utilities/data/csv/usaa.csv

"PAGE 1
USAA 00872 11 26 7107

a

&
5,

05/30/24

GREGORY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

00872 11 26

TXMP(01) 12-18 134227-0119__01
PAGE 2

THIS PAGE INTENTIONALLY LEFT BLANK
a

&
E,

Where you can get information
or make a complaint

If you have a problem with a claim or your
premium, call your insurance company or HMO
first. If you can’t work out the issue, the Texas
Department of Insurance may be able to help.

United Services Automobile Association

To get information or"
"file a complaint with your
insurance company:
Call: 210-531-USAA (8722)
Toll-free: 1-800-531-USAA (8722)
Online: usaa.ccom
Mail: 9800 Fredericksburg Road,
San Antonio, Texas 78288

The Texas Department of Insurance

To get help with an insurance question, learn
about your rights, or file a complaint with the
state:

Call: 1-800-252-3439
Online: www.tdi.texas.gov
E-mail: ConsumerProtection@tdi.texas.gov
Mail: Consumer Protection MC: CO-CP,
Texas Department of Insurance,
PO Box 12030, Austin, TX"
"78711-2030

To compare policies and prices

Visit HelpInsure.com to compare prices and
coverages on home and auto insurance policies.
The website is a service of the Texas
Department of Insurance and the Office of
Public Insurance Counsel.

AQ250U(03) 09-23

PAGE 3
USAA 00872 11 26 7107

Donde puede obtener informacion
o presentar una queja

Si tiene una pregunta o un problema con una
reclamaci6n o con su prima de_ seguro,
comuniquese primero con su compania de seguros.
Usted también puede obtener"
"informacién o
presentar una queja ante el Departamento de
Seguros de Texas (Texas Department of Insurance,
por sunombre en inglés).

United Services Automobile Association

Para obtener informacién o para presentar una
queja ante su compania de seguros:

Llame: 210-531-USAA (8722)

Tel 'efono gratuito: 1-800-531-USAA (8722)

En linea: usaa.com
Direccidn postal: 9800 Fredericksburg Road
San Antonio, TX 78288

El Departamento de Seguros de Texas

Para obtener ayuda con una pregunta relacionada"
"con los seguros, para conocer sus derechos 0 para
presentar una queja ante el estado:

Llame: 1-800-252-3439
En linea: www.tdi.texas.gov
Correo electrénico:
ConsumerProtection@tdi.texas.gov
Direccién postal: Consumer Protection MC:
CO-CP, Texas Department of
Insurance,
PO Box 12030, Austin,
TX 78711-2030

Para comparar polizas y precios

Visite HelpInsure.com para comparar precios y
coberturas en podlizas de seguro para el hogar y
automovil. El sitio web es un _ servicio del
Departamento de"
"Seguros de Texas y de la Oficina
del Asesor Publico de Seguros (Office of Public
Insurance Counsel, por su nombre en inglés).

131714-0723_01
Page 1 of 1
y///

5
S

ar

PAGE
MAIL MCH-M-I
7987 Y1392
MAY 30, 2024

AUTOMOBILE POLICY PACKET

GREGORY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

USAA 00872 11267107 4

POLICY PERIOD: EFFECTIVE JUL 29 2024 TO JAN 29 2025

Refer to your Declarations Page and endorsements to verify that coverages, limits, deductibles and other
policy details are correct and"
"meet your insurance needs. Required information forms are also enclosed

IMPORTANT MESSAGES

for your review.

ACS1

Check your vehicle for a safety recall today! Visit www.usaa.com/autorecall
to learn more.

Your Uninsured Motorists/Underinsured Motorists Coverage (UM/UIM) and
Uninsured Motorists Property Damage (UMPD) selection/rejection remains in
effect. You may quote different coverage limits and make changes at any
time to your policy on usaa.ccom. Or you may call us at

1-800-531—-USAA "
"8722).

Your Personal Injury Protection (PIP) selection/rejection remains in
effect. You may quote different coverage limits and make changes at any
time to your policy on usaa.ccom. Or you may call us at
1-800-531-USAA (8722).

The cost of your attached policy may include an assessment charge to
reimburse USAA for funds paid to the Texas Volunteer Fire Department
Assistance Fund. This assessment is imposed on USAA and other insurers in
Texas to help volunteer fire departments with equipment and"
"training
expenses. The assessment charge is applied regardless of your location and
whether your responding station is a paid or volunteer department. If
applicable the assessment charge is shown on your Declarations page.

Your safety matters to USAA. Visit http://usaa.com/autoadvice for our
latest auto insurance and driving safety tips.

This is not a bill. Any premium charge or change for this policy will be reflected on your
next regular monthly statement. Your current billing statement"
"should still be paid by
the due date indicated.

To receive this document and others electronically, or manage your Auto Policy online,
go to usaa.com.

For U.S. calls: Policy Service (800) 531-8111. Claims (800) 531-8222.

4

49708-0406
THIS PAGE INTENTIONALLY LEFT BLANK

PAGE

5
PAGE 6
USAA 00872 11 26 7107 4

AUTOMOBILE POLICY PACKET CONTINUED

Your policy includes Ride Share Gap Protection. Safety is a top priority
for USAA, and we encourage our members to avoid driving while distracted,"
"including while engaging in ride sharing activities.

Your credit—based insurance score, or insurance score, was one of several
factors used in determining your auto policy premium. We order your
credit—based insurance score at issue and you have the right to request,
once annually, for USAA to obtain and use your most updated credit
information if such use reduces your premium.

USAA considers many factors when determining your premium. Maintaining
safe driving habits is one of the most important"
"steps you can take in
keeping your premium as low as possible. A history of claim or driving
activity and your USAA payment history may affect your policy premium.

We have provided your ID cards in this packet. You can use the cards
to show proof of insurance, if necessary.

