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<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Should I be filling out form W-9 for somebody I sold used equipment to? [/INST] They are a business. You're not a corporation. They paid you more than $600 during th...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Where I am I liable for taxes? [/INST] You will have to pay your taxes in the UK not USA. For tax purposes it is the company's tax residency not where the ...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Can I Accept Gold? [/INST] You can accept almost anything mutually agreeable to you and the other party as payment. That's the definition of "barter". ...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Can I Accept Gold? [/INST] Of course you can accept gold as payment. Would anyone pay in gold? Would it have tax consequences on your federal taxes? These additional questions are off-topic on this site about ...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Can I Accept Gold? [/INST] Yes. "There is, ...no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or ...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Can I Accept Gold? [/INST] Yes. But the question is do you want to have gold? If you are going to buy gold anyway, and if you can get a good conversion rate between ...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Can a company have a credit rating better than that of the country where it is located? [/INST] BlackJack's answer is technically correct: government credi...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Can a company have a credit rating better than that of the country where it is located? [/INST] In one personal finance book I read that if a company i...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Do I owe taxes in the US for my LLC formed in the US but owned by an Indian citizen? [/INST] You're doing business in the US and derive income from the US, so I'd say that yes, you should file a non-resident t...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Do I owe taxes in the US for my LLC formed in the US but owned by an Indian citizen? [/INST] This is a complicated question that relies on the US-India Tax Treaty to determine whether the in...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> How would IRS treat reimbursement in a later year of moving expenses? [/INST] IRS pub 521 has all the information you need. Expenses reimbursed. If you are reimburse...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> How would IRS treat reimbursement in a later year of moving expenses? [/INST] I believe moving reimbursement has to be counted as income no matter when you...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Transfer $70k from Wells Fargo (US) to my other account at a Credit Union bank [/INST] The LLC is paying you. It would only be fraudulent if you were t...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Transfer $70k from Wells Fargo (US) to my other account at a Credit Union bank [/INST] Yes, you can do this. I do this for my own single-member LLC, but I usually do it online instead of writing a check. Your ...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Transfer $70k from Wells Fargo (US) to my other account at a Credit Union bank [/INST] Making a payment of any amount is usually legal, although of course the specific circumstances matter, ...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> I have $100,000 in play money… what to do? [/INST] nan </s>
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> I have $100,000 in play money… what to do? [/INST] For any sort of investment you need to understand your risks first. If you're going to put money into th...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> I have $100,000 in play money… what to do? [/INST] You can start a software company. Than your office will be around the world and you can work wheneve...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> I have $100,000 in play money… what to do? [/INST] As you have already good on your retirement kitty. Assuming you have a sufficient cash for difficult situations, explore the options of investing in Shares an...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> I have $100,000 in play money… what to do? [/INST] If you want a concrete investment tip, precious metals (e.g. gold, silver) are on a pretty good run these days, personally I still think th...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Is it possible, anywhere in the US for a funding firm to not have a license number showing somewhere? [/INST] In the United states the US government has the Small Bu...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Is it possible, anywhere in the US for a funding firm to not have a license number showing somewhere? [/INST] Well, these can range from loan broker to out...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> How to deduct operational loss from my personal income tax? [/INST] I'm not an accountant, and you should probably get the advice of one to be sure abo...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Can my company buy my personal debt? [/INST] When your debt is forgiven, you have to consider the amount written off as an ordinary income item (with the exclusion of the debt originated from the purchase of p...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Need small buisness ideas with 100k $ budjet in a 3rd world country [/INST] Firstly, I highly doubt anyone on this site will be able to provide you with accurate input on this matter regardi...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Tax Write-offs and knowing how much I need to spend before the end of the year [/INST] (I'm assuming USA tax code as this is untagged) As the comments above suggest ...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Loan holder wants a check from the insurance company that I already cashed and used to repair my car [/INST] What would happen if you was to cash a check, ...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Loan holder wants a check from the insurance company that I already cashed and used to repair my car [/INST] There are at least three financial institu...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> What is the difference between a bond and a debenture? [/INST] Investopedia has definitions for both: Debenture: A type of debt instrument that is not secured by physical asset or collateral. Bond: A debt inve...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> What is the difference between a bond and a debenture? [/INST] Some additional links which explain their differences. But mostly as @bstpierre says, both are very similar and in some cases t...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Is a 10 year old uncashed paycheck still good? [/INST] You probably can't deposit the check directly, but there are mechanisms in place to get your money through oth...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> I started some small businesses but need help figuring out taxes. Should I hire a CPA? [/INST] The only professional designations for people allowed to pro...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> I started some small businesses but need help figuring out taxes. Should I hire a CPA? [/INST] Certainly sounds worthwhile to get a CPA to help you wit...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Is Mint allowed to share user data with other Intuit entities? [/INST] I wound up asking Mint over email so I'll share the answer I received: Thank you for contacting Mint.com. From my understand you want to k...