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ZURICH Important Notice to Policyholders The address for the headquarters of Zurich North America will change after August 1 2016 due to a relocation of our office in the same city. The new address is Customer Inquiry Center Zurich North America 1299 Zurich Way Schaumburg IL 60196 1 800 382 2150 For specific questions ...
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ZURICH Important Notice In Witness Clause In return for the payment of premium and subject to the terms of this policy coverage is provided as stated in this policy. IN WITNESS WHEREOF this Company has executed and attested these presents and where required by law has caused this policy to be countersigned by its duly ...
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ZURICH Insured Name CORPORATE ONE FEDERAL CREDIT UNION INC. Policy Number AUC 5088037 11 Effective Date 10122015 THIS DISCLOSURE IS ATTACHED TO AND MADE PART OF YOUR POLICY. DISCLOSURE OF IMPORTANT INFORMATION RELATING TO TERRORISM RISK INSURANCE ACT SCHEDULE Premium attributable to risk of loss from certified acts of ...
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E. Definition of Act of Terrorism under TRIA TRIA defines act of terrorism as any act that is certified by the Secretary of the Treasury in accordance with the provisions of the federal Terrorism Risk Insurance Act TRIA to be an act of terrorism. The Terrorism Risk Insurance Act provides that the Secretary of Treasury ...
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ZURICH Insured Name CORPORATE ONE FEDERAL CREDIT UNION INC. Policy Number AUC 5088037 11 Effective Date 10122015 NOTIFICATION OF IMPORTANT CHANGES RELATING TO TERRORISM RISK INSURANCE ACT To Our Valued Customers The Terrorism Risk Insurance Program Reauthorization Act of 2007 TRIPRA 2007 had been scheduled to expire on...
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ZURICH Disclosure Statement Itis our pleasure to present the enclosed policy to you for presentation to your customer. INSTRUCTION TO AGENT OR BROKER WE REQUIRE THAT YOU TRANSMIT THE ATTACHED ENCLOSED DISCLOSURE STATEMENT TO THE CUSTOMER WITH THE POLICY. Once again thank you for your interest and we look forward to mee...
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ZURICH Disclosure Statement NOTICE OF DISCLOSURE FOR AGENT BROKER COMPENSATION If you want to learn more about the compensation Zurich pays agents and brokers visit httpwww.zurichnaproducercompensation.com or call the following toll free number 866 903 1192. This Notice is provided on behalf of Zurich American Insuranc...
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ZURICH Commercial Umbrella Liability Policy ZURICI Declarations Insurance is provided by the company below. American Guarantee and Liability Insurance Company Policy Number AUC 5088037 11 Renewal of Number AUC 5088037 10 1. Named Insured CORPORATE ONE FEDERAL CREDIT Producer LOCKTON COMPANIES LLC UNION INC. 2. Mailing ...
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ZURICH Schedule of Forms and Endorsements Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 oo R Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.O0. BOX 2770 COLUMBUS OH 43216 LOCKTON...
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Financial Professional Services Exclusion Stop Payment Legal Liability Exclusion Silica or Silica Mixed Dust Injury Exclusion Foreclosed Trust and Leasing Exclusion Total Pollution Exclusion with A Hostile Fire Exception Change Endorsement Sanctions Exclusion Endorsement Ohio Cancellation and Nonrenewal Exclusion Recor...
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ZURICH Schedule of Underlying Insurance Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 oo R Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.O0. BOX 2770 COLUMBUS OH 43216 LOCKTON C...
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1000000 1000000 1000000 Bodily Injury By Accident Each Accident Bodily Injury By Disease Each Employee Bodily Injury By Disease Policy Limit C. Company AMERICAN ZURICH INSURANCE COMPANY Policy No WC 0083452 01 Employers Liability wc Term 01012016 to 01012017 U UMB105 A CW 0799 Page2 of 2
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ZURICH Extended Schedule of Underlying Insurance Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 oo R Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.O0. BOX 2770 COLUMBUS OH 43216 ...
