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2026-01-13 00:00:00
2026-01-14 00:00:00
memphis-tn
Memphis
Tennessee
TN
Shelby County
47157
285,000
51,211
5.57
0.042
0.0165
1,800
0
balanced
42
0.15
stable
true
541,287
832,750
Memphis offers excellent affordability with median prices well below FHA limits. Strong rental market makes it ideal for house hacking strategies.
Thompson Market Oracle
2026-01-13T00:00:00
nashville-tn
Nashville
Tennessee
TN
Davidson County
47037
485,000
78,972
6.14
0.031
0.0138
2,100
150
seller-favored
28
0.12
increasing
false
541,287
832,750
Nashville's growth continues but suburban areas offer better value. Consider Murfreesboro or Franklin for USDA-eligible properties within commuting distance.
Thompson Market Oracle
2026-01-13T00:00:00
jackson-ms
Jackson
Mississippi
MS
Hinds County
28049
165,000
43,238
3.82
0.028
0.0142
2,400
0
buyer-favored
58
0.08
stable
true
541,287
832,750
Jackson represents one of the most affordable markets in our coverage area. VA borrowers can achieve 100% BAH coverage on PITI in most neighborhoods.
Thompson Market Oracle
2026-01-13T00:00:00
atlanta-ga
Atlanta
Georgia
GA
Fulton County
13121
425,000
81,938
5.19
0.038
0.0118
2,200
200
balanced
35
0.18
increasing
false
541,287
832,750
Atlanta metro has high institutional buyer competition in core areas. Look to Gwinnett, Cherokee, or Paulding counties for less competition and USDA eligibility.
Thompson Market Oracle
2026-01-13T00:00:00
birmingham-al
Birmingham
Alabama
AL
Jefferson County
01073
225,000
44,376
5.07
0.045
0.005
1,900
0
balanced
45
0.11
stable
true
541,287
832,750
Birmingham offers the lowest property tax rates in our coverage area at 0.50%. Combined with affordable home prices, monthly payments here are exceptionally low.
Thompson Market Oracle
2026-01-13T00:00:00
louisville-ky
Louisville
Kentucky
KY
Jefferson County
21111
275,000
68,573
4.01
0.039
0.0108
1,700
0
balanced
38
0.09
stable
true
541,287
832,750
Louisville provides strong affordability with low institutional buyer competition. Surrounding counties like Bullitt and Oldham offer excellent USDA opportunities.
Thompson Market Oracle
2026-01-13T00:00:00
charlotte-nc
Charlotte
North Carolina
NC
Mecklenburg County
37119
415,000
78,438
5.29
0.048
0.0098
1,800
175
seller-favored
25
0.16
increasing
false
541,287
832,750
Charlotte is experiencing rapid growth with strong job market. Union, Cabarrus, and Gaston counties offer USDA eligibility within reasonable commute distance.
Thompson Market Oracle
2026-01-13T00:00:00
tampa-fl
Tampa
Florida
FL
Hillsborough County
12057
395,000
71,302
5.54
0.025
0.0098
4,200
250
buyer-favored
52
0.14
decreasing
false
541,287
832,750
Florida insurance costs significantly impact affordability. Consider Pasco or Polk counties for lower insurance zones and USDA eligibility.
Thompson Market Oracle
2026-01-13T00:00:00
new-orleans-la
New Orleans
Louisiana
LA
Orleans Parish
22071
285,000
55,339
5.15
0.022
0.0055
3,800
0
buyer-favored
62
0.07
stable
false
541,287
832,750
New Orleans has low property taxes but elevated insurance costs. St. Tammany Parish offers better insurance rates and USDA eligibility across the lake.
Thompson Market Oracle
2026-01-13T00:00:00
little-rock-ar
Little Rock
Arkansas
AR
Pulaski County
05119
215,000
60,583
3.55
0.041
0.0062
2,100
0
balanced
48
0.06
stable
true
541,287
832,750
Little Rock offers exceptional value with low competition from institutional buyers. Nearly all surrounding areas are USDA eligible.
Thompson Market Oracle
2026-01-13T00:00:00
columbia-sc
Columbia
South Carolina
SC
Richland County
45079
265,000
55,653
4.76
0.044
0.0057
1,900
0
balanced
40
0.1
stable
true
541,287
832,750
Columbia benefits from Fort Jackson proximity, making it excellent for VA buyers. Low property taxes and USDA eligibility in surrounding areas add to affordability.
Thompson Market Oracle
2026-01-13T00:00:00
st-louis-mo
St. Louis
Missouri
MO
St. Louis County
29189
245,000
81,340
3.01
0.036
0.0098
1,600
0
buyer-favored
55
0.08
stable
true
541,287
832,750
St. Louis metro offers strong affordability with buyer-favored conditions. Jefferson, Franklin, and St. Charles counties provide USDA opportunities with urban job access.
Thompson Market Oracle
2026-01-13T00:00:00
knoxville-tn
Knoxville
Tennessee
TN
Knox County
47093
365,000
58,742
6.21
0.052
0.0156
1,750
50
seller-favored
30
0.09
increasing
true
541,287
832,750
Knoxville combines university-town stability with mountain lifestyle appeal. Farragut and Maryville suburbs offer excellent schools with USDA-eligible areas nearby.
