Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	553.433209	4.871622	0.095651	0.193754	0.44855	0	5.390293	1	0.009747	0.64052	0.040722	0.124033	0.099652	0.007338	0.005709	0.903123	0	U_SYN_636	0.107674	16.58403	0.106845	0	0.019239	0.058059	1.976155	0.067106	0	0.580396
0	850	6.952354	0.189699	0.582409	0.168309	0	7.122744	1	0.002132	0.8608	0.024367	0.148367	0.042389	0.143894	0.004643	0.708795	0	U_SYN_8983	0.201751	10.187956	0.484385	0	0.026899	0	0.948167	0.057227	0	1.43702
15	679.172717	4.654399	0.401523	1.36752	0.291972	1	6.911276	0.57626	0.000044	0.602202	0.066551	0.279932	0.158153	0.217066	0.003037	0.31624	0	U_SYN_12517	0.736027	3.171608	0.968242	3	0.084453	0.228606	0.813304	0.300922	1.36752	5.086886
2	649.359925	5.166201	0.501388	1.574232	0.239417	0	8.32314	0.956085	0.0071	0.593203	0.046586	0.099564	0.050012	0.167025	0.00457	0.212884	0	U_SYN_3219	0.543241	3.085714	1.197335	0	0.095209	0.198174	0.61672	0.062439	0.209898	4.52147
0	679.40164	1.465319	0.372574	1.186888	0.394829	3	8.897451	1	0.009283	0.281728	0.00745	0.620025	0.494638	0.509026	0.008556	0.406556	0	U_SYN_246	0.476919	1.138653	0.71827	3	0.238018	0.14793	0.362997	0.334399	0	4.243367
5	622.386791	3.891502	0.428469	0.581639	0.560713	0	6.430478	0.703389	0.002691	0.515644	0.085655	0.126587	0.039561	0.088692	0.010353	0.70918	0	U_SYN_6282	0.394975	5.709036	0.255506	0	0.107345	0.163457	1.24709	0.168489	0.19388	2.539878
0.522296	494.448186	3.085895	0.23242	0.82367	0.613412	1	4.932841	0.45645	0.313954	0.558904	0.22199	1	0	1	0.025107	0.623317	0	USER_003572	0.292485	2.240683	0.467974	2.695419	1.835645	0.189079	5.964842	-0.367619	0.272706	2.098346
0.507043	598.723251	6.761334	0.21375	0.734853	0.371796	0	4.124673	0.796781	0.169724	0.590313	0.110069	0	0	0	0.043304	0.724086	0	USER_003660	0.235742	8.68	0.518099	2.530508	5.528921	0.107703	21.237477	-0.556784	0.038283	8.327271
4.75268	520.293573	3.946135	0.335943	0.968144	0.345733	3	5.036897	0.485678	0.255812	0.456558	0.245915	0	0	0	0.03581	0.197187	1	USER_009917	0.185723	2.294006	0.595052	5.315731	0.421165	0.111335	12.909129	1.504716	0.474357	2.51697
2	624.629026	0.830498	0.23331	0.911062	0.52887	2	8.180258	0.914789	0.007591	0.123209	0.09928	0.459632	0.312462	0.52056	0.006935	0.544469	0	U_SYN_1193	0.507144	0.821411	0.429229	2	0.250736	0.20781	0.33675	0.265712	0.121475	4.14857
2	630.600521	1.583985	0.288533	0.391511	0.632649	2	7.04684	1	0.004909	0.158581	0.087409	0.35732	0.304089	0.509848	0.010067	0.804244	0	U_SYN_45	0.323628	3.222682	0.143822	2	0.171339	0.129098	0.712965	0.198423	0.052202	2.280555
1.669448	716.07312	7.369785	0	0.655073	0.134159	1	-0.083597	0.967761	0.190722	0.01032	0.085882	0	0	0	-0.066796	0.452259	0	USER_007798	-0.192451	12.471173	0.431556	1.112734	0.46226	-0.046862	31.905327	-0.759028	0.391696	0.528411
0.249942	555.271562	5.782502	0.354348	0.704587	0.379866	2	6.075573	0.570758	0.185907	0.410597	0.105528	1	0	1	-0.005328	0.507488	0	USER_007117	0.148686	6.494049	0.481586	4.433684	0.828402	0.079676	17.929622	-0.865476	0.772757	9.699233
