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POLICYHOLDER DISCLOSURE NOTICE OF TERRORISM INSURANCE COVERAGE Coverage for acts of terrorism is included in your policy. You are hereby notified that under the Terrorism Risk Insurance Act as amended in 2007 the definition of act of terrorism has changed. As defined in Section 1021 of the Act The term act of terrorism... | 2 |
NOTICE TO POLICYHOLDERS Potential Expiration Replacement or Revision of the Terrorism Risk Insurance Program Reauthorization Act of 2007 This Notice is intended to advise you of potential changes to your policy that may occur in the future depending on the outcome of legislation that is scheduled to expire as described... | 2 |
Regulatory Office Issuing Company and Address 505 Eagleview Blvd. Suite 100 XL Specialty Insurance Company Dept Regulatory 190 South LaSalle Street Suite 3900 Exton PA 19341 0636 Chicago IL 60603 USA Telephone 800 688 1840 Commercial Excess Follow Form and Umbrella Liability Policy Declarations Policy Number US00058016... | 2 |
ITEM 6. POLICY PREMIUM S 226096.00 Policy Premium 904.00 Premium for Certified Acts of Terrorism 227000.00 Total Policy Premium 227000.00 Total Premium Due 227000.00 Minimum Premium Due ITEM7. FORMS ATTACHED TO THE POLICY AT ISSUANCE See attached Schedule of Forms and Endorsements. ITEM 8. Disaster Response to be calle... | 2 |
IN WITNESS XL SPECIALTY INSURANCE COMPANY REGULATORY OFFICE 505 EAGLEVIEW BOULEVARD SUITE 100 DEPARTMENT REGULATORY EXTON PA 19341 1120 PHONE 800 688 1840 Itis hereby agreed and understood that the following In Witness Clause supercedes any and all other In Witness clauses in this policy. All other provisions remain un... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SCHEDULE OF FORMS AND ENDORSEMENTS This endorsement modifies insurance provided under ... | 2 |
DISCRIMINATION EXCLUSION Applicable to Insuring Agreement B EMPLOYEE BENEFITS LIABILITY EXCLUSION Applicable to Insuring Agreement B EMPLOYERS LIABILITY EXCLUSION Applicable to Insuring Agreement B FUNGI OR BACTERIA LIABILITY EXCLUSION Applicable to Insuring Agreements A and B LEAD EXCLUSION Applicable to Insuring Agre... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SCHEDULE OF UNDERLYING INSURANCE This endorsement modifies insurance provided under th... | 2 |
Company Coverage Policy Number Policy Period Company Coverage Policy Number Policy Period Company Coverage Policy Number Policy Period Company Coverage Policy Number Policy Period Company Coverage Policy Number Policy Period Safety National Casualty Corporation Employers Liability PS4044105 June 01 2014 to June 01 2015... | 2 |
Company Coverage Policy Number Policy Period ACE American Insurance Company Foreign Employers Liability D388374138 002 June 01 2014 to June 01 2015 Bodily Injury by Accident 1000000 Each Accident Bodily Injury by Disease 1000000 Policy Limit Bodily Injury by Disease 1000000 Each Employee All other terms and conditions ... | 2 |
COMMERCIAL EXCESS FOLLOW FORM AND UMBRELLA LIABILITY POLICY TABLE OF CONTENTS Beginning on Page VI VII. Conditions.... Defense And Settlement.... Limits Of Insurance... Insuring Agreements... A Insuring Agreement A Excess Follow Form Liability B Insuring Agreement B Umbrella Liability Over Self insured Retention Insuri... | 2 |
COMMERCIAL EXCESS FOLLOW FORM AND UMBRELLA LIABILITY POLICY VARIOUS PROVISIONS IN THIS POLICY RESTRICT COVERAGE. READ THE ENTIRE POLICY CAREFULLY TO DETERMINE YOUR RIGHTS DUTIES AND WHAT IS AND WHAT IS NOT COVERED. THIS POLICY IS INCOMPLETE UNLESS THE DECLARATIONS AND ALL APPLICABLE FORMS AND ENDORSEMENTS ARE ATTACHED.... | 0 |
3 3 The coverage provided by Insuring Agreement B will not apply to any damages covered by Insuring Agreement A or arising out of subjects of insurance or exposures to loss for which this policy requires the scheduled underlying insurance to be maintained 4 If we are prevented by law or statute from making payment on t... | 1 |
If we and the insured disagree on whether a disaster event has occurred the insured s right of reimbursement under Insuring Agreement C shall be arbitrated pursuant to the rules of the American Arbitration Association for the state shown in Declarations Item 1. Payment by us of disaster response expenses will not deter... | 1 |
12 A partnership joint venture or limited liability company that you acquire or form during the policy period but only if we have named such partnership joint venture or limited liability company as an insured on a written endorsement that is made part of this policy. DEFENSE AND SETTLEMENT A B D E F We will have the r... | 1 |
LIMITS OF INSURANCE A B D E F H The Limits of Insurance shown in Declarations Item 3 are the most we will pay for all damages under this policy regardless of the number of insureds claims made suits brought persons or organizations making claims or bringing suits or coverages provided by this policy. Subject to this po... | 1 |
W K L A If the limits of the scheduled underlying insurance are not collectible for any reason other than reduction or exhaustion by the payment of loss our obligations will not be increased and we will pay on your behalf only those amounts in excess of the limits of the scheduled underlying insurance. We will not make... | 1 |
