Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	629.955502	4.249906	0.801222	1.410163	0.191624	3	10	1	0.009512	0.572193	0.065081	0.561588	0.463574	0.589962	0.00513	0.294918	1	U_SYN_3139	0.568377	2.814203	1.139943	3	0.184193	0.227397	0.161881	0.307549	0	5.683773
5	740.75323	1.477834	0.451307	0.974841	0.312765	1	6.482468	0.786986	0.005007	0.234935	0.036296	0.207293	0.207661	0.353789	0.004513	0.51258	0	U_SYN_1860	0.557116	1.374932	0.669945	1	0.286029	0.11066	0.253614	0.209692	0.324947	3.611488
12.671481	592.505322	3.508533	0.276772	0.648956	0.36526	1	4.223119	0.403196	0.215595	0.909561	0.382506	0	0	1	-0.09981	0.933746	0	USER_002440	0.209682	4.551612	0.367151	2.974614	0.060135	0.098167	11.135032	-1.261751	0.487748	5.931218
0.97598	736.150972	6.781083	0.133045	0.554332	0.347995	0	2.762682	0.730999	0.106307	0.320653	0.049949	2	0	0	0.204182	0.825369	0	USER_001919	-0.090668	11.317289	0.276539	1.49368	2.025928	-0.018768	22.10649	-2.407752	0.830939	4.162581
4.798829	694.700869	9.096642	0	0.787462	0.099263	0	2.211516	0.778701	0.081392	0.656336	0.102912	0	0	0	0.012559	0.439312	0	USER_005531	-0.101084	15.001723	0.086048	-0.832228	0.214272	-0.028542	40.968386	0.412034	0.571614	8.036895
2	615.313601	10	0.106563	0.169401	0.54404	0	5.322969	0.998986	0.001275	1.13359	0.077094	0.128296	0.084631	0.259902	0.008731	0.9153	0	U_SYN_777	0.125651	37.119449	0.07724	0	0.010551	0.053616	4.860659	0.064284	0.022587	0.668836
1.103532	421.720368	2.835932	0.446124	0.981636	0.617229	2	5.712615	0.381176	0.357939	0.881098	0.177146	1	0	1	0.176199	0.549459	1	USER_001869	0.460411	1.373568	0.977566	5.111159	0.213241	0.358518	5.42756	0.048566	0.109235	7.154332
14.383488	484.052784	3.147093	0.358519	0.696849	0.590177	2	8.706724	0.150388	0.280754	0.562775	0.375113	2	0	1	0.147213	0.325617	1	USER_003205	0.23846	0.938765	0.923879	7.086967	0.615303	0.158661	6.448756	0.704331	0.078246	1.537632
3.804822	672.517655	6.055395	0.274253	0.614642	0.422891	2	2.641357	0.638968	0.143202	0.028827	0.460784	1	0	0	0.03421	0.364065	1	USER_000435	0.223103	8.09474	0.573908	5.611046	6.014042	0.071994	17.473117	-0.747719	0.830276	2.499115
0	659.852602	3.999412	0.15514	0.513682	0.649403	0	7.558167	0.978058	0.002558	0.42886	0.064566	0.069967	0.074475	0.084485	0.006997	0.743159	0	U_SYN_3138	0.198066	6.517077	0.180095	0	0.037844	0.068476	2.194297	0.052109	0	1.497014
0	736.109799	8.582836	0.357282	1.102799	0.356405	0	8.206663	0.982173	0.000561	1.037091	0.080703	0.016762	0.011318	0.046362	0.007166	0.4486	0	U_SYN_4019	0.350778	7.135718	0.709756	0	0.041148	0.072637	1.966054	0.015555	0	2.87872
7	670.712128	2.057979	0.689453	1.50743	0.189855	2	8.136304	0.786828	0.001206	0.244834	0.004475	0.324987	0.303958	0.415207	0.003317	0.246285	0	U_SYN_9386	0.741001	1.280292	1.221237	4	0.31949	0.24155	0.121336	0.273952	0.703467	6.029012
2	578.180437	0.973784	0.135896	0.728654	0.287074	0	7.634321	0.811325	0.006448	0.208479	0.007779	0.174844	0.025677	0.05451	0.004686	0.635673	0	U_SYN_9553	0.412757	1.17514	0.519476	0	0.126558	0.203991	0.241559	0.135626	0.097154	3.151117
1.542249	536.528845	3.966779	0.111724	0.864676	0.450864	2	3.829655	0.660377	0.188288	0.342078	0.266991	2	0	1	0.009643	0.60609	1	USER_003671	0.073003	4.130024	0.622155	8.416652	1.013473	0.041608	10.891503	-0.942817	0.330483	1.73589
17.417453	465.666661	6.385963	0.40205	0.955296	0.21506	1	2.12494	0.469806	0.33666	0.188005	0.482755	1	0	0	-0.036965	0.97781	1	USER_005903	0.354706	5.965092	0.422992	3.235444	0.658859	0.247865	25.062986	-0.265749	0.133677	9.563749