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ZURICH Commercial Umbrella Liability Policy Zurich North America Insurance is provided by the company designated on the Declarations of this policy. U UMB100 B CW 0703 Page 1 of 1
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ZURICH Commercial Umbrella Liability Policy There are provisions in this policy that restrict coverage. Read the entire policy carefully to determine your rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations and any other person...
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Bodily injury or property damage which occurs during the policy period and was not prior to the policy period known to have occurred by any designated insured includes any continuation change or resumption of that bodily injury or property damage after the policy period and Bodily injury or property damage will be deem...
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The Limits of Insurance of this policy apply separately to each consecutive annual period and to any remaining period of less than 12 months starting with the beginning of the policy period shown in the Declarations unless the policy period is extended after issuance for an additional period of less than 12 months. In ...
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a. Asbestos or which would not have occurred in whole or in part but for the actual alleged or threatened discharge dispersal release leakage leaching friability flaking escape or presence of asbestos regardless of whether any other cause event material or product contributed concurrently or in any sequence to the inju...
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2 Any insured is or had this policy not been issued would be entitled to indemnity from the United States of America or any agency thereof under any agreement entered into by the United States of America or any agency thereof with any person or organization or c. Any injury or nuclear property damage resulting from the...
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The CAN SPAM Act of 2003 including any amendment of or addition to such law The Fair Credit Reporting Act FCRA and any amendment or addition to such law including the Fair and Accurate Credit Transactions Act FACTA or Any federal state or local statute ordinance or regulation other than the TCPA CAN SPAM Act of 2003 or...
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2. 3 Bodily injury or property damage arising out of heat smoke or fumes from a hostile fire. At or from any premises site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured s behalf are performing operations if the operations are to test for monitor clea...
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4. b. A delay or failure by you or anyone acting on your behalf to perform a contract or agreement in accordance with its terms. This exclusion does not apply to the loss of use of other property arising out of sudden and accidental physical injury to your product or your work after it has been put to its intended use....
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1 Request demand order or statutory or regulatory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or 2 Claim or suit by or on behalf of a governmental authority for damages because of testing for mo...
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Electronic data means information facts or programs stored as or on created or used on or transmitted to or from computer software including systems and applications software hard or floppy disks CD ROMS tapes drives cells data processing devices or any other media which are used with electronically controlled equipmen...
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The following definitions are applicable to Coverage B only 1. Advertisement means a notice that is broadcast or published to the general public or specific market segments about your goods products or services for the purpose of attracting customers or supporters. For purpose of this definition a. Notices that are pub...
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No person or organization is an insured with respect to the conduct of any current past or newly formed partnership limited liability company or joint venture that is not designated within the Declarations of this policy as Named Insured. 7. Insured contract means any written or oral agreement entered into by the insur...
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Any newly acquired or formed organization other than a partnership joint venture or limited liability company over which you maintain majority interest and to which more specific insurance does not apply provided that this policy does not apply to any injury or damage that took place before you acquired or formed the o...
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15. 16. 17. 18. 19. Retained limit means the amount of damages applicable to each occurrence for which the insured is responsible that is shown in Item 5. of the Declarations. Temporary worker means a person who is furnished to you to substitute for a permanent employee on leave or to meet seasonal or short term worklo...
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3. Casualty business crisis expense means amounts paid a. To you for the reasonable and necessary 1 Fees and expenses of a casualty business crisis advisor in the performance for you of casualty business crisis services solely for a covered casualty business crisis and 2 Amounts for printing advertising mailing of mate...
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3 The policy period will end on the day and hour stated in the cancellation notice. 4 If this policy is cancelled the final premium will be calculated pro rata based on the time this policy was in force. 5 Premium adjustment may be made at the time of cancellation or as soon as practicable thereafter but the cancellati...
