Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2.848464	545.709023	5.142865	0.186378	0.835052	0.232572	1	2.23464	0.534951	0.111859	0.634501	0.332056	1	0	0	0.13104	0.1329	0	USER_009566	0.213264	5.405691	0.441124	1.725073	0.167056	0.11799	19.733905	-1.003643	0.632972	3.433179
0	610.386528	4.5621	0.215162	0.848098	0.109694	0	4.870816	0.936809	0.00634	0.543031	0.04548	0.044886	0.039273	0.12992	0.004638	0.575951	0	U_SYN_10000	0.277067	4.811844	0.755067	0	0.046151	0.120707	0.392761	0.050524	0	1.349544
4.88578	618.306807	6.517073	0.357737	0.745448	0.238386	1	5.001244	0.760718	0.227305	0.787687	0.426491	1	0	1	0.204651	0.907292	0	USER_004318	0.20401	8.606381	0.779584	1.663222	0.224862	0.085941	24.817481	-0.554162	0.627284	5.528034
2	687.562123	1.791227	0.309318	0.548195	0.707936	0	6.137478	1	0.009435	0.303427	0.034876	0.088398	0.097486	0.134376	0.009649	0.725902	0	U_SYN_11953	0.348186	2.763405	0.160108	0	0.163554	0.102834	0.875836	0.055765	0.073093	2.136983
0.791351	600.451159	6.274392	0.037364	0.826948	0.204418	1	4.136713	0.928242	0.165473	0.968464	0.260926	1	0	0	-0.021006	0.273828	0	USER_005315	0.126519	9.151848	0.566705	2.153121	3.812339	0.057405	24.958968	1.875142	0.495896	7.043252
0	738.523661	3.759802	0.212827	1.125885	0.449677	0	8.441149	0.939184	0.008231	0.423578	0.069055	0.02524	0.014144	0.089063	0.005267	0.437058	0	U_SYN_10237	0.340841	3.06701	0.619601	0	0.055139	0.069083	1.33087	0.036142	0	2.877091
3.274715	531.929367	5.647098	0.18866	0.888032	0.610711	3	4.056548	0.403479	0.180327	0.020462	0.416817	1	0	3	0.032988	0.264053	1	USER_005149	0.154978	6.693556	0.498454	6.992161	1.054872	0.089625	10.991767	-1.492162	0.447912	9.896012
0	712.20649	2.740608	0.252019	0.598776	0.453632	0	6.452443	1	0.005129	0.434049	0.068862	0.197586	0.049917	0.251639	0.006036	0.700612	0	U_SYN_10255	0.265768	3.922012	0.327152	0	0.08872	0.066584	0.92991	0.074251	0	1.714856
2	667.104407	5.46344	0.410715	0.561521	0.514581	0	7.683743	0.905271	0.007634	0.642995	0.07159	0.023999	0.023229	0.220014	0.008754	0.719239	0	U_SYN_13305	0.311468	8.258904	0.272573	0	0.073824	0.103575	1.656706	0.05206	0.074869	2.393238
0	580.837157	3.550149	0.55915	1.251562	0.341244	0	6.865599	0.962569	0.004154	0.472698	0.000156	0.135063	0.006626	0.130947	0.005116	0.374219	0	U_SYN_9487	0.47285	2.626701	0.824474	0	0.153185	0.231406	0.534076	0.057479	0	3.246395
0.494535	756.324095	7.389647	0.052049	0.724947	0.08017	0	0.251847	0.813566	0.198184	0.502619	0.018834	0	0	0	-0.064143	0.027576	1	USER_003851	0.123006	13.337908	0.769653	0.368533	0.312442	0.02095	33.986111	1.191829	0.231416	5.07515
0	610.671586	6.909132	0.581509	0.338161	0.631389	0	4.903144	0.919767	0.007872	0.860455	0.013714	0.01002	0.081916	0.138914	0.006713	0.83092	0	U_SYN_12879	0.270619	15.768479	0.12465	0	0.082965	0.117758	1.825603	0.059674	0	1.326885
