README.md

---
title: HicXAI Research - Condition 2
emoji: 🤖
colorFrom: blue
colorTo: green
sdk: docker
pinned: false
license: mit
app_port: 7860
---

# AI Loan Assistant - Research Study

**Condition 2**: No Explanation, High Anthropomorphism

This is an interactive AI loan assistant for research purposes studying the effects of explainable AI (XAI) methods and conversational anthropomorphism in credit decision systems.

## Features

- Interactive loan application process
- ML-based credit assessment
- Natural language conversation
- Decision feedback
- High anthropomorphism (warm, conversational)

**Note**: This application is for research purposes only and does not make real credit decisions.

## Research Context

Part of the HicXAI research project investigating human-AI interaction in high-stakes decision-making contexts.