Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0.285808	606.704321	5.514742	0.093856	0.707249	0.339882	0	4.247023	0.724273	0.134104	0.648214	0.351617	1	0	0	0.153148	0.055227	1	USER_001047	0.028663	7.769832	0.543768	2.00304	1.233343	0.012679	18.201902	0.237263	0.456417	4.127051
0	597.811659	2.909635	0.343351	1.058957	0.395404	0	8.038311	0.976933	0.005133	0.451091	0.051795	0.195611	0.043916	0.223301	0.004929	0.470522	0	U_SYN_7433	0.38125	2.510564	0.640241	0	0.114084	0.174812	0.755462	0.081085	0	3.064606
4.876219	444.924554	2.454246	0.246057	0.654383	0.576781	5	5.238124	0.448338	0.345623	0.712904	0.178506	1	0	2	0.168612	0.649449	1	USER_001540	0.10791	1.451392	0.263747	10.302895	3.595289	0.079476	5.193412	-0.107024	0.564724	8.726462
2.750963	525.075871	3.975031	0.264951	0.818338	0.487894	1	3.909031	0.241546	0.266888	0.526486	0.328802	1	0	1	0.279816	0.517757	1	USER_003067	0.355759	3.210043	0.67414	3.156942	0.106232	0.210172	10.178177	0.16294	0.249362	8.48885
0	773.631818	2.032109	0.157575	0.612915	0.430305	0	7.081719	0.947112	0.002615	0.39916	0.017082	0.100342	0.017876	0.212555	0.008931	0.693543	0	U_SYN_9350	0.263659	2.850424	0.349174	0	0.073906	0.036609	0.736639	0.05662	0	1.867162
0	762.30804	2.248805	0.196341	2.033897	0.18192	0	8.597477	0.911278	0.004537	0.352308	0.011083	0.123253	0.064226	0.011807	0.00373	0	0	U_SYN_5150	0.550831	1.053849	1.66389	0	0.083592	0.087825	0.328779	0.091733	0	4.73576
3.884119	637.666043	7.968141	0.224187	0.775848	0.266052	1	1.086182	0.691387	0.095764	0.128801	0.358672	2	0	1	0.170754	0.549954	1	USER_004574	0.163298	11.264402	0.639394	2.575285	0.649903	0.063043	29.240999	0.215924	0.676265	6.450878
0.439028	597.757549	4.81537	0.244996	0.713353	0.30662	1	3.67738	0.679887	0.145234	0.830936	0.104255	1	0	2	-0.120307	0.566834	1	USER_007066	0.193587	5.365649	0.999375	4.396437	1.542461	0.088784	16.694406	0.46976	0.19186	8.407628
0	776.262585	8.06395	0.190154	0.397393	0.462344	0	5.391293	0.984275	0.009086	0.946911	0.08631	0.06331	0.014704	0.177727	0.005881	0.801303	0	U_SYN_11317	0.161023	16.212423	0.213661	0	0.023292	0.021588	3.019365	0.029694	0	0.868121
5	670.369228	0.897433	0.596453	2.287591	0.276315	1	9.427364	0.919682	0.001144	0.251694	0.027397	0.178583	0.215689	0.21198	0.006054	0	0	U_SYN_10057	0.936969	0.375874	1.655495	1	0.597988	0.306015	0.100069	0.150409	0.76253	8.833145
0	621.196926	3.4434	0.47735	0.912292	0.539482	0	7.976702	0.825845	0.003948	0.447401	0.001763	0.196823	0.092014	0.139526	0.006707	0.543854	0	U_SYN_5494	0.382106	3.401587	0.420127	0	0.134715	0.158958	0.970903	0.156313	0	3.047948
0	791.042014	9.97112	0	0.772212	0	0	0.32671	0.984639	0.106897	0.612244	0.494881	0	0	0	-0.164909	0.680683	0	USER_007943	-0.051238	19.518752	0.447315	0.869752	1.191797	-0.005493	49.855602	1.548527	0.434127	7.403978