ACS2
TEXAS LIABILITY INSURANCE CARD

Name and Address of Insured

GREGCRY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

GREGCRY H CARTER
MEGAN L HALEY
HARRISON HALEY CARTER
CARSON LEIGH CARTER

o- one

Insurance Company"
"UNITED SERVICES AUTOMOBILE ASSN

Policy Number Effective Date

00872 11 2U 7107 4 07/29/24

Vehicle Make/Model/Vehicle Identification Number Year
FIT SW JHMGE88289S056529 2009

This policy provides at least the minimum amounts of liability insurance
required by the Texas Motor Vehicle Safety Responsibility Act for the
specified vehicle and named insureds and may provide coverage for other
persons and other vehicles as provided by the insurance policy.

Expiration Date
01/29/25

Texas Liability"
"Insurance Card
Keep this card.

IMPORTANT: This card or a copy of your insurance
policy must be shown when you apply for or renew your:

motor vehicle registration
driver's license
motor vehicle safety inspection sticker.

You also may be asked to show this card or your policy if
you have an accident or if a peace officer asks to see it.

All drivers in Texas must carry liability insurance on their
vehicles or otherwise meet legal requirements for financial
responsibility. Failure to do so could"
"result in fines up to
$1,000, suspension of your driver's license and motor
vehicle registration, and impoundment of your vehicle for up
to 180 days (at a cost of $15 per day).

Additional copies available at usaa.com.

CONTACT US: 210-531-USAA(8722)
OR 800-531-USAA

Automobile Insurance Identification Cards

We've issued two identification cards as evidence of liability insurance for your vehicle(s). These cards are valid only as long
as liability insurance remains in force. Keep a copy of the ID"
"card in your vehicle at all times.

You may be required to produce your identification card at vehicle registration or inspection, when applying for a driver's
license, following an accident, or upon a law enforcement officer's request.

53TX1 Rev. 06-13 05/30/24

TEXAS LIABILITY INSURANCE CARD

Name and Address of Insured

GREGCRY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

GREGCRY H CARTER
MEGAN L HALEY
HARRISON HALEY CARTER
CARSON LEIGH CARTER

Insurance Company
UNITED SERVICES"
"AUTOMOBILE ASSN

Policy Number Effective Date Expiration Date
07/29/24 01/29/25

00872 11 2U§ 7107 4
Vehicle Make/Model/Vehicle Identification Number Year
JHMGE88289S056529 2009

a-om

HONDA FIT SW

This policy provides at least the minimum amounts of liability insurance
required by the Texas Motor Vehicle Safety Responsibility Act for the
specified vehicle and named insureds and may provide coverage for other
persons and other vehicles as provided by the insurance policy. |

62882-0513__02

Texas"
"Liability Insurance Card
Keep this card.

IMPORTANT: This card or a copy of your insurance
policy must be shown when you apply for or renew your:

motor vehicle registration
driver's license
motor vehicle safety inspection sticker.

You also may be asked to show this card or your policy if
you have an accident or if a peace officer asks to see it.

All drivers in Texas must carry liability insurance on their
vehicles or otherwise meet legal requirements for financial
responsibility. Failure to do so"
"could result in fines up to
$1,000, suspension of your driver's license and motor
vehicle registration, and impoundment of your vehicle for up
to 180 days (at a cost of $15 per day).

Additional copies available at usaa.com.

CONTACT US: 210-531-USAA(8722)
OR 800-531-USAA
TEXAS LIABILITY INSURANCE CARD

Name and Address of Insured

GREGCRY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

GREGCRY H CARTER
MEGAN L HALEY
HARRISON HALEY CARTER
CARSON LEIGH CARTER

o- one

Insurance Company
UNITED"
"SERVICES AUTOMOBILE ASSN

Policy Number Effective Date

00872 11 2U 7107 4 07/29/24

Vehicle Make/Model/Vehicle Identification Number Year
TOYOTA SIENNA 5TDJZ3DC5HS 179225 2017

This policy provides at least the minimum amounts of liability insurance
required by the Texas Motor Vehicle Safety Responsibility Act for the
specified vehicle and named insureds and may provide coverage for other
persons and other vehicles as provided by the insurance policy.

Expiration Date
01/29/25

Texas Liability"
"Insurance Card
Keep this card.

IMPORTANT: This card or a copy of your insurance
policy must be shown when you apply for or renew your:

- motor vehicle registration
- driver's license
- motor vehicle safety inspection sticker.

You also may be asked to show this card or your policy if
you have an accident or if a peace officer asks to see it.

All drivers in Texas must carry liability insurance on their
vehicles or otherwise meet legal requirements for financial
responsibility. Failure to do so"
"could result in fines up to
$1,000, suspension of your driver's license and motor
vehicle registration, and impoundment of your vehicle for up
to 180 days (at a cost of $15 per day).

Additional copies available at usaa.com.

CONTACT US: 210-531-USAA(8722)
OR 800-531-USAA

Automobile Insurance Identification Cards

We've issued two identification cards as evidence of liability insurance for your vehicle(s). These cards are valid only as long
as liability insurance remains in force. Keep a copy of"
"the ID card in your vehicle at all times.

You may be required to produce your identification card at vehicle registration or inspection, when applying for a driver's
license, following an accident, or upon a law enforcement officer's request.

53TX2 Rev. 06-13 05/30/24

TEXAS LIABILITY INSURANCE CARD

Name and Address of Insured

GREGCRY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

GREGCRY H CARTER
MEGAN L HALEY
HARRISON HALEY CARTER
CARSON LEIGH CARTER

Insurance Company
UNITED SERVICES"
"AUTOMOBILE ASSN

Policy Number Effective Date Expiration Date
07/29/24 01/29/25

00872 11 2U§ 7107 4
Year

Vehicle Make/Model/Vehicle Identification Number
TOYOTA SIENNA 5TDJZ3DC5HS 179225 2017

This policy provides at least the minimum amounts of liability insurance
required by the Texas Motor Vehicle Safety Responsibility Act for the
specified vehicle and named insureds and may provide coverage for other
persons and other vehicles as provided by the insurance policy. |

a-om

62882-0513__02
"
"Texas Liability Insurance Card
Keep this card.

IMPORTANT: This card or a copy of your insurance
policy must be shown when you apply for or renew your:

- motor vehicle registration
- driver's license
- motor vehicle safety inspection sticker.

