text stringlengths 7 5.72k | labels int64 0 2 |
|---|---|
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MINIMUM EARNED PREMIUM ENDORSEMENT The following additional policy Conditions supersede any other policy conditions and the Named Insured hereby agrees that the total policy premium and minimum earned premiums due for this policy shall be calculated in accordance with the following Total Policy Premium This policy is subject to a Total Policy Premium which means the premium that is calculated as fdlows 1. The deposit premium as shown in the policy Declarations plus 2. Any premium adjustment by endorsement plus 3. Any additional premium developed by audit. The premium entered on the Declarations page of this policy as DEPOSIT PREMIUM is a provisional premium only and is subject to adjustment in accordance with our rules rates and the Premium Audit provisions of this policy. A. Minimum Earned Premium by Date Certain If the box below is checked and a date filled in where applicable the minimum eamed premium for this policy will be 100 eamed by the specific date referenced in this endorsement and there will be no return of premium if you cancel this policy. After the premium is fully earned. B. Audits and Minimum Earned Premium With regard to audits the DEPOSIT PREMIUM as stated in the policy Declarations can not be reduced due to an audit. Premium adjustments affected as a result of premium audits may be done while the policy is in effect or after the policy is no longer in effect. The due date for audit premiums is the date shown as the due date on the bill. C. Cancellation and Minimum Earned Premium 1. If you cancelthis policy the returm premium will be the lesser of a. 90 of the pro rata uneamed premium or b. 75 of the Deposit Premium. 2. If the Named Insured fails to remit premium payment when due such failure shall be considered a request by the Named Insured to cancel this policy and the return premium will be determined in accordance with C. 1. 3. If we cancel the policy for any reason other than for non payment of premium the minimum earned premium shall not apply. We will return to you the pro rata amount of the unearned premium ALL OTHER TERMS AND CONDITIONS OF THE POLICY REMAIN UNCHANGED. This endorsement forms a part of the Policy to which attached effective on the inception date of the Policy unless otherwise stated herein. The following information is required only when this endorsement is issued subsequent to preparation of the Policy. Endorsement effective Policy No. Endorsement No. Named Insured Countersigned by FMIC GL2163052012 | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BASIS OF PREMIUM ENDORSEMENT This endorsement modifies insurance provided under the folowing COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART It is understood and agreed that SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS SECTION IV PRODUCTS COMPLETED OPERATIONS LIABILITY CONDITIONS and SECTION IV OWNERS AND CONTRACTORS PROTECTIVE LIABILITY CONDITIONS are amended to include the following definitions of basis of premium used for computing premiums for this coverage Gross Sales or Receipts is defined as the gross amount charged by the Named Insured concessionaires of the Named Insured or by others trading under the Insured s name for 1. All goods or products sold or distributed in the coverage territory as defined in the policy 2. Operations performed during the policy period 3. Rentals during the policy period and 4. Dues or fees duringthe policy period. Only the following items shall be deducted from Gross Sales or Receipts Sales or excise taxes which are collected and re mitted directly to a governmental division Credits for repossessed merchandise and products returned Finance charges for items sold on installment Freight charges on sales if freight is charged as a separate item on customer s invoice and Royalty income from patent rights or copyrights which are not product sales. Mo N Construction Costs is defined as the total cost of all work let or sublet in connection with each specific project including 1. The cost of labor materials and equipment furnished used or delivered for use in the execution of the work and 2. All fees bonuses or commissions made paid or due. Total Cost is defined as the total cost of all work let or sublet in connection with each specific project including 1. The cost of all labor materials and equipment fumished used or delivered for use in the execution of the work and 2. The other costs associated with the execution of the work including office costs and overhead expenses as well as all other fees involved in the completion of the project such as Attorney fees Professional fees Testing Appraisal Marketing and 3. All bonuses or commissions paid or due on the project. Total cost does not include the cost of the land financing and insurance charges and fees for permits. Payroll or Remunerationis defined as the sum of salaries wages tips piece of work commission bonuses overtime board and meals for work performed and excluding excess in accordance with the state payroll limitation rules. Overtime is defined as hours worked at increased rates of pay in excess of hours normally worked in a given day or week. If there is a guaranteed wage plan which assures employees a given wage for working a specific number of hours per week then the overtime means only the hours worked in excess of that specific amount. If there are records available showing the wages paid for overtime separately which exceed the amount that would have been paid for the same work during normal hours then all such excess wages are excluded. If these records show only the total of wages paid including overtime on a time and one half basis then one third of those wages should be excluded. If double time is paid for overtime and the total pay for such overtime is recorded separately one half of the total pay for double time shall be excluded. Excluded from payroll is remuneration paid to clerical office employees including those whose duties are strictly limited to keeping the Insured s books or records conducting correspondence or engaged in clerical work in these areas. Anyone who does not work in the area separated physicaly by walled floors or partitions from all other work areas of the Insured is not considered. An exception to this is if the payroll or clerical office employees are specifically included in a classification wording or footnote of the ISO general liability classification. FMIC GL2203102014 Page 10of 2 | 2 |
Subcontracted Costs is defined as the total costs of all work all labor materials and equipment furnished used or delivered for use in the execution of work that has been contracted by the Insured to be performed by an independentparty. Tonnage or Sales to Tomage is defined as the total weight of oilfield pipe and oilfield pipe casing sold by the Insured. Units is defined as the number of persons or items descrbed. Rental Receipts is defined as the gross amount charged by the Named Insured concessionaires of the Named Insured or by others trading under the Insured s name for rental of equipment. Admissions is defined as the total number of persons other than employees of the Named Insured admitted to an event or events conducted on the premises whether on paid admission tickets complimentary tickets or passes. This endorsement forms a part of the Policy to which attached effective on the inception date of the Policy unless otherwise stated herein. The following information is required only when this endorsement is issued subsequent to preparation of the Policy. Endorsement effective Policy No. Endorsement No. Named Insured Countersigned by FMIC GL2203102014 Page 20of 2 | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION INDEPENDENT CONTRACTORS EMPLOYEES OR LEASED WORKERS WITH CONDITIONAL EXCEPTIONS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions is amended and the following is added It is agreed this insurance does notapply to bodily injury or property damage to 1. Any independent contractor hired directly or indirectly by or on behalf of any Insured 2. Any employee or independent contractor of any independent contractor described above in paragraph 1. or 3. The spouse child parent brother sister or registered domestic partner of that independent contractor or employee of thatindependent contractor as a consequence or 1. or 2. above. Solely for the purpose of this endorsement the term employee includes a leased employee temporary employee borrowed servant casual laborer independent contractor subcontractor or any other person working for any independent contractor hired directly or indirectly by or on behalf of any insured. However this exclusion shall not apply in those cases or situations where the independent contractor has met all of the following conditions 1. The independent contractor has Commercial General Liability coverage in place at the ime of the loss with minimum limits ol1 000.000 per occurrence2000.000 general aggregate and 2.000.000 products completed operations aggregate. 2. The Insured is named as an additional insured on the independent contractor s Commercial General Liability Policy. 3. The independent contractor has in place at the time of the loss an indemnity agreement whereby the independent contractor agrees to indemnify defend and hold harmless the Insured. 4. The independent contractor waives any right of subrogation against the Insured. Commercial General Liability coverage maintained by independent contractors shall be primary and non contributory and this Policy shall be excess of the Limits of Liability of such insurance. ALL OTHER TERMS AND CONDITIONS OF THE POLICY REMAIN UNCHANGED. This endorsement forms a part of the Policy to which attached effective on the inception date of the Policy unless otherwise stated herein. The following information is required only when this endorsement is issued subsequent to preparation of the Policy. Endorsement effective Policy No. Endorsement No. Named Insured Countersigned by Policy No. Endorsement No. Countersigned by FMIC GL2231012012 | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONDITIONAL SUBSIDENCE EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS COVERAGE P ART SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions and SECTION COVERAGES PRODUCTS COMPLETED OPERATIONS BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions are amended and the following is added A SUBSIDENCE EXCLUSION This insurance does not apply to bodily injury or property damage directly or indirectly arising out of caused by resulting from contributed to aggravaied by or related to a claim or suit involving a subsidence as defined herein. This exclusion applies regardless of any other cause or event that contributes concurrently or in any sequence to the bodily injury or property damage. We shall have no duty or obligation under this insurance to defend respond to investigate or indemnify any insured against any loss claim suit or other proceeding alleging damages arising out of or related to bodily injury or property damage to which this endorsement applies. This exclusion also applies to any obligation to share damages with repay or indemnify someone else who must pay damages because of such bodily injury or property damage. However the above exclusion does not apply to bodily injury or property damage arising out of subsidence at an insured project covered by this policy where all of the following conditions have been satisfied a. An Insured under this policy entered into a written contract with and utilized the services of a licensed geotechnical engineer to evaluate the surface and subsurface conditions at the project b. The geotechnical engineer developed and provided written recommendations and guidelines for use in preparing appropriate design and related construction specificaions for the project c. The project was designed and built in conformity with the recommendations and guidelines developed and provided by the geotechnical engineer d. The contract between any insured covered under this policy and the geotechnical engineer provides 1 that any insured under this policy is entitled to indemnity and defense from the geotechnical engineer with respect to any claim for liabilty arising out of Subsidence and Earth Movement or Earth Pressure and 2 that the geotechnical engineer must maintain both commercial general liability insurance or commercial general liability insurance and excess or umbrella insurance with a minimum limit of 5000000 per occurrence and professional liability insurance with a minimum limit of 5000000 per claim and 3 that any insured covered under this policy is named as an additional insured under the insurance maintained by the geotechnical engineer and e. Coverage for the bodily injury or property damage is available and collectible on a primary and non contributing basis for the full limits specified in paragraph d. 2 above under the commercial general liability insurance or commercial general liability insurance and excess or umbrella insurance or professional liability insurance maintained by the geotechnical engineer. FMIC GL2254042012 Page 1 of 2 | 2 |
The following definition is added to SECTION V DEFINITIONS Subsidence means settling settlement expansion sinking slipping falling away titting caving in shifting eroding rising heaving landslide flood or mud flow earthquake volcanic eruption or other tectonic processes or any other movement of land or earth however caused and whether by natural manmade accidental or artificial means. ALL OTHER TERMS AND CONDITIONS OF THE POLICY REMAIN UNCHANGED. This endorsement forms a part of the Policy to which attached effective on the inception date of the Policy unless otherwise stated herein. The following information s required only when this endorsement is issued subsequent to preparation of the Policy. Endorsement effective Policy No. Endorsement No. Named Insured Countersigned by FMIC GL2254042012 Page 2of 2 | 2 |
POLICYHOLDER NOTICE CERTIHCATES OF INSURANCE The issuarce of a certiicate of insurance shall not amend extend or alter the coverage provided by this policy or change the persons or entities to whom such coverage i afforded under this policy. In no event shalla certificate of irswrance include any change andbr modification of the policy terms or condiicns or purport to add any named insured or any additional named insured unkess such change modification or addition is first approved by a plicy endorsement issued by the First Mercury Irsurance Company providing this insurance Company and signed by an officer of he Company. The Compary wil not be respansible for any liabiity resulting from the issuarce of any cetificate of insurance. In no event does anyone have the authoriy to issue a certficate of insurance which indudes any additions andlor modifications to the polcy terms and conditions includig but not limited to waivers of subrogaton aditioral insureds or any specid addiiional coverages unless expressly approved in writing by an endorsement issued by the Company. No one other than this Company can issue an endorsement or change the terms o the policy on behalfof the Company. The Company will not review accept or retain copies df any cerfficates of insurarce or additbnalinsured endorsemerts prepared by anyone. A catiicate of insurance is ntended to be infornational only and should rot be reliedupon to corfer or alter coverage or used to request or evidence a change to the policy. The Company will not be responsible for any liability or claims of reliance resuiting from the issuance of any unauthoiized endorsement or certficate or the ssuance of an endorsement which has been authorized by the Company but where the authorized wording amended o revised in any way. The Company providng this insurance does not approve or authorize any certiicales that are prohbited by w or otherwise prepared in violation of an applicable insurance code or statute. FMIC GL2496102013 | 2 |
IL 0021 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT Broad Form This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY 1. The insurance does not apply A. Under any Liability Coverage to bodily injury or property damage 1 With respect to which an insured under the 2 policy is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association C. Under any Liability Coverage to bodily injury or property damage resulting from hazardous properties of nuclear material if 1 The nuclear material a is at any nuclear facility owned by or operated by or on behalf of an insured or b has been discharged or dispersed therefrom Mutual Atomic Energy Liability Underwriters 2 The nuclear material is contained in spent Nuclear Insurance Association of Canada or fuel or waste at any time possessed any of their successors or would be an handled used processed stored insured under any such policy but for its transported or disposed of by or on behalf of termination upon exhaustion of its limit of an insured or liability or 3 The bodily injury or property damage Resulting from the hazardous properties of nuclear material and with respect to which a any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954 or any law amendatory thereof or b the insured is or had this policy not been issued would be entitled to indemnity from the United States of America or any agency thereof under any agreement entered into by the United States of America or any agency thereof with any person or organization. B. Under any Medical Payments coverage to expenses incurred with respect to bodily injury resulting from the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by any person or organization. arises out of the furnishing by an insured of services materials parts or equipment in connection with the planning construction maintenance operation or use of any nuclear facility but if such facility is located within the United States of America its territories or possessions or Canada this exclusion 3 applies only to property damage to such nuclear facility and any property thereat.. As used in this endorsement Hazardous properties includes radioactive toxic or explosive properties. Nuclear material means source material special nuclear material or by product material. jury 1L 00 21 09 08 ISO Properties Inc. 2007 Page1of2 | 2 |
