text stringlengths 14 151k | timestamp timestamp[s]date 2019-04-18 10:13:53 2019-04-26 17:26:58 | url stringlengths 14 895 | prediction listlengths 5 5 |
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Elegant and modern collection of handmade ceramic Dinner, salad and bread plates and platters. An essential part of our handcrafted dinnerware collection. Playful yet durably designed for everyday use or as a statement piece in your stylish tablesetting. | 2019-04-25T18:07:25 | https://lux-eros.com/collections/plates | [
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Canon 85. A dispensation, or the relaxation of a merely ecclesiastical law in a particular case, can be granted by those who possess executive power within the limits of their competence, as well as by those who have the power to dispense explicitly or implicitly either by the law itself or by legitimate delegation.
Canon 86. Laws are not subject to dispensation to the extent that they define those things which are essentially constitutive of juridic institutes or acts.
Canon 87. §1. A diocesan bishop, whenever he judges that it contributes to their spiritual good, is able to dispense the faithful from universal and particular disciplinary laws issued for his territory or his subjects by the supreme authority of the Church. He is not able to dispense, however, from procedural or penal laws nor from those whose dispensation is specially reserved to the Apostolic See or some other authority.
§2. If recourse to the Holy See is difficult and, at the same time, there is danger of grave harm in delay, any ordinary is able to dispense from these same laws even if dispensation is reserved to the Holy See, provided that it concerns a dispensation which the Holy See is accustomed to grant under the same circumstances, without prejudice to the prescript of can. 291.
Canon 88. A local ordinary is able to dispense from diocesan laws and, whenever he judges that it contributes to the good of the faithful, from laws issued by a plenary or provincial council or by the conference of bishops.
Canon 89. A pastor and other presbyters or deacons are not able to dispense from universal and particular law unless this power has been expressly granted to them.
Canon 90. §1. One is not to be dispensed from an ecclesiastical law without a just and reasonable cause, after taking into account the circumstances of the case and the gravity of the law from which dispensation is given; otherwise the dispensation is illicit and, unless it is given by the legislator himself or his superior, also invalid.
§2. In a case of doubt concerning the sufficiency of the cause, a dispensation is granted validly and licitly.
Canon 91. Even when outside his territory, one who possesses the power to dispense is able to exercise it with respect to his subjects even though they are absent from the territory, and, unless the contrary is expressly established, also with respect to travelers actually present in the territory, as well as with respect to himself.
Canon 92. A dispensation is subject to a strict interpretation according to the norm of can. 36, §1, as is the very power to dispense granted for a particular case.
Canon 93. A dispensation which has successive application ceases in the same ways as a privilege as well as by the certain and total cessation of the motivating cause. | 2019-04-21T20:12:22 | https://canonlaw.ninja/?nums=85-93 | [
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Falling Property Prices - What Effect Does This Have On The Overall Market?
CoreLogic has revealed that values have fallen more recently than people tend to remember in each capital city.
Their latest research confirmed that it’s been much more common for combined capital city dwelling values to increase rather than fall.
“Although value rises have been more common, it doesn’t mean that the housing market is bulletproof and in some instances values have fallen quite dramatically and rapidly," CoreLogic Research Analyst Cameron Kusher said.
Research showed that across the combined capital cities, dwelling values increased by 346.4% over the 20 years to April 2017. In the two periods in which values have fallen, capital city dwelling values fell by -6.1% between March and December 2008 and they fell by - 7.4% between October 2010 and May 2012.
At an individual capital city level housing markets have cycled quite differently however, the majority of capital cities recorded a decline in dwelling values in both 2008 and from late 2010/early 2011.
The 2008 decline occurred as the financial crisis hit with values falling, however, stimulus measures in the form of aggressive interest rate cuts along with cash handouts and boosts to first home buyer’s grants proved enough to spur demand and turnaround the decline in values.
In 2010 dwelling values fell as the post financial crisis stimulus was being wound out of the market with interest rates increasing and first home buyer incentives being removed. The value falls were arrested as the RBA reversed direction and started to cut official interest rates again in late 2011.
“Looking at the declines which commenced in 2008, the magnitude of falls was fairly minor considering most advanced economies fell into recession as a result of the financial crisis," Mr Kusher said.
Hobart and Darwin were relatively unaffected by the declines however, Melbourne (-8.3%), Perth (-6.8%) and Sydney (-6.2%) were more impacted than all other capital cities.
From 2010 to 2011/12 all capital cities experienced falls in dwelling values as the financial crisis stimulus and low interest rates were wound out of the market. Sydney (-5.0%), Adelaide (-6.9%) and Canberra (-4.4%) were the only capital cities in which values didn’t fall by more than 10% over this period.
The largest falls were recorded in Darwin (-19.7%), Hobart (-14.3%) and Brisbane (-11.7%).
Over the period of falls, Darwin (-1.2%) averaged the largest average monthly fall along with Hobart (-0.8%), Melbourne (-0.6%) and Perth (-0.6%). Across the other capital cities, Sydney, Adelaide and Canberra recorded average declines of -0.3%/month and Brisbane’s declines averaged -0.5%/month.
“This analysis serves as a reminder that although capital city dwelling values have largely increased over the past 20 years, they are not immune from potential declines," Mr Kusher said.
CoreLogic also reported that the market slowly saw historic low mortgage rates move higher against a backdrop of record-low wages growth and record-high household debt.
“Depending on how much mortgage rates are increased (noting that this is not happening due to the RBA) home owners should be aware that it could lead to a slowing or even some potential falls in dwelling values," Mr Kusher said. | 2019-04-21T22:47:42 | https://theurbandeveloper.com/articles/falling-property-prices-affect-overall-market | [
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Ben and Bella on the big bouncy bed.
Boing! Boing! Mind your head!
Ben and Bella are off on a brilliant bouncy adventure with all their animal friends.
Jump on, jump up and join in the fun! | 2019-04-19T18:12:35 | https://learningdiscovery.com.au/index.php?route=product/product&product_id=1109 | [
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At Dumpster Ratings, we strive to bring you the best service at the best price available. We have a wide selection of dumpster sizes in stock in Flowery Branch, GA, with flexible & timley pickup and delivery. Give us a call today for all your dumpster rental and roll off needs.
Removing junk from the home of a addictive hoarder is no easy task-it not only involves a great deal of actual labor, but it's also a very difficult emotional obstacle for the hoarder, his or her family, and also anyone who has any kind interest in the upkeep of the property or home in question. For these major junk removal careers, especially those below time constraints, can be necessary so as to speed up the task and spare homeowners added expenses like dumping charges and the propane used to generate load following load of trash to your transfer stop.
If you are desperately planning on renovating your kitchen as compared to you have been chaotic picking out new kitchen cabinets, new flooring, quite possibly new home appliances and more. Along with your large home remodeling occupation you will definitely must rent a dumpster to eliminate all of the trash.
Quotes will depend on the trash and type and no matter if there's recyclables fully briefed, or not. A number of municipalities demand trash to get placed in various categories then it may be recycled as much as possible. An internet based company can certainly quote you the finest price for which you need, plus they do it by means of their website which means you don't have to Yahoo and google your mind right up until it's numb. There's a brief form to finish and it's right here you can know very well what size throw off jar you'll need.
There are several times when you want a Rent a 10 Yard Dumpster in Flowery Branch, GA. Maybe you obtained a new second home that you look at a cabin. You've got the great cost on the log cabin with a gorgeous yard and also lake proper rights. Now the log cabin needs to have some remodeling accomplished. The first product you notice that must be taken care of would be the roof. The rooftop is starting to help leak plus the shingles are generally slowly being blown over roof as being the nails are generally coming up from that.
At first you might like to try to have a rummage sale. Make the charges on the things very low so you can just eliminate. Do not try to earn money at your search sale, you happen to be having the idea to get rid of items. It is better to sell your things for cheap to someone that can use them or resolve them rather than just place them from the dumpster and finish up at a junkyard.
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If you want a dumpster permanently, you can buy is from the business. A similar choice for this is to hire the dumpster for just a certain amount of years, which can be close to only buying the dumpster. All needs might be accommodated for.
With springtime arriving, a number of our minds change to cleaning out our homes and selling the things we will no longer need in your lives. Some sort of yard sale is a superb thing by itself, but when you have the whole area in on it, your forces can mix to make a definitely fun event for your family members, your neighbors, and anyone who puts a stop to by to get your goods. Here's how you can get your neighborhood together for just a community garage sale.
To choose the right type of container for your needs, you will need to decide the size of the project. Most people have a tendency to overestimate their needs and, in this particular case, it would be a sensible thing to carry out. You do not want to have got to pay any longer than needed, but the charge a fee would obtain for overfilling the actual container could possibly be much a lot more than it would expense to rent a larger package.
Have you viewed your garage area or attic lately? Most of us use these locations as long home storage for factors we think we may eventually utilize. But you can always find more factors we could perhaps need down the road, and these rooms fill up swiftly, often to the point where we would not find many of the things we actually need within the clutter.
No actual home owner as well as construction challenge will be aware of the right industry that can reuse the trash within an effective way or have the time to make the waste reach the industrialist. Disposing the trash to the best location is simply mouse click apart. There are quantity of Rent a 10 Yard Dumpster in Flowery Branch companies available online to handle the work for you.
Connection with a company when it reaches to this business should be factored in. You might think that transferring waste is something that does not will need much expertise but the facts are in any industry or industry of work you will find challenges when someone really does work there, they will have developed options for overcoming individuals challenges and ideal their work. Therefore, when using a seasoned company, you are likely to get top quality services as opposed to the one that is definitely getting started. Consider this among other things including proximity of a company while looking for Dumpster rental services.
Dumpsters are widely-used when there is a lot more garbage than one can readily take to the actual dump. Several trips could normally be necessary. Few people dwell close to some sort of dump, plus they can be a long distance away. Traveling garbage to them will not be free. Men and women must pay with the gas every trip to the actual dump demands. With the growing cost of gasoline and the decreased fuel economy of a fully-loaded vehicle, these kind of costs might be significant. When they're multiplied by a number of trips, the cost of driving to some sort of dump is frequently surprisingly substantial.
It is difficult for function coordinators to rent the mandatory amenities between many different companies. Renting through multiple companies causes a logistical major problem while starting for in addition to cleaning up after the special event. To sum up, grouping rental providers together is usually a trend that can assist people save your time, effort, and funds when getting yourself ready an event.
There are numerous items you may throw away into the rented dumpster. You can utilize the large dumpster to remove bulky cargo area mattresses. A hotel that is revamping and receiving rid of a lot of mattresses will manage to benefit from one or higher large dumpsters. Using the ease of going the dumpster because of to the added wheels at the bottom from the dumpster is definitely anything you want to be sure you have.
This kind of trash has to go for instant clearance which in turn otherwise will put you to many problems. The trash piled up over these scenarios will be very bulky anyway and difficult to take care of. Immediate approval of these big tons of garbage not only keeps you on the safe mode from the total trash discretion problems and also creates a place to step ahead to regain the traditional position.
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After seeking the size, the next step will be to examine with the tenant how much excess weight is helped in the jar. It is crucial to choose the correct excess weight limit, since if the items exceed the exact amount specified an additional charge is usually added to the rental fee.
Once you know the night out the construction employees will be returning to your house to perform all of the operate, you will want to phone a company which will next day rent a dumpster. By getting a dumpster for your lounge remodeling, from the crew could throw out any old debris that is not needed. Your lifetime will stay additional organized when the construction team can quickly toss out the old objects. The construction team can proceed to work at a fast-pace instead of tripping over the older junk that's in their approach. Or the construction crew could possibly have to constantly proceed the old junk out of their approach which is squandering your time together with theirs.
The Rent a 10 Yard Dumpster in Flowery Branch, GA business is a fairly easy one: you pay to rent and complete a dumpster, next the company gives to dump the dumpster's contents right into a landfill. Any time a company insures everything the item dumps, the item either fades of its approach to dump as few as possible or it goes the costs connected with dumping anything onto their customers. Try to find a Rent a 10 Yard Dumpster in Flowery Branch, GA firm that recycles or donates anything it can by reviewing the dumpsters before transporting them to the landfill. Not only will you be certain that the Rent a 10 Yard Dumpster in Flowery Branch, GA company is striving to save you through additional fees, but you can seem to be comfortable with the knowledge that they're supporting to save the environment by redirecting trash from your landfills in more eco-friendly avenues. | 2019-04-22T16:16:48 | https://dumpsterratings.com/georgia/rent-a-10-yard-dumpster-flowery-branch-ga/ | [
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The Susato Oriole tin whistle set includes 1 whistle head and 4 whistle bodies in the key of D, C, Eb and Bb. The head is easily adjustable and can be put easily on either of the bodies.
The Susato Kildare tin whistle set includes 1 whistle head and 3 whistle bodies in the key of D, C and Eb. The head is easily adjustable and can be put easily on either of the bodies.
This set includes one mouthpiece, which can be mounted to the following four included instruments. It also includes a stand and playing instructions.
Keep your tin whistle clean and free of dust with the leather bag for tin whistles.
Keep your instrument clean on the inside with this tin whistle / recorder brush. Quickly and effectively use this brush after a playing session by gently cleaning the inside with the rod. | 2019-04-21T04:31:03 | https://www.fluteshop.eu/c-4801300/whistle-sets/ | [
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In 1996, the Federal Government of Nigeria backed the Petroleum (Amendment) Decree Act no. 23, under which marginal fields in OML licenses that were left unproduced for at least 10 years are required to be farmed-out to indigenous E&P companies.
Sirius Petroleum actively supports local indigenous companies in a terrain that has been traditionally dominated by International Oil Companies (IOCs). First oil was produced in 1958 in Oloibiri oilfield in Nigeria. However, there has been a slow transfer of technology and knowledge to Nigerian citizens. Sirius’ goal is to empower the domestic labor market through development of skills, technology transfer, and employment of local manpower. Sirius is a proud supporter of the Local Content Policy (promotion of indigenous participation in upstream industry), to facilitate the repositioning of Nigeria’s oil industry.
Sirius Petroleum have signed agreements with indigenous companies to work towards this goal. | 2019-04-22T08:42:28 | http://www.siriuspetroleum.com/corporate/indigenous-support/ | [
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2.(S/NF) Deputy Secretary Kimmitt and PUS Ricketts agreed that U.S.-UK economic and political-military cooperation in Iraq has been excellent and that more needs to be done to better utilize the large amounts of un-spent financial resources in Iraq. Kimmitt explained that finding sufficient resources was not the problem, rather, Iraq needed to more effectively use the money. Building up Iraq's institutional capacity in order to properly spend funds is key to success. Kimmitt discussed the importance of quickly setting up the one-year review conference for rejuvenating the Iraqi economy. Ricketts pledged the UK would cooperate closely with the U.S. in preparing the conference, and suggested Brussels as a location that was central to most of the major players involved, which could also tap into EU budget coffers. Ricketts agreed to talk to Sweden's Carl Bildt, who had proposed Stockholm, about the possibility of hosting the event in Brussels if Stockholm did not work. Kimmitt noted that economic recovery will be an important issue during U.S. Congressional hearings with Ambassador Crocker and General Petraeus and agreed with Ricketts that it is important for the international community to build Iraqi capacity to "get things done on their own." Ricketts promised the UK embassy in Washington would follow up on next steps for the conference.
3.(S/NF) The Paris Afghanistan conference in June should be sufficiently high-profile to attract Afghanistan President Karzai, in order, among other goals, to have him brief on Afghanistan's progress under the Compact, Secretary Kimmitt told PUS Ricketts. Ricketts said either SIPDIS Foreign Secretary Miliband or Minister Lord Mark Malloch-Brown would attend for the UK. Ricketts expressed concern that Afghanistan's political and security climate had become a more pressing issue than Iraq, and that the UK was worried about: their own military's growing role there, counter-narcotics issues, the need to increase Afghanistan's institutional capacities, and whether Karzai would win the 2009 elections. Ricketts complained that large amounts of money had been disbursed, but not used well, while additional money had been pledged by international donors, but not yet disbursed. Kimmitt stressed the need for effective development assistance.
4.(S/NF) Ricketts described Prime Minister Brown's deep interest in stabilizing Afghanistan and using all possible multilateral tools - IMF, World Bank, NATO - to coordinate and step up their efforts. Brown is particularly interested in whether money is being effectively spent, and the need to tie assistance to reforms. Ricketts said the newly named envoy for Afghanistan Kai Eide, was a good pick, but not as effective as Paddy Ashdown would have been.
5.(S/NF) Secretary Kimmitt noted Italy's hesitation to list Bank Melli and asked if it was a signal by Italy regarding overall Iran sanctions policy or represented LONDON 00000781 002 OF 002 Italian commercial interests with Melli. Ricketts confirmed that Italy was holding things up in the EU process, and suspected Italy was influenced by long-term commercial ties with Iran, and the desire to maintain relationships for future use. Ricketts said the UK is working to persuade Italy that Melli is a problem, and that FS Miliband was currently approaching Italy at the GAERC. Ricketts predicted the issue would not be resolved at the GAERC March 10-11, but sent to the EU Council later in the week where PM Brown would address it on the margins with his colleagues before sending it back to the GAERC to resolve. Ricketts promised to keep the U.S. Embassy briefed on the results. Kimmitt noted U.S. desires for a stronger UN Security Resolution than what ended up as UNSCR 1803. Ricketts agreed and said the UK was frustrated with the EU, and stressed the need to resolve the Melli issue clearly in the EU and have them sanctioned before the Iranian elections.
6.(S/NF) Shifting to the UK domestic front, Kimmitt suggested that the UK change its laws to allow the use of confidential information in its sanctions process. SIPDIS Ricketts said HM Treasury is looking to allow sensitive information to be used in court, and thanked Kimmitt for raising it with HMT.
7.(S/NF) Secretary Kimmitt and PUS Ricketts agreed on the need to distinguish between sovereign wealth funds (SWFs) and state owned enterprises (SOEs) when discussing the issue in public and deciding on government approaches in dealing with each group. Kimmitt explained that in over fifty years of existence, there is no evidence of SWF investment for political reasons. He explained that SWF's own governments need to be more active in addressing concerns about SWF's activities when talking to the press, so that publics do not mistrust their motives. Ricketts said SWFs had been functioning well in London for years, but the UK recently felt the purchase by a Chinese State-owned enterprise of mining company Rio Tinto was done solely as a deliberate and calculated political maneuver. Ricketts also noted that if Gazprom were to show up in London and start purchasing assets it would set off alarm bells, but that on the whole, the UK preferred to let the markets set the tone, rather than government. Ricketts said the UK financial sector was worried when governments talk of regulating SWFs, but were themselves concerned about the role of SOEs.
8.(U) Participants: UK: Peter Ricketts, Permanent Under Secretary, Foreign and Commonwealth Office; Natalie Gowers, SIPDIS U.S. Desk Officer, Foreign and Commonwealth Office; Robert Kimmitt, Deputy Secretary, Treasury, Ambassador Robert Tuttle, Eric Meyer, Director, Europe and Eurasia, Treasury, Rob Saliterman, Spokesman, International Affairs, Treasury, Mark Johnson, Notetaker. | 2019-04-25T07:23:25 | https://www.telegraph.co.uk/news/wikileaks-files/london-wikileaks/8304995/DEPUTY-SECRETARY-KIMMITT-AND-PERMANENT-UNDER-SECRETARY-RICKETTS-DISCUSS-IRAQ-IRAN-AFGHANISTAN-AND-SIPDIS-SOVEREIGN-WEALTH-FUNDS.html | [
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Our 24k gold leaf is 99.9% gold and available in both transfer and loose leaf books, as well as in a heavier double leaf. 24k gold leaf is also available in bundles of 100 mini leaves. 24 karat gold is especially popular for gilding projects which require purity and durability, especially outdoor projects and religious iconography. | 2019-04-18T13:11:43 | https://www.goldenleafproducts.com/cat-24k-leaf.html | [
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Many IT pros still have a long wish list when it comes to building a hybrid cloud with OpenStack and public cloud providers like AWS.
which uses the open source cloud platform for internal or private cloud operations, and one of the three major cloud providers -- Amazon Web Services, Google or Microsoft Azure -- for the public cloud segment.
However, as OpenStack is still a work in progress, the interfaces and tools available to build an OpenStack hybrid cloud aren't as complete or effective as many IT pros would like.
There's also some disconnect between OpenStack and other cloud platforms. For example, tensions exist between members of the OpenStack community when it comes to interfacing the platform with public cloud giant Amazon Web Services (AWS). Rather than making Nova -- one of the OpenStack modules -- compatible with AWS' Elastic Compute Cloud (EC2) interface, OpenStack is heading toward a native application program interface (API), and the resulting interface to EC2 lags behind AWS features. This is a big enough issue that Cloudscaling, owned by EMC, released a replacement for the existing Nova EC2 API in StackForge, a code repository, in an effort to drive compatibility.
Tensions exist between members of the OpenStack community when it comes to interfacing the platform with public cloud giant Amazon Web Services.
These challenges are likely to pop up in an open source project. And while this tension, for now, continues to make integration difficult for an OpenStack hybrid cloud, here are some key considerations and best practices for using the platform alongside a public cloud like AWS.
The lifeblood of cloud is configuration management in the form of scripts. Ideally, cloud admins could use OpenStack scripts to configure AWS and other public cloud workloads. OpenStack's Heat module aims for this, but, like Nova, it seems to be moving toward native APIs. A single tool to manage these scripts would help organizations avoid the extra work, time and inevitable manual errors that occur when copying scripts back and forth across platforms. And, from a governance point of view, synchronization between clouds is crucial.
OpenStack and AWS offer some similar services, which helps with integration efforts. For example, when selecting images, each stack has its own library of certified image solutions. Picking images that appear in both could help with integration.
In terms of storage, OpenStack users can deploy a broad set of alternatives to underlie its Swift and Cinder storage modules. With AWS, the choices are more limited; users can choose between Amazon Elastic Block Storage for block storage, or Simple Storage Service for object storage. While it's relatively easy to interface between OpenStack and AWS storage, it gets complicated when organizations maintain the same data in their public and private clouds.
One complication, for example, is synchronization. The interface between OpenStack and AWS is relatively slow and low bandwidth. Simple approaches such as writing data to both clouds are too slow to support many types of operations, so alternatives to protect against asynchronicity are a must.
With low WAN speeds, maintaining performance within an AWS and OpenStack hybrid cloud requires as much data duplication across both clouds as possible. This is easier to do with data that can be batch updated or that is low volatility. In addition, it's a best practice to not close down storage systems when exiting the public cloud after cloud bursting.
Data that needs to be synchronized in near real time is a different matter. Most likely, you will want to keep this data in-house, and when the public cloud accesses that data, encrypt the data stream.
Another option is to rent storage space at a telco data center, where the connections to the public cloud are faster. However, because this could slow down in-house operations, depending on the speed of connections to the telco, this model works best when the telco data center is nearby.
When it comes to deploying and managing an OpenStack hybrid cloud, there are tools that can help. Red Hat, for example, is extending its ManageIQ management tool to work with hybrid clouds. This should help provide a single view for configuration and setup across public and private clouds. CloudForms, also from Red Hat, aims to federate OpenStack with all the major public clouds.
The big cloud providers are also interested in the hybrid market. Microsoft now offers Azure Stack, and AWS seems willing to offer a similar "cloud-in-a-box" to its larger customers, such as the CIA. These providers also have internal tools that can help with integration, and other services and software packages will make hybridization easier over the next year or so.
There's a lot to be done. Cloud management tools lag behind the rest of the market, according to Garter. But progress is being made, and hybrid deployment -- including those related to OpenStack -- will improve immensely over the next couple of years.
How have you handled OpenStack hybrid cloud challenges? | 2019-04-22T05:07:34 | https://searchcloudcomputing.techtarget.com/tip/Overcoming-OpenStack-hybrid-cloud-integration-challenges | [
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As a member of the Ministry of Business, Innovation and Employment’s Commercialisation Partner Network, KiwiNet administers PreSeed investment. PreSeed funding is used to turn science discoveries into commercially viable products and services.
In addition to devolved contract holders, MBIE has set aside some “non-devolved” PreSeed for those that don’t hold devolved contracts to advance commercialisation projects to a point of investor-readiness.
MIBE's non-devolved PreSeed Accelerator Fund is now open for applications.
The goal of PreSeed is to support publicly funded research organisations to undertake early stage commercialisation activities.
Non-devolved PreSeed is specifically for publicly funded research organisations who do not hold devolved PreSeed contracts and has the additional goal of helping those organisations to build their commercialisation capabilities.
Funding is available on demand until 30 June 2019 and there is up to $879,898 available. This is an increased amount compared to the past three years, recognising the growing importance of these activities and the successes that have been achieved to date.
For information on how to apply, please contact KiwiNet.
Templates and Forms for Engaging with the KiwiNet Investment Committee. | 2019-04-24T09:04:55 | https://kiwinet.org.nz/Investment/NonDevolved | [
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By Madison Montana One advantage of short-selling is that an active investor can be profitable in a rising or falling market environment. In uncertain markets one can use shorting to hedge against long positions. This is particularly beneficial when Political, Market or Idiosyncratic Risk is present in the trading environment.
After a trader presses the sell button what actually happens?