Thompson Market Oracle
2026-01-13T00:00:00
chattanooga-tn
Chattanooga
Tennessee
TN
Hamilton County
47065
345,000
61,253
5.63
0.048
0.0152
1,700
0
balanced
35
0.07
increasing
true
541,287
832,750
Chattanooga's gigabit internet and outdoor lifestyle attract remote workers. Signal Mountain and surrounding areas offer USDA eligibility with scenic mountain views.
Thompson Market Oracle
2026-01-13T00:00:00
clarksville-tn
Clarksville
Tennessee
TN
Montgomery County
47125
295,000
62,845
4.69
0.038
0.0142
1,650
100
balanced
38
0.06
increasing
true
541,287
832,750
Fort Campbell makes Clarksville ideal for VA buyers. BAH covers most mortgage payments here. New construction inventory expanding rapidly.
Thompson Market Oracle
2026-01-13T00:00:00
murfreesboro-tn
Murfreesboro
Tennessee
TN
Rutherford County
47149
425,000
74,521
5.7
0.042
0.0148
1,800
150
balanced
32
0.11
increasing
true
541,287
832,750
Murfreesboro offers Nashville access without Nashville prices. MTSU brings steady rental demand for house hackers. Outlying areas USDA eligible.
Thompson Market Oracle
2026-01-13T00:00:00
huntsville-al
Huntsville
Alabama
AL
Madison County
01089
365,000
72,143
5.06
0.058
0.0048
1,850
100
seller-favored
25
0.08
increasing
true
541,287
832,750
Huntsville's aerospace and tech growth makes it Alabama's hottest market. Incredibly low property taxes at 0.48%. Madison and Harvest offer USDA eligibility.
Thompson Market Oracle
2026-01-13T00:00:00
mobile-al
Mobile
Alabama
AL
Mobile County
01097
195,000
48,752
4
0.035
0.0052
2,800
0
buyer-favored
52
0.05
stable
true
541,287
832,750
Mobile offers Gulf Coast living at a fraction of Florida prices. Low property taxes offset higher insurance. Baldwin County suburbs highly desirable.
Thompson Market Oracle
2026-01-13T00:00:00
montgomery-al
Montgomery
Alabama
AL
Montgomery County
01101
185,000
51,238
3.61
0.032
0.0055
1,800
0
buyer-favored
55
0.04
stable
true
541,287
832,750
Montgomery offers extreme affordability with Maxwell AFB providing stable VA buyer demand. Pike Road and Prattville suburbs growing steadily.
Thompson Market Oracle
2026-01-13T00:00:00
savannah-ga
Savannah
Georgia
GA
Chatham County
13051
365,000
59,842
6.1
0.045
0.0112
2,400
150
balanced
40
0.12
increasing
false
541,287
832,750
Savannah's historic charm meets port city economy. Hunter Army Airfield and Fort Stewart nearby make this excellent for VA buyers. Pooler and Richmond Hill expanding rapidly.
Thompson Market Oracle
2026-01-13T00:00:00
augusta-ga
Augusta
Georgia
GA
Richmond County
13245
225,000
48,523
4.64
0.038
0.0108
1,900
0
buyer-favored
48
0.06
stable
true
541,287
832,750
Augusta combines military (Fort Eisenhower) and medical center employment with affordable housing. Columbia County schools drive demand in Evans and Martinez.
Thompson Market Oracle
2026-01-13T00:00:00
marietta-ga
Marietta
Georgia
GA
Cobb County
13067
475,000
85,432
5.56
0.042
0.0095
2,100
200
balanced
32
0.14
stable
false
541,287
832,750
Marietta offers Atlanta job access with top-rated Cobb County schools. Lockheed Martin anchors the economy. Kennesaw Mountain area highly desirable.
Thompson Market Oracle
2026-01-13T00:00:00
jacksonville-fl
Jacksonville
Florida
FL
Duval County
12031
345,000
65,234
5.29
0.028
0.0092
3,800
200
buyer-favored
48
0.15
stable
false
541,287
832,750
Jacksonville offers the largest land area of any US city with diverse neighborhoods. Naval Station Mayport and NAS Jacksonville make it strong for VA buyers.
Thompson Market Oracle
2026-01-13T00:00:00
orlando-fl
Orlando
Florida
FL
Orange County
12095
415,000
68,542
6.05
0.022
0.0088
4,000
250
buyer-favored
55
0.18
decreasing
false
541,287
832,750
Orlando market cooling from 2022 highs. Insurance costs significant factor. Lake, Osceola, and Seminole counties offer more affordable options with some USDA areas.
Thompson Market Oracle
2026-01-13T00:00:00
st-petersburg-fl
St. Petersburg
Florida
FL
Pinellas County
12103
425,000
63,852
6.66
0.018
0.0095
4,500
300
buyer-favored
58
0.12
decreasing
false
541,287
832,750
St. Pete's waterfront lifestyle comes with high insurance costs. Market favoring buyers after years of appreciation. Consider flood zone carefully.
Thompson Market Oracle
2026-01-13T00:00:00
lexington-ky
Lexington
Kentucky
KY
Fayette County
21067
315,000
64,235
4.9
0.044
0.0112
1,650
50
balanced
35
0.07
stable
true
541,287
832,750
Lexington's horse country charm meets university town stability. UK provides steady rental demand. Georgetown and Nicholasville offer USDA-eligible suburbs.