0	627.211571	2.447229	0.658359	0.599321	0.301906	0	4.261245	1	0.009674	0.332698	0.004185	0.164608	0.074459	0.052877	0.006153	0.700339	0	U_SYN_976	0.395889	3.499436	0.418383	0	0.258461	0.160363	0.252415	0.07172	0	1.686979
0	657.549801	4.523459	0.322696	0.523887	0.373503	0	7.240329	0.867534	0.002148	0.566086	0.000678	0.056797	0.079286	0.284525	0.008246	0.738056	0	U_SYN_13251	0.244844	7.250441	0.328214	0	0.069795	0.085673	1.144322	0.093811	0	1.77275
4.747314	698.986427	4.808657	0.075489	0.892464	0.298473	1	0.919209	0.704119	0.017626	0.663981	0.346599	0	0	2	-0.049792	0.125519	0	USER_003288	0.041693	7.081805	0.467303	1.59162	0.490985	0.011448	16.867014	-2.722581	0.020347	8.999664
5	590.494729	2.573777	0.511265	0.578986	0.546632	0	7.183327	0.590646	0.00321	0.419951	0.083504	0.19837	0.066545	0.285677	0.007068	0.710507	0	U_SYN_13866	0.443977	3.790616	0.262494	0	0.191214	0.209481	0.687606	0.243216	0.192995	3.189234
10	663.968197	1.285186	0.620105	2.330829	0.112453	2	10	0.840116	0.009255	0.152345	0.02378	0.420848	0.305521	0.415239	0.003402	0	1	U_SYN_6786	0.996582	0.528703	2.068721	4	0.447669	0.337084	0.054903	0.281865	1.553886	9.965822
1.503237	522.881742	7.514109	0.387482	0.438854	0.322815	0	2.398109	0.434668	0.416672	0.640633	0.389415	2	0	0	0.510244	0.667247	0	USER_000532	0.189117	6.519838	0.033894	0.913974	4.942031	0.112479	25.442194	1.260669	0.822563	3.389368
10	652.567232	0.5	0.735028	1.00107	0.527002	5	10	0.920275	0.00641	0.235087	0.075965	0.89299	0.735575	0.85134	0.010067	0.499465	1	U_SYN_2963	0.954056	0.454104	0.473504	7	1.225047	0.342476	0.06982	0.52046	0.66738	9.540557
0	792.189309	2.611193	0.239401	0.35429	0.345189	0	4.159498	0.802262	0.001045	0.397309	0.062179	0.078188	0.046347	0.180733	0.004817	0.822855	0	U_SYN_5563	0.216447	5.747856	0.231993	0	0.088301	0.022751	0.68557	0.116456	0	0.900309
4.443663	536.715134	4.762649	0.318862	0.741107	0.396577	0	3.254788	0.393512	0.112151	0.987162	0.156426	1	0	0	0.174907	0.145803	1	USER_004849	0.252644	5.481245	0.883376	1.813233	0.752632	0.143908	14.369461	0.676063	0.882174	9.372425
0	632.817496	1.603408	0.328606	0.408214	0.384229	0	6.69908	0.876662	0.003717	0.200311	0.004525	0.123516	0.033342	0.015099	0.00573	0.795893	0	U_SYN_9776	0.297636	3.154987	0.251366	0	0.192911	0.11753	0.413629	0.096393	0	1.99389
3.295765	516.176153	3.71305	0.354337	0.882476	0.406031	1	6.575279	0.498929	0.301983	0.739751	0.134528	2	0	1	0.269226	0.672384	1	USER_005711	0.218348	3.448975	0.908333	3.803371	0.313267	0.132527	11.027181	-0.180005	0.461656	3.601389
4.842847	452.172436	1.419721	0.191191	0.911763	0.409015	2	6.386305	0.350063	0.414266	0.410502	0.159248	0	0	1	0.058582	0.778346	1	USER_006893	0.334918	1.003579	0.343768	3.877438	2.385761	0.242254	4.195166	1.319156	0.98428	2.237839