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10. 1. 12. 13. c. The duties and requirements imposed upon any insured under this policy will not apply to any non admitted jurisdiction. However with respect to any claims made or suits brought in a non admitted jurisdiction it will be the duty of the first Named Insured to do or cause the applicable qualified entity ...
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14. 15. 16. 17. 18. 19. 20. Nothing herein will be construed to make this policy subject to the terms conditions and limitations of such other insurance. Premium The premium for this policy as stated in Item 6. of the Declarations is a flat premium. It is not subject to adjustment unless an endorsement is attached to t...
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2 The names and addresses of any injured persons and witnesses and 3 The nature and location of any injury or damage arising out of the occurrence. b. Knowledge of an occurrence by the agent servant or employee of yours shall not in itself constitute knowledge by the insured unless you or any employee authorized by you...
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Endorsement 01 ZURICH Auto Leasing Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS OH 43216 LOC...
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Endorsement 02 ZURICH Care Custody Or Control Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS O...
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Endorsement 03 ZURICH Employee Benefits Liability Follow Form Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLU...
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Endorsement 04 ZURICH Employers Liability Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS OH 43...
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Endorsement 05 ZURICH Fiduciary Liability Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS OH 43...
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Endorsement 06 ZURICH Financial Institutions Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS OH...
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Endorsement 07 ZURICH Insurance Related Operations Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 1001212016 10122015 37385000 Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.O0. BOX 2770 COLUMBUS OH...
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Endorsement 08 ZURICH Lead Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS OH 43216 LOCKTON COM...
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Endorsement 09 ZURICH Leasing Exclusion Equipment or Machinery Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COL...
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Endorsement 10 ZURICH Personal and Advertising Injury Follow Form Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 ...
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Endorsement 11 ZURICH Professional Liability Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 1001212016 10122015 37385000 Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.O0. BOX 2770 COLUMBUS OH 43216...
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Endorsement 12 ZURICH Notice of Occurrence Endorsement Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS OH...
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Endorsement 13 ZURICH Fungus or Bacteria Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS OH 432...
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Endorsement 14 ZURICH Financial Professional Services Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 1001212016 10122015 37385000 Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.O0. BOX 2770 COLUMBUS...
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Endorsement 15 ZURICH Stop Payment Legal Liability Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUM...
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Endorsement 16 ZURICH Silica or Silica Mixed Dust Injury Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770...
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Endorsement 17 ZURICH Foreclosed Trust and Leasing Exclusion Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUM...
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Endorsement 18 ZURICH Total Pollution Exclusion With A Hostile Fire Exception Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P...
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Endorsement 19 Z ZURICH Change Endorsement Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 101212016 101212015 37385000 ceeen e Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS OH 43216 LOCKT...
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Endorsement 20 ZURICH Sanctions Exclusion Endorsement Policyholder CORPORATE ONE FEDERAL CREDIT UNION INC. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. The following exclusion is added to the policy to which it is attached and supersedes any existing sanctions language in the policy whether included i...
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ZURICH Ohio Cancellation and Nonrenewal Endorsement Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 10122016 10122015 37385000 ceeoee e Named Insured Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.0.BOX 2770 COLUMBUS OH 43216 ...
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Earned premium for any period of coverage that extends beyond the expiration date will be computed pro rata based on the previous year s premium. Proof of mailing will be sufficient proof of notice. C. SECTION VI. CONDITIONS A. 4. Cancellation and Nonrenewal is amended by the addition of the following c. Renewal with A...
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Endorsement 21 Exclusion Recording And Distribution Of Material Or Information In Violation Of Law ZURICH Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 1001212016 10122015 37385000 Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL...
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Endorsement 22 Umbrella Amendatory Endorsement Z ZURICH Policy No. Eff. Date of Pol. Exp. Dateof Pol. Eff. Date of End. Producer Addl Prem. Return Prem. AUC 5088037 11 10122015 1001212016 10122015 37385000 Named Insured and Mailing Address Producer CORPORATE ONE FEDERAL CREDIT UNION INC. P.O0. BOX 2770 COLUMBUS OH 4321...
