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--- |
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title: ICE — Intelligent Credit Evaluator |
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emoji: ❄️ |
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colorFrom: gray |
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colorTo: blue |
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sdk: gradio |
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sdk_version: 5.35.0 |
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app_file: app.py |
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pinned: false |
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--- |
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# ❄️ ICE — Intelligent Credit Evaluator |
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> "In a world full of uncertainty, ICE brings clarity to credit decisions." |
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ICE is a cutting-edge AI model that helps users predict whether their loan will be approved — but it doesn't stop there. With probability scores and risk analysis, ICE acts as a smart lending advisor. |
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## 🚀 Features |
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- ✅ Predict Loan Approval (`Loan_Status`) |
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- 📊 Confidence Score (Approval Probability) |
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- ⚠️ Risk Category: Low / Medium / High |
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- 💡 Minimal input, maximum insight |
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## 🛠 Pipeline |
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User Input ➡ Preprocessing ➡ Model Prediction ➡ Risk Scoring ➡ Output |
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## 📦 Tech Stack |
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- Python 3.10+ |
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- XGBoost / Scikit-Learn |
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- Gradio UI |
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- Deployed on Hugging Face Spaces |
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## 🔒 Privacy |
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All predictions are processed live in memory — **no data is stored or shared**. Your privacy is respected. |
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## ✨ About the Author |
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**T. Ravi Kumar** |
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🧠 AI Enthusiast & Data Scientist |
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📧 travikumartravikumar00@gmail.com |
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🔗 [GitHub](https://github.com/TRavi8688) | [LinkedIn](https://linkedin.com/in/t-ravi-kumar-038a3b345) |
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## ❄️ ICE — Predict Smart. Decide Better. |
