fraud-pattern-detector / MODEL_CARD.md
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Model Card — Fraud Pattern Detector

Model details

  • Task: binary classification (fraud vs non-fraud)
  • Baseline model: XGBoost with compact feature set + frequency encoding for selected categorical fields
  • Explainability: SHAP TreeExplainer (top driver contributions)

Intended use

  • Educational/demo fraud scoring and pattern exploration.
  • Not for production blocking decisions without proper monitoring, retraining, and policy controls.

Training data

  • Source: Kaggle “IEEE-CIS Fraud Detection” competition dataset (user must accept Kaggle rules).
  • Target: isFraud

Metrics (holdout split)

See artifacts/metrics.json.

Limitations

  • Uses a simplified feature set to keep the demo light and portable.
  • The “network patterns” tab is illustrative of cluster behavior; it is not the full dataset graph.