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Endorsement 23 ZURICH Cap On Losses From Certified Acts Of Terrorism Insured s Name Policy Number Effective Date Endorsement Number CORPORATE ONE FEDERAL CREDIT UNION INC. AUC 5088037 11 10122015 23 THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies your insurance. Commercial Umbr...
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505 Eagleview Boulevard Suite 100 PO Box 636 Exton PA 19341 0636 USA Phone 800327 1414 161 Fax 161 Sharon. Kahles Halmxlgroup.com Xlgroup.cominsural May 05 2014 KSPG Holding USA Inc. 1731 Industrial Parkway N Marinette W1 54143 3704 Thank you for placing your insurance coverage with the U.S. Incoming Casualty Unit of X...
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XLGroup Insurance x L CLAIM REPORTING INSTRUCTIONS New claims can be reported by phone fax mail or email 24 hours a day seven days a week 365 days a year. Please include if available the name address and phone number for all relevant parties the date and time of loss the location of the loss a description of the loss a...
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NOTICE TO POLICYHOLDERS POTENTIAL EXPIRATION REPLACEMENT OR REVISION OF THE TERRORISM RISK INSURANCE PROGRAM REAUTHORIZATION ACT OF 2007 This Notice is intended to advise you of potential changes to your policy that may occur in the future depending on the outcome of legislation that is scheduled to expire as described...
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FRAUD NOTICE Arkansas Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Colorado It is unlawful to knowingly provide false inco...
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NUVIIVE TV FUVLILVLTIAVLUECNO New York General All applications for commercial insurance other than automobile insurance Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conce...
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NUITIVE TV FULILVLTINVLULCNO Rhode Island Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Tennessee All Commercial Insurance ...
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NUITIVE TV FULILVLTINVLULCNO PRIVACY POLICY The XL America Inc. insurance group the Companies believes personal information that we collect about our customers potential customers and proposed insureds referred to collectively in this Privacy Policy as customers must be treated with the highest degree of confidentialit...
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NUVIIVE TV FUVLILVLTIAVLUECNO e Claims If you obtain insurance from us we will maintain records related to any claims that may be made under your policies. The investigation of a claim necessarily involves collection of a broad range of information about many issues some of which does not directly involve you. We will ...
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NUITIVE TV FULILVLTINVLULCNO An independent claim adjuster or investigator or an attorney or expert involved in the claim Persons or organizations that conduct scientific studies including actuaries and accountants An insurance support organization Another insurer if to prevent fraud or to properly underwrite a risk A ...
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NUITIVE TV FULILVLTINVLULENO U.S. TREASURY DEPARTMENT S OFFICE OF FOREIGN ASSETS CONTROL OFAC No coverage is provided by this Policyholder Notice nor can it be construed to replace any provisions of your policy. You should read your policy and review your Declarations page for complete information on the coverages you ...
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NUITIVE TV FULILVLTINVLULCNO WISCONSIN Keep this Notice with your Insurance Papers Problems with your insurance If you are having problems with your insurance company or agent do not hesitate to contact the insurance company or agent to resolve your problem. FOR INFORMATION OR TO MAKE A COMPLAINT CALL 1 800 622 7311 XL...
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mlINSURANCE COMPANY PROVIDING COVERAGE Regulatory Office 505 Eagleview Blvd. Ste. 100 Dept Regulatory Exton PA 19341 0636 XL Insurance America Inc. 800 688 1840 COMMERCIAL UMBRELLA LIABILITY POLICY DECLARATIONS Policy Number US00006881LI13A Renewal of US00006881LI12A ITEM 1. NAMED INSURED KSPG HOLDING USA INC. MAILING ...
