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README.md
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---
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# viva.com — Payments, Banking & AI
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viva.com is **the first tech bank in Europe for businesses**, offering an all-in-one platform for **omnichannel payments, issuing, loans, and deposit accounts**. We power card acceptance from **Tap on Any Device** (softPOS) to full POS terminals and advanced online checkout. We’re a **Principal Member of Visa and Mastercard** for acquiring and issuing, and part of **Viva Wallet Group**, which owns **VIVABANK S.A.**, a credit institution licensed by the **Bank of Greece**.
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> 🌍 Operating across Europe | 💳 Payments & Issuing | 🧠 AI-driven fraud prevention | 🔐 PCI DSS Level 1, PSD2/SCA compliant
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---
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## For developers
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- **API docs**: developer.viva.com – Standard Payment API, ISV API, Webhooks, and Terminal APIs.
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- **Getting started**: Sandbox accounts, test cards, OAuth, and sample integrations.
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- **Smart Checkout**: Hosted checkout supporting cards, wallets, and local payment methods.
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- **Tap on Any Device**: Turn Android/iOS devices into contactless terminals.
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> Need help? Open an issue in the relevant repo or reach us via the Developer Portal’s **Contact & Support**.
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---
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## Responsible AI & Compliance
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We design and release AI assets with a **payments-first safety posture**:
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- **Compliance**: PSD2/SCA, PCI DSS Level 1.
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- **Security**: Tokenization, biometric support, dynamic CVV, and AI-assisted anti-fraud.
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- **Privacy**: We don’t publish or accept sensitive cardholder data. Datasets here are synthetic, anonymized, or aggregated.
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Please review the **Intended Use** and **Limitations** sections in each model card before deployment.
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---
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## Contributing
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We welcome community feedback and contributions (bug reports, evals, docs).
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Before submitting:
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1. Check the model card for license and contribution guidelines.
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2. Avoid sharing any real payment or personal data.
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3. Include reproducible evaluation steps.
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---
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## Links
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- 🌐 Website: https://www.viva.com
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- 🧑💻 Developer Portal: https://developer.viva.com
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- 💬 Help Center: https://euhelp.viva.com
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- 🔗 LinkedIn: https://www.linkedin.com/company/viva-com/about/
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---
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*© viva.com. Trademarks belong to their respective owners.*
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