Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2	610.100386	8.157214	0.658189	1.399647	0.300988	0	9.088009	0.816336	0.001718	0.942799	0.093919	0.00733	0.031965	0.165975	0.007538	0.300177	0	U_SYN_9241	0.541607	5.439424	0.978369	0	0.079711	0.236239	0.839223	0.085254	0.18662	4.922132
0	742.16913	1.749558	0.447936	2.047295	0.081532	1	10	1	0.00138	0.238402	0.019905	0.263663	0.237527	0.409776	0.004857	0	0	U_SYN_9848	0.651974	0.814773	1.880375	1	0.242185	0.127823	0.078749	0.150357	0	6.519736
2	721.62625	8.603243	0.335667	1.211176	0.432386	0	6.738139	0.951164	0.006961	1.046386	0.049877	0.144613	0.014904	0.120864	0.006096	0.394412	0	U_SYN_3457	0.405915	6.56147	0.687481	0	0.038568	0.094743	2.471263	0.067389	0.16149	2.735114
4.225402	505.321085	3.229703	0.485902	0.842089	0.599732	1	6.456272	0.414622	0.129845	0.964153	0.279719	1	0	1	-0.063495	0.576134	1	USER_006987	0.482135	2.696656	0.548012	4.371687	3.308334	0.302149	6.463734	-0.289238	0.219099	6.52548
2.216156	520.147232	2.897543	0.33047	0.82967	0.328178	2	5.596202	0.423469	0.304434	0.785567	0.304584	0	0	0	-0.11794	0.928104	1	USER_007889	0.344312	1.101283	0.019452	2.680859	2.012702	0.206495	9.733173	-0.05575	0.773619	6.385134
5.807828	453.025746	5.604572	0.393235	0.534297	0.469036	0	4.657247	0.590035	0.16744	0.310135	0.323823	2	0	1	0.165132	0.413021	1	USER_007220	0.345976	4.226729	0.51297	2.882615	0.230401	0.249716	14.879127	0.17636	0.259578	9.665224
7.843831	719.242337	7.492016	0.047674	0.730484	0.12705	1	3.264575	0.702382	0.05839	0.257151	0.496352	1	0	0	0.1068	0.784587	0	USER_008324	-0.081765	11.310289	0.251912	3.787536	0.466506	-0.019439	32.700795	-0.737946	0.354733	3.879772
1.27352	614.412201	6.297411	0.212991	0.940486	0.3705	0	1.865108	0.729362	0.275198	0.600908	0.313507	1	0	1	0.003975	0.882038	0	USER_006550	0.156155	6.439693	0.298362	0.419952	1.076011	0.066888	19.821098	-0.287196	0.607618	9.744923
0	651.4382	2.207587	0.459038	1.204264	0.289273	0	7.01208	1	0.000866	0.358838	0.055925	0.086982	0.036784	0.248342	0.005955	0.397868	0	U_SYN_940	0.465235	1.692592	0.855903	0	0.198926	0.16796	0.345456	0.03713	0	3.262264
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2.096836	476.881782	2.813723	0.248715	0.775992	0.299105	1	2.717898	0.431459	0.296201	0.384255	0.493256	3	0	1	0.071766	0.818069	1	USER_006723	0.129592	2.70482	0.855372	5.891808	2.782023	0.087915	9.860618	0.10843	0.953864	8.290117
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2	672.794726	5.358503	0.881301	1.378638	0.300322	1	6.976808	0.935391	0.008823	0.623758	0.091549	0.329384	0.230163	0.345139	0.00696	0.310681	0	U_SYN_8123	0.616758	3.623946	0.964602	1	0.161455	0.198714	0.19102	0.193708	0.183818	4.303
0	717.450503	2.689492	0.586477	1.275682	0.226032	0	8.609751	0.948438	0.009725	0.357806	0.014523	0.038459	0.023276	0.161122	0.007088	0.362159	0	U_SYN_6363	0.502777	1.955025	0.987337	0	0.210245	0.121169	0.251385	0.039145	0	4.328786
7	760.29107	7.09359	0.409221	0.452022	0.47444	3	6.648551	0.77443	0.008559	0.803471	0.095344	0.550946	0.52924	0.589247	0.005253	0.773989	0	U_SYN_14450	0.380973	12.850184	0.237565	5	0.056887	0.062139	1.988256	0.414284	0.210944	2.532921