0	810.701901	3.014426	0.359829	1.195317	0.212719	0	5.982203	1	0.009457	0.491609	0.070031	0.116178	0.086146	0.126719	0.00285	0.402341	0	U_SYN_973	0.411229	2.327171	0.94105	0	0.115536	0.029383	0.410495	0.060697	0	2.460058
2.181791	688.342148	9.343537	0.1877	0.694245	0.406558	1	2.05516	0.892508	0.12879	0.976809	0.046195	0	0	0	0.155112	0.351213	0	USER_007132	0.359447	14.060931	0.618392	3.689552	1.509491	0.10565	27.72424	0.705434	0.712306	8.291475
0	651.721958	2.151479	0.822448	0.905589	0.377885	1	7.899145	1	0.008866	0.26281	0.094544	0.197311	0.15345	0.166813	0.006188	0.547206	0	U_SYN_4299	0.516683	2.139522	0.56338	1	0.365292	0.186267	0.144352	0.105228	0	4.081351
1.79912	623.069307	6.936479	0.127239	0.73181	0.318881	3	2.120581	0.769925	0.113746	0.447665	0.42215	2	0	1	0.039108	0.310397	1	USER_003960	0.135695	9.493106	0.375461	7.123798	0.119138	0.055988	23.62283	1.172018	0.50431	2.323941
0	481.450761	3.039313	0.494682	0.498782	0.581126	0	4.967178	0.910517	0.007286	0.308915	0.033159	0.197842	0.095351	0.138406	0.00869	0.750609	0	U_SYN_3653	0.311869	5.075822	0.208927	0	0.157576	0.20898	0.892505	0.123751	0	1.54911
2	583.503349	0.932297	0.459558	1.172163	0.321794	3	10	1	0.006707	0.287484	0.054846	0.651368	0.488566	0.613824	0.007434	0.413918	0	U_SYN_5872	0.606043	0.732844	0.794968	3	0.44518	0.293652	0.162137	0.34198	0.156288	6.060427
0	660.654468	2.314982	0.393745	1.373323	0.383525	0	7.309234	0.972921	0.004496	0.296449	0.002698	0.018626	0.082838	0.151825	0.004513	0.313339	0	U_SYN_4838	0.475604	1.571266	0.846618	0	0.163043	0.163734	0.538266	0.041271	0	3.476304
8.169429	498.616576	0	0.725895	0.804141	0.334623	4	10.320931	0.337933	0.293442	0.03177	0.150986	0	0	0	-0.000698	0.588902	1	USER_007283	0.664593	-0.460628	0.265951	8.019612	1.756323	0.424594	0	0.438641	0.275516	1.113045
15	682.763924	0.5	0.317558	0.22505	0.469463	3	7.420059	0.543543	0.003806	0.210159	0.062141	0.513112	0.453306	0.459431	0.004906	0.887475	1	U_SYN_7598	0.773611	1.538224	0.119398	5	0.529263	0.235228	0.160191	0.472508	0.22505	5.740238
0	661.586076	2.369354	0.642901	1.763633	0.178388	0	9.07067	1	0.009485	0.427215	0.0595	0.124962	0.019387	0.040809	0.002661	0.118183	0	U_SYN_7377	0.62659	1.271363	1.449023	0	0.260352	0.214651	0.150933	0.043305	0	5.683588
0	617.635096	2.873887	0.206658	0.381593	0.517714	0	5.689028	0.939572	0.008524	0.375911	0.052573	0.085654	0.05809	0.295709	0.007689	0.809203	0	U_SYN_3036	0.205568	5.967457	0.184037	0	0.069491	0.086849	1.180375	0.067294	0	1.169482
0	663.612463	2.019308	0.405148	0.86701	0.437676	0	8.444015	1	0.005568	0.356828	0.005562	0.115305	0.022008	0.26487	0.005204	0.566495	0	U_SYN_1789	0.389317	2.088197	0.48754	0	0.19117	0.131934	0.525733	0.041194	0	3.287397