Source material special nuclear material and by product material have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof. Spent fuel means any fuel element or fuel component solid or liquid which has been used or exposed to radiation in a nuclear reactor. Waste means any waste material a containing by product material other than the tailings or wastes produced by the extraction or concentration of uranium or thorium from any ore processed primarily for its source material content and b resulting from the operation by any person or organization of any nuclear facility included under the first two paragraphs of the definition of nuclear facility. Nuclear facility means a Any nuclear reactor b Any equipment or device designed or used for 1 separating the isotopes of uranium or plutonium 2 processing or utilizing spent fuel or 3 handling processing or packaging waste c Any equipment or device used for the processing fabricating or alloying of special nuclear material if at any time the total amount of such material in the custody of the insured at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof or more than 250 grams of uranium 235 d Any structure basin excavation premises or place prepared or used for the storage or disposal of waste and includes the site on which any of the foregoing is located all operations conducted on such site and all premises used for such operations. Nuclear reactor means any apparatus designed or used to sustain nuclear fission in a self supporting chain reaction or to contain a critical mass of fissionable material. Property damage includes all forms of radioactive contamination of property. Page 2 of 2 SO Properties Inc. 2007 IL 00210908 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED Includes Products Completed Operations If Required By Contract This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS The following is added to SECTION Il WHO IS AN INSURED Any person or organization that you agree in a written contract or agreement to include as an additional insured on this Coverage Part is an insured but only With respect to liability for bodily injury or property damage that occurs or for personal injury caused by an offense that is committed subsequent to the signing of that contract or agreement and while that part of the contract or agreement is in effect and If and only to the extent that such injury or damage is caused by acts or omissions of you or your subcontractor in the performance of your work to which the written contract or agreement applies. Such person or organization does not qualify as an additional insured with respect to the independent acts or omissions of such person or organization. The insurance provided to such additional insured is subject to the following provisions If the Limits of Insurance of this Coverage Part shown in the Declarations exceed the minimum limits required by the written contract or agreement the insurance provided to the additional insured will be limited to such minimum required limits. For the purposes of determining whether this limitation applies the minimum limits required by the written contract or agreement will be considered to include the minimum limits of any Umbrella or Excess liability coverage required for the additional insured by that written contract or agreement. This provision will not increase the limits of insurance described in Section Ill Limits Of Insurance. The insurance provided to such additional insured does not apply to 1 Any bodily injury property damage or personal injury arising out of the providing or failure to provide any professional architectural engineering or surveying services including a The preparing approving or failing to prepare or approve maps shop drawings opinions reports surveys field orders or change orders or the preparing approving or failing to prepare or approve drawings and specifications and b Supervisory inspection architectural or engineering activities. 2 Any bodily injury or property damage caused by your work and included in the products completed operations hazard unless the written contract or agreement specifically requires you to provide such coverage for that additional insured during the policy period. The additional insured must comply with the following duties 1 Give us written notice as soon as practicable of an occurrence or an offense which may resultin a claim. To the extent possible such notice should include a How when and where the occurrence or offense took place b The names and addresses of any injured persons and witnesses and c The nature and location of any injury or damage arising out of the occurrence or offense. 2 If aclaim is made or suit is brought against the additional insured Page 1 0of 2 CG D246 0419 2018 The Travelers Indemnity Company. All rights reserved. | 2 |
COMMERCIAL GENERAL LIABILITY a Immediately record the specifics of the claim or suit and the date received and b Notify us as soon as practicable and see to it that we receive written notice of the claim or suit as soon as practicable. Immediately send us copies of all legal papers received in connection with the claim or suit cooperate with us in the investigation or settlement of the claim or defense against the suit and otherwise comply with all policy conditions. 4 Tender the defense and indemnity of any claim or suit to any provider of other insurance which would cover such additional insured for a loss we cover. However this condition does not affect whether the insurance provided to such additional insured is primary to other insurance available to such additional insured which covers that person or organization as a named insured as described in Paragraph 4. Other Insurance of Section IV Commercial General Liability Conditions. Page 2 of 2 CG D246 0419 2018 The Travelers Indemnity Company. Al rights reserved. | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. XTEND ENDORSEMENT FOR CONTRACTORS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART GENERAL DESCRIPTION OF COVERAGE This endorsement broadens coverage. However coverage for any injury damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to this Coverage Part and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general coverage description only. Read all the provisions of this endorsement and the rest of your policy carefully to determine rights duties and what is and is not covered. A. Who Is An Insured Unnamed Subsidiaries B. Blanket Additional Insured Governmental Entities Permits Or Authorizations Relating To Operations PROVISIONS A. WHO IS AN INSURED UNNAMED SUBSIDIARIES The following is added to SECTION Il WHO IS AN INSURED Any of your subsidiaries other than a partnership joint venture or limited liability company that is not shown as a Named Insured in the Declarations is a Named Insured if a. You are the sole owner of or maintain an ownership interest of more than 50 in such subsidiary on the first day of the policy period and b. Such subsidiary is not an insured under similar other insurance. No such subsidiary is an insured for bodily injury or property damage that occurred or personal and advertising injury caused by an offense committed a. Before you maintained an ownership interest of more than 50 in such subsidiary or b. After the date if any during the policy period that you no longer maintain an ownership interest of more than 50 in such subsidiary. For purposes of Paragraph 1. of Section Il Who Is An Insured each such subsidiary wil be deemed to be designated in the Declarations as Incidental Medical Malpractice Blanket Waiver Of Subrogation Contractual Liability Railroads Damage To Premises Rented To You a. An organization other than a partnership joint venture or limited liability company or b. Atrust as indicated in its name or the documents that govern its structure. BLANKET ADDITIONAL INSURED GOVERNMENTAL ENTITIES PERMITS OR AUTHORIZATIONS RELATING TO OPERATIONS The following is added to SECTION Il WHO IS AN INSURED Any governmental entity that has issued a permit or authorization with respect to operations performed by you or on your behalf and that you are required by any ordinance law building code or written contract or agreement to include as an additional insured on this Coverage Part is an insured but only with respect to liability for bodily injury property damage or personal and advertising injury arising out of such operations. The insurance provided to such governmental entity does not apply to a. Any bodily injury property damage or personal and advertising injury arising out of operations performed for the governmental entity or b. Any bodily injury or property damage included in the products completed operations hazard. PROVISIONS A. WHO IS AN INSURED UNNAMED SUBSIDIARIES The following is added to SECTION Il WHO IS AN INSURED Any of your subsidiaries other than a partnership joint venture or limited liability company that is not shown as a Named Insured in the Declarations is a Named Insured if a. You are the sole owner of or maintain an ownership interest of more than 50 in such subsidiary on the first day of the policy period and b. Such subsidiary is not an insured under similar other insurance. No such subsidiary is an insured for bodily injury or property damage that occurred or personal and advertising injury caused by an offense committed a. Before you maintained an ownership interest of more than 50 in such subsidiary or b. After the date if any during the policy period that you no longer maintain an ownership interest of more than 50 in such subsidiary. For purposes of Paragraph 1. of Section Il Who Is An Insured each such subsidiary wil be deemed to be designated in the Declarations as Page 1 0of 3 CGD3160219 2017 The Travelers Indemnity Company. Al rights reserved. Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
COMMERCIAL GENERAL LIABILITY E. pharmaceuticals committed by or with the knowledge or consent of the insured. 5. The following is added to the DEFINITIONS Section Incidental medical services means a. Medical surgical dental laboratory x ray or nursing service or treatment advice or instruction or the related furnishing of food or beverages or b. The furnishing or dispensing of drugs or medical dental or surgical supplies or appliances. 6. The following is added to Paragraph 4.b. Excess Insurance of SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS This insurance is excess over any valid and collectible other insurance whether primary excess contingent or on any other basis that is available to any of your employees for bodily injury that arises out of providing or failing to provide incidental medical services to any person to the extent not subject to Paragraph 2.a.1 of Section Il Who Is An Insured. BLANKET WAIVER OF SUBROGATION The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS If the insured has agreed in a contract or agreement to waive that insured s right of recovery against any person or organization we waive our right of recovery against such person or organization but only for payments we make because of a. Bodily injury or property damage that occurs or b. Personal and advertising injury caused by an offense that is committed subsequent to the execution of the contract or agreement. CONTRACTUAL LIABILITY RAILROADS 1. The following replaces Paragraph c. of the definition of insured contract in the DEFINITIONS Section c. Any easement or license agreement C. Page 2 of 3 INCIDENTAL MEDICAL MALPRACTICE 1. The following replaces Paragraph b. of the definition of occurrence in the DEFINITIONS Section b. An act or omission committed in providing or failing to provide incidental medical services first aid or Good Samaritan services to a person unless you are in the business or occupation of providing professional health care services. The following replaces the last paragraph of Paragraph 2.a.1 of SECTION Il WHO IS AN INSURED Unless you are in the business or occupation of providing professional health care services Paragraphs 1a b c and d above do not apply to bodily injury arising out of providing or failing to provide a Incidental medical services by any of your employees who is a nurse nurse assistant emergency medical technician or paramedic or b First aid or Good Samaritan services by any of your employees or volunteer workers other than an employed or volunteer doctor. Any such employees or volunteer workers providing or failing to provide first aid or Good Samaritan services during their work hours for you will be deemed to be acting within the scope of their employment by you or performing duties related to the conduct of your business. The following replaces the last sentence of Paragraph 5. of SECTION Ill LIMITS OF INSURANCE For the purposes of determining the applicable Each Occurrence Limit all related acts or omissions committed in providing or failing to provide incidental medical services first aid or Good Samaritan services to any one person will be deemed to be one occurrence. The following exclusion is added to Paragraph 2. Exclusions of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY Sale Of Pharmaceuticals Bodily injury or property damage arising out of the violation of a penal statute or ordinance relating to the sale of E. 2017 The Travelers Indemnity Company. Al rights reserved. pharmaceuticals committed by or with th knowledge or consent of the insured. 5. The following is added to the DEFINITION Section Incidental medical services means a. Medical surgical dental laboratory x rz or nursing service or treatment advice instruction or the related furnishing food or beverages or b. The furnishing or dispensing of drugs medical dental or surgical supplies appliances. 6. The following is added to Paragraph 4.b Excess Insurance of SECTION IV COMMERCIAL GENERAL LIABILIT CONDITIONS This insurance is excess over any valid an collectible other insurance whether primar excess contingent or on any other basis th is available to any of your employees f bodily injury that arises out of providing failing to provide incidental medical service to any person to the extent not subject t Paragraph 2.a.1 of Section Il Who Is A Insured. BLANKET WAIVER OF SUBROGATION The following is added to Paragraph 8. Transfe Of Rights Of Recovery Against Others To Ut of SECTION IV COMMERCIAL GENERA LIABILITY CONDITIONS If the insured has agreed in a contract agreement to waive that insured s right recovery against any person or organization w waive our right of recovery against such person organization but only for payments we mak because of a. Bodily injury or property damage th occurs or b. Personal and advertising injury caused an offense that is committed subsequent to the execution of the contract agreement. CONTRACTUAL LIABILITY RAILROADS 1. The following replaces Paragraph c. of th definition of insured contract in th DEFINITIONS Section c. Any easement or license agreement CGD3160219 Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
COMMERCIAL GENERAL LIABILITY 2. Paragraph f.1 of the definition of insured contract in the DEFINITIONS Section is deleted. DAMAGE TO PREMISES RENTED TO YOU The following replaces the definition of premises damage in the DEFINITIONS Section Premises damage means property damage to Any premises while rented to you or temporarily occupied by you with permission of the owner or The contents of any premises while such premises is rented to you if you rent such premises for a period of seven or fewer consecutive days. Page 3 of 3 CGD3160219 2017 The Travelers Indemnity Company. Al rights reserved. Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
