 70 days of our policyholders creditors or the or more or if this policy is a renewal of a public policy we issued we may cancel only for S. one or more of the following reasons A determlnalon by the commissioner. that the continuation of the policy would 1 Nonpayment of premium violate or place us in violation of any 2 Conviction of the insured of a crime aris provision of the code. ing out of acts increasing the hazard in b. Anniversary Cancellation sured against. T g If this policy is written for a term longer than 3 Discovery of fraud or material misrepre one year we may cancel for any reason at sentation in obtaining the policy or in an anniversary by mailing or delivering presenting a claim thereunder written notice of cancellation to the first 4 Discovery of an act or omission or a vio Named Insured at the last mailing address lation of any condition of the policy known to us at least 60 days before the an which occurred after the first effective niversary date. date of the current policy and substan B. The following is added as an additional Condition tially and materially increases the haz and supersedes any other provision to the con ard insured against trary 5 A material change in the nature or ex NONRENEWAL tent of the risk occurring after the first effective date of the current policy which causes the risk of loss to be sub stantially and materially increased be yond that contemplated at the time the policy was issued or last renewed 1. If we elect not to renew this policy we will mail or deliver to the first Named Insured shown in the Declarations a notice of intention not to re new at least 60 days before the agreed expira tion date. If notice is mailed proof of mailing will be suffi cient proof of notice. IL 02 51 09 07 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 a | 2 |
2. We need not provide this notice if a. b. You have accepted replacement coverage You have requested or agreed to nonre newal or. This policy is expressly designated as non renewable. C. Notices 1. Notice of cancellation or nonrenewal in accor dance with A. and B. above will be mailed first class or certified or delivered to the first Named Insured at the last mailing address known to us and will state the reason for can cellation or nonrenewal. 2. We will also provide a copy of the notice of cancellation for both policies in effect less than 70 days and policies in effect 70 days or more to the agent who wrote the policy. Page 2 of 2 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 51 09 07 o | 2 |
IL011501 10 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEVADA CHANGES DOMESTIC PARTNERSHIP This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY A. All references to spouse shall include an individual C. With respect to covera who is in a domestic partnership recognized under tenance or use of co Nevada law. the Commercial Liabili B. Under the Commercial Auto Coverage Part the hellerm family memb term family member is replaced by the following Ing Family member means a person related to the Family membef mea by blood adoption m 1. Individual Named Insured by blood adoption ship recognized under marriage or domestic partnership recognized dent of your househol under Nevada law who is a resident of such child. Named Insured s household including a ward or foster child or 2. Individual named in the Schedule by blood adoption marriage or domestic partnership recognized under Nevada law who is a resi dent of the individual s household including a ward or foster child if the Drive Other Car Coverage Broadened Coverage For Named Individual Endorsement is attached. C. With respect to coverage for the ownership main tenance or use of covered autos provided under the Commercial Liability Umbrella Coverage Part the term family member is replaced by the follow ing Family member means a person related to you by blood adoption marriage or domestic partner ship recognized under Nevada law who is a resi dent of your household including a ward or foster child. IL011501 10 Insurance Services Office Inc. 2009 MWZY 308156 NPC International Inc. 09302016 09302017 Page 10of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 01121108 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW HAMPSHIRE CHANGES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Paragraph 2.g. Exclusions of Section Cover B. The following paragraph is added to Section Il age A Bodily Injury And Property Damage Li ability is replaced by the following g. Aircraft Auto Or Watercraft Bodily injury or property damage arising out of the ownership maintenance use or en trustment to others of any aircraft auto or wa tercraft owned or operated by or rented or loaned to any insured. Use includes operation and loading or unloading. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employ ment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage involved the ownership maintenance use or entrust ment to others of any aircraft auto or water craft that is owned or operated by or rented or loaned to any insured. This exclusion does not apply to 1 A watercraft while ashore on premises you own or rent 2 A watercraft you do not own that is a Less than 26 feet long and b Not being used to carry persons or property for a charge 3 Parking an auto on or on the ways next to premises you own or rent provided the auto is not owned by or rented or loaned to you or the insured 4 Liability assumed under any insured con tract for the ownership maintenance or use of aircraft or watercraft or 5 Bodily injury or property damage arising out of the operation of any of the equipment listed in Paragraph f.2 or f.3 of the defi nition of mobile equipment. C. The defi Who Is An Insured 4. With respect to mobile equipment registered in your name under any motor vehicle registra tion law any person is an insured while driving such equipment along a public highway with your permission. Any other person or organiza tion responsible for the conduct of such person is also an insured but only with respect to li ability arising out of the operation of the equipment and only if no other insurance of any kind is available to that person or organiza tion for this liability. However no person or or ganization is an insured with respect to a. Bodily injury to a coemployee of the person driving the equipment or b. Property damage to property owned by rented to in the charge of or occupied by you or the employer of any person who is an insured under this provision. itions of auto and mobile equipment in the Definitions Section are replaced by the follow ing 1. Auto means a land motor vehicle trailer or semitrailer designed for travel on public roads including any attached machinery or equip ment. But auto does not include mobile equipment. 2. Mobile equipment means any of the following types of land vehicles including any attached machinery or equipment a. Bulldozers farm machinery forklifts and other vehicles designed for use principally off public roads b. Vehicles maintained for use solely on or next to premises you own or rent c. Vehicles that travel on crawler treads CG 01121108 Insurance Services Office Inc. 2008 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
d. Vehicles whether self propelled or not maintained primarily to provide mobility to permanently mounted 1 Power cranes shovels loaders diggers or drills or 2 Road construction or resurfacing equipment such as graders scrapers or rollers e. Vehicles not described in a. b. c. or d. above that are not self propelled and are maintained primarily to provide mobility to permanently attached equipment of the fol lowing types 1 Air compressors pumps and genera tors including spraying welding build ing cleaning geophysical exploration lighting and well servicing equipment or 2 Cherry pickers and similar devices used to raise or lower workers f. Vehicles not described in a. b. c. or d. above maintained primarily for purposes other than the transportation of persons or cargo. However self propelled vehicles with the following types of permanently attached equipment are not mobile equipment but will be considered autos 1 Equipment designed primarily for a Snow removal b Road maintenance but not construc tion or resurfacing or c Street cleaning 2 Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers and 3 Air compressors pumps and genera tors including spraying welding build ing cleaning geophysical exploration lighting and well servicing equipment. Page 2 of 2 Insurance Services Office Inc. 2008 MWZY 308156 NPC International Inc. 09302016 09302017 CG 01121108 | 2 |
POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 21290413 POLICY NUMBER THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW HAMPSHIRE AMENDMENT OF LIQUOR LIABILITY EXCLUSION EXCEPTION FOR SCHEDULED ACTIVITIES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Description Of Activityies Information required to complete this Schedule if not shown above will be shown in the Declarations. The following replaces Exclusion c. under Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage Liability 2. Exclusions This insurance does not apply to c. Liquor Liabi Bodily injury or property damage for which any insured may be held liable by reason of 1 Causing or contributing to the intoxication of any person 2 The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol or 3 Any statute ordinance or regulation relating to the sale gift distribution or use of alcoholic beverages. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in a The supervision hiring employment training or monitoring of others by that insured or b Providing or failing to provide transportation with respect to any person that may be under the influence of alcohol if the occurrence which caused the bodily injury or property damage involved that which is described in Paragraph 1 2 or 3 above. This exclusion applies only if you 1 Manufacture sell or distribute alcoholic beverages 2 Serve or furnish alcoholic beverages for a charge whether or not such activity a Requires a license b Is for the purpose of financial gain or livelihood or 3 Serve or furnish alcoholic beverages without a charge if a license is required for such activity. However this exclusion does not apply to bodily injury or property damage arising out of the selling serving or furnishing of alcoholic beverages at the specific activityies described in the Schedule above. CG 21290413 Insurance Services Office Inc. 2012 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 0of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 26 55 11 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW HAMPSHIRE CHANGES AMENDMENT OF REPRESENTATIONS CONDITION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK COVERAGE PART A. The Representations Condition is replaced by the 2. Any intentional following a. Misrepresentation REPRESENTATIONS b. Omission 1. You represent that all information and state c. Concealment or ments contained in the Declarations are true accurate and complete. All such information d. Misstatement of a material fact ard stalements are the basis for our issuing in the Declarations or otherwise which relates this policy. to a particular claim shall be grounds to deny coverage. CG 26 551108 Insurance Services Office Inc. 2008 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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INTERLINE IL 013509 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW HAMPSHIRE CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS COVERAGE PART. Paragraphs 2. and 3. of the Cancellation Com mon Policy Condition are replaced by the follow ing 2.a. We may cancel this policy by mailing or physi cally delivering to you written notice of cancel lation stating the reasons for cancellation at least 1 10 days before the effective date of cancel lation if we cancel for a Nonpayment of premium or b Substantial increase in hazard 2 60 days before the effective date of cancel lation if we cancel for any other reason. b. If this policy has been in effect for 60 days or more or if this is a renewal of a policy we is sued we may cancel only for one or more of the following reasons 1 Nonpayment of premium 2 Fraud or material misrepresentation affect ing the policy or in the presentation of a claim thereunder or violation of any of the terms or conditions of the policy or Substantial increase in hazard provided that cancellation for this reason shall be ef fective only after prior approval of the Commissioner. 3 3. We will mail or physically deliver our notice to your last mailing address known to us. If notice is mailed it will be by a. Certified mail or certificate of mailing if cancellation is for nonpayment of premium or b. Certified mail if cancellation is for any other reason. Proof that the notice was mailed in accordance with Paragraph 3.a. or 3.b. will be sufficient proof of notice. B. Paragraph 6. of the Cancellation Common Policy Condition is deleted. C. The following is added and supersedes any provi sion to the contrary NONRENEWAL 1. If we elect not to renew this policy we will mail or physically deliver written notice of nonre newal stating the reasons for nonrenewal to your last mailing address known to us at least 60 days prior to the expiration of the policy or its anniversary date if it is a policy written for a term of more than one year. 2. However we need not mail or physically de liver this notice if a We have indicated a willingness to renew b We refuse to renew due to nonpayment of premium IL 01 35 09 08 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
c You do not pay any advance premium required by us for renewal or d Any property covered in this policy is in sured under any other insurance policy. 3. If notice is mailed proof of mailing will be suffi cient proof of notice. Page 2 of 2 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 IL 01 35 09 08 | 2 |
