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<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> What does this statement regarding put options mean? [/INST] fennec has a very good answer but i feel it provides too much information. So i'll just try to explain w...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Prepaid Rent (Accrual Based Accounting) [/INST] Your account entries are generally correct, but do note that the last transaction is a mixture of the balan...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Is a robo-adviser worth the risk? [/INST] If you are looking for an advisor to just build a portfolio and then manage it, a robo-advisor can be benefic...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Is a robo-adviser worth the risk? [/INST] They've been around long enough now for there to be past performance figures you can google for. I think you'll find the results aren't very encouraging. I personally ...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> What are the ins/outs of writing-off part of one's rent for working at home? [/INST] Be ruthlessly meticulous about the IRS regulations for deducting a home office. If it's allowed, it's all...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> What are the ins/outs of writing-off part of one's rent for working at home? [/INST] Tax regulations vary from country to country - some permitting more deductions, ...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> What are the ins/outs of writing-off part of one's rent for working at home? [/INST] Before starting to do this, make sure that you are squeaky clean in al...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> How do I determine if sale proceeds from an asset are taxable? [/INST] If it's fully expensed, it has zero basis. Any sale is taxable, 100%. To the ord...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> How do I determine if sale proceeds from an asset are taxable? [/INST] Profit = Sale price - Basis Basis = Purchase price - any depreciation taken, including expensing it. </s>
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> What tax laws apply to Meetup group income? [/INST] In the United States tax law, a group of people who are neither an individual nor an incorporated entity is called "partnership". Here's t...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Self employed, putting away tax money [/INST] Hearing somewhere is a level or two worse than "my friend told me." You need to do some planning to forecast your full ...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Where on schedule C should a PO Box Rental fee go? [/INST] Turbotax community had a similar question. They claim you just put it into "Office Expense". I n...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Switching Accountants - who does the audit review for past years? [/INST] It depends on what you paid for, but usually audit support is an unrelated en...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> How much house can I afford, waiting around 3 years or so [/INST] On $4K/mo gross about $1000/mo can go to the mortgage, and at today's rates, that's about $200K of mortgage the bank might lend you. Income is ...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> What are the tax implications if I do some work for a company for trade, rather than pay? [/INST] Such activity is normally referred to as bartering income. From the IRS site - You must incl...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> What are the tax implications if I do some work for a company for trade, rather than pay? [/INST] Yes, the business can count that as an expense but you will need to...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> What are the tax implications if I do some work for a company for trade, rather than pay? [/INST] Bartering is a tricky discussion. Yes, it definitely appl...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> why the currency data(such as USD/JPY) is different from different source [/INST] A day is a long time and the rate is not the same all day. Some sourc...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Loan to son - how to get it back [/INST] I think you've made a perfectly valid suggestion, and, if your son is struggling somewhat financially now, one that may be very welcome. If you agree to forgive the deb...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Loan to son - how to get it back [/INST] I started a business a few years ago. At one point it wasn't going so well and my father "loaned" me an amount not too dissimilar to what you've done...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Loan to son - how to get it back [/INST] As per JohnFx's comment above, consider whether it's worth more to you to just write this off. If not, if you feel that your...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Loan to son - how to get it back [/INST] Seems fair. I think this is a real subjective thing. Financially lets get rid of that line before interest rates g...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Loan to son - how to get it back [/INST] He's paying the interest and you're paying the principal. If you're making minimum monthly payments, you'll st...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Loan to son - how to get it back [/INST] A few ideas. I suggest it would wise to consider what lesson is learned as a result of any resolution of a financial issue. Is it a lesson of responsibility and of the ...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Ghana scam and direct deposit scam? [/INST] Of course, it is a scam. Regardless of how the scam might work, you already know that the person on the other end is lying, and you also know that...