COMMERCIAL GENERAL LIABILITY POLICY NUMBER DT CO3R508119 PHX20 ISSUE DATE 11 12 20 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ELECTRONIC DATA LIABILITY COVERAGE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY SCHEDULE Loss Of Electronic Data Limit 1000000 PROVISIONS 1. The following replaces Exclusion p. Electronic Data in Paragraph 2. of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY p. Electronic Data Damages arising out of the loss of loss of use of damage to corruption of inability to access or inability to manipulate electronic data that does not result from physical injury to tangible prope rty. However this exclusion does not apply to liability for damages because of bodily injury. The following is added to SECTION il LIMITS OF INSURANCE Subject to Paragraph 5. above the Loss of Electronic Data Limit shown in the Electronic Data Liability Schedule is the most we will pay under Coverage A for damages because of property damage a. Arising out of the loss of loss of use of damage to corruption of inability to access or inability to manipulate electronic data that results from physical injury to tangible property and b. Arising out of any one occurrence. If the Loss of Elec the Electronic Date Electronic Data Lir to the Each Occ whichever is less. The following repl damage in the DE Property damage a. Physical injury all resulting lo such loss of u the time of the b. Loss of use c physically injur deemed to occurrence tt c. The loss of corruption of i properly mani results from property. All damage to cc or inability to data will be d the occurrenc For the purposes data is not tangible If the Loss of Electronic Data Limit is left blank in the Electronic Data Liability Schedule the Loss of Electronic Data Limit will be deemed to be equal to the Each Occurrence Limit or 1000000 whichever is less. The following replaces the definition of property damage in the DEFINITIONS Section Property damage means Physical injury to tangible property including all resulting loss of use of that property. All such loss of use will be deemed to occur at the time of the physical injury that caused it Loss of use of tangible property that is not physically injured. All such loss of use will be deemed to occur at the time of the occurrence that caused it or The loss of loss of use of damage to corruption of inability to access or inability to properly manipulate electronic data that results from physical injury to tangible property. All such loss of loss of use of damage to corruption of inability to access or inability to properly manipulate electronic data will be deemed to occur at the time of the occurrence that caused it. For the purposes of this insurance electronic data is not tangible property. Page 1 of 1 CGD8230219 2017 The Travelers Indemnity Company. Al rights reserved. Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FUNGI OR BACTERIA EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage 2. Exclusions This insurance does not apply to Fungi or Bacteria a. Bodily injury or property damage which would not have occurred in whole or in part but for the actual alleged or threatened inhalation of ingestion of contact with exposure to existence of or presence of any fungi or bacteria on or within a building or structure including its contents regardless of whether any other cause event material or product contrib uted concurrently or in any sequence to such injury or damage. b. Any loss cost or expenses arising out of the abating testing for monitoring cleaning up removing containing treat ing detoxifying neutralizing remediating or disposing of or in any way responding to or assessing the effects of fungi or bacteria by any insured or by any other person or entity. This exclusion does not apply to any fungi or bacteria that are are on or are contained in a good or product intended for consump tion. B. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage B Per sonal And Advertising Injury Liability 2. Exclusions This insurance does not apply to Fungi or Bacteria a. Personal injury or advertising injury which would not have taken place in whole or in part but for the actual al leged or threatened inhalation of inges tion of contact with exposure to exis tence of or presence of any fungi or bacteria on or within a building or struc ture including its contents regardless of whether any other cause event material or product contributed concurrently or in any sequence to such injury. b. Any loss cost or expenses arising out of the abating testing for monitoring cleaning up removing containing treat ing detoxifying neutralizing remediating or disposing of or in any way responding to or assessing the effects of fungi or bacteria by any insured or by any other person or entity.. The following definition is added to the Defini tions Section Fungi means any type or form of fungus in cluding mold or mildew and any mycotoxins spores scents or byproducts produced or re leased by fungi. Copyright The Travelers Indemnity Company 2002 Includes copyrighted material of Insurance Services Office Page 10of 1 CG D243 0102 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION CONSTRUCTION MANAGEMENT ERRORS AND OMISSIONS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage Liability and Para graph 2. Exclusions of Section Coverage B Personal And Advertising Injury Liability This insurance does not apply to bodily injury property damage personal injury or advertising injury arising out of 1. The preparing approving or failure to prepare or approve maps shop drawings opinions reports surveys field orders change orders or drawings and specifications by any architect engineer or surveyor performing services on a project on which you serve as construction manager or 2. Inspection supervision quality control architec tural or engineering activities done by or for you on a project on which you serve as construction manager. This exclusion does not apply to bodily injury or property damage due to construction or demolition work done by you your employees or your subcon tractors. CG D2931103 Copyright The Travelers Indemnity Company 2003 Page 10of 1 Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ALL PROJECTS SUBJECT TO A WRAP UP INSURANCE PROGRAM WITH LIMITED EXCEPTIONS FOR CERTAIN ONGOING OPERATIONS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS 1. The following exclusion is added to Paragraph 2. Exclusions of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROP ERTY DAMAGE LIABILITY Wrap up Insurance Programs Bodily injury or property damage arising out of any project that is or was subject to a wrap up insurance program. This exclusion does not apply to bodily injury or property damage arising out of your ongoing operations that 1 Are being performed at any location owned by or rented to you that is outside the project site for that project and is not covered by the wrap up insurance program for that project or 2 Are punch list or warranty work if coverage was available to the insured under the wrap up insurance program for bodily injury and property damage arising out of your ongoing operations and the bodily injury or property damage occurs after the expiration of all such coverage. The exceptions in this exclusion do not apply to bodily injury or property damage included in the products completed operations hazard even if you are required to provide such coverage for an additional insured by a written contract or agreement. The following is added to the DEFINITIONS Sec tion Wrap up insurance program means any agree ment or arrangement including any contractor controlled owner controlled or similar insurance program under which a. Some or all of the contractors working on a specific project or specific projects are re quired to enroll in a program to obtain insur ance that 1 Includes the same or similar insurance as that provided by this Coverage Part and 2 Is issued specifically for injury or damage arising out of such project or projects and b. You are or were enrolled or allowed to enroll. Page 10of 1 CGD3910813 2013 The Travelers Indemnity Company. All rights reserved. | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ARCHITECTURAL ENGINEERING OR SURVEYING PROFESSIONAL SERVICES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS 1. The following exclusion is added to Paragraph 2. Exclusions of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROP ERTY DAMAGE LIABILITY Architectural Engineering Or Surveying Pro fessional Services Bodily injury or property damage arising out of the rendering of or failure to render any profes sional services by or on behalf of any insured but only with respect to any of the following op erations a. Providing or hiring independent profession als to provide architectural engineering or surveying services to others in any insured s capacity as an architect engineer or sur veyor or b. Providing or hiring independent profession als to provide architectural engineering or surveying services in connection with con struction work any insured performs. The following exclusion is added to Paragraph 2. Exclusions of SECTION COVERAGES COVERAGE B PERSONAL AND ADVERTIS ING INJURY LIABILITY Architectural Engineering Or Surveying Professional Services Personal injury or advertising injury arising out of the rendering of or failure to render any pro fessional services by or on behalf of any insured but only with respect to any of the following op erations a. Providing or hiring independent profession als to provide architectural engineering or surveying services to others in any insured s capacity as an architect engineer or sur veyor or b. Providing or hiring independent profession als to provide architectural engineering or surveying services in connection with con struction work any insured performs. The following is added to the DEFINITIONS Section Professional services a. Includes 1 Preparing approving or failing to pre pare or approve maps shop drawings opinions reports surveys field orders or change orders or preparing approving or failing to prepare or approve drawings and specifications and 2 Supervisory or inspection activities per formed as part of any related architec tural or engineering or surveying activi ties. b. Does not include services within construction means methods techniques sequences and procedures employed by you in connection with your operations in your capacity as a construction contractor. Page 10of 1 CG D546 10 11 2011 The Travelers Indemnity Company. All rights reserved Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION VIOLATION OF CONSUMER FINANCIAL PROTECTION LAWS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS 1. The following exclusion is added to Paragraph 2. Exclusions of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY Violation Of Consumer Financial Protection Laws Bodily injury or property damage arising out of any actual or alleged violation of a consumer financial protection law or any other bodily in jury or property damage alleged in any claim or suit that also alleges any such violation. The following exclusion is added to Paragraph 2. Exclusions of SECTION COVERAGES COVERAGE B PERSONAL AND ADVER TISING INJURY LIABILITY Violation Of Consumer Financial Protection Laws Personal injury or advertising injury arising out of any actual or alleged violation of a con sumer financial protection law or any other personal injury or advertising injury alleged in any claim or suit that also alleges any such violation. The following is added to the DEFINITIONS Section Consumer financial identity information means any of the following information for a person that is used or collected for the purpose of serving as a factor in establishing such person s eligibil ity for personal credit insurance or employment or for the purpose of conducting a business transaction a. Part or all of the account number the expi ration date or the balance of any credit debit bank or other financial account. b. Information bearing on a person s credit worthiness credit standing or credit capac ity. c. Social security number. d. Drivers license number. e. Birth date. Consumer financial protection law means a. The Fair Credit Reporting Act FCRA and any of its amendments including the Fair and Accurate Credit Transactions Act FACTA b. California s Song Beverly Credit Card Act and any of its amendments or c. Any other law or regulation that restricts or prohibits the collection dissemination transmission distribution or use of con sumer financial identity information. Page 10of 1 CG D6 1810 11 2011 The Travelers Indemnity Company. All rights reserved | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION LEAD This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART CATASTROPHE UMBRELLA POLICY PROVISIONS This insurance does not apply to any injury damage loss cost payment or expense including but not limited to defense and investigation of any kind aris ing out of resulting from caused by or contributed to by the actual or alleged presence or actual al leged or threatened dispersal release ingestion in halation or absorption of lead lead compounds or lead which is or was contained or incorporated into any material or substance. This exclusion applies but is not limited to 1. Any supervision instructions recommendations warnings or advice given in connection with the above 2. Any obligation to share damages losses costs payments or expenses with or repay someone else who must make payment because of such injury or damage loss cost payment or ex pense or Any request order or requirement to abate mitigate remediate contain remove or dispose of lead lead compounds or materials or sub stances containing lead. Page 10of 1 CG D0 76 06 93 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION DISCRIMINATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS 1. The following exclusion is added to Paragraph 2. Exclusions of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY Discrimination Bodily injury arising out of discrimination based upon a person s sex sexual orientation marital status pregnancy race color creed religion national origin citizenship veteran status age genetic information or physical or mental disability or any other characteristic attribute trait condition or status that qualifies a person for protection against discrimination under federal state or local law. The following exclusion is added to Paragraph 2. Exclusions of SECTION COVERAGES COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY Discrimination Personal injury arising out of discrimination based upon a person s sex sexual orientation marital status pregnancy race color creed religion national origin citizenship veteran status age genetic information or physical or mental disability or any other characteristic attribute trait condition or status that qualifies a person for protection against discrimination under federal state or local law. Page 1of 1 CGD1420219 2017 The Travelers Indemnity Company. Al rights reserved. Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT POLLUTION EXCLUSION INCLUDING LIMITED COVERAGE FOR POLLUTION COSTS CONTRACTORS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS 1. CGD1730219 The following replaces Paragraph 1.a.2 of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY and of SECTION COVERAGES COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY 2 Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B medical expenses under Coverage C or limited covered pollution costs under Coverage D. The following replace s Paragraph 1 of Exclusion f. Pollution in Paragraph 2. of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1 Bodily injury or property damage arising out of the actual alleged or threatened discharge dispersal seepage migration release or escape of pollutants a At or from any premises site or location which is or was at any time owned occupied or managed by or rented or loaned to any insured. However this subparagraph d oes not apply to i Bodily injury if sustained within a building and caused by smoke fumes vapor or soot produced by or originating from equipment that is used to heat cool or dehumidify the building or produced by or originating from equipment that is used to heat water for personal use by the building s occupants or their guests ii Bodily injury or property damage for which you may be held liable if you are a contractor and the owner or lessee of such premises site or location has been added to your policy as an additional insured with b c d e 2017 The Travelers Indemnity Company. All rights reserved. respect to your ongoing operations performed for that additional insured at that premises site or location and such premises site or location is not and never was owned occupied or managed by or rented or loaned to any insured other than that additional insured or iii Bodily injury or property damage arising out of heat smoke or fumes from a hostile fire At or from any premises site or location which is or was at any time used by or for any insured or others for the handling storage disposal processing or treatment of waste If such pollutants are or were at any time transported handled stored treated disposed of or processed as waste by or for i Any insured or ii Any person or organization for whom you may be legally responsible At or from any premises site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured s behalf are or were at any time performing operations to test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or If any of such discharge dispersal seepage migration release or escape of pollutants resulted in bodily injury or property damage that occurred in whole or in part prior to the policy period. Any continuation change or resumption of such bodily injury or property damage during or after the policy period will be deemed to have occurred prior to Page 1 of 5 Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
COMMERCIAL GENERAL LIABILITY the policy period. However this subparagraph does not apply to bodily injury or property damage included in the products completed operations hazard. Paragraphs 1 b and c of this exclusion do not apply to bodily injury or property damage arising only out of the discharge release or escape of any pollutant if such discharge release or escape 1 Is either a At or from any premises site or location other than at or from an underground tank which is owned occupied or managed by or rented or loaned to you during the policy period or b From a pipe containing sewage 2 Commences abruptly during the policy period and after the effective date of the Amendment Pollution Exclusion Including Limited Coverage For Pollution Costs Contractors endorsement Ends within seven consecutive days after its abrupt commencement 4 Becomes known to an insured listed under Paragraph 1. of Section Il Who Is An Insured or to an employee authorized by you to give or receive notice of any occurrence or claim and is reported to us within 30 days after its abrupt commencement and 5 Does not arise out of any intentional violation of any governmental law regulation or rule by you or anyone acting on your behalf. All bodily injury or property damage described in this exception will be deemed to occur at the time such discharge release or escape abruptly commences. 3. The following replaces Paragraph 2 of Exclusion f. Pollution in Paragraph 2. of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2 Pollution costs. 4. The following replaces Exclusion n. Pollution Related in Paragraph 2. of SECTION COVERAGES COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY n. Pollution Costs Pollution costs. 5. The following is added to SECTION COVERAGES COVERAGE D LIMITED COVERAGE FOR POLLUTION COSTS 1. Insuring Agreement a. We will pay those sums that you become legally obligated to pay as limited covered pollution costs to which this insurance applies. We will have the right and duty to defend you against any suit seeking those limited covered pollution costs. However we will have no duty to defend you against any suit seeking limited covered pollution costs to which this insurance does not apply. We may at our discretion investigate any discharge release or escape of pollutants and settle any claim or suit that may result. But 1 The amount we will pay for limited covered pollution costs will be included within and not in addition to the limits of insurance that apply to Coverage A and Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B medical expenses under Coverage C or limited covered pollution costs under Coverage D. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments. b. This insurance applies to limited covered pollution costs only if the pollutants for which the limited covered pollution costs are incurred also cause bodily injury or property damage covered under Coverage A that 1 Arises out of a dispersal seepage migration release or escape of pollutants at or from any premises site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured s behalf are performing operations if the pollutants are brought on or to the premises site or y Company. All rights reserved. CGD1730219 e Services Office Inc. with its permission Page 2 of 5 2017 The Travelers Indemnity Company. Al rights reserved. Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