IL 02 08 09 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW JERSEY CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. Pursuant to New Jersey law this policy can not be b cancelled or nonrenewed for any underwriting rea son or guideline which is arbitrary capricious or unfairly discriminatory or without adequate prior notice to the insured. The underwriting reasons or guidelines that an insurer can use to cancel or nonrenew this policy are maintained by the insurer in writing and will be furnished to the insured andor the insured s lawful representative upon written request. This provision shall not apply to any policy which has been in effect for less than 60 days at the time notice of cancellation is mailed or delivered unless the policy is a renewal policy. B. Paragraph 2. of the Cancellation Common Policy Condition is replaced by the following 2. If this policy has been in effect for less than 60 days we may cancel this policy for any reason subject to the following a. We may cancel this policy by mailing or delivering to the first Named Insured and any person entitled to notice under this pol icy written notice of cancellation at least 1 10 days before the effective date of cancellation if we cancel for a Nonpayment of premium or Existence of a moral hazard as defined in N.J.A.C. 111 20.2f as follows i The risk danger or probability that the insured will destroy or permit to be destroyed the in sured property for the purpose of collecting the insurance pro ceeds. Any change in the circum stances of an insured that will in crease the probability of such a destruction may be considered a moral hazard and ii The substantial risk danger or probability that the character cir cumstances or personal habits of the insured may increase the possibility of loss or liability for which an insurer will be held re sponsible. Any change in the character or circumstances of an individual corporate partnership or other insured that will increase the probability of such a loss or liability may be considered a moral hazard. IL 02 08 09 07 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 0of 3 a | 2 |
2 30 days before the effective date of cancellation if we cancel for any other reason. b. In the notice of cancellation which is sent to the first Named Insured we will state the reason for cancellation. C. The following is added to the Cancellation Com mon Policy Condition 7. Cancellation Of Policies In Effect For 60 Days Or More a. If this policy has been in effect for 60 days or more or is a renewal of a policy we is sued we may cancel this policy only for one or more of the following reasons 1 Nonpayment of premium 2 Existence of a moral hazard as defined in N.J.A.C. 111 20.2f 3 Material misrepresentation or nondisclo sure to us of a material fact at the time of acceptance of the risk 4 Increased hazard or material change in the risk assumed which we could not have reasonably contemplated at the time of assumption of the risk Substantial breaches of contractual duties conditions or warranties that ma terially affect the nature andor insurabil ity of the risk Lack of cooperation from the insured on loss control matters materially affecting insurability of the risk Fraudulent acts against us by the in sured or its representative that materi ally affect the nature of the risk insured 8 Loss of or reduction in available insur ance capacity 9 Material increase in exposure arising out of changes in statutory or case law sub sequent to the issuance of the insurance contract or any subsequent renewal 10 Loss of or substantial changes in appli cable reinsurance 11 Failure by the insured to comply with any Federal State or local fire health safety or building or construction regula tion law or ordinance with respect to an insured risk which substantially in creases any hazard insured against within 60 days of written notification of a violation of any such law regulation or ordinance 5 6 12 Failure by the insured to provide rea sonable and necessary underwriting in formation to us upon written request therefore and a reasonable opportunity to respond. 13 Agency termination provided a We document that replacement coverage at comparable rates and terms has been provided to the first Named Insured and we have in formed the first Named Insured in writing of the right to continue cov erage with us or b We have informed the first Named Insured in writing of the right to con tinue coverage with us and the first Named Insured has agreed in writ ing to the cancellation or nonre newal based on the termination of the first Named Insured s appointed agent. 14 Any other reasons in accordance with our underwriting guidelines for cancella tion of commercial lines coverage. b. If we cancel this policy based on Paragraph 7.a.1 or 2 above we will mail or deliver a written notice to the first Named Insured and any person entitled to notice under this policy at least 10 days before the effective date of cancellation. If we cancel this policy for any other reason listed above we will mail or deliver a written notice to the first Named Insured and any person entitled to notice under this policy not more than 120 days nor less than 30 days before the effec tive date of such cancellation.. In the notice of cancellation which is sent to the first Named Insured we will state the reason for cancellation. For cancellation due to the nonpayment of premium the no tice will state the effect of nonpayment by the due date. Cancellation for nonpayment of premium will not be effective if payment of the amount due is made before the effec tive date set forth in the notice.. Notice will be sent to the last mailing ad dresses known to us by 1 Certified mail or 2 First class mail if we have obtained from the post office a date stamped proof of mailing showing names and ad dresses. Page 2 0f 3 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 08 09 07 o | 2 |
e. We need not send notice of cancellation if you have 1 Replaced coverage elsewhere or 2 Specifically requested termination. D. The following is added and supersedes any other provision to the contrary NONRENEWAL 1. We may elect not to renew this policy for any reason permitted to cancel it. If we elect not to renew this policy we will mail a notice of non renewal stating the reasons for nonrenewal to the first Named Insured at least 30 days but not more than 120 days before the expiration date of this policy. If this policy does not have a fixed expiration date it shall be deemed to ex pire annually on the anniversary of its incep tion. 2. This notice will be sent to the first Named In sured at the last mailing address known to us by a. Certified mail or b. First class mail if we have obtained from the post office a date stamped proof of mailing showing the first Named Insured s name and address. 3. We need not mail or deliver this notice if you have a. Replaced coverage elsewhere or b. Specifically requested termination. IL 02 08 09 07 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 3 of 3 a | 2 |
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IL 01 41 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW JERSEY CHANGES CIVIL UNION This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY A. The term spouse is replaced by the following C. With respect to covera ivil tenance or use of co zevuj r erypw to a civil union recognized under the Commercial Liabil. the term family memb B. Under the Commercial Auto Coverage Part the ing term family member is replaced by the following. W. N Family member mea Family member means a person related to the by blood adoption m 1. Individual Named Insured by blood adoption nized under New Jers marriage or civil union recognized under New your household includ Jersey law who is a resident of such Named Insured s household including a ward or foster child or 2. Individual named in the Schedule by blood adoption marriage or civil union recognized under New Jersey law who is a resident of the individual s household including a ward or fos ter child if the Drive Other Car Coverage Broadened Coverage For Named Individual Endorsement is attached. C. With respect to coverage for the ownership main tenance or use of covered autos provided under the Commercial Liability Umbrella Coverage Part the term family member is replaced by the follow ing Family member means a person related to you by blood adoption marriage or civil union recog nized under New Jersey law who is a resident of your household including a ward or foster child. IL 01 41 09 08 Insurance Services Office Inc. 2008 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW JERSEY CHANGES LOSS INFORMATION This endorsement modifies insurance provided under the following LIQUOR LIABILITY COVERAGE PART OCCURRENCE VERSION The following Condition is added to LIQUOR LIABIL ITY CONDITIONS Section IV 10. Your Right to Loss Information We will provide the first Named Insured shown in the Declarations the following loss information re lating to this and any preceding general liability Coverage Part we have issued to you during the previous three years a. A list or other record of each injury of which we were notified in accordance with paragraph 2.a. of the Duties in the Event of Injury Claim or Suit Condition in this Section. We will in clude a brief description of the injury and in formation on whether any claim arising out of the injury is open or closed. b. A summary by policy year of payments made and amounts reserved stated separately under any applicable Aggregate Limit of Insurance. Amounts reserved are based on our judgment. They are subject to change and should not be re garded as ultimate settlement values. You must not disclose this information to any claimant or any claimant s representative without our consent. We will provide this information only if we receive a written request from the first Named Insured dur ing the policy period. We will provide this informa tion within 45 days of receipt of the request. We compile claim and injury information for our own business purposes and exercise reasonable care in doing so. In providing this information to the first Named Insured we make no representa tions or warranties to insureds insurers or others to whom this information is furnished by or on be half of any insured. CG 29850391 Copyright Insurance Services Office Inc. 1990 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 26201093 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW JERSEY CHANGES LOSS INFORMATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OCCURRENCE VERSION The following Condition is added TO COMMERCIAL GENERAL LIABILITY CONDITIONS Section IV 10.Your Right to Loss Information We will provide the first Named Insured shown in the Declarations the following loss information re lating to this and any preceding general liability Coverage Part we have issued to you during the previous three years a. A list or other record of each occurrence of which we were notified in accordance with paragraph 2.a. of the Duties in the Event of Occurrence Offense Claim or Suit Condition in this Section. We will include a brief descrip tion of the occurrence and information on whether any claim arising out of the occur rence is open or closed. b. A summary by policy year of payments made and amounts reserved stated separately under any applicable General Aggregate Limit and Products Completed Operations Aggregate Limit. Amounts reserved are based on our judgment. They are subject to change and should not be re garded as ultimate settlement values. You must not disclose this information to any claimant or any claimant s representative without our consent. We will provide this information only if we receive a written request from the first Named Insured dur ing the policy period. We will provide this informa tion within 45 days of receipt of the request. We compile claim and occurrence information for our own business purposes and exercise reason able care in doing so. In providing this information to the first Named Insured we make no represen tations or warranties to insureds insurers or oth ers to whom this information is furnished by or on behalf of any insured. CG 26201093 Copyright Insurance Services Office Inc. 1992 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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IL 029805 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW MEXICO CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. Paragraph 2. of the Cancellation Common Policy c. If we cancel subject to 2.b. above we will Condition is replaced by the following mail or deliver to the first Named Insured 2. Permissible Reasons And Notice Period written notice of cancellation at least a. If this Policy has been in effect less than 60 1 10 days before the effective date 9 days and is not a renewal of a policy we cancellation for the reason set forth in issued we may cancel for any reason by 2b.1. mailing or delivering to the first Named 2 30 days before the effective date of Insured written notice of cancellation at cancellation for the reason set forth in least 10 days before the effective date of 2.b.2. cancellation provided that the cancellation 3 15 days before the effective date of becomeseffective before the Policy has cancellation for a reason set forth in been in effect for 60 days. 2.0.3 2.b.4 or 2.b.5. b. If Paragraph a. does not apply we may The written notice will state the reason for cancel only for one or more of the following reasons 1 Nonpayment of premium. 2 There has been a substantial change in the risk assumed by us since the Policy was issued. 3 The Policy was obtained through material misrepresentation fraudulent statements omissions or concealment of fact material to the acceptance of the risk or to the hazard assumed by us. Willful and negligent acts or omission by the insured have substantially increased the hazards insured against. 