You also may be asked to show this card or your policy if
you have an accident or if a peace officer asks to see it.

All drivers in Texas must carry liability insurance on their
vehicles or otherwise meet legal requirements for financial
responsibility."
"Failure to do so could result in fines up to
$1,000, suspension of your driver's license and motor
vehicle registration, and impoundment of your vehicle for up
to 180 days (at a cost of $15 per day).

Additional copies available at usaa.com.

CONTACT US: 210-531-USAA(8722)
OR 800-531-USAA
TEXAS LIABILITY INSURANCE CARD
Name and Address of Insured

GREGCRY H CARTER
MEGAN L HALEY

2004 HEADWATER LN
AUSTIN TX 78746-7839

GREGCRY H CARTER
MEGAN L HALEY
HARRISON HALEY CARTER
CARSON LEIGH CARTER

o- one
"
"Insurance Company
UNITED SERVICES AUTOMOBILE ASSN

Policy Number Effective Date

00872 11 2U 7107 4 07/29/24

Vehicle Make/Model/Vehicle Identification Number Year
KIA NIRO KNDCD@LD3N5536517 2022

This policy provides at least the minimum amounts of liability insurance
required by the Texas Motor Vehicle Safety Responsibility Act for the
specified vehicle and named insureds and may provide coverage for other
persons and other vehicles as provided by the insurance policy.

Expiration Date
01/29"
"25

Texas Liability Insurance Card
Keep this card.

IMPORTANT: This card or a copy of your insurance
policy must be shown when you apply for or renew your:

- motor vehicle registration
- driver's license
- motor vehicle safety inspection sticker.

You also may be asked to show this card or your policy if
you have an accident or if a peace officer asks to see it.

All drivers in Texas must carry liability insurance on their
vehicles or otherwise meet legal requirements for financial"
"responsibility. Failure to do so could result in fines up to
$1,000, suspension of your driver's license and motor
vehicle registration, and impoundment of your vehicle for up
to 180 days (at a cost of $15 per day).

Additional copies available at usaa.com.

CONTACT US: 210-531-USAA(8722)
OR 800-531-USAA

Automobile Insurance Identification Cards

We've issued two identification cards as evidence of liability insurance for your vehicle(s). These cards are valid only as long
as liability insurance remains in"
"force. Keep a copy of the ID card in your vehicle at all times.

You may be required to produce your identification card at vehicle registration or inspection, when applying for a driver's
license, following an accident, or upon a law enforcement officer's request.

53TX3 Rev. 06-13 05/30/24

TEXAS LIABILITY INSURANCE CARD

Name and Address of Insured

GREGCRY H CARTER
MEGAN L HALEY

2004 HEADWATER LN
AUSTIN TX 78746-7839

GREGCRY H CARTER
MEGAN L HALEY
HARRISON HALEY CARTER
CARSON LEIGH CARTER"
"
Insurance Company

UNITED SERVICES AUTOMOBILE ASSN
Policy Number Effective Date Expiration Date
Vehicle Make/Model/Vehicle Identification Number Year
2022

a-om

KIA NIRO KNDCDBLD3N5536517

This policy provides at least the minimum amounts of liability insurance
required by the Texas Motor Vehicle Safety Responsibility Act for the
specified vehicle and named insureds and may provide coverage for other
persons and other vehicles as provided by the insurance policy.

62882-0513__02

Texas"
"Liability Insurance Card
Keep this card.

IMPORTANT: This card or a copy of your insurance
policy must be shown when you apply for or renew your:

- motor vehicle registration
- driver's license
- motor vehicle safety inspection sticker.

You also may be asked to show this card or your policy if
you have an accident or if a peace officer asks to see it.

All drivers in Texas must carry liability insurance on their
vehicles or otherwise meet legal requirements for financial
responsibility. Failure to"
"do so could result in fines up to
$1,000, suspension of your driver's license and motor
vehicle registration, and impoundment of your vehicle for up
to 180 days (at a cost of $15 per day).

Additional copies available at usaa.com.

CONTACT US: 210-531-USAA(8722)
OR 800-531-USAA
TEXAS LIABILITY INSURANCE CARD

Name and Address of Insured

GREGCRY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

GREGCRY H CARTER
MEGAN L HALEY
HARRISON HALEY CARTER
CARSON LEIGH CARTER

o- one

Insurance Company"
"UNITED SERVICES AUTOMOBILE ASSN

Policy Number Effective Date

00872 11 2U 7107 4 07/29/24

Vehicle Make/Model/Vehicle Identification Number Year
TOYOTA 5YFBU4EEXCP069944 2012

This policy provides at least the minimum amounts of liability insurance
required by the Texas Motor Vehicle Safety Responsibility Act for the
specified vehicle and named insureds and may provide coverage for other
persons and other vehicles as provided by the insurance policy.

Expiration Date
01/29/25

Texas Liability"
"Insurance Card
Keep this card.

IMPORTANT: This card or a copy of your insurance
policy must be shown when you apply for or renew your:

- motor vehicle registration
- driver's license
- motor vehicle safety inspection sticker.

You also may be asked to show this card or your policy if
you have an accident or if a peace officer asks to see it.

All drivers in Texas must carry liability insurance on their
vehicles or otherwise meet legal requirements for financial
responsibility. Failure to do so"
"could result in fines up to
$1,000, suspension of your driver's license and motor
vehicle registration, and impoundment of your vehicle for up
to 180 days (at a cost of $15 per day).

Additional copies available at usaa.com.

CONTACT US: 210-531-USAA(8722)
OR 800-531-USAA

Automobile Insurance Identification Cards

We've issued two identification cards as evidence of liability insurance for your vehicle(s). These cards are valid only as long
as liability insurance remains in force. Keep a copy of"
"the ID card in your vehicle at all times.

You may be required to produce your identification card at vehicle registration or inspection, when applying for a driver's
license, following an accident, or upon a law enforcement officer's request.