0	789.199158	1.683642	0.259328	0.176115	0.554206	2	5.383096	0.914962	0.001393	0.201865	0.084058	0.364877	0.373954	0.377417	0.007147	0.911942	0	U_SYN_4515	0.225151	6.097604	0.078511	2	0.145392	0.02489	0.691111	0.255664	0	1.212012
0	545.314204	1.05065	0.634818	1.042363	0.329976	1	7.031727	1	0.004837	0.135083	0.067819	0.326167	0.221195	0.322911	0.008157	0.478819	1	U_SYN_9581	0.572733	0.919717	0.698409	1	0.551704	0.317279	0.126605	0.164209	0	4.0273
0	581.473669	3.529002	0.659777	0.515864	0.421122	0	5.604643	0.983414	0.009676	0.469456	0.026597	0.197883	0.028579	0.123367	0.006856	0.742068	0	U_SYN_14267	0.356217	5.730165	0.298622	0	0.181807	0.173916	0.505619	0.074573	0	1.996471
1.388032	429.465122	2.836777	0.37453	0.772048	0.437356	0	4.142321	0.42449	0.310041	0.942516	0.200669	4	0	2	0.125649	0.306121	1	USER_007975	0.333058	2.714797	0.61875	2.325144	0.068199	0.254659	7.980471	0.075294	0.05154	6.207645
10	476.426606	1.711547	0.76304	1.280252	0.317148	5	9.32461	0.632342	0.006595	0.296419	0.032414	0.805333	0.75969	0.680022	0.004699	0.359874	1	U_SYN_1975	0.795365	1.240026	0.874222	7	0.421209	0.540231	0.128625	0.61657	0.853501	7.416471
0	681.451374	3.909995	0.400161	0.389275	0.621552	0	5.897177	1	0.008134	0.421294	0.084183	0.021764	0.089458	0.14563	0.00651	0.805363	0	U_SYN_12104	0.247779	7.99141	0.14732	0	0.099791	0.075932	1.457769	0.033366	0	1.461194
7	615.56541	1.568581	0.515826	0.668076	0.473394	3	8.333185	0.817803	0.008464	0.185345	0.082003	0.567163	0.4499	0.552234	0.007735	0.665962	0	U_SYN_5121	0.548225	2.042222	0.351813	5	0.30914	0.233678	0.359527	0.377998	0.311769	4.568463
1.209803	553.349076	4.2762	0.121574	0.871067	0.259246	1	4.542294	0.449026	0.307148	0.328229	0.001266	1	0	0	0.158497	0.075413	1	USER_005249	0.093978	3.862523	0.317232	2.383012	0.883271	0.050689	15.838063	-0.222802	0.64273	7.458713
0.786466	436.766912	1.749446	0.476454	0.697851	0.60885	4	4.746363	0.172614	0.375397	0.028989	0.208708	3	0	1	0.087961	0.521798	1	USER_003563	0.317919	0.554953	0.951676	10.337926	2.005703	0.238863	3.421476	0.42014	0.050643	5.668801
0	631.956146	10	0.090526	0.390265	0.500408	0	5.791477	0.982761	0.001133	1.07449	0.034577	0.09434	0.045881	0.174649	0.007395	0.804868	0	U_SYN_12603	0.125013	20.397139	0.194973	0	0.008963	0.04956	4.551084	0.048962	0	0.724008
6.3138	616.77552	7.047743	0.085488	0.551528	0.258432	0	4.186238	0.606134	0.1544	0.022039	0.417099	0	0	0	-0.075007	0.411941	0	USER_008186	0.108345	9.050382	0.725785	0.95688	1.410205	0.045943	26.131899	0.796679	0.42225	1.214697
1.668389	622.50872	9.293791	0.173427	0.818163	0.249286	0	1.57759	0.51076	0.135812	0.740523	0.448152	2	0	0	0.081496	0.630739	0	USER_002624	0.092851	12.764616	0.694526	1.92882	2.81914	0.038405	34.884885	-0.704234	0.439696	7.110305
5	669.927221	6.893699	0.386211	1.301753	0.24863	0	7.446949	0.911567	0.00574	0.79782	0.077743	0.049346	0.024123	0.290397	0.006053	0.349123	0	U_SYN_11906	0.504811	4.917912	0.978098	0	0.055223	0.165278	1.052023	0.057414	0.433918	3.759302
