Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
12.817822	671.197513	8.088703	0.146882	0.867926	0.27977	4	4.979593	0.716246	0.242353	0.854962	0.284517	0	0	1	-0.203681	0.481066	1	USER_007729	0.190236	11.049988	0.143268	6.141692	2.754491	0.061845	29.128651	-1.088241	0.945363	9.406591
11.307514	530.334709	5.050231	0.295433	0.830076	0.464068	1	3.703664	0.609249	0.294176	0.466288	0.22985	0	0	3	-0.068114	0.515121	1	USER_009039	0.136822	5.678781	0.822786	1.910476	5.594221	0.079522	13.532908	-0.530716	0.499615	9.027635
0	697.787894	1.73339	0.159542	0.334881	0.413084	1	5.074044	1	0.003151	0.216069	0.082928	0.355408	0.164675	0.157861	0.007471	0.832559	0	U_SYN_7923	0.223926	3.985894	0.196547	1	0.08702	0.061971	0.601797	0.156025	0	1.136213
0.636955	790.949782	8.659445	0	0.799706	0.188288	0	-1.291151	0.979289	0.288423	0.761116	0.193269	1	0	0	0.095431	0.953136	1	USER_006440	-0.148106	15.035403	0.941957	1.134072	2.350159	-0.015901	35.14487	-0.525523	0.898626	2.630336
0.224969	557.859303	5.887582	0.181972	0.728237	0.468122	3	3.922365	0.536815	0.354957	0.917432	0.185559	4	0	1	0.159229	0.65552	1	USER_001420	0.207225	5.369512	0.07385	10.514898	0.307998	0.110071	15.65739	-0.176653	0.571379	6.845418
0	640.228911	4.812516	0.184831	0.770775	0.506853	0	7.617238	1	0.009615	0.523678	0.007412	0.198418	0.047588	0.186923	0.009444	0.614613	0	U_SYN_13535	0.250317	5.526706	0.380106	0	0.037624	0.095471	1.98839	0.073802	0	1.906721
0	625.890255	6.532239	0.439767	0.901409	0.449466	0	7.299739	0.987537	0.006049	0.698982	0.053237	0.043359	0.036635	0.013969	0.006215	0.549295	0	U_SYN_10960	0.342368	6.523046	0.496256	0	0.066307	0.139505	1.644857	0.028983	0	2.499194
1.328093	410.330308	2.914154	0.341009	0.817731	0.59948	1	4.796123	0.311732	0.563841	0.7935	0.336983	1	0	1	-0.037318	0.934668	0	USER_003471	0.279938	1.003174	0.013884	2.577429	6.500371	0.223783	5.835882	1.117119	0.376061	7.867991
2	786.274083	3.177488	0.128852	0.416627	0.46096	0	7.064902	0.773238	0.0084	0.415367	0.003561	0.010085	0.043561	0.106318	0.009542	0.791686	0	U_SYN_8847	0.223003	6.150446	0.224579	0	0.039314	0.025838	1.275965	0.106799	0.05555	1.575496
10	664.686321	0.653052	0.5044	0.439794	0.367511	5	6.49125	0.561371	0.008213	0.218891	0.093445	0.98733	0.74619	0.617156	0.005954	0.780103	0	U_SYN_12911	0.704865	1.209816	0.278165	7	0.669807	0.237493	0.118946	0.695508	0.293196	4.575453
2.231725	613.298411	5.394641	0.327039	0.983358	0.18223	0	1.477891	0.767039	0.333842	0.67846	0.293245	0	0	1	0.204358	0.933888	0	USER_007642	0.294475	6.504717	0.821367	-0.132674	2.188337	0.126732	22.057874	1.263072	0.063714	3.056502
0.070598	630.952203	7.258044	0.245573	0.654071	0.416048	0	2.314923	0.573938	0.210341	0.867935	0.065531	1	0	0	0.015188	0.290837	0	USER_005900	0.227881	9.141689	0.350543	0.531886	0.325295	0.090758	21.19173	1.041782	0.689277	9.526422