3.995942	564.934975	7.088663	0.078235	0.865982	0.306804	0	3.250495	0.658001	0.159743	0.617386	0.108987	0	0	0	-0.029307	0.024773	0	USER_007871	0.057555	7.942021	0.336471	-0.842932	0.833775	0.029831	24.569153	-2.06376	0.901123	0.237913
0	622.92135	2.447931	0.223691	1.083214	0.526274	0	7.628065	0.7756	0.007313	0.333668	0.015811	0.177922	0.078876	0.186909	0.010231	0.458393	0	U_SYN_4317	0.362245	2.068882	0.513147	0	0.087793	0.14956	1.000105	0.166799	0	2.76323
0	731.788197	0.5	0.234981	0.573749	0.361144	3	7.491094	0.932309	0.005117	0.200296	0.081593	0.587796	0.474348	0.422962	0.003905	0.713125	1	U_SYN_9980	0.518578	0.742116	0.366543	3	0.391636	0.111458	0.138141	0.34572	0	3.884713
2	619.300364	5.889051	0.124077	0.730496	0.695649	0	6.138655	1	0.008114	0.652526	0.080363	0.132413	0.064778	0.157448	0.010028	0.634752	0	U_SYN_5519	0.256717	7.091001	0.222327	0	0.020717	0.107681	3.588408	0.059157	0.0974	1.575894
0	560.641903	1.054906	0.37263	1.058443	0.280211	2	7.325913	1	0.00872	0.178847	0.046592	0.402211	0.304677	0.428304	0.007038	0.470779	0	U_SYN_858	0.496652	0.910624	0.761856	2	0.322649	0.261291	0.185448	0.212066	0	3.638428
10.466448	485.092211	4.62646	0.363349	0.681717	0.453211	1	5.586197	0.385616	0.277552	0.878278	0.284568	2	0	1	0.100677	0.678447	1	USER_004182	0.15665	3.500969	0.3685	3.884567	0.217361	0.103932	12.648484	0.071282	0.624937	0.219975
5	645.540133	0.5	0.537623	2.440299	0.163206	1	9.839661	0.832744	0.007481	0.232447	0.057038	0.166916	0.22659	0.233227	0.00169	0	0	U_SYN_5972	1.08268	0.196827	2.042027	1	0.896039	0.402481	0.037731	0.184954	0.813433	10.653205
0	741.637883	2.023839	0.103804	1.646522	0.322826	0	7.977184	0.999981	0.009918	0.370872	0.012972	0.047026	0.082323	0.141094	0.005206	0.176739	0	U_SYN_7875	0.454615	1.158783	1.114981	0	0.048876	0.089569	0.585528	0.038812	0	3.626545
0	495.924219	1.567664	0.354953	1.221474	0.362291	0	8.185956	1	0.005379	0.31389	0.066947	0.078281	0.089888	0.245656	0.004111	0.389263	0	U_SYN_595	0.470709	1.1863	0.778945	0	0.212844	0.30303	0.366354	0.050451	0	3.853202
2	787.002638	8.544731	0.442684	1.218508	0.348875	0	6.560573	0.972143	0.001812	0.869185	0.075968	0.053596	0.055548	0.175947	0.005113	0.390746	0	U_SYN_8804	0.439642	6.480609	0.7934	0	0.051209	0.050357	1.661385	0.043886	0.162468	2.884305
2	555.838223	7.940094	0.092295	0.97391	0.259907	0	5.965934	0.845466	0.003914	0.814004	0.067795	0.025962	0.09378	0.055	0.003043	0.513045	0	U_SYN_9186	0.287346	7.393632	0.720783	0	0.011479	0.153684	1.87322	0.097736	0.129855	1.714286
0	736.362991	2.177696	0.292044	0.997941	0.284347	0	6.555217	0.793386	0.00136	0.359306	0.099532	0.033234	0.018596	0.005693	0.007036	0.50103	0	U_SYN_10970	0.375009	1.983437	0.71418	0	0.128219	0.077482	0.438381	0.098195	0	2.458268