A trader sell order goes to his/her broker. Then, the broker checks to see if the stock is in the trader’s account. If not, the broker classifies it as a “short-sell.” He then checks his company’s inventory of stocks to short and the subsequent amount of shares available. He identifies shares available either in the company’s inventory or a client account. At which time, he “lends” the shares to the trader and credits his/her account with the revenues from the sale. Now, the trader is “short” the stock. Note: This is laborious in theory, but it is all automated in real-time.
Why would you short a stock?
You believe that the stock is extended technically or that information is coming (or in existence) that will pressure the stock price and cause investors to take profits on their long positions. Such information could include: an analyst downgrade, bad earnings, tighter industry/government regulations, increased competition, change in management, global or macro conditions which could potentially impact the sector negatively and potentially your position; et’al.
Shorting a stock is very risky, and not suitable for all investors, as the market has an upward bias. A stock price could go up forever and could create unlimited liability to the short-seller, exceeding the capital in his/her trading account. Whereas, a trader that employs a long-only strategy caps his loss at the capital in his account.
Margin Trading: Short-Selling a stock involves using “borrowed money,” otherwise known as margin trading. If your account slips below the minimum margin level, one will be subject to a margin call and forced to put in more cash or liquidate the position. If a trader does not have the discipline, strict risk management rules, employ stops and a scaling methodology, margin requirements can become quite lofty. An alternative to shorting a stock is the employment of a put option strategy. Using put options achieves the same bias as the short seller, but with defined risk. Using options has seen an increase in volume growth over the past few years. However, employing puts strategies may not be suitable for all, as it has its own set of risks and learning curve.
“Short Squeeze” Risk phenomena: This occurs when a stock starts to rise and a large % of the stock’s float is short, the short-sellers will try to cover their positions simultaneously and the pressure of the buy orders forces the stock price to rise quickly to undefined levels. A few examples would be a dividend announcement (as the short-seller is required to pay the dividend), a positive announcement by the company, or a change of sentiment in the stock, sector or market.
High frequency, dark pools and algos are real and present in the market and once triggered, they can have a similar effect.
Capitulation by the buyers at specific price level.
Confirmation of Up Trend Extended on Multiple Time Frames for confirmation – Using longer term time frames for support and resistance levels, and identification of an up-trend that breaks below prior day/week/month lows and makes a new low.
Although stocks have the potential to go up forever we have seen several companies file for bankruptcy, leaving their investors holding the ball. Traders that understand the risks involved and the discipline that is required to short sell can make nice profits quickly in a declining market or stock price.
Thereby, short-selling is a great tool to have in any trading tool box, to profit when markets are down trending and to hedge long positions in an uncertain market. But, it is risky and requires discipline and an obedience of stops. As stated, this trading strategy requires strong discipline and the ability to assess market conditions in real-time. Risk is elevated when holding a short overnight, so know your time frame.
Personally, I enjoy a challenge, as taking on a short, keeps me in the game. Every day, I need to assess the market condition and what are the potential risks that may impact my position. Thanks for reading.
About Madison Montana: Manage funds for clients & self. Interested in quality stocks with liquidity. Enjoy ideas from $$ oriented & serious traders. | 2019-04-22T11:07:40 | https://www.seeitmarket.com/market-masters-short-selling-sell-high-buy-back-lower-13338/ | [
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With nearly every album ever made being reissued on CD, it’s logical that nearly every predigital band that ever broke up is coming out of the waxworks to reunite. Is everything old really new again? Don’t ask Emerson, Lake & Palmer, whose merry-go-round-from-hell ’70s art rock sounds remarkably well preserved on Black Moon — not good, mind you, just well preserved. Keith Emerson, Überlord of keyboard excess, hurls enough sonic M-80s at Prokofiev’s ”Romeo and Juliet” to make piano teachers everywhere duck — which probably has always been the point. | 2019-04-20T15:05:32 | https://ew.com/article/1992/07/31/music-review-black-moon/ | [
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An attractive tile hung detached 3 bedroom house situated in a small side road in the village of Punnetts Town. The accommodation features a large re-modelled kitchen/breakfast room sitting room with wood burning stove, separate dining room, study and hobby room. The master bedroom has a large en-suite bath & separate shower and walk in storage room. There is a good sized single garage and own driveway and a private garden to the rear.
ENCLOSED PORCH: Double glazed windows. Quarry Tiled Floor.
ENTRANCE HALL: Part glazed door & side window. Picture Rail. Radiator.
SITTING ROOM: Double glazed window. Feature fire place with wood burning stove and wooden fire surround. Picture Rail. Built in display cupboard.
RE-MODELLED KITCHEN/BREAKFAST ROOM: Double glazed window and door to garden. Range of grey fronted matching wall & base cupboards. Wood worktops with inset induction hob and filter hood above. Breakfast bar. Built in double oven. Space for washing machine, fridge/freezer & dishwasher. Coved ceiling. Radiator.
DINING ROOM: Double glazed window overlooking the garden. Picture rail. Wooden floor. Radiator.
STUDY: Double glazed window overlooking the garden. Floor mounted boiler.
CLOAKROOM: WC. Corner wash basin. Radiator.
INTEGRAL GARAGE: Up & over door. Built in personal door. Light & power. Mezzanine storage area.
STAIRS TO LANDING: Double glazed window. Access to loft.
BEDROOM 1: Double glazed windows overlooking the garden. Picture rail. Two built in cupboards. Radiator.
WALK IN STORAGE ROOM: Double glazed 'Velux' window. Eaves storage cupboard. Radiator.
BEDROOM 2: Double glazed window. Picture rail. Radiator.
BEDROOM 3: Double glazed window. Picture rail. Radiator.
SHOWER ROOM: Double glazed window. WC. Pedestal wash basin. Shower cubicle with electric shower. Part tiled walls. Radiator.
OUTSIDE: The property is approached via a gated entrance leading to a brick set driveway and the garage. There is a secluded garden to the rear which is mainly laid to lawn with flower & shrub borders. Timber shed. Paved patio. Greenhouse. Oil tank. | 2019-04-24T06:21:12 | https://www.woodandpilcher.co.uk/property-for-sale/heathfield-punnetts-town/tn21-9dt/1382445 | [
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One for me please. Confirmation number OXN24540J5799370X.
2 for me please Mu. Payment Sent (Unique Transaction ID #1BU26517H5194281Y).
can we have 2 please?
I found Angie if you go to the www.paypal.com webpage and sign in it will look like it. I can never find it on the donate button.
I would like 2 please, will come back with confirmation number.
If you go to pay by Paypal via the donate button there doesn't seem to be a way to send money as a gift, I have had to go into paypal as a seperate Google search and then sign in and then the Personal and Gift page is there but definately wasn't there if I want to go via the Donate button on the front page.
Sue ...can you drop mine off to please... .............you know how your maps work..
Im only a few inches up North..
...p.s...soz havent ordered yet waiting for my pension to go in.on 15th.
All calanders that were ordered and paid for have been sent out today (2nd class) so hopefully everyone should get them by Friday at the latest.
If you have ordered and paid for a calander and do not recieve it by next Monday (14th Nov) Please pm Mulan with the date that you paid and she will look into it.
Thank you all for your continued support, And please feel free to post on this thread telling other members about your new Calanders.
Have received mine today and it's every bit as good as I hoped it would be. Would definitely recommend to others.
recieved mine today,one is staying here and one to my mum and the third is going to my friend in america. thankyou very much for the time and effort put in to producing them.
Received the calendar today, many thanks.
Received mine yesterday. Will pm admin about my correct postcode just in case you need to send me anything in the future.
i have orderd 4 calanders couldnt resit them .order number 20c945414B319793W ALL THE BEST SYBIL .
sybil owen wrote: i have orderd 4 calanders couldnt resit them .order number 20c945414B319793W ALL THE BEST SYBIL .
Hi Sybil hope you and Roxy are well. Boon on treatment for his tummmy again at the moment.
my daughter orderd the calanders as she has a paypal account,i didnt know if they would go to her address or mine .
Send a private message to Mulan in admin about it Sybil. They might not have been posted yet. Then at least you will know where they are going to.
He is a little beastie nessie always getting hold of nawty things to eat.
I put Boon's photo on for Roxy as they are brother and sister. | 2019-04-18T21:09:22 | http://yorkie-rescue.forumotion.com/t7111p30-calendar-preview | [
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Eight items of literary works published on the Internet will join another 170 novels to compete for the Mao Dun Literature Prize, one of China’s most prestigious literary awards, according to the Chinese Writers Association (CWA).
This is the first time that Internet novels have been accepted as qualified candidates for the prize, which is awarded to no more than five novels every four years.
The winners will be selected after two rounds of voting from a committee of 62 judges.
Recent years have shown a growing trend of Internet-based publication of literary works in China, whose number of Internet users climbed to 477 million this year.
In an earlier talk with media, Chen Qirong, a spokesman with the CWA, said that by opening the doors for Internet novels, China’s awards have begun to recognize the influence of Internet literature.
This news excerpt is a bit misleading.
Yes, novels originally published on the Internet are, in a break with tradition, eligible for nomination. However -- as I understand it -- they must later have been printed as a book and sold at bookstores.
If you think this is incorrect, please comment below.
Bruce , June 23, 2011, 12:41a.m.
If that is indeeed the case (and I have no idea whether or not it is...will try to ask around and find out, though) what makes Internet novels different from conventional novels? Sort of makes the distinction moot.
Cindy Carter, June 27, 2011, 10:53a.m.
@Cindy What makes Internet novels different from conventional novels?
The author can get feedback from the readership before writing the next chapter and change the story accordingly, or even include the feedback verbatim in later writing. Chengdu, Leave Me Alone Tonight is an example of the former, and Liu Liu's 《心术》actually cites netizens' online comments in the body of the text.
If you publish at one of the ubiquitous free platforms for creative writing, such as those run by Shanda Literature, you don't have to persuade a publisher that you have written a marketable book, and your copy won't be edited/censored by someone twice your age who probably doesn't even use the Internet anyway.
Obviously the Mao Dun prize folks are still very nervous about allowing writing first published online to compete direct with a novel first published in hard copy. But I think I have answered your question above clearly. Writing for publication online is obviously a less inhibiting and more interactive experience!
Bruce Humes, June 27, 2011, 7:28p.m.
Good points. So if the criteria for an Internet novel to be considered for the Mao Dun prize is simply that it must later have been printed as a book and sold at bookstores, the process of writing, editing, developing, disseminating and creating a following for an online novel remains unaltered. You can have all the advantages of writing and developing your novel on the Internet, and still submit it to what is essentially a traditional text-based, publication-focused literary prize. Case in point (albeit a case which will be never considered for the Mao Dun Prize, for obvious political reasons) is Ai Weiwei's blog book 此时此地: all of the posts originated from his blog, and were later compiled and edited and published in pulp form.
Cindy Carter, July 19, 2011, 12:33p.m.
Cindy Carter, July 19, 2011, 12:51p.m. | 2019-04-23T08:54:36 | https://paper-republic.org/links/internet-novels-to-compete-for-chinas-mao-dun-literary-prize/ | [
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Trying to protect yourself from identity theives? Order a Security Stamp and keep your personal information private without the cost and inconvenience of a shredder. No more tiny paper confetti escaping from its basket. | 2019-04-25T14:57:36 | https://www.stamp-connection.com/signature.aspx | [
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Comfort and adventure in a single cup! Freshly ground Yorkshire chillis, star anise, cinnamon and nutmeg are combined with the highest quality dark chocolate to create this amazing blend, inspired by the original Aztec brew. Mix up at home for a rich, warming drink. Five servings are included in a beautiful gold tin.
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Dark chocolate (cocoa mass, sugar, cocoa butter, emulsifier: soya lecithin, natural vanilla flavouring), ground cinnamon, ground star anise, chilli flakes, ground nutmeg. | 2019-04-25T05:59:16 | https://butterflieschocolates.co.uk/product/aztec-spice-sipping-chocolate/ | [
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Rationalist Judaism: "Nu, So What Did You Think Of My Alps?"
As I mentioned, I'm currently in the Italian Alps for a few days, giving some lectures, and today, I went horseback riding. It is bitterly cold, and I have a bitter cold, but I did not want to miss the opportunity. Now, riding a horse is not one of my skills (I’ve spent more time riding elephants), and the horse that I was given was a huge and feisty stallion who seemed as though he was auditioning for Tolkien’s Riders of Rohan; I was the only person in my group who was given a switch in order to impose discipline if necessary. However, he didn’t throw me off and he was obedient, at least for most of time. We made our way through the tiny, narrow streets of a rustic village, then up the hills through snow-encrusted countryside, with the gigantic white Alps looming around us. It was incredible.
The experience reminded me of something that I wrote about fifteen years ago, back when I was Nosson Slifkin. At the time, I was grappling with two stories which appeared contradictory. The first concerned the late Manchester Rosh Yeshivah, Rabbi Yehudah Zev Segal (whose daughter was my elementary school teacher, so I guess that makes me an indirect talmid of his!). The story is told that Rav Segal was once traveling in Manhattan, and his companions suggested that they take a detour in order to see the famous Empire State Building.
Fifteen years ago, these stories presented a contradiction that bothered me. In classical yeshivah fashion, I reasoned that the contradiction could be resolved. The Empire State Building is a man-made creation, and thus there is no reason to admire it. The Alps, on the other hand, are God’s own handiwork. Thus, there is no difference between Rav Segal and Rav Hirsch.
Fifteen years later, I’m not dismissing the possibility that this resolution is valid, but I am more open to acknowledging the likelihood that the stories reflect a fundamental difference between these two great Torah scholars. I can think of two ways in which to explain the nature of this difference.
One possibility is that these stories reflect two different approaches within Judaism. Rav Segal was of a particular ultra-Orthodox ideology in which Torah—the pursuit of God’s wisdom and commands—is of paramount interest, to the point where it is virtually of exclusive interest. Neglecting the pursuit of Torah and mitzvos, even for a short time, merely to appreciate a wondrous sight, would be inexcusable. Rav Hirsch, on the other hand, was of the Torah im derech eretz school of thought, in which a Jew’s life is enriched by appreciating the wonders of the world—be they God’s creations, or the creations of man, with his ingenious application of his God-given brain.
Another possibility (perhaps related to the previous one) is that these stories reflect the different origins of Rav Segal and Rav Hirsch. There’s a hilarious satirical news story about a person in New York for whom all therapy had failed to cure his chronic miserable attitude, and he was about to undergo a lobotomy, when at the last moment the surgeon realized that there was nothing clinically wrong with the person; he was, in fact, from Manchester. I spent the first seventeen years of my life there, so I can see why it might have caused Rav Segal to have little interest in sightseeing. A miserable, grey, industrial and very provincial town, Manchester tends to produce cynical people who have little interest in the wider world. Rav Hirsch, on the other hand, was from a very different culture.
So, there are three possible explanations for the differing attitudes of Rav Segal and Rav Hirsch. I’ll have to contemplate the matter further before deciding what my attitude should be with regard to man-made wonders. But meanwhile, I’m glad that I braved the cold and my cold to ride through the mountains. When God asks me what I thought of His alps, I’m going to tell Him that they are terrific.
Horses are pretty awesome, too.
Nu, So What Did You Think Of My Lord of The Rings? My La Boheme? My 5th Symphony in C Minor? My Mona Lisa? My Madame Bovary? My ... Lipa Concert?
I'm sure that both Rav Segal and Rav Hirsch would agree that you make a bracha on seeing Alps and no bracha on seeing the ESB (unless you are an architecture nerd - shehecheyanu).
Is there really a stira?
I think that Rav Hirsch would have been interested to see the Empire State Building.
We say a bracha Chonen Hadaas, which I always think of when I see a wonder of the world like the Empire State Building. Hashem gave the architects and engineers the wisdom to build them, didn't he?
(Even more so the George Washington Bridge, which is breathtaking but unfortuately pedestrian to those of us who see it on a very regular basis. And read Robert Caro's biography of Robert Moses to find out just what miracles of engineering went into building the Cross Bronx Expressway).
And Baruch Shechalak Mechachmaso Lebasar Vedam.
"back when I was Nosson Slifkin"
The Mishnah in Avos says that if you're travelling along and learning, and you see a tree or a ploughed field and stop learning to say "Wow, what a great tree" or "Wow, what a great ploughed field" you've done very badly.
Why a ploughed field as opposed to just a field? Why a ploughed field as opposed to a nice mountain?
The tree is natural, a product of God's handiwork. The ploughed field is a testament to the hard work of man to develop the natural world God gave us. Admiration of both the natural and the man-made must come second to Torah. Perhaps that's why the Manchester Rav had no interest in the ESB.
But maybe Rav Shimshon Rafael Hirsch was riding through the Alps on the same horse as you and couldn't concentrate on his learning so he had time to look?
"And Baruch Shechalak Mechachmaso Lebasar Vedam."
You say that on the ESB??
Not to mention that some (most?) architectonic wonders were build in connection with avodah zarah.
I wish I knew how to ride a horse. My mother tells me that my father was quite adept at riding horses.
My personal take is that seeing a great man-made structure is an extension of seeing G-d-made structures since isn't it G-d who created man, his wisdom, and the potential to create such structures?
R.NS: "And Baruch Shechalak Mechachmaso Lebasar Vedam."
The הכרת הטוב: Manchester has given us many Nobel Laureates, including 2 physicists in 2010, as well as many other precious חכמי אומות העולם.
I know one of Rav Hirsch's great-granddaughters who insists that Rav Hirsch's name is not Shimshon. She says it's Samson or Shamshon, but not Shimshon. Just thought I'd let you know.
You say: "I think that Rav Hirsch would have been interested to see the Empire State Building."
--Hagyan (or 'הגיין'), who is authenticated by his Google profile.
A fourth option: Perhaps RSRH enjoyed sights like the Alps, and used his vort to justify going out of his way to see them, and perhaps Rabbi Yehudah Zev Segal wasn’t in the mood to take a detour that day, and used his vort to justify not going to see the Empire State Building.
They don’t contradict each other because each is really a justification for a personal preference that may have been thought up on the spur of the moment rather than a well thought out articulation of a Torah principle.
One of the major characters in the musical "Hair" is a guy from Flushing, Queens, who decides that it would be more interesting to be from Manchester, England!
Six years ago I took my wife to the top of the Empire State Building and offered her an engagement ring. She accepted and we are still married :).
Open a Hirsch Siddur and see Rav Hirsch's commentary to that Mishna.
I was going to bring up that Mishna, but Garnel beat me to it!
Rabbi Slifkin - Great post! A little different than your usual writing and I enjoyed it very much.
Garnel – That mishnah in Pirkei Avos always bothered me, especially because I love nature and nature has a wonderful emotional effect on me. Stopping to appreciate nature enhances my life, and even enhances my learning (like when I was up in the beautiful mountains in the summertime).
I take exception to your disparaging remarks about Manchester. I was born in Manchester and have lived all my life here, yet I have been very fortunate to have seen many of Hashem's great wonders of the world. Nevertheless, when I return from these travels, I always say "It's nice to be home" - in Manchester.
Rav Mordechai Breuer, when teaching the pasuk "Vat'chash'vehu m`at me'Elokim," told the story of Rav Hirsch, and continued that in the spirit of the mizmor, one could continue with the question, "did you see my New York?"
We get alot more snow nowadays R'Natan, makes Manchester a little brighter!
Why complicate things? Two people had two different personalities and interests. My son once asked me if I allow him to be interested in beetles (he was six at the time, and I think a combination of seeking a large bug along with a nascent yet emerging sense of independence motivated the question). I told him it's not for me to decide what fascinates him, that's his department. And that's been our understanding since, even to my slight chagrin. He has no interest in Chazzanut or classical music, both of which I am passionate about, and would love share with him. C'est la vie. He's a great kid in almost every other way. The point is that many chareidim see the need to ape EVERY aspect of those great and venerable sages referred to as "Gedolim" If the Gadol eats breakfast at 7:42 a.m., so shall we. If the Gadol ties his necktie in a half windsor knot, so shall we and on and on and on. It's a silly practice. G-d made individuals to be individuals. It means nothing that R. Segal had no interest in seeing a tall building and couched it in Hashkafic terms. Likewise, it means nothing that R. S.R. Hirsch wanted to see the Alps and couched it in similar terms. The only significance of both stories is the message that is common between them: that everything one chooses to do, should be done in service of the Divine, or at least made to appear as such (mitoch shelo lishamh bah lishmah). People are allowed, nay are expected to stylize their lives, and should do so to His glory.
I have a third plausible theory. That the story of Rav Hirsch is pretty well known story and Rav Segal was just being ironically witty. Welcome back.
arn, absorb, follow and do, like nice little programmed androids.
To me it means we will listen and we understand. I remember a discussion in a charedi baal tshuva circle with two talmidei chachomim present, what to do if your rebbe tells you to jump out the window. Guess what? The initial reaction was of course you jump like nice little programmed androids! Then they had a sofek that lechoira the rebbe is telling you to do a dvar aveira, so how can we do it? Some concluded that they have to do it af al pi ken because of emunas chachomim, others needed to be 'meayen'. I concluded that I was in the wrong company and threw the rebbe out the window. Lol.
Poshuter, you change your name every time I out you.
The Wizard, you very perceptively described the fundamental difference between Chareidi hashkafah and non-Chareidi hashkafah.
Even assuming you are correct that only Chareidi hashkafah is lechatchila AND there is no bedeiavad, what does this do for most Jewish people who for various reasons cannot do what the Chareidi hashkafah requires? Is this a form of Protestant predestination, where only an elect have a change to be saved, all others predestined to perish?
IIRC he actually sat on it - I have always wondered about that one (and the companion piece on the ir hanidachat) - shouldn't his testimony have ended the debate (just as one exception to a proposed theorom is enough to kill it)?
G*# makes a good point, that it was probably just an off the cuff remark, not reflective of any grand philosophy. In shas we find many statements that were said "dechayeh madche", ie, just to get an annoying guy off one's back. This happens to many people on a daily basis.
Agav, Charlie Hall's comment, that the Cross Bronx XPway caused so-called environmental damage, is a picture perfect example of liberal "thinking", and demonstrates quite nicely why America is in decline.
Wizard, learn Horiyos and you will see that it is on fact forbidden to follow a teaching that know to be incorrect, even if the whole Sanhedrin tells you to do so. Your intellect (if any) is odif.
Also, Manchester is the epitome is grimness.
"Naaseh v'nishma means we listen, learn, absorb, follow and do, like nice little programmed androids."
Who does the programming? This seems to be a very cogent argument for blaming G-d for one's heresy and misdeeds.
shouldn't his testimony have ended the debate (just as one exception to a proposed theorom is enough to kill it)?
No, he didn't mean literally. What he meant was that it's not drush ve kabel sachar but rather a halacha like other halachos.
G*# makes a good point, that it was probably just an off the cuff remark, not reflective of any grand philosophy.
Bad point - 'sichas chulin of talmidei chachomim tzricha talmud'. If those comments were not said in earnest they would be kalus rosh and leizonus. True talmidei chachomim don't speak lightly of Olam Habo or Yom Hadin.
Charlie Hall, please tell us what environmental and socioeconomic damage was caused.
>IIRC he actually sat on it - I have always wondered about that one (and the companion piece on the ir hanidachat) - shouldn't his testimony have ended the debate (just as one exception to a proposed theorom is enough to kill it)?
Apart from the fact that the Torah says two or three witnesses establish a thing, not one, he was not testifying that he saw a ben sorer u-moreh case, only the grave (likewise 'ir ha-nidachas). Presumably there was a grave which people said was a ben sorer's grave. But how can he have know if it really was? We all know that there are many false graves. Most importantly, it could not have been an authentic grave if historically there never was a ben sorer. Maybe we can never know for sure eiether way, but surely this testimony alone should not have ended the debate.
I don't know why people are bothering to respond to this "Wizard" guy, it's pointless. It's also obvious that it's "Poshiter Yid" with a new moniker.
"Bad point - 'sichas chulin of talmidei chachomim tzricha talmud'. If those comments were not said in earnest they would be kalus rosh and leizonus. True talmidei chachomim don't speak lightly of Olam Habo or Yom Hadin."
"ברוך ... שחלק/שנתן מחכמתו ליראיו" ?
Or how Rambam mentions עונש in ספר המצוות on "את-ה' אלוקיך תירא"? Seems related to me but I'm not sure yet.
I wonder also if carefully observing whether people "don't speak lightly of Olam Habo or Yom Hadin" is how to identify תלמידי חכמים?
"Likewise, it means nothing that R. S.R. Hirsch wanted to see the Alps and couched it in similar terms."
That's why I have always felt bad for yeshivish people who work. Nebech, they feel terrible that the whole day they must do something so mundane as working. When they get home and can learn, they're in heaven. An ideal MO person, however, is happy working since he sees his work as part of his avodas Hashem.
I can't imagine what it must be like to spend eight hours every day of one's life thinking one is essentially wasting one's time or serving some secondary, non-ideal function in G-d's world.
They were making a new psak on ben sorer, such that it became nearly impossible for it to occur. The question is asked: If it will never happen, why is it in the Torah (ie. how can you completely annul something in the Torah)? The response: To learn it and be mekabel schar (iow it can still serve an intellectual purpose).
The testimony regarding the grave of a ben sorer would then be talking about a ben sorer who had been killed according to the previous definition of the halacha. It is probable that it was definitely a ben sorer as otherwise he wouldn't have disrespected the grave by sitting on it.