Thompson Market Oracle
2026-01-13T00:00:00
bowling-green-ky
Bowling Green
Kentucky
KY
Warren County
21227
265,000
55,842
4.75
0.048
0.0098
1,550
0
balanced
40
0.05
increasing
true
541,287
832,750
Bowling Green's automotive manufacturing (Corvette!) drives job growth. WKU adds rental demand. Excellent affordability with USDA eligibility in surrounding areas.
Thompson Market Oracle
2026-01-13T00:00:00
baton-rouge-la
Baton Rouge
Louisiana
LA
East Baton Rouge Parish
22033
265,000
54,832
4.83
0.028
0.0058
3,200
0
balanced
45
0.06
stable
true
541,287
832,750
Baton Rouge offers state capital stability with LSU economic anchor. Low property taxes offset insurance costs. Ascension and Livingston parishes popular for USDA.
Thompson Market Oracle
2026-01-13T00:00:00
shreveport-la
Shreveport
Louisiana
LA
Caddo Parish
22017
175,000
45,632
3.84
0.018
0.0062
2,400
0
buyer-favored
65
0.04
stable
true
541,287
832,750
Shreveport offers extreme affordability with Barksdale AFB providing VA buyer base. One of the most affordable markets in our coverage area.
Thompson Market Oracle
2026-01-13T00:00:00
raleigh-nc
Raleigh
North Carolina
NC
Wake County
37183
465,000
82,453
5.64
0.038
0.0078
1,900
200
balanced
30
0.13
increasing
false
541,287
832,750
Research Triangle tech boom continues. Cary, Apex, and Holly Springs are top suburbs. Johnston and Harnett counties offer USDA eligibility with RTP commute access.
Thompson Market Oracle
2026-01-13T00:00:00
durham-nc
Durham
North Carolina
NC
Durham County
37063
425,000
68,742
6.18
0.035
0.0118
1,850
150
balanced
32
0.11
increasing
false
541,287
832,750
Durham's biotech and Duke University drive strong employment. Revitalized downtown attractive to first-time buyers. Person and Granville counties offer USDA options.
Thompson Market Oracle
2026-01-13T00:00:00
greensboro-nc
Greensboro
North Carolina
NC
Guilford County
37081
295,000
56,234
5.25
0.042
0.0108
1,700
0
balanced
38
0.08
stable
true
541,287
832,750
Greensboro offers Piedmont Triad access at lower prices than Charlotte or Raleigh. Multiple universities create rental demand. Randolph County USDA eligible.
Thompson Market Oracle
2026-01-13T00:00:00
charleston-sc
Charleston
South Carolina
SC
Charleston County
45019
485,000
72,843
6.66
0.032
0.0052
3,200
250
balanced
38
0.14
stable
false
541,287
832,750
Charleston combines historic charm with Boeing/Volvo manufacturing jobs. Naval Weapons Station makes it strong for VA. Summerville and Goose Creek more affordable.
Thompson Market Oracle
2026-01-13T00:00:00
greenville-sc
Greenville
South Carolina
SC
Greenville County
45045
345,000
63,254
5.45
0.048
0.0058
1,800
100
balanced
35
0.09
increasing
true
541,287
832,750
Greenville's revitalized downtown and BMW manufacturing drive growth. Low property taxes. Travelers Rest and Simpsonville offer USDA-eligible options.
Thompson Market Oracle
2026-01-13T00:00:00
fayetteville-ar
Fayetteville
Arkansas
AR
Washington County
05143
345,000
58,432
5.9
0.052
0.0068
2,000
100
seller-favored
28
0.07
increasing
true
541,287
832,750
Northwest Arkansas (Walmart, Tyson, JB Hunt) is Arkansas's growth engine. University of Arkansas adds rental demand. Bentonville and Rogers equally hot.
Thompson Market Oracle
2026-01-13T00:00:00
fort-smith-ar
Fort Smith
Arkansas
AR
Sebastian County
05131
185,000
48,234
3.84
0.035
0.0065
1,900
0
buyer-favored
52
0.03
stable
true
541,287
832,750
Fort Smith offers extreme affordability on the Oklahoma border. Nearly all surrounding areas USDA eligible. Great for remote workers seeking low cost of living.
Thompson Market Oracle
2026-01-13T00:00:00
kansas-city-mo
Kansas City
Missouri
MO
Jackson County
29095
285,000
62,453
4.56
0.042
0.0145
1,800
0
balanced
35
0.1
stable
true
541,287
832,750
Kansas City metro spans MO and KS with diverse neighborhoods. Lee's Summit and Blue Springs popular suburbs. Cass and Ray counties USDA eligible.
Thompson Market Oracle
2026-01-13T00:00:00
springfield-mo
Springfield
Missouri
MO
Greene County
29077
235,000
48,523
4.84
0.045
0.0092
1,650
0
balanced
42
0.05
stable
true
541,287
832,750
Springfield anchors the Ozarks region with Bass Pro Shops headquarters and multiple universities. Excellent affordability with nearly all surrounding areas USDA eligible.
