Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
5.771332	663.788843	6.175732	0.337106	0.906649	0.240236	1	1.397102	0.55239	0.381573	0.146056	0.333848	1	0	1	-0.022265	0.731973	0	USER_009045	0.306106	7.094108	0.543422	3.566217	2.008237	0.103637	23.460489	-0.936207	0.539027	8.651685
0	602.163328	3.009706	0.427748	0.475074	0.561946	0	4.936402	0.878315	0.006632	0.331838	0.098238	0.089845	0.050935	0.261294	0.007863	0.762463	0	U_SYN_10141	0.287654	5.233602	0.208108	0	0.137553	0.12962	0.967846	0.090908	0	1.419975
0.626972	662.31835	5.218389	0	0.796481	0.195789	1	2.380246	0.715562	0.186436	0.796863	0.236067	0	0	0	-0.099855	0.579885	1	USER_006553	-0.048227	8.319455	0.73822	3.672263	5.558076	-0.016457	20.983435	0.588704	0.876211	4.011891
5	368.169571	2.401671	0.518574	1.137717	0.187342	0	7.605656	0.79673	0.008597	0.336314	0.022171	0.062934	0.037852	0.250703	0.006708	0.431142	0	U_SYN_2889	0.563062	1.940404	0.924575	0	0.207291	0.493274	0.21661	0.111544	0.379239	4.282458
5.966819	641.61366	6.897074	0.283147	0.757428	0.376785	3	3.67642	0.715149	0.190731	0.710559	0.357221	1	0	0	0.058123	0.805292	0	USER_004009	0.254614	8.622983	0.625687	6.114894	0.189223	0.096469	21.491818	0.391075	0.050607	0.194669
0	657.540913	2.782427	0.239411	0.706647	0.527741	0	7.015612	1	0.000764	0.438989	0.048163	0.076845	0.07289	0.266411	0.007833	0.646676	0	U_SYN_788	0.282539	3.449372	0.333721	0	0.083059	0.098868	1.116849	0.044921	0	1.982183
9.486604	663.409164	5.70548	0.164073	0.651632	0.359275	2	0.9757	0.781201	0.046307	0.721881	0.437187	0	0	0	0.06203	0.918049	1	USER_001844	0.202297	8.453539	0.985419	3.205425	2.134788	0.068631	18.278228	-1.177094	0.282538	4.745655
4.497714	424.044485	3.841398	0.356618	0.9116	0.498973	1	6.680349	0.313684	0.229331	0.915666	0.407896	2	0	1	0.027035	0.341699	1	USER_003998	0.562993	1.491615	0.052452	5.894223	0.602907	0.436018	9.623226	-0.515472	0.533406	1.96542
1.026718	518.475258	5.280154	0.451418	0.71512	0.482823	1	4.219518	0.444266	0.275997	0.78669	0.367206	3	0	1	-0.12714	0.297079	0	USER_001795	0.389736	4.84363	0.370606	5.018505	4.779752	0.234922	13.653869	-1.118941	0.306727	7.069309
5	617.542326	2.056851	0.655409	1.513775	0.219148	0	7.767588	0.866451	0.00723	0.2188	0.001909	0.02322	0.008478	0.13267	0.002909	0.243112	0	U_SYN_13636	0.692106	1.274558	1.182034	0	0.303873	0.292519	0.155326	0.062929	0.504592	5.37599
0	647.259771	1.432985	0.327975	1.846535	0.211557	0	9.167992	1	0.002794	0.328325	0.059049	0.040485	0.06448	0.126484	0.005624	0.076733	0	U_SYN_3401	0.598164	0.736172	1.455887	0	0.213946	0.220494	0.20373	0.031489	0	5.483963
4.626903	724.082282	7.488886	0.148369	0.729037	0.223719	0	2.013587	0.870583	0.149542	0.549563	0.374735	0	0	0	0.044531	0.028457	0	USER_005084	0.18086	11.000749	0.798621	-1.846608	0.448747	0.041406	29.06741	0.081984	0.120283	6.769909
0	716.29937	7.046762	0.186785	0.440124	0.425367	0	6.947911	0.946052	0.007624	0.885575	0.092105	0.144626	0.064155	0.184956	0.008487	0.779938	0	U_SYN_3377	0.172045	13.046559	0.25291	0	0.026136	0.041823	2.437583	0.084214	0	1.195353