COMMERCIAL GENERAL LIABILITY location in connection with such operations by such insured contractor or subcontractor or 2 Is within the exception to exclusion f. of Coverage A that requires the discharge release or escape of pollutants to a Be either i At or from any premises site or location other than at or from an underground tank which is owned occupied or managed by or rented or loaned to you during the policy period or ii From a pipe containing sewage b Commence abruptly during the policy period and after the effective date of the Amendment Pollution Exclusion Including Limited Coverage For Pollution Costs Contractors endorsement End within seven consecutive days after its abrupt commencement c d Become known to an insured listed under Paragraph 1. of Section Il Who Is An Insured or to an employee authorized by you to give or receive notice of any occurrence or claim and be reported to us within 30 days after its abrupt commencement and e Not arise out of any intentional violation of any governmental law regulation or rule by you or anyone acting on y our behalf. Exclusion This insurance does not apply to limited covered pollution costs which you are obligated to pay by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability that you would have to pay limited covered pollution costs in the absence of the contract or agreement. The following is added to SECTION Il WHO IS AN INSURED Paragraph 3. is the only part of this section that applies to Section Coverage D. For the purposes of Coverage D similar coverage as used in Paragraph 3. of this section includes any pollution liability coverage. The following is added to SECTION Il LIMITS OF INSURANCE For the purposes of any aggregate limit and the Each Occurrence Limit limited covered pollution costs under Coverage D will be deemed to be damages because of property damage under Coverage A. The following is added to Paragraph 3. Legal Action Against Us of SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS With respect to limited covered pollution costs no person or organization has a right under this Coverage Part a. To join us as a party or otherwise bring us into a suit asking for limited covered pollution costs from you or b. To sue us on this Coverage Part unless all of its terms have been fully complied with. With respect to limited covered pollution costs a person or organization may sue us to recover on an agreed settlement or on a final judgment against you but we will not be liable for limited covered pollution costs that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. As used in this provision an agreed settlement means a settlement and release of liability signed by us by you and by the claimant or the claimant s legal representative. The following is added to Paragraph 4. Other Insurance of SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS If valid and collectible other insurance is available to you for a loss we cover under Coverage D of this Coverage Part this insurance is excess over any of the other insurance whether primary excess contingentor on any other basis. We will have no duty under Coverage D to defend you against any suit if any other insurer has a duty to defend you against that suit. If no other insurer defends we will undertake to do so but we will be entitled to your rights against all those other insurers. Page 3 of 5 CGD1730219 2017 The Travelers Indemnity Company. Al rights reserved. Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
COMMERCIAL GENERAL LIABILITY 10. 11. 12. We will pay only our share of the amount of the loss if any that exceeds the sum of 1 The total amount that all such other insurance would pay for the loss in the absence of this insurance and 2 The total of all deductible and self insured amounts under all such other insurance. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS With respect to limited covered pollution costs if you have agreed in a contract or agreement to waive your rights of recovery against any person or organization we waive our right of recovery against such person or organization but only for payments we make because of limited covered pollution costs incurred for a discharge release or escape of pollutants that commences abruptly after the execution of the contract or agreement. The following replaces the definition of suit in the DEFINITIONS Section Suit means a civil proceeding in which damages because of bodily injury property damage personal injury or advertising injury to which this insurance applies or in which limited covered pollution costs to which this insurance applies are alleged. Suit includes a. An arbitration proceeding in which such damages are claimed and to which the insured must submit or does submit with our consent b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which the insured submits with our consent c. An arbitration proceeding in which such limited covered pollution costs are claimed and to which you must submit or do submit with our consent and d. Any other alternative dispute resolution proceeding in which such limited covered pollution costs are claimed and to which you submit with our consent. The following is added to the DEFINITIONS Section Limited covered pollution costs a. Means any cost or expense to test for monitor clean up remove contain treat detoxify or neutralize or assess the effects of pollutants. Does not include Y 3 4 5 6 Any punitive or exemplary damages or the portion of any multiplied damage award that exceeds the amount multiplied Any statutory or administrative fine or penalty Any salary of or benefit for any of your employees any of your partners or members if you are a partnership or joint venture any of your managers if you are a limited liability company any of your trustees if you are a trust or any of your executive officers or directors if you are an organization other than a partnership joint venture limited liability company or trust Any cost or expense for a The repair replacement enhancement restoration or maintenance of any premises site or location which is or was at any time owned occupied or managed by or rented or loaned to you or b The prevention of injury to a person or damage to another s pr operty Any cost or expense to test for monitor clean up remove contain treat detoxify or neutralize or assess the effects of pollutants if such work or operations began while such pollutants are or were a At any premises site or location which is or was at any time owned occupied or managed by or rented or loaned to you or b On or in personal property in your care custody or control or c Atthat particular part of any property that must be restored repaired or replaced because your work was incorrectly performed on it or Any cost or expense to test for monitor clean up remove contain treat detoxify or neutralize or assess the effects of pollutants on or in any of your employees after the actual alleged or threatened absorption ingestion or inhalation of such pollutants by any of Page 4 of 5 CGD1730219 2017 The Travelers Indemnity Company. Al rights reserved. Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
COMMERCIAL GENERAL LIABILITY your employees arising out of and in the course of a Employment by you or b Performing duties related to the conduct of your business. Pollution costs means any loss cost or expense arising out of any a. Request demand order or statutory or regulatory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or Claim or suit by or on behalf of any governmental authority or any other person or organization because of testing for monitoring cleaning up removing containing treating detoxifying or neutralizing or in any way responding to or assessing the effects of pollutants. Underground tank means any one or combination of tanks including any connected pipe or pump the volume of which including the volume of all connected underground pipes or pumps is 10 or more a. Beneath the surface of the ground outside of a building or structure b. Beneath the lowest basement floor of a building or structure c. Otherwise covered with earthen materials or d. Beneath the surface ofthe water. Underground pipes or pumps means all underground piping or pumps including valves elbows joints flanges and flexible connectors attached to any one or a combination of tanks. However underground tank does not include the part of any tank including the part of any connected pipe or pump containing sewage. Page 5 of 5 CGD1730219 2017 The Travelers Indemnity Company. Al rights reserved. Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION EXTERIOR INSULATION AND FINISH SYSTEM This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS 1. The following exclusion is added to Paragraph 2. Exclusions of SECTION COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY Exterior Insulation And Finish System 1 Property damage arising out of your product or your work a That is or that is in or part of any exterior insulation and finish system or any substantially similar system or b That impacts the fitness quality durability or performance of any exterior insulation and finish system or any substantially similar system. 2 Bodily injury arising out of your product or your work described in Paragraph a or b above and that is alleged in any claim or suit which also alleges such property damage. The f DEFIN Exteri comn EIFS a. Me us co Y 3 b. Inc fla co 2. The following is added to SECTION V DEFINITIONS Exterior insulation and finish system commonly referred to as synthetic stucco or EIFS a. Means an exterior cladding or finish system used on any part of any structure and consisting of 1 A rigid or semi rigid insulation board made of expanded polystyrene or other materials 2 The adhesive or mechanical fasteners used to attach the insulation board to the substrate 3 Areinforced base coat and 4 A finish coat providing surface texture and color. b. Includes any conditioner primer accessory flashing coating caulking or sealant used in connection with such a system. Page 1 of 1 CGD2041217 2017 The Travelers Indemnity Company. Al rights reserved. | 2 |
POLICY NUMBER G27097121 001 POLICY NUMBER G27097121 001 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations As required by written contract signed by both parties prior to loss. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. C. With respect to the insurance afforded to these additional insureds the following is added to Section lll Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. CG20100413 Insurance Services Office Inc. 2012 Page 1 of 1 | 0 |
POLICY NUMBER G27097121 001 POLICY NUMBER G27097121 001 COMMERCIAL GENERAL LIABILITY CG 20370413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS COMPLETED OPERATIONS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Location And Description Of Completed Operations As required by written contract signed by both parties prior to loss. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury or property damage caused in whole or in part by your work at the location designated and described in the Schedule of this endorsement performed for that additional insured and included in the products completed operations hazard. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following is added to Section lll Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. CG 20370413 Insurance Services Office Inc. 2012 Page 1 of 1 | 0 |
POLICY NUMBER G27097121 001 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION DESIGNATED WORK This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Description of your work Construction of any single family dwelling townhouse condominium or multi tract housing development. If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. This insurance does not apply to bodily injury or property damage included in the products completed opera tions hazard and arising out of your work shown in the Schedule. Page 1 of 1 a CG 21340187 Copyright Insurance Services Office Inc. 1986 | 2 |
POLICY NUMBER G27097121 001 POLICY NUMBER G27097121 001 COMMERCIAL GENERAL LIABILITY CG 21351001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION COVERAGE C MEDICAL PAYMENTS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Description And Location Of Premises Or Classification All locations If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. With respect to any premises or classification shown 2. The following is added to Section Supple in the Schedule mentary Payments 1. Section Coverage C Medical Payments h. Expenses incurred by the insured for first does not apply and none of the references to it aid administered to others at the time of an in the Coverage Part apply and accident for bodily injury to which this in surance applies. locations 2. The following is added to Section Supple mentary Payments h. Expenses incurred by the insured for first aid administered to others at the time of an accident for bodily injury to which this in surance applies. CG21351001 ISO Properties Inc. 2000 Page 1 of 1 a | 2 |
COMMERCIAL GENERAL LIABILITY CG 21471207 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYMENT RELATED COMMERCIAL GENERAL LIABILITY COVERAGE PART. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage Liability This insurance does not apply to Bodily injury to 1 A person arising out of any a Refusal to employ that person b Termination of that person s employment or c Employment related practices policies acts or omissions such as coercion demotion evaluation reassignment discipline defamation harassment humiliation discrimination or malicious prosecution directed at that person or 2 The spouse child parent brother or sister of that person as a consequence of bodily injury to that person at whom any of the employment related practices described in Paragraphs a b or c above is directed. This exclusion applies 1 Whether the injury causing event described in Paragraphs a b or c above occurs before employment during employment or after employment of that person Whether the insured may be liable as an employer or in any other capacity and To any obligation to share damages with or repay someone else who must pay damages because of the injury. PRACTICES EXCLUSION This endorsement modifies insurance provided under the following B. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage B Personal And Advertising Injury Liability This insurance does not apply to Personal and advertising injury to 1 A person arising out of any a Refusal to employ that person b Termination of that person s employment or c Employment related practices policies acts or omissions such as coercion demotion evaluation reassignment discipline defamation harassment humiliation discrimination or malicious prosecution directed at that person or 2 The spouse child parent brother or sister of that person as a consequence of personal and advertising injury to that person at whom any of the employment related practices described in Paragraphs a b or c above is directed. This exclusion applies 1 Whether the injury causing event described in Paragraphs a b or c above occurs before employment during employment or after employment of that person Whether the insured may be liable as an employer or in any other capacity and To any obligation to share damages with or repay someone else who must pay damages because of the injury. 2 3 rson n s employment or tices policies acts or coercion demotion discipline defamation n discrimination or cbord b S o tme i y of the employment related n Paragraphs a b or c CG 21471207 ISO Properties Inc. 2006 Page 1 of 1 a | 2 |
COMMERCIAL GENERAL LIABILITY CG 2149 09 99 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TOTAL POLLUTION EXCLUSION ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART Exclusion f. under Paragraph 2. Exclusions of 2 Any loss cost or expense arising out of any Section Coverage A Bodily Injury And Prop a Re ol dly. quest demand order or statutory or erty Damage Liability is replaced by the following regulatory requirement that any insured or This insurance does not apply to others test for monitor clean up remove. Pollution contain treat detoxify or neutralize or in o. any way respond to or assess the effects 1 Bodily injury or property damage which of pollutants or would not have occurred in whole or part but for the actual alleged or threatened discharge b dispersal seepage migration release or es cape of pollutants at any time. Claim or suit by or on behalf of a govern mental authority for damages because of testing for monitoring cleaning up remov ing containing treating detoxifying or neutralizing or in any way responding to or assessing the effects of pollutants. CG 214909 99 Copyright Insurance Services Office Inc. 1998 Page 1 of 1 a | 2 |
