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[1007.00 --> 1008.00] It's pretty interesting. |
[1008.00 --> 1013.00] So, Square Cash is just more like more debit card-y. |
[1013.00 --> 1016.00] Okay, so Square, okay, well hold on, hold on, hold on. |
[1016.00 --> 1022.00] Square Cash on its own is you just key in your debit card and then it's more for like peer-to-peer transfers. |
[1022.00 --> 1036.00] So, you wouldn't expect to walk into a restaurant and have them accept Square Cash and you just kind of go, you know, bippity-boopity in my app and you send it to that person who then gets a notification that they have been sent money and they can accept it. |
[1036.00 --> 1042.00] So, that's more for like, you know, you're meeting with someone, you know, behind the alley to trade computer parts. |
[1042.00 --> 1043.00] In your games. |
[1043.00 --> 1050.00] I mean, I wouldn't use an electronic, if I was buying drugs I wouldn't use anything electronic. |
[1050.00 --> 1052.00] But, but if you're buying computer hardware it's all good. |
[1052.00 --> 1053.00] Can you not? |
[1053.00 --> 1054.00] It's Silk Road or weird. |
[1054.00 --> 1055.00] Whatever you're about to say, can you not? |
[1055.00 --> 1056.00] It's Silk Road. |
[1056.00 --> 1057.00] What? |
[1057.00 --> 1058.00] Silk Road. |
[1058.00 --> 1060.00] Okay, okay, I wouldn't use Square. |
[1060.00 --> 1061.00] I wouldn't use my debit card. |
[1061.00 --> 1062.00] Can we say that much? |
[1062.00 --> 1063.00] Sure. |
[1063.00 --> 1067.00] Okay, so Square stores your debit card information securely, they say. |
[1067.00 --> 1071.00] I don't, I haven't verified that, but they store it securely and then you can just use it. |
[1071.00 --> 1075.00] So, I've heard of people using it for things like tip splitting when they're out for dinner. |
[1075.00 --> 1078.00] It's like, hey, I don't have any cash. |
[1078.00 --> 1081.00] Someone's got a credit card, someone else squares them some money. |
[1081.00 --> 1082.00] Awesome. |
[1082.00 --> 1083.00] So. |
[1083.00 --> 1086.00] Okay, so all the credit card stuff is stored by Square or Snapchat? |
[1086.00 --> 1087.00] Not credit card yet. |
[1087.00 --> 1088.00] Debit. |
[1088.00 --> 1090.00] Okay, all that information is stored by Square or Snapchat? |
[1090.00 --> 1098.00] If you use Square Cash, Square, and I believe with Snapchat, it is going to be Snapchat, but don't quote me on that one either. |
[1098.00 --> 1104.00] There's not a ton of information about this yet, and honestly, this was posted by King Daddy Daniel on the forum, by the way. |
[1104.00 --> 1107.00] And I'll post the original article from TechCrunch right here. |
[1107.00 --> 1114.00] Honestly, the most information is in their hilarious video that has a bunch of dancers running around. |
[1114.00 --> 1117.00] You know what, it's probably worth us just firing up on the show here. |
[1117.00 --> 1118.00] Oh, jeez. |
[1118.00 --> 1119.00] Because it's pretty funny. |
[1119.00 --> 1120.00] What? |
[1120.00 --> 1122.00] It's very, very over the top. |
[1122.00 --> 1124.00] Let's just go ahead and screen share here. |
[1124.00 --> 1125.00] Okay. |
[1125.00 --> 1126.00] Oh, that's weird. |
[1126.00 --> 1135.00] Well, I guess we don't get any audio, but whatever. |
[1135.00 --> 1138.00] He says, buy this, can you send me some cash? |
[1138.00 --> 1147.00] So the way it works is instead of relying on a dedicated financial app, you just use Snapchat, you type in a dollar amount, and slow motion for dramatic, there you go. |
[1147.00 --> 1154.00] The button turns green, and you just send cash. Boom. Just like that. If the other person doesn't have it set up, then it'll prompt them to set it up. |
[1154.00 --> 1155.00] Oh my god. |
[1155.00 --> 1167.00] And, yeah. So this is the video, which is hilarious. It involves a lot more dancing. It goes on for way too long. It's over two minutes long. |