0	804.891795	0.762039	0.14747	0.258238	0.774174	0	4.105695	1	0.00031	0.113433	0.052561	0.127613	0.013296	0.178823	0.008591	0.870881	0	U_SYN_5796	0.327897	2.127185	0.058317	0	0.171071	0.026892	0.502951	0.042273	0	1.346243
0	780.109669	5.170476	0.735088	1.543627	0.242905	1	8.718575	1	0.005179	0.571302	0.086078	0.196454	0.18731	0.282392	0.007298	0.228187	0	U_SYN_3677	0.567199	3.145773	1.168672	1	0.139473	0.072076	0.332711	0.115129	0	4.945168
0	660.155599	2.126494	0.282058	0.692693	0.503956	0	7.805701	0.95389	0.0067	0.317286	0.078334	0.009049	0.037493	0.097704	0.006488	0.653654	0	U_SYN_8864	0.312983	2.68262	0.343606	0	0.126683	0.108033	0.769389	0.032406	0	2.443054
0.26418	753.423817	8.552339	0	0.851187	0.043638	0	-0.01955	0.949761	0.131068	0.206092	0.12818	0	0	0	-0.050811	0.888463	0	USER_008268	-0.027461	17.185822	0.407941	-0.756569	3.670871	-0.004822	40.895641	1.644535	0.329489	1.628904
0.359628	760.173383	9.764809	0.103013	0.750489	0.041821	0	-0.104817	0.951016	0.04948	0.708741	0.098231	0	0	1	0.009902	0.572351	0	USER_002669	-0.073464	18.594921	0.229383	0.102261	0.393267	-0.011998	46.782179	-1.521392	0.950256	7.037469
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10	673.586507	3.034899	0.851534	1.302987	0.253263	4	9.292175	0.693864	0.009451	0.461907	0.058408	0.78122	0.641707	0.507863	0.003519	0.348506	1	U_SYN_5188	0.779855	2.163169	0.972989	6	0.27163	0.25014	0.114115	0.549332	0.868658	7.246553
3.569315	473.376591	4.985433	0.181087	0.778238	0.463178	2	4.556741	0.388799	0.238551	0.978835	0.273895	0	0	2	0.041106	0.462313	1	USER_001776	-0.044195	5.166244	0.131948	4.518807	0.573335	-0.030264	13.381445	0.367774	0.792895	5.469819
7	713.858467	2.517936	0.586121	1.222638	0.410499	1	8.87745	0.750242	0.000765	0.390824	0.084523	0.279737	0.20649	0.221015	0.008777	0.388681	0	U_SYN_10308	0.63676	1.903722	0.720746	3	0.223887	0.157617	0.42779	0.245771	0.570565	5.652806
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3.180268	534.378254	4.995638	0.121552	0.708042	0.534255	4	3.312922	0.536392	0.278205	0.014493	0.283294	1	0	1	0.081571	0.926084	1	USER_009027	0.028289	4.972649	0.731838	7.640577	5.930579	0.016234	11.633474	0.351153	0.212882	6.388268
0.177406	638.670664	6.97926	0.034305	0.76444	0.254436	0	3.00998	0.859128	0.032403	0.989763	0.322977	0	0	1	-0.033751	0.70283	0	USER_002574	0.08511	9.953514	0.902398	-0.804017	0.471184	0.032702	26.01743	-0.055503	0.875472	5.763593
15	599.543947	4.502982	0.790834	1.901607	0.125834	5	9.443333	0.671606	0.00318	0.455885	0.063526	0.952624	0.754543	0.652485	0.005716	0.049197	1	U_SYN_10303	0.961022	2.249684	1.662319	7	0.171809	0.437625	0.11852	0.643508	1.901607	9.075247
6.695772	606.310396	4.450629	0.221178	0.84979	0.244306	4	3.022836	0.594844	0.288785	0.453074	0.415809	2	0	1	-0.021958	0.032029	1	USER_009025	0.055713	4.654013	0.268009	10.502845	3.247158	0.024685	16.816557	0.815251	0.411252	3.466047