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Financially Shielded Entity Separating Individuals Behind It From Risks [/INST] You are describing a corporation. You can set up a corporation to perform business, but if you were using the ...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Forgot to renew Fictitious Name application within the county. What is the penalty for late filing? [/INST] I checked this myself and there is no monetary penalty fo...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Do I need a new EIN since I am hiring employees for my LLC? [/INST] I called the IRS (click here for IRS contact info) and they said I do not need to get a...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Help: Being charged interest on a loan for which I received no statements telling me of this debt for the past 15 years. Surprise! [/INST] There is a t...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Help: Being charged interest on a loan for which I received no statements telling me of this debt for the past 15 years. Surprise! [/INST] Investigate the statute of limitations in your area. 15 years sounds l...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Help: Being charged interest on a loan for which I received no statements telling me of this debt for the past 15 years. Surprise! [/INST] This sounds like a shady trick. I would consult wit...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Section 179 vs depreciation of laptop [/INST] I'm not a tax expert, but I think you mean Form 4562, right? If you acquire the laptop in the year for which you're fil...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Section 179 vs depreciation of laptop [/INST] The CPA's mention of $2,500 is probably referring to the recently increased de minimis safe harbor under the ...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Process for dissolving a recently-opened Colorado LLC? [/INST] Forms for the Colorado LLCs are online. You can find the link to the dissolution form he...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Ethics and investment [/INST] Are there businesses which professionally invest ethically? Yes. The common term for this is "socially responsible investing". Looking at that page and googling that term should p...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Ethics and investment [/INST] Avoiding tobacco, etc is fairly standard for a fund claiming ethical investing, though it varies. The hard one on your list is loans. You might want to check ou...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Ethics and investment [/INST] Domini offers such a fund. It might suit you, or it might include things you wish to avoid. I'm not judging your goals, but would sugge...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Ethics and investment [/INST] Markets are amoral. If you don't buy stock in a company that has high growth/earnings, someone else will. By abstaining you w...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Ethics and investment [/INST] There are a number of mutual funds which claim to be 'ethical'. Note that your definition of 'ethical' may not match thei...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Ethics and investment [/INST] There are the Dow Jones Sustainability Indices. I believe the reports used to create them are released to the public. This could be a good place to start. </s>
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Ethics and investment [/INST] Peer to peer lending such as Kiva, Lending Club, Funding Circle(small business), SoFi(student loans), Prosper, and various other services provide you with acces...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> What type of insurance would protect you against the Amazon 1p bug? [/INST] I believe the appropriate recourse in this scenario is to bring a court case for breach o...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> How important is disability insurance, e.g. long-term, LTD? Employer offers none [/INST] The reason to have disability insurance is to replace your income ...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> How important is disability insurance, e.g. long-term, LTD? Employer offers none [/INST] (Oops - I had been meaning to come back to this Q. sooner. Jus...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> How important is disability insurance, e.g. long-term, LTD? Employer offers none [/INST] (My wife works for an insurance broker in the US, so take that grain of salt with my answer) Disability insurance covers...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> What's a Letter of Credit? Are funds held in my bank for the amount in question? [/INST] Wikipedia has a detailed article explaining this. A standard, commercial letter of credit (LC) is a d...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> What's a Letter of Credit? Are funds held in my bank for the amount in question? [/INST] A letter of credit is commonly used by importers who want to ensure that the...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> What's a Letter of Credit? Are funds held in my bank for the amount in question? [/INST] Ok so this is the best information I could get! It is a guarantee ...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> What's a Letter of Credit? Are funds held in my bank for the amount in question? [/INST] In a domestic setting, Letters of Credit are often used to bui...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Paying restaurants in cash instead of credit card - how signficant is this? [/INST] Credit cards charge about 2% fee from merchants. This is already priced into the restaurant menu. Generally, dealing with cas...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Paying restaurants in cash instead of credit card - how signficant is this? [/INST] The biggest advantage to small business owners paid in cash is not that it might save the 2 or 3 percent t...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Paying restaurants in cash instead of credit card - how signficant is this? [/INST] You know those perks/benefits that you don't want to give up? Those are funded by...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> How to acquire assets without buying them? [/INST] Assets can be acquired in different ways and for different purposes. I will only address common legal wa...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> How to acquire assets without buying them? [/INST] Your question seems to be premised on your personal understanding of economics, and asking that peop...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> How to acquire assets without buying them? [/INST] You don't start out buying a shopping mall, you have to work up to it. You can start with any amount and work up to a larger amount. For me, I saved 30% of my...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> How to acquire assets without buying them? [/INST] There are a number of ways someone acquires assets without buying it. People could have inherited assets. They could have been gifted asset...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Is it taxable if someone return me money? [/INST] The $10,000 is not taxable to either of you, but the $500 is taxable income to you - and a deductible business expe...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Capitalize on a falling INR [/INST] By no means is this a comprehensive list, but a few items to consider: </s>