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0.669476	682.994734	6.048107	0.116161	0.861758	0.196606	0	2.503112	0.789913	0.192902	0.533203	0.190176	0	0	0	0.120096	0.064944	0	USER_001758	0.068244	10.655233	0.630502	-0.103787	2.058456	0.020722	24.295069	1.340061	0.273739	5.363069
2.563463	588.221368	1.407666	0.3044	0.805657	0.315143	2	5.710262	0.675747	0.085632	0.697159	0.0252	1	1	0	0.098596	0.488255	1	USER_001949	0.521773	1.717844	0.546283	5.139406	1.690837	0.248344	4.820252	0.301561	0.559929	1.758131
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0	688.644618	1.694362	0.653502	0.959618	0.326153	1	8.426466	1	0.009907	0.363352	0.058586	0.176004	0.232116	0.39718	0.007103	0.520191	0	U_SYN_10391	0.499435	1.599031	0.646636	1	0.364198	0.146521	0.191482	0.122436	0	4.208468
0	671.112478	2.617176	0.267764	0.820488	0.454141	0	7.786813	0.918141	0.005524	0.350295	0.04168	0.109694	0.070154	0.108509	0.00458	0.589756	0	U_SYN_2960	0.318033	2.843249	0.44787	0	0.098545	0.10344	0.870311	0.086698	0	2.47646
10	652.027189	2.365945	0.680408	1.077266	0.396286	2	7.211445	0.737614	0.005261	0.276292	0.072929	0.428994	0.355787	0.32539	0.004987	0.461367	0	U_SYN_4640	0.70068	2.009695	0.650361	4	0.275922	0.25221	0.299647	0.340389	0.718177	5.052918
2	820.097152	5.645652	0.576475	1.199337	0.44986	0	7.524998	0.906514	0.001707	0.568428	0.067906	0.061887	0.06079	0.099155	0.007518	0.400331	0	U_SYN_2399	0.487619	4.345024	0.659804	0	0.100332	0.026511	1.075648	0.074198	0.159912	3.669332
10	601.386353	1.813879	0.218466	0.7266	0.366117	3	6.411739	0.637043	0.000291	0.376846	0.00313	0.482521	0.486061	0.387467	0.005465	0.6367	1	U_SYN_7310	0.51536	2.194386	0.460579	5	0.114148	0.232955	0.51901	0.435757	0.4844	3.304351
7	762.593033	1.557882	0.849466	0.980776	0.406265	5	9.434812	0.784626	0.009362	0.165088	0.003378	0.91212	0.732688	0.734337	0.008537	0.509612	1	U_SYN_7251	0.711631	1.441447	0.582321	7	0.51238	0.113094	0.095275	0.579592	0.457696	6.714104
2	675.632465	6.269029	0.404268	1.271561	0.370926	0	6.647242	0.854306	0.009731	0.728619	0.003142	0.163888	0.002771	0.21442	0.006235	0.364219	0	U_SYN_5487	0.446995	4.570725	0.799906	0	0.063474	0.141712	1.385283	0.108275	0.169541	2.971282
1.645502	352.38098	1.608487	0.673297	1	0.638229	2	7.194361	0.110083	0.556197	0.725298	0.481751	2	0	3	-0.218015	0.716467	1	USER_008343	0.728627	0.431788	0.32541	7.809658	3.798209	0.659234	2.909518	-0.732702	0.86947	4.695308
8.647361	616.789041	5.286147	0.188833	0.803383	0.405031	2	2.984701	0.453793	0.140861	0.426454	0.290533	2	0	1	0.165163	0.710289	1	USER_006882	0.291841	6.111101	0.046855	5.047095	2.457263	0.123747	15.72547	0.857317	0.625582	1.996201
2	760.191783	3.178081	0.152971	0.560684	0.532756	0	6.383122	0.8308	0.008464	0.484103	0.081977	0.02031	0.052349	0.239755	0.006755	0.719658	0	U_SYN_12000	0.259039	4.810286	0.261976	0	0.046665	0.042298	1.434141	0.089478	0.074758	1.65348