2	811.007612	4.544061	0.448233	1.225574	0.165711	0	5.867902	0.942682	0.007857	0.607967	0.056851	0.166841	0.076838	0.268811	0.004416	0.387213	0	U_SYN_5839	0.46265	3.427995	1.022482	0	0.096517	0.0328	0.415482	0.096031	0.16341	2.714787
0	558.871994	6.391432	0.255879	0.535075	0.569234	0	5.752041	0.919901	0.00588	0.654429	0.034062	0.18116	0.025362	0.155745	0.006618	0.732463	0	U_SYN_2024	0.214589	10.06406	0.230492	0	0.039418	0.113587	2.707275	0.093996	0	1.234322
0.498889	499.181359	5.151152	0.495817	0.68101	0.580819	1	5.71029	0.41428	0.240762	0.491507	0.080729	0	0	1	-0.095641	0.277131	1	USER_007031	0.486393	3.762196	0.24901	2.575306	1.187296	0.310247	10.796333	0.41383	0.48359	6.589092
3.889791	567.096342	5.994226	0.208972	1	0.309478	5	3.108149	0.663806	0.257075	0.879702	0.427718	2	0	1	0.168358	0.574158	1	USER_005326	0.045563	7.93692	0.271017	12.574953	1.476506	0.023436	20.695725	0.41917	0.268051	5.019353
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2	698.698471	7.781027	0.152812	0.992126	0.44004	0	6.546484	0.764684	0.005813	0.881914	0.062151	0.132609	0.021637	0.023815	0.004829	0.503937	0	U_SYN_10894	0.309646	7.124659	0.555551	0	0.01939	0.085182	2.900742	0.1404	0.132283	2.027093
0	605.561371	2.148883	0.256395	1.494229	0.181384	0	7.964013	1	0.00086	0.250024	0.094481	0.060111	0.066096	0.048186	0.006714	0.252885	0	U_SYN_14831	0.464697	1.347914	1.2232	0	0.11401	0.206527	0.289836	0.037862	0	3.700856
0	593.615167	3.764405	0.516558	1.221708	0.467796	0	6.485399	0.930325	0.009576	0.477559	0.042263	0.097379	0.045879	0.196552	0.006179	0.389146	0	U_SYN_28	0.451063	2.848137	0.650198	0	0.133671	0.210265	0.851329	0.070847	0	2.925325
0	719.826554	6.960538	0.123741	0.257345	0.580336	0	4.686266	1	0.001102	0.814922	0.071327	0.086064	0.069784	0.254253	0.008708	0.871328	0	U_SYN_9718	0.116918	19.478494	0.107998	0	0.017526	0.027672	3.539605	0.046754	0	0.547908
2	680.296231	1.340403	0.298342	0.816849	0.597235	0	6.356669	1	0.004558	0.146177	0.00023	0.066559	0.011872	0.181327	0.006888	0.591575	0	U_SYN_355	0.431722	1.461967	0.328998	0	0.207124	0.133209	0.561703	0.023529	0.108913	2.744317
2	773.715098	8.525123	0.256908	0.648371	0.415675	0	6.501635	0.959076	0.008899	0.882064	0.06693	0.079348	0.06525	0.249155	0.005829	0.675815	0	U_SYN_3170	0.269934	11.39158	0.378859	0	0.029786	0.03744	2.633279	0.059749	0.086449	1.755015
10.225008	388.643916	0.990168	0.494084	0.812948	0.685659	3	7.0622	0.194234	0.599273	0.660263	0.191049	1	0	1	0.161203	0.131264	1	USER_000383	0.585333	-0.054641	0.095553	5.639443	7.499895	0.490995	1.556251	-0.270142	0.624608	1.594627
1.890542	493.51104	5.72925	0.443836	0.717132	0.445015	2	3.540653	0.642109	0.193228	0.920878	0.01959	1	0	0	0.238382	0.962745	1	USER_006617	0.412798	5.548567	0.694354	4.545498	1.713462	0.26756	15.898227	-1.476803	0.544387	6.703755
0	737.017817	1.690606	0.264645	0.280733	0.353615	2	5.963116	0.793508	0.001493	0.270895	0.063903	0.383371	0.362606	0.280124	0.006316	0.859633	0	U_SYN_5643	0.247234	4.440396	0.181462	2	0.147797	0.050787	0.439613	0.30639	0	1.474287
0	759.097903	1.543807	0.536154	2.604869	0.178995	2	10	0.842635	0.002774	0.299756	0.078183	0.502534	0.298445	0.269582	0.003627	0	0	U_SYN_3675	0.803489	0.570751	2.138611	2	0.326166	0.132798	0.128176	0.30324	0	8.034889