5	523.902524	0.5	0.550077	0.332152	0.511931	1	5.786501	0.786427	0.00574	0.200001	0.044076	0.324888	0.191248	0.185943	0.00525	0.833924	0	U_SYN_9746	0.664787	1.157002	0.162113	1	0.916795	0.394155	0.115165	0.24027	0.110717	3.846789
0	737.9661	5.257404	0.420503	0.511751	0.487147	0	7.011827	1	0.006882	0.58285	0.038986	0.116672	0.052638	0.142105	0.007577	0.744125	0	U_SYN_14352	0.265833	8.594029	0.262453	0	0.07849	0.05415	1.484166	0.050793	0	1.863972
0	773.33009	10.503238	0.045454	0.729224	0.081509	0	1.809837	0.958644	-0.054018	0.592422	0.257555	0	0	0	0.011929	0.944626	0	USER_005052	0.117229	20.961566	0.982874	-0.96644	2.041678	0.016342	48.235654	-1.249377	0.553017	6.841698
0	595.923665	5.82129	0.140153	1.999583	0.250386	0	8.531842	1	0.00446	0.593749	0.055786	0.015922	0.006534	0.269066	0.006033	0.000208	0	U_SYN_1951	0.475739	2.772593	1.498916	0	0.023669	0.219771	1.253285	0.006737	0	4.058929
7	786.162346	0.640825	0.299695	1.252338	0.413789	3	9.252508	0.766843	0.008163	0.145635	0.043241	0.506856	0.470348	0.351225	0.008794	0.373831	0	U_SYN_9120	0.750345	0.473865	0.734134	5	0.404542	0.087091	0.185697	0.386424	0.584424	6.942576
19.887877	482.077715	5.76329	0.287673	0.557765	0.466174	3	4.242479	0.285719	0.19099	0.252285	0.48591	3	0	0	0.074596	0.35039	1	USER_004110	0.32762	5.836193	0.002396	7.035867	0.508081	0.219161	15.382965	-1.002023	0.483868	9.844988
12.467159	473.02673	4.217225	0.291569	0.772232	0.467257	0	3.459637	0.444532	0.348173	0.094376	0.353351	1	0	3	-0.044749	0.462324	1	USER_002468	0.177558	1.879327	0.0433	1.48489	1.298771	0.121699	11.233478	-0.492599	0.142573	6.944164
7	850	0.694725	0.596012	2.087692	0.124097	2	10	0.712847	0.007401	0.089269	0.027593	0.492039	0.329877	0.346412	0.001784	0	0	U_SYN_7910	0.988001	0.317561	1.828616	4	0.74996	0	0.034829	0.361436	0.974256	9.880012
10	697.712317	2.813173	0.956171	1.531674	0.286883	5	9.888598	0.59617	0.008303	0.371335	0.001357	0.845081	0.735983	0.648835	0.004219	0.234163	1	U_SYN_14781	0.86184	1.724102	1.092262	7	0.328223	0.238632	0.035372	0.635851	1.021116	8.522388
0	586.469347	2.550076	0.508903	1.556077	0.463308	0	8.161093	1	0.00569	0.38358	0.070995	0.116496	0.041954	0.061636	0.004961	0.221962	0	U_SYN_7830	0.539356	1.53983	0.835134	0	0.192033	0.25843	0.580217	0.047535	0	4.401732
0	769.615022	0.5	0.102134	0.343868	0.499043	2	5.295514	0.985537	0.00896	0.23078	0.087381	0.493514	0.341127	0.300914	0.005286	0.828066	0	U_SYN_2513	0.432747	1.126461	0.172263	2	0.170224	0.063248	0.224037	0.256177	0	2.291619
10	850	1.067427	0.690485	0.550538	0.324137	4	8.064804	0.646738	0.008168	0.177176	0.063141	0.753784	0.589179	0.460675	0.00786	0.724731	1	U_SYN_6732	0.68857	1.640838	0.372088	6	0.591459	0	0.10709	0.544194	0.367025	5.553183