2.960939	593.282171	5.589267	0.226643	0.795693	0.263123	0	3.316339	0.423943	0.088945	0.201731	0.058147	0	0	2	0.023261	0.046298	0	USER_005033	0.210364	7.558606	0.666041	0.02084	2.679496	0.098189	20.593022	-2.292582	0.780423	5.167315
1.627804	456.175451	6.574494	0.255977	0.750094	0.243644	0	5.129012	0.557736	0.287147	0.185561	0.058894	0	0	1	0.087824	0.049826	0	USER_006629	0.194716	7.427656	0.989854	0.950692	0.717334	0.139425	24.863295	-1.063759	0.644056	2.900126
7	818.399334	1.907432	0.62466	2.14646	0.330223	5	10	0.749662	0.003377	0.356766	0.034684	0.947996	0.818745	0.821813	0.007813	0	1	U_SYN_13739	0.85632	0.849083	1.437649	7	0.311174	0.049201	0.236418	0.630158	1.001681	8.563199
2	846.069144	2.200624	0.267693	0.830299	0.516081	0	8.34046	0.90959	0.005634	0.240392	0.041527	0.15962	0.040215	0.276949	0.009317	0.584851	0	U_SYN_13662	0.3733	2.365503	0.401797	0	0.116357	0.002668	0.831681	0.096114	0.110706	3.113498
0	753.87279	10	0.37474	1.361095	0.286854	0	7.132951	0.964104	0.003267	1.19245	0.079917	0.005302	0.096513	0.180732	0.006584	0.319452	0	U_SYN_3088	0.404443	6.84418	0.97066	0	0.037103	0.070687	1.793582	0.044903	0	2.884873
5	611.30159	8.761387	0.360847	0.720759	0.478253	0	6.619812	0.935425	0.006245	1.050979	0.097112	0.172454	0.065766	0.025528	0.007546	0.63962	0	U_SYN_6720	0.374976	10.674731	0.376054	0	0.040721	0.162738	2.678151	0.097296	0.240253	2.48227
0	667.07989	2.342833	0.300351	0.203623	0.595121	0	4.980591	0.964732	0.006617	0.368756	0.039541	0.13627	0.015436	0.189076	0.009163	0.898188	0	U_SYN_7195	0.212702	7.71625	0.082443	0	0.122952	0.070741	0.9755	0.059619	0	1.059382
0	800.997961	5.136662	0.196137	2.108147	0.062323	0	9.893214	1	0.00087	0.526577	0.050913	0.19996	0.098364	0.158442	0.001978	0	0	U_SYN_9267	0.518663	2.326232	1.976761	0	0.037455	0.04621	0.257342	0.089497	0	5.131242
0	771.605173	5.430039	0.339128	0.326121	0.555392	0	6.605655	0.910436	0.006032	0.690213	0.024929	0.178334	0.068891	0.250814	0.007136	0.836939	0	U_SYN_12872	0.203129	12.742945	0.144996	0	0.061325	0.028953	1.993058	0.109993	0	1.341798
1.213956	646.263536	6.582537	0.123987	0.742234	0.386004	1	1.005193	0.658196	0.252917	0.44574	0.276178	0	0	0	0.193472	0.442371	0	USER_004517	0.144845	7.519546	0.121138	1.98034	0.600471	0.053655	20.20825	-0.731737	0.734691	8.979524
0	747.997704	3.343943	0.129092	0.234869	0.535467	0	4.537613	0.992354	0.007387	0.39018	0.038418	0.066422	0.037063	0.264438	0.008799	0.882566	0	U_SYN_14746	0.143774	9.985837	0.109104	0	0.037484	0.026664	1.559423	0.034104	0	0.652393
0	397.403872	4.797166	0.426939	1.341785	0.391699	0	6.49718	0.991896	0.008837	0.610997	0.084275	0.105712	0.057454	0.16164	0.008454	0.329108	0	U_SYN_7464	0.437279	3.327242	0.816209	0	0.087181	0.359837	1.076807	0.052192	0	2.841078