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3.914129	730.559023	6.014656	0.137955	0.834919	0.183602	0	1.452195	0.870158	0.12213	0.326227	0.299304	0	0	0	-0.087724	0.606884	0	USER_002348	0.294179	8.460261	0.028183	-0.853268	1.411469	0.063885	24.551773	-1.324869	0.337466	8.701139
10	681.362271	4.945403	0.370575	0.591592	0.504108	1	7.921763	0.840331	0.001697	0.519621	0.066213	0.302732	0.178896	0.408158	0.007031	0.704204	0	U_SYN_13763	0.469131	7.150753	0.293366	3	0.073448	0.143842	1.569167	0.208356	0.394395	3.716344
0	642.27105	2.047398	0.425908	0.504766	0.297345	0	6.13528	1	0.007433	0.399932	0.005683	0.131269	0.071066	0.234768	0.004082	0.747617	0	U_SYN_6749	0.321862	3.385436	0.354676	0	0.198337	0.121564	0.349498	0.0607	0	1.974711
5	707.726237	0.5	0.355918	0.754459	0.400227	4	8.275488	0.725124	0.008842	0.136265	0.035731	0.783645	0.599565	0.525637	0.006155	0.622771	0	U_SYN_120	0.691001	0.585166	0.452504	4	0.593197	0.178748	0.12889	0.524913	0.251486	5.718367
0	801.223491	3.271378	0.324057	0.480797	0.62855	0	7.523364	1	0.003386	0.330435	0.031907	0.068223	0.084702	0.079528	0.010563	0.759602	0	U_SYN_6794	0.252699	5.63257	0.178592	0	0.09612	0.022411	1.389891	0.045878	0	1.90115
3.792591	663.543375	5.31498	0.092469	0.803536	0.317381	1	0.952438	0.613618	0.13284	0.763313	0.425505	1	0	0	-0.033677	0.36092	0	USER_004705	0.177814	7.431243	0.851619	1.725671	0.943325	0.060281	18.140539	-0.2746	0.387583	9.531347
0	716.048898	4.478458	0.329567	0.548942	0.497527	0	6.225089	1	0.007664	0.535692	0.062762	0.168091	0.044721	0.132227	0.009896	0.725529	0	U_SYN_5579	0.252341	6.901172	0.275829	0	0.071982	0.061457	1.493827	0.063844	0	1.570847
0	588.324866	3.636848	0.210682	0.28872	0.56626	0	5.582749	0.942118	0.005625	0.417516	0.000663	0.120475	0.052456	0.206473	0.005698	0.85564	0	U_SYN_13683	0.17447	9.355947	0.12523	0	0.05638	0.083008	1.625521	0.075032	0	0.974021
0	720.020985	2.389585	0.263827	0.327409	0.542226	0	5.263929	1	0.007185	0.349955	0.049558	0.014501	0.058977	0.071812	0.007603	0.836295	0	U_SYN_328	0.224965	5.59086	0.14988	0	0.105972	0.053165	0.953855	0.022043	0	1.184198
0	596.068708	3.032198	0.435665	1.27552	0.172788	0	6.933096	1	0.002574	0.404921	0.07578	0.113844	0.033768	0.053905	0.002722	0.36224	0	U_SYN_4710	0.449656	2.204402	1.055125	0	0.139092	0.207603	0.295671	0.044284	0	3.11751
2	663.775841	2.296593	0.632394	0.765968	0.445709	0	6.987494	1	0.009771	0.248506	0.044239	0.008615	0.03887	0.088894	0.009123	0.617016	0	U_SYN_2370	0.466364	2.652053	0.424569	0	0.263872	0.157906	0.376286	0.014245	0.102129	3.258713
2	734.880546	5.250446	0.508228	1.115301	0.348075	0	8.331172	0.994408	0.005396	0.618575	0.049268	0.18633	0.078589	0.2503	0.004571	0.442349	0	U_SYN_5522	0.452909	4.320283	0.727093	0	0.094988	0.094797	0.898736	0.081712	0.148707	3.773261
0	577.300517	2.554727	0.647864	0.862747	0.404881	0	5.854343	0.966901	0.009035	0.285114	0.067804	0.015905	0.00678	0.146238	0.008716	0.568626	0	U_SYN_2544	0.442246	2.653581	0.513437	0	0.244041	0.219273	0.364236	0.020045	0	2.589059