Thompson Market Oracle
2026-01-13T00:00:00
gulfport-ms
Gulfport
Mississippi
MS
Harrison County
28047
225,000
52,143
4.32
0.038
0.0125
3,500
0
balanced
45
0.06
stable
false
541,287
832,750
Mississippi Gulf Coast offers beach living at fraction of Florida prices. Keesler AFB provides strong VA buyer base. Wind/flood insurance required.
Thompson Market Oracle
2026-01-13T00:00:00
southaven-ms
Southaven
Mississippi
MS
DeSoto County
28033
295,000
68,432
4.31
0.045
0.0085
1,700
100
balanced
32
0.08
increasing
false
541,287
832,750
DeSoto County offers Memphis job access with Mississippi's lower taxes. Fastest-growing county in MS. Olive Branch and Hernando equally popular.
Thompson Market Oracle
2026-01-13T00:00:00
hattiesburg-ms
Hattiesburg
Mississippi
MS
Forrest County
28035
185,000
45,234
4.09
0.032
0.0118
2,200
0
buyer-favored
55
0.04
stable
true
541,287
832,750
Hattiesburg's two universities (USM and William Carey) create steady rental demand for house hackers. Camp Shelby nearby for National Guard. Extremely affordable.
Thompson Market Oracle
2026-01-13T00:00:00
shelbyville-tn
Shelbyville
Tennessee
TN
Bedford County
47003
285,000
62,197
4.58
0.045
0.0142
1,650
0
balanced
42
0.04
increasing
true
541,287
832,750
Shelbyville is the Walking Horse Capital with strong USDA eligibility throughout. Nashville commute viable. Tennessee Whiskey Trail tourism growing.
Thompson Market Oracle
2026-01-14T00:00:00
cleveland-tn
Cleveland
Tennessee
TN
Bradley County
47011
295,000
54,832
5.38
0.048
0.0148
1,600
0
balanced
38
0.05
increasing
true
541,287
832,750
Cleveland offers Chattanooga access at lower prices. Lee University and Church of God headquarters provide stable employment. Strong USDA eligibility.
Thompson Market Oracle
2026-01-14T00:00:00
cookeville-tn
Cookeville
Tennessee
TN
Putnam County
47141
315,000
52,143
6.04
0.052
0.0138
1,550
0
seller-favored
32
0.03
increasing
true
541,287
832,750
Cookeville is midway between Nashville and Knoxville on I-40. Tennessee Tech University drives rental demand. Remote worker haven with gigabit internet.
Thompson Market Oracle
2026-01-14T00:00:00
sevierville-tn
Sevierville
Tennessee
TN
Sevier County
47155
425,000
58,234
7.3
0.038
0.0125
1,750
0
balanced
45
0.06
stable
true
541,287
832,750
Gateway to Smoky Mountains with massive tourism economy. Short-term rental potential excellent. Some outlying areas USDA eligible despite tourism prices.
Thompson Market Oracle
2026-01-14T00:00:00
spring-hill-tn
Spring Hill
Tennessee
TN
Maury County
47119
475,000
95,432
4.98
0.042
0.0135
1,850
200
balanced
35
0.08
increasing
true
541,287
832,750
Spring Hill is Tennessee's fastest-growing city. GM plant and Nashville proximity drive demand. Some areas still USDA eligible despite rapid growth.
Thompson Market Oracle
2026-01-14T00:00:00
tupelo-ms
Tupelo
Mississippi
MS
Lee County
28081
225,000
67,144
3.35
0.042
0.0095
1,800
0
balanced
45
0.04
stable
true
541,287
832,750
Elvis's birthplace has grown into Northeast Mississippi's commercial hub. Toyota supplier network provides stable employment. Strong USDA eligibility throughout county.
Thompson Market Oracle
2026-01-14T00:00:00
oxford-ms
Oxford
Mississippi
MS
Lafayette County
28071
345,000
64,334
5.36
0.048
0.0098
1,750
100
seller-favored
28
0.05
increasing
true
541,287
832,750
Ole Miss drives Oxford's economy and cultural scene. Named among best small towns in America. Outlying areas USDA eligible with excellent rental demand from students.
Thompson Market Oracle
2026-01-14T00:00:00
starkville-ms
Starkville
Mississippi
MS
Oktibbeha County
28105
215,000
48,523
4.43
0.038
0.0108
1,650
0
balanced
42
0.03
stable
true
541,287
832,750
Mississippi State University anchors Starkville's economy. Strong rental demand from 23,000+ students. Extremely affordable for house hackers targeting college rentals.
Thompson Market Oracle
2026-01-14T00:00:00
brandon-ms
Brandon
Mississippi
MS
Rankin County
28121
285,000
78,432
3.63
0.045
0.0088
1,700
100
balanced
35
0.05
increasing
true
541,287
832,750
Brandon is Jackson's most desirable suburb with top-rated Rankin County schools. USDA eligibility in surrounding areas. Best schools in metro Jackson.
Thompson Market Oracle
2026-01-14T00:00:00
columbus-ms
Columbus
Mississippi
MS
Lowndes County
28087
175,000
45,234
3.87
0.028
0.0112
1,600
0
buyer-favored
55
0.02
stable
true
541,287
832,750
Columbus AFB provides strong VA buyer base. Mississippi University for Women adds rental demand. Extremely affordable with near-total USDA eligibility.