0.880713	638.823905	7.904008	0.160505	0.907195	0.194788	2	2.846516	0.642225	0.177986	0.052013	0.143898	0	0	1	-0.065785	0.884485	0	USER_004777	0.128003	11.56216	0.405827	4.378998	1.998419	0.049148	31.822021	-1.173701	0.590039	3.520298
0	463.355185	5.999824	0.540496	0.514742	0.239637	0	6.803255	1	0.003002	0.734209	0.080228	0.120149	0.065867	0.172992	0.003464	0.742629	0	U_SYN_583	0.297885	9.759913	0.39139	0	0.088608	0.20941	0.660666	0.055805	0	2.026587
10	728.755341	3.761665	0.884011	0.765532	0.402785	4	9.364021	0.557183	0.006592	0.409723	0.047474	0.666284	0.664132	0.590307	0.006851	0.617234	1	U_SYN_9972	0.670101	4.346075	0.457187	6	0.22892	0.14772	0.17574	0.576252	0.510354	6.274836
2.174187	518.285235	3.979676	0.23973	0.866323	0.453555	0	3.308409	0.562433	0.282402	0.240304	0.144403	5	0	2	0.066854	0.330761	0	USER_001552	0.167939	3.195913	0.400484	4.718025	2.35681	0.101287	10.873364	0.862078	0.233868	8.393509
1.353085	578.370794	5.164566	0.180953	0.781501	0.40681	1	3.178457	0.645157	0.250564	0.269204	0.427403	1	0	1	-0.10277	0.320632	0	USER_002433	0.086298	7.167017	0.533627	2.277483	1.465074	0.04262	15.317856	-0.110182	0.019165	0.197592
5.432494	733.540209	8.402552	0.078205	0.792891	0.213427	1	2.84903	0.858105	0.081906	0.907753	0.235049	0	0	1	-0.032874	0.233595	0	USER_000197	0.257529	14.591483	0.966502	2.226806	1.710486	0.05453	33.04612	0.506697	0.656601	6.5904
0	553.330989	2.256197	0.441538	0.450196	0.735152	0	7.243484	0.904053	0.00327	0.390812	0.00259	0.128734	0.064665	0.172766	0.007437	0.774902	0	U_SYN_13897	0.307383	4.100713	0.119234	0	0.187394	0.165802	0.926292	0.096399	0	2.226525
0.846888	547.053274	6.042276	0.361379	0.592046	0.420256	2	4.638695	0.575971	0.492552	0.507227	0.195498	2	0	0	0.213164	0.829395	1	USER_007794	0.10031	6.273493	0.224873	5.994453	1.777897	0.055252	17.514869	-0.891147	0.108465	5.038032
0	616.379626	1.582243	0.241682	0.384594	0.547405	1	6.926961	1	0.009196	0.263242	0.076688	0.318794	0.151135	0.18065	0.008435	0.807703	0	U_SYN_801	0.268312	3.26509	0.174065	1	0.143667	0.11397	0.6568	0.140979	0	1.858589
6.588015	595.65391	7.363674	0.106865	0.429109	0.39955	1	3.658183	0.562195	0.040711	0.877433	0.090628	0	0	1	0.388837	0.756891	0	USER_003528	0.19942	9.132507	0.320719	3.291546	0.070574	0.092221	22.107579	0.671018	0.597655	6.375754
0	426.335485	2.389955	0.304644	0.699142	0.457779	0	5.522433	1	0.003484	0.366874	0.084928	0.191707	0.086237	0.129529	0.008498	0.650429	0	U_SYN_9173	0.311544	2.990652	0.379089	0	0.122349	0.239982	0.76077	0.083383	0	1.720482
0	666.011089	5.003391	0.285831	1.052413	0.39388	0	6.505845	1	0.005597	0.662954	0.088809	0.048455	0.026363	0.279337	0.00871	0.473793	0	U_SYN_11650	0.335421	4.341663	0.637889	0	0.056008	0.112207	1.407438	0.022445	0	2.1822
0	679.493474	10	0.122251	0.353012	0.527803	0	5.633914	0.960418	0.008477	1.117715	0.051417	0.008586	0.028281	0.000007	0.009323	0.823494	0	U_SYN_5173	0.12708	22.074484	0.166691	0	0.012104	0.039396	4.632788	0.026893	0	0.715956
5	709.809227	4.492258	0.825657	0.977113	0.402883	3	7.588625	0.839661	0.005095	0.484629	0.093812	0.614877	0.492012	0.6035	0.004798	0.511444	0	U_SYN_6499	0.586671	4.170648	0.583451	3	0.179793	0.149538	0.315536	0.396202	0.325704	4.452026