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Ghana scam and direct deposit scam? [/INST] It used to be Nigerian royalty, now it's Ghanaian porn stars. Great. This is a bog-standard 419 scam. It's probably the m...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Ghana scam and direct deposit scam? [/INST] The reason this sort of question gets asked over and over again is because it's initially difficult to comprehe...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Ghana scam and direct deposit scam? [/INST] It's a scam. Here's someone who paid "Josie" 2000 pounds and lost it all Here's a Google search result list...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Ghana scam and direct deposit scam? [/INST] Yes, this is a scam. Tell your dad not to pay any money. There will likely be a large deposit in his account, but if he withdraws the money from his account, the ban...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Ghana scam and direct deposit scam? [/INST] So Linda/Josie's initial plan was to have your dad pay money to (supposedly) help her get the gold chest. After he would have paid, there would ha...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Ghana scam and direct deposit scam? [/INST] Sadly, people with millions of dollars rarely give it away to complete strangers that they found at random on the Interne...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Ghana scam and direct deposit scam? [/INST] The scammer is definitely up to something fishy. He (it's certain that the she is a he) may deposit some money ...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Can anybody explain the terms “levered beta riders”, “equity long-short” and “the quant process driven discipline” for me, please? [/INST] Leverage her...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Can anybody explain the terms “levered beta riders”, “equity long-short” and “the quant process driven discipline” for me, please? [/INST] Translation : Funds managers that use traditionnal methods to select s...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> what would you do with $100K saving? [/INST] 4) Beef up my emergency fund, make sure my 401(k) or IRA was fully funded, put the rest into investments. See many past answers. A house you are ...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> what would you do with $100K saving? [/INST] The real answer is "Why do you want to waste a windfall chasing quick returns?" Instead, use this windfall to improve yo...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> what would you do with $100K saving? [/INST] I would buy an ETF (or maybe a couple) in stable, blue chip companies with a decent yield (~3%) and then I'd p...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> The formula equivalent of EBITDA for personal finance? [/INST] This should not be taken to be financial advice or guidance. My opinions are my own and ...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> What's the least risky investment for people in Europe? [/INST] First of all, congratulations on saving some money. So many people these days do not even get that far. As far as investments, what is best for y...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> What's the least risky investment for people in Europe? [/INST] Putting the money in a bank savings account is a reasonably safe investment. Anything other than that will come with additiona...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> How do multi-currency bank accounts work? What is the advantage? [/INST] Today typically a Business needs to hold accounts in more than one currency. Banks in certai...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> what is the meaning of allowing FDI in Insurance and pension funds [/INST] Insurance in India is offered by Private companies as well [ICICI, Maxbupa, SBI,...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> What are “upstream investments” and “downstream investments” in this context? [/INST] Upstream is into businesses that supply the original business; do...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> I am the sole owner of an LLC. Does it make a difference if I file as an S-Corp or a sole-member LLC? [/INST] S-Corp are taxed very different. Unlike LLC where you just add the profit to your income with S-Cor...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> I am the sole owner of an LLC. Does it make a difference if I file as an S-Corp or a sole-member LLC? [/INST] Be careful of the other answers here. Many are wrong or partially wrong. The que...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> I am the sole owner of an LLC. Does it make a difference if I file as an S-Corp or a sole-member LLC? [/INST] I'm assuming that when you say "convert to S-Corp tax t...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> I am the sole owner of an LLC. Does it make a difference if I file as an S-Corp or a sole-member LLC? [/INST] In the United States, with an S-Corp, you pay...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> How do the wealthy pay for things? [/INST] This is second hand information as I am not a millionaire, but I work with such people everyday and have an ...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> How do the wealthy pay for things? [/INST] While you would probably not use your ATM card to buy a $1M worth mansion, I've heard urban legends about people who bought a house on a credit card. While can't say ...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> How do the wealthy pay for things? [/INST] I was once the personal assistant to two wealthy NYC sisters. They did not pay for anything. For example, if we were riding the subway, I would pay...