5 You presented a claim based on fraud or material misrepresentation. 4 cancellation except that such statement may be omitted from a notice mailed to an additional insured or lienholder under this Policy. B. The following condition is added and supersedes any provision to the contrary Nonrenewal If we decide not to renew this Policy we will mail to the first Named Insured written notice of the nonrenewal not less than 30 days before the expiration date of the Policy. Proof of mailing will be sufficient proof of notice. IL 0298 05 15 Insurance Services Office Inc. 2014 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 016307 11 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW YORK CHANGES COMMERCIAL GENERAL LIABILITY COVERAGE FORM This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Paragraph 1. Insuring Agreement of Section Coverage A Bodily Injury And Property Damage Liability is replaced by the following 1. Insuring Agreement 3 Prior to the policy period no insured listed under Paragraph 1. of Section Il Who Is An Insured and no employee authorized by you to give or receive notice of an occurrence or claim knew a. We will pay those sums that the insured becomes legally obligated to pay as damages because of bodily injury or property damage to which this insurance applies. We will have the right and duty to defend the insured against any suit seeking those damages even if the allegations of the suit are groundless false or fraudulent. However we will have no duty to defend the insured against any suit seeking damages for bodily injury or property damage to which this insurance does not apply. We may at our discretion investigate any occurrence and settle any claim or suit that may result. But 1 The amount we will pay for damages is limited as described in Section Il Limits Of Insurance and 2 Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitty provided for under Supplementary Payments Coverages A and B. b. This insurance applies to bodily injury and property damage only if 1 The bodily injury or property damage is caused by an occurrence that takes place in the coverage territory 2 The bodily injury or property damage occurs during the policy period and that the bodily injury or property damage had occurred in whole or in part. If such a listed insured or authorized employee knew prior to the policy period that the bodily injury or property damage occurred then any continuation change or resumption of such bodily injury or property damage during or after the policy period will be deemed to have been known prior to the policy period. c. Bodily injury or property damage which occurs during the policy period and was not prior to the policy period known to have occurred by any insured listed under Paragraph 1. of Section I Who Is An Insured or any employee authorized by you to give or receive notice of an occurrence or claim includes any continuation change or resumption of that bodily injury or property damage after the end of the policy period. d. Bodily injury or property damage will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section I Who Is An Insured or any employee authorized by you to give or receive notice of an occurrence or claim 1 Reports all or any part of the bodily injury or property damage to us or any other insurer 2 Receives a written or verbal demand or claim for damages because of the bodily injury or property damage or 3 Prior to the policy period no insured listed under Paragraph 1. of Section Il Who Is An Insured and no employee authorized by you to give or receive notice of an occurrence or claim knew that the bodily injury or property damage had occurred in whole or in part. If such a listed insured or authorized employee knew prior to the policy period that the bodily injury or property damage occurred then any continuation change or resumption of such bodily injury or property damage during or after the policy period will be deemed to have been known prior to the policy period. c. Bodily injury or property damage which occurs during the policy period and was not prior to the policy period known to have occurred by any insured listed under Paragraph 1. of Section I Who Is An Insured or any employee authorized by you to give or receive notice of an occurrence or claim includes any continuation change or resumption of that bodily injury or property damage after the end of the policy period. d. Bodily injury or property damage will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section I Who Is An Insured or any employee authorized by you to give or receive notice of an occurrence or claim 1 Reports all or any part of the bodily injury or property damage to us or any other insurer 2 Receives a written or verbal demand or claim for damages because of the bodily injury or property damage or CG 016307 11 Insurance Services Office Inc. 2010 MWZY 308156 NPC International Inc. 09302016 09302017 Page 10f 3 | 2 |
3 Becomes aware by any other means that bodily injury or property damage has occurred or has begun to occur. e. Damages because of bodily injury include damages claimed by any person or organization for care loss of services or death resulting at any time from the bodily injury. B. Paragraph 1.a. of Section Coverage B Personal And Advertising Injury Liability is replaced by the following 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of personal and advertising injury to which this insurance applies. We will have the right and duty to defend the insured against any suit seeking those damages even if the allegations of the suit are groundless false or fraudulent. However we will have no duty to defend the insured against any suit seeking damages for personal and advertising injury to which this insurance does not apply. We may at our discretion investigate any offense and settle any claim or suit that may result. But 1 The amount we will pay for damages is limited as described in Section Il Limits Of Insurance and 2 Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A and B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitty provided for under Supplementary Payments Coverages A and B. C. The following is added as Paragraph e. to the Duties In The Event Of Occurrence Offense Claim Or Suit Condition Paragraph 2. of Section IV Commercial General Liability Conditions e. Notice given by or on behalf of the insured or written notice by or on behalf of the injured person or any other claimant to any agent of ours in New York State with particulars sufficient to identify the insured shall be considered to be notice to us. D. Paragraph 3. of Section IV Commercial General Liability Conditions is replaced by the following 3. Legal Action Against Us a. Except as provided in Paragraph b. no person or organization has a right under this Coverage Part 1 To join us as a party or otherwise bring us into a suit asking for damages from an insured or 2 To sue us on this Coverage Part unless all of its terms have been fully complied with. A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured but we will not be liable for damages that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us the insured and the claimant or the claimant s legal representative. b. With respect to bodily injury and personal and advertising injury claims if we deny coverage or do not admit liability because an insured or the injured person someone acting for the injured person or other claimant fails to give us written notice as soon as practicable then the injured person someone acting for the injured person or other claimant may bring an action against us provided the sole question is whether the denial of coverage or nonadmission of liability is based on the failure to provide timely notice. However the injured person someone acting for the injured person or other claimant may not bring an action if within 60 days after we deny coverage or do not admit liability we or an insured 1 Brings an action to declare the rights of the parties under the policy and 2 Names the injured person someone acting for the injured person or other claimant as a party to the action. Page 2 0f 3 Insurance Services Office Inc. 2010 MWZY 308156 NPC International Inc. 09302016 09302017 CG 01630711 | 2 |
E. The following provision is added and supersedes any provision to the contrary Failure to give notice to us as required under this Coverage Part shall not invalidate any claim made by the insured injured person or any other claimant unless the failure to provide such timely notice has prejudiced us. However no claim made by the insured injured person or other claimant will be invalidated if it shall be shown not to have been reasonably possible to give such timely notice and that notice was given as soon as was reasonably possible thereafter. F. The definition of loading or unloading in the Definitions Section does not apply. CG 016307 11 Insurance Services Office Inc. 2010 MWZY 308156 NPC International Inc. 09302016 09302017 Page 30f 3 | 2 |
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IL0268 0114 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW YORK CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART. Paragraphs 1. 2 3. and 5. of the Cancellation Common Policy Condition are replaced by the following 1. The first Named Insured shown in the Declarations may cancel this entire policy by mailing or delivering to us advance written notice of cancellation. 2. Cancellation Of Policies In Effect a. 60 Days Or Less We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least 1 30 days before the effective date of cancellation if we cancel for any reason not included in Paragraph A.2.b. below. 2 15 days before the effective date of cancellation if we cancel for any of the reasons included in Paragraph A.2.b. below. b. For More Than 60 Days If this policy has been in effect for more than 60 days or if this policy is a renewal or continuation of a policy we issued we may cancel only for any of the reasons listed below provided we mail the first Named Insured written notice at least 15 days before the effective date of cancellation 1 Nonpayment of premium provided however that a notice of cancellation on this ground shall inform the first Named Insured of the amount due 2 Conviction of a crime arising out of acts increasing the hazard insured against Discovery of fraud or material misrepresentation in the obtaining of the policy or in the presentation of a claim After issuance of the policy or after the last renewal date discovery of an act or omission or a violation of any policy condition that substantially and materially increases the hazard insured against and which occurred subsequent to inception of the current policy period Material physical change in the property insured occurring after issuance or last annual renewal anniversary date of the policy which results in the property becoming uninsurable in accordance with our objective uniformly applied underwriting standards in effect at the time the policy was issued or last renewed or material change in the nature or extent of the risk occurring after issuance or last annual renewal anniversary date of the policy which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the policy was issued or last renewed 6 Required pursuant to a determination by the Superintendent that continuation of our present premium volume would jeopardize our solvency or be hazardous to the interest of our policyholders our creditors or the public 3 4 5 IL 02 68 01 14 Insurance Services Office Inc. 2013 MWZY 308156 NPC International Inc. 09302016 09302017 Page 10of 5 | 2 |
7 A determination by the Superintendent that the continuation of the policy would violate or would place us in violation of any provision of the Insurance Code or 8 Where we have reason to believe in good faith and with sufficient cause that there is a probable risk of danger that the insured will destroy or permit to be destroyed the insured property for the purpose of collecting the insurance proceeds. If we cancel for this reason you may make a written request to the Department of Financial Services within 10 days of receipt of this notice to review our cancellation decision. Also we will simultaneously send a copy of this cancellation notice to the Department of Financial Services. 3. We will mail or deliver our notice including the reason for cancellation to the first Named Insured at the address shown in the policy and to the authorized agent or broker. 5. If this policy is cancelled we will send the first Named Insured any premium refund due. If we cancel the refund will be pro rata. If the first Named Insured cancels the refund may be less than pro rata. However when the premium is advanced under a premium finance agreement the cancellation refund will be pro rata. Under such financed policies we will be entitled to retain a minimum earned premium of 10 of the total policy premium or 60 whichever is greater. The cancellation will be effective even if we have not made or offered a refund. B. The following is added to the Cancellation Common Policy Condition 7. If one of the reasons for cancellation in Paragraph A.2.b. or D.2.b.2 exists we may cancel this entire policy even if the reason for cancellation pertains only to a new coverage or endorsement initially effective subsequent to the original issuance of this policy. C. The following conditions are added 1. Nonrenewal If we decide not to renew this policy we will send notice as provided in Paragraph C.3. below. 2. Conditional Renewal If we conditionally renew this policy subject to a. A change of limits. A change in type of coverage. A reduction of coverage. An increased deductible. An addition of exclusion or. Increased premiums in excess of 10 exclusive of any premium increase due to and commensurate with insured value added or increased exposure units or as a result of experience rating loss rating retrospective rating or audit we will send notice as provided in Paragraph C.3. below.. Notices Of Nonrenewal And Conditional Renewal a. If we decide not to renew this policy or to conditionally renew this policy as provided in Paragraphs C.1. and C.2. above we will mail or deliver written notice to the first Named Insured shown in the Declarations at least 60 but not more than 120 days before 1 The expiration date or 2 The anniversary date if this is a continuous policy. b. Notice will be mailed or delivered to the first Named Insured at the address shown in the policy and to the authorized agent or broker. If notice is mailed proof of mailing will be sufficient proof of notice. c. Notice will include the specific reasons for nonrenewal or conditional renewal including the amount of any premium increase for conditional renewal and description of any other changes. d. If we violate any of the provisions of Paragraph C.3.a. b. or c. above by sending the first Named Insured an incomplete or late conditional renewal notice or a late nonrenewal notice 1 And if notice is provided prior to the expiration date of this policy coverage will remain in effect at the same terms and conditions of this policy at the lower of the current rates or the prior period s rates until 60 days after such notice is mailed or delivered unless the first Named Insured during this 60 day period has replaced the coverage or elects to cancel 0 Q200 Page 2 of 5 Insurance Services Office Inc. 2013 MWZY 308156 NPC International Inc. 09302016 09302017 IL 0268 01 14 | 2 |