COMMERCIAL GENERAL LIABILITY CG21671204 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FUNGI OR BACTERIA EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage Liability 2. Exclusions This insurance does not apply to Fungi Or Bacteria a. Bodily injury or property damage which would not have occurred in whole or in part but for the actual alleged or threat ened inhalation of ingestion of contact with exposure to existence of or presence of any fungi or bacteria on or within a building or structure including its contents regardless of whether any other cause event material or product contributed conc urrently or in any sequence to such injury or damage. b. Any loss cost or expenses arising out of the abating testing for monitoring cleaning up removing containing treating detoxify ing neutralizing remediating or disposing of or in any way responding to or assess ing the effects of fungi or bacteria by any insured or by any other person or entity. This exclusion does not apply to any fungi or bacteria that are are on or are contained in a good or product intended for bodily consump tion. B. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage B Per sonal And Advertising Injury Liability 2. Exclusions This insurance does not apply to Fungi Or Bacteria a. Personal and advertising injury which would not have taken place in whole or in part but for the actual alleged or threat ened inhalation of ingestion of contact with exposure to existence of or presence of any fungi or bacteria on or within a building or structure including its contents regardless of whether any other cause event material or product contributed con currently or in any sequence to such injury. b. Any loss cost or expense arising out of the abating testing for monitoring cleaning up removing containing treating detoxifying neutralizing remediating or disposing of or in any way responding to or assessing the effects of fungi or bacteria by any in sured or by any other person or entity. C. The following definition is added to the Definitions Section Fungi means any type or form of fungus includ ing mold or mildew and any mycotoxins spores scents or byproducts produced or released by fungi. CG21671204 ISO Properties Inc. 2003 Page 1 of 1 a | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS INCLUDING COMPLETED OPERATIONS This endorsement modifies the insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM SCHEDULE Name Of Additional Insured Persons Or Organizations Project Location Of Project Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to B. With respect to the insurance afforded to these include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability arising out of your work performed for that additional insured by or for you at the location designated and described in the Schedule of this endorsement. However 1. The insurance afforded to such additional in sured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insur ance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. additional insureds the following is added to Sec tion Ill Limits Of Insurance If coverage provided to the additional insured is re quired by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insur ance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. f Project CG7193 10 13 Includes copyrighted material of ISO Properties Inc. with its permission. Page 10f 1 | 0 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT AGGREGATE LIMITS OF INSURANCE PER LOCATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The General Aggregate Limit under LIMITS OF INSURANCE Section Ill applies separately to each of your locations owned by or rented to you. Location means premises involving the same or connecting lots or premises whose connection is interrupted only by a street roadway waterway or right of way of a railroad. Includes copyrighted material of Insurance Services Office Inc. with its permission. Form CG7428 Ed. 11 98 Copyright Insurance Services Office Inc. 1984 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ABUSE OR MOLESTATION LIABILITY This endorsement changes insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM Except to the extent specifically provided within this b. endorsement the coverage form to which this endorsement is attached does not apply to any claim or suit seeking damages arising out of any actual or threatened abuse molestation or any related breach of duty. SECTION COVERAGES is amended by adding the following COVERAGE ABUSE OR MOLESTATION LIABILITY d 1. INSURING AGREEMENT a. We will pay those sums that the insured becomes legally obligated to pay as damages because of loss arising out of abuse or molestation to which this endorsement applies. We have the right and duty to defend the e. insured against any suit seeking damages because of loss to which this endorsement applies. However we have no duty under this endorsement to defend any insured against a suit seeking damages not covered by this endorsement. We may at our discretion investigate and settle any claim or suit that may result. But 1 The total amount we will pay as damages is limited as described in SECTION Il LIMITS OF INSURANCE and 2 Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or f. settlements under this endorsement. No other obligation or liability to pay sums or perform acts or services is covered by this endorsement unless explicitly provided for under SUPPLEMENTARY PAYMENTS COVERAGE Abuse or Molestation Liability. b. The coverage within this endorsement applies to loss only if 1 The loss takes place in the coverage territory and g. 2 The loss occurs during the endorsement period. 2. EXCLUSIONS This coverage does not apply a. Any Perpetrator To any person who knowingly participated in or knowingly allowed or directed any act of abuse or molestation. Criminal Actions To the cost of defense of or the cost of paying any fines for any person resulting from an actual or alleged violation of any penal or criminal statute. Contractual Liability To liability assumed by the insured under any contract or agreement. Workers Compensation To any obligation of the insured under a Workers Compensation disability benefits or unemployment compensation law or any similar law. Employers Liability To loss 1 To an employee or volunteer worker arising out of and in the course of his or her employment or while performing duties related to the conduct of your business 2 To the spouse child parent brother or sister of that employee or volunteer worker as a consequence of Paragraph 1 above. This exclusion applies regardless of the relationship between the insured and any party described in this paragraph. Aircraft Auto Watercraft To any loss arising out of the ownership maintenance use or entrustment to others of any aircraft auto or watercraft. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured with respect to any aircraft auto or watercraft. Employment Practices To any loss arising out of any employment related practices. This exclusion applies 1 Whether the insured may be liable as an employer or in any other capacity and 2 To the spouse child parent brother or sister as a consequence of loss to that person at whom any of the employment related practices is directed. C6755110 19 Includes copyrighted material of ISO Properties Inc. with its permission. Page 10f4 | 2 |
h. Failure to Report Abuse or Molestation To any insured with knowledge of the loss who intentionally fails to report such act to the proper authorities. Proper authorities may include those within your organization and any governmental legal or regulatory bodies. SUPPLEMENTARY PAYMENTS COVERAGES A AND B is replaced by the following for COVERAGE Abuse or Molestation Liability SUPPLEMENTARY PAYMENTS We will pay with respect to any claim we investigate or settle or any suit against an insured we defend 1. 2. All expenses we incur. The cost of bonds to release attachments but only for bond amounts within the applicable limit of insurance. We do not have to furnish these bonds. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or suit including actual loss of earnings up to 300 a day because of time off from work. All court costs taxed against the insured in the suit. However these payments do not include attorneys fees or attorneys expenses taxed against the insured. Prejudgment interest awarded against the insured on that part of the judgment we pay. If we make an offer to pay the applicable limit of insurance we will not pay any prejudgment interest based on that period of time after the offer. Al interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or deposited in court the part of the judgment that is within the applicable limit of insurance. We will indemnify any insured for 100 of the attorney s fees and reasonable expenses other than loss of earnings not to exceed a maximum expenditure of 100000 per occurrence which fees and expenses are incurred in the defense of any criminal action or proceeding arising within the scope of employment brought against the insured and meeting the following conditions 1 Adismissal of the criminal action or 2 A final judgment or conviction must not have been entered against the insured and the insured must not have pled guilty to any criminal offense either felony or misdemeanor and a No reimbursement will be made until the first trial verdict is entered. b No reimbursement will be provided for appeals after a guilty verdict is rendered at the first trial. This coverage does not apply to any retrial upon an entry of mistrial after verdict or to any retrial after appeal. The statement We will pay with respect to any claim we investigate or settle or any suit against an insured we defend does not apply to item 7. These payments will not reduce the limits of insurance. SECTION Il WHO IS AN INSURED is replaced by the following SECTION Il WHO IS AN INSURED 1. If you are designated in the Declarations as a. An individual you and your spouse are insureds but only with respect to the conduct of a business of which you are the sole owner. b. A partnership or joint venture you are an insured. Your members your partners and their spouses are also insureds but only with respect to the conduct of your business. c. A limited liability company you are an insured. Your members are also insureds but only with respect to the conduct of your business. Your managers are insureds but only with respect to their duties as your managers. d. An organization other than a partnership or joint venture you are an insured. Your executive officers and directors are insureds but only with respect to their duties as your officers or directors. Your stockholders are also insureds but only with respect to their liability as stockholders. e. Atrust you are an insured. Your trustees are also insureds but only with respect to their duties as trustees 2. Each of the following is also an insured for loss Your volunteer workers but only while performing duties related to the conduct of your business or your employees other than either your executive officers if you are an organization other than a partnership joint venture or limited liability company or your managers if you are a limited liability company but only for acts within the scope of their employment by you or while performing duties related to the conduct of your business. 3. Any organization you newly acquire or form other than a partnership joint venture or limited liability company and over which you maintain ownership or majority interest will qualify as a Named Insured if there is no other similar insurance available to that organization. However a. Coverage under this endorsement is afforded only until the 90th day after you acquire or form the organization or the end of the policy period whichever is earlier and b. Coverage Abuse or Molestation Liability does not apply to loss that occurred before you acquired or formed the organization. No person or organization is an insured with respect to the conduct of any current or past partnership or joint venture that is not shown as a named insured in the Declarations. m we investigate or d we defend tachments but only applicable limit of rnish these bonds. d by the insured at he investigation or 1cluding actual loss because of time off the insured in the nts do not include expenses taxed against the insured pay. If we make an of insurance we will rest based on that f any judgment that nent and before we posited in court the ithin the applicable I for 100 of the expenses other than ceed a maximum urrence which fees the Aafanca f any CGT55110 19 Includes copyrighted material of ISO Properties Inc. with its permission. Page 2 of 4 | 2 |
SECTION Il LIMITS OF INSURANCE is replaced by the following SECTION lil LIMITS OF INSURANCE 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of a. The number of insureds b. The number of claims made or suits brought or c. The number of persons or organizations making claims or bringing suits or d. In addition with respect to payment under the coverage for Abuse or Molestation Liability 1 The number of actual or alleged errors misstatements misleading statements acts omissions negligent acts or breaches of duty 2 The period of time during which the acts described in d.1 took place or 3 The number of persons who have been subject to the acts described in d.1. 2. The General Aggregate Limit is the most we will pay for the sum of a. Medical expenses under Coverage C b. Damages under Coverage A c. Damages under Coverage B and d Damages under the coverage for Abuse or Molestation Liability. 3. Subject to Paragraph 2. above the Personal and Advertising Injury Limit is the most we will pay under Coverage B for the sum of all damages because of all personal and advertising injury sustained by any one person or organization. 4. Subject to Paragraph 2. above the Each Occurrence Limit is the most we will pay for the sum of a. Damages under Coverage A and b. Medical expenses under Coverage C because of all loss arising out of any one occurrence. If such occurrence is causally related to the facts circumstances situations or events for which coverage for Abuse or Molestation Liability applies then such coverage in item 6. below will be subject to one Each Occurrence Limit for the sum of damages under item 6. below and the damages and medical expenses in 4.a. and 4.b. above. 5. Subject to Paragraph 4. above the Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of bodily injury sustained by any one person. 6. Subject to Paragraph 4. above all damages under the Abuse or Molestation Liability coverage arising out of all acts of actual or threatened abuse or molestation by one person or by two or more persons acting together and all breaches of duty giving rise to such acts will be considered to result from one loss which is deemed to take place at the time of the first such loss. Such loss will be subject to an each loss limit which is equal to the Each Occurrence Limit shown on the Declarations page. Loss is defined as shown within the Abuse or Molestation Liability Coverage. The Limits of Insurance of this Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months starting with the beginning of the policy period shown in the Declarations unless the policy period is extended after issuance for an additional period of less than 12 months. In that case the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance. SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS applies to this COVERAGE Abuse or Molestation Liability without change. SECTION V DEFINITIONS All definitions contained in the Commercial General Liability Coverage Form apply except as modified by this endorsement. For the purpose of this endorsement only the following definitions apply 18. Suit means a civil proceeding in which damages are alleged because of loss to which this endorsement applies. Suit includes a. An arbitration proceeding in which such damages are claimed and to which you must submit with our consent or b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which you submit with our consent and c. Administrative suits before teacher practices review boards provided that such suit is not originated by an administrative official of the school district while acting in that capacity. 23. Loss means bodily injury property damage personal and advertising injury or a wrongful act including continuous or repeated exposure to substantially the same general harmful conditions. 24. Wrongful act means injury other than bodily injury or personal and advertising injury arising out of one or more of the following a. actual or alleged errors b. misstatement or misleading statements c. act omission or neglect or d. breach of duty by any insured. NCE 1 in the Declarations most we will pay le or suits brought s or organizations suits or payment under the station Liability or alleged errors ading statements ent acts or breaches iring which the acts place or ns who have been cribed in d.1. is the most we will overage C A R and r 0w 200 rsonal and e will pay damages sing injury tion. the Each vay for the oy A al el C6755110 19 Includes copyrighted material of ISO Properties Inc. with its permission. Page 30f4 | 2 |
25. Employment related practices means Refusal to employ an applicant Termination of an employee or Employment related policies acts or omissions such as coercion demotion evaluation reassignment iscipline defamation harassment humiliation or discrimination directed at a former employee employee or applicant for employment. CGT55110 19 Includes copyrighted material of ISO Properties Inc. with its permission. Page 4 of 4 | 2 |