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Capitalize on a falling INR [/INST] One simplest way is to to do Forex trading. You can do this by buying Foreign Currency Futures when you feel Rupee ...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> How to have a small capital investment in US if I am out of the country? [/INST] For $100 you better just hold it in Mexico. The cost of opening an account could eat 10% or more of your capital easily, and tha...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Professional tax for employees - startup in India [/INST] The tax is depended upon state where you are registered and the salary paid. More here If you employ contract you need not pay tax. ...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Do I owe taxes if my deductions are higher than my income? [/INST] There's one factor the previous posters apparently missed here: You say "self-employment tax"--in ...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Do I owe taxes if my deductions are higher than my income? [/INST] No, it's not possible. Even if you had no deduction or credits, your federal tax on $16,...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Do I owe taxes if my deductions are higher than my income? [/INST] I'm going to echo Phil and say that you should add more information. That being said...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Do I owe taxes if my deductions are higher than my income? [/INST] As a CPA I can say, without a doubt, you do not owe any federal income tax. However, assuming all of you income was from your business and the...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Do I owe taxes if my deductions are higher than my income? [/INST] In your case, I believe the answer is that you don't owe any taxes, if your deductions exceed your income. There is somethi...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> What increases your chance of being audited? [/INST] Here is an article that claims to know something about it. Here are a selection of quotes: The IRS says there ar...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> What increases your chance of being audited? [/INST] Here's a few things: </s>
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Why are U.S. credit unions not open to everyone? [/INST] Credit unions are mutually-owned (i.e. customer owned) financial institutions that provide ban...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Why are U.S. credit unions not open to everyone? [/INST] It's required by law. 12 USC 1759 (b) requires that membership in a credit union be limited to one or more groups with a "common bond", or to people wit...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Car expense deductions with multiple work locations [/INST] Suppose that I work from home, but do not qualify for a business use of home deduction. As I understand it, this means I cannot de...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Formation of S-Corp for Gambling Trade [/INST] In a sole proprietorship AND an LLC, the expenses can still be deducted against the profits or losses from the operati...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Formation of S-Corp for Gambling Trade [/INST] You probably don't need S-Corp. There's no difference between what you can deduct on your Schedule C and wha...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Should I file taxes or Incorperate a personal project? [/INST] Normally, incorporation is for liability reasons. Just file your taxes as a business. Th...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Should I file taxes or Incorperate a personal project? [/INST] I don't know what you mean by "claim for taxes," I think you mean pay taxes. I'm not sure how corps function in Canada but in the US single owner ...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Should I file taxes or Incorperate a personal project? [/INST] There are two reasons for incorporating a business in Canada - limiting liability and providing some freedom in structuring you...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Do Square credit card readers allow for personal use? [/INST] What I should have done in the first place was just ask them. From their customer support team: Thanks ...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Do Square credit card readers allow for personal use? [/INST] Yes. From their TOS: "By creating a Square Account, you confirm that you are either a legal r...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Do Square credit card readers allow for personal use? [/INST] My husband used this device at work in an organization/club that collects dues for fundra...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Do Square credit card readers allow for personal use? [/INST] I used square in the past for personal yard sale and they did not transfer balance to my bank acct because they told me it was against their policy...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Differences in taxes paid for W2 employee vs. 1099 contractor working on sites like ODesk.com? [/INST] Yes, you've summarized it well. You may be able to depreciate your computer, expense so...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> If I invest in a company that goes bankrupt, is that a gain or a loss? [/INST] I'll give the credit to @Quid in the comments section of the question. You put out $10...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Getting financial advice: Accountant vs. Investment Adviser vs. Internet/self-taught? [/INST] Do I need an Investment Adviser? No, but you may want to expl...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Getting financial advice: Accountant vs. Investment Adviser vs. Internet/self-taught? [/INST] An accountant should be able to advise on the tax consequ...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Getting financial advice: Accountant vs. Investment Adviser vs. Internet/self-taught? [/INST] I think the OP is getting lost in designations. Sounds to me that what he wants is a 'financial advisor' not an 'in...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Privacy preferences on creditworthiness data [/INST] See the first item in the list: For our everyday business purposes – such as to process your transactions, maintain your account(s), resp...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Have plenty of cash flow but bad credit [/INST] Set up a meeting with the bank that handles your business checking account. Go there in person and bring your busines...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Have plenty of cash flow but bad credit [/INST] A) The Credit Rating Agencies only look at the month-end totals that are on your credit card, as this is al...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Have plenty of cash flow but bad credit [/INST] Sign up with credit karma. It will give you two scores for free and will show you credit cards you have...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> static data for mutual funds/hedge funds [/INST] It's not really my field, but I believe it's all the information that doesn't change (i.e. isn't "real-time") about the business of hedge funds. For example, th...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> How does Robinhood stock broker make money? [/INST] Robinhood seems interesting. Some say it's a gimmicky site with a nice UI not an investing or trading platform. From investopedia: 1. For ...