0	528.303742	4.02017	0.445675	1.031034	0.237637	0	7.847769	1	0.007178	0.437215	0.042208	0.171404	0.048135	0.240315	0.00556	0.484483	0	U_SYN_6889	0.388451	3.55442	0.786023	0	0.108169	0.227206	0.529569	0.065862	0	3.048472
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0.010627	685.357725	7.973495	0.127397	0.531753	0.237241	0	1.007006	0.84099	-0.00941	0.915065	0.36735	1	0	0	0.146062	0.958764	0	USER_007476	0.019999	13.323927	0.372386	0.663857	0.203388	0.005987	30.409263	1.564391	0.878537	1.249781
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0	683.270529	4.607547	0.635666	0.983013	0.373456	0	7.299427	1	0.000138	0.491263	0.064448	0.144785	0.014247	0.236789	0.006018	0.508493	0	U_SYN_5167	0.429787	4.254377	0.615901	0	0.135031	0.130288	0.626916	0.04771	0	3.137201
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0.392737	548.853942	6.393247	0.04376	0.846291	0.121652	1	5.089406	0.559145	0.247259	0.746558	0.256283	3	0	0	-0.005783	0.656615	1	USER_003781	0.029892	7.141398	0.536239	4.510331	0.794115	0.016367	28.077496	0.432095	0.303493	4.647404
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0	546.240813	10	0.344411	1.496228	0.509924	0	9.476118	0.999937	0.008621	1.103814	0.02417	0.111291	0.037702	0.256989	0.008762	0.251886	0	U_SYN_13375	0.422371	6.264769	0.733265	0	0.0341	0.233271	3.343006	0.044723	0	4.002437
0.282416	463.536468	4.371371	0.347562	0.822944	0.575688	1	4.753548	0.167718	0.274886	0.945405	0.398604	3	0	0	-0.046524	0.395845	1	USER_003549	0.356863	3.04827	0.582502	5.100939	2.56093	0.250754	9.274124	0.247313	0.638554	1.201418
0	618.742257	1.649549	0.392065	0.894453	0.328214	1	7.973405	0.981133	0.003116	0.265169	0.009512	0.283005	0.161492	0.16766	0.004998	0.552774	0	U_SYN_2335	0.410825	1.658751	0.600881	1	0.224095	0.172739	0.329139	0.140896	0	3.275676
0	418.060186	3.522175	0.104168	0.287325	0.448122	0	5.15577	1	0.005698	0.511508	0.03237	0.046336	0.026476	0.05347	0.005296	0.856337	0	U_SYN_13091	0.143931	9.093583	0.158568	0	0.028758	0.113035	1.41395	0.021844	0	0.742075
5.495032	596.110995	5.182619	0.158983	0.865178	0.414305	1	2.289178	0.603722	0.278675	0.775299	0.316037	1	0	0	0.089298	0.816013	1	USER_000868	0.093886	6.153411	0.285678	2.715041	0.679482	0.04334	15.177157	-0.310253	0.309723	3.451605
0	651.005157	1.343207	0.248756	2.023745	0.318782	2	8.325387	1	0.002138	0.274171	0.035777	0.394827	0.380157	0.311891	0.006398	0	0	U_SYN_12612	0.617956	0.632471	1.378611	2	0.172363	0.223582	0.321676	0.232495	0	5.144723
30	349.846776	0.554266	0.596642	0.734524	0.656429	3	7.861998	0.105509	0.52083	0.187213	0.451253	1	0	1	0.053155	0.426408	1	USER_003080	0.380652	0.121264	0.172732	8.036124	0.50555	0.346153	0.95215	0.857431	0.835852	0.915088
2	660.247848	2.99854	0.638148	0.800862	0.555274	0	6.086486	1	0.000789	0.389943	0.072944	0.063103	0.099287	0.134618	0.010046	0.599569	0	U_SYN_13742	0.456163	3.328525	0.356164	0	0.205951	0.157378	0.602488	0.048717	0.106782	2.776431