ENDORSEMENT NO. 3 This endorsement effective 1201 AM November 1 2019 Forms a part of Policy No EG 16396397 Issued to LAYFIELD USA CORPORATION By AIG SPECIALTY INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED PRIMARY AND NON CONTRIBUTORY ENDORSEMENT OWNERS LESSEES OR CONTRACTORS YOUR WORK This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY AND POLLUTION LEGAL LIABILITY POLICY SCHEDULE Name of Additional Insured Persons or Organizations WHERE REQUIRED BY WRITTEN CONTRACT Locations of Covered Operations WHERE REQUIRED BY WRITTEN CONTRACT I. Solely as respects COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY and COVERAGE E ADDITIONAL POLLUTION LEGAL LIABILITY SECTION Il WHO IS AN INSURED is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury property damage personal and advertising injury or environmental damage arising out of your work for the additional insureds by or for you at the locations designated above. Il. As respects the coverage afforded the additional insureds scheduled above this insurance is primary and non contributory and our obligations are not affected by any other insurance carried by such additional insureds whether primary excess contingent or on any other basis. All other terms conditions and exclusions shall remain the same. y. UTHORIZED REPRESENTATIVE or countersignature in states where applicable 107427 1210 PAGE 1 0OF 1 Cl4835 107427 1210 Cl4835 | 2 |
ENDORSEMENT NO. 4 This endorsement effective 1201 AM November 1 2019 Forms a part of Policy No EG 16396397 Issued to LAYFIELD USA CORPORATION By AIG SPECIALTY INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED VENDORS ENDORSEMENT PRIMARY AND NON CONTRIBUTORY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY AND POLLUTION LEGAL LIABILITY COVERAGE FORM SCHEDULE Name of Persons or Organizations Vendor WHERE REQUIRED BY WRITTEN CONTRACT Your Products ALL PRODUCTS OF THE NAMED VENDOR Solely as respects Coverages A E1 E2 and E3 if applicable SECTION Il WHO IS AN INSURED is amended to include as an insured any persons or organizations referred to herein as the vendor shown in the Schedule above but only with respect to bodily injury property damage environmental damage or emergency response costs arising out of your products shown in the Schedule above which are distributed or sold in the regular course of the vendor s business subject to all of the terms and conditions of this Policy and the additional following exclusions terms and conditions 1. The insurance afforded the vendor does not apply to a. Bodily injury property damage environmental damage or emergency response costs for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement Any express warranty unauthorized by you Any physical or chemical change in your product made intentionally by the vendor Repackaging except when unpacked solely for the purpose of inspection demonstration testing or the substitution of parts under instructions from the manufacturer and then repackaged in the original container 103388 1009 Cl4401 PAGE 1 OF 2 | 2 |
ENDORSEMENT NO. 4 Continued e. Any failure to make such inspections adjustments tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business in connection with the distribution or sale of your product f. Demonstration installation servicing or repair operations except such operations performed at the vendor s premises in connection with the sale of your product g. Your product which after distribution or sale by you has been labeled or relabeled or used as a container part or ingredient of any other thing or substance by or for the vendor or h. Bodily injury property damage environmental damage or emergency response costs arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However this exclusion does not apply to 1 The exceptions contained in Sub paragraphs d. or f. above or 2 Such inspections adjustments tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business in connection with the distribution or sale of your product. This insurance does not apply to any products you have acquired from a vendor or any ingredient part or container entering into accompanying or containing such products. Solely with respect to the coverage afforded to the vendor pursuant to this Endorsement SECTION IV CONDITIONS paragraph 4. Other Insurance is deleted in its entirety and replaced with the following 4. Other Insurance This insurance is primary and non contributory and our obligations are not affected by any other insurance carried by such vendor whether primary excess contingent or on any other basis. All other terms conditions and exclusions shall remain the same. 7 AUTHORIZED REPRESENTATIVE or countersignature in states where applicable 103388 1009 PAGE 2 OF 2 Cl4401 103388 1009 Cl4401 | 2 |
ENDORSEMENT NO. 5 This endorsement effective 1201 AM November 1 2019 Forms a part of Policy No EG 16396397 Issued to LAYFIELD USA CORPORATION By AIG SPECIALTY INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COVERAGES A B C AND E ADDITIONAL INSURED MANAGER OR LESSOR OF PREMISES ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY AND POLLUTION LEGAL LIABILITY COVERAGE FORM SCHEDULE 1. Designation of Premises Part Leased to You WHERE REQUIRED BY WRITTEN CONTRACT 2. Name of Manager or Lessor WHERE REQUIRED BY WRITTEN CONTRACT Solely as respects Coverages A B C and E SECTION Il WHO IS AN INSURED is amended to include as an insured the person or organization shown in the Schedule above but only with respect to liability arising out of the ownership maintenance or use of that part of the premises leased to you and shown in the Schedule above and subject to the following additional exclusions This insurance does not apply to 1. Any occurrence which takes place after you cease to be a tenant in that premises. 2. Structural alterations new construction or demolition operations performed by or on behalf of the manager or lessor shown in the Schedule above. All other terms conditions and exclusions shall remain the same. y. AUTHORIZED REPRESENTATIVE or countersignature in states where applicable 95165 707 PAGE 1 0OF 1 CI3129 95165 707 CI3129 | 2 |
ENDORSEMENT NO. 6 This endorsement effective 1201 AM November 1 2019 Forms a part of Policy No EG 16396397 Issued to LAYFIELD USA CORPORATION By AIG SPECIALTY INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYEE BENEFITS LIABILITY INSURANCE ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY AND POLLUTION LEGAL LIABILITY COVERAGE FORM It is hereby agreed as follows I. The following is added to SECTION COVERAGES COVERAGE EMPLOYEE BENEFITS LIABILITY LIMITS OF INSURANCE 1000000 Each Wrongful Act or Series of Related Wrongful Acts 1000000 Each Annual Aggregate DEDUCTIBLE 1000 Each Wrongful Act or Series of Related Wrongful Acts A. INSURING AGREEMENT We will pay those sums which the insured becomes legally obligated to pay as damages because of any claims against the insured due to any wrongful act of the insured or any other person for whose acts the insured is legally liable in the administration of the insured s employee benefits program as defined in Section VIII. of this endorsement. This insurance applies only if a claim for damages covered by this endorsement is first made against the insured during the policy period or if purchased the optional extended reporting period we provide under Section VL. of this endorsement. We have the right and duty to defend any suit against the insured seeking those damages even if any of the allegations of the suit are groundless false or fraudulent and we may make such investigation and settlement of any claim or suit as we deem expedient. However we will have no duty to defend the insured against any suit seeking damages to which this insurance does not apply. Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements. B. EXCLUSIONS This endorsement does not apply to 1. Any dishonest fraudulent criminal or malicious act libel slander discrimination or humiliation 2. Bodily injury or to injury to or destruction of any tangible property including the loss of use thereof 103359 1009 Cl4374 PAGE 10OF 5 | 2 |
ENDORSEMENT NO. 6 Continued 3. Any claim for failure of performance of contract by an insurer 4. Any claim based upon the insured s failure to comply with any law concerning workmen s compensation unemployment insurance social security or disability benefits 5. Any claim based upon a. failure of any investments including but not limited to stock to perform as represented by an insured or b. advice given by an insured to an employee to participate in any investment plan including but not limited to stock subscription plans. 6. Any sums which the insured shall become legally obligated to pay as loss because of any breach of fiduciary duty or because of any breach of fiduciary duty by any person for which the insured is legally responsible and arising out of the insured s activity as a fiduciary of any plan covered by this endorsement. 7. Any claim made against the insured based on or attributable to any failure or omission on the part of the insured to effect and maintain insurance or bonding for plan property or assets. 8. Damages arising out of wrongful termination of employment discrimination or other employment related practices. 1. For the purposes of coverage provided by this endorsement A. All references to SUPPLEMENTARY PAYMENTS COVERAGES A B and E are replaced by SUPPLEMENTARY PAYMENTS COVERAGES A B E and EMPLOYEE BENEFITS LIABILITY. B. Paragraphs 1.b. and 2. of the SUPPLEMENTARY PAYMENTS provision do not apply and are deleted in their entirety with regard to this endorsement. IIl. For the purposes of the coverage provided by this endorsement SECTION IIl LIMITS OF INSURANCE AND DEDUCTIBLE is deleted in its entirety and replaced by the following 1. LIMITS OF INSURANCE a. The Limits of Insurance shown in this endorsement and the rules below fix the most we will pay regardless of the number of i Insureds ii Claims made or suits brought iii Persons or organizations making claims or bringing suits iv Wrongful acts or v Benefits included in your employee benefits program. b. The Annual Aggregate Limit is the most we will pay for all damages because of wrongful acts committed in the administration of your employee benefits program. 103359 1009 Cl4374 PAGE 2 OF 5 | 2 |
G132263 8 Ed. 1104 CNA THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDATORY ENDORSEMENT POLLUTION EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART Exclusion f. under Paragraph 2. Exclusions of Section COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY is deleted and replaced by the following This insurance does not apply to 1 Bodily injury or property damage arising out of the actual alleged or threatened discharge dispersal seepage migration release or escape of pollutants a At or from any premises site or location which is or was at any time owned or occupied by or rented or loaned to any insured. However this subparagraph does not apply to i Bodily injury if sustained within a building and caused by smoke fumes vapor or soot produced by or originating from equipment that is used to heat cool or dehumidify the building or equipment that is used to heat water for personal use by the building s occupants or their guests ii Bodily injury or property damage for which you may be held liable if you are a contractor and the owner or lessee of such premises site or location has been added to your policy as an additional insured with respect to your ongoing operations performed for that additional insured at that premises site or location and such premises site or location is not and never was owned or occupied by or rented or loaned to any insured other than that additional insured or i Bodily injury or property damage arising out of heat smoke or fumes from a hostile fire. b At or from any premises site or location which is or was at any time used by or for any insured or others for the handling storage disposal processing or treatment of waste c Which are or were at any time transported handled stored treated disposed of or processed as waste by or for any insured or any person or organization for whom you may be legally responsible or d At or from any premises site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured s behalf are performing operations if the pollutants are brought on or to the premises site or location G132263 8 Ed. 1104 e in connection with such operations by such insured contractor or subcontractor. However this subparagraph does not apply to i Bodily injury or property damage arising out of the escape of fuels lubricants or other operating fluids which are needed to perform the normal electrical hydraulic or mechanical functions necessary for the operation of mobile equipment or its parts if such fuels lubricants or other operating fluids escape from a vehicle part designed to hold store or receive them. This exception does not apply if the bodily injury or property damage arises out of the intentional discharge dispersal or release of the fuels lubricants or other operating fluids or if such fuels lubricants or other operating fluids are brought on or to the premises site or location with the intent that they be discharged dispersed or released as part of the operations being performed by such insured contractor or subcontractor i Bodily injury or property damage sustained within a building and caused by the release of gases fumes or vapors from materials brought into that building in connection with operations being performed by you or on your behalf by a contractor or subcontractor or iii Bodily injury or property damage arising out of heat smoke or fumes from a hostile fire. At or from any premises site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured s behalf are performing operations if the operations are to test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants. 2 Any loss cost or expense arising out of any a Request demand order or statutory or regulatory b requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or Claim or suit by or on behalf of a governmental authority for damages because of testing for monitoring cleaning up removing containing treating detoxifying or neutralizing or in any way Page 10f 2 SV6L217L897 109210002000 Page 10f 2 | 2 |
G132263 8 Ed. 1104 responding to or assessing the effects of pollutants. Paragraph 2 does not apply to liability for damages because of property damage that is not excluded by Paragraph 1 above. However this exception to Paragraph 2 does not apply to any loss cost or expense arising out of any request demand order or statutory or regulatory requirement or claim or suit solely by or on behalf of a governmental authority. G132263 8 Ed. 1104 Page 2 of 2 Includes copyrighted material of the Insurance Services Offce Inc. with its permission. | 2 |
G136107 A Ed. 0300 CNA THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION CONSTRUCTION WRAP UP PROGRAM This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART This insurance does not apply to Bodily injury property damage or personal and advertising injury arising out of any current or completed operation performed by you or on your behalf which is or was insured under an Owner Controlled Insurance Program O.C.L.P. or Contractor Controlled Insurance Program C.C.L.P. otherwise referred to as a consolidated wrap up insurance program. This exclusion applies whether or not the consolidated wrap up insurance program 1. Provides coverage identical to that provided by this Coverage Part 2. Has limits adequate to cover all claims or 3. Remains in effect. Consolidated wrap up insurance program means a construction erection or demolition project for which the prime contractor project manager or owner of the construction project has secured general liability insurance covering some or all of the contractors or subcontractors involved in the project. 9V6L2171897 109210002000 G136107 A Ed. 0300 Page 1 of 1 | 2 |
G140331 D Ed. 0113 CNA BLANKET ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS WITH PRODUCTS COMPLETED OPERATIONS COVERAGE Itis understood and agreed that this endorsement amends the COMMERCIAL GENERAL LIABILITY COVERAGE PART as follows SCHEDULE OPTIONAL Name of Additional Insured Persons Or Organizations As required by written contract per Paragraph A. below. Locations of Covered Operations As per the written contract provided the location is within the coverage territory of this Coverage Part. A. Section Il Who Is An Insured is amended to include as an additional insured 1. Any person or organization whom you are required by written contract to add as an additional insured on this Coverage Part and 2. The particular person or organization if any scheduled above. B. The insurance provided to the additional insured is limited as follows 1. The person or organization is an additional insured only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by a. Your acts or omissions or the acts or omissions of those acting on your behalf in the performance of your ongoing operations specified in the written contract or b. Your work that is specified in the written contract but only for bodily injury or property damage included in the products completed operations hazard and only if 1 The written contract requires you to provide the additional insured such coverage and 2 This Coverage Part provides such coverage. If the written contract specifically requires you to provide additional insurance coverage via the 1001 edition of CG2010 aka CG 20 10 10 01 or via the 1001 edition of CG2037 aka CG 20 37 10 01 or via the 1185 edition of CG2010 aka CG 20 10 11 85 then in paragraph B.1. above the words caused in whole or in part by are replaced by the words arising out of. We will not provide the additional insured any broader coverage or any higher limit of insurance than a. The maximum permitted by law b. That required by the written contract c. That described in B.1. above or d. That afforded to you under this policy whichever is less. G140331 D Ed. 0113 Page 1of 2 LVBLZVPL897 109210002000 Copyright CNA Al Rights Reserved. | 2 |