53TX4 Rev. 06-13 05/30/24

TEXAS LIABILITY INSURANCE CARD

Name and Address of Insured

GREGCRY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

GREGCRY H CARTER
MEGAN L HALEY
HARRISON HALEY CARTER
CARSON LEIGH CARTER

Insurance Company
UNITED SERVICES"
"AUTOMOBILE ASSN

Policy Number Effective Date Expiration Date
07/29/24 01/29/25

00872 11 2U§ 7107 4
Year

Vehicle Make/Model/Vehicle Identification Number
TOYOTA COROLLA 5YFBU4EEXCP069944 2012

This policy provides at least the minimum amounts of liability insurance
required by the Texas Motor Vehicle Safety Responsibility Act for the
specified vehicle and named insureds and may provide coverage for other
persons and other vehicles as provided by the insurance policy.

a-om

62882-0513__02

Texas"
"Liability Insurance Card
Keep this card.

IMPORTANT: This card or a copy of your insurance
policy must be shown when you apply for or renew your:

- motor vehicle registration
- driver's license
- motor vehicle safety inspection sticker.

You also may be asked to show this card or your policy if
you have an accident or if a peace officer asks to see it.

All drivers in Texas must carry liability insurance on their
vehicles or otherwise meet legal requirements for financial
responsibility. Failure"
"to do so could result in fines up to
$1,000, suspension of your driver's license and motor
vehicle registration, and impoundment of your vehicle for up
to 180 days (at a cost of $15 per day).

Additional copies available at usaa.com.

CONTACT US: 210-531-USAA(8722)
OR 800-531-USAA
PAGE 11
ADDL INFO ON NEXT PAGE MAIL MCH-M-|
RENEWAL OF

Statel(06 07 08 09 , ven POLICY NUMBER
TX 1684[684|684|684 ter] 00872 11 26U 7107 4

POLICY PERIOD: (12:01 A.M. standard time
EFFECTIVE JUL 29 2024 TO JAN 29"
"2025

OPERATORS
01 GREGORY H CARTER

02 MEGAN L HALEY

03 HARRISON HALEY CARTER
04 CARSON LEIGH CARTER

UNITED SERVICES AUTOMOBILE ASSOCIATION

(ARECIPROCAL INTERINSURANCE EXCHANGE)
® 9800 Fredericksburg Road - San Antonio, Texas 78288
TEXAS PERSONAL AUTO POLICY
RENEWAL DECLARATIONS
ATTACH TO PREVIOUS POLICY
Named Insured and Address

a

é

GREGORY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

Description of Vehicle(s) WORKECHOOL

iles
| VEH| YEAR| TRADE NAME MODEL BODY TYPE eS |W
SW"
"JHMGE88289S056529
5TDJZ3DC5HS179225
KNDCD3LD3N5536517
5 YFBU4EEXCP069944

VEH 06 AUSTIN TX 78746-7839 VEH 08

VEH 07 AUSTIN TX 78746-7839 VEH 09 AUSTIN TX 78746-7839

is policy provides ONLY those coverages where a premium is shown below. e limits shown

may be réduced by policy provisions dnd may not be combined regardless of the number of
vehicles for which a premium is listed unless specifically authorized elsewhere in this policy.

COVERAGES LIMITS OF LIABILITY

(""ACV"" MEANS ACTUAL CASH VALUE)

PART A"
"— LIABILITY
BODILY INJURY EA PER $ 300,000
EA ACC $_ 500,000
PROPERTY DAMAGE EA ACC S$_ 100,000
PART B2-PERSONAL INJURY PROTECTION
(OPTIONAL) EA PERSON $_ 5,000
PART C - UM/UIM
BODILY INJURY EA PER $ 300,000
EA ACC $_ 500,000
PROPERTY DAMAGE EFA ACC S$ 100,000D 250
PART D - PHYSICAL DAMAGE COVERAGE
COMPREHENSIVE LOSS ACV LESS |D 200} 115.97D 200] 165.74D 200
COLLISION LOSS ACV LESS |D 250} 275.31/D 250] 247.94D 250
TOWING AND LABOR

187.73D 200} 184.36
296.47D 250) 298.73

EHICLE TOTAL PREMIUM"
"1063.5 818.664 834.7

6 MONTH PREMIUM $ 3968.79
PREMIUM DUE AT INCEPTION. THIS I§ NOT A BILL, STATEMENT TO FOLLOW. |

EARNED ACCIDENT FORGIVENESS APPLIES WITH FIVE YEARS CLEAN DRIVING WITH USAA.

ADDITIONAL MESSAGE(S) - SEE FOLLOWING PAGE (S)

ENDORSEMENTS: ADDED 07-29-24 - A200TX(03)

REMAIN IN EFFECT(REFER TO PREVIOUS POLICY)- A402TX(02) RSGPTX(01) 5100TX(03)
INFORMATION FORMS: AO250U(03 40TX(01 999TX(33 CDTXAN (01
E4 1

06] RSFISPOOMOTIII 11 Ep7] RMF59p00D0] ""p8] RMM54)0000 Dol"
"RSM20poopollllIll

In WITNESS WHEREOF, the Subscribers at UNITED SERVICES AUTOMOBILE ASSOCIATION have caused these presents to be signed by
their Attorney-in-Fact on thisdate MAY 30, 2024

Wayne Peacock
President, USAA Reciprocal Attorney-in-Fact, Inc.

8500 U_O7-11
52801-07-11
PAGE 12

MAIL MCH-M-I
UNITED SERVICES AUTOMOBILE ASSOCIATION RENEWAL OF
SS y (ARECIPROCAL INTERINSURANCE EXCHANGE) POLICY NUMBER
USAA® 9800 Fredericksburg Road - San Antonio, Texas 78288 Tx | of |] I tert 00872 11 26U 7107 4
TEXAS"
"PERSONAL AUTO POLICY POLICY PERIOD: (12:01 A.M. standard time)
RENEWAL DECLARATIONS EFFECTIVE JUL 29 2024 TO JAN 29 2025

ATTACH TO PREVIOUS POLICY
Named Insured and Address

GREGORY H CARTER
2004 HEADWATER LN
AUSTIN TX 78746-7839

Description of Vehicle(s

|VEH|YEAR TRADENAME | === MOD =| BODYTYPE Wes IDENTIFICATION NUMBER

The Vehicle(s) described herein is principally garaged at the above address unless otherwise stated.|_ WC=WorWSchool, B=Business; F=Farm; P=Pleasure

This policy provides ONLY"
"those coverages where a premium is shown below. The limits shown
may be réduced by policy provisions and may not be combined regardless of the umber of
vehicles for which a premium is listed unless specifically “authorized elséwhere in this policy.

