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- 238 Bytes You are tasked with designing "Credit Maverick," an enterprise-grade CRM specialized in personal and business credit management, helping customers and businesses optimally monitor and improve credit health. The system must include core modules such as credit monitoring, customizable detailed reports, credit score tracking, alert notifications for credit changes, and credit growth strategy tools to empower users. Cater to diverse user roles—from Super Admins handling tenant onboarding and support, Compliance Officers enforcing audit and retention policies, to Credit Managers and Analysts managing workflows and reports, Business Owners delegating contributors, Personal Users tracking credit trends, and API clients accessing anonymized data. Provide role-specific user stories with acceptance criteria and priority to guide iterative development. The UI/UX should enable a desktop triple-pane task interface with a task/Kanban toggle, AI insight panel, and timeline, plus a mobile-friendly bottom tab navigation with swipe Kanban and AI insights sheets. Ensure strict compliance with FCRA and industry standards, adopting security measures like multi-factor authentication, audit logging, and Postgres Row-Level Security. Architect for scalable cloud deployment with multi-region failover and mobile platforms (iOS/Android) supporting 10,000+ concurrent tasks, targeting top-tier accessibility (WCAG 2.2 AA) and sub-second initial load times. Implement using React ecosystem (TanStack Table, dnd-kit, Zustand), Chart.js, GPT-4o SSE for AI, Tailwind CSS, and integrate major credit bureaus and financial APIs. Deliver a prioritized, modular backlog assigning features by role and infrastructure, including risk assessment and milestone planning.
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