Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	561.425194	9.248682	0.628221	2.190981	0.267541	0	10	0.957841	0.006481	1.035834	0.015766	0.011742	0.042706	0.069576	0.005507	0	0	U_SYN_14003	0.648056	4.036996	1.604803	0	0.067199	0.340023	0.91993	0.033198	0	6.48056
0	816.291365	4.755879	0.27949	0.651758	0.444085	0	5.152646	0.971205	0.006742	0.504398	0.066519	0.174014	0.026691	0.011313	0.004936	0.674121	0	U_SYN_4382	0.255386	6.326345	0.362322	0	0.057557	0.015652	1.521727	0.071729	0	1.315913
0	591.13083	2.549563	0.271143	0.405325	0.416734	0	5.915357	1	0.003822	0.384642	0.002386	0.144972	0.05548	0.164913	0.005163	0.797337	0	U_SYN_2258	0.237892	5.045389	0.236412	0	0.102335	0.111969	0.774404	0.060136	0	1.407217
0	570.932636	1.150717	0.171145	0.651175	0.444035	2	6.854115	1	0.00962	0.186574	0.040923	0.354201	0.354777	0.441317	0.008685	0.674412	0	U_SYN_5318	0.341487	1.531888	0.362031	2	0.136837	0.173269	0.42351	0.212693	0	2.34059
0	699.294981	4.471487	0.109633	0.616917	0.667491	0	5.585682	1	0.003956	0.582181	0.034088	0.007253	0.025269	0.14415	0.010869	0.691542	0	U_SYN_5854	0.200023	6.237109	0.20513	0	0.023982	0.054808	2.657461	0.009756	0	1.117262
0.143582	591.0482	8.174521	0.085761	0.892681	0.210855	2	1.676575	0.819331	0.488686	0.974937	0.18973	0	0	0	-0.077934	0.363019	1	USER_004536	-0.019902	10.094943	0.068537	5.164591	1.628653	-0.00937	32.254417	0.302921	0.957002	8.815597
10	809.608929	0.5	0.61195	1.790347	0.24327	4	10	0.736983	0.005768	0.222843	0.083356	0.807993	0.608082	0.464243	0.004867	0.104827	1	U_SYN_9476	1.074988	0.264502	1.35481	6	1.019916	0.078945	0.0472	0.530029	1.193564	10.749876
7.08079	614.011543	5.307087	0.212474	0.869032	0.237094	0	3.087408	0.544985	0.442144	0.359052	0.068128	2	0	0	0.120705	0.863223	0	USER_002990	0.062374	6.840152	0.191596	0.992068	1.398129	0.026763	20.244053	-1.677788	0.797173	8.326859
2	637.194882	1.287332	0.646552	1.18736	0.310239	2	8.213166	0.916134	0.007742	0.223138	0.066698	0.417485	0.304462	0.328152	0.007419	0.40632	0	U_SYN_9554	0.615599	0.999979	0.818994	2	0.46604	0.238187	0.141161	0.250131	0.158315	5.056017
9.297159	643.59041	5.805303	0.160142	0.885553	0.506608	1	3.162247	0.583975	0.224289	0.096083	0.100003	0	0	1	0.071069	0.032216	0	USER_003366	0.309457	8.150602	0.616861	1.883819	2.732777	0.116136	14.321436	0.077942	0.998249	5.836998
7	675.481922	0.701664	0.933624	2.371119	0.088819	5	10	0.600806	0.002528	0.161703	0.08756	0.935308	0.808296	0.717003	0.004745	0	1	U_SYN_9904	1.143792	0.283946	2.16052	7	1.164608	0.362932	0.004137	0.682759	1.106522	11.437921
2.19192	577.128452	5.420859	0.265211	0.690804	0.377334	1	3.021584	0.657892	-0.089719	0.784776	0.237502	1	0	0	0.008724	0.253976	1	USER_007776	0.299122	5.694543	0.828804	4.342478	1.832957	0.148404	16.87692	-1.15771	0.275864	4.229881