0	499.301282	5.579911	0.500404	2.145823	0.265779	0	9.791294	0.889805	0.006666	0.584422	0.000627	0.137067	0.069644	0.200657	0.007496	0	0	U_SYN_14024	0.614498	2.484572	1.575509	0	0.088101	0.391825	0.740912	0.106091	0	6.016727
0.009293	722.780198	6.830024	0.158371	0.814375	0.168628	1	3.173434	0.976848	0.224765	0.398603	0.148419	1	0	0	0.151027	0.333242	0	USER_005787	0.141465	10.821741	0.212899	1.915245	0.153768	0.032722	28.39145	0.268428	0.205007	3.738439
0.400772	567.703806	4.832349	0.121573	0.685371	0.559146	0	5.280776	0.479969	0.281681	0.301946	0.281089	0	0	0	0.041132	0.477374	0	USER_000052	0.095358	4.715675	0.966389	-0.000972	3.928056	0.048944	10.651809	-0.267394	0.154106	6.812927
7.283685	449.588903	3.274839	0.342661	0.827916	0.514775	2	6.45439	0.389791	0.205714	0.771816	0.052079	1	0	3	0.017375	0.728524	1	USER_001423	0.21947	2.136546	0.263728	6.875916	2.757312	0.159779	7.945167	-1.077686	0.552422	3.067484
0	761.816941	2.02354	0.363143	0.560335	0.50728	0	7.635505	1	0.002739	0.252774	0.063783	0.193341	0.079205	0.22081	0.009488	0.719832	0	U_SYN_9597	0.315192	3.064414	0.276088	0	0.171008	0.050536	0.653734	0.081764	0	2.406653
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0	625.867861	0.691676	0.628793	2.66926	0.122557	1	10	0.983385	0.001777	0.1682	0.048617	0.249176	0.159787	0.205783	0.001847	0	0	U_SYN_6524	0.975119	0.249769	2.342124	1	0.794256	0.397373	0.031467	0.129335	0	9.751186
0	747.024851	2.036949	0.295953	0.60159	0.429	0	6.78324	0.943656	0.007607	0.293764	0.098198	0.000313	0.014693	0.253642	0.004291	0.699205	0	U_SYN_12492	0.302695	2.903335	0.343508	0	0.138493	0.056673	0.615233	0.027039	0	2.053254
0.894258	604.576984	4.975613	0.014739	0.743246	0.414208	0	3.253582	0.76356	0.223668	0.605365	0.447977	0	0	0	-0.011379	0.946746	0	USER_002378	-0.020441	6.037687	0.463462	-0.081927	6.990147	-0.009121	14.573371	0.573925	0.985713	9.015878
2.510196	611.253254	6.077856	0.088453	0.667078	0.194331	1	3.249869	0.812341	0.21079	0.064209	0.315322	0	0	0	0.07426	0.35042	0	USER_007402	0.161034	8.671125	0.229144	3.967122	1.124566	0.069903	24.483707	-0.437393	0.848454	3.085783
7	705.46322	10	0.476578	1.143372	0.453572	3	8.766982	0.868915	0.007572	1.176141	0.069653	0.621399	0.502809	0.388671	0.007525	0.428314	0	U_SYN_6651	0.53145	8.042644	0.62477	5	0.047186	0.139662	2.374094	0.389696	0.533574	4.659212
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7	652.198155	2.707293	0.395546	1.020938	0.469489	1	7.907456	0.633728	0.004688	0.364908	0.070043	0.17353	0.147828	0.134289	0.005351	0.489531	0	U_SYN_7171	0.534094	2.415203	0.541619	3	0.140899	0.192082	0.768288	0.242916	0.476438	4.223328
0	684.087079	8.714526	0.1549	0.315366	0.645812	0	4.606481	0.892412	0.006441	0.873883	0.03979	0.021945	0.035071	0.014785	0.00651	0.842317	0	U_SYN_6791	0.132233	20.980373	0.111699	0	0.017573	0.039889	4.756178	0.06014	0	0.609128