Well, it seems that she is confused herself as to which one it is. I think that it was pronounced as Shamshon, I heard this pronunciation many times, but written Shimshon. It's a distortion similar to Yankev for Yakov. Just thought I'd let you know.
Oh, I've heard this remark often. It's bizarre, because it automatically assumes that a yid mit a burd has special status or spiritual level. It makes me uncomfortable. But what does this mean when compared to nature? Seems like apples and oranges to me.
Yes, true talmidei chachomim as it says if there is no reverence (for the Almighty) there is no wisdom. But someone other than talmid chochom can also poses it.
This is a very good thought but I hope you agree that it's not the intend of the Mishna?
I think Rabbi Yaakov comes to proclaim the supremacy of Torah. He is talking about hamafsik mimishnoso davka. He is not denying the outside world. This is the pshat imo.
"...(a) peculiar comment in the Talmud Yerushalmi (end of Kiddushin): “A person will in the future [have to] make an accounting for everything that his eye beheld but he did not eat.” "
Wizard: How did you decide whom you were going to mindlessly follow? How did you decide what subjects are beyond your comprehension?
There are plenty of other problems with your comment, mainly that it does not represent Judaism as practiced and understood by virtually all of the Rishonim, but let's start with that question.
see Sanhedrin 71a - ani ritiv vyashavti al kivro - I saw HIM and sat on his grave.
sorer, such that it became nearly impossible for it to occur.
I will have to put on my academic sheitl for this one. Sanhedrin moved out of lishkas hagozis 40 years before the Churban. Rabbi Yonasan was a talmid of Rabbi Akiva so he could not have seen HIM and set on his grave because there was no dinei nefoshos at that time. They were not makink a new psak because it was already impossible for it to occur. This was also the reason why the Jews could not execute Jesus.
shouldn't his testimony have ended the debate (just as one exception to a proposed theorem is enough to kill it)?
Correct conclusions. One has to feel the pulse of the Gemorah what is commonly known as the Svorah. The creative, artistic types have an easier time at it than the scientific types. To me this is the beauty of the Gemorah - the Svorah. Just my opinion fwiw.
RS, the last few posts were excellent!
However, being from the same area of Manchester myself (R' Natan and I were childhood friends) I must say that I also felt that way about the aforementioned "sunny" city until I brought a girl I was engaged to at the time to visit my parents. She looked around (actually we were just passing the Hazeldean Hotel) and said, Manchester is such a pretty place! And you know what, I looked around with new eyes and said, I've never noticed it before, but you're right! Especially Broughton Park (which is where we and Rav Segal grew up). There are some very quaint and pretty houses, nestling amongst abundant greenery. Arresting avenues of old Oaks leading to stately 19th century English buildings. And that's not to mention the English hills which surround Manchester (in which we spent a good amount of our childhood, collecting various creatures and getting rained upon copiously).
I don't think I grew up as one of those "cynical people who have little interest in the wider world" to whom you refer. It's true that most peoples smiles have been eroded by years of constant drizzle, however I would not ascribe Rav Segals approach to the rain. The chareidi worldview runs deeper and longer than that in my opinion.
Mordechai, the link doesn't work.
One bein hazemanim (Yeshivah was in session in the Catskills) some fellows took off some days to do some sightseeing, canoeing, rappelling, whatever. They came back to the Yeshivah, and were hanging around, telling of their exploits.
The Rosh Yeshivah walked in.
They sheepishly explained where they had been,adding that Rav SRH had said that he wants to have an answer to HaShem's question "Have you seen My Alps?"
The Rosh Yeshivah responded "I don't know if He will ask you if you saw His Alps or not; but one thing I do know for sure--He certainly will ask you if you saw His Masseches Eiruvin!
I will have to put on my academic sheitl for this one.
but even an academic (not that i accept academic study c"v :-)) would have to explain why such specific language was used.
Max: It wasn't or isn't a conscious decision. It's a mesorah, just like Torah. Father to son, father to son. Makes it easier that way, too. Tatty says so and so is a gadol, ergo he's a gadol. I heard an audio yesterday of HaRav Gifter, zt"l. He said on the tape that HaRav Shach, zt"l was the Gadol HaDor. That's enough to convince me and the rest of Ortho Jews that he was.
As far as what's beyond comprehension, that's obvious to the indivual, and to the Gedolim as well. When the Gemara says not to learn Kabbala until age 40, that means age 40, not when you decide it's time. And since age 40 at that time a person knew all of shas baal peh, today it should probably be age 80 or not at all. Even your precious Rambam says not to learn about the Mekava except with 1 Talmid Chacham. Yet everyone thinks they can just go ahead and do what they please, because they have reached such glorious heights in the secular world. A PhD in astrophysics in no way qualifies you to learn Kabbala.
This is where feeling the pulse of the Gemorah comes in. Rabbi Yonathan objected to the concept of 'drosh vekabel sachar', and to drive across the point expressed himself in an exaggerated manner common to his period. Trying to explain 'specific language' brings you to being megale ponim shelo kihalocha.
Since you were trying to apply mathematical logic to Talmudic text I am surprised by the c'v. Academic approach is useful for obtaining proper historical, cultural and linguistic understanding of a Talmudic text. If Chovos HaLevovos can use the words of 'amgushi' (a priest of idolatry in the context) to teach us emunah why cannot we learn from the academia? Kabel emes miomra, imo. This is the approach of the rationalist school of thought.
"When the Gemara says not to learn Kabbala until age 40, that means age 40, not when you decide it's time."
Where did you conjure up this quote? Where is Shas does it say this? Or did you hokus pokus it?
Father to son, father to son. Makes it easier that way, too. Tatty says so and so is a gadol, ergo he's a gadol.
Lech lecha ... Mibeis avicho. There is a nice machshova in Likutei Halochos of R. Nosson talmid of R. Nachman. He says that since Torah is eternal this commandment applies to each and every one of us. Every person is brought up with incorrect beliefs due to his environment and parental upbringing. The Torah commands us to abandon our preconceived notions and follow the path of G-d similar to Avraham Avinu.
I dont know the exact daf. Exact sources are not as important to me as they are to you. We Haredim do not need chapter & verse. Someone said that someone said that the Gemara said is plenty good enough.
Mibais avicha only works if you say my father or anyone's father worshipped idols like Avraham's did. But if my father and your father was a ben Torah, then you are not allowed to deviate from his teachings, as it violates kibud av.
I'm sure the heilige R. Slifkin can tell you where it says about 40 years old. Even translating any kabbala sefer into English is a shande, if not a crime altogether. Just beczuse you can walk into the library and read any secular book, does not mean you can do the same with any Torah sefer. There are restrictions. Only a fool would think that if he reads the Artscroll version of Yechezkel that he can understand the Maaseh HaMerkava. Same with reading an English Zohar. Pretentious, chutzpahdik, and criminal.
"We Haredim do not need chapter & verse. Someone said that someone said that the Gemara said is plenty good enough."
You'll have to be a bit less over the top if you want to be convincing.
Same with reading an English Zohar. Pretentious, chutzpahdik, and criminal.
Criminal? No. Criminal is when someone does a crime. Rubashkin, for example, committed a crime when he lied on his collateral declarations to the bank for 10 years straight as was proved in court. Rubashkin also committed a crime when he perjured himself on the stand in court. The yeshivish world seems to get mixed up quite a lot about what is and what is not a crime.
Someone said that someone said that the Gemara said is plenty good enough.
talmid has this to say.
As someone from Manchester and knowing the ROSH very well and Mrs Kupets your elementary teacher, I can only say I dont believe the story. If you read of the Chida travels in London he went to visit the tower. The ROSH was brought up in Manchester and went to a non-frum co-ed Jewish school. He was not the over frum person he is made out to be with no secular knowledge at all. He often went to the alps as well. I think one does a disservice to his great memory writing questionable stories about him.
Then there is the third Alps story.
Rav Kook was stuck in Europe when WW I broke out. His first safe haven was in Switzerland. The Nazir, attempting to cheer him up, took him for a trip in the mountains. When asked if the beauty of the mountains didn't move him, Rav Kook sadly responded "the mountains of Eretz Yisrael speak to me more..."
I have a third plausible theory. That the story of Rav Hirsch is pretty well known story and Rav Segal was just being ironically witty.
Agreed. But this could actually be a minor variation of the 2nd explanation: Rav Segal was negating Rav Hirsch's opinion by quoting him in a mildly sarcastic way.
this system will also be duplicated to post Halloween masks or even fancy dress masks.When Mask my partner and i say mask That means so numerous things, considering that the You will find other kind connected with masks for some other occasions. | 2019-04-19T07:25:34 | http://www.rationalistjudaism.com/2010/12/nu-so-what-did-you-think-of-my-alps.html | [
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This term we welcomed new students into Years 5, 7, 10 and 11. I would like to welcome these families to Green House, we are blessed to have such supportive parents and this has continued in 2019. I hope each student has managed to make friendships, get settled into a good routine and have enjoyed their time at Waverley College so far.
Our Year 7 students were involved in an outdoor learning program, the focus was on team building and for the boys to step outside their comfort zone. It was a great chance for students to get to know each other as they started their journey at Waverley. As their Head of House, it was also a great chance to get to know each student. It was a very enjoyable experience, and each boy will have gained valuable friendships from their time away.
All students in Green House attended our annual Green House Mass this year. It was the first time this event has taken place and we look forward to building on this exciting and engaging event. Thanks to all the parents for their involvement and a thank you to our Year 12 students for their service to Green House.
Our Year 10 and Year 5 Waverley students met up for their first Big Brother, Little Brother this term. The Big Brother Little Brother program aims to engage and partner our Senior students as mentors with our Junior school students. It provides a series of opportunities for them to engage with each other throughout the year. Games such as Basketball, Dodgeball, Soccer, Touch Football and Tug of war were enjoyed by all the students. A great time was had by all and a special thank you to all the teachers from both Waterford and the Senior school that helped facilitate this event. We look forward to many more enjoyable experiences.
This term we held the Senior and Junior Swimming carnivals to much fanfare. Thanks must go to all the students that were actively engaged in these exciting events. While Green House did not win either event, the highlight was the engagement of our students. Some other highlights for the term include: The World’s Greatest Shave, wellbeing mentor interviews, the cadet camp, the end of the summer co-curricular season and the start of the winter co-curricular season, Year 9 ballroom dancing, our Green House Easter liturgy, The Amazing Race and our inter-house dodgeball competition.
I must also take this time to thank our Green Mentors for 2019. Green House has been blessed with outstanding teachers who bring life and meaning to everything our students experience. Our team of wellbeing mentors have done a wonderful job in their wellbeing roles this term, building positive relationships with the students and welcoming them every morning. We thank the following staff for their role as Green House mentors in 2019: Junior School: Stephen Ghattas Gabrielle Bransby Senior School: Angur Brotherton (GR01) Melinda Phelps/Ms Jannet Markey (GR02) Jon Walker (GR03) Gary Kennedy (GR04) Kathryn Knowles (GR05) Dominic Hearne (GR06) Daniel Kroll (GR07) Belinda Buchan (GR08) Patrick Darvill (GR09) Nehal Badiani/Julie Barns/Mr Angus Lyons (GR10) Phoebe Guirguis (GR11) I hope you have a relaxing and enjoyable break. | 2019-04-21T08:04:49 | https://waverley.nsw.edu.au/news/green-house-report-term-1-2019/ | [
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Looking for an architect in South Gloucestershire? No matter if it involves a extension, remodel or new construction you will quick and easy find the right architect through Servicestart. Create your request below and both individual construction engineers as big and small construction firms and architect firms connected to Servicestart will contact you for the job. There are many qualified architects and building engineers active in South Gloucestershire and other parts of Greater Bristol who might be curious about your inquiry. | 2019-04-21T20:02:39 | https://uk.servicestart.com/account/architects_South%20Gloucestershire.do | [
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I am wondering if the chap Roseman above might be F/Lt Noel Eric Roseman pff, RNZAF, who served with W/C Bill Simpson in No. 109 Squadron later?
I too am interested in this, and the history of Levin is surprising quiet on the subject. The Weraroa strip was AFAIK and as pjw4118 states West of SH1 in CD Farm Road. However, the Air Force Base was clearly called "Weraroa" but I think it was at Kimberley, a couple of miles to the Southeast. From what I've seen, it appears to me that the strip ran between Kimberley and Tararua Roads and was roughly North-South i.e.at right-angles to the prevailing wind, which I find unusual.
Yeah it was your book and other research that led me back here and then I spotted Roseman and thought it had to be the same man. Also missing from that No. 109 Squadron photo was Alan Dray DFC pff. He was from here in Leamington, Cambridge.
Over Xmas I spent a bit of time in Levin looking for more details about Weraroa.
Originally the CD ( Central Development )Farm road area and Kimberley Rd ( RNZAF ) were both part of an 800 acre Government owned block , munch of which remained State owned until the late 1980s. Originally an experimental farm the Wereroa part became Levin State Farm for " unemployed elderly men. " and reformatory school for boys. In 1918 it also held religious conscientious objectors.
In 1939 the Kimberly Road site was commandeered by the RNZAF and the borstal moved across to CD Road over a weekend.
Things happened quickly in those days , a request to the PWD to provide a satellite airfield for Ohakea at Weraroa was made on 1/7/41 and the airfield opened a month later. As well as an ITW , ground radar operators were trained there and although uniformed as RNZAF or WAAFs they did not come under Air Force control.
Post war the borstal remained in CD road and was extended , having its own cell block built in 1966.The borstal closed in 1989 and today the site remains mainly empty but perhaps with Waitangi obligations. It is classified as Historic Cat 1.
Three movies were made at the site and named Kohitiri , they are available on NZ on Air Film .
I will post a couple of photos of the CD road remains.
The site of the old Kimberley Hospital is now being developed into a retirement village, so eventually any WWII vintage buildings still on the site will probably disappear. They're keeping/renovating the chapel apparently, but I don't know if that's WWII or post-war.
Maybe Bruce, but I do recall we had a lot of outdoor lectures on our Basic Training course at GSTS, Woodbourne, in 1989 too. I can see merit in outdoor lectures for some things, like the compass bearing training, parachute training (they usually popped one and infated it in the wind to demonstrate its parts), etc.
The Kiwi of the air stations — it possesses no "wings' — Weraroa is the Royal New Zealand Air Force's "intake" point for all pilots, observers and air gunners. It is the place where the men who will have wings are grounded in the first steps of their training.
For this preliminary course the Air Force took over from the Education Department one of its training institutions, a mile or so outside Levin, equipped with well-planned gardens, plenty of green sward and good permanent buildings. For additional accommodation new dormitories and streets of boarded tents have been spread over the adjoining paddocks.
Immediately on arrival the recruit makes a complete break with the old life by packing up his "civvies" and donning the Air Force blue uniform. In an article Charles E. Wheeler gives the initial issue to the recruit, the complete total of his official possessions: one greatcoat, two complete uniforms, two pairs socks, two pairs boots, two shirts and four collars, clothes-brush, button-brush and stick, tie, gym. vest, canvas gym. shoes, two caps and badges, five blankets (more can be obtained at choice), one pair of sheets and a pillow slip (regularly replaced as they require washing).
At first parades of new recruits, uniforms are closely scrutinised, suggestions for improvement noted, and a visit to the camp tailor eventually produces a smart fit.
"Training makes you one step better than the enemy," is the axiom learned at the first lecture. There is so much study in the Air Force that the men are relieved of most fatigues. The course is intensive. Men must keep their uniforms clean, and modern facilities including a drying-room are available for their personal washing. But there are no cook-house fatigues, nor is the recruit required to clean up the camp grounds — he has quite enough to do with his studies, varied by some early morning physical exercises, and breaks between lectures.
Most of the young men get to bed by 9 p.m. Every man has a wardrobe, and sleeps on a spring mattress. He must be tidy. In the morning bed clothes have to be folded into a neat pile like a sandwich at the end of the stretcher.
The men come to mess with their own cups and cutlery; they line up to be served, and find the tables laid for the rest. Diet is planned to include raw and cooked fruit, and fresh vegetables such as lettuce. The men are represented on a messing committee, where with the camp officers including the doctor, the dietary scale is decided periodically.
Recruits are immediately formed into flights of a convenient number for lectures, possibly 30 in a group. They go through the course together, and are sent as a flight to their next station. They elect two of their number to exercise control, marching them to meals and making sure that every member of the flight attends lectures. This system assists in their development of friendships and builds a disciplined body with some idea of Air Force traditions and obligations. The course for pilots is six weeks, for observers two months, and for gunners about a month.
Most of the air gunners and observers go straight to Canada, under the Empire air training scheme. The "rough spots" have been knocked off. They then know a good deal about the guns used on aircraft, understand much of the technical side of radio transmission, and have a sound groundwork in navigation. So much has to be taught in this first month that only one week-end leave is given during the whole period.
Experienced officers, from knowledge of the young airmen and records of their examinations, can determine what they can best do in the Air Force; that an individual is marked out for a pilot, an observer, or that he will develop into a skilled gunner. The station has many lecture rooms, and a large staff of qualified officers who invite questions and test the attention of the class by occasional discussion.
"Your training," he adds, "is aimed at bringing out all these attributes."
Articles like the above make me realise the RNZAF recruit training in the 1940's was so similar to when I went through in 1989, it shows they knew what they were doing, they found the best method and stuck to it. Not like the civilian education system.
I also learned a new word fro that article, "sward" - an open expanse of short grass.
The property at Levin which used to be the Weraroa Boys’ Training Farm, but was an Air Force training station for several years during the war, is now being used by the Mental Hospitals Department for the accommodation of children in the same class as those at Templeton farm colony, near Christchurch. The existence of such an institution in the North Island will enable children who require to live in one to be nearer their homes, if their homes are in the North Island, than they would be at Templeton. The patients which the department has at Templeton and intends to have at Levin are children who are mentally deficient but not insane, including some who are adult in years but have remained childish mentally. They require protection from the hazards of normal life, but live and work satisfactorily in an institution.
This map comes from the National Library's collection.
I only just found out that the property next door (ie RNZAF Wereroa) was a WW2 ground training unit from speaking with the previous owner! I then did a bit of digging and it brought me here. Fascinating stuff, I’m a bit of a military history junkie as being a serving member of the NZDF (and ex RN) such info is of great personal interest. I’m going to collate maps and aerial photos to make a display for the wall of the man cave as with the redevelopment of the site much of the remaining fabric and infrastructure will likely be lost.
If I were you , get over the fence and collect any items of interest , as I am sure that there are a few boards with carefully carved names in some of the old dorms/classrooms ! | 2019-04-24T08:30:31 | http://rnzaf.proboards.com/thread/12818/lost-airfields-rnzaf-levin-wereroa?page=6 | [
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This year, we saw the rapid rise and fall of controversial singers (Lana Del Rey), excellent releases from veteran rockers (Bob Dylan, Bruce Springsteen) and the revival of R&B (The Weeknd, Frank Ocean). But of all the exciting albums in 2012 the 10 below were my favourites, based both on artistic merit and complete emotional bias.
Unlike the electronic weirdoes' last two beloved records, there is no chance your mom will like a single track on this album. Filled with stuttering bleeps, sporadic shrieks from frontman Noah Lennox (a.k.a. Panda Bear) and heaps of droning loops, it is a challenging release. But, given enough time and attention, songs like "Applesauce" and "Father Time" begin to morph into (something resembling) pop music.
In the insular music media world, the rise of this Montreal synth-pop powerhouse — a.k.a. Claire Boucher — dominated the first half of the year. Appearing like a manic pixie apparition out of nowhere, her impossibly high-pitched vocals, damn catchy beats and brilliantly calculated image as half wide-eyed innocent, half astute tastemaker, landed her in the pages of Vogue, Rolling Stone, The New York Times. The best part: Visions lived up to the hype.
I describe this record to anyone who will listen (i.e. my mom) as the perfect soundtrack for driving the Sea to Sky highway. Gentle, almost fluid guitar is given equal placing to Zachary Cole Smith's quiet, droning vocals to create a dream-pop album with a punk undercurrent.
If you haven't heard this record — which melds synth-pop with calypso and reggae — don't bother until spring thaw. Though lyrics take on topics of heartbreak, musically, it's better suited for sunny day lounging. Staring out the window, watching snowmaggedon wreak havoc while listening to "Real Way" was, by far, the biggest mistake I've made today.
Warning: not for the emotionally fragile. After battling a serious drug addiction, Seattle's Mike Hadreas sequestered himself in his mother's basement to pen this gorgeous, somber album. Taking on topics from prostitution to death to struggling with being openly gay and pairing them with spare piano chords, the songs are not easy listening, but they're worth the effort.
These scrappy Cleveland punks won my heart at Manhattan's Mercury Lounge earlier this year. Aggro bros headbanged aggressively on one side of the stage while a set of skinny boys slammed into each other on the other. Buoyed by unapologetic hooks and melody, the record is equally fit for fans perched in heels or those throwing elbows.
It's a tale as old as SoundCloud: electro-pop duo posts a couple of singles online, earn stamp of approval from tastemaking music publication Pitchfork, sign to venerable label 4AD, and live happily ever after. That's the story, in a nutshell, of Edmonton ex-pats Corin Roddick and Megan James. Only, unlike most Internet fables, theirs stretched out over an entire year. Instead of riding the buzz over their bewitching 2011 singles "Ungirthed" and "Belispeak," the pair took their time labouring over the release — which features James' haunted, honeyed vocals and Roddick's ethereal beats — to create one of the most exciting records of the year.
This was the most universally loved record of 2012 — and for good reason. To start, there's Ocean's voice: epic, sprawling, gorgeous. But more than that, his storytelling is both captivating and original. There are confessionals like "Bad Religion," in which he pours his heart out to a taxi driver about unrequited love, but he also sings about the trappings of an opulent life in "Super Rich Kids" and its opposite, the stronghold of addiction, in "Crack Rock." Musically, the record ping pongs from jazz to dance-pop to love ballad. Six Grammy nods later, there's no disputing this was the year of Frank Ocean.
Anyone who knows me well is snickering. (Stop it, you guys.) I loved this anthemic rock album loudly, fiercely and unconditionally. Maybe it's because the Vancouver guitar-drum duo wrote it for people just like me: sentimental, prone to premature nostalgia with a penchant for wild rock shows. If you're drawn to heaps of guitar fuzz, fist pumps and endless wails of "Whoa oh oh ohs," they wrote it for you too.
This record is the musical equivalent of a bad-on-paper date: describe their qualities and it seems pretty obvious that you should stay away. But you won't and, in this case, it's the right decision. The harmony-heavy Brooklyn band has almost no consistent rhythm, an aversion to choruses and a lead singer whose wonky yelp seems to take on a life of its own. But it's precisely that beautiful chaos that makes it so thrilling. | 2019-04-25T05:00:43 | https://m.piquenewsmagazine.com/whistler/top-10-albums-of-2012/Content?oid=2444993 | [
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ZOOKEEPER MOVIE CLIP "LOOK LIKE A HERO"
ZOOKEEPER MOVIE CLIP "THIS IS VENOM"
ZOOKEEPER MOVIE CLIP "FLY THE HIGHEST"
ZOOKEEPER MOVIE CLIP "64 MEAT LOVERS PIZZAS"
ZOOKEEPER MOVIE CLIP "ANIMAL MEETING WITH VOICEOVER STARS"
SYNOPSIS: The animals at the Franklin Park Zoo love their kindhearted caretaker, Griffin Keyes. Finding himself more comfortable with a lion than a lady, Griffin decides the only way to get a girl in his life is to leave the zoo and find a more glamorous job. The animals, in a panic, decide to break their time-honored code of silence and reveal their biggest secret: they can talk! To keep Griffin from leaving, they decide to teach him the rules of courtship - animal style. | 2019-04-21T14:57:42 | https://movietrailerchannel.com/release_date/616/zookeeper/ | [
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My good friend, Jean Fischer, gives a primer on Pinterest. She's even got me interested, and you know how resistant I am to adding more social media to my plate!
Writers: Have you tried Pinterest? Please share your experience.
Readers: What kinds of Pinterest boards attract your attention?
Susan, thanks for the link. I've been using Pinterest for several months, and I find it a great tool for organizing information. They now offer two locked boards where you can store information privately.
Hi Hilary - Hmm, I'll have to check out that aspect before I dive in.
Hi Jean - You're welcome. Can you comment on Hilary's concern?
Hi Rhonda - I'm trying to snip away the excess, and here I am thinking about Pinterest!
Hi Karen - One of my friends recently received an iPad for her birthday. The first thing she showed me was her Pinterest board.
Hi, Susan... I've attached a link that addresses some of the copyright issues. When a person pins something onto their boards, Pinterest automatically links the pin to its source. There have been questions floating around since Pinterest's beginning about copyright law, but so far, none of its almost 12 million users have been sued, and the general consensus is that copyright falls under "fair use". Also, websites can block their content from being pinned. I think a problem would arise if you presented the pinned content as your own creation.
I've been avoiding Pinterest, Twitter, Smart Phones and all the other stuff that might take me hostage. I sure hear good things about it, though.
Wishing you & yours a blessed & joy-filled Christmas, Susan.