0	533.997962	9.395268	0.352494	1.724293	0.321175	0	8.019863	1	0.000369	0.973727	0.094884	0.186783	0.018371	0.022298	0.007117	0.137853	0	U_SYN_5733	0.47167	5.150087	1.170494	0	0.037123	0.270998	1.953863	0.061546	0	3.782728
7	491.10104	0.5	0.237638	1.250258	0.310944	3	8.694212	0.726889	0.006866	0.181582	0.047121	0.601975	0.51216	0.439921	0.00705	0.374871	1	U_SYN_5769	0.794676	0.3703	0.861499	5	0.396064	0.518561	0.118526	0.443485	0.583454	6.909085
0	691.762152	1.62096	0.514734	0.973673	0.459125	2	7.618797	0.957181	0.009542	0.183846	0.075057	0.447434	0.317271	0.241647	0.005125	0.513163	0	U_SYN_12646	0.465369	1.509733	0.526636	2	0.299097	0.133889	0.361146	0.246539	0	3.545553
1.934007	714.634123	7.757362	0.139312	0.767377	0.378902	1	1.31932	0.828373	0.066311	0.131417	0.416903	1	0	0	0.19344	0.922035	1	USER_000321	-0.106007	12.417483	0.722429	4.948414	0.848496	-0.02609	24.090395	0.876718	0.35832	2.026779
2.454727	677.442336	8.896946	0.250325	0.808204	0.052179	2	1.973346	0.894648	0.174213	0.623525	0.13693	0	0	2	0.133735	0.565259	0	USER_009938	0.355512	13.010428	0.739502	4.474165	2.008628	0.111539	42.163577	2.15745	0.326092	8.859314
1.672216	571.917446	4.932745	0.37001	0.924528	0.662315	4	5.969196	0.538633	0.290414	0.160608	0.189878	3	0	1	0.129223	0.637051	1	USER_008442	0.218648	5.219881	0.97192	11.380897	1.843497	0.110549	8.328571	-0.784239	0.53114	6.697865
2.203395	525.80283	1.448963	0.912029	0.81658	0.492873	4	10.229735	0.118774	0.368899	0.994525	0.48682	0	1	0	0.012717	0.919746	1	USER_000698	0.791778	0.828332	0.884369	9.670505	0.575808	0.466713	3.674043	0.391939	0.047094	6.159032
5	680.397018	0.92051	0.573651	0.723254	0.628799	0	7.817489	0.729874	0.005567	0.168832	0.056766	0.100854	0.063193	0.040983	0.008636	0.638373	0	U_SYN_13425	0.612727	1.118135	0.268473	0	0.562122	0.188946	0.246778	0.157264	0.241085	4.789984
0	651.535345	10	0.78673	0.901757	0.423069	1	6.371614	0.848868	0.001972	1.10902	0.022828	0.245724	0.168844	0.150732	0.005529	0.549122	0	U_SYN_8741	0.436172	9.982464	0.520251	1	0.077894	0.157391	0.902279	0.184823	0	2.779122
1.410131	643.638345	7.293453	0.269838	0.720183	0.354996	1	4.086195	0.687337	0.18528	0.007899	0.171195	1	0	1	-0.059714	0.315983	1	USER_001480	0.116332	8.879173	0.93521	2.768095	2.147696	0.043648	23.521521	-0.10987	0.938415	6.443585
0	563.935087	3.162798	0.606883	1.254618	0.456119	0	8.571514	1	0.006159	0.402998	0.03162	0.075572	0.062842	0.226597	0.0081	0.372691	0	U_SYN_8462	0.494286	2.334827	0.682363	0	0.186001	0.257087	0.567115	0.041524	0	4.236776
5	726.331945	7.153828	0.561229	1.435201	0.28352	0	7.272199	0.988963	0.007868	0.910987	0.069024	0.19573	0.043514	0.062239	0.005431	0.2824	0	U_SYN_7986	0.58298	4.659865	1.028293	0	0.07737	0.131084	0.889939	0.076188	0.4784	4.23955