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> As an employer, how do I start a 401k or traditional IRA plan? [/INST] Here is a nice overview from Vanguard on some options for a small business owner to offer reti...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> As an employer, how do I start a 401k or traditional IRA plan? [/INST] OK, so first of all, employers don't set up IRAs. IRA stands for Individual Retireme...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> As an employer, how do I start a 401k or traditional IRA plan? [/INST] If you are the sole owner (or just you and your spouse) and expect to be that wa...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Acquiring first office clothes [/INST] While in the interview stage you need one good outfit. Take care of them and they will see you through this stage of the process. Shoes, ties, shirt, and a suit can all b...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Acquiring first office clothes [/INST] Like the other answers, I'm not entirely sure the equivalent exists in your country. But in the US there are thrift stores run by charities like GoodWi...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Acquiring first office clothes [/INST] Sounds like you're a man, so you're in luck. Our formalwear all looks similar enough that you can get by on a very short rotat...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> How can I import customers and invoices from a previous year's Gnucash file? [/INST] There does not appear to be a way to export the customers and invoices...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> us citizen receiving bank transfer from foreign boyfriend [/INST] No, any gifts you receive are not taxable to you. In fact, losing money in a scam (as...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Why does it take 3 days to do electronic transfers between banks? [duplicate] [/INST] I was perplexed by this until a few days ago when it finally clicked in a meeting with our fraud and money laundering teams...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Why does it take 3 days to do electronic transfers between banks? [duplicate] [/INST] When Laurence Olivier took the role of Douglas Macarthur in the Unification Church's filming of Inchon, ...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Swiss-style Monetary Policy [/INST] This is what is called "weasel words". They're trying to put some authority into their ad, but since they don't have any - they'r...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Swiss-style Monetary Policy [/INST] I'm not sure what is traditionally meant by "Swiss-style monetary policy" but lately it has meant the same thing as US ...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Why does capital gains tax apply to long term stock holdings? [/INST] Why only long term investments? What do they care if I buy and sell shares in a c...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Why does capital gains tax apply to long term stock holdings? [/INST] Most well-off people have investments which they have held for long periods of time, often of very substantial value such as a large part o...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Why does capital gains tax apply to long term stock holdings? [/INST] It's a matter of social policy. The government wants people to make long term investments because that would lead to oth...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Why does capital gains tax apply to long term stock holdings? [/INST] In Australia we have a 50% capital gain discount if you hold the asset for more than 12 months,...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Self Assessment UK - Goods and services for your own use [/INST] The problem with your profession is that it is hard to distinguish those activities as 'se...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Self Assessment UK - Goods and services for your own use [/INST] Work on your own site is certainly not relevant here, that's just a part of your trade...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Early Retirement Options (UK) [/INST] It's highly unlikely that you will be able to achieve 8% and would consider myself lucky to get 4% in the current interest rate environment. You might want to read some re...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Early Retirement Options (UK) [/INST] Some people put money into Venture Capital Trusts for the yields they offer. The risks are different and they are considered higher risk than ordinary e...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Online accounting with Stripe/PayPal transactions [/INST] Crickets here, so I'll respond with what I ended up doing. At the end of each month, I download transaction...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> How to handle taxes related to affiliate marketing? [/INST] Is it right that I request form W-9 or form W-8BEN (for non U.S. citizens) from the affiliate u...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> How does per-annum depreciation for taxes work after the first year of depreciation? [/INST] The first method is the correct one. You bought an asset w...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> How to categorize shared income? [/INST] My company did not have income of $1000 and have a $500 expense Why not? Your company received $1000 from you, and based on its agreement with the other company - trans...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> How prudent would it be to invest (stocks/equity) in businesses that are based on Cash transactions? [/INST] If they're hiding their profits from the government, what makes you think they wo...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> How prudent would it be to invest (stocks/equity) in businesses that are based on Cash transactions? [/INST] Every listed company needs to maintain book of accounts,...