VEH VEH VEH VEH
COVERAGES LIMITS OF LIABILITY

(""ACV"" MEANS ACTUAL CASH VALUE) D=DED | PREMIUM | D=DED ] PREMIUM | D=DED | PREMIUM |D=DED | PREMIUM
AMOUNT $ AMOUNT] _ $ AMOUNT|__ $ AMOUNT $

S$ 332.66 HAS BEEN WAIVED DUE TO |ACCIDENT FORGIVENESS.

S$"
"108.61 INCLUDED IN PREMIUM FOR VEH (09 FOR JRIDE BHARE GAP PROTECTION.
MVCPA FEE 2.50 2.50 2.50 2.50

NOTICE: YOUR PAYMENT INCLUDES A $5.]00 FEIE PER VEHICLE EACH /YEAR.
THIS FEE HELPS FUND: (1) AUTO BURGLARY, [HEFT AND FRAUD PREVENTIDPN,
(2) CRIMINAL JUSTICE EFFORTS, (3) TIRAUMA) CARE AND EMERGENCY MEDICAL
SERVICES FOR VICTIMS OF ACCIDENTS DUE TO) TRAFFIC OFFENSES, |AND (#4)
THE DETECTION AND PREVENTION OF CATALYTIC CONVHRTER [THEFTS.| BY LAW,
THIS FEE FUNDS THE MOTOR VEHICLE CRIME PREVENTION"
"AUIHORITY (MVCIPA).

NOTICE: AN ASSESSMENT OF $ 1.88 IS PAYABLE IN ADDITION TO THE PREMIUM DUE
UNDER THIS POLICY. THIS ASSESSMENT |WAS CREATED |BY THE TEXAS LEGISLATURH
TO FUND THE RURAL VOLUNTEER FIRE DHPARTMENT ASSESSMENT PROGRAM.

THE FOLLOWING COVERAGE(S) DEFINED IIN THI§ POLIGY ARE! NOT PROVIDED FOR:
VEH 06 - RENTAL REIMBURSEMENT
VEH 07 - RENTAL REIMBURSEMENT | |
VEH 08 - RENTAL REIMBURSEMENT
VEH 09 - RENTAL REIMBURSEMENT

v v y y
E
H

In WITNESS WHEREOF, the Subscribers at ay ND SERYICES"
"AUTOMOBILE ASSOCIATION have caused these presents to be signed by
their Attorney-in-Fact on this date Ys J
gong Tieng

07-11 Wayne Peacock

OO SOL. 7- 11 President, USAA Reciprocal Attorney-in-Fact, Inc.
PAGE 13
USAA 00872 11 26 7107

SUPPLEMENTAL INFORMATION
EFFECTIVE JUL 29 2024 TO JAN 29 2025

The following approximate premium discounts or credits have already been applied to reduce your policy
premium costs.

NOTE: Age or senior citizen status, if allowed by your state/location, was taken into"
"consideration when
your rates were set and your premiums have already been adjusted.

VEHICLE 06
ANNUAL MILEAGE DISCOUNT -S$ 10.10
AUTOMATIC PAYMENT PLAN DISCOUNT -S$ 30.89
DAYTIME RUNNING LIGHTS DISCOUNT -S$ 7.86
DRIVER TRAINING DISCOUNT -S$ 46.23
OPERATOR 04
GOOD STUDENT DISCOUNT -S$ 66.13
OPERATOR 04
MULTI-CAR DISCOUNT -S 157.61
PASSIVE RESTRAINT DISCOUNT -S$ 3.83
VEHICLE 07
AUTOMATIC PAYMENT PLAN DISCOUNT -S$ 23.31
DAYTIME RUNNING LIGHTS DISCOUNT -S$ 7.02
MULTI-CAR DISCOUNT -S 105.59
PASSIVE"
"RESTRAINT DISCOUNT -S$ 2.02
VEHICLE 08
ANNUAL MILEAGE DISCOUNT -S$ 40.52
AUTOMATIC PAYMENT PLAN DISCOUNT -S$ 23.82
DAYTIME RUNNING LIGHTS DISCOUNT -S$ 8.52
MULTI-CAR DISCOUNT -S 104.56
NEW VEHICLE DISCOUNT -S$ 27.27
PASSIVE RESTRAINT DISCOUNT -S$ 2.08
VEHICLE 09
ANNUAL MILEAGE DISCOUNT -S$ 10.90
AUTOMATIC PAYMENT PLAN DISCOUNT -S$ 33.35
DAYTIME RUNNING LIGHTS DISCOUNT -S$ 8.59
DRIVER TRAINING DISCOUNT -S$ 50.43
OPERATOR 03
MULTI-CAR DISCOUNT -S 159.59
PASSIVE RESTRAINT DISCOUNT -S$ 3.25
"
"SUPDECCW Rev. 7-95 MAY 30, 2024
PAGE 14
USAA 00872 11 26 7107

AMENDMENT OF POLICY PROVISIONS - TEXAS

This Amendment forms a part of the auto policy to which it is attached, and it modifies that policy as
follows:

DEFINITIONS

The following definition is deleted in its entirety and replaced by the following:

K. ""Newly acquired vehicle.""

1. ""Newly acquired vehicle"" means a vehicle that is acquired by you or any family member
during the policy period and is:

a A private passenger auto, pickup,"
"trailer, or van;
b. A miscellaneous vehicle that is not used in any business or occupation; or
c. A motorcycle, but only if a motorcycle is shown on the current Declarations.

2. We will automatically provide for the newly acquired vehicle the broadest coverages as are
provided for any vehicle shown on the Declarations. If your policy does not provide
Comprehensive Coverage or Collision Coverage, we will automatically provide these coverages
for the newly acquired vehicle subject to a $500"
"deductible for each loss.