G140331 D Ed. 0113 Notwithstanding anything to the contrary in Condition 4. Other Insurance Section IV this insurance is excess of all other insurance available to the additional insured whether on a primary excess contingent or any other basis. But if required by the written contract to be primary and non contributory this insurance will be primary and non contributory relative to insurance on which the additional insured is a Named Insured. The insurance provided to the additional insured does not apply to bodily injury property damage or personal and advertising injury arising out of a. The rendering of or the failure to render any professional architectural engineering or surveying services including 1 The preparing approving or failing to prepare or approve maps shop drawings opinions reports surveys field orders change orders or drawings and specifications and 2 Supervisory inspection architectural or engineering activities or b. Any premises or work for which the additional insured is specifically listed as an additional insured on another endorsement attached to this Coverage Part. C. SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS is amended as follows 1. The Duties In The Event of Occurrence Offense Claim or Suit condition is amended to add the following additional conditions applicable to the additional insured An additional insured under this endorsement will as soon as practicable 1 Give us written notice of an occurrence or an offense which may result in a claim or suit under this insurance and of any claim or suit that does result 2 Except as provided in Paragraph B.4. of this endorsement agree to make available any other insurance the additional insured has for a loss we cover under this Coverage Part 3 Send us copies of all legal papers received and otherwise cooperate with us in the investigation defense or settlement of the claim or suit and 4 Tender the defense and indemnity of any claim or suit to any other insurer or self insurer whose policy or program applies to a loss we cover under this Coverage Part. But if the written contract requires this insurance to be primary and non contributory this provision 4 does not apply to insurance on which the additional insured is a Named Insured. We have no duty to defend or indemnify an additional insured under this endorsement until we receive from the additional insured written notice of a claim or suit. D. Only for the purpose of the insurance provided by this endorsement SECTION V DEFINITIONS is amended to add the following definition Written contract means a written contract or written agreement that requires you to make a person or organization an additional insured on this Coverage Part provided the contract or agreement 1. 2. Is currently in effect or becomes effective during the term of this policy and Was executed prior to a. The bodily injury or property damage or b. The offense that caused the personal and advertising injury for which the additional insured seeks coverage under this Coverage Part. All other terms and conditions of the Policy remain unchanged. Material used with permission of ISO Properties Inc. G140331 D Ed. 0113 Page 2 of 2 Copyright CNA Al Rights Reserved. | 2 |
G142561 A Ed. 1101 CNA THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FUNGI MOLD MILDEW YEAST MICROBE EXCLUSION CONTRACTORS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodily Injury and Property Damage Liability This insurance does not apply to Fungi and Microbes 1 Bodily injury arising out of or relating to in whole or in part the actual alleged or threatened inhalation of ingestion of contact with exposure to existence of or growth or presence of any fungi or microbes. This exclusion applies regardless of any other cause or event that contributes concurrently or in any sequence to such injury or damage loss cost or expense. But this exclusion does not apply where your business is food processing sales or serving and the podily injury is caused solely by food poisoning in connection with such processing sales or serving. 2 Property damage arising out of or relating to the actual alleged or threatened contact with exposure to existence of or growth or presence of any fungi or microbes. 3 Any loss cost or expense arising out of or relating to the testing for monitoring cleaning up removing containing treating detoxifying neutralizing remediating or disposing of or in any way responding to or assessing the effects of fungi or microbes by any insured or by anyone else. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage B Personal and Advertising Injury Liability This insurance does not apply to Fungi and Microbes 1 Personal and advertising injury arising out of or relating to in whole or in part the actual alleged or threatened inhalation of ingestion of contact with exposure to existence of or growth or presence of any fungi or microbes. 2 Any loss cost or expense arising out of or relating to the testing for monitoring cleaning up removing containing treating detoxifying neutralizing remediating or disposing of or in any way responding to or assessing the effects of fungi or microbes by any insured or by anyone else. This exclusion applies regardless of any other cause or event that contributes concurrently or in any sequence to such injury loss cost or expense.. The following definitions are added to Section V Definitions Fungi means any form of fungus including but not limited to yeast mold mildew rust smut or mushroom and including any spores mycotoxins odors or any other substances products or byproducts produced by released by or arising out of the current or past presence of fungi. But fungi does not include any fungi intended by the insured for consumption. Microbe means any non fungal microorganism or non fungal colony form organism that causes infection or disease. Microbe includes any spores mycotoxins odors or any other substances products or byproducts produced by released by or arising out of the current or past presence of microbes. But microbe does not mean microbes that were transmitted directly from person to person.. The following condition is added to Section IV Commercial General Liability Conditions Arbitration For property damage the determination of what portion of a loss is attributable to fungi and microbes and what portion is not shall be made by us. If you disagree with that determination you and we agree to submit to binding arbitration according to the Commercial Arbitration Rules of the American Arbitration Association or according to such other rules as you and we agree to. If binding arbitration of insurance disputes is not allowed in the state where you are incorporated or if you are not a corporation the state where you are domiciled then arbitration shall be non binding and shall only proceed if both you and we agree to enter into it. The arbitration will be held in the county where you are headquartered or at such other location as may be jointly agreed to by the arbitrators. Each party will bear its own arbitration costs. G142561 A Ed. 1101 Page 1 of 1 Incorporates materials copyrighted by Insurance Services Office reprinted with their permission. | 2 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations ALL PARTIES WHERE REQUIRED BY A WRITTEN CONTRACT PROVIDED SUCH CONTRACT WAS EXECUTED PRIOR TO LOSS Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. WRITTEN CONTRACT PROVIDED UCH CONTRACT WAS EXECUTED RIOR TO LOSS Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations BEAZER HOMES USA INC. AND ITS SUBSIDIARIES OFFICERS DIRECTORS AGENTS EMPLOYEES Information required to complete this Schedule if not shown above will be shown in the Declarations. ANY ALL A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. r s SUBSIDIARIES OFFICERS RECTORS AGENTS EMPLOYEES Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations BALFOUR BEATTY CONSTRUCTION LLC Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations CALATLANTIC GROUP INC. THE RYLAND GROUP INC. INCLUDING ITS AFFILIATES THE OWNER S OF THE PROJECT WHERE THE WORK OF THE NAMED INSURED IS TO BE COMPLETED PROJECT THE PROJECT LENDERS IF ANY AND THE AFFILIATED ENTITES OF EACH OF THEM. ALL LOCATIONS Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations CB RICHARD ELLIS INC. AND ITS EMPLOYEES AGENTS SUBSIDIARIES AND AFFILIATES AND ALL BENEFICIARIES IF ANY AND SIEMENS REALESTATE INC. AND ITS EMPLOYEES AGENT SUBSIDIARIES AND AFFILIATES Ir AND ALL BENEFICIARIES Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations CITY OF MESQUITE INSURANCE CERTIFICATED ADMINISTRATORS Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. NSURANCE CERTIFICATED DMINISTRATORS Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations HPBB1 LLC Information required to complete this Schedule if not shown above will be shown in the Declarations. LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations HOLDER PROPERTIES INC. Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations HOVNANIAN ENTERPRISES INC. ITS SUBSIDIARIES AND AFFILIATED COMPANIES AS OWNER AND GENERAL CONTRACTOR AS ADDITIONAL INSURED ALL LOCATIONS Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. 5 AS OWNER OR AS Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations KRAUS ANDERSON CONSTRUCTION COMPANY Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. OMPANY Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations LENNAR CORPORATION INCLUDING ITS SUBSIDIARIES PARTNERS PARTNERSHIPS AFFILIATED COMPANIES ASSIGNS SUCCESSORS AND Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. DIARIES PARTNERS iIIPS AFFILIATED 5 SUCCESSORS AND Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations NVR INC. Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations STAPLES INC. AND ITS AFFILIATES Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. FFILIATES Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations WALTON HOUSTON GALLERIA OFFICE LP AS OWNER AND CB RICHARD ELLIS INC. AS AGENT Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. FFICE LP AS OWNER AND CB ICHARD ELLIS INC. AS AGENT Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations WINCHESTER HOMES INC. Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations CALATLANTIC GROUP INC. AND ITS AFFILIATES Information required to complete this Schedule if not shown above will be shown in the Declarations. ALL LOCATIONS A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injur property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or 2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. I S AFFILIATES Insurance Services Office Inc. 2012 CG 20100413 Page 1 of 2 | 0 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section 1l Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section Ill Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG 20100413 | 1 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG201504 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED VENDORS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Vendor Your Products ALL PARTIES WHERE REQUIRED BY A WRITTEN CONTRACT PROVIDED SUCH CONTRACT WAS EXECUTED PRIOR TO LOSS Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured any persons or organizations referred to throughout this endorsement as vendor shown in the Schedule but only with respect to bodily injury or property damage arising out of your products shown in the Schedule which are distributed or sold in the regular course of the vendor s business. However 1. The insurance afforded to such vendor only applies to the extent permitted by law and 2. If coverage provided to the vendor is required by a contract or agreement the insurance afforded to such vendor will not be broader than that which you are required by the contract or agreement to provide for such vendor. CG201504 13 Insurance Services Office Inc. 2012 B. With respect to the insurance afforded to these vendors the following additional exclusions apply 1. The insurance afforded the vendor does not apply to a. Bodily injury or property damage for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement b. Any express warranty unauthorized by you c. Any physical or chemical change in the product made intentionally by the vendor d. Repackaging except when unpacked solely for the purpose of inspection demonstration testing or the substitution of parts under instructions from the manufacturer and then repackaged in the original container Page 1 of 2 WRITTEN CONTRACT PROVIDED UCH CONTRACT WAS EXECUTED RIOR TO LOSS CG201504 13 Page 1 of 2 | 2 |
. Any failure to make such inspections adjustments tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business in connection with the distribution or sale of the products. Demonstration installation servicing or repair operations except such operations performed at the vendor s premises in connection with the sale of the product. Products which after distribution or sale by you have been labeled or relabeled or used as a container part or ingredient of any other thing or substance by or for the vendor or. Bodily injury or property damage arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However this exclusion does not apply to 1 The exceptions contained in Sub paragraphs d. or f. or 2 Such inspections adjustments tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business in connection with the distribution or sale of the products. 2. This insurance does not apply to any insured person or organization from whom you have acquired such products or any ingredient part or container entering into accompanying or containing such products. C. With respect to the insurance afforded to these vendors the following is added to Section Il Limits Of Insurance If coverage provided to the vendor is required by a contract or agreement the most we will pay on behalf of the vendor is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 Insurance Services Office Inc. 2012 CG201504 13 | 2 |
POLICY NUMBER 41GPP1010201 POLICY NUMBER 41GPP1010201 COMMERCIAL GENERAL LIABILITY CG 20260413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the fo COMMERCIAL GENERAL LIABILITY COVERAGE PART llowing SCHEDULE Name Of Additional Insured Persons Or Organizations ALL PARTIES WHERE REQUIRED BY A WRITT CONTRACT WAS EXECUTED PRIOR TO LOSS EN CONTRACT PROVIDED SUCH Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by your acts or omissions or the acts or omissions of those acting on your behalf 1. In the performance of your ongoing operations or 2. In connection with your premises owned by or rented to you. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following is added to Section Ill Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. LL PARTIES WHERE REQUIRED BY A WRITTEN CONTRACT PROVIDED SUCH ONTRACT WAS EXECUTED PRIOR TO LOSS Insurance Services Office Inc. 2012 CG 20260413 Page 1 of 1 | 2 |
Policy Number CA000027678 03 CG20100413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations Any person or organization that is an owner or manager of All locations at which the Named Insured is performing real property or personal property on which you are per ongoing operations. forming ongoing operations or a contractor on whose be half you are performing ongoing operations but only if cov erage as an additional insured is required by a written contract or written agreement that is an insured contract and provided the bodily injury or property damage first oceurs o the personal and advertising injury offense is first committed subsequent to the execution of the contract or agreement. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. All work including materials parts or equipment furnished in connection with such work on the project other than service maintenance o repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or Pagelof2 O CG20100413 Insurance Services Office Inc. 2012 | 0 |
2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. C. With respect to the insurance afforded to these additional insureds the following is added to Section III Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page2of2 O CG20100413 Insurance Services Office Inc. 2012 | 1 |