Thompson Market Oracle
2026-01-14T00:00:00
athens-al
Athens
Alabama
AL
Limestone County
01083
285,000
62,143
4.59
0.055
0.0045
1,750
0
seller-favored
28
0.06
increasing
true
541,287
832,750
Athens benefits from Huntsville tech spillover at lower prices. Incredible property tax rate at 0.45%. Mazda-Toyota plant nearby. Full USDA eligibility.
Thompson Market Oracle
2026-01-14T00:00:00
decatur-al
Decatur
Alabama
AL
Morgan County
01103
235,000
54,832
4.29
0.048
0.0048
1,650
0
balanced
38
0.04
stable
true
541,287
832,750
Decatur's manufacturing base (3M, Daikin, GE Aviation) provides stable employment. Tennessee River waterfront revitalizing. USDA eligible with ultralow taxes.
Thompson Market Oracle
2026-01-14T00:00:00
cullman-al
Cullman
Alabama
AL
Cullman County
01043
245,000
55,234
4.44
0.052
0.0042
1,600
0
seller-favored
30
0.03
increasing
true
541,287
832,750
Cullman offers Birmingham and Huntsville access on I-65. German heritage community with strong work ethic. Lowest property taxes in our coverage area at 0.42%.
Thompson Market Oracle
2026-01-14T00:00:00
prattville-al
Prattville
Alabama
AL
Autauga County
01001
275,000
75,432
3.65
0.045
0.0052
1,700
100
balanced
35
0.05
increasing
true
541,287
832,750
Prattville is Montgomery's premier suburb with top schools. Maxwell AFB nearby for VA buyers. Full USDA eligibility with new construction options.
Thompson Market Oracle
2026-01-14T00:00:00
daphne-al
Daphne
Alabama
AL
Baldwin County
01003
365,000
78,234
4.67
0.048
0.0055
2,800
150
balanced
38
0.07
increasing
true
541,287
832,750
Daphne offers Gulf Coast living with Baldwin County's top schools. Eastern Shore lifestyle without Fairhope prices. Some USDA-eligible areas inland.
Thompson Market Oracle
2026-01-14T00:00:00
auburn-al
Auburn
Alabama
AL
Lee County
01081
345,000
58,432
5.9
0.045
0.0048
1,700
100
seller-favored
28
0.05
increasing
true
541,287
832,750
Auburn University drives strong rental demand. War Eagle economy recession-resistant. Opelika offers more affordable options with USDA eligibility.
Thompson Market Oracle
2026-01-14T00:00:00
newnan-ga
Newnan
Georgia
GA
Coweta County
13077
385,000
82,143
4.69
0.042
0.0095
1,950
150
balanced
35
0.09
increasing
true
541,287
832,750
Newnan is Atlanta's southern escape with historic downtown charm. Film industry presence growing. Outlying Coweta County fully USDA eligible.
Thompson Market Oracle
2026-01-14T00:00:00
carrollton-ga
Carrollton
Georgia
GA
Carroll County
13045
285,000
58,432
4.88
0.048
0.0102
1,800
0
balanced
40
0.05
stable
true
541,287
832,750
University of West Georgia drives Carrollton's economy. Atlanta commute viable via I-20. Full USDA eligibility with strong rental demand from 13,000+ students.
Thompson Market Oracle
2026-01-14T00:00:00
rome-ga
Rome
Georgia
GA
Floyd County
13115
245,000
48,234
5.08
0.042
0.0108
1,700
0
balanced
45
0.04
stable
true
541,287
832,750
Rome's three rivers and Berry College create unique character. Medical center provides stable employment. Full USDA eligibility at very affordable prices.
Thompson Market Oracle
2026-01-14T00:00:00
dalton-ga
Dalton
Georgia
GA
Whitfield County
13313
265,000
55,234
4.8
0.045
0.0098
1,650
0
balanced
42
0.04
stable
true
541,287
832,750
Dalton is the Carpet Capital of the World with strong manufacturing base. Chattanooga commute easy. USDA eligible with affordable workforce housing.
Thompson Market Oracle
2026-01-14T00:00:00
gainesville-ga
Gainesville
Georgia
GA
Hall County
13139
365,000
65,432
5.58
0.048
0.0095
1,800
100
seller-favored
30
0.07
increasing
true
541,287
832,750
Gainesville is the Poultry Capital with strong agricultural and medical economy. Lake Lanier access. Parts of Hall County USDA eligible despite Atlanta growth.
Thompson Market Oracle
2026-01-14T00:00:00
valdosta-ga
Valdosta
Georgia
GA
Lowndes County
13185
225,000
52,143
4.32
0.038
0.0112
1,850
0
balanced
45
0.04
stable
true
541,287
832,750
Valdosta State University and Moody AFB drive the local economy. Strong VA and house-hacking opportunities. Full USDA eligibility at very affordable prices.
Thompson Market Oracle
2026-01-14T00:00:00
warner-robins-ga
Warner Robins
Georgia
GA
Houston County
13153
265,000
68,432
3.87
0.042
0.0105
1,750
50
balanced
38
0.06
stable
true
541,287
832,750
Robins AFB is Georgia's largest single-site employer. Perfect for VA buyers - BAH covers most payments. USDA eligibility in surrounding Perry and Centerville.