2	597.304486	1.179235	0.416108	0.990933	0.586364	1	7.461716	0.8339	0.004692	0.122177	0.00916	0.338978	0.154826	0.287101	0.010805	0.504533	0	U_SYN_5559	0.519362	1.080942	0.409886	1	0.325279	0.238619	0.403739	0.214581	0.132124	3.875335
4.434997	593.768356	7.973759	0.223524	0.854998	0.289361	2	3.363845	0.793356	0.125058	0.471207	0.494663	1	0	0	-0.143546	0.617485	1	USER_009805	0.394622	11.596131	0.238231	5.982541	0.620909	0.183845	28.332329	1.556462	0.700816	3.380113
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0	550.855772	4.293108	0.33645	0.502892	0.385939	0	6.243412	1	0.002138	0.597702	0.020225	0.005832	0.038692	0.174915	0.005046	0.748554	0	U_SYN_4700	0.247039	7.120852	0.308807	0	0.076586	0.134364	1.09942	0.013357	0	1.542369
7	549.529514	5.840129	0.71556	1.100775	0.382352	3	7.637609	0.929604	0.008349	0.775145	0.051026	0.541645	0.477256	0.548217	0.006615	0.449612	0	U_SYN_2233	0.608492	4.863632	0.679891	5	0.120462	0.332426	0.63515	0.333829	0.513695	4.647427
1.221422	697.220229	10.89563	0	0.812728	0	0	3.007337	0.936248	0.073725	0.949709	0.000872	0	0	0	0.111867	0.425316	0	USER_007835	-0.024602	20.427993	0.205163	-1.625608	1.383931	-0.006834	54.478149	0.646739	0.351173	7.102108
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0	528.415602	9.939517	0.521831	0.376806	0.615311	0	5.599335	0.933372	0.007629	1.087932	0.043348	0.000533	0.020153	0.100028	0.010515	0.811597	0	U_SYN_3543	0.251832	20.846026	0.144953	0	0.051978	0.147246	2.924431	0.032857	0	1.410091
0	765.680395	2.05408	0.216131	0.283357	0.537283	0	6.815598	0.914123	0.000663	0.28706	0.025635	0.14461	0.080662	0.202208	0.009443	0.858321	0	U_SYN_1438	0.214358	5.358133	0.131114	0	0.100336	0.032863	0.865095	0.101932	0	1.460977
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1.771041	627.01683	6.665752	0.15592	0.849654	0.307673	0	3.334261	0.73382	0.268071	0.529982	0.465044	1	0	1	0.033144	0.52577	1	USER_001251	0.17472	8.748451	0.126746	2.116685	2.249206	0.070836	23.074412	-1.008746	0.139232	8.305945
0.060106	799.149322	9.536192	0	0.883664	0.202778	0	0.213388	0.680596	-0.060302	0.602397	0.139987	0	0	0	-0.035833	0.127908	0	USER_005770	0.063163	17.83916	0.690003	0.180196	2.349207	0.00584	38.012298	0.920525	0.096223	9.729694
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7	581.630951	10	0.868586	2.679844	0.071398	2	10	0.616468	0.003193	1.060341	0.071238	0.346842	0.330347	0.372425	0.003109	0	0	U_SYN_9420	0.956346	3.597325	2.488509	4	0.085999	0.466643	0.093826	0.35657	1.250594	9.563465
0.111848	530.059108	0.202678	0.659719	0.545245	0.442623	5	9.946136	0.361241	0.224456	0.467322	0.142386	0	0	2	-0.00751	0.935648	1	USER_007215	0.345444	0.288774	0.250797	10.117684	2.10745	0.200948	0.564842	-0.298707	0.742837	7.67416