5	534.49915	4.374849	0.39465	0.639416	0.335514	0	6.832963	0.860159	0.001703	0.61137	0.08766	0.142518	0.045366	0.21771	0.00375	0.680292	0	U_SYN_2825	0.390972	5.91663	0.424883	0	0.088193	0.224277	0.888547	0.112302	0.213139	2.671499
0	718.408398	2.671295	0.547267	1.67867	0.059806	0	9.897608	0.915717	0.006787	0.280938	0.015063	0.037546	0.085306	0.277536	0.00328	0.160665	0	U_SYN_9230	0.572083	1.50185	1.578276	0	0.197477	0.136875	0.072328	0.070569	0	5.66225
3.502975	419.868227	1.090552	0.42097	0.730597	0.667674	6	6.260185	0.304541	0.491578	0.447302	0.370888	1	0	0	0.096499	0.327433	1	USER_006373	0.294655	0.760423	0.161711	13.532705	5.254793	0.230437	1.812094	-1.34886	0.271437	1.81177
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0.384772	533.845182	5.23979	0.108522	0.477227	0.465593	1	3.507608	0.505941	0.320033	0.468821	0.266194	1	0	1	0.018079	0.433819	0	USER_005884	0.09906	5.193377	0.303838	2.801557	3.136351	0.056942	14.000915	-2.231162	0.743262	2.477681
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7	850	1.062404	0.532322	1.474728	0.402184	3	8.390888	0.959479	0.007153	0.11638	0.04129	0.589468	0.494996	0.555386	0.008725	0.262636	0	U_SYN_2784	0.766699	0.674659	0.881616	5	0.457949	0	0.19983	0.341547	0.688206	6.433288
2	649.323541	2.178868	0.345747	0.290129	0.604031	0	4.633609	1	0.007831	0.324688	0.087286	0.175246	0.045274	0.260736	0.010288	0.854935	0	U_SYN_13023	0.289513	5.584987	0.114882	0	0.151719	0.105634	0.861064	0.066156	0.038684	1.34149
4.898347	440.640815	2.839788	0.3815	0.781019	0.518134	2	5.956465	0.253749	0.367479	0.689717	0.255861	2	0	0	0.094938	0.736329	0	USER_008872	0.377623	0.940834	0.661639	7.528224	0.090262	0.281061	6.84198	-0.675974	0.441626	2.116802
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0	679.728709	0.576214	0.456669	1.377509	0.391072	2	10	1	0.007648	0.104043	0.078161	0.472663	0.336083	0.511212	0.004801	0.311246	0	U_SYN_8515	0.708267	0.38999	0.838804	2	0.675333	0.219268	0.122435	0.242624	0	7.082671
2	553.198704	4.88795	0.37225	0.417825	0.493745	0	6.922862	0.971968	0.004573	0.550888	0.084164	0.021095	0.0146	0.014277	0.008435	0.791088	0	U_SYN_1344	0.275337	9.439393	0.211526	0	0.07463	0.148582	1.51501	0.021922	0.05571	1.906118
2.172243	660.707709	8.920815	0.137034	0.618148	0.17811	1	1.560984	0.784504	0.103176	0.518695	0.023001	0	0	1	-0.09699	0.540873	0	USER_008033	-0.043515	12.956961	0.623381	1.516632	1.393668	-0.014976	36.659658	-0.03671	0.137507	7.430333
7	715.977476	0.726233	0.385466	0.39297	0.429799	4	8.185364	0.813036	0.002571	0.195502	0.065193	0.808288	0.668211	0.52167	0.007145	0.803515	0	U_SYN_12649	0.576296	1.47318	0.224072	6	0.466535	0.14043	0.191817	0.517735	0.183386	4.717195