3. Any automatic provision of coverage under K.2. will apply for up to 30 days after the date
you or afamily member becomes the owner of the newly acquired vehicle. If you wish to
continue coverage for the newly acquired vehicle beyond this 30-day period, you must
request it during this 30-day period. If you request coverage after this 30-day period, any
coverage that we agree to provide will be effective at the date and time of your request
unless we agree to an earlier date.
"
"The following definitions are added:

Q. ""Repair facility"" means a person or entity that rebuilds, repairs, or services a motor vehicle for
consideration or under a warranty, service, or maintenance contract.

R. ""Temporary vehicle.""
1. ""Temporary vehicle"" includes a vehicle that is loaned or provided to an insured by an
automobile repair facility for use while your covered auto is at the repair facility for
service, repair, maintenance, or damage or to obtain an estimate and is:

a. In the"
"lawful possession of the insured or any family member;

b. Not owned by you, any family member, or any other person residing in your household;
and

c. Operated by or in the possession of the insured or any family member until the vehicle is
returned to the repair facility.

135407-1223_ 01
A200TX(03) 12-23 Page 1 of 4
PAGE 15
USAA 00872 11 26 7107

PART A - LIABILITY COVERAGE

DEFINITIONS
The definition of ""Covered person"" is deleted in its entirety and replaced by the following:
""Covered person"""
"as used in this Part means:
1. You or any family member for the ownership, maintenance, or use of any auto or trailer.
2. Any person using your covered auto.

3. Any other person or organization, but only with respect to legal liability imposed on them for
the acts or omissions of a person for whom coverage is afforded in 1. or 2. above. With
respect to an auto or trailer other than your covered auto, this provision only applies if the
other person or organization does not own or hire the auto"
"or trailer.

4. You, any family member, or any licensed operator who resides in your household for the
maintenance or use of a temporary vehicle.

The following are not covered persons under Part A:
1. The United States of America or any of its agencies.

2. Any person with respect to BI or PD resulting from the operation of an auto by that person as
an employee of the United States Government. This applies only if the provisions of Section
2679 of Title 28, United States Code as amended, require"
"the Attorney General of the United
States to defend that person in any civil action which may be brought for the BI or PD.
EXCLUSIONS

Exclusion A.3. is deleted in its entirety and replaced by the following:

3. For PD to property rented to, used by, or in the care of any covered person. This exclusion
(A.3.) does not apply to damage to:

a. A residence or garage; or
b. A temporary vehicle.

However, this exclusion does apply to a loss due to or as a consequence of a seizure of an
auto by"
"federal or state law enforcement officers as evidence in a case against a covered
person under the Texas Controlled Substances Act or the federal Controlled Substances Act if
the covered person is convicted in such case.

A200TX(03) 12-23 Page 2 of 4
PAGE 16
USAA 00872 11 26 7107

Exclusion A.7. is deleted in its entirety and replaced by the following:
7. Maintaining or using any vehicle while that person is employed or otherwise engaged in any
business or occupation other than the auto business,"
"farming or ranching. This exclusion (A.7.)
does not apply:

a. To the maintenance or use of a private passenger auto; a pickup or van owned by you or a
family member; or a trailer used with these vehicles;

b. To the maintenance or use of a pickup or van not owned by you or a family member if
the vehicle’s owner has valid and collectible primary liability insurance or self-insurance in
force at the time of the accident; or

c. To maintenance or use of a temporary vehicle.

Exclusion C.1. is added:
"
"1. This exclusion does not apply to a temporary vehicle.
OTHER INSURANCE
The Other Insurance section is deleted in its entirety and replaced with the following:
If there is other applicable liability insurance:
1. Any insurance we provide to a covered person shall be excess over:

a. Any other applicable liability insurance, or

b. Any qualified self-insurance or other permissible means of compliance with a state's financial
responsibility law, compulsory liability law, or any similar law.

2."
"We will pay only our share of the loss that must be paid under insurance providing coverage on an

excess basis. Our share is the proportion that our limit of liability bears to the total of all applicable
limits of liability for coverage provided on an excess basis.

3. However, Our coverage under this Part will be primary for a temporary vehicle, but only if the
temporary vehicle is:

a. A private passenger auto; or

b. A pickup, utility vehicle, or van with a gross vehicle weight of 14,000"
"pounds or less that is
not used for the delivery or transportation of goods, materials, or supplies, other than samples,
unless:

(i) The delivery of the goods, materials, or supplies is not the primary use for which the
temporary vehicle is employed; or

(i) The temporary vehicle is used for farming or ranching.

A200TX(03) 12-23 Page 3 of 4
PAGE 17
USAA 00872 11 26 7107

PART E - GENERAL PROVISIONS

DUTIES AFTER AN ACCIDENT OR LOSS

B.3.b. is deleted and replaced by the following:

b. To"
"examination under oath. The examination must be signed. A minor must have a parent or
guardian present.

LEGAL ACTION AGAINST US
C. is deleted in its entirety and replaced by the following:
C. Under Part C — UM/UIM Coverage:

No action can be brought against us for any claim involving an uninsured motor vehicle unless
the action is brought within at least two years and one day from the date the cause of action
first accrues.

TERMINATION
B.1. is deleted and replaced by the following:

1. If we decide"
"not to renew this policy, we will send notice to the named insured shown on the
Declarations. This cancellation notice may be delivered to the named insured, mailed by postal
mail to the most recent address you provided to us or sent electronically if we have your
consent and agreement on file to receive documents electronically. In any event, notice will be
sent at least 60 days before the end of the policy period.

E. is added:
E. Nonrenewal for Failure to Cooperate.

1. We will notify you if"
"any insured fails or refuses to cooperate with us in the investigation,
settlement, or defense of a third-party liability claim or action or if we are unable to contact
the insured.

2. After we notify you, if the insured continues to fail or refuse to cooperate in the third-party
liability claim, then we will not renew this policy at the end of the policy period We will not
renew this policy regardless of other required notices and even if it is not your policy's
anniversary.