That was great advice from Jean. I think that if I ever wanted to do Pinterist,that I could follow her directions. It might even be fun. | 2019-04-20T11:21:44 | http://www.susanjreinhardt.com/2012/12/friday-round-up-225.html | [
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Should I get a giraffe shirt or an elephant shirt?
I have to return a gift to Modcloth and have some big decisions ahead of me. Namely, giraffes or elephants?
The giraffes have funny cartoon faces!
Such elephants. Wow. I like how I can satisfy my urges to wear creatures on my clothing with a quick internet trip to Modcloth. | 2019-04-19T17:25:03 | https://groupthink.kinja.com/should-i-get-a-giraffe-shirt-or-an-elephant-shirt-1496586719 | [
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Archives|Mirror, Mirror, Who Is the Unfairest?
Mirror, Mirror, Who Is the Unfairest?
ROOTING out conflicts of interest on Wall Street has become a full-time job for securities regulators in recent years. Thankfully, some long-needed changes have been made to research and sales practices at brokerage firms, banks and mutual fund companies.
But one conflict lives brazenly on, safe from even the most assiduous reform efforts. That enduring unfairness is related to, of all things, the fairness opinion.
Fairness opinions are produced by Wall Street banks and are intended to assure the directors of companies involved in a merger, acquisition or other deal that its terms are fair to shareholders.
But the opinions can be problematic. That's because the bank affirming the fairness of the transaction is often the same one that proposed the deal -- and that stands to reap millions in fees if it goes through. When J.P. Morgan Chase paid $58 billion to acquire Bank One last July, the fairness opinion was supplied by -- who else? -- J.P. Morgan Chase.
However laughable they may be, fairness opinions continue to be used to justify transactions and to provide legal cover for directors fearful of being sued if a deal goes bad.
At least some regulators are beginning to awaken to the conflicts that fairness opinions pose. The NASD has asked its members and the public for comments on the practices surrounding the opinions and may propose new rules related to their use.
In Massachusetts, William F. Galvin, the secretary of the commonwealth, is investigating the fairness opinions supplied by Goldman Sachs and UBS, the two investment banks advising Gillette, which is the subject of a $57 billion offer from Procter & Gamble. Merrill Lynch provided the fairness opinion to Procter.
Mr. Galvin said he had subpoenaed documents relating to these fairness opinions out of concern that the deal might not be, well, fair to Gillette shareholders. "For us here in Massachusetts, this is a very big deal because many of the shareholders are residents," he said. "The fairness of the valuation is at issue. In the proxy statement, Goldman was credited with bringing the deal together. When one of the fairness opinion providers brought the deal together, how objective could their opinion be?"
A spokesman for Goldman Sachs declined to comment. UBS's spokesman said, "We are confident in the advisory services provided to our client."
As a part of his investigation, Mr. Galvin asked Rajesh K. Aggarwal, a professor at the University of Virginia who specializes in corporate governance and executive pay, to analyze the fairness opinions.
Professor Aggarwal wrote in his study that the opinions were reasonable and valid but that there were "substantial discrepancies" between the public and private statements the companies have made estimating the merger's value.
For example, the companies' public projections on the revenue and cost "synergies" they expected to achieve as a result of the merger were about $14 billion to $16 billion. But internal company documents, Professor Aggarwal said, put the estimates at $22.1 billion to $28.1 billion.
In addition, he said, there seemed to be errors in the way the merger's value synergies were calculated -- mistakes that underestimate the value of the deal. He concluded that by underestimating the value of the synergies, the deal would be more beneficial to Procter & Gamble shareholders than to Gillette's owners.
Eric Kraus, a Gillette spokesman, said the company had no comment on Professor Aggarwal's analysis. "Virtually no financial expert thinks the deal is anything but excellent for Gillette shareholders," Mr. Kraus said, adding that Gillette was cooperating with Mr. Galvin's inquiry.
Procter & Gamble said it believed that the opinion provided by Merrill Lynch was fair.
Shareholders of both companies will have the last word. They are scheduled to vote on the merger in June.
Speaking generally, Professor Aggarwal said: "There's a sense that whatever the two parties agree to must be fair. But management has no interest whatsoever in having independent third parties looking at the details of any transactions, and boards historically weren't going to question the judgment of management. So the issue here is the one party that doesn't participate in the negotiations -- the shareholders."
But shining the spotlight on fairness opinions, as Mr. Galvin has done, is indeed a public service.
And surely, in a time when corporate directors are being held increasingly accountable for their actions, they ought to be concerned about the conflicts that make many fairness opinions so dubious.
"I think we're going to see more boards hiring independent parties to evaluate transactions, to evaluate the performance of management and to evaluate compensation contracts," Professor Aggarwal said. "I think that if one of the high-profile deals that are in process now were to blow up because it looked like the board didn't do enough investigation on behalf of shareholders, you would absolutely see a lot more use of third parties to make sure the deal is good for shareholders."
When it comes to hiring firms that can conduct truly independent reviews of deals, directors have had few choices.
But a new firm, set up by two experienced Wall Street bankers, hopes to change that.
The firm, Pirie, Goldsmith & Associates of New York, offers independent fairness opinions on mergers and acquisitions, as well as on asset sales, executive compensation and other issues, said Robert S. Pirie, a former partner at Skadden, Arps, Slate, Meagher & Flom and, from 1987 to 1992, the chairman of Rothschild Inc., an investment firm. "To be able to look the lawyers in the eye and say, 'We hired someone who had nothing to do with the deal, who looked at it and said in their opinion it's fair,' if I were a director I'd be very happy to have that," Mr. Pirie said.
Gerald Goldsmith, a former top executive at Rothschild, is the firm's other founder; its advisory board members are Paul W. MacAvoy, professor of economics at Yale, and Peter Scanlon, former chairman of Coopers & Lybrand.
While the established Wall Street firms may snicker at the creation of such a firm, Paul A. Volcker, the former chairman of the Federal Reserve, applauded the idea of an organization devoted to the issuance of unbiased fairness opinions. "If there was ever going to be a market for this kind of thing it will be now," he said. "It strikes me that it would be very valuable. A lot of mergers are promoted for the benefit of those involved."
And all too often, shareholders are the last on that list. | 2019-04-23T13:05:46 | https://www.nytimes.com/2005/05/29/business/yourmoney/mirror-mirror-who-is-the-unfairest.html | [
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CURRENTLY WORKING BETTER THAN EVER.
total of $610,470.00 in 21 weeks, with money still coming in."
walaa ..... 3 weeks later the money started to come in.
READ IT AGAIN and AGAIN!!!
them on your computer and resell them. YOUR TOTAL COST $5 X 5=$25.00.
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they can not advertise until they receivethe report.
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be on every one of them.
on me! Within 3 weeks she had received 50 responses.
all cash! I was shocked. I have joined Jody in her ''hobby''.
isn't a better investment with a faster return and so big."
my first try and all the money came within 22 weeks."
To be opt out please email [log in to unmask] with the word "remove" in the subject line. | 2019-04-22T14:16:21 | https://listserv.acm.org/SCRIPTS/WA-ACMLPX.CGI?A2=ind0107&L=TEAM-ADA&O=D&P=4462&A2=ind0107&L=TEAM-ADA&O=D&P=4462 | [
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Stunning, one of a kind, vintage Boujad Moroccan rug in the softest wool ever. This rug is so phenomenal, it just exudes love. The wool has been worn to a shimmering softness that only comes from years of being delicately handled. The vibrant red is accented with incredible characters depicting Berber people and animals, (or ADATs, if you ask my young son). Intricately handwoven by Berber women in sheep's wool, dyed with natural, vegetable dyes and patina'd with love throughout the years. This piece will be a family heirloom passed down for generations to come.
Dimensions: Approximately 6'1" x 4'1" | 2019-04-22T20:33:26 | https://rootadorned.com/products/vintage-boujad-moroccan-rug-no-2044 | [
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Week 21 of the Master Keys is an amazing realization that I have made progress. I get the concept, but now have to work on the principle.
21-5 says a lot to me..
to control and master every condition.
It is this power that I have seemed to control and then lost control. It’s like moving in and out of the process. I see the amazing things that happen when I am have that consciousness of power and then rest on the success that comes and stop doing the things that got me there. I have always felt that I had to start over from the beginning when I stop doing the exercises daily. If I missed a reading or my DMP once or twice in a day, I felt like I could not move forward which then cascaded into an effect of failure, but paragraph 18 gave me a real different view.
Now I feel more compelled to do the exercises and less forced to do them. I am creating a pattern of being conscience of my power, instead of letting my thoughts roam free. Working on my silence, instead of letting the chatter happen.
March 3, 2014 in MKMMA.
I love that you are being kinder to yourself and giving yourself room to grow!
Wonderfully put: the more conscious we become of our unity with the source of all power, the greater will be our power to control and master every condition. A wonderful share.
Ditto what Kim San said!
Yes, new pattern is everything. Great job, go ahead. | 2019-04-23T22:09:34 | https://themasterkeytoliverich.wordpress.com/2014/03/03/mkmma-week-21-bootcamp-for-the-mind/ | [
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Surrogacy is a practice that started long back and Surrogacy Clinic Nepal holds a vital place in familiarizing this methodology with Indian sub landmass. The leading effort made by Surrogacy Clinic Nepal has changed the lives of number of childless couples by gifting them the chance to get their innate successor with IVF and moreover surrogacy framework. Surrogacy Clinic Nepal has constantly spearheaded surrogacy in diverse locales and this she is in news for starting surrogacy in Nepal for outside clients.
Surrogacy Clinic Nepal in conjunction with Surrogacy Clinic Nepal has offered a new ray of hope for intended parents to check out surrogacy options at much affordable rates in Nepal. Thus, choosing Nepal for infertility treatment or for surrogacy is a benefit for patients in a number of ways. If we see the scenario with the legal aspect, intended parents offered protection. Considering the financial aspect, it is always a much affordable business for intended parents if the costs are compared with foreign countries.
The pivotal wander of offering Surrogacy in Nepal is a help for singles as they are allowed to get surrogacy advantages here. The same is limited by number of nations including India.
Besides offering a chance to singles for having a newborn child through surrogacy or IVF procedure, the same is generally as open there for married couples.
On the other hand, a reference of a reason is most discriminating to be there with arranged couples wishing to get the organizations.
Surrogacy Clinic Nepal in conjuction with Surrogacy Clinic Nepal to offer surrogacy furthermore IVF business locales to proposed people.
The most beneficial part of getting surrogacy advantages here are, patients are given organizations from a share of the to a great degree famous helpful experts that cranes the shots of achievement of organizations publicized.
GIH i.e. Surrogacy Clinic Nepal is a champion among the most prestigious intercontinental specialist's offices settled in Nepal that has 18 ICUS, 12 CCUS and 4 NICS with discrete restorative gas supply for the imprisonment rooms.
Adequate offices in every room helps organization individual offer the best with respect to pre and post specialists advantages there at GIH.
Surrogacy and IVF frameworks have starting late been added to the opened up extent of organizations offered by GIH and thusly the center continues being the one unmistakable offering every sort of treatment for every possible physical distortion.
For surrogacy purposes, the offices pick surrogate mother just in case they clear the measures made by the center itself.
The underlined rules supported by GIH in consent with Surrogacy Clinic Nepal for a lady to be a surrogate mother at GIH reports that the lady must have a posterity of her own and she must have a good general wellbeing to experience the procedure.
She (the surrogate) must have the consent of her family fusing her mate and in laws with the goal that no honest to goodness issues can be raised out the decision taken by the lady (surrogate mother) by her relatives.
It is imperative to the surrogate mother to have the consent of her family with the surrogate mother so she can have the energetic help that would help her survive successfully.
The women for a surrogate's part needs not being more than 35 years of age.
The women ought not to be a smoker and must be an educated lady.
Educated women are important with the objective that she can understand the technique well going before taking the decision of coming into the surrogacy business.
Organizations do a cautious examination about the establishment of a woman before enduring her as an issue mother.
The woman moreover obliges going under a helpful examination to check she is physically fit for the normal livelihood.
Besides testing the physical condition of the women, she is moreover reviewed rationally.
Such tests exhibit for the workplace of the surrogates and make them an impeccable contender for the surrogacy procedure.
The surrogate must stay in the Nepal rather in the surrogacy homes settle inside Surrogacy Clinic Nepal.
The surrogate is met all requirements for live in the GIH surrogacy home for the entire nine months time till the pregnancy gets over.
The rebuilding of surrogate at GIH surrogacy homes is given unprecedented basics as the mending focus rooms are outfitted with all the obliged incitement and treatment business locales required to a surrogate in the midst of the pregnancy days.
The thing that makes surrogacy a simple occupation to get into is obviously the vague laws for surrogacy in Nepal.
Legal structure for surrogacy in Nepal is not as strict as it is in different parts of the world like India and UK and US and due to this very reason various remote customers consider surrogacy in Nepal.
Surrogacy in Nepal is effortlessly accessible for singles and for wedded couple. This is a standout amongst the most essential reasons of fame of surrogacy in Nepal.
Undefined surrogacy laws make it simple for restorative association to begin surrogacy and offer administrations to planned folks.
Despite the fact that GIH has set up its set of principles relating to which surrogacy administrations are offered to planned folks in Nepal.
In expansion to all these profits to planned folks going out for surrogacy in Nepal, gay couples can likewise consider this chance to parent a child.
Surrogacy Clinic Nepal in conjunction with Surrogacy Clinic Nepal has begun the wander of keeping record of egg benefactors.
Their profiles are generally imparted to the planned couple or either with gay competitors.
These applicants can then pick one candidate according to their craving and budgetary requirements.
Intended people coming to Nepal for surrogacy have the opportunity to pick their egg giver as indicated by their essential.
Surrogacy Clinic Nepal in conjunction with Surrogacy Clinic Nepal has started the meander of keeping record of egg sponsors.
Their profiles are by and large granted to the arranged couple or either with gay contenders. | 2019-04-25T18:03:33 | https://selectsurrogacyindia.com/surrogacy-in-nepal.html | [
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Our dedicated AV retail and installations divisions are among the best in the business. Offering only the latest equipment, PAV seeks the best product and tailored audiovisual solution that suits your needs. Our team are fully accredited and trained on programming and installing each product we sell.
We specialise in houses of worship, education facilities, restaurants & bars, boardrooms, fitness centres and sporting facilities. PAV are LED specialists and have wide experiences within sporting arenas and bars.
© 2018 PAV Sales & Installation. All Rights Reserved. | 2019-04-23T12:41:42 | https://www.pav.com.au/shop/?ref=fmenu | [
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These buttery brown sugar cookies are shortbread-like cookies made with only 5 ingredients. These are excellent cookies to bake for a special occasion or everyday treat, and they are egg-free.
They're delicious with only the chopped pecans for flavor and crunch, but there are many other variations you might want to try. See the tips and variations for many possible add-ins, decorating ideas, and some tips for chopping pecans.
Heat the oven to 325 F. Lightly grease baking sheets or line with parchment paper or silicone baking mats.
In a large mixing bowl with an electric mixer, beat the butter until creamy. Add the brown sugar and beat on high speed until light and fluffy. Stir in the vanilla.
With the mixer on low speed, gradually add the flour.
Scoop portions of cookie dough with a tablespoon or small cookie scoop and shape each into a ball. Arrange the cookie dough balls on the prepared baking sheets about 2 1/2 inches apart.
Lightly grease the bottom of a glass or other small container with a flat bottom and dip it in granulated sugar, pourable brown sugar, or raw sugar. Press the bottom of the glass lightly on a cookie ball to flatten slightly. Redip the glass in sugar and repeat with the remaining balls of cookie dough.
Bake the cookies in the preheated oven for 15 to 20 minutes, or until they are firm and lightly browned on the bottoms.
Store the cooled cookies in an airtight container for up to 1 month, or freeze (undecorated) for up to 2 to 3 months.
*If using unsalted butter, add 1/4 teaspoon of table salt or fine sea salt.
If pecans are rancid, they will ruin your cookies. Always sniff or taste pecans before you use them. If you don't bake often, store any remaining pecans in an airtight container or zip-close plastic bag and refrigerate them for up to 4 months (depending on their freshness). Or freeze pecans (or any nuts) for up to 8 months.
How to Chop Nuts: For best results, chop the pecans by hand with a sharp knife. If using a food processor, use quick pulses and don't overprocess or you'll end up with ground nuts or nut butter.
Add 1/2 cup of Bits O' Brickle Bits or Heath Toffee Bits to the cookie dough with the pecans.
Add 1/2 cup of regular or mini semisweet chocolate chips to the cookie dough with the pecans.
Replace the chopped pecans with chopped walnuts.
Put 1 cup of semisweet chocolate chips and 2 teaspoons of vegetable shortening in a microwave-safe bowl. Microwave the chocolate for about 1 to 1 1/2 minutes, or until the chocolate has melted. Stir until smooth and blended. Dip the cooled cookies in melted chocolate to partially cover, or drizzle the melted chocolate over the cookies.
Sift confectioners' sugar over the cooled cookies.
Add 1/2 teaspoon of ground cinnamon to the batter with the flour for spiced pecan cookies. | 2019-04-25T00:29:34 | https://www.thespruceeats.com/pecan-praline-cookies-recipe-4101493 | [
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Since Phia Foundation calls the 21st century Indian poverty a scandal, the organization vows to eliminate it paving the way for a society where the people of all walks of life have access to justice and dignity. Local partners are spreading across the country to help proliferate development and humanitarian initiatives which will, in the long run, stem the root of poverty. A strong bond and understanding with many grassroot level organizations is of no less help to reach the poorest and most disadvantaged communities.
Special thrust on women, young ones and disadvantaged groups. | 2019-04-20T18:28:39 | http://www.phia.org.in/our-work | [
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SendOvernightMail.com is the fastest and easiest way to print and ship letters, documents, forms, and other time sensitive items online via Fedex or USPS Priority Mail. SendOvernightMail delivers quickly to Perris, California and allows you to meet all your shipping needs online. All Fedex orders are fulfilled via a Fedex Kinkos location. Get instant delivery times, pricing and tracking numbers at the one stop shop for all your expedited document and mailing needs.
If you're wondering how much it costs to send overnight mail, whether single letter, or bulk mail, to Perris, California, see the table with costs and delivery estimates below. Click Get Started to get send your mail now!
Perris, California is the number 466 city in the US, with a population of over 72326. SendOvernightMail makes it a breeze to print and mail expedited letters, documents and forms to Perris. Try us out now, or email team@sendovernightmail.com with questions, comments or suggestions! | 2019-04-26T06:05:08 | https://www.sendovernightmail.com/lp/print-and-mail-fedex-overnight-to-perris | [
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Britain's Andy Murray beat Serbia's Novak Djokovic 6-2, 7-5 on Sunday to win the Miami Masters and clinch his third title of the year.
The world number four wrapped up victory after reeling off the last five games of the second set having seen Djokovic, the world number three, throw away his chance to level the final.
The Serbian, the champion here in 2007, had served for the second set leading 5-3, but a fifth double fault disrupted his fightback and his game quickly fell apart.
Murray, the first three-time winner on the ATP Tour in 2009, also made further inroads on Djokovic's world number three ranking with only 170 points now separating them.
The 21-year-old Scot dominated Djokovic for most of the match as the Serbian fell prey to a total of 43 unforced errors.
Djokovic called for the trainer early in the second set and Murray's level subsequently dipped slightly, although the Scot said it wasn't necessarily due to any distraction.
"If you look at the next game or so, he started rushing me," Murray said. "He started coming forward more, and he hadn't been doing that.
"He went for broke a little bit and tried to shorten the points. He hit the ball well. I struggled a little bit, but it wasn't just because of the timeout he took."
Djokovic broke Murray twice to win four games in a row, then the Scot won a marathon game to hold for 2-4 and regained the momentum.
Overall Murray kept Djokovic off-balance with his variety of pace and direction and thwarted his attempts to come to the net with precise passing.
Murray's day included two second-serve aces, including one 76 mile per hour ace that flummoxed Djokovic.
"The majority of players now play so well from the baseline and both sides, that if you can use some slice and drop shots, some high balls and stuff, it just takes them out of their comfort zone," Murray said.
"It's my way of dictating how the match is getting played. A lot of people might not necessarily think my game looks the most aggressive or offensive, but very few times will I not have the points played how I like them to be played."
Murray said he also believed he had benefitted from his improved fitness. He has an apartment in the area and did pre-season fitness training here.
"I think mentally it makes a difference," he said.
"Even if you're struggling, you know your opponent is going to be feeling the same. Whereas before, sometimes you could get tired and look over at the other side and the opponent seems fine.
"A match like today - it was hot out there. A few long rallies and I would be a little bit out of breath. I could look down the court and see him struggling, as well."
Murray, the first British finalist here for 25 years, took victory when Djokovic went long with a lame volley after an hour and 42 minutes on court.
The 21-year-old Scotsman, who had raced through the first set with two breaks taking him to 4-0 lead, has now won three Masters titles. He was the champion in Cincinnati and Madrid in 2008.
"I think any time you win a tournament, obviously it gives you confidence," said Murray, who had also reached the final of the Masters event at Indian Wells in March.
"The Masters Series have always been, after the Slams, tough tournaments to win." | 2019-04-25T04:47:07 | https://www.hindustantimes.com/sports/murray-beats-djokovic-to-clinch-miami-masters-title/story-um3PMwCmleX5QJgvUf1jpI.html | [
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2009-10 House Bill 3849. An Act Relative To Public Utility Shareholders Dividends.
Title 2009-10 House Bill 3849. An Act Relative To Public Utility Shareholders Dividends. | 2019-04-24T07:38:14 | https://archives.lib.state.ma.us/handle/2452/791556 | [
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Palo Alto and San Diego — Paul Hastings LLP, a leading global law firm, announced today that David Beckwith, a seasoned trial and appellate lawyer with three decades of experience, has joined the firm’s Intellectual Property practice, and will be based in Palo Alto and San Diego. He joins from a litigation boutique firm, and previously was a partner at McDermott Will & Emery.
Beckwith’s arrival follows several additions to the firm’s Intellectual Property practice in 2018, including Robert Unikel and Michelle Marek Figueiredo in Chicago, Robert Laurenzi in New York, and Marisa Williams in San Francisco.
The firm was named American Lawyer’s 2018 Transatlantic IP Team of the Year.
The firm was named LMG Life Sciences 2018 Hatch-Waxman Litigation Team of the Year – Branded.
The firm was nationally ranked in the 2018 edition of Managing Intellectual Property IP Stars in Patent Contentious, PTAB Litigation, and Life Sciences.
The firm received top rankings, and 15 partners were recognized in the 2018 edition of IAM Patent 1000.
Isaac Ashkenazi and Philip Ou were recognized by Law360 as Rising Stars in Life Sciences and Technology, respectively.
Yar Chaikovsky was named by Law360 as a Technology MVP for high-profile patent wins on behalf of Trend Micro and HTC.
Joseph O’Malley was named an Intellectual Property Trailblazer by the National Law Journal for his work on behalf of Helsinn Healthcare.
The Daily Journal named Yar Chaikovsky and Chris Kennerly to its list of Top IP Lawyers in California.
In 2017, the firm was named one of Law360’s Life Sciences Practice Groups of the Year.
Patexia, Inc. recognized Naveen Modi as the most active attorney representing petitioners and patent owners in inter partes review (IPR) proceedings at the Patent Trial and Appeal Board, noting that Modi's workload of 240 cases is the most among the 5,000 attorneys who have worked on IPRs since 2012. | 2019-04-26T00:02:04 | http://www.paulhastings.com/news/details/?id=0db2a96b-2334-6428-811c-ff00004cbded | [
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Bees! These adorable little guys from Junipurr are cast in 14 karat yellow gold, and have a very low profile. Available threadless for most piercings. | 2019-04-25T21:54:58 | https://store.chronicinktattoo.com/products/14g-threaded-14k-yellow-gold-bee-by-leroi-1 | [
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Anywho...im not sure when i will reveal myself just yet.
I thought you were going to "nevah >D" reveal yourself, Genks.
EDIT: Let's keep the posting concentrated here. Try not to post things in multiple posts when it should be one, and dont keep a conversation going about one particular pic or set of pics. This is not Aeria Games lawlz we need to be short and sweet. Let's keep the pics coming! What about all your ex-Celestians.. show yourselves, warriors!
I got some more pics for u all to see.
This Pic i was dress for Halloween . I dress up as a princess . since i was into knights and those fairy tales.
On the left is my sister and in the middle is my so cute cousin that i so love so much as a cousin. He were always pick on us if we were at his house . flip us over and we sister always make sure the guys dont do that or we get paid back lol.
this outfit i had a a talent show. I was posing for it before they time to come. i sang lucky by Britney Spears.
This is when my sister and i were with my mom. My mom was divorce when we were little but they togetheir now. the left is me and one on the right is my sister.
Good to see our fellow guildies irl.
Since baby pictures were posted and I'm lazy..here's Aya at 5!
and an old senior ball pic from 05..XD cause I look hawt.. | 2019-04-25T05:56:49 | http://einherjar.forumotion.net/t4p25-irl-pictures | [
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Handheld devices, such as programmable cell phones and personal digital assistants (PDAs), have already become more numerous than PCs. Students need to be prepared today to work on the most widely available computing platforms of tomorrow. With their small size and mobility, these handheld devices present both new opportunities and unique software engineering challenges. J2ME stands for Java 2 Micro Edition that is one of the three Java Editions (J2SE, J2EE, and J2ME) specially designed for handheld devices. J2ME plus handheld devices are the platforms for wireless Internet and mobile business in the future.