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Issue Date 050514 VB Camitle m. Natta 050514 Authorized Representative or Countersignature in states where applicable Date Camitle m. Natta 050514 Authorized Representative or Date Countersignature in states where applicable Issue Date 050514 VB 050514 Date CUU 001 0805 XL America Inc. 2004
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Endorsement No. 01 Form Effective Date December 31 2013 Issue Date Attached to and forming part of Policy No. US00006881LI13A Issued To KSPG Holding USA Inc. By XL Insurance America Inc. Endorsement Schedule Item 7. This Policy includes the following endorsements at inception Rev. Page Endorsement Number Endorsement Ti...
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Schedule of Underlying Insurance Policy Number US00006881LI13A Type of Policy Applicable Limits Insurer Policy Period A Automobile Liability Bodily Injury Policy Type and Symbol Bus. Auto 1 Garage Truckers 1000000 Each Person Property Damage Each Accident Bodily Injury and Property Damage Combined Single Limit Each Acc...
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IN WITNESS XL INSURANCE AMERICA INC. REGULATORY OFFICE 505 EAGLEVIEW BOULEVARD SUITE 100 DEPARTMENT REGULATORY EXTON PA 19341 0636 PHONE 800 688 1840 It is hereby agreed and understood that the following In Witness Clause supercedes any and all other In Witness clauses in this policy. All other provisions remain unchan...
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COMMERCIAL UMBRELLA LIABILITY POLICY Various provisions in this Policy restrict coverage. Read the entire Policy carefully to determine rights duties and what is and is not covered. Throughout this Policy the words you and your refer to the Named Insured shown in Item 1 of the Declarations. The words we us and our refe...
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C. Bodily Injury or Property Damage which occurs during the Policy Period or an Occurrence which was committed and caused Personal and Advertising Injury and was not prior to the Policy Period known to have occurred by any Insured designated in Section VI. Definitions F. Insured Paragraphs 1. and 2. any manager in your...
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C. When we assume the defense of any Suit against the Insured that seeks damages covered by this Policy we will 1. Investigate negotiate and settle the Suit as we deem expedient and 2. Pay the following supplementary payments to the extent that such payments are not covered by Scheduled Underlying Insurance or any appl...
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. If there is an amount shown on the Declarations for the General Aggregate Limit that amount is the most we will pay for all damages except for damages because of 1. The ownership maintenance operation use or entrustment of an Auto covered by this Policy or 2. Bodily Injury or Property Damage included in the Products ...
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J. We will not make any payment under this Policy unless and until 1. The total applicable limits of Scheduled Underlying Insurance have been exhausted by the payment of Loss to which this Policy applies and any applicable limits of Other Insurance have been exhausted or 2. The total applicable Self Insured Retention h...
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3. Any obligation to defend any Suit or claim against the Insured that seeks damages if such Suit or claim arises as the result of the manufacture of mining of use of sale of installation of removal of distribution of or exposure to asbestos asbestos products asbestos fibers or asbestos dust. C. Contractual Liability T...
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2. Premises you sell give away or abandon if the Property Damage arises out of any part of those premises 3. Property loaned to you 4. Personal property in the care custody or control of the Insured 5. That particular part of real property on which you or any contractors or subcontractors working directly or indirectly...
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1. To you to your partners or members if you are a partnership or joint venture to your members if you are a limited liability company to a co employee while in the course of his or her employment or performing duties related to the conduct of your business or to your other volunteer workers while performing duties rel...
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K. ERISA This insurance does not apply to any obligation of the Insured under the Employment Retirement Income Security Act of 1974 including amendments relating to the Consolidated Omnibus Budget Reconciliation Act of 1985 or any amendment or revision thereto or any similar law. L. Expected or Intended Injury This ins...
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Resulting from the hazardous properties of nuclear material and with respect to which 1 any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954 or any law amendatory thereof or 2 the Insured is or had this Policy not been issued would be entitled to indemnity fr...
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iv any structure basin excavation premises or place prepared or used for storage or disposal of waste and includes the site on which any of the foregoing is located all operations conducted on such site and all premises used for such operations g. Nuclear reactor means any apparatus designed or used to sustain nuclear ...