0	565.16222	1.601881	0.500891	0.436471	0.448573	0	5.739056	1	0.008314	0.224291	0.048007	0.004396	0.015132	0.067154	0.008307	0.781765	0	U_SYN_372	0.355078	2.985963	0.240682	0	0.294316	0.18389	0.35864	0.005858	0	2.037814
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6.117979	524.248186	6.263783	0.458127	0.749218	0.371371	0	4.090072	0.476451	0.374864	0.001365	0.182126	1	0	3	0.17423	0.430657	0	USER_002757	0.408041	5.85325	0.577972	1.098675	0.474852	0.241673	19.687966	-1.436848	0.964616	5.033894
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0	561.042352	3.189933	0.261533	0.566095	0.603982	0	7.498626	0.848773	0.000782	0.499573	0.024917	0.052485	0.002823	0.110198	0.009508	0.716953	0	U_SYN_12359	0.25247	4.789008	0.224184	0	0.079495	0.132642	1.422774	0.077083	0	1.893182
2	577.03536	0.5	0.307887	0.511801	0.679591	1	5.071628	1	0.009998	0.078107	0.065227	0.266186	0.209708	0.203892	0.011611	0.7441	0	U_SYN_11662	0.56806	0.817259	0.163986	1	0.513145	0.281928	0.235177	0.142768	0.06824	2.880987
5	635.068658	4.750764	0.39216	0.921694	0.482779	0	5.084915	0.805684	0.007449	0.65142	0.062888	0.073131	0.045278	0.286778	0.007734	0.539153	0	U_SYN_5302	0.443218	4.649887	0.47672	0	0.080845	0.173202	1.394123	0.113249	0.307231	2.253724
0.496356	637.761446	7.890807	0.045552	0.887152	0.248753	1	1.030276	0.781587	0.238139	0.587718	0.356421	1	0	1	0.140199	0.718389	0	USER_001110	0.059262	11.313725	0.945398	4.655987	0.936656	0.022869	29.639735	-1.196168	0.878083	0.477399
0	791.474534	1.509974	0.15151	0.770428	0.465265	1	5.995736	0.938786	0.00373	0.277058	0.074751	0.226257	0.186326	0.19167	0.005812	0.614786	0	U_SYN_11415	0.323764	1.734749	0.411975	1	0.094107	0.034452	0.596097	0.14826	0	1.941204
5	678.19343	1.444903	0.259051	0.734951	0.460336	1	6.460973	0.682233	0.00699	0.196561	0.067278	0.23953	0.165355	0.372435	0.008063	0.632525	0	U_SYN_1244	0.454163	1.730524	0.396626	1	0.167681	0.14187	0.492836	0.248573	0.244984	2.934337
2	499.183079	0.662549	0.794054	2.565981	0	4	10	0.932662	0.006445	0.208446	0.092251	0.706125	0.590982	0.510067	0.002175	0	1	U_SYN_4365	1.053691	0.24852	2.565981	4	1.041315	0.672095	0	0.416067	0.342131	10.536905
2.849046	629.709428	0.178591	0.462712	0.852475	0.238671	2	7.150818	0.736518	0.16896	0.38518	0.076994	0	1	0	-0.08189	0.384405	1	USER_005827	0.308924	-0.178317	0.959866	3.269896	0.861064	0.123733	0.679835	0.008845	0.66503	9.589232
7	751.294288	2.142531	0.712162	1.141044	0.41462	3	8.506673	0.668312	0.006222	0.270384	0.010366	0.565094	0.440184	0.523811	0.007698	0.429478	0	U_SYN_1195	0.671042	1.726393	0.667945	5	0.31757	0.120429	0.255697	0.434259	0.532487	5.708337