Thompson Market Oracle
2026-01-14T00:00:00
hickory-nc
Hickory
North Carolina
NC
Catawba County
37035
285,000
58,234
4.89
0.048
0.0068
1,600
0
balanced
38
0.05
stable
true
541,287
832,750
Hickory is revitalizing its furniture heritage into tech and data centers. Apple and Google facilities nearby. Full USDA eligibility at Charlotte-adjacent prices.
Thompson Market Oracle
2026-01-14T00:00:00
statesville-nc
Statesville
North Carolina
NC
Iredell County
37097
325,000
62,143
5.23
0.045
0.0072
1,650
0
balanced
35
0.06
increasing
true
541,287
832,750
Statesville offers I-77 corridor access to Charlotte at lower prices. NASCAR roots with Lowe's headquarters nearby. USDA eligible in northern Iredell County.
Thompson Market Oracle
2026-01-14T00:00:00
salisbury-nc
Salisbury
North Carolina
NC
Rowan County
37159
265,000
54,832
4.83
0.048
0.0075
1,600
0
balanced
40
0.05
stable
true
541,287
832,750
Salisbury's historic downtown and Catawba College add character. I-85 corridor location between Charlotte and Greensboro. Full USDA eligibility throughout county.
Thompson Market Oracle
2026-01-14T00:00:00
sanford-nc
Sanford
North Carolina
NC
Lee County
37105
285,000
55,432
5.14
0.052
0.0082
1,600
0
seller-favored
32
0.04
increasing
true
541,287
832,750
Sanford is positioned for massive growth with VinFast and Toyota battery plants nearby. Triangle commute viable. Full USDA eligibility before prices surge.
Thompson Market Oracle
2026-01-14T00:00:00
wilson-nc
Wilson
North Carolina
NC
Wilson County
37195
215,000
48,234
4.46
0.042
0.0088
1,550
0
buyer-favored
48
0.03
stable
true
541,287
832,750
Wilson offers extreme affordability on I-95 corridor. Easy Raleigh commute at fraction of Triangle prices. Full USDA eligibility with strong house-hacking potential.
Thompson Market Oracle
2026-01-14T00:00:00
goldsboro-nc
Goldsboro
North Carolina
NC
Wayne County
37191
195,000
51,432
3.79
0.038
0.0092
1,600
0
buyer-favored
52
0.03
stable
true
541,287
832,750
Seymour Johnson AFB anchors Goldsboro's economy. Perfect for VA buyers - BAH covers entire mortgage payment. Full USDA eligibility at rock-bottom prices.
Thompson Market Oracle
2026-01-14T00:00:00
new-bern-nc
New Bern
North Carolina
NC
Craven County
37049
285,000
58,234
4.89
0.042
0.0078
2,200
0
balanced
42
0.05
stable
true
541,287
832,750
New Bern is NC's first colonial capital with charming waterfront. Marine Corps Cherry Point nearby for VA buyers. USDA eligible in surrounding areas.
Thompson Market Oracle
2026-01-14T00:00:00
rock-hill-sc
Rock Hill
South Carolina
SC
York County
45091
325,000
68,432
4.75
0.048
0.0055
1,750
100
balanced
35
0.08
increasing
true
541,287
832,750
Rock Hill offers Charlotte access with SC's lower taxes. Panthers training facility. Knowledge Park tech growth. Eastern York County USDA eligible.
Thompson Market Oracle
2026-01-14T00:00:00
lancaster-sc
Lancaster
South Carolina
SC
Lancaster County
45057
265,000
58,234
4.55
0.052
0.0052
1,650
0
seller-favored
32
0.05
increasing
true
541,287
832,750
Lancaster is Charlotte's most affordable suburb with full USDA eligibility. Red Ventures headquarters. Massive growth corridor on US-521. Buy now before prices surge.
Thompson Market Oracle
2026-01-14T00:00:00
conway-sc
Conway
South Carolina
SC
Horry County
45051
285,000
55,432
5.14
0.042
0.0048
2,400
0
balanced
42
0.06
stable
true
541,287
832,750
Conway is the authentic alternative to Myrtle Beach tourism. Coastal Carolina University. USDA eligible with lower insurance than beachfront. River town charm.
Thompson Market Oracle
2026-01-14T00:00:00
aiken-sc
Aiken
South Carolina
SC
Aiken County
45003
285,000
58,432
4.88
0.045
0.0055
1,700
100
balanced
38
0.05
increasing
true
541,287
832,750
Aiken's equestrian heritage meets Savannah River Site employment. Retiree haven with mild climate. Full USDA eligibility in outlying areas. Augusta commute easy.
Thompson Market Oracle
2026-01-14T00:00:00
anderson-sc
Anderson
South Carolina
SC
Anderson County
45007
265,000
55,234
4.8
0.048
0.0058
1,650
0
balanced
40
0.05
stable
true
541,287
832,750
Anderson is the 'Electric City' with Lake Hartwell access. Michelin and BMW supplier network. Clemson commute easy. Full USDA eligibility at affordable prices.
Thompson Market Oracle
2026-01-14T00:00:00
florence-sc
Florence
South Carolina
SC
Florence County
45041
235,000
52,143
4.51
0.042
0.0062
1,700
0
balanced
45
0.04
stable
true
541,287
832,750
Florence is the Pee Dee region's hub with major medical center. I-95 and I-20 intersection creates logistics jobs. Full USDA eligibility at very affordable prices.