Chong-wei Xu. 2005. J2ME programming. J. Comput. Small Coll. 21, 2 (December 2005), 272-272. | 2019-04-24T02:09:09 | https://digitalcommons.kennesaw.edu/facpubs/1597/ | [
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Concrete Landscape Edging or also referred to as Concrete Landscape Curbing will Beautify your yard with an attractive new look. Curb Designs Inc. was established in 1997 and we are continually growing due to our experience and quality of workmanship. Thank you for stopping by and please consider using concrete landscape edging in your next landscape design.
Flexibility allows curves & turns.
problems of costly form work. | 2019-04-26T05:43:48 | http://curbdesigns.com/ | [
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The Global Voice Network is developed to change the way companies connect in the Telecoms sector and is a truly global network which enables organisations to connect with TelServ easily in 21 countries and 153 datacenters around the globe. Within the Global Voice Network, customers can connect to 225+ operators, ~1400 partners, 1000+ SIP trunks and 12.000+ community members!
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Contact us to discuss possibilities to connect to the Global Voice Network in one or more of our 21 countries with 153 locations worldwide and connect to 225+ operators, ~1400 partners, 1000+ SIP trunks and 12.000+ community members! | 2019-04-21T10:07:47 | https://www.telserv.nl/solutions/global-voice-network | [
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Several seminal works of educational research have espoused the virtues of feedback. First came Black and Wiliam’s Inside the Black Box, then Hattie’s Visible Learning, followed by the Educational Endowment Foundation’s Teaching and Learning Toolkit.
Each posited that feedback was one of the most impactful teaching strategies at our disposal, adding eight months of extra progress every year and leading to at least half a GCSE grade’s improvement. But is feedback in danger of being the next big fad?
To be clear, there is no doubt that feedback is important. It is not the next Brain Gym. If pupils didn’t know what to improve and how to improve it, they would be unlikely to make any progress.
But our obsession with feedback has led to an unhealthy teacher workload which, in turn, has adversely affected recruitment and retention in the profession.
For proof of this, look no further than the government’s Workload Challenge (2015) survey, which found that 53 per cent of respondents thought that, while marking pupils’ work was necessary and productive, the excessive nature, depth and frequency of marking was burdensome.
Last week I explored ways of ensuring that marking and feedback are made more meaningful, manageable and motivating. This week, I will turn my attention to what the evidence tells us works best.
Time spent on marking and feedback can be time well spent. However, when teachers spend so much time marking that they burn out, or when time is spent engaged in ineffective marking, then something has to change.
What’s more, the quality of the marking and feedback that steals so much of teachers’ time is often questionable. Indeed, as the Carter Review of Initial Teaching Training (January 2015) found, there are gaps in some teachers’ capacity “in the theoretical and technical aspects of assessment”.
In fact, of all the areas of ITT that Sir Andrew Carter reviewed, “the most significant improvements are needed for training in assessment”.
Assessment skills are not sufficiently prioritised in either initial teacher education or CPD. There is an assumption that assessment is a natural intuitive skill possessed by all new teachers but that is, it seems, a false assumption.
Assessment, the report argued, is part of every teaching activity and is the means used by good teachers to evaluate progress and diagnose the needs of their pupils. As such, the best marking and feedback are neither wholly formative, nor wholly summative; they are embedded in the classroom, not activities of reflection outside the classroom.
The best marking and feedback also help pupils to engage more fully in their own development and learning. After all, a pupil responds better to new challenges if they understand what they need to do in order to progress and why doing it matters.
What’s more, the best marking and feedback are at the heart of every classroom because they provide evidence that guides teaching and learning. The best marking and feedback also provide an opportunity for pupils to demonstrate and review their progress.
The NAHT report stated that assessment should be fair – in other words, it should be inclusive of all abilities and free from bias towards factors that are not relevant to what the assessment intends to address.
They say that assessment should be honest – in other words, assessment outcomes are used in ways that minimise undesirable effects, are conveyed in an open, honest and transparent way to assist pupils with their learning, and judgements are moderated by experienced professionals to ensure their accuracy.
They say that assessment should be ambitious – in other words, it should place achievement in context against nationally standardised criteria and expected standards, and embody, through objective criteria, a pathway of progress and development for every child. Assessment objectives should set high expectations for pupils, too.
They say that assessment should be appropriate – in other words, the purpose of any assessment process should be clearly stated and conclusions regarding pupil achievement should be valid and the assessment method appropriate to the pupil’s age, to the task and to the desired feedback information.
They say that assessment should draw on a wide range of evidence to provide a complete picture of pupil achievement – in other words, it should demand no more procedures or records than are practically required to allow pupils, their parents and teachers to plan future learning.
And they say that assessment should be consistent – in other words, judgements should be formed according to common principles, the results should be readily understandable by third parties and a school’s results should be capable of comparison with other schools, both locally and nationally.
Furthermore, the NAHT says that the outcomes of assessment should provide meaningful and understandable information for: pupils in developing their learning; parents in supporting children with their learning; and teachers in planning teaching and learning.
They say that the result of assessment should be to provide information that justifies the time spent on it, and that feedback should inspire greater effort and a belief that, through hard work and practice, more can be achieved.
The term “feedback” originates from the field of engineering and was first used, to the best of my knowledge, by Norbert Wiener in 1946.
To Weiner and his fellow engineers, feedback formed part of a loop – it was about the discrepancy between the current state and the desired state, but this alone was deemed useless unless there was also a mechanism within the feedback loop to bring the current state closer to the desired state. In other words, feedback was about correction and progress.
Translating this notion for use in education, we can conclude that simply telling pupils that their current performance falls short of where they need to be isn’t feedback in the original engineering sense of the term. Rather, to be effective, feedback must also embody a mode of progression for pupils.
In practice, this means that the teacher should be clear and constructive about pupils’ weaknesses, offering suggestions on how they might be addressed, identify pupils’ strengths and offer advice on how to develop them, and then – crucially – provide planned opportunities in class for pupils to improve upon their work.
In order to do this well, the teacher needs to articulate clear assessment criteria before pupils engage in a piece of work and ensure these criteria guide the marking and feedback. In other words, if the learning objectives for the work being marked do not specify expectations around, say, presentation, then the teacher should carefully consider whether comments about pupils’ presentation should in fact be made.
The most effective feedback requires small incremental improvements of pupils’ work. Feedback is most impactful when it is given infrequently – what we might call “quality marking”, given for targeted pieces of work and not for every piece.
And feedback also works best when time is given for pupils to act upon it. In fact, the latter prerequisite is the most important. As Dylan Wiliam once said, the only useful feedback is that which is acted upon.
How well has the pupil understood the task?
What does the pupil know and not yet know?
What does the pupil need to do next to improve?
How will the pupil be informed of the required next steps?
How can feedback help encourage pupils to review their work critically and constructively?
Dialogic marking is misguided – it is time-consuming and yet often ineffective. But that isn’t to say that comment-based marking isn’t worthwhile. Indeed, we know from Ruth Butler’s research that providing feedback in the form of comments only (rather than giving a grade or a grade and a comment) is the most impactful strategy because it focuses pupils on what they need to do next to improve, rather than on comparing their summative performance with their peers.
However, when giving written comment-based feedback, we need to be mindful of the fact that pupils rarely read comments. A culture shift is therefore needed and that starts with providing time in class for pupils to read and reflect on the comments.
It also involves giving pointed comments – that is to say, brief and focused on the next steps, not long-winded and focused on correcting every mistake. Comments, if they are to be helpful, also need to be specific – pinpointing particular changes that are needed and providing examples. Vague suggestions such as “Details?” are unhelpful.
Comments need to offer something new, too, rather than simply repeating what has been said before. If the same written comments keep reappearing in a pupil’s book, it suggests they aren’t paying attention to them or don’t know what to do with them.
John Hattie says that the best way in which to understand feedback is to consider Sadler’s (1989) notion of the “gap”. The purpose of feedback, Sadler argues, is to reduce the gap between where a pupil is and where she is meant to be – that is, between prior or current achievement and the success criteria.
To make feedback effective, therefore, teachers must have a good understanding of where pupils are, and where they are meant to be. Hattie argues that “the more transparent (teachers) make this status for pupils, the more pupils can help to get themselves from the points at which they are to the success points, and thus enjoy the fruits of feedback”.
Feedback can help to reduce this gap in several ways. First, it can provide cues that capture a pupil’s attention and help her focus on succeeding with a task. Second, it can provide information about ideas that have been misunderstood. Third, it can be motivational, encouraging pupils to invest more effort or apply greater skill to a task.
Matt Bromley is an education writer and author with 18 years’ experience in teaching and leadership. Visit www.bromleyeducation.co.uk. To read the previous articles in this series or Matt’s archive of best practice articles, visit http://bit.ly/1Uobmsl. The next article in his feedback series is due to publish on May 24. | 2019-04-25T00:39:02 | http://www.sec-ed.co.uk/best-practice/feedback-the-mark-of-success-part-3/ | [
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The good news is the Vaping Prevention Plus Wellness (PPW) program is a quick and easy to use screening and brief intervention for professionals, peer leaders and others who want to prevent e-cigarette and drug use and promote protective wellness lifestyles and identities among youth.
Vaping PPW is an evidence-informed intervention adopted from the SPORT Prevention Plus Wellness program which is listed on the National Registry of Evidence-based Programs and Practices (NREPP), Blueprints for Healthy Youth Development and other evidence-based program registries.
Vaping PPW is the country’s only single-session e-cigarette prevention program designed to increase wellness-enhancing behaviors including physical activity, sports participation, healthy eating, getting adequate sleep, and practicing stress control.
It can be implemented in any setting where youth are found and now comes in both high school and middle school adolescent versions.
Vaping PPW is founded on a marketing-related model that targets naturally motivating positive peer and desired future images to increase multiple health behavior goal setting.
Vaping PPW is highly flexible and can be used as a stand-alone program, or as an add-on component to other prevention, health, sports, fitness, recreation, education or intervention programs.
Coming Soon: New Marijuana Prevention Plus Wellness program version for high school adolescents. | 2019-04-22T21:54:19 | https://preventionpluswellness.com/blogs/news/new-vaping-prevention-plus-wellness-program-for-high-school-adolescents | [
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AAC's substance abuse and recovery directory of West Palm Beach private alcohol rehabilitation facilities is your trusted resource to find a top luxury alcohol rehab center provider to find help for a serious drinking problem that is ruining my life or that of a loved one, quit drinking before it's too late or get related help.
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Maximum Air, a leading Newport News HVAC installation company, offers several maintenance plans for your heating and cooling comfort. We invite you to contact us today and, if you’re a first-time customer finding us on the web, to take advantage of our special discount for web referrals.
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$65 service fee is diagnostic fee only. Tech does not go into detail system inspection at this point. when Tech completes $90 inspection he uses more tools and spends more time with the equipment to test it inside out. Coil leanings are not included in $90 inspection but recommended if needed after inspection is complete. | 2019-04-24T04:50:44 | http://www.virginiaheatingcooling.com/maintenance-plans/ | [
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The warming climate will affect Mashomack’s trees. Come learn about our forests of the future.
This event is for adults or mature children ages 12 and up.
Register at 631-749-4219 or MashomackPreserve@tnc.org. Programs are free unless noted. Donations appreciated. | 2019-04-21T20:59:43 | https://www.nature.org/en-us/get-involved/how-to-help/volunteer-and-attend-events/find-local-events-and-opportunities/futuristic-forests--changing-climate-changing-trees/ | [
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At cheap-wedding-secrets.com we are dedicated to protecting your data and privacy.
We recognize that your privacy is important. This document outlines the types of personal information we receive and collect when you use cheap-wedding-secrets.com, as well as some of the steps we take to safeguard information. This will help you make an informed decision about sharing personal information with us.
cheap-wedding-secrets.com strives to maintain the highest standards of decency, fairness and integrity in all our operations. Likewise, we are dedicated to protecting our customers' and online visitors' privacy on our website.
cheap-wedding-secrets.com uses information from Google Analytics to track the number of visits to the website, browsers and operating systems. No personally identifiable information is obtained from these cookies. We use the information that Google Analytics generates relating to our website to create reports about the use of the site. These reports allow us to update the site and improve your usage of it.
cheap-wedding-secrets.com may collect personally identifiable information from you in a variety of ways, including, but not limited to, when you visit our site, register on the site, or fill out a form, and in connection with other activities, services, features or resources we make available on our site.
cheap-wedding-secrets.com also uses Facebook commenting. Facebook stores all of your comments and may show them on your timeline, depending on your Facebook settings.
cheap-wedding-secrets.com contains links to other websites that may be of interest to you. However, once you have used them to leave our site, we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information you provide while visiting such sites. These sites are not governed by this privacy statement. Always exercise caution by reviewing the privacy statement of the website in question before continuing to use it.
If we sell cheap-wedding-secrets.com, the information we have obtained from you through your voluntary participation in our site may transfer to the new owner as a part of the sale so that the service provided to you may continue. In that event, you will receive notice through our website of that change in control and practices, and we will make reasonable efforts to ensure that the purchaser honors any opt-out requests you might make. | 2019-04-21T14:37:10 | https://www.cheap-wedding-secrets.com/privacy-policy.html | [
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Made from the top and bottom of a Luftwaffe Aircraft Oxygen Bottle. It is fully stamped and dated 14.12.39 and while we do not have any history, it is likely to have been recovered from a crashed wartime Luftwaffe aircraft. 10cm diameter. | 2019-04-22T20:24:59 | http://www.oldnautibits.com/stock_php/infopage.php?catalogue=AMI&stocknumber=1894&frompage=archive_page.php | [
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Thayer and Smith. "Greek Lexicon entry for Rhabdos". "The NAS New Testament Greek Lexicon". . 1999. | 2019-04-21T22:59:59 | https://www.biblestudytools.com/lexicons/greek/nas/rhabdos.html | [
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At Onestop IT our mission is to assist 100 organisations in fulfilling their visions, and enable 5000 people every day to use technology successfully as part of their lives. Can you help us?
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If you have got this far and you are still interested we look forward to reading your CV! | 2019-04-25T06:42:18 | https://www.onestopit.com/about/recruitment/service-desk-engineer/ | [
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James Latham plc is a timber and panel products distributor. The Company is engaged in timber importing and distribution, carried out in approximately 10 locations. The Company offers a range of wood-based panel products, natural acrylic stone, hardwoods, high grade softwoods, flooring, cladding, decking and plastics. The Company also supplies commodity and specialist products to timber and builders' merchants. The Company offers a range of product categories, such as panels, solid surface, door blanks, hardwoods, softwoods, engineered timber, flooring, decking, cladding, modified timber and panels, fire retardant panels and technical panels. The Company caters to door and kitchen manufacturers, shop fitters and other market sectors. The Company's subsidiaries include Lathams Limited and James Latham Trustee Limited. Lathams Limited is engaged in importing and distribution of timber and panel products. James Latham Trustee Limited is a corporate trustee company. | 2019-04-22T08:04:05 | https://www.stockopedia.com/share-prices/james-latham-LON:LTHM/ | [
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The assassination of Dutch rightwing populist Pim Fortuyn, and the stunning electoral advances of his French counterpart Jean-Marie Le Pen have brought some lingering trends in European politics to the forefront. Rightwing movements and parties, mostly campaigning on anti-immigration, anti-globalisation and anti-establishment sentiments, have been advancing in quite a number of European countries. In a few, namely Italy and Denmark, they have assumed political power, though these governments cannot quite be put on the same level as the openly fascist Le Pen in France.
So, what is going on in Europe? The answer, of course, is not simple. A decisive factor clearly is the identity crisis of considerable segments of European nations at a time when many certainties of their parents' generation are fading into history. The challenges -- dangers and opportunities alike -- in a changing world are big enough to frighten many people.
The notion of a secure lifetime job that can feed your family is rapidly becoming a distant dream. You have to be constantly mobile, flexible, always eager to adapt to the technological whirlwinds of the Internet age. You have to be international and speak foreign languages to match the demands of a globalised economy. You have to be a player in the stockmarket to manage your savings aptly until retirement since public pensions are no longer sufficient for a decent life when you're old. You have to take care of yourself; the welfare state is gone. You even have to protect yourself against rising violent crime as the police is underfunded and understaffed and doesn't care anyway.
Too much a challenge for many. The established political parties provide no guidance whatsoever for people in search of orientation. The social democratic parties ruling most of Europe until recently are perceived by large segments of their key electoral bases -- the working class, to use an old-fashioned term -- as urban technocrats out of touch with the daily life of the not so well-off. It is these people who actively vote for rightwing populists, who provide them with what they -- and all the established parties -- lack: orientation, simple certainties and somebody to be blamed (non-white, and particularly Islamic, immigrants and the globalised establishment).
Globalisation in Europe primarily means European integration. While this has bound European nations closely together, it has also come to mean that the loss of national sovereignty is much greater than what will ever be achieved on a global scale. However, Europe continues to have a positive image. The warm welcome given to the most recent step in European Union (eu) integration (i.e. loss of sovereignty), the common currency, clearly demonstrates that.
But that positive image is quickly changing. The eu can be blamed for all the things that the losers of globalisation dislike: loss of jobs due to open borders for capital and immigrants, and arcane regulations from Brussels for many details of your daily life, right down to the size of bottles. This is going to be even more pronounced when a number of economically weak, low-wage Eastern European countries join the eu in the near future. In short, the nation-state is becoming a member state, unable to defend you against an uncontrollable Brussels bureaucracy and global markets, whatever that may exactly be.
It is this loss of identity that provides fertile ground for the populist movements now gaining ground in Europe. The established parties are singularly unable to even grasp the dimensions of the problem. The same can be said of the non-governmental organisation (ngos) and environmental movements, themselves largely a middleclass phenomenon. Ever seen a Northern African or Turkish immigrant in an environmental ngo? Or somebody from poor working-class neighbourhoods that are now so likely to vote for Le Pen and his counterparts? Of course not.
We have successfully integrated many issues into the political mainstream, at least superficially, and maybe integrated even ourselves into the establishment. However, (re)integrating the economically weaker parts of society, including immigrants, is now the key social problem for Europe. The economic ideas associated with sustainable development -- such as decentralisation, job-creating sectors such as organic agriculture and renewable energies, redirecting public expenditure -- can be a powerful tool for that. Shaping the necessary alliances to make sustainable development a part of the solution, rather than an abstract ivory tower concept by an elite for the elite, is the challenge. Not an easy one. Stay tuned. | 2019-04-21T09:18:24 | https://www.downtoearth.org.in/coverage/economy/identity-crisis-14615 | [
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Once you have defined your investment strategy, it’s success begins with a sound and well diversified portfolio of investment products.
Most typically in the form of bonds, the main benefit of fixed income products are their lower-risk profile and regular income payments.
Debt instruments structured to link possible coupon payments or the note’s market value to the performance of the underlying financial instrument or market.
A Premium Account is a dual currency account that provides potentially higher returns by taking advantage of currency exchange rate movements.
This website does not constitute any offer or solicitation to buy or sell. Investors should refer to the relevant offering document(s) for detailed information and applicable terms & conditions prior to subscription. Investment products are not bank deposits or obligations or guaranteed by Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries unless specifically stated. Investment products are not insured by government or governmental agencies. Investment and Treasury products are subject to Investment risk, including possible loss of principal amount invested. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments and/or treasury products denominated in foreign (non-local) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors home currency. Investment and Treasury products are not available to U.S. persons. All applications for investments and treasury products are subject to Terms and Conditions of the individual investment and Treasury products. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Customer understands that Citibank does not provide legal and/or tax advise and are not responsible for advising him/her on the laws pertaining to his/her transaction. Citibank UAE does not provide continuous monitoring of existing customer holdings. | 2019-04-26T15:41:23 | https://www.citibank.ae/uae/consumer/investment_treasury/range_of_products.htm | [
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At De/Centralize 2018 we heard from blockchain-based voting solutions, a gift card that allows people to buy a latte with cryptocurrencies, plus many more!
Zeex wants to use gift cards to allow people to shop using crypto. While there are options to pay for goods using cryptocurrencies, the process is usually a few steps more complicated than using cash or cards.
Zeex is trying to solve this problem by using gift cards. It has partnered with major brands like H&M, Amazon and Starbucks to enable the gift card suppliers and merchants to tap into the blockchain protocol. Basically, it’s a blockchain infrastructure for the gift card industry.
Take Starbucks as a use case. A customer will simply leverage a mobile wallet within the Zeex ecosysytem. They choose the company, make sure the money is all in place, open up a barcode and the cashier then scans the phone. Boom. The customer waits a bit for the latte, having paid the same amount of money as someone with fiat.
Zeex is planning on launching the product within the next few months.
Agora enables end-to-end transparency for elections worldwide. The problem is electronic voting machines are not that common, with only 31 countries having attempted to use them and only 20 implementing the system consistently. Plus, they are not secure and highly-hackable.
Agora claims that blockchain is necessary and can truly enable end-to-end verifiable elections. It allows ballots to be anonymised and voters can see their own ballot on the blockchain. If implemented correctly, elections could be fully transparent and verifiable.
The company also wants to implement a token economy to empower citizens to become active in voting initiatives. ICOs can create a bounty programme, build local awareness, develop a group to evangelise and increase public transparency.
Agora deployed its technology in Sierra Leone and was able to provide data that matched the official tallies, but at a much higher speed. Agora points to this test case as an example that a lot of governments are open to the idea of blockchain-based elections.
Once a user gives permission third party app in software starts to access location data, the agreement continues indefinitely unless the person actively turns it off.
The problem with this is a company can earn about US$100,000 a month for about a million users while the consumers see zero dollars for their information.
What Fysical can do is allow people to “claim” their data. When the information is sold, it can be attributed back to the user so they can get paid. Think about the infamous Seinfeld deals that pay people every time an episode is replayed on television 20 years after the last show aired.
Most similar companies focus on the consumer first and existing model only allows people to claim a tiny percentage of the data. Fysical wants to make it a B2B offering so users can claim from one decentralised marketplace before it gets passed on to advertisers.
TTC is a company that is building a decentralised and token-incentivised social media platform. In a decentralised platform, actions like ‘likes’, ‘sharing’ etc. are recorded for transparency.
Social interaction leads to TTC mining which incentivises users to participate in the platform. There is an issued reward pool which is “mined” and can be used to purchase online gifts. It is comparable to the blogging platform Steemit except for social media.
The longterm goal for the company to be the largest social networking protocol and build a global presence. It is targeting 100 million TTC users by the end of the year.
DREP enables internet platforms to quantify, monetise and share reputation value. The Four solutions the company offers are a reputation quantification mechanism, a voting economic system, fake accounts identification and a reputation data sharing pool.
It was the first technical partner for the Chengdu Government for Blockchain Plan 1.0 and is a Founding Member of Sino-Singapore Cooperation Alliance with IE Singapore. | 2019-04-20T10:52:28 | https://e27.co/5-blockchain-startups-prove-industry-moved-lightyears-beyond-bitcoin-20180406/ | [
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Coco and Ice-T got out for a nice evening in NYC the other night for an NFL Draft Party. Nothing new or spectacular about Coco’s attire but then again what kind of clothes can she find to appropriately fit those emphasized measurements? Ladies let us know….
Why Did I Get Married Too?? | 2019-04-25T08:22:38 | https://mediaoutrage.wordpress.com/category/coco/ | [
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Click on the photos below to see more photos of any of these projects.
This cob cabin was built in a suburban lot in the East Bay, CA. Click here for more information and to see more photos.
This cottage was built in 2012 with a 6 week Natural Building workshop. Click here to see more photos.
This dome was built with many hands in the high desert of southern CA. Click here for more photos.
We built this cob cabin in 2012 in Middletown, CA. Click here for more information and to see more photos.
This hybrid cob and strawbale greenhouse was built in the summer of 2006, in Prescott AZ. Click here to see more photos.
Click here to see photos of several ovens.
This was the first cabin I built, in AZ in 2004. Click here to see more photos. | 2019-04-24T04:25:19 | https://www.earthenshelter.com/gallery.html | [
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December is the twelfth and last month of the year in the Gregorian calendar, with 31 days, coming between November (of the same year) and January (of the next year). With the name of the month coming from the Latin decem for "ten", it was the tenth month of the year before January and February were added to the Roman calendar.
December always starts on the same day of the week as September, and ends on the same day of the week as April.
December's flower is the Narcissus. Its birthstone is the turquoise. The meaning of the turquoise is prosperity.
December is the 12th and last month of every calendar year in the Gregorian calendar, and is one of seven months of the year to have 31 days. December 31 is followed by January 1 of the following year. December begins on the same day of the week as September every year, as September 1 and December 1 are exactly 13 weeks (91 days) apart. December ends on the same day as April every year. If the following year is a leap year, then March of that year would start and end on the same day of the week as December of the year that came before. November of the following year would then start on the same day of the week as December of the current year. If the following year is a common year, then December of the current year starts on the same day of the week as June of that year.
The month of December has a solstice, and in this month the Tropic of Capricorn in the Southern Hemisphere is turned towards the Sun, meaning that December 21 or December 22 is the Northern Winter Solstice and the Southern Summer Solstice. This means that this date would have the least daylight of any day in the Northern Hemisphere, and the most in the Southern Hemisphere. There are 24 hours of darkness at the North Pole and 24 hours of daylight at the South Pole. In each hemisphere, December is the seasonal equivalent of June in the other.