0	561.885869	1.856969	0.713561	0.790704	0.441474	3	8.419572	1	0.00946	0.252673	0.065197	0.538456	0.451253	0.520649	0.008229	0.604648	1	U_SYN_8146	0.474408	2.084832	0.441629	3	0.364626	0.248516	0.234824	0.296912	0	3.994312
0.261799	736.496561	7.771355	0.049371	0.742667	0.284251	0	2.220644	0.803195	0.135398	0.241527	0.308053	0	0	0	-0.091932	0.807016	0	USER_000606	-0.061036	13.514547	0.980787	-2.135866	1.363848	-0.012596	27.811718	0.420718	0.347836	3.668235
0	605.29034	1.756103	0.465731	1.257211	0.316861	0	7.712242	0.904187	0.002381	0.27435	0.03223	0.187233	0.073522	0.213667	0.007991	0.371394	0	U_SYN_10496	0.498914	1.293905	0.85885	0	0.250919	0.22198	0.297289	0.116552	0	3.847747
5	554.192062	10	0.480755	0.552313	0.294381	0	6.661134	0.884152	0.005635	1.021235	0.040864	0.157992	0.003695	0.162426	0.005067	0.723843	0	U_SYN_3019	0.374491	15.330064	0.389723	0	0.0476	0.201414	1.528558	0.094845	0.184104	2.494536
4.398128	626.225568	4.042697	0.162646	0.695918	0.226602	1	2.911059	0.465845	0.288562	0.86262	0.102832	0	0	0	0.106936	0.144078	0	USER_003496	0.322791	4.60825	0.781384	1.167093	3.743754	0.131332	15.633075	0.462874	0.46184	4.02816
0	400.317001	1.906082	0.547318	0.584612	0.66889	1	6.80911	1	0.008589	0.247442	0.005398	0.182251	0.151475	0.288874	0.009565	0.707694	0	U_SYN_12598	0.380815	2.784179	0.193571	1	0.272829	0.311356	0.577151	0.100118	0	2.593009
0	737.8214	2.616008	0.367569	1.177215	0.341513	0	5.952794	1	0.000482	0.32689	0.051992	0.131358	0.089692	0.157599	0.006865	0.411393	0	U_SYN_6083	0.419351	2.048213	0.77518	0	0.135334	0.085531	0.565015	0.066315	0	2.49631
0	639.79618	0.5	0.743812	1.293854	0.138993	4	10	1	0.005814	0.208963	0.081414	0.766527	0.604381	0.688808	0.002021	0.353073	1	U_SYN_9305	0.815248	0.358718	1.114017	4	1.239687	0.311579	0.017804	0.411272	0	8.152478
2	577.042707	3.632723	0.277522	0.38985	0.490249	0	4.614647	1	0.00781	0.55871	0.078307	0.166236	0.029988	0.00352	0.006334	0.805075	0	U_SYN_2982	0.254807	7.415993	0.198726	0	0.074348	0.126457	1.286689	0.058867	0.05198	1.175843
0.567243	778.857709	10.92929	0.019517	0.502149	0.051062	0	-0.040516	1	-0.119025	0.148441	0.29281	0	0	0	0.051421	0.465091	0	USER_004818	0.164247	21.316116	0.478929	-1.255214	0.314315	0.021245	51.856086	-0.837141	0.442396	7.098948
10.501664	406.87482	5.349844	0.39211	0.602676	0.583934	2	6.82949	0.144497	0.419907	0.470821	0.061809	2	0	1	0.199938	0.4807	1	USER_007176	0.402771	2.371546	0.962416	7.169903	0.296199	0.324505	11.129442	0.410504	0.014802	2.842141
7	554.623633	0.539849	0.499726	0.689518	0.513001	3	9.654247	0.807368	0.002785	0.12924	0.075289	0.513641	0.450826	0.451927	0.005401	0.655241	0	U_SYN_11446	0.740395	0.68377	0.335795	5	0.781005	0.397628	0.138548	0.366393	0.321775	7.147956
2.71139	630.421323	0.260083	0.671696	0.787544	0.13552	1	6.58475	0.661427	0.194229	0.889376	0.145742	1	1	1	-0.063958	0.591572	1	USER_009718	0.413885	0.422994	0.529841	3.518952	0.26609	0.165237	1.124183	0.285716	0.176348	1.571557
0	674.877116	2.057047	0.574588	1.273921	0.263566	0	6.112484	1	0.00781	0.256341	0.03563	0.025428	0.08085	0.263485	0.00387	0.36304	0	U_SYN_13113	0.51988	1.497209	0.938158	0	0.266377	0.165532	0.230645	0.031883	0	3.177758
2	766.095269	1.542029	0.541531	3.707411	0	2	10	0.937281	0.007953	0.255666	0.019543	0.513272	0.336826	0.309854	0.004075	0	0	U_SYN_5890	1.065742	0.405007	3.707411	2	0.329794	0.162583	0	0.280117	0.494321	10.657421