1.17694	563.684897	8.192316	0.27751	0.761313	0.370543	1	2.999682	0.652939	0.163735	0.599322	0.003173	1	0	0	0.178145	0.384755	1	USER_000012	0.212986	8.577859	0.451525	2.70767	1.07114	0.110875	25.783545	0.409242	0.07655	0.890777
0	725.802738	4.805071	0.580589	1.914572	0.245948	0	8.592751	1	0.003193	0.500797	0.028626	0.128875	0.017869	0.26337	0.003749	0.042714	0	U_SYN_13096	0.597865	2.385158	1.443686	0	0.118365	0.135006	0.495659	0.044023	0	5.137307
3.567694	674.107618	5.489057	0.246543	0.626435	0.229696	1	0.319004	0.656053	0.179889	0.250862	0.000378	0	0	0	0.053113	0.803999	0	USER_006855	0.006677	9.045798	0.095463	3.687697	1.09154	0.002135	21.141219	-0.582971	0.172874	8.101521
7	662.67706	4.003167	0.181891	0.120148	0.354803	1	4.556268	0.727013	0.009387	0.431858	0.002198	0.195049	0.2107	0.118111	0.004808	0.939926	0	U_SYN_3574	0.26734	18.183985	0.077519	3	0.044329	0.091052	1.161989	0.230919	0.056069	1.218072
8.12474	488.08414	5.062749	0.401782	0.789325	0.400725	6	6.498586	0.260261	0.343238	0.125993	0.145206	1	0	1	0.114462	0.153496	1	USER_000234	0.342959	3.358917	0.06575	12.812133	0.922287	0.225677	15.169902	2.13217	0.063162	7.429924
4.299317	659.707603	7.914929	0.10003	0.778994	0.41975	1	1.209548	0.611874	0.106883	0.113877	0.146345	1	0	1	-0.006342	0.610176	0	USER_009290	0.05819	10.706634	0.674672	2.353382	0.523261	0.020133	22.963183	0.909488	0.082048	1.861276
10	752.847901	0.5	0.523053	1.159118	0.245736	2	10	0.568973	0.009163	0.14214	0.054327	0.488588	0.320364	0.355312	0.006043	0.420441	0	U_SYN_7407	0.922073	0.397103	0.874281	4	0.871755	0.162875	0.058602	0.415097	0.772745	9.220728
7	651.69062	3.077681	0.750427	1.953462	0.052717	4	10	0.746378	0.008523	0.455829	0.062669	0.708034	0.664496	0.542101	0.003409	0.023269	0	U_SYN_5308	0.81876	1.498777	1.85048	6	0.236156	0.295214	0.040493	0.513208	0.911616	8.187595
0	670.507758	2.062839	0.468544	1.516244	0.375084	0	6.393837	1	0.00109	0.392396	0.095845	0.142596	0.028543	0.214924	0.008239	0.241878	0	U_SYN_12544	0.536283	1.276316	0.947525	0	0.216634	0.175016	0.411207	0.051342	0	3.428908
10.846632	589.640185	6.053409	0.238109	0.851704	0.361778	1	3.907278	0.464488	0.359679	0.218432	0.408439	1	0	2	-0.043579	0.601979	1	USER_005001	0.332702	7.188816	0.574988	1.782875	2.630443	0.157495	19.317105	-0.716309	0.670465	2.838036
0	850	3.517868	0.917276	1.162621	0.487041	2	9.17975	1	0.004133	0.407676	0.022966	0.506507	0.361782	0.402914	0.006649	0.418689	0	U_SYN_7313	0.562988	2.786163	0.596377	2	0.25354	0	0.141736	0.260487	0	5.16809
0	564.282763	8.678914	0.277006	1.095689	0.397966	0	7.272189	0.961745	0.004504	0.941828	0.06759	0.159503	0.095749	0.191082	0.006127	0.452155	0	U_SYN_2648	0.325022	7.258503	0.659643	0	0.031554	0.168844	2.497154	0.091877	0	2.363619
0	564.152411	0.900989	0.400882	1.070718	0.429782	1	6.46264	1	0.005836	0.172466	0.000924	0.326417	0.219605	0.349847	0.006254	0.464641	0	U_SYN_2586	0.534211	0.769604	0.610542	1	0.400486	0.277641	0.231996	0.163807	0	3.452411