1.58333	654.462658	7.751536	0.061924	0.887244	0.386096	1	2.082991	0.432651	0.258264	0.488877	0.104841	3	0	2	0.020825	0.000554	1	USER_000791	0.102309	10.610821	0.989071	5.122762	2.207891	0.036373	23.793509	0.055142	0.655341	6.568794
0	462.227514	1.550655	0.415722	0.494813	0.538	0	5.834239	1	0.003926	0.322027	0.095525	0.035347	0.016024	0.008943	0.006136	0.752593	0	U_SYN_11077	0.344843	2.606962	0.228604	0	0.251853	0.243129	0.487435	0.015411	0	2.011898
7.922101	677.514505	5.346685	0.069194	0.855387	0.332752	0	2.062426	0.808817	0.388931	0.386278	0.067376	3	0	0	0.056968	0.063152	1	USER_005684	0.042658	7.808241	0.43244	3.635405	2.388159	0.013378	17.837834	-0.602501	0.951428	5.793402
2	591.358272	3.745409	0.225639	1.040367	0.270919	0	6.715565	0.899322	0.008351	0.400578	0.093084	0.028072	0.06379	0.101638	0.004395	0.479817	0	U_SYN_10871	0.367775	3.28439	0.758511	0	0.058677	0.172949	0.785747	0.06783	0.138716	2.469818
0	715.596055	2.315201	0.575197	0.391307	0.485805	0	5.401767	0.870331	0.008878	0.297645	0.082567	0.092783	0.003885	0.297559	0.006205	0.804346	0	U_SYN_4898	0.333629	4.712327	0.201208	0	0.238157	0.081529	0.477792	0.080868	0	1.802188
5	665.567539	9.251769	0.635809	0.971202	0.573778	0	6.049805	0.885363	0.001237	1.122121	0.028066	0.1338	0.009867	0.189634	0.007239	0.514399	0	U_SYN_5153	0.506369	8.636814	0.413948	0	0.067988	0.169802	1.933294	0.088955	0.323734	3.063436
15	735.436932	0.5	0.705864	1.548952	0.149552	5	10	0.720204	0.006522	0.073807	0.014621	0.933046	0.738365	0.657428	0.003175	0.225524	1	U_SYN_1209	1.154883	0.303223	1.317303	7	1.176439	0.240558	0.021994	0.613341	1.548952	11.548827
0	720.345454	2.101173	0.375994	0.866777	0.464255	0	7.69637	0.980856	0.005496	0.26246	0.003696	0.096742	0.00627	0.088192	0.00524	0.566611	0	U_SYN_13362	0.377014	2.173378	0.464371	0	0.170815	0.088876	0.608705	0.038561	0	2.901642
1.709435	428.438922	3.64094	0.319325	0.732853	0.559787	2	5.589984	0.282719	0.311441	0.449553	0.18317	2	0	1	-0.038502	0.994565	1	USER_003162	0.230246	1.739025	0.11759	5.142358	6.28235	0.176478	8.013948	-0.880535	0.66182	6.013427
7	753.465737	2.364179	0.24565	0.816324	0.234939	3	7.3684	0.738587	0.00042	0.237214	0.067271	0.593259	0.432515	0.512275	0.004068	0.591838	0	U_SYN_13068	0.458123	2.580069	0.624537	5	0.099688	0.080408	0.418995	0.412297	0.380951	3.375631
0.018635	622.646068	0.122951	0.613567	0.713431	0.063314	3	8.43803	0.798695	0.189345	0.529183	0.220624	0	0	0	0.082354	0.540787	1	USER_006667	0.620823	-0.367935	0.701738	7.498004	1.070442	0.25663	0.575833	-0.317744	0.922058	3.688629
0	634.168039	1.472288	0.303367	1.060874	0.204054	0	7.749044	1	0.003189	0.212275	0.00005	0.1531	0.027183	0.191881	0.004161	0.469563	0	U_SYN_3123	0.430388	1.268259	0.844398	0	0.192946	0.168894	0.209286	0.054085	0	3.335096
0	625.733354	2.329519	0.147894	0.26808	0.304266	0	7.032666	1	0.003856	0.423372	0.037555	0.033091	0.033537	0.006103	0.003423	0.86596	0	U_SYN_78	0.180305	6.328834	0.186512	0	0.060874	0.073521	0.603967	0.019988	0	1.268025

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