0	809.97042	0.5	0.355029	0.912695	0.453456	1	6.247235	0.949376	0.007553	0.112711	0.034604	0.261109	0.144801	0.161546	0.007171	0.543653	0	U_SYN_8831	0.622381	0.493732	0.498828	1	0.591714	0.045298	0.146233	0.142023	0	3.888159
7.130675	506.801294	5.610051	0.342607	0.837288	0.422963	4	3.150749	0.370889	0.237513	0.2528	0.397725	2	0	0	-0.097832	0.937033	1	USER_005636	0.159342	5.050154	0.976141	9.946856	0.662803	0.099429	16.186025	-0.194195	0.735637	8.701708
5	442.284034	0.898482	0.357162	0.87214	0.469344	2	6.436287	0.924437	0.006511	0.157702	0.076946	0.427847	0.289843	0.394316	0.007032	0.56393	0	U_SYN_6131	0.581881	0.924231	0.462807	2	0.357705	0.431349	0.271083	0.245532	0.290713	3.74515
0	513.797032	5.027589	0.413725	2.908357	0.182706	0	10	1	0.009677	0.561041	0.044014	0.158256	0.0697	0.132183	0.00529	0	0	U_SYN_9073	0.744793	1.671207	2.376984	0	0.080686	0.455276	0.538534	0.068387	0	7.447935
5	434.699056	5.456382	0.372482	0.463418	0.570456	0	7.425576	0.801231	0.003719	0.694189	0.006601	0.161064	0.037618	0.165857	0.010318	0.768291	0	U_SYN_7002	0.340423	9.684439	0.199058	0	0.067037	0.257051	1.953228	0.139112	0.154473	2.527835
5.994746	499.364757	5.76138	0.2341	0.851699	0.377915	1	4.399169	0.45872	0.3189	0.813165	0.4107	3	0	2	0.032064	0.819081	0	USER_004908	0.226997	5.833146	0.548898	5.130095	1.592503	0.144715	17.920343	-0.698856	0.793187	2.264075
0	604.958111	1.967755	0.229054	0.536076	0.297762	1	7.277084	1	0.002069	0.23116	0.056171	0.245849	0.189858	0.199248	0.006145	0.731962	0	U_SYN_13092	0.272655	3.093585	0.376453	1	0.110774	0.121476	0.451715	0.130712	0	1.984132
6.418106	604.084631	6.324148	0.187605	0.751856	0.403249	0	3.908299	0.681304	0.023896	0.309482	0.183497	1	0	0	0.006078	0.012306	1	USER_004801	0.025545	8.845232	0.433081	1.900542	0.843222	0.011422	18.869722	-0.201195	0.393706	1.662273
0	786.585663	3.950588	0.423013	0.766281	0.351583	0	6.35274	1	0.001725	0.484966	0.070309	0.154431	0.09901	0.05754	0.005245	0.616859	0	U_SYN_8759	0.329536	4.560397	0.49687	0	0.104432	0.037995	0.801412	0.076032	0	2.093454
0.616792	716.597178	9.597046	0.217302	0.72912	0.209265	0	-1.363896	0.943937	0.010866	0.436406	0.345236	0	0	0	-0.109411	0.134661	0	USER_005253	-0.038203	17.424001	0.354364	0.25251	3.187357	-0.009266	37.943616	0.700006	0.313669	4.880113
10.334606	613.639341	4.641996	0.192328	0.69703	0.444002	3	2.535842	0.560927	0.287958	0.696659	0.448571	2	0	2	0.143504	0.045712	0	USER_009113	0.263975	4.694159	0.304129	8.167159	1.150357	0.113442	12.904691	-2.293471	0.596464	1.577073
0	662.335479	5.546651	0.236532	0.272808	0.62985	0	5.656887	0.984963	0.0074	0.592996	0.033306	0.17225	0.074638	0.269193	0.009917	0.863596	0	U_SYN_10437	0.16094	14.878044	0.10098	0	0.041889	0.054914	2.667223	0.080081	0	0.910421
3.920582	603.98489	7.340682	0.259103	0.797815	0.225491	1	4.133687	0.706842	0.033027	0.520542	0.275689	0	0	0	0.035538	0.419092	0	USER_008037	0.214042	9.742347	0.346321	1.533406	1.675701	0.095741	28.42711	0.800486	0.739435	7.493212

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