3.448558	538.649415	6.687018	0.220971	0.694358	0.478777	2	5.244852	0.441712	0.318274	0.137135	0.024798	1	0	2	0.02104	0.267225	0	USER_000458	0.268863	6.396107	0.469417	4.803871	0.071332	0.152201	17.427136	-0.452976	0.706876	9.68314
5	776.680361	5.093416	0.572457	1.551765	0.178544	0	8.325327	0.837959	0.001754	0.593984	0.090308	0.047261	0.051814	0.265329	0.003042	0.224118	0	U_SYN_8903	0.6206	3.083621	1.274706	0	0.110227	0.082731	0.388809	0.094539	0.517255	5.1667
0.550116	794.428725	9.107167	0.031813	0.864496	0.122383	0	-0.22102	1	0.052584	0.030461	0.424917	0	0	0	-0.085846	0.328006	0	USER_008551	0.116277	18.900275	0.597945	-1.219047	3.81508	0.011748	39.963013	0.600429	0.43634	4.967515
5.038383	552.381927	4.041341	0.165846	0.744358	0.441362	1	3.55956	0.486238	0.166979	0.795697	0.441484	4	0	1	-0.254963	0.584473	1	USER_004441	0.13189	4.11111	0.334835	5.792078	4.225564	0.071369	11.288223	-0.797606	0.712024	9.029619
7	522.4129	0.5	0.690547	0.602463	0.641508	4	8.460884	0.603507	0.009916	0.141469	0.06507	0.657037	0.592538	0.734658	0.010279	0.698768	1	U_SYN_6576	0.80099	0.711781	0.215978	6	1.150911	0.47708	0.099258	0.53347	0.28115	6.777084
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2	713.733304	5.272614	0.529958	0.758634	0.487799	0	7.579993	0.889667	0.004437	0.646314	0.077149	0.192558	0.041568	0.186414	0.007479	0.620683	0	U_SYN_5692	0.38794	6.140699	0.388573	0	0.098641	0.096115	1.208937	0.114371	0.101151	2.940583
2.124609	508.793811	7.174003	0.195853	0.526903	0.390067	2	5.550614	0.484571	0.380816	0.111129	0.415087	2	0	2	0.173838	0.961819	1	USER_002738	0.204785	7.27015	0.651021	7.805423	0.152822	0.127043	21.878304	0.434535	0.689164	5.62272
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2	617.079544	2.347828	0.349908	1.026734	0.571376	0	7.791193	0.863875	0.006191	0.25901	0.030876	0.193446	0.01721	0.266512	0.00937	0.486633	0	U_SYN_9116	0.432024	2.083746	0.440083	0	0.142946	0.182959	0.872094	0.117647	0.136898	3.365985
0	584.798588	2.943628	0.542389	0.828021	0.550203	0	8.538652	1	0.00795	0.438431	0.000542	0.165454	0.026054	0.104365	0.010365	0.58599	0	U_SYN_14313	0.394032	3.171941	0.372441	0	0.178205	0.189996	0.741143	0.057452	0	3.364502
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10	655.520801	0.5	0.331664	0.435966	0.541238	3	6.678379	0.69473	0.000338	0.124378	0.021013	0.521748	0.435173	0.480027	0.007986	0.782017	0	U_SYN_1754	0.720026	0.932894	0.200005	5	0.552773	0.2546	0.180865	0.409184	0.290644	4.808605
1.476967	516.545615	4.268677	0.161749	0.875848	0.728518	3	5.328261	0.31653	0.278146	0.318403	0.214764	2	0	1	-0.050352	0.938252	1	USER_007621	0.081331	3.604709	0.620821	7.512553	1.587368	0.049309	5.794339	0.163026	0.580141	9.45727
