text
stringlengths
0
1.36k
[482.98 --> 487.90] When you turn it into your denomination, U S whatever, Deutsch, whatever, wherever you're
[487.90 --> 491.44] at, whatever your currency is, you turn it into what we consider maybe real dollars.
[491.44 --> 496.24] I don't know, real, real cash at that point, you could be subject to capital gains.
[496.70 --> 497.10] Yes.
[497.22 --> 497.46] Yes.
[497.80 --> 502.36] And like, and I mean, and, and this also translates if you transfer it to other property and sell
[502.36 --> 502.86] that property.
[502.86 --> 506.52] So there actually is a company right now doing mortgages in Bitcoin.
[506.94 --> 513.64] And, um, if you, but, but if you buy that house, so here, say you put $5 into Bitcoin really
[513.64 --> 516.14] early on, that's worth a half a million dollars.
[516.14 --> 522.22] And so you buy a half a million dollar house with Bitcoin, um, with, with that mortgage.
[522.62 --> 525.30] Um, you're good until you sell that house.
[525.30 --> 529.14] And then when you sell that house, you owe capital gains from the $5 that you were initially
[529.14 --> 532.02] put into, into the, the currency.
[533.02 --> 533.50] Right.
[533.90 --> 536.20] You defer it by buying property.
[536.40 --> 536.84] Yeah.
[536.92 --> 539.42] I mean, you, yeah, you defer it by exchanging property.
[539.42 --> 545.98] Um, so the way, the way that, that the SEC looks at, um, and, and the IRS looks at, um,
[546.44 --> 548.08] cryptocurrencies is that they are property.
[548.20 --> 550.12] So they're digital property that you own.
[550.46 --> 554.48] They are, they, they fall under, uh, the laws about beanie babies and things like that.
[554.48 --> 554.98] That makes sense.
[555.12 --> 558.36] So that's a good way to put it because there's still coins.
[558.36 --> 562.62] You know, when you think about the name, the term, they're meant to signify currency of
[562.62 --> 566.46] some sort, some sort of worth, some sort of value, but they're obviously not physical.
[566.46 --> 568.42] You know, you can't touch your Bitcoin.
[569.48 --> 574.88] Maybe you could, if you're really lucky, but I don't know, you know, but then they're just
[574.88 --> 579.42] simply things you happen to take ownership in Michael, you own yours.
[579.50 --> 580.84] I own mine, right.
[580.88 --> 581.66] Do you own yours?
[581.92 --> 586.82] And once you use those, when you, once you exchange that value for something else, it,
[586.88 --> 588.10] uh, it translates.
[588.54 --> 594.50] So it's like stock in a way too, cause you buy it at a certain price and it may be worth
[594.50 --> 596.44] something more or potentially less.
[597.12 --> 597.48] Right.
[597.52 --> 600.82] But so stocks are regulated quite a bit differently and looked at a little bit.
[600.96 --> 601.20] Sure.
[601.36 --> 602.96] But the concept of the main, that's what I mean by that.
[603.00 --> 606.94] Not so much the full on regulations of stocks, just more like the principle of you buy to
[606.94 --> 611.06] the certain rates, let's say a dollar and a month later it goes up and it's now a dollar
[611.06 --> 611.36] 50.
[611.36 --> 614.98] So the value could go up or could go down based on when you came in.
[615.60 --> 617.70] This also happens to your currency in your pocket.
[618.04 --> 618.64] There's inflation.
[619.00 --> 623.64] There's, there's currency exchanges and how valuable your currency is compared to other currencies.
[623.64 --> 628.88] Like I've, I've run into this a lot because I have a stack of money from other countries
[628.88 --> 630.88] so that when I land in those countries, I can spend it.
[631.34 --> 635.58] And this has not been a very good last five years to be holding currency, not in dollars.
[635.66 --> 637.20] So that's kind of sucked.
[637.76 --> 637.98] Anyway.
[637.98 --> 643.36] Um, so for blockchains, there's this whole side of things that's like currency speculation
[643.36 --> 649.82] and, and, and it's, it's a lot of, uh, sensibly gambling, like fun gambling, um, a lot of money
[649.82 --> 654.64] flowing into it and gambling on, you know, this, these exponential increases in the value
[654.64 --> 655.48] of these digital coins.
[655.84 --> 661.54] Um, but the underlying technology can solve a lot of problems outside of just currency
[661.54 --> 662.04] exchange.
[662.56 --> 662.96] Right.
[662.96 --> 666.70] And, and, and outside of just like, you know, things that we need the currency to do.
[666.80 --> 673.42] So there's an element of transparency and provability that without a centralized owner
[673.42 --> 676.38] that is really important for a bunch of different use cases.
[676.52 --> 681.98] And so the use case that brave is going after with this basic attention token is essentially
[681.98 --> 682.74] the ad market.
[682.86 --> 688.60] So if you've ever read a bunch about the advertising market, especially online, there's a huge amount
[688.60 --> 691.36] of fraud, huge amount of kind of fake clicks.
[691.36 --> 696.94] There's everything from click farms to, you know, people just generating, you know, crazy
[696.94 --> 700.98] wild numbers for, you know, what has and has not happened on, on different services and
[700.98 --> 701.14] whatnot.
[701.32 --> 707.04] So you really want to, if you want to try to solve that, you need something that is provable
[707.04 --> 711.46] and has a lot of these elements of transparency and provability kind of baked in.
[712.02 --> 715.04] So, um, what they're looking at is this basic attention token.
[715.44 --> 719.68] And so this is, you know, a provable way to show that you spent some attention on something.
[719.68 --> 724.82] And so that could be used to prove that you, um, saw an advertisement or saw some content.
[725.16 --> 729.08] Or I think what they're, they're probably betting on a little bit more than that is,
[729.20 --> 735.52] um, you can prove that people spent time on a site and then you can inject capital and
[735.52 --> 738.02] money into where you spend your attention.
[738.02 --> 740.52] And that can be doled out as micro payments to those sites.
[740.52 --> 743.86] So if you've used a brave browser that they already have this feature baked in where you
[743.86 --> 745.14] can do these micro payments.
[745.14 --> 751.16] Um, and so you can say, look, like I don't want to deal with advertising on websites.
[751.16 --> 753.88] Like I hate all that kind of stuff, but I do want to support content creators.
[753.88 --> 757.46] So I'm going to pour 20 bucks a month into wherever I spend my time.
[757.68 --> 761.52] And what happens is that brave tracks that in a way that is anonymized and protects your
[761.52 --> 761.88] privacy.
[762.24 --> 766.26] Um, but also like allows them to kind of dole out some of that to, to all these different
[766.26 --> 767.52] places where you're spending your time.
[768.10 --> 769.04] That's pretty interesting.
[769.04 --> 771.78] That ends up being a lot more money.
[772.08 --> 777.12] I think for the users that put money into that system, if you're only putting $5, um,
[777.18 --> 780.70] the sites that you go to are going to end up making more money than they would from advertising
[780.70 --> 781.14] on that.
[781.20 --> 786.26] I mean, advertising, you have to reach hundreds of thousands of people in order to make a
[786.26 --> 787.16] menial amount of money.
[787.16 --> 788.22] So, yeah.
[788.48 --> 792.24] And, um, the upcoming JS party.
[792.24 --> 793.88] So we're, we're on that show now.
[793.88 --> 800.44] Um, but episode 15, which, uh, includes Kyle Simpson, he mentioned something about where
[800.44 --> 801.92] we place our value at.
[801.94 --> 808.48] And we talk a bit about this subject, not in particular, but like how, how users spend
[808.48 --> 809.30] their time on the web.