December Facts for Kids. Kiddle Encyclopedia. | 2019-04-25T04:15:02 | https://kids.kiddle.co/December | [
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Round Outdoor Chair Cushion – This Cozy Round Outdoor Chair Cushion Ideas design was upload on August, 7 2018 by Grover Shields. Here latest Round Outdoor Chair Cushion design collection. Download other design about Round Outdoor Chair Cushion in our other blog. Click on photos to copy Cozy Round Outdoor Chair Cushion Ideas in high resolution.
You can copy this Cozy Round Outdoor Chair Cushion Ideas photos for your collection. Don’t forget to rate and comment if you interest with this Round Outdoor Chair Cushion design. Please contact us if it contains a copyright.
Related Post "Cozy Round Outdoor Chair Cushion Ideas" | 2019-04-20T12:51:04 | http://sparnabus.com/cozy-round-outdoor-chair-cushion-ideas/ | [
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raspberriesare an amazing food with latest research indicating their potential to improve management of obesity. Metabolism in our fat cells can be increased by phytonutrients found in raspberries, especially rheosmin (also called raspberry ketone). Anti-cancer benefits of raspberries have long been attributed to their antioxidant and anti-inflammatory phytonutrients. Organic raspberries have higher in total antioxidant capacity than non-organic raspberries.You'll get significantly more antioxidant support by purchasing raspberries that are fully ripe. | 2019-04-19T22:57:58 | http://www.crunchtimefood.com/tag/raspberries/ | [
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Services that are as diverse as our team.
Our collection of professional services that we provide are as diverse and unique as every single member of our Management, Security, Investigation and Hospitality teams. We take the time to understand the nature of your business, what type of security you require and strive to provide you with the most elite and advanced services available. We provide custom, full-service protection plans to meet every single one of your security, investigative, hospitable and simply personal needs. | 2019-04-23T19:58:59 | https://ipshospitality.com/services/ | [
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Take Exit 42 toward Salem St. Keep left at the fork, follow signs for Salem St/Wakefield. Turn left onto Salem St. Take the 1st left onto Audubon Rd/Pleasure Island Rd and continue to follow Audubon Rd. Turn right onto Edgewater Dr. Destination will be on the left.
Head southwest on I-95 S toward MA-128 S. Take exit 42 toward Salem St/?Wakefield. Keep right at the fork, follow signs for Pleasure Island Rd and merge onto Audubon Rd. Turn right onto Edgewater Dr. Destination will be on the left.
Head north or south (depending on your starting point) on Main St toward Water St. From the north, turn right onto Water St, or from the south, turn left onto Water St. Turn left onto Montrose Ave. Turn right onto Salem St. Take the 1st left onto Audubon Rd/Pleasure Island Rd Continue to follow Audubon Rd. Turn right onto Edgewater Dr. Destination will be on the left. | 2019-04-26T12:43:15 | http://divorcelawyerma.com/wakefield-directions.php | [
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It is going to be a cracking World Twenty20 final between the West Indies and Sri Lanka tomorrow and I am having a tough time deciding on who to support.
Both teams are the eternal dark horses and both teams are typically those that are named by fans when asked "who are you supporting besides your home team?".
And both teams deserve to win this final!
For Sri Lanka, it is going to be their 4th World Cup Final since 2007. A 4th final in 5 years is a huge achievement, but the fact that they have not been able to win any of these finals is a fact that has been haunting the Sri Lankans for a long time. About time they win one!
For the West Indies, it is going to be their 1st World Cup Final since 1983, making it 29 long years since they made it to one. And it has been 33 years since they won one! About time they win one!
So who the hell do you support?
Even calling it is a tough one.
The Windies batsmen have been in devastating form. Led by Chris Gayle, all of them - Charles, Samuels, Bravo, Pollard - have come to the party. Gangnam Style!
Gayle has failed only once in this World T20 and it was against Sri Lanka in their Super 8 game. Sri Lanka easily won that game, but it doesn't look like the Windies will surrender that easily come tomorrow.
The Sri Lankans have been the most consistent side in this tournament and it will definitely be difficult to topple them.
With Sri Lanka's dangerous bowling attack and the West Indies' menacing batsmen it is going to be an intense battle between bat and ball.
Fine, all that is cricket, and both the teams may or may not be evenly balanced, but who the hell do you support?
I want to see the Windies win so Gayle & Co. can break into a Gangnam style celebration.
But I don't want to see a million Sri Lankan heartbreaks.
I want to see the Windies rejoice at winning a World Cup title after over three decades.
But I don't want to see Sri Lanka to lose a 4th successive final.
I want to see the Windies paint Colombo red tomorrow night.
But I don't want to see Sri Lanka lose in front of their home crowd.
I don't think I have ever been so divided in support.
I hope both teams give us a cracking final! May the best team win. | 2019-04-25T10:39:43 | http://www.wellpitched.com/2012/10/sri-lanka-vs-west-indies-world-t20.html | [
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Q1. Explain any one method of crop production which ensures high yield.
Ans. Crop rotation is one of the methods of crop production that ensures high yield. It is the method of growing two or more varieties of crops on the same land in sequential seasons. A crop utilises some particular nutrients in larger quantities from the soil. Then, if the same crop is grown in subsequent seasons those nutrients will get depleted in the soil. Therefore, crops having different nutrient requirements are rotated. For example, legumes which have nitrogen-fixing bacteria in their root nodules supply the soil with nitrogen. Therefore, these legumes are rotated with nitrogen requiring cereals such as wheat and maize. This method reduces the need of fertilizers, thereby increasing the overall yield of crops.
Q2. Why are manures and fertilizers used in fields?
Ans. Manures and fertilizers are used in fields to enrich the soil with the required nutrients. Manure helps in enriching the soil with organic matter and nutrients. This improves the fertility and structure of the soil. On the other hand, fertilizers ensure a healthy growth and development in plants. They are a good source of nitrogen, phosphorus, and potassium. To get an optimum yield, it is instructed to use a balanced combination of manures and fertilizers in the soil.
Q3. What are the advantages of inter-cropping and crop rotation?
Ans. Inter-cropping and crop rotation both play an important role in increasing the yield of crops. Inter-cropping helps in preventing pests and diseases to spread throughout the field. It also increases soil fertility, whereas crop rotation prevents soil depletion, increases soil fertility, and reduces soil erosion. Both these methods reduce the need for fertilizers. It also helps in controlling weeds and controls the growth of pathogens and pests in crops.
Q4. What is genetic manipulation? How is it useful in agricultural practices?
Ans. Genetic manipulation is a process where the gene for a particular character is introduced inside the chromosome of a cell. When the gene for a particular character is introduced in a plant cell, a transgenic plant is produced. These transgenic plants exhibit characters governed by the newly introduced gene.
For example, let us assume there is a wild plant that produces small fruits. If the gene responsible for a larger fruit size is introduced in this plant, this plant becomes transgenic, and starts producing larger fruits. Similarly, genes for higher yield, disease resistance, etc. can be introduced in any desired plant.
Therefore, gene manipulation plays an important role in agricultural practices. It helps in improving crop variety. It ensures food security and insect resistant crops. It also improves the quality and yield of crops.
Q5. How do storage grain losses occur?
Ans. Factors responsible for such losses are biotic— insects, rodents, fungi, mites and bacteria, and abiotic— inappropriate moisture and temperatures in the place of storage. These factors cause degradation in quality, loss in weight, poor germinability, discolouration of produce, all leading to poor marketability.
These factors can be controlled by proper treatment and by systematic management of warehouses.
Q6. How do good animal husbandry practices benefit farmers?
Ans. Cattle farming is one of the methods of animal husbandry that is most beneficial for farmers. Using this method, better breeds of draught animals can be produced. Such draught animals are engaged in agricultural fields for labour work such as carting, irrigation, tilling, etc. | 2019-04-18T15:34:46 | https://www.apurvainstitute.in/study-materials/ncert-solutions/chapters/home.php?tab=ncert_book&class=9&subject=Science&medium=english&chapter=15.%20Improvement%20in%20Food%20Resources&page=3 | [
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In 2019, if you want to energize your business … fuel your sales … and build partnerships … then you should attend DLA Energy’s Worldwide Energy Conference, May 20-22 at the Gaylord National Hotel and Convention Center, National Harbor, Maryland. See you in May at WWEC!
Annually, the agency publishes a fact book to provide an organizational overview of the agency with a snapshot of the facts, figures and financial information from the previous fiscal year. The book includes a thorough overview of the organization, its structure and supporting business units as well as detailed information on sales, cost, inventory, contract actions and programs.
Navy Cmdr. Angela Watson assumed command of Defense Logistics Agency Energy South-West Pacific during a ceremony at the United Service Organization on Andersen Air Force Base, Guam, April 1.
Defense Logistics Agency Central Command & Southern Command Commander Army Col. Hattie Richardson visited DLA Energy Middle East during her first CENTCOM regional visit as the regional commander March 14.
Defense Logistics Agency Energy Commander Air Force Brig. Gen. Albert Miller shared employee related news during a town hall held in the Fort Belvoir McNamara Headquarters Complex auditorium March 26.
If you want to energize your business … fuel your sales … and build partnerships … then you should attend DLA Energy’s Worldwide Energy Conference, May 20-22 at the Gaylord National Hotel and Convention Center, National Harbor, Maryland.
To register for the conference, visit: www.wwenergyconference.com.
See you in May at WWEC!
Defense Logistics Agency Energy Commander Air Force Brig. Gen. Albert Miller and Deputy Commander Guy Beougher discuss DLA Energy’s culture climate survey results. Video by DLA Energy Jim Miller.
April 9, 2019 - Navy Cmdr. Angela Watson assumed command of Defense Logistics Agency Energy South-West Pacific during a ceremony at the United Service Organization on Andersen Air Force Base, Guam, April 1.
April 3, 2019 - Defense Logistics Agency CENTCOM & SOCOM Commander Army Col. Hattie Richardson traveled to Naval Support Activity Bahrain during her first CENTCOM regional visit as the regional commander March 14.
March 29, 2019 - Every year, March is designated as Women’s History Month by presidential proclamation. In honor of this tradition, Defense Logistics Agency Energy is recognizing some of its top-notch female employees who are making a difference as champions of Warfighter support.
March 28, 2019 - Defense Logistics Agency Energy Commander Air Force Brig. Gen. Albert Miller shared employee related news during a town hall held in the Fort Belvoir McNamara Headquarters Complex auditorium March 26.
April 18, 2019 - Louise Lawrence-Israëls shares the painful memory of her childhood during the Holocaust.
Learn more about DLA Energy's organization and business operations as of the end of fiscal year 2018.
See DLA Energy in action through DLA's YouTube page. | 2019-04-19T00:44:27 | https://www.dla.mil/Energy.aspx | [
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Check out our live schedule below! If you don't see the schedule at first, refresh your page and it will appear. Want a printable version of our schedule? Click here. | 2019-04-21T16:09:36 | https://www.yogagrace.ca/schedule-1 | [
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RedLynx is losing 20,000 Galaxy users per month. That’s just the Galaxy users.
You know how I know a game is dying? When I begin running out of things to say. I was NetRunner’s most prolific writer, but by 1998 — well after Wizards of the Coast abandoned its product — I was writing wretched, bottom-of-the-barrel topics.
I was thinking about Dark Mage Craig. Great character in the cast, great card art, almost useless powers in game. What’s there to write about besides the same decks, same buggy software, same questionable opponents. When I see positive development, love to write about that.
I thought to make Dark Mage Craig’s NK-reducing warcry helpful by sending fliers out, but my assortment of level 1, 2, and 3 cards didn’t live long enough against the rank 46 opponent to attempt the experiment. What fun.
It’s a primary flaw in the SPPD framework that it costs too much to try anything besides what you’ve locked yourself into. In terms of real cash, in-game currency, and in-game upgrade materials, it’s much too expensive to upgrade a level 1 card to usefulness.
RedLynx listened to users’ requests for unranked matches, so we might try new cards, but then they limited those matches to teammates. For the first three months of my four months in the game, I didn’t even have teammates.
They limited the unranked matches to teammates, but where’s the mechanism for notifying teammates that you desire one of these matches? It seems you’re limited to the team chat, and the communication tools are just crap. The team chat is the only communications outlet I’ve ever used in which I don’t try for correct capitalization and punctuation.
I think South Park Phone Destroyer is dying. It can’t be a good experience for new and casual players because there are sandbaggers at every level, with decks capable of wiping out an honestly-ranked opponent with one push. Experienced players are just bored as hell by facing the same cards again.
I think South Park Phone Destroyer is on its way out, but I’m thinking about putting some time into Hnefatafl. Like, learning to spell it. | 2019-04-21T20:58:46 | http://friscodelrosario.net/south-park-phone-destroyer-losing-casual-players-for-unfair-matches-experienced-players-for-too-little-variety/ | [
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welp I have a sneaky suspision that big e might be nursing some actual problems so I'm changing E to Cass and keep the Big.
Summer Slam, NXT Takeover, RAW, and SD Live update, we all might need to consider trading Balor as his injury apparently takes about 4 to 6 months to recover.
Quick question, how do the points break down, I see the Nakamura and Asuka picks only got 2, but both won/retained titles. As did Balor on your team. Is it only 2 points for a ppv title win?
To answer your question in a short way yes, but here is a full points breakdown I don't think I missed anything. The reason that non-ppv wins get no points is to increase difficulty and promote the use of the gambit and hopes that your wrestler will win and retain a title.
Neville did get a win at summerslam but sexton has no points for him also as banks is injured can i trade her ?
Yeah, sorted that's cleared it.
I feel my team is strong enough without trading Sasha, who will come back and whip everyone again, until Charlotte drops her again. Called that too btw. Spazzy woman. Genes and proven track record aside, when it comes down to it, she is a bit Miz like when it comes to the safety of other wrestlers.
There's about 6 or 7 in that. On Raw it's Sasha, Charlotte, Bayley a blonde jobber and a sloppy big lass doing the local talent destruction thing.
do we get one gambit now there are 2 ppvs one for raw and sd o are you letting us choose one for each PPV? | 2019-04-20T17:19:31 | http://wweandtna.forumotion.com/t19822p25-the-wrestling-game-returns-2016 | [
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If you’ve been waitlisted by colleges in your area, you might want to consider going out of state for nursing school. Here at Xavier University, we’re seeing more and more students willing to move halfway across the country to attend our 16-month ABSN program in Cincinnati, Ohio — and you’re about to get relocation advice from two of them.
In 2018, we had 209 students enroll in our second-degree ABSN program. Of those students, more than 50 of them relocated to Cincinnati from states such as California, Oregon, Kentucky, Michigan, and Texas.
Q: Why did you move for nursing school?
A: I wanted to get into an ABSN program that would allow me to dive into the nursing profession as fast as possible. When researching programs, I discovered they all have different prerequisite course requirements. Xavier only has four, some of which I had already completed through my previous psychology degree.
Q: How did you start the relocation process?
A: I joined the private Facebook group for Xavier ABSN students and found a girl in Ohio who was in search of a roommate. She was able to do a lot of the groundwork in finding our apartment, so the only trip I had to make to Cincinnati was the one where I packed up my car and moved.
Q: What neighborhood do you live in?
A: I live in Hyde Park, which is eight minutes away from the ABSN Learning Center by car. I liked living closer to where we did labs than clinicals because we spent more days per week at the learning center. Plus, my apartment is close to great places to eat and shop.
Q: What do you think about Cincinnati?
A: I love it so far. The cost of living in Cincinnati is so much cheaper than what I’m used to. Plus, the traffic here isn’t bad. I can get to wherever I need to go in about 10 minutes. I’m also impressed by how saturated Cincinnati is with medical facilities, giving me access to well-rounded clinical experiences.
Q: Where do you like to go to have fun?
A: Cincinnati is a really cute city with a lot of charming architecture and greenery. The Rhinegeist Brewery in the Over-the-Rhine neighborhood has a really cool rooftop. Washington Park, also in Over-the-Rhine, is really pretty with its music hall.
Q: Do you think you’ll stay in Cincinnati?
A: It’s a neat city and it would be pretty convenient for me to stick around and enjoy the low cost of living while paying off my loans. Plus, the number of hospitals in the area is another draw for staying in Cincinnati.
Q: What prompted you to relocate for your nursing education?
A: I wanted to go to a school where I could focus on my studies without distractions. I also found the opportunity to have clinical rotations at Cincinnati Children’s Hospital to be a big bonus. I opted to move back to New York after graduation because all of my family is there.
Q: Where did you live in Cincinnati?
A: I lived at the Fernview Estates, located in the Pleasant Ridge area of Cincinnati.
I chose this location because it was close to highway I-71, and all of the hospitals are within a 30-minute drive. Plus, both the main Xavier campus and the ABSN Learning Center are within 15 minutes of the apartment complex. Overall, it’s a quiet neighborhood, with great local restaurants nearby.
Q: Cincinnati is very different from NYC. How did you adjust to your new environment?
A: I adjusted to living in Cincinnati by bringing photos of home with me, exercising, and making friends.
Q: What did you like most about Cincinnati?
A: The people. The people are very friendly in Cincinnati. I also liked that Kentucky is just across the river. I am a bourbon collector, and the area has some good bourbons that are reasonably priced.
Q: What were some of your favorite places to go in Cincinnati?
A: One of my favorite places to go was 16-Bit, which is a bar with classic arcade games. I also liked Quatman Café for its burgers and Madtree Brewery for hanging out with friends.
Q: What advice do you have for others who are considering relocating to Cincinnati?
A: It’s going to be hard in the beginning, but you’ll adjust. It also helps to have friends in the program who are in a similar situation as you. While you need to stay focused on the program, it’s important to carve out an hour each day to relax and try not to think about school.
Q: What did you consider to be the most challenging part of the relocation process?
A: For me, leaving my loved ones was the most challenging part of the relocation process. I just had to keep reminding myself that it was a short-term move.
After getting accepted into our ABSN program, join our private Facebook group to see if other students in your cohort are relocating to Cincinnati and in search of a roommate. We also have a database of incoming ABSN students looking for roommates, so be sure to ask your admission counselor about it.
Ready to Make a Smart Move?
If you have a non-nursing bachelor’s degree and are being waitlisted by the accelerated nursing programs in your area, you should definitely consider our 16-month ABSN program in Cincinnati. Got questions about going out of state for nursing school? Feel free to contact our admissions team and be sure to ask for a free copy of our Cincinnati relocation guide. | 2019-04-20T18:51:24 | https://acceleratednursing.xavier.edu/blog/firsthand-advice-for-going-out-of-state-for-nursing-school/ | [
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Thinking back to James and Laura's wedding on December 30th, makes me do a big happy sigh. Such a beautiful day is hard to contain in a few words and photographs! It was the perfect ending to a fantastic 2011... Liam and I absolutely looooved photographing the whole day.
The glorious sun did its thing, and Laura and James had put sooooo much effort into so many great details and lovely little gestures for the guests to enjoy. And to top it all of... they became man and wife after 9 years of being in love! And what an awesome team they make!
We arrived at the family farm near mighty Clinton, where we were greeted first by a goat, and next by a shoe-polishing groom (through the deer fence!) Impressed? Yep, so were we.
Laura's dress was breathtaking... elegant, feminine and utterly divine.
And her own Mum, Robyn, pops in for another peek at her gorgeous girl!
It was great being able to flit between the boys and girls getting ready! Back at the girls, Laura was having trouble knowing which bridesmaid to top up first!
I also love girls with a bit of fun and sass!
Laura and James see each other for the first time, and they couldn't be more happy about it.
The vows were sincere and beautiful, full of love and dedication.
When it came to the giving of the rings, Laura let out a loud whistle, and out came a frantic and hyperactive dog, with a wee ring bag tied to his bowtie!
You may also remember from their fun paper plane engagement shoot, that James is a pilot! I was ridiculously excited about the possibilty of James flying his bright yellow plane in for the photos! Our prayers for a nice day for flying were answered, and this wee beast made for some awesome photos.
Being classic farmers, next stop was the wool shed!
We found some meerkats up there too!
Love. Pretty, lovely, genuine love.
The reception venue was filled was heaps of little farmy details, and strings of their engagement photos everywhere too!
Photographing the photographers with cameras on the tables provided endless hours of entertainment for some. That one never got old!
I loved the little differences these guys had organised to make their wedding unique... they even had a quiz to determine which tables got their meals first!
As we drove back to Dunedin after an incredible day, the sun set on another wedding... and almost on another year! I had to pinch myself over and over, to remind myself this is my job... it is such a privilege to be invited into someone's day to be able to capture all these moments.
That is one deliciously colourful blog post! Seriously cool!
LOVE - EVERYTHING! amazing photos, amazing people, AH-mazing Photographers - Kim and Liam! Well done!!!
man what a STUNNING bride, and amazing setting, the hill top ones are just beautiful!
What an absolutely stunning wedding. Fabulous photos and gorgeous colours. Makes me want to move to a farm just to get married in such an amazing location! Kim & Liam, what a team!!!
Photos were amazing and such an original wedding!!!
Holy Moly Kim - You're amazing!!! It's like candy for my eyes as I look at your amazing photo shots. INCREDIBLE!! | 2019-04-22T06:06:05 | http://www.kimberleycheyne.co.nz/blog/laura-and-james-married | [
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We are always looking for new course ideas and instructors to teach inspiring topics. If you have an idea or a talent you would like to share, please complete our course proposal form.
For more information about continuing education program areas, contact one of our customized training representatives.
Once your proposal to teach a class is accepted, you’ll work with your Century College program planner to schedule the class based on student needs and room availability.
Complete the forms and return them to the Century College Continuing Education and Customized Training Office as soon as possible.
Requests must be made at least ONE WEEK in advance of your class start date. Return your AV request with your Continuing Education Employment Agreement/Contract.
If you are uncertain about how to use any equipment in the classroom, you can schedule a training session by contacting Glynae Deschene at 651-748-2607 or the IT Help Desk 651-779-3495.
Copies of all materials to be used in class must be submitted to the discipline are program planner TWO WEEKS prior to the start of the course.
When you teach for us, you represent Century College and all materials should reflect the look and integrity of the Century College brand. Contact your customized training representative for more information or to request a Century-branded template to use for class materials.
Send or email your handouts for duplicating to Annette Mike, Instructional Support Manager, Continuing Education Customized Training, Century College, 3300 Century Avenue North, White Bear Lake, MN 55110.
The class attendance roster, duplicated materials, and class evaluation forms will be delivered to your classroom on the day or evening of your class. If you have a one-session class, Certificates of Completion will also be provided.
You will need to obtain a key to unlock your classroom, as all classrooms are locked when not in use. Contact your program planner for a key.
Pick up a classroom key one half hour prior to the start of your class at the Continuing Education office, EAST campus room 2420. At the end of class, make sure that the room is locked. Place the key in the class materials envelope, along with the completed evaluation forms and class roster, and return them to the Continuing Education office. If it is after office hours, please slide the packet under the doors of E2420.
Your program planner will issue a key that you will use for the duration of your class. At the end of your final class, place the key in the class materials envelope, along with the completed evaluation forms and class attendance roster. Return them to the Continuing Education office, or after office hours, slide the packet under the doors of E2420.
Century College policy forbids product or service promotions. Materials sold in the classroom need prior administrative approval. For more information, contact your customized training representative.
Check attendance at every class session.
If a student has not registered, direct him/her to the Continuing Education Office, E2420, to register BEFORE attending class.
If this happens on a weekend, after 6 pm or at an off-campus location, use the extra registration forms in the packet of materials that has been left in your classroom. Unregistered students must complete the entire registration form. Note: If they decline to give a social security number, they must give a date of birth.
Payment may be made by check (payable to Century College) or credit card. Enclose any registration forms with other materials (class attendance rosters, evaluation forms, etc.) in the materials envelope.
Certificates are provided for all students on the class roster. At the end of your session, distribute certificates to students. Return unclaimed certificates in the materials envelope, along with your class attendance roster and class evaluations.
Students who registered on the day of your class will receive certificates in the mail.
Take attendance at each class, using the roster provided. In order to issue the correct number of hours, we must know how many hours the student attended class. We cannot award hours for classes that were not attended.
Place your attendance roster and student evaluation forms in the materials envelope provided and return to the Continuing Education Customized Training office, E2420, or slide underneath the doors.
Return these materials after your SECOND TO LAST CLASS. We will prepare certificates to be handed out during the last class. Should a student miss the last class, return the certificate to the Continuing Education Office. We will adjust the number of hours earned and mail the certificate to the student.
To cut down on mailing expenses, return your class roster after your second to last class. If you are unable to drop off this list, call our Instructional Support Specialist at 651.748.2607 to give staff attendance information over the phone, so that we may have the certificates ready for your last class.
You may also fax the roster to 651-779-5802 (attention: Instructional Support Specialist).
Evaluations are the primary method for students to provide feedback on the value of a course. Tallied results of certain portions of the evaluation are also required by Minnesota State.
Please encourage all students to fill out the evaluation forms. Place these forms in the materials envelope, along with your class attendance roster and key.
If you need assistance with the AV or computer equipment in your classroom, go to the Computer Lab, EAST Campus room 1700 or WEST Campus room 1320.