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0	542.165521	4.393387	0.483049	2.121523	0.06555	0	8.471752	0.957044	0.000571	0.470635	0.056598	0.017834	0.042552	0.292315	0.005289	0	0	U_SYN_9266	0.613729	1.977647	1.982457	0	0.107502	0.343504	0.148875	0.035298	0	5.199361
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2.220275	690.121147	8.389179	0.145669	0.780288	0.259807	0	1.231781	0.885237	0.366631	0.481668	0.237622	1	0	1	0.033989	0.211676	0	USER_008549	0.068287	13.553692	0.175731	3.329997	3.020253	0.01985	31.048063	0.234387	0.79832	8.153118
0	729.543271	1.650933	0.051584	0.250015	0.48417	2	8.582969	1	0.008037	0.329492	0.01187	0.348621	0.320258	0.317732	0.008978	0.874992	0	U_SYN_5372	0.179703	4.716743	0.128966	2	0.029461	0.039357	0.758098	0.200663	0	1.542387
0	765.221366	0.7739	0.43198	0.493441	0.643637	2	6.045832	0.829271	0.006813	0.276418	0.062036	0.325836	0.355772	0.454636	0.008566	0.753279	0	U_SYN_1879	0.457141	1.304089	0.175844	2	0.494313	0.070465	0.282937	0.272774	0	2.7638
0.816772	500.544104	5.624965	0.561608	0.823468	0.497341	2	5.311607	0.27061	0.066802	0.900652	0.063524	1	0	0	0.155924	0.822902	1	USER_000545	0.614879	5.01398	0.747264	4.802055	0.926919	0.390679	14.137183	-0.134033	0.736098	0.313734
0.217273	552.645407	5.595059	0.454231	0.93619	0.544616	1	4.417456	0.496056	0.255358	0.387091	0.11447	0	0	2	0.016437	0.605364	1	USER_007333	0.362336	5.704236	0.869256	0.812309	2.378664	0.195895	12.739504	2.324601	0.938215	8.593008
0	606.759881	5.234778	0.146758	1.239235	0.409371	0	7.223683	0.887051	0.006053	0.708814	0.066677	0.022065	0.002407	0.188246	0.005887	0.380382	0	U_SYN_1613	0.329364	3.908782	0.731928	0	0.02751	0.145663	1.828472	0.052521	0	2.379223
0	686.471177	2.149098	0.433551	0.324242	0.450977	0	6.099673	1	0.007498	0.273262	0.093812	0.105506	0.015772	0.221563	0.008188	0.837879	0	U_SYN_5829	0.283838	5.065733	0.178016	0	0.192767	0.084392	0.548999	0.036383	0	1.731321
3.37821	548.316814	3.699708	0.330064	0.869239	0.50897	2	6.006955	0.257173	0.264937	0.951975	0.281271	0	0	0	-0.073509	0.419863	0	USER_001840	0.279083	3.41016	0.760049	2.201033	1.52847	0.153081	9.083336	-0.81807	0.71006	2.474575
7	473.010866	4.689859	0.755065	0.609819	0.393536	3	7.618598	0.88866	0.008478	0.552122	0.082616	0.643954	0.45735	0.612774	0.007888	0.695091	0	U_SYN_11959	0.530238	6.607122	0.369833	5	0.157638	0.363444	0.452059	0.374927	0.284582	4.039672
0.097522	717.253194	7.214779	0	0.5871	0	0	0.417257	0.96721	0.089055	0.009804	0.161444	0	0	0	-0.016924	0.003068	0	USER_008162	0.100802	13.051022	0.780162	-0.443182	1.312254	0.024329	36.073895	-0.503177	0.789141	7.139919
2.596631	489.726329	5.208493	0.202892	0.841857	0.458147	0	3.921678	0.436554	0.14625	0.168924	0.042789	2	0	1	0.056107	0.571534	0	USER_001824	0.226938	4.656483	0.930731	2.068924	1.601363	0.148654	14.11118	-1.347655	0.768786	0.161429
