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HELOC (Home Equity Line of Credit)

The HELOC dataset from FICO. Each entry in the dataset is a line of credit, typically offered by a bank as a percentage of home equity (the difference between the current market value of a home and its purchase price). The customers in this dataset have requested a credit line in the range of $5,000 - $150,000. The fundamental task is to use the information about the applicant in their credit report to predict whether they will repay their HELOC account within 2 years.

Configurations and tasks

Configuration Task Description
RiskPerformance Binary classification Will the customer default?

Source

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