[1167.00 --> 1171.00] So this is going to be like the easiest way to steal money from friends. |
[1171.00 --> 1172.00] Wow. |
[1172.00 --> 1174.00] I see this end up being terrible. |
[1174.00 --> 1177.00] You always look at things from like this, like dark, dark- |
[1177.00 --> 1178.00] But you have to! |
[1178.00 --> 1180.00] What evil people will do with it, whereas I'm like- |
[1180.00 --> 1181.00] You have to! |
[1181.00 --> 1186.00] Oh, this is such a cool way to be like, you know, bro, here's ten bucks for the lunch you just got for me. |
[1186.00 --> 1194.00] Yeah, bro at a frat party, everyone passes out, bro walks around because he wasn't drinking and goes to everyone's phone and just Snapchats himself hundreds of dollars. |
[1194.00 --> 1203.00] Okay, so, okay, let's do benefits and drawbacks analysis. Okay, so easy to steal. |
[1203.00 --> 1204.00] Yeah, extremely. |
[1204.00 --> 1212.00] I would say benefit is if you do send someone out to buy something for you, you no longer need to give Buddy your PIN or your credit card. |
[1212.00 --> 1213.00] PayPal. |
[1213.00 --> 1214.00] Which is something that- |
[1214.00 --> 1217.00] Oh, come on. You're gonna use PayPal for that? |
[1217.00 --> 1219.00] Why not? |
[1219.00 --> 1221.00] Why would they have PayPal? |
[1221.00 --> 1223.00] Everyone has PayPal. |
[1223.00 --> 1224.00] Do they? |
[1224.00 --> 1227.00] I don't know anyone who doesn't have PayPal. My mom has it, my grandpa has it. |
[1227.00 --> 1229.00] I don't think I have a personal PayPal account. |
[1229.00 --> 1230.00] Really? |
[1230.00 --> 1231.00] Yeah. |
[1231.00 --> 1232.00] You're weird. |
[1232.00 --> 1235.00] I have a company PayPal account, my wife has a PayPal account, I do not have a PayPal account. |
[1235.00 --> 1236.00] What would I need it for? |
[1236.00 --> 1237.00] I don't know. |
[1237.00 --> 1240.00] I'm not gonna buy anything with PayPal, I get rewards on my credit card. |
[1240.00 --> 1244.00] And then merchants get to pay for it. |
[1244.00 --> 1249.00] That's right, Best Buy CEO man who hates interchange fees that earn rewards from me. |
[1249.00 --> 1255.00] Wouldn't withdrawing money from your card into PayPal still count as, so you'd still get rewards from your credit card? |
[1255.00 --> 1257.00] Mmm, can't remember. |
[1257.00 --> 1258.00] Can't remember, but that's a good point. |
[1258.00 --> 1260.00] I'm not sure actually, I have no idea. |
[1260.00 --> 1261.00] Anyway. |
[1261.00 --> 1262.00] Okay, the point is if this is much faster- |
[1262.00 --> 1264.00] It is much faster. |
[1264.00 --> 1265.00] There. |
[1265.00 --> 1274.00] Okay, so, and, and, and, you say PayPal, but I know that you've given me your debit card and told me your pin to go buy something for you. |
[1274.00 --> 1275.00] It's still easier than this. |
[1275.00 --> 1279.00] So, no, no, no, no, no, this looks legitimately pretty easy. |
[1279.00 --> 1283.00] Assume, okay, assume now that you're not 20-something and you're 18-something. |
[1283.00 --> 1284.00] No, but the reason why- |
[1284.00 --> 1285.00] And you actually have Snapchat. |
[1285.00 --> 1291.00] But the reason why this is not as easy as just giving you a debit card, I don't do that with everybody. |
[1291.00 --> 1293.00] Um, gosh. |
[1293.00 --> 1298.00] It's because, uh, you don't know what the price is gonna be. |
[1298.00 --> 1305.00] So what, like, the guy, like, gets to the store, rings through the whole transaction, and then calls you and is like, hey, it's this much, and then it's not that? |
[1305.00 --> 1309.00] No, but they could come back and be like, yo dawg, it was 1862, and you'd be boop-boop-boop-boop-boop. |
[1309.00 --> 1310.00] So you owe me that much? |
[1310.00 --> 1311.00] Yeah. |
[1311.00 --> 1312.00] I think it, I think it's awesome. |
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