Thompson Market Oracle
2026-01-14T00:00:00
ocala-fl
Ocala
Florida
FL
Marion County
12083
295,000
52,143
5.66
0.028
0.0085
3,200
100
buyer-favored
55
0.08
stable
true
541,287
832,750
Ocala is the Horse Capital of the World with 1,200+ horse farms. Retiree destination with lower insurance than coastal Florida. Strong USDA eligibility throughout Marion County.
Thompson Market Oracle
2026-01-14T00:00:00
gainesville-fl
Gainesville
Florida
FL
Alachua County
12001
335,000
55,432
6.04
0.032
0.0092
2,800
50
balanced
42
0.06
stable
true
541,287
832,750
University of Florida drives Gainesville's recession-proof economy. Strong rental demand from 60,000+ students. Outlying Alachua County USDA eligible for house hackers.
Thompson Market Oracle
2026-01-14T00:00:00
clermont-fl
Clermont
Florida
FL
Lake County
12069
425,000
72,143
5.89
0.025
0.0088
3,500
200
buyer-favored
52
0.09
stable
true
541,287
832,750
Clermont is Orlando's hilliest suburb with 'Choice of Champions' athletic training. Lake County USDA eligible. Lower insurance than Orange County. Theme park commute viable.
Thompson Market Oracle
2026-01-14T00:00:00
green-cove-springs-fl
Green Cove Springs
Florida
FL
Clay County
12019
345,000
72,432
4.76
0.035
0.0082
2,800
100
balanced
42
0.06
increasing
true
541,287
832,750
Clay County offers Jacksonville access with strong USDA eligibility. Lower insurance than Duval County. NAS Jacksonville commute easy for VA buyers.
Thompson Market Oracle
2026-01-14T00:00:00
elizabethtown-ky
Elizabethtown
Kentucky
KY
Hardin County
21093
265,000
67,608
3.92
0.045
0.0095
1,550
0
balanced
38
0.05
increasing
true
541,287
832,750
Fort Knox adjacent makes E-town perfect for VA buyers. Louisville commute viable on I-65. Full USDA eligibility with strong military housing demand.
Thompson Market Oracle
2026-01-14T00:00:00
shelbyville-ky
Shelbyville
Kentucky
KY
Shelby County
21211
345,000
78,432
4.4
0.048
0.0088
1,600
100
seller-favored
30
0.06
increasing
true
541,287
832,750
Shelbyville is Louisville's fastest-growing suburb on I-64 corridor. Saddlebred Horse Capital. Full USDA eligibility before Louisville sprawl reaches.
Thompson Market Oracle
2026-01-14T00:00:00
georgetown-ky
Georgetown
Kentucky
KY
Scott County
21209
335,000
82,143
4.08
0.045
0.0092
1,550
50
balanced
35
0.06
increasing
true
541,287
832,750
Toyota's largest US plant anchors Georgetown's economy. Georgetown College adds character. USDA eligible with Lexington access. Strong employment stability.
Thompson Market Oracle
2026-01-14T00:00:00
richmond-ky
Richmond
Kentucky
KY
Madison County
21151
265,000
55,432
4.78
0.042
0.0098
1,500
0
balanced
40
0.04
stable
true
541,287
832,750
Eastern Kentucky University drives Richmond's economy. Strong rental demand from 16,000+ students. Blue Grass Army Depot nearby. Full USDA eligibility.
Thompson Market Oracle
2026-01-14T00:00:00
bardstown-ky
Bardstown
Kentucky
KY
Nelson County
21179
295,000
62,143
4.75
0.048
0.0095
1,550
0
balanced
38
0.04
stable
true
541,287
832,750
Bourbon Capital of the World on Kentucky Bourbon Trail. Tourism growing rapidly. Louisville commute viable. Full USDA eligibility in charming historic town.
Thompson Market Oracle
2026-01-14T00:00:00
new-braunfels-tx
New Braunfels
Texas
TX
Comal County
48091
385,000
82,432
4.67
0.028
0.0198
2,200
100
balanced
45
0.08
increasing
true
541,287
832,750
One of Texas's fastest-growing cities. German heritage, Schlitterbahn, and Guadalupe River draw families. USDA eligible areas. San Antonio commute 30 min via I-35.
Thompson Market Oracle
2026-01-14T00:00:00
seguin-tx
Seguin
Texas
TX
Guadalupe County
48187
295,000
68,432
4.31
0.035
0.0205
2,100
0
buyer-favored
52
0.05
stable
true
541,287
832,750
Pecan Capital of Texas. More affordable than New Braunfels with strong USDA eligibility. Texas Lutheran University adds stability. San Antonio commute viable.
Thompson Market Oracle
2026-01-14T00:00:00
boerne-tx
Boerne
Texas
TX
Kendall County
48259
525,000
98,765
5.32
0.022
0.0175
2,300
150
balanced
48
0.06
stable
true
541,287
832,750
Texas Hill Country charm with San Antonio access. Higher price point but strong appreciation history. USDA eligible in surrounding areas. Top-rated schools.
Thompson Market Oracle
2026-01-14T00:00:00
kerrville-tx
Kerrville
Texas
TX
Kerr County
48265
345,000
58,432
5.9
0.032
0.0185
2,000
0
buyer-favored
58
0.04
stable
true
541,287
832,750
Retirement haven in Texas Hill Country. VA hospital makes it ideal for veterans. Full USDA eligibility. Lower cost of living than San Antonio suburbs.