2 And if the notice is provided on or after the expiration date of this policy coverage will remain in effect at the same terms and conditions of this policy for another policy period at the lower of the current rates or the prior period s rates unless the first Named Insured during this additional policy period has replaced the coverage or elects to cancel. e. If you elect to renew on the basis of a late D. The conditional renewal notice the terms conditions and rates set forth in such notice shall apply 1 Upon expiration of the 60 day period unless Subparagraph 2 below applies or Notwithstanding the provisions in Paragraphs d.1 and d.2 as of the renewal date of the policy if the conditional renewal notice was sent at least 30 days prior to the expiration or anniversary date of the policy. We will not send you notice of nonrenewal or conditional renewal if you your authorized agent or broker or another insurer of yours mails or delivers notice that the policy has been replaced or is no longer desired. following provisions apply when the 2 Commercial Property Coverage Part the Farm Coverage Part or the Capital Assets Program Output Policy Coverage Part is made a part of this policy 1. Items D.2. and D.3. apply if this policy meets the following conditions a. The policy is issued or issued for delivery in New York State covering property located in this state and b. The policy insures 1 For loss of or damage to structures other than hotels or motels used predominantly for residential purposes and consisting of no more than four dwelling units or 2 For loss of or damage to personal property other than farm personal property or business property or 3 Against damages arising from liability for loss of damage to or injury to persons or property except liability arising from business or farming and c. The portion of the annual premium attributable to the property and contingencies described in 1.b. exceeds the portion applicable to other property and contingencies. 2. Paragraph 2. of the Cancellation Common Policy Condition is replaced by the following 2. Procedure And Reasons For Cancellation a. We may cancel this entire policy by mailing or delivering to the first Named Insured written notice of cancellation at least 1 15 days before the effective date of cancellation if we cancel for nonpayment of premium provided however that a notice of cancellation on this ground shall inform the first Named Insured of the amount due or 30 days before the effective date of cancellation if we cancel for any other reason. b. But if this policy 1 Has been in effect for more than 60 days or 2 Is arenewal of a policy we issued we may cancel this policy only for one or more of the following reasons 1 Nonpayment of premium provided however that a notice of cancellation on this ground shall inform the first Named Insured of the amount due 2 Conviction of a crime arising out of acts increasing the risk of loss 3 Discovery of fraud or material misrepresentation in obtaining the policy or in making a claim 4 Discovery of willful or reckless acts or omissions increasing the risk of loss 5 Physical changes in the covered property that make that property uninsurable in accordance with our objective and uniformly applied underwriting standards in effect when we a Issued the policy or b Last voluntarily renewed the policy 2 IL 02 68 01 14 Insurance Services Office Inc. 2013 MWZY 308156 NPC International Inc. 09302016 09302017 Page 3 of 5 | 2 |
6 The Superintendent of Financial Services determination that continuing the policy would violate Chapter 28 of the Insurance Law or Required pursuant to a determination by the Superintendent of Financial Services that the continuation of our present premium volume would be hazardous to the interests of our policyholders our creditors or the public. 3. The following are added a. Conditional Continuation Instead of cancelling this policy we may continue it on the condition that 1 The policy limits be changed or 2 Any coverage not required by law be eliminated. If this policy is conditionally continued we will mail or deliver to the first Named Insured written notice at least 20 days before the effective date of the change or elimination. We will mail or deliver our notice to the first Named Insured s last mailing address known to us. If notice is mailed proof of mailing will be sufficient proof of notice. Delivery of the notice will be the same as mailing. b. Nonrenewal If as allowed by the laws of New York State we 1 Do not renew this policy or 2 Condition policy renewal upon a Change of limits or b Elimination of coverage we will mail or deliver written notice of nonrenewal or conditional renewal a Atleast 45 days but b Not more than 60 days before the expiration date of the policy. We will mail or deliver our notice to the first Named Insured s last mailing address known to us. If notice is mailed proof of mailing will be sufficient proof of notice. Delivery of the notice will be the same as mailing. E. The following is added to the Farm Property Other Farm Provisions Form Additional Coverages Conditions Definitions the Commercial Property Coverage Part and the Capital Assets Program Output Policy Coverage Part When the property is subject to the Anti arson Application in accordance with New York Department of Financial Services Insurance Regulation No. 96 the following provisions are added If you fail to return the completed signed and affirmed anti arson application to us 1. Or our broker or agent within 45 days of the effective date of a new policy we will cancel the entire policy by giving 20 days written notice to you and to the mortgageholder shown in the Declarations. 2. Before the expiration date of any policy we will cancel the policy by giving written notice to you and to the mortgageholder shown in the Declarations at least 15 days before the effective date of cancellation. The cancellation provisions set forth in E.1. and E.2. above supersede any contrary provisions in this policy including this endorsement. If the notice in E.1. or E.2. above is mailed proof of mailing will be sufficient proof of notice. Delivery of the notice will be the same as mailing. F. The following applies to the Commercial Property Coverage Part the Farm Coverage Part and the Capital Assets Program Output Policy Coverage Part Paragraphs f. and g. of the Mortgageholders Condition are replaced by the following f. Cancellation 1 If we cancel this policy we will give written notice to the mortgageholder at least a 10 days before the effective date of cancellation if we cancel for your nonpayment of premium or b 30 days before the effective date of cancellation if we cancel for any other reason. Page 4 of 5 Insurance Services Office Inc. 2013 MWZY 308156 NPC International Inc. 09302016 09302017 IL 0268 01 14 | 2 |
2 If you cancel this policy we will give written notice to the mortgageholder. With respect to the mortgageholder s interest only cancellation will become effective on the later of a The effective date of cancellation of the insured s coverage or b 10 days after we give notice to the mortgageholder. g. Nonrenewal 1 If we elect not to renew this policy we will give written notice to the mortgageholder at least 10 days before the expiration date of this policy. 2 If you elect not to renew this policy we will give written notice to the mortgageholder. With respect to the mortgageholder s interest only nonrenewal will become effective on the later of a The expiration date of the policy or b 10 days after we give notice to the mortgageholder. G. The following provisions apply when the following are made a part of this policy Commercial General Liability Coverage Part Employment Related Practices Liability Coverage Part Farm Liability Coverage Form Liquor Liability Coverage Part Products Completed Operations Liability Coverage Part 1. The aggregate limits of this policy as shown in the Declarations will be increased in proportion to any policy extension provided in accordance with Paragraph C.3.d. above. 2. The last sentence of Limits Of Insurance does not apply when the policy period is extended because we sent the first Named Insured an incomplete or late conditional renewal notice or a late nonrenewal notice. IL 02 68 01 14 Insurance Services Office Inc. 2013 MWZY 308156 NPC International Inc. 09302016 09302017 Page 5 of 5 | 2 |
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COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW YORK CHANGES TRANSFER OF DUTIES WHEN A LIMIT OF INSURANCE IS USED UP This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following Condition is added to COMMERCIAL GENERAL LIABILITY CONDITIONS Section IV Transfer of Duties When a Limit of Insurance Is Used Up. a. If we conclude that based on occurrences of fenses claims or suits which have been reported to us and to which this insurance may apply the 1 General Aggregate Limit other than the Prod ucts Completed Operations Aggregate Limit Products Completed Operations Aggregate Limit 3 Personal and Advertising Injury Limit 4 Each Occurrence Limit or 5 Fire Damage Limit is likely to be used up in the payment of judgments or settlements we will notify the first Named In sured in writing to that effect. b. When a limit of insurance described in paragraph a. above has actually been used up in the pay ment of judgments or settlements 1 We will notify the first Named Insured in writ ing as soon as practicable that a Such alimit has actually been used up and b Our duty to defend suits seeking damages subject to that limit has also ended. 2 We will initiate and cooperate in the transfer of control to any appropriate insured of all claims and suits seeking damages which are subject to that limit and which are reported to us before that limit is used up. That insured must cooperate in the transfer of control of said claims and suits. 2 We agree to take such steps as we deem ap propriate to avoid a default in or continue the defense of such suits until such transfer is completed provided the appropriate insured is cooperating in completing such transfer. We will take no action whatsoever with respect to any claim or suit seeking damages that would have been subject to that limit had it not been used up if the claim or suit is reported to us after that limit of insurance has been used up. The first Named Insured and any other insured involved in a suit seeking damages subject to that limit must arrange for the defense of such suit within such time period as agreed to be tween the appropriate insured and us. Absent any such agreement arrangements for the de fense of such suit must be made as soon as practicable. c. The first Named Insured will reimburse us for expenses we incur in taking those steps we deem appropriate in accordance with paragraph b.2 above. The duty of the first Named Insured to reimburse us will begin on 1 The date on which the applicable limit of insur ance is used up if we sent notice in accor dance with paragraph a. above or 2 The date on which we sent notice in accor dance with paragraph b.1 above if we did not send notice in accordance with paragraph a. above. d. The exhaustion of any limit of insurance by the payments of judgments or settlements and the re sulting end of our duty to defend will not be af fected by our failure to comply with any of the pro visions of this Condition. 3 CG 26211091 Copyright Insurance Services Office Inc. 1991 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 26 03 04 09 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW YORK CHANGES LIQUOR LIABILITY COVERAGE FORM This endorsement modifies insurance provided under the following LIQUOR LIABILITY COVERAGE PART A. Paragraph 1. Insuring Agreement of Section I is replaced by the following 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as dam ages because of injury to which this insur ance applies if liability for such injury is imposed on the insured by reason of the selling serving or furnishing of any alco holic beverage. We will have the right and duty to defend the insured against any suit seeking those damages even if the al legations of the suit are groundless false or fraudulent. However we will have no duty to defend the insured against any suit seeking damages for injury to which this insurance does not apply. We may at our discretion investigate any injury and settle any claim or suit that may result. But 1 The amount we will pay for damages is limited as described in Section Il Lim its Of Insurance and 2 Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements. No other obligation or liability to pay sums or perform acts or services is covered un less explicitly provided for under Supple mentary Payments. b. This insurance applies to injury only if 1 The injury occurs during the policy period in the coverage territory and 2 Prior to the policy period no insured listed under Paragraph 1. of Section Il Who Is An Insured and no employee authorized by you to give or receive no tice of an injury or claim knew that the injury had occurred in whole or in part. If such a listed insured or authorized employee knew prior to the policy pe riod that the injury occurred then any continuation change or resumption of such injury during or after the policy period will be deemed to have been known prior to the policy period. c. Injury which occurs during the policy pe riod and was not prior to the policy period known to have occurred by any insured listed under Paragraph 1. of Section Il Who Is An Insured or any employee au thorized by you to give or receive notice of an injury or claim includes any continua tion change or resumption of that injury after the end of the policy period. d. Injury will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section Il Who Is An Insured or any em ployee authorized by you to give or receive notice of an injury or claim 1 Reports all or any part of the injury to us or any other insurer 2 Receives a written or verbal demand or claim for damages because of the in jury or 3 Becomes aware by any other means that injury has occurred or has begun to occur. CG 26 03 04 09 Insurance Services Office Inc. 2008 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