2	705.773883	5.597467	0.721066	1.083241	0.386298	3	6.702409	0.829515	0.008003	0.693963	0.010509	0.555189	0.467742	0.490057	0.005043	0.45838	0	U_SYN_9139	0.508071	4.730624	0.664787	3	0.126559	0.133231	0.603136	0.375073	0.144432	3.405302
0	848.327266	0.731746	0.423685	1.549495	0.301003	3	10	1	0.005287	0.104221	0.058627	0.49675	0.476947	0.378678	0.007799	0.225253	0	U_SYN_4810	0.677462	0.443618	1.083092	3	0.509392	0.00206	0.126938	0.292109	0	6.774623
0	557.897407	0.5	0.524329	2.220795	0.234652	1	9.395474	1	0.003644	0.175977	0.04509	0.256803	0.218661	0.293858	0.00678	0	0	U_SYN_11373	0.934791	0.215443	1.69968	1	0.873882	0.496463	0.055809	0.142639	0	8.782805
3.268737	622.645626	6.679641	0.302678	0.95233	0.233203	1	3.310232	0.491795	0.214928	0.54558	0.30788	0	0	0	0.191524	0.220005	1	USER_001970	0.228711	8.041986	0.843424	3.226266	0.926064	0.094543	25.609639	0.636922	0.7405	1.409088
2.599533	495.303112	3.693147	0.270414	0.816722	0.48616	1	6.152769	0.460262	0.157687	0.258197	0.337069	1	0	1	-0.01301	0.604752	1	USER_009907	0.175444	2.991323	0.111373	1.910079	1.181982	0.113144	9.488434	-0.082005	0.0748	0.380528
0	545.722494	7.181087	0.468663	1.153806	0.452925	0	7.171409	0.942956	0.004691	0.827943	0.010564	0.126991	0.001238	0.041718	0.005086	0.423097	0	U_SYN_2338	0.398829	5.727432	0.631218	0	0.064367	0.220645	1.728169	0.061286	0	2.860163
1.769083	659.693489	7.296122	0.097154	0.821276	0.174264	3	5.291675	0.771622	-0.006122	0.43092	0.16481	0	0	0	0.218617	0.838096	0	USER_007852	-0.048319	9.683469	0.297135	6.731362	2.115811	-0.016719	30.123346	0.285416	0.784584	5.855924
12.725277	617.410552	7.476736	0.236685	0.746204	0.393319	1	3.90309	0.554039	0.164558	0.265403	0.449021	0	0	0	0.045724	0.969406	0	USER_009136	0.127489	9.189311	0.65025	1.86614	0.124587	0.053914	22.679969	-0.338134	0.23826	0.027753
0	706.171103	1.578902	0.390217	0.774642	0.648704	2	6.643172	0.965937	0.000182	0.347396	0.00838	0.406394	0.335735	0.235023	0.009277	0.612679	0	U_SYN_6111	0.391119	1.805197	0.272129	2	0.232424	0.10228	0.624564	0.236264	0	2.598272
5	501.788163	5.15866	0.459601	1.050581	0.348831	0	5.657872	0.97774	0.009014	0.565146	0.015616	0.037503	0.077958	0.220174	0.004461	0.474709	0	U_SYN_7844	0.486029	4.483524	0.684106	0	0.087399	0.307711	0.972449	0.043542	0.350194	2.74989
1.623775	669.162535	9.651869	0.14011	0.528042	0.210665	0	2.536271	0.840325	-0.087627	0.737639	0.231053	0	0	0	0.230031	0.029646	0	USER_003102	0.209883	16.253108	0.042492	0.327134	4.05305	0.069009	38.092792	1.163215	0.138795	2.72471
0	544.867098	3.161688	0.165748	0.248548	0.595566	0	7.05544	1	0.00611	0.446486	0.070035	0.055488	0.070863	0.069886	0.007888	0.875726	0	U_SYN_1885	0.160752	9.071026	0.100521	0	0.050817	0.089183	1.570893	0.037905	0	1.134175