You may also contact the AV Help Line at 651-779-3495. If you call after 6 pm, leave a voice message on the “emergency” option. These messages are checked immediately.
Call the Facilities Services Help Desk at 651-747-4079.
From a campus phone, dial 4000; otherwise, dial 651-747-4000.
You are welcome to rearrange the tables/chairs, but we ask that you return all equipment, tables, etc. to their original position at the end of your class.
After you have returned your completed State of Minnesota payroll packet, you will be entered in the payroll system. Pay periods are listed on the payroll calendar included in your course materials.
For complete directions on how to access your pay stub electronically, visit the State of Minnesota Employee Self-Service page. You will need your employee ID.
If you do not know your employee ID, contact Beth Friberg at 651-779-3916.
You will be paid directly by Century College at the end of your training. For more information, contact Barb LeClaire at 651-779-3303.
Should an emergency arise that prevents you from teaching class, contact the Continuing Education Office at 651-779-3341 as soon as possible so that students can be notified. We encourage you to offer a make-up class, as your students will not receive partial refunds.
Announcements regarding closing of state offices, including Century College, can be heard on WCCO Radio 830AM.
Closures are also announced on the Century College website. | 2019-04-22T14:59:49 | https://www.century.edu/continuing-education/program-areas/instructors | [
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A former police officer has settled for $55,000 a lawsuit against the police department that did not allow him to continue to work after he suffered an injuriy at work.
In his lawsuit, Charles Eric Richardson sought to recover his job, but the settlement stipulates that Richardson will not work for the Keller Police Department again.
“We’re pleased to have the litigation resolved and wish nothing but the best for Mr. Richardson and his family,” said Stan Lowry, city attorney.
Last year, Richardson sued the city for $700,000 in a lawsuit seeking his former employment, reinstatement of health benefits, and compensation for missed wages, attorney fees and pain and suffering.
He also formally complained to the Equal Employment Opportunity Commission that he was discriminated against because of his physical disability.
Richardson served four years of active duty in the army after graduating from high school. He then became a police officer at the Keller Police Department, according to court records. He was promoted to detective in 1997, one year after he was hired.
Four years later, he volunteered for the Air Force Reserve, where he was issued boots that were too small. While he was stationed in Iraq, he suffered serious debilitating injuries to the nerves in his feet and was later dishonorably discharged.
When he came back to is hometown, he reapplied for his former position, disclosing that he was confined to a wheelchair. He requested more time to begin working.
The city sent letters to Richardson granting his request for more time, but the suit claims he was not allowed to regain his employment.
When Richardson was asked in a disposition if he would like to work for Keller again, he replied, “I would love to … but I know it’s not going to happen,” according to court documents.
Suffered an Injury at Work? Discriminated Against?
Please contact us today for a free consultation with an experienced personal injury attorney who can examine your situation, answer your questions, and help you recover the compensation you may be entitled to. | 2019-04-19T00:38:10 | http://www.1personalinjurylawyers.com/pi/news/work-injury-lawsuit.html | [
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According to research conducted by Travel Republic, it turns out we Brits are daydreamers. And most of us (82%) are dreaming about winning the lottery or going on holiday.
Almost half (46%) of the respondents zone out when at work and transport themselves onto a beach, either walking along it or simply catching up on some rays. 40% enjoy poolside daydreams or drinking in a beautiful view.
The most likely time to daydream is 11:20 am and eight out of ten (82%) admit to letting their mind wander for up to three hours of each working day – that’s around 780 hours a year.
Where do we go when daydreaming about holidays?
The most popular holiday destinations to escape to are the USA (32%), followed by the Caribbean (29%), Spain (26%) and Italy (26%).
And when Brits are not daydreaming, even less time is being spent on work, as almost one quarter of working adults (23%) confess to having booked a holiday during work time.
People escape from everyday stresses when on holiday and it seems that even imagining themselves elsewhere offers some of the same pleasure.
81% of our holiday bookings happen after midday, so it is no surprise that people are imagining themselves relaxing in the sunshine by 11.20 am.
What are the triggers for daydreaming?
Daydreaming can take place throughout the day, as over a third (36%) of adults say they indulge in daydreaming at their desks and almost a quarter (24%) have lost focus in meetings. Some daydreams have become so tempting, that almost half (46%) of Brits have imagined quitting their job to fulfil their dreams.
And when Brits are not daydreaming, even less time is being spent on work, as almost one quarter (23%) of working adults confess to having booked their dream holidays during work time, with over one-third of these (37%) spending an hour or more each day researching the perfect holiday.
Daydreaming is psychologically beneficial because it often allows us to return to happy memories or provides visions of possibility, which make us feel hopeful. Knowing that you work so that you can go on holiday gives reason to your workday. | 2019-04-25T23:58:41 | https://www.thetravelmagazine.net/brits-daydream-about-going-on-holiday.html | [
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Consistent results, unbelievably good roots, no mess, no struggle, no complicated machinery AND cost effective? Oh, and environmentally friendly too, please. A wild fantasy – right?
Through working in and with the horticultural industry for over 30 years, along with a little bit of ingenuity and careful design, Proptek truly make the fantasy into real-life. | 2019-04-26T16:13:56 | https://www.proptek.com/2016/06/ | [
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Starting January 16, LEGO VIP members can purchase the mammoth sized D2C set, LEGO Movie 2 Welcome to Apocalypseburg (70840) in any LEGO brand store and at shop.LEGO.com. To make the debut of this set extra special, LEGO has organized a couple of designer signing events where LEGO VIP fans who purchased the Welcome to Apocalypseburg (70840) can meet and greet the designers behind this 3,100-piece set. There are two designer signing events that you may want to consider if you happen to be in London in the UK, or Florida, USA during the next few days.
As mentioned in their Facebook events page, the first designer signing event to happen will be on January 17, Thursday at 12PM to 3PM (UTC) at the LEGO flagship store in Leicester Square London, UK. On the other hand, the second event will cater to LEGO fans in the US on January 19 from 12PM to 3PM (EST) to be held at the LEGO Store in Disney Springs, Lake Buena Vista, Florida. Here’s a quick look at what to expect from these designer signing events.
Don’t miss your chance to meet Justin Ramsden & Paul Constantin Turcanu – the official LEGO designer team and master minds behind THE LEGO MOVIE 2 ‘Welcome to Apocalypseburg’ set and get it signed.
Open to LEGO VIPs only!
Please note, there is a limit of only 2 sets per person to get signed.
If you’re not a LEGO VIP member, then this might be a good time to upgrade your account. Other than the Welcome to Apocalypseburg set, Justin Ramsden is also credited for designing the much larger set, LEGO Harry Potter Hogwarts Castle (71043), and other LEGO Marvel Superheroes sets.
LEGO has just announced a new promotional to celebrate the release of the LEGO Overwatch theme a couple of weeks from now. If you’re looking forward to visit your local LEGO Store in January, then you may want to mark the 23rd to have the chance to participate in the LEGO Store Overwatch Play Event. Like any other LEGO Store events, participating in this in-store play event will give you the chance to build and bring home your FREE LEGO Overwatch Ganymede brick-built figure.
This brick-built avian figure is a great companion to the LEGO Overwatch Bastion (75974) set which is also slated to be released on January 1. Here’s the full announcement from LEGO.com.
Some of your favorite Overwatch heroes have been protecting the LEGO® Store and have left their sprays behind. We need your help to search throughout the store to figure out which characters have been here!
Find the sprays and mark each one you find, then show your checklist to a Brick Specialist and build and take home your own FREE LEGO Overwatch Ganymede model!
Event takes place in stores January 23, 2019. To participate, you must sign up in stores beginning January 1, 2019. Builders must be between the ages of 6-14 to participate.
Be sure to drop by any LEGO brand store starting January 1 to register for this LEGO play event. And since this event is running only for a day, expect this free LEGO Overwatch Ganymede figure to run out pretty fast.
Just a quick reminder, just in case you haven’t noticed it yet: the LEGO Harry Potter Diagon Alley (40289) is now available at LEGO Shop@Home as our current promotional, gift with purchase set. This is also a nice freebie to go along with the LEGO Harry Potter Hogwarts Castle (71043) if you’re planning to get this massive set which is now currently offered with Double VIP points at shop.LEGO.com.
The LEGO Harry Potter Diagon Alley (40289) is available for free beginning November 9 until 21 or until supplies last, with a minimum purchase of any LEGO products worth $99 and above. LEGO seems to have a sufficient number of sets at hand since this gift-with-purchase set is still available at LEGO Shop@Home as of this posting. This set is also available at all local LEGO stores across the US, in case you want to pick up your own set personally.
The LEGO Store December 2018 US Calendar is now uploaded via LEGO’s servers and we now have an idea on what to expect from your local LEGO Store and LEGO Shop@Home before this year closes.
If you recall earlier in September, the official images of the new LEGO Seasonal Christmas Carousel (40293) were released by a Russian online retailer giving us a hint that the limited edition set is our next LEGO GWP or gift-with-purchase set. Since then, news were somehow slow regarding this highly sought-after set which is similar to the likes of 2017’s Nutcracker (40254) and 2016’s Snowglobe (40223). So for those who are asking when and where this year’s LEGO Seasonal Christmas Carousel (40293) will be available locally then the LEGO Store December Calendar now gives us the answer.
Here’s a rundown of what to expect from the LEGO Store December 2018 calendar both online and in-store. My only minor complaint is that it still doesn’t give us an official confirmation of when will the Christmas Gift Box (40292) be available in the US, if ever it is still a possibility. LEGO has already released info that the Christmas Gift Box will be a promotional set that will be available in the In the UK and rest of Europe, so I’m still keeping my fingers crossed.
December 1 to 10 – Free Christmas Carousel (40293) with purchases over $99.
This gift-with-purchase set is free for every single receipt purchase of any LEGO products worth $99 and above. This promo will run from December 1 to 10 or while supplies last at all LEGO Stores and at shop.LEGO.com.
December 11 to 24 – Free Reindeer Ornament (5005253) with purchases over $50.
This next LEGO seasonal ornament was first revealed via the LEGO Store Calendar in China just a month ago, and it looks like it’s heading its way in the US as well. Frankly speaking, I wish LEGO could have offered an alternative to the Reindeer Ornament since I feel that this line of buildable LEGO Christmas decors are quite saturated already. But hey, it’s for free so I guess there’s no really complaining there.
December 1 to 31 – Throughout December, LEGO will offer Double VIP Points with purchases on select LEGO sets.
We have no info yet on what these qualifying sets will be, but we’ll keep you posted.
December 4 to 5 – The VIP Monthly Mini Build for December is a Sleigh (40287).
LEGO VIP members can register online for December’s LEGO Store Monthly Mini Build which is a Sleigh starting November 15.
Also remember that the LEGO Ideas Pop-Up Book (21315) is now available via LEGO Shop@Home and at all LEGO Stores, including the LEGO xtra polybag range. The former features a new building experience with two buildable pop-up fairy tales cleverly hidden in one attractive build, while the latter is a great supplement for any City landscape that you might be working on.
When the LEGO Store November Calendar in the US was released earlier this month, I have to admit that I find it less appealing as compared to previous offerings. The month of November as far as LEGO stores in the US are concerned, seems to be a bit lackluster, with no significant promos to expect other than the usual Double VIP points and the promise of Black Friday exclusives. Simply said, it lacked the attractive gift-with-purchase sets that are usually given out once the holiday season begins. However, with the recent confirmation of the micro-scaled LEGO Harry Potter Diagon Alley (40289) as a November promotional freebie in LEGO Stores in the US and at shop.LEGO.com, it looks like LEGO has intentionally omitted some of its promotional offers from its US November LEGO Store Calendar. While our attention was focused on the new micro-scaled LEGO Harry Potter set, the LEGO Store in China has revealed that aside from the Diagon Alley (40289), we can expect another limited edition, holiday-themed promotional set to be released anytime soon in the form of the LEGO Christmas Gift (40292) set.
Other than the LEGO Store in China, it looks like the LEGO Store in Germany is now reporting that the LEGO Christmas Gift (40292) is also their November GWP set together with the micro-scaled Diagon Alley (40289). As shared by Promobricks, their LEGO Store November Calendar flyers are now available to fans and with it, German LEGO fans can expect a month filled with nice freebies and promotional items. From November 5 to 21 for example, fans can have the Diagon Alley (40289) for free together with a single receipt minimum purchase of 80 Euros; and the Christmas Gift (40292) set from November 20 to 26. To add, there is also the LEGO Seasonal Penguin Girl (5005251) which first came to our attention last July. This collectible minifigure will be given away for free across LEGO Stores in Germany from November 22 to 26.
Now that LEGO Stores in China and Germany have confirmed the availability of the LEGO Christmas Gift (40292) will be available in their respective regions, I guess the obvious question is, will it be available in the US as well.
It’s difficult to say at this time, but it is worthwhile to note that LEGO has uploaded a page dedicated for the Christmas Gift (40292) set. There is nothing much to see here, however, the product blurb mentions that this particular set will contain 301 pieces and has a retail value of $19.99 as you can see below.
We just have to cross our fingers and patiently wait if and when this next LEGO holiday exclusive will be available in the US. Thanks again to Promobricks and their readers for sharing this info.
The LEGO Mosaic Maker is one of the most eye-catching and rare LEGO treat that any fan of the brick can experience. And though its end result is the LEGO Personalised Mosaic Portrait (40179) which is only composed of 1×1 plates, a 48×48 baseplate and generic brick separator, each boxed set is somehow unique in itself because it comes with the customer’s portrait photograph interpreted in LEGO tiles.
The machine for LEGO Mosaic Maker is somewhat huge and also complicated, that there are less than ten of them around the world. But a LEGO Store here or there has slowly been getting its own machine in recent months. And its Japan’s turn to have their very own.
Indeed, the LEGO brand is already ubiquitous in Japan, and the inclusion of the Mosaic Maker makes it even closer to the hearts of LEGO fans in the region. In fact, in just weeks after LEGO set up a Mosaic Maker machine in their second branded store in China, another store unit was opened this week at the Yokohama Landmark Plaza.
Like its regional counterparts, the LEGO Mosaic Maker in Japan functions the same way: visitors have their photo taken in a booth, and the machine renders the image in five colored LEGO 1×1 plates to be tacked onto a large baseplate. It’s a visual feast as you wait for your picture to be printed, while the boxed set of mosaic pieces is slowly dispensed.
Pricing in Japan for the LEGO Mosaic Maker falls reasonably around big LEGO set prices in the country at ¥10,455 (US$93). This is still somewhat lower as compared to the US debut of the machine which cost at $129.99 a pop. That’s two significant Asian markets that now carries the exclusive set. Where else will it be showing up next?
The LEGO Store November Calendar in China has made its way online, and it gives us a glimpse of our next limited edition, seasonal gift with purchase (GWP) set just in time for the holidays. Bouwsteentjes has shared an image of the said calendar, and with it comes the reveal of the LEGO Christmas Box (40292).
As you can see, there are also other familiar promotions such as the rumored microscaled LEGO Harry Potter Diagon Alley (40289) which we will talk later on, and the LEGO Minifigure Collector Frame (5005359). However, the most noticeable and appealing of all is the new LEGO Christmas Box (40292). Similar to the concept and design of Newt’s Case of Magical Creatures (75952), the LEGO Christmas Box features a holiday-themed vignette cleverly hidden inside a gift box. The build itself has a removable lid and opens at the middle to reveal a cozy, indoor holiday winter scene.
Being a limited edition promotional gift with purchase set, it should be expected that limited quantities will be available once this is offered at the end of the month. I’m not quite sure if it will also follow the same time frame in the US and the rest of the world, but you can bet that it will come in limited quantities.
If we read it right, the LEGO Store November Calendar from China also mentions a specific number of the LEGO Christmas Box sets that will be given away. If that is the case, then better expect that this set will surely go out fast.
I love the idea behind a surprise build, similar to the recently announced LEGO Ideas Pop-Up Book (21315). It’s those little surprises that make a LEGO set extra special, even more as it comes as a limited edition, seasonal set. I just hope that LEGO will upload its official images soon so we can have a better look.
So what do you think about the LEGO Christmas Box (40292)? Do you think it’s worth the trip to your LEGO Store or that additional purchase online? Share your thoughts in the comments below. | 2019-04-24T07:01:22 | https://brickshow.com/2018/09/first-uk-lego-brand-store-closes-for-1-month-refurbishment | [
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InflowControl has moved into new facilities in Porsgrunn, Norway. The new facilitates is the oldest building at ‘Porsgrunn Porselen’ that is total renovated to meet modern requirements and expectations. The facility includes new offices, laboratory special designed for extensive single and multiphase flow testing of the Autonomous Inflow Control Valve (AICV®) and production facilities. The expanded production facility has a production capacity of 8000 AICVs yearly. | 2019-04-26T08:16:14 | https://www.inflowcontrol.no/new-offices-laboratory-and-production-facilities/ | [
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testimony | Lift Jesus' Cross!
Posted on April 7, 2017 by Lift the Cross of Jesus!
Posted on May 26, 2013 by Lift the Cross of Jesus! | 2019-04-24T20:11:01 | https://liftjesuscross.com/tag/testimony/ | [
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What do we mean by the "E-commerce Liberation Effect"? It means that online shoppers from Carmel, IN can shop at any time, 24 hours per day, while in your pajamas - or naked, if that is your thing, and no one is the wiser!
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If you are serious about buying non-fluoride toothpaste in Carmel, IN the first place to look is online. There are dozens of natural and organic directory websites where you can buy fluoride-free toothpaste at reduced costs.
Lastly, your local natural food store in Carmel, IN or organic food product retailer in Carmel, IN will have ample selections of non-fluorinated toothpaste brands to choose from. To see a list of places to buy Fluoride Free Toothpaste go to the bottom of this page.
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Organic Health Alliance: OHA is a holistic healthcare practice founded on the intuitive, time-honored naturopathic principle that supporting your body’s natural healing ability is the best way to maintain the healthy balance that is the natural state of every body.
Revitin® is a toothpaste without fluoride that's also SLS free, and safe enough to eat; providing whiter teeth, stronger enamel, and lasting fresh breath. Revitin Toothpaste is a sodium lauryl sulfate free toothpaste, and neither will you find sodium laureth sulfate (SLES), antibacterial ingredients, parabens, artificial colors, or alcohol. Revitin is a chemical free, detergent free, and antibacterial free natural toothpaste. Learn more about Revitin Oral Therapy and how it can dramatically improve and restore a healthy oral environment for a healthier Carmel, IN! Order Revitin Toothpaste today! Or call (929) 244-9767 for more information. | 2019-04-19T17:02:04 | https://www.revitin.com/g/Fluoride-Free-Toothpaste/Carmel-Indiana-IN/ | [
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That sound you hear coming down the tracks is Wyoming’s growing oil industry.
DOUGLAS, Wyo. (AP) — Two companies aim to build a gas processing plant near Douglas that would reduce the need for flaring from oil wells in that east-central area of Wyoming.
Rich Fairservis drove a sport-utility vehicle along a bumpy, circular road in a sea of dirt and sagebrush. | 2019-04-24T10:46:09 | https://www.wyopipeline.com/category/projects/ | [
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Islands and cities, the villages, ainte bridges take the VRE.
Islands and cities, the villages, bridges and alwniste the VRE.
grasp the streets, squares, narrow in Gyra ainte grasp the VRE.
grasp the streets, squares, narrow in Gyra and walk the VRE.
find any old, every rotten and black and kafte the ainte VRE.
✦ Said and done because I am a slave.. | 2019-04-25T08:29:07 | http://www.dimokratia.info/archives/12305?lang=en | [
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The Black Greek letter organization, (BGLO’s), was created to bring together African-American men and women together with common identities and principals, while also combating against their extremely exclusive white Greek letter counterparts. The nine Black Greek letter organization, better known as the “Divine Nine”, make up the National Pan Hellenic Council, which was founded at Howard University in 1930. The Divine Nine consists of the following fraternities: Alpha Phi Alpha Inc, Iota Phi Theta Inc, Kappa Alpha Psi Inc, Omega Psi Phi Inc, and the Phi Beta Sigma Inc. Oh, most importantly, our ladies of the Divine Nine consist of Alpha Kappa Alpha Inc, Delta Sigma Theta Inc, Sigma Gamma Rho Inc, and the Zeta Phi Beta Inc. Although Greek life is largely popular in Historically Black Colleges and Universities, HBCUs, or at colleges and universities in the southern regions, there are still chapters present in almost every part of the country.
We all know large universities tend to be overwhelming and it often times makes it hard for minority students to find their place when the predominant race isn’t their own. Black Greek life is that beacon for many students, offering a sense of comfort and familiarity amidst a group who came from similar backgrounds. Many BGLO’s focus on providing aid for each other to ensure success in their college paths, whether it be at a predominately white institution, PWI, or an HBCU. These students, especially in their PWI, are able to reach beyond their skill development and use BLGO’s to help with their personal growths.
The most popular aspect of becoming a member of any of the BLGO is their strolls and their stepping. Stepping originated from African foot dances, Gumboot, from miners in South Africa, whereas, strolling consists of an organized moving “line dance” that are spiced up with hopping, shimmying and body rolls that represent the unity of the group. Every so often in a year, the “Divine Nine” all come together to hold a huge performance for the BLGO community to represent their letters loud and proud. During these events, respective organization leaders recruit new members. The event is truly empowering: all of the brotherhoods and sisterhoods coming on stage, holding their lines strong, wearing their colors while also holding up their signs to let the crowd know who they are.
Another tradition is Founder’s Day. Held once a year, sororities and fraternities host many celebrations and parties to celebrate the day their organization was created. The aim is to host the best party out of them all, and there are a series of games and competitions among sororities and fraternities to determine who the best BGLO.
All of this sounds too good to be true, huh? Well, Black Greek Life Organizations tend to have an expensive price tag on them, especially in initiation fees. But believe me when I say this, for over a hundred years these organizations have been a part of the black culture and its history.
Black Greek life created a strong network among the black community in a vast spectrum of careers, such as teachers to doctors. Even, famous celebrities such as Steve Harvey, Phylicia Rashad and even civil rights activists such as Dr. Martin Luther King, were all apart of Black Greek life! Plus, members of these fraternities and sororities are centered on giving back to their communities in any way possible. You could find these members at food banks, starting clothing drives and volunteering at their local Boys and Girls club.
So, whether you find yourself at a very large diverse school or even a well known predominantly white school, there’s always a brotherhood or sisterhood waiting to greet you with open arms. | 2019-04-25T17:58:17 | https://blog.collegefindme.com/the-basics-of-black-greek-life/ | [
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Rudolf Couture is excited to announce that the lease on brand new premises has been signed today. The new location is even closer to the centre of Launceston, in another of the city’s iconic Art Deco buildings.
Originally built as a newspaper publishing house, the Mercury Building today houses a variety of businesses. The new rooms are located on the first floor, overlooking St. John Street and Tatler Parade.
It will take some time to prepare the rooms for moving in, so operations will be maintained at Holyman House until further notice.
All other contact details will remain the same. Click on the map to go to Google Maps.
The only thing moved in so far is the sound system. With no neighbour within earshot after hours, it was given a bit of a whirl! The views from the roof are also quite spectacular.
It was 8.30am the day after our arrival when the removals truck turned up at our temporary home. Unloading started with some kind of system, but as the garage and carport filled up with stuff, everything ended up in a heap! At least it had arrived safely and was under cover.
Despite near absolute exhaustion, the new premises had to be inspected straight away. What had been little more than photos, a rough floor plan and a distant memory turned out so much better than imagined. The views across the rooftops extend to the edges of the city with but a handful of tall buildings getting in the way.
Original details in and around the building are still there beneath decades of ‘upgrades’.
There’s no denying it, the ocean recliners are not a comfortable place to spend the night. The pillows provided were about the size of a postage stamp and the blankets about as thin as one of these! Luckily, there were plenty of empty seats to pirate extras from. Just before dawn, we docked at Devonport and set about reaching our new home.
After checking in to Spirit of Tasmania right on time, there was a lengthy wait in the queue for boarding. Safely stowed on the vehicle deck, BUG10V got a well deserved rest. The cat was not at all impressed with her accommodations, in a cold, noisy cage (she would hate me in the morning).
My first priority was to orient myself aboard the ship and know where the lifeboats were. Though nothing unusual, there was a huge swell and gale force winds awaiting us on Bass Strait. It was a wild ride!
Road Trip: Melbourne at last!
The drive across country Victoria via Bairnsdale, Sale and Traralgon was slowed to a crawl by mile upon mile of roadworks, high winds and heavy rain. Approaching Melbourne, the weather cleared up and we trundled, brakes squeaking and clutch groaning, into St Kilda to meet a friend. There was an adventurous U-turn on Brighton Road, a double-dual carriageway with trams to boot!
After an all-too-brief chat over coffee and cake, it was time to meet the ferry. It was an easy drive around the waterfront to the Spirit of Tasmania terminal. We covered 660 miles (1’062km) in two and a half days and got there with half an hour to spare!
Waking up early to another beautiful day, I discovered that the motel was directly on the lagoon waterfront. After a leisurely start, we set off towards Melbourne. The only requirement was to reach the ferry before 5pm.
Deciding to take the scenic route via the Princes Highway, we followed the coast South towards Gippsland. The plan was to reach Lakes Entrance, some 550km away.