B. The following is added as Paragraph e. to Duties In The Event Of Injury Claim Or Suit under Paragraph 2. of Section IV Liquor Liability Conditions 2. Duties In The Event Of Injury Claim Or Suit e. Notice given by or on behalf of the insured or written notice by or on behalf of the in jured person or any other claimant to any agent of ours in New York State with par ticulars sufficient to identify the insured shall be considered to be notice to us. C. Paragraph 3. of Section IV Liquor Liability Conditions is replaced by the following 3. Legal Action Against Us a. Except as provided in Paragraph b. no person or organization has a right under this Coverage Part 1 To join us as a party or otherwise bring us into a suit asking for damages from an insured or 2 To sue us on this Coverage Part unless all of its terms have been fully complied with. A person or organization may sue us to re cover on an agreed settlement or on a final judgment against an insured but we will not be liable for damages that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us the insured and the claimant or the claimant s legal representative. b. With respect to injury claims related to bodily injury if we deny coverage or do not admit liability because an insured or the injured person someone acting for the in jured person or other claimant fails to give us written notice as soon as practicable then the injured person someone acting for the injured person or other claimant may bring an action against us provided the sole question is whether the denial of cov erage or nonadmission of liability is based on the failure to provide timely notice. However the injured person someone act ing for the injured person or other claimant may not bring an action if within 60 days af ter we deny coverage or do not admit liabil ity we or an insured 1 Brings an action to declare the rights of the parties under the policy and 2 Names the injured person someone acting for the injured person or other claimant as a party to the action. D. The following provision is added and supersedes any provision to the contrary Failure to give notice to us as required under this Coverage Part shall not invalidate any claim made by the insured injured person or any other claim ant unless the failure to provide such timely notice has prejudiced us. However no claim made by the insured injured person or other claimant will be invalidated if it shall be shown not to have been reasonably possible to give such timely notice and that notice was given as soon as was reasonably possible thereafter. Page 2 of 2 Insurance Services Office Inc. 2008 MWZY 308156 NPC International Inc. 09302016 09302017 CG 26 03 04 09 | 2 |
COMMERCIAL GENERAL LIABILITY CG 01041204 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW YORK CHANGES PREMIUM AUDIT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. Paragraph b. of the Premium Audit Condition B. Except as provided in Paragraph A. above the Section IV is replaced by the following Examination Of Your Books And Records PREMIUM AUDIT Common Policy Condition continues to apply. b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of each audit period we will compute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retro spective premiums is the date shown as the due date on the bill. An audit to deter mine the final premium due or to be re funded will be completed within 180 days after the expiration date of the policy. But the audit may be waived if the total annual premium attributable to the auditable ex posure base is not reasonably expected to exceed 1500. If the sum of the advance and audit premiums paid for the policy term is greater than the earned premium we will return the excess to the first Named Insured. CG 01041204 ISO Properties Inc. 2003 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 a | 2 |
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COMMERCIAL GENERAL LIABILITY CG 26351293 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NEW YORK CHANGES TRANSFER OF DUTIES WHEN A LIMIT OF INSURANCE IS USED UP This endorsement modifies insurance under the following LIQUOR LIABILITY COVERAGE PART The following Condition is added to LIQUOR LIABIL ITY CONDITIONS Section IV Transfer of Duties When a Limit of Insurance Is Used Up. a. If we conclude that based on injuries claims or suits which have been reported to us and to which this insurance may apply the Aggregate Limit or the Each Common Cause Limit is likely to be used up in the payment of judgments or settle ments we will notify the first Named Insured in writing to that effect. b. When a limit of insurance described in paragraph a. above has actually been used up in the pay ment of judgments or settlements 1 We will notify the first Named Insured in writ ing as soon as practicable that a Such a limit has actually been used up and b Our duty to defend suits seeking damages subject to that limit has also ended. 2 We will initiate and cooperate in the transfer of control to any appropriate insured of all claims and suits seeking damages which are subject to that limit and which are reported to us before that limit is used up. That insured must cooperate in the transfer of control of said claims and suits. We agree to take such steps as we deem ap propriate to avoid a default in or continue the defense of such suits until such transfer is completed provided the appropriate insured is cooperating in completing such transfer. We will take no action whatsoever with respect to any claim or suit seeking damages that would have been subject to that limit had it not been used up if the claim or suit is reported to us after that limit of insurance has been used up. The first Named Insured and any other insured involved in a suit seeking damages subject to that limit must arrange for the defense of such suit within such time period as agreed to be tween the appropriate insured and us. Absent any such agreement arrangements for the de fense of such suit must be made as soon as practicable. 3. The first Named Insured will reimburse us for expenses we incur in taking those steps we deem appropriate in accordance with paragraph b.2 above. The duty of the first Named Insured to reimburse us will begin on 1 The date on which the applicable limit of insur ance is used up if we sent notice in accor dance with paragraph a. above or 2 The date on which we sent notice in accor dance with paragraph b.1 above if we did not send notice in accordance with paragraph a. above.. The exhaustion of any limit of insurance by the payments of judgments or settlements and the re sulting end of our duty to defend will not be af fected by our failure to comply with any of the pro visions of this Condition. We will take no action whatsoever with respect to any claim or suit seeking damages that would have been subject to that limit had it not been used up if the claim or suit is reported to us after that limit of insurance has been used up. The first Named Insured and any other insured involved in a suit seeking damages subject to that limit must arrange for the defense of such suit within such time period as agreed to be tween the appropriate insured and us. Absent any such agreement arrangements for the de fense of such suit must be made as soon as practicable. c. The first Named Insured will reimburse us for expenses we incur in taking those steps we deem appropriate in accordance with paragraph b.2 above. The duty of the first Named Insured to reimburse us will begin on 1 The date on which the applicable limit of insur ance is used up if we sent notice in accor dance with paragraph a. above or 2 The date on which we sent notice in accor dance with paragraph b.1 above if we did not send notice in accordance with paragraph a. above. d. The exhaustion of any limit of insurance by the payments of judgments or settlements and the re sulting end of our duty to defend will not be af fected by our failure to comply with any of the pro visions of this Condition. 3 CG 26351293 Copyright Insurance Services Office Inc. 1993 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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IL 02 69 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NORTH CAROLINA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. Paragraph 2. of the Cancellation Common Policy b An act or omission by the insured or Condition is replaced by the following his or her representative that consti 2. Cancellation Requirements tutes material misrepresentation or L nondisclosure of a material fact in a. Policies In Effect Less Than 60 Days obtaining this policy continuing this If this policy has been in effect for less than pqicy or presenting a claim under 60 days we may cancel this policy by mail this policy ing or dellyenng to the flst Named Insured Increased hazard or material change written notice of cancellation at least in the risk assumed that could not 1 15 days before the effective date of have beenreasonaby contemplated cancellation if we cancel for nonpay lqy the pamgs at the time of assump ment of premium or tion of the risk 2 30 days before the effective date of d Substantial breach of contractual cancellation if we cancel for any other duties conditions or warranties that reason. materially affects the insurability of the risk b. Policies In Effect More Than 60 Days If this policy has been in effect for 60 days or more or is a renewal of a policy we is sued we may cancel this policy prior to the 1 Expiration of the policy term or e A fraudulent act against us by the insured or his or her representative that materially affects the insurability of the risk Willful failure by the insured or his or f 2 Anniversary date her representative to institute rea stated in the policy only for one or more of sonable loss control measures that the following reasons materially affect the insurability of the a Nonpayment of premium risk after written notice by us IL 02 69 09 08 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
g Loss of facultative reinsurance or loss of or substantial changes in ap plicable reinsurance as provided in G.S. 58 41 30 h Conviction of the insured of a crime arising out of acts that materially af fect the insurability of the risk i A determination by the Commis sioner of Insurance that the con tinuation of the policy would place us in violation of the laws of North Caro lina or j You fail to meet the requirements contained in our corporate charter articles of incorporation or by laws when we are a company organized for the sole purpose of providing members of an organization with in surance coverage in North Carolina. We will mail or deliver written notice of can cellation to the first Named Insured at least i 15 days before the effective date of cancellation if we cancel for nonpayment of premium or ii 30 days before the effective date of cancellation if we cancel for any other reason.. Cancellation for nonpayment of premium will not become effective if you pay the premium amount due before the effective date of cancellation.. We may also cancel this policy for any reason not stated above provided we obtain your prior written consent. B. The following provisions are added and supersede any other provisions to the contrary 1. Nonrenewal a. If we elect not to renew this policy we will mail or deliver to the first Named Insured shown in the Declarations written notice of nonrenewal at least 45 days prior to the 1 Expiration of the policy if this policy has been written for one year or less or 2 Anniversary date of the policy if this policy has been written for more than one year or for an indefinite term. b. We need not mail or deliver the notice of nonrenewal if you have 1 Insured property covered under this policy under any other insurance policy 2 Accepted replacement coverage or 3 Requested or agreed to nonrenewal of this policy. c. If notice is mailed proof of mailing will be sufficient proof of notice. 2. The written notice of cancellation or nonre newal will a. Be mailed or delivered to the first Named Insured and any designated mortgagee or loss payee at their addresses shown in the policy or if not indicated in the policy at their last known addresses and b. State the reason or reasons for cancellation or nonrenewal. Page 2 of 2 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 69 09 08 | 2 |