5 6 50 0811 Intangible Property The loss of loss of use of damage to corruption of inability to access or inability to manipulate or process intangible property. For the purpose of this exclusion intangible property includes electronic data. No Fault Uninsured Motorist or Underinsured Motorist Laws Any obligation of th... | 1 |
B c Any representations made at any time in relation to the price or value of any security debt insurance policy bank deposit or financial interest or instrument or d The depreciation or decline in price or value of any security debt insurance policy bank deposit or financial interest or instrument. 9 Violation of Comm... | 1 |
b vi vii viii That are contained in any property that is 1 Being transported towed by handled or handled for movement into onto or from an auto covered by the scheduled underlying insurance. 2 In the course of transit by or on behalf of an insured. 3 Being stored disposed of treated or processed in or upon an auto cove... | 1 |
4 5 6 Paragraph 1aiv does not apply to a Bodily injury or property damage arising out of the escape of fuels lubricants or other operating fluids that are needed to perform normal electrical hydraulic or mechanical functions necessary for the operation of mobile equipment or its parts if such fuels lubricants or other ... | 1 |
3 3 5 6 7 Damage to Impaired Property Property damage to impaired property or property that has not been physically injured arising out of a defect deficiency inadequacy or dangerous condition in your product or your work or a delay or failure by the insured or anyone acting on the insured s behalf to perform a contrac... | 1 |
9 10 11 Employees and Volunteer Workers To the liability of any employee or volunteer worker arising out of bodily injury property damage or personal and advertising injury a b To the insured its partners members employees or volunteer workers. To the spouse child parent brother sister of a person identified in Paragra... | 1 |
12 h 0 k U Avrising out of the wrong description of the price of goods products or services stated in the insured s advertisement. Arising out of the infringement of copyright patent trademark trade secret or other intellectual property rights. However this exclusion does not apply to infringement of copyright trade dr... | 1 |
B F H K L M N Bodily injury means injury to the human body iliness sickness or disease sustained by a person including mental anguish mental injury or death resulting from any of these at any time By product material has the meaning given it in the Atomic Energy Act of 1954 or any law amendatory thereof. Claim means an... | 1 |
P Q R S Hostile fire means a fire that becomes uncontrollable or breaks out from where it was intended to be. Impaired property means tangible property other than your product or your work that can not be used oris less useful because 1 It incorporates your product or your work that is known or thought to be defective ... | 1 |
M w Subparagraphs 6 and 7 above do not include that part of any contract or agreement a That pertains to the loan lease or rental of an auto to the insured or any of its employees if the auto is loaned leased or rented with a driver. b That holds harmless a person or organization that is engaged in the business of tran... | 1 |
X 2 AA 8B 6 Vehicles not described in Subparagraphs 1 through 4 above that are maintained primarily for purposes other than the transportation of persons or cargo. Self propelled vehicles with the following types of permanently attached equipment are not mobile equipment but will be considered autos a Equipment designe... | 1 |
cc bD EE FF Ge Other insurance means a policy of insurance providing coverage for damages to which this insurance also applies. Other insurance also means any retention in an insurance policy other than this policy whereby a party other than an insurer is responsible for all or part of any sums payable. Other insurance... | 1 |
HH n W KK LL MM NN 00 PP Products completed operations hazard does not include bodily injury or property damage arising out of the transportation of property unless the injury or damage arises out of a condition in or on a vehicle not owned or operated by the insured and that condition was created by the loading or unl... | 1 |
QQ Volunteer worker means a person who is not your employee and who donates his or her work and acts at the direction of and within the scope of duties determined by you and is not paid a fee salary or other compensation by you or anyone else for their work performed for you. RR Waste as used in the Nuclear Energy Liab... | 1 |
8 D E F To join us as a party to any action against an insured to determine the insured s liability. This insurance does not give anyone the right to add us as a party in an action against the insured to determine the insured s liability. Appeals We have the right but not the duty to appeal any judgment in excess of th... | 1 |
H U 4 6 W Notice of cancellation will state the effective date of cancellation. The policy period will end on the day and hour stated in the cancellation notice. If this policy is cancelled we will send to the first named insured any premium refund due as follows a If we cancel final premium will be calculated pro rata... | 1 |
K L d Assist us in the enforcement of any right against any person or organization that may be liable to the insured because of injury or damage to which this insurance may also apply. e Written notice should be mailed to the following address XL Group PO Box 614002 Orlando FL 32861 4002 Email napropcasclaimnewnoticesx... | 1 |