0	660.160772	7.193952	0.637237	0.966701	0.379411	0	8.21232	1	0.007938	0.775277	0.018004	0.098694	0.043307	0.193053	0.005965	0.51665	0	U_SYN_2015	0.411931	6.744116	0.599923	0	0.087365	0.142183	0.990149	0.0426	0	3.382911
2.165333	606.299967	5.884755	0.204248	0.92023	0.444319	1	2.240319	0.636244	0.224961	0.988971	0.133239	0	0	1	-0.070656	0.682427	1	USER_002585	0.180777	7.503587	0.563975	1.620555	1.561564	0.080101	16.350239	0.907289	0.414799	7.933366
0.041425	753.660027	9.384256	0	0.867509	0.153831	0	1.329471	0.869596	-0.09411	0.033063	0.074871	0	0	0	0.058417	0.202012	0	USER_008861	-0.035701	16.983316	0.497352	-1.6169	2.036108	-0.006254	39.703346	0.824687	0.183655	5.961979
0.373154	606.912642	7.877039	0.217243	0.402263	0.36924	1	2.374255	0.630874	0.236445	0.920958	0.338717	1	0	0	0.385474	0.961894	1	USER_005830	0.150622	10.188901	0.726124	3.246154	5.301333	0.066571	24.842602	0.634755	0.011612	1.531521
2	663.054229	1.963598	0.3542	1.422631	0.37298	2	9.724563	1	0.00521	0.279215	0.01568	0.443128	0.296683	0.257983	0.005904	0.288684	0	U_SYN_5756	0.527704	1.289608	0.892018	2	0.171642	0.179367	0.472974	0.221943	0.189684	5.131694
0	622.686786	4.854438	0.533754	1.854051	0.051389	0	9.695256	1	0.004536	0.593588	0.053983	0.062396	0.038239	0.04883	0.002136	0.072975	0	U_SYN_603	0.571304	2.484294	1.758773	0	0.107733	0.236118	0.116313	0.03019	0	5.538942
0	641.027442	9.897123	0.49982	0.395939	0.576812	0	4.40074	0.841177	0.007908	1.129962	0.076093	0.195008	0.092502	0.042323	0.00686	0.802031	0	U_SYN_5329	0.249139	19.956342	0.167556	0	0.049996	0.094661	2.85542	0.149782	0	1.096398
5	634.349535	2.336548	0.272886	0.330578	0.371326	0	4.192552	0.920308	0.008461	0.408495	0.02632	0.125319	0.06066	0.285976	0.007325	0.834711	0	U_SYN_9753	0.330065	5.426534	0.207826	0	0.111997	0.129416	0.630859	0.08767	0.110193	1.383814
3.210487	717.906608	7.365059	0	0.733963	0.340002	0	2.097474	0.616308	0.055376	0.40816	0.288256	0	0	2	-0.073548	0.237293	1	USER_005635	0.026417	12.096833	0.221457	0.030577	0.600886	0.006345	24.304618	-0.313511	0.799044	1.105441
0	662.942168	2.490623	0.766276	0.603406	0.450243	3	7.683929	1	0.003963	0.265614	0.027074	0.481303	0.511926	0.399431	0.005052	0.698297	0	U_SYN_865	0.427766	3.540803	0.331727	3	0.295788	0.145485	0.262095	0.297969	0	3.28692
0.606118	748.81016	11.271136	0.294136	0.744537	0.227009	2	1.614979	0.734983	-0.049838	0.308658	0.48226	1	0	1	0.010284	0.64152	0	USER_004100	0.371175	18.949371	0.307497	4.837584	4.700709	0.068289	43.562431	0.993505	0.022722	5.678357
0	551.662328	1.702678	0.651211	0.544087	0.611024	1	7.362971	1	0.007785	0.345753	0.029734	0.231608	0.188151	0.259662	0.006802	0.727957	0	U_SYN_7012	0.415127	2.643554	0.211637	1	0.361246	0.225178	0.362872	0.125928	0	3.056566

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