Copyright, USAA"
"2023, All rights reserved.

A200TX(03) 12-23 Page 4 of 4
USAA 00872 11 26

Tarjeta de Seguro de
Responsabilidad de Texas
Guarde esta tarjeta.

IMPORTANTE: Esta tarjeta o una copia de su poliza de seguro debe ser mostrada cuando usted
solicite o renueve su:

registro de vehiculo de motor
licencia para conducir
etiqueta de inspeccion de seguridad para su vehiculo.

Puede que usted tenga también que mostrar esta tarjeta o su poliza de seguro si tiene un
accidente o si un oficial de la paz se la pide."
"
Todos los conductores en Texas deben de tener seguro de responsabilidad para sus vehiculos, o
de otra manera llenar los requisitos legales de responsabilidad civil. Fallo en llenar este requisito
pudiera resultar en multas de hasta $1,000, suspension de su licencia para conducir y su registro
de vehiculo de motor, y la retencién de su vehiculo por un periodo de hasta 180 dias (a un costo
de $15 por dia).

IMPORTANTE: Si usted quiere una tarjeta oficial escrita en espafol, llame a este numero:"
"1-800-531-8111

40TX(01) Rev. 12-98

PAGE
7107

18
PAGE 19
USAA 00872 11 26 7107

Uninsured Motorists/Underinsured Motorists Coverage in Texas

Below, you will find a brief explanation of Uninsured Motorists/Underinsured Motorists and Uninsured
Motorists Property Damage coverages. Please remember that this explanation is only an overview, and
it does not replace or supplement any of the provisions of your policy. Please see your policy for
details because the policy controls all issues of"
"coverage.

The decisions you make regarding the amount of coverage will affect your insurance premium. If you
have questions, please contact Policy Service by calling 210-531-USAA (8722), our mobile shortcut
#8722 or 800-531-8722. You may complete this form online at usaacom.

Coverage Description
Uninsured Motorists/Underinsured Motorists (UM/UIM) Coverage:

* Protects you and your family if injured in a motor vehicle accident caused by an uninsured,
underinsured, or hit-and-run motorist who is"
"at—fault.

e Pays if you or your family are injured by an at—fault motorist whose Bodily Injury (Bl) Liability limits
are less than the amount of damages you are legally entitled to recover from the at—fault motorist.
The at—fault motorist’s policy pays its BI Liability limits first, then your UM/UIM Coverage pays the
lesser of:

* any remaining loss, or
* your UM Coverage limits.

e Must be issued with UM/UIM Coverage limits equal to the minimum coverage limits required by
Texas unless you reject UM"
"UIM Coverage or select higher UM/UIM Coverage limits by completing,
signing, and returning the Rejection/Selection Form by mail or at usaa.com.

* Your rejection of UM/UIM Coverage will remain in effect on this policy and on future renewals
until you request otherwise in writing.

Uninsured Motorists Property Damage (UMPD) Coverage:

¢ UMPD cannot be carried without UM/UIM; however, you can carry UM/UIM without UMPD by
rejecting just the UMPD Coverage.

e Pays for damage to your vehicle that"
"you are legally entitled to recover from an at-fault uninsured
or underinsured motorist or hit-and-run motor vehicle because of property damage (including loss
of use and your personal property inside the vehicle) sustained in an auto accident. The at-—fault
underinsured motorist’s policy pays its PD Liability limits first, then your UMPD coverage pays the
lesser of:

* any remaining loss, or
¢ your UMPD limits.

e Must be issued with UMPD Coverage limits equal to the minimum coverage limits"
"required by Texas
unless you reject UMPD Coverage or select higher UMPD Coverage limits by completing, signing,
and returning the Rejection/Selection Form by mail or at usaa.com.

* Your rejection of UMPD Coverage will remain in effect on this policy and on future renewals until
you request otherwise in writing.

* Vehicle damage is subject to a $250 deductible.

52080-0816

999TX(33) Rev. 11-16 Page 1 of 4

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USAA 00872 11 26 7107

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"
"999TX(33) Rev. 11-16
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Page 2 of 4

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USAA 00872 11 26 7107

If you do not wish to make any changes to your current policy, no action is required. TO
MAKE CHANGES TO YOUR POLICY, PLEASE COMPLETE THIS FORM, SIGN, AND RETURN IT TO US. The
premiums below reflect the total premium for this coverage for all vehicles insured on this Policy.

Rejection/Selection Form

Uninsured/Underinsured Motorists Coverage (UM/UIM)
And Uninsured Motorists Property Damage Coverage "
"UMPD)

Semi-annual premium per policy

| want the UM/UIM and UMPD limits checked below:
UM/UIM Premium UMPD Premium

CL] § 30,000/$ 60,000 $ 92.23 CL] § 25,000 $ 109.54
CL] $s 50,000/$ 100,000 $ 137.43 [] $s 50,000 $ 138.03
CL] $ 100,000/s 200,000 $ 200.14 [1] $100,000 $ 161.01
[1] $ 100,000/$ 300,000 $ 229.66 [] $300,000 § 186.22
LJ $ 300,000/$ 500,000 $ 320.97 [] $500,000 §$ 198.26
L] $ 500,000/s 500,000 $ 346.80

[1 $ 500,000/s1,000,000—s $ 364.32

L] $1,000,000/$ 1,000,000 $ 407.66

L] | reject"
"both UM/UIM Coverage and UMPD Coverage for this policy and all subsequent

renewals until | request otherwise in writing.
LJ | reject only UMPD Coverage for this policy and all subsequent renewals until | request

otherwise in writing.

DO NOT SIGN UNTIL YOU READ
USAA Number

Signature of Named Insured

( ) ( )
Home Phone Alternate Phone Date

Please complete this form and fax it to 1-800-531-8877 or mail it to USAA, 9800 Fredericksburg
Road, San Antonio, Texas 78288; or complete this form on"
"usaacom.

If this form is sent by facsimile machine (fax), the sender adopts the document USAA receives as a
duplicate original and adopts the signature the receiving fax machine produces as the sender's original
signature.