0.065124	845.480409	0.503872	0.266973	0.641274	0.089452	5	7.163759	1	-0.051892	0.509454	0.312756	1	1	0	0.067005	0.095959	1	USER_006482	0.341556	0.310516	0.775002	10.969868	2.501432	0.002807	2.293997	-0.709661	0.534043	0.491771
4.54373	645.899704	6.250224	0.126988	0.76182	0.240946	1	1.735064	0.60645	0.0985	0.901636	0.073284	0	0	1	0.035855	0.897712	1	USER_001256	0.091523	8.167453	0.930243	2.955914	0.328291	0.033964	23.721291	0.35579	0.520784	2.634969
0.065343	729.362931	8.576741	0.107691	0.871691	0.285749	0	0.745899	0.928814	0.017494	0.315994	0.189719	0	0	0	0.083753	0.232771	0	USER_003887	0.142026	14.661628	0.283927	1.091484	2.01679	0.031152	30.629721	0.5303	0.561005	6.889908
7	598.421593	4.211263	0.40241	0.425259	0.547742	1	7.700975	0.910556	0.008281	0.498519	0.061878	0.288144	0.227891	0.262539	0.008515	0.78737	0	U_SYN_12847	0.392165	8.017494	0.192327	3	0.093339	0.179382	1.378452	0.190588	0.198454	3.020051
5	608.543614	0.5	0.462355	0.684622	0.420187	1	6.659144	0.897476	0.006598	0.129388	0.085822	0.315202	0.184368	0.147757	0.007168	0.657689	0	U_SYN_7709	0.708964	0.63725	0.396953	1	0.770591	0.311243	0.112956	0.19088	0.228207	4.721094
5	616.107237	7.289846	0.384456	0.537337	0.423445	0	6.600163	0.861405	0.003225	0.885792	0.094552	0.18286	0.098254	0.059632	0.006986	0.731331	0	U_SYN_6853	0.349868	11.43797	0.309804	0	0.052025	0.148785	1.900093	0.139772	0.179112	2.309189
0	674.73333	1.569837	0.532678	1.405928	0.286186	2	9.980183	0.94087	0.009788	0.177359	0.054314	0.422102	0.385079	0.253941	0.006111	0.297036	0	U_SYN_2756	0.560761	1.042439	1.00357	2	0.319	0.178696	0.209952	0.265806	0	5.5965
0	825.531107	10	0.379911	1.08744	0.292815	0	6.765015	0.977851	0.002515	1.177788	0.010336	0.00131	0.036968	0.212188	0.007462	0.45628	0	U_SYN_6458	0.351263	8.42148	0.769021	0	0.037615	0.015627	1.815714	0.020343	0	2.376301
0.283274	646.024684	6.877649	0.239211	0.761352	0.246124	1	-0.009301	0.519317	-0.057007	0.220988	0.463129	0	0	0	0.030978	0.979269	0	USER_009913	0.190754	9.534987	0.101335	1.936126	0.187697	0.070744	25.92446	0.925442	0.72367	7.115154
7	533.432991	6.185024	0.743647	1.793888	0.355992	4	10	0.730714	0.007616	0.793245	0.054927	0.712353	0.576817	0.552406	0.005133	0.103056	1	U_SYN_14855	0.753693	3.265782	1.155277	6	0.118321	0.433808	0.564443	0.494465	0.837148	7.536934
0	494.228288	6.446942	0.744505	4.31158	0	1	10	1	0.003466	0.780721	0.085711	0.196149	0.145198	0.229831	0.002446	0	1	U_SYN_12809	1.116216	1.461368	4.31158	1	0.113718	0.722033	0	0.102404	0	11.162162
2	625.322687	2.341187	0.262125	1.722666	0.156277	0	6.965626	0.801779	0.007739	0.403773	0.031238	0.117611	0.029123	0.113803	0.002256	0.138667	0	U_SYN_14792	0.545098	1.284485	1.453454	0	0.107376	0.222675	0.269968	0.123309	0.229689	3.796948
0	561.659384	9.657547	0.331336	1.542768	0	0	9.147239	1	0.005251	0.986671	0.026384	0.06461	0.031921	0.059557	0.000949	0.228616	0	U_SYN_13806	0.428452	5.878825	1.542768	0	0.033957	0.224618	0	0.028959	0	3.919149
2	545.008645	1.795386	0.296196	1.494283	0.254617	1	6.59451	0.985863	0.0056	0.313981	0.0275	0.1695	0.199325	0.128415	0.004449	0.252859	0	U_SYN_6942	0.533235	1.12614	1.113813	1	0.156272	0.295695	0.321734	0.116302	0.199238	3.516422