IL 01 65 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NORTH DAKOTA CHANGES EXAMINATION OF YOUR BOOKS AND RECORDS This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART The Examination Of Your Books And Records 2. Any audit conducted to determine the premium Common Policy Condition is replaced by the follow due or to be refunded must be completed ing within 180 days after EXAMINATION OF YOUR BOOKS AND a. The expiration date of the policy or RECORDS b. The anniversary date if this is a continuous 1. Except as provided in 2. below we may exam policy or a policy written for a term longer ine and audit your books and records as they than one year relate to this policy at any time during the pol. unless you agree in writing to extend the audit icy period and up to three years afterward. v 9 9 period. IL 01 65 09 08 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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IL 02 34 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NORTH DAKOTA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. Paragraphs 2. and 3. of the Cancellation Com 3 The insured s actions that have sub mon Policy Condition are replaced by Paragraphs stantially increased or substantially 2. and 3. below except to the extent that Item B. changed the risk insured of this endorsement applies. 4 The insured s refusal to eliminate 2. Policies In Effect known conditions that increase the po a. For Less Than 90 Days tential for loss after our notification that.. N the condition must be removed If this policy has been in effect for less than.. 90 days we may cancel the policy for any 5 Substantial change in the risk assumed reason by mailing to the first Named In sured and agent if any written notice of cancellation at least 1 10 days before the effective date of can cellation or 2 Five days before the effective date of cancellation for any condition stated in Paragraph B. of this endorsement. b. For 90 Days Or More Or Policies With Terms Longer Than One Year Or Continuous Policies If this policy has been in effect for 90 days or more is a renewal of a policy we issued is a policy issued for a term longer than one year or is a continuous policy we may can cel the policy only for one or more of the fol lowing reasons 1 Nonpayment of premiums 2 Misrepresentation or fraud made by the insured or with the insured s knowl edge in obtaining the policy or in pursu ing a claim under the policy except to the extent that we should rea sonably have foreseen the change or contemplated the risk in writing the con tract 6 Loss of reinsurance which provided us with coverage for a significant amount of the underlying risk insured 7 A determination by the insurance com missioner that the continuation of the policy could place us in violation of North Dakota insurance laws Nonpayment of dues to an association or organization other than an insurance association or organization where pay ment of dues is a prerequisite to obtain ing or continuing such insurance. Can cellation for this reason does not apply to persons who are retired at 62 years of age or older or to any person who is disabled according to social security standards IL 02 34 09 08 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
9 A violation of any local fire health safety building or construction regula tion or ordinance with respect to Cov ered Property or the occupancy thereof which substantially increases any haz ard insured against or 10 Certain conditions exist as stated in Paragraph B. of this endorsement. We will mail written notice of cancellation to the first Named Insured and agent if any at least a Five days before the effective date of cancellation for any condition stated in Paragraph B. of this endorsement 10 days before the effective date of can cellation for nonpayment of premium or 30 days before the effective date of can cellation for any reason stated in Para graphs 2.b.2 through 9 above. However for policies with terms longer than one year or continuous policies notice of can cellation will be mailed at least 30 days prior to any anniversary date for any reason stated in Paragraphs 2.b.1 through 9 above. If we cancel for a reason listed in Paragraphs 2.b.1 through 9 above the notice of cancel lation will state our reasons for cancellation. 3. We will mail our notice by first class mail to the first Named Insured and agent if any at the last mailing address known to us.. We may also cancel the policy if one or more of the following conditions exist 1. Buildings with at least 65 of the rental units in the building unoccupied. 2. Buildings that have been damaged by a cov ered cause of loss and the insured has stated or such time has elapsed as clearly indicates that the damage will not be repaired. 3. Buildings to which following a fire permanent repairs have not commenced within 60 days following satisfactory adjustment of loss. 4. Buildings that have been unoccupied 60 or more consecutive days except buildings that have a seasonal occupancy and buildings ac tually in the course of construction or repair and reconstruction which are properly secured against unauthorized entry. 5. Buildings that are in danger of collapse be cause of serious structural conditions or those buildings subject to extremely hazardous con ditions not contemplated in filed rating plans such as those buildings that are in a state of disrepair as to be dilapidated. b c 6. Buildings on which because of their physical condition there is an outstanding order to va cate or an outstanding demolition order or which have been declared unsafe in accor dance with applicable law. 7. Buildings from which fixed and salvageable items have been or are being removed and the insured can give no reasonable explanation for the removal. 8. Buildings on which there is reasonable knowl edge and belief that the property is endan gered and is not reasonably protected from possible arson for the purpose of defrauding an insurer. 9. Buildings with any of the following conditions a. Failure to furnish heat water sewer ser vice or public lighting for 30 consecutive days or more. b. Failure to correct conditions dangerous to life health or safety. c. Failure to maintain the building in accor dance with applicable law. d. Failure to pay property taxes for more than one year. 10. Buildings that have characteristics of owner ship condition occupancy or maintenance which are violative of law or public policy. C. The following is added and supersedes any provi sion to the contrary NONRENEWAL 1. If we elect not to renew this policy we will mail to the last known address of the first Named Insured shown in the Declarations and agent if any a notice of intention not to renew at least a. 60 days prior to the expiration date of the policy except as provided in Paragraph b. or b. 90 days prior to the expiration date of the policy when the policy provides professional liability coverage for legal and medical ser vices. The notice of nonrenewal will state our reason for nonrenewal. 2. We will mail our notice by first class mail to the first Named Insured and agent if any at the last mailing address known to us. 3. We need not mail or deliver this notice if you have a. Insured elsewhere b. Accepted replacement coverage or c. Requested or agreed to nonrenewal. Page 2 of 2 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 34 09 08 | 2 |
IL 02 44 09 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. OHIO CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART. With respect to a policy which has been in effect for more than 90 days or is a renewal of a policy we issued the Cancellation Common Policy Con dition is replaced by the following 1. The first Named Insured shown in the Declara tions may cancel this policy by mailing or deliv ering to us advance written notice of cancella tion. 2. We may cancel this policy only for one or more of the following reasons except as provided in Paragraph 6. below a. Nonpayment of premium b. Discovery of fraud or material misrepresen tation in the procurement of the insurance or with respect to any claims submitted thereunder c. Discovery of a moral hazard or willful or reckless acts or omissions on your part which increases any hazard insured against d. The occurrence of a change in the individ ual risk which substantially increases any hazard insured against after the insurance coverage has been issued or renewed ex cept to the extent the insurer could rea sonably have foreseen the change or con templated the risk in writing the contract e. Loss of applicable reinsurance or a sub stantial decrease in applicable reinsurance if the Superintendent has determined that reasonable efforts have been made to pre vent the loss of or substantial decrease in the applicable reinsurance or to obtain re placement coverage f. Failure of an insured to correct material vio lations of safety codes or to comply with reasonable written loss control recommen dations or g. A determination by the Superintendent of Insurance that the continuation of the policy would create a condition that would be haz ardous to the policyholders or the public. 3. We will mail written notice of cancellation to the first Named Insured and agent if any at the last mailing addresses known to us. Proof of mailing will be sufficient proof of notice. 4. We will mail the notice of cancellation at least a. 10 days before the effective date of cancel lation if we cancel for nonpayment of pre mium or b. 30 days before the effective date of cancel lation if we cancel for a reason stated in 2.b. through 2.g. above. IL 02 44 09 07 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
5. The notice of cancellation will a. State the effective date of cancellation. The policy period will end on that date. b. Contain the date of the notice and the pol icy number and will state the reason for cancellation. 6. Policies written for a term of more than one year or on a continuous basis may be can celled by us for any reason at an anniversary date upon 30 days written notice of cancella tion. 7. If this policy is cancelled we will send the first Named Insured any premium refund due. If we cancel the refund will be pro rata. If the first Named Insured cancels the refund may be less than pro rata. The cancellation will be ef fective even if we have not made or offered a refund. B. The following is added to the Common Policy Conditions and supersedes any provisions to the contrary NONRENEWAL 1. If we elect not to renew this policy we will mail written notice of nonrenewal to the first Named Insured and agent if any at the last mailing addresses known to us. The notice will contain the date of the notice and the policy number and will state the expiration date of the policy. 2. We will mail the notice of nonrenewal at least 30 days before the expiration date of the pol icy. 3. Proof of mailing will be sufficient proof of no tice. C. Common Policy Conditions 1. 2. Paragraph A.2.a. of the Businessowners Common Policy Conditions is deleted. Paragraph E.2. of the Cancellation Common Policy Condition in the Standard Property Pol icy is deleted. Paragraph E.2. is replaced by the following unless Item A. of this endorse ment applies We may cancel this policy by mailing or deliv ering to the first Named Insured written notice of cancellation at least a. 10 days before the effective date of cancel lation if we cancel for nonpayment of pre mium or b. 30 days before the effective date if we can cel for any other reason. Page 2 of 2 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 44 09 07 | 2 |
IL 02 36 09 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. OKLAHOMA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART. Paragraph 2. of the Cancellation Common Policy Condition is replaced by the following 2. We may cancel this policy by mailing or deliv ering to the first Named Insured written notice of cancellation at least a. 10 days before the effective date of cancel lation if we cancel for nonpayment of pre mium or b. 30 days before the effective date of cancel lation if we cancel for any other reason. After coverage has been in effect for more than 45 business days or after the effective date of a renewal of this policy no notice of cancella tion will be issued by us unless it is based on at least one of the following reasons 1 Nonpayment of premium 2 Discovery of fraud or material misrepre sentation in the procurement of the in surance or with respect to any claims submitted under it 3 Discovery of willful or reckless acts or omissions by you that increase any haz ard insured against The occurrence of a change in the risk that substantially increases any hazard insured against after insurance cover age has been issued or renewed 4 5 A violation of any local fire health safety building or construction regula tion or ordinance with respect to any covered property or its occupancy that substantially increases any hazard in sured against A determination by the Insurance Com missioner that the continuation of the policy would place us in violation of the insurance laws of this state 7 Your conviction of a crime having as one of its necessary elements an act in creasing any hazard insured against or 8 Loss of or substantial changes in appli cable reinsurance. 6 B. The following are added to the Common Policy Conditions and supersede any provisions to the contrary 1. Nonrenewal a. If we elect not to renew this policy we will mail or deliver written notice of nonrenewal to the first Named Insured at least 45 days before 1 The expiration date of this policy or 2 An anniversary date of this policy if it is written for a term longer than one year or with no fixed expiration date. IL 02 36 09 07 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