3.803227	457.2292	3.095156	0.323639	0.889859	0.514061	0	6.040934	0.457869	0.345922	0.069864	0.441359	2	0	1	0.073037	0.465159	0	USER_005375	0.370978	1.897938	0.796087	3.410746	0.833506	0.264926	7.520282	0.321213	0.905271	2.907944
4.497736	563.327275	6.699948	0.192831	0.895889	0.493903	1	2.320766	0.589436	0.294855	0.233771	0.174109	0	0	0	0.034383	0.033351	0	USER_004669	0.110676	7.628575	0.633772	2.289454	2.062439	0.057687	16.954131	-0.014684	0.143006	5.757152
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0	727.596816	2.531035	0.559991	1.357069	0.338157	0	7.477312	0.945673	0.004712	0.392903	0.093913	0.168313	0.095187	0.163762	0.005265	0.321466	0	U_SYN_9506	0.515427	1.737073	0.898167	0	0.212841	0.114709	0.376598	0.100781	0	3.854007
7	847.25799	0.5	0.454179	0.486526	0.528	4	6.384483	0.621737	0.004159	0.152239	0.057819	0.765187	0.578365	0.690118	0.009671	0.756737	1	U_SYN_920	0.706892	0.852477	0.22964	6	0.756965	0.003524	0.144097	0.554371	0.227046	4.513142
7	671.006361	1.435476	0.522824	0.614973	0.529597	4	9.48589	0.767315	0.006022	0.291707	0.099738	0.799868	0.620165	0.561464	0.00778	0.692513	0	U_SYN_12171	0.550095	2.007733	0.289286	6	0.340496	0.179024	0.36276	0.519084	0.286988	5.218137
1.716652	531.197712	4.363948	0.454477	0.810251	0.570407	0	4.493334	0.698963	0.176299	0.310985	0.142874	1	0	1	0.000568	0.375809	1	USER_001396	0.283668	4.17628	0.854754	-0.854635	1.309185	0.164425	9.37361	-0.439799	0.435757	9.770093
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0	680.939044	4.816358	0.463706	1.035178	0.502276	0	9.145666	1	0.00777	0.546865	0.050725	0.128116	0.026291	0.132763	0.009909	0.482411	0	U_SYN_818	0.386828	4.242823	0.515233	0	0.094319	0.118904	1.297371	0.046322	0	3.537797
3.234376	507.282507	6.690591	0.314698	0.742279	0.268266	3	3.944934	0.377018	0.487131	0.066013	0.179569	2	0	1	0.079248	0.095583	1	USER_000872	0.062846	6.383433	0.35759	8.379984	0.361717	0.039161	24.478659	1.078019	0.820894	4.290864
10	488.23362	0.5	0.552735	1.768584	0.429673	3	10	0.695112	0.008937	0.131719	0.00573	0.626214	0.456844	0.459937	0.006495	0.115708	1	U_SYN_10976	1.052871	0.267582	1.008671	5	0.921225	0.692533	0.096089	0.446873	1.179056	10.528706
2	673.492305	3.96344	0.301206	0.857422	0.289719	0	5.922739	0.86186	0.004563	0.451299	0.052164	0.08349	0.075103	0.204136	0.004839	0.571289	0	U_SYN_9896	0.351065	4.139702	0.60901	0	0.074126	0.112665	0.802414	0.102834	0.114323	2.079268
7	529.567017	0.5	0.36257	0.444721	0.399518	4	8.654936	0.668835	0.004969	0.211442	0.058459	0.770136	0.578352	0.542677	0.007639	0.77764	0	U_SYN_453	0.671048	0.917902	0.267047	6	0.604283	0.390956	0.127332	0.537012	0.207536	5.807882

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