The weather was glorious, as was the scenery along the way.
200 km of National Park between Eden and Orbost with nothing but trees and a road. Dusk came all too soon, by which time the inadequacy of the car’s head lights became apparent. Luckily, we caught up with a truck which could clear the way for us.
Exhausted and sore, we finally reached Lakes Entrance and pulled up at the first available motel. Getting one’s priorities straight, it was high time to make a cup of coffee… then have a shower.
With the VW packed to the gunwales, the moment for departure had arrived. Final good bye to my darling dachshund, for now anyway, then it was just me, the cat and the road.
Starting with 7347 miles on the dial at Newtown, the first leg of our journey to Tasmania was to take us to Nowra, on the NSW South Coast. Staying with friends for the night, there was the first opportunity in weeks to relax and play some trains! | 2019-04-20T06:14:46 | http://rudolfcouture.com/category/relocation/ | [
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black friday student desk summit hutch living spaces 4. | 2019-04-23T04:33:39 | http://wasistmeinautowert.info/category/furniture/ | [
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The Toughbook® laptops by Panasonic are designed to perform in the harshest of environments and withstand all kinds of abuse like: drops, spills, dirt, environmentals, and more.
Panasonic's tablet series including the Toughbook H2® and the all new TOUGHPAD FZ-G1 - the world's thinnest & lightest fully-rugged 10.1" Windows® 8 tablet, offer a variety of features and applications for both Android™ and Windows® users in all types of industries and environmental conditions.
Whether you are looking for a fixed installation projector for a conference room, a portable projector to take on the go, or a high-tech, feature rich DLP based project for a large venue - Panasonic's line-up of projectors has you covered.
When it comes to professional displays for your office, lobbies, and conference rooms - We think Panasonic offers more options, higher quality, and a better value than anyone else in the market. Whether you need an LCD for a bright room with lots of sunlight, a Plasma for that conference room, an energy efficient LED, or a high-tech 3D display with the latest & greatest features - we can help you make the right choice, professionally install it, and train your staff.
Panasonic offers a whole suite of Interactive Panaboards including the UB-T8325 and the featured packed UB-T880WPC. These interactive whiteboards are the solution for today's technology savvy businesses looking to get the most for their money. With features like simultaneous use, collaborative options, embedded PC, HD audio, integrated HDMI, WiFi, and more - its easy to see why Panasonic is the name in interactive whiteboards.
The Panasonic KX-T30865 Door Console, available in both black and white is hybrid door intercom that works with either a digital or analog phone system and is designed for 2-way conversations with the front gate or door. The unit can be mounted on a flat surface or over an electrical box.
The KX-NTV150 by Panasonic is the SIP camera communication solution designed for indoor surveillance. The system allows users to engage with visitors and employees using combined HD video and audio channels thanks to a built-in camera, speakerphone and web-viewer features. The portability and wireless connectivity capabilities allow for easy set up in any location. It is the ideal smart visual and voice communication device for any small to medium sized business.
Like the NTV150, the Panasonic KX-NTV160 is an SIP camera communication solution designed for indoor surveillance. This system offers all the same great benefits of the KX-NTV150 plus it boasts an IP43 rating including dust and rain protection, the KX-NTV160 is portable and easy to set-up anywhere outdoors, and ideal for small to medium size business. | 2019-04-24T10:08:06 | https://www.actionphones.com/other-panasonic-products.html | [
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ZNA|Zeybekoglu Nayman Associates is an award winning design firm of Architecture, Urban Design, Master Planning, with offices in Cambridge, USA and Beijing, China. Responding to the need of excellence in design and project management, ZNA presents credentials that reflect an exceptional and rare array of experience. With 40 years experience, ZNA is a firm with national and international credits. ZNA projects span many areas of the world and include a diverse palate of project types, including campus master plans, urban design, residential developments, and educational, commercial and institutional facilities. ZNA Beijing represents a unionof highly experienced architects and planners with profound design skills and rich backgrounds. ZNA Beijing is currently seeking individual talent to assist on several exciting projects. If you are interested in joining us, please send your resume / relevant work samples to: info-beijing@znarch.com. | 2019-04-24T16:25:06 | http://jzjob007.com/company-6261.htm | [
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Use the Fedex.com site to login to your FedEx account, get your tracking status, find a FedEx near you, learn more about how to become a better shipper, get online print offers, or get inspiration for your small business needs.
· How to Access Substance Use Disorder Treatment Services. Outreach, Screening, Assessment and Referral Centers (OSARs) may be the first point of contact for those seeking substance use disorder treatment services.
· Keynote Cybersécurité dans le cadre de la conférence NOVAQ 2018 Bordeaux, Université du Futur du 14 septembre 2018.
Panasonic provides industrial products and solutions including capacitors and sensors for Asia, Oceania, Middle East, & Africa.
Jeremy Bentham was an English philosopher, jurist, and economist, and social reformer and was an early advocated for the decriminalization of homosexual acts.
Renewed Repression With the return to peacetime conditions, the millions of Americans who had encountered gay people and relationships in the services or war economy saw this temporary opening-up of U.S. society come to an end.
Keep up with Énestas. See more information about Énestas, find and apply to jobs that match your skills, and connect with people to advance your career.
Locate the Prevention Resource Center in your region of the state using the list below. The numbered and shaded map of Texas indicates Health and Human Services Commission (HHSC) Regions.
We believe the best people in the world work right here. And we believe you could be one of them, explore our jobs that can turn into satisfying careers.
Johnson was buried in his family cemetery (which, although it is part of the Lyndon B. Johnson National Historical Park in Stonewall, Texas, is still privately owned by the Johnson family, who have requested that the public not enter the cemetery), a few yards from the house in which he was born.
The [email protected] ERG comprises current and former military members, spouses, and supporters worldwide. It is committed to advocating for inclusion, growing and developing leaders in the community, and promoting military core values by sharing its "esprit de corps" with the Microsoft community.
Stonewall campaigns for the equality of lesbian, gay, bi and trans people across Britain.
Stonewall, from director Roland Emmerich, a moving and powerful drama based on true events that led to the birth of the modern gay rights movement, is coming to DVD and Digital HD!
Back to jobs listing Great, we can send you jobs like this, if this is your first time signing up, please check your inbox to confirm your subscription. The email address was invalid, please check for errors. | 2019-04-20T21:24:50 | https://www.lapeste.com.mx/producto/stonewall-vacabcies-minas-en-sa | [
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I have been running in my opinion effectively since January 2013 – I did run before, and actually did my first ever 5k parkrun in October 2011, however as I pushed up in distance to beyond 10k in March 2012 I suffered a bad hip injury.
Why did you want to break away from traditional running footwear?
As I said in March 2012 I suffered a bad hip injury, which made running uncomfortable and painful, I had sports massage and various other treatments to try to resolve the problem, but nothing really helped – I’d be ok, start running again and again suffer the same problem – it was just a cycle. I discovered barefoot running through my husband – he had read a great deal on the subject and had invested the time in seeing a running coach. We were both heel strikers at the time and the more you read on the subject regarding impact you were subjecting the body too, the more sense it made to endeavour to learn to run again in better technique.
How did you discover barefoot running?
My first barefoot running experience was a real eye opener, it sounds silly, but just taking shoes & socks off and running on grass – felt totally different, as you find yourself running very naturally and sticking on the fore/mid foot – the sense of feel in your feet seem to feedback to the brain instantly allowing better controlled impact and balance.
What are the fundamental principles of barefoot running?
I guess it’s all about the feel, when I’m coaching my clients I try to explain by using the hands as an example – your hands have sensors which protect you, for instance if something is too hot, the sensors in the hands will communicate to the brain to pull away otherwise the skin will burn, if you were to encase the hands in very thick cushioned gloves, you would lost all sense of hot or cold – likewise your feet have sensors which judge the lay of the land as it were, is the ground soft or hard, smooth or uneven – the natural sensors communicate with the brain to determine the force/pressure the foot needs to plant, again take away that sensory power by encasing in cushioned shoes and your foot will most likely slap into the ground with unnecessary force each time, bearing in mind that the foot comes into contact 80-100 times per minute that’s a mighty heavy force through the body, add into the mix heel striking – and if you observe images of a runner heel striking generally the leg is very straight hitting the ground, that is a hell of a vibration force into the hips. By running barefoot and regaining the feel, you find that you run naturally on mid foot, and the foot strike is appropriate to the pressure required for the terrain.
Well once you have learned the principle of posture, cadence & relaxation – the benefits are basically relaxed running – injury free, it’s also a lot more fun.
Can anybody do it if they apply themselves?
Of course, however you need to be prepared to take a step back and work on building foot/ankle strength, in addition to increasing all over body strength. If you are a heel striker its difficult at first as you are concentrating so much on working on mid foot strike that you tend to run on the balls of the feet without dropping the heel – this can cause massive tightness into the calf muscle, this is normal and the more you build and practice the easier it becomes.
What steps would you advise to someone making the transition?
I think it’s important to find a good run coach who understands the principles of barefoot/minimalist running – someone who can help you develop your technique and strength. If that is not possible then there are lots of resources on the internet, it’s really important that you take the time to do the strength work on feet and ankles and start wearing minimalist shoes for very short runs only – it is a gradual process. The key factors of posture, rhythm and relaxation are very important to understand and it helps develop foot strength if you can be barefoot around the house etc. It’s not a quick process and it’s not for everyone, but in my opinion, if you suffer the same injuries time and time again, then technique is the key to resolving your problems and the time spent transitioning will be a valuable investment.
This year is all about Ultra running for me – I really enjoy the atmosphere at ultra-races it’s not really about times, it’s all about endurance. I’m not sure I have found my ideal distance as yet – I know for sure it’s NOT 5k, they always nearly kill me ! I still enjoy marathon distance and still have hopes of hitting the 100 Marathon Club one day. But distance is a funny thing as whatever distance you have in your mind is the distance you will complete, and when you stop you think you will never move again, however on another day if the distance is more – then that’s what you do, it’s all really what you are mentally prepared for.
Philosophy for injury free running?
I would love to do a 100 miler at some point in 2016/17, I think to have the sheer mental determination to be on your feet for that period of time and of course the physical strength would be amazing. I would also like to complete 100 marathons! | 2019-04-25T04:54:34 | https://www.bodyaidsolutions.co.uk/barefoot-running/ | [
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A 20-minute recording of a shopping park in Southend-on-Sea. It has some poignant memories for him, as he fondly remembers the old Greyhound stadium which was torn down to make way for yet another supermarket. His ruminations on the ravages of time are expressed by the few moments of sad music at the end of the piece, which are a riposte to the banal murmurings of the sedated shoppers going about their business. | 2019-04-19T22:58:06 | http://rednetic.com/release/rnma001 | [
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Beetles + Huxley gallery stage an exhibition of images by the legendary Magnum Photographer Elliott Erwitt, which highlight two seldom-displayed aspects of Erwitt’s work: his large-format platinum prints, and illuminating portraits of the actress Marilyn Monroe.
This photography show also coincides with Erwitt’s receipt of Sony’s Outstanding Contribution to Photography Award, which you can find at the 2015 Sony World Photography Awards in Somerset house.
Even if you haven’t heard of Elliott Erwitt, chances are you’ll recognise several of his remarkable photos. From his snapshot of a silhouetted man leaping elegantly in the Paris rain, to his classic image of a stolen kiss in a car in Santa Monica, Elliot Erwitt photographs are renowned for their perfect timing, and their clever visual puns.
Double Platinum spotlights large-format platinum prints of Erwitt’s best-known photos for the first time in the UK. The display also includes several examples of Erwitt’s photojournalism, including one of his earliest and most powerful images of the segregated drinking fountains in North Carolina in the 1950s.
Elliott Erwitt photographed Marilyn Monroe throughout the 1950s and 60s, at the height of the Hollywood starlet’s fame. Capturing Monroe at work on film sets and relaxing at home, Erwitt’s images preserve the energy and vitality of the young woman, which so entranced the world.
Don’t miss Erwitt’s iconic snapshot of the moment Marilyn Monroe’s white dress billowed around her on a subway grate, taken during the filming of The Seven Year Itch. Also on display are several never-before-seen colour photos and the original contact sheets from Erwitt’s Monroe shoots.
This is a long overdue return for Erwitt to London, and we can’t wait.
Erwitt grew up in Milan before his family immigrated to New York at the outbreak of the Second World War. He began working in a commercial darkroom in LA in 1941, where he taught himself photography. | 2019-04-22T19:59:33 | https://www.culturewhisper.com/r/visual_arts/preview/4268 | [
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3. First, authorize your own computer's IP by click [Add Below] and [Submit Update].
4. Click [Test Proxies] to make sure your proxies are online. | 2019-04-18T22:40:59 | https://instantproxies.com/billing/knowledgebase.php?action=displayarticle&id=2 | [
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Same challenge …. Make a ball out of aluminum paper.
As a special mention, same tecnique, but to make a knife.
A contrast on the approach to a problem and to life. | 2019-04-19T08:57:10 | https://edgarmtoro.wordpress.com/2018/04/22/the-difference-between-japan-and-usa/ | [
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may i kindly ask you for help, please?
I have to assign different profiles to different web based applications (=different URLS). I did not get it working, because i did not find a way how to add the url info. Adding the class, parent class info or the built in window finder did not work, it seems it is possible to use them for this purpose.
If you tick the "Window title" checkbox in the advanced window finder, you may be able to do it based on the window title (you can use * or regular expressions to specify the window title to use) but that's the only way it may be possible to work. And I haven't tested it with chrome recently.
many thanks for your fast response.
Class is set to "Chrome_RenderWidgetHostHWND"
Both have the same result : the window will not be recognized , the Profile not selected ..
Yeh, I just had a look, and it seems Chrome does not put the tab title into the window title (like Firefox does) so its not going to work.
6. Set Match Type: Parent Window.
This works for me - but I havn't tried it with lots of tabs (Im at work right now so cant do too much!) so I don't know how accurate it will be. | 2019-04-25T03:09:50 | http://forums.highrez.co.uk/viewtopic.php?p=19070& | [
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How does this house get so messy so fast?
Maybe I need to reinforce cleaning up toys a bit more with Eli. Or maybe I will wait until he grows up a bit more.
Do I have enough time to hop in the shower really quick? At least I can’t really hear the baby crying in there and could have just a 15 minute break.
One day I am replacing these white kitchen counter tops with something that hides the dirt. That will be the day. It may be 5 years from now but it will be glorious.
If I stayed at home full time, I wonder if I would get continually bitter about cleaning the house, only to see it messed up continually?
I wonder what I should try to do today. I could stay in the house cleaning or taking care of the baby all day. I am not sure if that would make me happy.
I probably need to sit down and read this morning, even if for two minutes. Try to listen to what God may be telling me.
That is about the time I sat down and read the following passage in Ephesians 3:6-11.
This passage reminds me that I have been chosen for something more than just being a servant of my house, chores, or even motherhood.
I have been chosen to tell people about what God has done for them and myself. To tell them that even though I may be a “useless Christian” that somehow I have been chosen to tell of the joy of the “endless treasures of Christ”.
If that is Paul’s mission and vision for his life, I must make it mine too. Imagine if I walked around looking and anticipating the treasures of Christ?
I am not sure what that really looks like, but I pray that God would begin to show me little by little, day by day.
Next Post What do you thirst for more than God? | 2019-04-19T14:33:23 | https://graceinthegravel.com/2016/03/03/chosen-for-more/ | [
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Espresso specialist. Since we've opened we have striven to provide the most delicious, balanced espresso that Toronto has to offer.
Dark Horse has fit so well into the neighbourhood and has become a community meeting place, the communal table is a great concept for the bar and works like magic at connecting people. the idea of the communal table came while traveling in Europe, says the one of the co-owners, Deanna Zunde.
As baristas / owners, Deanna Zunde and Ed Lynds make the coffee themselves and offer baked treats in addition to their espresso-based drinks and teas. Lynds took second-place at the 1st Annual Toronto Life Latte Art Competition.
Improving Toronto's coffee scene one espresso at a time. | 2019-04-19T06:40:58 | http://www.riverside-to.com/businesses/dark-horse-espresso-bar/ | [
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MPT identifies drug treatments for patients based on their tumor genetics. We train AI algorithms using precise data derived from and validated by our own comprehensive drug testing. We employ a proprietary, low-cost, whole animal model that recapitulates an individual’s unique cancer genetics and faithfully models tumor-host interactions. Nearly all combinations incorporate non-cancer drugs, making them less toxic and more affordable. | 2019-04-20T12:18:49 | https://www.opencell.bio/project/my-personal-therapeutics | [
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« I Baked Bread, So Don’t Break Up!
Every time I visit my family in Northern California, I get to spent one night out at the beach in Bodega Bay having dinner with my god parents, Tom and Carol. If I’m lucky, Carol makes my favorite, Chile Relleno Burritos. She has a killer recipe that gets me every time! She fills green poblano battered chiles with jack cheese, wraps them in flour tortillas, pours sauce all over them, then adds more cheese and bakes them. There are always a million toppings (my favorite) including fresh guacamole and salsa. It is perhaps the perfect meal!
Carol made fresh baked carrot cake from scratch with cream cheese icing for dessert that just blew us all away. Does it get any better than that? I can’t wait ’til my next trip out.
Thank you, Tom and Carol!
Stuff the chiles with big chunks of jack cheese cut into long pieces. Whip egg til peaks. Dip each chile in, then roll in flour. Repeat. Fry battered chiles ’til golden brown in veg oil. Drain on paper towels. Lay each chile loosely in a flour tortilla folded in half in a 9×11 inch baking dish. Add a couple TBS of refried beans to the burrito as well.Pour the green sauce of your choice inside each, then put jack cheese inside before rolling each burrito up.
Pour more sauce over the baking dish full of burritos, sprinkle with grated jack cheese and bake at 350 for 25 minutes or until cheese is melted. Serve with refried beans, rice, guacamole, pico de gallo, shredded lettuce and chopped black olives.
This entry was posted on April 1, 2008 at 6:32 pm and is filed under *Erin, Mexican, recipe. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
Um: where’s the recipe? Chile rellenos are one of my weak spots. Man, I wish I were eating one RIGHT NOW. Is this possible? Please?
can I move in with Tom and Carol? I’ll wash dishes! | 2019-04-25T04:24:50 | https://umami99999.wordpress.com/2008/04/01/chile-relleno-burritos-by-the-beach/ | [
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17/09/2013�� It is possible to turn off the typing sound.To do that first go to settings from home screen of your phone.Then drag to below there will see an option denoted as Language & Keyboard.Next step is to open that,once opened then will see Text Setting.In that open the desired keyboard.Then go to below there will see settings related to touch tone... 4/01/2008�� It's like buying a mercedes and asking if the star can be removed on the hood. A simple (but polite) NO to a customer is also an answer. If you answer quick and firmly after a new install these answers are generally accepted by the customer.
It is important to know how to work ones phone. In order to turnoff keytones on a phone must go into settings, and volume. Usuallythere's a list of things that use noise, ther�e is where one how to use powerline ethernet adapter If you happen to be using Google Keyboard, you can remove vibrations by following the instructions in the �Stock Android� section above. How to Disable Haptic Feedback on Huawei Devices If you�re using a Huawei device with EMUI 3.1, like the Honor 5X, getting rid of touch vibration is simple.
Motorola C139 how to turn off key tones???
9/03/2011�� Hi all, just bought my first BB, a 9105 Pearl. I cannot figure out how to turn off the keypad tones for number dialing, I have turned off the tones for texting, how to make microsoft office work without renewing prescription Is there any way to turn off the vibration when typing? I can't find anything that relates to it in settings.
5/09/2013�� In the settings section, I have "unchecked" the "Touch sounds" and "Dial pad touch tones." However, when I use the keyboard, I still get the clicking/slight vibration.
11/12/2016�� This Video Explains Turn Off Disturbing Beep Sound On PS4. | 2019-04-22T11:03:23 | http://nextdigest.com/tasmania/how-to-turn-off-key-tones-on-google-pixel.php | [
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With increasing fervor, foreign buyers are flocking to invest in construction and redevelopment projects, also known as value-added projects, rather than simple rental businesses.
In fact, across Europe, the proportion of investors opting for value-added projects surged from 22% in 2012 to an astounding 47% in 2016, according to the European Association for Investors in Non-Listed Real Estate Vehicles.
This is largely attributable to yields; global yields are declining. In Europe, you can expect an average of 3-7% per annum from a simple rental business. Meanwhile, value-added projects will typically earn you 12-20%.
Despite this key advantage, value-added loans can be difficult to pull off due to funding issues. Banks are conservative lenders, and tend to be wary of taking too many risks. As such, it can be difficult get a bank loan of more than 50% of the total project cost.
As such, conventional value-added project developers typically cover at least 50% of each project cost out of pocket. However, if a developer lacks the financial freedom to put down this sort of money, their next best bet is to seek investors.
1. Become a mezzanine investor: The investor lends capital to the developer in exchange for a fixed interest for the utilisation of the funds and gets a share in the profits realised from the project.
2. Become an equity partner: The investor provides the developer with equity capital, participates in the project, benefits from operating profits and bears the consequences of the risks inherent to the project.
Both of these structures has its own advantages and disadvantages.
Mezzanine financing is a hybrid of debt and equity financing. Basically, it is a subordinated debt that has secondary priority after the senior debt – the bank loan. It is secured by a pledge of shares or by equity. The borrower is usually a Special Purpose Vehicle or SPV created by the developer.
The main advantage of mezzanine financing from the financer’s point of view is that it tends to offer higher interest rates than bank loans. In the United States, for instance, interest rates typically range between 8-15% per annum. Despite the high rates, developers are willing to use mezzanine loans to get extra financing – typically with the aim of obtaining up to 70% of the project’s value, including the capital obtained from the bank. Doing so enables the developer to reduce the value of their equity in the project and to achieve higher yields, given that in such cases the developer typically only has to come up with 30% of their own funds to finance the project. It also tends to reduce the requirement for earlier stage off-plan sales to boost cash flow.
In addition to the increased interest rates associated with mezzanine loans, investors can benefit from extra yields, depending on the profitability of the project. This option is known as an “equity kicker” and is typically structured in the form of one of two types of securities: options or warrants.
Compared to simple rental businesses, value-added projects are relatively high-risk; there are significantly more cases wherein participants either fail to earn profits, or even incur losses. At worst, the investor stands to lose all of the capital he or she contributed in the first place. Experienced market players develop a knack for finding projects that will most likely enable them to break even, even if the market situation takes an unfortunate turn.
The specific risks associated with value-added projects are numerous: more time spent endeavoring to obtain a construction permit, an increase in the project budget, failure to achieve a sales target, etc. The savvy investor calculates each project’s susceptibility to negative outcomes and evaluates the maximum value by which the price per square meter can decrease or the project execution time can increase before yields will drop to zero. As a rule of thumb, a project that can sustain price decreases of 20% or a project time increase of 20% is probably stable enough for investment.
At the same time, the bank and mezzanine investor typically maintain a safe distance from the risk. In most cases, the first to earn nothing under a negative scenario is the developer. It is important to verify this in each case before investing.
The developer can choose one of two alternatives with respect to his or her own funds: pay out of pocket or attract an equity partner.
An equity partner is an investor who partially finances the project in exchange for a share in the profits. If an equity partner is involved in a project, his or her capital typically comprises about 20% of the project cost. In this scenario, the partner would shares the risks and profits of the project with the developer.
In this case, the developer provides the remaining 10% of the project´s cost, showing the equity partner that the project is worth investing in, as the developer also takes on the corresponding financial risks.
The developer can also attract the capital of an equity partner without mezzanine financing. Under this scheme, the project is financed by three parties: a bank that provides the primary loan, an equity partner and an investor.
As for the distribution of the profits in value-added projects, the order is typically negotiated on a case-by-case basis. For instance, the equity partner may negotiate a priority yield, whereby he or she would be first in line to get a share of the profits to a certain extent, such as 6-8%. In this case, upon passing that threshold, the developer may receive the same yield on the capital he or she injected into the project. The remaining profit may then be distributed progressively between the two; i.e., the higher the project yields, the larger the share of the profit that goes to the developer. For example, it’s common for equity partners and developers to agree that the developer will get 30% of all profits within the yield range of 8-15% per annum, and that anything above 15% would be divided evenly between the pair.
In 2017, taking into account the current U.S. and European market situations and the above-mentioned scheme of profit distribution, investors could expect to get 12-20% per annum from value-added projects.
In sum, an investor who opts to become a mezzanine lender faces relatively low yields, but also takes on relatively few risks owing to the fact that in the event of bankruptcy, the developer is first to bear losses, followed by the equity partner, with the creditors trailing behind. On the contrary, an investor who opts to become an equity partner stands to earn relatively high profits, but also takes on greater risks.
This article only reflects the general principles of the relations between the participants of the developer projects. An investor’s interest in a project can vary broadly depending on the market and the project considered. Moreover, the distribution of risks and yields also depends on the balance of the capital distributed between the developer, mezzanine investor and equity partner. As such, it is vital to seek a professional consultation before pursuing a new value-added project as an investor. | 2019-04-23T03:10:45 | https://invezz.com/news/real-estate/How-to-invest-in-a-construction-project-overseas-mezzanine-loans-and-equity-partnership | [
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