0	702.628587	2.628163	0.339851	1.231298	0.384577	0	7.95007	0.904064	0.001244	0.375699	0.04913	0.090204	0.062294	0.054388	0.005129	0.384351	0	U_SYN_9379	0.421524	1.974135	0.757769	0	0.124572	0.112947	0.667233	0.084124	0	3.351149
0.752406	741.709793	10.712254	0.013848	0.685761	0.158163	1	1.280165	0.869739	0.071093	0.983973	0.096827	0	0	0	-0.094134	0.728131	0	USER_009439	-0.005858	18.169298	0.846568	2.856791	0.657382	-0.001153	45.089864	0.844227	0.160597	1.981796
0	700.593431	7.420431	0.819272	0.913855	0.47186	3	7.938031	0.936783	0.009012	0.743878	0.034071	0.494338	0.498847	0.459559	0.008854	0.543072	1	U_SYN_9187	0.455147	7.319024	0.482644	3	0.108939	0.12364	0.632803	0.323242	0	3.612969
2	494.164356	2.295858	0.38305	0.758361	0.56463	0	6.098882	0.843232	0.008447	0.386544	0.003905	0.058046	0.072331	0.141999	0.009672	0.62082	0	U_SYN_10474	0.390065	2.6747	0.330168	0	0.15988	0.252362	0.799758	0.10182	0.101115	2.378958
10	650.13533	1.130031	0.68674	0.996263	0.482385	2	8.45353	0.808764	0.009639	0.249485	0.039022	0.432092	0.30571	0.304602	0.007137	0.501869	1	U_SYN_9156	0.767872	1.030803	0.51568	4	0.558311	0.279037	0.170761	0.297835	0.664175	6.491229
1.822669	546.544738	4.31559	0.149639	0.906103	0.523214	1	3.40911	0.501803	0.178525	0.395256	0.011009	0	0	0	0.294469	0.339755	1	USER_000101	0.177107	4.477526	0.841956	1.537541	6.403664	0.097717	10.288055	1.420579	0.871391	0.663152
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0	850	1.192706	0.801951	0.685745	0.443591	5	7.300097	0.999577	0.008654	0.205792	0.082503	0.961855	0.798808	0.604914	0.006882	0.657127	1	U_SYN_565	0.532448	1.51793	0.381554	5	0.620366	0	0.104783	0.528368	0	3.886925
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1.918513	579.034815	6.52134	0.181367	0.780229	0.324523	1	3.110132	0.566376	0.117253	0.976505	0.230378	0	0	0	-0.084374	0.261891	0	USER_004199	-0.02402	7.49238	0.319537	3.533284	2.047523	-0.011834	22.025089	-0.747449	0.497477	9.591385
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2	684.974782	2.091675	0.634018	0.550563	0.528952	0	5.739166	0.961518	0.003192	0.312399	0.061932	0.067784	0.030533	0.085584	0.007656	0.724718	0	U_SYN_1298	0.431572	3.215176	0.259342	0	0.289284	0.129491	0.404921	0.044888	0.073408	2.476865
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7.991453	462.26231	0	0.648105	0.799986	0.394351	3	8.980925	0.364952	0.29353	0.630951	0.070581	2	1	1	0.133919	0.393239	1	USER_006372	0.51511	0.419856	0.92973	9.038397	0.348019	0.363141	0	-1.302914	0.214729	2.312541
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7	487.729343	4.809314	0.588766	0.430501	0.467692	1	8.022665	0.732753	0.0073	0.563078	0.077378	0.278206	0.155788	0.329399	0.008204	0.784749	0	U_SYN_9385	0.443469	9.065607	0.229159	3	0.119928	0.292101	0.92498	0.237097	0.200901	3.557802
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0	825.610159	2.437471	0.457275	0.342164	0.659248	0	6.045803	1	0.002333	0.426897	0.00147	0.149724	0.04017	0.042785	0.010935	0.828918	0	U_SYN_1025	0.284434	5.512598	0.116593	0	0.180209	0.012613	0.872105	0.056968	0	1.71963
0	630.946271	0.877654	0.444031	0.766343	0.406946	2	6.672758	0.984075	0.008792	0.132809	0.061664	0.381026	0.33918	0.46663	0.008401	0.616829	0	U_SYN_14714	0.491049	1.013057	0.454483	2	0.45418	0.195575	0.198569	0.222431	0	3.276652
2	740.271315	1.033136	0.156458	0.462649	0.379243	1	6.47489	0.909994	0.004862	0.173166	0.069203	0.171863	0.183453	0.172608	0.006832	0.768675	0	U_SYN_9103	0.355969	1.836199	0.287193	1	0.138075	0.071018	0.330508	0.142597	0.061687	2.304857

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