M P Other Insurance If other insurance applies to damages covered by this policy this policy will apply excess of such other insurance. However this provision will not apply 1 3 If the other insurance is written to be excess of this policy. With respect to Insuring Agreement A only if you have agreed in a written contr... | 1 |
b We will then be reimbursed up to the amount we have paid. c Lastly any person or organization including you that has paid an amount over which this policy is excess is entitled to claim the remainder. Expenses incurred in the exercise of rights of recovery shall be apportioned among the persons or organizations inclu... | 1 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TEXAS CHANGES CANCELLATION AND NON RENEWAL This endorsement modifies insurance provide... | 2 |
5 6 W 8 9 10 an If this policy is cancelled we will send to the first named insured any premium refund due as follows a If we cancel final premium will be calculated pro rata based on the time this policy was in force. Final premium will not be less than the pro rata share of the Minimum Premium shown in Item 6 of the ... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016L114A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. KNOWLEDGE OF OCCURRENCE OR CLAIM CONDITIONS AMENDMENT This endorsement modifies insura... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT TO INSURING AGREEMENT APPLICABILITY OF LIMITS ENDORSEMENT Applicable to Insu... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CROSS CLAIM EXCLUSION NAMED INSURED VS. NAMED INSURED Applicable to Insuring Agreement... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016L114A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CYBER INTERNET OR WEBSITE EXCLUSION Applicable to Insuring Agreements A and B This end... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DISCRIMINATION EXCLUSION Applicable to Insuring Agreement B This endorsement modifies ... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYEE BENEFITS LIABILITY EXCLUSION Applicable to Insuring Agreement B This endorsem... | 2 |
a welfare plan as defined in ERISA or any similar law regarding workers compensation unemployment insurance Social Security or any government mandated disability benefits. 2 a pension plan as defined in ERISA or any similar law regarding workers compensation unemployment insurance Social Security or any government mand... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYERS LIABILITY EXCLUSION Applicable to Insuring Agreement B This endorsement modi... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FUNGI OR BACTERIA LIABILITY EXCLUSION Applicable to Insuring Agreements A and B This e... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LEAD EXCLUSION Applicable to Insuring Agreements A and B This endorsement modifies ins... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI114A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SILICA AND SILICA RELATED DUST EXCLUSION Applicable to Insuring Agreement B This endo... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DAMAGE TO REAL AND PERSONAL PROPERTY EXCLUSION Applicable to Insuring Agreement A This... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FOREIGN LIABILITY EXCLUSION INCLUDING EXCLUSION FOR CANADA Applicable to Insuring Agre... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM WITH RETAINED LIMIT Applicable to Insur... | 2 |
b 3 The Terrorism Retained Limit shown in Paragraph Il. above which applies to each certified act of terrorism whether or not there is applicable scheduled underlying insurance or any other collectible insurance. Applicable scheduled underlying insurance may be applied to reduce or exhaust the Terrorism Retained Limit.... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION AND DATA RELATED LIABILIT... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Violation of Communication or Information Law Exclusion Applicable to Insuring Agreeme... | 2 |
ENDORSEMENT This endorsement effective 1201 a.m. June 01 2014 forms a part of Policy No. US00058016LI14A issued to Michaels Stores Inc. by XL Specialty Insurance Company. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SHARED LIMITS OF INSURANCE ENDORSEMENT Applicable to Insuring Agreements A and B This ... | 2 |
B Shared Each Occurrence Limit means the maximum combined total amount that we and the Insurer shown in the Schedule of this endorsement will pay will pay with respect to one occurrence covered under this policy and under the policy shown in the Schedule. C Shared Products Completed Operations Aggregate Limit means the... | 2 |
Libe f. Mutlrlgi. INSURANCE COMMERCIAL LIABILITY UMBRELLA DECLARATIONS Issued by Liberty Insurance Corporation Policy Number RQ1 Z291 469634 018 Producer BFL CANADA RISK AND INSURANCE SERVICES INC 181 UNIVERSITY AVE STE 1700 TORONTO ON M5H 3M7 Renewal of New Business Item 1. Named Insured and Mailing Address Match Mark... | 2 |
Item 6. Underlying Insurance ICoverage Insurer Policy Period Policy Number Limits of Insurance Canadian Employee Benefits Hartford Fire Insurance Company 9302018 to 9302019 37 CPG NI9346 2000000 Each Claim 2000000 Aggregate Canadian Auto Liability Hartford Fire Insurance Company 9302018 to 9302019 37 CPG NI9346 2000000... | 2 |
