| import { EventEmitter } from 'events'; |
|
|
| |
| |
| |
| interface Transaction { |
| idempotencyKey: string; |
| txId: string; |
| amountInCents: number; |
| direction: 'INBOUND_CHARGE' | 'OUTBOUND_PAYOUT'; |
| account: string; |
| } |
|
|
| enum Rail { |
| FEDNOW = 'FEDNOW_REALTIME_API', |
| ACH = 'SAME_DAY_ACH_BATCH', |
| WIRE = 'FEDWIRE_HIGH_VALUE' |
| } |
|
|
| |
| |
| |
| class HyperScalePaymentSystem { |
| |
| private processedKeys = new Set<string>(); |
| private ledger: Array<{ txId: string; type: 'DEBIT' | 'CREDIT'; amount: number; account: string; time: number }> = []; |
| private eventBus = new EventEmitter(); |
|
|
| constructor() { |
| this.initializeCoreListeners(); |
| } |
|
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| |
| |
| |
| public async handleTransactionRequest(req: Transaction): Promise<string> { |
| |
| if (this.processedKeys.has(req.idempotencyKey)) { |
| return `[REJECTED] Duplicate transaction request blocked for key: ${req.idempotencyKey}`; |
| } |
| this.processedKeys.add(req.idempotencyKey); |
|
|
| |
| this.eventBus.emit('ingest_transaction', req); |
| return `[ACCEPTED] Transaction ${req.txId} queued successfully for processing.`; |
| } |
|
|
| |
| |
| |
| private initializeCoreListeners() { |
| this.eventBus.on('ingest_transaction', async (tx: Transaction) => { |
| console.log(`\n⚡ [SYSTEM EVENT] Processing Tx: ${tx.txId} ($${(tx.amountInCents / 100).toFixed(2)})`); |
| |
| |
| const now = Date.now(); |
| if (tx.direction === 'INBOUND_CHARGE') { |
| this.ledger.push({ txId: tx.txId, type: 'DEBIT', amount: tx.amountInCents, account: `CUSTOMER:${tx.account}`, time: now }); |
| this.ledger.push({ txId: tx.txId, type: 'CREDIT', amount: tx.amountInCents, account: 'INTERNAL_TREASURY_REVENUE', time: now }); |
| } else { |
| this.ledger.push({ txId: tx.txId, type: 'DEBIT', amount: tx.amountInCents, account: 'INTERNAL_TREASURY_REVENUE', time: now }); |
| this.ledger.push({ txId: tx.txId, type: 'CREDIT', amount: tx.amountInCents, account: `YOUR_EXTERNAL_BANK:${tx.account}`, time: now }); |
| } |
| console.log(` └─► [LEDGER COMMITTED] Write-Only record locked in database.`); |
|
|
| |
| const optimalRail = this.calculateSmartRoute(tx.amountInCents, tx.direction); |
| console.log(` └─► [ROUTING OUTCOME] Dispatched via network rail: [${optimalRail}]`); |
| console.log(` ✓ [SETTLED] State finalized across clearing networks.`); |
| }); |
| } |
|
|
| |
| |
| |
| private calculateSmartRoute(amount: number, direction: 'INBOUND_CHARGE' | 'OUTBOUND_PAYOUT'): Rail { |
| if (amount >= 10000000) return Rail.WIRE; |
| if (direction === 'OUTBOUND_PAYOUT' || amount < 500000) return Rail.FEDNOW; |
| return Rail.ACH; |
| } |
|
|
| |
| |
| |
| public dumpAuditLogs() { |
| console.log(`\n================== SYSTEM RECONCILIATION AUDIT ==================`); |
| console.table(this.ledger); |
| console.log(`=================================================================`); |
| } |
| } |
|
|
| |
| |
| |
| async function runSystemDemo() { |
| const paymentEngine = new HyperScalePaymentSystem(); |
|
|
| |
| const response1 = await paymentEngine.handleTransactionRequest({ |
| idempotencyKey: "id_key_001_prod", |
| txId: "tx_99210_charge", |
| amountInCents: 150000, |
| direction: "INBOUND_CHARGE", |
| account: "user_wallet_abc" |
| }); |
| console.log(response1); |
|
|
| |
| const response1Duplicate = await paymentEngine.handleTransactionRequest({ |
| idempotencyKey: "id_key_001_prod", |
| txId: "tx_99210_charge", |
| amountInCents: 150000, |
| direction: "INBOUND_CHARGE", |
| account: "user_wallet_abc" |
| }); |
| console.log(response1Duplicate); |
|
|
| |
| const response2 = await paymentEngine.handleTransactionRequest({ |
| idempotencyKey: "id_key_002_prod", |
| txId: "tx_99211_payout", |
| amountInCents: 12000000, |
| direction: "OUTBOUND_PAYOUT", |
| account: "holding_acc_9922" |
| }); |
| console.log(response2); |
|
|
| |
| setTimeout(() => { |
| paymentEngine.dumpAuditLogs(); |
| }, 100); |
| } |
|
|
| runSystemDemo(); |