b. Any notice of nonrenewal will be mailed or delivered to the first Named Insured at the last mailing address known to us. c. If notice is mailed 1 It will be considered to have been given to the first Named Insured on the day it is mailed. 2 Proof of mailing will be sufficient proof of notice. d. If notice of nonrenewal is not mailed or delivered at least 45 days before the expira tion date or an anniversary date of this pol icy coverage will remain in effect until 45 days after notice is given. Earned premium for such extended period of coverage will be calculated pro rata based on the rates applicable to the expiring policy. e. We will not provide notice of nonrenewal if 1 We or another company within the same insurance group have offered to issue a renewal policy or 2 You have obtained replacement cover age or have agreed in writing to obtain replacement coverage. f. If we have provided the required notice of nonrenewal as described in B.1.a. above and thereafter extend the policy for a period of 90 days or less we will not provide an additional nonrenewal notice with respect to the period of extension.. Premium Or Coverage Changes At Renewal a. If we elect to renew this policy we will give written notice of any premium increase change in deductible or reduction in limits or coverage to the first Named Insured at the last mailing address known to us. b. Any such notice will be mailed or delivered to the first Named Insured at least 45 days before 1 The expiration date of this policy or 2 An anniversary date of this policy if it is written for a term longer than one year or with no fixed expiration date. c. If notice is mailed 1 It will be considered to have been given to the first Named Insured on the day it is mailed. 2 Proof of mailing will be sufficient proof of notice. d. If the first Named Insured accepts the re newal the premium increase or coverage changes will be effective the day following the prior policy s expiration or anniversary date. e. If notice is not mailed or delivered at least 45 days before the expiration date or anni versary date of this policy the premium deductible limits and coverage in effect prior to the changes will remain in effect un til 1 45 days after notice is given or 2 The effective date of replacement cov erage obtained by the insured whichever occurs first. If the first Named Insured then elects not to renew any earned premium for the result ing extended period of coverage will be cal culated pro rata at the lower of the new rates or rates applicable to the expiring pol icy. f. We will not provide notice of the following 1 Changes in a rate or plan filed pursuant to the Property and Casualty Competi tive Loss Cost Rating Act applicable to an entire class of business 2 Changes which are based upon the altered nature or extent of the risk in sured or 3 Changes in policy forms filed with or approved by the Insurance Commis sioner and applicable to an entire class of business. Page 2 of 2 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 36 09 07 | 2 |
IL 01791002 OKLAHOMA NOTICE The following statement is added to the policy WARNING Any person who knowingly and with intent to injure defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false incomplete or misleading information is guilty of a felony. IL 017910 02 I1SO Properties Inc. 2002 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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IL 0279 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. OREGON CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. Paragraph 2. of the Cancellation Common Policy 7 Loss or decrease in reinsurance cover Condition is replaced by the following ing the risk. 2. If this policy has been in effect for c. 60 days or more or is a renewal policy we a. Fewer than 60 days and is not a renewal may cancel fqr any other reason approvgd policy we may cancel for any reason. by the commissioner by ule but only with 3 X respect to insurance provided under the fol b. 60 days or more or is a renewal policy we lowing may cancel only for one or more of the fol.. lowing reasons 1 A package policy that includes commer. cial property and commercial liability in 1 Nonpayment of premium surance 2 Fraud or material misrepresentation 2 Commercial Automobile Coverage Part made by you or with your knowledge in y obtaining the policy continuing the pol 3 Comlmercla General Liability Coverage icy or in presenting a claim under the Part policy 4 Commercial Property Coverage Part 3 Substantial increase in the risk of loss Legal Liability Coverage Form after insurance coverage has been is 5 Commercial Property Coverage Part sued or renewed including but not lim Mortgageholders Errors And Omissions ited to an increase in exposure due to Coverage Form rules legislation or court decision 6 Employment related Practices Liability 4 Failure to comply with reasonable loss Coverage Part control recommendations 7 Farm Coverage Part Farm Liability 5 Substantial breach of contractual duties Coverage Form conditions or warranties 8 Liquor Liability Coverage Part 6 Determination by the commissioner that 9 Products Completed Operations Liability the continuation of a line of insurance or class of business to which the policy be N longs will jeopardize our solvency or will 10 Medical Professional Liability Coverage place us in violation of the insurance Part. laws of Oregon or any other state or Coverage Part or IL 0279 09 08 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 | 2 |
B. Paragraph 3. of the Cancellation Common Policy Condition is amended by the addition of the follow ing 3. We will mail or deliver to the first Named In sured written notice of cancellation stating the reason for cancellation. C. The following is added to the Cancellation Com mon Policy Condition 7. Number Of Days Notice Of Cancellation a. With respect to insurance provided under 2.c.1 through 10 above cancellation will not be effective until at least 10 working days after the first Named Insured receives our notice. b. With respect to insurance other than that provided under 2.c.1 through 10 above cancellation will not be effective until at least 1 10 days after the first Named Insured receives our notice if we cancel for nonpayment of premium or 2 30 days after the first Named Insured receives our notice if we cancel for any other reason. D. Paragraph 6. of the Cancellation Common Policy Condition does not apply. E. The following are added and supersede any provi sion to the contrary 1. Nonrenewal We may elect not to renew this policy by mail ing or delivering to the first Named Insured at the last mailing address known to us written notice of nonrenewal before the a. Expiration date of the policy or b. Anniversary date of the policy if the policy is written for a term of more than one year or without a fixed expiration date. However if this policy is issued for a term of more than one year and for additional consid eration the premium is guaranteed we may not refuse to renew the policy at its anniversary date. Nonrenewal will not be effective until at least 45 days after the first Named Insured receives our notice.. Mailing Of Notices a. If notice of cancellation or nonrenewal is mailed a post office certificate of mailing will be conclusive proof that the first Named Insured received the notice on the third cal endar day after the date of the certificate of mailing. b. The following provision applies with respect to coverage provided under the Farm Cov erage Part If the first Named Insured has affirmatively consented to our use of an electronic re cord to deliver notice of cancellation or non renewal and has not withdrawn such con sent then the electronic record delivering notice of cancellation or nonrenewal satis fies the requirement that the notice of can cellation or nonrenewal be provided or made available to the first Named Insured in writing if we send the first Named Insured the electronic record with a request for a re turn receipt and we receive the return re ceipt. If we do not receive the return receipt we may cancel or nonrenew the policy only after providing or delivering the notice of cancellation or nonrenewal to the first Named Insured in writing subject to Para graph 2.a. above. Page 2 of 2 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 IL 0279 09 08 | 2 |
IL 014209 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. OREGON CHANGES DOMESTIC PARTNERSHIP This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY A. The term spouse is replaced by the following Spouse or individual who is in a domestic partner ship recognized under Oregon law. B. Under the Commercial Auto Coverage Part the term family member is replaced by the following Family member means a person related to the 1. Individual Named Insured by blood adoption marriage or domestic partnership recognized under Oregon law who is a resident of such Named Insured s household including a ward or foster child or 2. Individual named in the Schedule by blood adoption marriage or domestic partnership recognized under Oregon law who is a resi dent of the individual s household including a ward or foster child if the Drive Other Car Coverage Broadened Coverage For Named Individual Endorsement is attached. C. With respect to coverage for the ownership main tenance or use of covered autos provided under the Commercial Liability Umbrella Coverage Part the term family member is replaced by the follow ing Family member means a person related to you by blood adoption marriage or domestic partner ship recognized under Oregon law who is a resi dent of your household including a ward or foster child. C. With respect to coverage for the ownership main tenance or use of covered autos provided under the Commercial Liability Umbrella Coverage Part the term family member is replaced by the follow ing Family member means a person related to you by blood adoption marriage or domestic partner ship recognized under Oregon law who is a resi dent of your household including a ward or foster child. IL 01 42 09 08 ISO Properties Inc. 2007 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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IL 09 10 07 02 PENNSYLVANIA NOTICE An Insurance Company its agents employees or service contractors acting on its behalf may provide services to reduce the likelihood of injury death or loss. These services may include any of the following or related services incident to the application for issuance renewal or continuation of a policy of in surance 1. Surveys 2. Consultation or advice or 3. Inspections. The Insurance Consultation Services Exemption Act of Pennsylvania provides that the Insurance Com pany its agents employees or service contractors acting on its behalf is not liable for damages from injury death or loss occurring as a result of any act or omission by any person in the furnishing of or the failure to furnish these services. The Act does not apply 1. If the injury death or loss occurred during the actual performance of the services and was caused by the negligence of the Insurance Com pany its agents employees or service contrac tors 2. To consultation services required to be performed under a written service contract not related to a policy of insurance or 3. If any acts or omissions of the Insurance Com pany its agents employees or service contractors are judicially determined to constitute a crime ac tual malice or gross negligence. IL 09 10 07 02 ISO Properties Inc. 2001 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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IL 02 46 09 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PENNSYLVANIA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART A. The Cancellation Common Policy Condition is replaced by the following CANCELLATION 1. The first Named Insured shown in the Declara tions may cancel this policy by writing or giving notice of cancellation. 2. Cancellation Of Policies In Effect For Less Than 60 Days We may cancel this policy by mailing or deliv ering to the first Named Insured written notice of cancellation at least 30 days before the ef fective date of cancellation. 3. Cancellation Of Policies In Effect For 60 Days Or More If this policy has been in effect for 60 days or more or if this policy is a renewal of a policy we issued we may cancel this policy only for one or more of the following reasons a. You have made a material misrepresenta tion which affects the insurability of the risk. Notice of cancellation will be mailed or de livered at least 15 days before the effective date of cancellation. b. You have failed to pay a premium when due whether the premium is payable di rectly to us or our agents or indirectly under a premium finance plan or extension of credit. Notice of cancellation will be mailed at least 15 days before the effective date of cancellation. c. A condition factor or loss experience mate rial to insurability has changed substantially or a substantial condition factor or loss ex perience material to insurability has be come known during the policy period. No tice of cancellation will be mailed or delivered at least 60 days before the effec tive date of cancellation. d. Loss of reinsurance or a substantial de crease in reinsurance has occurred which loss or decrease at the time of cancella tion shall be certified to the Insurance Commissioner as directly affecting in force policies. Notice of cancellation will be mailed or delivered at least 60 days before the effective date of cancellation. IL 02 46 09 07 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 2 a | 2 |