SCHEDULE OF FORMS AND ENDORSEMENTS Form Number Form Name LCU 00 02 01 18 LNF 02 01 01 18 LNF 99 01 01 18 LCU 99 05 01 LCU 04 05 01 LCU 04 06 01 LCU 04 11 01 LCU 211370118 LCU 21 19 01 LCU 21 47 01 LCU 21 70 01 LCU 21 83 01 LCU 21 85 01 LCU 24 09 01 LCU 25 09 01 LCU 25 10 01 LCU 29 09 01 18 18 18 18 18 18 18 8 8 18 18 1... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CANADIAN CHANGES CANCELLATION The Cancellation condition of the policy is changed to provide that with respect to cancellation by us for nonpayment of premium we will mail or delive... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CANADIAN CURRENCY CLAUSE All monetary amounts with respect to this policy including but not limited to limits aggregates and payments shall be calculated in Canadian dollars. LNF 99... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DECLARATIONS EXTENSION NAMED INSURED This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM Item 1. Named Insured of the Declar... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NON EMPLOYMENT DISCRIMINATION LIMITATION This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM The following is added to SECTI... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PUNITIVE OR EXEMPLARY DAMAGES MOST FAVORABLE JURISDICTION This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM A. The followi... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CRISIS MANAGEMENT COVERAGE This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM Cri Schedule s Management Expense Aggregate L... | 2 |
d. The amount we will pay is limited as described in Paragraph B. of the Crisis Management Coverage endorsement. e. Aninsured crisis event will be deemed to commence at the time when any of your key executives first become aware of the man made emergency situation that resulted in the insured crisis event.. The followi... | 2 |
b. 2 Multiple deaths burns dismemberment injuries traumatic brain injuries permanent paralysis injuries and Significant adverse regional or national media coverage about you. Crisis management expenses Means the following reasonable and necessary fees and expenses following an insured crisis event 1 Expenses incurred d... | 2 |
h. Chief Operating Officer Chief Financial Officer President General Counsel or Chief Legal Officer General Partner if you are a partnership or Sole Proprietor if you are a proprietorship Any person acting in the same capacity as any position listed in Paragraphs a. through e. above and Any risk manager responsible for... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LAND OR EARTH MOVEMENT EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM The following exclusion is added to SEC... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SILICA OR SILICA RELATED DUST EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM The following exclusion is added... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DAMAGE FIRST OCCURRING PRIOR TO POLICY PERIOD EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM The following ex... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PROFESSIONAL LIABILITY EXCLUSION INCLUDING BUT NOT LIMITED TO SPECIFIED OPERATIONS This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COV... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RESIDENTIAL CONSTRUCTION OPERATIONS EXCLUSION WITH COMMERCIAL NON RESIDENTIAL USE EXCEPTION This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMB... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION AND DATA RELATED LIABILITY EXCLUSION WITH LIMITED BODILY INJURY EXCEPTION This endorsement modifies insurance provided u... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FOREIGN LIABILITY LIMITATION This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM The following exclusion is added to SECTION... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NON CUMULATION OF LIABILITY SAME OCCURRENCE This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM A. The following is added to... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMBINED LIMITS OF INSURANCE MULTIPLE POLICIES This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM The Limits of Insurance l... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRODUCTS COMPLETED OPERATIONS HAZARD REDEFINED This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM Schedule Description of P... | 2 |
Policy Number RQ1 291 469634 018 Issued by LIBERTY MUTUAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CANADIAN TERRORISM EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM A The following exclusion is added to SECTI... | 2 |
COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations and any other person or organiza... | 0 |
If such a listed insured or authorized employee knew prior to the policy period that the bodily injury or property damage had occurred then any continuation change or resumption of such bodily injury or property damage during or after the policy period will be deemed to have been known prior to the policy period. Bodil... | 1 |
b To the spouse child parent brother or sister of that co employee or volunteer worker as a consequence of Paragraph 1a above c For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraph 1a or 1b above or d Arising out of his or her pr... | 1 |