0.766125	659.189872	8.737191	0.230011	0.571549	0.333495	2	2.333151	0.71523	0.144138	0.690776	0.462002	1	0	0	-0.055796	0.397471	0	USER_006901	0.293733	12.659831	0.184866	4.92307	2.295883	0.101904	29.1169	0.949354	0.94541	5.128194
0.481539	670.793188	6.989441	0.038803	0.563932	0.154175	2	2.500395	0.667397	0.023737	0.30445	0.191641	0	0	0	0.150902	0.375962	0	USER_002037	0.111669	11.029392	0.616108	4.476844	1.438694	0.036385	29.559224	-1.673139	0.701848	8.800848
0	726.938676	7.161028	0.83158	0.550645	0.502196	2	8.1409	1	0.003897	0.775277	0.059525	0.471628	0.31062	0.419737	0.009949	0.724677	0	U_SYN_12786	0.387147	11.00604	0.274114	2	0.114526	0.086623	0.605678	0.234674	0	3.151728
2	724.958257	2.504661	0.670681	1.299597	0.428199	0	7.840776	0.85462	0.000923	0.384714	0.071165	0.08198	0.076408	0.244368	0.006009	0.350201	0	U_SYN_5773	0.577909	1.789558	0.743111	0	0.257493	0.131387	0.353193	0.105669	0.17328	4.531256
10.144964	675.966642	5.605679	0	0.568475	0.104383	0	4.246784	0.852321	0.185327	0.269634	0.207826	1	0	0	0.193424	0.804469	0	USER_001331	0.138803	8.531044	0.72822	0.153146	2.775733	0.043921	25.102717	-1.485585	0.955372	9.501886
0	538.887623	4.540379	0.508683	1.01207	0.447555	0	7.95451	0.721437	0.00997	0.562663	0.078807	0.035387	0.081634	0.172358	0.004631	0.493965	0	U_SYN_4323	0.398119	4.082816	0.559113	0	0.109621	0.2252	0.99839	0.146532	0	3.166842
0	704.36809	1.579536	0.08671	0.491414	0.450909	3	6.235112	0.80634	0.009201	0.201889	0.006464	0.63663	0.498717	0.51544	0.007729	0.754293	0	U_SYN_13776	0.243376	2.670781	0.269831	3	0.051627	0.064442	0.650469	0.418068	0	1.517477
0	716.380358	2.483662	0.45038	0.280506	0.698468	0	5.235212	0.974819	0.004594	0.279498	0.069029	0.170579	0.008102	0.161743	0.009863	0.859747	0	U_SYN_13141	0.268625	6.527267	0.084581	0	0.174318	0.065261	0.95346	0.063676	0	1.406306
7	516.072968	0.5	0.613897	1.715218	0.333478	4	9.933397	0.793248	0.002584	0.140541	0.01979	0.651468	0.58299	0.523615	0.008116	0.142391	1	U_SYN_8190	1.000546	0.275449	1.143231	6	1.023162	0.607472	0.064378	0.453038	0.800435	9.938821
0	607.79941	0.942467	0.392467	0.277595	0.530904	2	7.391194	1	0.000765	0.161603	0.019504	0.389668	0.36439	0.411564	0.009066	0.861203	0	U_SYN_1259	0.365112	2.495974	0.130219	2	0.376479	0.160782	0.303985	0.226217	0	2.698611
6.31182	520.588728	4.790836	0.241342	0.659447	0.31342	0	5.54121	0.414906	0.323755	0.221974	0.37953	0	0	0	0.039305	0.157995	1	USER_009493	0.140128	4.234056	0.197597	-1.560167	2.489505	0.083927	16.446459	-0.011489	0.822037	9.085816
2	568.199782	4.720565	0.649004	0.525099	0.447166	0	6.247016	0.789947	0.004363	0.504708	0.010278	0.054794	0.07464	0.245719	0.006366	0.737451	0	U_SYN_2	0.38121	7.551708	0.290293	0	0.134632	0.195318	0.740908	0.122851	0.070013	2.381425

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