e. Material failure to comply with policy terms conditions or contractual duties. Notice of cancellation will be mailed or delivered at least 60 days before the effective date of cancellation. f. Other reasons that the Insurance Commis sioner may approve. Notice of cancellation will be mailed or delivered at least 60 days before the effective date of cancellation. This policy may also be cancelled from inception upon discovery that the policy was obtained through fraudulent statements omissions or con cealment of facts material to the acceptance of the risk or to the hazard assumed by us. 4. We will mail or deliver our notice to the first Named Insured s last mailing address known to us. Notice of cancellation will state the specific reasons for cancellation. 5. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. 6. If this policy is cancelled we will send the first Named Insured any premium refund due. If we cancel the refund will be pro rata and will be returned within 10 business days after the ef fective date of cancellation. If the first Named Insured cancels the refund may be less than pro rata and will be returned within 30 days af ter the effective date of cancellation. The can cellation will be effective even if we have not made or offered a refund. 7. If notice is mailed it will be by registered or first class mail. Proof of mailing will be sufficient proof of notice. B. The following are added and supersede any provi sions to the contrary 1. Nonrenewal If we decide not to renew this policy we will mail or deliver written notice of nonrenewal stating the specific reasons for nonrenewal to the first Named Insured at least 60 days before the expiration date of the policy. 2. Increase Of Premium If we increase your renewal premium we will mail or deliver to the first Named Insured writ ten notice of our intent to increase the premium at least 30 days before the effective date of the premium increase. Any notice of nonrenewal or renewal premium in crease will be mailed or delivered to the first Named Insured s last known address. If notice is mailed it will be by registered or first class mail. Proof of mailing will be sufficient proof of notice. Page 2 of 2 ISO Properties Inc. 2006 MWZY 308156 NPC International Inc. 09302016 09302017 IL 02 46 09 07 o | 2 |
IL01201013 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PENNSYLVANIA CHANGES DEFENSE COSTS This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL LIABILITY UMBRELLA COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART LEGAL LIABILITY COVERAGE FORM COMMERCIAL PROPERTY COVERAGE PART MORTGAGEHOLDER S ERRORS AND OMISSIONS COVERAGE FORM ELECTRONIC DATA LIABILITY COVERAGE PART EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE PART FARM COVERAGE PART FARM UMBRELLA LIABILITY POLICY LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCT WITHDRAWAL COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK COVERAGE PART. The provisions of Paragraph B. are added to all Insuring Agreements that set forth a duty to defend under 1. Section I of the Commercial General Liability Commercial Liability Umbrella Electronic Data Liability Employment related Practices Liability Farm Liquor Liability Medical Professional Liability Owners And Contractors Protective Liability Pollution Liability Product Withdrawal Products Completed Operations Liability Railroad Protective Liability and Underground Storage Tank Coverage Parts Auto Dealers Coverage Form and the Farm Umbrella Liability Policy 2. Section Il under the Auto Dealers Business Auto and Motor Carrier Coverage Forms 3. Section Il under the Auto Dealers and Motor Carrier Coverage Forms 4. Section A. Coverage under the Legal Liability Coverage Form and 5. Coverage C Mortgageholder s Liability under the Mortgageholder s Errors And Omissions Coverage Form. Paragraph B. also applies to any other provision in the policy that sets forth a duty to defend. B. If we initially defend an insured insured or pay for an insured s insured s defense but later determine that none of the claims claims for which we provided a defense or defense costs are covered under this insurance we have the right to reimbursement for the defense costs we have incurred. The right to reimbursement under this provision will only apply to the costs we have incurred after we notify you in writing that there may not be coverage and that we are reserving our rights to terminate the defense or the payment of defense costs and to seek reimbursement for defense costs. IL01201013 Insurance Services Office Inc. 2013 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 01071093 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PUERTO RICO CHANGES COMMERCIAL GENERAL LIABILITY COVERAGE PART. Wherever this Coverage Part requires any person to send any written material to us such material may be sent directly to us or through any one of our authorized representatives.. The failure to give us prompt written notice of any occurrence offense claim or suit or to send us copies of any demand notice summons or other legal papers received will not invalidate any claim made by the insured or free us from any responsi bility in any suit if it can be shown not to have been reasonably possible to give the notice or forward the documents immediately and that no tice was given or the documents were sent as soon as reasonably possible.. Paragraph 3. LEGAL ACTION AGAINST US Section IV Commercial General Liability Condi tions applicable to any coverage afforded with re spect to occurrences or offenses in Puerto Rico is replaced by the following No person or organizaton can sue us until the in sured has fully complied with all of the terms of this Coverage Part.. The CANCELLATION Common Policy Condition is replaced by the following CANCELLATION 1. The first Named Insured shown in the Declara tions may cancel this Coverage Part by mailing to us advance written notice of cancellation. This endorsement modifies insurance provided under the following 2. We may cancel this Coverage Part by mailing to the first Named Insured written notice of cancellation at least a. 10 days before the effective date of cancel lation if we cancel for nonpayment of pre mium or b. 30 days before the effective date of cancel lation if we cancel for any other reason. 3. We will mail our notice to the last address the first Named Insured has informed us of in writ ing or otherwise to the address shown in this Coverage Part. 4. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. 5. If this Coverage Part is cancelled we will send the first Named Insured any premium refund due. If we cancel the refund will be pro rata. If the first Named Insured cancels the refund may be less than pro rata. Any refund will be made within 15 days of a request by the first Named Insured for a refund otherwise any re fund will be made within 90 days of the effec tive date of cancellation. The cancellation will be effective even if we have not made or of fered a refund. 6. Proof of mailing will be sufficient proof of no tice. CG 01071093 Copyright Insurance Services Office Inc. 1992 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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COMMERCIAL GENERAL LIABILITY CG 29941093 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PUERTO RICO CHANGES This endorsement modifies insurance provided under the following LIQUOR LIABILITY COVERAGE PART A. Wherever this Coverage Part requires any person to send any written material to us such material may be sent directly to us or through any one of our authorized representatives. B. The failure to give us prompt written notice of any injury claim or suit or to send us copies of any demand notice summons or other legal papers received will not invalidate any claim made by the insured or free us from any responsibility in any suit if it can be shown not to have been reasona bly possible to give the notice or forward the documents immediately and that notice was given or documents were sent as soon as reasonably possible. C. Paragraph 3. LEGAL ACTION AGAINST US Section IV Liquor Liability Conditions applica ble to any coverage afforded with respect to inju ries in Puerto Rico is replaced by the following No person or organization can sue us until the in sured has fully complied with all of the terms of this Coverage Part. D. The CANCELLATION Common Policy Condition is replaced by the following CANCELLATION 1. The first Named Insured shown in the Declara tions may cancel this Coverage Part by mailing to us advance written notice of cancellation.. We may cancel this Coverage Part by mailing to the first Named Insured written notice of cancellation at least a. 10 days before the effective date of cancel lation if we cancel for nonpayment of pre mium or b. 30 days before the effective date of cancel lation if we cancel for any other reason.. We will mail our notice to the last address the first Named Insured has informed us of in writ ing or otherwise to the address shown in this Coverage Part.. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date.. If this Coverage Part is cancelled we will send the first Named Insured any premium refund due. If we cancel the refund will be pro rata. If the first Named Insured cancels the refund may be less than pro rata. Any refund will be made within 15 days of a request by the first Named Insured for a refund otherwise any re fund will be made within 90 days of the effec tive date of cancellation. The cancellation will be effective even if we have not made or of fered a refund.. Proof of mailing will be sufficient proof of no tice. CG 29941093 Copyright Insurance Services Office Inc. 1992 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 of 1 | 2 |
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IL 01 36 05 04 MANDATORY PREMIUM AND COVERAGE CONDITIONS ENDORSEMENT PUERTO RICO It is hereby understood and agreed that pursuant to the regulations approved by the Commissioner of Insurance of Puerto Rico this policy is amended according to the following conditions and stipulations 1. Policy Premium Paid in Full by You If the premium for this policy is to be paid by you in its entirety and is not subject to any form of financing as contemplated by this endorsement insurance coverage will be afforded only if the total premium is paid in full to and received by us or our authorized representative on or before the effective date shown on the declarations of this policy. Otherwise the policy will be effective on the date the total premium is paid in full to and received by us or our authorized representative and we will proceed as indicated in Section 10 of this endorsement.. Policy Premium Subject to Our Deferred Payment Plan If we have available a deferred payment plan duly approved by the Commissioner of Insurance of Puerto Rico under which the premium for this policy will be paid insurance coverage will be afforded only if the initial or down payment under said payment plan is paid to and received by us or our authorized representative on or before the effective date shown on the declara tions of this policy. Otherwise the policy will be effective on the date the initial or down payment is paid in full to and received by us or our authorized representative and we will proceed as indicated in Section 10 of this endorsement.. Policy Premium to be Financed as Part of a Financing or Leasing Transaction If the premium for this policy is being financed in its entirety and accordingly no initial or down payment is made by you in connec tion with the financing or leasing of property insurance coverage will be afforded as of the effective date shown on the declarations of this policy only if within thirty 30 days following the end of the month in which the policy is to be effective we receive from the bank or financing institution the corresponding total premium. In the event the payment from the bank or financing institution is not received by us or our authorized repre sentative by the due date indicated above no insurance coverage will be afforded under this policy and the same will be void as of the date on which it should have become effective.. Policy Premium to be Financed by a Financing Institution or by a Bank If the premium for this policy is financed through a financing institution or by a bank in a situation not covered by the preceding Section 3 this policy will be effective on the date the down payment of at least 20 of the total annual premium to be paid by you together with the corresponding premium finance contract duly executed are received by us or our au thorized representative. In the event the financing institution or the bank does not make the total corresponding payment and said pay ment is not received by us or our authorized representative within the thirty 30 days following the inception date of the policy we will cancel the policy in accordance with the cancellation clause of this policy.. Policy Premium to be Paid Under an Escrow Account If this policy is issued in connection with the financ ing or leasing of property and the premium for this policy is to be paid from funds proceeding from an escrow account insurance coverage will be afforded as of the effective date shown on the declarations of this policy only if within thirty 30 days following the end of the month in which the policy is to be effective we receive from the bank or financing institution the corresponding total premium. In the event the payment from the bank or financing institution is not received by us or our authorized repre sentative by the due date indicated above no insurance coverage will be afforded under this policy and the same will be void as of the date on which it should have become effective. IL 01 36 05 04 ISO Properties Inc. 2003 MWZY 308156 NPC International Inc. 09302016 09302017 Page 1 0of 3 | 2 |
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