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| <h1>Terms of Service</h1> |
| <p>Last Updated: February 27, 2026 (v1.2.0)</p> |
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| <strong>Important:</strong> Grip is an analytics tool, not a financial advisor. Use this data for informational |
| purposes only. |
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| <h2>01. Service Description</h2> |
| <p>Grip Intelligence provides a personal financial dashboard that aggregates bank transaction data via automated |
| email syncing. The system uses a hybrid extraction pipeline: a local rule-based engine for primary extraction, |
| with Groq AI as a fallback for ambiguous emails. All data is sanitized before any external processing.</p> |
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| <h2>02. Data Access & Consent</h2> |
| <p>By using the Gmail sync feature, you grant Grip a limited license to read transaction-related emails. You can |
| revoke this consent at any time via your Google Account security settings. Grip will only access emails that |
| match financial alert patterns (debit/credit alerts, bank notifications). Marketing and promotional emails |
| are filtered out automatically.</p> |
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| <h2>03. External AI Services</h2> |
| <p>Grip may send anonymized, PII-sanitized email snippets to Groq's API as a fallback when the local extraction |
| engine is unable to parse a transaction. By using Grip, you consent to this limited, sanitized data transfer. |
| No raw personal identifiers (card numbers, PAN, Aadhaar, UPI IDs) are ever sent to external services.</p> |
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| <h2>04. Prohibited Use</h2> |
| <p>You may not use Grip for any illegal financial activities or attempt to reverse-engineer our proprietary |
| Intelligence Engine.</p> |
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| <h2>05. Liability</h2> |
| <p>Grip is provided "as-is." We are not responsible for financial decisions made based on the projections or "Safe |
| to Spend" metrics provided by the tool. Transaction extraction accuracy depends on the format of your bank's |
| notification emails and may not be 100% accurate in all cases.</p> |
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| <h2>06. Contact</h2> |
| <p>For questions regarding these terms, contact amitkr.dey1998@gmail.com</p> |
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