0	463.848664	1.738254	0.47978	1.539469	0.351981	2	8.08817	0.943692	0.001505	0.362824	0.048374	0.429603	0.370166	0.507883	0.005245	0.230265	0	U_SYN_2990	0.560627	1.060254	0.997606	2	0.260998	0.393612	0.318287	0.262454	0	4.534445
2	642.52187	4.842902	0.569721	0.679322	0.29855	0	8.974646	0.920033	0.003084	0.586147	0.047374	0.133036	0.091499	0.061661	0.007745	0.660339	0	U_SYN_4953	0.387243	6.214251	0.47651	0	0.11526	0.146081	0.622118	0.099348	0.090576	3.475366
2.207769	483.730649	4.915381	0.327342	0.758278	0.435752	4	4.938593	0.265691	0.372653	0.734917	0.324825	0	0	1	0.009007	0.767078	1	USER_008030	0.274239	4.228545	0.977817	7.028034	0.695353	0.182628	13.867462	-2.039282	0.921911	5.23454
0	493.090098	1.581459	0.298487	0.796715	0.452297	1	6.301097	0.909969	0.007946	0.275547	0.015773	0.320787	0.151274	0.408718	0.008818	0.601642	0	U_SYN_1423	0.367834	1.763613	0.436364	1	0.177517	0.238697	0.501784	0.177631	0	2.317755
5.999336	606.421988	6.558057	0.188479	0.881785	0.269754	1	1.189078	0.65424	0.121679	0.465839	0.305334	0	0	1	0.010948	0.207176	1	USER_000704	0.2206	9.36378	0.035842	3.039429	0.695394	0.097697	23.944978	2.318514	0.779186	2.378438
2.704679	585.885565	4.583412	0.457612	0.852621	0.307011	1	4.151948	0.339358	0.152686	0.686697	0.023543	0	0	0	-0.163267	0.178143	1	USER_001719	0.342072	3.822452	0.620249	2.803916	1.995468	0.164266	15.881279	0.145353	0.539422	5.863584
0.050272	691.987019	12.503701	0.008226	0.498558	0.395799	0	2.465287	0.89981	0.373919	0.555737	0.046786	0	0	0	0.34929	0.455526	0	USER_000705	-0.01493	20.78308	0.284042	-1.284547	0.372767	-0.004289	37.773761	0.333884	0.013172	4.300508
10	569.278432	2.990062	0.407187	1.11204	0.207906	3	7.97435	0.716334	0.004056	0.47211	0.036228	0.542763	0.503901	0.470773	0.004322	0.44398	1	U_SYN_256	0.609288	2.466966	0.88084	5	0.131773	0.310982	0.368524	0.427466	0.74136	4.858673
0	768.590826	1.802111	0.562463	0.665881	0.324075	0	6.448952	1	0.008354	0.324148	0.060198	0.035399	0.08494	0.244839	0.007576	0.66706	0	U_SYN_8205	0.407061	2.352992	0.450085	0	0.295705	0.060252	0.25553	0.036102	0	2.625119
1.632408	648.780888	6.58532	0.419757	0.85282	0.241745	2	2.531946	0.509174	0.06454	0.730633	0.421395	1	0	0	-0.098718	0.748568	1	USER_008622	0.220813	9.459783	0.544772	5.969217	1.473063	0.080785	24.966745	-0.903567	0.997645	9.73782
0	568.186578	3.028475	0.282318	0.188782	0.587721	0	5.735399	0.982158	0.001801	0.415393	0.084344	0.105942	0.032152	0.020476	0.008463	0.905609	0	U_SYN_8480	0.186381	10.487081	0.077831	0	0.090241	0.095499	1.277402	0.048565	0	1.068967
0	789.694346	1.898005	0.401344	0.934455	0.383552	1	8.118287	1	0.007145	0.386964	0.029393	0.300429	0.148164	0.171448	0.006161	0.532773	0	U_SYN_6287	0.407394	1.834787	0.576043	1	0.200873	0.044669	0.435812	0.134578	0	3.307343

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