Policy Number CA000027678 03 CG20110413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED MANAGERS OR LESSORS OF PREMISES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designation Of Premises Part Leased To You All premises leased to you and covered by this insurance. Name Of Persons Or Organizations Additional Insured Any person or organization that is a manager or lessor of real property but only if coverage as an additional insured is re quired by a written contract or written agreement that is an insured contract and provided the bodily injury or prop erty damage first occurs or the personal and advertising injury offense is first committed subsequent to the execution of the contract or agreement. Additional Premium Included Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability arising out of the ownership maintenance or use of that part of the premises leased to you and shown in the Schedule and subject to the following additional exclusions This 1. Any occurrence which takes place after you cease to be a tenant in that premises. surance does not apply to 2. Structural alterations new construction or demolition operations performed by or on behalf of the persons or or ganizations shown in the Schedule. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following is added to Section III Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Pagelofl O CG20110413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 CG20150413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED VENDORS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Vendor A ment. Any person or organization that is a vendor of your prod Any of your products covered by this insurance. ucts but only if coverage as an additional insured vendor is required by a written contract or written agreement and provided the bodily injury or property damage first oc curs subsequent to the execution of the contract or agree Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured any persons or organizations re ferred to throughout this endorsement as vendor shown in the Schedule but only with respect to bodily injury or property damage arising out of your products shown in the Schedule which are distributed or sold in the regular course of the vendor s business. However 1. The insurance afforded to such vendor only applies to the extent permitted by law and 2. If coverage provided to the vendor is required by a contract or agreement the insurance afforded to such vendor will not be broader than that which you are required by the contract or agreement to provide for such vendor. B. With respect to the insurance afforded to these vendors the following additional exclusions apply 1. The insurance afforded the vendor does not apply to a. Bodily injury or property damage for which the vendor is obligated to pay damages by reason of the as sumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement Any express warranty unauthorized by you Any physical or chemical change in the product made intentionally by the vendor Repackaging except when unpacked solely for the purpose of inspection demonstration testing or the substi tution of parts under instructions from the manufacturer and then repackaged in the original container Any failure to make such inspections adjustments tests or servicing as the vendor has agreed to make or nor mally undertakes to make in the usual course of business in connection with the distribution or sale of the prod ucts Pagelof2 O CG20150413 Insurance Services Office Inc. 2012 | 2 |
f. Demonstration installation servicing or repair operations except such operations performed at the vendor s premises in connection with the sale of the product g. Products which after distribution or sale by you have been labeled or relabeled or used as a container part or ingredient of any other thing or substance by or for the vendor or h. Bodily injury or property damage arising out of the sole negligence of the vendor for its own acts or omis sions or those of its employees or anyone else acting on its behalf. However this exclusion does not apply to 1 The exceptions contained in Sub paragraphs d. or f. or 2 Such inspections adjustments tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business in connection with the distribution or sale of the products. 2. This insurance does not apply to any insured person or organization from whom you have acquired such products or any ingredient part or container entering into accompanying or containing such products. C. With respect to the insurance afforded to these vendors the following is added to Section III Limits Of Insur ance If coverage provided to the vendor is required by a contract or agreement the most we will pay on behalf of the vendor is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page2of2 O CG20150413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 CG20180413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED MORTGAGEE ASSIGNEE OR RECEIVER This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Persons Or Organizations Designation Of Premises Any person or organization that is a mortgagee assignee or All premises covered by this insurance. receiver for a premises shown in this Schedule but only if coverage as an additional insured is required by a written contract or written agreement that is an insured contract and provided the bodily injury or property damage first oceurs o the personal and advertising injury offense is first committed subsequent to the execution of the contract or agreement. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section I Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to their liability as mortgagee assignee or receiver and arising out of the owner ship maintenance or use of the premises by you and shown in the Schedule. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. This insurance does not apply to structural alterations new construction and demolition operations performed by or for that person or organization. C. With respect to the insurance afforded to these additional insureds the following is added to Section III Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Pagelofl O CG20180413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 AD 065702 17 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRIMARY NON CONTRIBUTING INSURANCE ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM SCHEDULE Any person or organization qualifying as an Additional Insured under cither ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULE PERSON OR ORGANIZATION CG2010 or ADDITIONAL IN SURED OWNERS LESSEES OR CONTRACTORS COMPLETED OPERATIONS CG2037 if attached to and made part of this policy. It is agreed that Commercial General Liability Coverage Form CG 00 01 Section IV paragraphs 4.b. and 4.c. do not apply with respect to other valid and collectible Commercial General Liability insurance whether primary or excess available to the person or organization shown in the Schedule and 1 Who is an insured under an Additional Insured Owners Lessees or Contractors endorsement attached to this policy and 2 Who requires by specific written contract that this insurance is to be primary andor non contributory to other valid and collectible insurance available to that person or organization. This endorsement does not change the scope of coverage provided to the person or organization by any Additional Insured endorsement. Pagelofl O AD 06 57 02 17 | 2 |
Policy Number CA000027678 03 AD 06 62 02 04 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYEE BENEFITS LIABILITY COVERAGE CLAIMS MADE COVERAGE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE. Limits of Liability 1000000 cach claim 1000000 aggregate. Deductible 25000 cach claim Numbers of Employees All Premium Included Retroactive Date 07012018 COVERAGES Insuring Agreement We will pay those sums which you become legally obligated to pay as damages sustained by any employee former employee prospective employee or the beneficiaries or legal representatives thereof caused by your negligent act error or omission or any other person for whose acts you are legally liable in the administration of your Employee Benefits Programs in the policy territory. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under SUPPLEMENTARY PAYMENTS. We will have the right and duty to defend any suit secking damages except a the amount we will pay for damages is limited as described in SECTION III LIMITS OF INSURANCE each claim aggregate b we may at our discretion investigate any negligent act error or omission and settle any claim or suit that may result and c our right and duty to defend ends when the applicable limit of insurance has been used up in the payment of judgments settlements or SUPPLEMENTARY PAYMENTS This insurance applies to damages only if a claim for damages is first made against you during the policy period. If during this policy period you become aware of any occurrences or circumstances which might result in a claim or claims under this insurance and notice thereof is given to us as soon as practicable in accordance with Section IV Conditions 2 of the policy it is agreed that any subsequent claim arising out of such occurrences or circumstances whether made during or after the expiration of this endorsement period but no later than sixty days after the expiration of this endorsement period shall be treated as a claim made during this endorsement period. Pagelof3 O AD 06 62 02 04 | 2 |
A claim by a person or organization secking damages will be deemed to have been made when notice of such claim is received and recorded by you or by us whichever comes first. All claims for damages to the same person will be deemed to have been made at the time the first of those claims is made against you. Exclusions This insurance does not apply to a Damages arising out of a negligent act error or omission which 1 occurred prior to the policy period or the Retroactive Date shown in the Schedule whichever is carlier and 2 you knew or should have known prior to the policy period might result in a claim b damages due to any dishonest fraudulent criminal or malicious act c damages due to libel slander discrimination humiliation emotional distress harassment or termination from employment d injury to or sickness disease or death of any person or to injury to or destruction of any tangible property including the loss of use thereof e any loss or claim arising out of failure of performance of any contract by an insurer your failure to comply with any law concerning Workers compensation unemployment insurance social security or disability benefits 2 any claim based upon 1 failure of stock or other investments to perform as represented by you 2 advice given by you to an employee to participate or not to participate in stock subscription plans 3 the investment or non investment of funds. WHO IS AN INSURED If you are designated in the Declarations as a an individual the person so designated but only with respect to the conduct of a business of which you are the sole proprietor and your spouse with respect to the conduct of such a business b a partnership or joint venture the partnership or joint venture so designated and any partner or member thereof but only with respect to their liability as such c other than an individual partnership or joint venture the organization so designated and any executive officer director or stockholder thereof while acting within the scope of their duties as such 2. 1L Each of the following is also an insured a any of your employees authorized to act in the administration of your Employee Benefits Programs while acting within the scope of their duties in connection therewith provided that the insurance shall not apply to any person included as a fiduciary un der the Employee Retirement Income Security Act of 1974 including any amendments and regulations relating thereto while acting in their capacity as such. This insurance does not apply to loss arising out of the conduct of any partnership or joint venture in which you are a partner or member which is not designated in the policy as a Named Insured. LIMITS OF LIABILITY The limit of liability stated in the Schedule of this endorsement as applicable to each claim is the limit of your liability for all damages included in cach claim to which this insurance applies provided that the term each claim includes all claims because of any loss or losses sustained by any one employee or former employee and the estate heirs legal representatives beneficiaries or assigns of such employee or former employee as the result of any act error or omission or combination of related acts errors or omissions. Subject to the foregoing provisions respecting the limit of liability for each claim the limit of liability stated in the Schedule as aggregate is the total limit of our liability for all damages because of all losses under this insurance including all SUPPLEMENTARY PAYMENTS. The inclusion of this endorsement shall not increase our Limits of Liability as stated in the policy.. ADDITIONAL CONDITIONS All of the conditions of the policy apply except as respects the insurance provided by this endorsement a Premium The premium stated in this endorsement is an estimated premium only. Upon termination of each annual period of this policy you on request will furnish us with a statement of personnel changes and the earned premiums shall be computed on the average number of employees at the beginning and end of such period. If the earned premium thus computed exceeds the estimated advance premium you will pay the excess to us if less we will return to you the unearned portion subject to the Minimum Premium for this insurance. b Your Duties in the event of Negligent Act Error or Omission Claim or Suit Page2of3 O AD 06 62 02 04 | 2 |
d If any claim is made against you or if you learn of any occurrences or circumstances which might result in a claim hereunder written notice shall be given by you as soon as practicable in accordance with the requirements of Condition 2 of the policy. The following Condition is added The Deductible amount shown in the Schedule of this endorsement shall apply to all payments damages or supplementary payments under this coverage. The terms and conditions of the Liability Deductible Endorsement attached to this policy apply to the Deductible for this coverage. The following Condition is added If the Retroactive Date shown in the Schedule is carlier than the policy period this insurance is excess over any other similar insurance purchased by you that is effective prior to the beginning of the policy period. When this insurance is excess all of the terms and conditions of Section IV Condition 4.b. apply. DEFINITIONS When used in reference to this insurance Employee Benefit Programs means any of the following employee benefit plans and programs maintained for the benefit of your employees or former employees a group life insurance group accident and health insurance profit sharing plans pension plans employee stock subscription plans workers compensation unemployment insurance salary continuation plans social security disability benefits insurance and travel savings or vacation plans and b any other employee benefit plan or program added to your Employee Benefits Program after the effective date of this endorsement provided that written notice is given to us within 30 days of the effective date thereof and provided further that such addition is endorsed on this policy. Administration means a providing interpretations and giving counsel to your employees regarding your Employee Benefits Programs b handling records in connection with your Employee Benefits Programs the enrollment termination or cancellation of employees under your Employee Benefits Programs Policy Territory means the United States of America its territories or possessions or Canada. Page3of3 O AD 06 62 02 04 | 2 |
Policy Number CA000027678 03 AD 06 63 04 12 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL CONDITIONS NAMED INSURED S DUTIES WITH RESPECT TO INDEPENDENT CONTRACTORS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE FORM SCHEDULE s o 11 1L Iv. 2000000 1000000 1000000 1000000 negligence with respect to any liability arising out of or related to any work performed or to be per formed by the independent contractor andor sub contractor. Such written contracts shall further specify that the independent contractor andor sub contractor shall name you as an Additional Insured under that independent contractor s andor subcon tractor s Commercial General Liability Insurance as set forth in Section L. A. above prior to com mencement of any work. The coverage afforded to you under this insurance including any duty to defend or indemnify you shall be excess over and shall not contribute with any insur ance whether collectible or not naming you as an Ad ditional Insured under any independent contractor s andor subcontractor s insurance regardless of whether the Other Insurance conditions of coverage or any oth er policy language in the independent contractor s andor subcontractor s insurance renders it excess con tingent or contributory. You must retain Certificates of Insurance and Addi tional Insured Endorsements that you obtain from cach independent contractor andor subcontractor and pro vide copies to us upon our written or oral request up to ten years after the Policy Period. You must retain all written contracts that you obtain from each independent contractor andor subcontractor and provide copies to us upon our written or oral re quest up to ten years after the Policy Period. General Aggregate Limit Products Completed Operations Aggregate Limit Personal and Advertising Injury Limit Each Occurrence Limit As a condition precedent to our binding and issuing this policy you have agreed to obtain the following from cach independent contractor andor subcontractor performing any work on your behalf and it is under stood that no bodily injury property damage or personal and advertising injury liability coverage is afforded to you by this policy for any and all liability arising out of your premises or your operations unless this condition is satisfied A. A Certificate of Insurance identifying you as an Additional Insured under each such independent contractor s or subcontractor s Commercial Gen eral Liability Insurance with Limits of Insurance equal to or greater than the Limits of Insurance shown in the Schedule above with respect to any liability arising out of any work performed by the independent contractor andor subcontractor. Fur ther such Certificates of Insurance shall specify that the independent contractor s andor subcon tractor s insurance shall be primary to and shall not participate or contribute with the insurance af forded by this policy. B. A written contract wherein the independent con tractor andor subcontractor agrees to hold harm less defend and indemnify you from and against all losses costs expenses claims suits bodily injury property damage personal and adver tising injury or other damages to the fullest ex tent permitted by law including with respect to your own negligence and excepting only your sole Pagelof2 O AD 06 63 04 12 | 2 |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.