999TX(33) Rev. 11-16 Page 3 of 4

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USAA 00872 11 26 7107

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999TX(33) Rev. 11-16
PS .008721126.999TX.07107

Page 4 of 4

PAGE 23
00872 11 26 7107

Use of Credit Information Disclosure
Form CD-1

Insurer's"
"Name United Services Automobile Association

SAN ANTONIO, TX 78288

Telephone Number (toll free if available) 1-800-531-USAA (8722

WeL] will} will not (choose one) obtain and use credit information on you or any other
member(s) of your household as a part of the insurance credit scoring process.

If you have questions regarding this disclosure, contact the insurer at the above address
or phone number. For information or other questions, contact the Texas Department of
Insurance at 1-800-578-4677"
"or P.O. Box 12030, MC - PC-PCL, Austin, Texas 78711-2030.

Section 559.053 of the Texas Insurance Code requires an insurer or its agents to disclose to its
customers whether credit information will be obtained on the applicant or insured or on any other
member(s) of the applicant's or insured’s household and used as part of the insurance credit scoring
process.

If credit information is obtained or used on the applicant or insured, or on any member of the
applicant's or insured’s household, the"
"insurer shall disclose to the applicant the name of each person
on whom credit information was obtained or used and how each person's credit information was used
to underwrite or rate the policy. An insurer may provide this information with this disclosure or in a
separate notice.

Adverse effect means an action taken by an insurer in connection with the underwriting of insurance
for a consumer that results in the denial of coverage, the cancellation or nonrenewal of coverage, or
the offer to and"
"acceptance by a consumer of a policy form, premium rate, or deductible other than
the policy form, premium rate, or deductible for which the consumer specifically applied.

Credit information is any credit related information derived from a credit report itself or provided in
an application for personal insurance. The term does not include information that is not credit-related,
regardless of whether the information is contained in a credit report or in an application for insurance
coverage or"
"is used to compute a credit score.

Credit score or insurance score is a number or rating derived from a mathematical formula, computer
application, model, or other process that is based on credit information and used to predict the future
insurance loss exposure of a consumer.

Summary of consumer protections in Chapter 559
Prohibited use of credit information. An insurer may not:

(1) Use a credit score that is computed using factors that constitute unfair discrimination;

(2) Deny, cancel, or"
"nonrenewal a policy of personal insurance solely on the basis of
creditinformation without consideration of any other applicable underwriting factor independent
of credit information; or

507421-0823
CDTXAN(01) 08-23 Page 1 of 3
PAGE 24
USAA 00872 11 26 7107

(3) Take an action that results in an adverse effect against a consumer because the consumerdoes
not have a credit card account without consideration of any other applicable factor independent
of credit information.

An insurer may not"
"consider an absence of credit information or an inability to determine credit
information for an applicant for insurance coverage or insured as a factor in underwriting or rating an
insurance policy unless the insurer:

(1) Has statistical, actuarial, or reasonable underwriting information that: (A) is reasonably related to
actual or anticipated loss experience; and (B) shows that the absence of credit information
could result in actual or anticipated loss differences;

(2) Treats the consumer as"
"if the applicant for insurance coverage or insured had neutral credit
information, as defined by the insurer; or

(3) Excludes the use of credit information as a factor in underwriting and uses only other
underwriting criteria

Negative factors. An insurer may not use any of the following as a negative factor in any credit
scoring methodology or in reviewing credit information to underwrite or rate a policy of personal
insurance:

(1) A credit inquiry that is not initiated by the consumer;
(2) An"
"inquiry relating to insurance coverage, if so identified on a consumer's credit report; or

(3) A collection account with a medical industry code, if so identified on the consumer’s credit
report.

Multiple lender inquiries made within 30 days of a prior inquiry, if coded by the consumer reporting
agency on the consumer's credit report as from the home mortgage or motor vehicle lending industry,
shall be considered by an insurer as only one inquiry.

Effect of extraordinary events. An insurer"
"shall, on written request from an applicant for insurance
coverage or an insured, provide reasonable exceptions to the insurer's rates, rating classifications, or
underwriting rules for a consumer whose credit information has been directly influenced by a
catastrophic illness or injury, by the death of a spouse, child, or parent, by temporary loss of
employment, by divorce, or by identity theft. In such a case, the insurer may consider only credit
information not affected by the event or shall"
"assign a neutral credit score.

An insurer may require reasonable written and independently verifiable documentation of the event and
the effect of the event on the person's credit before granting an exception. An insurer is not required
to consider repeated events or events the insurer reconsidered previously as an extraordinary event.

An insurer may also consider granting an exception to an applicant for insurance coverage or an
insured for an extraordinary event not listed in this section. An"
"insurer is not out of compliance with
any law or rule relating to underwriting, rating, or rate filing as a result of granting an exception under
this article.

Notice of action resulting in adverse effect. If an insurer takes an action resulting in an adverse
effect with respect to an applicant for insurance coverage or insured based in whole or in part on
information contained in a credit report, the insurer must provide to the applicant or insured within 30
days certain information regarding"
"how an applicant or insured may verify and dispute information
contained in a credit report.

CDTXAN(01) 08-23 Page 2 of 3
LAST PAGE 25
USAA 00872 11 26 7107

Dispute resolution; error correction. If it is determined through the dispute resolution process
established under Section 61 1(a)(5), Fair Credit Reporting Act (15 U.S.C. Section 16811), as amended,
that the credit information of a current insured was inaccurate or incomplete or could not be verified
and the insurer receives notice of"
"that determination from the consumer reporting agency or from the
insured, the insurer shall re-underwrite and re-rate the insured not later than the 30th day after the
date of receipt of the notice.

After re-underwriting or re-rating the insured, the insurer shall make any adjustments necessary within
30 days, consistent with the insurer's underwriting and rating guidelines. If an insurer determines that
the insured has overpaid premium, the insurer shall credit the amount of overpayment. The"
"insurer
shall compute the overpayment back to the shorter of the last 12 months of coverage; or the actual
policy period.

CDTXAN(01) 08-23 Page 3 of 3
"