0.503869	668.364757	6.217015	0.163865	0.923731	0.198802	0	4.511065	0.746196	0.085667	0.452997	0.092085	0	0	0	0.216175	0.145919	1	USER_008898	-0.078365	8.483961	0.616998	0.178215	1.302135	-0.02588	24.905296	0.504552	0.966184	7.973661
2	691.665906	3.612082	0.307939	0.335099	0.688896	0	7.512661	1	0.00889	0.520008	0.049303	0.178164	0.050776	0.115681	0.011042	0.832451	0	U_SYN_2170	0.25328	8.30175	0.104251	0	0.082956	0.072914	1.722089	0.068682	0.04468	1.902804
2.447712	608.57525	7.600363	0.017481	0.694578	0.472767	1	3.886873	0.636657	0.356603	0.383849	0.169064	2	0	2	0.257818	0.768846	0	USER_007225	0.047965	8.700556	0.300153	4.129247	2.629367	0.021054	20.035822	1.901231	0.893676	6.725182
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7	638.203242	1.118376	0.481955	2.19385	0.385393	4	10	0.76497	0.008419	0.11669	0.049956	0.803653	0.617452	0.500139	0.006654	0	0	U_SYN_13376	0.887509	0.487554	1.348356	6	0.395571	0.341767	0.223285	0.520344	1.023797	8.875094
5	583.269039	1.533761	0.171859	0.486065	0.523789	2	7.731108	0.815555	0.000472	0.249046	0.067679	0.380127	0.3477	0.250723	0.007927	0.756968	0	U_SYN_10067	0.371188	2.61705	0.231469	2	0.105192	0.180013	0.665301	0.292126	0.162022	2.869692
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4.429159	649.529262	8.688498	0.252241	0.760957	0.180355	1	1.526968	0.622566	0.123053	0.926315	0.109255	2	0	1	-0.008728	0.419381	0	USER_005299	0.262757	11.303562	0.792804	5.032796	2.00408	0.095773	35.607403	-0.633676	0.133774	5.821723
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4.156065	480.953284	3.810029	0.374159	0.727603	0.466613	3	3.945663	0.353911	0.288171	0.449455	0.13306	0	0	0	0.184833	0.955586	1	USER_003396	0.14524	4.098353	0.438458	7.073156	0.188522	0.097455	10.161096	-0.751421	0.538819	9.00014
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0.355914	771.253438	7.523703	0.118178	0.824811	0.27726	0	1.098449	0.700718	0.073743	0.745317	0.190295	0	0	0	0.289414	0.63532	0	USER_009605	0.237127	12.491109	0.540335	0.581621	1.700583	0.033951	27.18841	-0.55255	0.299018	6.208697
2	800.629591	6.396653	0.240306	0.505259	0.541554	0	6.396232	0.904823	0.004727	0.701888	0.061944	0.182772	0.040498	0.028101	0.008295	0.74737	0	U_SYN_9735	0.243929	10.568447	0.231634	0	0.036989	0.021896	2.631681	0.105052	0.067368	1.560226
7	753.512217	7.016327	0.456467	0.762923	0.420488	0	6.986547	0.614741	0.006237	0.708067	0.008774	0.065767	0.016014	0.060397	0.007	0.618539	0	U_SYN_14158	0.457629	8.130887	0.442123	2	0.064144	0.080283	1.603574	0.178638	0.356031	3.197246
0	838.716606	1.35202	0.409666	0.459026	0.553015	0	7.201366	0.912265	0.005299	0.194295	0.012273	0.170445	0.081707	0.035959	0.007742	0.770487	0	U_SYN_11612	0.352444	2.418528	0.205178	0	0.282135	0.00723	0.441385	0.11074	0	2.538079
0	678.235266	7.126436	0.062164	1.085239	0.3924	0	7.450552	1	0.00511	0.743914	0.09824	0.077723	0.061577	0.233596	0.00752	0.45738	0	U_SYN_3133	0.263373	6.012657	0.659391	0	0.008602	0.082251	2.622578	0.04179	0	1.962275