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Why buy stock of a company instead of the holding company who has more than 99% of the stocks [/INST] In a situation like this, I presume you'd invest in t...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Why buy stock of a company instead of the holding company who has more than 99% of the stocks [/INST] Also VW has more brands, i.e. is more diversified...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Do I have to pay taxes in the US if my online store sells to US customers even though I don't live in the US? [/INST] You're not physically present in the US, you're not a US citizen, you're not a green card h...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Is it possible to block previously authorized ACH access? [/INST] I had a similar situation a while ago, and here's what I learned: What are our options here to ensure that this company can'...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> How can a school club collect money using credit cards? [/INST] Large and small universities have procedures in place regarding the use of the universities name, log...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> How can a school club collect money using credit cards? [/INST] You should check with the Office of Student Affairs (or equivalent) at your University to s...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Advantages of Shareholder over Director in new Company [/INST] I don't know Australian law, but I will give my US perspective here. The custom in the U...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Advantages of Shareholder over Director in new Company [/INST] I know the general principles of acting as a director in a company, and am familiar with the rights of shareholders. In the last ten years or so, ...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> What options are available for a home loan with poor credit but a good rental history? [/INST] Why not just do an FHA loan? The minimum credit score is 580, and you can sometimes even go low...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> What options are available for a home loan with poor credit but a good rental history? [/INST] Here are some (not all) things that can help overcome a low credit sco...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> What options are available for a home loan with poor credit but a good rental history? [/INST] Take the long term view. Build up the cash. Once you have en...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Can I pay estimated taxes based on last year's taxes if I anticipate more income this year? [/INST] You're interpreting this correctly. Furthermore, if...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Multi-state K-1 earnings to S-Corp [/INST] I'm not sure why you think that it matters that the distribution goes to an S-Corp vs an individual tax payer. You seem to think it has any relevance to your question...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Bank statements - should I retain hardcopies for tax or other official purposes (or keep digital scanned copies)? [/INST] In the UK Directgov don't specify anything more than "records", whic...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Bank statements - should I retain hardcopies for tax or other official purposes (or keep digital scanned copies)? [/INST] I am in the United States. There is no need...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Bank statements - should I retain hardcopies for tax or other official purposes (or keep digital scanned copies)? [/INST] Digital records are fine, but rec...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Multiple SEO companies claiming I have a past-due invoice [/INST] Reading stuff like this makes me want to go into the debt collection business. Just s...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Paid part of my state refund back last year; now must declare the initial amount as income? [/INST] If you get 1099-G for state tax refund, you need to declare it as income only if you took deduction on state ...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Paid part of my state refund back last year; now must declare the initial amount as income? [/INST] http://www.irs.gov/taxtopics/tc503.html says you can deduct "Any prior year's state or loc...
<s>[INST] <<SYS>> Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited. <</SYS>> Self Employed, but not required to pay estimated taxes? [/INST] The annualized method allows you to take a look at each quarter independently and pay the tax in the ...
<s>[INST] <<SYS>> Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering <</SYS>> Are services provided to Google employees taxed as income or in any way? [/INST] Most of this is already regulated. "Food" specifically is exempt from taxe...
<s>[INST] <<SYS>> Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open. <</SYS>> Are services provided to Google employees taxed as income or in any way? [/INST] (1). Is this right? Pretty much, though this is a really rudimentary w...
<s>[INST] <<SYS>> Share your insights or perspective on the financial matter presented in the input. <</SYS>> Are services provided to Google employees taxed as income or in any way? [/INST] In many countries, giving something free to the employee is considered a taxable income equivalent, and taxes have to be paid on...
<s>[INST] <<SYS>> Offer your thoughts or opinion on the input financial query or topic using your financial background. <</SYS>> Are services provided to Google employees taxed as income or in any way? [/INST] Is this right? The example is slightly off. Google would be running a cafeteria that can be subsidized. Emplo...