a. Coverage under this provision is afforded only until the 180 day after you acquire or form the organization or the end of the policy period whichever is earlier. However such coverage will be provided for no longer than that provided by underlying insurance and b. Coverage does not apply to any liability that occurr... | 1 |
7. The Limits of Insurance of this policy apply separately to each consecutive annual period and to any remaining period of less than 12 months starting with the beginning of the policy period unless the policy period is extended after issuance for an additional period of less than 12 months. In that case the additiona... | 1 |
These payments will not reduce the Limits of Insurance of this policy. 5. Our duty to defend any claim or suit and make any supplementary payments ends once we have exhausted the applicable Limits of Insurance of this policy by payment of judgment or settlements. SECTION V EXCLUSIONS This insurance does not apply to 1.... | 1 |
2 Such attorney fees and litigation expenses are for defense of that party against a civil or alternative dispute resolution proceeding in which damages to which this insurance applies are alleged. 5. Damage to Impaired Property or Property Not Physically Injured Property damage to impaired property or property that ha... | 1 |
9. ERISA Any obligation of the insured under the Employee Retirement Income Security Act of 1974 ERISA and any amendments thereto or any similar federal state or local statute or regulation. 10. Electronic Data Any liability arising out of the loss of loss of use of damage to corruption of inability to access or inabil... | 1 |
13. 14. 15 16. b. If the bodily injury is covered by underlying insurance. Coverage under this policy will be no broader than that provided by underlying insurance. Employment Related Practices a. Any liability arising out of 1 Refusal to employ a person 2 Termination of a person s employment or 3 Employment related pr... | 1 |
b. The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol or c. Any statute ordinance or regulation relating to the sale gift distribution or use of alcoholic beverages. This exclusion applies even if the claims against any insured allege negligence or other wro... | 1 |
18. e. g. h. Waste means any waste material 1 Containing by product material other than the tailings or wastes produced by the extraction or concentration of uranium or thorium from any ore processed primarily for its source material content and 2 Resulting from the operation by any person or organization of any nuclea... | 1 |
h. Arising out of infringement of or any other violation relating to copyright patent trademark trade secret or other intellectual property right. However this Paragraph h. does not apply to 1 Infringement of copyright trade dress or slogan committed in your advertisement or 2 The unauthorized use in your advertisement... | 1 |
20. 21. b. 5 Bodily injury or property damage arising out of the escape of fuels lubricants fluids exhaust gases or other similar pollutants that are needed for or result from the normal electrical hydraulic or mechanical functioning of a covered auto or its parts if a The pollutants escape seep migrate or are discharg... | 1 |
22 23. 24 d. Any federal state or local statute ordinance or regulation other than the TCPA CAN SPAM Act of 2003 or FCRA and their amendments and additions that addresses prohibits or limits the printing dissemination disposal collecting recording sending transmitting communicating or distribution of material or inform... | 1 |
f. We may at our option make an additional premium charge for any organization that you acquire or form during the policy period. Bankruptcy or Insolvency Your or any underlying insurer s bankruptcy insolvency or inability to pay shall neither relieve nor increase our obligations under this policy. However under no cir... | 1 |
b. If aclaim is made or suit is brought against any insured that is reasonably likely to involve the coverage provided by this policy you must notify us in writing promptly. c. You and any other involved insured also must 1 Immediately send us copies of any demands notices summonses or legal papers received in connecti... | 1 |
10. 11. 12. 13. d. The total applicable limits of all underlying insurance do not decrease except for any reduction or exhaustion of aggregate limits by payment of judgments or settlements and e. You notify us in writing as soon as practicable if any underlying insurance is cancelled not renewed replaced or otherwise t... | 1 |
14. 15. 16. 17. 18. 19. Terms Conformed to Statute The terms of this policy which are in conflict with the statutes laws ordinances or regulations of the state or jurisdiction where this policy is issued are amended to conform to such statutes laws ordinances or regulations. Trade or Economic Sanctions This insurance a... | 1 |
You will promptly reimburse us for any amount within the Self Insured Retention paid by us on your behalf. SECTION VIl DEFINITIONS 1. Advertisement means a notice that is broadcast or published to the general public or specific market segments about your goods products or services for the purpose of attracting customer... | 1 |
b. Your fulfilling the terms of the contract or agreement. 12. Insured contract means A contract for lease of premises. However that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permissi... | 1 |
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