2	664.411636	3.772259	0.771617	1.272138	0.416638	2	9.551266	0.989195	0.000329	0.391878	0.054681	0.381714	0.365384	0.231682	0.004474	0.363931	0	U_SYN_4264	0.577562	2.749182	0.742118	2	0.199268	0.194889	0.358942	0.228452	0.169618	5.516449
1.70031	631.915361	5.072361	0.129317	0.875514	0.366511	0	1.492015	0.715297	-0.066213	0.717075	0.011221	0	0	1	0.182375	0.799964	0	USER_000329	0.023089	7.372636	0.558094	-1.759053	0.582747	0.009155	16.066416	0.325924	0.350878	0.273658
0	717.016726	5.562194	0.448917	1.27043	0.340245	0	6.153668	0.880858	0.009129	0.586154	0.010025	0.184172	0.058131	0.039671	0.006884	0.364785	0	U_SYN_7972	0.424083	4.058721	0.838172	0	0.079283	0.102538	1.04293	0.120348	0	2.609667
10	555.906405	2.920476	0.586461	0.766892	0.591264	3	8.40627	0.657469	0.008918	0.391333	0.092318	0.620466	0.493184	0.420755	0.005981	0.616554	0	U_SYN_4677	0.595531	3.368904	0.313456	5	0.194162	0.31844	0.714087	0.471107	0.511261	5.006198
0.975283	481.42007	3.952052	0.432352	0.733124	0.394695	0	5.075214	0.301608	0.428288	0.548938	0.211888	1	0	1	0.096957	0.741206	1	USER_003975	0.399197	1.977399	0.964023	4.784136	2.04638	0.26752	11.960978	0.844435	0.668072	3.102084
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5.135371	569.124524	5.319127	0.140433	0.794977	0.356611	1	4.573536	0.361093	0.271741	0.274926	0.314088	0	0	1	0.174203	0.163876	0	USER_005086	0.070946	5.507669	0.899998	2.640157	0.674664	0.036231	17.111327	-0.465326	0.360474	4.638578
0.213739	550.204407	4.224532	0.159904	0.728878	0.508771	1	1.697474	0.657353	0.30915	0.972584	0.123395	4	0	1	0.092993	0.678942	1	USER_001246	0.073004	4.684503	0.598853	6.052635	0.799775	0.039793	10.376069	-2.736606	0.190818	8.189139
0	554.49823	3.014532	0.622737	1.159823	0.374174	0	7.576585	1	0.008653	0.437408	0.049237	0.07417	0.071966	0.22989	0.007994	0.420089	0	U_SYN_11880	0.483001	2.392822	0.725847	0	0.199946	0.259505	0.425537	0.043841	0	3.659496
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2	615.973032	6.229617	0.377544	0.610917	0.448285	0	6.144732	0.939768	0.00538	0.772968	0.054066	0.01523	0.077001	0.264874	0.005295	0.694541	0	U_SYN_7062	0.307044	8.762789	0.337052	0	0.059647	0.130648	1.7383	0.051762	0.081456	1.886704
5	831.731082	4.409609	0.766883	0.961656	0.487626	3	7.994004	0.714964	0.001542	0.602125	0.057173	0.624779	0.485157	0.395566	0.006723	0.519172	0	U_SYN_4663	0.566746	4.153522	0.492727	3	0.170055	0.018825	0.501259	0.446995	0.320552	4.530567
5.002259	552.722391	5.88208	0.319628	0.733357	0.477733	1	3.839916	0.665377	0.110692	0.887599	0.494065	2	0	1	0.042176	0.045327	1	USER_003398	0.239652	6.530203	0.852673	5.498704	1.44569	0.129533	15.360083	-0.082962	0.753017	7.915181
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0	761.816855	4.625605	0.184642	0.659379	0.584401	0	5.568396	0.98144	0.00883	0.512234	0.04715	0.116312	0.026232	0.202473	0.00719	0.67031	0	U_SYN_2367	0.229591	6.091297	0.274038	0	0.039073	0.036811	2.20408	0.050187	0	1.278455
0.642504	505.507935	0.078376	0.502886	0.750732	0.476027	3	9.962432	0.473984	0.231609	0.595677	0.377634	1	1	0	-0.117862	0.163685	0	USER_009946	0.641833	0.304513	0.521235	6.122048	2.259145	0.402011	0.205334	0.134509	0.529134	6.772875

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