Thompson Market Oracle
2026-01-14T00:00:00
bastrop-tx
Bastrop
Texas
TX
Bastrop County
48021
365,000
72,143
5.06
0.038
0.0215
2,100
50
balanced
42
0.07
increasing
true
541,287
832,750
Austin's affordable eastern suburb with Tesla Gigafactory nearby. Strong USDA eligibility. Lost Pines region offers natural beauty. Growing job market.
Thompson Market Oracle
2026-01-14T00:00:00
georgetown-tx
Georgetown
Texas
TX
Williamson County
48491
475,000
92,143
5.16
0.025
0.0225
2,200
150
balanced
38
0.09
increasing
false
541,287
832,750
Sun City retirement community and Southwestern University anchor Georgetown. Historic downtown. Austin commute viable. Strong appreciation potential.
Thompson Market Oracle
2026-01-14T00:00:00
san-marcos-tx
San Marcos
Texas
TX
Hays County
48209
345,000
52,143
6.62
0.032
0.0218
2,000
50
balanced
45
0.08
increasing
false
541,287
832,750
Texas State University (38,000 students) creates strong rental demand. Premium Outlets draw shoppers. I-35 corridor between Austin and San Antonio.
Thompson Market Oracle
2026-01-14T00:00:00
conroe-tx
Conroe
Texas
TX
Montgomery County
48339
385,000
78,432
4.91
0.028
0.0235
2,400
100
balanced
42
0.1
increasing
true
541,287
832,750
Houston's northern growth corridor. Lake Conroe recreation. USDA eligible in outlying areas. The Woodlands nearby but more affordable.
Thompson Market Oracle
2026-01-14T00:00:00
huntsville-tx
Huntsville
Texas
TX
Walker County
48471
265,000
52,143
5.08
0.035
0.0195
2,100
0
buyer-favored
55
0.04
stable
true
541,287
832,750
Sam Houston State University anchors economy. Strong USDA eligibility. Houston commute possible via I-45. Very affordable entry point for Texas.
Thompson Market Oracle
2026-01-14T00:00:00
college-station-tx
College Station
Texas
TX
Brazos County
48041
325,000
55,432
5.86
0.028
0.0245
2,100
50
balanced
42
0.06
stable
false
541,287
832,750
Texas A&M University (70,000+ students) creates massive rental demand. Aggie network strong. Football weekends boost hospitality. House hacking paradise.
Thompson Market Oracle
2026-01-14T00:00:00
waco-tx
Waco
Texas
TX
McLennan County
48309
275,000
52,143
5.27
0.035
0.0225
2,000
0
balanced
48
0.07
stable
true
541,287
832,750
Magnolia Market and Baylor University drive Waco's renaissance. I-35 between Dallas and Austin. USDA eligible in surrounding areas. Strong affordability.
Thompson Market Oracle
2026-01-14T00:00:00
temple-tx
Temple
Texas
TX
Bell County
48027
285,000
62,143
4.59
0.032
0.0235
2,000
0
balanced
45
0.05
stable
true
541,287
832,750
Baylor Scott & White headquarters provides healthcare jobs. Fort Cavazos (Hood) nearby for VA buyers. USDA eligible areas. I-35 corridor.
Thompson Market Oracle
2026-01-14T00:00:00
killeen-tx
Killeen
Texas
TX
Bell County
48027
245,000
55,432
4.42
0.028
0.0265
1,900
0
buyer-favored
52
0.06
stable
false
541,287
832,750
Fort Cavazos (formerly Fort Hood) is largest active duty Army base. Perfect for VA buyers. BAH covers most mortgages. Strong rental market from military.
Thompson Market Oracle
2026-01-14T00:00:00
tyler-tx
Tyler
Texas
TX
Smith County
48423
295,000
58,432
5.05
0.032
0.0215
2,000
50
balanced
48
0.05
stable
true
541,287
832,750
Rose Capital of America. Regional healthcare hub. UT Tyler adds stability. USDA eligible in Smith County outskirts. East Texas charm.
Thompson Market Oracle
2026-01-14T00:00:00
End of preview. Expand in Data Studio

Southeast US Market Data 2026

Real estate market intelligence for 179 cities across 13 Southeast US states. Census-verified income data, property taxes, appreciation trends, and expert market analysis.

Coverage States

Tennessee, Mississippi, Alabama, Georgia, Florida, Kentucky, Louisiana, North Carolina, South Carolina, Arkansas, Missouri, Texas, Virginia

Data Fields

Field Type Description
marketId string Unique market identifier
city string City name
state string Full state name
county string County name
medianHomePrice number Median home price
medianHouseholdIncome number Census ACS median income
priceToIncomeRatio number Affordability ratio
medianPriceChange12Mo number Year-over-year appreciation
propertyTaxRate number Effective property tax rate
usdaEligibleAreas boolean USDA eligibility nearby
thompsonInsight string Expert market analysis

Source

U.S. Census Bureau American Community Survey, Thompson Market Oracle.

About Good News Lending

Digital-first mortgage lender specializing in USDA $0 down loans and FHA financing. goodnewslending.com

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