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c. AnlInternet search access content or service provider. However this exclusion does not apply to Paragraphs M. 1 2 and 3. of Personal and Advertising Injury under Section VI Definitions. For the purposes of this exclusion the placing of frames borders or links or advertising for you or others anywhere on the Internet...
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i Otherwise in the course of transit by or on behalf of the Insured iii Being stored disposed of treated or processed in or upon an Auto covered by Scheduled Underlying Insurance g. i Before the Pollutants or any property in which the Pollutants are contained are moved from the place where they are accepted by the Insu...
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4 Bodily Injury or Property Damage for which you may be held liable if you are a contractor and the owner or lessee of such premises site or location has been added to your Policy as an additional Insured with respect to your ongoing operations performed for that additional Insured at such premises site or location and...
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R. Recall of Your Product Your Work or Impaired Property This insurance does not apply to damages claimed for any Loss cost or expense incurred by you or others for the loss of use withdrawal recall inspection repair replacement adjustment removal or disposal of 1. Your Product 2. Your Work or 3. Impaired Property if s...
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SECTION V. CONDITIONS A Appeals If the Insured or the insurers providing Scheduled Underlying Insurance or Other Insurance do not appeal a judgment in excess of the total limits of Scheduled Underlying Insurance and Other Insurance we may elect to do so. If we appeal we shall be liable for in addition to the applicable...
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E. b. If you cancel final premium will be more than pro rata it will be based on the time this Policy was in force and increased by our short rate cancellation table and procedure. Final premium will not be less than the short rate share of the Minimum Premium shown in Item 6 of the Declarations. Premium adjustment may...
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3. You and any other involved Insured must a. Immediately send us copies of any demands notices summonses or legal papers received in connection with the claim or Suit b. Authorize us to obtain records and other information c. Cooperate with us in the investigation settlement or defense of the claim or Suit and d. Assi...
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4. That any renewals or replacements of Scheduled Underlying Insurance will provide equivalent coverage to and afford limits of insurance equal to or greater than the policy being renewed or replaced. If you fail to comply with these requirements we will be liable only to the same extent that we would had you fully com...
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Separation of Insureds Except with respect to the Limits of Insurance of this Policy and rights or duties specifically assigned to the first Named Insured designated in Item 1 of the Declarations this insurance applies 1. As if each Named Insured were the only Named Insured and 2. Separately to each Insured against who...
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SECTION VI. DEFINITIONS A F. Advertisement means a notice that is broadcast or published to the general public or specific market segments about your goods products or services for the purpose of attracting customers or supporters. For the purposes of this definition 1. Notices that are published include material place...
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G. b. A partnership or joint venture you are an insured. Your members your partners and their spouses are also insureds but only with respect to the conduct of your business. c. A limited liability company you are an insured. Your members are also insureds but only with respect to the conduct of your business. Your man...
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4. An obligation as required by ordinance to indemnify a municipality except in connection with work for a municipality 5. An elevator maintenance agreement 6. That part of any contract or agreement entered into as part of your business pertaining to the rental or lease by you or any of your employees of any Auto. Howe...
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J. Vehicles maintained for use solely on or next to premises you own or rent Vehicles that travel on crawler treads Vehicles whether self propelled or not maintained primarily to provide mobility to permanently mounted a. Power cranes shovels loaders diggers or drills or b. Road construction or resurfacing equipment su...
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2. Any organization in which you maintain an interest of more than fifty 50 percent as of the effective date of this Policy and to which more specific insurance does not apply provided that this Policy does not apply to any Bodily Injury or Property Damage that occurred or any Personal and Advertising Injury that was c...
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2. Malicious prosecution 3. The wrongful eviction from wrongful entry into or invasion of the right of private occupancy of a room dwelling or premises that a person occupies committed by or on behalf of its owner landlord or lessor 4. Oral or written publication in any manner of material that slanders or libels a pers...
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